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Commitments (Tables)

12 Months Ended

Dec. 31, 2023

Commitments and Guarantees [Abstract]

Commitments to Extend Credit and Other Commitments

The following table presents our outstanding commitments to extend credit along with other commitments as of December 31, 2023 and 2022.

Table 71: Commitments to Extend Credit and Other Commitments


In millions	December 31, 2023		December 31, 2022
Commitments to extend credit
Commercial	$	203,080	$	198,542
Home equity	23,970		22,783
Credit card	33,978		33,066
Other	7,363		7,337
Total commitments to extend credit	268,391		261,728
Net outstanding standby letters of credit (a)	10,913		10,575
Standby bond purchase agreements (b)	1,078		1,208
Other commitments (c)	4,386		3,661
Total commitments to extend credit and other commitments	$	284,768	$	277,172

(a)Net outstanding standby letters of credit include $3.9 billion and $3.6 billion at December 31, 2023 and 2022, respectively, which support remarketing programs.

(b)We enter into standby bond purchase agreements to support municipal bond obligations.

(c)Includes $2.1 billion and $2.2 billion related to investments in qualified affordable housing projects at December 31, 2023 and 2022, respectively.