<SEC-DOCUMENT>0000713676-21-000037.txt : 20210416
<SEC-HEADER>0000713676-21-000037.hdr.sgml : 20210416
<ACCEPTANCE-DATETIME>20210416070857
ACCESSION NUMBER:		0000713676-21-000037
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20210416
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20210416
DATE AS OF CHANGE:		20210416

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PNC FINANCIAL SERVICES GROUP, INC.
		CENTRAL INDEX KEY:			0000713676
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251435979
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09718
		FILM NUMBER:		21830092

	BUSINESS ADDRESS:	
		STREET 1:		THE TOWER AT PNC PLAZA
		STREET 2:		300 FIFTH AVENUE
		CITY:			PITTSBURGH
		STATE:			PA
		ZIP:			15222-2401
		BUSINESS PHONE:		888-762-2265

	MAIL ADDRESS:	
		STREET 1:		THE TOWER AT PNC PLAZA
		STREET 2:		300 FIFTH AVENUE
		CITY:			PITTSBURGH
		STATE:			PA
		ZIP:			15222-2401

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PNC FINANCIAL SERVICES GROUP INC
		DATE OF NAME CHANGE:	20000327

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PNC BANK CORP
		DATE OF NAME CHANGE:	19930505

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PNC BANK CORP /PA/
		DATE OF NAME CHANGE:	19930428
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>pnc-20210416.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" ?><!--XBRL Document Created with Wdesk from Workiva--><!--Copyright 2021 Workiva--><!--r:89ec4800-6c43-4458-8f67-d6d67b7789e1,g:1178b2ed-f2a1-4b1b-a00c-517f05f72ff6,d:afc2212fe019498cb68a7d220f7bdf8f--><html xmlns:xlink="http://www.w3.org/1999/xlink" xmlns="http://www.w3.org/1999/xhtml" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31" xmlns:pnc="http://www.pnc.com/20210416" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:us-gaap="http://fasb.org/us-gaap/2020-01-31" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:exch="http://xbrl.sec.gov/exch/2020-01-31" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>pnc-20210416</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="i9b660f4bdade4d66a643f149495b1e4b_D20210414-20210414" name="dei:EntityCentralIndexKey" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl80L2ZyYWc6ZWQ5MjA4MzIxY2NlNDRlZWEyYjQ1YjRiOTgxYmM3ODQvdGFibGU6NmIzYjAxZjg3NThlNDRlMmFjNTM0ZWE5Y2Y0NDExMDgvdGFibGVyYW5nZTo2YjNiMDFmODc1OGU0NGUyYWM1MzRlYTljZjQ0MTEwOF8yLTEtMS0xLTA_a89f00a0-7130-4a12-a047-394f107fb0b9">0000713676</ix:nonNumeric><ix:nonNumeric contextRef="i9b660f4bdade4d66a643f149495b1e4b_D20210414-20210414" name="dei:AmendmentFlag" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl80L2ZyYWc6ZWQ5MjA4MzIxY2NlNDRlZWEyYjQ1YjRiOTgxYmM3ODQvdGFibGU6NmIzYjAxZjg3NThlNDRlMmFjNTM0ZWE5Y2Y0NDExMDgvdGFibGVyYW5nZTo2YjNiMDFmODc1OGU0NGUyYWM1MzRlYTljZjQ0MTEwOF8zLTEtMS0xLTA_6270c969-6eb0-454b-9c2c-339515fcb33c">false</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="pnc-20210416.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000713676</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2021-04-16</xbrli:startDate><xbrli:endDate>2021-04-16</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="i5efa6999f96e4c569936e22e0395262a_D20210416-20210416"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000713676</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="dei:EntityListingsExchangeAxis">exch:XNYS</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2021-04-16</xbrli:startDate><xbrli:endDate>2021-04-16</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="ib59f8955768e49c2abea145b376ba66f_D20210416-20210416"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000713676</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">pnc:SeriesPPreferredStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="dei:EntityListingsExchangeAxis">exch:XNYS</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2021-04-16</xbrli:startDate><xbrli:endDate>2021-04-16</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="i9b660f4bdade4d66a643f149495b1e4b_D20210414-20210414"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000713676</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2021-04-14</xbrli:startDate><xbrli:endDate>2021-04-14</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="iafc2212fe019498cb68a7d220f7bdf8f_1"></div><div style="min-height:36pt;width:100%"><div><span><br/></span></div></div><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Washington, D.C. 20549</span></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDIy_cfcbcb67-2f17-421a-b8b5-439f6177977e">8-K</ix:nonNumeric> </span></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">CURRENT REPORT</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Pursuant to Section&#160;13 OR 15(d) of The Securities Exchange Act of 1934 </span></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8xNzQ_1111ec3c-e130-43b3-a8b6-0cf88233963f">April&#160;16, 2021</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Date of Report (Date of earliest event reported)</span></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:24pt;font-weight:700;line-height:120%">THE <ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" name="dei:EntityRegistrantName" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDIz_7bc3e7fb-ea50-4706-8b2a-0b29ace88afd">PNC FINANCIAL SERVICES GROUP, INC.</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(Exact name of registrant as specified in its charter)</span></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Commission File Number <ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDMw_b34ed068-0ec5-4add-bf70-2c2c457d5b59">001-09718</ix:nonNumeric> </span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6ZTRjZGRlMGIxY2NiNGMzYTkwNjZhOWEwMjdiMmQ3ODkvdGFibGVyYW5nZTplNGNkZGUwYjFjY2I0YzNhOTA2NmE5YTAyN2IyZDc4OV8wLTAtMS0xLTA_5c5cc286-2a00-43b5-8e31-2d83f68ed529">Pennsylvania</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6ZTRjZGRlMGIxY2NiNGMzYTkwNjZhOWEwMjdiMmQ3ODkvdGFibGVyYW5nZTplNGNkZGUwYjFjY2I0YzNhOTA2NmE5YTAyN2IyZDc4OV8wLTEtMS0xLTA_3f0003a2-592c-43ef-b24d-04d4eba8bb76">25-1435979</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(State or other jurisdiction of</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(I.R.S. Employer</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">incorporation)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Identification No.)</span></td></tr></table></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">The Tower at PNC Plaza</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI0_1846f8a1-f418-4676-b9f5-54bd97126ed8">300 Fifth Avenue</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI1_b7901ae1-862f-4515-a1c5-67425974cb4c">Pittsburgh</ix:nonNumeric>, <ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI2_5f845488-ab4d-4a52-81fb-84592d251740">Pennsylvania</ix:nonNumeric> <ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI3_71c3908a-8625-433b-8856-4f72b2019f30">15222-2401</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(Address of principal executive offices, including zip code)</span></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(<ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI4_36c7f445-7503-4084-84c2-cfe0e27ba971">888</ix:nonNumeric>) <ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI5_0aa1edd2-18df-4e34-bed9-e5ec3c24532f">762-2265</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(Registrant&#8217;s telephone number, including area code)</span></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Not Applicable</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(Former name or former address, if changed since last report)</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:6pt;font-weight:400;line-height:120%">&#160;</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:5.983%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:91.817%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6YWU4NzZhYmViMWY2NGMwY2JmYmI5YjJhMThhMWJhZjUvdGFibGVyYW5nZTphZTg3NmFiZWIxZjY0YzBjYmZiYjliMmExOGExYmFmNV8wLTAtMS0xLTA_09045031-c69d-40ad-83a9-8b5f2a0ea0e2">&#9744;</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6YWU4NzZhYmViMWY2NGMwY2JmYmI5YjJhMThhMWJhZjUvdGFibGVyYW5nZTphZTg3NmFiZWIxZjY0YzBjYmZiYjliMmExOGExYmFmNV8xLTAtMS0xLTA_9fb01674-615f-4390-9175-71bba8e87c83">&#9744;</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6YWU4NzZhYmViMWY2NGMwY2JmYmI5YjJhMThhMWJhZjUvdGFibGVyYW5nZTphZTg3NmFiZWIxZjY0YzBjYmZiYjliMmExOGExYmFmNV8yLTAtMS0xLTA_10289757-1c8b-41ae-afa5-e119c0dbb65c">&#9744;</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6YWU4NzZhYmViMWY2NGMwY2JmYmI5YjJhMThhMWJhZjUvdGFibGVyYW5nZTphZTg3NmFiZWIxZjY0YzBjYmZiYjliMmExOGExYmFmNV8zLTAtMS0xLTA_aea05bc8-970b-473f-882e-cc23ca6e5b19">&#9744;</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></td></tr></table></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities registered pursuant to 12(b) of the Act:</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:69.455%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:20.012%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:underline">Title of Each Class</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:underline">Trading Symbol(s)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;Name of Each Exchange</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%;text-decoration:underline">&#160;&#160;on Which Registered&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i5efa6999f96e4c569936e22e0395262a_D20210416-20210416" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8xLTAtMS0xLTA_445f98e9-eb5f-4b00-bce6-a53f514189a5">Common Stock, par value $5.00</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i5efa6999f96e4c569936e22e0395262a_D20210416-20210416" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8xLTEtMS0xLTA_529555ae-61d5-4b1c-8e6a-ef98180302a6">PNC</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i5efa6999f96e4c569936e22e0395262a_D20210416-20210416" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8xLTItMS0xLTA_3f28d9d7-a8f5-49c4-9f10-7da25b0c40aa">New York Stock Exchange</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="ib59f8955768e49c2abea145b376ba66f_D20210416-20210416" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8yLTAtMS0xLTA_076d54bf-be4f-4b55-8b24-4270db3f36fb">Depositary Shares Each Representing a 1/4,000 Interest in a Share of Fixed-to-<br/>&#160;&#160;&#160;&#160;Floating Rate Non-Cumulative Perpetual Preferred Stock, Series P</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ib59f8955768e49c2abea145b376ba66f_D20210416-20210416" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8yLTEtMS0xLTA_8e6a2f36-e38f-4c65-ba9b-19935d4f551f">PNC P</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="ib59f8955768e49c2abea145b376ba66f_D20210416-20210416" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8yLTItMS0xLTA_493106b1-9200-4365-b631-85dae6f1ee28">New York Stock Exchange</ix:nonNumeric></span></td></tr></table></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule&#160;12b-2&#160;of the Securities Exchange Act of 1934&#160;(&#167;240.12b-2&#160;of this chapter). Emerging growth company&#160;&#160;</span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDMx_ceeb5e66-a009-433d-bce7-9c9d70e8d1e3">&#9744;</ix:nonNumeric></span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#160;&#160;</span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:36pt;width:100%"><div><span><br/></span></div></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Item&#160;2.02 Results of Operations and Financial Condition.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On <ix:nonNumeric contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate" id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8xNDU1_1111ec3c-e130-43b3-a8b6-0cf88233963f">April&#160;16, 2021</ix:nonNumeric>, The PNC Financial Services Group, Inc. (&#8220;the Corporation&#8221;) issued a press release regarding the Corporation&#8217;s earnings and business results for the first quarter of 2021. A copy of the Corporation&#8217;s press release is included in this Report as Exhibit 99.1 and is furnished herewith.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Item&#160;9.01 Financial Statements and Exhibits.</span></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(d) Exhibits. </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#160;</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:10.011%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:67.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.456%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">Number</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">Description</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">Method of Filing</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">99.1</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="q12021financialhighlightsa.htm">Press release dated April 16, 2021</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Furnished&#160;herewith</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">The cover page of this Current Report on Form 8-K, formatted in Inline XBRL.</span></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div><span><br/></span></div><div><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">- 2 -</span></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:36pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">SIGNATURE</span></div><div style="margin-top:12pt;text-indent:27pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="margin-top:17pt;text-align:center;text-indent:27pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:92.222%"><tr><td style="width:1.0%"></td><td style="width:4.472%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:42.725%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.267%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:45.136%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">THE PNC FINANCIAL SERVICES GROUP, INC.</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:100%">(Registrant)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">April 16, 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Gregory H. Kozich</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Gregory H. Kozich</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:100%">Senior Vice President and Controller</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:400;line-height:120%">&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">- 3 -</span></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>q12021financialhighlightsa.htm
<DESCRIPTION>EX-99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2021 Workiva -->
<title>Document</title></head><body><div id="i337189a591354c6b9ab01f0e439947c5_1"></div><div style="min-height:63pt;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:700;line-height:120%">                                                     &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Exhibit 99.1                                                                                                                                                                  </font></div><div style="text-align:center"><img alt="capturea451.jpg" src="capturea451.jpg" style="height:100px;margin-bottom:5pt;vertical-align:text-bottom;width:774px"></div></div><div style="text-align:right"><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_4"></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:82.121%"><tr><td style="width:1.0%"></td><td style="width:42.626%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.328%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.184%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.080%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.282%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">MEDIA&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">INVESTORS&#58;</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Marcey Zwiebel</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Bryan Gill</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(412) 762-4550</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(412) 768-4143</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">media.relations&#64;pnc.com</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">investor.relations&#64;pnc.com</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="text-align:right"><font><br></font></div><div style="margin-bottom:0.2pt;margin-top:0.5pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:11pt;font-weight:700;line-height:120%">PNC REPORTS FIRST QUARTER 2021 NET INCOME OF $1.8 BILLION,<br> $4.10 DILUTED EPS</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:700;line-height:120%"> </font></div><div style="text-align:center"><font><br></font></div><div style="margin-bottom:0.1pt;margin-top:0.1pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:10.5pt;font-weight:700;line-height:110%">Generated linked quarter positive operating leverage&#59; </font></div><div style="margin-bottom:0.1pt;margin-top:0.1pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:10.5pt;font-weight:700;line-height:110%">significant provision recapture&#59; record capital and liquidity</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:700;line-height:120%">  </font></div><div style="text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:120%">PITTSBURGH, April 16, 2021 &#8211; The PNC Financial Services Group, Inc. (NYSE&#58; PNC) today reported&#58;</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:3pt;font-weight:400;line-height:120%"> </font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_1242"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:10.112%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.112%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.839%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.990%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.839%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.415%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.415%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.415%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.415%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.178%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">For the quarter</font></td><td colspan="3" style="border-bottom:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:7.2pt;font-weight:400;line-height:100%">In millions, except per share data and as noted</font></td><td colspan="6" style="border-top:1pt solid #a6a6a6;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#0069aa;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:700;line-height:100%">1Q21</font></td><td colspan="6" style="border-top:1pt solid #a6a6a6;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#0069aa;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4Q20</font></td><td colspan="6" style="border-top:1pt solid #a6a6a6;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#0069aa;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:700;line-height:100%">1Q20</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td><td colspan="15" style="background-color:#dbdbdb;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#0069aa;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:700;line-height:100%">First Quarter Highlights</font></td></tr><tr style="height:1pt"><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #ff7506;padding:0 1pt"></td></tr><tr style="height:14pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#0069aa;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financial Results</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td><td colspan="15" rowspan="31" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:10.8pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-7.2pt"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9642;</font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%;padding-left:4.01pt">5% linked quarter positive operating leverage, driven by modest revenue growth and lower expenses</font></div><div style="padding-left:9pt;text-indent:10.8pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-7.2pt"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9642;</font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%;padding-left:4.01pt">Significant provision recapture reflecting improved macroeconomic expectations</font></div><div style="padding-left:9pt;text-indent:10.8pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-7.2pt"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9642;</font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%;padding-left:4.01pt">NIM contracted 5 basis points linked quarter, reflecting the  impact of higher balances held at the Federal Reserve</font></div><div style="padding-left:9pt;text-indent:10.8pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-7.2pt"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9642;</font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%;padding-left:4.01pt">Average loans declined 3% linked quarter primarily due to lower utilization and originations</font></div><div style="padding-left:9pt;text-indent:10.8pt"><font><br></font></div><div style="padding-left:9pt;padding-right:4.5pt;text-indent:-7.2pt"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9642;</font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%;padding-left:4.01pt">Average deposits grew 2% on a linked quarter basis</font></div><div style="padding-left:13.5pt;text-indent:10.8pt"><font><br></font></div><div style="padding-left:13.5pt;text-indent:-7.2pt"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8211;</font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%;padding-left:1.48pt">Loan to deposit ratio of 63%</font></div><div style="padding-left:13.5pt;text-indent:10.8pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-7.2pt"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9642;</font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%;padding-left:4.01pt">Record capital and liquidity </font></div><div style="padding-left:9pt;text-indent:10.8pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-7.2pt"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9642;</font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%;padding-left:4.01pt">Improving credit performance&#59; net charge-offs to average loans of 0.25%</font></div><div style="padding-left:9pt;text-indent:10.8pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-7.2pt"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9642;</font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%;padding-left:4.01pt">BBVA USA acquisition planning on track. Continue to expect a mid-2021 close</font></div><div style="text-indent:10.8pt"><font><br></font></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Revenue</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,220&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,208&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,336&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Noninterest expense</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,574&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,708&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,543&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pretax, pre-provision earnings </font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:6pt;font-style:italic;font-weight:400;line-height:100%">(non-GAAP)</font></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,646&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,500&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,793&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Provision for (recapture of) credit losses</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(551)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(254)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">914&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Net income from continuing operations</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,826&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,456&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">759&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:13pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#0069aa;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Per Common Share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Diluted EPS from continuing operations</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td colspan="2" style="padding:2px 7pt 2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4.10</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td colspan="2" style="padding:2px 7pt 2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3.26</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td colspan="2" style="padding:2px 7pt 2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.59</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Book value</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">118.47</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">119.11</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">106.70</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Tangible book value </font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:6pt;font-style:italic;font-weight:400;line-height:100%">(non-GAAP)</font></div></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">96.57</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">97.43</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">84.93</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:13pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#0069aa;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance Sheet &#38; Credit Quality</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Average loans </font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:6pt;font-style:italic;font-weight:400;line-height:100%">(in billions)</font></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">238.1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">245.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">243.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Average deposits </font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:6pt;font-style:italic;font-weight:400;line-height:100%">(in billions)</font></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">365.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">359.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">289.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Net loan charge-offs</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">146&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">229&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">212&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allowance for credit losses to total loans</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.20&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.46&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.66&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a6a6a6;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:13pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#0069aa;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Selected Ratios</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Return on average common equity</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">14.31&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11.16&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7.51&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Return on average assets</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.58&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.24&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.89&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Net interest margin </font><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:6pt;font-style:italic;font-weight:400;line-height:100%">(non-GAAP)</font></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.27&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.32&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.84&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Noninterest income to total revenue</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">44&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">42&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">42&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Efficiency</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">61&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">64&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">59&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Common Equity Tier 1 capital ratio</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr><tr style="height:21pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:6pt;font-style:italic;font-weight:400;line-height:100%">See non-GAAP financial measures included in the consolidated financial highlights accompanying this news release. </font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#dbdbdb;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_1226"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.682%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.095%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.103%"></td><td style="width:0.1%"></td></tr><tr><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#0069aa;font-family:'Verdana',sans-serif;font-size:10pt;font-weight:700;line-height:100%">From Bill Demchak, PNC Chairman, President and Chief Executive Officer&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #ff7506;padding:0 1pt"></td></tr><tr style="height:33pt"><td colspan="39" rowspan="4" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#595959;font-family:'Verdana',sans-serif;font-size:9pt;font-style:italic;font-weight:700;line-height:140%">&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Verdana',sans-serif;font-size:9pt;font-style:italic;font-weight:700;line-height:140%">&#34;PNC had a solid start to 2021. We grew revenue, managed expenses and achieved positive operating leverage. We recorded a substantial provision recapture, saw improvement in our credit metrics and capital and liquidity are at record levels. Considerable progress was made in planning for our pending BBVA USA acquisition, and we launched Low Cash Mode&#8480;, an innovative digital offering that helps Virtual Wallet</font><font style="color:#6d6d6d;font-family:'Verdana',sans-serif;font-size:5.85pt;font-style:italic;font-weight:700;line-height:140%;position:relative;top:-3.15pt;vertical-align:baseline">&#174;</font><font style="color:#6d6d6d;font-family:'Verdana',sans-serif;font-size:9pt;font-style:italic;font-weight:700;line-height:140%"> customers avoid overdraft fees and over time is expected to drive significant growth in new and existing customer relationships through the continued execution of our national expansion strategy. Looking ahead we see significant growth opportunities as the economy recovers and rates improve.&#8221;</font><font style="color:#6d6d6d;font-family:'Calibri',sans-serif;font-size:9pt;font-style:italic;font-weight:700;line-height:140%"> </font></div></td></tr><tr style="height:33pt"><td colspan="39" style="display:none"></td></tr><tr style="height:33pt"><td colspan="39" style="display:none"></td></tr><tr style="height:8pt"><td colspan="39" style="display:none"></td></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_25"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 2</font></div></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:180%">Pending Acquisition of BBVA USA Bancshares, Inc.</font></div><div style="margin-bottom:9pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">On November 16, 2020 PNC announced a definitive agreement to acquire BBVA USA Bancshares, Inc., including its U.S. banking subsidiary BBVA USA, from the Spanish financial group BBVA S.A. for a fixed purchase price of $11.6 billion in cash. BBVA USA operates over 600 branches in Texas, Alabama, Arizona, California, Florida, Colorado and New Mexico. The transaction is expected to close in mid-2021 and will increase PNC's total assets by an estimated $102 billion, creating the fifth largest bank by assets and a PNC presence in 29 of the 30 largest markets in the U.S. </font></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:180%">Income Statement Highlights</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:180%">First quarter 2021 compared with fourth quarter 2020 </font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Net income of $1.8 billion increased $370 million, or 25%, reflecting the impact of a substantial provision recapture.