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Note 14 Financial assets at amortised cost (Details) - EUR (€)
€ in Millions
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
 [2]
Financial assets at amortised cost [Line Items]      
Debt instruments held at amortised cost € 59,014 € 49,462 € 36,639 [1],[3],[4]
Loans and advances to central banks at amortised cost 8,255 7,151 4,401
Loans and advances to banks 22,655 17,477 16,031
Loans and advances to customers 412,477 377,643 357,351 [5]
Financial assets at amortised cost 502,400 451,732 414,421 [4]
Central banks [Member]      
Financial assets at amortised cost [Line Items]      
Debt instruments held at amortised cost 6 22 21
Government [member]      
Financial assets at amortised cost [Line Items]      
Debt instruments held at amortised cost 54,806 45,124 34,648
Loans and advances to customers 22,111 23,265 20,892
credit institutions [Member]      
Financial assets at amortised cost [Line Items]      
Debt instruments held at amortised cost 2,459 2,366 400
Other financial corporations [Member]      
Financial assets at amortised cost [Line Items]      
Debt instruments held at amortised cost 451 923 602
Loans and advances to customers 17,497 13,251 12,765
Non financial corporations [Member]      
Financial assets at amortised cost [Line Items]      
Debt instruments held at amortised cost 1,292 1,027 967
Loans and advances to customers 193,386 171,063 165,433
Reverse repurchase agreements [Member]      
Financial assets at amortised cost [Line Items]      
Loans and advances to banks 9,157 5,786 5,251
Other loans and advances [Member]      
Financial assets at amortised cost [Line Items]      
Loans and advances to banks 13,497 11,690 10,780
Other [Member]      
Financial assets at amortised cost [Line Items]      
Loans and advances to customers 179,483 170,063 158,261
Of which impaired assets of loans and advances to customers [Member]      
Financial assets at amortised cost [Line Items]      
Financial assets at amortised cost 14,211 [6] 14,444 13,493
Of which loss allowances of loans and advances [Member]      
Financial assets at amortised cost [Line Items]      
Financial assets at amortised cost 11,630 11,316 11,291
Of which loss allowances of debt securities [Member]      
Financial assets at amortised cost [Line Items]      
Financial assets at amortised cost € 57 € 82 € 91
[1]
(1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).
[2]
(1) This includes redesignations to the heading "Financial assets at fair value through other comprehensive income" due to the application of IFRS 17 (see Note 1.3).
[3]
(1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).
[4]
(1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).
[5] (1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).
[6] (4) The amount of the accumulated allowances includes the provisions recorded for credit risk over the remaining expected lifetime of purchased financial instruments. Those provisions were determined at the moment of the Purchase Price Allocation and were originated mainly in the acquisition of Catalunya Banc S.A. (as of December 31, 2024, the remaining balance was €107 million). These valuation adjustments are recognized in the consolidated income statement during the residual life of the relevant instruments or value corrections are made when the losses materialize.