<SEC-DOCUMENT>0001839882-25-069233.txt : 20251202
<SEC-HEADER>0001839882-25-069233.hdr.sgml : 20251202
<ACCEPTANCE-DATETIME>20251202114208
ACCESSION NUMBER:		0001839882-25-069233
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20251202
DATE AS OF CHANGE:		20251202

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF NOVA SCOTIA
		CENTRAL INDEX KEY:			0000009631
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				134941099
		STATE OF INCORPORATION:			Z4
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-282565
		FILM NUMBER:		251542114

	BUSINESS ADDRESS:	
		STREET 1:		40 TEMPERANCE STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5H 0B4
		BUSINESS PHONE:		(416) 866-3672

	MAIL ADDRESS:	
		STREET 1:		40 TEMPERANCE STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5H 0B4

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANK OF NOVA SCOTIA /
		DATE OF NAME CHANGE:	19970702

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF NOVA SCOTIA
		CENTRAL INDEX KEY:			0000009631
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				134941099
		STATE OF INCORPORATION:			Z4
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		40 TEMPERANCE STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5H 0B4
		BUSINESS PHONE:		(416) 866-3672

	MAIL ADDRESS:	
		STREET 1:		40 TEMPERANCE STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5H 0B4

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANK OF NOVA SCOTIA /
		DATE OF NAME CHANGE:	19970702
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>bns_fwp-39080.htm
<DESCRIPTION>FORM FWP
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                                <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>Filed Pursuant to Rule 433</font></FONT></P>
                                <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>Dated December 2, 2025</font></FONT></P>
                                <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>Registration No. 333-282565</font></FONT></P>
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                                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 1.15; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; color: #BB0826; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>The Bank of Nova Scotia</font></FONT></P>
                                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 1.15; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; color: #BB0826; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Senior Note Program, Series A</font></FONT></P>
                                <P style="line-height: 1.35; text-align: justify; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; color: #BB0826; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Equity Index Linked Securities</font></FONT></P>
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                                <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 11.0pt; ">                                        <IMG width="229.76pt" height="33.30pt" src="image1.gif" style="width: 229.76pt; height: 33.30pt; ">
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                    <P style="background-color: #808080; margin-top: 0pt; margin-bottom: 0.0pt; text-align: left; margin-left: -4.95pt; "><FONT style="font-family: Times New Roman, Times, serif; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Market Linked Securities&#8212;Auto-Callable with Contingent Downside</font></FONT></P>
                    <P style="background-color: #808080; margin-top: 0pt; margin-bottom: 0.0pt; text-align: left; margin-left: -4.95pt; "><FONT style="font-family: Times New Roman, Times, serif; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities Linked to the Lowest Performing of the S&amp;P 500</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: #FFFFFF; vertical-align: super; font-size: 8pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'> Index, the Russell 2000</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: #FFFFFF; vertical-align: super; font-size: 8pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'> Index and the Dow Jones Industrial Average</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: #FFFFFF; vertical-align: super; font-size: 8pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'> due January 4, 2030</font></FONT></P>
                    <P style="background-color: #808080; margin-top: 0pt; margin-bottom: 0.0pt; text-align: left; margin-left: -4.95pt; "><FONT style="font-family: Times New Roman, Times, serif; color: #FFFFFF; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Term Sheet to the Preliminary Pricing Supplement dated December 2, 2025</font></FONT></P>
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                    <P style="margin-top: 3.3pt; margin-bottom: 2.2pt; text-align: left; margin-left: -4.95pt; "><FONT style="font-family: Times New Roman, Times, serif; color: #7F7F7F; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>Summary of Terms</font></FONT></P>
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                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Issuer</font></FONT></P>
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                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>The Bank of Nova Scotia (the &#8220;Bank&#8221;)</font></FONT></P>
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                        <TR style="vertical-align: top; min-height: 21.34pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Market Measures</font></FONT></P>
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                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>The S&amp;P 500</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 4pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'> Index, the Russell 2000</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 4pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'> Index and the Dow Jones Industrial Average</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 4pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'> (each referred to as an &#8220;Index,&#8221; and collectively as the &#8220;Indices&#8221;).</font></FONT></P>
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                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Pricing Date*</font></FONT></P>
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                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>December 30, 2025</font></FONT></P>
