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Statement of comprehensive income, profit or loss, by function of expense (Statement) - EUR (€)
€ in Millions
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Profit or loss [abstract]      
Interest income € 31,432 € 23,015 € 22,389
Financial Assets At Fair Value Through Other Comprehensive Income Interest And Other Income 3,110 1,880 1,392
Financial Assets At Amortized Cost Interest And Other Income 25,258 18,364 18,357
Other Interest Income Interest And Other Income 3,064 2,770 2,640
Interest expense (12,279) (8,329) (7,797)
Interest income (expense) 19,153 14,686 14,592
Dividend income 123 176 137
Share of profit (loss) of associates and joint ventures accounted for using equity method 21 1 (39)
Fee and commission income 8,261 6,997 5,980
Fee and commission expense (2,907) (2,232) (1,857)
Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net 64 134 139
Gains Losses On Derecognition Of Financial Assets At Amortized Cost 8 27 106
Gains Losses On Derecognition Of Other Financial Assets And Liabilities 56 106 33
Gains or losses on financial assets and liabilities held for trading net 562 341 777
Reclassification Of Financial Assets From Fair Value Through Other Comprehensive Income To Held For Trading 0 0 0
Reclassification Of Financial Assets From Amortized Cost To Held For Trading 0 0 0
Reclassification Of Other Gains Losses To Held For Trading 562 341 777
Gains (losses) on financial assets at fair value through profit or loss, mandatorily measured at fair value (67) 432 208
Reclassification Of Financial Assets From Fair Value Through Other Comprehensive Income To Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss 0 0 0
Reclassification Of Financial Assets From Amortized Cost To Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss 0 0 0
Reclassification Of Other Gains Losses To Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss (67) 432 208
Gains or losses on financial assets and liabilities designated at fair value through profit or loss net 150 335 56
Gains (losses) on hedging instrument, fair value hedges (45) (214) 7
Gains (losses) on exchange differences on translation, net of tax 1,275 883 359
Miscellaneous other operating income 528 661 492
Miscellaneous other operating expense 3,438 2,041 1,662
Income arising from insurance contracts 3,103 2,593 2,497
Expense arising from insurance contracts (1,892) (1,685) (1,520)
Gross profit 24,890 21,066 20,166
Administrative expenses 9,432 8,296 7,799
Employee benefits expense (5,612) (5,046) (4,695)
Other expense, by function 3,820 3,249 3,105
Depreciation and amortisation expense (1,328) (1,234) (1,288)
Provision or reversal of provisions (291) (1,018) (746)
Impairment loss on financial assets 3,379 3,034 5,179
Impairment financial assets measured at cost (3,303) (3,017) (5,160)
Impairment Financial Assets Measured At Fair Value Through Other Comprehensive Income (76) (17) (19)
Profit (loss) from operating activities 10,460 7,484 5,153
Impairment or reversal of impairment investments in subsidiaries joint ventures and associates 42 0 (190)
Impairment or reversal of impairment on non financial assets (27) (221) (153)
Impairment tangible assets 53 (161) (125)
Impairment loss recognised in profit or loss, intangible assets other than goodwill (25) (19) (19)
Other impairment non financial assets (55) (41) (9)
Gains(losses) on derecognized of non financial assets and subsidiaries net (11) 24 (7)
Negative goodwill recognised in profit and loss 0 0 0
Profit or loss from non current assets and disposal groups classified as held for sale not qualifying as discontinued operations (108) (40) 444
Profit (loss) before tax 10,356 7,247 5,248
Tax expense (income) (3,529) (1,909) (1,459)
Profit (loss) from continuing operations 6,827 5,338 3,789
Profit (loss) from discontinued operations 0 280 (1,729)
Profit (loss) 6,827 5,618 2,060
Profit (loss), attributable to non-controlling interests 407 965 756
Profit (loss), attributable to owners of parent € 6,420 € 4,653 € 1,305
Basic earnings (loss) per share € 0.99 € 0.67 € 0.14
Basic earnings (loss) per share from continuing operations 0.99 0.63 0.40
Diluted earnings (loss) per share from continuing operations 0.99 0.63 0.40
Basic earnings (loss) per share from discontinued operations 0 0.04 (0.26)
Diluted earnings (loss) per share from discontinued operations € 0 € 0.04 € (0.26)