XML 225 R206.htm IDEA: XBRL DOCUMENT
v3.24.0.1

Note 23 Variation in liabilities under Insurance and Reinsurance Contracts analyzed by liabilities for the remaining coverage and liabilities for incurred claims (Details) - EUR (€) € in Millions | 12 Months Ended |
--- | --- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance contracts issued that are liabilities restated |  |  |  |  | € 9,972
Insurance contracts issued that are liabilities | € 10,131 | [1] | € 10,865 |  |
Insurance service result | (1,289) |  | (1,186) |  |
Insurance revenue | (2,897) |  | (2,575) |  |
Insurance expense | 1,607 |  | 1,390 |  |
Financial income (expense) from insurance contracts | 564 |  | (692) |  |
Exchange rate differences from insurance contracts | 1,067 |  | 1,099 |  |
Cash flows from insurance and reinsurance contracts | 1,637 |  | 938 |  |
Insurance contracts issued that are liabilities | 12,110 |  | 10,131 | [1] |
Amounts related to changes in liability for remaining coverage [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | (1,005) |  | (1,074) |  |
Recovery of Insurance acquisitions cash flows [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | (23) |  | (4) |  |
Other insurance revenue [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | (1,869) |  | (1,497) |  |
Incurred claims and other expenses [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 1,509 |  | 1,112 |  |
Amortization of Insurance acquisition cash flow [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 70 |  | 116 |  |
Changes to liability for incurred claims [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 23 |  | 148 |  |
Impairment (reversal) from loss component [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 5 |  | 13 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage excluding loss component [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance contracts issued that are liabilities restated |  |  |  |  | 7,657
Insurance contracts issued that are liabilities | 7,871 |  |  |  |
Insurance service result | (2,817) |  | (2,201) |  |
Insurance revenue | (2,887) |  | (2,329) |  |
Insurance expense | 70 |  | 128 |  |
Financial income (expense) from insurance contracts | 495 |  | (749) |  |
Exchange rate differences from insurance contracts | 795 |  | 820 |  |
Cash flows from insurance and reinsurance contracts | 2,692 |  | 2,345 |  |
Insurance contracts issued that are liabilities | 9,036 |  | 7,871 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage excluding loss component [Member] | Amounts related to changes in liability for remaining coverage [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | (995) |  | (828) |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage excluding loss component [Member] | Recovery of Insurance acquisitions cash flows [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | (23) |  | (4) |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage excluding loss component [Member] | Other insurance revenue [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | (1,869) |  | (1,497) |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage excluding loss component [Member] | Incurred claims and other expenses [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 0 |  | 0 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage excluding loss component [Member] | Amortization of Insurance acquisition cash flow [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 70 |  | 116 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage excluding loss component [Member] | Changes to liability for incurred claims [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 0 |  | 0 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage excluding loss component [Member] | Impairment (reversal) from loss component [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 0 |  | 12 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage with loss component [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance contracts issued that are liabilities restated |  |  |  |  | 1,218
Insurance contracts issued that are liabilities | 1,286 |  |  |  |
Insurance service result | (5) |  | (244) |  |
Insurance revenue | (10) |  | (246) |  |
Insurance expense | 5 |  | 2 |  |
Financial income (expense) from insurance contracts | 68 |  | 55 |  |
Exchange rate differences from insurance contracts | 212 |  | 228 |  |
Cash flows from insurance and reinsurance contracts | 302 |  | 30 |  |
Insurance contracts issued that are liabilities | 1,864 |  | 1,286 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage with loss component [Member] | Amounts related to changes in liability for remaining coverage [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | (10) |  | (246) |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage with loss component [Member] | Recovery of Insurance acquisitions cash flows [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | 0 |  | 0 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage with loss component [Member] | Other insurance revenue [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | 0 |  | 0 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage with loss component [Member] | Incurred claims and other expenses [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 0 |  | 0 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage with loss component [Member] | Amortization of Insurance acquisition cash flow [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 0 |  | 0 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage with loss component [Member] | Changes to liability for incurred claims [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 0 |  | 0 |  |
Liabilities for remaining coverage [Member] | Liabilities for remaining coverage with loss component [Member] | Impairment (reversal) from loss component [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 5 |  | 2 |  |
Liabilities for incurred claims [member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance contracts issued that are liabilities restated |  |  |  |  | € 1,097
Insurance contracts issued that are liabilities | 974 |  |  |  |
Insurance service result | 1,532 |  | 1,260 |  |
Insurance revenue | 0 |  | 0 |  |
Insurance expense | 1,532 |  | 1,260 |  |
Financial income (expense) from insurance contracts | 1 |  | 2 |  |
Exchange rate differences from insurance contracts | 59 |  | 51 |  |
Cash flows from insurance and reinsurance contracts | (1,357) |  | (1,437) |  |
Insurance contracts issued that are liabilities | 1,210 |  | 974 |  |
Liabilities for incurred claims [member] | Amounts related to changes in liability for remaining coverage [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | 0 |  | 0 |  |
Liabilities for incurred claims [member] | Recovery of Insurance acquisitions cash flows [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | 0 |  | 0 |  |
Liabilities for incurred claims [member] | Other insurance revenue [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance revenue | 0 |  | 0 |  |
Liabilities for incurred claims [member] | Incurred claims and other expenses [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 1,509 |  | 1,112 |  |
Liabilities for incurred claims [member] | Amortization of Insurance acquisition cash flow [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 0 |  | 0 |  |
Liabilities for incurred claims [member] | Changes to liability for incurred claims [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | 23 |  | 148 |  |
Liabilities for incurred claims [member] | Impairment (reversal) from loss component [Member] |  |  |  |  |
Variations in liabilities under insurance and reinsurance contracts [Line Items] |  |  |  |  |
Insurance expense | € 0 |  | € 0 |  |
[1] | (1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Notes 1.3 and 2.3).

