XML 146 R129.htm IDEA: XBRL DOCUMENT
v3.22.4

Note 7 Maximum Credit Risk Exposure, accumulated allowances and carrying amount by geographical location (Details) - EUR (€) € in Millions | Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020
--- | --- | --- | ---
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Loans and advances to customers | € 358,023 |  | € 318,939 |  | € 311,147 |
SPAIN |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 214,126 | [1] | 201,405 | [2] | 195,983 | [3]
Allowance account for credit losses of financial assets | (4,860) | [1] | (5,277) | [2] | (5,679) | [3]
Loans and advances to customers | 209,266 | [1] | 196,129 | [2] | 190,304 | [3]
MEXICO |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 74,252 |  | 57,847 |  | 52,211 |
Allowance account for credit losses of financial assets | (2,496) |  | (2,038) |  | (2,211) |
Loans and advances to customers | 71,756 |  | 55,809 |  | 50,000 |
TURKEY |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 39,547 | [4] | 33,472 | [5] | 39,633 | [6]
Allowance account for credit losses of financial assets | (2,105) | [4] | (2,058) | [5] | (2,338) | [6]
Loans and advances to customers | 37,443 | [4] | 31,414 | [5] | 37,295 | [6]
South America [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 40,288 | [7] | 36,335 | [8] | 34,499 | [9]
Allowance account for credit losses of financial assets | (1,768) | [7] | (1,736) | [8] | (1,870) | [9]
Loans and advances to customers | 38,519 | [7] | 34,599 | [8] | 32,629 | [9]
Other Countries [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 1,047 |  | 996 |  | 925 |
Allowance account for credit losses of financial assets | (8) |  | (8) |  | (7) |
Loans and advances to customers | 1,039 |  | 988 |  | 918 |
Total maximum credit risk exposures [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 369,260 | [10] | 330,055 | [11] | 323,252 | [12]
Allowance account for credit losses of financial assets | (11,237) | [10] | (11,116) | [11] | (12,105) | [12]
Loans and advances to customers | 358,023 | [10] | 318,939 | [11] | 311,147 | [12]
Of which individual [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Allowance account for credit losses of financial assets | (2,164) |  | (2,528) |  | (2,611) |
Of which collective [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Allowance account for credit losses of financial assets | (9,073) |  | (8,587) |  | (9,494) |
Stage 1 [Member] | SPAIN |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 187,037 | [1] | 171,883 | [2] | 171,397 | [3]
Allowance account for credit losses of financial assets | (518) | [1] | (722) | [2] | (753) | [3]
Loans and advances to customers | 186,519 | [1] | 171,161 | [2] | 170,644 | [3]
Stage 1 [Member] | MEXICO |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 66,971 |  | 51,665 |  | 46,373 |
Allowance account for credit losses of financial assets | (955) |  | (740) |  | (685) |
Loans and advances to customers | 66,017 |  | 50,925 |  | 45,688 |
Stage 1 [Member] | TURKEY |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 32,755 | [4] | 26,497 | [5] | 30,832 | [6]
Allowance account for credit losses of financial assets | (224) | [4] | (224) | [5] | (246) | [6]
Loans and advances to customers | 32,531 | [4] | 26,273 | [5] | 30,586 | [6]
Stage 1 [Member] | South America [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 34,401 | [7] | 30,166 | [8] | 28,484 | [9]
Allowance account for credit losses of financial assets | (318) | [7] | (277) | [8] | (320) | [9]
Loans and advances to customers | 34,083 | [7] | 29,889 | [8] | 28,165 | [9]
Stage 1 [Member] | Other Countries [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 1,035 |  | 984 |  | 912 |
Allowance account for credit losses of financial assets | 0 |  | (1) |  | (1) |
Loans and advances to customers | 1,035 |  | 983 |  | 911 |
Stage 1 [Member] | Total maximum credit risk exposures [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 322,199 | [10] | 281,195 | [11] | 277,998 | [12]
Allowance account for credit losses of financial assets | (2,014) | [10] | (1,964) | [11] | (2,005) | [12]
Loans and advances to customers | 320,185 | [10] | 279,231 | [11] | 275,993 | [12]
Stage 1 [Member] | Of which individual [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Allowance account for credit losses of financial assets | (21) |  | (4) |  | (10) |
