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Note 7 Changes in gross accounting balances of loans and advances at amortized cost (Details) - EUR (€)
€ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Changes in gross accounting balances and allowances of loans and advances at amortized cost [Line Items]      
Gross carrying amount loans and advances at amortized cost € 413,585 € 389,073 [1]  
Gross carrying amount loans and advances at amortized cost 455,016 413,585 € 389,073 [1]
Changes in gross accounting balances of loans and advances at amortized cost [Member]      
Changes in gross accounting balances and allowances of loans and advances at amortized cost [Line Items]      
Gross carrying amount loans and advances at amortized cost 413,585 389,073 349,037
Transfers of financial assets 0 0 0
Transfers from stage 1 to stage 2 0 0 0
Transfers from stage 2 to stage 1 0 0 0
Transfers to stage 3 0 0 0
Transfers from stage 3 0 0 0
Net annual origination of financial assets 58,952 31,764 40,522
Becoming write offs (3,594) (3,150) (2,530)
Methodological changes and adoption of new standards [2] (672)    
Net foreign exchange loss (15,203) (3,838) 2,004
Increase (decrease) through other movements, financial assets 144 401 140
Other impairment losses 1,131 (665) 573
Gross carrying amount loans and advances at amortized cost 455,016 413,585 389,073
Stage 1 [Member] | Changes in gross accounting balances of loans and advances at amortized cost [Member]      
Changes in gross accounting balances and allowances of loans and advances at amortized cost [Line Items]      
Gross carrying amount loans and advances at amortized cost 361,186 341,944 300,167
Transfers of financial assets (4,032) (11,647) (5,041)
Transfers from stage 1 to stage 2 (11,840) (18,172) (12,726)
Transfers from stage 2 to stage 1 9,830 7,639 8,537
Transfers to stage 3 (3,260) (3,203) (1,941)
Transfers from stage 3 1,238 2,089 1,089
Net annual origination of financial assets 64,222 34,334 44,465
Becoming write offs (333) (186) (63)
Methodological changes and adoption of new standards [2] (672)    
Net foreign exchange loss (13,508) (2,833) 2,447
Increase (decrease) through other movements, financial assets 29 (60) (2)
Other impairment losses 1,460 (365) 643
Gross carrying amount loans and advances at amortized cost 409,023 361,186 341,944
Stage 2 [Member] | Changes in gross accounting balances of loans and advances at amortized cost [Member]      
Changes in gross accounting balances and allowances of loans and advances at amortized cost [Line Items]      
Gross carrying amount loans and advances at amortized cost 37,953 33,636 34,213
Transfers of financial assets 1,625 10,463 3,914
Transfers from stage 1 to stage 2 11,840 18,172 12,726
Transfers from stage 2 to stage 1 (9,830) (7,639) (8,537)
Transfers to stage 3 (1,949) (2,297) (1,831)
Transfers from stage 3 1,564 2,226 1,556
Net annual origination of financial assets (6,378) (5,233) (4,201)
Becoming write offs (112) (76) (35)
Methodological changes and adoption of new standards [2] 0    
Net foreign exchange loss (1,137) (635) 18
Increase (decrease) through other movements, financial assets 78 (16) 29
Other impairment losses (250) (187) (301)
Gross carrying amount loans and advances at amortized cost 31,780 37,953 33,636
Stage 3 [Member] | Changes in gross accounting balances of loans and advances at amortized cost [Member]      
Changes in gross accounting balances and allowances of loans and advances at amortized cost [Line Items]      
Gross carrying amount loans and advances at amortized cost 14,446 13,493 14,657
Transfers of financial assets 2,407 1,184 1,128
Transfers from stage 1 to stage 2 0 0 0
Transfers from stage 2 to stage 1 0 0 0
Transfers to stage 3 5,208 5,500 3,773
Transfers from stage 3 (2,801) (4,316) (2,645)
Net annual origination of financial assets 1,108 2,663 258
Becoming write offs (3,149) (2,889) (2,432)
Methodological changes and adoption of new standards [2] 0    
Net foreign exchange loss (557) (369) (461)
Increase (decrease) through other movements, financial assets 36 476 113
Other impairment losses (78) (112) 231
Gross carrying amount loans and advances at amortized cost € 14,213 € 14,446 € 13,493
[1] (1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).
[2] (1) The entire impact corresponds to the application of IFRS 17 (See Note 1.3)