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ORGANIZATION, Summary of Financial Information of VIEs Before Eliminating Intercompany Balances and Transactions Between VIEs and Other Entities within Group (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Current assets [Abstract]      
Cash and cash equivalents $ 4,158,920 $ 2,405,153  
Restricted cash 2,216,733 1,655,171  
Loans receivable, net 7,405,741 4,052,215  
Total current assets 23,249,495 16,857,668  
Non-current assets [Abstract]      
Property and equipment, net 1,306,837 1,097,699  
Deferred tax assets 596,155 517,383  
Total non-current assets 6,121,484 5,767,801  
Total assets 29,370,979 22,625,469  
Current liabilities [Abstract]      
Accrued expenses and other payables 3,156,750 2,380,371  
Deferred revenue 1,967,678 1,405,785  
Total current liabilities 14,680,550 11,296,152  
Non-current liabilities [Abstract]      
Deferred revenue 129,513 109,895  
Borrowings 510,396 249,474  
Total non-current liabilities 2,042,101 2,851,741  
Total liabilities 16,722,651 14,147,893  
Revenue [Abstract]      
Revenue 22,938,469 16,819,866 $ 13,063,560
Net income (loss) 1,610,894 447,827 162,682
VIEs [Member]      
Current assets [Abstract]      
Cash and cash equivalents 75,074 61,362  
Restricted cash 116,404 37,729  
Loans receivable, net 952,522 426,171  
Amounts due from intercompanies [1] 511,848 275,715  
Others 150,025 86,981  
Total current assets 1,805,873 887,958  
Non-current assets [Abstract]      
Property and equipment, net 125,619 88,964  
Deferred tax assets 62,008 39,967  
Others 122,985 71,287  
Total non-current assets 310,612 200,218  
Total assets 2,116,485 1,088,176  
Current liabilities [Abstract]      
Accrued expenses and other payables 242,572 140,883  
Deferred revenue 270,130 196,369  
Borrowings 166,271 50,000  
Amounts due to intercompanies [1] 362,981 158,139  
Others 27,222 18,829  
Total current liabilities 1,069,176 564,220  
Non-current liabilities [Abstract]      
Deferred revenue 17,736 12,226  
Amounts due to intercompanies [1] 400,442 207,855  
Borrowings 510,396 249,474  
Others 98,120 65,596  
Total non-current liabilities 1,026,694 535,151  
Total liabilities 2,095,870 1,099,371  
Revenue [Abstract]      
Net income (loss) 44,773 (14,011) 40,776
Net cash (used in) generated from operating activities 65,696 (54,917) (21,369)
Net cash used in investing activities (587,274) (319,262) (189,617)
Net cash generated from financing activities 610,808 338,806 232,420
VIEs [Member] | Third-Party Customers [Member]      
Revenue [Abstract]      
Revenue 786,976 613,102 551,978
VIEs [Member] | Intercompanies [Member]      
Revenue [Abstract]      
Revenue $ 647,456 $ 373,962 $ 248,637
[1] Amounts due from or to intercompanies consist of intercompany receivables or payables to the other companies within the group arising from intercompany transactions and funds advanced for working capital purpose.