<SEC-DOCUMENT>0000062709-19-000029.txt : 20190718
<SEC-HEADER>0000062709-19-000029.hdr.sgml : 20190718
<ACCEPTANCE-DATETIME>20190718162948
ACCESSION NUMBER:		0000062709-19-000029
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20190718
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
FILED AS OF DATE:		20190718
DATE AS OF CHANGE:		20190718

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MARSH & MCLENNAN COMPANIES, INC.
		CENTRAL INDEX KEY:			0000062709
		STANDARD INDUSTRIAL CLASSIFICATION:	INSURANCE AGENTS BROKERS & SERVICES [6411]
		IRS NUMBER:				362668272
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-05998
		FILM NUMBER:		19961608

	BUSINESS ADDRESS:	
		STREET 1:		1166 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		2123455000

	MAIL ADDRESS:	
		STREET 1:		1166 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MARSH & MCLENNAN COMPANIES INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MARLENNAN CORP
		DATE OF NAME CHANGE:	19760505
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8-k07x17x2019newdirect.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2019 Workiva -->
		<title>Document</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s82BB8748806259F0AE9BF570962F0BBC"></a></div><div style="line-height:120%;text-align:center;-sec-extract:summary;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">&#32;UNITED STATES</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Washington, D.C.&#160;&#160;20549</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">_____________________</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">FORM 8-K</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">CURRENT REPORT</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:51%;"></td><td style="width:49%;"></td></tr><tr><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Date of report (Date of earliest event reported)</font></div></td><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">July 18, 2019</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;"><img src="logommc2015.jpg" alt="logommc2015.jpg" style="height:53px;width:318px;"></div><div style="line-height:120%;text-align:center;padding-left:4px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:93.37231968810916%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;padding-left:4px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Marsh &amp; McLennan Companies, Inc.</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;padding-left:4px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">(Exact Name of Registrant as Specified in its Charter)</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:29%;"></td><td style="width:42%;"></td><td style="width:29%;"></td></tr><tr><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Delaware</font></div></td><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">1-5998</font></div></td><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">36-2668272</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">(State or Other Jurisdiction of Incorporation)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">(Commission File Number)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">(IRS Employer</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Identification No.)</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"></td></tr><tr><td style="width:9%;"></td><td style="width:34%;"></td><td style="width:14%;"></td><td style="width:6%;"></td><td style="width:5%;"></td><td style="width:22%;"></td><td style="width:10%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">1166 Avenue of the Americas,</font></div></td><td style="vertical-align:middle;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">New York,</font></div></td><td style="vertical-align:middle;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">NY</font></div></td><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;border-bottom:2px solid #000000;padding-left:0px;padding-top:2px;padding-bottom:2px;padding-right:0px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">10036</font></div></td><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">(Address of Principal Executive Offices)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">(Zip Code)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"></td></tr><tr><td style="width:12%;"></td><td style="width:54%;"></td><td style="width:5%;"></td><td style="width:6%;"></td><td style="width:11%;"></td><td style="width:12%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Registrant&#8217;s telephone number, including area code</font></div></td><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:middle;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">(212)</font></div></td><td style="vertical-align:middle;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">345-5000</font></div></td><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:16px;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font></div><div style="line-height:120%;padding-top:4px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:45px;"></td><td style="width:37px;"></td><td style="width:600px;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial Unicode MS;font-size:11pt;">&#9744;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:45px;"></td><td style="width:37px;"></td><td style="width:600px;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial Unicode MS;font-size:11pt;">&#9744;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:45px;"></td><td style="width:37px;"></td><td style="width:600px;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial Unicode MS;font-size:11pt;">&#9744;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div></td></tr></table></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:682px;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:45px;"></td><td style="width:37px;"></td><td style="width:600px;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial Unicode MS;font-size:11pt;">&#9744;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:8px;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:3%;"></td><td style="width:93%;"></td><td style="width:4%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Emerging growth company</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial Unicode MS;font-size:11pt;">&#9744;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial Unicode MS;font-size:11pt;">&#9744;</font></div></td></tr></table></div></div><div style="line-height:144%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1</font></div></div><hr style="page-break-after:always"><div><br></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Item 5.02&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">(d) On July 18, 2019, the board of directors (the &#8220;Board&#8221;) of Marsh &amp; McLennan Companies, Inc.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">(the &#8220;Company&#8221;) elected Tamara Ingram as an independent member of the Board, effective July 19, 2019.  The Board has appointed Ms. Ingram to serve on its audit and corporate responsibility committees. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">As a non-management director, Ms. Ingram will be compensated as described in &#8220;Description of</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Compensation Arrangements for Independent Directors&#8221;, which was filed as Exhibit 10.1 to the</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Company&#8217;s Quarterly Report on Form 10-Q for the quarter ended June 30, 2018.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">A copy of the Company's press release, dated July 18, 2019, announcing the election of Ms. Ingram is attached hereto as Exhibit 99.1 and incorporated herein by reference.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">2</font></div></div><hr style="page-break-after:always"><div><br></div><div style="line-height:175%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:175%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:175%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">SIGNATURES</font></div><div style="line-height:144%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:144%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></div><div style="line-height:144%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:144%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:144%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:94.34697855750487%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:55%;"></td><td style="width:14%;"></td><td style="width:31%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">MARSH &amp; McLENNAN COMPANIES, INC.</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">By:</font></div></td><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">/s/ Katherine J. Brennan</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Name:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Katherine J. Brennan</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Title:</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Deputy General Counsel, Chief Compliance Officer &amp;</font></div><div style="font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Corporate Secretary</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:144%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:130%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:144%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:144%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Date:&#160;&#160;&#160;&#160;July 18, 2019</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3</font></div></div><hr style="page-break-after:always"><div><br></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">EXHIBIT INDEX</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;text-decoration:underline;">Exhibit No.</font><font style="font-family:Arial;font-size:11pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:11pt;text-decoration:underline;">Exhibit</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:672px;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:97px;"></td><td style="width:574px;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><a style="text-decoration:underline;color:#0000FF;-sec-extract:exhibit;" href="newsreleaseexhibit991_ting.htm"><font style="font-family:Arial;font-size:11pt;">99.1</font></a></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><a style="text-decoration:underline;color:#0000FF;-sec-extract:exhibit;" href="newsreleaseexhibit991_ting.htm"><font style="font-family:Arial;font-size:11pt;">Press release issued by Marsh &amp; McLennan Companies, Inc. on July 18, 2019.</font></a></div></td></tr></table></div></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4</font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>newsreleaseexhibit991_ting.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2019 Workiva -->
		<title>Exhibit</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sA9C96706B3ED5CCEB9D8743EDF1F2C8C"></a></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.79797979797979%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:45%;"></td><td style="width:22%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;"><img src="logommc2015.jpg" alt="logommc2015.jpg" style="height:49px;width:292px;"></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Marsh &amp; McLennan Companies              1166 Avenue of the Americas                 New York, NY 10036-2774                         212 345 5000                         </font><font style="font-family:Arial;font-size:8pt;color:#0000ff;text-decoration:underline;">www.mmc.com</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Exhibit 99.1</font></div><div style="line-height:120%;padding-bottom:22px;text-align:left;font-size:20pt;"><font style="font-family:Arial;font-size:20pt;">NEWS RELEASE</font></div><div style="line-height:120%;padding-bottom:16px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:45%;"></td><td style="width:22%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Media Contact:</font></div><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Erick Gustafson</font></div><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Marsh &amp; McLennan Companies</font></div><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">+1 202 263 7788</font></div><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#0000ff;text-decoration:underline;">erick.gustafson@mmc.com</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Investor