Stage 1 [Member] | Of which collective [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Allowance account for credit losses of financial assets | (1,994) |  | (1,959) |  | (1,995) |
Stage 2 [Member] | SPAIN |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 19,621 | [1] | 21,380 | [2] | 16,387 | [3]
Allowance account for credit losses of financial assets | (759) | [1] | (923) | [2] | (849) | [3]
Loans and advances to customers | 18,862 | [1] | 20,457 | [2] | 15,538 | [3]
Stage 2 [Member] | MEXICO |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 5,342 |  | 4,261 |  | 4,071 |
Allowance account for credit losses of financial assets | (475) |  | (381) |  | (442) |
Loans and advances to customers | 4,866 |  | 3,880 |  | 3,628 |
Stage 2 [Member] | TURKEY |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 4,436 | [4] | 4,134 | [5] | 5,806 | [6]
Allowance account for credit losses of financial assets | (358) | [4] | (424) | [5] | (535) | [6]
Loans and advances to customers | 4,078 | [4] | 3,711 | [5] | 5,272 | [6]
Stage 2 [Member] | South America [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 4,166 | [7] | 4,425 | [8] | 4,312 | [9]
Allowance account for credit losses of financial assets | (345) | [7] | (362) | [8] | (460) | [9]
Loans and advances to customers | 3,821 | [7] | 4,062 | [8] | 3,852 | [9]
Stage 2 [Member] | Other Countries [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 3 |  | 3 |  | 5 |
Allowance account for credit losses of financial assets | 0 |  | 0 |  | 0 |
Loans and advances to customers | 3 |  | 3 |  | 4 |
Stage 2 [Member] | Total maximum credit risk exposures [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 33,568 | [10] | 34,203 | [11] | 30,581 | [12]
Allowance account for credit losses of financial assets | (1,938) | [10] | (2,091) | [11] | (2,287) | [12]
Loans and advances to customers | 31,629 | [10] | 32,112 | [11] | 28,294 | [12]
Stage 2 [Member] | Of which individual [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Allowance account for credit losses of financial assets | (604) |  | (657) |  | (479) |
Stage 2 [Member] | Of which collective [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Allowance account for credit losses of financial assets | (1,334) |  | (1,434) |  | (1,808) |
Stage 3 [Member] | SPAIN |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 7,468 | [1] | 8,143 | [2] | 8,199 | [3]
Allowance account for credit losses of financial assets | (3,583) | [1] | (3,631) | [2] | (4,077) | [3]
Loans and advances to customers | 3,885 | [1] | 4,511 | [2] | 4,122 | [3]
Stage 3 [Member] | MEXICO |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 1,939 |  | 1,921 |  | 1,767 |
Allowance account for credit losses of financial assets | (1,066) |  | (916) |  | (1,083) |
Loans and advances to customers | 873 |  | 1,005 |  | 684 |
Stage 3 [Member] | TURKEY |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 2,356 | [4] | 2,841 | [5] | 2,995 | [6]
Allowance account for credit losses of financial assets | (1,523) | [4] | (1,410) | [5] | (1,557) | [6]
Loans and advances to customers | 833 | [4] | 1,431 | [5] | 1,438 | [6]
Stage 3 [Member] | South America [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 1,721 | [7] | 1,744 | [8] | 1,703 | [9]
Allowance account for credit losses of financial assets | (1,105) | [7] | (1,096) | [8] | (1,090) | [9]
Loans and advances to customers | 615 | [7] | 648 | [8] | 612 | [9]
Stage 3 [Member] | Other Countries [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 9 |  | 9 |  | 8 |
Allowance account for credit losses of financial assets | (7) |  | (7) |  | (6) |
Loans and advances to customers | 2 |  | 2 |  | 2 |
Stage 3 [Member] | Total maximum credit risk exposures [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Maximum exposure to credit risk | 13,493 |  | 14,657 | [11] | 14,672 | [12]
Allowance account for credit losses of financial assets | (7,284) | [10] | (7,061) | [11] | (7,813) | [12]
Loans and advances to customers | 6,208 | [10] | 7,596 | [11] | 6,860 | [12]
Stage 3 [Member] | Of which individual [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Allowance account for credit losses of financial assets | (1,539) |  | (1,867) |  | (2,122) |
Stage 3 [Member] | Of which collective [Member] |  |  |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |  |  |
Allowance account for credit losses of financial assets | € (5,745) |  | € (5,194) |  | € (5,691) |
[1] | (1) Spain includes all countries where BBVA, S.A. operates.