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Total revenue of $4.2 billion increased $12 million. </font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Net interest income of $2.3 billion decreased $76 million, or 3%, resulting from a decrease in loans outstanding, two fewer days in the first quarter and lower securities yields. </font></div><div style="margin-bottom:6pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Net interest margin of 2.27% decreased 5 basis points reflecting the impact of higher balances held with the Federal Reserve Bank.</font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Noninterest income of $1.9 billion increased $88 million, or 5%.</font></div><div style="margin-bottom:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Fee income of $1.4 billion decreased $102 million, or 7%, primarily driven by lower corporate service fees resulting from elevated merger and acquisition advisory fees in the fourth quarter. </font></div><div style="margin-bottom:6pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Other noninterest income of $483 million increased $190 million, or 65%, and included higher private equity revenue as well as elevated underwriting related revenue.  </font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Noninterest expense of $2.6 billion decreased $134 million, or 5%, due to disciplined expense management, seasonality and the impact of asset impairments recognized in the fourth quarter. </font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Provision recapture was $551 million in the first quarter driven by improvements in macroeconomic factors and lower loans outstanding. The provision recapture for the fourth quarter was $254 million.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">The effective tax rate was 16.9% for the first quarter and 17.0% for the fourth quarter. </font></div><div id="i337189a591354c6b9ab01f0e439947c5_28"></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:180%">Balance Sheet Highlights</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:180%">First quarter 2021 compared with fourth quarter 2020, or March 31, 2021 compared with December 31, 2020 </font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Average loans decreased $7.7 billion, or 3%, to $238.1 billion. </font></div><div style="margin-bottom:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Average commercial loans of $164.9 billion declined $5.4 billion, or 3%, primarily due to lower average balances in PNC's real estate business, including seasonal declines in multifamily agency warehouse lending of $1.9 billion, and PNC's corporate banking business reflecting both lower utilization of loan commitments and a decline in originations.</font></div><div style="margin-bottom:6pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Average consumer loans of $73.2 billion decreased $2.3 billion, or 3%, reflecting lower home equity, auto, credit card and residential mortgage. </font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Loans at March 31, 2021 declined $4.9 billion, or 2%, to $237.0 billion. Commercial loans decreased $2.7 billion, or 2%, and consumer loans decreased $2.2 billion, or 3%. </font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Credit quality performance&#58; </font></div><div style="margin-bottom:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Overall delinquencies decreased $217 million, or 16%, to $1.1 billion at March 31, 2021.</font></div><div style="margin-bottom:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Nonperforming assets decreased $158 million, or 7%, to $2.2 billion at March 31, 2021.</font></div><div style="margin-bottom:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Net loan charge-offs decreased $83 million to $146 million, primarily due to lower commercial loan net charge-offs.</font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 3</font></div></div><div style="margin-bottom:6pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">The allowance for credit losses to total loans was 2.20% at March 31, 2021 compared with 2.46% at December 31, 2020.</font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Average deposits increased $6.0 billion, or 2%, to $365.4 billion due to growth in consumer deposits driven by government stimulus payments, partially offset by seasonally lower commercial deposits.  </font></div><div style="margin-bottom:6pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Deposits at March 31, 2021 increased $9.8 billion, or 3%, to $375.1 billion.  </font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Average investment securities increased $0.7 billion, or 1%, to $86.4 billion. </font></div><div style="margin-bottom:6pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Investment securities at March 31, 2021 increased $9.5 billion, or 11%, to $98.3 billion resulting from accelerated purchase activity near the end of the first quarter as the interest rate environment improved.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Average balances held with the Federal Reserve Bank of $85.2 billion increased $9.1 billion due to liquidity from deposit growth and lower loan balances. </font></div><div style="margin-bottom:6pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">Federal Reserve Bank balances at March 31, 2021 increased $0.9 billion to $85.8 billion. </font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">PNC maintained strong capital and liquidity positions. </font></div><div style="margin-bottom:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">On April 1, 2021, the PNC board of directors declared a quarterly cash dividend on common stock of $1.15 per share payable on May 5, 2021.</font></div><div style="margin-bottom:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">The Basel III common equity Tier 1 capital ratio was an estimated 12.6% at March 31, 2021 and 12.2% at December 31, 2020. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:11.97pt">The Liquidity Coverage Ratio at March 31, 2021 for both PNC and PNC Bank, N.A. exceeded the regulatory minimum requirement. </font></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_31"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.545%"><tr><td style="width:1.0%"></td><td style="width:47.758%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.076%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.858%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.944%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.858%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.944%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.862%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Earnings Summary</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In millions, except per share data</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</font></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,826&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,456&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">915&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income attributable to diluted common shares</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,750&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,387&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">839&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Diluted earnings per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.10&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.26&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.95&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average diluted common shares outstanding</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">426&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">426&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">430&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash dividends declared per common share</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.15&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.15&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.15&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_34"></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">&#160;&#160;&#160;&#160;In the second quarter of 2020 PNC divested its entire 22.4% equity investment in BlackRock, Inc. Net proceeds from the sale were $14.2 billion. For the first quarter of 2020, BlackRock's historical results are reported as discontinued operations.</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">The Consolidated Financial Highlights accompanying this news release include additional information regarding reconciliations of non-GAAP financial measures to reported (GAAP) amounts. This information supplements results as reported in accordance with GAAP and should not be viewed in isolation from, or as a substitute for, GAAP results. Fee income, a non-GAAP financial measure, refers to noninterest income in the following categories&#58; asset management, consumer services, corporate services, residential mortgage and service charges on deposits. Information in this news release, including the financial tables, is unaudited. </font></div><div><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_37"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 4</font></div></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.606%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.020%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.978%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.020%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.978%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.020%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.739%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.839%"></td><td style="width:0.1%"></td></tr><tr><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:10pt;font-weight:700;line-height:100%">CONSOLIDATED REVENUE REVIEW</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Revenue</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In millions</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net interest income</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,348&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,424&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,511&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest income</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,872&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,784&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,825&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total revenue</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,220&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,208&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,336&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_40"></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Total revenue for the first quarter of 2021 increased $12 million compared with the fourth quarter of 2020 as higher noninterest income more than offset a decrease in net interest income. In comparison with the first quarter of 2020, total revenue decreased $116 million due to lower net interest income.  </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Net interest income of $2.3 billion for the first quarter of 2021 decreased $76 million compared to the fourth quarter resulting from a decrease in loans outstanding, two fewer days in the first quarter and lower securities yields&#59; partially offset by higher loan yields, a decline in deposit rates and lower borrowings balances. In comparison with the first quarter of 2020, net interest income decreased $163 million due to lower yields on earning assets partially offset by lower rates on deposits, higher average earning assets and a decline in borrowing costs and balances. </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">The net interest margin declined to 2.27% for the first quarter of 2021 from 2.32% in the fourth quarter and 2.84% in the first quarter of 2020. In both comparisons the decrease reflected higher balances held with the Federal Reserve Bank. Compared with the first quarter of 2020, the decrease also resulted from lower yields on securities and loans, partially offset by lower rates on deposits. </font></div><div id="i337189a591354c6b9ab01f0e439947c5_43"></div><div><font><br></font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.359%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.036%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.984%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.036%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.984%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.036%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.759%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.006%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Noninterest Income</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In millions</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset management</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">226&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">221&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer services</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">384&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">387&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">377&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate services</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">555&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">650&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">526&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">105&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">210&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(50)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Service charges on deposits</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">134&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">168&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(29)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">483&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">343&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">41&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,872&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,784&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,825&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_46"></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Noninterest income for the first quarter of 2021 increased $88 million compared with the fourth quarter. Asset management revenue increased $5 million as a result of higher average equity markets. Consumer services decreased $3 million, as higher brokerage fees were more than offset by seasonally lower activity. Corporate services decreased $95 million primarily due to elevated fourth quarter merger and acquisition advisory fees. Residential mortgage revenue increased $6 million driven by higher results from residential mortgage servicing rights valuation, net of economic hedge. Service charges on deposits decreased $15 million due to lower transaction volumes, reflecting seasonality and </font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 5</font></div></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">higher average customer account balances as a result of government stimulus payments. Other noninterest income increased $190 million and included higher private equity revenue, primarily related to the reversal of negative valuation adjustments recognized during 2020, as well as elevated underwriting related revenue. In addition, the fourth quarter included a negative Visa Class B derivative fair value adjustment of $173 million compared to a positive adjustment of $17 million in the first quarter.</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Noninterest income for the first quarter of 2021 increased $47 million compared with the first quarter of 2020. Asset management revenue increased $25 million as a result of higher average equity markets. Consumer services increased $7 million reflecting higher brokerage fees. Corporate services increased $29 million primarily due to higher revenue from commercial mortgage servicing activities, loan commitment fees and treasury management product revenue. Residential mortgage revenue decreased $105 million primarily driven by an elevated first quarter 2020 benefit from residential mortgage servicing rights valuation, net of economic hedge. Service charges on deposits decreased $49 million and included lower transaction volumes. Other noninterest income increased $140 million primarily due to higher private equity revenue and capital markets-related revenue, partially offset by lower net securities gains. </font></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_49"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.965%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.582%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.984%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.036%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.984%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.036%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.759%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.854%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:10pt;font-weight:700;line-height:100%">CONSOLIDATED EXPENSE REVIEW</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Noninterest Expense</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In millions</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Personnel</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,477&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,521&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,369&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Occupancy</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">215&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">215&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">207&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equipment</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">296&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Marketing</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">58&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(30)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(22)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">544&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">612&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">622&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(13)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,574&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,708&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,543&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </font></div><div id="i337189a591354c6b9ab01f0e439947c5_52"></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Noninterest expense for the first quarter of 2021 decreased $134 million compared with the fourth quarter. Personnel expense decreased $44 million due to two fewer days in the quarter and seasonally lower medical benefits expense. Marketing decreased $19 million reflecting a seasonal decline in activity. Other expense decreased $68 million due to PNC's continued focus on expense management, seasonality and the impact of asset impairments recognized in the fourth quarter.</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Noninterest expense for the first quarter of 2021 increased $31 million compared with the first quarter of 2020 due to higher deferred compensation, partially offset by lower costs associated with business travel and marketing activity.  </font></div><div style="margin-bottom:15pt;text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">The effective tax rate was 16.9% for the first quarter of 2021, 17.0% for the fourth quarter of 2020 and 13.7% for the first quarter of 2020.</font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_55"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 6</font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:10pt;font-weight:700;line-height:180%">CONSOLIDATED BALANCE SHEET REVIEW </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Average total assets were $468.2 billion in the first quarter of 2021 compared with $465.0 billion in the fourth quarter of 2020 and $412.4 billion in the first quarter of 2020. Total assets were $474.4 billion at March 31, 2021, $466.7 billion at December 31, 2020 and $445.5 billion at March 31, 2020. Balance sheet growth in the first quarter of 2021 resulted from higher balances maintained with the Federal Reserve Bank and investment securities, driven by increased deposits in all comparisons.  </font></div><div style="text-indent:36pt"><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_58"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.848%"><tr><td style="width:1.0%"></td><td style="width:32.890%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.039%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.772%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.191%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.772%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.039%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.646%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.651%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Loans </font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In billions</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">Average</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial </font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">164.9&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">170.3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">164.1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer </font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">73.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">75.5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79.5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average loans</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">238.1&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">245.8&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">243.6&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">Quarter end</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial </font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">164.5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">167.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">184.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer </font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">72.5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">74.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79.9&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total loans</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">237.0&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">241.9&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">264.6&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> </font></div><div id="i337189a591354c6b9ab01f0e439947c5_61"></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Average loans for the first quarter of 2021 decreased $7.7 billion compared with the fourth quarter. Average commercial loans declined $5.4 billion due to lower average balances in PNC's real estate business, including seasonal declines in multifamily agency warehouse lending of $1.9 billion. The decline in average commercial loans was also impacted by lower utilization of loan commitments and lower originations in PNC's corporate banking business. Average consumer loans decreased $2.3 billion reflecting lower home equity, auto, credit card and residential mortgage loans.  </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Total loans at March 31, 2021 decreased $4.9 billion compared with December 31, 2020 reflecting a decline in commercial loans of $2.7 billion and lower consumer loans of $2.2 billion. At March 31, 2021 PNC had $14.0 billion of PPP loans outstanding, $10.1 billion from the first round and $3.9 billion from the second round. PPP loans outstanding at December 31, 2020 were $12.0 billion. </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Average and period-end loans for the first quarter of 2021 decreased $5.5 billion and $27.6 billion compared with the first quarter of 2020, respectively. The decrease in average loans was due to lower consumer lending, partially offset by higher commercial loans. The decrease in period-end loans was driven by lower commercial and consumer lending, primarily reflecting higher utilization of loan commitments by commercial customers at the end of the first quarter of 2020. </font></div><div style="text-indent:36pt"><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_64"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.848%"><tr><td style="width:1.0%"></td><td style="width:33.042%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.039%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.772%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.977%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.772%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.039%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.101%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.258%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Investment Securities</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In billions</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86.4&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">85.7&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">84.4&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Quarter end</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">98.3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90.5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> </font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_67"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 7</font></div></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Average investment securities for the first quarter of 2021 increased $0.7 billion and period-end balances increased $9.5 billion compared with the fourth quarter, resulting from accelerated purchase activity near the end of the first quarter as the interest rate environment improved. Purchase activity was primarily focused on U.S. Treasury and government agency securities as well as agency residential mortgage-backed securities.</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">First quarter 2021 average and period-end investment securities increased $2.0 billion and $7.8 billion, respectively, compared with the first quarter of 2020. Net unrealized gains on available for sale securities were $2.0 billion at March 31, 2021, $3.2 billion at December 31, 2020 and $2.9 billion at March 31, 2020.</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Average balances held with the Federal Reserve Bank of $85.2 billion in the first quarter of 2021 increased from $76.1 billion in the fourth quarter reflecting deposit growth and lower loan  balances. Federal Reserve Bank balances at March 31, 2021 of $85.8 billion increased from $84.9 billion at December 31, 2020. Average balances held with the Federal Reserve Bank increased $67.9 billion from $17.3 billion in the first quarter of 2020 primarily due to higher deposits. Federal Reserve Bank balances were $19.6 billion at March 31, 2020.</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-weight:400;line-height:180%">   </font></div><div id="i337189a591354c6b9ab01f0e439947c5_70"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.848%"><tr><td style="width:1.0%"></td><td style="width:30.918%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.039%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.934%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.934%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.191%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.101%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.106%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Deposits</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In billions</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">Average</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest-bearing</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">113.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">109.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">74.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">252.1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">249.5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">215.3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average deposits</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">365.4&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">359.4&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">289.7&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">Quarter end</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest-bearing  </font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">120.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">254.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">252.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">223.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total deposits</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">375.1&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">365.3&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">305.2&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_73"></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Average deposits for the first quarter of 2021 increased $6.0 billion compared with the fourth quarter and deposits at March 31, 2021 increased $9.8 billion compared with December 31, 2020. In both comparisons the increase was due to growth in consumer deposits primarily driven by government stimulus payments. Compared with the fourth quarter of 2020 the increase in average deposits was partially offset by seasonal declines in commercial deposits. First quarter 2021 average and period-end deposits increased $75.7 billion and $69.9 billion, respectively, compared with first quarter 2020 as a result of overall growth in commercial and consumer liquidity. </font></div><div style="text-indent:36pt"><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_76"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:30.869%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.172%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.930%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.960%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.930%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.172%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.081%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.086%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Borrowed Funds</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In billions</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35.2&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">38.2&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57.2&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(38)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Quarter end</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33.0&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">73.