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Loans and Related Allowance for Credit Losses (Credit Quality Indicators for Automobile, Credit Card, Education and Other Consumer Loan Classes) (Details) - USD ($) $ in Millions | Dec. 31, 2022 | Dec. 31, 2021
--- | --- | ---
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Total loans, net | [1] | $ 326,025 | $ 288,372
Automobile | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 5,139 | 6,612
Year two |  | 4,424 | 3,403
Year three |  | 2,054 | 3,765
Year four |  | 2,067 | 1,874
Year five |  | 878 | 738
Prior |  | 274 | 243
Total loans, net |  | 14,836 | 16,635
Automobile | FICO Score, Greater Than Or Equal To 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 2,390 | 3,247
Year two |  | 2,162 | 1,496
Year three |  | 922 | 1,380
Year four |  | 760 | 533
Year five |  | 241 | 226
Prior |  | 75 | 79
Total loans, net |  | 6,550 | 6,961
Automobile | FICO Score, 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 1,702 | 2,119
Year two |  | 1,312 | 983
Year three |  | 561 | 1,030
Year four |  | 538 | 499
Year five |  | 222 | 195
Prior |  | 69 | 62
Total loans, net |  | 4,404 | 4,888
Automobile | FICO Score, 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 854 | 969
Year two |  | 660 | 609
Year three |  | 341 | 772
Year four |  | 401 | 413
Year five |  | 187 | 155
Prior |  | 56 | 44
Total loans, net |  | 2,499 | 2,962
Automobile | FICO Score, Less Than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 193 | 277
Year two |  | 290 | 315
Year three |  | 230 | 583
Year four |  | 368 | 429
Year five |  | 228 | 162
Prior |  | 74 | 58
Total loans, net |  | 1,383 | 1,824
Credit card | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 7,010 | 6,564
Revolving Loans Converted to Term |  | 59 | 62
Total loans, net |  | 7,069 | 6,626
Credit card | FICO Score, Greater Than Or Equal To 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,954 | 1,815
Revolving Loans Converted to Term |  | 2 | 2
Total loans, net |  | 1,956 | 1,817
Credit card | FICO Score, 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,994 | 1,836
Revolving Loans Converted to Term |  | 6 | 9
Total loans, net |  | 2,000 | 1,845
Credit card | FICO Score, 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,957 | 1,856
Revolving Loans Converted to Term |  | 13 | 19
Total loans, net |  | 1,970 | 1,875
Credit card | FICO Score, Less Than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 1,001 | 943
Revolving Loans Converted to Term |  | 35 | 29
Total loans, net |  | 1,036 | 972
Credit card | No FICO Score Available Or Required | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Revolving Loans |  | 104 | 114
Revolving Loans Converted to Term |  | 3 | 3
Total loans, net |  | 107 | 117
Education |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 126 | 76
Year two |  | 97 | 109
Year three |  | 88 | 134
Year four |  | 105 | 107
Year five |  | 85 | 78
Prior |  | 1,672 | 2,029
Total loans, net |  | 2,173 | 2,533
Education | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 126 | 76
Year two |  | 97 | 109
Year three |  | 88 | 134
Year four |  | 105 | 107
Year five |  | 85 | 78
Prior |  | 584 | 651
Total loans, net |  | 1,085 | 1,155
Education | FICO Score, Greater Than Or Equal To 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 42 | 37
Year two |  | 53 | 60
Year three |  | 48 | 77
Year four |  | 61 | 62
Year five |  | 51 | 48
Prior |  | 357 | 392
Total loans, net |  | 612 | 676
Education | FICO Score, 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 39 | 20
Year two |  | 27 | 29
Year three |  | 24 | 37
Year four |  | 30 | 30
Year five |  | 24 | 21
Prior |  | 143 | 160
Total loans, net |  | 287 | 297
Education | FICO Score, 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 21 | 7
Year two |  | 8 | 9
Year three |  | 8 | 11
Year four |  | 9 | 11
Year five |  | 8 | 7
Prior |  | 59 | 73
Total loans, net |  | 113 | 118
Education | FICO Score, Less Than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 4 | 1
Year two |  | 1 | 1
Year three |  | 1 | 2
Year four |  | 2 | 2
Year five |  | 2 | 2
Prior |  | 24 | 25
Total loans, net |  | 34 | 33
Education | No FICO Score Available Or Required | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 20 | 11
Year two |  | 8 | 10
Year three |  | 7 | 7
Year four |  | 3 | 2
Year five |  |  |
Prior |  | 1 | 1
Total loans, net |  | 39 | 31
Education | Other Internal Credit Metrics |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Prior |  | 1,088 | 1,378
Total loans, net |  | 1,088 | 1,378
Other consumer |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 912 | 776
Year two |  | 420 | 541
Year three |  | 266 | 575
Year four |  | 248 | 274
Year five |  | 89 | 75
Prior |  | 76 | 116
Revolving Loans |  | 2,995 | 3,347
Revolving Loans Converted to Term |  | 20 | 23
Total loans, net |  | 5,026 | 5,727
Other consumer | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 787 | 689
Year two |  | 377 | 510
Year three |  | 226 | 540
Year four |  | 214 | 251
Year five |  | 82 | 53
Prior |  | 47 | 68
Revolving Loans |  | 275 | 392
Revolving Loans Converted to Term |  | 8 | 2
Total loans, net |  | 2,016 | 2,505
Other consumer | FICO Score, Greater Than Or Equal To 780 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 224 | 199
Year two |  | 97 | 131
Year three |  | 53 | 123
Year four |  | 46 | 47
Year five |  | 14 | 12
Prior |  | 18 | 32
Revolving Loans |  | 47 | 95
Revolving Loans Converted to Term |  | 2 | 1
Total loans, net |  | 501 | 640
Other consumer | FICO Score, 720 to 779 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 302 | 250
Year two |  | 122 | 172
Year three |  | 68 | 167
Year four |  | 62 | 68
Year five |  | 20 | 15
Prior |  | 15 | 19
Revolving Loans |  | 89 | 125
Revolving Loans Converted to Term |  | 2 |
Total loans, net |  | 680 | 816
Other consumer | FICO Score, 660 to 719 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 229 | 190
Year two |  | 110 | 145
Year three |  | 68 | 165
Year four |  | 66 | 82
Year five |  | 28 | 16
Prior |  | 8 | 11
Revolving Loans |  | 95 | 122
Revolving Loans Converted to Term |  | 2 |
Total loans, net |  | 606 | 731
Other consumer | FICO Score, Less Than 660 | Using FICO Credit Metric |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 32 | 50
Year two |  | 48 | 62
Year three |  | 37 | 85
Year four |  | 40 | 54
Year five |  | 20 | 10
Prior |  | 6 | 6
Revolving Loans |  | 44 | 50
Revolving Loans Converted to Term |  | 2 | 1
Total loans, net |  | 229 | 318
Other consumer | Other Internal Credit Metrics |  |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |  |
Year one |  | 125 | 87
Year two |  | 43 | 31
Year three |  | 40 | 35
Year four |  | 34 | 23
Year five |  | 7 | 22
Prior |  | 29 | 48
Revolving Loans |  | 2,720 | 2,955
Revolving Loans Converted to Term |  | 12 | 21
Total loans, net |  | $ 3,010 | $ 3,222
[1] | Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $0.9 billion, Loans of $1.3 billion and Other assets of $0.1 billion at December 31, 2022 and Loans held for sale of $1.9 billion, Loans of $1.5 billion and Other assets of $0.1 billion at December 31, 2021.

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