<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2022 Workiva-->
<!--r:5f86e470-dd16-45eb-8a5a-59578cbbb0ba,g:90d69ef1-f8ee-4c32-950a-f50d03f4a13f-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.pnc.com/role/ConsolidatedIncomeStatement" xlink:type="simple" xlink:href="pnc-20220331.xsd#ConsolidatedIncomeStatement"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/ConsolidatedIncomeStatement" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_6f1254f0-9950-4efd-93f4-5a50c2bdf3fe" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_12e39931-0de1-4dec-b3d7-2f7266c62be0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_6f1254f0-9950-4efd-93f4-5a50c2bdf3fe" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_12e39931-0de1-4dec-b3d7-2f7266c62be0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_f7d564cf-3fb2-43a1-ae21-d627c9555351" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestExpense"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_6f1254f0-9950-4efd-93f4-5a50c2bdf3fe" xlink:to="loc_us-gaap_InterestExpense_f7d564cf-3fb2-43a1-ae21-d627c9555351" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_b2719611-4d66-4d17-8d2f-2ce6fa9ebde5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Revenues"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncome_f0223e33-6082-4b49-a141-1e6cc742ef76" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NoninterestIncome"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_b2719611-4d66-4d17-8d2f-2ce6fa9ebde5" xlink:to="loc_us-gaap_NoninterestIncome_f0223e33-6082-4b49-a141-1e6cc742ef76" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_1481a58d-9f1f-421d-9eb7-d36da50a8372" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_b2719611-4d66-4d17-8d2f-2ce6fa9ebde5" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_1481a58d-9f1f-421d-9eb7-d36da50a8372" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_3c689a2c-9d9b-4d8d-b86e-e4970c29ec95" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseDeposits_218127e9-445c-4e7e-a48a-0a908f5a8101" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestExpenseDeposits"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense_3c689a2c-9d9b-4d8d-b86e-e4970c29ec95" xlink:to="loc_us-gaap_InterestExpenseDeposits_218127e9-445c-4e7e-a48a-0a908f5a8101" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseBorrowings_81ae49c7-d459-4db5-9488-214ebcf55989" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestExpenseBorrowings"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense_3c689a2c-9d9b-4d8d-b86e-e4970c29ec95" xlink:to="loc_us-gaap_InterestExpenseBorrowings_81ae49c7-d459-4db5-9488-214ebcf55989" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_NetIncomeLossAvailableToCommonStockholders_d1f6e57b-2155-4be6-83ae-827d9945877c" xlink:href="pnc-20220331.xsd#pnc_NetIncomeLossAvailableToCommonStockholders"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_59b6a85d-fcbd-40f5-bb3a-35eb6f1877b1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_NetIncomeLossAvailableToCommonStockholders_d1f6e57b-2155-4be6-83ae-827d9945877c" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_59b6a85d-fcbd-40f5-bb3a-35eb6f1877b1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToNoncontrollingEntity_adc930a1-dc1c-49e2-9636-95a3b8784b99" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsAttributableToNoncontrollingEntity"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_NetIncomeLossAvailableToCommonStockholders_d1f6e57b-2155-4be6-83ae-827d9945877c" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToNoncontrollingEntity_adc930a1-dc1c-49e2-9636-95a3b8784b99" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsPreferredStock_27c0263a-2f5b-4539-9051-e178f8767d9e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DividendsPreferredStock"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_NetIncomeLossAvailableToCommonStockholders_d1f6e57b-2155-4be6-83ae-827d9945877c" xlink:to="loc_us-gaap_DividendsPreferredStock_27c0263a-2f5b-4539-9051-e178f8767d9e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_a58b039e-d400-4281-a1e3-02c085000714" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PreferredStockDividendsAndOtherAdjustments"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_NetIncomeLossAvailableToCommonStockholders_d1f6e57b-2155-4be6-83ae-827d9945877c" xlink:to="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_a58b039e-d400-4281-a1e3-02c085000714" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_6e3dc60c-3308-474a-afb5-988ff5580216" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpense_8fc57d7a-af52-447f-8ab1-3ecdc1770e51" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NoninterestExpense"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_6e3dc60c-3308-474a-afb5-988ff5580216" xlink:to="loc_us-gaap_NoninterestExpense_8fc57d7a-af52-447f-8ab1-3ecdc1770e51" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery_e71624da-f3d2-485b-ad4c-e896f00fa760" xlink:href="pnc-20220331.xsd#pnc_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_6e3dc60c-3308-474a-afb5-988ff5580216" xlink:to="loc_pnc_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery_e71624da-f3d2-485b-ad4c-e896f00fa760" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_0abe40a4-359b-498c-9de4-5da49e37b759" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Revenues"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_6e3dc60c-3308-474a-afb5-988ff5580216" xlink:to="loc_us-gaap_Revenues_0abe40a4-359b-498c-9de4-5da49e37b759" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_f16dfe27-e240-48c8-9fda-bd781838f0b9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_53c28e2d-a398-44aa-9520-4431064c5187" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_f16dfe27-e240-48c8-9fda-bd781838f0b9" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_53c28e2d-a398-44aa-9520-4431064c5187" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecurities_13a857c5-4b09-468e-b10c-422565fa0b0b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_f16dfe27-e240-48c8-9fda-bd781838f0b9" xlink:to="loc_us-gaap_InterestAndDividendIncomeSecurities_13a857c5-4b09-468e-b10c-422565fa0b0b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome_7f67ef82-0163-48a1-814f-7e023089ae78" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherInterestAndDividendIncome"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_f16dfe27-e240-48c8-9fda-bd781838f0b9" xlink:to="loc_us-gaap_OtherInterestAndDividendIncome_7f67ef82-0163-48a1-814f-7e023089ae78" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpense_5d5a1837-bdc3-4edd-84b8-7160441d0bbf" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NoninterestExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_60bb9f52-42b0-4028-99e5-8f91ca503fd3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_5d5a1837-bdc3-4edd-84b8-7160441d0bbf" xlink:to="loc_us-gaap_LaborAndRelatedExpense_60bb9f52-42b0-4028-99e5-8f91ca503fd3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OccupancyNet_d0080c3e-2c6d-4b50-89d9-1a9866a5fff2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OccupancyNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_5d5a1837-bdc3-4edd-84b8-7160441d0bbf" xlink:to="loc_us-gaap_OccupancyNet_d0080c3e-2c6d-4b50-89d9-1a9866a5fff2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquipmentExpense_a3b0634c-7d47-456e-a3fc-a0f1986eff10" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquipmentExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_5d5a1837-bdc3-4edd-84b8-7160441d0bbf" xlink:to="loc_us-gaap_EquipmentExpense_a3b0634c-7d47-456e-a3fc-a0f1986eff10" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_1def8c01-6617-467d-a599-7145998ff42b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_5d5a1837-bdc3-4edd-84b8-7160441d0bbf" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense_1def8c01-6617-467d-a599-7145998ff42b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoninterestExpense_d62c7c04-e1cb-42e9-930b-510c20393960" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherNoninterestExpense"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_5d5a1837-bdc3-4edd-84b8-7160441d0bbf" xlink:to="loc_us-gaap_OtherNoninterestExpense_d62c7c04-e1cb-42e9-930b-510c20393960" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_2f493880-071d-48d7-8163-8ffe14f6ec51" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_ab42d82d-9bf9-4b26-ad55-25a1dec6c272" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_2f493880-071d-48d7-8163-8ffe14f6ec51" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_ab42d82d-9bf9-4b26-ad55-25a1dec6c272" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_de7f8fe8-66ea-4c4c-a7d3-cb22eddc7f5f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_2f493880-071d-48d7-8163-8ffe14f6ec51" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_de7f8fe8-66ea-4c4c-a7d3-cb22eddc7f5f" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/ConsolidatedStatementofComprehensiveIncome" xlink:type="simple" xlink:href="pnc-20220331.xsd#ConsolidatedStatementofComprehensiveIncome"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/ConsolidatedStatementofComprehensiveIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_7fbd2a14-8bcb-4f13-8718-96e9bf29b9a9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_3679cd46-9979-40d3-9a3a-f7aaf94be2c6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_7fbd2a14-8bcb-4f13-8718-96e9bf29b9a9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_3679cd46-9979-40d3-9a3a-f7aaf94be2c6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTax_c14628b2-e670-4303-ae4f-a44fb76d5d1f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_7fbd2a14-8bcb-4f13-8718-96e9bf29b9a9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossTax_c14628b2-e670-4303-ae4f-a44fb76d5d1f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_dc7de3c7-0d53-4689-ba36-cfe4f1057527" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterReclassificationAdjustmentBeforeTax_b27c39d0-093d-41f7-8016-696a452695f4" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterReclassificationAdjustmentBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_dc7de3c7-0d53-4689-ba36-cfe4f1057527" xlink:to="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterReclassificationAdjustmentBeforeTax_b27c39d0-093d-41f7-8016-696a452695f4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent_2723380d-ac66-4e82-9b88-83f71cb97b49" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_dc7de3c7-0d53-4689-ba36-cfe4f1057527" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent_2723380d-ac66-4e82-9b88-83f71cb97b49" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent_b7ba16e4-9ef9-4835-a08d-6902f944db73" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_dc7de3c7-0d53-4689-ba36-cfe4f1057527" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent_b7ba16e4-9ef9-4835-a08d-6902f944db73" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTaxParent_9cd5dd8f-26f4-4912-9d6a-cc9e490adc06" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTaxParent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_dc7de3c7-0d53-4689-ba36-cfe4f1057527" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTaxParent_9cd5dd8f-26f4-4912-9d6a-cc9e490adc06" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_d51fde37-1cad-4766-8db3-d85f8c7fa8f1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_ac074c46-2d6b-40a1-9f4c-1c18c934e4ad" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_d51fde37-1cad-4766-8db3-d85f8c7fa8f1" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_ac074c46-2d6b-40a1-9f4c-1c18c934e4ad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_ff740ab2-e8ab-49c4-a093-cc2f0b07bae7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_d51fde37-1cad-4766-8db3-d85f8c7fa8f1" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_ff740ab2-e8ab-49c4-a093-cc2f0b07bae7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_7609ab08-dee3-4678-8867-c92dda00dcd4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_48a4c195-acce-4c03-9eae-f5309c547fb9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_7609ab08-dee3-4678-8867-c92dda00dcd4" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_48a4c195-acce-4c03-9eae-f5309c547fb9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_9f2439a3-5837-48af-9cc7-1dbf0da34f6d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