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(55)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_79"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 8</font></div></div><div style="margin-bottom:15pt;text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Average and period-end borrowed funds for the first quarter of 2021 decreased $3.0 billion  and $4.2 billion, respectively, compared with the fourth quarter due to lower Federal Home Loan Bank borrowings as well as lower bank notes and senior debt. Average borrowed funds for the first quarter of 2021 declined $22.0 billion compared with the first quarter of 2020 and period-end borrowed funds decreased $40.4 billion compared with March 31, 2020.</font></div><div id="i337189a591354c6b9ab01f0e439947c5_82"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:52.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.172%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.466%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.081%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.176%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Capital</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#47;31&#47;2021</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">*</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12&#47;31&#47;2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#47;31&#47;2020</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Common shareholders' equity    </font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">In billions</font></div></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50.3&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50.5&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45.3&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basel III common equity Tier 1 capital ratio</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basel III common equity Tier 1 fully implemented capital ratio</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">* </font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:100%">Ratios estimated</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_85"></div><div style="text-indent:36pt"><font><br></font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">PNC maintained a strong capital position. Common shareholders&#8217; equity at March 31, 2021 decreased $0.2 billion over December 31, 2020 as higher first quarter net income was more than offset by a decrease in accumulated other comprehensive income, reflecting the impact of higher rates on net unrealized securities gains, and dividends paid during the first quarter.  </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">In the first quarter of 2021, PNC returned capital to shareholders through dividends on common shares of $0.5 billion. During the first quarter, PNC refrained from repurchasing shares and will continue to do so for the remainder of the period leading up to the close of our pending BBVA USA transaction. Following the close, PNC expects to resume repurchases in the second half of 2021. </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">On April 1, 2021, the PNC board of directors declared a quarterly cash dividend on common stock payable on May 5, 2021 of $1.15 per share. </font></div><div style="margin-bottom:12pt;text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">For information regarding PNC's Basel III capital ratios, see Capital Ratios in the Consolidated Financial Highlights. The 2019 Tailoring Rules became effective for PNC as of January 1, 2020. PNC elected a five-year transition provision effective March 31, 2020 to delay for two years the full impact of the Current Expected Credit Losses (CECL) standard on regulatory capital, followed by a three-year transition period. The fully implemented ratios reflect the full impact of CECL and exclude the benefits of this transition provision. </font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_88"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 9</font></div></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.787%"><tr><td style="width:1.0%"></td><td style="width:37.396%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.169%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.180%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.323%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.180%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.169%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.789%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.794%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:10pt;font-weight:700;line-height:100%">CREDIT QUALITY REVIEW</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Credit Quality</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">At or for the quarter ended</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In millions</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#47;31&#47;2021</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12&#47;31&#47;2020</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#47;31&#47;2020</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Provision for (recapture of) credit losses</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(551)</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(254)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">914&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(297)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,465)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net loan charge-offs</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">146&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">229&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">212&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(36)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(31)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Nonperforming loans</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,138&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,286&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,644&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Nonperforming assets</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,179&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,337&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,755&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accruing loans past due 90 days or more</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">479&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">509&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for loan and lease losses</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,714&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,361&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,944&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(12)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for unfunded lending related commitments</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">507&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">584&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">450&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(13)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for credit losses to total loans</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.20&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.46&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.66&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Nonperforming assets to total assets</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.46&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.50&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.39&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net charge-offs to average loans (annualized)</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.25&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.37&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.35&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_91"></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Provision recapture was $551 million in the first quarter of 2021. The commercial loan provision recapture was $286 million and the consumer loan provision recapture was $293 million. For both commercial and consumer loans, the provision recapture primarily reflected improvements in macroeconomic factors and lower loans outstanding. Provision for credit losses for securities and other assets was $28 million for the first quarter of 2021. </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Net loan charge-offs for the first quarter of 2021 decreased $83 million compared with the fourth quarter due to lower commercial and consumer loan net charge-offs. Commercial loan net charge-offs decreased $58 million from the fourth quarter driven by lower gross charge-offs of commercial and industrial loans. Consumer loan net charge-offs decreased $25 million from the fourth quarter and included lower net charge-offs related to auto and credit card loans. Compared to the first quarter of 2020, net loan charge-offs decreased $66 million due to lower commercial loan net charge-offs of $8 million and lower consumer loan net charges-offs of $58 million. </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">The allowance for credit losses was $5.2 billion at March 31, 2021, $5.9 billion at December 31, 2020 and $4.4 billion at March 31, 2020. The allowance for credit losses as a percentage of total loans was 2.20% at March 31, 2021, 2.46% at December 31, 2020 and 1.66% at March 31, 2020. </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Nonperforming assets at March 31, 2021 decreased $158 million compared with December 31, 2020 primarily due to lower commercial nonperforming loans, partially offset by higher consumer nonperforming loans. Commercial nonperforming loans decreased $174 million from the fourth quarter driven by portfolio activity and improved credit performance. Nonperforming consumer loans increased $26 million from the fourth quarter reflecting higher nonperforming residential real estate and home equity loans. </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Nonperforming assets increased $424 million compared with March 31, 2020. Commercial nonperforming loans increased $183 million compared with the first quarter of 2020, primarily due to the economic impacts of the pandemic on the commercial real estate portfolio. Consumer nonperforming loans increased $311 million from March 31, 2020 driven by residential real estate </font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 10</font></div></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">borrowers exiting forbearance and deferring payments to the end of the loan term. Other real estate owned and foreclosed assets decreased $70 million compared with the first quarter of 2020. </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Overall delinquencies at March 31, 2021 of $1.1 billion decreased $217 million compared with December 31, 2020. Consumer delinquencies decreased $203 million primarily reflecting lower delinquencies in auto and residential real estate loans. Commercial loan delinquencies decreased $14 million. Loans past due 30 to 59 days decreased $135 million, loans past due 60 to 89 days decreased $52 million and loans past due 90 days or more decreased $30 million. Under the CARES Act credit reporting rules and guidance from regulatory agencies, certain loans modified due to pandemic-related hardships were considered current and not reported as past due at March 31, 2021 and December 31, 2020. </font></div><div id="i337189a591354c6b9ab01f0e439947c5_94"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:64.506%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.990%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.990%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.994%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:10pt;font-weight:700;line-height:100%">BUSINESS SEGMENT RESULTS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Business Segment Income</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In millions</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Retail Banking</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">607&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">336&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate &#38; Institutional Banking</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,058&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">992&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">370&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset Management Group</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">82&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">127&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income from continuing operations excluding noncontrolling interest</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,816&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,442&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">752&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">See accompanying notes in Consolidated Financial Highlights</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_97"></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_100"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.293%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.925%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.925%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.925%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.036%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.925%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.040%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Retail Banking</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In millions</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net interest income</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,362&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,380&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,456&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(18)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(94)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest income</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">654&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">473&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">788&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">181&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(134)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Provision for (recapture of) credit losses</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(257)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(81)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">445&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(176)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(702)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest expense</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,476&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,482&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,528&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(52)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Earnings</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">607&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">336&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">271&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">406&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:4.5pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:4.5pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In billions</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:4.5pt;text-align:right"><font><br></font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"><div style="padding-right:4.5pt;text-align:right"><font><br></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average loans</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">77.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79.7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2.1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3.8)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average deposits</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">208.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">200.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">173.0&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> </font></div><div id="i337189a591354c6b9ab01f0e439947c5_103"></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Retail Banking earnings for the first quarter of 2021 increased compared with the fourth and first quarters of 2020. Noninterest income increased compared to the fourth quarter driven by the favorable impact of derivative fair value adjustments related to Visa Class B common shares, partially offset by lower service charges on deposits. In comparison to the first quarter of 2020, noninterest income decreased driven by residential mortgage, primarily due to lower mortgage servicing rights valuation, net of economic hedge, as well as lower service charges on deposits.</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Provision recapture for the first quarter of 2021 reflected improvements in macroeconomic factors and lower loans outstanding. Noninterest expense was effectively flat compared to the fourth </font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 11</font></div></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">quarter of 2020 and decreased compared to the first quarter of 2020 primarily as a result of lower customer related transaction costs, personnel, and marketing expenses, partially offset by increased technology investments.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Average loans decreased 3% compared with the fourth quarter of 2020 and 5% compared with the first quarter of 2020.  The decreases were driven by lower auto, residential mortgage, home equity and credit card loans where paydowns have outpaced consumer demand, partially offset by growth in commercial as a result of PPP loans.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Average deposits increased 4% compared with the fourth quarter and 20% compared with the first quarter 2020 due to increases in demand deposits and savings reflecting government stimulus payments and lower consumer spending, partially offset by lower certificates of deposit.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Net loan charge-offs were $108 million for the first quarter of 2021 compared with $136 million in the fourth quarter of 2020 and $166 million for the first quarter of 2020.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Residential mortgage loan origination volume was $4.3 billion in the first quarter of 2021 compared with $3.7 billion for the fourth quarter of 2020 and $3.2 billion for the first quarter of 2020.  Approximately 34% of first quarter 2021 volume was for home purchase transactions compared with 45% for the fourth quarter of 2020 and 36% for the first quarter of 2020.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">The third party residential mortgage servicing portfolio was $117 billion at March 31, 2021 compared with $121 billion at December 31, 2020 and $118 billion at March 31, 2020.  Residential mortgage loan servicing acquisitions were $7 billion for the first quarter of 2021 compared with $12 billion for the fourth quarter of 2020 and $2 billion for the first quarter of 2020.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Approximately 79% of consumer customers used non-teller channels for the majority of their transactions during the first quarter of 2021 compared with 77% in the fourth quarter of 2020 and 71% in the first quarter of 2020. </font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Deposit transactions via ATM and mobile channels were 66% of total deposit transactions in both the first quarter of 2021 and the fourth quarter of 2020, compared with 59% in the first quarter of 2020.</font></div><div style="margin-bottom:6pt"><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_106"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.293%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.925%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.925%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.925%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.036%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:1.925%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.040%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Corporate &#38; Institutional Banking</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In millions</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net interest income</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,001&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">994&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">966&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest income</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">807&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">919&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">694&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(112)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">113&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Provision for (recapture of) credit losses </font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(282)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(166)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">458&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(116)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(740)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest expense</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">711&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">801&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">722&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(90)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Earnings</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,058&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">992&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">370&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">688&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In billions</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average loans</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">148.5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">154.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">151.0&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5.7)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2.5)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average deposits</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">136.3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">138.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">98.1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2.5)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">38.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_109"></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Corporate &#38; Institutional Banking earnings for the first quarter of 2021 increased compared to both the fourth quarter of 2020 and first quarter of 2020.  Noninterest income decreased compared to the fourth quarter of 2020 primarily due to lower capital markets-related revenue, led by a decrease in merger and acquisition advisory fees.  Noninterest income increased compared to first quarter of 2020 driven by broad-based growth in capital markets-related revenue, treasury management product revenue and revenue from commercial mortgage banking activities. Provision recapture in the first </font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 12</font></div></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">quarter of 2021 reflected improvements in macroeconomic factors and lower loans outstanding. Noninterest expense decreased compared to the fourth quarter of 2020 reflecting lower variable costs as a result of elevated business activity in the fourth quarter. Noninterest expense decreased compared with the first quarter of 2020 and included lower costs associated with business travel.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Average loans decreased 4% compared to the fourth quarter of 2020 due to lower average balances in PNC's real estate business, including seasonal declines in multifamily agency warehouse lending of $1.9 billion. The decline was also impacted by lower utilization of loan commitments and lower originations in PNC's corporate banking business. Average loans decreased 2% over the first quarter of 2020 due to a decline in PNC&#8217;s corporate banking and business credit businesses, reflecting lower average utilization of loan commitments, partially offset by PPP loan originations and an increase in multifamily agency warehouse lending.</font></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Average deposits decreased 2% from the fourth quarter of 2020 and increased 39% from the first quarter of 2020 reflecting changes in liquidity maintained by customers due to the economic impact of the pandemic.</font></div><div style="margin-bottom:15pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:138%;padding-left:14.64pt">Net charge-offs were $44 million in the first quarter of 2021 compared with $99 million in the fourth quarter of 2020 and $50 million in the first quarter of 2020. </font></div><div id="i337189a591354c6b9ab01f0e439947c5_112"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:38.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.812%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.525%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.812%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.525%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.812%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.525%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.416%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.525%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.420%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">Asset Management Group</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21 vs</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In millions</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q21</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4Q20</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1Q20</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net interest income</font></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">91&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest income</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">229&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">225&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">204&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Provision for (recapture of) credit losses </font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(12)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noninterest expense</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">211&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">219&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(17)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Earnings</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">82&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">In billions</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Client assets under administration at           quarter end</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">334&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">324&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">264&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">70&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average loans</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average deposits</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19.6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18.1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.0&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_115"></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Asset Management Group earnings for the first quarter of 2021 increased in both comparisons. Noninterest income increased in both comparisons due to the impact of higher average equity markets. Provision recapture in the first quarter of 2021 reflected improvements in macroeconomic factors. Noninterest expense declined in both comparisons due to intangible asset amortization run-off. Compared with the first quarter of 2020, the decrease was also driven by lower costs associated with business travel.</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">Client assets under administration at March 31, 2021 included discretionary client assets under management of $173 billion and nondiscretionary client assets under administration of $161 billion. Discretionary client assets under management increased $3 billion compared with December 31, 2020 and $37 billion compared with March 31, 2020 primarily driven by higher spot equity markets.</font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_118"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 13</font></div></div><div style="margin-top:9pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:700;line-height:180%">Other</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">The &#8220;Other&#8221; category, for the purposes of this release, includes residual activities that do not meet the criteria for disclosure as a separate reportable business, such as asset and liability management activities including net securities gains or losses, other-than-temporary impairment of investment securities, certain trading activities, certain runoff consumer loan portfolios, private equity investments, intercompany eliminations, certain corporate overhead, tax adjustments that are not allocated to business segments, exited businesses, and differences between business segment performance reporting and financial statement reporting under generally accepted accounting principles. </font></div><div style="text-indent:36pt"><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_121"></div><div style="margin-bottom:3pt;margin-top:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:10pt;font-weight:700;line-height:180%">CONFERENCE CALL AND SUPPLEMENTAL FINANCIAL INFORMATION</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">PNC Chairman, President and Chief Executive Officer William S. Demchak and Executive Vice President and Chief Financial Officer Robert Q. Reilly will hold a conference call for investors today at 9&#58;00 a.m. Eastern Time regarding the topics addressed in this news release and the related financial supplement. Dial-in numbers for the conference call are (877) 272-3568 and (303) 223-2682 (international) and Internet access to the live audio listen-only webcast of the call is available at www.pnc.com&#47;investorevents. PNC&#8217;s first quarter 2021 earnings release, related financial supplement, and presentation slides to accompany the conference call remarks will be available at www.pnc.com&#47;investorevents prior to the beginning of the call. A telephone replay of the call will be available for one week at (800) 633-8284 and (402) 977-9140 (international), conference ID 21990438 and a replay of the audio webcast will be available on PNC&#8217;s website for 30 days. </font></div><div style="margin-bottom:6pt;text-indent:36pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9.5pt;font-weight:400;line-height:180%">The PNC Financial Services Group, Inc. is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products&#59; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending&#59; wealth management and asset management. For information about PNC, visit www.pnc.com. </font></div><div style="margin-bottom:10pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:180%"> &#91;TABULAR MATERIAL FOLLOWS&#93;</font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_124"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 14</font></div></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:1pt;font-weight:400;line-height:120%"> </font></div><div id="i337189a591354c6b9ab01f0e439947c5_127"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:67.081%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.012%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.596%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.596%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.601%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">The PNC Financial Services Group, Inc.