<SEC-DOCUMENT>0001918704-26-011533.txt : 20260430
<SEC-HEADER>0001918704-26-011533.hdr.sgml : 20260430
<ACCEPTANCE-DATETIME>20260430124412
ACCESSION NUMBER:		0001918704-26-011533
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20260430
DATE AS OF CHANGE:		20260430

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			US BANCORP \DE\
		CENTRAL INDEX KEY:			0000036104
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				410255900
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-294133
		FILM NUMBER:		26922321

	BUSINESS ADDRESS:	
		STREET 1:		U.S. BANCORP
		STREET 2:		800 NICOLLET MALL
		CITY:			MINNEAPOLIS
		STATE:			MN
		ZIP:			55402-7020
		BUSINESS PHONE:		651-466-3000

	MAIL ADDRESS:	
		STREET 1:		U.S. BANCORP
		STREET 2:		800 NICOLLET MALL
		CITY:			MINNEAPOLIS
		STATE:			MN
		ZIP:			55402-7020

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST BANK SYSTEM INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST BANK STOCK CORP
		DATE OF NAME CHANGE:	19720317
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>form424b3.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT
<TEXT>
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          <p style="text-align: right; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';" class="empty">&#160;</font></p>
          <p style="text-align: right; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';" class="empty">&#160;</font></p>
          <p style="text-align: right; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Filed Pursuant to Rule 424(b)(3)</font></p>
          <p style="text-align: right; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Registration No. 333-294133</font></p>
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          <p style="margin: 4px 0px 8px 0px; line-height: 13.33px;"><font style="color: #FF0000; font-family: 'Times New Roman';"><b>The information in this preliminary pricing supplement is not complete and may be changed. This preliminary pricing supplement and the accompanying prospectus supplement and prospectus are not an offer to sell these securities and we are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale is not permitted.</b></font></p>
          <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="color: #FF0000; font-family: 'Times New Roman';"><b>Subject to Completion, Dated April 30, 2026</b></font></p>
          <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Pricing Supplement FIMF No. 21 dated&#160; &#160; , 2026</b></font></p>
          <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>(To Prospectus Supplement dated March 9, 2026 and</b></font></p>
          <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Prospectus dated March 9, 2026)</b></font></p>
          <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><img src="image_001.jpg" style="height: 34.77px; width: 193.89px;"></font></p>
          <p style="text-align: center; margin: 0px 0px 0px 0px;"><font style="font-size: 16px; font-family: 'Times New Roman';"><b>$</b></font></p>
          <p style="text-align: center; margin: 0px 0px 0px 0px;"><font style="font-size: 16px; font-family: 'Times New Roman';"><b>U.S. Bancorp<br>Senior Medium-Term Notes, Series EE<br>Callable Fixed Rate Notes due May 18, 2037</b></font></p>
          <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b><u>General</u></b></font></p>
          <p style="margin: 0px 0px 0px 24px; line-height: 13.33px; text-indent: -24px;"><font style="display: inline-block; min-width: 24px; font-family: Symbol; text-indent: 0px;" class="bullet">&#183;</font><font style="font-family: 'Times New Roman'; text-indent: 0px;">These Notes (as defined herein) are designed for an investor who seeks a fixed income investment at an interest rate of 5.40% per annum but who is also willing to accept the risk that the Notes will be called, at our option, prior to the Maturity Date.</font></p>
          <p style="margin: 0px 0px 0px 24px; line-height: 13.33px; text-indent: -24px;"><font style="display: inline-block; min-width: 24px; font-family: Symbol; text-indent: 0px;" class="bullet">&#183;</font><font style="font-family: 'Times New Roman'; text-indent: 0px;">At our option, we may redeem the Notes, in whole but not in part, on any of the Redemption Dates specified below.</font></p>
          <p style="margin: 0px 0px 0px 24px; line-height: 13.33px; text-indent: -24px;"><font style="display: inline-block; min-width: 24px; font-family: Symbol; text-indent: 0px;" class="bullet">&#183;</font><font style="font-family: 'Times New Roman'; text-indent: 0px;">The Notes may be purchased in minimum denominations of $1,000 and in integral multiples of $1,000 thereafter.</font></p>
          <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: Calibri;" class="empty">&#160;</font></p>
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                <p style="margin: 0px 0px 4px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b><u>Key Terms</u></b></font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Payment at Maturity:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">On the Maturity Date, we will pay you the principal amount of your Notes <i>plus</i> any accrued and unpaid interest, <i>provided</i> that your Notes are outstanding and have not previously been called on any Redemption Date.</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Call Feature:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">On the 18<sup style="line-height: 1; font-size: 75%; vertical-align: top;">th</sup> calendar day of February, May, August and November of each year, beginning on November 18, 2027, and ending on February 18, 2037 (each, a &#8220;Redemption Date&#8221;), we may redeem your Notes, in whole but not in part, at a price equal to the principal amount being redeemed plus any accrued and unpaid interest, subject to the Business Day Convention and the Interest Accrual Convention described below. If we intend to redeem your Notes, we will deliver notice to The Depository Trust Company (&#8220;DTC&#8221;) on any business day after the Original Issue Date that is at least 5 business days before the applicable Redemption Date.</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Interest:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Subject to the Interest Accrual Convention, with respect to each Interest Period, for each $1,000 principal amount Note, we will pay you interest in arrears on each Interest Payment Date in accordance with the following formula:</font></p>
                <p style="text-align: center; margin: 8px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$1,000 &#215; Interest Rate &#215; Day Count Fraction.</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Interest Periods:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">The period beginning on and including the Original Issue Date and ending on but excluding the first Interest Payment Date, and each successive period beginning on and including an Interest Payment Date and ending on but excluding the next succeeding Interest Payment Date, subject to any earlier redemption and the Interest Accrual Convention described below.</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Interest Payment Dates:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Interest on the Notes will be payable in arrears on the 18<sup style="line-height: 1; font-size: 75%; vertical-align: top;">th</sup> calendar day of May of each year, beginning on May 18, 2027 to and including the Maturity Date (each, an &#8220;Interest Payment Date&#8221;), subject to any earlier redemption and the Business Day Convention and Interest Accrual Convention described below.</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Interest Rate:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">5.40% per annum</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Pricing Date:</b></font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Expected to be May 14, 2026</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Original Issue Date:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Expected to be May 18, 2026 (Settlement Date)</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Maturity Date:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Expected to be May 18, 2037, subject to the Business Day Convention</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Business Day Convention:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Following</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Interest Accrual Convention:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Unadjusted</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Day Count Fraction:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">30/360</font></p>
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                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>CUSIP:</b></font></p>
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              <td style="box-sizing: border-box; width: 586.67px; padding: 0px 0px 7.33px 0px;">
                <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">91159XGK5</font></p>
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          <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: Calibri;" class="empty">&#160;</font></p>
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                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';" class="empty">&#160;</font></p>
                </td>
                <td style="box-sizing: border-box; width: 143.47px; padding: 0px 6.67px 0px 6.67px; border: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Price to Public</b><sup style="line-height: 1; font-size: 75%; vertical-align: top;">(1)(3)</sup></font></p>
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                <td style="box-sizing: border-box; width: 143.47px; padding: 0px 6.67px 0px 6.67px; border: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Fees and Commissions</b><sup style="line-height: 1; font-size: 75%; vertical-align: top;">(2)(3)</sup></font></p>
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                <td style="box-sizing: border-box; width: 143.47px; padding: 0px 6.67px 0px 6.67px; border-top: 0.17px solid #000000; border-bottom: 0.17px solid #000000; border-left: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Proceeds to Us<br>(Before Expenses)</b></font></p>
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                <td style="box-sizing: border-box; width: 193.4px; padding: 0px 6.67px 0px 6.67px; border-top: 0.17px solid #000000; border-right: 0.17px solid #000000; border-bottom: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: left; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Per Note</b></font></p>
                </td>
                <td style="box-sizing: border-box; width: 143.47px; padding: 0px 6.67px 0px 6.67px; border: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$1,000.00</font></p>
                </td>
                <td style="box-sizing: border-box; width: 143.47px; padding: 0px 6.67px 0px 6.67px; border: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$</font></p>
