<SEC-DOCUMENT>0001193125-24-282109.txt : 20241219
<SEC-HEADER>0001193125-24-282109.hdr.sgml : 20241219
<ACCEPTANCE-DATETIME>20241219172759
ACCESSION NUMBER:		0001193125-24-282109
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20241219
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20241219
DATE AS OF CHANGE:		20241219

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Arthur J. Gallagher & Co.
		CENTRAL INDEX KEY:			0000354190
		STANDARD INDUSTRIAL CLASSIFICATION:	INSURANCE AGENTS BROKERS & SERVICES [6411]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				362151613
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09761
		FILM NUMBER:		241564300

	BUSINESS ADDRESS:	
		STREET 1:		2850 GOLF ROAD
		CITY:			ROLLING MEADOWS
		STATE:			IL
		ZIP:			60008-4050
		BUSINESS PHONE:		630-773-3800

	MAIL ADDRESS:	
		STREET 1:		2850 GOLF ROAD
		CITY:			ROLLING MEADOWS
		STATE:			IL
		ZIP:			60008-4050

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ARTHUR J. GALLAGHER & CO.
		DATE OF NAME CHANGE:	20190819

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GALLAGHER ARTHUR J & CO
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d882725d8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns:dei="http://xbrl.sec.gov/dei/2024" xmlns:us-types="http://fasb.org/us-types/2024" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ajg="http://www.ajg.com/20241219" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>8-K</title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
   <body><div style="display:none"> <ix:header> <ix:hidden> <ix:nonNumeric name="dei:AmendmentFlag" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-320">false</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_EntityCentralIndexKey" name="dei:EntityCentralIndexKey" contextRef="duration_2024-12-19_to_2024-12-19">0000354190</ix:nonNumeric> </ix:hidden> <ix:references> <link:schemaRef xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xlink:type="simple" xlink:href="ajg-20241219.xsd" xlink:arcrole="http://www.xbrl.org/2003/linkbase"/> </ix:references> <ix:resources> <xbrli:context id="duration_2024-12-19_to_2024-12-19"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000354190</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2024-12-19</xbrli:startDate> <xbrli:endDate>2024-12-19</xbrli:endDate> </xbrli:period> </xbrli:context> </ix:resources> </ix:header> </div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">UNITED STATES</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">SECURITIES AND EXCHANGE COMMISSION</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Washington, D.C. 20549</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">Form <span style="white-space:nowrap"><ix:nonNumeric name="dei:DocumentType" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-331">8-K</ix:nonNumeric></span></p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">CURRENT REPORT</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Pursuant to Section 13 or 15(d)</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">of the Securities Exchange Act of 1934</p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="duration_2024-12-19_to_2024-12-19" format="ixt:datemonthdayyearen" id="ixv-332">December 19, 2024</ix:nonNumeric></p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Date of Report (Date of earliest event reported)</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:EntityRegistrantName" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-333">ARTHUR J. GALLAGHER &amp; CO.</ix:nonNumeric></p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Exact name of registrant as specified in its charter)</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" contextRef="duration_2024-12-19_to_2024-12-19" format="ixt-sec:stateprovnameen" id="ixv-334">Delaware</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><span style="white-space:nowrap"><ix:nonNumeric name="dei:EntityFileNumber" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-335">1-09761</ix:nonNumeric></span></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><span style="white-space:nowrap"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-336">36-2151613</ix:nonNumeric></span></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(State or other jurisdiction of</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">incorporation or organization)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Commission</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">File Number)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(I.R.S. Employer</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Identification Number)</p></td></tr></table> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-337">2850 Golf Road</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-338">Rolling Meadows</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" contextRef="duration_2024-12-19_to_2024-12-19" format="ixt-sec:stateprovnameen" id="ixv-339">Illinois</ix:nonNumeric> <ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-340">60008</ix:nonNumeric>, <span style="white-space:nowrap"><ix:nonNumeric name="dei:CityAreaCode" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-341">(630)</ix:nonNumeric>&#160;<ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-342">773-3800</ix:nonNumeric></span></p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Address, including zip code and telephone number, including area code, of registrant&#8217;s principal executive offices)</p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Not Applicable</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Former name or former address, if changed since last report)</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the <span style="white-space:nowrap">Form&#160;8-K</span> filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:WrittenCommunications" contextRef="duration_2024-12-19_to_2024-12-19" format="ixt-sec:boolballotbox" id="ixv-343">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Written communications pursuant to Rule&#160;425 under the Securities Act (17 CFR 230.425)</p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:SolicitingMaterial" contextRef="duration_2024-12-19_to_2024-12-19" format="ixt-sec:boolballotbox" id="ixv-344">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Soliciting material pursuant to <span style="white-space:nowrap">Rule&#160;14a-12</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14a-12)</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementTenderOffer" contextRef="duration_2024-12-19_to_2024-12-19" format="ixt-sec:boolballotbox" id="ixv-345">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to <span style="white-space:nowrap">Rule&#160;14d-2(b)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14d-2(b))</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" contextRef="duration_2024-12-19_to_2024-12-19" format="ixt-sec:boolballotbox" id="ixv-346">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to <span style="white-space:nowrap">Rule&#160;13e-4(c)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.13e-4(c))</span></p></td></tr></table> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities registered pursuant to Section&#160;12(b) of the Act:</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Title of each class</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Trading</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Symbol(s)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Name of each exchange</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">on which registered</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:Security12bTitle" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-347">Common Stock, $1.00 par value</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-348">AJG</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2024-12-19_to_2024-12-19" format="ixt-sec:exchnameen" id="ixv-349">New York Stock Exchange</ix:nonNumeric></td></tr></table> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule&#160;405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or <span style="white-space:nowrap">Rule&#160;12b-2</span> of the Securities Exchange Act of 1934 <span style="white-space:nowrap">(&#167;240.12b-2</span> of this chapter).</p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Emerging growth company&#8194;<ix:nonNumeric name="dei:EntityEmergingGrowthCompany" contextRef="duration_2024-12-19_to_2024-12-19" format="ixt-sec:boolballotbox" id="ixv-350">&#9744;</ix:nonNumeric></p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#8194;&#9744;</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p></div></div>

<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%;clear:both"/>

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">

<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">Item&#8201;8.01.</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Other Events </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On December&#160;19, 2024, Arthur J. Gallagher&#160;&amp; Co. (the &#8220;<span style="text-decoration:underline">Company</span>&#8221;) closed the previously announced offering of $750,000,000 aggregate principal amount of its 4.600% Senior Notes due 2027 (the &#8220;<span style="text-decoration:underline">2027</span><span style="text-decoration:underline"></span><span style="text-decoration:underline">&#160;Notes</span>&#8221;), $750,000,000 aggregate principal amount of its 4.850% Senior Notes due 2029 (the &#8220;<span style="text-decoration:underline">2029</span><span style="text-decoration:underline"></span><span style="text-decoration:underline">&#160;Notes</span>&#8221;), $500,000,000 aggregate principal amount of its 5.000% Senior Notes due 2032 (the &#8220;<span style="text-decoration:underline">2032</span><span style="text-decoration:underline"></span><span style="text-decoration:underline">&#160;Notes</span>&#8221;), $1,500,000,000 aggregate principal amount of its 5.150% Senior Notes due 2035 (the &#8220;<span style="text-decoration:underline">2035</span><span style="text-decoration:underline"></span><span style="text-decoration:underline">&#160;Notes</span>&#8221;) and $1,500,000,000 aggregate principal amount of its 5.550% Senior Notes due 2055 (&#8220;<span style="text-decoration:underline">2055</span><span style="text-decoration:underline"></span><span style="text-decoration:underline">&#160;Notes</span>&#8221; and, together with the 2027&#160;Notes, the 2029&#160;Notes, the 2032&#160;Notes, and the 2035&#160;Notes, the &#8220;<span style="text-decoration:underline">Notes</span>&#8221;). </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Notes offering has been registered under the Securities Act of 1933, as amended, pursuant to a shelf registration statement on <span style="white-space:nowrap">Form&#160;S-3,</span> file <span style="white-space:nowrap">no.&#160;333-277002</span> (the &#8220;<span style="text-decoration:underline">Registration Statement</span>&#8221;), filed with the U.S.&#160;Securities and Exchange Commission (the &#8220;<span style="text-decoration:underline">SEC</span>&#8221;). The Notes have been issued pursuant to an indenture, dated as of May&#160;20, 2021 (the &#8220;<span style="text-decoration:underline">Indenture</span>&#8221;), by and between the Company and The Bank of New York Mellon Trust Company, N.A., as trustee (the &#8220;<span style="text-decoration:underline">Trustee</span>&#8221;), as modified and supplemented in respect of the Notes by an Officers&#8217; Certificate pursuant to the Indenture, dated as of December&#160;19, 2024 (the &#8220;<span style="text-decoration:underline">Officers&#8217; Certificate</span>&#8221;). The relevant terms of the Notes, the Indenture and the Officers&#8217; Certificate are further described under the caption &#8220;Description of Notes&#8221; in the prospectus supplement dated December&#160;10, 2024, filed with the SEC by the Company on December&#160;11, 2024. Such description is incorporated in this Item&#160;8.01 by reference. </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Officers&#8217; Certificate (including the forms of the Notes) is filed as Exhibit&#160;4.1 to this Current Report on <span style="white-space:nowrap">Form&#160;8-K</span> and incorporated herein by reference. The description of the Officers&#8217; Certificate (including the forms of the Notes) in this Current Report on <span style="white-space:nowrap">Form&#160;8-K</span> is a summary and is qualified in its entirety by the terms of the Officers&#8217; Certificate (including the form of the Notes). The Company is filing this Current Report on <span style="white-space:nowrap">Form&#160;8-K</span> in order to file with the SEC certain items that are to be incorporated by reference into the Registration Statement. The opinion of Gibson, Dunn&#160;&amp; Crutcher LLP relating to the validity of the Notes is filed herewith as Exhibit&#160;5.1. </p> <p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">Item&#8201;9.01</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Financial Statements and Exhibits </p></td></tr></table> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">


<tr>

<td/>

<td style="vertical-align:bottom;width:3%"/>
<td style="width:94%"/></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8194;4.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d882725dex41.htm">Officers&#8217; Certificate of the company pursuant to the Indenture, dated as of December&#160;19, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8194;4.2</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d882725dex41.htm">Form of 4.600% Senior Notes due 2027 (included in Exhibit 4.1). </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8194;4.3</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d882725dex41.htm">Form of 4.850% Senior Notes due 2029 (included in Exhibit 4.1). </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8194;4.4</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d882725dex41.htm">Form of 5.000% Senior Notes due 2032 (included in Exhibit 4.1). </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8194;4.5</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d882725dex41.htm">Form of 5.150% Senior Notes due 2035 (included in Exhibit 4.1). </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8194;4.6</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d882725dex41.htm">Form of 5.550% Senior Notes due 2055 (included in Exhibit 4.1). </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8194;5.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d882725dex51.htm">Opinion of Gibson, Dunn&#160;&amp; Crutcher LLP, dated December&#160;19, 2024. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">23.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d882725dex51.htm">Consent of Gibson, Dunn&#160;&amp; Crutcher LLP (included in Exhibit 5.1). </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">The cover page from this Current Report on Form <span style="white-space:nowrap">8-K,</span> formatted in Inline XBRL.</td></tr>
</table> <p style="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&#160;</p>
 <p style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center">2 </p>

</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%;clear:both"/>

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">SIGNATURES </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0">


<tr>

<td style="width:45%"/>

<td style="vertical-align:bottom;width:1%"/>
<td style="width:4%"/>

<td style="vertical-align:bottom"/>
<td style="width:3%"/>

<td style="vertical-align:bottom;width:1%"/>
<td style="width:45%"/></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td colspan="3" style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="3" style="vertical-align:bottom;white-space:nowrap"><span style="font-weight:bold">Arthur J. Gallagher&#160;&amp; Co.</span></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td style="height:12pt" colspan="2"/>
<td style="height:12pt" colspan="2"/>
<td style="height:12pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom">Date: December&#160;19, 2024</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">By:</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Walter D. Bay</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Walter D. Bay</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Vice President, General Counsel and Secretary</td></tr>
</table>
</div></div>