_7609ab08-dee3-4678-8867-c92dda00dcd4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_9f2439a3-5837-48af-9cc7-1dbf0da34f6d" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/ConsolidatedBalanceSheet" xlink:type="simple" xlink:href="pnc-20220331.xsd#ConsolidatedBalanceSheet"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/ConsolidatedBalanceSheet" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_83951e94-7eca-4236-ba22-073122854911" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_ef930879-9199-4f92-a4e3-2035c7b77984" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_83951e94-7eca-4236-ba22-073122854911" xlink:to="loc_us-gaap_StockholdersEquity_ef930879-9199-4f92-a4e3-2035c7b77984" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterest_baab4579-add8-4f80-9f3f-19afa52be87b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_MinorityInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_83951e94-7eca-4236-ba22-073122854911" xlink:to="loc_us-gaap_MinorityInterest_baab4579-add8-4f80-9f3f-19afa52be87b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_6e8a54b4-9220-4c02-8e58-f708f9e7c507" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_a5ad09d6-d540-4c2f-a88d-7464738f8b29" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Liabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_6e8a54b4-9220-4c02-8e58-f708f9e7c507" xlink:to="loc_us-gaap_Liabilities_a5ad09d6-d540-4c2f-a88d-7464738f8b29" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_d443a5be-8055-47c8-9677-ebca2baa9545" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_6e8a54b4-9220-4c02-8e58-f708f9e7c507" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_d443a5be-8055-47c8-9677-ebca2baa9545" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_bd5a6047-cc4d-4955-a5ae-49ec69534c13" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Deposits"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_93bd3160-0a92-4d5d-9507-f5e20d605786" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_bd5a6047-cc4d-4955-a5ae-49ec69534c13" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_93bd3160-0a92-4d5d-9507-f5e20d605786" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_3ffff792-bcee-4466-b3ca-999c9d6fdacd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestBearingDepositLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_bd5a6047-cc4d-4955-a5ae-49ec69534c13" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_3ffff792-bcee-4466-b3ca-999c9d6fdacd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndCapitalLeaseObligations_590c8c55-e12a-4330-ae8f-54012eba9820" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_19004e3e-b964-4edd-837e-e77c79a8f5d0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_590c8c55-e12a-4330-ae8f-54012eba9820" xlink:to="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_19004e3e-b964-4edd-837e-e77c79a8f5d0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BankNotesAndSeniorDebt_b52b1b76-5b73-4bc2-bcfd-2d90ca6709f2" xlink:href="pnc-20220331.xsd#pnc_BankNotesAndSeniorDebt"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_590c8c55-e12a-4330-ae8f-54012eba9820" xlink:to="loc_pnc_BankNotesAndSeniorDebt_b52b1b76-5b73-4bc2-bcfd-2d90ca6709f2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebt_cca6a81c-dd51-43ac-8c18-069df35eceea" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SubordinatedDebt"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_590c8c55-e12a-4330-ae8f-54012eba9820" xlink:to="loc_us-gaap_SubordinatedDebt_cca6a81c-dd51-43ac-8c18-069df35eceea" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherBorrowings_bba3801b-7ff9-4ce9-a1a9-a5214a144ae7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherBorrowings"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_590c8c55-e12a-4330-ae8f-54012eba9820" xlink:to="loc_us-gaap_OtherBorrowings_bba3801b-7ff9-4ce9-a1a9-a5214a144ae7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_28cee5e5-55b4-4846-a4b2-27836c3729f6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_66f9f2bb-098b-405c-b708-1068a082e1ee" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonStockValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_28cee5e5-55b4-4846-a4b2-27836c3729f6" xlink:to="loc_us-gaap_CommonStockValue_66f9f2bb-098b-405c-b708-1068a082e1ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_bc7851e8-393e-4838-9f5b-9e9906ae16d7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_28cee5e5-55b4-4846-a4b2-27836c3729f6" xlink:to="loc_us-gaap_AdditionalPaidInCapital_bc7851e8-393e-4838-9f5b-9e9906ae16d7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_0cdd467b-ebea-410e-836a-212cc8c54a08" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_28cee5e5-55b4-4846-a4b2-27836c3729f6" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_0cdd467b-ebea-410e-836a-212cc8c54a08" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2d5aa5a9-9b62-4f99-bc8b-8d97708cb8b4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_28cee5e5-55b4-4846-a4b2-27836c3729f6" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2d5aa5a9-9b62-4f99-bc8b-8d97708cb8b4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValue_61396c18-5d8e-411f-a16e-592f8140142f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TreasuryStockValue"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_28cee5e5-55b4-4846-a4b2-27836c3729f6" xlink:to="loc_us-gaap_TreasuryStockValue_61396c18-5d8e-411f-a16e-592f8140142f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue_1faabda6-2a1b-4e7e-90d2-3c59e543ed99" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PreferredStockValue"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_28cee5e5-55b4-4846-a4b2-27836c3729f6" xlink:to="loc_us-gaap_PreferredStockValue_1faabda6-2a1b-4e7e-90d2-3c59e543ed99" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_9a355672-9061-40a4-8a2e-7e8f16d910da" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_616d99c4-a93e-4b07-ba4d-cb1687e9e53a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Deposits"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_9a355672-9061-40a4-8a2e-7e8f16d910da" xlink:to="loc_us-gaap_Deposits_616d99c4-a93e-4b07-ba4d-cb1687e9e53a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndCapitalLeaseObligations_cac258ec-25cc-41a1-8005-607d2978e1e1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_9a355672-9061-40a4-8a2e-7e8f16d910da" xlink:to="loc_us-gaap_DebtAndCapitalLeaseObligations_cac258ec-25cc-41a1-8005-607d2978e1e1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherLiabilitiesReserveForUnfundedLendingCommitments_ab4d65db-d254-4cb2-8ee8-042715e966d7" xlink:href="pnc-20220331.xsd#pnc_OtherLiabilitiesReserveForUnfundedLendingCommitments"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_9a355672-9061-40a4-8a2e-7e8f16d910da" xlink:to="loc_pnc_OtherLiabilitiesReserveForUnfundedLendingCommitments_ab4d65db-d254-4cb2-8ee8-042715e966d7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_5bb92dca-31d2-4b63-af16-bbbd9c3660ed" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_9a355672-9061-40a4-8a2e-7e8f16d910da" xlink:to="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_5bb92dca-31d2-4b63-af16-bbbd9c3660ed" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_46a40d85-fd18-4de0-b0f3-b1c14f723e24" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_5d77bfc4-48fb-4d26-9d1b-eb05d9d06955" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_46a40d85-fd18-4de0-b0f3-b1c14f723e24" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_5d77bfc4-48fb-4d26-9d1b-eb05d9d06955" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_166ce706-f977-4b5f-80c3-78e32da89280" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_46a40d85-fd18-4de0-b0f3-b1c14f723e24" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_166ce706-f977-4b5f-80c3-78e32da89280" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndDueFromBanks_ded55ab5-6d7e-4626-9adc-0579e335fc3f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashAndDueFromBanks"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_us-gaap_CashAndDueFromBanks_ded55ab5-6d7e-4626-9adc-0579e335fc3f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_67112777-66af-4602-b0f6-eeb7c1b1e16a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_InterestBearingDepositsInBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_67112777-66af-4602-b0f6-eeb7c1b1e16a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_8e8210b6-f641-411d-ab9f-12d33d2dc1f2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_8e8210b6-f641-411d-ab9f-12d33d2dc1f2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_3ed55d89-472b-4a9f-9008-9bcf9ac5ce96" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_3ed55d89-472b-4a9f-9008-9bcf9ac5ce96" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_5bfa0e15-ba7c-48da-aa5e-3de38063c8c4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_us-gaap_HeldToMaturitySecurities_5bfa0e15-ba7c-48da-aa5e-3de38063c8c4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_45c27117-3391-4d88-8cfa-9366945aab66" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_45c27117-3391-4d88-8cfa-9366945aab66" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_EquityInvestments_f21203b4-1181-457c-a6ce-493d29c08f13" xlink:href="pnc-20220331.xsd#pnc_EquityInvestments"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_pnc_EquityInvestments_f21203b4-1181-457c-a6ce-493d29c08f13" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_f329c861-8357-4bc1-9e93-4c528f6bf8dc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_f329c861-8357-4bc1-9e93-4c528f6bf8dc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_bcd56f18-0f57-4f95-b82a-c47725c0779d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Goodwill"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_us-gaap_Goodwill_bcd56f18-0f57-4f95-b82a-c47725c0779d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_57640f40-b75b-4d74-8425-b78d324f0f40" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherAssets"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_a0edccef-7fe1-43c5-9482-a53b21b035f8" xlink:to="loc_us-gaap_OtherAssets_57640f40-b75b-4d74-8425-b78d324f0f40" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/ConsolidatedStatementofCashFlows" xlink:type="simple" xlink:href="pnc-20220331.xsd#ConsolidatedStatementofCashFlows"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/ConsolidatedStatementofCashFlows" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_d015368d-1dca-4dc4-b908-ab1732ea3bae" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Cash_be447399-ff9e-4a6a-bf53-df7fdf25ce6d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_Cash"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_d015368d-1dca-4dc4-b908-ab1732ea3bae" xlink:to="loc_us-gaap_Cash_be447399-ff9e-4a6a-bf53-df7fdf25ce6d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_e7923603-bc9a-4d20-b075-0c8758b7debe" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RestrictedCash"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_d015368d-1dca-4dc4-b908-ab1732ea3bae" xlink:to="loc_us-gaap_RestrictedCash_e7923603-bc9a-4d20-b075-0c8758b7debe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_95c6281f-95ba-47a2-903c-5029ad7c7145" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_95c6281f-95ba-47a2-903c-5029ad7c7145" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_72d806db-e2a0-494f-b1e7-542e32821911" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_72d806db-e2a0-494f-b1e7-542e32821911" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_aedb954b-be5a-493a-8eb6-a97db1f43b2b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_aedb954b-be5a-493a-8eb6-a97db1f43b2b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_f4bacc3f-8fd4-424a-a91b-aea1c689f7f6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_f4bacc3f-8fd4-424a-a91b-aea1c689f7f6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireLoansHeldForInvestment_8142c044-ef8e-44bc-875d-46c137295601" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_PaymentsToAcquireLoansHeldForInvestment_8142c044-ef8e-44bc-875d-46c137295601" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNet_1d396259-fb81-4f96-b84d-144d7487ba96" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNet"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_ProceedsFromPaymentsForFederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellNet_1d396259-fb81-4f96-b84d-144d7487ba96" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_71cab5e9-b816-4d8e-ba14-19914334a109" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_71cab5e9-b816-4d8e-ba14-19914334a109" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_872fb0fe-daaf-4467-bf90-d68674c9e470" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_872fb0fe-daaf-4467-bf90-d68674c9e470" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_e9ff58fa-b2a1-402d-89fc-5dcb74714330" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_e9ff58fa-b2a1-402d-89fc-5dcb74714330" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_d4858b6c-109d-4326-88e6-298b1eed0b51" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_d4858b6c-109d-4326-88e6-298b1eed0b51" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansReceivable_3f8c336d-b716-4fd7-b788-e00d44b42bd1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansReceivable"/>