                </td>
                <td style="box-sizing: border-box; width: 143.47px; padding: 0px 6.67px 0px 6.67px; border-top: 0.17px solid #000000; border-bottom: 0.17px solid #000000; border-left: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$</font></p>
                </td>
              </tr>
              <tr style="vertical-align: top;">
                <td style="box-sizing: border-box; width: 193.4px; padding: 0px 6.67px 0px 6.67px; border-top: 0.17px solid #000000; border-right: 0.17px solid #000000; border-bottom: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: left; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Total</b></font></p>
                </td>
                <td style="box-sizing: border-box; width: 143.47px; padding: 0px 6.67px 0px 6.67px; border: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$</font></p>
                </td>
                <td style="box-sizing: border-box; width: 143.47px; padding: 0px 6.67px 0px 6.67px; border: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$</font></p>
                </td>
                <td style="box-sizing: border-box; width: 143.47px; padding: 0px 6.67px 0px 6.67px; border-top: 0.17px solid #000000; border-bottom: 0.17px solid #000000; border-left: 0.17px solid #000000; vertical-align: bottom;">
                  <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$</font></p>
                </td>
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            </table>
            <p style="margin: 8px 0px 0px 24px; line-height: 13.33px; text-indent: -24px;"><font style="display: inline-block; min-width: 24px; font-family: 'Times New Roman'; text-indent: 0px;" class="bullet">(1)</font><font style="font-family: 'Times New Roman'; text-indent: 0px;">The price to public includes the estimated cost of hedging our obligations under the Notes through one or more of our affiliates.</font></p>
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          <p style="text-align: right; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">&#160;</font></p>
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          <p style="margin: 0px 0px 0px 24px; line-height: 13.33px; text-indent: -24px;"><font style="display: inline-block; min-width: 24px; font-family: 'Times New Roman'; text-indent: 0px;" class="bullet">(2)</font><font style="font-family: 'Times New Roman'; text-indent: 0px;">U.S. Bancorp Investments, Inc. (&#8220;USBI&#8221;), acting as agent for us, may pay some or all of the selling commissions it receives from us to other affiliated or unaffiliated dealers. These selling commissions will vary and will be up to $40.00 per $1,000 principal amount Note. See &#8220;Supplemental Plan of Distribution (Conflicts of Interest)&#8221; on page PS-5 of this pricing supplement.</font></p>
          <p style="margin: 0px 0px 0px 24px; line-height: 13.33px; text-indent: -24px;"><font style="display: inline-block; min-width: 24px; font-family: 'Times New Roman'; text-indent: 0px;" class="bullet">(3)</font><font style="font-family: 'Times New Roman'; text-indent: 0px;">With respect to Notes sold to eligible institutional investors or fee-based advisory accounts for which an affiliated or unaffiliated broker-dealer is an investment adviser, the price to the public will be between $960.00 and $1,000 per $1,000 principal amount Note. Broker-dealers who purchase the Notes for these accounts may forgo some or all selling commissions related to these sales. The per Note price to the public in the table above assumes a price to the public of $1,000 per $1,000 principal amount Note.</font></p>
          <p style="margin: 5.33px 0px 0px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">Because our affiliate, USBI, is participating in sales of the Notes, the offering is being conducted in compliance with the applicable requirements of Financial Industry Regulatory Authority (&#8220;FINRA&#8221;) Rule 5121.</font></p>
          <p style="margin: 5.33px 0px 0px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;"><b>The Notes are not savings accounts, deposits or other obligations of a bank and are not insured or guaranteed by the Federal Deposit Insurance Corporation (&#8220;FDIC&#8221;) or any other governmental agency. The Notes are unsecured obligations of U.S. Bancorp and all payments on the Notes are subject to the credit risk of U.S. Bancorp.</b></font></p>
          <p style="margin: 5.33px 0px 0px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;"><b>Investing in the Notes involves risks. Potential purchasers of the Notes should consider the information set forth in the &#8220;Risk Factors&#8221; section beginning on page S-9 of the accompanying prospectus supplement and the discussion of risk factors contained in our annual and other reports filed with the Securities and Exchange Commission (the &#8220;SEC&#8221;), which are incorporated by reference herein. </b></font></p>
          <p style="margin: 5.33px 0px 0px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;"><b>None of the SEC, any state securities commission, the FDIC or any other regulatory body has approved or disapproved of these Notes or determined if this pricing supplement or the accompanying prospectus supplement and prospectus is truthful or complete. Any representation to the contrary is a criminal offense.</b></font></p>
          <p style="margin: 5.33px 0px 0px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">We will deliver the Notes in book-entry form through the facilities of DTC on or about&#160; &#160; , 2026 against payment in immediately available funds.</font></p>