</body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.1
<SEQUENCE>2
<FILENAME>d882725dex41.htm
<DESCRIPTION>EX-4.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-4.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 4.1 </B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTHUR J. GALLAGHER&nbsp;&amp; CO. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>Officers&#146; Certificate pursuant to Sections 1.02, 2.01, 3.01 and 3.03 of the Indenture </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>December&nbsp;19, 2024 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to (i)&nbsp;Sections 1.02, 2.01, 3.01 and 3.03 of the Indenture, dated as of May 20, 2021 (the &#147;<U>Indenture</U>&#148;), by and
between Arthur J. Gallagher&nbsp;&amp; Co., a Delaware corporation (the &#147;<U>Company</U>&#148;), and The Bank of New York Mellon Trust Company, N.A. (the &#147;<U>Trustee</U>&#148;), and (ii) the resolutions duly adopted by the board of
directors of the Company, or a duly authorized committee thereof, at meetings duly called and held on March 8, 2021, October 26, 2021 and December 7, 2024 (collectively, the &#147;<U>Resolutions</U>&#148;), each of the undersigned, Douglas K.
Howell, in such undersigned&#146;s capacity as Vice President and Chief Financial Officer of the Company, and Seth Diehl, in such undersigned&#146;s capacity as Assistant Secretary and Associate General Counsel- Securities, Governance&nbsp;&amp;
Risk of the Company, does hereby certify that: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1. the Company shall create and issue: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) $750,000,000 aggregate principal amount of its 4.600% Senior Notes due 2027 (the &#147;<U>Notes due 2027</U>&#148;) with
the terms set forth in the form of Note attached hereto as <U>Schedule A</U> and the Indenture; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) $750,000,000 aggregate
principal amount of its 4.850% Senior Notes due 2029 (the &#147;<U>Notes due 2029</U>&#148;) with the terms set forth in the form of Note attached hereto as <U>Schedule B</U> and the Indenture; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) $500,000,000 aggregate principal amount of its 5.000% Senior Notes due 2032 (the &#147;<U>Notes due 2032</U>&#148;) with
the terms set forth in the form of Note attached hereto as <U>Schedule C</U> and the Indenture; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) $1,500,000,000
aggregate principal amount of its 5.150% Senior Notes due 2035 (the &#147;<U>Notes due 2035</U>&#148;) with the terms set forth in the form of Note attached hereto as <U>Schedule D</U> and the Indenture; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) $1,500,000,000 aggregate principal amount of its 5.550% Senior Notes due 2055 (the &#147;<U>Notes due 2055</U>&#148; and,
together with the Notes due 2027, Notes due 2029, Notes due 2032 and Notes due 2035, the &#147;<U>Notes</U>&#148;) with the terms set forth in the form of Note attached hereto as <U>Schedule E</U> and the Indenture; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2. each series of Notes shall be issued in the form of one or more Global Notes which shall represent, and shall be denominated in an aggregate
amount equal to the aggregate principal amount of, such series of Notes and shall be registered in the name of The Depository Trust Company or its nominee; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3. the Notes and the Trustee&#146;s Certificate of Authentication to be endorsed thereon are to be substantially in the form set forth in the
form of Note attached hereto; </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4. the corporate trust office of the Trustee in The City of Chicago, State of Illinois is
hereby designated and created as the agency of the Company in The City of Chicago, State of Illinois at which both the principal and the interest on the Notes are payable; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5. each undersigned has read the applicable provisions of the Indenture, including all covenants and conditions relating to the authentication
of Securities and the definitions relating thereto, and has made such examination or investigation of such corporate records and other documents as such undersigned has deemed necessary to enable such undersigned to express informed opinions as to
whether all such covenants and conditions have been complied with; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6. in the opinion of each undersigned, all conditions provided for
in the Indenture for the authentication of the Notes have been complied with. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Capitalized terms used herein that are not otherwise
defined shall have the meanings ascribed thereto in the Indenture or the Notes, as the case may be. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature page follows.] </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the undersigned have executed this certificate as of the date first
written above. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Douglas K. Howell</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Douglas K. Howell</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Vice President and Chief Financial Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Seth Diehl</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Name: Seth Diehl</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Assistant Secretary and Associate General Counsel-Securities, Governance&nbsp;&amp; Risk</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature Page to Officers&#146; Certificate pursuant to the Indenture] </I></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SCHEDULE A </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Form of Note due 2027 </B></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW
YORK CORPORATION (&#147;DTC&#148; OR THE &#147;DEPOSITARY&#148;), NEW YORK, NEW YORK, TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE&nbsp;&amp; CO. OR IN
SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE&nbsp;&amp; CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR
VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE&nbsp;&amp; CO., HAS AN INTEREST HEREIN. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THIS SECURITY
MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR
A NOMINEE OF SUCH SUCCESSOR DEPOSITARY, UNLESS AND UNTIL THIS SECURITY IS EXCHANGED IN WHOLE OR IN PART FOR SECURITIES IN DEFINITIVE FORM. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">No.&nbsp;[&#8195;&#8195;]</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">$[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CUSIP No.: 04316J AK5</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ISIN: &#8195;&#8195;&#8194;US04316JAK51</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Arthur J. Gallagher&nbsp;&amp; Co. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>4.600% Senior Notes due 2027 </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Arthur J.
Gallagher&nbsp;&amp; Co., a corporation duly organized and existing under the laws of the State of Delaware (the &#147;Company&#148;), for value received, hereby promises to pay to Cede&nbsp;&amp; Co., or registered assigns, the principal sum of
[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;] ($[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;]) on December 15, 2027, and to pay interest on said principal sum from December&nbsp;19, 2024, or from
the most recent interest payment date to which interest has been paid or duly provided for, semi-annually in arrears on June&nbsp;15 and December&nbsp;15 in each year, commencing June&nbsp;15, 2025, at the rate of 4.600% per annum until the
principal hereof shall have become due and payable, and on any overdue principal and (to the extent that payment of such interest is enforceable under applicable law) on any overdue installment of interest at the same rate per annum. The interest
installment so payable, and punctually paid or duly provided for, on any interest payment date shall, as provided in the Indenture hereinafter referred to, be paid to the person in whose name this Security (or one or more Predecessor Securities, as
defined in said Indenture) is registered at the close of business on the regular record date for such interest installment, which shall be the June 1 or December 1, as the case may be (whether or not a Business Day), next preceding such interest
payment date. Any such interest installment not so punctually paid or duly provided for shall forthwith cease to be payable to the registered holder on such regular record date, and may be paid to the person in whose name this Security (or one or
more Predecessor Securities) is registered at the close of business on a special record date to be fixed by the Trustee for the payment of such defaulted interest, notice whereof shall be given to the registered holders of this series of Securities
as provided in the Indenture, or may be paid at any time in any other lawful manner, all as more fully provided in the Indenture. Interest shall be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year comprised of twelve <FONT
STYLE="white-space:nowrap">30-day</FONT> months. If interest or principal is payable on a day that is not a Business Day, such payment shall be made on the next succeeding Business Day, as if made on the date such payment was due, and no interest
shall accrue on such payment for the period from and after such due date to the date of such payment on the next succeeding Business Day. The principal of and the interest on this Security shall be payable at the office or agency of the Company
maintained for that purpose in the City of Chicago, State of Illinois, in any coin or currency of the United States of America which at the time of payment is legal tender for payment of public and private debts; provided, however, that payment of
interest may be made at the option of the Company by check mailed to the registered holder at such address as shall appear in the Security Register. This Security shall not be entitled to any benefit under the Indenture, or be valid or become
obligatory for any purpose, until the certificate of authentication hereon shall have been signed by or on behalf of the Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As used herein,
&#147;Business Day&#148; means each Monday, Tuesday, Wednesday, Thursday and Friday which is not a day on which banking institutions in the Borough of Manhattan, New York City are authorized or obligated by law or executive order to close. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of this Security are continued on the reverse side hereof, and such continued provisions shall for all purposes have the same effect as though
fully set forth at this place. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company has caused this instrument to be executed. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">ARTHUR J. GALLAGHER&nbsp;&amp; CO.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Douglas K. Howell</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Vice President and Chief Financial Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Seth Diehl</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Assistant Secretary and Associate General Counsel-Securities, Governance&nbsp;&amp; Risk</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature Page Global Note due 2027] </I></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CERTIFICATE OF AUTHENTICATION </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This is one of the Securities of the series designated therein issued under the within-mentioned Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: December&nbsp;19, 2024 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Authorized Signatory</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature Page Global Note due 2027] </I></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(FORM OF REVERSE OF SECURITY) </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Security is one of a duly authorized series of Securities of the Company, all issued or to be issued in one or more series under and pursuant to an
Indenture dated as of May&nbsp;20, 2021, duly executed and delivered by the Company and The Bank of New York Mellon Trust Company, N.A., as trustee (the &#147;Trustee&#148;), as amended and supplemented (the &#147;Indenture&#148;), to which
Indenture reference is hereby made for a description of the rights, limitation of rights, obligations, duties and immunities thereunder of the Trustee, the Company and the holders of the Securities. By the terms of the Indenture, the Securities are
issuable in series which may vary as to amount, date of maturity, rate of interest and in other respects as in the Indenture provided. This Security is one of the series designated on the face hereof (the &#147;Securities&#148;) unlimited in
aggregate principal amount. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Beneficial interests in this global Security may be held in minimum denominations of $2,000 and integral multiples of $1,000
in excess of $2,000. This global Security shall be exchangeable for Securities in definitive form registered in the names of persons other than the Depository or its nominee only if the Depository notifies the Company that it is unwilling or unable
to continue as the Depositary or if at any time such Depositary is no longer registered as a clearing agency or in good standing under the Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), or other applicable statute and a
successor Depositary is not appointed by the Company within 90 days and the Company executes and delivers to the Trustee an Issuer Order that this global Security shall be so exchangeable. To the extent that this global Security is exchangeable
pursuant to the preceding sentence, it shall be exchangeable for Securities registered in such names as the Depositary shall direct. Securities represented by this global Security that may be exchanged for Securities in definitive form under the
circumstances described in this paragraph shall be exchangeable only for Securities in definitive form issued in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Notwithstanding any other provision herein, this
global Security may not be transferred except as a whole by the Depositary to a successor or to a nominee of such Depositary or its successor or by a nominee of such Depositary to such Depositary or its successor or to another nominee of such
Depositary or its successor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In case an Event of Default with respect to the Securities shall have occurred and be continuing, the principal of all of
the Securities may be declared, and upon such declaration shall become, due and payable, in the manner, with the effect and subject to the conditions provided in the Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of Section&nbsp;4.03 and Section&nbsp;4.04 of the Indenture are to apply to the Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture contains provisions permitting the Company and the Trustee, with the consent of the holders of not less than a majority in principal amount of
the Outstanding Securities of each series affected by such supplemental indenture, to enter into a supplemental indenture or indentures for the purpose of adding any provision to or changing in any manner or eliminating any of the provisions of the
Indenture or of modifying in any manner the rights of the holders of Securities of such series under the Indenture; <I>provided</I>, <I>however</I>, that no such supplemental indenture shall, without the consent of the holder of each Outstanding
Security affected thereby, (1)&nbsp;change the stated maturity of the principal of, or any installment of principal of or interest on, any Security, or reduce the principal amount thereof or the rate of interest thereon or any premium payable
thereon, or reduce the amount of the principal of the Security that would be due and payable upon a declaration of acceleration of the maturity thereof, or adversely affect any right of repayment at the option of the holder of any Security, or
reduce the amount of, or postpone the date fixed for, the payment of any sinking fund or analogous obligation, or impair the right to commence suit for the enforcement of any such payment on or after the stated maturity thereof (or, in the case of
redemption, on or after the Redemption Date), in each case other than the amendment or waiver in accordance with the terms of the Indenture of any covenant or related definition included pursuant to Section&nbsp;3.01 of the Indenture that provides
for an offer to repurchase any Securities of a series upon a sale of assets or change of control transaction, or (2)&nbsp;reduce the percentage in principal amount of the Outstanding Securities of any series, the consent of whose holders is required
for any such supplemental indenture, or the consent of whose holders is required for any waiver (of compliance with certain provisions of the Indenture or certain defaults hereunder and their consequences) provided for in the Indenture, or
(3)&nbsp;modify the percentage of Securities required to consent to any such supplemental indenture, except to increase any such percentage or to provide that certain other provisions of the Indenture cannot be modified or waived without the consent
of the holder of each Outstanding Security affected thereby. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture also contains provisions permitting the holders of not less than a majority in principal
amount of Outstanding Securities of any series to waive, on behalf of the holders of all the Securities of such series, any past default under the Indenture with respect to such series and its consequences, except a default (1)&nbsp;in the payment
of the principal of (or premium, if any) or interest on any Security of such series, or (2)&nbsp;in respect of a covenant or provision of the Indenture which cannot be modified or amended without the consent of the holder of each Outstanding
Security of such series affected. Upon any such waiver, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been cured, for every purpose under the Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No reference herein to the Indenture and no provision of this Security or of the Indenture shall alter or impair the obligation of the Company, which is
absolute and unconditional, to pay the principal of and interest on this Security at the times and place and at the rate and in the money herein prescribed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities are issuable as registered Securities without coupons. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities shall be in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Securities may be exchanged, upon
presentation thereof for that purpose, at the office or agency of the Company in the City of Chicago, State of Illinois, for other Securities of authorized denominations, and for a like aggregate principal amount and series, and upon payment of a
sum sufficient to cover any tax or other governmental charge in relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may be redeemed, in whole and not in part, at the option
of the Company, by providing notice of such redemption to the holders of the Securities, within 30 days following a Transaction Termination Event, at a redemption price equal to 101% of the aggregate principal amount of the Securities, plus accrued
and unpaid interest on the Securities, if any, to, but excluding, the redemption date. If within 30 days after the occurrence of a Transaction Termination Event, the Company elects not to redeem the Securities, or if the Company notifies holders of
its election to redeem the Securities within such <FONT STYLE="white-space:nowrap">30-day</FONT> period but does not consummate the redemption on the date fixed for such redemption, the interest rate on the Securities shall increase by 2.50%
beginning on (and including) the first day of the interest period following the interest period in which the Transaction Termination Event occurred until the maturity date of the Securities. If the interest rate on the Securities is increased as
described in this paragraph, the term &#147;interest,&#148; as used with respect to the Securities, shall be deemed to include any such additional interest unless the context otherwise requires. Neither the Trustee nor the Paying Agent shall be
responsible for monitoring whether the interest rate for the Securities has, or should have, increased, and in all cases, the Trustee shall be fully protected in relying upon notification by the Company to the Trustee of any such change in the
interest rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A Transaction Termination Event will have occurred if (1)&nbsp;on or prior to March&nbsp;9, 2026 (the &#147;Transaction Deadline&#148;),
(a) the acquisition by the Company of all of the issued and outstanding stock of Dolphin TopCo, Inc. (the &#147;Transaction&#148;) is not consummated, or (b)&nbsp;the Company has publicly announced that the Transaction will not be consummated; or
(2)&nbsp;if prior to the Transaction Deadline, the Stock Purchase Agreement, dated as of December&nbsp;7, 2024 (the &#147;Purchase Agreement&#148;), by and among the Company, The AssuredPartners Group LP and Dolphin TopCo, Inc., is terminated, other
than in connection with the consummation of the Transaction, provided, that if the Purchase Agreement is amended to extend the date by which the Transaction must be consummated, the Transaction Deadline will be extended to the same date, but in no
event will the Transaction Deadline be extended beyond July 7, 2026. The Trustee shall not be charged with knowledge of, or responsible for monitoring whether, a Transaction Termination Event has occurred. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send a notice of redemption to each holder of Securities to be redeemed in connection with a Transaction Termination Event in accordance
with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a copy to the Trustee. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue
on the Securities on the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may also be redeemed, in whole at any time or in part from time to time, at the option of the
Company, (a)&nbsp;at any time prior to November 15, 2027, at a redemption price equal to the greater of (i) 100% of the principal amount of the Securities to be redeemed, and (ii)&nbsp;the sum of the present value of (x)&nbsp;a payment on November
15, 2027 of the principal amount of the Securities to be redeemed and (y)&nbsp;the payment of the remaining scheduled payments through November 15, 2027 of interest on the Securities to be redeemed (exclusive of interest accrued to the date of
redemption), discounted to the redemption date, on a semiannual basis (assuming a <FONT STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months), at a rate equal to the applicable
Treasury Rate plus 10 basis points, and (b) at any time on or after November 15, 2027, at a redemption price equal to 100% of the principal amount of the Securities to be redeemed, plus, in either case, accrued and unpaid interest, if any, thereon
to, but excluding, the redemption date. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Treasury Rate&#148; means, with respect to any redemption date for the Securities, the yield
determined by the Company in accordance with the following two paragraphs. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Treasury Rate applicable to such redemption shall be determined by the
Company after 4:15 p.m., New York City time (or after such time as yields on U.S. government securities are posted daily by the Board of Governors of the Federal Reserve System), on the third business day preceding the redemption date based upon the
yield or yields for the most recent day that appear after such time on such day in the most recent statistical release published by the Board of Governors of the Federal Reserve System designated as &#147;Selected Interest Rates
(Daily)&#151;H.15&#148; (or any successor designation or publication) (&#147;H.15&#148;) under the caption &#147;U.S. government securities&#151;Treasury constant maturities&#151;Nominal&#148; (or any successor caption or heading) (&#147;H.15
TCM&#148;). In determining the applicable Treasury Rate, the Company shall select, as applicable: (1)&nbsp;the yield for the Treasury constant maturity on H.15 exactly equal to the period from the redemption date to November&nbsp;15, 2027 (the
&#147;Remaining Life&#148;); or (2)&nbsp;if there is no such Treasury constant maturity on H.15 exactly equal to the Remaining Life, the two yields&#151;one yield corresponding to the Treasury constant maturity on H.15 immediately shorter than and
one yield corresponding to the Treasury constant maturity on H.15 immediately longer than the Remaining Life&#151;and shall interpolate to November&nbsp;15, 2027 on a straight-line basis (using the actual number of days) using such yields and
rounding the result to three decimal places; or (3)&nbsp;if there is no such Treasury constant maturity on H.15 shorter than or longer than the Remaining Life, the yield for the single Treasury constant maturity on H.15 closest to the Remaining
Life. For purposes of this paragraph, the applicable Treasury constant maturity or maturities on H.15 shall be deemed to have a maturity date equal to the relevant number of months or years, as applicable, of such Treasury constant maturity from the
redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If on the third business day preceding the redemption date H.15 TCM is no longer published, the Company shall calculate the Treasury
Rate applicable to such redemption based on the rate per annum equal to the semi-annual equivalent yield to maturity at 11:00 a.m., New York City time, on the second business day preceding such redemption date of the United States Treasury security
maturing on, or with a maturity that is closest to, November 15, 2027. If there is no United States Treasury security maturing on November 15, 2027 but there are two or more United States Treasury securities with a maturity date equally distant from
November 15, 2027, one with a maturity date preceding such date and one with a maturity date following such date, the Company shall select the United States Treasury security with a maturity date preceding November&nbsp;15, 2027. If there are two or
more United States Treasury securities maturing on November&nbsp;15, 2027 or two or more United States Treasury securities meeting the criteria of the preceding sentence, the Company shall select from among these two or more United States Treasury
securities the United States Treasury security that is trading closest to par based upon the average of the bid and asked prices for such United States Treasury securities at 11:00 a.m., New York City time. In determining the Treasury Rate in
accordance with the terms of this paragraph, the semi-annual yield to maturity of the applicable United States Treasury security shall be based upon the average of the bid and asked prices, expressed as a percentage of principal amount, at 11:00
a.m., New York City time, of such United States Treasury security, and rounded to three decimal places. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send or electronically deliver
a notice of redemption to each holder of Securities to be redeemed in connection with any redemption in accordance with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a
copy to the Trustee. Any notice to holders of Securities to be redeemed pursuant to such a redemption shall include the appropriate calculation of the redemption price, but need not include the redemption price itself. The actual redemption price,
calculated as described above, must be set forth in an Officers&#146; Certificate delivered to the Trustee no later than two business days prior to the redemption date. The Trustee shall have no responsibility for the calculation or determination of
the redemption price. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue on the Securities to be redeemed or portions thereof called for redemption. If fewer than all of the Securities are to be redeemed,
such Securities shall be selected by lot, or for so long as the Securities are held by DTC (or another depositary), in accordance with the applicable procedures of DTC (or other such depositary). Neither the Trustee nor any registrar shall be liable
for any such selection. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except with respect to redemption following a Transaction Termination Event, notice of any redemption of
Securities in connection with a transaction or an event may, at the Company&#146;s discretion, be given prior to the completion or the occurrence thereof. Any redemption or notice may, at the Company&#146;s discretion, be subject to one or more
conditions precedent, including, but not limited to, completion or occurrence of a related transaction or event. At the Company&#146;s discretion, the redemption date may be delayed until such time as any or all such conditions shall be satisfied,
or such redemption may not occur and such notice may be rescinded in the event that any or all such conditions shall not have been satisfied by the redemption date, or by the redemption date as so delayed. The Company shall provide written notice to
the Trustee as soon as practicable but in any event no later than two days prior to the redemption date if any such redemption has been rescinded or delayed, and upon receipt and at the request of the Company, the Trustee shall provide such notice
to each holder of the Securities to be redeemed in the same manner in which the notice of redemption was given. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If a Change of Control Triggering Event
occurs, unless the Company has exercised its right to redeem the Securities as described above, the Company shall make an offer to each holder of the Securities to repurchase all of that holder&#146;s Securities at a repurchase price in cash equal
to 101% of the aggregate principal amount of Securities repurchased (such principal amount to be equal to $2,000 or an integral multiple of $1,000 in excess thereof), plus any accrued and unpaid interest on the Securities repurchased to, but
excluding, the date of repurchase. Within 30 days following any Change of Control Triggering Event or, at the Company&#146;s option, prior to any Change of Control, but after the public announcement of the Change of Control, the Company shall send a
notice to each holder and the Trustee describing the transaction or transactions that constitute or may constitute the Change of Control Triggering Event and offering to repurchase the Securities on the payment date specified in the notice, which
date shall be no earlier than 30 days and no later than 45 days from the date such notice is sent. The notice shall, if sent prior to the date of consummation of the Change of Control, state that the offer to repurchase is conditioned on the Change
of Control Triggering Event occurring on or prior to the payment date specified in the notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall comply with the requirements of Rule <FONT
STYLE="white-space:nowrap">14e-1</FONT> under the Exchange Act and any other securities laws and regulations to the extent those laws and regulations are applicable in connection with the repurchase of the Securities as a result of a Change of
Control Triggering Event. To the extent that the provisions of any securities laws or regulations conflict with the Change of Control Triggering Event provisions of the Securities, the Company shall comply with the applicable securities laws and
regulations and shall not be deemed to have breached its obligations under the Change of Control Triggering Event provisions of the Securities by virtue of such conflict. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On the Change of Control Triggering Event payment date, the Company shall, to the extent lawful (1)&nbsp;accept for payment all Securities or portions of
Securities properly tendered pursuant to the Company&#146;s offer; (2)&nbsp;deposit with the Paying Agent an amount equal to the aggregate purchase price in respect of all Securities or portions of Securities properly tendered; and (3)&nbsp;deliver
or cause to be delivered to the Trustee, the Securities properly accepted, together with an officers&#146; certificate stating the aggregate principal amount of Securities being purchased by the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Paying Agent shall promptly pay, from funds deposited by the Company for such purpose, to each holder of the Securities properly tendered the purchase
price for the Securities, and the Trustee shall promptly authenticate and send (or cause to be transferred by book-entry) to each holder a new note equal in principal amount to any unpurchased portion of any Securities surrendered. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall not be required to make an offer to repurchase the Securities upon a Change of Control Triggering Event if a third party makes an offer in
the manner, at the times and otherwise in compliance with the requirements for an offer made by the Company and such third party purchases all Securities properly tendered and not withdrawn under its offer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition to the covenants set forth in Article 10 of the Indenture, the Company shall not, and shall not permit any of its subsidiaries to, directly or
indirectly, incur or suffer to exist, any Lien, other than a Permitted Lien, securing Debt upon any Capital Stock of any Significant Subsidiary of the Company that is owned, directly or indirectly, by the Company or any of its subsidiaries, in each
case whether owned at the date of the original issuance of the Securities or thereafter acquired, unless it has made or will make effective provision whereby the Securities will be secured by such Lien equally and ratably with (or prior to) all