<br></font></td><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Consolidated Financial Highlights </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Unaudited)</font></div></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">FINANCIAL RESULTS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">Three months ended</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">Dollars in millions, except per share data </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">December 31</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Revenue </font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Net interest income</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">2,348&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">2,424&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">2,511&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Noninterest income</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,872&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,784&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,825&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Total revenue</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4,220&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4,208&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4,336&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Provision for (recapture of) credit losses</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(551)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">(254)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">914&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Noninterest expense</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">2,574&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">2,708&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">2,543&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Income from continuing operations before income taxes and noncontrolling interests</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">2,197&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,754&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">879&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Income taxes from continuing operations</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">371&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">298&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">120&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Net income from continuing operations</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,826&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,456&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">759&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Income from discontinued operations before taxes</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">181&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Income taxes from discontinued operations</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">25&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Net income from discontinued operations</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">156&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Net income</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,826&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,456&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">915&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Less&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Net income attributable to noncontrolling interests</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">10&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">14&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">7&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Preferred stock dividends (a)</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">57&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">48&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">63&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Preferred stock discount accretion and redemptions</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Net income attributable to common shareholders</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,758&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1,393&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">844&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Per Common Share</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Basic earnings from continuing operations</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4.11&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">3.26&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.59&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Basic earnings from discontinued operations</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.37&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Total basic earnings</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4.11&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">3.26&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.96&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Diluted earnings from continuing operations</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4.10&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">3.26&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.59&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Diluted earnings from discontinued operations</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">0.36&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Total diluted earnings</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">4.10&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">3.26&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.95&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Cash dividends declared per common share</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.15&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.15&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">1.15&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Effective tax rate from continuing operations (b)</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">16.9&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">17.0&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">13.7&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:9.7pt">Dividends are payable quarterly other than Series O, Series R and Series S preferred stock, which are payable semiannually, with the Series O payable in different quarters than the Series R and Series S preferred stock. </font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:9.27pt">The effective income tax rates are generally lower than the statutory rate due to the relationship of pretax income to tax credits and earnings that are not subject to tax. </font></div><div><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_130"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 15</font></div></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:65.718%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.163%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.051%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.012%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.445%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.012%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.599%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">The PNC Financial Services Group, Inc.</font></td><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Financial Highlights </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Unaudited) </font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">Three months ended</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">December 31</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">PERFORMANCE RATIOS</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Net interest margin (a)</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.27&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.32&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.84&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Noninterest income to total revenue</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Efficiency (b)</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">59&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Return on&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Average common shareholders' equity </font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.31&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.16&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.51&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Average assets </font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.58&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.24&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.89&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">BUSINESS SEGMENT NET INCOME (c) </font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-style:italic;font-weight:400;line-height:100%">In millions</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Retail Banking</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">607&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">336&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Corporate &#38; Institutional Banking</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,058&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">992&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">370&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Asset Management Group</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">82&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Other (d)</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">127&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Net income from continuing operations excluding noncontrolling interest</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,816&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,442&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">752&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:9.7pt">Net interest margin is the total yield on interest-earning assets minus the total rate on interest-bearing liabilities and includes the benefit from use of noninterest-bearing sources. To provide more meaningful comparisons of net interest margins, we use net interest income on a taxable-equivalent basis in calculating average yields used in the calculation of net interest margin by increasing the interest income earned on tax-exempt assets to make it fully equivalent to interest income earned on taxable investments. This adjustment is not permitted under generally accepted accounting principles (GAAP) in the Consolidated Income Statement. The taxable-equivalent adjustments to net interest income for the three months ended March&#160;31, 2021, December&#160;31, 2020 and March&#160;31, 2020 were $15 million, $17 million and $22 million, respectively. </font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:9.27pt">Calculated as noninterest expense divided by total revenue.  </font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(c)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:9.7pt">Our business information is presented based on our internal management reporting practices. Net interest income in business segment results reflect PNC&#8217;s internal funds transfer pricing methodology. Assets receive a funding charge and liabilities and capital receive a funding credit based on a transfer pricing methodology that incorporates product repricing characteristics, tenor and other factors.  </font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(d)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:9.27pt">Includes earnings and gains or losses related to residual activities that do not meet the criteria for disclosure as a separate reportable business. We provide additional information on these activities in our Form 10-K and Form 10-Q filings with the SEC.</font></div><div style="padding-left:18pt"><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_133"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 16</font></div></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.848%"><tr><td style="width:1.0%"></td><td style="width:55.956%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.708%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.558%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.708%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.558%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.712%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9.5pt;font-weight:700;line-height:100%">The PNC Financial Services Group, Inc.</font></td><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9.5pt;font-weight:700;line-height:120%">Consolidated Financial Highlights</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9.5pt;font-weight:400;line-height:120%"> (Unaudited)</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">December 31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">BALANCE SHEET DATA</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:100%">Dollars in millions, except per share data</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Assets</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">474,414&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">466,679&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">445,493&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Loans (a)</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">237,013&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">241,928&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">264,643&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allowance for loan and lease losses</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,714&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,361&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,944&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest-earning deposits with banks</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">86,161&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">85,173&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">19,986&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Investment securities</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">98,255&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">88,799&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">90,546&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Loans held for sale (a)</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,967&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,597&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,693&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Equity investments</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,386&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,052&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,694&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Asset held for sale (b)</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,511&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage servicing rights</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,680&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,242&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,082&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Goodwill</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,317&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,233&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,233&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Other assets (a)</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">30,894&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">30,999&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">41,556&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Noninterest-bearing deposits</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">120,641&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">112,637&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">81,614&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest-bearing deposits</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">254,426&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">252,708&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">223,590&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total deposits</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">375,067&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">365,345&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">305,204&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Borrowed funds (a)</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">33,030&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">37,195&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">73,399&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allowance for unfunded lending related commitments</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">507&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">584&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">450&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total shareholders&#8217; equity</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">53,849&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">54,010&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">49,263&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Common shareholders&#8217; equity</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">50,331&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">50,493&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">45,269&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Accumulated other comprehensive income (loss)</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,290&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,770&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,518&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Book value per common share</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">118.47&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">119.11&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">106.70&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Tangible book value per common share (Non-GAAP) (c)</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">96.57&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">97.43&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">84.93&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Period end common shares outstanding (millions)</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">425&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">424&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">424&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Loans to deposits</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">63&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">66&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">87&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Common shareholders' equity to total assets</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10.8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">CLIENT ASSETS (billions) </font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Discretionary client assets under management</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">173&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">170&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">136&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Nondiscretionary client assets under administration</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">161&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">154&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">128&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total client assets under administration</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">334&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">324&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">264&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Brokerage account client assets </font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">61&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">59&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">49&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total client assets</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">395&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">383&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">313&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">CAPITAL RATIOS </font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">Basel III (d) (e)</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Common equity Tier 1</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12.6&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12.2&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9.4&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Common equity Tier 1 fully implemented (f)</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12.3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11.8&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9.2&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Tier 1 risk-based</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13.7&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13.2&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10.5&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total capital risk-based (g)</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">16.0&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">15.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12.6&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Leverage</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9.7&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9.5&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9.5&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;&#160;&#160;Supplementary leverage</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10.1&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7.9&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-weight:700;line-height:100%">ASSET QUALITY </font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Nonperforming loans to total loans</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.90&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.94&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.62&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Nonperforming assets to total loans, OREO and foreclosed assets</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.92&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.97&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.66&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Nonperforming assets to total assets</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.46&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.50&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.39&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Net charge-offs to average loans (for the three months ended) (annualized)</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.25&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.37&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.35&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allowance for loan and lease losses to total loans</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.99&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.22 %</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.49&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allowance for credit losses to total loans (h) </font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.20&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.46&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.66&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allowance for loan and lease losses to nonperforming loans</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">220&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">235&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">240&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Accruing loans past due 90 days or more (in millions)</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">479&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">509&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">534&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:10.24pt">Amounts include assets and liabilities for which we have elected the fair value option. Our 2020 Form 10-K included, and our first quarter 2021 Form 10-Q will include, additional information regarding these Consolidated Balance Sheet line items.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:9.84pt">Represents our held for sale investment in BlackRock. In the second quarter of 2020, PNC divested its entire holding in BlackRock. Prior period BlackRock investment balances have been reclassified to the Asset held for sale line in accordance with Accounting Standard Codification 205-20, Presentation of Financial Statements - Discontinued Operations. Our 2020 Form 10-K included additional information. </font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(c)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:10.24pt">See the Tangible Book Value per Common Share table on page 18 for additional information. </font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(d)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:9.84pt">All ratios are calculated using the regulatory capital methodology applicable to PNC during each period presented and calculated based on the standardized approach. See Capital Ratios on page 17 for additional information. The ratios as of March&#160;31, 2021 are estimated.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(e)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:10.24pt">The ratios are calculated to reflect PNC's election to adopt the CECL optional five-year transition provision. </font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(f)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:11.01pt">The fully implemented ratios are calculated to reflect the full impact of CECL and excludes the benefits of the five-year transition provision.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(g)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:9.84pt">The 2021 and 2020 Basel III Total risk-based capital ratios include nonqualifying trust preferred capital securities of $20 million and $40 million, respectively, that are subject to a phase-out period that runs through 2021.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(h)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:9.84pt">Excludes allowances for investment securities and other financial assets.</font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_136"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 17</font></div></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.051%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.475%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:46.174%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">The PNC Financial Services Group, Inc.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Consolidated Financial Highlights </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Unaudited)</font></div></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:120%">CAPITAL RATIOS</font></div><div><font><br></font></div><div style="margin-bottom:8pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As of January 1, 2020, the 2019 Tailoring Rules became effective for PNC. The most significant changes involve PNC's election to exclude specific accumulated other comprehensive income items from common equity Tier 1 capital and higher thresholds used to calculate common equity Tier 1 capital deductions. Effective January 1, 2020, PNC must deduct from common equity Tier 1 capital investments in unconsolidated financial institutions, mortgage servicing rights and deferred tax assets (in each case, net of associated deferred tax liabilities) to the extent such items individually exceed 25% of the institution&#8217;s adjusted common equity Tier 1 capital.</font></div><div style="margin-bottom:8pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC&#8217;s regulatory risk-based capital ratio in 2021 is calculated using the standardized approach for determining risk-weighted assets. Under the standardized approach for determining credit risk-weighted assets, exposures are generally assigned a pre-defined risk weight. Exposures to high volatility commercial real estate, past due exposures and equity exposures are generally subject to higher risk weights than other types of exposures.</font></div><div style="margin-bottom:8pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">During 2020, regulators issued an interim final rule permitting banks that have adopted the CECL standard to delay for two years CECL&#8217;s full impact on regulatory capital, relative to the incurred loss methodology&#8217;s impact on regulatory capital, followed by a three year transition period.  PNC elected to adopt this optional five-year transition provision effective as of March 31, 2020.  