v3.25.4

Restructuring Costs (Tables)

12 Months Ended

Dec. 31, 2025

Restructuring and Related Activities [Abstract]

Schedule of Restructuring and Related Costs

The Company incurred restructuring costs in 2025 and 2024, as follows:

For the Years Ended December 31, (In millions)						2025						2024
Risk and Insurance Services						$	134					$	148
Consulting						64						79
Corporate						24						49
Total						$	222					$	276

Schedule of Restructuring Activity

Details of the restructuring activity from January 1, 2024 through December 31, 2025, are as follows:

(In millions)						Severance						Real Estate Related Costs (a)						Information Technology						Consulting and Other Outside Services						Total
Liability at January 1, 2024						$	89					$	39					$	—					$	2					$	130
2024 charges						163						66						25						22						276
Cash payments						(177)						(45)						(24)						(24)						(270)
Non-cash charges						—						(18)						(1)						—						(19)
Liability at December 31, 2024						75						42						—						—						117
2025 charges						174						32						—						16						222
Cash payments						(150)						(39)						—						(16)						(205)
Non-cash charges						—						(5)						—						—						(5)
Liability at December 31, 2025						$	99					$	30					$	—					$	—					$	129

(a)Includes ROU and fixed asset impairments and other related costs.

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- Definition

Tabular disclosure of costs incurred for restructuring including, but not limited to, exit and disposal activities, remediation, implementation, integration, asset impairment, and charges against earnings from the write-down of assets.

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- Definition

Tabular disclosure of an entity's restructuring reserve that occurred during the period associated with the exit from or disposal of business activities or restructurings for each major type of cost. This element may also include a description of any reversal and other adjustment made during the period to the amount of an accrued liability for restructuring activities. This element may be used to encapsulate the roll forward presentations of an entity's restructuring reserve by type of cost and in total, and explanation of changes that occurred in the period.

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