<SEC-DOCUMENT>0001292814-22-004594.txt : 20221128
<SEC-HEADER>0001292814-22-004594.hdr.sgml : 20221128
<ACCEPTANCE-DATETIME>20221128170532
ACCESSION NUMBER:		0001292814-22-004594
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		10
CONFORMED PERIOD OF REPORT:	20220930
FILED AS OF DATE:		20221128
DATE AS OF CHANGE:		20221128

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Itau Unibanco Holding S.A.
		CENTRAL INDEX KEY:			0001132597
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			D5
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15276
		FILM NUMBER:		221426495

	BUSINESS ADDRESS:	
		STREET 1:		PC. ALFREDO EGYDIO DE SOUZA ARANHA, 100
		STREET 2:		TORRE AE, 3 ANDAR, CEP 04344-902
		CITY:			SAO PAULO
		STATE:			D5
		ZIP:			00000
		BUSINESS PHONE:		55-11-5019-1723

	MAIL ADDRESS:	
		STREET 1:		PC. ALFREDO EGYDIO DE SOUZA ARANHA, 100
		STREET 2:		TORRE AE, 3 ANDAR, CEP 04344-902
		CITY:			SAO PAULO
		STATE:			D5
		ZIP:			00000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Itau Unibanco Banco Multiplo S.A.
		DATE OF NAME CHANGE:	20090226

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANCO ITAU HOLDING FINANCEIRA S A
		DATE OF NAME CHANGE:	20030319

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANCO ITAU SA
		DATE OF NAME CHANGE:	20010117
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>itub20221116_6k.htm
<DESCRIPTION>6-K
<TEXT>
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<Center><DIV STYLE="width:8.5in" align="left">

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center"><B>UNITED STATES SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center"><B>FORM 6-K</B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0; text-align: center"><B>REPORT OF FOREIGN PRIVATE ISSUER</B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0; text-align: center"><B>PURSUANT TO RULE 13a-16 OR 15d-16 UNDER</B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center"><B>THE SECURITIES EXCHANGE ACT OF 1934</B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center"><B>For the month of November 2022</B></P>

<P STYLE="font: 11pt/200% Itau Display,sans-serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>Commission File Number: 001-15276</B></P>

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<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center"><B>Ita&uacute; Unibanco Holding S.A.</B></P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center">(Exact name of registrant as specified in its charter)</P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center"><B>Ita&uacute; Unibanco Holding S.A.</B></P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center"><B>(Translation of Registrant&rsquo;s Name into English)</B></P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center"><B>Pra&ccedil;a Alfredo Egydio de Souza Aranha, 100-Torre
Concei&ccedil;&atilde;o</B></P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center"><B>CEP 04344-902 S&atilde;o Paulo, SP, Brazil</B></P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center">(Address of Principal Executive Office)</P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center">&nbsp;</P>

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<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt/12pt Itau Display,sans-serif; margin: 0 0 6pt; text-align: justify">Indicate by check mark whether the registrant
files or will file annual reports under cover of Form&nbsp;20-F or Form 40-F.</P>


<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 11pt Itau Display,sans-serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 20%">&nbsp;</TD>
  <TD STYLE="width: 25%"><P STYLE="font: 11pt Arial,sans-serif; margin: 0; text-align: right"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 11pt">Form
20-F </FONT>&#9746;</P>
</TD>
  <TD STYLE="width: 10%">&nbsp;</TD>
  <TD STYLE="width: 25%"><P STYLE="font: 11pt Arial,sans-serif; margin: 0; text-align: left"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 11pt">Form 40-F &#9744;</FONT></P>
</TD>
  <TD STYLE="width: 20%">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 11pt Arial,sans-serif; margin: 0; text-align: center"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 11pt"></FONT></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 6pt; text-align: justify">Indicate by check mark if the registrant is submitting
the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):</P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 11pt Itau Display,sans-serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 20%">&nbsp;</TD>
  <TD STYLE="width: 25%"><P STYLE="font: 11pt Arial,sans-serif; margin: 0; text-align: right"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 11pt">Yes
&#9744;</FONT></P></TD>
  <TD STYLE="width: 10%">&nbsp;</TD>
  <TD STYLE="width: 25%"><P STYLE="font: 11pt Arial,sans-serif; margin: 0; text-align: left"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 11pt">No&nbsp;</FONT>&#9746;</P></TD>
  <TD STYLE="width: 20%">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 11pt Arial,sans-serif; margin: 0; text-align: center"></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 6pt; text-align: justify">Indicate by check mark if the registrant is submitting
the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):</P>


<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 11pt Itau Display,sans-serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 20%">&nbsp;</TD>
  <TD STYLE="width: 25%"><P STYLE="font: 11pt Arial,sans-serif; margin-top: 0pt; margin-bottom: 0pt; text-align: right"><FONT STYLE="font-family: Itau Display,sans-serif">Yes
&#9744;</FONT></P></TD>
  <TD STYLE="width: 10%">&nbsp;</TD>
  <TD STYLE="width: 25%"><P STYLE="font: 11pt Arial,sans-serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left"><FONT STYLE="font-family: Itau Display,sans-serif">No&nbsp;</FONT>&#9746;</P></TD>
  <TD STYLE="width: 20%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 28.85pt 0 35.45pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 11pt Arial,sans-serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: center"><B>EXHIBIT INDEX </B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0">&nbsp;</P>

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  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; font: 11pt Arial,sans-serif"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt"><B>99.1</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; font: 11pt Arial,sans-serif"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">&nbsp;<A HREF="ex99-1.htm">Form 6-K &ndash; 3Q2022 MTN Program</A></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 18pt Itau Display,sans-serif; margin: 0">&nbsp;</P>

<P STYLE="font: bold 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">&nbsp;</P>


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<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: bold 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">SIGNATURES</P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0pt 0 12pt; text-indent: 0.5in">Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt">Date: November 28, 2022.</P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-indent: 252pt"><B>Ita&uacute; Unibanco Holding S.A.</B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt"><B>&nbsp;</B></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt 252pt"><U>By<I>: /s/ Milton Maluhy Filho</I><BR>
</U>Name: Milton Maluhy Filho<BR>
Title: Chief Executive Officer</P>

<P STYLE="font: 11pt Arial,sans-serif; margin: 0 0 12pt; text-indent: 252pt">&nbsp;</P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0 0 12pt 252pt"><U>By: <I>/s/ Alexsandro Broedel</I><BR>
</U>Name: Alexandro Broedel<BR>
Title: Chief Financial Officer</P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0">&nbsp;</P>

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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex99-1.htm
<DESCRIPTION>EX-99.1
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<CENTER><DIV STYLE="width:8.5in" align="left">

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center"><B>TABLE OF CONTENTS</B></P>

<P STYLE="font: bold 10pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: right">Page</P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%">
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    <TD STYLE="width: 90%; text-align: left; text-indent: -0.5in; padding-top: 0in; padding-bottom: 12pt; padding-left: 0.5in">CERTAIN TERMS AND CONVENTIONS</TD>
    <TD STYLE="width: 10%; text-align: right; padding-top: 0in; padding-bottom: 12pt">1</TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: 11pt Itau Display">
    <TD STYLE="text-align: left; text-indent: -0.5in; padding-top: 0in; padding-bottom: 12pt; padding-left: 0.5in">CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS</TD>
    <TD STYLE="text-align: right; padding-top: 0in; padding-bottom: 12pt">2</TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: 11pt Itau Display">
    <TD STYLE="text-align: left; text-indent: -0.5in; padding-top: 0in; padding-bottom: 12pt; padding-left: 0.5in">PRESENTATION OF FINANCIAL AND OTHER INFORMATION</TD>
    <TD STYLE="text-align: right; padding-top: 0in; padding-bottom: 12pt">4</TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: 11pt Itau Display">
    <TD STYLE="text-align: left; text-indent: -0.5in; padding-top: 0in; padding-bottom: 12pt; padding-left: 0.5in">SELECTED FINANCIAL DATA</TD>
    <TD STYLE="text-align: right; padding-top: 0in; padding-bottom: 12pt">5</TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: 11pt Itau Display">
    <TD STYLE="text-align: left; text-indent: -0.5in; padding-top: 0in; padding-bottom: 12pt; padding-left: 0.5in">OPERATING AND FINANCIAL REVIEW AND PROSPECTS</TD>
    <TD STYLE="text-align: right; padding-top: 0in; padding-bottom: 12pt">7</TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: 11pt Itau Display">
    <TD STYLE="text-align: left; text-indent: -0.5in; padding-top: 0in; padding-bottom: 12pt; padding-left: 0.5in">REGULATORY RECENT DEVELOPMENTS</TD>
    <TD STYLE="text-align: right; padding-top: 0in; padding-bottom: 12pt">23</TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: 11pt Itau Display">
    <TD STYLE="text-align: left; text-indent: -0.5in; padding-top: 0in; padding-bottom: 12pt; padding-left: 0.5in">SIGNATURES</TD>
    <TD STYLE="text-align: right; padding-top: 0in; padding-bottom: 12pt">30</TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: 11pt Itau Display">
    <TD STYLE="text-align: left; text-indent: -0.5in; padding-top: 0in; padding-bottom: 12pt; padding-left: 0.5in">FINANCIAL STATEMENTS</TD>
    <TD STYLE="text-align: right; padding-top: 0in; padding-bottom: 12pt">31</TD></TR>
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<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0">&nbsp;</P>


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<P STYLE="font: bold 11pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">CERTAIN TERMS AND CONVENTIONS</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 0.5in">All references in this Form 6-K
to (i) &ldquo;<B>Ita&uacute; Unibanco Holding</B>,&rdquo; &ldquo;<B>Ita&uacute; Unibanco Group</B>,&rdquo; &ldquo;<B>we</B>,&rdquo; &ldquo;<B>us</B>&rdquo;
or &ldquo;<B>our</B>&rdquo; are references to Ita&uacute; Unibanco Holding S.A. and its consolidated subsidiaries, except where specified
or differently required by the context; (ii)&nbsp;the &ldquo;<B>Brazilian government</B>&rdquo; are references to the federal government
of the Federative Republic of Brazil, or Brazil; (iii) &ldquo;<B>preferred shares</B>&rdquo; are references to our authorized and outstanding
preferred shares with no par value; and (iv) &ldquo;<B>common shares</B>&rdquo; are references to our authorized and outstanding common
shares with no par value. All references to &ldquo;<B>ADSs</B>&rdquo; are to American Depositary Shares, each representing one preferred
share, without par value. The ADSs are evidenced by American Depositary Receipts, or &ldquo;<B>ADRs</B>,&rdquo; issued by The Bank of
New York Mellon, or BNY Mellon. All references herein to the &ldquo;<B><I>real</I></B>,&rdquo; &ldquo;<B><I>reais</I></B>&rdquo; or &ldquo;<B>R$</B>&rdquo;
are to the Brazilian <I>real</I>, the official currency of Brazil. All references to &ldquo;<B>US$</B>,&rdquo; &ldquo;<B>dollars</B>&rdquo;
or &ldquo;<B>U.S. dollars</B>&rdquo; are to United States dollars.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 0.5in">Additionally, unless specified
or the context indicates otherwise, the following definitions apply throughout this Form 6-K:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 10pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">&ldquo;<B>Ita&uacute; Unibanco</B>&rdquo;
means Ita&uacute; Unibanco S.A., together with its consolidated subsidiaries;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 10pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt"><B>&ldquo;Ita&uacute; BBA&rdquo;</B>
means Banco Ita&uacute; BBA S.A., together with its consolidated subsidiaries;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 10pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">&ldquo;<B>Ita&uacute; Corpbanca</B>&rdquo;
means Ita&uacute; Corpbanca, together with its consolidated subsidiaries; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 10pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">&ldquo;<B>Central Bank</B>&rdquo;
means the Central Bank of Brazil.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="letter-spacing: -0.1pt">Additionally,
acronyms used repeatedly, defined and technical terms, specific market expressions and the full names of our main subsidiaries and other
entities referenced in this </FONT>report on Form 6-K <FONT STYLE="letter-spacing: -0.1pt">are explained or detailed in the glossary of
terms beginning on page </FONT>253 to our annual report on Form 20-F for the year ended December 31, 2021 filed with the SEC on April
28, 2022, or our 2021 Form 20-F.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="letter-spacing: -0.1pt">&nbsp;</FONT></P>


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<P STYLE="font: bold 11pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING
STATEMENTS</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">This report on Form 6-K
contains statements that are or may constitute forward-looking statements within the meaning of the U.S. Private Securities Litigation
Reform Act of 1995, Section 27A of the United States Securities Act of 1933, as amended, or the Securities Act, and Section 21E of the
U.S. Securities Exchange Act of 1934, as amended, or the Exchange Act. We have based these forward-looking statements largely on our current
expectations and projections about future events and financial trends affecting our business. These forward-looking statements are subject
to risks, uncertainties and assumptions including, among other risks:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">The economic, financial, political,
public health and other effects of the outbreak of the 2019 strain of coronavirus, including variants, or COVID-19, or other pandemics,
epidemics and similar crises, and governmental responses thereto, particularly as such factors impact Brazil and the other markets in
which we operate and continue to cause severe ongoing negative macroeconomic effects and disruptions to financial markets and the global
economy, with a significant impact on the ability of businesses, including ours, to operate normally, thus heightening many of the other
risks described in the &ldquo;Risk Factors&rdquo; section of our 2021 Form 20-F;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">General economic, political and business
conditions both in Brazil and abroad, including, in Brazil, developments and the perception of risks in connection with volatility related
to the 2022 presidential elections in Brazil, ongoing corruption and other investigations and increasing fractious relations and infighting
within the administration of President Bolsonaro, as well as policies and potential changes to address these matters or otherwise, including
economic and fiscal reforms and in response to the ongoing effects of the COVID-19 pandemic, any of which may negatively affect growth
prospects in the Brazilian economy as a whole;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Fluctuations in inflation, interest
rates and exchange rates in Brazil and the other markets in which we operate, which have been particularly volatile as a result of the
ongoing effects of the COVID-19 pandemic;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Our ability to implement, in a timely
and efficient manner, any measure necessary to respond to, or reduce the impacts of, the COVID-19 pandemic on our business, operations,
cash flow, prospects, liquidity and financial condition;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">The duration and spread of the COVID-19
pandemic and the outbreak of diseases or similar public health threats;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">General economic, political, and business
conditions in Brazil and variations in inflation indexes, interest rates, foreign exchange rates, and the performance of financial markets;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">General economic and political conditions,
in particular in the countries where we operate, escalating military tension between Russia and Ukraine, terrorism, or other geopolitical
events;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Government regulations and tax laws
and amendments to such regulations and laws;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Developments in high-profile investigations
currently in progress and their impact on customers or on our tax exposures;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Disruptions and volatility in the
global financial markets;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Increases in compulsory deposits and
reserve requirements;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Our level of capitalization;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Costs and availability of funding;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Increases in defaults by borrowers
and other loan delinquencies, which result in increases in loan loss allowances;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Regulation and liquidation of our
business on a consolidated basis;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Failure or hacking of our security
and operational infrastructure or systems;</FONT></TD></TR></TABLE>


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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Our ability to protect personal data;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Strengthening of competition and industry
consolidation;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Changes in our loan portfolio and
changes in the value of our securities and derivatives;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Customer losses or losses of other
sources of revenues;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Our ability to execute our strategies
and capital expenditure plans and to maintain and improve our operating performance;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Our exposure to Brazilian public debt;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Incorrect pricing methodologies for
insurance, pension plan and premium bond products and inadequate reserves;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">The effectiveness of our risk management
policy;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Damage to our reputation;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">The capacity of our controlling stockholder
to conduct our business;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Difficulties during the integration
of acquired or merged businesses;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Adverse legal or regulatory disputes
or proceedings;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Effects from socio-environmental issues,
including new and/or more stringent regulations relating to these issues; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.9pt"></TD><TD STYLE="width: 13.65pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt">Other risk factors as set forth in
our 2021 Form 20-F.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">The words &ldquo;believe,&rdquo;
&ldquo;may,&rdquo; &ldquo;will,&rdquo; &ldquo;estimate,&rdquo; &ldquo;continue,&rdquo; &ldquo;anticipate,&rdquo; &ldquo;intend,&rdquo;
&ldquo;expect&rdquo; and similar words are intended to identify forward-looking statements, but are not the exclusive means of identifying
such statements. We undertake no obligation to update publicly or revise any forward-looking statements because of new information, future
events or otherwise. Considering these risks and uncertainties, the forward-looking information, events and circumstances discussed in
this Form 6-K might not occur. Our actual results and performance could differ substantially from those anticipated in such forward-looking
statements. Given the uncertainties of forward-looking statements, we cannot assure you that projected results or events will be achieved
and we caution you not to place undue reliance on these statements.</P>


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<P STYLE="font: bold 11pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">PRESENTATION OF FINANCIAL AND OTHER INFORMATION</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">The information found
in this Form 6-K is accurate only as of the date of such information or as of the date of this Form 6-K, as applicable. Our activities,
our financial position and assets, the results of transactions and our prospects may have changed since that date.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">Information contained
in or accessible through our website or any other websites referenced herein does not form part of this Form 6-K unless we specifically
state that it is incorporated by reference and forms part of this Form 6-K. All references in this Form 6-K to websites are inactive textual
references and are for information only.</P>

<P STYLE="font: bold 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify"><I>Effect of Rounding</I></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">Certain amounts and percentages
included in this Form 6-K, including in the section of this Form 6-K entitled &ldquo;Operating and Financial Review and Prospects&rdquo;
have been rounded for ease of presentation. Percentage figures included in this Form 6-K have not been calculated in all cases on the
basis of the rounded figures but on the basis of the original amounts prior to rounding. For this reason, certain percentage amounts in
this Form 6-K may vary from those obtained by performing the same calculations using the figures in our unaudited interim consolidated
financial statements. Certain other amounts that appear in this Form 6-K may vary slightly and figures shown as totals in certain tables
may not be an arithmetical aggregation of the figures preceding them.</P>

<P STYLE="font: bold 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify"><I>About our Financial Information</I></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">The reference date for
the quantitative information derived from our balance sheet included in this Form 6-K is as of September 30, 2022 and December 31, 2021
and the reference dates for information derived from our statement of income are the nine-month periods ended September 30, 2022 and 2021,
except where otherwise indicated.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">Our unaudited interim
consolidated financial statements as of September 30, 2022 and December 31, 2021 and for the nine-month periods ended September 30,2022
and 2021, included at the end of this Form 6-K, are prepared in accordance with International Accounting Standards (IAS) 34 &ndash; &ldquo;Interim
Financial Reporting&rdquo; issued by the International Accounting Standards Board, or IASB.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 0.5in">Our unaudited interim consolidated
financial statements as of September 30, 2022 and December 31, 2021 and for the nine-month periods ended September 30, 2022 and 2021 were
reviewed in accordance with Brazilian and International Standards on Auditing by PricewaterhouseCoopers Auditores Independentes Ltda.,
or PwC, our independent auditors. Such financial statements are referred to herein as our unaudited interim consolidated financial statements.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">Please see &ldquo;Note
30 &ndash; Segment Information&rdquo; to our unaudited interim consolidated financial statements for further details about the main differences
between our management reporting systems and our unaudited interim consolidated financial statements prepared in accordance with IFRS
issued by the IASB.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">&nbsp;</P>


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<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">&nbsp;</P>

<P STYLE="font: bold 11pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">SELECTED FINANCIAL DATA</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">We present below our selected
financial data derived from our unaudited interim consolidated financial statements included in this Form 6-K. Our unaudited interim consolidated
financial statements are presented as of September 30, 2022 and for the nine-month period then ended and have been prepared in accordance
with IAS 34 as issued by IASB.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">Additionally, we present
a summarized version of our Consolidated Statement of Income, Balance Sheet and Statement of Cash Flows in the section &ldquo;Operating
and Financial Review and Prospects.&rdquo;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt">The following selected
financial data should be read together with &ldquo;Presentation of Financial and Other Information&rdquo; and &ldquo;Operating and Financial
Review and Prospects.&rdquo;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: bold 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0 0 12pt; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0 0 12pt; text-indent: 0in">&nbsp;</P>


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    <TD ROWSPAN="2" STYLE="font-size: 11pt; font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: black 0.5pt solid; text-align: center">Income Information</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; text-align: center; border-left-color: white; border-left-width: 1.5pt">For the nine-month period ended September 30,</TD>
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: black 0.5pt solid; border-left: Black 0.5pt solid; text-align: center">Variation</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2021</TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-right: 12px; font: italic 8pt Itau Display Light; vertical-align: bottom; border-top: Black 0.5pt solid; border-right: black 0.5pt solid; text-align: right">(In millions&nbsp;&nbsp;of&nbsp;&nbsp;R$, except percentages and basis&nbsp;&nbsp;points)</TD>
    <TD STYLE="font-style: italic; vertical-align: middle; text-align: center; border-top-color: Black; border-top-width: 0.5pt; border-left-color: Black; border-left-width: 0.5pt">%</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; text-align: left; width: 57%">Operating Revenues</TD>
    <TD STYLE="vertical-align: middle; text-align: right; width: 18%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;107,786</TD>
    <TD STYLE="vertical-align: middle; text-align: right; width: 18%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;91,012</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right; width: 7%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;18.4</TD></TR>
  <TR>
    <TD STYLE="padding-left: 36px; vertical-align: bottom; text-align: left">Net interest income<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(1)</SUP></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;65,121</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;54,494</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;19.5</TD></TR>
  <TR>
    <TD STYLE="padding-left: 36px; vertical-align: bottom; text-align: left">Non-interest income<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(2)</SUP></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;42,665</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;36,518</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.8</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; text-align: left">Expected Loss from Financial Assets and Claims</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(21,373)</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(8,210)</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;160.3</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">Other operating income (expenses)</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(57,296)</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(50,843)</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.7</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">Net income attributable to owners of the parent company</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22,199</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;20,164</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.1</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">Recurring Managerial Return on Average Equity - Annualized - Consolidated <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(3)</SUP></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: right">19.2%</TD>
    <TD STYLE="vertical-align: middle; text-align: right">19.0%</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;20 bps&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">Return on Average Equity &ndash; Annualized - Consolidated<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(4)</SUP></FONT></TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: right">18.9%</TD>
    <TD STYLE="vertical-align: middle; border-right: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">18.5%</TD>
    <TD STYLE="vertical-align: middle; text-align: right; border-left-color: Black; border-left-width: 0.5pt">&nbsp;40 bps&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="4" STYLE="font-size: 8pt; border-top: Black 0.5pt solid; text-align: left">(1) Includes: (i) interest and similar income; (ii) interest and similar expenses; (iii) income of financial assets and liabilities at fair value through profit or loss; and (iv) foreign exchange results and exchange variations in foreign transactions.<BR>
(2) Includes commissions and banking fees, income related to insurance and private pension operations before claim and selling expenses and other income.</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="4" STYLE="font-size: 8pt; text-align: left">(3) The Recurring Managerial Return on Average Equity is obtained by dividing the Recurring Managerial Result (R$22,645 million and R$20,662 million in the nine-month periods ended September 30, 2022 and 2021, respectively) by the Average Stockholders&rsquo; Equity adjusted by the dividends proposed (R$156,957 million and R$145,302 million in the nine-month periods ended September 30, 2022 and 2021, respectively). The resulting amount is multiplied by the number of periods in the year to derive the annualized rate. The calculation bases of returns were adjusted by the dividends proposed after the balance sheet closing dates, which have not yet been approved at annual Stockholders' or Board meetings.</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="4" STYLE="font-size: 8pt; text-align: left">(4) The return on average equity is calculated by dividing the Net Income (R$22,199 million and R$20,164 million in the nine-month periods ended September 30, 2022 and 2021, respectively) by the Average Stockholders&rsquo; Equity adjusted by the dividends proposed (R$156,957 million and R$145,302 million in the nine-month periods ended September 30, 2022 and 2021, respectively). This average considers the Stockholders&rsquo; Equity from the four previous quarters. The quotient of this division was multiplied by the number of periods in the year to arrive at the annual ratio. The calculation bases of returns were adjusted by the proposed dividend amounts after the balance sheet dates not yet approved at the annual shareholders 'meeting or at the Board of Directors' meetings.<BR></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-size: 11pt; font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: black 0.5pt solid; text-align: center">Balance Sheet Information</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; text-align: center; border-left-color: white; border-left-width: 1.5pt">As of September 30,</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: center">As of December 31,</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: center">Variation</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2021</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="font-style: italic; vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: italic 8pt Itau Display Light; vertical-align: bottom; border-top: Black 0.5pt solid; border-right: gray 0.5pt solid; text-align: center">(In millions of R$, except percentages and basis points)</TD>
    <TD STYLE="font-style: italic; vertical-align: middle; border-left: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">%</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">Total assets</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,283,335</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,069,206</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.3</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">Total loans and finance lease operations</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;883,355</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;822,590</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.4</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">(-) Provision for expected loss&nbsp;</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(47,857)</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(41,079)</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.5</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-right: white 1.5pt solid">Common Equity Tier I Ratio - in %</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">11.7%</TD>
    <TD STYLE="vertical-align: bottom; border-right: Black 0.5pt solid; text-align: right">11.3%</TD>
    <TD STYLE="vertical-align: middle; text-align: right">40 bps</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-right: white 1.5pt solid">Tier I Ratio - in %&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">13.2%</TD>
    <TD STYLE="vertical-align: bottom; border-right: Black 0.5pt solid; text-align: right">13.0%</TD>
    <TD STYLE="vertical-align: middle; text-align: right">20 bps</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-right: white 1.5pt solid">Total Capital Ratio - in %&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">14.7%</TD>
    <TD STYLE="vertical-align: bottom; border-right: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">14.7%</TD>
    <TD STYLE="vertical-align: middle; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="font-size: 8pt; border-top: Black 0.5pt solid; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-right: white 1.5pt solid">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-size: 11pt; font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: black 0.5pt solid; text-align: center">Other Information</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: black 0.5pt solid; text-align: center; border-left-color: white; border-left-width: 1.5pt">For the nine-month period ended, September 30,</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; text-align: center; border-left-color: Black; border-left-width: 0.5pt">Variation</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2021</TD>
    <TD STYLE="font-style: italic; border-bottom: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: center">%</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; text-align: left; border-top-color: Black; border-top-width: 0.5pt">Net income per share &ndash; R$ <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(1)</SUP></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.27</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.06</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right; border-top-color: Black; border-top-width: 0.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.2</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">Weighted average number of outstanding shares&nbsp;&nbsp;- basic</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,798,370,088</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,776,079,428</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">0.2</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; text-align: left">Total Number of Employees</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;100,361</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;98,764</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.6</TD></TR>
  <TR>
    <TD STYLE="padding-left: 12px; vertical-align: bottom; text-align: left">Brazil</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;88,279</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;86,195</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.4</TD></TR>
  <TR>
    <TD STYLE="padding-left: 12px; vertical-align: bottom; text-align: left">Abroad</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12,082</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12,569</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3.9)</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">Total Branches and CSBs &ndash; Client Service Branches</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,228</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,319</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2.1)</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-right: white 1.5pt solid">ATM &ndash; Automated Teller Machines <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(2)</SUP></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;43,891</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;45,472</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3.5)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="font-size: 8pt; border-top: Black 0.5pt solid; text-align: left">(1) Calculated based on the weighted average number of outstanding shares for the period.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="font-size: 8pt; text-align: left">(2)&nbsp;&nbsp;Includes ESBs (electronic service branches) and service points at third-party locations and Banco24Horas ATMs.</TD></TR>
  </TABLE>