          <p style="text-align: center; margin: 0px 0px 0px 0px;"><font style="font-size: 16px; font-family: 'Times New Roman';"><b>U.S. Bancorp Investments, Inc.</b></font></p>
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          <p style="text-align: center; margin: 0px 0px 16px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>ABOUT THIS PRICING SUPPLEMENT</b></font></p>
          <p style="margin: 0px 0px 13.33px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">You should read this pricing supplement together with the prospectus dated March 9, 2026 (the &#8220;prospectus&#8221;) and the prospectus supplement dated March 9, 2026 (the &#8220;prospectus supplement&#8221;), each relating to our Senior Medium-Term Notes, Series EE of which these Notes are a part, for additional information about the Notes. Information in this pricing supplement supersedes information in the accompanying prospectus supplement and the prospectus to the extent it is different from that information. Certain defined terms used but not defined herein have the meanings set forth in the accompanying prospectus supplement or the prospectus.</font></p>
          <p style="margin: 0px 0px 13.33px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">You should rely only on the information contained in or incorporated by reference in this pricing supplement and the accompanying prospectus supplement and the prospectus. This pricing supplement may be used only for the purpose for which it has been prepared. No one is authorized to give information other than that contained in this pricing supplement and the accompanying prospectus supplement and the prospectus, and in the documents referred to in these documents and which are made available to the public. We have not, and USBI has not, authorized any other person to provide you with different or additional information. If anyone provides you with different or additional information, you should not rely on it.</font></p>
          <p style="margin: 0px 0px 13.33px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">We are not, and USBI is not, making an offer to sell the Notes in any jurisdiction where the offer or sale is not permitted. You should not assume that the information contained in or incorporated by reference in this pricing supplement or the accompanying prospectus supplement or the prospectus is accurate as of any date other than the date of the applicable document. Our business, financial condition, results of operations and prospects may have changed since that date. Neither this pricing supplement nor the accompanying prospectus supplement or the prospectus constitutes an offer, or an invitation on our behalf or on behalf of USBI, to subscribe for and purchase any of the Notes and may not be used for or in connection with an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation.</font></p>
          <p style="margin: 0px 0px 13.33px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">References to &#8220;U.S. Bancorp,&#8221; the &#8220;Issuer,&#8221; the &#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; in this pricing supplement are references to U.S. Bancorp and not to any of our subsidiaries, unless we state otherwise or the context otherwise requires.</font></p>
          <p style="margin: 0px 0px 13.33px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">You may access the prospectus supplement and the prospectus on the SEC website www.sec.gov as follows (or if such address has changed, by reviewing our filing for the relevant date on the SEC website):</font></p>
          <p style="margin: 0px 0px 0px 53.33px; line-height: 13.33px; text-indent: -24px;"><font style="display: inline-block; min-width: 24px; font-family: Symbol; text-indent: 0px;" class="bullet">&#183;</font><a href="https://www.sec.gov/Archives/edgar/data/36104/000119312526098655/d912780d424b5.htm"><font style="color: #0000FF; font-family: 'Times New Roman'; text-indent: 0px;"><u>Prospectus supplement dated March 9, 2026 and Prospectus dated March 9, 2026</u></font></a></p>
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          <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: Calibri;">PS-<font class="page-number">1</font></font></p>
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          <p style="text-align: center; margin: 0px 0px 16px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>SUMMARY OF KEY TERMS</b></font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;"><i>The information in this &#8220;Summary of Key Terms&#8221; section is qualified by the more detailed information set forth in the accompanying prospectus supplement and the prospectus. See &#8220;About This Pricing Supplement&#8221; in this pricing supplement.</i></font></p>
          <table style="font-size: 12px; border-collapse: collapse;">