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                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Issue Date*</font></FONT></P>
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                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>January 5, 2026</font></FONT></P>
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                        <TR style="vertical-align: top; min-height: 16.28pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Face Amount (Original Offering Price)</font></FONT></P>
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                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>$1,000 per security </font></FONT></P>
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                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Automatic Call</font></FONT></P>
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                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>If the closing level of the lowest performing Index on any call date (including the final calculation day) is greater than or equal to its starting level, the securities will be automatically called for the face amount plus the call premium applicable to the relevant call date.</font></FONT></P>
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                        <TR style="vertical-align: top; min-height: 28.27pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Call Dates* and Call Premiums</font></FONT></P>
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                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>The call premium applicable to each call date will be a percentage of the face amount that increases for each call date based on a simple (non-compounding) return of at least approximately 11.20% per annum (to be determined on the pricing date). See &#8220;Call Dates and Call Premiums&#8221; on the following page.</font></FONT></P>
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                        <TR style="vertical-align: top; min-height: 9.68pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Call Settlement Date</font></FONT></P>
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                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Three business days after the applicable call date, subject to postponement; </font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-style: italic; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>provided</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'> that the call settlement date for the last call date is the stated maturity date.</font></FONT></P>
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                        <TR style="vertical-align: top; min-height: 40.87pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Maturity Payment Amount (per Security)</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="text-align: justify; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>If the securities are not automatically called on any call date (including the final calculation day):</font></FONT></P>
                                <P style="margin-top: 2.2pt; text-align: justify; margin-bottom: 0; margin-left: 12.65pt; text-indent: -9.90pt; "><!--[if IE]<FONT style="display: inline-block; width: 9.90pt; text-indent: -9.90pt; "><![endif]--><FONT style="display: inline-block; width: 9.90pt; text-indent: 0; text-align: left; font-size: 6.5pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>if the ending level of the lowest performing Index on the final calculation day is less than its starting level but greater than or equal to its threshold level: $1,000; or</font></FONT></FONT></P>
                                <P style="margin-top: 2.2pt; text-align: justify; margin-bottom: 0; margin-left: 12.65pt; text-indent: -9.90pt; "><!--[if IE]<FONT style="display: inline-block; width: 9.90pt; text-indent: -9.90pt; "><![endif]--><FONT style="display: inline-block; width: 9.90pt; text-indent: 0; text-align: left; font-size: 6.5pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>if the ending level of the lowest performing Index on the final calculation day is less than its threshold level: </font></FONT></FONT></P>
                                <P style="margin-top: 2.2pt; padding-left: 12.65pt; text-align: center; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>$1,000 &#215; performance factor of the lowest performing Index on the final calculation day</font></FONT></P>
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                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Lowest Performing Index</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>For any call date, the Index with the lowest performance factor on that call date</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Performance Factor</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>With respect to an Index on any call date, its closing level on such call date </font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-style: italic; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>divided b</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>y its starting level (expressed as a percentage)</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Stated Maturity Date*</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>January 4, 2030, subject to postponement</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Starting Level</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>For each Index, its closing level on the pricing date</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Ending Level</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>For each Index, its closing level on the final calculation day</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 4.02pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Threshold Level</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>For each Index, 75.00% of its starting level</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Calculation Agent</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Scotia Capital Inc., an affiliate of the Bank</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 8.14pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Denominations</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>$1,000 and any integral multiple of $1,000</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 27.01pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Agents**</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Scotia Capital (USA) Inc. and Wells Fargo Securities, LLC (&#8220;WFS&#8221;).</font></FONT></P>
