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Loans and Related Allowance for Credit Losses (Credit Quality Indicators for Automobile, Credit Card, Education and Other Consumer Loan Classes) (Details) - USD ($) $ in Millions | Sep. 30, 2021 | Dec. 31, 2020
--- | --- | ---
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Total Loans | [1] | $ 290,230 | $ 241,928
Automobile | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 5,517 | 3,714
Financing receivable, originated in year one |  | 3,878 | 5,494
Financing receivable, originated in year two |  | 4,360 | 2,878
Financing receivable, originated in year three |  | 2,234 | 1,361
Financing receivable, originated in year four |  | 925 | 609
Prior |  | 351 | 162
Total Loans |  | 17,265 | 14,218
Automobile | Greater than or equal to 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 2,828 | 1,807
Financing receivable, originated in year one |  | 1,638 | 1,915
Financing receivable, originated in year two |  | 1,551 | 807
Financing receivable, originated in year three |  | 624 | 452
Financing receivable, originated in year four |  | 281 | 246
Prior |  | 116 | 58
Total Loans |  | 7,038 | 5,285
Automobile | 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 1,694 | 1,098
Financing receivable, originated in year one |  | 1,157 | 1,581
Financing receivable, originated in year two |  | 1,225 | 789
Financing receivable, originated in year three |  | 595 | 381
Financing receivable, originated in year four |  | 248 | 167
Prior |  | 91 | 44
Total Loans |  | 5,010 | 4,060
Automobile | 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 730 | 617
Financing receivable, originated in year one |  | 705 | 1,222
Financing receivable, originated in year two |  | 913 | 684
Financing receivable, originated in year three |  | 505 | 288
Financing receivable, originated in year four |  | 195 | 109
Prior |  | 65 | 31
Total Loans |  | 3,113 | 2,951
Automobile | Less than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 220 | 192
Financing receivable, originated in year one |  | 349 | 776
Financing receivable, originated in year two |  | 658 | 598
Financing receivable, originated in year three |  | 504 | 240
Financing receivable, originated in year four |  | 198 | 87
Prior |  | 79 | 29
Total Loans |  | 2,008 | 1,922
Automobile | No FICO score available or required | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 45 |
Financing receivable, originated in year one |  | 29 |
Financing receivable, originated in year two |  | 13 |
Financing receivable, originated in year three |  | 6 |
Financing receivable, originated in year four |  | 3 |
Total Loans |  | 96 |
Credit card | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 6,396 | 6,120
Revolving Loans Converted to Term |  | 70 | 95
Total Loans |  | 6,466 | 6,215
Credit card | Greater than or equal to 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,718 | 1,635
Revolving Loans Converted to Term |  | 2 | 3
Total Loans |  | 1,720 | 1,638
Credit card | 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,796 | 1,724
Revolving Loans Converted to Term |  | 10 | 11
Total Loans |  | 1,806 | 1,735
Credit card | 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,836 | 1,765
Revolving Loans Converted to Term |  | 22 | 26
Total Loans |  | 1,858 | 1,791
Credit card | Less than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 925 | 902
Revolving Loans Converted to Term |  | 33 | 51
Total Loans |  | 958 | 953
Credit card | No FICO score available or required | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 121 | 94
Revolving Loans Converted to Term |  | 3 | 4
Total Loans |  | 124 | 98
Education |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 45 | 92
Financing receivable, originated in year one |  | 115 | 163
Financing receivable, originated in year two |  | 143 | 135
Financing receivable, originated in year three |  | 115 | 101
Financing receivable, originated in year four |  | 83 | 78
Prior |  | 2,152 | 2,377
Total Loans |  | 2,653 | 2,946
Education | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 45 | 92
Financing receivable, originated in year one |  | 115 | 163
Financing receivable, originated in year two |  | 143 | 135
Financing receivable, originated in year three |  | 115 | 101
Financing receivable, originated in year four |  | 83 | 78
Prior |  | 690 | 746
Total Loans |  | 1,191 | 1,315
Education | Greater than or equal to 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 12 | 34
Financing receivable, originated in year one |  | 63 | 90
Financing receivable, originated in year two |  | 81 | 74
Financing receivable, originated in year three |  | 66 | 59
Financing receivable, originated in year four |  | 51 | 50
Prior |  | 412 | 428
Total Loans |  | 685 | 735
Education | 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 11 | 24
Financing receivable, originated in year one |  | 31 | 46
Financing receivable, originated in year two |  | 39 | 38
Financing receivable, originated in year three |  | 31 | 28
Financing receivable, originated in year four |  | 22 | 20
Prior |  | 175 | 190