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<P STYLE="font: bold 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">OPERATING AND FINANCIAL REVIEW AND PROSPECTS</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify"><I>The following discussion should be read in conjunction
with our unaudited interim consolidated financial statements and accompanying notes and other financial information included elsewhere
in this Form 6-K and the description of our business in &ldquo;Item 4. Information on the Company&rdquo; in our 2021 Form 20-F. The following
discussion contains forward-looking statements that involve risks and uncertainties. Our actual results may differ materially from those
discussed in forward-looking statements as a result of various factors, including those set forth in &ldquo;Forward-Looking Statements&rdquo;
herein and in our 2021 Form 20-F.</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 11pt Itau Display,sans-serif; margin: 0; text-align: justify"><B><U>Results of Operations</U></B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 28.35pt">The table below presents
our summarized consolidated statement of income for the nine-month periods ended September 30, 2022 and 2021. The interest rates cited
are expressed in Brazilian <I>reais</I> and include the effect of the variation of the <I>real</I> against foreign currencies. For more
information on the products and services we offer, see &ldquo;Item 4. Information on the Company&rdquo; in our 2021 Form 20-F.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-indent: 28.35pt">Please see our unaudited interim consolidated
financial statements for further details about our Consolidated Statement of Income.</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: black 0.5pt solid; text-align: left">Summarized Consolidated Statement of Income</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center">For the nine-month period ended<BR>
September 30,&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: center">Variation</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">2021</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">R$ million</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: italic 9pt Itau Display Light; border-top: Black 0.5pt solid; text-align: center">(In millions of R$)</TD>
    <TD STYLE="font-size: 9pt; font-style: italic; border-left: Black 0.5pt solid; border-top-color: Black; border-top-width: 0.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 9pt; font-style: italic; border-top: Black 0.5pt solid">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: bottom; text-align: left; width: 55%">Operating revenues</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right; width: 11%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;107,786</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right; width: 13%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;91,012</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-left: Black 0.5pt solid; text-align: right; width: 9%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16,774</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right; width: 12%">18.4</TD></TR>
  <TR>
    <TD STYLE="padding-left: 36px; vertical-align: bottom; text-align: left">Net interest income<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(1)</SUP></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;65,121</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;54,494</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10,627</TD>
    <TD STYLE="vertical-align: middle; text-align: right">19.5</TD></TR>
  <TR>
    <TD STYLE="padding-left: 36px; vertical-align: bottom; text-align: left">Non-interest income<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(2)</SUP></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;42,665</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;36,518</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6,147</TD>
    <TD STYLE="vertical-align: middle; text-align: right">16.8</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: bottom; text-align: left">Expected loss from financial assets and claims</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(21,373)</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(8,210)</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(13,163)</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">160.3</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: bottom">Other operating income (expenses)</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(57,296)</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(50,843)</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(6,453)</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">12.7</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: bottom">Net income before income tax and social contribution</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;29,117</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;31,959</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2,842)</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">(8.9)</TD></TR>
  <TR>
    <TD STYLE="padding-left: 36px; vertical-align: bottom; text-align: left">Current and deferred income and social contribution taxes</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(6,153)</TD>
    <TD STYLE="vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(10,605)</TD>
    <TD STYLE="vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,452</TD>
    <TD STYLE="vertical-align: middle; text-align: right">(42.0)</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: bottom">Net income</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22,964</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;21,354</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,610</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: right">7.5</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: bottom; border-bottom: Black 0.5pt solid">Net income attributable to owners of the parent company</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22,199</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;20,164</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-bottom: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,035</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: right">10.1</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="font-size: 8pt; text-align: left">(1) Includes:&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-left: 12px; font-size: 8pt; text-align: left">(i) interest and similar income (R$136,846 million and R$89,617 million in the nine month periods ended September 30, 2022 and 2021, respectively); <BR>
(ii) interest and similar expenses (R$(95,072) million and R$(44,470) million in the nine month periods ended September 30, 2022 and 2021, respectively); <BR>
(iii)income of financial assets and liabilities at fair value through profit or loss (R$28,975 million and R$11,037 million in the nine month periods ended September 30, 2022 and 2021, respectively); and<BR>
(iv) foreign exchange results and exchange variations in foreign transactions&nbsp;&nbsp;(R$(5,628) million and R$(1,690) million in the nine month periods ended September 30, 2022 and 2021, respectively).</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="font-size: 8pt">(2) Includes commissions and banking fees, Income from insurance and private pension operations before claim and selling expenses and other income.</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0pt"><U>Nine-month period ended September 30, 2022, compared to nine-month
period ended September 30, 2021.</U></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 28.35pt"><B>Net income attributable
to owners of the parent company</B> increased by 10.1% to R$22,199 million for the nine-month period ended September 30, 2022, from R$20,164
million for the same period of 2021. This is mainly due to a 18.4%, or R$16,774 million, increase in operating revenues, offset by a 160.3%,
or R$13,163 million, increase in expected loss from financial assets and claims. These line items are further described below:</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 28.35pt"><B>Net interest income
</B>increased by R$10,627 million, or 19.5%, for the nine-month period ended September 30, 2022, compared to the same period of 2021,
mainly due to increases in the following line items (i) R$47,229 million in interest and similar income, mainly due to increases of R$19,174
million in loan operations income and R$10,107 million in income from securities purchased under agreements to resell; and (ii) R$17,938
million in income of financial assets and liabilities at fair value through profit or loss. These increases were largely offset by (i)
an increase of R$50,602 million in interest and similar expenses, mainly due to an increase of R$23,429 million in deposits; (ii) an increase
of R$14,340 million in securities sold under repurchase agreements; and (iii) R$13,727 million in financial expense from technical provisions
for insurance and private pension.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 28.35pt">Brazilian tax legislation provides
for gains and losses arising from exchange rate variations on permanent foreign investments to be included in the tax calculation basis,
based on their nature, as well as foreign-exchange variations on the hedged portions of foreign investments which, according to Law No.
14,031 of July 28, 2020, must be included in the proportion of 50% in 2021 and 100% from 2022 onwards. Our investments abroad with risk coverage had their
hedges 100% adjusted on December 31, 2021, in accordance with Law No. 14,031 of July 28, 2020. Accordingly,
the depreciation of the <I>real </I>against foreign currencies, especially the U.S. dollar, generates losses on our hedging instruments
abroad. Conversely, the appreciation of the <I>real</I> against foreign currencies, generates gains on our hedging instruments abroad.
This affected our tax expenses recorded in the line items &ldquo;current and deferred income and social contribution taxes&rdquo; and
&ldquo;other operating income (expenses).&rdquo; The nominal depreciation of the <I>real</I> against the U.S. dollar was 0.6% comparing
September 30, 2022 with September 30, 2021, and the nominal depreciation of the <I>real</I> against the U.S. dollar was 3.6% comparing
September 30, 2021 with September 30, 2020.</P>


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<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 28.35pt">The fiscal effect on the hedging
instruments for our investments abroad resulted in a gain of R$1,517 million for the nine-month period ended September 30, 2022, compared
to a gain of R$1,813 million for the same period of 2021.</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 28.35pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">Considering the fiscal effect on the
hedging instruments for our investments abroad mentioned above in current and deferred income and social contribution taxes and tax expenses,
net interest income increased by R$10,331 million for the nine-month period ended September 30, 2022, compared to the same period of 2021.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif"><B>Interest and similar income</B> increased by 52.7%
for the nine-month period ended September 30, 2022, compared to the same period of 2021, due to the positive effect of the growth of our
loan portfolio, associated with the gradual change in the portfolio mix to loans to the Retail Business segment. As of September 30, 2022,
the SELIC rate was 13.75% per annum compared to 6.25% per annum as of September 30, 2021.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif"><B>Interest and similar expenses</B> increased by 113.8%
for the nine-month period ended September 30, 2022 compared to the same period of 2021, due to increases in the following items: (i) R$23,429
million in expenses from deposits, especially in time deposits; (ii) R$14,340 million in expenses from securities sold under repurchase
agreements; and (iii) R$13,727 million in expenses from technical provisions for insurance and private pension, due to an increase in
private pension plan liabilities indexed to the SELIC rate. The increases mentioned above are related to the increase in interest rates.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0 56.7pt; text-align: justify">Please see &ldquo;Note 21 &ndash; Interest
and similar income and expenses and income of financial assets and liabilities at fair value through profit or loss&rdquo; to our unaudited
interim consolidated financial statements for further details on interest and similar expenses.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt"><B>Non-interest income </B>increased
by 16.8% to R$6,147 million for the nine-month period ended September 30, 2022 compared to the same period of 2021. This increase was
mainly due to (i) a 12.2%, or R$3,759 million, increase in commissions and banking fees, due to the higher transaction volume from credit
and debit cards, both in the issuance and in the acquiring segment; (ii) a 52.8%, or R$1,270 million, increase in other income, due to
the corporate reorganization of <I>C&acirc;mara Interbanc&aacute;ria de Pagamentos</I>, or CIP, to a new company, CIP S.A.; and (iii)
a 35.1%, or R$1,118 million, increase in income from insurance and private pension operations before claim and selling expenses, due to
the positive evolution of earned premiums and savings bonds revenues.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">The following chart shows the
main components of our banking service fees for the nine-month periods ended September 30, 2022, and 2021:</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">&nbsp;</P>


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<P STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 28.35pt">
</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Itau Display,sans-serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: center; width: 50%">&nbsp;<IMG SRC="itub202211166k_005.jpg" ALT=""></TD>
  <TD STYLE="vertical-align: bottom; text-align: center; width: 50%"><IMG SRC="itub202211166k_006.jpg" ALT="">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 8pt 0 12pt; text-align: justify; text-indent: 28.35pt">Please see &ldquo;Note
22 &ndash; Commissions and Banking Fees&rdquo; to our unaudited interim consolidated financial statements for further details on banking
service fees.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 8pt 0 12pt; text-align: justify; text-indent: 28.35pt"><B>Expected Loss from
Financial Assets and Claims</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 28.35pt">Our expected loss from
financial assets and claims increased by R$13,163 million, or 160.3%, for the nine-month period ended September 30, 2022, compared to
the same period of 2021, mainly due to an increase in expected loss with loan and lease operations of R$12,772 million for the nine-month
period ended September 30, 2022, compared to the same period of 2021. This variation was due to an increase in our credit portfolio and
increased origination in consumer credit products. Considering provisions with operations without credit granting characteristics, expected
loss on financial assets and claims increased by 122.0% in the nine-month period ended September 30, 2022 compared to the same period
of 2021.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 28.35pt">Please see &ldquo;Note
10 &mdash; Loan and Lease operations&rdquo; to our unaudited interim consolidated financial statements for further details on our loan
and lease operations portfolio.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 21.3pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt"><B>Non-performing loans:</B> We calculate
our 90-day non-performing loan or NPL ratio as the value of our 90-days non-performing loans to our loan portfolio. </FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0 49.65pt; text-align: justify">As of September 30, 2022, our 90-day
NPL ratio was 3.1%, an increase of 20 basis points compared to September 30, 2021. This increase was due to the increase of 90 basis points
in the 90-day NPL ratio in respect of our individuals loan portfolio, with higher delinquency rates for individuals in Brazil, especially
in our credit card, personal loan and vehicle financing portfolios, which were partially offset by a decrease of 70 basis points in our
companies loan portfolio. Despite this increase, the ratio remains at a historically low level. In the third quarter of 2022, we recorded
sales of active portfolios with no risk retention, to non-related companies in the aggregate amount of R$606 million. From these sales,
R$437 million refer to the individuals portfolio with loans more than 90 days overdue, of which R$269 million would still be an active
portfolio as of September 30, 2022 if not sold. The remaining balance of R$169 million refers to companies with active portfolios that
are non-overdue or only have with short delinquencies and did not have a material impact on delinquency ratios.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0 49.65pt; text-align: justify">We calculate our 15 to 90 days non-performing
loan ratio as the value of our 15 to 90 days non-performing loans to our loan portfolio. The 15 to 90 days NPL ratio is an indicator of
early delinquency.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0 49.65pt; text-align: justify">As of September 30, 2022, our 15 to 90
days NPL ratio was 2.3%, an increase of 50 basis points when compared to September 30, 2021. During this
period our 15 to 90-day NPL ratio increased by 70 basis points in the 15 to 90-day NPL ratio of our individuals loan portfolio, which
is returning to its historical level, mainly due to higher delinquency rates in the credit card, vehicle financing and personal loans
portfolios, and increased by 20 basis points in respect of our companies loan portfolio, as of September 30, 2022 compared to September
30, 2021.</P>


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<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0 49.65pt; text-align: justify"></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0 49.65pt; text-align: justify">The chart below shows a comparison of
both NPL ratios for each quarter as of September 30, 2021, through September 30, 2022:</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 49.65pt; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center; text-indent: 0.75in"><IMG SRC="itub202211166k_007.jpg" ALT=""></P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><IMG SRC="itub202211166k_008.jpg" ALT=""></P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 49.65pt">&nbsp;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 49.65pt; text-align: center">&nbsp;&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 66.95pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt"><B>Coverage ratio (90 days):</B> We
calculate our coverage ratio as provisions for expected losses to 90-day non-performing loans. As of September 30, 2022, our coverage
ratio in accordance with accounting practices adopted in Brazil applicable to institutions authorized to operate by the Central Bank,
or BRGAAP, was 215% compared to a ratio of 234% as of September 30, 2021. This decrease was mainly due to an increase in NPL 90-day loans,
concentrated in the individual&rsquo;s segment in Brazil and driven by the expansion of our loan portfolio, especially in the Retail Business
segment. </FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0 49.65pt; text-align: justify">The chart below shows a comparison in
the coverage ratios for each quarter as of September 30, 2021, through September 30, 2022:</P>


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<P STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: center"><IMG SRC="itub202211166k_009.jpg" ALT=""></P>

<P STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt"><B>Other Operating Income
(Expenses)</B> increased by 12.7% to an expense of R$57,296 million for the nine-month period ended September 30, 2022, from an expense
of R$50,843 million for the same period of 2021. This increase was mainly due to the R$4,863 million, or 10.6%, increase in our general
and administrative expenses for the nine-month period ended September 30, 2022. This increase was due to: (i) the effects of the annual
collective wage agreement and growth in the number of employees; (ii) higher expenses with credit card reward programs; and (iii) expenses
with media marketing campaigns, provision for tax and social security lawsuits and depreciation and amortization.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">Please see &ldquo;Note
23 &ndash; General and Administrative Expenses&rdquo; to our unaudited interim consolidated financial statements for further details.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt"><B>Current and deferred
income and social contribution taxes </B>amounted to an expense of R$6,153 million for the nine-month period ended September 30, 2022,
from an expense of R$10,605 million in the nine-month period ended September 30, 2021.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">This was partially due
to the fiscal effect on the hedging instruments for our investments abroad, as mentioned in &ldquo;Net interest income,&rdquo; which amounted
to a gain of R$1,539 million for the nine-month period ended September 30, 2022, compared to a gain of R$1,621 million for the same period
of 2021. Disregarding this fiscal effect, current and deferred income and social contribution taxes decreased by R$4,534 million during
this period.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">Please see &ldquo;Note 24 &ndash;
Taxes&rdquo; to our unaudited interim consolidated financial statements for further details.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT><B><I>Basis
for Presentation of Segment Information </I></B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 24.5pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">We maintain segment information
based on reports used by senior management to assess the financial performance of our businesses and to make decisions regarding the allocation
of funds for investment and other purposes.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">Segment information is
not prepared in accordance with IFRS issued by the IASB but based on BRGAAP. It also includes the following adjustments: (i) the recognition
of the impact of capital allocation using a proprietary model; (ii) the use of funding and cost of capital at market prices, using certain
managerial criteria; (iii) the exclusion or inclusion of extraordinary items from our results; and (iv) the reclassification of the tax
effects from hedging transactions we enter into for our investments abroad.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">Extraordinary items correspond
to relevant events (with a positive or negative accounting effect) identified in our results of operations for each relevant period. We
apply a historically consistent methodology (approved by our governance procedures) pursuant to which relevant events are either not related
to our core operations or are related to previous fiscal years. The provisions for restructuring are extraordinary items and, as such,
do not impact the results and analysis regarding our segment information below.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">For more information on
our segments, see &ldquo;Item 4. Information on the Company&rdquo; in our 2021 Form 20-F and &ldquo;Note 30 &ndash; Segment Information&rdquo;
to our unaudited interim consolidated financial statements.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">The table below sets forth
the summarized results from our operating segments from January 1, 2022 to September 30, 2022:</P>


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<P STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 12pt; text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif; font-size: 10pt; line-height: 115%">
</FONT></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 11pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: left; width: 40%">Summarized Consolidated Statement of Income<BR>
from January 1, 2022 to September 30, 2022<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 8.8pt; font-style: normal; font-weight: 700"><SUP>(1)</SUP></FONT></TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center; width: 10%">Retail<BR>
Business<BR>
(a)</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center; width: 8%">Wholesale Business<BR>
(b)</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center; width: 12%">Activities with the Market + Corporation<BR>
(c)&nbsp;</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center; width: 9%">Total<BR>
(a)+(b)+(c)&nbsp;</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center; width: 10%">Adjustments</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center; width: 11%">IFRS consolidated<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 8.8pt; font-style: normal; font-weight: 700"><SUP>(2)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font: italic 10pt Itau Display Light; border-top: Black 0.5pt solid; text-align: center">(In millions of R$)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Operating revenues</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;66,871</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;35,809</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,172</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;104,852</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,934</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;107,786</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Cost of Credit&nbsp;</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(21,867)</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(627)</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(22,494)</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,259</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(20,235)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Claims</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1,129)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(9)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1,138)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1,138)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Other operating income (expenses)</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(32,123)</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(14,219)</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(152)</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(46,494)</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(10,802)</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(57,296)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Income tax and social contribution</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3,601)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(7,102)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(31)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(10,734)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,581</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(6,153)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Non-controlling interest in subsidiaries</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(12)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(664)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(198)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(874)</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;109</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(765)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: left">Net income&nbsp;</TD>
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8,139</TD>
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13,188</TD>
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,791</TD>
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23,118</TD>
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(919)</TD>
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22,199</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="font-size: 8pt; border-top: Black 1pt solid; text-align: left">(1) The first three columns are our business segments. Additional information about each of our business segments can be found below under the headings &quot;(a) Retail Business&quot;, &quot;(b) Wholesale Business&quot; and &quot;(c) Activities with the Market + Corporation&quot;.<BR>
The adjustments column includes the following pro forma adjustments: (i) the recognition of the impact of capital allocation using a proprietary model; (ii) the use of funding and cost of capital at market prices, using certain managerial criteria; (iii) the exclusion of non-recurring events from our results; and (iv) the reclassification of the tax effects from hedging transactions we enter into for our investments abroad.<BR>
The IFRS consolidated column is the total result of our three segments plus adjustments. <BR>
(2) The IFRS Consolidated figures do not represent the sum of the parties because there are intercompany transactions that were eliminated only in the consolidated statements. Segments are assessed by top management, net of income and expenses between related parties.</TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">The following discussion should
be read in conjunction with our unaudited interim consolidated financial statements, especially &ldquo;Note 30 &ndash; Segment Information.&rdquo;
The adjustments column shown in this note shows the effects of the differences between the segmented results (substantially in accordance
with BRGAAP) and those calculated according to the principles adopted in our unaudited interim consolidated financial statements in IFRS.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify"><U>Nine-month period ended September 30, 2022,
compared to the nine-month period ended September 30, 2021:</U></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 14.2pt"><FONT STYLE="font-family: Itau Display,sans-serif"><B>(a)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Itau Display,sans-serif"><B>Retail Business</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 28.35pt">This segment consists
of business with retail customers, account holders and non-account holders, individuals and legal entities, high income clients (Ita&uacute;
Uniclass and Personnalit&eacute;) and the companies segment (microenterprises and small companies). It includes financing and credit assignments
made outside the branch network, in addition to credit cards and payroll loans.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">The following table sets forth
our summarized consolidated statement of income with respect to our Retail Business segment for the nine-month periods ended September
30, 2022, and 2021:</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: left">Summarized Consolidated Statement of Income - Retail Business</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center">For the nine-month period ended<BR>
September 30,&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center; border-left-color: Black; border-left-width: 0.5pt">Variation<BR></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">2021</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">R$ million</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">%</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: italic 8pt Itau Display Light; vertical-align: middle; border-top: Black 0.5pt solid; border-right: black 0.5pt solid; text-align: center">(In millions of R$)</TD>
    <TD STYLE="font-weight: bold; vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left; width: 43%">Operating revenues</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; width: 18%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;66,871</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white; width: 16%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;54,803</TD>
    <TD STYLE="text-align: right; width: 13%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12,068</TD>
    <TD STYLE="text-align: right; width: 10%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22.0</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 36px; text-align: left">Interest margin</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;40,523</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;31,089</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,434</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;30.3</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 36px; text-align: left">Non-interest income <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(1)</SUP></FONT></TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;26,348</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23,714</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,634</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.1</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Cost of credit and claims</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(22,996)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(13,929)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(9,067)</TD>
    <TD STYLE="text-align: center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Other operating income (expenses)</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(32,123)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(29,494)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2,629)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.9</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Income tax and social contribution</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3,601)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(4,094)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;492</TD>
    <TD STYLE="text-align: center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Non-controlling interest in subsidiaries</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(12)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(271)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;259</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(95.4)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: left">Net income</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8,139</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7,015</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,124</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.0</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="font-size: 8pt; border-top: Black 1pt solid; text-align: left">(1) Non-interest income include: commissions and banking fees; income from insurance and private pension operations before claim and selling expenses and other revenues.</TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt"><B><U>Net income</U></B> from
our Retail Business segment increased by 16.0%, to R$8,139 million for the nine-month period ended September 30, 2022, from R$7,015 million
for the same period of 2021. These results are explained as follows:</P>


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<P STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 28.35pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>Operating revenues</B>: increased by R$12,068 million
for the nine-month period ended September 30, 2022, compared to the same period of 2021, due to an increase of 30.3% in interest margin,
as a result of a higher volume of credit lines and the effect of the mix of products. Moreover, non-interest income increased by 11.1%
in the nine-month period ended September 30, 2022, compared to the same period of 2021, driven by the increase in commissions and fees,
especially higher gains from credit and debit cards, as a result of an increase in the transaction volume, both in the issuer and acquirer
segments. Revenues from insurance were also higher, driven by the increase in earned premiums.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>Cost of credit and claims</B> increased by R$9,067
million for the nine-month period ended September 30, 2022, compared to the same period of 2021, due to (i) an increase in provisions
for loan losses, driven by the increased origination of consumer credit and unsecured credit products, and (ii) in discounts granted,
as a result of growth in our Retail Business segment portfolio, in addition to the increase in the renegotiations.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 12pt; text-align: justify"><B>Other operating income (expenses)</B> increased
by R$2,629 million for the nine-month period ended September 30, 2022, compared to the same period of 2021, mainly due to (i) higher personnel
expenses, as a result of the annual collective wage agreement and the increase in the number of employees in the period; and (ii) higher
administrative expenses, due to the increase in expenses with facilities, materials, marketing campaigns in the media, third-party services,
depreciation and amortization.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>Income tax and social contribution </B>for the Retail
Business segment, as well as for the Wholesale Business segment and Activities with the Market + Corporation segment, is calculated by
adopting the full income tax rate, net of the tax effect of any payment of interest on capital. The difference between the income tax
amount determined for each business segment and the effective income tax amount, as stated in our unaudited interim consolidated financial
statements, is recorded under the Activities with the Market + Corporation segment. As discussed above under &ldquo;Net income attributable
to owners of the parent company - Current and deferred income and social contribution taxes,&rdquo; our current and deferred income and
social contribution taxes increased mainly as a result of an increase in income before tax and social contribution.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0.25in 0 0; text-align: justify; text-indent: 24.5pt"><B>(b) Wholesale Business
</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 24.5pt">This business segment
consists of products and services offered to middle-market companies, high net worth clients (Private Banking), and the operation of Latin
American units and Ita&uacute; BBA, which is the unit responsible for business with large companies and investment banking operations.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 24.5pt">The following table sets forth
our summarized consolidated statement of income with respect to our Wholesale Business segment for the nine-month periods ended September
30, 2022, and 2021:</P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: left">Summarized Consolidated Statement of Income - Wholesale Business</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center">For the nine-month period ended<BR>
September 30,&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: center">Variation<BR></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2021</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: center">R$ million</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center">%</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: italic 8pt Itau Display Light; vertical-align: middle; border-right: black 0.5pt solid; text-align: center">(In millions of R$)</TD>
    <TD STYLE="font-weight: bold; vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left; width: 50%">Operating revenues</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white; width: 12%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;35,809</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white; width: 18%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;27,468</TD>
    <TD STYLE="text-align: right; width: 10%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8,342</TD>
    <TD STYLE="text-align: right; width: 10%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;30.4</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 36px; text-align: left">Interest margin</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;24,866</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16,863</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8,002</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;47.5</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 36px; text-align: left">Non-interest income <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(1)</SUP></FONT></TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10,943</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10,605</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;338</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Cost of credit and claims</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(636)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1,376)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;741</TD>
    <TD STYLE="text-align: center">&nbsp;-&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Other operating income (expenses)</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(14,219)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(13,085)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;(1,134)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.7</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Income tax and social contribution</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(7,102)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(4,739)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;(2,363)</TD>
    <TD STYLE="text-align: center">&nbsp;-&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Non-controlling interest in subsidiaries</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(664)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(543)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(122)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22.4</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: left">Net income</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13,188</TD>
    <TD STYLE="font-weight: bold; border-right: Black 0.5pt solid; border-bottom: Black 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7,725</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5,463</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;70.7</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="font-size: 8pt; border-top: Black 1pt solid; text-align: left">(1) Non-interest income include: commissions and banking fees; income from insurance and private pension operations before claim and selling expenses and other revenues.</TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 28.35pt"><B><U>Net income</U></B>
from the Wholesale Business segment increased by 70.7%, to R$13,188 million for the nine-month period ended September 30, 2022 from R$7,725
million for the same period of 2021. These results are explained as follows:</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>Operating revenues</B>: increased by R$8,342 million,
or 30.4%, for the nine-month period ended September 30, 2022 compared to the same period of 2021, due to an increase of 47.5% in the interest
margin, driven by the higher volume of credit operations. As of September 30, 2022, we participated in 198 local operations, which included
debentures, promissory notes and securitization transactions, totalling R$43.5 billion, ranking first in volume and in number of operations
pursuant to a ranking published by ANBIMA &ndash; <I>Associa&ccedil;&atilde;o Brasileira das Entidades dos Mercados Financeiro e de Capitais,
or</I> Brazilian Financial and Capital Markets Association. In international fixed income, we ranked first in operations as of September
30, 2022, totaling 8 operations and over R$3.0 billion in volume by Dealogic&rsquo;s ranking. In the equity markets, we participated in
18 operations (including Block Trades) with a volume of R$8.0 billion, ranking second in Dealogic&acute;s ranking, as of September 30,2022.
We also provided financial advisory services for 32 M&amp;A transactions in Brazil, totaling R$67.5 billion and were ranked second place
in number of M&amp;A deals by Dealogic&rsquo;s ranking, as of September 30, 2022.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>Cost of credit and claims </B>decreased by R$741
million for the nine-month period ended September 30, 2022 compared to the same period of 2021, driven by lower provisions for loan losses,
due to the rating upgrades of some clients in the Wholesale Business segment in Brazil during the first nine months of 2022.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify"><B>Income tax and social contribution</B> for
this business segment, as well as for the Retail Business and Activities with the Market + Corporation segments, is calculated by adopting
the full income tax rate, net of the tax effect of any payment of interest on capital. The difference between the income tax amount determined
for each segment and the effective income tax amount, as stated in our unaudited interim consolidated financial statements, is recorded
under the Activities with the Market + Corporation segment. As discussed above, our current and deferred income and social contribution
taxes increased mainly due to an increase in income before tax and social contribution.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0.25in 0 0; text-align: justify; text-indent: 24.5pt"><B>(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Activities
with the Market + Corporation </B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 24.5pt">This segment consists
of results from capital surplus, subordinated debt surplus and the net balance of tax credits and debits. It also includes the financial
margin on market trading, treasury operating costs, and equity in earnings of companies not included in either of the other segments.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 24.5pt">The following table sets forth
our summarized consolidated statement of income with respect to our Activities with the Market + Corporation segment for the nine-month
periods ended September 30, 2022, and 2021:</P>


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<P STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">&nbsp;</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: left">Summarized Consolidated Statement of Income - Activities with the Market + Corporation</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center">For the nine-month period ended<BR>
September 30,&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center; border-left-color: Black; border-left-width: 0.5pt">Variation<BR></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">2021</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; border-left: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">R$ million</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: italic 8pt Itau Display Light; border-top: Black 0.5pt solid; border-right: black 0.5pt solid; text-align: center">(In millions of R$)</TD>
    <TD STYLE="font-size: 8pt; font-style: italic; border-left: Black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="font-size: 8pt; font-style: italic">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left; width: 47%">Operating revenues</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white; width: 17%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,172</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white; width: 16%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,890</TD>
    <TD STYLE="text-align: right; width: 10%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(7,718)</TD>
    <TD STYLE="text-align: right; width: 10%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(78.0)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 36px; text-align: left">Interest margin</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,198</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8,989</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(6,792)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(75.6)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 36px; text-align: left">Non-interest income <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(1)</SUP></FONT></TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(26)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;901</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(926)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(102.9)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Other operating income (expenses)</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(152)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(902)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;751</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(83.2)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Income tax and social contribution</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(31)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3,534)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3,503</TD>
    <TD STYLE="text-align: right">&nbsp;-&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Non-controlling interest in subsidiaries</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(198)</TD>
    <TD STYLE="border-right: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(474)</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;276</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(58.1)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: left">Net income</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,791</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,980</TD>
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; border-bottom: Black 1pt solid; border-left: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3,190)</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 1pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(64.0)</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="font-size: 8pt; border-top: Black 1pt solid; text-align: left">(1) Non-interest income include: commissions and banking fees; income from insurance and private pension operations before claim and selling expenses and other revenues.</TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 21.3pt"><B><U>Net income</U></B>
from the Activities with the Market + Corporation segment decreased by R$3,190 million, or 64.0 %, for the nine-month period ended September
30, 2022, compared to the same period of 2021. We recorded a decrease in interest margin, mainly due to the negative effects of the hedge.
In addition, our interest margin was affected by the fact that, since the end of May 2021, we no longer consolidate the results of XP
Investimentos S.A.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify"><B>Income tax and social contribution</B> for
this segment, as well as for the Retail Business and Wholesale Business segments, is calculated by adopting the full income tax rate,
net of the tax effect of any payment of interest on capital. The difference between the income tax amount determined for each segment
and the effective income tax amount, as stated in our unaudited interim consolidated financial statements, is recorded under the Activities
with the Market + Corporation segment. As discussed above, our current and deferred income and social contribution taxes increased mainly
due to an increase in income before tax and social contribution.</P>

<P STYLE="font: 11pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 11pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B><I>Balance Sheet </I></B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 24.5pt">The table below sets forth
our summarized balance sheet as of September 30, 2022 and December 31, 2021. Please see our unaudited interim consolidated financial statements
for further details about our Consolidated Balance Sheet.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 24.5pt">&nbsp;</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" ROWSPAN="3" STYLE="font-size: 11pt; font-weight: bold; border-top: Black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">Summarized Balance Sheet - Assets</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: gray 0.5pt solid; text-align: center">As of&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; text-align: center; border-left-color: gray; border-left-width: 0.5pt">Variation</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-left: gray 0.5pt solid; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">September 30, 2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">December 31, 2021</TD>
    <TD STYLE="font-weight: bold; border-left: gray 0.5pt solid; text-align: center">R$ million</TD>
    <TD STYLE="font-weight: bold; text-align: center">%</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD STYLE="font-style: italic; vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: italic 9pt Itau Display Light; vertical-align: bottom; text-align: center">(In millions of R$)</TD>
    <TD STYLE="font-size: 9pt; font-style: italic; vertical-align: bottom; border-top: Black 0.5pt solid; border-left: gray 0.5pt solid">&nbsp;</TD>
    <TD STYLE="font-size: 9pt; font-style: italic; vertical-align: bottom; border-top: Black 0.5pt solid">&nbsp;</TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">Cash</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;35,402</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;44,512</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(9,110)</TD>
    <TD STYLE="vertical-align: middle; text-align: right">(20.5)</TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">Financial assets at amortized cost&nbsp;</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,587,342</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,375,782</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;211,560</TD>
    <TD STYLE="vertical-align: middle; text-align: right">15.4</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; width: 54%">Compulsory deposits in the Central Bank of Brazil</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right; width: 13%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;123,488</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right; width: 13%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;110,392</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right; width: 9%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13,096</TD>
    <TD STYLE="vertical-align: middle; text-align: right; width: 9%">11.9</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; text-align: left">Interbank deposits, securities purchased under agreements to resell and securities at amortized cost</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;525,317</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;387,406</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;137,911</TD>
    <TD STYLE="vertical-align: middle; text-align: right">35.6</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: middle">Loan and lease operations portfolio</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;883,355</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;822,590</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;60,765</TD>
    <TD STYLE="vertical-align: middle; text-align: right">7.4</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: middle">Other financial assets</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;103,039</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;96,473</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6,566</TD>
    <TD STYLE="vertical-align: middle; text-align: right">6.8</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: middle">(-) Provision for Expected Loss&nbsp;</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(47,857)</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(41,079)</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(6,778)</TD>
    <TD STYLE="vertical-align: middle; text-align: right">16.5</TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">Financial assets at fair value through other comprehensive income</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;100,132</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;105,622</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(5,490)</TD>
    <TD STYLE="vertical-align: middle; text-align: right">(5.2)</TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="vertical-align: bottom">Financial assets at fair value through profit or loss</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;446,265</TD>
    <TD STYLE="vertical-align: middle; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;434,169</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12,096</TD>
    <TD STYLE="vertical-align: middle; text-align: right">2.8</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="text-align: left">Investments in associates and join ventures, Fixed assets, Goodwill and Intangible assets, assets held for sale and other assets</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;54,956</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;50,688</TD>
    <TD STYLE="border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,268</TD>
    <TD STYLE="text-align: right">8.4</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3">Tax assets</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;59,238</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;58,433</TD>
    <TD STYLE="border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;805</TD>
    <TD STYLE="text-align: right">1.4</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="border-top: black 0.5pt solid; font-weight: bold; border-bottom: Black 0.5pt solid">Total assets</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,283,335</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,069,206</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;214,129</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">10.3</TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify"><U>&nbsp;</U></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify"><U>September 30, 2022, compared to December
31, 2021.</U></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0; text-align: justify; text-indent: 28.35pt"><B><U>Total assets</U></B>
increased by R$214,129 million, as of September 30, 2022, compared to December 31, 2021, mainly due to</P>


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<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0pt; text-align: justify">an increase in financial assets at amortized
cost. This result is further described below:&#9;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt"><B>Financial assets at
amortized cost</B> increased by R$211,560 million, or 15.4%, as of September 30, 2022, compared to December 31, 2021, mainly due to an
increase in interbank deposits, securities purchased under agreements to resell and securities at amortized cost and loan and lease operations
portfolio.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 28.35pt"><B>Interbank deposits,
securities purchased under agreements to resell, securities at amortized cost </B>increased by R$137,911 million, or 35.6%, as of September
30, 2022 compared to December 31, 2021, mainly due to our increases of: (i) R$102,329 million in securities purchased under agreements
to resell; and (ii) R$60,018 million in securities, mainly in Brazilian government securities, rural product note <I>(C&eacute;dula do
Produtor Rural)</I> and promissory and commercial notes.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 4.5pt 0 0; text-align: justify; text-indent: 28.35pt">Please see &ldquo;Note
4 - Interbank Deposits and Securities Purchased Under Agreements to Resell&rdquo; and &ldquo;Note 9 - Financial assets at amortized cost
&ndash; Securities&rdquo; to our unaudited interim consolidated financial statements for further details.&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 12pt; text-align: justify; text-indent: 28.35pt"><B>Loan and lease operations
portfolio</B> increased by R$60,765 million, or 7.4%, as of September 30, 2022, compared to December 31, 2021. The increase of R$53,071
million in our individuals loan portfolio, mainly driven by increases of 14.8%, or R$16,676 million in credit cards, and 18.1%, or R$15,317
million in mortgage loans that was partially offset by the decrease of R$10,135 million in loans in Latin America, especially in Chile,
driven by the volatility of foreign exchange variations that was largely offset by an increase in foreign trade loans and consumers loans.</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: black 0.5pt solid; text-align: center">Loan and Lease Operations, by asset type</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: gray 0.5pt solid; text-align: center">As of&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; text-align: center; border-left-color: gray; border-left-width: 0.5pt">Variation</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-left: gray 0.5pt solid; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">September 30, 2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">December 31, 2021</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; border-left: gray 0.5pt solid; text-align: center">R$ million</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: italic 8pt Itau Display Light; border-top: Black 0.5pt solid; text-align: center">(In millions&nbsp;&nbsp;of R$)</TD>
    <TD STYLE="font-style: italic; border-left: gray 0.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">&nbsp;</TD>
    <TD STYLE="font-style: italic; border-top: Black 0.5pt solid; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-right: white 1.5pt solid; width: 42%">Individuals</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 17%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;385,607</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 17%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;332,536</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right; width: 12%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;53,071</TD>
    <TD STYLE="vertical-align: bottom; text-align: right; width: 12%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.0</TD></TR>
  <TR>
    <TD STYLE="padding-left: 12px; vertical-align: bottom; border-right: white 1.5pt solid; text-align: left">Credit card</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;129,485</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;112,809</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16,676</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.8</TD></TR>
  <TR>
    <TD STYLE="padding-left: 12px; vertical-align: bottom; border-right: white 1.5pt solid; text-align: left">Personal loan</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;52,129</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;42,235</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,894</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.4</TD></TR>
  <TR>
    <TD STYLE="padding-left: 12px; vertical-align: bottom; border-right: white 1.5pt solid; text-align: left">Payroll loans</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;72,478</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;63,416</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,062</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.3</TD></TR>
  <TR>
    <TD STYLE="padding-left: 12px; vertical-align: bottom; border-right: white 1.5pt solid; text-align: left">Vehicles</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;31,743</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;29,621</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,122</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.2</TD></TR>
  <TR>
    <TD STYLE="padding-left: 12px; vertical-align: bottom; border-right: white 1.5pt solid; text-align: left">Mortgage loans</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99,772</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;84,455</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15,317</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;18.1</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-right: white 1.5pt solid">Corporate</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;142,480</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;135,034</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7,446</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.5</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-right: white 1.5pt solid">Micro/Small and Medium Businesses</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;160,353</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;149,970</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10,383</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-right: white 1.5pt solid">Foreign Loans Latin America</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;194,915</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;205,050</TD>
    <TD STYLE="vertical-align: middle; border-left: gray 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(10,135)</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(4.9)</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid">Total Loan operations and lease operations portfolio</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;883,355</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: gray 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;822,590</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right; border-left-color: gray; border-left-width: 0.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;60,765</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.4</TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 28.35pt">Please see &ldquo;Note
10 &ndash; Loan and Lease Operations&rdquo; to our unaudited interim consolidated financial statements for further details.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 28.35pt">The table below sets forth
our summarized balance sheet &ndash; liabilities and stockholders&rsquo; equity as of September 30, 2022 and December 31, 2021. Please
see our unaudited interim consolidated financial statements for further details about our Consolidated Balance Sheet.</P>


