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Loans and Related Allowance for Credit Losses (Credit Quality Indicators for Automobile, Credit Card, Education and Other Consumer Loan Classes) (Details) - USD ($) $ in Millions | Sep. 30, 2022 | Dec. 31, 2021
--- | --- | ---
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Total loans, net | [1] | $ 315,400 | $ 288,372
Automobile | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 4,000 | 6,612
Year two |  | 4,847 | 3,403
Year three |  | 2,320 | 3,765
Year four |  | 2,396 | 1,874
Year five |  | 1,073 | 738
Prior |  | 389 | 243
Total loans, net |  | 15,025 | 16,635
Automobile | Greater than or equal to 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 1,984 | 3,247
Year two |  | 2,327 | 1,496
Year three |  | 1,041 | 1,380
Year four |  | 887 | 533
Year five |  | 301 | 226
Prior |  | 111 | 79
Total loans, net |  | 6,651 | 6,961
Automobile | 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 1,277 | 2,119
Year two |  | 1,503 | 983
Year three |  | 649 | 1,030
Year four |  | 635 | 499
Year five |  | 277 | 195
Prior |  | 100 | 62
Total loans, net |  | 4,441 | 4,888
Automobile | 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 622 | 969
Year two |  | 728 | 609
Year three |  | 388 | 772
Year four |  | 470 | 413
Year five |  | 229 | 155
Prior |  | 79 | 44
Total loans, net |  | 2,516 | 2,962
Automobile | Less than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 117 | 277
Year two |  | 289 | 315
Year three |  | 242 | 583
Year four |  | 404 | 429
Year five |  | 266 | 162
Prior |  | 99 | 58
Total loans, net |  | 1,417 | 1,824
Credit card | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 6,715 | 6,564
Revolving Loans Converted to Term |  | 59 | 62
Total loans, net |  | 6,774 | 6,626
Credit card | Greater than or equal to 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,835 | 1,815
Revolving Loans Converted to Term |  | 2 | 2
Total loans, net |  | 1,837 | 1,817
Credit card | 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,945 | 1,836
Revolving Loans Converted to Term |  | 7 | 9
Total loans, net |  | 1,952 | 1,845
Credit card | 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,876 | 1,856
Revolving Loans Converted to Term |  | 15 | 19
Total loans, net |  | 1,891 | 1,875
Credit card | Less than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 952 | 943
Revolving Loans Converted to Term |  | 32 | 29
Total loans, net |  | 984 | 972
Credit card | No FICO score available or required | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 107 | 114
Revolving Loans Converted to Term |  | 3 | 3
Total loans, net |  | 110 | 117
Education |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 68 | 76
Year two |  | 100 | 109
Year three |  | 94 | 134
Year four |  | 112 | 107
Year five |  | 90 | 78
Prior |  | 1,823 | 2,029
Total loans, net |  | 2,287 | 2,533
Education | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 68 | 76
Year two |  | 100 | 109
Year three |  | 94 | 134
Year four |  | 112 | 107
Year five |  | 90 | 78
Prior |  | 611 | 651
Total loans, net |  | 1,075 | 1,155
Education | Greater than or equal to 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 18 | 37
Year two |  | 55 | 60
Year three |  | 51 | 77
Year four |  | 63 | 62
Year five |  | 52 | 48
Prior |  | 373 | 392
Total loans, net |  | 612 | 676
Education | 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 20 | 20
Year two |  | 28 | 29
Year three |  | 25 | 37
Year four |  | 31 | 30
Year five |  | 25 | 21
Prior |  | 151 | 160
Total loans, net |  | 280 | 297
Education | 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 12 | 7
Year two |  | 8 | 9
Year three |  | 8 | 11
Year four |  | 10 | 11
Year five |  | 9 | 7
Prior |  | 64 | 73
Total loans, net |  | 111 | 118
Education | Less than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 2 | 1
Year two |  | 1 | 1
Year three |  | 1 | 2
Year four |  | 2 | 2
Year five |  | 2 | 2
Prior |  | 22 | 25
Total loans, net |  | 30 | 33
Education | No FICO score available or required | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 16 | 11
Year two |  | 8 | 10
Year three |  | 9 | 7
Year four |  | 6 | 2
Year five |  | 2 |
Prior |  | 1 | 1
Total loans, net |  | 42 | 31
Education | Other internal credit metrics |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Prior |  | 1,212 | 1,378
Total loans, net |  | 1,212 | 1,378
Other consumer |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 691 | 776
Year two |  | 482 | 541
Year three |  | 316 | 575
Year four |  | 329 | 274
Year five |  | 119 | 75
Prior |  | 87 | 116
Revolving Loans |  | 3,235 | 3,347
Revolving Loans Converted to Term |  | 34 | 23
Total loans, net |  | 5,293 | 5,727
Other consumer | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 613 | 689
Year two |  | 438 | 510
Year three |  | 277 | 540
Year four |  | 270 | 251
Year five |  | 111 | 53
Prior |  | 56 | 68
Revolving Loans |  | 285 | 392
Revolving Loans Converted to Term |  | 9 | 2
Total loans, net |  | 2,059 | 2,505
Other consumer | Greater than or equal to 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 176 | 199
Year two |  | 118 | 131
Year three |  | 68 | 123
Year four |  | 59 | 47
Year five |  | 20 | 12
Prior |  | 22 | 32
Revolving Loans |  | 51 | 95
Revolving Loans Converted to Term |  | 2 | 1
Total loans, net |  | 516 | 640
Other consumer | 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 240 | 250
Year two |  | 149 | 172
Year three |  | 84 | 167
Year four |  | 80 | 68
Year five |  | 28 | 15
Prior |  | 16 | 19
Revolving Loans |  | 93 | 125
Revolving Loans Converted to Term |  | 2 |
Total loans, net |  | 692 | 816
Other consumer | 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 182 | 190
Year two |  | 122 | 145
Year three |  | 83 | 165
Year four |  | 83 | 82
Year five |  | 37 | 16
Prior |  | 11 | 11
Revolving Loans |  | 96 | 122
Revolving Loans Converted to Term |  | 3 |
Total loans, net |  | 617 | 731
Other consumer | Less than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 15 | 50
Year two |  | 49 | 62
Year three |  | 42 | 85
Year four |  | 48 | 54
Year five |  | 26 | 10
Prior |  | 7 | 6
Revolving Loans |  | 45 | 50
Revolving Loans Converted to Term |  | 2 | 1
Total loans, net |  | 234 | 318
Other consumer | Other internal credit metrics |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 78 | 87
Year two |  | 44 | 31
Year three |  | 39 | 35
Year four |  | 59 | 23
Year five |  | 8 | 22
Prior |  | 31 | 48
Revolving Loans |  | 2,950 | 2,955
Revolving Loans Converted to Term |  | 25 | 21
Total loans, net |  | $ 3,234 | $ 3,222
[1] | Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $1.1 billion, Loans held for investment of $1.3 billion and Other assets of $0.1 billion at September 30, 2022. Comparable amounts at December 31, 2021 were $1.9 billion, $1.5 billion and $0.1 billion, respectively.

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