Note 13

6 Months Ended

Jun. 30, 2021

Financial Assets At Amortised Cost [Abstract]

Disclosure of financial assets at amortised cost [Text Block]

Financial assets at amortized costBreakdown of the balance

The breakdown of the balance under this heading in the accompanying condensed consolidated balance sheets according to the nature of the financial instrument is as follows:


Financial assets at amortized cost (Millions of Euros)
	Notes	June 2021	December 2020
Debt securities		35,327	35,737





Loans and advances to central banks		5,087	6,209
Loans and advances to credit institutions		11,860	14,575


Loans and advances to customers		315,752	311,147
Government		19,673	19,391
Other financial corporations		10,270	9,817
Non-financial corporations		137,217	136,424
Other		148,591	145,515
Total	7	368,026	367,668
Of which: impaired assets of loans and advances to customers (*)		15,013	14,672
Of which: loss allowances of loans and advances (*)		(11,649)	(12,141)
Of which: loss allowances of debt securities		(48)	(48)

(*) See Note 6.2.

During the six months ended June 30, 2021 and the year ended December 31, 2020, there have been no significant reclassifications neither from “Financial assets at amortized cost” to other headings nor from other headings to “Financial assets at amortized cost”.

Loans and advances to customers

The breakdown of the balance under this heading in the accompanying condensed consolidated balance sheets according to the nature of the financial instrument is as follows:


Loans and advances to customers (Millions of Euros)
	June 2021	December 2020
On demand and short notice	3,381	2,835
Credit card debt	13,213	13,093
Trade receivables	16,372	15,544
Finance leases	7,795	7,650
Reverse repurchase agreements	2	71
Other term loans	269,667	267,031
Advances that are not loans	5,321	4,924
Total	315,752	311,147