Contact:</font></div><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Sarah DeWitt</font></div><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Marsh &amp; McLennan Companies</font></div><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">+1 212 345 6750</font></div><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#0000ff;text-decoration:underline;">sarah.dewitt@mmc.com</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;"><br></font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">MARSH &amp; McLENNAN COMPANIES NAMES TAMARA INGRAM </font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">TO BOARD OF DIRECTORS</font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">NEW YORK</font><font style="font-family:Arial;font-size:11pt;">, July 18, 2019 - The Board of Directors of Marsh &amp; McLennan Companies, Inc. (NYSE: MMC) today elected Tamara Ingram as a Director effective July 19, 2019. With Ms. Ingram&#8217;s election, the Company&#8217;s Board will consist of 13 Directors. </font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Ms. Ingram currently serves as Global Chairman at Wunderman Thompson, a creative, data and technology agency with 20,000 employees in 200 offices across 90 markets.  Ms. Ingram&#8217;s previous roles within media conglomerate WPP plc, include Global Chief Executive Officer of J. Walter Thompson, Group Chief Executive Officer of Grey UK and Team Leader for Procter &amp; Gamble across all WPP agencies. Earlier in her career, Ms. Ingram was Chief Executive Officer of McCann Worldgroup and Chief Executive Officer of Saatchi &amp; Saatchi&#8217;s London office. </font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#8220;I am delighted to welcome Tamara to the Board,&#8221; said H. Edward Hanway, Independent Chairman of the Company&#8217;s Board of Directors.  &#8220;Tamara&#8217;s expertise in data-driven marketing and operational skills in leading a client-focused, global business make her a tremendous addition to our Board.  We look forward to working closely with her.&#8221;  </font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">Ms. Ingram previously served as a non-executive director of London Stock Exchange-listed companies Sage Group plc and Serco Group plc.  She is a Trustee of Save the Children International (UK) and was awarded an OBE (Officer of the Most Excellent Order of the British Empire) for her work as Chairman of Visit London. </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">1</font></div></div><hr style="page-break-after:always"><div><br></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">About Marsh &amp; McLennan Companies </font></div><div style="line-height:174%;padding-bottom:8px;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;color:#0000ff;text-decoration:underline;">Marsh &amp; McLennan</font><font style="font-family:Arial;font-size:11pt;">&#32;(NYSE: MMC) is the world's leading professional services firm in the areas of risk, strategy and people. The company's 75,000 colleagues advise clients in over 130 countries. With annualized revenue approaching $17 billion, Marsh &amp; McLennan helps clients navigate an increasingly dynamic and complex environment through four market-leading firms. </font><font style="font-family:Arial;font-size:11pt;color:#0000ff;text-decoration:underline;">Marsh</font><font style="font-family:Arial;font-size:11pt;">&#32;advises individual and commercial clients of all sizes on insurance broking and innovative risk management solutions. </font><font style="font-family:Arial;font-size:11pt;color:#0000ff;text-decoration:underline;">Guy Carpenter</font><font style="font-family:Arial;font-size:11pt;">&#32;develops advanced risk, reinsurance and capital strategies that help clients grow profitably and pursue emerging opportunities. </font><font style="font-family:Arial;font-size:11pt;color:#0000ff;text-decoration:underline;">Mercer</font><font style="font-family:Arial;font-size:11pt;">&#32;delivers advice and technology-driven solutions that help organizations meet the health, wealth and career needs of a changing workforce. </font><font style="font-family:Arial;font-size:11pt;color:#0000ff;text-decoration:underline;">Oliver Wyman</font><font style="font-family:Arial;font-size:11pt;">&#32;serves as a critical strategic, economic and brand advisor to private sector and governmental clients. For more information, visit </font><font style="font-family:Arial;font-size:11pt;color:#0000ff;text-decoration:underline;">mmc.com</font><font style="font-family:Arial;font-size:11pt;">, follow us on </font><font style="font-family:Arial;font-size:11pt;color:#0000ff;text-decoration:underline;">LinkedIn</font><font style="font-family:Arial;font-size:11pt;">&#32;and Twitter </font><font style="font-family:Arial;font-size:11pt;color:#0000ff;text-decoration:underline;">@mmc_global</font><font style="font-family:Arial;font-size:11pt;">&#32;or subscribe to </font><font style="font-family:Arial;font-size:11pt;color:#0000ff;font-style:italic;text-decoration:underline;">BRINK</font><font style="font-family:Arial;font-size:11pt;">.</font></div><div style="line-height:232%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:9pt;"><font style="font-family:Arial;font-size:9pt;">2</font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>logommc2015.jpg
<DESCRIPTION>MMC LOGO
<TEXT>
begin 644 logommc2015.jpg
M_]C_X  02D9)1@ ! 0$ > !X  #_VP!#  <%!08%! <&!@8(!P<("Q(+"PH*
M"Q8/$ T2&A8;&AD6&1@<("@B'!XF'A@9(S D)BHK+2XM&R(R-3$L-2@L+2S_
MVP!# 0<(" L)"Q4+"Q4L'1D=+"PL+"PL+"PL+"PL+"PL+"PL+"PL+"PL+"PL
M+"PL+"PL+"PL+"PL+"PL+"PL+"PL+"S_P  1" !; A0# 2(  A$! Q$!_\0
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MWFBBBO.T.\XGXJ_\BQ;?]?2_^@-7DE>M_%7_ )%BV_Z^E_\ 0&KR0U]-EO\
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MVKN/2N'^'G^OU#']Q/YM7I&GZ-=7Y#*OEQ_WV[_0=ZY\3)1G=FV$ISG%)%
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MEKSD?1A1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 (PR*:R9/)I]&.:!6,.V\(Z/::M-J%O:)%+,!O5!A"03\VWIGFMH*%
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( !1110!__]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
