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Note 44 (Tables)

12 Months Ended

Dec. 31, 2021

Administration Costs [Abstract]

Personnel Expenses Breakdown [Table Text Block]

The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows:

Personnel expense (Millions of Euros)
			Notes			2021			2020			2019
Wages and salaries						3,933			3,610			4,103
Social security costs						668			671			725
Defined contribution plan expense			25			71			72			95
Defined benefit plan expense			25			49			49			49
Other personnel expense						325			293			379
Total						5,046			4,695			5,351

Administrative expenses [Table Text Block]

The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows:

Other administrative expense. Breakdown by main concepts (Millions of Euros)
						2021			2020			2019
Technology and systems						1,176			1,088			1,060
Communications						175			172			181
Advertising						207			186			250
Property, fixtures and materials						380			404			477
Taxes other than income tax						347			344			378
Surveillance and cash courier services						179			161			188
Other expense						786			749			885
Total						3,249			3,105			3,418

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