Total Loans |  | 309 | 346
Education | 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 8 | 15
Financing receivable, originated in year one |  | 9 | 15
Financing receivable, originated in year two |  | 12 | 14
Financing receivable, originated in year three |  | 12 | 9
Financing receivable, originated in year four |  | 7 | 6
Prior |  | 75 | 90
Total Loans |  | 123 | 149
Education | Less than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 2 | 3
Financing receivable, originated in year one |  | 1 | 2
Financing receivable, originated in year two |  | 2 | 3
Financing receivable, originated in year three |  | 2 | 2
Financing receivable, originated in year four |  | 2 | 2
Prior |  | 27 | 37
Total Loans |  | 36 | 49
Education | No FICO score available or required | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 12 | 16
Financing receivable, originated in year one |  | 11 | 10
Financing receivable, originated in year two |  | 9 | 6
Financing receivable, originated in year three |  | 4 | 3
Financing receivable, originated in year four |  | 1 |
Prior |  | 1 | 1
Total Loans |  | 38 | 36
Education | Other internal credit metrics |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Prior |  | 1,462 | 1,631
Total Loans |  | 1,462 | 1,631
Other consumer |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 720 | 581
Financing receivable, originated in year one |  | 647 | 763
Financing receivable, originated in year two |  | 695 | 304
Financing receivable, originated in year three |  | 339 | 95
Financing receivable, originated in year four |  | 96 | 75
Prior |  | 193 | 161
Revolving Loans |  | 3,245 | 2,713
Revolving Loans Converted to Term |  | 31 | 6
Total Loans |  | 5,966 | 4,698
Other consumer | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 656 | 514
Financing receivable, originated in year one |  | 631 | 730
Financing receivable, originated in year two |  | 669 | 267
Financing receivable, originated in year three |  | 320 | 69
Financing receivable, originated in year four |  | 74 | 15
Prior |  | 85 | 86
Revolving Loans |  | 628 | 379
Revolving Loans Converted to Term |  | 4 | 3
Total Loans |  | 3,067 | 2,063
Other consumer | Greater than or equal to 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 181 | 162
Financing receivable, originated in year one |  | 172 | 187
Financing receivable, originated in year two |  | 162 | 63
Financing receivable, originated in year three |  | 62 | 21
Financing receivable, originated in year four |  | 18 | 5
Prior |  | 38 | 42
Revolving Loans |  | 203 | 86
Revolving Loans Converted to Term |  | 2 | 1
Total Loans |  | 838 | 567
Other consumer | 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 229 | 197
Financing receivable, originated in year one |  | 209 | 247
Financing receivable, originated in year two |  | 209 | 82
Financing receivable, originated in year three |  | 85 | 22
Financing receivable, originated in year four |  | 21 | 5
Prior |  | 23 | 22
Revolving Loans |  | 200 | 123
Total Loans |  | 976 | 698
Other consumer | 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 179 | 127
Financing receivable, originated in year one |  | 170 | 210
Financing receivable, originated in year two |  | 201 | 81
Financing receivable, originated in year three |  | 105 | 17
Financing receivable, originated in year four |  | 21 | 3
Prior |  | 14 | 14
Revolving Loans |  | 144 | 117
Revolving Loans Converted to Term |  | 1 | 1
Total Loans |  | 835 | 570
Other consumer | Less than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 47 | 28
Financing receivable, originated in year one |  | 73 | 86
Financing receivable, originated in year two |  | 96 | 41
Financing receivable, originated in year three |  | 67 | 9
Financing receivable, originated in year four |  | 14 | 2
Prior |  | 9 | 8
Revolving Loans |  | 57 | 53
Revolving Loans Converted to Term |  | 1 | 1
Total Loans |  | 364 | 228
Other consumer | No FICO score available or required | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 20 |
Financing receivable, originated in year one |  | 7 |
Financing receivable, originated in year two |  | 1 |
Financing receivable, originated in year three |  | 1 |
Prior |  | 1 |
Revolving Loans |  | 24 |
Total Loans |  | 54 |
Other consumer | Other internal credit metrics |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Financing receivable, originated in current year |  | 64 | 67
Financing receivable, originated in year one |  | 16 | 33
Financing receivable, originated in year two |  | 26 | 37
Financing receivable, originated in year three |  | 19 | 26
Financing receivable, originated in year four |  | 22 | 60
Prior |  | 108 | 75
Revolving Loans |  | 2,617 | 2,334
Revolving Loans Converted to Term |  | 27 | 3
Total Loans |  | $ 2,899 | $ 2,635
[1] | Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $2.0 billion, Loans held for investment of $1.6 billion and Other assets of $0.1 billion at September 30, 2021. Comparable amounts at December 31, 2020 were $1.2 billion, $1.4 billion and $0.1 billion, respectively.

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