other Debt of the Company or any subsidiary secured by such Lien. Any Lien created for the benefit of the holders of the Securities pursuant to the preceding sentence shall provide by its terms that such Lien will be automatically and
unconditionally released and discharged upon release and discharge of the Lien. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Capital Stock&#148; means, with respect to any person, any shares or other equivalents (however
designated) of any class of corporate stock or partnership interests or any other participations, rights, warrants, options or other interests in the nature of an equity interest in such person, including, without limitation, preferred stock and any
debt security convertible or exchangeable into such equity interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control&#148; means the occurrence of any of the following:
(1)&nbsp;the direct or indirect sale, transfer, conveyance or other disposition (other than by way of merger or consolidation), in one or a series of related transactions, of all or substantially all of the Company&#146;s properties or assets and
those of its subsidiaries, taken as a whole, to any &#147;person&#148; or &#147;group&#148; (as those terms are used in Section&nbsp;13(d) and Section&nbsp;14(d) of the Exchange Act), other than the Company or one or more of its wholly-owned
subsidiaries; (2)&nbsp;the consummation of any transaction (including without limitation, any merger or consolidation) the result of which is that any person (including any &#147;person&#148; (as that term is used in Section&nbsp;13(d)(3) of the
Exchange Act)) becomes the &#147;beneficial owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act), directly or indirectly, of Capital Stock
representing more than 50% of the aggregate ordinary voting power represented by the issued and outstanding Capital Stock of the Company; or (3)&nbsp;the adoption of a plan relating to the liquidation or dissolution of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, a transaction shall not be deemed to involve a Change of Control if (1)&nbsp;the Company becomes a direct or indirect
wholly-owned subsidiary of a holding company and (2)(A) the direct or indirect holders of the voting Capital Stock of such holding company immediately following that transaction are substantially the same as the holders of the voting Capital Stock
of the Company immediately prior to that transaction or (B) immediately following that transaction, no person (including any &#147;person&#148; (as that term is used in Section&nbsp;13(d)(3) of the Exchange Act)) becomes the &#147;beneficial
owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act), directly or indirectly, of Capital Stock representing more than 50% of the aggregate
ordinary voting power represented by the issued and outstanding Capital Stock of such holding company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control Triggering Event&#148;
means the occurrence of both a Change of Control and a Ratings Decline. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Debt&#148; means (a)&nbsp;the principal of and premium (if any) in respect
of any obligation of such person for money borrowed, and any obligation evidenced by the Securities, debentures, bonds or other similar instruments for the payment of which such person is responsible or liable; (b)&nbsp;all obligations of such
person as lessee under leases required to be capitalized on the balance sheet of the lessee under generally accepted accounting principles and leases of property or assets made as part of any sale and leaseback transaction entered into by such
person; (c)&nbsp;all obligations of such person issued or assumed as the deferred purchase price of property, all conditional sale obligations of such person and all obligations of such person under any title retention agreement (but excluding trade
accounts payable arising in the ordinary course of business); (d) all obligations of such person for the reimbursement of any obligor on any letter of credit, banker&#146;s acceptance or similar credit transaction; (e)&nbsp;all obligations of the
type referred to in clauses (a)&nbsp;through (d) of other persons and all dividends of other persons for the payment of which, in either case, such person is responsible or liable, directly or indirectly, as obligor, guarantor or otherwise,
including by means of any guarantee; (f)&nbsp;all obligations of the type referred to in clauses (a)&nbsp;through (d) of other persons secured by any Lien on any property of such person (whether or not such obligation is assumed by such person); and
(g) to the extent not otherwise included in this definition, hedging obligations of such person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Investment Grade&#148; means a rating of Baa3 or
better by Moody&#146;s (or its equivalent under any successor rating categories of Moody&#146;s) and <FONT STYLE="white-space:nowrap">BBB-</FONT> or better by S&amp;P (or its equivalent under any successor rating categories of S&amp;P) (or, in each
case, if such Rating Agency ceases to rate the Securities for reasons outside the Company&#146;s control, the equivalent investment grade credit rating from any Rating Agency selected by the Company as a replacement Rating Agency). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Lien&#148; means, with respect to any property of any person, any mortgage or deed of trust, pledge, hypothecation, assignment, deposit arrangement,
security interest, lien, charge, encumbrance, preference, priority or other security agreement or preferential arrangement of any kind or nature whatsoever on or with respect to such property (including any capitalized lease obligation, conditional
sale or other title retention agreement having substantially the same economic effect as any of the foregoing or any sale and leaseback transaction). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Moody&#146;s&#148; means Moody&#146;s Investors Service Inc., a subsidiary of Moody&#146;s
Corporation, and its successors. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Permitted Lien&#148; means (i)&nbsp;Liens on the Capital Stock of a Significant Subsidiary to secure Debt incurred
to finance the purchase price of such Capital Stock; (ii)&nbsp;Liens on the Capital Stock of a Significant Subsidiary existing at the time such person becomes a Subsidiary, provided that any such Lien is not incurred in anticipation of such person
becoming a Subsidiary; and (iii)&nbsp;extensions, renewals, refinancings or replacements of any Lien referred to in the foregoing clauses (i)&nbsp;and (ii); provided, however, that any Liens permitted by any of the foregoing clauses (i)&nbsp;and
(ii) shall not extend to or cover any additional Capital Stock of a Significant Subsidiary, other than the property that previously secured such Lien. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Rating Agency&#148; means: (1)&nbsp;each of Moody&#146;s and S&amp;P; and (2)&nbsp;if either of Moody&#146;s or S&amp;P ceases to rate the Securities or
fails to make a rating of the Securities publicly available for reasons outside the Company&#146;s control, a &#147;nationally recognized statistical rating organization&#148; within the meaning of Rule
<FONT STYLE="white-space:nowrap">15c3-1(c)(2)(vi)(F)</FONT> under the Exchange Act selected by the Company as a replacement agency for Moody&#146;s or S&amp;P, or both, as the case may be. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Ratings Decline&#148; means at any time during the period commencing on the earlier of, (i)&nbsp;the occurrence of a Change of Control or
(ii)&nbsp;public notice of the occurrence of a Change of Control or the intention by the Company to effect a Change of Control, and ending 60 days thereafter (which period shall be extended so long as the rating of the Securities is under publicly
announced consideration for a possible downgrade by any of the Rating Agencies) that (a) the rating of the Securities shall be reduced by both Rating Agencies and (b)&nbsp;the Securities shall be rated below Investment Grade by each of the Rating
Agencies. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;S&amp;P&#148; means S&amp;P Global Ratings, and its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As provided in the Indenture and subject to certain limitations therein set forth, this Security is transferable by the registered holder hereof on the
Security Register of the Company, upon surrender of this Security for registration of transfer at the office or agency of the Company in the City of Chicago, State of Illinois, accompanied by a written instrument or instruments of transfer in form
satisfactory to the Company or the Security Registrar duly executed by the registered holder hereof or his attorney duly authorized in writing, and thereupon one or more new Securities of authorized denominations and for the same aggregate principal
amount and series shall be issued to the designated transferee or transferees. No service charge shall be made for any such transfer, but the Company may require payment of a sum sufficient to cover any tax or other governmental charge payable in
relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Prior to due presentment for registration of transfer of this Security, the Company, the Trustee, any Paying Agent and any Security
Registrar for the Securities may deem and treat the registered holder hereof as the absolute owner hereof (whether or not this Security shall be overdue and notwithstanding any notice of ownership or writing hereon made by anyone other than the
Security Registrar for the Securities) for the purpose of receiving payment of or on account of the principal hereof and (subject to Section&nbsp;3.10 of the Indenture) interest due hereon and for all other purposes, and neither the Company nor the
Trustee nor any Paying Agent nor any Security Registrar for the Securities shall be affected by any notice to the contrary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No recourse shall be had for
the payment of the principal of, or the interest on, this Security, or for any claim based hereon, or otherwise in respect hereof, or based on or in respect of the Indenture, against any incorporator, stockholder, shareholder, officer or director,
as such, past, present or future, of the Company or of any successor Person, either directly or through the Company, whether by virtue of any constitution, statute or rule of law, or by the enforcement of any assessment or penalty or otherwise, all
such liability being hereby expressly waived and released as a condition of, and as a consideration for, the issuance hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Depositary by
acceptance of this global Security agrees that it will not sell, assign, transfer or otherwise convey any beneficial interest in this global Security unless such beneficial interest is in an amount equal to an authorized denomination for Securities
of this series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Capitalized terms used herein and not otherwise defined herein shall have the respective meanings set forth in the Indenture. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SCHEDULE B </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Form of Note due 2029 </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Schedule B-1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW
YORK CORPORATION (&#147;DTC&#148; OR THE &#147;DEPOSITARY&#148;), NEW YORK, NEW YORK, TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE&nbsp;&amp; CO. OR IN
SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE&nbsp;&amp; CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR
VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE&nbsp;&amp; CO., HAS AN INTEREST HEREIN. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THIS SECURITY
MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR
A NOMINEE OF SUCH SUCCESSOR DEPOSITARY, UNLESS AND UNTIL THIS SECURITY IS EXCHANGED IN WHOLE OR IN PART FOR SECURITIES IN DEFINITIVE FORM. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">No.&nbsp;[&#8195;&#8195;]</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">$[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">CUSIP No.: 04316J AL3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">ISIN: US04316JAL35</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Arthur J. Gallagher&nbsp;&amp; Co. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>4.850% Senior Notes due 2029 </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Arthur J.
Gallagher&nbsp;&amp; Co., a corporation duly organized and existing under the laws of the State of Delaware (the &#147;Company&#148;), for value received, hereby promises to pay to Cede&nbsp;&amp; Co., or registered assigns, the principal sum of
[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;] ($[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;]) on December&nbsp;15, 2029, and to pay interest on said principal sum from December&nbsp;19, 2024, or from the most
recent interest payment date to which interest has been paid or duly provided for, semi-annually in arrears on June&nbsp;15 and December&nbsp;15 in each year, commencing June&nbsp;15, 2025, at the rate of 4.850% per annum until the principal hereof
shall have become due and payable, and on any overdue principal and (to the extent that payment of such interest is enforceable under applicable law) on any overdue installment of interest at the same rate per annum. The interest installment so
payable, and punctually paid or duly provided for, on any interest payment date shall, as provided in the Indenture hereinafter referred to, be paid to the person in whose name this Security (or one or more Predecessor Securities, as defined in said
Indenture) is registered at the close of business on the regular record date for such interest installment, which shall be the June&nbsp;1 or December&nbsp;1, as the case may be (whether or not a Business Day), next preceding such interest payment
date. Any such interest installment not so punctually paid or duly provided for shall forthwith cease to be payable to the registered holder on such regular record date, and may be paid to the person in whose name this Security (or one or more
Predecessor Securities) is registered at the close of business on a special record date to be fixed by the Trustee for the payment of such defaulted interest, notice whereof shall be given to the registered holders of this series of Securities as
provided in the Indenture, or may be paid at any time in any other lawful manner, all as more fully provided in the Indenture. Interest shall be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year comprised of twelve <FONT
STYLE="white-space:nowrap">30-day</FONT> months. If interest or principal is payable on a day that is not a Business Day, such payment shall be made on the next succeeding Business Day, as if made on the date such payment was due, and no interest
shall accrue on such payment for the period from and after such due date to the date of such payment on the next succeeding Business Day. The principal of and the interest on this Security shall be payable at the office or agency of the Company
maintained for that purpose in the City of Chicago, State of Illinois, in any coin or currency of the United States of America which at the time of payment is legal tender for payment of public and private debts; provided, however, that payment of
interest may be made at the option of the Company by check mailed to the registered holder at such address as shall appear in the Security Register. This Security shall not be entitled to any benefit under the Indenture, or be valid or become
obligatory for any purpose, until the certificate of authentication hereon shall have been signed by or on behalf of the Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As used herein,
&#147;Business Day&#148; means each Monday, Tuesday, Wednesday, Thursday and Friday which is not a day on which banking institutions in the Borough of Manhattan, New York City are authorized or obligated by law or executive order to close. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of this Security are continued on the reverse side hereof, and such continued provisions shall for all purposes have the same effect as though
fully set forth at this place. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company has caused this instrument to be executed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: December 19, 2024 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">ARTHUR J. GALLAGHER&nbsp;&amp; CO.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Douglas K. Howell</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Vice President and Chief Financial Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Seth Diehl</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Assistant Secretary and Associate General Counsel-Securities, Governance&nbsp;&amp; Risk</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page Global Note due 2029] </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CERTIFICATE OF AUTHENTICATION </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This is one of the Securities of the series designated therein issued under the within-mentioned Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: December&nbsp;19, 2024 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Authorized Signatory</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page Global Note due 2029] </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(FORM OF REVERSE OF SECURITY) </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Security is one of a duly authorized series of Securities of the Company, all issued or to be issued in one or more series under and pursuant to an
Indenture dated as of May 20, 2021, duly executed and delivered by the Company and The Bank of New York Mellon Trust Company, N.A., as trustee (the &#147;Trustee&#148;), as amended and supplemented (the &#147;Indenture&#148;), to which Indenture
reference is hereby made for a description of the rights, limitation of rights, obligations, duties and immunities thereunder of the Trustee, the Company and the holders of the Securities. By the terms of the Indenture, the Securities are issuable
in series which may vary as to amount, date of maturity, rate of interest and in other respects as in the Indenture provided. This Security is one of the series designated on the face hereof (the &#147;Securities&#148;) unlimited in aggregate
principal amount. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Beneficial interests in this global Security may be held in minimum denominations of $2,000 and integral multiples of $1,000 in excess
of $2,000. This global Security shall be exchangeable for Securities in definitive form registered in the names of persons other than the Depository or its nominee only if the Depository notifies the Company that it is unwilling or unable to
continue as the Depositary or if at any time such Depositary is no longer registered as a clearing agency or in good standing under the Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), or other applicable statute and a
successor Depositary is not appointed by the Company within 90 days and the Company executes and delivers to the Trustee an Issuer Order that this global Security shall be so exchangeable. To the extent that this global Security is exchangeable
pursuant to the preceding sentence, it shall be exchangeable for Securities registered in such names as the Depositary shall direct. Securities represented by this global Security that may be exchanged for Securities in definitive form under the
circumstances described in this paragraph shall be exchangeable only for Securities in definitive form issued in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Notwithstanding any other provision herein, this
global Security may not be transferred except as a whole by the Depositary to a successor or to a nominee of such Depositary or its successor or by a nominee of such Depositary to such Depositary or its successor or to another nominee of such
Depositary or its successor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In case an Event of Default with respect to the Securities shall have occurred and be continuing, the principal of all of
the Securities may be declared, and upon such declaration shall become, due and payable, in the manner, with the effect and subject to the conditions provided in the Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of Section&nbsp;4.03 and Section&nbsp;4.04 of the Indenture are to apply to the Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture contains provisions permitting the Company and the Trustee, with the consent of the holders of not less than a majority in principal amount of
the Outstanding Securities of each series affected by such supplemental indenture, to enter into a supplemental indenture or indentures for the purpose of adding any provision to or changing in any manner or eliminating any of the provisions of the
Indenture or of modifying in any manner the rights of the holders of Securities of such series under the Indenture; <I>provided</I>, <I>however</I>, that no such supplemental indenture shall, without the consent of the holder of each Outstanding
Security affected thereby, (1)&nbsp;change the stated maturity of the principal of, or any installment of principal of or interest on, any Security, or reduce the principal amount thereof or the rate of interest thereon or any premium payable
thereon, or reduce the amount of the principal of the Security that would be due and payable upon a declaration of acceleration of the maturity thereof, or adversely affect any right of repayment at the option of the holder of any Security, or
reduce the amount of, or postpone the date fixed for, the payment of any sinking fund or analogous obligation, or impair the right to commence suit for the enforcement of any such payment on or after the stated maturity thereof (or, in the case of
redemption, on or after the Redemption Date), in each case other than the amendment or waiver in accordance with the terms of the Indenture of any covenant or related definition included pursuant to Section&nbsp;3.01 of the Indenture that provides
for an offer to repurchase any Securities of a series upon a sale of assets or change of control transaction, or (2)&nbsp;reduce the percentage in principal amount of the Outstanding Securities of any series, the consent of whose holders is required
for any such supplemental indenture, or the consent of whose holders is required for any waiver (of compliance with certain provisions of the Indenture or certain defaults hereunder and their consequences) provided for in the Indenture, or
(3)&nbsp;modify the percentage of Securities required to consent to any such supplemental indenture, except to increase any such percentage or to provide that certain other provisions of the Indenture cannot be modified or waived without the consent
of the holder of each Outstanding Security affected thereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture also contains provisions permitting the holders of not less than a majority in
principal amount of Outstanding Securities of any series to waive, on behalf of the holders of all the Securities of such series, any past default under the Indenture with respect to such series and its consequences, except a default (1)&nbsp;in the
payment of the principal of (or premium, if any) or interest on any Security of such series, or (2)&nbsp;in respect of a covenant or provision of the Indenture which cannot be modified or amended without the consent of the holder of each Outstanding
Security of such series affected. Upon any such waiver, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been cured, for every purpose under the Indenture. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No reference herein to the Indenture and no provision of this Security or of the Indenture shall alter or
impair the obligation of the Company, which is absolute and unconditional, to pay the principal of and interest on this Security at the times and place and at the rate and in the money herein prescribed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities are issuable as registered Securities without coupons. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities shall be in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Securities may be exchanged, upon
presentation thereof for that purpose, at the office or agency of the Company in the City of Chicago, State of Illinois, for other Securities of authorized denominations, and for a like aggregate principal amount and series, and upon payment of a
sum sufficient to cover any tax or other governmental charge in relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may be redeemed, in whole and not in part, at the option
of the Company, by providing notice of such redemption to the holders of the Securities, within 30 days following a Transaction Termination Event, at a redemption price equal to 101% of the aggregate principal amount of the Securities, plus accrued
and unpaid interest on the Securities, if any, to, but excluding, the redemption date. If within 30 days after the occurrence of a Transaction Termination Event, the Company elects not to redeem the Securities, or if the Company notifies holders of
its election to redeem the Securities within such <FONT STYLE="white-space:nowrap">30-day</FONT> period but does not consummate the redemption on the date fixed for such redemption, the interest rate on the Securities shall increase by 2.50%
beginning on (and including) the first day of the interest period following the interest period in which the Transaction Termination Event occurred until the maturity date of the Securities. If the interest rate on the Securities is increased as
described in this paragraph, the term &#147;interest,&#148; as used with respect to the Securities, shall be deemed to include any such additional interest unless the context otherwise requires. Neither the Trustee nor the Paying Agent shall be
responsible for monitoring whether the interest rate for the Securities has, or should have, increased, and in all cases, the Trustee shall be fully protected in relying upon notification by the Company to the Trustee of any such change in the
interest rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A Transaction Termination Event will have occurred if: (1)&nbsp;on or prior to March 9, 2026 (the &#147;Transaction Deadline&#148;), (a)
the acquisition by the Company of all of the issued and outstanding stock of Dolphin TopCo, Inc. (the &#147;Transaction&#148;) is not consummated, or (b)&nbsp;the Company has publicly announced that the Transaction will not be consummated; or
(2)&nbsp;if prior to the Transaction Deadline, the Stock Purchase Agreement, dated as of December&nbsp;7, 2024 (the &#147;Purchase Agreement&#148;), by and among the Company, The AssuredPartners Group LP and Dolphin TopCo, Inc., is terminated, other
than in connection with the consummation of the Transaction, provided, that if the Purchase Agreement is amended to extend the date by which the Transaction must be consummated, the Transaction Deadline will be extended to the same date, but in no
event will the Transaction Deadline be extended beyond July 7, 2026. The Trustee shall not be charged with knowledge of, or responsible for monitoring whether, a Transaction Termination Event has occurred. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send a notice of redemption to each holder of Securities to be redeemed in connection with a Transaction Termination Event in accordance
with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a copy to the Trustee. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue
on the Securities on the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may also be redeemed, in whole at any time or in part from time to time, at the option of the
Company, (a) at any time prior to November&nbsp;15, 2029, at a redemption price equal to the greater of (i) 100% of the principal amount of the Securities to be redeemed, and (ii)&nbsp;the sum of the present value of (x)&nbsp;a payment on November
15, 2029 of the principal amount of the Securities to be redeemed and (y)&nbsp;the payment of the remaining scheduled payments through November&nbsp;15, 2029 of interest on the Securities to be redeemed (exclusive of interest accrued to the date of
redemption), discounted to the redemption date, on a semiannual basis (assuming a <FONT STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months), at a rate equal to the applicable
Treasury Rate plus 10 basis points, and (b)&nbsp;at any time on or after November&nbsp;15, 2029, at a redemption price equal to 100% of the principal amount of the Securities to be redeemed, plus, in either case, accrued and unpaid interest, if any,
thereon to, but excluding, the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Treasury Rate&#148; means, with respect to any redemption date for the Securities, the yield
determined by the Company in accordance with the following two paragraphs. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Treasury Rate applicable to such redemption shall be determined by the Company after 4:15 p.m., New York
City time (or after such time as yields on U.S. government securities are posted daily by the Board of Governors of the Federal Reserve System), on the third business day preceding the redemption date based upon the yield or yields for the most
recent day that appear after such time on such day in the most recent statistical release published by the Board of Governors of the Federal Reserve System designated as &#147;Selected Interest Rates (Daily)&#151;H.15&#148; (or any successor
designation or publication) (&#147;H.15&#148;) under the caption &#147;U.S. government securities&#151;Treasury constant maturities&#151; Nominal&#148; (or any successor caption or heading) (&#147;H.15 TCM&#148;). In determining the applicable
Treasury Rate, the Company shall select, as applicable: (1)&nbsp;the yield for the Treasury constant maturity on H.15 exactly equal to the period from the redemption date to November&nbsp;15, 2029 (the &#147;Remaining Life&#148;); or (2)&nbsp;if
there is no such Treasury constant maturity on H.15 exactly equal to the Remaining Life, the two yields&#151;one yield corresponding to the Treasury constant maturity on H.15 immediately shorter than and one yield corresponding to the Treasury
constant maturity on H.15 immediately longer than the Remaining Life&#151;and shall interpolate to November&nbsp;15, 2029 on a straight-line basis (using the actual number of days) using such yields and rounding the result to three decimal places;
or (3)&nbsp;if there is no such Treasury constant maturity on H.15 shorter than or longer than the Remaining Life, the yield for the single Treasury constant maturity on H.15 closest to the Remaining Life. For purposes of this paragraph, the
applicable Treasury constant maturity or maturities on H.15 shall be deemed to have a maturity date equal to the relevant number of months or years, as applicable, of such Treasury constant maturity from the redemption date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If on the third business day preceding the redemption date H.15 TCM is no longer published, the Company shall calculate the Treasury Rate applicable to such
redemption based on the rate per annum equal to the semi-annual equivalent yield to maturity at 11:00 a.m., New York City time, on the second business day preceding such redemption date of the United States Treasury security maturing on, or with a
maturity that is closest to, November&nbsp;15, 2029. If there is no United States Treasury security maturing on November&nbsp;15, 2029 but there are two or more United States Treasury securities with a maturity date equally distant from
November&nbsp;15, 2029, one with a maturity date preceding such date and one with a maturity date following such date, the Company shall select the United States Treasury security with a maturity date preceding November&nbsp;15, 2029. If there are
two or more United States Treasury securities maturing on November 15, 2029 or two or more United States Treasury securities meeting the criteria of the preceding sentence, the Company shall select from among these two or more United States Treasury
securities the United States Treasury security that is trading closest to par based upon the average of the bid and asked prices for such United States Treasury securities at 11:00 a.m., New York City time. In determining the Treasury Rate in
accordance with the terms of this paragraph, the semi-annual yield to maturity of the applicable United States Treasury security shall be based upon the average of the bid and asked prices, expressed as a percentage of principal amount, at 11:00
a.m., New York City time, of such United States Treasury security, and rounded to three decimal places. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send or electronically deliver
a notice of redemption to each holder of Securities to be redeemed in connection with any redemption in accordance with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a
copy to the Trustee. Any notice to holders of Securities to be redeemed pursuant to such a redemption shall include the appropriate calculation of the redemption price, but need not include the redemption price itself. The actual redemption price,
calculated as described above, must be set forth in an Officers&#146; Certificate delivered to the Trustee no later than two business days prior to the redemption date. The Trustee shall have no responsibility for the calculation or determination of
the redemption price. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue on the Securities to be redeemed or portions thereof called for redemption. If fewer than all of the Securities are to be redeemed,
such Securities shall be selected by lot, or for so long as the Securities are held by DTC (or another depositary), in accordance with the applicable procedures of DTC (or other such depositary). Neither the Trustee nor any registrar shall be liable
