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Note 32 (Tables)
 12 Months Ended
Dec. 31, 2024
Capital Base And Capital Management [Abstract]  
Eligible capital resources [Table Text Block]
A reconciliation of the main figures between the accounting and regulatory own funds as of December 31, 2024, 2023 and 2022 is shown below:
Eligible capital resources (Millions of Euros)
Notes202420232022
Capital262,8242,8612,955
Share premium2719,18419,76920,856
Retained earnings, revaluation reserves and other reserves2842,50738,25135,056
Other equity instruments, net404063
Treasury shares29(66)(34)(29)
Profit (loss) attributable to the parent company510,0548,0196,358
Interim dividend(1,668)(951)(722)
Total equity72,87567,95564,535
Accumulated other comprehensive income (loss)30(17,220)(16,254)(17,642)
Minority interests314,3593,5643,623
Shareholders' equity60,01455,26550,517
Goodwill and other intangible assets(1,553)(1,421)(1,395)
Differences from solvency and accounting perimeter(185)(137)(123)
Equity not eligible at solvency level(185)(137)(123)
Other adjustments and deductions ⁽¹⁾(7,476)(7,591)(6,262)
Common Equity Tier 1 (CET 1)50,79946,11642,738
Additional Tier 1 before Regulatory Adjustments6,0236,0335,193
Total Regulatory Adjustments to Additional Tier 1———
Tier 156,82252,15047,931
Tier 29,8588,1825,930
Total Capital (Total Capital = Tier 1 + Tier 2)66,68060,33253,861
Total Minimum equity required ⁽²⁾52,42747,45543,111
(1) The caption “Other adjustments and deductions” include, among others, the adjustment for non-computable minority interests, the amount of repurchases of own shares up to the maximum limit authorized by the ECB to the BBVA Group and the amount of dividends pending distribution.
(2) Calculated based on total minimum capital requirements applicable in each period.
Amount of capital CC1 [Table Text Block]
The Group’s eligible own funds and risk-weighted assets (RWAs) in accordance with the aforementioned applicable regulation as of December 31, 2024, 2023 and 2022 are shown below:
Amount of capital CC1 (Millions of Euros)
202420232022 ⁽¹⁾
Capital and share premium 22,00822,62923,810
Retained earnings and equity instruments39,65234,88931,436
Other accumulated income and other reserves(14,334)(12,872)(13,952)
Minority interests2,3431,8641,853
Net attributable profit (2)
5,0134,7593,814
Common Equity Tier I (CET1) before other regulatory adjustments54,68151,26946,962
Goodwill and intangible assets(1,553)(1,421)(1,395)
Direct, indirect and synthetic holdings in own Common Equity Tier I instruments(243)(331)(356)
Deferred tax assets (844)(988)(1,057)
Other deductions and filters ⁽³⁾(1,242)(2,412)(1,416)
Total common equity Tier 1 regulatory adjustments(3,882)(5,153)(4,223)
Common equity TIER 1 (CET1)50,79946,11642,738
Capital instruments and share premium accounts classified as liabilities and qualifying as Additional Tier I5,6385,7154,875
Qualifying Tier 1 capital included in consolidated AT1 capital issued by subsidiaries and held by third parties386319318
Additional Tier 1 (CET 1) before regulatory adjustments6,0236,0335,193
Transitional CET 1 adjustments———
Total regulatory adjustments to additional Tier 1———
Additional Tier 1 (AT1) 6,0236,0335,193
Tier 1 (Common equity TIER 1 + additional TIER 1)56,82252,15047,931
Capital instruments and share premium accounted as Tier 25,6295,2143,510
Qualifying Tier 2 capital included in consolidated T2 capital issued by subsidiaries and held by third parties4,1922,8902,310
Credit risk adjustments4788213
Tier 2 before regulatory adjustments9,8688,1926,033
Tier 2 regulatory adjustments (10)(10)(103)
Tier 29,8588,1825,930
Total capital (Total capital = Tier 1 + Tier 2)66,68060,33253,861
Total RWA394,468363,915337,066
CET 1 (phased-in)12.88  %12.67  %12.68  %
Tier 1 (phased-in)14.40 %14.33 %14.22 %
Total capital (phased-in)16.90 %16.58 %15.98 %

(1) In 2022, the difference between the phased-in and fully-loaded ratios arises from the temporary treatment of certain capital items, mainly as a result of the impact of IFRS 9, to which the BBVA Group adhered voluntarily (in accordance with article 473bis of the CRR and the subsequent amendments introduced by the Regulation (EU) 2020/873). In 2024 and 2023, there are no differences between phased-in and fully-loaded ratios due to the aforementioned temporary treatment.
(2) As of December 31, 2024, the total shareholder remuneration corresponding to the year 2024 (composed by a cash dividend, the share repurchase program and the proposed cash dividend subject to approval at the General Shareholders' Meeting), is deducted. As of December 31, 2023 and 2022 the cash dividends approved by the respective General Shareholders' Meetings are deducted.
(3) As of December 31, 2023 and 2022, the amounts of the share repurchase programs were deducted.
Leverage Ratio [Table Text Block]
Breakdown of leverage ratio as of December 31, 2024, 2023 and 2022, calculated according to CCR, is as follows:
Leverage ratio
202420232022
Tier 1 (millions of Euros) (a)56,82252,15047,931
Exposure to leverage ratio (millions of Euros) (b)834,488797,888737,990
Leverage ratio (a)/(b) (percentage)6.81  %6.54  %6.49  %