    <link:calculationArc order="11" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_44fe5cbc-ccc4-4c86-8758-f713262aba39" xlink:to="loc_us-gaap_PaymentsForProceedsFromLoansReceivable_3f8c336d-b716-4fd7-b788-e00d44b42bd1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_d7b675ad-4efd-4038-8c2a-e28c448bf308" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_cce543ef-d203-4ad6-8e10-704855d01acb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_d7b675ad-4efd-4038-8c2a-e28c448bf308" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_cce543ef-d203-4ad6-8e10-704855d01acb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_22732f5c-67b4-49ae-a015-101cf5bdb392" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_d7b675ad-4efd-4038-8c2a-e28c448bf308" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_22732f5c-67b4-49ae-a015-101cf5bdb392" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8638a2c9-6b1e-46c6-b6a3-33fb7e4d1f88" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_d7b675ad-4efd-4038-8c2a-e28c448bf308" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8638a2c9-6b1e-46c6-b6a3-33fb7e4d1f88" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic_c8fd2433-1095-426e-9cef-ad89fb63ef50" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsDomestic"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic_c8fd2433-1095-426e-9cef-ad89fb63ef50" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetChangeInterestBearingDepositsDomestic_b3881e98-3759-4819-bbe7-f971837b8d2e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetChangeInterestBearingDepositsDomestic"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_us-gaap_NetChangeInterestBearingDepositsDomestic_b3881e98-3759-4819-bbe7-f971837b8d2e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_d1616ae2-ba78-483d-b118-b3a2c213d7ab" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_us-gaap_IncreaseDecreaseInFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseNet_d1616ae2-ba78-483d-b118-b3a2c213d7ab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess_fc47fbf9-e872-4407-abaf-26379e08ae26" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebtMaturingInThreeMonthsOrLess_fc47fbf9-e872-4407-abaf-26379e08ae26" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_ProceedsFromSalesIssuancesOfOtherBorrowedFunds_e78f43ad-e4f2-4f71-8088-c8b38e94733f" xlink:href="pnc-20220331.xsd#pnc_ProceedsFromSalesIssuancesOfOtherBorrowedFunds"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_pnc_ProceedsFromSalesIssuancesOfOtherBorrowedFunds_e78f43ad-e4f2-4f71-8088-c8b38e94733f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_ProceedsFromIssuanceOfCommonAndTreasuryStock_6440acd4-ba91-4c33-b506-df53f9341ed5" xlink:href="pnc-20220331.xsd#pnc_ProceedsFromIssuanceOfCommonAndTreasuryStock"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_pnc_ProceedsFromIssuanceOfCommonAndTreasuryStock_6440acd4-ba91-4c33-b506-df53f9341ed5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_RepaymentsMaturitiesOfFederalHomeLoanBankBorrowings_f8866467-ebc1-4a65-a5f4-7b4aa68ca838" xlink:href="pnc-20220331.xsd#pnc_RepaymentsMaturitiesOfFederalHomeLoanBankBorrowings"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_pnc_RepaymentsMaturitiesOfFederalHomeLoanBankBorrowings_f8866467-ebc1-4a65-a5f4-7b4aa68ca838" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_RepaymentsMaturitiesOfBankNotesAndSeniorDebt_8f41a9d1-2f50-488a-b38c-2e0aa1f803de" xlink:href="pnc-20220331.xsd#pnc_RepaymentsMaturitiesOfBankNotesAndSeniorDebt"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_pnc_RepaymentsMaturitiesOfBankNotesAndSeniorDebt_8f41a9d1-2f50-488a-b38c-2e0aa1f803de" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_RepaymentsMaturitiesOfOtherBorrowedFunds_ea694fda-f027-45c8-9857-f8508c37e219" xlink:href="pnc-20220331.xsd#pnc_RepaymentsMaturitiesOfOtherBorrowedFunds"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_pnc_RepaymentsMaturitiesOfOtherBorrowedFunds_ea694fda-f027-45c8-9857-f8508c37e219" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_4170dd73-dae7-4c1c-8dbb-31351a88517c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_4170dd73-dae7-4c1c-8dbb-31351a88517c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_431f670b-82e5-4b85-b046-a01bea73d590" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock"/>
    <link:calculationArc order="11" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_431f670b-82e5-4b85-b046-a01bea73d590" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_0e277a51-29b4-4829-bc3d-ffc9e8855f61" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock"/>
    <link:calculationArc order="12" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e927f8d2-779c-4a81-8b24-9db97432a565" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_0e277a51-29b4-4829-bc3d-ffc9e8855f61" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_d6160d1e-2fca-4b3f-a070-413850c8a311" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_us-gaap_ProfitLoss_d6160d1e-2fca-4b3f-a070-413850c8a311" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery_ac9c91f2-265e-455e-a97f-2dc834b348c4" xlink:href="pnc-20220331.xsd#pnc_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_pnc_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery_ac9c91f2-265e-455e-a97f-2dc834b348c4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_1a9f3ca5-8843-4da6-88a5-ed13bcdb7149" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_us-gaap_DepreciationAndAmortization_1a9f3ca5-8843-4da6-88a5-ed13bcdb7149" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_db24a26b-f23c-405a-ac2c-ba438ef820e0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_db24a26b-f23c-405a-ac2c-ba438ef820e0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_MortgageServicingRightsValuationAdjustment_019355c3-8d58-4a9d-be76-d9a0b5fe1d74" xlink:href="pnc-20220331.xsd#pnc_MortgageServicingRightsValuationAdjustment"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_pnc_MortgageServicingRightsValuationAdjustment_019355c3-8d58-4a9d-be76-d9a0b5fe1d74" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInTradingSecurities_722b12b5-7f5b-43f3-a4f4-831fdbe68069" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInTradingSecurities"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_us-gaap_IncreaseDecreaseInTradingSecurities_722b12b5-7f5b-43f3-a4f4-831fdbe68069" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInLoansHeldForSale_116ad5e9-4cb1-4968-aaa6-10c3d0676b8f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInLoansHeldForSale"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_us-gaap_IncreaseDecreaseInLoansHeldForSale_116ad5e9-4cb1-4968-aaa6-10c3d0676b8f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_78762cec-5a20-4e84-b064-4f7d919b1b50" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_78762cec-5a20-4e84-b064-4f7d919b1b50" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_8cc9ad67-4f13-4171-ac56-d4809b74e5bc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_8cc9ad67-4f13-4171-ac56-d4809b74e5bc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_0cd51a20-f30c-4c6b-872d-ecb77fe4c5e0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_224e4f88-c9c7-490c-8238-1b2d2b5a8b5f" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_0cd51a20-f30c-4c6b-872d-ecb77fe4c5e0" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/AcquisitionActivityAcquisitionConsiderationDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#AcquisitionActivityAcquisitionConsiderationDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/AcquisitionActivityAcquisitionConsiderationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLessNoncontrollingInterest_9e97a76b-44ce-4878-a3a2-3fe90145aff7" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLessNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationAcquisitionOfLessThan100PercentNoncontrollingInterestFairValue_7c27686e-c6fb-4019-a2ec-5ee34a65891c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationAcquisitionOfLessThan100PercentNoncontrollingInterestFairValue"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLessNoncontrollingInterest_9e97a76b-44ce-4878-a3a2-3fe90145aff7" xlink:to="loc_us-gaap_BusinessCombinationAcquisitionOfLessThan100PercentNoncontrollingInterestFairValue_7c27686e-c6fb-4019-a2ec-5ee34a65891c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_c9c421f1-4612-4043-bcfd-29df7b045903" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLessNoncontrollingInterest_9e97a76b-44ce-4878-a3a2-3fe90145aff7" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_c9c421f1-4612-4043-bcfd-29df7b045903" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_417fcefd-9929-4647-979d-745add78c836" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLessNoncontrollingInterest_9e97a76b-44ce-4878-a3a2-3fe90145aff7" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_417fcefd-9929-4647-979d-745add78c836" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_ac073167-84a1-457d-b40f-e2c9918c244e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_ac073167-84a1-457d-b40f-e2c9918c244e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDepositsInBanksAndOtherFinancialInstitutions_464c262d-95ef-4d5a-a2e1-e201b1903e90" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDepositsInBanksAndOtherFinancialInstitutions"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:to="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDepositsInBanksAndOtherFinancialInstitutions_464c262d-95ef-4d5a-a2e1-e201b1903e90" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableHeldForSaleNotPartOfDisposalGroupAfterValuationAllowance_c0002eda-4ae1-4d8d-85d2-d1dc8d3e54e7" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableHeldForSaleNotPartOfDisposalGroupAfterValuationAllowance"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:to="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableHeldForSaleNotPartOfDisposalGroupAfterValuationAllowance_c0002eda-4ae1-4d8d-85d2-d1dc8d3e54e7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDebtSecuritiesAvailableForSale_e8e3566c-4d62-46d4-b359-c5ee5f16dba8" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDebtSecuritiesAvailableForSale"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:to="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDebtSecuritiesAvailableForSale_e8e3566c-4d62-46d4-b359-c5ee5f16dba8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableCoveredAfterAllowanceForCreditLoss_0526ac4a-a755-44e4-a42c-ee6365bd8699" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableCoveredAfterAllowanceForCreditLoss"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:to="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableCoveredAfterAllowanceForCreditLoss_0526ac4a-a755-44e4-a42c-ee6365bd8699" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedEquityInvestments_97355478-15de-411b-b800-804993c7b161" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedEquityInvestments"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:to="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedEquityInvestments_97355478-15de-411b-b800-804993c7b161" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedServicingAssetAtFairValueAmount_0368aeae-18d1-4ddb-8cde-667a4d861c90" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedServicingAssetAtFairValueAmount"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:to="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedServicingAssetAtFairValueAmount_0368aeae-18d1-4ddb-8cde-667a4d861c90" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_23a09ecc-f8a1-45d1-a72a-e9a369eea440" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_23a09ecc-f8a1-45d1-a72a-e9a369eea440" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherNoncurrentAssets_c25889e7-ae73-4f20-b927-5b5c89e632d6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherNoncurrentAssets"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets_4e1086ac-80a4-44aa-92e6-2401799cee14" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherNoncurrentAssets_c25889e7-ae73-4f20-b927-5b5c89e632d6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_a7ad4e05-0322-44aa-ba2a-982b76564628" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedLiabilitiesAndOtherLiabilities_8b28e5bb-8664-4c21-97c5-585457d60c70" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedLiabilitiesAndOtherLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_a7ad4e05-0322-44aa-ba2a-982b76564628" xlink:to="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedLiabilitiesAndOtherLiabilities_8b28e5bb-8664-4c21-97c5-585457d60c70" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDebtAndLeaseObligation_6327be63-380c-4a72-82a9-cc119ebcfe09" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDebtAndLeaseObligation"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_a7ad4e05-0322-44aa-ba2a-982b76564628" xlink:to="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDebtAndLeaseObligation_6327be63-380c-4a72-82a9-cc119ebcfe09" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits_d81bf22a-7cd6-42b8-ba33-ee3571c1ed98" xlink:href="pnc-20220331.xsd#pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities_a7ad4e05-0322-44aa-ba2a-982b76564628" xlink:to="loc_pnc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits_d81bf22a-7cd6-42b8-ba33-ee3571c1ed98" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/InvestmentSecuritiesSummaryDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#InvestmentSecuritiesSummaryDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/InvestmentSecuritiesSummaryDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_da76ee74-a7df-44c7-af44-8701b2ef9cd9" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_dbea7e9c-6f6d-40df-8dd3-3b3706e99d51" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_da76ee74-a7df-44c7-af44-8701b2ef9cd9" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_dbea7e9c-6f6d-40df-8dd3-3b3706e99d51" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_f5d4a218-6d4d-4ae3-a47c-93a7fff98545" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_da76ee74-a7df-44c7-af44-8701b2ef9cd9" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_f5d4a218-6d4d-4ae3-a47c-93a7fff98545" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_fb9f19c4-dbba-4b02-a044-fba5eaceb9f6" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_da76ee74-a7df-44c7-af44-8701b2ef9cd9" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_fb9f19c4-dbba-4b02-a044-fba5eaceb9f6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_6d7498f0-7157-4261-ad2d-37a61aafafcf" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_93500ef3-496d-428a-b295-58ba2bab8c11" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_6d7498f0-7157-4261-ad2d-37a61aafafcf" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_93500ef3-496d-428a-b295-58ba2bab8c11" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_683eb1cf-99cb-4114-92ca-3060e154e698" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_6d7498f0-7157-4261-ad2d-37a61aafafcf" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_683eb1cf-99cb-4114-92ca-3060e154e698" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_b399819c-7476-4a28-8924-dcc6aa87e412" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_6d7498f0-7157-4261-ad2d-37a61aafafcf" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_b399819c-7476-4a28-8924-dcc6aa87e412" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/InvestmentSecuritiesGrossUnrealizedLossandFairValueofSecuritiesAvailableforSaleWithoutanAllowanceforCreditLossesDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#InvestmentSecuritiesGrossUnrealizedLossandFairValueofSecuritiesAvailableforSaleWithoutanAllowanceforCreditLossesDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/InvestmentSecuritiesGrossUnrealizedLossandFairValueofSecuritiesAvailableforSaleWithoutanAllowanceforCreditLossesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforSaleUnrealizedLossPosition_09c81882-a3e6-47aa-824f-539b599edb3b" xlink:href="pnc-20220331.xsd#pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforSaleUnrealizedLossPosition"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPositionLessthan12Months_12981c67-b0f7-4e05-b15c-0ab3195a1c6b" xlink:href="pnc-20220331.xsd#pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPositionLessthan12Months"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforSaleUnrealizedLossPosition_09c81882-a3e6-47aa-824f-539b599edb3b" xlink:to="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPositionLessthan12Months_12981c67-b0f7-4e05-b15c-0ab3195a1c6b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPosition12MonthsOrLonger_03d8447c-359c-42db-824e-32fcd6b30bec" xlink:href="pnc-20220331.xsd#pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforSaleUnrealizedLossPosition_09c81882-a3e6-47aa-824f-539b599edb3b" xlink:to="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPosition12MonthsOrLonger_03d8447c-359c-42db-824e-32fcd6b30bec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforSaleUnrealizedLossPositionAccumulatedLoss_cfed4f1b-24d7-4d2a-b8be-64e48cac75dd" xlink:href="pnc-20220331.xsd#pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPositionLessthan12MonthsAccumulatedLoss_4892b2df-bb18-45e6-bbda-31a739ad183d" xlink:href="pnc-20220331.xsd#pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPositionLessthan12MonthsAccumulatedLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforSaleUnrealizedLossPositionAccumulatedLoss_cfed4f1b-24d7-4d2a-b8be-64e48cac75dd" xlink:to="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPositionLessthan12MonthsAccumulatedLoss_4892b2df-bb18-45e6-bbda-31a739ad183d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_768f0e21-30fc-4398-a5a2-c87f00f3bec9" xlink:href="pnc-20220331.xsd#pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforSaleUnrealizedLossPositionAccumulatedLoss_cfed4f1b-24d7-4d2a-b8be-64e48cac75dd" xlink:to="loc_pnc_DebtSecuritiesWithNoAllowanceForCreditLossAvailableforsaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_768f0e21-30fc-4398-a5a2-c87f00f3bec9" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/InvestmentSecuritiesGainsLossesonSalesofSecuritiesAvailableforSaleDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#InvestmentSecuritiesGainsLossesonSalesofSecuritiesAvailableforSaleDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/InvestmentSecuritiesGainsLossesonSalesofSecuritiesAvailableforSaleDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_f5080038-01a3-4217-845e-eb9a374d577a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0fda5503-ed57-40d7-9f5c-59014319796d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_f5080038-01a3-4217-845e-eb9a374d577a" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_0fda5503-ed57-40d7-9f5c-59014319796d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_acd04bdd-34e3-43eb-af67-d84be6bddad4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_f5080038-01a3-4217-845e-eb9a374d577a" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_acd04bdd-34e3-43eb-af67-d84be6bddad4" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/InvestmentSecuritiesContractualMaturityofSecuritiesDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#InvestmentSecuritiesContractualMaturityofSecuritiesDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/InvestmentSecuritiesContractualMaturityofSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_da6e8f74-7e3e-44b8-a4bf-d2586a66346b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_a7cd99d2-e0cc-4f97-b0c8-c3df9bd9dcb2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_da6e8f74-7e3e-44b8-a4bf-d2586a66346b" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_a7cd99d2-e0cc-4f97-b0c8-c3df9bd9dcb2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_5ea58a2e-c711-4880-aba4-ce4fb5b81309" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_da6e8f74-7e3e-44b8-a4bf-d2586a66346b" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_5ea58a2e-c711-4880-aba4-ce4fb5b81309" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_9727cc79-15c7-49ef-a8d3-78f4d84a66fd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_da6e8f74-7e3e-44b8-a4bf-d2586a66346b" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_9727cc79-15c7-49ef-a8d3-78f4d84a66fd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_b4cf7f73-9881-47cb-b63d-0cc6abc41a3c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_da6e8f74-7e3e-44b8-a4bf-d2586a66346b" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_b4cf7f73-9881-47cb-b63d-0cc6abc41a3c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_b215dea0-df97-4c24-ac32-b6bcfb6d0411" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_ba96f398-4316-483c-a724-1acf945e3f82" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_b215dea0-df97-4c24-ac32-b6bcfb6d0411" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_ba96f398-4316-483c-a724-1acf945e3f82" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_99794b2f-7d30-4aab-b3ab-2da027a2616d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_b215dea0-df97-4c24-ac32-b6bcfb6d0411" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_99794b2f-7d30-4aab-b3ab-2da027a2616d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_73a0130e-6456-42e5-9c4e-8ac744a2eaf2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_b215dea0-df97-4c24-ac32-b6bcfb6d0411" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_73a0130e-6456-42e5-9c4e-8ac744a2eaf2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_3b8dee09-0d97-44e8-94b6-35feda8613ee" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecurities_b215dea0-df97-4c24-ac32-b6bcfb6d0411" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_3b8dee09-0d97-44e8-94b6-35feda8613ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_4d21635d-e11c-40d1-bbd9-68e4385434cd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_a5bb29bc-a191-443b-968d-3c6ce87771a3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_4d21635d-e11c-40d1-bbd9-68e4385434cd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_a5bb29bc-a191-443b-968d-3c6ce87771a3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_080f6ca4-927b-4b02-98d7-abe8d5fa3d6e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_4d21635d-e11c-40d1-bbd9-68e4385434cd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_080f6ca4-927b-4b02-98d7-abe8d5fa3d6e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_d3c6ba54-8ade-4ba4-9bc2-b13869bc0685" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_4d21635d-e11c-40d1-bbd9-68e4385434cd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_d3c6ba54-8ade-4ba4-9bc2-b13869bc0685" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_1320adec-8c56-47c7-968e-679799b96fa7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_4d21635d-e11c-40d1-bbd9-68e4385434cd" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_1320adec-8c56-47c7-968e-679799b96fa7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_c7c02cf9-2261-480c-beee-01cd66667fcb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_d58523d9-f94c-4691-9f25-4390518bb008" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue_c7c02cf9-2261-480c-beee-01cd66667fcb" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_d58523d9-f94c-4691-9f25-4390518bb008" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_cdae08d9-b52c-4fdc-b488-34235dd28165" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue_c7c02cf9-2261-480c-beee-01cd66667fcb" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_cdae08d9-b52c-4fdc-b488-34235dd28165" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_30248c19-9d63-4ad6-9de2-a1e410e1d98f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue_c7c02cf9-2261-480c-beee-01cd66667fcb" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_30248c19-9d63-4ad6-9de2-a1e410e1d98f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_3a7c1bb7-c4d6-4d56-884e-198f651af9ea" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue_c7c02cf9-2261-480c-beee-01cd66667fcb" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_3a7c1bb7-c4d6-4d56-884e-198f651af9ea" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/LoansandRelatedAllowanceforCreditLossesNonperformingAssetsDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#LoansandRelatedAllowanceforCreditLossesNonperformingAssetsDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/LoansandRelatedAllowanceforCreditLossesNonperformingAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_pnc_TotalNonperformingAssets_9fc05df4-8f9a-4c78-8f3d-3b7be3b88758" xlink:href="pnc-20220331.xsd#pnc_TotalNonperformingAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_2009025e-e47c-48a1-b805-b5d35f3dab07" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_TotalNonperformingAssets_9fc05df4-8f9a-4c78-8f3d-3b7be3b88758" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_2009025e-e47c-48a1-b805-b5d35f3dab07" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets_17b0e348-8e39-4fa6-9526-0b8f43f3d289" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_TotalNonperformingAssets_9fc05df4-8f9a-4c78-8f3d-3b7be3b88758" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets_17b0e348-8e39-4fa6-9526-0b8f43f3d289" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/LoansandRelatedAllowanceforCreditLossesCommercialLendingAssetQualityIndicatorsDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#LoansandRelatedAllowanceforCreditLossesCommercialLendingAssetQualityIndicatorsDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/LoansandRelatedAllowanceforCreditLossesCommercialLendingAssetQualityIndicatorsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_1673dd40-87f4-4379-8f1e-04e5ea8c5f3d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_8e35e20a-f54b-4462-8bfe-ae7a323d185d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_1673dd40-87f4-4379-8f1e-04e5ea8c5f3d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_8e35e20a-f54b-4462-8bfe-ae7a323d185d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_263e824a-ed7a-47bc-9eed-5dd8a16fa6ca" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolving"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_1673dd40-87f4-4379-8f1e-04e5ea8c5f3d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_263e824a-ed7a-47bc-9eed-5dd8a16fa6ca" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_c0000677-6fe4-463e-8b55-428933b05ed1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_1673dd40-87f4-4379-8f1e-04e5ea8c5f3d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_c0000677-6fe4-463e-8b55-428933b05ed1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_102a3a2d-b6d3-4a67-aa69-31794c3a483a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_1673dd40-87f4-4379-8f1e-04e5ea8c5f3d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_102a3a2d-b6d3-4a67-aa69-31794c3a483a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_505e311b-b64d-4436-8696-23de1c08bedc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_1673dd40-87f4-4379-8f1e-04e5ea8c5f3d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_505e311b-b64d-4436-8696-23de1c08bedc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_10f1ac11-8bae-4752-a20e-2d3a93ccd7fd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_1673dd40-87f4-4379-8f1e-04e5ea8c5f3d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_10f1ac11-8bae-4752-a20e-2d3a93ccd7fd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_c8acc5f7-5aaa-439e-9942-a35db557daf3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_1673dd40-87f4-4379-8f1e-04e5ea8c5f3d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_c8acc5f7-5aaa-439e-9942-a35db557daf3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_2242867d-2898-45d9-93cc-92dc525fddb1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_1673dd40-87f4-4379-8f1e-04e5ea8c5f3d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_2242867d-2898-45d9-93cc-92dc525fddb1" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/LoansandRelatedAllowanceforCreditLossesRollforwardofAllowanceforCreditLossesofLoansandLeasesDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#LoansandRelatedAllowanceforCreditLossesRollforwardofAllowanceforCreditLossesofLoansandLeasesDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/LoansandRelatedAllowanceforCreditLossesRollforwardofAllowanceforCreditLossesofLoansandLeasesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffAfterRecovery_9272fcfa-f82c-4a72-850e-a83bb0d4e5ee" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffAfterRecovery"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4dc64aab-14fd-4044-acce-8564e69e51c1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffAfterRecovery_9272fcfa-f82c-4a72-850e-a83bb0d4e5ee" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_4dc64aab-14fd-4044-acce-8564e69e51c1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_bec7ad48-783e-4684-8fb1-e52a287c29fa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffAfterRecovery_9272fcfa-f82c-4a72-850e-a83bb0d4e5ee" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_bec7ad48-783e-4684-8fb1-e52a287c29fa" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/LeasesLessorIncomeDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#LeasesLessorIncomeDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/LeasesLessorIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseIncome_21b6c9f0-9306-4847-86f5-6d13e598510c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LeaseIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SalesTypeAndDirectFinancingLeasesInterestIncome_47cb1c2c-1030-449d-bbe8-d8782556c35c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_SalesTypeAndDirectFinancingLeasesInterestIncome"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseIncome_21b6c9f0-9306-4847-86f5-6d13e598510c" xlink:to="loc_us-gaap_SalesTypeAndDirectFinancingLeasesInterestIncome_47cb1c2c-1030-449d-bbe8-d8782556c35c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLeaseIncome_3efa1484-6fb4-4998-bd40-4fd5402bac6e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OperatingLeaseLeaseIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseIncome_21b6c9f0-9306-4847-86f5-6d13e598510c" xlink:to="loc_us-gaap_OperatingLeaseLeaseIncome_3efa1484-6fb4-4998-bd40-4fd5402bac6e" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/TotalEquityandOtherComprehensiveIncomeOtherComprehensiveIncomeDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#TotalEquityandOtherComprehensiveIncomeOtherComprehensiveIncomeDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/TotalEquityandOtherComprehensiveIncomeOtherComprehensiveIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_d99eafd1-c03b-4acd-ae29-fa941a3182cc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_f8944fb2-e2aa-444b-b04e-54b8189eff32" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_d99eafd1-c03b-4acd-ae29-fa941a3182cc" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_f8944fb2-e2aa-444b-b04e-54b8189eff32" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_9a959f2a-d97b-49c7-91c2-d30d1abb631d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_d99eafd1-c03b-4acd-ae29-fa941a3182cc" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_9a959f2a-d97b-49c7-91c2-d30d1abb631d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_48025d99-0f1a-4bdd-8302-9273faecd84e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax_96737d40-6c99-4f9b-ba3f-637037855e33" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_48025d99-0f1a-4bdd-8302-9273faecd84e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax_96737d40-6c99-4f9b-ba3f-637037855e33" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsBeforeTax_241efd78-64ac-4d1d-af1b-4b9329495ee6" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsBeforeTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_48025d99-0f1a-4bdd-8302-9273faecd84e" xlink:to="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsBeforeTax_241efd78-64ac-4d1d-af1b-4b9329495ee6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_74a56a95-11a2-40c9-8cf5-0eb1585f1302" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_6e81e6f5-5fc9-4092-9d15-2742dad9ed6a" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_74a56a95-11a2-40c9-8cf5-0eb1585f1302" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_6e81e6f5-5fc9-4092-9d15-2742dad9ed6a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_c17d45af-acca-4502-b954-0ba0cb49ce19" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_74a56a95-11a2-40c9-8cf5-0eb1585f1302" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax_c17d45af-acca-4502-b954-0ba0cb49ce19" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsAfterTax_4d47d032-7161-4987-a913-cb9080108e3b" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsAfterTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsTax_aff7423f-2da6-4d0a-9b9c-65408bfdb77e" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsAfterTax_4d47d032-7161-4987-a913-cb9080108e3b" xlink:to="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsTax_aff7423f-2da6-4d0a-9b9c-65408bfdb77e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsBeforeTax_23567835-1540-4684-8a98-db6589b12797" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsAfterTax_4d47d032-7161-4987-a913-cb9080108e3b" xlink:to="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsBeforeTax_23567835-1540-4684-8a98-db6589b12797" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_c00bd2d8-94ea-46cb-951b-e2eabb138170" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_52f4c833-d0f3-4630-bff3-ddaad117bd84" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_c00bd2d8-94ea-46cb-951b-e2eabb138170" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_52f4c833-d0f3-4630-bff3-ddaad117bd84" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_3cf4e826-f05f-4798-b41b-239da301cb3f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_c00bd2d8-94ea-46cb-951b-e2eabb138170" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_3cf4e826-f05f-4798-b41b-239da301cb3f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax_e110cca7-4cb4-4ea6-bf58-fb78b0c3b1fb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax_4bedfb9f-27e3-4b53-8e93-6309acbe5932" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax_e110cca7-4cb4-4ea6-bf58-fb78b0c3b1fb" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax_4bedfb9f-27e3-4b53-8e93-6309acbe5932" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax_c0ed4a7b-a586-4bb9-9db2-8e36d2e3c4b2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax_e110cca7-4cb4-4ea6-bf58-fb78b0c3b1fb" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax_c0ed4a7b-a586-4bb9-9db2-8e36d2e3c4b2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_3a725912-7587-4e61-bb8c-7da82b2d72aa" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax_7caa68d8-9067-45c1-969e-92370cae76a8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_3a725912-7587-4e61-bb8c-7da82b2d72aa" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax_7caa68d8-9067-45c1-969e-92370cae76a8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsTax_dc3e40b1-03d8-474c-9c61-2d9ca4d33933" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_3a725912-7587-4e61-bb8c-7da82b2d72aa" xlink:to="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsTax_dc3e40b1-03d8-474c-9c61-2d9ca4d33933" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsTax_8af1de09-0f60-49b6-bb07-fcd7163fd9f1" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeOtherAdjustmentsTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsBeforeReclassificationAdjustmentTax_4a3c5712-904b-4192-9554-e61cb4379256" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossOtherAdjustmentsBeforeReclassificationAdjustmentTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsTax_8af1de09-0f60-49b6-bb07-fcd7163fd9f1" xlink:to="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsBeforeReclassificationAdjustmentTax_4a3c5712-904b-4192-9554-e61cb4379256" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterTaxAndReclassificationAdjustment_35b5203d-c93e-4940-bcfc-6e0dd269cd23" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterTaxAndReclassificationAdjustment"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsBeforeReclassificationAdjustmentTax_41748c1d-4b2a-42ba-bb6f-d4475ef3b937" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossOtherAdjustmentsBeforeReclassificationAdjustmentTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterTaxAndReclassificationAdjustment_35b5203d-c93e-4940-bcfc-6e0dd269cd23" xlink:to="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsBeforeReclassificationAdjustmentTax_41748c1d-4b2a-42ba-bb6f-d4475ef3b937" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterReclassificationAdjustmentBeforeTax_75a82776-3daf-416d-95f7-88989a5e3f7d" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterReclassificationAdjustmentBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterTaxAndReclassificationAdjustment_35b5203d-c93e-4940-bcfc-6e0dd269cd23" xlink:to="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterReclassificationAdjustmentBeforeTax_75a82776-3daf-416d-95f7-88989a5e3f7d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_60fbb741-d2c9-4a28-8721-ed068e44dd2e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_f691f8d6-aa91-4d76-86eb-bb8a0b23b327" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_60fbb741-d2c9-4a28-8721-ed068e44dd2e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_f691f8d6-aa91-4d76-86eb-bb8a0b23b327" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_60c350ba-0961-4be7-840c-55f29acdf857" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_60fbb741-d2c9-4a28-8721-ed068e44dd2e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax_60c350ba-0961-4be7-840c-55f29acdf857" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax_bbc9babf-d971-48c0-a520-6ddf7c3effd3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_07a40eea-b31b-4545-bd2f-c467ef04201f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax_bbc9babf-d971-48c0-a520-6ddf7c3effd3" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_07a40eea-b31b-4545-bd2f-c467ef04201f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_c061149b-97da-457a-b7e8-81f71afafdb8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax_bbc9babf-d971-48c0-a520-6ddf7c3effd3" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_c061149b-97da-457a-b7e8-81f71afafdb8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsAfterTaxPeriodIncreaseDecrease_9704cc48-cef5-4fd9-aac0-7f841444b0f4" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeOtherAdjustmentsAfterTaxPeriodIncreaseDecrease"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterTaxAndReclassificationAdjustment_65dd0677-d6b9-418e-b6b8-1fda6efd730f" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterTaxAndReclassificationAdjustment"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsAfterTaxPeriodIncreaseDecrease_9704cc48-cef5-4fd9-aac0-7f841444b0f4" xlink:to="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterTaxAndReclassificationAdjustment_65dd0677-d6b9-418e-b6b8-1fda6efd730f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_a91875a7-9e5b-4198-a2f1-ca0c261666ec" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax_99e9109f-d831-4ace-8191-c62386dfdfdc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_a91875a7-9e5b-4198-a2f1-ca0c261666ec" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax_99e9109f-d831-4ace-8191-c62386dfdfdc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_358310e7-c00f-4183-b6c6-f3c3b3e8657b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_33ea23a8-c204-418c-b6f5-e05f78c25e80" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_358310e7-c00f-4183-b6c6-f3c3b3e8657b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_33ea23a8-c204-418c-b6f5-e05f78c25e80" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_6e317ab4-e9ae-4237-8900-39c802506926" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_358310e7-c00f-4183-b6c6-f3c3b3e8657b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax_6e317ab4-e9ae-4237-8900-39c802506926" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsPretaxPeriodIncreaseDecrease_cc0cb207-51f8-4b74-8455-0f4765a6d68c" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeOtherAdjustmentsPretaxPeriodIncreaseDecrease"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterReclassificationAdjustmentBeforeTax_ee1eea50-0445-4455-8d68-a5b6d4425be4" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterReclassificationAdjustmentBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsPretaxPeriodIncreaseDecrease_cc0cb207-51f8-4b74-8455-0f4765a6d68c" xlink:to="loc_pnc_OtherComprehensiveIncomeLossOtherAdjustmentsAfterReclassificationAdjustmentBeforeTax_ee1eea50-0445-4455-8d68-a5b6d4425be4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_6a74b312-3060-425c-87fb-36b01a298b75" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_d90ee1c0-3356-477e-9541-0f5974bb496c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_6a74b312-3060-425c-87fb-36b01a298b75" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax_d90ee1c0-3356-477e-9541-0f5974bb496c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_26963918-15a4-4f10-bc81-edd5f689fc2e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax_6a74b312-3060-425c-87fb-36b01a298b75" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_26963918-15a4-4f10-bc81-edd5f689fc2e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax_0c7da1c3-4bb8-4478-b91c-8436fc05aeaf" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeReclassificationAdjustmentsTax_71847bb9-d593-486a-b9e4-c9bee9e4a59f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeReclassificationAdjustmentsTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax_0c7da1c3-4bb8-4478-b91c-8436fc05aeaf" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeReclassificationAdjustmentsTax_71847bb9-d593-486a-b9e4-c9bee9e4a59f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax_cb066283-72bb-47f3-a781-19933c59adde" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax_0c7da1c3-4bb8-4478-b91c-8436fc05aeaf" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax_cb066283-72bb-47f3-a781-19933c59adde" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_ac85d823-71a6-45cc-8a18-fbedd5d25f03" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeReclassificationAdjustmentsTax_2255fee9-0479-4b40-8971-946a8d772beb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeReclassificationAdjustmentsTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax_ac85d823-71a6-45cc-8a18-fbedd5d25f03" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeReclassificationAdjustmentsTax_2255fee9-0479-4b40-8971-946a8d772beb" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/TotalEquityandOtherComprehensiveIncomeOtherComprehensiveIncomeDetails_1" xlink:type="simple" xlink:href="pnc-20220331.xsd#TotalEquityandOtherComprehensiveIncomeOtherComprehensiveIncomeDetails_1"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/TotalEquityandOtherComprehensiveIncomeOtherComprehensiveIncomeDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_bb2a8c74-075d-4cce-a15c-8f9abb525372" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_b7219601-0cd6-4fc2-9e45-cecaca99dcfb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_bb2a8c74-075d-4cce-a15c-8f9abb525372" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_b7219601-0cd6-4fc2-9e45-cecaca99dcfb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax_de3d750a-f008-4923-9bc8-6eec1022ef4f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_bb2a8c74-075d-4cce-a15c-8f9abb525372" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax_de3d750a-f008-4923-9bc8-6eec1022ef4f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsAfterTaxPeriodIncreaseDecrease_ea723690-4fda-4ced-ae4a-88bad64926b1" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeOtherAdjustmentsAfterTaxPeriodIncreaseDecrease"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsTax_ee802d86-dc58-439a-8a58-aaa38645ceef" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeOtherAdjustmentsTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsAfterTaxPeriodIncreaseDecrease_ea723690-4fda-4ced-ae4a-88bad64926b1" xlink:to="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsTax_ee802d86-dc58-439a-8a58-aaa38645ceef" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsPretaxPeriodIncreaseDecrease_21df3af8-40d9-4462-98fb-25009627eb77" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeOtherAdjustmentsPretaxPeriodIncreaseDecrease"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsAfterTaxPeriodIncreaseDecrease_ea723690-4fda-4ced-ae4a-88bad64926b1" xlink:to="loc_pnc_OtherComprehensiveIncomeOtherAdjustmentsPretaxPeriodIncreaseDecrease_21df3af8-40d9-4462-98fb-25009627eb77" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_fe403012-9d46-4ed8-a1e2-4acbf4cbf572" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax_6972136b-5546-4cf3-97b0-4bdfe2a1b234" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_fe403012-9d46-4ed8-a1e2-4acbf4cbf572" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsNetOfTax_6972136b-5546-4cf3-97b0-4bdfe2a1b234" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsAfterTax_b83e1c47-c318-4750-a262-c9a2ba38b01c" xlink:href="pnc-20220331.xsd#pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsAfterTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_fe403012-9d46-4ed8-a1e2-4acbf4cbf572" xlink:to="loc_pnc_OtherComprehensiveIncomeLossSecuritiesAvailableforsaleAdjustmentReclassificationAdjustmentsAfterTax_b83e1c47-c318-4750-a262-c9a2ba38b01c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_3ac5a77f-c8ea-4ca0-8f98-e3d2116f1c13" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax_88ee019c-f27e-49d3-b83e-f89db0de99ae" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_3ac5a77f-c8ea-4ca0-8f98-e3d2116f1c13" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax_88ee019c-f27e-49d3-b83e-f89db0de99ae" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/EarningsPerShareDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#EarningsPerShareDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/EarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_d0aa4ba2-e7b8-4e6e-bf4d-28dd3fce2bff" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_NetIncomeLossfromContinuingOperationsAvailabletoCommonShareholders_1a1092c3-7389-46a6-949a-b617f52ec5b3" xlink:href="pnc-20220331.xsd#pnc_NetIncomeLossfromContinuingOperationsAvailabletoCommonShareholders"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_d0aa4ba2-e7b8-4e6e-bf4d-28dd3fce2bff" xlink:to="loc_pnc_NetIncomeLossfromContinuingOperationsAvailabletoCommonShareholders_1a1092c3-7389-46a6-949a-b617f52ec5b3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ParticipatingSecuritiesDistributedAndUndistributedEarningsLossBasic_aaa2a032-5047-41d8-86f7-25b518d44d53" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ParticipatingSecuritiesDistributedAndUndistributedEarningsLossBasic"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_d0aa4ba2-e7b8-4e6e-bf4d-28dd3fce2bff" xlink:to="loc_us-gaap_ParticipatingSecuritiesDistributedAndUndistributedEarningsLossBasic_aaa2a032-5047-41d8-86f7-25b518d44d53" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_NetIncomeLossfromContinuingOperationsAvailabletoCommonShareholders_f4f6e1e7-3420-4f50-aa24-4946dc7648af" xlink:href="pnc-20220331.xsd#pnc_NetIncomeLossfromContinuingOperationsAvailabletoCommonShareholders"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_d4609391-2882-4afe-8c0b-7ae1b2fad6dc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PreferredStockDividendsAndOtherAdjustments"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_NetIncomeLossfromContinuingOperationsAvailabletoCommonShareholders_f4f6e1e7-3420-4f50-aa24-4946dc7648af" xlink:to="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_d4609391-2882-4afe-8c0b-7ae1b2fad6dc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsPreferredStock_f1bed376-9a13-4d5f-bd5e-78bb570d7ad8" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DividendsPreferredStock"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_NetIncomeLossfromContinuingOperationsAvailabletoCommonShareholders_f4f6e1e7-3420-4f50-aa24-4946dc7648af" xlink:to="loc_us-gaap_DividendsPreferredStock_f1bed376-9a13-4d5f-bd5e-78bb570