for any such selection. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except with respect to redemption following a Transaction Termination Event, notice of any redemption of Securities in connection
with a transaction or an event may, at the Company&#146;s discretion, be given prior to the completion or the occurrence thereof. Any redemption or notice may, at the Company&#146;s discretion, be subject to one or more conditions precedent,
including, but not limited to, completion or occurrence of a related transaction or event. At the Company&#146;s discretion, the redemption date may be delayed until such time as any or all such conditions shall be satisfied, or such redemption may
not occur and such notice may be rescinded in the event that any or all such conditions shall not have been satisfied by the redemption date, or by the redemption date as so delayed. The Company shall provide written notice to the Trustee as soon as
practicable but in any event no later than two days prior to the redemption date if any such redemption has been rescinded or delayed, and upon receipt and at the request of the Company, the Trustee shall provide such notice to each holder of the
Securities to be redeemed in the same manner in which the notice of redemption was given. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If a Change of Control Triggering Event occurs, unless the Company has exercised its right to redeem the
Securities as described above, the Company shall make an offer to each holder of the Securities to repurchase all of that holder&#146;s Securities at a repurchase price in cash equal to 101% of the aggregate principal amount of Securities
repurchased (such principal amount to be equal to $2,000 or an integral multiple of $1,000 in excess thereof), plus any accrued and unpaid interest on the Securities repurchased to, but excluding, the date of repurchase. Within 30 days following any
Change of Control Triggering Event or, at the Company&#146;s option, prior to any Change of Control, but after the public announcement of the Change of Control, the Company shall send a notice to each holder and the Trustee describing the
transaction or transactions that constitute or may constitute the Change of Control Triggering Event and offering to repurchase the Securities on the payment date specified in the notice, which date shall be no earlier than 30 days and no later than
45 days from the date such notice is sent. The notice shall, if sent prior to the date of consummation of the Change of Control, state that the offer to repurchase is conditioned on the Change of Control Triggering Event occurring on or prior to the
payment date specified in the notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall comply with the requirements of Rule <FONT STYLE="white-space:nowrap">14e-1</FONT> under the
Exchange Act and any other securities laws and regulations to the extent those laws and regulations are applicable in connection with the repurchase of the Securities as a result of a Change of Control Triggering Event. To the extent that the
provisions of any securities laws or regulations conflict with the Change of Control Triggering Event provisions of the Securities, the Company shall comply with the applicable securities laws and regulations and shall not be deemed to have breached
its obligations under the Change of Control Triggering Event provisions of the Securities by virtue of such conflict. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On the Change of Control Triggering
Event payment date, the Company shall, to the extent lawful (1)&nbsp;accept for payment all Securities or portions of Securities properly tendered pursuant to the Company&#146;s offer; (2)&nbsp;deposit with the Paying Agent an amount equal to the
aggregate purchase price in respect of all Securities or portions of Securities properly tendered; and (3)&nbsp;deliver or cause to be delivered to the Trustee, the Securities properly accepted, together with an officers&#146; certificate stating
the aggregate principal amount of Securities being purchased by the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Paying Agent shall promptly pay, from funds deposited by the Company for
such purpose, to each holder of the Securities properly tendered the purchase price for the Securities, and the Trustee shall promptly authenticate and send (or cause to be transferred by book-entry) to each holder a new note equal in principal
amount to any unpurchased portion of any Securities surrendered. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall not be required to make an offer to repurchase the Securities upon a
Change of Control Triggering Event if a third party makes an offer in the manner, at the times and otherwise in compliance with the requirements for an offer made by the Company and such third party purchases all Securities properly tendered and not
withdrawn under its offer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition to the covenants set forth in Article 10 of the Indenture, the Company shall not, and shall not permit any of its
subsidiaries to, directly or indirectly, incur or suffer to exist, any Lien, other than a Permitted Lien, securing Debt upon any Capital Stock of any Significant Subsidiary of the Company that is owned, directly or indirectly, by the Company or any
of its subsidiaries, in each case whether owned at the date of the original issuance of the Securities or thereafter acquired, unless it has made or will make effective provision whereby the Securities will be secured by such Lien equally and
ratably with (or prior to) all other Debt of the Company or any subsidiary secured by such Lien. Any Lien created for the benefit of the holders of the Securities pursuant to the preceding sentence shall provide by its terms that such Lien will be
automatically and unconditionally released and discharged upon release and discharge of the Lien. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Capital Stock&#148; means, with respect to any
person, any shares or other equivalents (however designated) of any class of corporate stock or partnership interests or any other participations, rights, warrants, options or other interests in the nature of an equity interest in such person,
including, without limitation, preferred stock and any debt security convertible or exchangeable into such equity interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control&#148;
means the occurrence of any of the following: (1)&nbsp;the direct or indirect sale, transfer, conveyance or other disposition (other than by way of merger or consolidation), in one or a series of related transactions, of all or substantially all of
the Company&#146;s properties or assets and those of its subsidiaries, taken as a whole, to any &#147;person&#148; or &#147;group&#148; (as those terms are used in Section&nbsp;13(d) and Section&nbsp;14(d) of the Exchange Act), other than the
Company or one or more of its wholly-owned subsidiaries; (2)&nbsp;the consummation of any transaction (including without limitation, any merger or consolidation) the result of which is that any person (including any &#147;person&#148; (as that term
is used in Section&nbsp;13(d)(3) of the Exchange Act)) becomes the &#147;beneficial owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act),
directly or indirectly, of Capital Stock representing more than 50% of the aggregate ordinary voting power represented by the issued and outstanding Capital Stock of the Company; or (3)&nbsp;the adoption of a plan relating to the liquidation or
dissolution of the Company. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, a transaction shall not be deemed to involve a Change of Control if
(1)&nbsp;the Company becomes a direct or indirect wholly-owned subsidiary of a holding company and (2)(A) the direct or indirect holders of the voting Capital Stock of such holding company immediately following that transaction are substantially the
same as the holders of the voting Capital Stock of the Company immediately prior to that transaction or (B)&nbsp;immediately following that transaction, no person (including any &#147;person&#148; (as that term is used in Section&nbsp;13(d)(3) of
the Exchange Act)) becomes the &#147;beneficial owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act), directly or indirectly, of Capital Stock
representing more than 50% of the aggregate ordinary voting power represented by the issued and outstanding Capital Stock of such holding company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control Triggering Event&#148; means the occurrence of both a Change of Control and a Ratings Decline. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Debt&#148; means (a)&nbsp;the principal of and premium (if any) in respect of any obligation of such person for money borrowed, and any obligation
evidenced by the Securities, debentures, bonds or other similar instruments for the payment of which such person is responsible or liable; (b)&nbsp;all obligations of such person as lessee under leases required to be capitalized on the balance sheet
of the lessee under generally accepted accounting principles and leases of property or assets made as part of any sale and leaseback transaction entered into by such person; (c)&nbsp;all obligations of such person issued or assumed as the deferred
purchase price of property, all conditional sale obligations of such person and all obligations of such person under any title retention agreement (but excluding trade accounts payable arising in the ordinary course of business); (d) all obligations
of such person for the reimbursement of any obligor on any letter of credit, banker&#146;s acceptance or similar credit transaction; (e)&nbsp;all obligations of the type referred to in clauses (a)&nbsp;through (d) of other persons and all dividends
of other persons for the payment of which, in either case, such person is responsible or liable, directly or indirectly, as obligor, guarantor or otherwise, including by means of any guarantee; (f)&nbsp;all obligations of the type referred to in
clauses (a)&nbsp;through (d) of other persons secured by any Lien on any property of such person (whether or not such obligation is assumed by such person); and (g)&nbsp;to the extent not otherwise included in this definition, hedging obligations of
such person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Investment Grade&#148; means a rating of Baa3 or better by Moody&#146;s (or its equivalent under any successor rating categories of
Moody&#146;s) and <FONT STYLE="white-space:nowrap">BBB-</FONT> or better by S&amp;P (or its equivalent under any successor rating categories of S&amp;P) (or, in each case, if such Rating Agency ceases to rate the Securities for reasons outside the
Company&#146;s control, the equivalent investment grade credit rating from any Rating Agency selected by the Company as a replacement Rating Agency). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Lien&#148; means, with respect to any property of any person, any mortgage or deed of trust, pledge, hypothecation, assignment, deposit arrangement,
security interest, lien, charge, encumbrance, preference, priority or other security agreement or preferential arrangement of any kind or nature whatsoever on or with respect to such property (including any capitalized lease obligation, conditional
sale or other title retention agreement having substantially the same economic effect as any of the foregoing or any sale and leaseback transaction). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Moody&#146;s&#148; means Moody&#146;s Investors Service Inc., a subsidiary of Moody&#146;s Corporation, and its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Permitted Lien&#148; means (i)&nbsp;Liens on the Capital Stock of a Significant Subsidiary to secure Debt incurred to finance the purchase price of such
Capital Stock; (ii)&nbsp;Liens on the Capital Stock of a Significant Subsidiary existing at the time such person becomes a Subsidiary, provided that any such Lien is not incurred in anticipation of such person becoming a Subsidiary; and
(iii)&nbsp;extensions, renewals, refinancings or replacements of any Lien referred to in the foregoing clauses (i)&nbsp;and (ii); provided, however, that any Liens permitted by any of the foregoing clauses (i)&nbsp;and (ii) shall not extend to or
cover any additional Capital Stock of a Significant Subsidiary, other than the property that previously secured such Lien. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Rating Agency&#148;
means: (1)&nbsp;each of Moody&#146;s and S&amp;P; and (2)&nbsp;if either of Moody&#146;s or S&amp;P ceases to rate the Securities or fails to make a rating of the Securities publicly available for reasons outside the Company&#146;s control, a
&#147;nationally recognized statistical rating organization&#148; within the meaning of Rule <FONT STYLE="white-space:nowrap">15c3-1(c)</FONT> (2) (vi)&nbsp;(F) under the Exchange Act selected by the Company as a replacement agency for Moody&#146;s
or S&amp;P, or both, as the case may be. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Ratings Decline&#148; means at any time during the period commencing on the earlier of, (i)&nbsp;the
occurrence of a Change of Control or (ii)&nbsp;public notice of the occurrence of a Change of Control or the intention by the Company to effect a Change of Control, and ending 60 days thereafter (which period shall be extended so long as the rating
of the Securities is under publicly announced consideration for a possible downgrade by any of the Rating Agencies) that (a)&nbsp;the rating of the Securities shall be reduced by both Rating Agencies and (b)&nbsp;the Securities shall be rated below
Investment Grade by each of the Rating Agencies. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;S&amp;P&#148; means S&amp;P Global Ratings, and its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As provided in the Indenture and subject to certain limitations therein set forth, this Security is transferable by the registered holder hereof on the
Security Register of the Company, upon surrender of this Security for registration of transfer at the office or agency of the Company in the City of Chicago, State of Illinois, accompanied by a written instrument or instruments of transfer in form
satisfactory to the Company or the Security Registrar duly executed by the registered holder hereof or his attorney duly authorized in writing, and thereupon one or more new Securities of authorized denominations and for the same aggregate principal
amount and series shall be issued to the designated transferee or transferees. No service charge shall be made for any such transfer, but the Company may require payment of a sum sufficient to cover any tax or other governmental charge payable in
relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Prior to due presentment for registration of transfer of this Security, the Company, the Trustee, any Paying Agent and any Security
Registrar for the Securities may deem and treat the registered holder hereof as the absolute owner hereof (whether or not this Security shall be overdue and notwithstanding any notice of ownership or writing hereon made by anyone other than the
Security Registrar for the Securities) for the purpose of receiving payment of or on account of the principal hereof and (subject to Section&nbsp;3.10 of the Indenture) interest due hereon and for all other purposes, and neither the Company nor the
Trustee nor any Paying Agent nor any Security Registrar for the Securities shall be affected by any notice to the contrary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No recourse shall be had for
the payment of the principal of, or the interest on, this Security, or for any claim based hereon, or otherwise in respect hereof, or based on or in respect of the Indenture, against any incorporator, stockholder, shareholder, officer or director,
as such, past, present or future, of the Company or of any successor Person, either directly or through the Company, whether by virtue of any constitution, statute or rule of law, or by the enforcement of any assessment or penalty or otherwise, all
such liability being hereby expressly waived and released as a condition of, and as a consideration for, the issuance hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Depositary by
acceptance of this global Security agrees that it will not sell, assign, transfer or otherwise convey any beneficial interest in this global Security unless such beneficial interest is in an amount equal to an authorized denomination for Securities
of this series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Capitalized terms used herein and not otherwise defined herein shall have the respective meanings set forth in the Indenture. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SCHEDULE C </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Form of Note due 2032 </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Schedule C-1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW
YORK CORPORATION (&#147;DTC&#148; OR THE &#147;DEPOSITARY&#148;), NEW YORK, NEW YORK, TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE&nbsp;&amp; CO. OR IN
SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE&nbsp;&amp; CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR
VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE&nbsp;&amp; CO., HAS AN INTEREST HEREIN. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THIS SECURITY
MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR
A NOMINEE OF SUCH SUCCESSOR DEPOSITARY, UNLESS AND UNTIL THIS SECURITY IS EXCHANGED IN WHOLE OR IN PART FOR SECURITIES IN DEFINITIVE FORM. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">No.&nbsp;[&#8195;&#8195;]</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">$[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;]</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">CUSIP No.: 04316J AM1 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ISIN:
US04316JAM18 </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Arthur J. Gallagher&nbsp;&amp; Co. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>5.000% Senior Notes due 2032 </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Arthur J.
Gallagher&nbsp;&amp; Co., a corporation duly organized and existing under the laws of the State of Delaware (the &#147;Company&#148;), for value received, hereby promises to pay to Cede&nbsp;&amp; Co., or registered assigns, the principal sum of
[&#8195;&#8195; &#8195;&#8195; &#8195;&#8195; &#8195;&#8195; &#8195;&#8195; &#8195;&#8195;] ($&#8195;&#8195; &#8195;&#8195; &#8195;&#8195; ) on February&nbsp;15, 2032, and to pay interest on said principal sum from December&nbsp;19, 2024, or from
the most recent interest payment date to which interest has been paid or duly provided for, semi-annually in arrears on February&nbsp;15 and August&nbsp;15 in each year, commencing August&nbsp;15, 2025, at the rate of 5.000% per annum until the
principal hereof shall have become due and payable, and on any overdue principal and (to the extent that payment of such interest is enforceable under applicable law) on any overdue installment of interest at the same rate per annum. The interest
installment so payable, and punctually paid or duly provided for, on any interest payment date shall, as provided in the Indenture hereinafter referred to, be paid to the person in whose name this Security (or one or more Predecessor Securities, as
defined in said Indenture) is registered at the close of business on the regular record date for such interest installment, which shall be the February&nbsp;1 or August&nbsp;1, as the case may be (whether or not a Business Day), next preceding such
interest payment date. Any such interest installment not so punctually paid or duly provided for shall forthwith cease to be payable to the registered holder on such regular record date, and may be paid to the person in whose name this Security (or
one or more Predecessor Securities) is registered at the close of business on a special record date to be fixed by the Trustee for the payment of such defaulted interest, notice whereof shall be given to the registered holders of this series of
Securities as provided in the Indenture, or may be paid at any time in any other lawful manner, all as more fully provided in the Indenture. Interest shall be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year comprised
of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months. If interest or principal is payable on a day that is not a Business Day, such payment shall be made on the next succeeding Business Day, as if made on the date such payment was due,
and no interest shall accrue on such payment for the period from and after such due date to the date of such payment on the next succeeding Business Day. The principal of and the interest on this Security shall be payable at the office or agency of
the Company maintained for that purpose in the City of Chicago, State of Illinois, in any coin or currency of the United States of America which at the time of payment is legal tender for payment of public and private debts; provided, however, that
payment of interest may be made at the option of the Company by check mailed to the registered holder at such address as shall appear in the Security Register. This Security shall not be entitled to any benefit under the Indenture, or be valid or
become obligatory for any purpose, until the certificate of authentication hereon shall have been signed by or on behalf of the Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As used herein,
&#147;Business Day&#148; means each Monday, Tuesday, Wednesday, Thursday and Friday which is not a day on which banking institutions in the Borough of Manhattan, New York City are authorized or obligated by law or executive order to close. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of this Security are continued on the reverse side hereof, and such continued provisions shall for all purposes have the same effect as though
fully set forth at this place. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company has caused this instrument to be executed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: December 19, 2024 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">ARTHUR J. GALLAGHER&nbsp;&amp; CO.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Douglas K. Howell</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Vice President and Chief Financial Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Seth Diehl</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Assistant Secretary and Associate General Counsel-Securities, Governance&nbsp;&amp; Risk</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page Global
Note due 2032] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CERTIFICATE OF AUTHENTICATION </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This is one of the Securities of the series designated therein issued under the within-mentioned Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: December&nbsp;19, 2024 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Authorized Signatory</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page Global Note due 2032] </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(FORM OF REVERSE OF SECURITY) </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Security is one of a duly authorized series of Securities of the Company, all issued or to be issued in one or more series under and pursuant to an
Indenture dated as of May 20, 2021, duly executed and delivered by the Company and The Bank of New York Mellon Trust Company, N.A., as trustee (the &#147;Trustee&#148;), as amended and supplemented (the &#147;Indenture&#148;), to which Indenture
reference is hereby made for a description of the rights, limitation of rights, obligations, duties and immunities thereunder of the Trustee, the Company and the holders of the Securities. By the terms of the Indenture, the Securities are issuable
in series which may vary as to amount, date of maturity, rate of interest and in other respects as in the Indenture provided. This Security is one of the series designated on the face hereof (the &#147;Securities&#148;) unlimited in aggregate
principal amount. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Beneficial interests in this global Security may be held in minimum denominations of $2,000 and integral multiples of $1,000 in excess
of $2,000. This global Security shall be exchangeable for Securities in definitive form registered in the names of persons other than the Depository or its nominee only if the Depository notifies the Company that it is unwilling or unable to
continue as the Depositary or if at any time such Depositary is no longer registered as a clearing agency or in good standing under the Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), or other applicable statute and a
successor Depositary is not appointed by the Company within 90 days and the Company executes and delivers to the Trustee an Issuer Order that this global Security shall be so exchangeable. To the extent that this global Security is exchangeable
pursuant to the preceding sentence, it shall be exchangeable for Securities registered in such names as the Depositary shall direct. Securities represented by this global Security that may be exchanged for Securities in definitive form under the
circumstances described in this paragraph shall be exchangeable only for Securities in definitive form issued in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Notwithstanding any other provision herein, this
global Security may not be transferred except as a whole by the Depositary to a successor or to a nominee of such Depositary or its successor or by a nominee of such Depositary to such Depositary or its successor or to another nominee of such
Depositary or its successor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In case an Event of Default with respect to the Securities shall have occurred and be continuing, the principal of all of
the Securities may be declared, and upon such declaration shall become, due and payable, in the manner, with the effect and subject to the conditions provided in the Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of Section&nbsp;4.03 and Section&nbsp;4.04 of the Indenture are to apply to the Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture contains provisions permitting the Company and the Trustee, with the consent of the holders of not less than a majority in principal amount of
the Outstanding Securities of each series affected by such supplemental indenture, to enter into a supplemental indenture or indentures for the purpose of adding any provision to or changing in any manner or eliminating any of the provisions of the
Indenture or of modifying in any manner the rights of the holders of Securities of such series under the Indenture; <I>provided</I>, <I>however</I>, that no such supplemental indenture shall, without the consent of the holder of each Outstanding
Security affected thereby, (1)&nbsp;change the stated maturity of the principal of, or any installment of principal of or interest on, any Security, or reduce the principal amount thereof or the rate of interest thereon or any premium payable
thereon, or reduce the amount of the principal of the Security that would be due and payable upon a declaration of acceleration of the maturity thereof, or adversely affect any right of repayment at the option of the holder of any Security, or
reduce the amount of, or postpone the date fixed for, the payment of any sinking fund or analogous obligation, or impair the right to commence suit for the enforcement of any such payment on or after the stated maturity thereof (or, in the case of
redemption, on or after the Redemption Date), in each case other than the amendment or waiver in accordance with the terms of the Indenture of any covenant or related definition included pursuant to Section&nbsp;3.01 of the Indenture that provides
for an offer to repurchase any Securities of a series upon a sale of assets or change of control transaction, or (2)&nbsp;reduce the percentage in principal amount of the Outstanding Securities of any series, the consent of whose holders is required
for any such supplemental indenture, or the consent of whose holders is required for any waiver (of compliance with certain provisions of the Indenture or certain defaults hereunder and their consequences) provided for in the Indenture, or
(3)&nbsp;modify the percentage of Securities required to consent to any such supplemental indenture, except to increase any such percentage or to provide that certain other provisions of the Indenture cannot be modified or waived without the consent
of the holder of each Outstanding Security affected thereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture also contains provisions permitting the holders of not less than a majority in
principal amount of Outstanding Securities of any series to waive, on behalf of the holders of all the Securities of such series, any past default under the Indenture with respect to such series and its consequences, except a default (1)&nbsp;in the
payment of the principal of (or premium, if any) or interest on any Security of such series, or (2)&nbsp;in respect of a covenant or provision of the Indenture which cannot be modified or amended without the consent of the holder of each Outstanding
Security of such series affected. Upon any such waiver, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been cured, for every purpose under the Indenture. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No reference herein to the Indenture and no provision of this Security or of the Indenture shall alter or
impair the obligation of the Company, which is absolute and unconditional, to pay the principal of and interest on this Security at the times and place and at the rate and in the money herein prescribed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities are issuable as registered Securities without coupons. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities shall be in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Securities may be exchanged, upon
presentation thereof for that purpose, at the office or agency of the Company in the City of Chicago, State of Illinois, for other Securities of authorized denominations, and for a like aggregate principal amount and series, and upon payment of a
sum sufficient to cover any tax or other governmental charge in relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may be redeemed, in whole and not in part, at the option
of the Company, by providing notice of such redemption to the holders of the Securities, within 30 days following a Transaction Termination Event, at a redemption price equal to 101% of the aggregate principal amount of the Securities, plus accrued
and unpaid interest on the Securities, if any, to, but excluding, the redemption date. If within 30 days after the occurrence of a Transaction Termination Event, the Company elects not to redeem the Securities, or if the Company notifies holders of
its election to redeem the Securities within such <FONT STYLE="white-space:nowrap">30-day</FONT> period but does not consummate the redemption on the date fixed for such redemption, the interest rate on the Securities shall increase by 2.50%
beginning on (and including) the first day of the interest period following the interest period in which the Transaction Termination Event occurred until the maturity date of the Securities. If the interest rate on the Securities is increased as
described in this paragraph, the term &#147;interest,&#148; as used with respect to the Securities, shall be deemed to include any such additional interest unless the context otherwise requires. Neither the Trustee nor the Paying Agent shall be
responsible for monitoring whether the interest rate for the Securities has, or should have, increased, and in all cases, the Trustee shall be fully protected in relying upon notification by the Company to the Trustee of any such change in the
interest rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A Transaction Termination Event will have occurred if: (1)&nbsp;on or prior to March 9, 2026 (the &#147;Transaction Deadline&#148;), (a)
the acquisition by the Company of all of the issued and outstanding stock of Dolphin TopCo, Inc. (the &#147;Transaction&#148;) is not consummated, or (b)&nbsp;the Company has publicly announced that the Transaction will not be consummated; or
(2)&nbsp;if prior to the Transaction Deadline, the Stock Purchase Agreement, dated as of December&nbsp;7, 2024 (the &#147;Purchase Agreement&#148;), by and among the Company, The AssuredPartners Group LP and Dolphin TopCo, Inc., is terminated, other
than in connection with the consummation of the Transaction, provided, that if the Purchase Agreement is amended to extend the date by which the Transaction must be consummated, the Transaction Deadline will be extended to the same date, but in no
event will the Transaction Deadline be extended beyond July 7, 2026. The Trustee shall not be charged with knowledge of, or responsible for monitoring whether, a Transaction Termination Event has occurred. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send a notice of redemption to each holder of Securities to be redeemed in connection with a Transaction Termination Event in accordance
with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a copy to the Trustee. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue
on the Securities on the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may also be redeemed, in whole at any time or in part from time to time, at the option of the
Company, (a) at any time prior to December&nbsp;15, 2031, at a redemption price equal to the greater of (i) 100% of the principal amount of the Securities to be redeemed, and (ii)&nbsp;the sum of the present value of (x)&nbsp;a payment on December
15, 2031 of the principal amount of the Securities to be redeemed and (y)&nbsp;the payment of the remaining scheduled payments through December&nbsp;15, 2031 of interest on the Securities to be redeemed (exclusive of interest accrued to the date of
redemption), discounted to the redemption date, on a semiannual basis (assuming a <FONT STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months), at a rate equal to the applicable
Treasury Rate plus 10 basis points, and (b)&nbsp;at any time on or after December&nbsp;15, 2031, at a redemption price equal to 100% of the principal amount of the Securities to be redeemed, plus, in either case, accrued and unpaid interest, if any,
thereon to, but excluding, the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Treasury Rate&#148; means, with respect to any redemption date for the Securities, the yield
determined by the Company in accordance with the following two paragraphs. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Treasury Rate applicable to such redemption shall be determined by the Company after 4:15 p.m., New York
City time (or after such time as yields on U.S. government securities are posted daily by the Board of Governors of the Federal Reserve System), on the third business day preceding the redemption date based upon the yield or yields for the most
recent day that appear after such time on such day in the most recent statistical release published by the Board of Governors of the Federal Reserve System designated as &#147;Selected Interest Rates (Daily)&#151;H.15&#148; (or any successor
designation or publication) (&#147;H.15&#148;) under the caption &#147;U.S. government securities&#151;Treasury constant maturities&#151; Nominal&#148; (or any successor caption or heading) (&#147;H.15 TCM&#148;). In determining the applicable
Treasury Rate, the Company shall select, as applicable: (1)&nbsp;the yield for the Treasury constant maturity on H.15 exactly equal to the period from the redemption date to December&nbsp;15, 2031 (the &#147;Remaining Life&#148;); or (2)&nbsp;if
there is no such Treasury constant maturity on H.15 exactly equal to the Remaining Life, the two yields&#151;one yield corresponding to the Treasury constant maturity on H.15 immediately shorter than and one yield corresponding to the Treasury
constant maturity on H.15 immediately longer than the Remaining Life&#151;and shall interpolate to December&nbsp;15, 2031 on a straight-line basis (using the actual number of days) using such yields and rounding the result to three decimal places;
or (3)&nbsp;if there is no such Treasury constant maturity on H.15 shorter than or longer than the Remaining Life, the yield for the single Treasury constant maturity on H.15 closest to the Remaining Life. For purposes of this paragraph, the
applicable Treasury constant maturity or maturities on H.15 shall be deemed to have a maturity date equal to the relevant number of months or years, as applicable, of such Treasury constant maturity from the redemption date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If on the third business day preceding the redemption date H.15 TCM is no longer published, the Company shall calculate the Treasury Rate applicable to such
redemption based on the rate per annum equal to the semi-annual equivalent yield to maturity at 11:00 a.m., New York City time, on the second business day preceding such redemption date of the United States Treasury security maturing on, or with a
maturity that is closest to, December&nbsp;15, 2031. If there is no United States Treasury security maturing on December&nbsp;15, 2031 but there are two or more United States Treasury securities with a maturity date equally distant from
December&nbsp;15, 2031, one with a maturity date preceding such date and one with a maturity date following such date, the Company shall select the United States Treasury security with a maturity date preceding December&nbsp;15, 2031. If there are
two or more United States Treasury securities maturing on December&nbsp;15, 2031 or two or more United States Treasury securities meeting the criteria of the preceding sentence, the Company shall select from among these two or more United States
Treasury securities the United States Treasury security that is trading closest to par based upon the average of the bid and asked prices for such United States Treasury securities at 11:00 a.m., New York City time. In determining the Treasury Rate
in accordance with the terms of this paragraph, the semi-annual yield to maturity of the applicable United States Treasury security shall be based upon the average of the bid and asked prices, expressed as a percentage of principal amount, at 11:00
a.m., New York City time, of such United States Treasury security, and rounded to three decimal places. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send or electronically deliver
a notice of redemption to each holder of Securities to be redeemed in connection with any redemption in accordance with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a
copy to the Trustee. Any notice to holders of Securities to be redeemed pursuant to such a redemption shall include the appropriate calculation of the redemption price, but need not include the redemption price itself. The actual redemption price,
calculated as described above, must be set forth in an Officers&#146; Certificate delivered to the Trustee no later than two business days prior to the redemption date. The Trustee shall have no responsibility for the calculation or determination of
the redemption price. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue on the Securities to be redeemed or portions thereof called for redemption. If fewer than all of the Securities are to be redeemed,
such Securities shall be selected by lot, or for so long as the Securities are held by DTC (or another depositary), in accordance with the applicable procedures of DTC (or other such depositary). Neither the Trustee nor any registrar shall be liable
for any such selection. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except with respect to redemption following a Transaction Termination Event, notice of any redemption of Securities in connection
with a transaction or an event may, at the Company&#146;s discretion, be given prior to the completion or the occurrence thereof. Any redemption or notice may, at the Company&#146;s discretion, be subject to one or more conditions precedent,
including, but not limited to, completion or occurrence of a related transaction or event. At the Company&#146;s discretion, the redemption date may be delayed until such time as any or all such conditions shall be satisfied, or such redemption may
not occur and such notice may be rescinded in the event that any or all such conditions shall not have been satisfied by the redemption date, or by the redemption date as so delayed. The Company shall provide written notice to the Trustee as soon as
practicable but in any event no later than two days prior to the redemption date if any such redemption has been rescinded or delayed, and upon receipt and at the request of the Company, the Trustee shall provide such notice to each holder of the
Securities to be redeemed in the same manner in which the notice of redemption was given. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If a Change of Control Triggering Event occurs, unless the Company has exercised its right to redeem the
Securities as described above, the Company shall make an offer to each holder of the Securities to repurchase all of that holder&#146;s Securities at a repurchase price in cash equal to 101% of the aggregate principal amount of Securities
repurchased (such principal amount to be equal to $2,000 or an integral multiple of $1,000 in excess thereof), plus any accrued and unpaid interest on the Securities repurchased to, but excluding, the date of repurchase. Within 30 days following any
Change of Control Triggering Event or, at the Company&#146;s option, prior to any Change of Control, but after the public announcement of the Change of Control, the Company shall send a notice to each holder and the Trustee describing the
transaction or transactions that constitute or may constitute the Change of Control Triggering Event and offering to repurchase the Securities on the payment date specified in the notice, which date shall be no earlier than 30 days and no later than
45 days from the date such notice is sent. The notice shall, if sent prior to the date of consummation of the Change of Control, state that the offer to repurchase is conditioned on the Change of Control Triggering Event occurring on or prior to the
payment date specified in the notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall comply with the requirements of Rule <FONT STYLE="white-space:nowrap">14e-1</FONT> under the
Exchange Act and any other securities laws and regulations to the extent those laws and regulations are applicable in connection with the repurchase of the Securities as a result of a Change of Control Triggering Event. To the extent that the
provisions of any securities laws or regulations conflict with the Change of Control Triggering Event provisions of the Securities, the Company shall comply with the applicable securities laws and regulations and shall not be deemed to have breached
its obligations under the Change of Control Triggering Event provisions of the Securities by virtue of such conflict. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On the Change of Control Triggering
Event payment date, the Company shall, to the extent lawful (1)&nbsp;accept for payment all Securities or portions of Securities properly tendered pursuant to the Company&#146;s offer; (2)&nbsp;deposit with the Paying Agent an amount equal to the
aggregate purchase price in respect of all Securities or portions of Securities properly tendered; and (3)&nbsp;deliver or cause to be delivered to the Trustee, the Securities properly accepted, together with an officers&#146; certificate stating
the aggregate principal amount of Securities being purchased by the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Paying Agent shall promptly pay, from funds deposited by the Company for
such purpose, to each holder of the Securities properly tendered the purchase price for the Securities, and the Trustee shall promptly authenticate and send (or cause to be transferred by book-entry) to each holder a new note equal in principal
amount to any unpurchased portion of any Securities surrendered. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall not be required to make an offer to repurchase the Securities upon a
Change of Control Triggering Event if a third party makes an offer in the manner, at the times and otherwise in compliance with the requirements for an offer made by the Company and such third party purchases all Securities properly tendered and not
withdrawn under its offer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition to the covenants set forth in Article 10 of the Indenture, the Company shall not, and shall not permit any of its
subsidiaries to, directly or indirectly, incur or suffer to exist, any Lien, other than a Permitted Lien, securing Debt upon any Capital Stock of any Significant Subsidiary of the Company that is owned, directly or indirectly, by the Company or any
of its subsidiaries, in each case whether owned at the date of the original issuance of the Securities or thereafter acquired, unless it has made or will make effective provision whereby the Securities will be secured by such Lien equally and
ratably with (or prior to) all other Debt of the Company or any subsidiary secured by such Lien. Any Lien created for the benefit of the holders of the Securities pursuant to the preceding sentence shall provide by its terms that such Lien will be
automatically and unconditionally released and discharged upon release and discharge of the Lien. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Capital Stock&#148; means, with respect to any
person, any shares or other equivalents (however designated) of any class of corporate stock or partnership interests or any other participations, rights, warrants, options or other interests in the nature of an equity interest in such person,
including, without limitation, preferred stock and any debt security convertible or exchangeable into such equity interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control&#148;
means the occurrence of any of the following: (1)&nbsp;the direct or indirect sale, transfer, conveyance or other disposition (other than by way of merger or consolidation), in one or a series of related transactions, of all or substantially all of
the Company&#146;s properties or assets and those of its subsidiaries, taken as a whole, to any &#147;person&#148; or &#147;group&#148; (as those terms are used in Section&nbsp;13(d) and Section&nbsp;14(d) of the Exchange Act), other than the
Company or one or more of its wholly-owned subsidiaries; (2)&nbsp;the consummation of any transaction (including without limitation, any merger or consolidation) the result of which is that any person (including any &#147;person&#148; (as that term
is used in Section&nbsp;13(d)(3) of the Exchange Act)) becomes the &#147;beneficial owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act),
directly or indirectly, of Capital Stock representing more than 50% of the aggregate ordinary voting power represented by the issued and outstanding Capital Stock of the Company; or (3)&nbsp;the adoption of a plan relating to the liquidation or
dissolution of the Company. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, a transaction shall not be deemed to involve a Change of Control if
(1)&nbsp;the Company becomes a direct or indirect wholly-owned subsidiary of a holding company and (2)(A) the direct or indirect holders of the voting Capital Stock of such holding company immediately following that transaction are substantially the
same as the holders of the voting Capital Stock of the Company immediately prior to that transaction or (B)&nbsp;immediately following that transaction, no person (including any &#147;person&#148; (as that term is used in Section&nbsp;13(d)(3) of
the Exchange Act)) becomes the &#147;beneficial owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act), directly or indirectly, of Capital Stock
representing more than 50% of the aggregate ordinary voting power represented by the issued and outstanding Capital Stock of such holding company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control Triggering Event&#148; means the occurrence of both a Change of Control and a Ratings Decline. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Debt&#148; means (a)&nbsp;the principal of and premium (if any) in respect of any obligation of such person for money borrowed, and any obligation
evidenced by the Securities, debentures, bonds or other similar instruments for the payment of which such person is responsible or liable; (b)&nbsp;all obligations of such person as lessee under leases required to be capitalized on the balance sheet
of the lessee under generally accepted accounting principles and leases of property or assets made as part of any sale and leaseback transaction entered into by such person; (c)&nbsp;all obligations of such person issued or assumed as the deferred
purchase price of property, all conditional sale obligations of such person and all obligations of such person under any title retention agreement (but excluding trade accounts payable arising in the ordinary course of business); (d) all obligations
of such person for the reimbursement of any obligor on any letter of credit, banker&#146;s acceptance or similar credit transaction; (e)&nbsp;all obligations of the type referred to in clauses (a)&nbsp;through (d) of other persons and all dividends
of other persons for the payment of which, in either case, such person is responsible or liable, directly or indirectly, as obligor, guarantor or otherwise, including by means of any guarantee; (f)&nbsp;all obligations of the type referred to in
clauses (a)&nbsp;through (d) of other persons secured by any Lien on any property of such person (whether or not such obligation is assumed by such person); and (g)&nbsp;to the extent not otherwise included in this definition, hedging obligations of
such person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Investment Grade&#148; means a rating of Baa3 or better by Moody&#146;s (or its equivalent under any successor rating categories of
Moody&#146;s) and <FONT STYLE="white-space:nowrap">BBB-</FONT> or better by S&amp;P (or its equivalent under any successor rating categories of S&amp;P) (or, in each case, if such Rating Agency ceases to rate the Securities for reasons outside the
Company&#146;s control, the equivalent investment grade credit rating from any Rating Agency selected by the Company as a replacement Rating Agency). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Lien&#148; means, with respect to any property of any person, any mortgage or deed of trust, pledge, hypothecation, assignment, deposit arrangement,
security interest, lien, charge, encumbrance, preference, priority or other security agreement or preferential arrangement of any kind or nature whatsoever on or with respect to such property (including any capitalized lease obligation, conditional
sale or other title retention agreement having substantially the same economic effect as any of the foregoing or any sale and leaseback transaction). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Moody&#146;s&#148; means Moody&#146;s Investors Service Inc., a subsidiary of Moody&#146;s Corporation, and its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Permitted Lien&#148; means (i)&nbsp;Liens on the Capital Stock of a Significant Subsidiary to secure Debt incurred to finance the purchase price of such
Capital Stock; (ii)&nbsp;Liens on the Capital Stock of a Significant Subsidiary existing at the time such person becomes a Subsidiary, provided that any such Lien is not incurred in anticipation of such person becoming a Subsidiary; and
(iii)&nbsp;extensions, renewals, refinancings or replacements of any Lien referred to in the foregoing clauses (i)&nbsp;and (ii); provided, however, that any Liens permitted by any of the foregoing clauses (i)&nbsp;and (ii) shall not extend to or
cover any additional Capital Stock of a Significant Subsidiary, other than the property that previously secured such Lien. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Rating Agency&#148;
means: (1)&nbsp;each of Moody&#146;s and S&amp;P; and (2)&nbsp;if either of Moody&#146;s or S&amp;P ceases to rate the Securities or fails to make a rating of the Securities publicly available for reasons outside the Company&#146;s control, a
&#147;nationally recognized statistical rating organization&#148; within the meaning of Rule <FONT STYLE="white-space:nowrap">15c3-1(c)</FONT> (2) (vi)&nbsp;(F) under the Exchange Act selected by the Company as a replacement agency for Moody&#146;s
or S&amp;P, or both, as the case may be. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Ratings Decline&#148; means at any time during the period commencing on the earlier of, (i)&nbsp;the
occurrence of a Change of Control or (ii)&nbsp;public notice of the occurrence of a Change of Control or the intention by the Company to effect a Change of Control, and ending 60 days thereafter (which period shall be extended so long as the rating
of the Securities is under publicly announced consideration for a possible downgrade by any of the Rating Agencies) that (a)&nbsp;the rating of the Securities shall be reduced by both Rating Agencies and (b)&nbsp;the Securities shall be rated below
Investment Grade by each of the Rating Agencies. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;S&amp;P&#148; means S&amp;P Global Ratings, and its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As provided in the Indenture and subject to certain limitations therein set forth, this Security is transferable by the registered holder hereof on the
Security Register of the Company, upon surrender of this Security for registration of transfer at the office or agency of the Company in the City of Chicago, State of Illinois, accompanied by a written instrument or instruments of transfer in form
satisfactory to the Company or the Security Registrar duly executed by the registered holder hereof or his attorney duly authorized in writing, and thereupon one or more new Securities of authorized denominations and for the same aggregate principal
amount and series shall be issued to the designated transferee or transferees. No service charge shall be made for any such transfer, but the Company may require payment of a sum sufficient to cover any tax or other governmental charge payable in
relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Prior to due presentment for registration of transfer of this Security, the Company, the Trustee, any Paying Agent and any Security
Registrar for the Securities may deem and treat the registered holder hereof as the absolute owner hereof (whether or not this Security shall be overdue and notwithstanding any notice of ownership or writing hereon made by anyone other than the
Security Registrar for the Securities) for the purpose of receiving payment of or on account of the principal hereof and (subject to Section&nbsp;3.10 of the Indenture) interest due hereon and for all other purposes, and neither the Company nor the
Trustee nor any Paying Agent nor any Security Registrar for the Securities shall be affected by any notice to the contrary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No recourse shall be had for
the payment of the principal of, or the interest on, this Security, or for any claim based hereon, or otherwise in respect hereof, or based on or in respect of the Indenture, against any incorporator, stockholder, shareholder, officer or director,
as such, past, present or future, of the Company or of any successor Person, either directly or through the Company, whether by virtue of any constitution, statute or rule of law, or by the enforcement of any assessment or penalty or otherwise, all
such liability being hereby expressly waived and released as a condition of, and as a consideration for, the issuance hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Depositary by
acceptance of this global Security agrees that it will not sell, assign, transfer or otherwise convey any beneficial interest in this global Security unless such beneficial interest is in an amount equal to an authorized denomination for Securities
of this series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Capitalized terms used herein and not otherwise defined herein shall have the respective meanings set forth in the Indenture. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SCHEDULE D </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Form of Note due 2035 </B></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW
YORK CORPORATION (&#147;DTC&#148; OR THE &#147;DEPOSITARY&#148;), NEW YORK, NEW YORK, TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE&nbsp;&amp; CO. OR IN
SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE&nbsp;&amp; CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR
VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE&nbsp;&amp; CO., HAS AN INTEREST HEREIN. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THIS SECURITY
MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR
A NOMINEE OF SUCH SUCCESSOR DEPOSITARY, UNLESS AND UNTIL THIS SECURITY IS EXCHANGED IN WHOLE OR IN PART FOR SECURITIES IN DEFINITIVE FORM. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">No.&nbsp;[&#8195;]</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">$[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;]</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">CUSIP No.: 04316J AN9 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ISIN:
US04316JAN90 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Arthur J. Gallagher&nbsp;&amp; Co. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>5.150% Senior Notes due 2035 </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Arthur J.
Gallagher&nbsp;&amp; Co., a corporation duly organized and existing under the laws of the State of Delaware (the &#147;Company&#148;), for value received, hereby promises to pay to Cede&nbsp;&amp; Co., or registered assigns, the principal sum of
[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;] ($[&#8195;&#8195;&#8195;&#8195;&#8195;]) on February&nbsp;15, 2035, and to pay interest on said principal sum from December&nbsp;19, 2024, or from the most recent interest payment date to which
interest has been paid or duly provided for, semi-annually in arrears on February&nbsp;15 and August&nbsp;15 in each year, commencing August&nbsp;15, 2025, at the rate of 5.150% per annum until the principal hereof shall have become due and payable,
and on any overdue principal and (to the extent that payment of such interest is enforceable under applicable law) on any overdue installment of interest at the same rate per annum. The interest installment so payable, and punctually paid or duly
provided for, on any interest payment date shall, as provided in the Indenture hereinafter referred to, be paid to the person in whose name this Security (or one or more Predecessor Securities, as defined in said Indenture) is registered at the
close of business on the regular record date for such interest installment, which shall be the February&nbsp;1 or August&nbsp;1, as the case may be (whether or not a Business Day), next preceding such interest payment date. Any such interest
installment not so punctually paid or duly provided for shall forthwith cease to be payable to the registered holder on such regular record date, and may be paid to the person in whose name this Security (or one or more Predecessor Securities) is
registered at the close of business on a special record date to be fixed by the Trustee for the payment of such defaulted interest, notice whereof shall be given to the registered holders of this series of Securities as provided in the Indenture, or
may be paid at any time in any other lawful manner, all as more fully provided in the Indenture. Interest shall be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year comprised of twelve
<FONT STYLE="white-space:nowrap">30-day</FONT> months. If interest or principal is payable on a day that is not a Business Day, such payment shall be made on the next succeeding Business Day, as if made on the date such payment was due, and no
interest shall accrue on such payment for the period from and after such due date to the date of such payment on the next succeeding Business Day. The principal of and the interest on this Security shall be payable at the office or agency of the
Company maintained for that purpose in the City of Chicago, State of Illinois, in any coin or currency of the United States of America which at the time of payment is legal tender for payment of public and private debts; provided, however, that
payment of interest may be made at the option of the Company by check mailed to the registered holder at such address as shall appear in the Security Register. This Security shall not be entitled to any benefit under the Indenture, or be valid or
become obligatory for any purpose, until the certificate of authentication hereon shall have been signed by or on behalf of the Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As used herein,
&#147;Business Day&#148; means each Monday, Tuesday, Wednesday, Thursday and Friday which is not a day on which banking institutions in the Borough of Manhattan, New York City are authorized or obligated by law or executive order to close. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of this Security are continued on the reverse side hereof, and such continued provisions shall for all purposes have the same effect as though
fully set forth at this place. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company has caused this instrument to be executed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: December 19, 2024 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">ARTHUR J. GALLAGHER&nbsp;&amp; CO.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Douglas K. Howell</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Vice President and Chief Financial Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Seth Diehl</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Assistant Secretary and Associate General Counsel-Securities, Governance&nbsp;&amp; Risk</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page Global
Note due 2035] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CERTIFICATE OF AUTHENTICATION </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This is one of the Securities of the series designated therein issued under the within-mentioned Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: December&nbsp;19, 2024 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Authorized Signatory</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page Global
Note due 2035] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(FORM OF REVERSE OF SECURITY) </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Security is one of a duly authorized series of Securities of the Company, all issued or to be issued in one or more series under and pursuant to an
Indenture dated as of May 20, 2021, duly executed and delivered by the Company and The Bank of New York Mellon Trust Company, N.A., as trustee (the &#147;Trustee&#148;), as amended and supplemented (the &#147;Indenture&#148;), to which Indenture
reference is hereby made for a description of the rights, limitation of rights, obligations, duties and immunities thereunder of the Trustee, the Company and the holders of the Securities. By the terms of the Indenture, the Securities are issuable
in series which may vary as to amount, date of maturity, rate of interest and in other respects as in the Indenture provided. This Security is one of the series designated on the face hereof (the &#147;Securities&#148;) unlimited in aggregate
principal amount. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Beneficial interests in this global Security may be held in minimum denominations of $2,000 and integral multiples of $1,000 in excess
of $2,000. This global Security shall be exchangeable for Securities in definitive form registered in the names of persons other than the Depository or its nominee only if the Depository notifies the Company that it is unwilling or unable to
continue as the Depositary or if at any time such Depositary is no longer registered as a clearing agency or in good standing under the Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), or other applicable statute and a
successor Depositary is not appointed by the Company within 90 days and the Company executes and delivers to the Trustee an Issuer Order that this global Security shall be so exchangeable. To the extent that this global Security is exchangeable
pursuant to the preceding sentence, it shall be exchangeable for Securities registered in such names as the Depositary shall direct. Securities represented by this global Security that may be exchanged for Securities in definitive form under the
circumstances described in this paragraph shall be exchangeable only for Securities in definitive form issued in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Notwithstanding any other provision herein, this
global Security may not be transferred except as a whole by the Depositary to a successor or to a nominee of such Depositary or its successor or by a nominee of such Depositary to such Depositary or its successor or to another nominee of such
Depositary or its successor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In case an Event of Default with respect to the Securities shall have occurred and be continuing, the principal of all of
the Securities may be declared, and upon such declaration shall become, due and payable, in the manner, with the effect and subject to the conditions provided in the Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of Section&nbsp;4.03 and Section&nbsp;4.04 of the Indenture are to apply to the Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture contains provisions permitting the Company and the Trustee, with the consent of the holders of not less than a majority in principal amount of
the Outstanding Securities of each series affected by such supplemental indenture, to enter into a supplemental indenture or indentures for the purpose of adding any provision to or changing in any manner or eliminating any of the provisions of the
Indenture or of modifying in any manner the rights of the holders of Securities of such series under the Indenture; <I>provided</I>, <I>however</I>, that no such supplemental indenture shall, without the consent of the holder of each Outstanding
Security affected thereby, (1)&nbsp;change the stated maturity of the principal of, or any installment of principal of or interest on, any Security, or reduce the principal amount thereof or the rate of interest thereon or any premium payable
thereon, or reduce the amount of the principal of the Security that would be due and payable upon a declaration of acceleration of the maturity thereof, or adversely affect any right of repayment at the option of the holder of any Security, or
reduce the amount of, or postpone the date fixed for, the payment of any sinking fund or analogous obligation, or impair the right to commence suit for the enforcement of any such payment on or after the stated maturity thereof (or, in the case of
redemption, on or after the Redemption Date), in each case other than the amendment or waiver in accordance with the terms of the Indenture of any covenant or related definition included pursuant to Section&nbsp;3.01 of the Indenture that provides
for an offer to repurchase any Securities of a series upon a sale of assets or change of control transaction, or (2)&nbsp;reduce the percentage in principal amount of the Outstanding Securities of any series, the consent of whose holders is required
for any such supplemental indenture, or the consent of whose holders is required for any waiver (of compliance with certain provisions of the Indenture or certain defaults hereunder and their consequences) provided for in the Indenture, or
(3)&nbsp;modify the percentage of Securities required to consent to any such supplemental indenture, except to increase any such percentage or to provide that certain other provisions of the Indenture cannot be modified or waived without the consent
of the holder of each Outstanding Security affected thereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture also contains provisions permitting the holders of not less than a majority in
principal amount of Outstanding Securities of any series to waive, on behalf of the holders of all the Securities of such series, any past default under the Indenture with respect to such series and its consequences, except a default (1)&nbsp;in the
payment of the principal of (or premium, if any) or interest on any Security of such series, or (2)&nbsp;in respect of a covenant or provision of the Indenture which cannot be modified or amended without the consent of the holder of each Outstanding
Security of such series affected. Upon any such waiver, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been cured, for every purpose under the Indenture. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No reference herein to the Indenture and no provision of this Security or of the Indenture shall alter or
impair the obligation of the Company, which is absolute and unconditional, to pay the principal of and interest on this Security at the times and place and at the rate and in the money herein prescribed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities are issuable as registered Securities without coupons. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities shall be in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Securities may be exchanged, upon
presentation thereof for that purpose, at the office or agency of the Company in the City of Chicago, State of Illinois, for other Securities of authorized denominations, and for a like aggregate principal amount and series, and upon payment of a
sum sufficient to cover any tax or other governmental charge in relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may be redeemed, in whole and not in part, at the option
of the Company, by providing notice of such redemption to the holders of the Securities, within 30 days following a Transaction Termination Event, at a redemption price equal to 101% of the aggregate principal amount of the Securities, plus accrued
and unpaid interest on the Securities, if any, to, but excluding, the redemption date. If within 30 days after the occurrence of a Transaction Termination Event, the Company elects not to redeem the Securities, or if the Company notifies holders of
its election to redeem the Securities within such <FONT STYLE="white-space:nowrap">30-day</FONT> period but does not consummate the redemption on the date fixed for such redemption, the interest rate on the Securities shall increase by 2.50%
beginning on (and including) the first day of the interest period following the interest period in which the Transaction Termination Event occurred until the maturity date of the Securities. If the interest rate on the Securities is increased as
described in this paragraph, the term &#147;interest,&#148; as used with respect to the Securities, shall be deemed to include any such additional interest unless the context otherwise requires. Neither the Trustee nor the Paying Agent shall be
responsible for monitoring whether the interest rate for the Securities has, or should have, increased, and in all cases, the Trustee shall be fully protected in relying upon notification by the Company to the Trustee of any such change in the
interest rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A Transaction Termination Event will have occurred if (1)&nbsp;on or prior to March 9, 2026 (the &#147;Transaction Deadline&#148;), (a)
the acquisition by the Company of all of the issued and outstanding stock of Dolphin TopCo, Inc. (the &#147;Transaction&#148;) is not consummated, or (b)&nbsp;the Company has publicly announced that the Transaction will not be consummated; or
(2)&nbsp;if prior to the Transaction Deadline, the Stock Purchase Agreement, dated as of December&nbsp;7, 2024 (the &#147;Purchase Agreement&#148;), by and among the Company, The AssuredPartners Group LP and Dolphin TopCo, Inc., is terminated, other
than in connection with the consummation of the Transaction, provided, that if the Purchase Agreement is amended to extend the date by which the Transaction must be consummated, the Transaction Deadline will be extended to the same date, but in no
event will the Transaction Deadline be extended beyond July 7, 2026. The Trustee shall not be charged with knowledge of, or responsible for monitoring whether, a Transaction Termination Event has occurred. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send a notice of redemption to each holder of Securities to be redeemed in connection with a Transaction Termination Event in accordance
with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a copy to the Trustee. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue
on the Securities on the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may also be redeemed, in whole at any time or in part from time to time, at the option of the
Company, (a) at any time prior to November&nbsp;15, 2034, at a redemption price equal to the greater of (i) 100% of the principal amount of the Securities to be redeemed, and (ii)&nbsp;the sum of the present value of (x)&nbsp;a payment on November
15, 2034 of the principal amount of the Securities to be redeemed and (y)&nbsp;the payment of the remaining scheduled payments through November&nbsp;15, 2034 of interest on the Securities to be redeemed (exclusive of interest accrued to the date of
redemption), discounted to the redemption date, on a semiannual basis (assuming a <FONT STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months), at a rate equal to the applicable
Treasury Rate plus 10 basis points, and (b)&nbsp;at any time on or after November&nbsp;15, 2034, at a redemption price equal to 100% of the principal amount of the Securities to be redeemed, plus, in either case, accrued and unpaid interest, if any,
thereon to, but excluding, the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Treasury Rate&#148; means, with respect to any redemption date for the Securities, the yield
determined by the Company in accordance with the following two paragraphs. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Treasury Rate applicable to such redemption shall be determined by the Company after 4:15 p.m., New York
City time (or after such time as yields on U.S. government securities are posted daily by the Board of Governors of the Federal Reserve System), on the third business day preceding the redemption date based upon the yield or yields for the most
recent day that appear after such time on such day in the most recent statistical release published by the Board of Governors of the Federal Reserve System designated as &#147;Selected Interest Rates (Daily)&#151;H.15&#148; (or any successor
designation or publication) (&#147;H.15&#148;) under the caption &#147;U.S. government securities&#151;Treasury constant maturities&#151; Nominal&#148; (or any successor caption or heading) (&#147;H.15 TCM&#148;). In determining the applicable
Treasury Rate, the Company shall select, as applicable: (1)&nbsp;the yield for the Treasury constant maturity on H.15 exactly equal to the period from the redemption date to November&nbsp;15, 2034 (the &#147;Remaining Life&#148;); or (2)&nbsp;if
there is no such Treasury constant maturity on H.15 exactly equal to the Remaining Life, the two yields&#151;one yield corresponding to the Treasury constant maturity on H.15 immediately shorter than and one yield corresponding to the Treasury
constant maturity on H.15 immediately longer than the Remaining Life&#151;and shall interpolate to November&nbsp;15, 2034 on a straight-line basis (using the actual number of days) using such yields and rounding the result to three decimal places;
or (3)&nbsp;if there is no such Treasury constant maturity on H.15 shorter than or longer than the Remaining Life, the yield for the single Treasury constant maturity on H.15 closest to the Remaining Life. For purposes of this paragraph, the
applicable Treasury constant maturity or maturities on H.15 shall be deemed to have a maturity date equal to the relevant number of months or years, as applicable, of such Treasury constant maturity from the redemption date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If on the third business day preceding the redemption date H.15 TCM is no longer published, the Company shall calculate the Treasury Rate applicable to such
redemption based on the rate per annum equal to the semi-annual equivalent yield to maturity at 11:00 a.m., New York City time, on the second business day preceding such redemption date of the United States Treasury security maturing on, or with a
maturity that is closest to, November&nbsp;15, 2034. If there is no United States Treasury security maturing on November&nbsp;15, 2034 but there are two or more United States Treasury securities with a maturity date equally distant from
November&nbsp;15, 2034, one with a maturity date preceding such date and one with a maturity date following such date, the Company shall select the United States Treasury security with a maturity date preceding November&nbsp;15, 2034. If there are
two or more United States Treasury securities maturing on November 15, 2034 or two or more United States Treasury securities meeting the criteria of the preceding sentence, the Company shall select from among these two or more United States Treasury
securities the United States Treasury security that is trading closest to par based upon the average of the bid and asked prices for such United States Treasury securities at 11:00 a.m., New York City time. In determining the Treasury Rate in
accordance with the terms of this paragraph, the semi-annual yield to maturity of the applicable United States Treasury security shall be based upon the average of the bid and asked prices, expressed as a percentage of principal amount, at 11:00
a.m., New York City time, of such United States Treasury security, and rounded to three decimal places. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send or electronically deliver
a notice of redemption to each holder of Securities to be redeemed in connection with any redemption in accordance with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a
copy to the Trustee. Any notice to holders of Securities to be redeemed pursuant to such a redemption shall include the appropriate calculation of the redemption price, but need not include the redemption price itself. The actual redemption price,
calculated as described above, must be set forth in an Officers&#146; Certificate delivered to the Trustee no later than two business days prior to the redemption date. The Trustee shall have no responsibility for the calculation or determination of
the redemption price. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue on the Securities to be redeemed or portions thereof called for redemption. If fewer than all of the Securities are to be redeemed,
such Securities shall be selected by lot, or for so long as the Securities are held by DTC (or another depositary), in accordance with the applicable procedures of DTC (or other such depositary). Neither the Trustee nor any registrar shall be liable
for any such selection. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except with respect to redemption following a Transaction Termination Event, notice of any redemption of Securities in connection
with a transaction or an event may, at the Company&#146;s discretion, be given prior to the completion or the occurrence thereof. Any redemption or notice may, at the Company&#146;s discretion, be subject to one or more conditions precedent,
including, but not limited to, completion or occurrence of a related transaction or event. At the Company&#146;s discretion, the redemption date may be delayed until such time as any or all such conditions shall be satisfied, or such redemption may
not occur and such notice may be rescinded in the event that any or all such conditions shall not have been satisfied by the redemption date, or by the redemption date as so delayed. The Company shall provide written notice to the Trustee as soon as
practicable but in any event no later than two days prior to the redemption date if any such redemption has been rescinded or delayed, and upon receipt and at the request of the Company, the Trustee shall provide such notice to each holder of the
Securities to be redeemed in the same manner in which the notice of redemption was given. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If a Change of Control Triggering Event occurs, unless the Company has exercised its right to redeem the
Securities as described above, the Company shall make an offer to each holder of the Securities to repurchase all of that holder&#146;s Securities at a repurchase price in cash equal to 101% of the aggregate principal amount of Securities
repurchased (such principal amount to be equal to $2,000 or an integral multiple of $1,000 in excess thereof), plus any accrued and unpaid interest on the Securities repurchased to, but excluding, the date of repurchase. Within 30 days following any
Change of Control Triggering Event or, at the Company&#146;s option, prior to any Change of Control, but after the public announcement of the Change of Control, the Company shall send a notice to each holder and the Trustee describing the
transaction or transactions that constitute or may constitute the Change of Control Triggering Event and offering to repurchase the Securities on the payment date specified in the notice, which date shall be no earlier than 30 days and no later than
45 days from the date such notice is sent. The notice shall, if sent prior to the date of consummation of the Change of Control, state that the offer to repurchase is conditioned on the Change of Control Triggering Event occurring on or prior to the
payment date specified in the notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall comply with the requirements of Rule <FONT STYLE="white-space:nowrap">14e-1</FONT> under the
Exchange Act and any other securities laws and regulations to the extent those laws and regulations are applicable in connection with the repurchase of the Securities as a result of a Change of Control Triggering Event. To the extent that the
provisions of any securities laws or regulations conflict with the Change of Control Triggering Event provisions of the Securities, the Company shall comply with the applicable securities laws and regulations and shall not be deemed to have breached
its obligations under the Change of Control Triggering Event provisions of the Securities by virtue of such conflict. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On the Change of Control Triggering
Event payment date, the Company shall, to the extent lawful (1)&nbsp;accept for payment all Securities or portions of Securities properly tendered pursuant to the Company&#146;s offer; (2)&nbsp;deposit with the Paying Agent an amount equal to the
aggregate purchase price in respect of all Securities or portions of Securities properly tendered; and (3)&nbsp;deliver or cause to be delivered to the Trustee, the Securities properly accepted, together with an officers&#146; certificate stating
the aggregate principal amount of Securities being purchased by the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Paying Agent shall promptly pay, from funds deposited by the Company for
such purpose, to each holder of the Securities properly tendered the purchase price for the Securities, and the Trustee shall promptly authenticate and send (or cause to be transferred by book-entry) to each holder a new note equal in principal
amount to any unpurchased portion of any Securities surrendered. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall not be required to make an offer to repurchase the Securities upon a
Change of Control Triggering Event if a third party makes an offer in the manner, at the times and otherwise in compliance with the requirements for an offer made by the Company and such third party purchases all Securities properly tendered and not
withdrawn under its offer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition to the covenants set forth in Article 10 of the Indenture, the Company shall not, and shall not permit any of its
subsidiaries to, directly or indirectly, incur or suffer to exist, any Lien, other than a Permitted Lien, securing Debt upon any Capital Stock of any Significant Subsidiary of the Company that is owned, directly or indirectly, by the Company or any
of its subsidiaries, in each case whether owned at the date of the original issuance of the Securities or thereafter acquired, unless it has made or will make effective provision whereby the Securities will be secured by such Lien equally and
ratably with (or prior to) all other Debt of the Company or any subsidiary secured by such Lien. Any Lien created for the benefit of the holders of the Securities pursuant to the preceding sentence shall provide by its terms that such Lien will be
automatically and unconditionally released and discharged upon release and discharge of the Lien. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Capital Stock&#148; means, with respect to any
person, any shares or other equivalents (however designated) of any class of corporate stock or partnership interests or any other participations, rights, warrants, options or other interests in the nature of an equity interest in such person,
including, without limitation, preferred stock and any debt security convertible or exchangeable into such equity interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control&#148;
means the occurrence of any of the following: (1)&nbsp;the direct or indirect sale, transfer, conveyance or other disposition (other than by way of merger or consolidation), in one or a series of related transactions, of all or substantially all of
the Company&#146;s properties or assets and those of its subsidiaries, taken as a whole, to any &#147;person&#148; or &#147;group&#148; (as those terms are used in Section&nbsp;13(d) and Section&nbsp;14(d) of the Exchange Act), other than the
Company or one or more of its wholly-owned subsidiaries; (2)&nbsp;the consummation of any transaction (including without limitation, any merger or consolidation) the result of which is that any person (including any &#147;person&#148; (as that term
is used in Section&nbsp;13(d)(3) of the Exchange Act)) becomes the &#147;beneficial owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act),
directly or indirectly, of Capital Stock representing more than 50% of the aggregate ordinary voting power represented by the issued and outstanding Capital Stock of the Company; or (3)&nbsp;the adoption of a plan relating to the liquidation or
dissolution of the Company. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, a transaction shall not be deemed to involve a Change of Control if
(1)&nbsp;the Company becomes a direct or indirect wholly-owned subsidiary of a holding company and (2)(A) the direct or indirect holders of the voting Capital Stock of such holding company immediately following that transaction are substantially the
same as the holders of the voting Capital Stock of the Company immediately prior to that transaction or (B)&nbsp;immediately following that transaction, no person (including any &#147;person&#148; (as that term is used in Section&nbsp;13(d)(3) of
the Exchange Act)) becomes the &#147;beneficial owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act), directly or indirectly, of Capital Stock
representing more than 50% of the aggregate ordinary voting power represented by the issued and outstanding Capital Stock of such holding company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control Triggering Event&#148; means the occurrence of both a Change of Control and a Ratings Decline. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Debt&#148; means (a)&nbsp;the principal of and premium (if any) in respect of any obligation of such person for money borrowed, and any obligation
evidenced by the Securities, debentures, bonds or other similar instruments for the payment of which such person is responsible or liable; (b)&nbsp;all obligations of such person as lessee under leases required to be capitalized on the balance sheet
of the lessee under generally accepted accounting principles and leases of property or assets made as part of any sale and leaseback transaction entered into by such person; (c)&nbsp;all obligations of such person issued or assumed as the deferred
purchase price of property, all conditional sale obligations of such person and all obligations of such person under any title retention agreement (but excluding trade accounts payable arising in the ordinary course of business); (d) all obligations
of such person for the reimbursement of any obligor on any letter of credit, banker&#146;s acceptance or similar credit transaction; (e)&nbsp;all obligations of the type referred to in clauses (a)&nbsp;through (d) of other persons and all dividends
of other persons for the payment of which, in either case, such person is responsible or liable, directly or indirectly, as obligor, guarantor or otherwise, including by means of any guarantee; (f)&nbsp;all obligations of the type referred to in
clauses (a)&nbsp;through (d) of other persons secured by any Lien on any property of such person (whether or not such obligation is assumed by such person); and (g)&nbsp;to the extent not otherwise included in this definition, hedging obligations of
such person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Investment Grade&#148; means a rating of Baa3 or better by Moody&#146;s (or its equivalent under any successor rating categories of
Moody&#146;s) and <FONT STYLE="white-space:nowrap">BBB-</FONT> or better by S&amp;P (or its equivalent under any successor rating categories of S&amp;P) (or, in each case, if such Rating Agency ceases to rate the Securities for reasons outside the
Company&#146;s control, the equivalent investment grade credit rating from any Rating Agency selected by the Company as a replacement Rating Agency). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Lien&#148; means, with respect to any property of any person, any mortgage or deed of trust, pledge, hypothecation, assignment, deposit arrangement,
security interest, lien, charge, encumbrance, preference, priority or other security agreement or preferential arrangement of any kind or nature whatsoever on or with respect to such property (including any capitalized lease obligation, conditional
sale or other title retention agreement having substantially the same economic effect as any of the foregoing or any sale and leaseback transaction). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Moody&#146;s&#148; means Moody&#146;s Investors Service Inc., a subsidiary of Moody&#146;s Corporation, and its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Permitted Lien&#148; means (i)&nbsp;Liens on the Capital Stock of a Significant Subsidiary to secure Debt incurred to finance the purchase price of such
Capital Stock; (ii)&nbsp;Liens on the Capital Stock of a Significant Subsidiary existing at the time such person becomes a Subsidiary, provided that any such Lien is not incurred in anticipation of such person becoming a Subsidiary; and
(iii)&nbsp;extensions, renewals, refinancings or replacements of any Lien referred to in the foregoing clauses (i)&nbsp;and (ii); provided, however, that any Liens permitted by any of the foregoing clauses (i)&nbsp;and (ii) shall not extend to or
cover any additional Capital Stock of a Significant Subsidiary, other than the property that previously secured such Lien. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Rating Agency&#148;
means: (1)&nbsp;each of Moody&#146;s and S&amp;P; and (2)&nbsp;if either of Moody&#146;s or S&amp;P ceases to rate the Securities or fails to make a rating of the Securities publicly available for reasons outside the Company&#146;s control, a
&#147;nationally recognized statistical rating organization&#148; within the meaning of Rule <FONT STYLE="white-space:nowrap">15c3-1(c)</FONT> (2) (vi)&nbsp;(F) under the Exchange Act selected by the Company as a replacement agency for Moody&#146;s
or S&amp;P, or both, as the case may be. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Ratings Decline&#148; means at any time during the period commencing on the earlier of, (i)&nbsp;the
occurrence of a Change of Control or (ii)&nbsp;public notice of the occurrence of a Change of Control or the intention by the Company to effect a Change of Control, and ending 60 days thereafter (which period shall be extended so long as the rating
of the Securities is under publicly announced consideration for a possible downgrade by any of the Rating Agencies) that (a)&nbsp;the rating of the Securities shall be reduced by both Rating Agencies and (b)&nbsp;the Securities shall be rated below
Investment Grade by each of the Rating Agencies. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;S&amp;P&#148; means S&amp;P Global Ratings, and its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As provided in the Indenture and subject to certain limitations therein set forth, this Security is transferable by the registered holder hereof on the
Security Register of the Company, upon surrender of this Security for registration of transfer at the office or agency of the Company in the City of Chicago, State of Illinois, accompanied by a written instrument or instruments of transfer in form
satisfactory to the Company or the Security Registrar duly executed by the registered holder hereof or his attorney duly authorized in writing, and thereupon one or more new Securities of authorized denominations and for the same aggregate principal
amount and series shall be issued to the designated transferee or transferees. No service charge shall be made for any such transfer, but the Company may require payment of a sum sufficient to cover any tax or other governmental charge payable in
relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Prior to due presentment for registration of transfer of this Security, the Company, the Trustee, any Paying Agent and any Security
Registrar for the Securities may deem and treat the registered holder hereof as the absolute owner hereof (whether or not this Security shall be overdue and notwithstanding any notice of ownership or writing hereon made by anyone other than the
Security Registrar for the Securities) for the purpose of receiving payment of or on account of the principal hereof and (subject to Section&nbsp;3.10 of the Indenture) interest due hereon and for all other purposes, and neither the Company nor the
Trustee nor any Paying Agent nor any Security Registrar for the Securities shall be affected by any notice to the contrary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No recourse shall be had for
the payment of the principal of, or the interest on, this Security, or for any claim based hereon, or otherwise in respect hereof, or based on or in respect of the Indenture, against any incorporator, stockholder, shareholder, officer or director,
as such, past, present or future, of the Company or of any successor Person, either directly or through the Company, whether by virtue of any constitution, statute or rule of law, or by the enforcement of any assessment or penalty or otherwise, all
such liability being hereby expressly waived and released as a condition of, and as a consideration for, the issuance hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Depositary by
acceptance of this global Security agrees that it will not sell, assign, transfer or otherwise convey any beneficial interest in this global Security unless such beneficial interest is in an amount equal to an authorized denomination for Securities
of this series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Capitalized terms used herein and not otherwise defined herein shall have the respective meanings set forth in the Indenture. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>SCHEDULE E </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Form of Note due 2055 </B></P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW
YORK CORPORATION (&#147;DTC&#148; OR THE &#147;DEPOSITARY&#148;), NEW YORK, NEW YORK, TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE&nbsp;&amp; CO. OR IN
SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE&nbsp;&amp; CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR
VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE&nbsp;&amp; CO., HAS AN INTEREST HEREIN. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">THIS SECURITY
MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR
A NOMINEE OF SUCH SUCCESSOR DEPOSITARY, UNLESS AND UNTIL THIS SECURITY IS EXCHANGED IN WHOLE OR IN PART FOR SECURITIES IN DEFINITIVE FORM. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">No.&nbsp;[&#8195;]</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">$[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;]</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">CUSIP No.: 04316J AP4 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ISIN:
US04316JAP49 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Arthur J. Gallagher&nbsp;&amp; Co. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>5.550% Senior Notes due 2055 </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Arthur J.
Gallagher&nbsp;&amp; Co., a corporation duly organized and existing under the laws of the State of Delaware (the &#147;Company&#148;), for value received, hereby promises to pay to Cede&nbsp;&amp; Co., or registered assigns, the principal sum of
[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;] ($[&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;]) on February&nbsp;15, 2055, and to pay interest on said principal sum from December&nbsp;19, 2024, or from the most recent interest payment
date to which interest has been paid or duly provided for, semi-annually in arrears on February&nbsp;15 and August&nbsp;15 in each year, commencing August&nbsp;15, 2025, at the rate of 5.550% per annum until the principal hereof shall have become
due and payable, and on any overdue principal and (to the extent that payment of such interest is enforceable under applicable law) on any overdue installment of interest at the same rate per annum. The interest installment so payable, and
punctually paid or duly provided for, on any interest payment date shall, as provided in the Indenture hereinafter referred to, be paid to the person in whose name this Security (or one or more Predecessor Securities, as defined in said Indenture)
is registered at the close of business on the regular record date for such interest installment, which shall be the February&nbsp;1 or August&nbsp;1, as the case may be (whether or not a Business Day), next preceding such interest payment date. Any
such interest installment not so punctually paid or duly provided for shall forthwith cease to be payable to the registered holder on such regular record date, and may be paid to the person in whose name this Security (or one or more Predecessor
Securities) is registered at the close of business on a special record date to be fixed by the Trustee for the payment of such defaulted interest, notice whereof shall be given to the registered holders of this series of Securities as provided in
the Indenture, or may be paid at any time in any other lawful manner, all as more fully provided in the Indenture. Interest shall be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year comprised of twelve <FONT
STYLE="white-space:nowrap">30-day</FONT> months. If interest or principal is payable on a day that is not a Business Day, such payment shall be made on the next succeeding Business Day, as if made on the date such payment was due, and no interest
shall accrue on such payment for the period from and after such due date to the date of such payment on the next succeeding Business Day. The principal of and the interest on this Security shall be payable at the office or agency of the Company
maintained for that purpose in the City of Chicago, State of Illinois, in any coin or currency of the United States of America which at the time of payment is legal tender for payment of public and private debts; provided, however, that payment of
interest may be made at the option of the Company by check mailed to the registered holder at such address as shall appear in the Security Register. This Security shall not be entitled to any benefit under the Indenture, or be valid or become
obligatory for any purpose, until the certificate of authentication hereon shall have been signed by or on behalf of the Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As used herein,
&#147;Business Day&#148; means each Monday, Tuesday, Wednesday, Thursday and Friday which is not a day on which banking institutions in the Borough of Manhattan, New York City are authorized or obligated by law or executive order to close. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of this Security are continued on the reverse side hereof, and such continued provisions shall for all purposes have the same effect as though
fully set forth at this place. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company has caused this instrument to be executed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: December 19, 2024 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">ARTHUR J. GALLAGHER&nbsp;&amp; CO.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Douglas K. Howell</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Vice President and Chief Financial Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Seth Diehl</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Assistant Secretary and Associate General Counsel-Securities, Governance&nbsp;&amp; Risk</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page Global
Note due 2055] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CERTIFICATE OF AUTHENTICATION </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This is one of the Securities of the series designated therein issued under the within-mentioned Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: December&nbsp;19, 2024 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Authorized Signatory</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page Global
Note due 2055] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(FORM OF REVERSE OF SECURITY) </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Security is one of a duly authorized series of Securities of the Company, all issued or to be issued in one or more series under and pursuant to an
Indenture dated as of May 20, 2021, duly executed and delivered by the Company and The Bank of New York Mellon Trust Company, N.A., as trustee (the &#147;Trustee&#148;), as amended and supplemented (the &#147;Indenture&#148;), to which Indenture
reference is hereby made for a description of the rights, limitation of rights, obligations, duties and immunities thereunder of the Trustee, the Company and the holders of the Securities. By the terms of the Indenture, the Securities are issuable
in series which may vary as to amount, date of maturity, rate of interest and in other respects as in the Indenture provided. This Security is one of the series designated on the face hereof (the &#147;Securities&#148;) unlimited in aggregate
principal amount. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Beneficial interests in this global Security may be held in minimum denominations of $2,000 and integral multiples of $1,000 in excess
of $2,000. This global Security shall be exchangeable for Securities in definitive form registered in the names of persons other than the Depository or its nominee only if the Depository notifies the Company that it is unwilling or unable to
continue as the Depositary or if at any time such Depositary is no longer registered as a clearing agency or in good standing under the Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), or other applicable statute and a
successor Depositary is not appointed by the Company within 90 days and the Company executes and delivers to the Trustee an Issuer Order that this global Security shall be so exchangeable. To the extent that this global Security is exchangeable
pursuant to the preceding sentence, it shall be exchangeable for Securities registered in such names as the Depositary shall direct. Securities represented by this global Security that may be exchanged for Securities in definitive form under the
circumstances described in this paragraph shall be exchangeable only for Securities in definitive form issued in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Notwithstanding any other provision herein, this
global Security may not be transferred except as a whole by the Depositary to a successor or to a nominee of such Depositary or its successor or by a nominee of such Depositary to such Depositary or its successor or to another nominee of such
Depositary or its successor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In case an Event of Default with respect to the Securities shall have occurred and be continuing, the principal of all of
the Securities may be declared, and upon such declaration shall become, due and payable, in the manner, with the effect and subject to the conditions provided in the Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provisions of Section&nbsp;4.03 and Section&nbsp;4.04 of the Indenture are to apply to the Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture contains provisions permitting the Company and the Trustee, with the consent of the holders of not less than a majority in principal amount of
the Outstanding Securities of each series affected by such supplemental indenture, to enter into a supplemental indenture or indentures for the purpose of adding any provision to or changing in any manner or eliminating any of the provisions of the
Indenture or of modifying in any manner the rights of the holders of Securities of such series under the Indenture; <I>provided</I>, <I>however</I>, that no such supplemental indenture shall, without the consent of the holder of each Outstanding
Security affected thereby, (1)&nbsp;change the stated maturity of the principal of, or any installment of principal of or interest on, any Security, or reduce the principal amount thereof or the rate of interest thereon or any premium payable
thereon, or reduce the amount of the principal of the Security that would be due and payable upon a declaration of acceleration of the maturity thereof, or adversely affect any right of repayment at the option of the holder of any Security, or
reduce the amount of, or postpone the date fixed for, the payment of any sinking fund or analogous obligation, or impair the right to commence suit for the enforcement of any such payment on or after the stated maturity thereof (or, in the case of
redemption, on or after the Redemption Date), in each case other than the amendment or waiver in accordance with the terms of the Indenture of any covenant or related definition included pursuant to Section&nbsp;3.01 of the Indenture that provides
for an offer to repurchase any Securities of a series upon a sale of assets or change of control transaction, or (2)&nbsp;reduce the percentage in principal amount of the Outstanding Securities of any series, the consent of whose holders is required
for any such supplemental indenture, or the consent of whose holders is required for any waiver (of compliance with certain provisions of the Indenture or certain defaults hereunder and their consequences) provided for in the Indenture, or
(3)&nbsp;modify the percentage of Securities required to consent to any such supplemental indenture, except to increase any such percentage or to provide that certain other provisions of the Indenture cannot be modified or waived without the consent
of the holder of each Outstanding Security affected thereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Indenture also contains provisions permitting the holders of not less than a majority in
principal amount of Outstanding Securities of any series to waive, on behalf of the holders of all the Securities of such series, any past default under the Indenture with respect to such series and its consequences, except a default (1)&nbsp;in the
payment of the principal of (or premium, if any) or interest on any Security of such series, or (2)&nbsp;in respect of a covenant or provision of the Indenture which cannot be modified or amended without the consent of the holder of each Outstanding
Security of such series affected. Upon any such waiver, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been cured, for every purpose under the Indenture. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No reference herein to the Indenture and no provision of this Security or of the Indenture shall alter or
impair the obligation of the Company, which is absolute and unconditional, to pay the principal of and interest on this Security at the times and place and at the rate and in the money herein prescribed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities are issuable as registered Securities without coupons. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities shall be in minimum denominations of $2,000 and integral multiples of $1,000 in excess of $2,000. Securities may be exchanged, upon
presentation thereof for that purpose, at the office or agency of the Company in the City of Chicago, State of Illinois, for other Securities of authorized denominations, and for a like aggregate principal amount and series, and upon payment of a
sum sufficient to cover any tax or other governmental charge in relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may be redeemed, in whole and not in part, at the option
of the Company, by providing notice of such redemption to the holders of the Securities, within 30 days following a Transaction Termination Event, at a redemption price equal to 101% of the aggregate principal amount of the Securities, plus accrued
and unpaid interest on the Securities, if any, to, but excluding, the redemption date. If within 30 days after the occurrence of a Transaction Termination Event, the Company elects not to redeem the Securities, or if the Company notifies holders of
its election to redeem the Securities within such <FONT STYLE="white-space:nowrap">30-day</FONT> period but does not consummate the redemption on the date fixed for such redemption, the interest rate on the Securities shall increase by 2.50%
beginning on (and including) the first day of the interest period following the interest period in which the Transaction Termination Event occurred until the maturity date of the Securities. If the interest rate on the Securities is increased as
described in this paragraph, the term &#147;interest,&#148; as used with respect to the Securities, shall be deemed to include any such additional interest unless the context otherwise requires. Neither the Trustee nor the Paying Agent shall be
responsible for monitoring whether the interest rate for the Securities has, or should have, increased, and in all cases, the Trustee shall be fully protected in relying upon notification by the Company to the Trustee of any such change in the
interest rate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A Transaction Termination Event will have occurred if (1)&nbsp;on or prior to March 9, 2026 (the &#147;Transaction Deadline&#148;), (a)
the acquisition by the Company of all of the issued and outstanding stock of Dolphin TopCo, Inc. (the &#147;Transaction&#148;) is not consummated, or (b)&nbsp;the Company has publicly announced that the Transaction will not be consummated; or
(2)&nbsp;if prior to the Transaction Deadline, the Stock Purchase Agreement, dated as of December&nbsp;7, 2024 (the &#147;Purchase Agreement&#148;), by and among the Company, The AssuredPartners Group LP and Dolphin TopCo, Inc., is terminated, other
than in connection with the consummation of the Transaction, provided, that if the Purchase Agreement is amended to extend the date by which the Transaction must be consummated, the Transaction Deadline will be extended to the same date, but in no
event will the Transaction Deadline be extended beyond July&nbsp;7, 2026. The Trustee shall not be charged with knowledge of, or responsible for monitoring whether, a Transaction Termination Event has occurred. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send a notice of redemption to each holder of Securities to be redeemed in connection with a Transaction Termination Event in accordance
with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a copy to the Trustee. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue
on the Securities on the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Securities may also be redeemed, in whole at any time or in part from time to time, at the option of the
Company, (a) at any time prior to August 15, 2054, at a redemption price equal to the greater of (i) 100% of the principal amount of the Securities to be redeemed, and (ii)&nbsp;the sum of the present value of (x)&nbsp;a payment on August&nbsp;15,
2054 of the principal amount of the Securities to be redeemed and (y)&nbsp;the payment of the remaining scheduled payments through August&nbsp;15, 2054 of interest on the Securities to be redeemed (exclusive of interest accrued to the date of
redemption), discounted to the redemption date, on a semiannual basis (assuming a <FONT STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months), at a rate equal to the applicable
Treasury Rate plus 10 basis points, and (b)&nbsp;at any time on or after August 15, 2054, at a redemption price equal to 100% of the principal amount of the Securities to be redeemed, plus, in either case, accrued and unpaid interest, if any,
thereon to, but excluding, the redemption date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Treasury Rate&#148; means, with respect to any redemption date for the Securities, the yield
determined by the Company in accordance with the following two paragraphs. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Treasury Rate applicable to such redemption shall be determined by the Company after 4:15 p.m., New York
City time (or after such time as yields on U.S. government securities are posted daily by the Board of Governors of the Federal Reserve System), on the third business day preceding the redemption date based upon the yield or yields for the most
recent day that appear after such time on such day in the most recent statistical release published by the Board of Governors of the Federal Reserve System designated as &#147;Selected Interest Rates (Daily)&#151;H.15&#148; (or any successor
designation or publication) (&#147;H.15&#148;) under the caption &#147;U.S. government securities&#151;Treasury constant maturities&#151; Nominal&#148; (or any successor caption or heading) (&#147;H.15 TCM&#148;). In determining the applicable
Treasury Rate, the Company shall select, as applicable: (1)&nbsp;the yield for the Treasury constant maturity on H.15 exactly equal to the period from the redemption date to August&nbsp;15, 2054 (the &#147;Remaining Life&#148;); or (2)&nbsp;if there
is no such Treasury constant maturity on H.15 exactly equal to the Remaining Life, the two yields&#151;one yield corresponding to the Treasury constant maturity on H.15 immediately shorter than and one yield corresponding to the Treasury constant
maturity on H.15 immediately longer than the Remaining Life&#151;and shall interpolate to August&nbsp;15, 2054 on a straight-line basis (using the actual number of days) using such yields and rounding the result to three decimal places; or
(3)&nbsp;if there is no such Treasury constant maturity on H.15 shorter than or longer than the Remaining Life, the yield for the single Treasury constant maturity on H.15 closest to the Remaining Life. For purposes of this paragraph, the applicable
Treasury constant maturity or maturities on H.15 shall be deemed to have a maturity date equal to the relevant number of months or years, as applicable, of such Treasury constant maturity from the redemption date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If on the third business day preceding the redemption date H.15 TCM is no longer published, the Company shall calculate the Treasury Rate applicable to such
redemption based on the rate per annum equal to the semi-annual equivalent yield to maturity at 11:00 a.m., New York City time, on the second business day preceding such redemption date of the United States Treasury security maturing on, or with a
maturity that is closest to, August&nbsp;15, 2054. If there is no United States Treasury security maturing on August&nbsp;15, 2054 but there are two or more United States Treasury securities with a maturity date equally distant from August&nbsp;15,
2054, one with a maturity date preceding such date and one with a maturity date following such date, the Company shall select the United States Treasury security with a maturity date preceding August&nbsp;15, 2054. If there are two or more United
States Treasury securities maturing on August&nbsp;15, 2054 or two or more United States Treasury securities meeting the criteria of the preceding sentence, the Company shall select from among these two or more United States Treasury securities the
United States Treasury security that is trading closest to par based upon the average of the bid and asked prices for such United States Treasury securities at 11:00 a.m., New York City time. In determining the Treasury Rate in accordance with the
terms of this paragraph, the semi-annual yield to maturity of the applicable United States Treasury security shall be based upon the average of the bid and asked prices, expressed as a percentage of principal amount, at 11:00 a.m., New York City
time, of such United States Treasury security, and rounded to three decimal places. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall send or electronically deliver a notice of
redemption to each holder of Securities to be redeemed in connection with any redemption in accordance with the notice delivery procedures of DTC at least 10 days and not more than 60 days prior to the date fixed for redemption, with a copy to the
Trustee. Any notice to holders of Securities to be redeemed pursuant to such a redemption shall include the appropriate calculation of the redemption price, but need not include the redemption price itself. The actual redemption price, calculated as
described above, must be set forth in an Officers&#146; Certificate delivered to the Trustee no later than two business days prior to the redemption date. The Trustee shall have no responsibility for the calculation or determination of the
redemption price. Unless the Company defaults on payment of the redemption price, interest shall cease to accrue on the Securities to be redeemed or portions thereof called for redemption. If fewer than all of the Securities are to be redeemed, such
Securities shall be selected by lot, or for so long as the Securities are held by DTC (or another depositary), in accordance with the applicable procedures of DTC (or other such depositary). Neither the Trustee nor any registrar shall be liable for
any such selection. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except with respect to redemption following a Transaction Termination Event, notice of any redemption of Securities in connection
with a transaction or an event may, at the Company&#146;s discretion, be given prior to the completion or the occurrence thereof. Any redemption or notice may, at the Company&#146;s discretion, be subject to one or more conditions precedent,
including, but not limited to, completion or occurrence of a related transaction or event. At the Company&#146;s discretion, the redemption date may be delayed until such time as any or all such conditions shall be satisfied, or such redemption may
not occur and such notice may be rescinded in the event that any or all such conditions shall not have been satisfied by the redemption date, or by the redemption date as so delayed. The Company shall provide written notice to the Trustee as soon as
practicable but in any event no later than two days prior to the redemption date if any such redemption has been rescinded or delayed, and upon receipt and at the request of the Company, the Trustee shall provide such notice to each holder of the
Securities to be redeemed in the same manner in which the notice of redemption was given. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If a Change of Control Triggering Event occurs, unless the Company has exercised its right to redeem the
Securities as described above, the Company shall make an offer to each holder of the Securities to repurchase all of that holder&#146;s Securities at a repurchase price in cash equal to 101% of the aggregate principal amount of Securities
repurchased (such principal amount to be equal to $2,000 or an integral multiple of $1,000 in excess thereof), plus any accrued and unpaid interest on the Securities repurchased to, but excluding, the date of repurchase. Within 30 days following any
Change of Control Triggering Event or, at the Company&#146;s option, prior to any Change of Control, but after the public announcement of the Change of Control, the Company shall send a notice to each holder and the Trustee describing the
transaction or transactions that constitute or may constitute the Change of Control Triggering Event and offering to repurchase the Securities on the payment date specified in the notice, which date shall be no earlier than 30 days and no later than
45 days from the date such notice is sent. The notice shall, if sent prior to the date of consummation of the Change of Control, state that the offer to repurchase is conditioned on the Change of Control Triggering Event occurring on or prior to the
payment date specified in the notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall comply with the requirements of Rule <FONT STYLE="white-space:nowrap">14e-1</FONT> under the
Exchange Act and any other securities laws and regulations to the extent those laws and regulations are applicable in connection with the repurchase of the Securities as a result of a Change of Control Triggering Event. To the extent that the
provisions of any securities laws or regulations conflict with the Change of Control Triggering Event provisions of the Securities, the Company shall comply with the applicable securities laws and regulations and shall not be deemed to have breached
its obligations under the Change of Control Triggering Event provisions of the Securities by virtue of such conflict. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On the Change of Control Triggering
Event payment date, the Company shall, to the extent lawful (1)&nbsp;accept for payment all Securities or portions of Securities properly tendered pursuant to the Company&#146;s offer; (2)&nbsp;deposit with the Paying Agent an amount equal to the
aggregate purchase price in respect of all Securities or portions of Securities properly tendered; and (3)&nbsp;deliver or cause to be delivered to the Trustee, the Securities properly accepted, together with an officers&#146; certificate stating
the aggregate principal amount of Securities being purchased by the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Paying Agent shall promptly pay, from funds deposited by the Company for
such purpose, to each holder of the Securities properly tendered the purchase price for the Securities, and the Trustee shall promptly authenticate and send (or cause to be transferred by book-entry) to each holder a new note equal in principal
amount to any unpurchased portion of any Securities surrendered. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company shall not be required to make an offer to repurchase the Securities upon a
Change of Control Triggering Event if a third party makes an offer in the manner, at the times and otherwise in compliance with the requirements for an offer made by the Company and such third party purchases all Securities properly tendered and not
withdrawn under its offer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition to the covenants set forth in Article 10 of the Indenture, the Company shall not, and shall not permit any of its
subsidiaries to, directly or indirectly, incur or suffer to exist, any Lien, other than a Permitted Lien, securing Debt upon any Capital Stock of any Significant Subsidiary of the Company that is owned, directly or indirectly, by the Company or any
of its subsidiaries, in each case whether owned at the date of the original issuance of the Securities or thereafter acquired, unless it has made or will make effective provision whereby the Securities will be secured by such Lien equally and
ratably with (or prior to) all other Debt of the Company or any subsidiary secured by such Lien. Any Lien created for the benefit of the holders of the Securities pursuant to the preceding sentence shall provide by its terms that such Lien will be
automatically and unconditionally released and discharged upon release and discharge of the Lien. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Capital Stock&#148; means, with respect to any
person, any shares or other equivalents (however designated) of any class of corporate stock or partnership interests or any other participations, rights, warrants, options or other interests in the nature of an equity interest in such person,
including, without limitation, preferred stock and any debt security convertible or exchangeable into such equity interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control&#148;
means the occurrence of any of the following: (1)&nbsp;the direct or indirect sale, transfer, conveyance or other disposition (other than by way of merger or consolidation), in one or a series of related transactions, of all or substantially all of
the Company&#146;s properties or assets and those of its subsidiaries, taken as a whole, to any &#147;person&#148; or &#147;group&#148; (as those terms are used in Section&nbsp;13(d) and Section&nbsp;14(d) of the Exchange Act), other than the
Company or one or more of its wholly-owned subsidiaries; (2)&nbsp;the consummation of any transaction (including without limitation, any merger or consolidation) the result of which is that any person (including any &#147;person&#148; (as that term
is used in Section&nbsp;13(d)(3) of the Exchange Act)) becomes the &#147;beneficial owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act),
directly or indirectly, of Capital Stock representing more than 50% of the aggregate ordinary voting power represented by the issued and outstanding Capital Stock of the Company; or (3)&nbsp;the adoption of a plan relating to the liquidation or
dissolution of the Company. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, a transaction shall not be deemed to involve a Change of Control if
(1)&nbsp;the Company becomes a direct or indirect wholly-owned subsidiary of a holding company and (2)(A) the direct or indirect holders of the voting Capital Stock of such holding company immediately following that transaction are substantially the
same as the holders of the voting Capital Stock of the Company immediately prior to that transaction or (B)&nbsp;immediately following that transaction, no person (including any &#147;person&#148; (as that term is used in Section&nbsp;13(d)(3) of
the Exchange Act)) becomes the &#147;beneficial owner&#148; (as defined in Rule <FONT STYLE="white-space:nowrap">13d-3</FONT> and Rule <FONT STYLE="white-space:nowrap">13d-5</FONT> under the Exchange Act), directly or indirectly, of Capital Stock
representing more than 50% of the aggregate ordinary voting power represented by the issued and outstanding Capital Stock of such holding company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Change of Control Triggering Event&#148; means the occurrence of both a Change of Control and a Ratings Decline. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Debt&#148; means (a)&nbsp;the principal of and premium (if any) in respect of any obligation of such person for money borrowed, and any obligation
evidenced by the Securities, debentures, bonds or other similar instruments for the payment of which such person is responsible or liable; (b)&nbsp;all obligations of such person as lessee under leases required to be capitalized on the balance sheet
of the lessee under generally accepted accounting principles and leases of property or assets made as part of any sale and leaseback transaction entered into by such person; (c)&nbsp;all obligations of such person issued or assumed as the deferred
purchase price of property, all conditional sale obligations of such person and all obligations of such person under any title retention agreement (but excluding trade accounts payable arising in the ordinary course of business); (d) all obligations
of such person for the reimbursement of any obligor on any letter of credit, banker&#146;s acceptance or similar credit transaction; (e)&nbsp;all obligations of the type referred to in clauses (a)&nbsp;through (d) of other persons and all dividends
of other persons for the payment of which, in either case, such person is responsible or liable, directly or indirectly, as obligor, guarantor or otherwise, including by means of any guarantee; (f)&nbsp;all obligations of the type referred to in
clauses (a)&nbsp;through (d) of other persons secured by any Lien on any property of such person (whether or not such obligation is assumed by such person); and (g)&nbsp;to the extent not otherwise included in this definition, hedging obligations of
such person. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Investment Grade&#148; means a rating of Baa3 or better by Moody&#146;s (or its equivalent under any successor rating categories of
Moody&#146;s) and <FONT STYLE="white-space:nowrap">BBB-</FONT> or better by S&amp;P (or its equivalent under any successor rating categories of S&amp;P) (or, in each case, if such Rating Agency ceases to rate the Securities for reasons outside the
Company&#146;s control, the equivalent investment grade credit rating from any Rating Agency selected by the Company as a replacement Rating Agency). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Lien&#148; means, with respect to any property of any person, any mortgage or deed of trust, pledge, hypothecation, assignment, deposit arrangement,
security interest, lien, charge, encumbrance, preference, priority or other security agreement or preferential arrangement of any kind or nature whatsoever on or with respect to such property (including any capitalized lease obligation, conditional
sale or other title retention agreement having substantially the same economic effect as any of the foregoing or any sale and leaseback transaction). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Moody&#146;s&#148; means Moody&#146;s Investors Service Inc., a subsidiary of Moody&#146;s Corporation, and its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Permitted Lien&#148; means (i)&nbsp;Liens on the Capital Stock of a Significant Subsidiary to secure Debt incurred to finance the purchase price of such
Capital Stock; (ii)&nbsp;Liens on the Capital Stock of a Significant Subsidiary existing at the time such person becomes a Subsidiary, provided that any such Lien is not incurred in anticipation of such person becoming a Subsidiary; and
(iii)&nbsp;extensions, renewals, refinancings or replacements of any Lien referred to in the foregoing clauses (i)&nbsp;and (ii); provided, however, that any Liens permitted by any of the foregoing clauses (i)&nbsp;and (ii) shall not extend to or
cover any additional Capital Stock of a Significant Subsidiary, other than the property that previously secured such Lien. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Rating Agency&#148;
means: (1)&nbsp;each of Moody&#146;s and S&amp;P; and (2)&nbsp;if either of Moody&#146;s or S&amp;P ceases to rate the Securities or fails to make a rating of the Securities publicly available for reasons outside the Company&#146;s control, a
&#147;nationally recognized statistical rating organization&#148; within the meaning of Rule <FONT STYLE="white-space:nowrap">15c3-1(c)</FONT> (2) (vi)&nbsp;(F) under the Exchange Act selected by the Company as a replacement agency for Moody&#146;s
or S&amp;P, or both, as the case may be. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Ratings Decline&#148; means at any time during the period commencing on the earlier of, (i)&nbsp;the
occurrence of a Change of Control or (ii)&nbsp;public notice of the occurrence of a Change of Control or the intention by the Company to effect a Change of Control, and ending 60 days thereafter (which period shall be extended so long as the rating
of the Securities is under publicly announced consideration for a possible downgrade by any of the Rating Agencies) that (a)&nbsp;the rating of the Securities shall be reduced by both Rating Agencies and (b)&nbsp;the Securities shall be rated below
Investment Grade by each of the Rating Agencies. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;S&amp;P&#148; means S&amp;P Global Ratings, and its successors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As provided in the Indenture and subject to certain limitations therein set forth, this Security is transferable by the registered holder hereof on the
Security Register of the Company, upon surrender of this Security for registration of transfer at the office or agency of the Company in the City of Chicago, State of Illinois, accompanied by a written instrument or instruments of transfer in form
satisfactory to the Company or the Security Registrar duly executed by the registered holder hereof or his attorney duly authorized in writing, and thereupon one or more new Securities of authorized denominations and for the same aggregate principal
amount and series shall be issued to the designated transferee or transferees. No service charge shall be made for any such transfer, but the Company may require payment of a sum sufficient to cover any tax or other governmental charge payable in
relation thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Prior to due presentment for registration of transfer of this Security, the Company, the Trustee, any Paying Agent and any Security
Registrar for the Securities may deem and treat the registered holder hereof as the absolute owner hereof (whether or not this Security shall be overdue and notwithstanding any notice of ownership or writing hereon made by anyone other than the
Security Registrar for the Securities) for the purpose of receiving payment of or on account of the principal hereof and (subject to Section&nbsp;3.10 of the Indenture) interest due hereon and for all other purposes, and neither the Company nor the
Trustee nor any Paying Agent nor any Security Registrar for the Securities shall be affected by any notice to the contrary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No recourse shall be had for
the payment of the principal of, or the interest on, this Security, or for any claim based hereon, or otherwise in respect hereof, or based on or in respect of the Indenture, against any incorporator, stockholder, shareholder, officer or director,
as such, past, present or future, of the Company or of any successor Person, either directly or through the Company, whether by virtue of any constitution, statute or rule of law, or by the enforcement of any assessment or penalty or otherwise, all
such liability being hereby expressly waived and released as a condition of, and as a consideration for, the issuance hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Depositary by
acceptance of this global Security agrees that it will not sell, assign, transfer or otherwise convey any beneficial interest in this global Security unless such beneficial interest is in an amount equal to an authorized denomination for Securities
of this series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Capitalized terms used herein and not otherwise defined herein shall have the respective meanings set forth in the Indenture. </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>3
<FILENAME>d882725dex51.htm
<DESCRIPTION>EX-5.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-5.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 5.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">