See the table below for the December&#160;31, 2020 ratio and estimated March&#160;31, 2021 ratio. For the full impact of PNC's adoption of CECL, which excludes the benefits of the five-year transition provision</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> see the March&#160;31, 2021 and December&#160;31, 2020 (Fully Implemented) estimates presented in the table below. </font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our Basel III capital ratios may be impacted by changes to the regulatory capital rules and additional regulatory guidance or analysis. </font></div><div id="i337189a591354c6b9ab01f0e439947c5_139"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:41.172%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.263%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.596%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.051%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.177%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8.5pt;font-style:italic;font-weight:700;line-height:100%">Basel lll Common Equity Tier 1 Capital Ratios (Non-GAAP) </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:100%">Basel III (a)</font></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" rowspan="4" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:100%">March 31<br>2021 <br>(estimated) (b)</font></td><td colspan="3" rowspan="4" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:100%">December 31<br>2020 (b)</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" rowspan="4" style="border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:100%">March 31<br>&#160;2020 (b)</font></td><td colspan="3" style="border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" rowspan="4" style="border-right:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:100%">March 31, 2021 (Fully Implemented)<br>(estimated) (c)</font></td><td colspan="3" rowspan="4" style="border-left:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:100%">December 31, 2020 (Fully Implemented)<br>(estimated) (c)</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" rowspan="2" style="border-left:1pt solid #000000;padding:0 1pt"></td></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:100%">Dollars in millions</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common stock, related surplus and retained earnings, net of treasury stock</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,095&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,958&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,596&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,040&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="background-color:#cceeff;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,723&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less regulatory capital adjustments&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill and disallowed intangibles, net of deferred tax liabilities</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,300)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,193)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,237)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,300)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#cceeff;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,193)</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All other adjustments</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(36)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(30)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(220)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(42)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(33)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basel III Common equity Tier 1 capital</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,759&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39,735&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,139&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39,698&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="background-color:#cceeff;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">38,497&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basel III standardized approach risk-weighted assets (d)</font></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">323,875&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">326,772&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">363,631&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">322,894&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="background-color:#ffffff;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">325,547&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basel III Common equity Tier 1 capital ratio</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.6&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.2&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.4&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="3" style="background-color:#cceeff;border-left:1pt solid #000000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.3&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td><td colspan="2" style="background-color:#cceeff;border-left:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.8&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr></table></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:10.24pt">All ratios are calculated using the regulatory capital methodology applicable to PNC during each period presented. </font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:9.84pt">The ratio is calculated to reflect PNC's election to adopt the CECL optional five-year transition provision.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(c)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:10.24pt">The March&#160;31, 2021 and December&#160;31, 2020 ratio is calculated to reflect the full impact of CECL and excludes the benefits of the five-year transition provision.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(d)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:9.84pt">Basel III standardized approach risk-weighted assets are based on the Basel III standardized approach rules and include credit and market risk-weighted assets.</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="padding-left:18pt"><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_142"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 18</font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:39.051%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.475%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:46.174%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">The PNC Financial Services Group, Inc.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Consolidated Financial Highlights </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Unaudited)</font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tangible book value per common share is a non-GAAP measure and is calculated based on tangible common shareholders&#8217; equity divided by period-end common shares outstanding. We believe this non-GAAP measure serves as a useful tool to help evaluate the strength and discipline of a company's capital management strategies and as an additional, conservative measure of total company value.</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.848%"><tr><td style="width:1.0%"></td><td style="width:62.177%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.584%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.558%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.432%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.558%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.891%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-style:italic;font-weight:700;line-height:100%">Tangible Book Value per Common Share (Non-GAAP)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">December 31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:100%">Dollars in millions, except per share data</font></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Book value per common share</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">118.47&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119.11&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">106.70&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tangible book value per common share</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common shareholders' equity</font></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,331&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,493&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,269&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill and other intangible assets</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,489)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,381)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,425)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred tax liabilities on Goodwill and other intangible assets</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </font></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">189&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">188&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">189&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tangible common shareholders' equity</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </font></div></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">41,031&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">41,300&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,033&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Period-end common shares outstanding (millions)</font></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">425&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">424&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">424&#160;</font></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tangible book value per common share </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">(Non-GAAP)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </font></div></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">96.57&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97.43&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"><div style="padding-right:2.25pt;text-align:right"><font><br></font></div></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">84.93&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_1253"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:115%">Pretax pre-provision earnings is a non-GAAP measure and is based on adjusting income from continuing operations before income taxes and noncontrolling interests to add back provision for (recapture of) credit losses. We believe that pretax, pre-provision earnings is a useful tool to help evaluate the ability to provide for credit costs through operations and provides an additional basis to compare results between periods by isolating the impact of provision for (recapture of) credit losses, which can vary significantly between periods.</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:61.475%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:10.869%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.869%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.873%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-style:italic;font-weight:700;line-height:100%">Pretax Pre-Provision Earnings (Non-GAAP)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">December 31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:100%">Dollars in millions</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income from continuing operations before income taxes and noncontrolling interests</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,197&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,754&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">879&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Provision for (recapture of) credit losses</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(551)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(254)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">914&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Pretax pre-provision earnings </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">(Non-GAAP)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,646&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,500&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,793&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div id="i337189a591354c6b9ab01f0e439947c5_5497558140164"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:115%">The interest income earned on certain earning assets is completely or partially exempt from federal income tax. As such, these tax-exempt instruments typically yield lower returns than taxable investments. To provide more meaningful comparisons of net interest income, we use interest income on a taxable-equivalent basis by increasing the interest income earned on tax-exempt assets to make it fully equivalent to interest income earned on taxable investments. This adjustment is not permitted under GAAP. Taxable equivalent net interest income is only used for calculating net interest margin and net interest income shown elsewhere in this presentation is GAAP net interest income.</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:61.475%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:10.869%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.869%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.557%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.873%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-style:italic;font-weight:700;line-height:100%">Taxable-Equivalent Net Interest Income (Non-GAAP) </font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">December 31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">March 31</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:100%">Dollars in millions</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7.5pt;font-weight:400;line-height:100%">2020</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net interest income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,348&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,424&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,511&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Taxable-equivalent adjustments</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net interest income </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">(Fully Taxable-Equivalent - FTE)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,363&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,441&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,533&#160;</font></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><div id="i337189a591354c6b9ab01f0e439947c5_145"></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 19</font></div></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Cautionary Statement Regarding Forward-Looking Information</font></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"> </font></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">We make statements in this news release and related conference call, and we may from time to time make other statements, regarding our outlook for earnings, revenues, expenses, tax rates, capital and liquidity levels and ratios, asset levels, asset quality, financial position, and other matters regarding or affecting us and our future business and operations that are forward-looking statements within the meaning of the Private Securities Litigation Reform Act. Forward-looking statements are typically identified by words such as &#8220;believe,&#8221; &#8220;plan,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;see,&#8221; &#8220;look,&#8221; &#8220;intend,&#8221; &#8220;outlook,&#8221; &#8220;project,&#8221; &#8220;forecast,&#8221; &#8220;estimate,&#8221; &#8220;goal,&#8221; &#8220;will,&#8221; &#8220;should&#8221; and other similar words and expressions. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Forward-looking statements are necessarily subject to numerous assumptions, risks and uncertainties, which change over time.  Future events or circumstances may change our outlook and may also affect the nature of the assumptions, risks and uncertainties to which our forward-looking statements are subject.  Forward-looking statements speak only as of the date made.  We do not assume any duty and do not undertake to update forward-looking statements.  Actual results or future events could differ, possibly materially, from those anticipated in forward-looking statements, as well as from historical performance.  As a result, we caution against placing undue reliance on any forward-looking statements.</font></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"> </font></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Our forward-looking statements are subject to the following principal risks and uncertainties.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">Our businesses, financial results and balance sheet values are affected by business and economic conditions, including the following&#58;</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Changes in interest rates and valuations in debt, equity and other financial markets,</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Disruptions in the U.S. and global financial markets,</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Actions by the Federal Reserve Board, U.S. Treasury and other government agencies, including those that impact money supply and market interest rates,</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Changes in customer behavior due to changing business and economic conditions or legislative or regulatory initiatives,</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Changes in customers&#8217;, suppliers&#8217; and other counterparties&#8217; performance and creditworthiness,</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Impacts of tariffs and other trade policies of the U.S. and its global trading partners,</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">The length and extent of the economic impacts of the COVID-19 pandemic,</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">The impact of the results of the recent U.S. elections on the regulatory landscape, capital markets, and the response to and management of the COVID-19 pandemic, including the effectiveness of already-enacted fiscal stimulus from the federal government and a potential infrastructure bill, and</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Commodity price volatility.</font></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"> </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">Our forward-looking financial statements are subject to the risk that economic and financial market conditions will be substantially different than those we are currently expecting and do not take into account potential legal and regulatory contingencies. These statements are based on our view that&#58;</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">The U.S. economy is in an economic recovery, following a very severe but very short economic contraction in the first half of 2020 due to the COVID-19 pandemic and public health measures to contain it. </font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Despite the improvement in the economy since the spring of 2020, economic activity remains below its pre-pandemic level and unemployment remains elevated.</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Growth will pick up in the spring of 2021 as vaccine distribution continues and the federal government provides aid to households, small and medium-sized businesses, and state and local governments. PNC expects real GDP to return to its pre-pandemic level in the third quarter of 2021, and employment in the second half of 2022.</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">PNC expects the Federal Open Market Committee to keep the fed funds rate in its current range of 0.00 to 0.25 percent until late 2023.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">PNC&#8217;s ability to take certain capital actions, including returning capital to shareholders, is subject to PNC meeting or exceeding a stress capital buffer established by the Federal Reserve Board in connection with the Federal Reserve Board&#8217;s Comprehensive Capital Analysis and Review (CCAR) process. The Federal Reserve also has imposed additional limitations on capital distributions through the second quarter of 2021 by CCAR-participating bank holding companies.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">PNC&#8217;s regulatory capital ratios in the future will depend on, among other things, the company&#8217;s financial performance, the scope and terms of final capital regulations then in effect and management actions affecting the composition of PNC&#8217;s balance sheet. In addition, PNC&#8217;s ability to determine, evaluate and forecast regulatory capital ratios, and to take actions (such as capital distributions) based on actual or forecasted capital ratios, will be dependent at least in part on the development, validation and regulatory review of related models.</font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt"><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:6pt;text-align:center"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- more -</font></div></div></div><hr style="page-break-after:always"><div style="min-height:63pt;width:100%"><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:9pt;font-weight:400;line-height:120%">PNC Reports First Quarter 2021 Net Income of $1.8 Billion, $4.10 Diluted EPS &#8211; Page 20</font></div></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Cautionary Statement Regarding Forward-Looking Information (Continued)  </font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">Legal and regulatory developments could have an impact on our ability to operate our businesses, financial condition, results of operations, competitive position, reputation, or pursuit of attractive acquisition opportunities. Reputational impacts could affect matters such as business generation and retention, liquidity, funding, and ability to attract and retain management. These developments could include&#58;</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Changes to laws and regulations, including changes affecting oversight of the financial services industry, consumer protection, bank capital and liquidity standards, pension, bankruptcy and other industry aspects, and changes in accounting policies and principles.</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Unfavorable resolution of legal proceedings or other claims and regulatory and other governmental investigations or other inquiries. These matters may result in monetary judgments or settlements or other remedies, including fines, penalties, restitution or alterations in our business practices, and in additional expenses and collateral costs, and may cause reputational harm to PNC.</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Results of the regulatory examination and supervision process, including our failure to satisfy requirements of agreements with governmental agencies.</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Impact on business and operating results of any costs associated with obtaining rights in intellectual property claimed by others and of adequacy of our intellectual property protection in general.</font></div><div style="padding-left:54pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">Business and operating results are affected by our ability to identify and effectively manage risks inherent in our businesses, including, where appropriate, through effective use of systems and controls, third-party insurance, derivatives, and capital management techniques, and to meet evolving regulatory capital and liquidity standards.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">Our planned acquisition of BBVA USA Bancshares, Inc. presents us with risks and uncertainties related both to the acquisition transaction itself and to the integration of the acquired business into PNC after closing&#58;</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">The business of BBVA USA Bancshares, Inc., including its U.S. banking subsidiary, BBVA USA, going forward may not perform as we currently project or in a manner consistent with historical performance. As a result, the anticipated benefits, including estimated cost savings, of the transaction may be significantly harder or take longer to achieve than expected or may not be achieved in their entirety as a result of unexpected factors or events, including those that are outside of our control.</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">The combination of BBVA USA Bancshares, Inc., including its U.S. banking subsidiary, BBVA USA, with that of PNC and PNC Bank may be more difficult to achieve than anticipated or have unanticipated adverse results relating to BBVA USA Bancshares, Inc., including its U.S. banking subsidiary, BBVA USA, or our existing businesses.</font></div><div style="padding-left:54pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#8211;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:12.6pt">Completion of the transaction is dependent on the satisfaction of customary closing conditions, which cannot be assured. The timing of completion of the transaction is dependent on various factors that cannot be predicted with precision at this point.</font></div><div><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">In addition to the planned BBVA USA Bancshares, Inc. transaction, we grow our business in part through acquisitions and new strategic initiatives. Risks and uncertainties include those presented by the nature of the business acquired and strategic initiative, including in some cases those associated with our entry into new businesses or new geographic or other markets and risks resulting from our inexperience in those new areas, as well as risks and uncertainties related to the acquisition transactions themselves, regulatory issues, and the integration of the acquired businesses into PNC after closing.</font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">Competition can have an impact on customer acquisition, growth and retention and on credit spreads and product pricing, which can affect market share, deposits and revenues.  Our ability to anticipate and respond to technological changes can also impact our ability to respond to customer needs and meet competitive demands.</font></div><div style="padding-left:36pt"><font><br></font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">&#9642;</font><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%;padding-left:14.99pt">Business and operating results can also be affected by widespread natural and other disasters, pandemics, dislocations, terrorist activities, system failures, security breaches, cyberattacks or international hostilities through impacts on the economy and financial markets generally or on us or our counterparties specifically.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Verdana',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">We provide greater detail regarding these as well as other factors in our 2020 Form 10-K, including in the Risk Factors and Risk Management sections and the Legal Proceedings and Commitments Notes of the Notes To Consolidated Financial Statements in that report, and in our subsequent SEC filings. Our forward-looking statements may also be subject to other risks and uncertainties, including those we may discuss elsewhere in this news release or in our SEC filings, accessible on the SEC&#8217;s website at www.sec.gov and on our corporate website at www.pnc.com&#47;secfilings. We have included these web addresses as inactive textual references only. Information on these websites is not part of this document.</font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#5a6771;font-family:'Verdana',sans-serif;font-size:10pt;font-weight:400;line-height:120%">###</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>pnc-20210416.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:89ec4800-6c43-4458-8f67-d6d67b7789e1,g:1178b2ed-f2a1-4b1b-a00c-517f05f72ff6-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:pnc="http://www.pnc.com/20210416" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.pnc.com/20210416">
  <xs:import namespace="http://fasb.org/us-gaap/2020-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd"/>
  <xs:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2020-01-31" schemaLocation="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/exch/2020-01-31" schemaLocation="https://xbrl.sec.gov/exch/2020/exch-2020-01-31.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="pnc-20210416_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="pnc-20210416_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="pnc-20210416_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="pnc-20210416_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="CoverPage" roleURI="http://www.pnc.com/role/CoverPage">
        <link:definition>0001001 - Document - Cover Page</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:element id="pnc_SeriesPPreferredStockMember" abstract="true" name="SeriesPPreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>4
<FILENAME>pnc-20210416_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:89ec4800-6c43-4458-8f67-d6d67b7789e1,g:1178b2ed-f2a1-4b1b-a00c-517f05f72ff6-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.pnc.com/role/CoverPage" xlink:type="simple" xlink:href="pnc-20210416.xsd#CoverPage"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/CoverPage" xlink:type="extended"/>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>5
<FILENAME>pnc-20210416_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:89ec4800-6c43-4458-8f67-d6d67b7789e1,g:1178b2ed-f2a1-4b1b-a00c-517f05f72ff6-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
  <link:roleRef roleURI="http://www.pnc.com/role/CoverPage" xlink:type="simple" xlink:href="pnc-20210416.xsd#CoverPage"/>
  <link:definitionLink xlink:role="http://www.pnc.com/role/CoverPage" xlink:type="extended" id="i000822d67753496fb13e2b7745c9e2aa_CoverPage">
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInformationLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_8b3ffca3-0ad7-42c9-8c54-f3b43c193e35" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_Security12bTitle_8b3ffca3-0ad7-42c9-8c54-f3b43c193e35" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_481118c3-becb-4e94-97a6-b6374a31007b" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_WrittenCommunications_481118c3-becb-4e94-97a6-b6374a31007b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_f5536a08-2c4a-4b2d-b346-9e6d894357d5" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityIncorporationStateCountryCode_f5536a08-2c4a-4b2d-b346-9e6d894357d5" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_77afe808-46a1-456f-bcbd-4fce78ea431f" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_DocumentType_77afe808-46a1-456f-bcbd-4fce78ea431f" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_fcd398c1-3f0e-4195-9fb5-4bc890b09371" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityCentralIndexKey_fcd398c1-3f0e-4195-9fb5-4bc890b09371" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_65b02362-f3c0-445d-abc0-3dcd88f1deb1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_AmendmentFlag_65b02362-f3c0-445d-abc0-3dcd88f1deb1" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_a417b9ab-0e71-49f9-acc4-0b9f09208354" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_DocumentPeriodEndDate_a417b9ab-0e71-49f9-acc4-0b9f09208354" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_96894e54-9767-493a-b83f-fe991855b60c" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityRegistrantName_96894e54-9767-493a-b83f-fe991855b60c" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_924a2e93-102f-45ae-bdec-f21e23415cc0" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityFileNumber_924a2e93-102f-45ae-bdec-f21e23415cc0" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_e5f30170-8a55-4e2e-a254-239a1425be0e" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityTaxIdentificationNumber_e5f30170-8a55-4e2e-a254-239a1425be0e" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_374dbf93-70d1-45bd-aa1d-26f3b0920708" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityAddressAddressLine1_374dbf93-70d1-45bd-aa1d-26f3b0920708" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_65787675-11f6-4878-a994-7e4b9cd339d1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityAddressCityOrTown_65787675-11f6-4878-a994-7e4b9cd339d1" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_e7a04302-3864-4c10-acfc-efa639819f16" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityAddressStateOrProvince_e7a04302-3864-4c10-acfc-efa639819f16" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_61b93a4e-acd6-4a5a-82a1-fd5ac3158eec" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityAddressPostalZipCode_61b93a4e-acd6-4a5a-82a1-fd5ac3158eec" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_74e0c1f3-1e37-4386-87ea-adda8e605704" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_CityAreaCode_74e0c1f3-1e37-4386-87ea-adda8e605704" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_371162af-1774-41e1-8b5c-4f1be3937ed1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_LocalPhoneNumber_371162af-1774-41e1-8b5c-4f1be3937ed1" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_d6ad6a5a-ad43-4fda-9c7f-6d4d5dbbdfb7" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_SolicitingMaterial_d6ad6a5a-ad43-4fda-9c7f-6d4d5dbbdfb7" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_91453661-e7ec-4420-9164-f688d9724b01" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_PreCommencementTenderOffer_91453661-e7ec-4420-9164-f688d9724b01" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_5de48d56-f249-4def-91f2-1f3e2bdbbecf" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_5de48d56-f249-4def-91f2-1f3e2bdbbecf" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_388a1ad8-ef04-4071-856c-829d9efceb21" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityEmergingGrowthCompany_388a1ad8-ef04-4071-856c-829d9efceb21" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_24f11f31-dbfa-4881-8871-db9439fbc02b" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_TradingSymbol_24f11f31-dbfa-4881-8871-db9439fbc02b" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_4eb10319-8d09-41a6-8692-d3707178ce10" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_SecurityExchangeName_4eb10319-8d09-41a6-8692-d3707178ce10" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitiesTable_0764d918-f7c7-4b12-9410-5a48a759d9ce" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitiesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntitiesTable_0764d918-f7c7-4b12-9410-5a48a759d9ce" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsExchangeAxis_d35f0b6b-e7eb-4414-a672-9d941269a80a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityListingsExchangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntitiesTable_0764d918-f7c7-4b12-9410-5a48a759d9ce" xlink:to="loc_dei_EntityListingsExchangeAxis_d35f0b6b-e7eb-4414-a672-9d941269a80a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_ExchangeDomain_d35f0b6b-e7eb-4414-a672-9d941269a80a_default" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_ExchangeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_EntityListingsExchangeAxis_d35f0b6b-e7eb-4414-a672-9d941269a80a" xlink:to="loc_dei_ExchangeDomain_d35f0b6b-e7eb-4414-a672-9d941269a80a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_ExchangeDomain_2998f5ec-bb64-4a36-ac0d-f883d0a80260" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_ExchangeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_EntityListingsExchangeAxis_d35f0b6b-e7eb-4414-a672-9d941269a80a" xlink:to="loc_dei_ExchangeDomain_2998f5ec-bb64-4a36-ac0d-f883d0a80260" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_exch_XNYS_52420d45-02a5-4335-9fb2-f554fa0eb54b" xlink:href="https://xbrl.sec.gov/exch/2020/exch-2020-01-31.xsd#exch_XNYS"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_ExchangeDomain_2998f5ec-bb64-4a36-ac0d-f883d0a80260" xlink:to="loc_exch_XNYS_52420d45-02a5-4335-9fb2-f554fa0eb54b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_b8fd072d-c00c-4750-9450-9a7b1cbde526" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntitiesTable_0764d918-f7c7-4b12-9410-5a48a759d9ce" xlink:to="loc_us-gaap_StatementClassOfStockAxis_b8fd072d-c00c-4750-9450-9a7b1cbde526" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_b8fd072d-c00c-4750-9450-9a7b1cbde526_default" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_b8fd072d-c00c-4750-9450-9a7b1cbde526" xlink:to="loc_us-gaap_ClassOfStockDomain_b8fd072d-c00c-4750-9450-9a7b1cbde526_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_64f70b3f-ccdd-4368-856c-1f7ec5d61d13" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_b8fd072d-c00c-4750-9450-9a7b1cbde526" xlink:to="loc_us-gaap_ClassOfStockDomain_64f70b3f-ccdd-4368-856c-1f7ec5d61d13" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_1279f8e2-bc65-449f-8dfe-a17d44fcca1b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_64f70b3f-ccdd-4368-856c-1f7ec5d61d13" xlink:to="loc_us-gaap_CommonStockMember_1279f8e2-bc65-449f-8dfe-a17d44fcca1b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_SeriesPPreferredStockMember_bfb9e83e-f1b5-4839-8c34-6ed13b4d37bb" xlink:href="pnc-20210416.xsd#pnc_SeriesPPreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_64f70b3f-ccdd-4368-856c-1f7ec5d61d13" xlink:to="loc_pnc_SeriesPPreferredStockMember_bfb9e83e-f1b5-4839-8c34-6ed13b4d37bb" xlink:type="arc" order="1"/>
