XML 61 R48.htm IDEA: XBRL DOCUMENT v3.25.3
Loans and Related Allowance for Credit Losses (Commercial Lending Asset Quality Indicators) (Details) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total loans, net [1] $ 326,616   $ 326,616   $ 316,467
Gross charge-offs          
Total 284 $ 376 920 $ 1,081  
Commercial          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 27,440   27,440   27,243
Year two 22,021   22,021   21,946
Year three 17,290   17,290   28,948
Year four 23,806   23,806   9,106
Year five 6,941   6,941   6,922
Prior 25,380   25,380   24,723
Revolving Loans 104,181   104,181   96,705
Revolving Loans Converted to Term 316   316   571
Total loans, net 227,375   227,375   216,164
Gross charge-offs          
Year one     42   51
Year two     40   43
Year three     72   63
Year four     21   32
Year five     14   10
Prior     100   335
Revolving Loans     117   133
Revolving Loans Converted to Term     4   53
Total 116 $ 200 410 $ 546 720
Commercial | Commercial and industrial          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 24,073   24,073   22,906
Year two 17,456   17,456   14,693
Year three 11,005   11,005   18,899
Year four 15,617   15,617   5,876
Year five 4,741   4,741   4,738
Prior 13,284   13,284   11,850
Revolving Loans 103,704   103,704   96,257
Revolving Loans Converted to Term 316   316   571
Total loans, net 190,196   190,196   175,790
Gross charge-offs          
Year one     37   22
Year two     37   32
Year three     66   51
Year four     15   25
Year five     4   5
Prior     6   7
Revolving Loans     117   133
Revolving Loans Converted to Term     2   53
Total     284   328
Commercial | Commercial real estate          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 1,959   1,959   2,472
Year two 2,970   2,970   5,910
Year three 5,165   5,165   8,849
Year four 7,234   7,234   2,717
Year five 1,835   1,835   1,685
Prior 10,641   10,641   11,538
Revolving Loans 477   477   448
Revolving Loans Converted to Term 0   0   0
Total loans, net 30,281   30,281   33,619
Gross charge-offs          
Year one     5   28
Year two     0   5
Year three     1   0
Year four     0   2
Year five     7   1
Prior     86   322
Revolving Loans     0   0
Revolving Loans Converted to Term     2   0
Total     101   358
Commercial | Equipment lease financing          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 1,408   1,408   1,865
Year two 1,595   1,595   1,343
Year three 1,120   1,120   1,200
Year four 955   955   513
Year five 365   365   499
Prior 1,455   1,455   1,335
Revolving Loans 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net 6,898   6,898   6,755
Gross charge-offs          
Year one     0   1
Year two     3   6
Year three     5   12
Year four     6   5
Year five     3   4
Prior     8   6
Revolving Loans     0   0
Revolving Loans Converted to Term     0   0
Total     25   34
Pass Rated | Commercial | Commercial and industrial          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 23,619   23,619   22,145
Year two 16,615   16,615   13,815
Year three 10,408   10,408   17,043
Year four 14,371   14,371   5,275
Year five 4,306   4,306   4,594
Prior 12,809   12,809   11,270
Revolving Loans 98,833   98,833   91,389
Revolving Loans Converted to Term 243   243   522
Total loans, net 181,204   181,204   166,053
Pass Rated | Commercial | Commercial real estate          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 1,787   1,787   2,331
Year two 2,615   2,615   5,575
Year three 3,892   3,892   6,875
Year four 5,531   5,531   2,232
Year five 1,475   1,475   1,220
Prior 8,694   8,694   9,685
Revolving Loans 473   473   423
Revolving Loans Converted to Term 0   0   0
Total loans, net 24,467   24,467   28,341
Pass Rated | Commercial | Equipment lease financing          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 1,379   1,379   1,814
Year two 1,541   1,541   1,264
Year three 1,065   1,065   1,112
Year four 890   890   478
Year five 347   347   478
Prior 1,424   1,424   1,305
Revolving Loans 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net 6,646   6,646   6,451
Criticized | Commercial | Commercial and industrial          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 454   454   761
Year two 841   841   878
Year three 597   597   1,856
Year four 1,246   1,246   601
Year five 435   435   144
Prior 475   475   580
Revolving Loans 4,871   4,871   4,868
Revolving Loans Converted to Term 73   73   49
Total loans, net 8,992   8,992   9,737
Criticized | Commercial | Commercial real estate          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 172   172   141
Year two 355   355   335
Year three 1,273   1,273   1,974
Year four 1,703   1,703   485
Year five 360   360   465
Prior 1,947   1,947   1,853
Revolving Loans 4   4   25
Revolving Loans Converted to Term 0   0   0
Total loans, net 5,814   5,814   5,278
Criticized | Commercial | Equipment lease financing          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 29   29   51
Year two 54   54   79
Year three 55   55   88
Year four 65   65   35
Year five 18   18   21
Prior 31   31   30
Revolving Loans 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net $ 252   $ 252   $ 304
[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $0.9 billion, Loans held for investment of $1.1 billion and Other assets of $0.2 billion at September 30, 2025. Comparable amounts at December 31, 2024 were $0.8 billion, $1.2 billion and $0.1 billion, respectively.