<IMG SRC="g882725g1219122821488.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Client: 04865-00031</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">December&nbsp;19, 2024 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Arthur
J. Gallagher&nbsp;&amp; Co. </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">2850 Golf Road </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Rolling Meadows,
Illinois 60008 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><I>Re:</I></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><I>Arthur J. Gallagher&nbsp;&amp; Co. </I></P></TD></TR></TABLE>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Registration Statement on Form <FONT STYLE="white-space:nowrap">S-3</FONT> (File
<FONT STYLE="white-space:nowrap">No.&nbsp;333-277002)</FONT> </I></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and Gentlemen: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We have acted as counsel to Arthur J. Gallagher&nbsp;&amp; Co., a Delaware corporation (the &#147;<U>Company</U>&#148;) in connection with the preparation and
filing with the Securities and Exchange Commission (the &#147;<U>Commission</U>&#148;) of a Registration Statement on <FONT STYLE="white-space:nowrap">Form&nbsp;S-3,</FONT> file <FONT STYLE="white-space:nowrap">no.&nbsp;333-277002</FONT> (the
&#147;<U>Registration Statement</U>&#148;), under the Securities Act of 1933, as amended (the &#147;<U>Securities Act</U>&#148;), the prospectus included therein, the prospectus supplement, dated December&nbsp;10, 2024, filed with the Commission on
December&nbsp;11, 2024 pursuant to Rule&nbsp;424(b) of the Securities Act (the &#147;<U>Prospectus Supplement</U>&#148;), and the offering by the Company thereto of $750,000,000 aggregate principal amount of the Company&#146;s 4.600% Senior Notes
due 2027 (the &#147;<U>2027 Notes</U>&#148;), $750,000,000 aggregate principal amount of the Company&#146;s 4.850% Senior Notes due 2029 (the &#147;<U>2029 Notes</U>&#148;), $500,000,000 aggregate principal amount of the Company&#146;s 5.000% Senior
Notes due 2032 (the &#147;<U>2032 Notes</U>&#148;), $1,500,000,000 aggregate principal amount of the Company&#146;s 5.150% Senior Notes due 2035 (the &#147;<U>2035 Notes</U>&#148;), and $1,500,000,000 aggregate principal amount of the Company&#146;s
5.550% Senior Notes due 2055 (the &#147;<U>2055 Notes</U>&#148; and, together with the 2027 Notes, the 2029 Notes, the 2032 Notes and the 2035 Notes, the &#147;<U>Notes</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Notes have been issued pursuant to the Indenture dated as of May&nbsp;20, 2021 (the &#147;<U>Base Indenture</U>&#148;), between the Company and The Bank
of New York Mellon Trust Company, N.A., as trustee (the &#147;<U>Trustee</U>&#148;), as supplemented and modified in respect of the Notes by the Officers&#146; Certificate pursuant to the Base Indenture, dated as of December&nbsp;19, 2024 (the
&#147;<U>Officers&#146; Certificate</U>&#148;) (the Base Indenture, as so supplemented and modified, the &#147;<U>Indenture</U>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In arriving at
the opinions expressed below, we have examined originals, or copies certified or otherwise identified to our satisfaction as being true and complete copies of the originals, of the Base Indenture, the Officers&#146; Certificate, and the Notes and
such other documents, corporate records, certificates of officers of the Company and of public officials and other instruments as we have deemed necessary or advisable to enable us to render these opinions. In our examination, we have assumed,
without independent investigation, the genuineness of all signatures, the legal capacity and competency of all natural persons, the authenticity of all documents submitted to us as originals and the conformity to original documents of all documents
submitted to us as copies. As to any facts material to these opinions, we have relied to the extent we deemed appropriate and without independent investigation upon statements and representations of officers and other representatives of the Company
and others. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Gibson, Dunn&nbsp;&amp; Crutcher LLP </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B></B>200 Park Avenue | New York, NY 10166-0193 | T: 212.351.4000 | F: 212.351.4035 | gibsondunn.com </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g882725g1219122821488.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Arthur J. Gallagher&nbsp;&amp; Co.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">December&nbsp;19, 2024</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Page 2</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Based upon the foregoing, and subject to the assumptions, exceptions, qualifications and limitations set forth herein, we are
of the opinion that the Notes are legal, valid and binding obligations of the Company, enforceable against the Company in accordance with their respective terms. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The opinion expressed above is subject to the following additional exceptions, qualifications, limitations and assumptions: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A. We render no opinion herein as to matters involving the laws of any jurisdiction other than the State of New York. This opinion is limited
to the effect of the current state of the laws of the State of New York and the facts as they currently exist. We assume no obligation to revise or supplement this opinion in the event of future changes in such laws or the interpretations thereof or
such facts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">B. The opinion above is subject to (i)&nbsp;the effect of any bankruptcy, insolvency, reorganization, moratorium, arrangement
or similar laws affecting the rights and remedies of creditors generally, including without limitation the effect of statutory or other laws regarding fraudulent transfers or preferential transfers, and (ii)&nbsp;general principles of equity,
including without limitation concepts of materiality, reasonableness, good faith and fair dealing and the possible unavailability of specific performance, injunctive relief or other equitable remedies regardless of whether enforceability is
considered in a proceeding in equity or at law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">C. We express no opinion regarding the effectiveness of (i)&nbsp;any waiver of stay,
extension or usury laws; (ii)&nbsp;provisions relating to indemnification, exculpation or contribution, to the extent such provisions may be held unenforceable as contrary to public policy or federal or state securities laws or due to the negligence
or willful misconduct of the indemnified party; (iii)&nbsp;any provision waiving the right to object to venue in any court; (iv)&nbsp;any agreement to submit to the jurisdiction of any Federal court; (v)&nbsp;any waiver of the right to jury trial;
or (vi)&nbsp;any provision to the effect that every right or remedy is cumulative and may be exercised in addition to any other right or remedy or that the election of some particular remedy does not preclude recourse to one or more others. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We consent to the filing of this opinion as an exhibit to the Registration Statement, and we further consent to the use of our name under the caption
&#147;Legal Matters&#148; in the Registration Statement and the Prospectus Supplement. In giving these consents, we do not thereby admit that we are within the category of persons whose consent is required under Section&nbsp;7 of the Securities Act
or the rules and regulations of the Commission promulgated thereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Very truly yours, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">/s/ Gibson, Dunn&nbsp;&amp; Crutcher LLP </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>4
<FILENAME>ajg-20241219.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20241122.1 -->
<!-- Creation date: 12/20/2024 3:19:04 AM Eastern Time -->
<!-- Copyright (c) 2024 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema
  xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric"
  xmlns:num="http://www.xbrl.org/dtr/type/numeric"
  xmlns:us-types="http://fasb.org/us-types/2024"
  xmlns:ajg="http://www.ajg.com/20241219"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  attributeFormDefault="unqualified"
  elementFormDefault="qualified"
  targetNamespace="http://www.ajg.com/20241219"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema">
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2024/dei-2024.xsd" namespace="http://xbrl.sec.gov/dei/2024" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/numeric" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/naics/2024/naics-2024.xsd" namespace="http://xbrl.sec.gov/naics/2024" />
    <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ajg-20241219_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Label Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ajg-20241219_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation Links, all" xlink:type="simple" />
      <link:roleType roleURI="http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation" id="Role_DocumentDocumentAndEntityInformation">
        <link:definition>100000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>ajg-20241219_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20241122.1 -->
<!-- Creation date: 12/20/2024 3:19:04 AM Eastern Time -->
<!-- Copyright (c) 2024 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cover [Abstract]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation State Country Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Incorporation State Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Address Line One</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Address Line One</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, City or Town</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, City or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, State or Province</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, State or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security 12b Title</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security 12b Title</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Emerging Growth Company</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>ajg-20241219_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20241122.1 -->
<!-- Creation date: 12/20/2024 3:19:04 AM Eastern Time -->
<!-- Copyright (c) 2024 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="ajg-20241219.xsd#Role_DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_AmendmentFlag" order="22.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityCentralIndexKey" order="23.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentType" order="25.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentPeriodEndDate" order="26.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityRegistrantName" order="27.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityIncorporationStateCountryCode" order="28.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityFileNumber" order="29.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityTaxIdentificationNumber" order="30.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine1" order="31.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressCityOrTown" order="32.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressStateOrProvince" order="33.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressPostalZipCode" order="34.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_CityAreaCode" order="35.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_LocalPhoneNumber" order="36.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_WrittenCommunications" order="37.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SolicitingMaterial" order="38.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementTenderOffer" order="39.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer" order="40.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_Security12bTitle" order="41.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_TradingSymbol" order="42.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SecurityExchangeName" order="43.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityEmergingGrowthCompany" order="44.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g882725g1219122821488.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g882725g1219122821488.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  5 +D# 2(  A$! Q$!_\0
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26O4J4H1D[I7L7&G&,I-+<__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.4</span><table class="report" border="0" cellspacing="2" id="idm45864802319200">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Dec. 19, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000354190<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 19,  2024<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">ARTHUR J. GALLAGHER & CO.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-09761<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">36-2151613<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">2850 Golf Road<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Rolling Meadows<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">IL<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">60008<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(630)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">773-3800<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common Stock, $1.00 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">AJG<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
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MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
M" !]BY-9C>L<2DX$  "*$   &    'AL+W=O<FMS:&5E=',O<VAE970Q+GAM
M;(V8:V_B.!2&_XJ578UVI9;$X=H.(%%Z8Z;3(F!VM+O:#R8Q8#6),[93VG^_
MQX$FS$PXH1]*''S>/#D^?FW3WTKUK#><&_(:1XD>.!MCTDO7U<&&QTPW9,H3
M^&8E5<P,--7:U:GB+,R#XLCU/:_CQDPDSK"?WYNJ85]F)A()GRJBLSAFZNV*
M1W([<*CS?F,FUAMC;[C#?LK6?,[-UW2JH.46*J&(>:*%3(CBJX$SHI=7?LL&
MY#W^$GRK#ZZ)?96EE,^V,0D'CF>)>,0#8R48?+SP,8\BJP0<W_>B3O%,&WAX
M_:Y^F[\\O,R2:3Z6T3<1FLW Z3DDY"N6168FM_=\_T)MJQ?(2.?_R7;7M^4Y
M),BTD?$^& ABD>P^V>L^$0<!S6,!_C[ S[EW#\HIKYEAP[Z26Z)L;U"S%_FK
MYM$ )Q([*G.CX%L!<69X+8,,DFP(2T)RDQAAWL@DV8TV9*WO&GB([>H&>\&K
MG:!_3) '#4(OSHCO^:T?PUU@*P#] M#/]9I'],;RA2OR[VBIC8(A_*^*:*?0
MJE:P=7VI4Q;P@0.%J[EZX<[PPV^TXWU$^)H%7Q-3'XX@>V&>P=N(K:OH\/@5
MBS1'.%H%1PO5V8_=&$@4BV ,0_Y*/O.W*B)<R8._9KM%+SP$JUU@M5&QHKX6
M;RFO8L'#>^>?$8A. =$Y#6+*E9"VSD,"LZ62IT;IO;KKRKM;H'5/&;897PM;
MX,#XR.)*,%QG-%O<?YV13PUR-WIX&-W=W\S(!Q:G'\GXJ8%P]@K.WBF<DR20
M*I4J-P<R-Y!$,I89U!R4G@PKP7'AZQN$[J*@NSB%[E9$G#QF\9*K*A!<@YY[
M%]T.16BH5YJJ=PK/@KV220B%)U8BV*7L.%V-9+-S[M,V[= F1GA@^_04PE$8
M@B7JL_<+\@#]R%-2.9 UDGZO[9$[&:W(3+(0HRR]GZ+6_0OEV+:D(@NYK5Z:
M<+F9C.#6FGR![8O<:@RQM'^*^_?/B+LY 8Q3)5]$$E1G$M></&!HY8I 3UH2
M"K2IU :6AG]$>G2NUBAV8&GH86SELD!Q8\]'<@3[R.,HN, ?G:;W)X92+@X4
M]_0'&4!6IAN98.91(]+M-L^;/0];,FFY)E#<S+\I80Q/(#5QG"5[Z]"55+A0
MW>:"EO9/<9N>RT@$PN2S!PI<"195\N JM3REX5/<K:>*Y^GA,,-V^PO8AL%&
M\6FU.C)^N%X=F5]ZOX\;]2]D$ZTS(*L#K)&M!2RMW\=]>LZ#3-GI1_TE60@3
M54Z_&A'[AOD.0 ;/9^1WVO \DC)%7EB4H9@'^W[<K!>*A;;<YF_Q4E866XW
MZ-,=!E(ZO(^[<9&OF]=@PY(U/[I%JQ%Z_'N.;7;\TMC]DXS])N9J;5-T!PIF
M8ZLN94GECK]&\&AQN0<G2WM*_\+L$S6)^ J$O$873%KM#KZ[AI%I?MA<2@-'
MU_QR ZLM5[8#?+^2TKPW[/FU^/EA^#]02P,$%     @ ?8N369^@&_"Q @
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M\SR. !9GD*88 J<11S &P %#TG1X#SY['R73>RHY_U=3_ 102P,$%     @
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M&\[Q$<+NOS^QO-9.&G_FB^$_7G\!4$L! A0#%     @ ?8N360=!36*!
ML0   !               ( !     &1O8U!R;W!S+V%P<"YX;6Q02P$"% ,4
M    " !]BY-98F^((N\    K @  $0              @ &O    9&]C4')O
M<',O8V]R92YX;6Q02P$"% ,4    " !]BY-9F5R<(Q &  "<)P  $P
M        @ '- 0  >&PO=&AE;64O=&AE;64Q+GAM;%!+ 0(4 Q0    ( 'V+
MDUF-ZQQ*3@0  (H0   8              " @0X(  !X;"]W;W)K<VAE971S
M+W-H965T,2YX;6Q02P$"% ,4    " !]BY-9GZ ;\+$"  #B#   #0
M        @ &2#   >&PO<W1Y;&5S+GAM;%!+ 0(4 Q0    ( 'V+DUF7BKL<
MP    !,"   +              "  6X/  !?<F5L<R\N<F5L<U!+ 0(4 Q0
M   ( 'V+DUD<.&7J/P$  #P"   /              "  5<0  !X;"]W;W)K
M8F]O:RYX;6Q02P$"% ,4    " !]BY-9)!Z;HJT   #X 0  &@
M    @ '#$0  >&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'-02P$"% ,4
M" !]BY-999!YDAD!  #/ P  $P              @ &H$@  6T-O;G1E;G1?
@5'EP97-=+GAM;%!+!08     "0 ) #X"  #R$P     !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.24.4</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="d882725d8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>100000 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File>ajg-20241219.xsd</File>
    <File>ajg-20241219_lab.xml</File>
    <File>ajg-20241219_pre.xml</File>
    <File doctype="8-K" isOnlyDei="true" original="d882725d8k.htm">d882725d8k.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2024</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>16
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "d882725d8k.htm": {
   "nsprefix": "ajg",
   "nsuri": "http://www.ajg.com/20241219",
   "dts": {
    "schema": {
     "local": [
      "ajg-20241219.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.sec.gov/dei/2024/dei-2024.xsd",
      "https://xbrl.sec.gov/naics/2024/naics-2024.xsd"
     ]
    },
    "labelLink": {
     "local": [
      "ajg-20241219_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "ajg-20241219_pre.xml"
     ]
    },
    "inline": {
     "local": [
      "d882725d8k.htm"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 2,
    "http://xbrl.sec.gov/dei/2024": 2
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 23,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2024": 22
   },
   "report": {
    "R1": {
     "role": "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation",
     "longName": "100000 - Document - Document and Entity Information",
     "shortName": "Document and Entity Information",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "duration_2024-12-19_to_2024-12-19",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d882725d8k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "duration_2024-12-19_to_2024-12-19",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d882725d8k.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CityAreaCode",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "terseLabel": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentType",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "terseLabel": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "terseLabel": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation State Country Code",
        "terseLabel": "Entity Incorporation State Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Issuer Tender Offer",
        "terseLabel": "Pre Commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Tender Offer",
        "terseLabel": "Pre Commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "Security12bTitle",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security 12b Title",
        "terseLabel": "Security 12b Title",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "TradingSymbol",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://www.ajg.com//20241219/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "terseLabel": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>17
<FILENAME>0001193125-24-282109-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-24-282109-xbrl.zip
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M^\LV+W"W,[SH[58[:.CS.U!+ P04    " !]BY-94A]!BED&  "_0P  %
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MVNC;L$BP;AX#Y"L6<+'D(KU5<I^HP9GPE5JD;"8\;,CU'JE.,;>SR:U3W(?
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MSW)-<FE/&MB;B>BS;5G,59^ARZT2>>+2,8YE=N-JS%P+_@L^.70803 )NFP
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MLMPX>@M/P4(&>-)@9?3CP>&]>S5>T>$9]?=/AD#=;N=][V-T>#2.]OJ66+@
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M&AZL:Y-& C]=YDDE:0P2$X,7!MOK"!U[&6NG''M&_HUV<>;N?+<%EJ,MDZH
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M;S:S_%I'P P_]6"W$Q9>JJ0MO!A OL?(+ANQN<_3Q!G,U$U&XO$8^'?''T/
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MS>N+"I4C;Z)Y:OG*R1"LT=ZK(CR>O=A]'LUW9CLA(!>)F2TK9.@-]!GHI$1
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M8EV*@YFYDN8(P2M,M2%16*&?(MUM)@NIT\D"-$'1#K>4[;*-9P7N6EHN[4]
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MO8_1X=$XVNM;8N$"@-GZQV-<62_Z\/;H'5%#'9L>'ILC/"I'[P>'_?!4X==
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M,.0B*<(6@P1L[J+82$S>-.G'E5PQTAFF#6( &.Y4QM^DZ_>! &=#U&[-M+@
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MC"C%C.OT8AL0G:&(H@)9DW/D4G(*YC8*H4N9&\7/&ODP)L07QLQ\?;:IO4I
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M7L7X@20#\M]T91;E.@*;Q'S346\E0]@-5/NK8*/L?B[8*HP=?JLH9F2K+,A
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M%8F>WO8[)UI_Y1 OI-)2U1=M7")BI&_FFEV9I=]P,0GS;3*BS4267=\B*LS
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M=??Q;K/C]$KK1D]IGB]KJ=^=8K\,%(Y4I.T+/O\AUF%BAE+036'9)E+S9 2
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MC3-YK8]/S8P5$$@I? 0T>[I]MK=$/9/Z#LSYT2BO V_T>IX%N91T&P%7I.8
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MA$7B&;^NBU&1";I.*ABY8P%+UK^H='->L=_.6=Z*O;)(/A;Y-+6P8UERQM!
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M"%ZT;Z#SOG(Z%)&F$^ S#P(5P/N?_%,>VM3[I7T(43!JW<JH+,,'M&(=@U[
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M* BE%#P"BCY?/ZJ>2=D(IA)I\-AA0GI%SV)G2A:/8#92SP$._0?*'W9@ "N
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M@$>/\+B\<79\HB;\[^ADIAT)_9-/]CN_>DZW\S(_\W]^HYOYE[]\-S=S M0
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M<E3<+)J#>I.HA=XAN9@LUA ->'$_^=OQ6SU6?_OS\=L4/Y"T1/Z;KLQIN8S
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MVKW8-;Y2;AOMW?&8]8(>W0Q6I1,X*+.*8 ^Y-K_T3L5W^8@*^<]S[!,('+F
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MUX2;6,_:&6PW>5?ZII8NIA[YMEN/=\L;*R-XS%K;4RRRR%D?' ,4[0\XN-]
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M=.@885D1RA6,'F/&(\+LP5%;W..A'*J7JD:_MF T2@($.:!O&;@1SJ!K4>E
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M,C R-#$R,3DN>'-D4$L! A0#%     @ ?8N365(?08I9!@  OT,  !0
M         ( !9P,  &%J9RTR,#(T,3(Q.5]L86(N>&UL4$L! A0#%     @
M?8N36;_)Q!*L!   <BH  !0              ( !\@D  &%J9RTR,#(T,3(Q
M.5]P<F4N>&UL4$L! A0#%     @ ?8N3654-<JJ)$0  &G@   X
M     ( !T X  &0X.#(W,C5D.&LN:'1M4$L! A0#%     @ ?8N36=4<8-]?
MX0  I ,$ !               ( !A2   &0X.#(W,C5D97@T,2YH=&U02P$"
M% ,4    " !]BY-9 >C$@)P,  "4*@  $               @ $2 @$ 9#@X
C,C<R-61E>#4Q+FAT;5!+!08     !@ & 'H!  #<#@$    !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>d882725d8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="ajg-20241219.xsd" xlink:type="simple"/>
    <context id="duration_2024-12-19_to_2024-12-19">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000354190</identifier>
        </entity>
        <period>
            <startDate>2024-12-19</startDate>
            <endDate>2024-12-19</endDate>
        </period>
    </context>
    <dei:AmendmentFlag contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-320">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="duration_2024-12-19_to_2024-12-19"
      id="Hidden_dei_EntityCentralIndexKey">0000354190</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-331">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-332">2024-12-19</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-333">ARTHUR J. GALLAGHER &amp; CO.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-334">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-335">1-09761</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-336">36-2151613</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-337">2850 Golf Road</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-338">Rolling Meadows</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-339">IL</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-340">60008</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-341">(630)</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-342">773-3800</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-343">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-344">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-345">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-346">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-347">Common Stock, $1.00 par value</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-348">AJG</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-349">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="duration_2024-12-19_to_2024-12-19" id="ixv-350">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
