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Note 6 Maximum credit risk exposure, accumulated allowances and carrying amount by geographical location (Details) - EUR (€) € in Millions | Jun. 30, 2024 | Dec. 31, 2023
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Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | € 963,058 |  | € 904,889 |
Loans and advances to customers at amortised cost | 393,803 |  | 377,643 |
SPAIN |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 222,339 | [1] | 214,522 | [2]
Allowance account for credit losses of financial assets | (4,518) | [1] | (4,593) | [2]
Loans and advances to customers at amortised cost | 217,821 | [1] | 209,929 | [2]
MEXICO |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 92,707 |  | 91,086 |
Allowance account for credit losses of financial assets | (3,037) |  | (3,049) |
Loans and advances to customers at amortised cost | 89,671 |  | 88,037 |
TURKEY |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 43,816 | [3] | 39,058 | [4]
Allowance account for credit losses of financial assets | (1,643) | [3] | (1,641) | [4]
Loans and advances to customers at amortised cost | 42,174 | [3] | 37,416 | [4]
South America [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 45,026 | [5] | 43,151 | [6]
Allowance account for credit losses of financial assets | (2,010) | [5] | (1,976) | [6]
Loans and advances to customers at amortised cost | 43,016 | [5] | 41,175 | [6]
Other Countries [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 1,132 |  | 1,094 |
Allowance account for credit losses of financial assets | (11) |  | (10) |
Loans and advances to customers at amortised cost | 1,122 |  | 1,085 |
Total maximum credit risk exposures [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 405,021 | [7] | 388,912 | [8]
Allowance account for credit losses of financial assets | (11,218) | [7] | (11,269) | [8]
Loans and advances to customers at amortised cost | 393,803 | [7] | 377,643 | [8]
Of which individual [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Allowance account for credit losses of financial assets | (1,562) |  | (1,665) |
Of which collective [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Allowance account for credit losses of financial assets | (9,656) |  | (9,604) |
Stage 1 [Member] | SPAIN |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 192,728 | [1] | 183,503 | [2]
Allowance account for credit losses of financial assets | (501) | [1] | (503) | [2]
Loans and advances to customers at amortised cost | 192,227 | [1] | 183,000 | [2]
Stage 1 [Member] | MEXICO |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 83,478 |  | 81,619 |
Allowance account for credit losses of financial assets | (1,138) |  | (1,097) |
Loans and advances to customers at amortised cost | 82,340 |  | 80,522 |
Stage 1 [Member] | TURKEY |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 38,287 | [3] | 34,105 | [4]
Allowance account for credit losses of financial assets | (179) | [3] | (167) | [4]
Loans and advances to customers at amortised cost | 38,108 | [3] | 33,938 | [4]
Stage 1 [Member] | South America [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 37,889 | [5] | 36,237 | [6]
Allowance account for credit losses of financial assets | (296) | [5] | (319) | [6]
Loans and advances to customers at amortised cost | 37,593 | [5] | 35,918 | [6]
Stage 1 [Member] | Other Countries [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 1,102 |  | 1,069 |
Allowance account for credit losses of financial assets | 0 |  | 0 |
Loans and advances to customers at amortised cost | 1,101 |  | 1,068 |
Stage 1 [Member] | Total maximum credit risk exposures [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 353,484 | [7] | 336,533 | [8]
Allowance account for credit losses of financial assets | (2,115) | [7] | (2,087) | [8]
Loans and advances to customers at amortised cost | 351,369 | [7] | 334,446 | [8]
Stage 1 [Member] | Of which individual [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Allowance account for credit losses of financial assets | (14) |  | (15) |
Stage 1 [Member] | Of which collective [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Allowance account for credit losses of financial assets | (2,101) |  | (2,072) |
Stage 2 [Member] | SPAIN |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 21,575 | [1] | 22,953 | [2]
Allowance account for credit losses of financial assets | (606) | [1] | (714) | [2]
Loans and advances to customers at amortised cost | 20,970 | [1] | 22,239 | [2]
Stage 2 [Member] | MEXICO |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 6,704 |  | 6,995 |
Allowance account for credit losses of financial assets | (597) |  | (620) |
Loans and advances to customers at amortised cost | 6,108 |  | 6,375 |
Stage 2 [Member] | TURKEY |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 3,775 | [3] | 3,234 | [4]
Allowance account for credit losses of financial assets | (304) | [3] | (314) | [4]
Loans and advances to customers at amortised cost | 3,472 | [3] | 2,920 | [4]
Stage 2 [Member] | South America [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 4,791 | [5] | 4,738 | [6]
Allowance account for credit losses of financial assets | (349) | [5] | (377) | [6]
Loans and advances to customers at amortised cost | 4,442 | [5] | 4,362 | [6]
Stage 2 [Member] | Other Countries [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 18 |  | 15 |
Allowance account for credit losses of financial assets | (1) |  | (1) |
Loans and advances to customers at amortised cost | 17 |  | 14 |
Stage 2 [Member] | Total maximum credit risk exposures [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 36,864 | [7] | 37,935 | [8]
Allowance account for credit losses of financial assets | (1,857) | [7] | (2,026) | [8]
Loans and advances to customers at amortised cost | 35,007 | [7] | 35,909 | [8]
Stage 2 [Member] | Of which individual [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Allowance account for credit losses of financial assets | (390) |  | (471) |
Stage 2 [Member] | Of which collective [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Allowance account for credit losses of financial assets | (1,466) |  | (1,555) |
Stage 3 [Member] | SPAIN |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 8,035 | [1] | 8,066 | [2]
Allowance account for credit losses of financial assets | (3,411) | [1] | (3,375) | [2]
Loans and advances to customers at amortised cost | 4,625 | [1] | 4,690 | [2]
Stage 3 [Member] | MEXICO |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 2,525 |  | 2,472 |
Allowance account for credit losses of financial assets | (1,302) |  | (1,332) |
Loans and advances to customers at amortised cost | 1,223 |  | 1,140 |
Stage 3 [Member] | TURKEY |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 1,754 | [3] | 1,719 | [4]
Allowance account for credit losses of financial assets | (1,160) | [3] | (1,160) | [4]
Loans and advances to customers at amortised cost | 594 | [3] | 559 | [4]
Stage 3 [Member] | South America [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 2,346 | [5] | 2,176 | [6]
Allowance account for credit losses of financial assets | (1,364) | [5] | (1,280) | [6]
Loans and advances to customers at amortised cost | 982 | [5] | 896 | [6]
Stage 3 [Member] | Other Countries [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 13 |  | 11 |
Allowance account for credit losses of financial assets | (9) |  | (8) |
Loans and advances to customers at amortised cost | 4 |  | 2 |
Stage 3 [Member] | Total maximum credit risk exposures [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Maximum exposure to credit risk | 14,672 | [7] | 14,444 | [8]
Allowance account for credit losses of financial assets | (7,246) | [7] | (7,156) | [8]
Loans and advances to customers at amortised cost | 7,426 | [7] | 7,287 | [8]
Stage 3 [Member] | Of which individual [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Allowance account for credit losses of financial assets | (1,158) |  | (1,179) |
Stage 3 [Member] | Of which collective [Member] |  |  |  |
Maximum Exposure to Credit Risk [Line Items] |  |  |  |
Allowance account for credit losses of financial assets | € (6,089) |  | € (5,977) |
[1] | (1) Spain includes all the countries where BBVA, S.A. operates
[2] | (1) Spain includes all the countries where BBVA, S.A. operates.
[3] | (2) Turkey includes all the countries in which Garanti BBVA operates.
[4] | (2) Turkey includes all the countries in which Garanti BBVA operates.
[5] | (3) In South America, BBVA Group operates in Argentina, Colombia, Peru and Uruguay.
[6] | (3) In South America, the BBVA Group operates in Argentina, Colombia, Peru and Uruguay.
[7] | (4) The amount of the accumulated impairment includes the provisions recorded for credit risk over the remaining expected lifetime of purchased financial instruments. Those provisions were determined at the moment of the Purchase Price Allocation (PPA) and were originated mainly in the acquisition of Catalunya Banc S.A. (as of June 30, 2024, the remaining balance was €122 million). These valuation adjustments are recognized in the consolidated income statement during the residual life of the instrument or applied as allowances in the value of the financial instrument when the losses materialize.
[8] | (4) The amount of the accumulated impairment includes the provisions recorded for credit risk over the remaining expected lifetime of purchased financial instruments. Those provisions were determined at the moment of the Purchase Price Allocation (PPA) and were originated mainly in the acquisition of Catalunya Banc S.A. (as of December 31, 2023, the remaining balance was €142 million). These valuation adjustments are recognized in the consolidated income statement during the residual life of the instrument or applied as allowances in the value of the financial instrument when the losses materialize.

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