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Note 40 Fee and commission income (Details) - EUR (€)
€ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
 [1]
Fee and commission income [Line Items]      
Bills receivables € 21 € 24 € 26
Demand Account 300 300 424
Credit and Debit Cards [2] 7,106 4,665 3,499
Checks 166 175 162
Transfers and other payment orders 961 862 812
Insurance product commissions 461 384 261
Loan commitments given fee and commission income 322 307 259
Other Commitments And Financial Guarantees Given 530 471 420
Portfolio and other management fee income 1,685 1,407 1,228
Brokerage fee income 360 345 266
Custody securities income 221 207 193
Other fee and commission income 902 751 711
Fee and commission income € 13,036 € 9,899 € 8,260
[1]
(1) Amounts corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).
[2]
(2) Points of Sale.