X
- Definition Cash flows from insurance and reinsurance contracts + References No definition available. + Details
Name: | bbva_CashFlowsFromInsuranceAndReinsuranceContracts
Namespace Prefix: | bbva_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Exchange rate differences from insurance contracts + References No definition available. + Details
Name: | bbva_ExchangeRateDifferencesFromInsuranceContracts
Namespace Prefix: | bbva_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Financial income (expense) from insurance contracts + References No definition available. + Details
Name: | bbva_FinancialIncomeExpenseFromInsuranceContracts
Namespace Prefix: | bbva_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Insurance contracts issued that are liabilities restated + References No definition available. + Details
Name: | bbva_InsuranceContractsIssuedThatAreLiabilitiesRestated
Namespace Prefix: | bbva_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Result from insurance service by liabilities for the remaining coverage and liabilities for incurred claims + References No definition available. + Details
Name: | bbva_ResultFromInsuranceServiceByLiabilitiesForTheRemainingCoverageAndLiabilitiesForIncurredClaims
Namespace Prefix: | bbva_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Variations in liabilities under insurance and reinsurance contracts + References No definition available. + Details
Name: | bbva_VariationsInLiabilitiesUnderInsuranceAndReinsuranceContractsLineItems
Namespace Prefix: | bbva_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The amount of insurance contracts issued that are liabilities. [Refer: Liabilities; Insurance contracts issued [member]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 17 -IssueDate 2023-01-01 -Paragraph 78 -Subparagraph b -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=17&code=ifrs-tx-2023-en-r&anchor=para_78_b&doctype=Standard -URIDate 2023-03-23 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 1 -IssueDate 2023-01-01 -Paragraph 54 -Subparagraph ma -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2023-en-r&anchor=para_54_ma&doctype=Standard -URIDate 2023-03-23 + Details
Name: | ifrs-full_InsuranceContractsIssuedThatAreLiabilities
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The amount of expense arising from purchased insurance. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2023-01-01 -Paragraph 112 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2023-en-r&anchor=para_112_c&doctype=Standard -URIDate 2023-03-23 + Details
Name: | ifrs-full_InsuranceExpense
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The amount of revenue arising from the groups of insurance contracts issued. Insurance revenue shall depict the provision of services arising from the group of insurance contracts at an amount that reflects the consideration to which the entity expects to be entitled in exchange for those services. [Refer: Insurance contracts issued [member]; Revenue] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 17 -IssueDate 2023-01-01 -Paragraph 80 -Subparagraph a -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=17&code=ifrs-tx-2023-en-r&anchor=para_80_a&doctype=Standard -URIDate 2023-03-23 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 17 -IssueDate 2023-01-01 -Paragraph 106 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=17&code=ifrs-tx-2023-en-r&anchor=para_106&doctype=Standard -URIDate 2023-03-23 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 1 -IssueDate 2023-01-01 -Paragraph 82 -Subparagraph a -Clause ii -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2023-en-r&anchor=para_82_a_ii&doctype=Standard -URIDate 2023-03-23 + Details
Name: | ifrs-full_InsuranceRevenue
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Details
Name: | bbva_InsuranceRevenueAndExpenseAxis=bbva_AmountsRelatedToChangesInLiabilityForRemainingCoverageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_InsuranceRevenueAndExpenseAxis=bbva_RecoveryOfInsuranceAcquisitionsCashFlowsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_InsuranceRevenueAndExpenseAxis=bbva_OtherInsuranceRevenueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_InsuranceRevenueAndExpenseAxis=bbva_IncurredClaimsAndOtherExpensesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_InsuranceRevenueAndExpenseAxis=bbva_AmortizationOfInsuranceAcquisitionCashFlowMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_InsuranceRevenueAndExpenseAxis=bbva_ChangesToLiabilityForIncurredClaimsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_InsuranceRevenueAndExpenseAxis=bbva_ImpairmentReversalFromLossComponentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_TypesOfLiabilitiesUnderInsuranceAndReinsuranceContractsAxis=bbva_LiabilitiesForRemainingCoverageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_LiabilitiesForRemainingCoverageAxis=bbva_LiabilitiesForRemainingCoverageExcludingLossComponentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_LiabilitiesForRemainingCoverageAxis=bbva_LiabilitiesForRemainingCoverageWithLossComponentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bbva_TypesOfLiabilitiesUnderInsuranceAndReinsuranceContractsAxis=ifrs-full_LiabilitiesForIncurredClaimsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |