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v3.25.2

Note 34 | 6 Months Ended
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Jun. 30, 2025
Fee and commission income and expenses [Abstract] |
Disclosure of fee and commission income (expense) [text block] | Fee and commission income and expense The breakdown of the balance under these headings in the condensed consolidated income statements is as follows:
FEE AND COMMISSION INCOME. BREAKDOWN BY ORIGIN (MILLIONS OF EUROS)
| June 2025 | June 2024
Bills receivables | 10 | 10
Demand accounts | 157 | 150
Credit and debit cards and POS | 3,433 | 3,273
Checks | 71 | 86
Transfers and other payment orders | 464 | 455
Insurance product commissions | 257 | 224
Loan commitments given | 173 | 169
Other commitments and financial guarantees given | 264 | 258
Asset management | 864 | 793
Securities fees | 196 | 184
Custody securities | 107 | 105
Other fees and commissions | 519 | 441
Total | 6,514 | 6,149
The breakdown of the balance under these headings in the condensed consolidated income statements is as follows:
FEE AND COMMISSION EXPENSE. BREAKDOWN BY ORIGIN (MILLIONS OF EUROS)
| June 2025 | June 2024
Demand accounts | 4 | 3
Credit and debit cards and POS | 1,696 | 1,630
Transfers and other payment orders | 81 | 80
Commissions for selling insurance | 27 | 27
Custody securities | 45 | 42
Other fees and commissions | 651 | 524
Total | 2,503 | 2,307

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- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 10 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_10_e&doctype=Standard -URIDate 2025-03-27 + Details
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