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Issuer:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">U.S. Bancorp</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Type of Note:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Callable Fixed Rate Notes due May 18, 2037 (the &#8220;Notes&#8221;)</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>CUSIP:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">91159XGK5</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Issue Price:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">100% of the Principal Amount</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Minimum Denominations:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$1,000 and integral multiples of $1,000 in excess thereof.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Principal Amount:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$1,000 per Note</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Aggregate Principal Amount of Notes:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Currency:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">U.S. Dollars (&#8220;$&#8221;)</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Term:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Eleven years, unless previously called</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Pricing Date:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Expected to be May 14, 2026</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Original Issue Date:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Expected to be May 18, 2026 (to be determined on the Pricing Date and expected to be the second scheduled Business Day after the Pricing Date)</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Maturity Date:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Expected to be May 18, 2037, subject to early redemption and postponement as described in &#8220;&#8212;Business Day Convention; Interest Accrual Convention&#8221; below.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Interest Rate:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">5.40% per annum.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Interest:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Subject to the Interest Accrual Convention, with respect to each Interest Period, for each $1,000 principal amount Note, we will pay you interest in arrears on each Interest Payment Date in accordance with the following formula:</font></p>
                <p style="text-align: center; margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">$1,000 &#215; Interest Rate &#215; Day Count Fraction.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Interest Period:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">The period beginning on and including the Original Issue Date and ending on but excluding the first Interest Payment Date, and each successive period beginning on and including an Interest Payment Date and ending on but excluding the next succeeding Interest Payment Date, subject to any earlier redemption and the Interest Accrual Convention described below and in the accompanying prospectus supplement.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Interest Payment Dates:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Interest on the Notes will be payable in arrears on the 18<sup style="line-height: 1; font-size: 75%; vertical-align: top;">th</sup> calendar day of May of each year, beginning on May 18, 2027 to and including the Maturity Date (each, an &#8220;Interest Payment Date&#8221;), subject to any earlier redemption and the Business Day Convention and Interest Accrual Convention described below.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Day Count Fraction:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">30/360 Unadjusted</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Record Date:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">The fifteenth calendar day, whether or not a Business Day, immediately preceding each Interest Payment Date.</font></p>
              </td>
            </tr>
          </table>
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      <div style="background-color: white; display: grid; grid-template-rows: auto 1fr auto; margin: auto; box-sizing: border-box; width: 816px; min-height: 1056px; padding: 48px 90.67px 48px 90.67px; position: relative; z-index: 4;" id="page-5">
        <div style="background-color: #D3D3D3; height: 100%; width: max(5px, 50vw - 408px); position: absolute; top: 0; left: min(-5px, 408px - 50vw); z-index: 24007;" class="rail left-rail"></div>
        <div style="background-color: #D3D3D3; height: 100%; width: max(5px, 50vw - 408px); position: absolute; top: 0; right: min(-5px, 408px - 50vw); z-index: 24007;" class="rail right-rail"></div>
        <div id="header-5" style="width: 100%; min-height: 48px;">
          <p style="text-align: right; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">&#160;</font></p>
        </div>
        <div id="body-5" style="width: 100%;">
          <table style="font-size: 12px; border-collapse: collapse;">
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Optional Early Redemption / Redemption Price:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">We have the right to redeem the Notes, in whole but not in part, on a Redemption Date. The Redemption Price will be 100% of the principal amount plus any accrued and unpaid interest to, but excluding, the date of such redemption. If we elect to redeem the Notes, we will send a notice to DTC at least five business days before the applicable Redemption Date. We will have no independent obligation to notify you directly.<br><br>If the Notes are redeemed early, they will cease to be outstanding on the applicable Redemption Date, and no further payments will be made on the Notes.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Redemption Dates:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">February 18, May 18, August 18 and November 18 of each year, beginning on November 18, 2027 and ending on February 18, 2037, subject to postponement as described in &#8220;&#8212;Business Day Convention; Interest Accrual Convention&#8221; below.