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>WFS will receive a discount of up to 2.575%; dealers, including Wells Fargo Advisors, LLC (&#8220;WFA&#8221;), may receive a selling concession of up to 2.00%, and WFA may receive a distribution expense fee of 0.075%.</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>CUSIP / ISIN</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>06419HGL2/US06419HGL24</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 8.53pt; ">
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 0.55pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>Material Canadian and U.S. Tax Consequences </font></FONT></P>
                            </TD>
                            <TD style="padding-top: 3.37pt; padding-left: 2.37pt; padding-right: 2.37pt; padding-bottom: 3.37pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-bottom: 0.0pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>See the preliminary pricing supplement.</font></FONT></P>
                            </TD>
                        </TR>
                    </TABLE>
                    <P style="margin-bottom: 0.0pt; text-indent: -9.9pt; padding-left: 5.9pt; text-align: left; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "><font style='white-space: pre-wrap;'>*</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; width: 7.42pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "><font style='white-space: pre-wrap;'>Subject</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "><font style='white-space: pre-wrap;'> to change.</font></FONT></P>
                    <P style="margin-bottom: 0.0pt; text-indent: -9.9pt; padding-left: 5.9pt; text-align: left; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "><font style='white-space: pre-wrap;'>**</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; width: 4.13pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "><font style='white-space: pre-wrap;'>In</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "><font style='white-space: pre-wrap;'> respect of certain securities, we may pay a fee of up to $2.00 per security to selected securities dealers for marketing and other services in connection with the distribution of the securities to other securities dealers.</font></FONT></P>
                </DIV>
                <DIV style="width: 311.84pt; float: right; ">
                    <P style="margin-top: 4.4pt; margin-bottom: 2.2pt; text-align: left; margin-left: 0pt; "><FONT style="font-family: Times New Roman, Times, serif; color: #7F7F7F; font-size: 11.5pt; "><font style='white-space: pre-wrap;'>Hypothetical Payout Profile***</font></FONT></P>
                    <P style="margin-top: 6.6pt; margin-bottom: 2.2pt; text-align: center; margin-left: -14.85pt; "><FONT style="font-family: Times New Roman, Times, serif; color: #7F7F7F; font-size: 11.5pt; ">                            <IMG width="289.67pt" height="193.44pt" src="image2.gif" style="width: 289.67pt; height: 193.44pt; ">
                            </FONT></P>
                    <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-indent: -14.85pt; padding-left: 19.8pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "><font style='white-space: pre-wrap;'>***</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; width: 6.60pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "><font style='white-space: pre-wrap;'>Assumes</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 5.5pt; "><font style='white-space: pre-wrap;'> the call premiums are equal to the minimum of their call premiums specified herein. Not all call dates reflected; reflects only the first, thirteenth and final call dates for illustrative purposes only.</font></FONT></P>
                    <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>If the securities are not automatically called and the ending level of the lowest performing Index on the final calculation day is less than its threshold level, you will lose more than 25%, and possibly all, of the face amount of your securities at stated maturity.</font></FONT></P>
                    <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>Any positive return on the securities will be limited to the applicable call premium, even if the ending level of the lowest performing Index on the applicable call date exceeds its starting level by significantly more than the percentage represented by such call premium.  You will not participate in any appreciation of any Index beyond the applicable call premium.</font></FONT></P>
                    <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; color: #808080; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>If the securities priced today, the estimated value of the securities would be between $918.81 (91.881%) and $948.81 (94.881%) per security. See &#8220;The Bank&#8217;s Estimated Value of the Securities&#8221; in the preliminary pricing supplement.</font></FONT></P>
                    <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>Preliminary pricing supplement: </font></FONT></P>
                    <P style="margin-bottom: 6.6pt; text-align: left; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'><A HREF="http://www.sec.gov/Archives/edgar/data/9631/000183988225069192/bns_424b2-39081.htm">http://www.sec.gov/Archives/edgar/data/9631/000183988225069192/bns_424b2-39081.htm</A></font></FONT></P>
                    <P style="margin-bottom: 6.6pt; text-align: left; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="text-align: justify; margin-bottom: 6.6pt; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
                <DIV>
                    <TABLE width="633.82pt" style="margin-left: 0pt; margin-top: 4pt; width: 633.82pt; border-collapse: collapse; ">
                        <TR>
                            <TD width="633.82pt" style="width: 633.82pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; ">
                            <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; ">
                                <P style="margin-top: 4.4pt; margin-bottom: 0.0pt; text-align: justify; margin-left: -1.59pt; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The securities have complex features and investing in the securities involves risks not associated with an investment in conventional debt securities. See &#8220;Selected Risk Considerations&#8221; in this term sheet, &#8220;Selected Risk Considerations&#8221; in the preliminary pricing supplement and &#8220;Risk Factors&#8221; in the product supplement, prospectus supplement and prospectus.</font></FONT></P>