[2] | (1) Spain includes all countries where BBVA, S.A. operates.
[3] | (1) Spain includes all countries where BBVA, S.A. operates.
[4] | (2) Turkey includes all countries in which Garanti BBVA operates.
[5] | (2) Turkey includes all countries in which Garanti BBVA operates.
[6] | (2) Turkey includes all countries in which Garanti BBVA operates.
[7] | (3) In South America, BBVA Group operates mainly in Argentina, Colombia, Peru and Uruguay.
[8] | (3) In South America, BBVA Group operates mainly in Argentina, Colombia, Peru and Uruguay.
[9] | (3) In South America, BBVA Group operates mainly in Argentina, Colombia, Peru and Uruguay.
[10] | (4) The amount of the accumulated allowances includes the provisions recorded for credit risk over the remaining expected lifetime of purchased financial instruments. Those provisions were determined at the moment of the Purchase Price Allocation and were originated mainly in the acquisition of Catalunya Banc S.A. (as of December 31, 2022, the remaining balance was €190 million). These valuation adjustments are recognized in the consolidated income statement during the residual life of the operations or are applied to the value corrections when the losses materialize.
[11] | (4) The amount of the accumulated allowances includes the provisions recorded for credit risk over the remaining expected lifetime of purchased financial instruments. Those provisions were determined at the moment of the Purchase Price Allocation and were originated mainly in the acquisition of Catalunya Banc S.A. (as of December 31, 2021 the remaining balance was €266 million). These valuation adjustments are recognized in the consolidated income statement during the residual life of the operations or are applied to the value corrections when the losses materialize.
[12] | (4) The amount of the accumulated allowances includes the provisions recorded for credit risk over the remaining expected lifetime of purchased financial instruments. Those provisions were determined at the moment of the Purchase Price Allocation and were originated mainly in the acquisition of Catalunya Banc S.A. (as of December 31, 2020 the remaining balance was €363 million). These valuation adjustments are recognized in the consolidated income statement during the residual life of the operations or are applied to the value corrections when the losses materialize

X
- Definition Maximum Exposure to Credit Risk + References No definition available. + Details
Name: | bbva_MaximumExposureToCreditRiskLineItems
Namespace Prefix: | bbva_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Note Expiry date 2023-01-01 -Name IFRS -Number 7 -IssueDate 2022-03-24 -Paragraph 16 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2017-en-b&anchor=para_16&doctype=Standard&book=b -URIDate 2022-03-24 + Details
Name: | ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The amount of loans and advances the entity has made to customers. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2022-03-24 -Paragraph 55 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2022-en-r&anchor=para_55&doctype=Standard -URIDate 2022-03-24 + Details
Name: | ifrs-full_LoansAndAdvancesToCustomers
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The amount that best represents the maximum exposure to credit risk without taking into account any collateral held or other credit enhancements (for example, netting agreements that do not qualify for offset in accordance with IAS 32). [Refer: Credit risk [member]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2022-03-24 -Paragraph 35K -Subparagraph a -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2022-en-r&anchor=para_35K_a&doctype=Standard -URIDate 2022-03-24 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Note Expiry date 2023-01-01 -Name IFRS -Number 7 -IssueDate 2022-03-24 -Paragraph 36 -Subparagraph a -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2017-en-b&anchor=para_36_a&doctype=Standard&book=b -URIDate 2022-03-24 + Details
Name: | ifrs-full_MaximumExposureToCreditRisk
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | na
Period Type: | instant

X
- Details
Name: | bbva_MaximumCreditRiskExposureByCountriesAxis=country_ES
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_MaximumCreditRiskExposureByCountriesAxis=country_MX
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_MaximumCreditRiskExposureByCountriesAxis=country_TR
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_MaximumCreditRiskExposureByCountriesAxis=srt_SouthAmericaMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_MaximumCreditRiskExposureByCountriesAxis=bbva_OtherCountriesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_MaximumCreditRiskExposureByCountriesAxis=bbva_TotalMaximumCreditRiskExposuresMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_MaximumCreditRiskExposureByCountriesAxis=bbva_OfWhichIndividualMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_MaximumCreditRiskExposureByCountriesAxis=bbva_OfWhichCollectiveMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_TypeOfStageAxis=bbva_Stage1Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_TypeOfStageAxis=bbva_Stage2Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_TypeOfStageAxis=bbva_Stage3Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |