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Consolidated Statement of Income - BRL (R$)
R$ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Banking product R$ 104,200 R$ 111,523 R$ 118,422
Interest and similar income of financial assets at amortized cost and at fair value through other comprehensive income 110,324 122,703 138,764
Interest, similar income and dividend of financial assets at fair value through profit or loss 22,853 22,938 23,641
Interest and similar expenses (70,612) (78,330) (95,129)
Adjustments to Fair Value of Financial Assets and Liabilities (4,834) 4,181 7,066
Foreign exchange results and exchange variations on transactions 2,974 (250) 5,513
Banking service fees 36,809 34,448 31,918
Income related to insurance and private pension operations before claim and selling expenses 3,961 4,699 5,265
Income related to insurance and private pension 24,097 26,876 24,755
Change in reserves for insurance and private pension (20,136) (22,177) (19,490)
Other income 2,725 1,134 1,384
Expected Loss from Financial Assets and Claims (10,182) (20,966) (24,355)
Expected Loss with Loan Operations and Lease Operations (10,587) (18,381) (22,466)
Expected Loss with Other Financial Assets 1,633 (1,393) (404)
(Expenses) Recovery of claims (1,228) (1,192) (1,485)
Net Banking Product of Expected Losses from Financial Assets and Claims 94,018 90,557 94,067
Other operating income (expenses) (63,410) (59,975) (58,388)
General and administrative expenses (57,538) (53,494) (50,905)
Tax expenses (6,619) (7,031) (8,011)
Share of profit or (loss) in associates and joint ventures 747 550 528
Income before income tax and social contribution 30,608 30,582 35,679
Current income tax and social contribution (2,564) (4,539) (3,898)
Deferred income tax and social contribution (2,405) (2,818) (9,765)
Net income 25,639 23,225 22,016
Net income attributable to owners of the parent company 24,907 23,193 21,627
Net income attributable to non-controlling interests 732 32 389
Ordinary shares [member]      
Net income attributable to owners of the parent company R$ 12,708 R$ 11,938 R$ 11,113
Earnings per share - basic R$ 2.56 R$ 2.38 R$ 2.21
Earnings per share - diluted R$ 2.55 R$ 2.36 R$ 2.20
Weighted average number of shares outstanding - basic 4,958,290,359 5,021,834,934 5,027,611,714
Weighted average number of shares outstanding - diluted 4,958,290,359 5,021,834,934 5,027,611,714
Preference shares [member]      
Net income attributable to owners of the parent company R$ 12,199 R$ 11,255 R$ 10,514
Earnings per share - basic R$ 2.56 R$ 2.38 R$ 2.21
Earnings per share - diluted R$ 2.55 R$ 2.36 R$ 2.20
Weighted average number of shares outstanding - basic 4,759,872,085 4,734,030,111 4,756,823,490
Weighted average number of shares outstanding - diluted 4,815,473,777 4,796,645,028 4,821,864,280