                                <P style="margin-top: 4.4pt; text-align: justify; margin-bottom: 0; margin-left: -1.21pt; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; color: #C00000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>This introductory term sheet does not provide all the information that an investor should consider prior to making an investment decision. This term sheet should be read in conjunction with the preliminary pricing supplement, underlier supplement, product supplement, prospectus supplement, and prospectus. </font></FONT></P>
                                <P style="margin-top: 4.4pt; margin-bottom: 0.0pt; line-height: 1.2; text-align: center; margin-left: -1.59pt; "><FONT style="font-family: Times New Roman, Times, serif; font-weight: bold; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>NOT A BANK DEPOSIT AND NOT INSURED OR GUARANTEED BY THE FDIC OR ANY OTHER GOVERNMENTAL AGENCY</font></FONT></P>
                            </TD>
                        </TR>
                    </TABLE>
                </DIV>
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            </DIV>
            <DIV style="width: 641.52pt; padding: 0 15.84pt 10.00pt 15.84pt; min-height: 15.84pt; position: relative; ">
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 613.03pt; padding: 10.00pt 30.09pt 0 30.09pt; min-height: 10.29pt; position: relative; ">
                <P style="text-align: justify; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 11.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 613.03pt; padding: 10pt 30.09pt 10pt 30.09pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-bottom: 6.6pt; text-align: left; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; color: #7F7F7F; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>Call Dates and Call Premiums</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'></FONT></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #BFBFBF">
    <TD STYLE="vertical-align: bottom; width: 12%; padding-top: 3pt; padding-bottom: 3pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt"><U>Call Date</U></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 20%; padding-top: 3pt; padding-bottom: 3pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt"><U>Call Premium<SUP>&dagger;</SUP></U></FONT></TD>
    <TD STYLE="vertical-align: top; width: 12%; border-right: Black 1pt solid; padding: 3pt 0.1in; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt"><U>Payment per Security upon an Automatic Call</U></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 16%; padding: 3pt 0.1in; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt"><U>Call Date<BR>
<I>(cont.)</I></U></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 24%; padding: 3pt 0.1in; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt"><U>Call Premium<BR>
<I>(cont.)</I><SUP>&dagger;</SUP></U></FONT></TD>
    <TD STYLE="vertical-align: top; width: 16%; padding: 3pt 0.1in; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt"><U>Payment per Security upon an Automatic Call <I>(cont.)</I></U></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">January 5, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 11.200% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,112.00</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">July 5, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 28.000% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,280.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">February 5, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 12.133% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,121.33</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">August 7, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 28.933% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,289.33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">March 5, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 13.067% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,130.67</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">September 5, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 29.867% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,298.67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">April 5, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 14.000% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,140.00</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">October 5, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 30.800% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,308.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">May 5, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 14.933% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,149.33</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">November 6, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 31.733% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,317.33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">June 7, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 15.867% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,158.67</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">December 5, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 32.667% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,326.67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">July 5, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 16.800% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,168.00</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">January 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 33.600% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,336.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">August 5, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 17.733% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,177.33</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">February 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 34.533% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,345.33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">September 7, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 18.667% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,186.67</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">March 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 35.467% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,354.67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">October 5, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 19.600% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,196.00</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">April 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 36.400% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,364.