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Calculation Agent:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">U.S. Bank Trust Company, National Association</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Ranking:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Senior, unsecured</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Business Day:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Any day, other than a Saturday or Sunday, that is neither a legal holiday nor a day on which banking institutions are authorized or required by law, regulation or executive order to close in New York City.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Business Day Convention; Interest Accrual Convention:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Following (unadjusted), as set forth under &#8220;<i>Description of Notes&#8212;Fixed Rate Notes&#8212;If a Payment Date Is Not a Business Day</i>&#8221; in the accompanying prospectus supplement.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Listing:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">None</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Conflicts of Interest:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Our affiliate, USBI, is a member of FINRA and is participating in the distribution of the Notes. Because USBI has a conflict of interest pursuant to FINRA Rule 5121, the distribution arrangements for this offering must comply with the requirements of FINRA Rule 5121, regarding a FINRA member firm&#8217;s participation in the distribution of securities of an affiliate. In accordance with FINRA Rule 5121, no FINRA member firm that has a conflict of interest under FINRA Rule 5121 may make sales in this offering to any discretionary account without the prior approval of the customer.</font></p>
              </td>
            </tr>
            <tr style="vertical-align: top;">
              <td style="box-sizing: border-box; width: 133.67px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>Market-Making; Resale by Affiliates:</b></font></p>
              </td>
              <td style="box-sizing: border-box; width: 500.87px; padding: 0px 7.33px 0px 7.33px;">
                <p style="margin: 16px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">Our affiliates, including USBI, may use this pricing supplement, the accompanying prospectus supplement and the prospectus, together with any other applicable prospectus, in connection with offers and sales of the Notes in the secondary market. These affiliates may act as principal or agent in those transactions. Secondary market sales will be made at prices related to market prices at the time of sale. In this pricing supplement, the accompanying prospectus supplement and the prospectus, an offering of Notes refers to the initial offering of the Notes made in connection with their original issuance, and does not refer to any subsequent resales of Notes in market-making transactions.</font></p>
              </td>
            </tr>
          </table>
          <p style="margin: 16px 0px 16px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><i>The Pricing Date and the other dates set forth above are subject to change, and will be set forth in the final pricing supplement relating to the Notes.</i></font></p>
          <p style="margin: 0px 0px 0px 0px; line-height: 13.33px;" class="sectionbreak"></p>
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          <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: Calibri;">PS-<font class="page-number">3</font></font></p>
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        <div style="background-color: #D3D3D3; height: 100%; width: max(5px, 50vw - 408px); position: absolute; top: 0; left: min(-5px, 408px - 50vw); z-index: 24007;" class="rail left-rail"></div>
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          <p style="text-align: right; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">&#160;</font></p>
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        <div id="body-6" style="width: 100%;">
          <p style="text-align: center; margin: 0px 0px 16px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>U.S. FEDERAL INCOME TAX CONSIDERATIONS</b></font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">The discussion entitled &#8220;Certain United States Federal Income Tax Consequences&#8221; in the accompanying prospectus supplement provides a general summary of certain U.S. federal income tax consequences relating to an investment in the Notes, which you should carefully review prior to investing in the Notes.</font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">You should consult your tax advisor concerning the U.S. federal income tax and other tax consequences of your investment in the Notes in your particular circumstances, including the application of state, local or other tax laws and the possible effects of changes in federal or other tax laws.</font></p>
        </div>
        <div id="footer-6" style="width: 100%; min-height: 48px;">
          <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: Calibri;">PS-<font class="page-number">4</font></font></p>
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        <div style="background-color: #D3D3D3; height: 100%; width: max(5px, 50vw - 408px); position: absolute; top: 0; left: min(-5px, 408px - 50vw); z-index: 24007;" class="rail left-rail"></div>
        <div style="background-color: #D3D3D3; height: 100%; width: max(5px, 50vw - 408px); position: absolute; top: 0; right: min(-5px, 408px - 50vw); z-index: 24007;" class="rail right-rail"></div>
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          <p style="text-align: right; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';">&#160;</font></p>
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        <div id="body-7" style="width: 100%;">
          <p style="text-align: center; margin: 0px 0px 16px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b><font id="supplemental_plan_section" class="bookmark"></font>SUPPLEMENTAL PLAN OF DISTRIBUTION (CONFLICTS OF INTEREST)</b></font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">USBI will purchase the Notes from us at the price to public less the selling commissions set forth on the cover page of this pricing supplement for distribution to other registered broker-dealers or will offer the Notes directly to investors. USBI or other registered broker-dealers will offer the Notes at the price to public set forth on the cover page of this pricing supplement. USBI may pay some or all of the selling commissions it receives from us to other affiliated&#160; or unaffiliated dealers. These selling commissions will vary and will be up to $40.00 per $1,000 principal amount Note.</font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">With respect to Notes sold to eligible institutional investors or fee-based advisory accounts for which an affiliated or unaffiliated broker-dealer is an investment adviser, the price to the public will be between $960.00 and $1,000 per $1,000 principal amount Note. Broker-dealers who purchase the Notes for these accounts may forgo some or all selling commissions related to these sales.</font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">We expect to deliver the Notes against payment therefor in New York, New York on a date that is more than one business day following the Pricing Date. Under Rule 15c6-1 of the Exchange Act, trades in the secondary market generally are required to settle in one business day, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade the Notes on any date prior to the business day before delivery will be required to specify alternative settlement arrangements to prevent a failed settlement.</font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b><i>Conflicts of Interest</i></b></font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">Our affiliate, USBI, is a member of FINRA and is participating in the distribution of the Notes. Because USBI has a conflict of interest pursuant to FINRA Rule 5121, the distribution arrangements for this offering must comply with the requirements of FINRA Rule 5121, regarding a FINRA member firm&#8217;s participation in the distribution of securities of an affiliate. In accordance with FINRA Rule 5121, no FINRA member firm that has a conflict of interest under FINRA Rule 5121 may make sales in this offering to any discretionary account without the prior approval of the customer.</font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b><i>Market-Making Resales by Affiliates</i></b></font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">Our affiliates, including USBI, may use this pricing supplement, the accompanying prospectus supplement and the prospectus, together with any other applicable prospectus, in connection with offers and sales of Notes in the secondary market. These affiliates may act as principal or agent in those transactions. Secondary market sales will be made at prices related to market prices at the time of sale. In this pricing supplement, the accompanying prospectus supplement and the prospectus, an offering of Notes refers to the initial offering of the Notes made in connection with their original issuance, and does not refer to any subsequent resales of Notes in market-making transactions.</font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">While USBI may make markets in the Notes, it is under no obligation to do so and may discontinue any market-making activities at any time without notice. See the section titled &#8220;Plan of Distribution (Conflicts of Interest)&#8221; in the accompanying prospectus supplement.</font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 30px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">The price at which you purchase the Notes includes costs that we or our affiliates expect to incur and profits that we or our affiliates expect to realize in connection with hedging activities related to the Notes. These costs and profits will likely reduce the secondary market price, if any secondary market develops, for the Notes. As a result, you may experience an immediate and substantial decline in the market value of your Notes on the Original Issue Date.</font></p>
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          <p style="text-align: center; margin: 0px 0px 0px 0px; line-height: 13.33px;"><font style="font-family: Calibri;">PS-<font class="page-number">5</font></font></p>
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          <p style="text-align: center; margin: 0px 0px 16px 0px; line-height: 13.33px;"><font style="font-family: 'Times New Roman';"><b>LEGAL MATTERS</b></font></p>
          <p style="margin: 0px 0px 16px 0px; line-height: 13.33px; text-indent: 48px;"><font style="font-family: 'Times New Roman'; text-indent: 0px;">The validity of the Notes will be passed on for us by Willkie Farr &amp; Gallagher LLP, Chicago, Illinois.</font></p>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