  </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>6
<FILENAME>pnc-20210416_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:89ec4800-6c43-4458-8f67-d6d67b7789e1,g:1178b2ed-f2a1-4b1b-a00c-517f05f72ff6-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_dei_DocumentType_f8a1a42a-08b6-45d9-af63-19ccd2752b06_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityListingsExchangeAxis_309c4038-0e9a-48d8-b39d-ea9303e01fb0_terseLabel_en-US" xlink:label="lab_dei_EntityListingsExchangeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Listings, Exchange [Axis]</link:label>
    <link:label id="lab_dei_EntityListingsExchangeAxis_label_en-US" xlink:label="lab_dei_EntityListingsExchangeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Listings, Exchange [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsExchangeAxis" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityListingsExchangeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityListingsExchangeAxis" xlink:to="lab_dei_EntityListingsExchangeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_cb33f21e-f4fe-44f7-ac07-2a594a4a3f2a_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_56c0daed-9634-4b1b-ba74-511c567dc6bc_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_3bd876d2-15cf-4654-b8fd-63ff68e49de3_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_598c4093-e39f-430e-b141-934bf1d6968b_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_dcda0c00-929b-418a-9d3b-86a4ada369f7_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_b5fa0d99-5312-4b44-a711-e9324317598b_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockMember_3e94c85c-e40b-4f65-968e-400d36ca1ef2_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Common Stock [Member]</link:label>
    <link:label id="lab_us-gaap_CommonStockMember_label_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Common Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember" xlink:to="lab_us-gaap_CommonStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_e46867da-1b80-4ae1-a1af-5df522c478f4_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntitiesTable_819d29a0-757e-4fe5-90e6-b034c3d473ab_terseLabel_en-US" xlink:label="lab_dei_EntitiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entities [Table]</link:label>
    <link:label id="lab_dei_EntitiesTable_label_en-US" xlink:label="lab_dei_EntitiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entities [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitiesTable" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitiesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntitiesTable" xlink:to="lab_dei_EntitiesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_c8ec9f56-7beb-476b-a6d5-559c742fac83_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_ExchangeDomain_1dbe7138-2a08-4149-9a92-21770f074382_terseLabel_en-US" xlink:label="lab_dei_ExchangeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Exchange [Domain]</link:label>
    <link:label id="lab_dei_ExchangeDomain_label_en-US" xlink:label="lab_dei_ExchangeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Exchange [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_ExchangeDomain" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_ExchangeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_ExchangeDomain" xlink:to="lab_dei_ExchangeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ClassOfStockDomain_d94a71e1-d10d-4133-a8ab-b350b38dec8b_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:label id="lab_us-gaap_ClassOfStockDomain_label_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain" xlink:to="lab_us-gaap_ClassOfStockDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_pnc_SeriesPPreferredStockMember_bd9133f4-72d9-4b9d-8cb3-4888a0fe6bdb_terseLabel_en-US" xlink:label="lab_pnc_SeriesPPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Series P Preferred Stock [Member]</link:label>
    <link:label id="lab_pnc_SeriesPPreferredStockMember_label_en-US" xlink:label="lab_pnc_SeriesPPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Series P Preferred Stock [Member]</link:label>
    <link:label id="lab_pnc_SeriesPPreferredStockMember_documentation_en-US" xlink:label="lab_pnc_SeriesPPreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Series P Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_SeriesPPreferredStockMember" xlink:href="pnc-20210416.xsd#pnc_SeriesPPreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_pnc_SeriesPPreferredStockMember" xlink:to="lab_pnc_SeriesPPreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_exch_XNYS_5913bc14-6ee5-4150-8f39-49e6c2a9121f_terseLabel_en-US" xlink:label="lab_exch_XNYS" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">NEW YORK STOCK EXCHANGE, INC. [Member]</link:label>
    <link:label id="lab_exch_XNYS_label_en-US" xlink:label="lab_exch_XNYS" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">NEW YORK STOCK EXCHANGE, INC. [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_exch_XNYS" xlink:href="https://xbrl.sec.gov/exch/2020/exch-2020-01-31.xsd#exch_XNYS"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_exch_XNYS" xlink:to="lab_exch_XNYS" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_a230b76d-3ff9-4173-9f3e-cebdf132f090_terseLabel_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_label_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementClassOfStockAxis" xlink:to="lab_us-gaap_StatementClassOfStockAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_96aacd22-20ad-47dc-b4a3-95171dbd082c_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_faa7e0e5-d185-40e2-9915-4d5947105951_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_84ecce6f-3bdc-4b37-830c-7b36849ea437_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_e45565d7-6163-45e3-abe3-44edd06473e0_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_d9212d0a-77ba-4bce-b703-c51556ad43ea_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_f8af2f01-b217-48c6-899f-83ffb940eaa1_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_ac06782b-8142-4ac0-ac2e-7597f4cfb401_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_63eee025-1df7-48c8-921e-f667256157e3_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_e0d045a5-d9c1-41ad-8e47-97730d397827_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_3a3b6f79-f373-43db-b00d-cce0ad8b7824_terseLabel_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_0346d734-3110-43fb-9a93-82d75e55c4e2_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_0be03725-f618-4991-ba7e-210e0e98d08f_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_deea4dec-3f46-4bc6-91bc-52bdfd2f65cc_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_6cd2d88a-6178-487b-a16d-62b2c1c10775_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityInformationLineItems_bd8d20b7-fbf7-4b55-8923-e479b9bc858d_terseLabel_en-US" xlink:label="lab_dei_EntityInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Information [Line Items]</link:label>
    <link:label id="lab_dei_EntityInformationLineItems_label_en-US" xlink:label="lab_dei_EntityInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Information [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInformationLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityInformationLineItems" xlink:to="lab_dei_EntityInformationLineItems" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>7
<FILENAME>pnc-20210416_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:89ec4800-6c43-4458-8f67-d6d67b7789e1,g:1178b2ed-f2a1-4b1b-a00c-517f05f72ff6-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.pnc.com/role/CoverPage" xlink:type="simple" xlink:href="pnc-20210416.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://www.pnc.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_bb3ae8db-1425-431f-afd5-fc94e91c3d54" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitiesTable_0764d918-f7c7-4b12-9410-5a48a759d9ce" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_bb3ae8db-1425-431f-afd5-fc94e91c3d54" xlink:to="loc_dei_EntitiesTable_0764d918-f7c7-4b12-9410-5a48a759d9ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsExchangeAxis_d35f0b6b-e7eb-4414-a672-9d941269a80a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityListingsExchangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_0764d918-f7c7-4b12-9410-5a48a759d9ce" xlink:to="loc_dei_EntityListingsExchangeAxis_d35f0b6b-e7eb-4414-a672-9d941269a80a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_ExchangeDomain_2998f5ec-bb64-4a36-ac0d-f883d0a80260" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_ExchangeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityListingsExchangeAxis_d35f0b6b-e7eb-4414-a672-9d941269a80a" xlink:to="loc_dei_ExchangeDomain_2998f5ec-bb64-4a36-ac0d-f883d0a80260" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_exch_XNYS_52420d45-02a5-4335-9fb2-f554fa0eb54b" xlink:href="https://xbrl.sec.gov/exch/2020/exch-2020-01-31.xsd#exch_XNYS"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_ExchangeDomain_2998f5ec-bb64-4a36-ac0d-f883d0a80260" xlink:to="loc_exch_XNYS_52420d45-02a5-4335-9fb2-f554fa0eb54b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_b8fd072d-c00c-4750-9450-9a7b1cbde526" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_0764d918-f7c7-4b12-9410-5a48a759d9ce" xlink:to="loc_us-gaap_StatementClassOfStockAxis_b8fd072d-c00c-4750-9450-9a7b1cbde526" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_64f70b3f-ccdd-4368-856c-1f7ec5d61d13" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_b8fd072d-c00c-4750-9450-9a7b1cbde526" xlink:to="loc_us-gaap_ClassOfStockDomain_64f70b3f-ccdd-4368-856c-1f7ec5d61d13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_1279f8e2-bc65-449f-8dfe-a17d44fcca1b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_64f70b3f-ccdd-4368-856c-1f7ec5d61d13" xlink:to="loc_us-gaap_CommonStockMember_1279f8e2-bc65-449f-8dfe-a17d44fcca1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_SeriesPPreferredStockMember_bfb9e83e-f1b5-4839-8c34-6ed13b4d37bb" xlink:href="pnc-20210416.xsd#pnc_SeriesPPreferredStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_64f70b3f-ccdd-4368-856c-1f7ec5d61d13" xlink:to="loc_pnc_SeriesPPreferredStockMember_bfb9e83e-f1b5-4839-8c34-6ed13b4d37bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInformationLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_0764d918-f7c7-4b12-9410-5a48a759d9ce" xlink:to="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_8b3ffca3-0ad7-42c9-8c54-f3b43c193e35" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_Security12bTitle_8b3ffca3-0ad7-42c9-8c54-f3b43c193e35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_481118c3-becb-4e94-97a6-b6374a31007b" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_WrittenCommunications_481118c3-becb-4e94-97a6-b6374a31007b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_f5536a08-2c4a-4b2d-b346-9e6d894357d5" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityIncorporationStateCountryCode_f5536a08-2c4a-4b2d-b346-9e6d894357d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_77afe808-46a1-456f-bcbd-4fce78ea431f" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_DocumentType_77afe808-46a1-456f-bcbd-4fce78ea431f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_fcd398c1-3f0e-4195-9fb5-4bc890b09371" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityCentralIndexKey_fcd398c1-3f0e-4195-9fb5-4bc890b09371" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_65b02362-f3c0-445d-abc0-3dcd88f1deb1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_AmendmentFlag_65b02362-f3c0-445d-abc0-3dcd88f1deb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_a417b9ab-0e71-49f9-acc4-0b9f09208354" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_DocumentPeriodEndDate_a417b9ab-0e71-49f9-acc4-0b9f09208354" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_96894e54-9767-493a-b83f-fe991855b60c" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityRegistrantName_96894e54-9767-493a-b83f-fe991855b60c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_924a2e93-102f-45ae-bdec-f21e23415cc0" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityFileNumber_924a2e93-102f-45ae-bdec-f21e23415cc0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_e5f30170-8a55-4e2e-a254-239a1425be0e" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityTaxIdentificationNumber_e5f30170-8a55-4e2e-a254-239a1425be0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_374dbf93-70d1-45bd-aa1d-26f3b0920708" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityAddressAddressLine1_374dbf93-70d1-45bd-aa1d-26f3b0920708" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_65787675-11f6-4878-a994-7e4b9cd339d1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityAddressCityOrTown_65787675-11f6-4878-a994-7e4b9cd339d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_e7a04302-3864-4c10-acfc-efa639819f16" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityAddressStateOrProvince_e7a04302-3864-4c10-acfc-efa639819f16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_61b93a4e-acd6-4a5a-82a1-fd5ac3158eec" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityAddressPostalZipCode_61b93a4e-acd6-4a5a-82a1-fd5ac3158eec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_74e0c1f3-1e37-4386-87ea-adda8e605704" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_CityAreaCode_74e0c1f3-1e37-4386-87ea-adda8e605704" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_371162af-1774-41e1-8b5c-4f1be3937ed1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_LocalPhoneNumber_371162af-1774-41e1-8b5c-4f1be3937ed1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_d6ad6a5a-ad43-4fda-9c7f-6d4d5dbbdfb7" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_SolicitingMaterial_d6ad6a5a-ad43-4fda-9c7f-6d4d5dbbdfb7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_91453661-e7ec-4420-9164-f688d9724b01" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_PreCommencementTenderOffer_91453661-e7ec-4420-9164-f688d9724b01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_5de48d56-f249-4def-91f2-1f3e2bdbbecf" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_5de48d56-f249-4def-91f2-1f3e2bdbbecf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_388a1ad8-ef04-4071-856c-829d9efceb21" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_EntityEmergingGrowthCompany_388a1ad8-ef04-4071-856c-829d9efceb21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_24f11f31-dbfa-4881-8871-db9439fbc02b" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_TradingSymbol_24f11f31-dbfa-4881-8871-db9439fbc02b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_4eb10319-8d09-41a6-8692-d3707178ce10" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_588622d3-2f93-417e-b3db-9eaef2da85a7" xlink:to="loc_dei_SecurityExchangeName_4eb10319-8d09-41a6-8692-d3707178ce10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>capturea451.jpg
<TEXT>
begin 644 capturea451.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X1#N17AI9@  34T *@    @ ! $[  (
M   ,   (2H=I  0    !   (5IR=  $    8   0SNH<  <   @,    /@
M   <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                 $5L:7IA($)A
M;&MO   %D ,  @   !0  !"DD 0  @   !0  !"XDI$  @    ,Q-   DI(
M @    ,Q-   ZAP !P  " P   B8     !SJ    "
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M*BHJ*BHJ*O_  !$( .L'&@,!(@ "$0$#$0'_Q  ?   !!0$! 0$! 0
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M/??^&A]*_P"@'>?]_5H_X:'TK_H!WG_?U:\"HH^HT.WXA]:J]SWW_AH?2O\
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M/??^&A]*_P"@'>?]_5H_X:'TK_H!WG_?U:\"HH^HT.WXA]:J]SWW_AH?2O\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M+6OI^OF#XU?\E4U#_KE#_P"BUKT<N_C/T./&?P_F<#1117O'DA1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110![3^SK_P ?NO\ _7.#^;U[I7A?[.O_ !^Z]_US@_F]>Z5\
MYCOX\OE^1[.%_A(XKXE?\@^Q_P"NK?RKSNO1/B5_R#['_KJW\J\[K?#_ ,-'
M/7_B,****W, HHHH **** />:***\4]@*^8/C5_R534/^N4/_HM:^GZ^8/C5
M_P E4U#_ *Y0_P#HM:]'+OXS]#CQG\/YG T445[QY(4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MI;HFIV-S9LXRJW$+1EAZC(YJI6Z:>QEJMPHHHI@%%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 >T_LZ_P#'[K__ %S@_F]>Z5X7^SK_ ,?N
MO?\ 7.#^;U[I7SF._CR^7Y'LX7^$CG_%O_'K;_[Y_E7+5U/BW_CUM_\ ?/\
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MSSY1E!VD%%%.*.$#E&"DX#$<$U9(VBBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MXHXKFQ6%I8NDZ-973.C#8FKA:JJTG9H^B/!'BBRTMIGD/FVUTJD2Q?-@C/\
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M "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444
M'%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <
M4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1
MQ110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%
M%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<44
M4 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110
M <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !
MQ1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%
M'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<
M444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q1
M10 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%%
M !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444 '%'%%% !Q1Q110 <4<444
M'%'%%% !Q1Q110 <4<444 >T_LZ_\?NO?]<X/YO7NE>%_LZ_\?NO?]<X/YO7
MNE?.8[^/+Y?D>SA?X*/'?VA_^0%HW_7S)_Z"*\$KWO\ :'_Y 6C?]?,G_H(K
MP3BO6P/\!?,\_%?Q6%%'%'%=IS!11Q1Q0 44<44 ?;M%%%?('T05\P?&K_DJ
MFH?]<H?_ $6M?3]?,'QK_P"2IZA_URA_]%K7HY=_&?H<>,_A_,X&BCBCBO>/
M)"BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH
M**.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ H
MHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BC
MBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*
M.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHX
MH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@
M HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "
MBCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **
M.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHX
MHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBC
MB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.*
M "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH **.*.* "BCBCB@ HHXHXH
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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2-117GUJKJS<V==.FJ<>5'__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>pnc-20210416_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31"
  xmlns:exch="http://xbrl.sec.gov/exch/2020-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:pnc="http://www.pnc.com/20210416"
  xmlns:us-gaap="http://fasb.org/us-gaap/2020-01-31"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="pnc-20210416.xsd" xlink:type="simple"/>
    <context id="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000713676</identifier>
        </entity>
        <period>
            <startDate>2021-04-16</startDate>
            <endDate>2021-04-16</endDate>
        </period>
    </context>
    <context id="i5efa6999f96e4c569936e22e0395262a_D20210416-20210416">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000713676</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="dei:EntityListingsExchangeAxis">exch:XNYS</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2021-04-16</startDate>
            <endDate>2021-04-16</endDate>
        </period>
    </context>
    <context id="ib59f8955768e49c2abea145b376ba66f_D20210416-20210416">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000713676</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">pnc:SeriesPPreferredStockMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="dei:EntityListingsExchangeAxis">exch:XNYS</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2021-04-16</startDate>
            <endDate>2021-04-16</endDate>
        </period>
    </context>
    <context id="i9b660f4bdade4d66a643f149495b1e4b_D20210414-20210414">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000713676</identifier>
        </entity>
        <period>
            <startDate>2021-04-14</startDate>
            <endDate>2021-04-14</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey
      contextRef="i9b660f4bdade4d66a643f149495b1e4b_D20210414-20210414"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl80L2ZyYWc6ZWQ5MjA4MzIxY2NlNDRlZWEyYjQ1YjRiOTgxYmM3ODQvdGFibGU6NmIzYjAxZjg3NThlNDRlMmFjNTM0ZWE5Y2Y0NDExMDgvdGFibGVyYW5nZTo2YjNiMDFmODc1OGU0NGUyYWM1MzRlYTljZjQ0MTEwOF8yLTEtMS0xLTA_a89f00a0-7130-4a12-a047-394f107fb0b9">0000713676</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag
      contextRef="i9b660f4bdade4d66a643f149495b1e4b_D20210414-20210414"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl80L2ZyYWc6ZWQ5MjA4MzIxY2NlNDRlZWEyYjQ1YjRiOTgxYmM3ODQvdGFibGU6NmIzYjAxZjg3NThlNDRlMmFjNTM0ZWE5Y2Y0NDExMDgvdGFibGVyYW5nZTo2YjNiMDFmODc1OGU0NGUyYWM1MzRlYTljZjQ0MTEwOF8zLTEtMS0xLTA_6270c969-6eb0-454b-9c2c-339515fcb33c">false</dei:AmendmentFlag>
    <dei:DocumentType
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDIy_cfcbcb67-2f17-421a-b8b5-439f6177977e">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8xNzQ_1111ec3c-e130-43b3-a8b6-0cf88233963f">2021-04-16</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDIz_7bc3e7fb-ea50-4706-8b2a-0b29ace88afd">PNC FINANCIAL SERVICES GROUP, INC.</dei:EntityRegistrantName>
    <dei:EntityFileNumber
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDMw_b34ed068-0ec5-4add-bf70-2c2c457d5b59">001-09718</dei:EntityFileNumber>
    <dei:EntityIncorporationStateCountryCode
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6ZTRjZGRlMGIxY2NiNGMzYTkwNjZhOWEwMjdiMmQ3ODkvdGFibGVyYW5nZTplNGNkZGUwYjFjY2I0YzNhOTA2NmE5YTAyN2IyZDc4OV8wLTAtMS0xLTA_5c5cc286-2a00-43b5-8e31-2d83f68ed529">PA</dei:EntityIncorporationStateCountryCode>
    <dei:EntityTaxIdentificationNumber
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6ZTRjZGRlMGIxY2NiNGMzYTkwNjZhOWEwMjdiMmQ3ODkvdGFibGVyYW5nZTplNGNkZGUwYjFjY2I0YzNhOTA2NmE5YTAyN2IyZDc4OV8wLTEtMS0xLTA_3f0003a2-592c-43ef-b24d-04d4eba8bb76">25-1435979</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI0_1846f8a1-f418-4676-b9f5-54bd97126ed8">300 Fifth Avenue</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI1_b7901ae1-862f-4515-a1c5-67425974cb4c">Pittsburgh</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI2_5f845488-ab4d-4a52-81fb-84592d251740">PA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI3_71c3908a-8625-433b-8856-4f72b2019f30">15222-2401</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI4_36c7f445-7503-4084-84c2-cfe0e27ba971">888</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDI5_0aa1edd2-18df-4e34-bed9-e5ec3c24532f">762-2265</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6YWU4NzZhYmViMWY2NGMwY2JmYmI5YjJhMThhMWJhZjUvdGFibGVyYW5nZTphZTg3NmFiZWIxZjY0YzBjYmZiYjliMmExOGExYmFmNV8wLTAtMS0xLTA_09045031-c69d-40ad-83a9-8b5f2a0ea0e2">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6YWU4NzZhYmViMWY2NGMwY2JmYmI5YjJhMThhMWJhZjUvdGFibGVyYW5nZTphZTg3NmFiZWIxZjY0YzBjYmZiYjliMmExOGExYmFmNV8xLTAtMS0xLTA_9fb01674-615f-4390-9175-71bba8e87c83">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6YWU4NzZhYmViMWY2NGMwY2JmYmI5YjJhMThhMWJhZjUvdGFibGVyYW5nZTphZTg3NmFiZWIxZjY0YzBjYmZiYjliMmExOGExYmFmNV8yLTAtMS0xLTA_10289757-1c8b-41ae-afa5-e119c0dbb65c">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6YWU4NzZhYmViMWY2NGMwY2JmYmI5YjJhMThhMWJhZjUvdGFibGVyYW5nZTphZTg3NmFiZWIxZjY0YzBjYmZiYjliMmExOGExYmFmNV8zLTAtMS0xLTA_aea05bc8-970b-473f-882e-cc23ca6e5b19">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="i5efa6999f96e4c569936e22e0395262a_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8xLTAtMS0xLTA_445f98e9-eb5f-4b00-bce6-a53f514189a5">Common Stock, par value $5.00</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="i5efa6999f96e4c569936e22e0395262a_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8xLTEtMS0xLTA_529555ae-61d5-4b1c-8e6a-ef98180302a6">PNC</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="i5efa6999f96e4c569936e22e0395262a_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8xLTItMS0xLTA_3f28d9d7-a8f5-49c4-9f10-7da25b0c40aa">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="ib59f8955768e49c2abea145b376ba66f_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8yLTAtMS0xLTA_076d54bf-be4f-4b55-8b24-4270db3f36fb">Depositary Shares Each Representing a 1/4,000 Interest in a Share of Fixed-to-&#160;&#160;&#160;&#160;Floating Rate Non-Cumulative Perpetual Preferred Stock, Series P</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="ib59f8955768e49c2abea145b376ba66f_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8yLTEtMS0xLTA_8e6a2f36-e38f-4c65-ba9b-19935d4f551f">PNC P</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="ib59f8955768e49c2abea145b376ba66f_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGFibGU6MjI3NjZlY2RjZjAzNGRlNDgxYjgwODY3N2ZiNzk2ZTUvdGFibGVyYW5nZToyMjc2NmVjZGNmMDM0ZGU0ODFiODA4Njc3ZmI3OTZlNV8yLTItMS0xLTA_493106b1-9200-4365-b631-85dae6f1ee28">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8yMDMx_ceeb5e66-a009-433d-bce7-9c9d70e8d1e3">false</dei:EntityEmergingGrowthCompany>
    <dei:DocumentPeriodEndDate
      contextRef="i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416"
      id="id3VybDovL2RvY3MudjEvZG9jOmFmYzIyMTJmZTAxOTQ5OGNiNjhhN2QyMjBmN2JkZjhmL3NlYzphZmMyMjEyZmUwMTk0OThjYjY4YTdkMjIwZjdiZGY4Zl8xL2ZyYWc6MTkxYWIxYzEwNzJiNDdiZjkwN2Y2MGRkNTI1ZWM5NDUvdGV4dHJlZ2lvbjoxOTFhYjFjMTA3MmI0N2JmOTA3ZjYwZGQ1MjVlYzk0NV8xNDU1_1111ec3c-e130-43b3-a8b6-0cf88233963f">2021-04-16</dei:DocumentPeriodEndDate>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.21.1</span><table class="report" border="0" cellspacing="2" id="idm139690555091112">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover Page<br></strong></div></th>
<th class="th"><div>Apr. 16, 2021</div></th>
<th class="th"><div>Apr. 14, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">PA<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">0000713676<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Apr. 16,  2021<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">PNC FINANCIAL SERVICES GROUP, INC.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-09718<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">25-1435979<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">300 Fifth Avenue<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Pittsburgh<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">PA<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">15222-2401<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">888<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">762-2265<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityListingsExchangeAxis=exch_XNYS', window );">NEW YORK STOCK EXCHANGE, INC. [Member] | Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, par value $5.00<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">PNC<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityListingsExchangeAxis=exch_XNYS', window );">NEW YORK STOCK EXCHANGE, INC. [Member] | Series P Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Depositary Shares Each Representing a 1/4,000 Interest in a Share of Fixed-to-&#160;&#160;&#160;&#160;Floating Rate Non-Cumulative Perpetual Preferred Stock, Series P<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">PNC P<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityListingsExchangeAxis=exch_XNYS">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityListingsExchangeAxis=exch_XNYS</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=pnc_SeriesPPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=pnc_SeriesPPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>11
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
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MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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M&\[Q$<+NOS^QO-9.&G_FB^$_7G\!4$L! A0#%     @ &SF04@=!36*!
ML0   !               ( !     &1O8U!R;W!S+V%P<"YX;6Q02P$"% ,4
M    "  ;.9!2@(F*/>\    K @  $0              @ &O    9&]C4')O
M<',O8V]R92YX;6Q02P$"% ,4    "  ;.9!2F5R<(Q &  "<)P  $P
M        @ '- 0  >&PO=&AE;64O=&AE;64Q+GAM;%!+ 0(4 Q0    ( !LY
MD%+M@;B--P4  .04   8              " @0X(  !X;"]W;W)K<VAE971S
M+W-H965T,2YX;6Q02P$"% ,4    "  ;.9!2GZ ;\+$"  #B#   #0
M        @ %[#0  >&PO<W1Y;&5S+GAM;%!+ 0(4 Q0    ( !LYD%*7BKL<
MP    !,"   +              "  5<0  !?<F5L<R\N<F5L<U!+ 0(4 Q0
M   ( !LYD%(9117U-P$  "<"   /              "  4 1  !X;"]W;W)K
M8F]O:RYX;6Q02P$"% ,4    "  ;.9!2)!Z;HJT   #X 0  &@
M    @ &D$@  >&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'-02P$"% ,4
M"  ;.9!299!YDAD!  #/ P  $P              @ &)$P  6T-O;G1E;G1?
@5'EP97-=+GAM;%!+!08     "0 ) #X"  #3%      !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.21.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>4</ContextCount>
  <ElementCount>96</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>3</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="pnc-20210416.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0001001 - Document - Cover Page</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.pnc.com/role/CoverPage</Role>
      <ShortName>Cover Page</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="pnc-20210416.htm">pnc-20210416.htm</File>
    <File>pnc-20210416.xsd</File>
    <File>pnc-20210416_cal.xml</File>
    <File>pnc-20210416_def.xml</File>
    <File>pnc-20210416_lab.xml</File>
    <File>pnc-20210416_pre.xml</File>
    <File>q12021financialhighlightsa.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/exch/2020-01-31</BaseTaxonomy>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2020-01-31</BaseTaxonomy>
    <BaseTaxonomy>http://fasb.org/us-gaap/2020-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>16
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "pnc-20210416.htm": {
   "axisCustom": 0,
   "axisStandard": 2,
   "contextCount": 4,
   "dts": {
    "calculationLink": {
     "local": [
      "pnc-20210416_cal.xml"
     ]
    },
    "definitionLink": {
     "local": [
      "pnc-20210416_def.xml"
     ],
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml",
      "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml"
     ]
    },
    "inline": {
     "local": [
      "pnc-20210416.htm"
     ]
    },
    "labelLink": {
     "local": [
      "pnc-20210416_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "pnc-20210416_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "pnc-20210416.xsd"
     ],
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd",
      "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd",
      "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd",
      "https://xbrl.sec.gov/exch/2020/exch-2020-01-31.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 32,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2020-01-31": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 96,
   "memberCustom": 1,
   "memberStandard": 2,
   "nsprefix": "pnc",
   "nsuri": "http://www.pnc.com/20210416",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "baseRef": "pnc-20210416.htm",
      "contextRef": "i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:WrittenCommunications",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "0001001 - Document - Cover Page",
     "role": "http://www.pnc.com/role/CoverPage",
     "shortName": "Cover Page",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "baseRef": "pnc-20210416.htm",
      "contextRef": "i7bb23dd96cb741269c94c1aab60c6c87_D20210416-20210416",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:WrittenCommunications",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 3,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntitiesTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Container to assemble all relevant information about each entity associated with the document instance",
        "label": "Entities [Table]",
        "terseLabel": "Entities [Table]"
       }
      }
     },
     "localname": "EntitiesTable",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Entity Information [Line Items]",
        "terseLabel": "Entity Information [Line Items]"
       }
      }
     },
     "localname": "EntityInformationLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_EntityListingsExchangeAxis": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The axis of a table defines the relationship between the domain members or categories in the table and the line items or concepts that complete the table.",
        "label": "Entity Listings, Exchange [Axis]",
        "terseLabel": "Entity Listings, Exchange [Axis]"
       }
      }
     },
     "localname": "EntityListingsExchangeAxis",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_ExchangeDomain": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The set of all exchanges. MIC exchange codes are drawn from ISO 10383.",
        "label": "Exchange [Domain]",
        "terseLabel": "Exchange [Domain]"
       }
      }
     },
     "localname": "ExchangeDomain",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "booleanItemType"
    },
    "exch_XNYS": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "NEW YORK STOCK EXCHANGE, INC. [Member]",
        "terseLabel": "NEW YORK STOCK EXCHANGE, INC. [Member]"
       }
      }
     },
     "localname": "XNYS",
     "nsuri": "http://xbrl.sec.gov/exch/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "pnc_SeriesPPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Series P Preferred Stock [Member]",
        "label": "Series P Preferred Stock [Member]",
        "terseLabel": "Series P Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesPPreferredStockMember",
     "nsuri": "http://www.pnc.com/20210416",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_ClassOfStockDomain": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Domain]",
        "terseLabel": "Class of Stock [Domain]"
       }
      }
     },
     "localname": "ClassOfStockDomain",
     "nsuri": "http://fasb.org/us-gaap/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommonStockMember": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Common Stock [Member]",
        "terseLabel": "Common Stock [Member]"
       }
      }
     },
     "localname": "CommonStockMember",
     "nsuri": "http://fasb.org/us-gaap/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_StatementClassOfStockAxis": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Axis]",
        "terseLabel": "Class of Stock [Axis]"
       }
      }
     },
     "localname": "StatementClassOfStockAxis",
     "nsuri": "http://fasb.org/us-gaap/2020-01-31",
     "presentation": [
      "http://www.pnc.com/role/CoverPage"
     ],
     "xbrltype": "stringItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>17
<FILENAME>0000713676-21-000037-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000713676-21-000037-xbrl.zip
M4$L#!!0    ( !LYD%(%)<]'5Q4  'Z.   0    <&YC+3(P,C$P-#$V+FAT
M;>U=;7?:N+;^?GZ%+G/O.>U:$5CR.VES5B:0##/%I(0T U^R9%L.)L9F;)-
M?OW=DB$A"6EI&I+0IFNF!?0N[;WU[!=)'_X[&4;H@J=9F,0?2Z2LE-!_=S[\
M#\9__][^A&J)-Q[R.$=[*6<Y]]%EF/?1B<^S<Q2DR1"=).EY>,$PEF7VDM$T
M#<_Z.:(*)7<2TZIE<T^S% 4;GJ9B3=,M; 6&B7W#-TS7-"&=;)U5"3$MEW(?
M!Y01K+G$Q4Q1/*P3,U#TP*1!8&SY519XE!(:<(78FFUYKF$QTZ=4"4S7#ZQ
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M8+>!6,Z %/-D5#3P6E9BO]5NHJ^I,H_!F NJS-SN5:C@+ZG)3.::#.2;=$]
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M_$;7!\N657^[._)DFSAB6<!/">UF]P8S 0[[H1OFR+;+1'8'4H,Q="_K0WZ
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M,GJONLEZ;\5-_"G\T\^'T<[_ U!+ P04    "  ;.9!25I]RL4P#  !$#
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MXNT^O];B5V?..G[7+8,>Y_A)P7O]=Q-B<D)5HO+R._SFF?>KWU!+ P04
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M)F,Z0R"MOW! \"S4@X,GQ#C6^W3,7_HB :*]J/J$B'?[3HJW6=HR)<$[72=
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M6KW<*:>UCW13^,U"S"Y49G8%[\U6W6S+,R4WJ[Q<4B-M34#D2PH(IQ+$@F-
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MVI>:(VO6D95>DFUR_0"RK9D=7;I-3C7)MW'<P))6V1/U77:9?E_,%)20!"P
MD@H$"&(2Q(I$@$81AA)3LQ1;UY5;YIB:D+<K-%5KW33S2JP]*UD;A#J6L?K1
M-'(-RXJA_@6L70X.5;W:L/QC2E>[KK76K1J&]N@,GGY3V2N>%QD3Q0PSS$,=
M4:!QA '!D@,.H01"*,ADS(VXK9LRU"Q/3=(5.._S&I[#DUMUPKK%VYN&(TO6
MF@&W#N%-W@YI$5ZS-UZ/\"8W:DW"&P<,;I#R)L]O5;;9S@-B$LH($T,*@D:1
MFI=/4V(0^S(*5! (HJR?INR:;&HBW>D!LD1\F)XINU1W:_F0!!Y9WH.X&])&
MI964PS53V9WB1[54:75V3V.5]F,&)NFK7V^3A4(SR!7$9EMM=M<H!H125/[#
M 05\!!54-)8PMGKF8>\L4PL8VVGHZH57@O7>+?I>=JX1ZYBN]Z5KY(3=FJG^
M27L3$X=*VVNV?TSBWN1>:^K>.+BO_%]?J^PJ65S]GJ7?BR\FU-RPQ;WY7#$B
ME0!8D["\^!P"BK@ @<^EEKX. ^%XFW7C/!,- 6NLWA*LMT+K&@":J;4- 8,)
M&R<(N'+5(P3L96)P$&BV/G(8V.OB;B#8/[QO*/B@KI)R3[(HEA5W(7T9QPR$
M*#))0!QQP% H0>AS7R"!8!0%;C&@/L%$Q?\(TK'BWDBBK=K[4S..S&U9Z2'O
M9M<'ZWK+[,B";G9J5\DMX_HW:]-I=EU=)B_3@S>%NLYG7,;2ASP"FI>7SG@0
M@)CZ&"@244ZYB(-8NO9HVYUFHG+>@.I]KA+4"JWSO^IL9-96W4/Y&D?CSE3U
M:KC6SL0!^JPU&!^]O5J[@TU=U?:,;@L"F]^'.>KKRR?K=\P/SG+U\LG_ 5!+
M P04    "  ;.9!2<,L1S*@(  !710  %    '!N8RTR,#(Q,#0Q-E]P<F4N
M>&ULU9Q;;]LZ$L??^RF\.:_+F#>)9-'VH)OV+()-VZ#)0;O[(O R3(3:4B I
M3?+M=ZC8/;D5U<9:R :"Q)8IS? _/Y,S%)57OU\O%[/OT+1E7;W>8_MT;P:5
MKT-9G;W>^_/T#Z+W?G_SXL6KOQ'R]1^?CV;O:G^YA*J;'31@.PBSJ[([GWT)
MT'Z;Q:9>SK[4S;?RNR7D37_207UQTY1GY]V,4\X>?MJ\U :\U)22W$M!I,PT
MT3%7).0A5TXI_)S]_>PE8TH[#H%$;AF1CCEB*?4D8RK2+"H>8]Y?=%%6WUZF
M7\ZV,,/.56W_]O7>>===O)S/KZZN]J]=L]BOF[,YIU3,UZWW5LVO'[6_$GUK
M9HR9]Y_^:-J63S7$R[+YUP]')_X<EI:45=O9RB<#;?FR[0\>U=YVO>:_]&OV
MTQ;I'5DW(^D089P(MG_=AKTW+V:S6SF:>@&?(<[2WS\_']XS>5'Y?5\OY^FS
M^4&-)!S;L^1I?V9W<P&O]]IR>;'X<>R\@?AZ#\\C*:)4LCR9^^VO<^=_6;YH
MH$58^IX>X8'5)9*Q_]D+N.Z@"G#;L;6!1>WO-5HD6>MF?>;".ECT1XL 9=%?
M^:UKN\;ZKG!.6-#!$29Y1J1@D=@8,A*]D6"8%R&3]SN=/&[1Y3X*+?C]L_K[
M'"^,T> TO4B24$+9*@:_/3)Z*\[SO']?=6570GMJW0(*JG(9#-,D*J_2-X(3
M(QDEF97:JLP$XV$$[^\9O>_]W>"^;?RL;@(T.(:LK=K&/PKT?7Y7+>87ML$+
M$7]>+L+Z[#28C!&YKAY#P=OXH+][,^QVA*:!<'0;GI_VKN]:AT,K]"TW#OW-
M4=EV."ZW[Z_]N:W.X.UUV19!9)&ZW!%0X'  99+87&%7 G:&Y\9J:L?BX$D/
MIH-B@W ^A&)S;:<F9.7WNWIIRZK@QNB8@2?.Y9)(*W)B/<7I4VL1*/K-<SH&
M%?>L3DS""#&L1Q%T0A0 O2Z^?OSW29%QR6F0&:'<IC%29,1$QTG,,ADM!9=)
M-X" =,%;!-*KAPS\,#=AZ#>(4[V):!-&^;(E9]9>%"<H,:1L_&!AV_93/.EJ
M_ZVGWND8J.*!^)0E2Y51' S3+ZL<\RY QO/'T5\'/]K6]4ZO#*T 6'3M^LA#
M$'[IT2! ^';.$N/*O07<W/5_];W)9534B4B\#P')S[$.RW)/6%3@LY"SP,3_
M YC'KDPSE(P<XWI4P;<!F7JYK*N^ Q]@Z: I&%<F:N#$^1S'2FDBT2$"L4P%
M*:/WECTQP8Q S$-/I@5FT] ^)&4CG2<$!4OXX@0:'&B/C]>F[W;#16= "R"1
M.>R&%H9H+R3) =5P,@CE'N#R:(GA%R:FF6)&YF!,&:<N2?JD_+"*=;-<KP#!
M(8ZN;9%IG7,>!.'1""*9 N($UO,&+$0>K,ZL&JUH?<J#0:R([4Q'1M1V8D).
MP%\VV _&W6G9H1P:ORW16T&H#2@']XGN3)*(: O/C "1C<#%0[M3%ZZ;Q[$>
M2=2)@?B"CG=0I4GPLBIO5\C;0FK&&(YRQ(''$AZ,)$;9G+A<**SP&*5J2"G[
M*RJ>-#YQW3(N&IO+NR53BJ^;B[KI_>\3]H/ZLNJ:FX,Z0(&UNL@MU81[:7%(
MQ8S="9FC.'G01HI,A3'&D &N3#S)C,O.V-)/3-+Z/N8IMBV4LA$T^BWS='<Q
MRR,FVPY3MNA!:;#I#L,(R-RU.8@-N2-L/%O,K1A.#M#SQBX.JP#7_X*;(OH@
MC/88ND@!53#](B FV\YK0QTU0K'1!I 'Q@=AD>T(%IO+.S$?;Q'JD,#^8V'/
MBCQSE(N<8^+D:=JJ$(AU^$H$'[2.+( ;@XM[1@?QD.\(#\^7<TLFBV,LS.OP
MO@KO<.(K+/;<&>L(!84#G8F&6.\EH<Y$:CC58I3] T\:'\2%VA$N-I=W*^:1
MSW!6I@T*5??1+J$P.:8\D*5D.L>RRPA+G!:11#!8\&>9RZD?;1JY;WL0'7I'
MZ-A8W*V XX]R 1\O^R4\PZ7E@!HPRB,F2!:%".!)Y RXD"SS?I1[\P_L#H+"
M[!04SQ1U*X XM=>' 84KXZH07W4$LB@H4Y1HFV%2!!R(Y0@Z%\:F[4X.Z&C[
MNG[FQ+#U,+I3K(RA]U: \S8$#$B[^I/D8850,KBDBJ(AU5Q8;EG+ N%Y%"Y-
MEHKJT:!YPH%AP.S*"NHX.F\3+ ?X\E-S6E]5F'8KC7-F1AB+.9%::6*-D42!
M= 9+,V'">-7M(_/#0-F5]=0Q--XF3/H%O4_-<5-_+RL/!2A+I:"<")TV4WE&
M,06/GD"T.=;PS$3VQ"ZBS5AYX,,P8'9K$74$M;>)FN.Z[>SB/^5%OP:<,X?9
MN,19U =DWV:6Z/3,1@R9]8)E&F"\LN<I#X81LRM+JR,I/3$O:6Q\VX#M_582
MJ&<14W406+LA[40KL,0&E %RFBDZRG,7=VP.8V)7UE6?K>;$%*1GGA;'YW6U
M+MJ$8BSG-A*F%(YX#!C1+O-$1N9 &*%@E%SDH=UA-.S*JNI&JDZ] :1>E+Y,
MF_8_X%S8E'91A-SB3Y8 3@\$QF")\2J2/,B0!>="=&-L#7IL>1@5N[*FNJ&R
M$W-QW$#:I "8%O7W%=.#?\VG&--"#Y.9R'.6GN= IB5&UC#,EV*N=3"*2T?'
M&#-^[L$P3G9E=74DI;>+E\.VO83F;E^R %*'+">12T-D@(A]B9S@Q G<(?S@
MQ[C#_RL_AK&S*XNPHZJ^%17-^R4T9SAF_K.IK[IS[-R%K6X*H;5E-FBLQ"A.
MJ%2QVWV\FIM@('IP?+PEDR==&+8+;;<69#?7>F)D3AN;_DW"R<W2U8N"8WJ%
M7#,27+1$:HV.:Y7>&BE,=)[R,38IWC,Z#(M=679]OIY39[&K';?K1Q'[.Y02
M'*."&:(#Q;&/6:S+<L-)$ JA5MH#&^,NWU.VAV&Q*XNL&ZL[&AVOYH\$Q>Y]
M>_-B]4'ZE?X3QYL7_P502P,$%     @ &SF04@[!@1&(DP  ) \* !X   !Q
M,3(P,C%F:6YA;F-I86QH:6=H;&EG:'1S82YH=&WLO6EWVTC2+OA]?D5>+]6N
M.20**PE(W76.+,M5NF/+*DE5/7>^O"<))$6T08"%1;+ZUT]$ B!!$B1!B@M
MIONT2Q: 7"*>C(C,C.6?_^O3M\N'_W-[10;QT".W?W[\<GU)WK1_^>7?VN4O
MOWQZ^$1^?_CZA>B2K)"'D/J1&[N!3[U??KFZ>4/>#.)X=/;++\_/S]*S)@7A
MXR\/=[]@4_HO7A!$3')BY\VO_\3?P-^,.K_^7__\7^TV^138R9#Y,;%#1F/F
MD"1R_4?R;X=%WTF[G;UU&8Q>0O=Q$!-55A7R[R#\[C[1]'GLQA[[-6_GG[^D
M__[G+[R3?_8"Y^77?SKN$W&=?[UQ-:VKF!8U+$4S=+O3LVA/5OHRTS7+TKNV
M\3\*#/(7>#W])HI?//:O-T/7;P\8]G_6T4;Q^;/KQ(,S19;?OYEZ+V8_XC;U
MW$?_S(:QL! >]P.87/;<#KP@/'LK\S_G^*3=IT/7>SG[QU\L=*A/_]&*@+3M
MB(5N/WTA<O_+SBSHE/_K.1U%%S[W7)_EHU)4' K9Y,]/;Y6.?%[_O\G5CX';
M<V-B69*RT4SW^N>?OR"_2K!4AA%W^$BH%P- Z"A.8"'HAB+]9_3XAD2A7?;;
MM*F<^;(\^G$^I.$CP+07Q'$P/#, ,$\LC%V;>EEOO./T<0;@;E<?_1CC?=E(
M^=K+P QK*OQU?GK5EI=>MKP6+9L%/6WTU?)G,>UY+&^X%X0."]NP6#TZBMA9
M_L.YXT8CC[Z<N3Y?>_RC3>ANJI*B*B@[8AA-[.0=9V)%XF+EE]B9?Z:K4D?M
M+'PL2\K"9\N:U21--;?>J@+3-/7M#U:69'/QXTV;[4BJJ59J]1?.M91S@(UH
M1/U_O='&JW)$'0=4V)DZ^D$4@$,!IQ[KS\$C1<:V%(4I&:M4!==:7Z\^75_\
M]-8PS\>K(9OVDAG).)\WVWZUUG2ZOOGKZO[AV]W]JVC5+,3HY8BAH<U>R/_W
M[+(>\P1JEM'J8_A"??*;ZVU,IQTAIJ ^LR;:^/Z98N:-N+X#RO2LC;_9-]D^
MZ(KZ,^EVU+9N&/*TFFX,T)I!8K.M*[KV.A*?)$:'S'&I%#*/XO8W^NEM1S\?