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">November 5, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 20.533% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,205.33</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">May 7, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 37.333% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,373.33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">December 6, 2027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 21.467% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,214.67</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">June 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 38.267% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,382.67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">January 5, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 22.400% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,224.00</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">July 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 39.200% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,392.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">February 7, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 23.333% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,233.33</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">August 6, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 40.133% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,401.33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">March 6, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 24.267% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,242.67</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">September 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 41.067% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,410.67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">April 5, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 25.200% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,252.00</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">October 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 42.000% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,420.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">May 5, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 26.133% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,261.33</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">November 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 42.933% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,429.33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">June 5, 2028</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 27.067% of the face amount</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,270.67</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">December 5, 2029</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 43.867% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,438.67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 6pt Georgia, Times, Serif; margin: 1pt 0 1pt 6.5pt; text-align: center">December 31, 2029</P>
    <P STYLE="font: 6pt Georgia, Times, Serif; margin: 1pt 0 1pt 6.5pt; text-align: center">(the &ldquo;<U>final calculation day</U>&rdquo;)</P></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least 44.800% of the face amount</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 6.5pt; text-align: center"><FONT STYLE="font-family: Georgia, Times, Serif; font-size: 6pt">At least $1,448.00</FONT></TD></TR>
  </TABLE>
<P STYLE="margin-top: 3.3pt; margin-bottom: 0pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, serif; font-size: 6pt"><FONT STYLE="white-space: pre-wrap">&nbsp;</FONT></FONT></P>

<P STYLE="margin-top: 3.3pt; margin-bottom: 0pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, serif; font-size: 6pt"><FONT STYLE="white-space: pre-wrap">&#8224; to be determined on the pricing date.</font></FONT></P>
                <P style="margin-top: 13.2pt; margin-bottom: 0.0pt; text-align: left; "><FONT style="font-family: Times New Roman, Times, serif; color: #7F7F7F; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>Selected Risk Considerations</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The risks set forth below are discussed in detail in &#8220;Selected Risk Considerations&#8221; in the preliminary pricing supplement and &#8220;Risk Factors&#8221; in the product supplement, prospectus supplement and prospectus. Please review those risk disclosures carefully. </font></FONT></P>
                <TABLE width="624.91pt" style="margin-left: 0pt; width: 624.91pt; table-layout: fixed; border-collapse: collapse; ">
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                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating To The Securities Generally </font></U></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>If The Securities Are Not Automatically Called And The Ending Level Of The Lowest Performing Index On The Final Calculation Day Is Less Than Its Threshold Level, You Will Lose More Than 25%, And Possibly All, Of The Face Amount Of Your Securities At Stated Maturity.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>No Periodic Interest Will Be Paid On The Securities.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Potential Return On The Securities Is Limited To The Call Premium And You May Be Fully Exposed To The Decline In The Lowest Performing Index On The Final Calculation Day From Its Starting Level, But Will Not Participate In Any Positive Performance Of Any Index.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Securities Are Subject To The Full Risks Of Each Index And Will Be Negatively Affected If Any Index Performs Poorly, Even If Another Index Performs Favorably.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Your Return On The Securities Will Depend Solely On The Performance Of The Index That Is The Lowest Performing Index On Each Call Date, And You Will Not Benefit In Any Way From The Performance Of A Better Performing Index.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>You Will Be Subject To Risks Resulting From The Relationship Among The Indices.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Higher Call Premiums Are Associated With Greater Risk.