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Note 7 Changes in allowances of loans and advances at amortized cost (Details) - EUR (€)
€ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost € 413,585 € 389,073 [1]  
Gross carrying amount loans and advances at amortized cost 455,016 413,585 € 389,073 [1]
Changes in allowances of loans and advances at amortized cost [Member]      
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost (11,316) (11,291) (11,142)
Transfers of financial assets (3,031) (2,790) (1,473)
Transfers from stage 1 to stage 2 (594) (563) (287)
Transfers from stage 2 to stage 1 275 210 283
Transfers to stage 3 (3,259) (2,734) (1,662)
Transfers from stage 3 548 297 193
Net annual origination of allowances (2,174) (846) (1,342)
Becoming write offs 3,337 3,071 2,106
Net foreign exchange loss 1,613 160 161
Increase (decrease) through other movements, financial assets (304) (252) (112)
Other impairment losses 246 631 511
Gross carrying amount loans and advances at amortized cost (11,630) (11,316) (11,291)
Stage 1 [Member] | Changes in allowances of loans and advances at amortized cost [Member]      
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost (2,131) (2,065) (1,990)
Transfers of financial assets 105 73 63
Transfers from stage 1 to stage 2 103 118 110
Transfers from stage 2 to stage 1 (53) (113) (91)
Transfers to stage 3 93 81 51
Transfers from stage 3 (38) (13) (7)
Net annual origination of allowances (1,059) (466) (406)
Becoming write offs 321 147 186
Net foreign exchange loss 325 (52) (87)
Increase (decrease) through other movements, financial assets 3 3 0
Other impairment losses 30 229 168
Gross carrying amount loans and advances at amortized cost (2,406) (2,131) (2,065)
Stage 2 [Member] | Changes in allowances of loans and advances at amortized cost [Member]      
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost (2,026) (1,942) (2,091)
Transfers of financial assets (370) (336) 33
Transfers from stage 1 to stage 2 (697) (681) (397)
Transfers from stage 2 to stage 1 327 323 374
Transfers to stage 3 146 120 204
Transfers from stage 3 (146) (97) (148)
Net annual origination of allowances 10 (148) (273)
Becoming write offs 107 71 30
Net foreign exchange loss 213 44 248
Increase (decrease) through other movements, financial assets 35 49 48
Other impairment losses 183 235 64
Gross carrying amount loans and advances at amortized cost (1,848) (2,026) (1,942)
Stage 3 [Member] | Changes in allowances of loans and advances at amortized cost [Member]      
Changes in allowances of loans and advances at amortised cost [Line Items]      
Gross carrying amount loans and advances at amortized cost (7,158) (7,284) (7,061)
Transfers of financial assets (2,766) (2,527) (1,570)
Transfers from stage 1 to stage 2 0 0 0
Transfers from stage 2 to stage 1 0 0 0
Transfers to stage 3 (3,498) (2,935) (1,917)
Transfers from stage 3 732 408 347
Net annual origination of allowances (1,125) (232) (663)
Becoming write offs 2,909 2,853 1,890
Net foreign exchange loss 1,075 169 0
Increase (decrease) through other movements, financial assets (342) (304) (160)
Other impairment losses 33 167 279
Gross carrying amount loans and advances at amortized cost € (7,375) € (7,158) € (7,284)
[1] (1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).