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Note 7 Maximum credit risk exposure, accumulated allowances and carrying amount by counterparty (Details) - EUR (€)
€ in Millions
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Maximum credit risk exposure to customers [Line Items]      
Loans and advances to customers € 358,023 € 318,939 € 311,147
Public administration [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (20,922) (19,719) (19,439)
Allowance account for credit losses of financial assets 30 37 48
Loans and advances to customers 20,892 19,682 19,391
Other financial corporations [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (12,802) (9,826) (9,856)
Allowance account for credit losses of financial assets 37 23 39
Loans and advances to customers 12,765 9,804 9,817
Non financial corporations [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (171,006) (146,797) (142,547)
Allowance account for credit losses of financial assets 5,495 5,804 6,123
Loans and advances to customers 165,510 140,993 136,424
Households [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (164,530) (153,714) (151,410)
Allowance account for credit losses of financial assets 5,675 5,253 5,895
Loans and advances to customers 158,855 148,461 145,515
Loans and advances to customers [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (369,260) (330,055) (323,252)
Allowance account for credit losses of financial assets 11,237 11,116 12,105
Loans and advances to customers 358,023 318,939 311,147
Stage 1 [Member] | Public administration [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (20,582) (19,287) (19,163)
Allowance account for credit losses of financial assets 8 13 14
Loans and advances to customers 20,574 19,274 19,149
Stage 1 [Member] | Other financial corporations [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (12,548) (9,672) (9,747)
Allowance account for credit losses of financial assets 15 8 25
Loans and advances to customers 12,533 9,664 9,722
Stage 1 [Member] | Non financial corporations [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (149,579) (120,140) (119,891)
Allowance account for credit losses of financial assets 675 759 774
Loans and advances to customers 148,903 119,381 119,117
Stage 1 [Member] | Households [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (139,491) (132,096) (129,196)
Allowance account for credit losses of financial assets 1,316 1,184 1,192
Loans and advances to customers 138,175 130,912 128,005
Stage 1 [Member] | Loans and advances to customers [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (322,199) (281,195) (277,998)
Allowance account for credit losses of financial assets 2,014 1,964 2,005
Loans and advances to customers 320,185 279,231 275,993
Stage 2 [Member] | Public administration [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (302) (369) (200)
Allowance account for credit losses of financial assets 11 5 9
Loans and advances to customers 291 364 191
Stage 2 [Member] | Other financial corporations [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (238) (131) (95)
Allowance account for credit losses of financial assets 12 6 6
Loans and advances to customers 226 125 88
Stage 2 [Member] | Non financial corporations [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (15,087) (19,366) (15,179)
Allowance account for credit losses of financial assets 991 1,306 1,110
Loans and advances to customers 14,096 18,060 14,069
Stage 2 [Member] | Households [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (17,941) (14,336) (15,108)
Allowance account for credit losses of financial assets 925 773 1,161
Loans and advances to customers 17,017 13,563 13,946
Stage 2 [Member] | Loans and advances to customers [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (33,568) (34,203) (30,581)
Allowance account for credit losses of financial assets 1,938 2,091 2,287
Loans and advances to customers 31,629 32,112 28,294
Stage 3 [Member] | Public administration [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (38) (62) (76)
Allowance account for credit losses of financial assets 11 19 25
Loans and advances to customers 27 43 51
Stage 3 [Member] | Other financial corporations [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (17) (24) (14)
Allowance account for credit losses of financial assets 10 9 7
Loans and advances to customers 6 15 7
Stage 3 [Member] | Non financial corporations [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (6,340) (7,290) (7,477)
Allowance account for credit losses of financial assets 3,829 3,738 4,239
Loans and advances to customers 2,511 3,552 3,238
Stage 3 [Member] | Households [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (7,098) (7,281) (7,106)
Allowance account for credit losses of financial assets 3,434 3,295 3,542
Loans and advances to customers 3,663 3,986 3,564
Stage 3 [Member] | Loans and advances to customers [Member]      
Maximum credit risk exposure to customers [Line Items]      
Maximum exposure to credit risk (13,493) (14,657) (14,672)
Allowance account for credit losses of financial assets 7,284 7,061 7,813
Loans and advances to customers € 6,208 € 7,596 € 6,860