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Property and Equipment | 12 Months Ended
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Oct. 31, 2025
Text Block [Abstract] |
Property and Equipment |
15 | Property and Equipment
($ millions) |  | Land & Building |  |  | Equipment |  |  | Technology Assets |  |  | Leasehold Improvements |  |  | Right-of-use Assets |  |  | Total |
Cost |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance as at October 31, 2023 |  | $ | 1,813 |  |  | $ | 1,809 |  |  | $ | 705 |  |  | $ | 1,854 |  |  | $ | 4,336 |  |  | $ | 10,517 |
Additions |  |  | 120 |  |  |  | 232 |  |  |  | 73 |  |  |  | 134 |  |  |  | 125 |  |  |  | 684 |
Disposals/Retirements |  |  | (149 | ) |  |  | (183 | ) |  |  | (155 | ) |  |  | (67 | ) |  |  | (77 | ) |  |  | (631 | )
Foreign currency adjustments and other |  |  | (48 | ) |  |  | (78 | ) |  |  | 10 |  |  |  | (44 | ) |  |  | (43 | ) |  |  | (203 | )
Balance as at October 31, 2024 |  | $ | 1,736 |  |  | $ | 1,780 |  |  | $ | 633 |  |  | $ | 1,877 |  |  | $ | 4,341 |  |  | $ | 10,367 |
Additions |  |  | 194 |  |  |  | 144 |  |  |  | 88 |  |  |  | 117 |  |  |  | 210 |  |  |  | 753 |
Disposals/Retirements (1) |  |  | (481 | ) |  |  | (82 | ) |  |  | (25 | ) |  |  | (92 | ) |  |  | (118 | ) |  |  | (798 | )
Foreign currency adjustments and other |  |  | (129 | ) |  |  | 44 |  |  |  | 126 |  |  |  | 112 |  |  |  | 80 |  |  |  | 233 |
Balance as at October 31, 2025 |  | $ | 1,320 |  |  | $ | 1,886 |  |  | $ | 822 |  |  | $ | 2,014 |  |  | $ | 4,513 |  |  | $ | 10,555 |
Accumulated depreciation |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance as at October 31, 2023 |  | $ | 686 |  |  | $ | 1,268 |  |  | $ | 381 |  |  | $ | 1,152 |  |  | $ | 1,388 |  |  | $ | 4,875 |
Depreciation |  |  | 49 |  |  |  | 94 |  |  |  | 140 |  |  |  | 116 |  |  |  | 331 |  |  |  | 730 |
Disposals/Retirements |  |  | (50 | ) |  |  | (75 | ) |  |  | (145 | ) |  |  | (40 | ) |  |  | (62 | ) |  |  | (372 | )
Foreign currency adjustments and other |  |  | (22 | ) |  |  | (26 | ) |  |  | (14 | ) |  |  | (40 | ) |  |  | (16 | ) |  |  | (118 | )
Balance as at October 31, 2024 |  | $ | 663 |  |  | $ | 1,261 |  |  | $ | 362 |  |  | $ | 1,188 |  |  | $ | 1,641 |  |  | $ | 5,115 |
Depreciation |  |  | 36 |  |  |  | 83 |  |  |  | 133 |  |  |  | 113 |  |  |  | 318 |  |  |  | 683 |
Disposals/Retirements |  |  | (44 | ) |  |  | (67 | ) |  |  | (17 | ) |  |  | (71 | ) |  |  | (107 | ) |  |  | (306 | )
Foreign currency adjustments and other |  |  | 28 |  |  |  | 1 |  |  |  | 77 |  |  |  | 40 |  |  |  | 36 |  |  |  | 182 |
Balance as at October 31, 2025 |  | $ | 683 |  |  | $ | 1,278 |  |  | $ | 555 |  |  | $ | 1,270 |  |  | $ | 1,888 |  |  | $ | 5,674 |
Net book value |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance as at October 31, 2024 |  | $ | 1,073 |  |  | $ | 519 |  |  | $ | 271 |  |  | $ | 689 |  |  | $ | 2,700 |  |  | $ | 5,252 | (2)
Balance as at October 31, 2025 |  | $ | 637 |  |  | $ | 608 |  |  | $ | 267 |  |  | $ | 744 |  |  | $ | 2,625 |  |  | $ | 4,881 | (2)
(1) | Includes a net impairment loss recorded in Q1 2025 related to the agreement to sell the banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.
(2) | Includes $39 (2024 – $36) of investment property.

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