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v3.24.3

Loans and Related Allowance for Credit Losses (Rollforward of Allowance for Credit Losses of Loans and Leases) (Details) - USD ($) $ in Millions | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 4,636 | $ 4,737 | $ 4,791 | $ 4,741 | $ 4,741
Charge-offs | (376) | (233) | (1,081) | (808) |
Recoveries | 90 | 112 | 290 | 298 |
Net (charge-offs) | (286) | (121) | (791) | (510) |
Provision for credit losses | 235 | 153 | 586 | 571 |
Other | 4 | (2) | 3 |  |
Ending balance | 4,589 | 4,767 | 4,589 | 4,767 | 4,791
Off-Balance Sheet, Credit Loss, Liability [Roll Forward] |  |  |  |  |
Beginning balance | 717 | 663 | 663 | 694 | 694
Provision for (recapture of) credit losses | 7 | (23) | 61 | (54) |
Other | 1 |  | 1 |  |
Ending balance | 725 | 640 | 725 | 640 | 663
Allowance for credit loss | 5,314 | 5,407 | 5,314 | 5,407 | 5,500
Allowances for investment securities and other financial assets | 111 | 131 | 111 | 131 |
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | (35) | (35)
Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 4,636 | 4,737 | 4,791 | 4,706 | 4,706
Ending balance |  |  |  |  | 4,791
Total commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,243 | 3,142 | 3,259 | 3,114 | 3,114
Charge-offs | (200) | (72) | (546) | (327) | (442)
Recoveries | 28 | 49 | 103 | 110 |
Net (charge-offs) | (172) | (23) | (443) | (217) |
Provision for credit losses | 151 | 105 | 408 | 325 |
Other | 4 | (2) | 2 |  |
Ending balance | 3,226 | 3,222 | 3,226 | 3,222 | 3,259
Off-Balance Sheet, Credit Loss, Liability [Roll Forward] |  |  |  |  |
Beginning balance | 581 | 555 | 545 | 613 | 613
Provision for (recapture of) credit losses | (2) | (22) | 34 | (80) |
Other | 1 |  | 1 |  |
Ending balance | 580 | 533 | 580 | 533 | 545
Allowance for credit loss | 3,806 | 3,755 | 3,806 | 3,755 |
Total commercial | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,243 | 3,142 | 3,259 | 3,114 | 3,114
Ending balance |  |  |  |  | 3,259
Total consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,393 | 1,595 | 1,532 | 1,627 | 1,627
Charge-offs | (176) | (161) | (535) | (481) |
Recoveries | 62 | 63 | 187 | 188 |
Net (charge-offs) | (114) | (98) | (348) | (293) |
Provision for credit losses | 84 | 48 | 178 | 246 |
Other |  |  | 1 |  |
Ending balance | 1,363 | 1,545 | 1,363 | 1,545 | 1,532
Off-Balance Sheet, Credit Loss, Liability [Roll Forward] |  |  |  |  |
Beginning balance | 136 | 108 | 118 | 81 | 81
Provision for (recapture of) credit losses | 9 | (1) | 27 | 26 |
Other |  |  |  |  |
Ending balance | 145 | 107 | 145 | 107 | 118
Allowance for credit loss | 1,508 | 1,652 | 1,508 | 1,652 |
Total consumer | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 1,393 | $ 1,595 | $ 1,532 | $ 1,592 | 1,592
Ending balance |  |  |  |  | $ 1,532

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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