XML 146 R51.htm IDEA: XBRL DOCUMENT
v3.24.2.u1

Loans and Related Allowance for Credit Losses (Modified, Amortized Cost Basis) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 1,326 | $ 869 | $ 2,233 | $ 1,275
% of Loan Class | 0.41% | 0.27% | 0.69% | 0.40%
Unfunded lending related commitments | $ 300 | $ 100 | $ 300 | $ 100
Principal Forgiveness |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  |  | 1
Interest Rate Reduction |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 18 | 1 | 18 | 1
Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 827 | 595 | 1,502 | 927
Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 129 | 97 | 171 | 148
Repayment Plan |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 22 | 21 | 42 | 36
Payment Delay and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 149 |  | 257 |
Interest Rate Reduction and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 103 | 1 | 113 | 2
Interest Rate Reduction and Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  | 15 |
Other |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 78 | 154 | 115 | 160
Commercial and industrial | Principal Forgiveness |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  |  | 1
Commercial and industrial | Interest Rate Reduction |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 120 |  | 145 |
Commercial and industrial | Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 539 | 366 | 941 | 432
Commercial and industrial | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 159 | 59 | 207 | 72
Commercial real estate | Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 538 | 228 | 927 | 493
Commercial real estate | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 84 |  | 173 |
Residential real estate | Interest Rate Reduction |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 1 | 2 | 1 | 3
Residential real estate | Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 1 | 1 | 1 | 2
Residential real estate | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 30 | 35 | 55 | 72
Home equity | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 5 | 3 | 8 | 4
Education | Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 1 | 1 | 3 | 2
Total commercial |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 1,256 | $ 800 | $ 2,106 | $ 1,149
% of Loan Class | 0.57% | 0.36% | 0.95% | 0.52%
Total commercial | Principal Forgiveness |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  |  | $ 1
Total commercial | Interest Rate Reduction |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 18 |  | $ 18 |
Total commercial | Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 826 | $ 594 | 1,499 | 925
Total commercial | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 94 | 59 | 108 | 72
Total commercial | Payment Delay and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 149 |  | 257 |
Total commercial | Interest Rate Reduction and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 102 |  | 112 |
Total commercial | Interest Rate Reduction and Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  | 15 |
Total commercial | Other |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 67 | 147 | 97 | 151
Total commercial | Commercial and industrial |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 718 | $ 512 | $ 1,154 | $ 596
% of Loan Class | 0.40% | 0.29% | 0.65% | 0.34%
Total commercial | Commercial and industrial | Principal Forgiveness |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  |  | $ 1
Total commercial | Commercial and industrial | Interest Rate Reduction |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 18 |  | $ 18 |
Total commercial | Commercial and industrial | Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 372 | $ 366 | 720 | 432
Total commercial | Commercial and industrial | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 94 | 59 |  | 72
Total commercial | Commercial and industrial | Payment Deferral, Adjustment |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  | 83 |
Total commercial | Commercial and industrial | Payment Delay and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 65 |  | 109 |
Total commercial | Commercial and industrial | Interest Rate Reduction and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 102 |  | 112 |
Total commercial | Commercial and industrial | Interest Rate Reduction and Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  | 15 |
Total commercial | Commercial and industrial | Other |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 67 | 87 | 97 | 91
Total commercial | Commercial real estate |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 538 | $ 288 | $ 952 | $ 553
% of Loan Class | 1.52% | 0.80% | 2.68% | 1.54%
Total commercial | Commercial real estate | Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 454 | $ 228 | $ 779 | $ 493
Total commercial | Commercial real estate | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  | 25 |
Total commercial | Commercial real estate | Payment Delay and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 84 |  | 148 |
Total commercial | Commercial real estate | Other |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  | 60 |  | 60
Total consumer |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 70 | $ 69 | $ 127 | $ 126
% of Loan Class | 0.07% | 0.07% | 0.13% | 0.12%
Total consumer | Interest Rate Reduction |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  | $ 1 |  | $ 1
Total consumer | Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 1 | 1 | $ 3 | 2
Total consumer | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 35 | 38 | 63 | 76
Total consumer | Repayment Plan |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 22 | 21 | 42 | 36
Total consumer | Interest Rate Reduction and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 1 | 1 | 1 | 2
Total consumer | Other |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 11 | 7 | 18 | 9
Total consumer | Residential real estate |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 36 | $ 39 | $ 64 | $ 78
% of Loan Class | 0.08% | 0.08% | 0.14% | 0.17%
Total consumer | Residential real estate | Interest Rate Reduction |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  | $ 1 |  | $ 1
Total consumer | Residential real estate | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 30 | 35 | $ 55 | 72
Total consumer | Residential real estate | Interest Rate Reduction and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 1 | 1 | 1 | 2
Total consumer | Residential real estate | Other |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 5 | 2 | 8 | 3
Total consumer | Home equity |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 12 | $ 10 | $ 20 | $ 15
% of Loan Class | 0.05% | 0.04% | 0.08% | 0.06%
Total consumer | Home equity | Payment Delay |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 5 | $ 3 | $ 8 | $ 4
Total consumer | Home equity | Repayment Plan |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 1 | 2 | 2 | 5
Total consumer | Home equity | Interest Rate Reduction and Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  |  |  |
Total consumer | Home equity | Other |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | 6 | 5 | 10 | 6
Total consumer | Credit card |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 21 | $ 18 | $ 39 | $ 30
% of Loan Class | 0.31% | 0.25% | 0.57% | 0.42%
Total consumer | Credit card | Repayment Plan |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 21 | $ 18 | $ 39 | $ 30
Total consumer | Education |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 1 | $ 1 | $ 3 | $ 2
% of Loan Class | 0.06% | 0.05% | 0.17% | 0.10%
Total consumer | Education | Term Extension |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified | $ 1 | $ 1 | $ 3 | $ 2
Total consumer | Other consumer |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  | $ 1 | $ 1 | $ 1
% of Loan Class |  | 0.02% | 0.02% | 0.02%
Total consumer | Other consumer | Repayment Plan |  |  |  |
Financing Receivable [Line Items] |  |  |  |
Amortized cost basis, modified |  | $ 1 | $ 1 | $ 1

X
- Definition Amortized cost excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Percentage, excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 34 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-34 Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 33 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-33 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationsLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of commitment to lend additional funds to debtor experiencing financial difficulty for which creditor has modified terms of financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481746/310-40-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 36 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-36 + Details
Name: | us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_PrincipalForgivenessMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ContractualInterestRateReductionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_PaymentDeferralMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=pnc_RepaymentPlansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=pnc_PaymentDeferralAndTermExtensionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityAndInterestRateReductionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=pnc_PaymentDeferralAndExtendedMaturityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=pnc_ModifiedOtherMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=pnc_CommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=pnc_EducationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=pnc_PaymentDeferralAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=pnc_OtherConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |