XML 80 R55.htm IDEA: XBRL DOCUMENT
v3.25.2

Loans and Related Allowance for Credit Losses (Rollforward of Allowance for Credit Losses of Loans and Leases) (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 4,544 | $ 4,693 | $ 4,486 | $ 4,791 | $ 4,791
Charge-offs | (324) | (375) | (636) | (705) |
Recoveries | 126 | 113 | 233 | 200 |
Net (charge-offs) | (198) | (262) | (403) | (505) |
Provision for credit losses | 171 | 204 | 431 | 351 |
Other | 6 | 1 | 9 | (1) |
Ending balance | 4,523 | 4,636 | 4,523 | 4,636 | 4,486
Off-Balance Sheet, Credit Loss, Liability [Roll Forward] |  |  |  |  |
Beginning balance | 674 | 672 | 719 | 663 | 663
Provision for (recapture of) credit losses | 84 | 45 | 38 | 54 |
Other | 1 | 0 | 2 | 0 |
Ending balance | 759 | 717 | 759 | 717 | 719
Allowance for credit loss | 5,282 | 5,353 | 5,282 | 5,353 | 5,200
Allowances for investment securities and other financial assets | 88 | 112 | 88 | 112 |
Commercial Portfolio Segment |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,205 | 3,217 | 3,148 | 3,259 | 3,259
Charge-offs | (163) | (198) | (294) | (346) | (720)
Recoveries | 61 | 52 | 108 | 75 |
Net (charge-offs) | (102) | (146) | (186) | (271) |
Provision for credit losses | 121 | 172 | 259 | 257 |
Other | 6 | 0 | 9 | (2) |
Ending balance | 3,230 | 3,243 | 3,230 | 3,243 | 3,148
Off-Balance Sheet, Credit Loss, Liability [Roll Forward] |  |  |  |  |
Beginning balance | 528 | 528 | 580 | 545 | 545
Provision for (recapture of) credit losses | 87 | 53 | 34 | 36 |
Other | 1 | 0 | 2 | 0 |
Ending balance | 616 | 581 | 616 | 581 | 580
Allowance for credit loss | 3,846 | 3,824 | 3,846 | 3,824 |
Consumer Portfolio Segment |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,339 | 1,476 | 1,338 | 1,532 | 1,532
Charge-offs | (161) | (177) | (342) | (359) |
Recoveries | 65 | 61 | 125 | 125 |
Net (charge-offs) | (96) | (116) | (217) | (234) |
Provision for credit losses | 50 | 32 | 172 | 94 |
Other | 0 | 1 | 0 | 1 |
Ending balance | 1,293 | 1,393 | 1,293 | 1,393 | 1,338
Off-Balance Sheet, Credit Loss, Liability [Roll Forward] |  |  |  |  |
Beginning balance | 146 | 144 | 139 | 118 | 118
Provision for (recapture of) credit losses | (3) | (8) | 4 | 18 |
Other | 0 | 0 | 0 | 0 |
Ending balance | 143 | 136 | 143 | 136 | $ 139
Allowance for credit loss | $ 1,436 | $ 1,529 | $ 1,436 | $ 1,529 |

X
- Definition Debt Securities, Available-For-Sale And Held-To-Maturity, And Other Financial Assets, Allowance for Credit Loss + References No definition available. + Details
Name: | pnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityAndOtherFinancialAssetsAllowanceforCreditLoss
Namespace Prefix: | pnc_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Total allowance for credit losses related to loans, including the allowance for loan and lease losses and allowance for unfunded lending related commitments + References No definition available. + Details
Name: | pnc_FinancingReceivableAllowanceforCreditLossAndOffBalanceSheetCreditLossLiability
Namespace Prefix: | pnc_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Financing Receivable, Excluding Interest, Allowance for Credit Loss, Other Increase (Decrease) + References No definition available. + Details
Name: | pnc_FinancingReceivableExcludingInterestAllowanceForCreditLossOtherIncreaseDecrease
Namespace Prefix: | pnc_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Off-Balance-Sheet, Credit Loss, Liability, Other Credit Loss Expense (Reversal) + References No definition available. + Details
Name: | pnc_OffBalanceSheetCreditLossLiabilityOtherCreditLossExpenseReversal
Namespace Prefix: | pnc_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease (increase) in allowance for credit loss on financing receivable from writeoff (recovery). Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoffAfterRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147476148/220-40-50-22 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-2 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 460 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482454/460-10-45-1 + Details
Name: | us-gaap_OffBalanceSheetCreditLossLiability
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147476148/220-40-50-22 + Details
Name: | us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_OffBalanceSheetCreditLossLiabilityRollforward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |