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Note 22 (Tables)
 12 Months Ended
Dec. 31, 2024
Financial liabilities at amortised cost [Abstract]  
Financial liabilities at amortised cost [Table Text Block]
The breakdown of the balance under these headings in the consolidated balance sheets is as follows:
Financial liabilities measured at amortized cost (Millions of Euros)
20242023
2022 ⁽¹⁾
Deposits496,720473,835459,662
Deposits from central banks14,66820,30938,323
Demand deposits657159205
Time deposits and other6,36912,20333,534
Repurchase agreement7,6427,9474,584
Deposits from credit institutions34,40640,03926,935
Demand deposits6,9776,62911,434
Time deposits and other15,04912,87111,787
Repurchase agreement12,38020,5393,714
Customer deposits 447,646413,487394,404
Demand deposits331,780317,543316,082
Time deposits and other106,65891,74076,063
Repurchase agreement9,2084,2042,259
Debt certificates issued69,86768,70755,429
Other financial liabilities17,75315,04614,081
Total 584,339557,589529,172
(1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).
Deposits from banks [Table Text Block]
The breakdown by geographical area and the nature of the related instruments of this heading in the consolidated balance sheets is as follows:
Deposits from credit institutions (Millions of Euros)
Demand deposits
Time deposits
and other (1)
Repurchase agreementsTotal
December 2024
Spain1,0393,1165384,693
Mexico9739812312,185
Turkey1582,00222,162
South America5772,387—2,963
Rest of Europe2,9423,31311,57817,832
Rest of the world1,2893,250314,570
Total 6,97715,04912,38034,406
December 2023
Spain1,2522,4348994,585
Mexico789642—1,431
Turkey1653537587
South America4162,242—2,659
Rest of Europe3,0112,74219,34425,097
Rest of the world1,1454,2772595,681
Total 6,62912,87120,53940,039
December 2022
Spain1,2151,429672,709
Mexico855732—1,587
Turkey1063329672
South America8442,251—3,095
Rest of Europe3,6132,9441,6698,226
Rest of the world4,8973,7971,94910,645
Total 11,43411,7873,71426,935
(1) Subordinated deposits are included amounting to €48, €35 and €24 million as of December 31, 2024, 2023 and 2022, respectively.
Customer Deposits [Table Text Block]
The breakdown by geographical area of this heading in the consolidated balance sheets, by type of instrument, is as follows:
Customer deposits (Millions of Euros)
Demand deposits
Time deposits
and other ⁽¹⁾ ⁽²⁾
Repurchase agreementsTotal
December 2024
Spain186,48922,5016,474215,464
Mexico70,13314,31998785,439
Turkey23,22825,38865249,267
South America32,44320,232—52,675
Rest of Europe17,17017,6131,09535,878
Rest of the world2,3186,605—8,922
Total 331,780106,6589,208447,646
December 2023
Spain179,82517,9524197,780
Mexico76,12215,0671,63892,828
Turkey20,42321,4851,33143,239
South America26,88817,349—44,237
Rest of Europe12,86316,2571,23130,350
Rest of the world1,4223,630—5,052
Total 317,54391,7404,204413,487
December 2022 ⁽¹⁾
Spain188,80313,9372202,742
Mexico64,67112,91663078,217
Turkey22,11717,25474740,118
South America27,08314,505—41,587
Rest of Europe11,67014,22488026,774
Rest of the world1,7373,228—4,965
Total 316,08276,0632,259394,404
(1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).
(2) Subordinated deposits are included amounting to €8 million as of December 31, 2024. As of December 31, 2023 and 2022, no subordinated deposits were recorded under this heading.
Deposits from debt certificates [Table Text Block]
The breakdown of the balance under this heading, by type of financial instrument and by currency, is as follows:
Debt certificates issued (Millions of Euros)
202420232022
In Euros37,11844,62235,611
Promissory bills and notes1,3605,4161,079
Non-convertible bonds and debentures17,78816,25616,979
Covered bonds
5,8256,7347,665
Hybrid financial instruments (1)
519800959
Securitization bonds2,2012,1682,501
Wholesale funding1,0306,182139
Subordinated liabilities8,3957,0666,289
Convertible perpetual certificates2,7503,0003,000
Other non-convertible subordinated liabilities5,6454,0663,289
In foreign currencies32,74824,08619,819
Promissory bills and notes2,962336351
Non-convertible bonds and debentures12,1368,6849,323
Covered bonds
9599114
Hybrid financial instruments (1)
5,3274,7223,724
Securitization bonds———
Wholesale funding1,0671,479111
Subordinated liabilities11,1618,7666,196
Convertible perpetual certificates2,8882,7151,876
Other non-convertible subordinated liabilities8,2736,0514,320
  Total69,86768,70755,429
(1) Corresponds to structured note issuances with embedded derivatives that have been segregated according to IFRS 9.
Memorandum item subordinated liabilities at amortized cost [Table Text Block]
The breakdown of this heading in the consolidated balance sheets is as follows:
Memorandum item: Subordinated liabilities at amortized cost (Millions of Euros)
202420232022
Subordinated deposits563524
Subordinated certificates 19,55615,83212,485
Compound convertible financial instruments 5,6385,7154,876
Other non-convertible subordinated liabilities13,91810,1177,609
Total19,61215,86712,509
Other Financial Liabilities [Table Text Block]
The breakdown of the balance under this heading in the consolidated balance sheets is as follows:
Other financial liabilities (Millions of Euros)
20242023
2022 ⁽¹⁾
Lease liabilities
1,4671,5071,398
Creditors for other financial liabilities4,8593,4393,584
Collection accounts3,6933,6423,426
Creditors for other payment obligations
7,7346,4585,673
Total17,75315,04614,081
(1) Balances corresponding to 2022 have been restated according to IFRS 17 (see Note 1.3).
Maturity of future payment obligations [Table Text Block]
A breakdown of the maturity of the lease liabilities, due after December 31, 2024 is provided below:
Maturity of future payment obligations (Millions of Euros)
Up to 1 year1 to 3 years3 to 5 yearsOver 5 yearsTotal
Leases1752852397681,467