M^;9D!T,!V!W0V_6?6!0'X2Y(S@'\"S?C7[W]R4\*IG8#LJ3")+/?Q<$(?F%,
M<V:[QP2*4NF<X/;FDMQ=W7Z[>[@GGZ_O[A_('W]>W#U<W:6G*S=7#^3ZYO+;
MUROR[3-YIT@F^7C]Y<OUMYL6SIV\TR5%)I^NO_SY</6)7-W>Y]38#C"J'75L
M:5NXB&_*+-^4G?)-7FV.*CCMWYC/0GY,!L^^PW_^3F@( R&C ,_CGA@)1O@"
M'J%Y#%8\?61@N5KGB^G5D)E'T+?;!_D%G8["X,F-0!:0D&5G(^DDX9^P=R?P
M.S>F'J$^TNGOQ'7<^&5MP.P+R>M#^?7'B:N%;RHHKA\>[C_^>??;[RUR,0I=
MCRB=5BHD?GIKJHIR3AX&C* \^>SZU+==H/H]"Y]<FT7DMS!(1BUR#:*:?+CY
M/_=7? ^%;_],XL"A+\"O40#P=:8W5[-DV*-6TBJ193''J@_U5:=HBJJKQ8.T
M?1]@@6J6Y/3T>]T3+%CPBE+MG*4.S:J2H6W_O*TKF9JU4:O+GQE&=P=CM:S-
M3ML.,=9ZT?40K>KR]O%J2+IBB%9W<.:L=*N=NU?<:^]F1[GP5<6HLOM,;9<Y
MK1*,RK6V8>'_7F-HE>\D/P<AB<%:R4SF"B=SF1[--"/,BD2!YSKD+>W@_\[7
M(&6/VM\?P1[RG78VS3[_T\0VZOEJZ0JQ=G%NO#Y N_P<8#5$KWT"S7EXRM$B
M[(?- '*PGR/1@(:,.#2F?$]#(^('8#8OA'!G%L*XDUN,W\IK=OEI>L>B=*M.
M#9PFRA^J<A(3U?]0Y9.8J+)LHKL6=TX/_[>ZC8)J6]E(K:G]V0VCF/R1G1/]
M#D\\?!I-<2 3GOF0\@8X:9;JQAD8]OM=0UY/,8IV1#NO:>>@4J)"&[N;J.A@
M=QTL$(CZG$3<V,)<N/_9G2+(3VCO6)1X,QK@X/9[35\]O!42!L]9@\JK3)(R
M$ Y=Q_'8F_E;A^S$6I&EE4?694??UNS)-]\!;6L[-8OW\LW43V^MCJZ>+[F<
MW$W/YU.40']YG+GQ?HTKNQ9Q0GCBD]X+&08. P,NA$=^P@AP_3D>I%=;P3,T
MPWZ,F!^Q:#/&" 9OB\'WRR\HX:>^QVS.9G>(+P 4AM0. V8'?C!T;<Y).TZ=
M' 0W#\O-F^NO((7].*0VWK8;I$<C-X(UZ_IQ-+.26T7>X@DC,AB^(T&?#* ?
M6*0]ZH'N91$9,,\A-.:O?69@E*3JF(5/3+#\L"R_2&4OB%5HESC,QL\<HLT+
M[M =TA#&0AP0R'&0">(D=CWWOWSY<O$<A.XCF%P'6L[Y+\*4"A._(\'O&7X[
MC&OB"%0K>R;J>X+\F^4Y7_X5K_VU.6)ORLB2I@[#-^[K<6"^*9+.B?@%UB>N
MNHQO!&VG &5M1WN_=PX),3J[K.Z6^&!5=)P1.FY7S+GFEB?:*7;(@"-XN]0/
MPB$:)ZD+G<]B8@]H^,C:0;\?X4*C4XH1%IHLJ4;%I298N2M6?OSXUP7Y\_Z"
M4!M65QJ-349@9OK(7O@9;=?O$KF$UET_-532'09H-]CWM[D;G^T%T6++<QW.
M57%3R/W/_,!GRX],Q)N;OBE8</ W%QP>JWLX/-Z5\\Q=>OPT>V1<,GJ9U'4.
M[ZJ,OCAJOG<Z^+#UEJK*:0Z$"A/ ^XUU)K+!*;E@^EZ8+IN"Z:?&=$WKU(GI
MM;@/.T)M>A. D1ZS$"]VLON;A9>Q:NFL2M=>/5"LMHRN7DL4-Y"4W7II@2:3
MTM"U6I+R%&3K. '3GKA]&[*8_FB14<C:D\M81D,\'(G(5H]P.OF(>$-G>.KI
MVA7&^ &VC.W?+BYN?UX1Q=ZXM::T.GH][9@&DM*0:[7Y:S(INY;0 "=@7=^.
M!7X_",F'B0M.T/\YO_?P@JCH,]5X<'\P#.7GFL&Z>414#5T0\95$M)1Z;OZ$
MD-WN$0:+B>O;P9"1?A@,N;.<ZR?\[C'U9RVZ/34>U4K+5(5)NR52ZH8@Y59(
MV36L6A*R?K)66Q+*>/ 8$_%J$V!2*?!ZX\A'T8YHIUEK19E?+,T)AKQE(;D,
MAL/ )_>87$/$0C8)>4W>.'URO01#BJYN[]?8.37;_6*%A=U=TS3=ITN&I%3)
M57*<7C/-99LFJ1W!ML:Q39$,:[N:6*BL+;#E8Q!\)T_4F_?_7<*<(M1J>7BB
M**:D=W=C^#5@\I:D+,ZK=N23ESM2]S5J_:0$S;Y]=QZH_^AB-NO>6.PTS&&G
M@4O"ZDC&J<I"JRL52N&<UMQ-7;*V//>Z2$)QY%_K5YL D]H=_8IV3K.=FJR5
MDB-_I?R0H8YG_A_3)$SD?L!83'YZJYGGY#)U!_PC@3$5:@356&X>MS1N_O9E
M.HU4/38NKD]Z65[Y!7N79I]XEHV^?K:VJIF24B=_'<'T/3!=-Z1:A? )IN^#
MZ9I43Q='H?%WI_''B02;HO177!36V/%5ZQA2/<,,FD=*PQ*DW)+8-RVI6TM2
MGH+8WR.C,?@%]W?%3(E'%.LB@K>W) _4>H9G-(^0BEI+0@JQNEU#VO."9WY$
MBX';4Y':F+TT#C"A,#]7.QYAJTH[3.ZWQWF\W\;9>0.YMT-=*;BW:T-'Z@CN
MU5>7"0>.6K_:!)C4[B)?M'.:[=1DK30Z9O.>89$MYI [C)$3Y2L;!;PF[TOO
M6)R$/J\+E5WUV&GH,/L[6>8UU#R#6)>TW7DH-,TB;A[[%$D1&YK&LJ\K&6+Q
M"16V)Q5&HX@MJ0'>N-6C2$:M_*R:3$E5. 1LA9*R9-;S!O 4I.N^W<#2C)A9
M58\A#1]=OR:>8$>;:%Z5U'KZVS20DEH]K]@;2$FSGMKS%&3^/L5]H893E@AY
M[*,0EE=+;"ZH]7I"NGET%$+VF.DH1.Q6N7S5[[NVRWS[B([8.[6* &PP'85&
MV@H=10;Y4Y"D6:KC*WY?21Y<%A*%V'3D<FL5K]./1\(J:DUC+YM(R7K:68VC
M9%U#[.HG9E5E3LRJW1K(V4T/7^\9(_GY*^F[/O5M%V3ND-$H"5F$1P=>XC '
M?B#Q #U+?.YE1M'1:?+^ )KTL-F(4-L.AD"8%R $?.)&Q&?/$0F9!VTRB52X
M?3T0LW^):<]C^?'S^'S^UW_V\&'Q:!K^(J[SKS>NIG45TZ*&I6B&;G=Z%NW)
M2E]FNF99>M<V_D=1U<Z;J29Y)S,.?#!"CXXB=I;_<.ZXT<BC+V>NSWG&/SI/
M3^W;O2".@^&9,9H'%.(M?7S^[#KQ +DLR9S3_^1X'B_I[+'$'\TL]_191^J8
MZL*GLJ0L?"9:%:V*5@_1JFP9.VA5D;5*K68J<T8DEZ<=W:\'KR)7<N']C 4O
M/KJ>1SZQH3V@WUOD]N:27 ZH&PZI#_\"G>@Z#$9$?0=^[[(^N?K!["1VGQCY
MA@="+/SIK6'.65([<*DMMU#,M>,-^OVN(6_![URT(]H1[:S7SH*8H9*@(>L-
M"8/G]!]Z75Q/K)7;CCE!JZ.@37>;TWO.D@%U'/S??@:DZ><HZP?4(33C7!33
M,,9K4U56%8G\FY''D#WGUZ<M BJ!/L(^B/T8,1^CP%$I4!NTPA/\EF=;0K60
ME4V"[9#'4N]&WE;(;(0+[R[I05]^C%NIT;@\^+@R>(M$])FX0WS$AJA]8#<6
M).,8]"&+0]=.N\]/S?!GS_T[<1T\4J,A(S3.NN3#\"*)7,)F#K19R'<DT#C,
M+HK(,XU@9@[#3F /XOLX<HQXQQYAHH@W\O'C7Q?DS_L+F"[T@1,-0#UBI\^,
M>#3Q[0',[$OP3"YI-"!? X?]]-;43?D<WX*F_>")<NHX[B,?<-#O R_YGA%&
M.F#>*")_N6&<P+-_4\]C\5:!8DBFL1%6SE.^!OX9;&GY%,YQO;<U22G9D?5@
MSXLM<,AW]7J G=A)!%M$%@)DG@( .L J=$+:CTF?93#&7Y'8'0(,(@YP'MH$
M:\$)D6L13,X%:P= "XLB>(X'"!?8Z?./V0\WXH#/.R(IK0!O Q?X&@]@9_XX
MR$\4L+X87T;<D +D!WT.-I]_ OR'_F'^^"2*82FQQQ<)L!5\QR[H@%&.NHB5
M#BL8C0) D0\\PZE%O%-8!WXP?.$+XHG3 4:-+4?Y,I, KJJJK,NP2V!!+W2W
MS; 2S[BU-$?V4GZJX >(R'VT4V*-5FAF[B1FIE4=5]K\.AP?>;Q_,_55=F B
M3SZA/9#P2;SXD^RH!5=V9UJMV@S=:A9M3/#/:T(+YT[I5!Q9FPP#D.#M&1@4
M_JY^(J4:X_.H03@Q(QY9NQ<R^KT-4H"%9]1[IB_1#$V (-FP.@"/5;3+J)X"
M:<E!VA:_ZHR_VA-CT&*X8RA@(O+9#2.>JCL$ G*3@:#/[77J? 4B[9TBF7QW
MR77E.ZS=1XKE%E'B*,HYN<7X![6,UXL,MPVF)QFK=L1F6H@TU?<7$S6/4QFK
M_X_4MR.L4!JU<*92148A=3/3M8UV*O26KS+7Q_WU65LQM\C,N=G.L5,SN15H
M=71UF<S?5=\SU-"ECH[3_^:3&[3Y>G@CVFDAJF1^) %F60!&%K<>'=9W_=34
MI&#"I18B:&INFH'86,BL5G:\CPS&Q*!_2O<2Z5&?ZU6T2<%XI.'+N(%66A$4
M%>@]R'(7#+O)%0 >MH_25^^E"XE;C!2>_T!3. GM 5A"8&2Z=K86%*F3)P!%
MT\$&,U&:##6UF4$=<SND(\ND%U(T*O%*@CRP'Q3F<.'1'AU2^"%T_PN&0HN@
M^H6.?1=^_@P,<QW\);*..@%7\C=@HGP%^\0.)/( $P%[PH^HS8$]8^G87A!Q
M*WCH.FV^GKE]B\=#0+<0KS.0%_^(,K?*-&2)]%[0PF5@  WY+<D[15;SF;;0
M9$_W DC%OML'"\7#)'T@.I#R_.NT';Z9X,P> <<8YIV"L:@6D@\_UN3QE["X
MON,GV24-Y^/<2MRSY,CDWGT,1."(_'U\1[2V#GCUH,WUK\?X)%*9_G=1IO/;
M+=AW 1" =WVP4^$_A3?D><HO5%9"!E:0@6G@RI02G<B-=!G"(M.Z,JS3;)&!
MZ%&-]RTP[_N8DR%?;F#:PTK'5E9NN:LJ,L'$:DQ\*#J><S[JDEK&1T7-V5@B
MPA;*"<&#R@MI.B8 .:%*VI@3#AMSHMN96E :7T]1XO'EQ T!.GX=-4]:421(
M8EQ7V'V+Q,\!Z;-G$(P.["9R]=2?$JK\H"K =R+8_H?I-OW%99X354; W"K4
M.O5  #?H#X\ 1;*Z<PC(8@ ! 1BG]K[ >@-,D0B,H5$ +T>+I2AZ?0#?>FGA
MH@@/[3*UB.]]9GBTZ,'^".8 MBE8G]^KBE6QI"LNZ?DHGU1'6F6RU32G5K3Q
M?F-VB/55NKX^,S;-!KU,L.)^H,B'+DA6V!@!R6%\Z?FJC_N 5"K:03@*<"]$
M<!GA]HF?T<Z(8N:Q)[[;&#+8$H393<1DSTX=L' "V,OQCW-!/&6\"FF[931\
MBU$Z^N5+5#>U' 13YH\U;<9VT(Q%9HX=\3*A"X!!AF<YGL:6%8W(,_-P+SJ!
M1 ),"9]1LP):^&$I_#+[0")BN[([D9Q=#&965J=4&&CZC%!N$2?AP9J.&]GN
M"+L=7S%F5XZXGVZ!/* 17H_P"SZ R,P6!T\1^+_=$-^/^&7'HP\3=+8M  04
M2J%P.[^OY+>K[PQ#*2S^$J-XH@0*M[Y<;@^I'0;I]95KDSXP.\BNKU)U,6>%
MI\=<)5M<?D(WCX)TA*HQAJ78"F]Y*XSWC_T^6M1@%<?T![]XY&17.I+U?L*7
MN7V2TI7D]POX5K9Z*]X(F6\.=TPX7?7T5,X(N:C_2D-[0#2E5?;1)V:GQ_[9
M\\K'BF+K5&T93A="+9Y[2-W)<7UV\ ':^!VOCYD_V?QP2AC+I<9RS@Y,7<I"
M?J.4J3+<2'7TPHX6>)4:1>^,R09KS*K"3BHUHU*]F.>5&Q]6@"Y-+V^ [QY>
MUZ 0[B41M!Q%Q9NQW,S*^TW5,&Z^4K(0:-:W7T" AVP0)&"D>=FEZ<Q6/#7D
MTTXGN[K\OBWONGC< A@:9.-/8M=S_TOS"]BTO!/0RHU3TR"]+<J&R/W#0A=@
MF#K=;*S"!5A7@-6/DN'$Z@)^=[7"N79!JA0.60O'J6-.ITP>X.XPW=$!6)(X
M:.4N?C8-G=1)*7- YU%:01@_<G="8:)M53=\X>RD\:R*GD@>O;BL\;IIK"3
M1)LHB<M9:3:%B.Y<$]R#<QI44U^H,Q@2=R1;YOQENMS 5N/;ZA$+P=H>HL;@
M41U"ZV_YB P%J8>J%3[X.P$]BK<_1<@KW:GC$:63+31E8HO-+U1QKKWE>Z/
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M1G%@?\^.#!0##_X)#Y7$G0?/CP'O?*4OQ!"'E[LZ)?B(N3+(]?7U=/W2TGS
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MY-SF1;F^7W(VD48=D?6VCK/1E[N0-I4M&P:8"J_G^GL]K\Z"+_SL!>+V6R9
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M0#$'!D216LQ-/.;P#)_2%]4)W"[FQHH9N <42SKHA?S+\.'M[6W>2A+#6N
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M_%K?[+GY=K%Z3NU.(>GPJB39/.OMN(OY5+93N;?-!<V6I*_%3% !/$I?=*/
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M^SMQXQ=")JFBMSLBWE ESV9UD6=SNCL3?BUELZOE:C+D(\I0(QRR3@JXRTN
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M^Z_6;!*4#O_(G/_(4&<V,<MRIQ0_U.3)"/\$#*7[Z,N+NZM[<F''N0T5<LG
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M>%7F7"6V2)2 N*11KJ5!MGHN!=&:2L6QI"Z,(!T>6$C$AR\B9B=A^N"1NF
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M%,(+&;S?(=$ CXY!.=&YLEVODVWK5/RM.\YS_XX*%-JHOO61DZ_@3B,HN&L
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MT"6E=MDF!.B.''2:M':@CP"= -TK3R2DM=.BB;OS.FW4FFV!B2P[AV_C2"]
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MR^B7KOJD[09[54396S[0HG7E]DV[US6Z;1V^K#'WFIAK&X-6V;JJ&G,:<\_
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M3S-1%51EFSZ_[JNP HB$8H+2#D+EGY&4?)"I8W"W P(/(>'CYX]?E?0#-)W
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MMOBR&.Q^YMHS9L,@[GCXP"+8"^X$]H4?>P_K[RQ;W+0VY?OZI>KL;3C5TCD
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M+[&7]*X<R\ WX$_<BP*U,VG+^%Q5_I(=E@H,#><B!T?[>?=:J/GCL+=?&"U
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M0@A<13]HDAV89!&-<?#>D)O%77Z3VWX@^N.^H3HU(OL])YS3M;)4,BBP:(\
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M8RTR,#(Q,#0Q-BYH=&U02P$"% ,4    "  ;.9!25I]RL4P#  !$#   $
M            @ &%%0  <&YC+3(P,C$P-#$V+GAS9%!+ 0(4 Q0    ( !LY
MD%(U2+]C?P$  ,<"   4              "  ?\8  !P;F,M,C R,3 T,39?
M8V%L+GAM;%!+ 0(4 Q0    ( !LYD%)> +;<,0D  "1$   4
M  "  ; :  !P;F,M,C R,3 T,39?9&5F+GAM;%!+ 0(4 Q0    ( !LYD%)?
M&!XF_PT  %*"   4              "  1,D  !P;F,M,C R,3 T,39?;&%B
M+GAM;%!+ 0(4 Q0    ( !LYD%)PRQ',J @  %=%   4              "
M 40R  !P;F,M,C R,3 T,39?<')E+GAM;%!+ 0(4 Q0    ( !LYD%(.P8$1
MB),  "0/"@ >              "  1X[  !Q,3(P,C%F:6YA;F-I86QH:6=H
A;&EG:'1S82YH=&U02P4&      < !P#0 0  XLX

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
