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Note 40 Fee and commission income (Details) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Fee and commission income [Line Items]      
Bills receivables € 26 € 23 € 27
Demand Account 424 425 322
Credit and Debit Cards 3,499 2,628 2,089
Checks 162 136 136
Transfers and other payment orders 812 664 555
Insurance product commissions 261 215 159
Loan commitments given fee and commission income 259 234 185
Other Commitments And Financial Guarantees Given 420 364 349
Portfolio and other management fee income 1,228 1,250 1,100
Brokerage fee income 266 267 367
Custody securities income 193 169 135
Other fee and commission income 711 622 556
Fee and commission income € 8,261 € 6,997 € 5,980