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Note 7 Changes in allowances of loans and advances at amortized cost (Details) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost € 344,072 € 412,711  
Profit (loss) from discontinued operations 280 (1,729) € (758)
Gross carrying amount loans and advances at amortized cost 349,037 344,072 412,711
Changes in allowances of loans and advances at amortized cost [Member]      
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost (12,141) (12,427) (12,217)
Transfers of financial assets (1,893) (2,133) (1,626)
Transfers from stage 1 to stage 2 (463) (766) (523)
Transfers from stage 2 to stage 1 247 202 235
Transfers to stage 3 (1,862) (1,652) (1,487)
Transfers from stage 3 185 83 149
Net annual origination of allowances (933) (2,996) (2,370)
Becoming write offs 2,795 2,568 3,256
Increase (decrease) through changes in models or risk parameters, financial assets 0 0 0
Net foreign exchange loss 519 1,204 20
Increase (decrease) through other movements, financial assets (189) (283) (254)
Other impairment losses 701 803 764
Profit (loss) from discontinued operations   1,123  
Gross carrying amount loans and advances at amortized cost (11,142) (12,141) (12,427)
Stage 1 [Member] | Changes in allowances of loans and advances at amortized cost [Member]      
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost (2,037) (2,149) (2,082)
Transfers of financial assets 187 184 176
Transfers from stage 1 to stage 2 139 156 126
Transfers from stage 2 to stage 1 (60) (50) (38)
Transfers to stage 3 111 81 89
Transfers from stage 3 (3) (3) (1)
Net annual origination of allowances (563) (872) (542)
Becoming write offs 45 0 130
Increase (decrease) through changes in models or risk parameters, financial assets 0 0 0
Net foreign exchange loss 70 227 (30)
Increase (decrease) through other movements, financial assets 12 12 (15)
Other impairment losses 297 160 215
Profit (loss) from discontinued operations   401  
Gross carrying amount loans and advances at amortized cost (1,990) (2,037) (2,149)
Stage 2 [Member] | Changes in allowances of loans and advances at amortized cost [Member]      
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost (2,289) (2,183) (2,375)
Transfers of financial assets 441 (511) (227)
Transfers from stage 1 to stage 2 (602) (923) (649)
Transfers from stage 2 to stage 1 307 253 273
Transfers to stage 3 802 218 234
Transfers from stage 3 (66) (59) (86)
Net annual origination of allowances (57) (795) (116)
Becoming write offs 56 0 337
Increase (decrease) through changes in models or risk parameters, financial assets 0 0 0
Net foreign exchange loss (270) 256 (18)
Increase (decrease) through other movements, financial assets (79) (118) (149)
Other impairment losses 106 618 366
Profit (loss) from discontinued operations   444  
Gross carrying amount loans and advances at amortized cost (2,091) (2,289) (2,183)
Stage 3 [Member] | Changes in allowances of loans and advances at amortized cost [Member]      
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost (7,815) (8,094) (7,761)
Transfers of financial assets (2,521) (1,806) (1,574)
Transfers from stage 1 to stage 2 0 0 0
Transfers from stage 2 to stage 1 0 0 0
Transfers to stage 3 (2,775) (1,950) (1,810)
Transfers from stage 3 254 144 236
Net annual origination of allowances (314) (1,329) (1,711)
Becoming write offs 2,694 2,567 2,789
Increase (decrease) through changes in models or risk parameters, financial assets 0 0 0
Net foreign exchange loss 719 721 69
Increase (decrease) through other movements, financial assets (122) (177) (89)
Other impairment losses 298 25 183
Profit (loss) from discontinued operations   278  
Gross carrying amount loans and advances at amortized cost € (7,061) € (7,815) € (8,094)