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>You Will Be Subject To Reinvestment Risk.</font></FONT></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating To An Investment In the Bank&#8217;s Debt Securities, Including The Securities </font></U></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Your Investment Is Subject To The Credit Risk Of The Bank.</font></FONT></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating To The Estimated Value Of The Securities And Any Secondary Market </font></U></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Inclusion Of Dealer Spread And Projected Profit From Hedging In The Original Offering Price Is Likely To Adversely Affect Secondary Market Prices.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Bank's Estimated Value Of The Securities Will Be Lower Than The Original Offering Price Of The Securities.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Bank's Estimated Value Does Not Represent Future Values Of The Securities And May Differ From Others' Estimates.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Bank's Estimated Value Is Not Determined By Reference To Credit Spreads For Our Conventional Fixed-Rate Debt.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>If The Levels Of The Indices Or Their Constituent Stocks Change, The Market Value Of Your Securities May Not Change In The Same Manner.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Price At Which The Securities May Be Sold Prior To Maturity Will Depend On A Number Of Factors And May Be Substantially Less Than The Amount For Which They Were Originally Purchased.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Securities Lack Liquidity.</font></FONT></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 8.8pt; margin-bottom: 4.4pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating To The Indices </font></U></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Indices Reflect Price Return Only And Not Total Return.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Investing In The Securities Is Not The Same As Investing In The Indices. </font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Historical Values Of A Market Measure Should Not Be Taken As An Indication Of The Future Performance Of Such Market Measure During The Term Of The Securities.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Changes That Affect An Index May Adversely Affect The Value Of The Securities And Any Payments On The Securities. </font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>We Cannot Control Actions By Any Of The Unaffiliated Companies Whose Securities Are Included In Any Index.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>We And Our Affiliates And The Agents And Their Affiliates Have No Affiliation With Any Index Sponsor And Have Not Independently Verified Their Public Disclosure Of Information.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>An Investment In The Securities Is Subject To Risks Associated With Investing In Stocks With A Small Market Capitalization.</font></FONT></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating To Hedging Activities And Conflicts Of Interest </font></U></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>A Participating Dealer Or Its Affiliates May Realize Hedging Profits Projected By Its Proprietary Pricing Models In Addition To Any Selling Concession And/Or Any Distribution Expense Fee, Creating A Further Incentive For The Participating Dealer To Sell The Securities To You.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Hedging Activities By The Bank And/Or The Agents May Negatively Impact Investors In The Securities And Cause Our Respective Interests And Those Of Our Clients And Counterparties To Be Contrary To Those Of Investors In The Securities.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Market Activities By The Bank Or The Agents For Their Own Respective Accounts Or For Their Respective Clients Could Negatively Impact Investors In The Securities.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Bank, The Agents And Their Respective Affiliates Regularly Provide Services To, Or Otherwise Have Business Relationships With, A Broad Client Base, Which Has Included And May Include Issuers Of An Underlying Stock, The Sponsor Or Investment Advisor For A Fund And/Or The Issuers Of Securities Included In An Index Or Held By A Fund.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Other Investors In The Securities May Not Have The Same Interests As You.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>There Are Potential Conflicts Of Interest Between You And The Calculation Agent.</font></FONT></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>A Call Settlement Date And The Stated Maturity Date May Be Postponed If A Call Date Is Postponed.</font></FONT></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating </font></U><U><font style='white-space: pre-wrap;'>T</font></U><U><font style='white-space: pre-wrap;'>o Canadian </font></U><U><font style='white-space: pre-wrap;'>A</font></U><U><font style='white-space: pre-wrap;'>nd U.S. Federal Income Taxation</font></U></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 0.0pt; text-align: justify; margin-left: 13.75pt; text-indent: -11.00pt; "><!--[if IE]<FONT style="display: inline-block; width: 11.00pt; text-indent: -11.00pt; "><![endif]--><FONT style="display: inline-block; width: 11.00pt; text-indent: 0; text-align: left; color: black; font-size: 6.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Tax Consequences Of An Investment In The Securities Are Unclear. Significant aspects of the tax treatment of the securities are uncertain. You should consult your tax advisor about your tax situation. See &#8220;Canadian Income Tax Consequences&#8221; and &#8220;U.S. Federal Income Tax Consequences&#8221; in the preliminary pricing supplement.</font></FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 3.3pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Bank has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the Bank has filed with the SEC for more complete information about the Bank and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the Bank, any Underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling your financial advisor or by calling Wells Fargo Securities, LLC at 866-346-7732.</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 0.0pt; text-align: justify; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo &amp; Company.</font></FONT></P>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