d7ad8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_839c8f87-a23a-446f-b871-fa43559a07bf" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_NetIncomeLossfromContinuingOperationsAvailabletoCommonShareholders_f4f6e1e7-3420-4f50-aa24-4946dc7648af" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_839c8f87-a23a-446f-b871-fa43559a07bf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_2dc14765-724e-4667-b64d-d9faba4749dc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_NetIncomeLossfromContinuingOperationsAvailabletoCommonShareholders_f4f6e1e7-3420-4f50-aa24-4946dc7648af" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_2dc14765-724e-4667-b64d-d9faba4749dc" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/FairValueRecurringFairValueMeasurementsDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#FairValueRecurringFairValueMeasurementsDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/FairValueRecurringFairValueMeasurementsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_204ab39e-820a-4abe-a9a0-001ab02bdba2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableFairValueDisclosure_6fdcd769-76c5-4eb5-8945-cc1d83a8289f" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_204ab39e-820a-4abe-a9a0-001ab02bdba2" xlink:to="loc_us-gaap_LoansReceivableFairValueDisclosure_6fdcd769-76c5-4eb5-8945-cc1d83a8289f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestmentsFairValueDisclosure_61b9d6d5-de37-46eb-b947-c743cb78bc47" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_EquityMethodInvestmentsFairValueDisclosure"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_204ab39e-820a-4abe-a9a0-001ab02bdba2" xlink:to="loc_us-gaap_EquityMethodInvestmentsFairValueDisclosure_61b9d6d5-de37-46eb-b947-c743cb78bc47" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_bc59bab9-5b48-40d1-b267-f88c573ce2de" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_204ab39e-820a-4abe-a9a0-001ab02bdba2" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_bc59bab9-5b48-40d1-b267-f88c573ce2de" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TradingSecurities_8f100365-2e2d-4bb4-8dfb-65accc3d5b18" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_TradingSecurities"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_204ab39e-820a-4abe-a9a0-001ab02bdba2" xlink:to="loc_us-gaap_TradingSecurities_8f100365-2e2d-4bb4-8dfb-65accc3d5b18" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_02945edb-b786-44bd-aae2-d0a17e385681" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeAssets"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_204ab39e-820a-4abe-a9a0-001ab02bdba2" xlink:to="loc_us-gaap_DerivativeAssets_02945edb-b786-44bd-aae2-d0a17e385681" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsFairValueDisclosure_f5147e9f-a74c-4b75-9b74-ab2e66c16500" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherAssetsFairValueDisclosure"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_204ab39e-820a-4abe-a9a0-001ab02bdba2" xlink:to="loc_us-gaap_OtherAssetsFairValueDisclosure_f5147e9f-a74c-4b75-9b74-ab2e66c16500" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_e9741781-a7f2-41ba-8464-4bd8489682c0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisObligations_81df9ce4-ee97-450b-bc9f-c3951055ce37" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisObligations"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosure_e9741781-a7f2-41ba-8464-4bd8489682c0" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisObligations_81df9ce4-ee97-450b-bc9f-c3951055ce37" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_da66a8b0-8a16-48ee-8eed-dfe64dcc76c5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosure_e9741781-a7f2-41ba-8464-4bd8489682c0" xlink:to="loc_us-gaap_DerivativeLiabilities_da66a8b0-8a16-48ee-8eed-dfe64dcc76c5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesFairValueDisclosure_6788bb0e-d16c-42b7-a258-4ef3b85259d2" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_OtherLiabilitiesFairValueDisclosure"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosure_e9741781-a7f2-41ba-8464-4bd8489682c0" xlink:to="loc_us-gaap_OtherLiabilitiesFairValueDisclosure_6788bb0e-d16c-42b7-a258-4ef3b85259d2" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/FairValueReconciliationofRecurringFairValueMeasurementsDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#FairValueReconciliationofRecurringFairValueMeasurementsDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/FairValueReconciliationofRecurringFairValueMeasurementsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_pnc_FairValueMeasuredOnRecurringBasisNetChangeInUnrealizedGainLossIncludedInEarnings_bd39f0f2-8a5a-4660-8e07-75ca12cb4b18" xlink:href="pnc-20220331.xsd#pnc_FairValueMeasuredOnRecurringBasisNetChangeInUnrealizedGainLossIncludedInEarnings"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_c5ed0881-90aa-447e-861b-c639676a51e5" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisChangeInUnrealizedGainLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_FairValueMeasuredOnRecurringBasisNetChangeInUnrealizedGainLossIncludedInEarnings_bd39f0f2-8a5a-4660-8e07-75ca12cb4b18" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_c5ed0881-90aa-447e-861b-c639676a51e5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_a22051cf-365e-41d1-9984-36e38c8b1e30" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_FairValueMeasuredOnRecurringBasisNetChangeInUnrealizedGainLossIncludedInEarnings_bd39f0f2-8a5a-4660-8e07-75ca12cb4b18" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_a22051cf-365e-41d1-9984-36e38c8b1e30" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_FairValueMeasurementsWithUnobservableInputsReconciliationRecurringBasisNetGainLossIncludedInEarnings_5789e3cc-b27a-410b-b9d5-9537bb05cf46" xlink:href="pnc-20220331.xsd#pnc_FairValueMeasurementsWithUnobservableInputsReconciliationRecurringBasisNetGainLossIncludedInEarnings"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_6724797c-987d-4dc9-906a-904daa4a0b53" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_FairValueMeasurementsWithUnobservableInputsReconciliationRecurringBasisNetGainLossIncludedInEarnings_5789e3cc-b27a-410b-b9d5-9537bb05cf46" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_6724797c-987d-4dc9-906a-904daa4a0b53" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_f0c05f5a-9bbd-4fc5-9b06-f51865fc4330" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_FairValueMeasurementsWithUnobservableInputsReconciliationRecurringBasisNetGainLossIncludedInEarnings_5789e3cc-b27a-410b-b9d5-9537bb05cf46" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_f0c05f5a-9bbd-4fc5-9b06-f51865fc4330" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/FairValueFairValueMeasurementsRecurringQuantitativeInformationDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#FairValueFairValueMeasurementsRecurringQuantitativeInformationDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/FairValueFairValueMeasurementsRecurringQuantitativeInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_pnc_AssetsNetOfLiabilitiesFairValueDisclosureRecurring_467f12c9-e434-4769-9021-7ab0f8397428" xlink:href="pnc-20220331.xsd#pnc_AssetsNetOfLiabilitiesFairValueDisclosureRecurring"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_33d72a29-38fc-4e70-83fc-cadca7723d76" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_AssetsNetOfLiabilitiesFairValueDisclosureRecurring_467f12c9-e434-4769-9021-7ab0f8397428" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosure_33d72a29-38fc-4e70-83fc-cadca7723d76" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_a36f7247-d041-4655-93a9-3daf12ef1972" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_AssetsNetOfLiabilitiesFairValueDisclosureRecurring_467f12c9-e434-4769-9021-7ab0f8397428" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_a36f7247-d041-4655-93a9-3daf12ef1972" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/FairValueFairValueOptionFairValueandPrincipalBalancesDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#FairValueFairValueOptionFairValueandPrincipalBalancesDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/FairValueFairValueOptionFairValueandPrincipalBalancesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_pnc_FairValueOfItemsForWhichFairValueOptionWasElectedLiabilities_819da6e1-1757-402f-850a-92ac2b4593f4" xlink:href="pnc-20220331.xsd#pnc_FairValueOfItemsForWhichFairValueOptionWasElectedLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_AggregateUnpaidPrincipalBalanceOfItemsForWhichFairValueOptionWasElectedLiabilities_5a627ac9-d9a5-412e-ae7b-52c614eb2356" xlink:href="pnc-20220331.xsd#pnc_AggregateUnpaidPrincipalBalanceOfItemsForWhichFairValueOptionWasElectedLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_FairValueOfItemsForWhichFairValueOptionWasElectedLiabilities_819da6e1-1757-402f-850a-92ac2b4593f4" xlink:to="loc_pnc_AggregateUnpaidPrincipalBalanceOfItemsForWhichFairValueOptionWasElectedLiabilities_5a627ac9-d9a5-412e-ae7b-52c614eb2356" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_FairValueOptionAggregateDifferenceLiabilities_97af6119-320d-4aad-b356-25eeb7b6a425" xlink:href="pnc-20220331.xsd#pnc_FairValueOptionAggregateDifferenceLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_FairValueOfItemsForWhichFairValueOptionWasElectedLiabilities_819da6e1-1757-402f-850a-92ac2b4593f4" xlink:to="loc_pnc_FairValueOptionAggregateDifferenceLiabilities_97af6119-320d-4aad-b356-25eeb7b6a425" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_FairValueOfItemsForWhichFairValueOptionWasElectedAssets_27d8d26b-d321-4489-8cbf-a2d935f608d5" xlink:href="pnc-20220331.xsd#pnc_FairValueOfItemsForWhichFairValueOptionWasElectedAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_AggregateUnpaidPrincipalBalanceOfItemsForWhichFairValueOptionWasElectedAssets_9ecbbaa4-ded9-4086-822c-19159ddcf0fa" xlink:href="pnc-20220331.xsd#pnc_AggregateUnpaidPrincipalBalanceOfItemsForWhichFairValueOptionWasElectedAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_FairValueOfItemsForWhichFairValueOptionWasElectedAssets_27d8d26b-d321-4489-8cbf-a2d935f608d5" xlink:to="loc_pnc_AggregateUnpaidPrincipalBalanceOfItemsForWhichFairValueOptionWasElectedAssets_9ecbbaa4-ded9-4086-822c-19159ddcf0fa" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_FairValueOptionAggregateDifferenceAssets_bf9b6f3e-7b12-43e2-a0d6-d885c504d1fb" xlink:href="pnc-20220331.xsd#pnc_FairValueOptionAggregateDifferenceAssets"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_FairValueOfItemsForWhichFairValueOptionWasElectedAssets_27d8d26b-d321-4489-8cbf-a2d935f608d5" xlink:to="loc_pnc_FairValueOptionAggregateDifferenceAssets_bf9b6f3e-7b12-43e2-a0d6-d885c504d1fb" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/FairValueAdditionalFairValueInformationRelatedToFinancialInstrumentsDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#FairValueAdditionalFairValueInformationRelatedToFinancialInstrumentsDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/FairValueAdditionalFairValueInformationRelatedToFinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_pnc_AssetsFinancialInstrumentsTotal_b53b46c5-2835-44a5-b65b-4ee52bbcf482" xlink:href="pnc-20220331.xsd#pnc_AssetsFinancialInstrumentsTotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_16766c71-5177-4505-84d7-bca549a603e3" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_AssetsFinancialInstrumentsTotal_b53b46c5-2835-44a5-b65b-4ee52bbcf482" xlink:to="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_16766c71-5177-4505-84d7-bca549a603e3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_acfc1169-206a-4333-a7f7-dc9e847ff2bd" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_AssetsFinancialInstrumentsTotal_b53b46c5-2835-44a5-b65b-4ee52bbcf482" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_acfc1169-206a-4333-a7f7-dc9e847ff2bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherAssetsAdditionalFairValueInformation_c0879961-9d52-4ad5-9e4a-614c747799ab" xlink:href="pnc-20220331.xsd#pnc_OtherAssetsAdditionalFairValueInformation"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_AssetsFinancialInstrumentsTotal_b53b46c5-2835-44a5-b65b-4ee52bbcf482" xlink:to="loc_pnc_OtherAssetsAdditionalFairValueInformation_c0879961-9d52-4ad5-9e4a-614c747799ab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_Interestearningdepositswithbanksfairvaluedisclosure2_0666d4df-cbd3-43e0-b379-55a6adae5985" xlink:href="pnc-20220331.xsd#pnc_Interestearningdepositswithbanksfairvaluedisclosure2"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_AssetsFinancialInstrumentsTotal_b53b46c5-2835-44a5-b65b-4ee52bbcf482" xlink:to="loc_pnc_Interestearningdepositswithbanksfairvaluedisclosure2_0666d4df-cbd3-43e0-b379-55a6adae5985" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_NetLoansExcludingLeasesFairValueDisclosure_ea757aed-a6bf-4210-8099-7293783495c6" xlink:href="pnc-20220331.xsd#pnc_NetLoansExcludingLeasesFairValueDisclosure"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_AssetsFinancialInstrumentsTotal_b53b46c5-2835-44a5-b65b-4ee52bbcf482" xlink:to="loc_pnc_NetLoansExcludingLeasesFairValueDisclosure_ea757aed-a6bf-4210-8099-7293783495c6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_LiabilitiesFinancialInstrumentsTotal_e8ebeceb-9c9b-45a8-85ea-86260d0ad15a" xlink:href="pnc-20220331.xsd#pnc_LiabilitiesFinancialInstrumentsTotal"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsFairValueDisclosure_e3c3d2f5-df33-4f82-bcb6-e87e12f73ddb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DepositsFairValueDisclosure"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_LiabilitiesFinancialInstrumentsTotal_e8ebeceb-9c9b-45a8-85ea-86260d0ad15a" xlink:to="loc_us-gaap_DepositsFairValueDisclosure_e3c3d2f5-df33-4f82-bcb6-e87e12f73ddb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_BorrowedFundsFairValueDisclosure_d9424abc-2f44-4a3c-8a48-730fcc9274dd" xlink:href="pnc-20220331.xsd#pnc_BorrowedFundsFairValueDisclosure"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_LiabilitiesFinancialInstrumentsTotal_e8ebeceb-9c9b-45a8-85ea-86260d0ad15a" xlink:to="loc_pnc_BorrowedFundsFairValueDisclosure_d9424abc-2f44-4a3c-8a48-730fcc9274dd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_UnfundedLoanCommitmentsAndLettersOfCreditFairValueDisclosure_57fb97e6-bdd6-4863-ba63-98fa96be59ef" xlink:href="pnc-20220331.xsd#pnc_UnfundedLoanCommitmentsAndLettersOfCreditFairValueDisclosure"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_LiabilitiesFinancialInstrumentsTotal_e8ebeceb-9c9b-45a8-85ea-86260d0ad15a" xlink:to="loc_pnc_UnfundedLoanCommitmentsAndLettersOfCreditFairValueDisclosure_57fb97e6-bdd6-4863-ba63-98fa96be59ef" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_Otherliabilitiesadditionalfairvalueinformation_ceef680e-f01e-4815-b4ca-d596441c7890" xlink:href="pnc-20220331.xsd#pnc_Otherliabilitiesadditionalfairvalueinformation"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_LiabilitiesFinancialInstrumentsTotal_e8ebeceb-9c9b-45a8-85ea-86260d0ad15a" xlink:to="loc_pnc_Otherliabilitiesadditionalfairvalueinformation_ceef680e-f01e-4815-b4ca-d596441c7890" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/FinancialDerivativesTotalDerivativesDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#FinancialDerivativesTotalDerivativesDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/FinancialDerivativesTotalDerivativesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DerivativeAssetFairValueNetOfOffsetAmount_ae1f3144-4564-4f99-887d-b32f9da6df1a" xlink:href="pnc-20220331.xsd#pnc_DerivativeAssetFairValueNetOfOffsetAmount"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_ee69d80a-e83e-464a-bbd7-d80bd6c9133d" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DerivativeAssetFairValueNetOfOffsetAmount_ae1f3144-4564-4f99-887d-b32f9da6df1a" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_ee69d80a-e83e-464a-bbd7-d80bd6c9133d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DerivativeAssetSetoffRightAmount_0bad684d-3117-4d43-a9cf-3e9d3775e877" xlink:href="pnc-20220331.xsd#pnc_DerivativeAssetSetoffRightAmount"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DerivativeAssetFairValueNetOfOffsetAmount_ae1f3144-4564-4f99-887d-b32f9da6df1a" xlink:to="loc_pnc_DerivativeAssetSetoffRightAmount_0bad684d-3117-4d43-a9cf-3e9d3775e877" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_aa62bcd1-708c-451b-87f3-c474c38e7f81" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DerivativeAssetFairValueNetOfOffsetAmount_ae1f3144-4564-4f99-887d-b32f9da6df1a" xlink:to="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_aa62bcd1-708c-451b-87f3-c474c38e7f81" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DerivativeLiabilityFairValueNetOfOffsetLiabilities_82055099-357b-46c4-9a28-ada560364f58" xlink:href="pnc-20220331.xsd#pnc_DerivativeLiabilityFairValueNetOfOffsetLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_34a59ce1-9c97-4452-a683-27506f792176" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DerivativeLiabilityFairValueNetOfOffsetLiabilities_82055099-357b-46c4-9a28-ada560364f58" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_34a59ce1-9c97-4452-a683-27506f792176" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_DerivativeLiabilitySetoffRightAmount1_535e405f-2cc1-42fe-8f1e-6b638a97045a" xlink:href="pnc-20220331.xsd#pnc_DerivativeLiabilitySetoffRightAmount1"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DerivativeLiabilityFairValueNetOfOffsetLiabilities_82055099-357b-46c4-9a28-ada560364f58" xlink:to="loc_pnc_DerivativeLiabilitySetoffRightAmount1_535e405f-2cc1-42fe-8f1e-6b638a97045a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_a08d21a1-1cc5-4fd6-9c5d-9bef76af72d7" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_pnc_DerivativeLiabilityFairValueNetOfOffsetLiabilities_82055099-357b-46c4-9a28-ada560364f58" xlink:to="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_a08d21a1-1cc5-4fd6-9c5d-9bef76af72d7" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/FinancialDerivativesDerivativeAssetsandLiabilitiesOffsettingDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#FinancialDerivativesDerivativeAssetsandLiabilitiesOffsettingDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/FinancialDerivativesDerivativeAssetsandLiabilitiesOffsettingDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral_aa376aa5-1985-4867-81cc-488dacf93ddc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeCollateralObligationToReturnSecurities_078694f9-4878-4211-b857-a3f599c7dbf0" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeCollateralObligationToReturnSecurities"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral_aa376aa5-1985-4867-81cc-488dacf93ddc" xlink:to="loc_us-gaap_DerivativeCollateralObligationToReturnSecurities_078694f9-4878-4211-b857-a3f599c7dbf0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_36a3e971-f7e4-409f-8325-809339b4ecfc" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeAssets"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral_aa376aa5-1985-4867-81cc-488dacf93ddc" xlink:to="loc_us-gaap_DerivativeAssets_36a3e971-f7e4-409f-8325-809339b4ecfc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_6eed287f-4e4d-44a7-8581-6b4a7a8004cb" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_59b71b28-ea0b-45e6-8575-3d4b1dded11c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeAssets_6eed287f-4e4d-44a7-8581-6b4a7a8004cb" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_59b71b28-ea0b-45e6-8575-3d4b1dded11c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability_f84b6479-804b-4051-870b-52b5a1d0609e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeAssetFairValueGrossLiability"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeAssets_6eed287f-4e4d-44a7-8581-6b4a7a8004cb" xlink:to="loc_us-gaap_DerivativeAssetFairValueGrossLiability_f84b6479-804b-4051-870b-52b5a1d0609e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_67c516ec-0bf8-4d0b-8b6e-1103b0cf837c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeAssets_6eed287f-4e4d-44a7-8581-6b4a7a8004cb" xlink:to="loc_us-gaap_DerivativeAssetCollateralObligationToReturnCashOffset_67c516ec-0bf8-4d0b-8b6e-1103b0cf837c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_c3f234c3-676c-4b8c-b03c-da03454e10ac" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_53233744-594b-4548-be96-ef2ed10ef3ce" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeLiabilities_c3f234c3-676c-4b8c-b03c-da03454e10ac" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_53233744-594b-4548-be96-ef2ed10ef3ce" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_ca348515-3e72-4421-b522-c0da9393eb40" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeLiabilities_c3f234c3-676c-4b8c-b03c-da03454e10ac" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_ca348515-3e72-4421-b522-c0da9393eb40" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_9d15c8af-99ac-4066-8322-526b6052038c" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeLiabilities_c3f234c3-676c-4b8c-b03c-da03454e10ac" xlink:to="loc_us-gaap_DerivativeLiabilityCollateralRightToReclaimCashOffset_9d15c8af-99ac-4066-8322-526b6052038c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral_e403294f-ccdc-43d9-bbe2-ee028e669d58" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeCollateralRightToReclaimSecurities_47d09207-fdcf-4fc8-b2e6-456d7c8cf338" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeCollateralRightToReclaimSecurities"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral_e403294f-ccdc-43d9-bbe2-ee028e669d58" xlink:to="loc_us-gaap_DerivativeCollateralRightToReclaimSecurities_47d09207-fdcf-4fc8-b2e6-456d7c8cf338" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_5901527c-4a0c-4fc5-accf-c3f708600019" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DerivativeLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral_e403294f-ccdc-43d9-bbe2-ee028e669d58" xlink:to="loc_us-gaap_DerivativeLiabilities_5901527c-4a0c-4fc5-accf-c3f708600019" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.pnc.com/role/SegmentReportingSegmentReportingTableDetails" xlink:type="simple" xlink:href="pnc-20220331.xsd#SegmentReportingSegmentReportingTableDetails"/>
  <link:calculationLink xlink:role="http://www.pnc.com/role/SegmentReportingSegmentReportingTableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_14d083d1-2ef0-4b16-a3b6-70c732361248" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_f17dfb8d-0d91-45d8-a3bf-8e53dd551e7b" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_14d083d1-2ef0-4b16-a3b6-70c732361248" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_f17dfb8d-0d91-45d8-a3bf-8e53dd551e7b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery_29f0f430-54b6-4c7a-953b-d17b5a2bf9f2" xlink:href="pnc-20220331.xsd#pnc_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_14d083d1-2ef0-4b16-a3b6-70c732361248" xlink:to="loc_pnc_FinancingReceivableCreditLossAndOffBalanceSheetCreditLossLiabilityExpenseRecovery_29f0f430-54b6-4c7a-953b-d17b5a2bf9f2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_c3782aaa-1329-4895-b277-452ea366e7c4" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_14d083d1-2ef0-4b16-a3b6-70c732361248" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_c3782aaa-1329-4895-b277-452ea366e7c4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_pnc_OtherNoninterestExpenseExcludingDepreciationAndAmortization_2f704aad-072c-48e6-8a2a-33ca210c2c83" xlink:href="pnc-20220331.xsd#pnc_OtherNoninterestExpenseExcludingDepreciationAndAmortization"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_14d083d1-2ef0-4b16-a3b6-70c732361248" xlink:to="loc_pnc_OtherNoninterestExpenseExcludingDepreciationAndAmortization_2f704aad-072c-48e6-8a2a-33ca210c2c83" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperations_5ea92ece-677b-4a21-ade9-fdae050ee36e" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperations"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToNoncontrollingEntity_d2e65acf-799c-4ba9-8a1a-8a3df1644dd1" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsAttributableToNoncontrollingEntity"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperations_5ea92ece-677b-4a21-ade9-fdae050ee36e" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsAttributableToNoncontrollingEntity_d2e65acf-799c-4ba9-8a1a-8a3df1644dd1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_1dd8440b-74b5-47ce-9b4b-a56664a0cf19" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperations_5ea92ece-677b-4a21-ade9-fdae050ee36e" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_1dd8440b-74b5-47ce-9b4b-a56664a0cf19" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
