XML 103 R67.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans and Related Allowance for Credit Losses (Analysis of Loan Portfolio) (Details) - USD ($)
$ in Millions
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans [1] $ 316,467 $ 321,508
Percentage of total loans, past due 100.00% 100.00%
Accrued interest on loan portfolio $ 1,300 $ 1,500
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration] Other Other
Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans $ 1,000 $ 1,000
Collateral Pledged    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 1,600 1,400
Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans $ 1,382 $ 1,384
Percentage of total loans, past due 0.44% 0.43%
Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans $ 312,223 $ 317,359
Percentage of total loans, past due 98.66% 98.71%
30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans $ 697 $ 685
Percentage of total loans, past due 0.22% 0.21%
60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans $ 288 $ 270
Percentage of total loans, past due 0.09% 0.08%
90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans $ 397 $ 429
Percentage of total loans, past due 0.13% 0.13%
Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans $ 2,326 $ 2,180
Percentage of total loans, past due 0.73% 0.68%
Fair Value Option Nonaccrual Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Nonaccrual loans $ 536 $ 585
Percentage of total loans, nonaccrual, past due 0.17% 0.18%
Residential real estate    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans $ 46,415 $ 47,544
Residential real estate | Government insured or guaranteed loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 620 653
Home equity    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 25,991 26,150
Education    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 1,636 1,945
Other consumer    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 4,027 4,271
Commercial    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 216,164 219,558
Commercial | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 370 290
Commercial | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 214,332 217,961
Commercial | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 225 152
Commercial | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 73 53
Commercial | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 72 85
Commercial | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 1,462 1,307
Commercial | Commercial and industrial    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 175,790 177,580
Commercial | Commercial and industrial | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 274 225
Commercial | Commercial and industrial | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 174,988 176,796
Commercial | Commercial and industrial | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 159 104
Commercial | Commercial and industrial | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 43 45
Commercial | Commercial and industrial | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 72 76
Commercial | Commercial and industrial | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 528 559
Commercial | Commercial real estate    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 33,619 35,436
Commercial | Commercial real estate | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 43 16
Commercial | Commercial real estate | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 32,657 34,685
Commercial | Commercial real estate | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 25 7
Commercial | Commercial real estate | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 18
Commercial | Commercial real estate | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 9
Commercial | Commercial real estate | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 919 735
Commercial | Equipment lease financing    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 6,755 6,542
Commercial | Equipment lease financing | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 53 49
Commercial | Equipment lease financing | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 6,687 6,480
Commercial | Equipment lease financing | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 41 41
Commercial | Equipment lease financing | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 12 8
Commercial | Equipment lease financing | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans
Commercial | Equipment lease financing | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 15 13
Consumer    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 100,303 101,950
Consumer | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 1,012 1,094
Consumer | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 97,891 99,398
Consumer | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 472 533
Consumer | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 215 217
Consumer | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 325 344
Consumer | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 864 873
Consumer | Fair Value Option Nonaccrual Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Nonaccrual loans 536 585
Consumer | Residential real estate    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 46,415 47,544
Consumer | Residential real estate | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 528 575
Consumer | Residential real estate | Total Past Due | Government insured or guaranteed loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 300 300
Consumer | Residential real estate | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 45,134 46,159
Consumer | Residential real estate | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 234 282
Consumer | Residential real estate | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 106 101
Consumer | Residential real estate | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 188 192
Consumer | Residential real estate | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 278 294
Consumer | Residential real estate | Fair Value Option Nonaccrual Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Nonaccrual loans 475 516
Consumer | Home equity    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 25,991 26,150
Consumer | Home equity | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 97 90
Consumer | Home equity | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 25,351 25,533
Consumer | Home equity | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 71 63
Consumer | Home equity | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 26 27
Consumer | Home equity | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans
Consumer | Home equity | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 482 458
Consumer | Home equity | Fair Value Option Nonaccrual Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Nonaccrual loans 61 69
Consumer | Automobile    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 15,355 14,860
Consumer | Automobile | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 114 118
Consumer | Automobile | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 15,155 14,638
Consumer | Automobile | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 83 91
Consumer | Automobile | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 22 20
Consumer | Automobile | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 9 7
Consumer | Automobile | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 86 104
Consumer | Credit card    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 6,879 7,180
Consumer | Credit card | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 168 179
Consumer | Credit card | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 6,696 6,991
Consumer | Credit card | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 49 54
Consumer | Credit card | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 38 39
Consumer | Credit card | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 81 86
Consumer | Credit card | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 15 10
Consumer | Education    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 1,636 1,945
Consumer | Education | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 79 95
Consumer | Education | Total Past Due | Government insured or guaranteed loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 100 100
Consumer | Education | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 1,557 1,850
Consumer | Education | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 25 27
Consumer | Education | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 15 19
Consumer | Education | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 39 49
Consumer | Education | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans
Consumer | Other consumer    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 4,027 4,271
Consumer | Other consumer | Total Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 26 37
Consumer | Other consumer | Current or Less Than 30 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 3,998 4,227
Consumer | Other consumer | 30-59 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 10 16
Consumer | Other consumer | 60-89 Days Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 8 11
Consumer | Other consumer | 90 Days or More Past Due    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans 8 10
Consumer | Other consumer | Nonperforming Loans    
Financing Receivable. Recorded Investment, Past Due [Line Items]    
Total loans $ 3 $ 7
[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $0.8 billion, Loans of $1.2 billion and Other assets of $0.1 billion at December 31, 2024. Comparable amounts at December 31, 2023 were $0.7 billion, $1.2 billion and $0.1 billion, respectively.