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<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 28.35pt"><B></B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font-family: Itau Display, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; width: 2%">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; width: 45%">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; width: 17%">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; width: 17%">&nbsp;</TD>
    <TD STYLE="font: 8pt Itau Display, sans-serif; width: 9%">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; width: 9%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" ROWSPAN="2" STYLE="border-top: Black 1pt solid; font: bold 11pt Itau Display, sans-serif; border-bottom: Black 1pt solid; text-align: center">Summarized Balance Sheet - Liabilities and Stockholders' Equity</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Itau Display, sans-serif; border-top: Black 0.5pt solid; text-align: center">As of&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Itau Display, sans-serif; border-top: Black 0.5pt solid; border-left: #A6A6A6 0.5pt solid; text-align: center">Variation</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; font-family: Itau Display, sans-serif; text-align: center">September 30, 2022&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; font-family: Itau Display, sans-serif; text-align: center">December 31, 2021&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-left: rgb(166,166,166) 0.5pt solid; font-weight: bold; font-family: Itau Display, sans-serif; text-align: center">R$ million&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-weight: bold; font-family: Itau Display, sans-serif; text-align: center">%&nbsp;</TD>
  </TR>
  <TR>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD STYLE="font-style: italic; font-family: Itau Display, sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: italic 9pt Itau Display, sans-serif; vertical-align: bottom; text-align: center">(In millions of R$)</TD>
    <TD STYLE="font: italic 9pt Itau Display, sans-serif; vertical-align: bottom; border-left: #A6A6A6 0.5pt solid">&nbsp;</TD>
    <TD STYLE="font: italic 9pt Itau Display, sans-serif; vertical-align: bottom">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-family: Itau Display, sans-serif">Financial Liabilities</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;1,796,356</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;1,621,786</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;174,570</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;10.8</TD></TR>
  <TR>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: left">At Amortized Cost&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;1,719,909</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;1,553,107</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;166,802</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;10.7</TD></TR>
  <TR>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle">Deposits</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;843,974</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;850,372</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;(6,398)</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;(0.8)</TD></TR>
  <TR>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: left">Securities sold under repurchase agreements</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;306,630</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;252,848</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; border-left: #A6A6A6 0.5pt solid; text-align: right">53,782</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;21.3</TD></TR>
  <TR>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: left">Interbank market funds, Institutional market funds and other financial liabilities</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;569,305</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;449,887</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;119,418</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;26.5</TD></TR>
  <TR>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: left">At Fair Value Through Profit or Loss</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;&nbsp;72,534</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;&nbsp;63,479</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;&nbsp;9,055</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;14.3</TD></TR>
  <TR>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: left">Provision for Expected Loss&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;3,913</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;5,200</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;(1,287)</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; vertical-align: middle; text-align: right">&nbsp;&nbsp;(24.8)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-family: Itau Display, sans-serif; text-align: left">Provision for insurance and private pensions&nbsp;</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;228,970</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;214,976</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; border-left: #A6A6A6 0.5pt solid; text-align: right">13,994</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">6.5</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-family: Itau Display, sans-serif; text-align: left">Provisions</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;&nbsp;20,027</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;&nbsp;19,592</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;&nbsp;435</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">2.2</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-family: Itau Display, sans-serif; text-align: left">Tax liabilities</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;8,627</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;6,246</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;&nbsp;2,381</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;38.1</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-family: Itau Display, sans-serif; text-align: left">Other liabilities</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;&nbsp;55,638</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;&nbsp;42,130</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; border-left: #A6A6A6 0.5pt solid; text-align: right">13,508</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;32.1</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-weight: bold; font-family: Itau Display, sans-serif; text-align: left">Total liabilities</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; text-align: right">&nbsp;2,109,618</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; text-align: right">&nbsp;1,904,730</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;204,888</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; text-align: right">&nbsp;10.8</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-weight: bold; font-family: Itau Display, sans-serif; text-align: justify">Total stockholders&rsquo; equity attributed to the owners of the parent company</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; text-align: right">&nbsp;164,875</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; text-align: right">&nbsp;152,864</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; border-left: #A6A6A6 0.5pt solid; text-align: right">12,011</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; text-align: right">7.9</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-family: Itau Display, sans-serif; text-align: left">Non-controlling interests</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;8,842</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;&nbsp;11,612</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;(2,770)</TD>
    <TD STYLE="font-family: Itau Display, sans-serif; text-align: right">&nbsp;&nbsp;(23.9)</TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: bottom; border-bottom: Black 0.5pt solid; text-align: justify">Total stockholders&rsquo; equity</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: right">&nbsp;173,717</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: right">&nbsp;164,476</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; border-bottom: Black 0.5pt solid; border-left: #A6A6A6 0.5pt solid; text-align: right">&nbsp;&nbsp;9,241</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: right">5.6</TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: bottom; text-align: left">Total liabilities and stockholders' equity</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; border-bottom: Black 1pt solid; text-align: right; border-top-color: Black; border-top-width: 0.5pt">&nbsp;2,283,335</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; border-bottom: Black 1pt solid; text-align: right; border-top-color: Black; border-top-width: 0.5pt">&nbsp;2,069,206</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; border-bottom: Black 1pt solid; border-left: #A6A6A6 0.5pt solid; text-align: right; border-top-color: Black; border-top-width: 0.5pt">&nbsp;214,129</TD>
    <TD STYLE="font-weight: bold; font-family: Itau Display, sans-serif; vertical-align: middle; border-bottom: Black 1pt solid; text-align: right; border-top-color: Black; border-top-width: 0.5pt">&nbsp;10.3</TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 28.35pt"><B><U>Total liabilities
and stockholders&rsquo; equity</U></B> increased by R$214,129 million, as of September 30, 2022, compared to December 31, 2021, mainly
due to an increase in interbank market funds, institutional market funds and other financial liabilities, other liabilities, and securities
sold under repurchase agreements. These results are detailed as follows:</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 28.35pt"><B>Deposits </B>decreased
by R$6,398 million as of September 30, 2022, compared to December 31, 2021, mainly due to a decrease of: (i) R$30,602 million in demand
deposits; and (ii) R$8,775 million in saving deposits. These decreases were partially offset by an increase of R$30,177 million in time
deposits.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 28.35pt">Please see &ldquo;Note
15 &ndash; Deposits&rdquo; to our unaudited interim consolidated financial statements for further details.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 28.35pt"><B>Interbank market funds,
institutional market funds and other financial liabilities </B>increased by R$119,418 million, or 26.5%, as of September 30, 2022 compared
to December 31, 2021, mainly due to an increase of R$113,808 million in interbank market funds, as a result of the following increases:
(i) R$38,443 million in financial bills; (ii) R$29,136 million in real estate bills, mainly due to tax exemptions for individuals; and
(iii) R$28,321 million in import and export financing, as this line item is directly affected by exchange rate fluctuations.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 0; text-align: justify; text-indent: 28.35pt">Please see &ldquo;Note
17 &ndash; Securities Sold Under Repurchase Agreements and Interbank and Institutional Market Funds&rdquo; to our unaudited interim consolidated
financial statements for further details.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 6pt 0 12pt; text-align: justify; text-indent: 28.35pt"><B>At fair value through
profit or loss </B>increased by R$9,055 million, or 14.3%, as of September 30, 2022, compared to December 31, 2021, mainly due to an increase
of R$8,720 million in derivatives.</P>

<P STYLE="font: 11pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>Capital Management</B></P>

<P STYLE="font: 11pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>Capital Adequacy</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 0.5in">Through our ICAAP, we assess
the adequacy of our capital to face the risks to which we are subject. For ICAAP, capital is composed of regulatory capital for credit,
market and operational risks, and by the necessary capital to cover other risks.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 0.5in">In order to ensure our capital
soundness and availability to support business growth, we maintain capital levels above the minimum requirements, in accordance with the
Common Equity Tier I, Additional Tier I Capital, and Tier II minimum ratios.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 0.5in">Our Total Capital, Tier
I Capital and Common Equity Tier I Capital ratios are calculated on a consolidated basis, applied</P>


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<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0pt 0pt; text-align: justify">to institutions included in our Prudential
Conglomerate which comprises not only financial institutions but also consortia (<I>cons&oacute;rcios</I>), payment entities, factoring
companies or companies that directly or indirectly assume credit risk, and investment funds in which we retain substantially all risks
and rewards.</P>

<P STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: center; width: 67%">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; width: 15%">As of September 30,</TD>
    <TD STYLE="font-weight: bold; text-align: center; width: 18%">As of December 31,</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: left">&nbsp;</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2022</TD>
    <TD STYLE="border-bottom: Black 0.5pt solid; font-weight: bold; text-align: center">2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-style: italic; border-top: Black 0.5pt solid; text-align: center">(In R$ million, except percentages)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold">Available capital (amounts)</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Common Equity Tier I (CET I)</TD>
    <TD STYLE="text-align: center">142,780</TD>
    <TD STYLE="text-align: center">130,716</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Tier I</TD>
    <TD STYLE="text-align: center">161,872</TD>
    <TD STYLE="text-align: center">149,912</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Total capital</TD>
    <TD STYLE="text-align: center">180,304</TD>
    <TD STYLE="text-align: center">169,797</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold">Risk-weighted assets (amounts)</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Total risk-weighted assets (RWA)</TD>
    <TD STYLE="text-align: center">1,225,170</TD>
    <TD STYLE="text-align: center">1,153,841</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold">Risk-based capital ratios as a percentage of RWA</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Common Equity Tier I ratio (%)</TD>
    <TD STYLE="text-align: center">11.7%</TD>
    <TD STYLE="text-align: center">11.3%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Tier I ratio (%)</TD>
    <TD STYLE="text-align: center">13.2%</TD>
    <TD STYLE="text-align: center">13.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Total capital ratio (%)</TD>
    <TD STYLE="text-align: center">14.7%</TD>
    <TD STYLE="text-align: center">14.7%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold">Additional CET I buffer requirements as a percentage of RWA</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 12px; vertical-align: top; text-align: left">Capital conservation buffer requirement (%) <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(1)</SUP></FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: center">2.5%</TD>
    <TD STYLE="vertical-align: middle; text-align: center">2.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Countercyclical buffer requirement (%)&sup2;</TD>
    <TD STYLE="text-align: center">0.0%</TD>
    <TD STYLE="text-align: center">0.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Bank G-SIB and/or D-SIB additional requirements (%)</TD>
    <TD STYLE="text-align: center">1.0%</TD>
    <TD STYLE="text-align: center">1.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: Black 0.5pt solid; text-align: left">Total of bank CET I specific buffer requirements (%)</TD>
    <TD STYLE="border-bottom: Black 0.5pt solid; text-align: center">3.5%</TD>
    <TD STYLE="border-bottom: Black 0.5pt solid; text-align: center">3.0%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font-size: 8pt; border-top: Black 0.5pt solid; text-align: left">1) For purposes of calculating the Conservation capital buffer, BACEN Resolution 4,783 establishes, for defined periods, percentages to be applied to the RWA value with a gradual increase until April/22, when it reaches 2.5%.<BR></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font-size: 8pt; text-align: left">2) The countercyclical capital buffer is fixed by the Financial Stability Committee and currently is set to zero.</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">As of September 30, 2022, our Total
Capital reached R$ 180,304 million, an increase of R$ 10,507 million compared to December 31, 2021. Our Basel Ratio (calculated as the
ratio between our Total Capital and the total amount of risk-weighted assets, or RWA) remained stable at 14.7%, as of September 30, 2022
and December 31, 2021. The main effects were the net income for the period, offset by the increase in RWA and in the prudential adjustments
and equity changes.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Additionally, the Fixed Assets Ratio
(<I>&Iacute;ndice de Imobiliza&ccedil;&atilde;o</I>) indicates the level of total capital committed to adjusted permanent assets. We are
within the maximum limit of 50% of the adjusted total capital, as established by the Central Bank.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">As of September 30, 2022, our Fixed
Assets Ratio reached 19.4%, which presents a buffer of R$55,253 million.</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; text-align: center"><IMG SRC="itub202211166k_010.jpg" ALT=""></P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Our Tier I ratio increased 60 basis
points in relation to June 30, 2022, due to the net income for the period and&nbsp;prudential and equity adjustments, partially offset
by the increase in RWA.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 0.75in">Please see &ldquo;Note 32 &ndash; Risk
and Capital Management&rdquo; of our unaudited interim consolidated financial statements for further details about regulatory capital.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify">&nbsp;</P>


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<P STYLE="font: bold 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify">Liquidity Ratios</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">The Basel III Framework introduced
global liquidity standards, providing for minimum liquidity requirements and aims to ensure that banks can rely on their own sources of
liquidity, leaving central banks as a lender of last resort. Basel III provides for two liquidity ratios to ensure that financial institutions
have sufficient liquidity to meet their short-term and long-term obligations: (i) the liquidity coverage ratio, or LCR, and (ii) the net
stable funding ratio, or NSFR.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">We believe that the LCR and NSFR provide
more relevant information than an analysis of summarized cash flows.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">We present below a discussion of our
LCR for the three-month period ended on September 30, 2022, and NSFR as of September 30, 2022.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify"><B>Liquidity Coverage Ratio</B></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">The LCR measures the short-term resistance
of a bank&rsquo;s liquidity risk profile. It is the ratio of the stock of high-quality liquid assets to expected net cash outflows over
the next 30 days, assuming a scenario of idiosyncratic or systemic liquidity stress.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">We calculate our LCR according to
the methodology established in Central Bank Circular No. 3,749, of March 5, 2015. We measure our total high liquidity assets for the end
of each period to cash outflows and inflows as the daily average value for each period. Pursuant to Central Bank regulations, effective
as of January 1, 2019, the minimum LCR is 100%.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: center">Three-months period Ended,</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-bottom: black 0.5pt solid; text-align: left; width: 46%">Liquidity Coverage Ratio</TD>
    <TD STYLE="font-weight: bold; border-left: white 1.5pt solid; text-align: center; width: 27%">September 30, 2022</TD>
    <TD STYLE="font-weight: bold; border-left: white 1.5pt solid; text-align: center; width: 27%">December 31,2021</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center">Total Weighted Value (average)</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-left: 12px; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; font-style: italic; border-top: Black 0.5pt solid; text-align: center">(In millions of R$)</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="vertical-align: middle; text-align: left">Total High Liquidity Assets (HQLA)<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>1</SUP></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">313,037</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">307,280</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="vertical-align: middle">Cash Outflows<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>2</SUP></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">352,360</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">341,053</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="vertical-align: middle">Cash Inflows<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>3</SUP></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right">154,445</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">147,960</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="vertical-align: middle">Total Net Cash Outflows</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">197,914</TD>
    <TD STYLE="vertical-align: bottom; text-align: right">193,093</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="font-weight: bold; vertical-align: middle; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid">LCR%</TD>
    <TD STYLE="font-weight: bold; vertical-align: bottom; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">158.2%</TD>
    <TD STYLE="font-weight: bold; vertical-align: bottom; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">159.1%</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="3" STYLE="font-size: 8pt; border-top: Black 0.5pt solid; text-align: left">(1) High Quality Liquidity Assets correspond to inventories, in some cases weighted by a discount factor, of assets that remain liquid in the market even in periods of stress, that can easily be converted into cash and that are classified as low risk.</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="3" STYLE="font-size: 8pt; text-align: left">(2) Outflows &mdash; total potential cash outflows for a 30-day horizon, calculated for a standard stress scenario as defined by BACEN Circular 3,749.</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="3" STYLE="font-size: 8pt; text-align: left">(3) Inflows &mdash; total potential cash inflows for a 30-day horizon, calculated for a standard stress scenario as defined by BACEN Circular 3,749.</TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Our average LCR as of September
30, 2022, was 158.2% and, accordingly, above the Central Bank requirements.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt"><B><I>Net Stable Funding Ratio</I></B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 28.35pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">The NSFR measures long-term liquidity
risk. It is the ratio of available stable funding to required stable funding over a one-year time period, assuming a stressed scenario.</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 35.45pt">We calculate our NSFR
according to the methodology established in Central Bank Circular No. 3,869, of December 19, 2017. The NSFR corresponds to the ratio of
our available stable funds, or ASF, for the end of each period to our required stable funds, or RSF for the end of each period.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-indent: 35.45pt">Pursuant to Central Bank regulations, effective
as of October 1, 2018, the minimum NSFR is 100%.</P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 48%">&nbsp;</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: center; width: 26%">As of September 30,</TD>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-bottom: Black 0.5pt solid; text-align: center; width: 26%">As of December 31,</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: left">Net Stable Funding Ratio</TD>
    <TD STYLE="font-weight: bold; border-left: white 1.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">2022</TD>
    <TD STYLE="font-weight: bold; border-left: white 1.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">Total Ajusted Value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 9pt; font-style: italic; border-top: Black 0.5pt solid; text-align: center">(In millions of R$)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="text-align: left">Total Available Stable Funding (ASF)&sup1;</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,104,941</TD>
    <TD STYLE="text-align: right">&nbsp;1,016,989&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD>Total Required Stable Funding (RSF)&sup2;</TD>
    <TD STYLE="text-align: right">&nbsp;901,048&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;839,830&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid">NSFR (%)</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">122.6%</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">121.1%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-size: 8pt; border-top: Black 0.5pt solid; text-align: left">(1) ASF &ndash; Available Stable Funding &ndash; refers to liabilities and equity weighted by a discount factor according to their stability, pursuant to Central Bank Circular 3,869/2017.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-size: 8pt; text-align: left">(2) RSF &ndash; Required Stable Funding &ndash; refers to assets and off-balance exposures weighted by a discount factor to their necessity, pursuant to Central Bank Circular 3,869/2017.</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">As of September 30, 2022, our
ASF totaled R$1,104.9 billion, mainly due to capital and Retail Business and Wholesale Business funding, and our RSF totaled R$901.0 billion,
particularly due to loans and financings with Wholesale Business and Retail Business customers, central governments, and transactions
with central banks.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">As of September 30, 2022, our
NSFR was 122.6% and, accordingly, above Central Bank requirements.</P>

<P STYLE="font: bold 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify">Liquidity and Capital Resources</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">We define our consolidated group
operational liquidity reserve as the total amount of assets that can be rapidly turned into cash, based on local market practices and
legal restrictions. The operational liquidity reserve generally includes: (i) cash and deposits on demand, (ii) funded positions of securities
purchased under agreements to resell and (iii) unencumbered government securities.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">The following table presents
our operational liquidity reserve as of September 30, 2022 and 2021:</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: black 0.5pt solid; text-align: left">Operational Liquidity Reserve</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; text-align: center; border-left-color: white; border-left-width: 1.5pt">As of&nbsp;&nbsp;September 30,</TD>
    <TD ROWSPAN="2" STYLE="font-size: 9pt; font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: black 0.5pt solid; border-left: white 1.5pt solid; text-align: center">2022 Average Balance<FONT STYLE="font-family: Itau Display, sans-serif; font-size: 9pt; font-style: normal; font-weight: 700"><SUP>(1)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2021</TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-style: italic; vertical-align: bottom; border-top: Black 0.5pt solid; text-align: center">(In millions of R$)</TD>
    <TD STYLE="font-style: italic; vertical-align: bottom; border-right: white 1.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="text-align: justify; width: 62%">Cash</TD>
    <TD STYLE="text-align: right; width: 13%">35,402</TD>
    <TD STYLE="text-align: right; width: 13%">42,222</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right; width: 12%">39,739</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="text-align: justify">Securities purchased under agreements to resell &ndash; Funded position <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(2)</SUP></FONT></TD>
    <TD STYLE="text-align: right">62,450</TD>
    <TD STYLE="text-align: right">45,285</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: right">46,136</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="text-align: justify">Unencumbered government securities <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400"><SUP>(3)</SUP></FONT></TD>
    <TD STYLE="text-align: right">180,386</TD>
    <TD STYLE="text-align: right">175,471</TD>
    <TD STYLE="text-align: right">162,125</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: justify">Operational reserve</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: right">278,238</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: right">262,978</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: right">248,001</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-size: 8pt; border-top-color: Black; border-top-width: 0.5pt">(1) Average calculated based on audited interim financial statements.</TD>
    <TD STYLE="font-size: 8pt; border-top-color: Black; border-top-width: 0.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 8pt; border-top-color: Black; border-top-width: 0.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 8pt; border-top-color: Black; border-top-width: 0.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="font-size: 8pt; text-align: left">(2) Net of R$ 8,178 (R$ 6,079 at 09/30/2021), which securities are restricted to guarantee transactions at B3 S.A.&mdash;Brasil, Bolsa Balc&atilde;o (B3) and the Central Bank.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="font-size: 8pt; text-align: left">(3) Present values are included as a result of the change in the reporting of future flows of assets that are now reported as future value as of September 2016.</TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Our main sources of funding
are interest-bearing deposits, deposits received under repurchase agreements, on lending from government financial institutions, lines
of credit with foreign banks and the issuance of securities abroad.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Please see &ldquo;Note
15 &ndash; Deposits&rdquo; to our unaudited interim consolidated financial statements for further details about funding.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>Capital Expenditures</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">According to our practice over the
last few years, our capital expenditures in the nine-month period ended September 30, 2022, were funded with internal resources. We cannot
provide assurance that we will make capital expenditures in the future and, if made, that the amounts will correspond to the current estimates.
The table below presents our capital expenditures in the nine-month period ended September 30, 2022, and in the year ended December 31,
2021:</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0; text-align: justify">&nbsp;</P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: white; font-size: 11pt; font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid">Capital Expenditures</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center; border-left-color: white; border-left-width: 1.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: center">Variation</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; text-align: left">Capital Expenditures</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">As of September 30, 2022</TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">As of&nbsp;&nbsp;December 31, 2021</TD>
    <TD COLSPAN="2" STYLE="border-right: White 1.5pt solid; font-weight: bold; border-bottom: Black 0.5pt solid; text-align: center">2022 - 2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-size: 9pt; font-style: italic; border-top: Black 0.5pt solid; text-align: center">(In millions of R$, except percentages)</TD>
    <TD STYLE="font-size: 9pt; font-style: italic; border-top: Black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="font-size: 9pt; font-style: italic; border-top: Black 0.5pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: left; width: 53%">Fixed Assets</TD>
    <TD STYLE="font-weight: bold; text-align: right; width: 17%">1,390</TD>
    <TD STYLE="font-weight: bold; text-align: right; width: 16%">1,414</TD>
    <TD STYLE="font-weight: bold; text-align: right; width: 7%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(24)</TD>
    <TD STYLE="font-weight: bold; text-align: right; width: 7%">(1.7)%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Fixed assets under construction</TD>
    <TD STYLE="text-align: right">638</TD>
    <TD STYLE="text-align: right">710</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(72)</TD>
    <TD STYLE="text-align: right">(10.1)%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Land and buildings</TD>
    <TD STYLE="text-align: right">10</TD>
    <TD STYLE="text-align: right">25</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(15)</TD>
    <TD STYLE="text-align: right">(60.0)%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Leasehold improvements</TD>
    <TD STYLE="text-align: right">18</TD>
    <TD STYLE="text-align: right">106</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(88)</TD>
    <TD STYLE="text-align: right">(83.0)%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Furniture and equipment, installations and data processing systems</TD>
    <TD STYLE="text-align: right">703</TD>
    <TD STYLE="text-align: right">532</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;171</TD>
    <TD STYLE="text-align: right">32.1%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Other</TD>
    <TD STYLE="text-align: right">21</TD>
    <TD STYLE="text-align: right">41</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(20)</TD>
    <TD STYLE="text-align: right">(48.8)%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; text-align: left">Intangible Assets</TD>
    <TD STYLE="font-weight: bold; text-align: right">4,295</TD>
    <TD STYLE="font-weight: bold; text-align: right">7,667</TD>
    <TD STYLE="font-weight: bold; text-align: right">&nbsp;&nbsp;&nbsp;(3,372)</TD>
    <TD STYLE="font-weight: bold; text-align: right">(44.0)%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Association for the promotion and offer of financial products and services</TD>
    <TD STYLE="text-align: right">0</TD>
    <TD STYLE="text-align: right">5</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(5)</TD>
    <TD STYLE="text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Software acquired and internally developed software</TD>
    <TD STYLE="text-align: right">3,613</TD>
    <TD STYLE="text-align: right">4,249</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(636)</TD>
    <TD STYLE="text-align: right">(15.0)%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; text-align: left">Other intangibles</TD>
    <TD STYLE="text-align: right">682</TD>
    <TD STYLE="text-align: right">3,413</TD>
    <TD STYLE="text-align: right">&nbsp;&nbsp;&nbsp;(2,731)</TD>
    <TD STYLE="text-align: right">(80.0)%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid">Total&nbsp;</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">5,685</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">9,081</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;(3,396)</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; text-align: right">(37.4)%</TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">Please see &ldquo;Note
14 &ndash; Goodwill and Intangible Assets&rdquo; to our unaudited interim consolidated financial statements for details about our capital
expenditures.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 28.35pt"><B>Capitalization</B></P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">The table below presents
our capitalization as of September 30, 2022. The information described is derived from our unaudited interim consolidated financial statements
as of and for the nine-month period ended September 30, 2022. As of the date of this Form 6-K, there has been no material change in our
capitalization since September 30, 2022.</P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Itau Display">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: black 0.5pt solid; border-left: white 1.5pt solid; text-align: left">Capitalization</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: center">For the nine-month period ended September 30, 2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: center; border-top-color: Black; border-top-width: 0.5pt">&nbsp;R$</TD>
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; text-align: center">US$ <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700"><SUP>(1)</SUP></FONT></TD></TR>
  <TR>
    <TD STYLE="font-weight: bold; vertical-align: middle; border-left: white 1.5pt solid; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-right: White 1.5pt solid; font-size: 8pt; font-style: italic; vertical-align: bottom; border-left: White 1.5pt solid; text-align: center">(In millions, except percentages)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; border-left: white 1.5pt solid; width: 68%">Current liabilities</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white; width: 16%">&nbsp;</TD>
    <TD STYLE="border-right: white 1.5pt solid; text-align: right; width: 16%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Deposits</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;492,230</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;91,042</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Securities sold under repurchase agreements</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;291,751</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;53,962</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Structured notes</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Derivatives</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;32,317</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5,977</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Interbank market funds</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;138,954</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;25,701</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Institutional market funds</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;28,148</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5,206</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Other financial liabilities</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;147,166</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;27,220</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Provision for insurance and private pension</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,137</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;765</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Provisions</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,523</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;837</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Tax liabilities</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,611</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;853</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Other Non-financial liabilities</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;51,250</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,479</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid">Total</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,195,089</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;221,043</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; border-left: white 1.5pt solid">Long-term liabilities</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Deposits</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;351,744</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;65,058</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Securities sold under repurchase agreements</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14,879</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,752</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Structured notes</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;65</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Derivatives</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;39,607</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7,326</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Interbank market funds</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;151,999</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;28,114</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Institutional market funds</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;98,409</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;18,202</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Other financial liabilities</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5,172</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;957</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Provision for insurance and private pension</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;224,833</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;41,585</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Provision for Expected Loss</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3,913</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;724</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Provisions</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15,504</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,868</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Tax liabilities</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3,660</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;677</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-right: white 1.5pt solid; border-left: white 1.5pt solid; text-align: left">Other Non-financial liabilities</TD>
    <TD STYLE="text-align: right; border-left-color: white; border-left-width: 1.5pt; background-color: white">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,388</TD>
    <TD STYLE="border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;812</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid">Total</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;914,173</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;169,085</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; border-left: white 1.5pt solid">Income tax and social contribution - deferred</TD>
    <TD STYLE="font-weight: bold; text-align: right; border-left-color: white; border-left-width: 1.5pt">356</TD>
    <TD STYLE="font-weight: bold; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;66</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; border-left: white 1.5pt solid">Non-controlling interests</TD>
    <TD STYLE="font-weight: bold; text-align: right; border-left-color: white; border-left-width: 1.5pt">8,842</TD>
    <TD STYLE="font-weight: bold; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,635</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; border-left: white 1.5pt solid">Stockholders&rsquo; equity attributed to the owners of the parent company <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700"><SUP>(2)</SUP></FONT></TD>
    <TD STYLE="font-weight: bold; text-align: right; border-left-color: white; border-left-width: 1.5pt">164,875</TD>
    <TD STYLE="font-weight: bold; border-left: white 1.5pt solid; text-align: right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;30,495</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid">Total capitalization <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700"><SUP>(3)</SUP></FONT></TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; text-align: right; border-left-color: white; border-left-width: 1.5pt">2,283,335</TD>
    <TD STYLE="font-weight: bold; border-top: Black 0.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid; text-align: right">422,324</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; border-left: white 1.5pt solid; border-top-color: Black; border-top-width: 0.5pt">BIS ratio <FONT STYLE="font-family: Itau Display, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700"><SUP>(4)</SUP></FONT></TD>
    <TD STYLE="font-weight: bold; border-bottom: Black 0.5pt solid; text-align: right; border-top-color: Black; border-top-width: 0.5pt; border-left-color: white; border-left-width: 1.5pt">14.7%</TD>
    <TD STYLE="border-right: white 1.5pt solid; border-bottom: Black 0.5pt solid; border-top-color: Black; border-top-width: 0.5pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 8pt; border-top: Black 0.5pt solid">(1) Convenience translation at&nbsp;&nbsp;5.4066 reais per U.S. dollar, the exchange rate in effect on September 30, 2022.</TD>
    <TD STYLE="font-size: 8pt; border-top: Black 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: white; font-size: 8pt; border-top: Black 0.5pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font-size: 8pt; text-align: justify">(2) Ita&uacute; Unibanco Holding&rsquo;s authorized and outstanding share capital consists of 4,958,290,359 common shares and 4,842,576,301 preferred shares, all of which are fully paid. For more information regarding our share capital see Note&nbsp;19 to our unaudited interim consolidated financial statements as of and for the period ended September 30, 2022.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font-size: 8pt; text-align: justify">(3) Total capitalization corresponds to the sum of total current liabilities, long-term liabilities, deferred income, minority interest in subsidiaries and stockholders&rsquo; equity.&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font-size: 8pt; text-align: justify">(4) Calculated by dividing total regulatory capital by risk weight assets.</TD></TR>
  </TABLE>

<P STYLE="font: bold 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify">Off-Balance Sheet Arrangements</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">We do not have any off-balance
sheet arrangements, other than the guarantees, financial guarantees, commitments to be released, letters of credit to be released and
contractual commitments that are described in &ldquo;Note 13 - Fixed assets,&rdquo; &ldquo;Note 14 - Goodwill and Intangible assets,&rdquo;
&ldquo;Note 32 &ndash; Risk and Capital Management, I.I &ndash; Collateral and policies for mitigating credit risk&rdquo; and &ldquo;Note
32 &ndash; Risk and Capital Management &ndash; I.IV &ndash; Maximum Exposure of Financial Assets to Credit Risk&rdquo; to our unaudited
interim consolidated financial statements.</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 10pt; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: bold 11pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">REGULATORY RECENT DEVELOPMENTS</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">We are subject to the regulation
and supervision of various regulatory entities, in the segments we operate. The supervision of these entities is essential to
the structure of our business and directly impact our growth strategies. Below we list the main public consultations, resolutions, rules,
or laws that are currently in full force in the Brazilian legal system, to which the Ita&uacute; Unibanco is subject to comply with. In
addition, the Ita&uacute; Unibanco is also subject to the regulations described in &ldquo;Item 4B. Business Overview - Supervision and
Regulation&rdquo; of our 2021 Form 20-F.</P>


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<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 12pt 0 0; text-align: justify"></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">We describe below the material
regulatory developments applicable to us since the filing of our 2021 Form 20-F.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>The National Monetary Council,
or CMN, improves rules for special-purpose accounts</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On January 27, 2022, the CMN
issued two rules to improve the regulations for the opening of foreign-currency accounts with specific purposes with Brazilian financial
institutions.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">CMN Resolution No. 4,980 improves
current foreign exchange regulations to allow the creation of provisioning funds in restricted foreign currency deposit accounts, intended
exclusively to guarantee expenses with the decommissioning of production facilities in oil and natural gas fields pursuant to agreements
signed with the Brazilian Federal Government. The objective of the new account is to mitigate the exchange rate risk and reduce the financial
costs involved in the provision of these guarantees, since the price of goods and services inherent in these activities are referenced
internationally.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">The CMN also issued Resolution
No. 4,981, which amends CMN Resolution No. 3,844, of March 23, 2022, to simplify the procedures for opening special accounts denominated
in foreign currency exclusively to receive foreign credit transactions granted by international organizations. As of the date of publication
of CMN Resolution No. 4,981 (January 31, 2022), direct and indirect administration entities of Brazilian States, the Federal District,
and Municipalities will no longer be required to have a specific authorization to be holders of these special accounts in financial institutions
authorized to operate in the foreign exchange market (such as us). This measure aims to make this authorization process more efficient.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">CMN Resolution No. 4,980 entered
into effect on March 2, 2022, while CMN Resolution No. 4,981 entered into effect on January 31, 2022.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>The Brazilian Securities
and Exchange Commission simplifies the registration process of non-resident investors that are individuals</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On February 7, 2022, the Brazilian
Securities and Exchange Commission (<I>Comiss&atilde;o de Valores Mobili&aacute;rios,</I> or CVM) issued CVM Resolution No. 64, or Resolution
No. 64, which exempts non-resident investors that are individuals of specific registration requirement with the CVM, as previously prescribed
by CVM Resolution No. 13, of November 18, 2020, which was amended by the new rule.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">With the new rule, non-resident
investors that are individuals will be exempted from specific registration with the CVM, provided that their representatives (which must
register with the CVM before the non-resident investor begins operating in Brazil, through the filing of an application) send information
about the investor, as required by the CVM, through CVM&rsquo;s electronic systems.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Resolution No. 64 entered into
effect on May 2, 2022.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>The Central Bank enhances
prudential rules applicable to payment institutions</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On March 11, 2022, the Central
Bank published Resolutions Nos. 197, 198, 199, 200, 201 and 202, a set of rules aimed at improving the prudential rules applicable to
payment services. The new rules are the result of Public Consultation No. 78/2020 and, in general terms, extend to prudential conglomerates
led by payment institutions the prudential requirements already applicable to conglomerates led by financial institutions.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">According to the Central Bank,
this extension has become necessary in view of the diversification and sophistication of activities carried out by payment institutions
since the publication of the legal and regulatory framework for payment services, in 2013. Since then, certain payment institutions have
constituted financial subsidiaries and started to assume new risks, without being required to have prudential requirements proportionate
to these new risks.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">One of the principles of the
new rules is that this extension of prudential requirements to payment institution-led conglomerates to be carried out in a proportional
manner. In other words, smaller institutions, which are exposed to lower risks, will have simplified prudential requirements, while larger
institutions, which carry out activities subject to higher risks, will have to rely on more sophisticated prudential requirements.
As a result, the Central Bank expects that the new regulation will preserve the stimulus for the entry of new competitors in the payments
segment, in order to increase competition in the financial and payments system, as well as stimulate greater financial inclusion.</P>


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<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 12pt 0 0; text-align: justify"></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">In order to facilitate the
application of the respective prudential frameworks, prudential conglomerates have been classified into three types. Pursuant to the new
prudential framework, the concept of regulatory capital applicable to payment institutions has been modified to ensure a greater capacity
to absorb unexpected losses. These new prudential regulations will be implemented gradually, starting from July 2023 (as per Central Bank
Resolution No. 258, which delayed the entry into effect of these regulations from January 2023 to July 2023). This ensures sufficient
time for institutions to adapt their internal controls and adjust their ownership structure. This gradual introduction was inspired by
the introduction of Basel III for financial institutions.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>The Brazilian Federal Government&rsquo;s
Decree alters tax rate applicable to external loans with a term of up to 180 days to zero</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On March 15, 2022, the Brazilian
Federal Government issued Decree No. 10,997, which amended Decree No. 6,306, of December 14, 2007. The main modification brought was to
the tax rate on financial transactions (<I>Imposto sobre Opera&ccedil;&otilde;es Financeiras</I> or IOF) related to external loans with
a term of up to 180 days, which was reduced from 6% to 0%, with immediate effects.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>New law increases tax burden
applicable to financial institutions</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On April 28, 2022, the President
of Brazil published Provisional Measure No. 1,115, or MP 1,115/22, which amends Law No. 7,689, of 1988, to increase by 1%the rates of
the social contribution over net income (<I>Contribui&ccedil;&atilde;o Social sobre o Lucro L&iacute;quido, </I>or CSLL) applicable to
financial institutions, other institutions authorized to operate by the Central Bank, and insurance and capitalization companies.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">As of the entry into effect
of MP 1,115/22 and until December 31, 2022, (i) banking institutions (such as us) will have the CSLL levied on their taxable income at
a total 21% rate (as opposed to the prior rate of 20%); and (ii) other institutions authorized to operate by the Central Bank and insurance
and capitalization companies will have the CSLL levied on their taxable income at a total 16% rate (as opposed to the prior rate of 15%).</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">MP 1,115/22 entered into effect
on August 1, 2022 (90 days as of the date of its publication) and was converted into Law No. 14.446 on September 2, 2022, which will remain
in force until December 31, 2022.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>The Central Bank introduces
changes to the capital requirements for credit risk provided in Basel III</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On May 12, 2022, the Central
Bank issued Resolution No. 229, which improves and consolidates the procedures for the calculation of capital requirements in respect
of exposures to credit risk through a standardized approach, or RWACPAD. These procedures are the result of an extensive discussion based
on Public Consultation No. 80, published on December 11, 2020.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">The new prudential framework
is more sensitive to credit risk as Resolution No. 229 increases the granularity of the weights associated with the exposures to credit
risk and refines the differentiation of the credit risk of each transaction. For example, in relation to residential real estate financing,
instead of using a single risk weighting factor, the risk weighting factors under Resolution No. 229 vary based on objective parameters,
allowing less risky exposures to credit risk to have lower capital requirements.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">These changes align the Brazilian
banking and finance regulations with the international best practice recommendations of the Basel Committee on Banking Supervision, or
BCBS, and integrate in the framework known as &quot;Basel III&quot; into the Brazilian banking and finance regulations. The recommendations
of the BCBS aim to harmonize the prudential regulation adopted by its members.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Resolution No. 229 will enter
into effect on July 1, 2023 and will repeal Central Bank Circular No. 3,644, of March 4, 2013.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>Financial System Regulators
issue Joint Resolution on Interoperability on Open Finance</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On May 20, 2022, the Central
Bank, the CMN, the National Council of Private Insurance, or CNSP, and the Superintendence of Private Insurance, or Susep, issued Joint
Resolution No. 5, which establishes more clarity and rules for interoperability within the scope of Open Finance.</P>


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<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 12pt 0 0; text-align: justify"></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Such interoperability will
allow the standardized sharing of data, with the client's consent, in a secure, agile and accurate manner, between banks, payment institutions,
credit cooperatives, insurance companies, open complementary pension funds, capitalization companies and other institutions authorized
to operate by the Central Bank and Susep.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">The participants of the ecosystem
are responsible for proposing and implementing technical standards and operational procedures that ensure interoperability. These proposals
must be sent to Susep and the Central Bank by November 30, 2023.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Joint Resolution No. 5 will
come into effect on January 2, 2023.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>The CVM issues new rules
on public offerings of securities</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On July 13, 2022, the CVM issued
Resolution No. 160, which (i) establishes new rules regarding public offerings for primary or secondary distribution of securities and
the trading of securities offered in regulated markets, and (ii) revokes CVM Instructions No. 400, of December 29, 2003, No. 471, of August
8, 2008, No. 476 of January 16, 2009, No. 530, of November 22, 2012, and CVM Deliberations No. 476, of January 25, 2005, No. 533, of January
29, 2008, No. 809, of February 19, 2019, No. 818, of April 30, 2019, and No. 850, of April 7, 2020.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">The main purpose of Resolution
No. 160 is to provide more flexibility, agility and legal security for public offerings in Brazil. Some important changes implemented
by such ruling are: (a) a new definition of public offering; (b) a different registration process for public offerings, which established
an ordinary registration (with a process similar to that of CVM Instruction No. 400), and an automatic registration (with a process similar
to that of CVM Instruction No. 476); (c) and rules applicable to the process for analyzing requests for waiver of registration or offering
requirements, establishing that such requests, unless they are the responsibility of the technical area, must be made before the beginning
of the review of the application for registration of the offering, since the differentiated treatment would require a more complex analysis
by the CVM. Considering this point, registration processes involving waiver requests will take longer, since it will be necessary to await
the result of the waiver request before filing the registration request<B><I>. </I></B>Also, the new rule provides the possibility of
requesting a reserved analysis of the registration application by CVM, allowing the offeror to choose between (i) requesting secrecy only
with respect to the offering documentation but announcing that it has submitted an application for registration of the offering or (ii)
secrecy of all information.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Other main changes established
by Resolution No. 160 are (a) the creation of the offering sheet (<I>l&acirc;mina da oferta</I>), a document that will have standardized
content and aims to facilitate the investor's initial contact with a given offering, making it possible to simultaneously compare offerings
more efficiently; and (b) clear initial and final terms for the silence period; the offeror, the financial institutions participating
in the distribution syndicate and the persons hired to work or advise on the offering must refrain from advertising the offering during
the period beginning on the earliest date between (i) the moment the offering is approved by means of a resolution or in the case of an
exclusively secondary offering in which there is no such act, the moment of engagement or contracting of the institution that will perform
the function of lead coordinator of the offering, or (ii) the 30th day prior to the filing of the application for registration of the
offering with the CVM or the self-regulatory entity authorized by the CVM for the prior analysis of the application for registration.
This silence period ends on the date of the announcement of the closing of the distribution.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Resolution No. 160 will enter
into effect on January 2, 2023.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>The Brazilian Federal Government
publishes a decree to regulate over-indebtedness</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On July 27, 2022, the Brazilian
Federal Government published Decree No. 11,150, of July 26, 2022, or Decree No. 11,150, which establishes the rules for the preservation
and non-commitment of the existential minimum for the purposes of prevention, treatment and conciliation of over-indebtedness in consumer
debts, under Law No. 8,078, of September 11, 1990, or the Consumer Defense Code.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">The new rule establishes as
basic consumer rights the guarantee of responsible credit practices, financial education and prevention and treatment of over-indebtedness
scenarios, preserving the existential minimum, according to the new regulation, through debt review and renegotiation. Therefore, for
purposes of regulating consumer over-indebtedness, the minimum existential income of the consumer (natural person) is considered to be
equivalent to 25% of the minimum wage in effect on the date Decree No. 11,150 was published (R$ 1,212.00), i.e., R$ 303.00. However, the
annual adjustment of the minimum wage will not lead to this amount being updated.</P>


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<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Furthermore, the Decree provides
that certain debts and credit limits will not be computed in the calculation of the preservation and non-compromise of the existential
minimum, such as debts not related to consumption, related to real estate financings and refinancings; arising from loans and financings
with real-property collateral; and arising from credit agreements guaranteed by surety (<I>fian&ccedil;a</I>) or with endorsements (<I>aval</I>).</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Also, the preservation or non-compromise
of the existential minimum will not be considered an impediment for the concession of a credit that has the objective of substituting
another transaction or transactions previously contracted by the consumer, as long as this substitution is aimed at improving the consumer's
financial condition.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Finally, Decree No. 11,150
provides that its rules are not applicable for purposes of granting social assistance benefits.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Decree No. 11,150 came into
effect 60 days after its date of publication.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt"><I>The President of Brazil
publishes decree to regulate tax rate on foreign exchange transactions with credit cards and offshore remittances</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">On July 29, 2022, the Brazilian
Federal Government published Decree No. 11,153, of July 28, 2022, or Decree No. 11,153, which amended Decree No. 6,306, of December 14,
2007. The main modification was to the tax rate on financial transactions (<I>Imposto sobre Opera&ccedil;&otilde;es Financeiras</I>) related
to certain kinds of foreign exchange transactions, or IOF/Exchange.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">The main purpose of the changes
introduced by Decree No. 11,153 was to update and adapt the language of the regulation to the regulations in effect, and now provide for
a 6.38% tax rate no longer for foreign exchange transactions aimed at fulfilling the obligations of &quot;credit or debit card companies&quot;,
but rather for &quot;institutions that participate in cross-border payment schemes, in the capacity of issuers of such schemes.&rdquo;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Decree No. 11,153 also provides
that international transfers in Brazilian currency, of funds held in deposit accounts in Brazil owned by non-resident holders and originally
received in fulfillment of obligations of the institutions participating in payment arrangements with cross-border reach is also subject
to the 6.38% IOF/Exchange rate, arising from the acquisition of goods and services from abroad and withdrawals abroad, made by end users
of such arrangements, unless these users are the Federal Government, States, Municipalities, the Federal District and their foundations
and autarchies, for which the applicable rate will be zero.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Finally, the new decree also
compiles the annual and gradual reduction of the 6.38% rate of IOF/Exchange in the cases where applicable, until it reaches zero in 2028,
in line with the changes provided by Decree No. 10,997, of March 15, 2022.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 12pt 0 0; text-align: justify; text-indent: 35.45pt">Decree No. 11,153 entered into
effect on its publication date.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>Central Bank changes rules applicable
to consortium administrators</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">On July 27, 2022, the Central Bank
issued Resolution No. 233 and Resolution No. 234, which set forth, respectively, with the principles and procedures applicable to the
authorization processes by the regulator for consortium administrators are subject, as well as the constitution and functioning of these
institutions.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">These new rules are part of recent
efforts by the Central Bank to rationalize, modernize and standardize the licensing rules and procedures for granting authorization of
its supervised entities, including the recent edition of Central Bank Resolutions No. 80 and 81, applicable to payment institutions, as
well as CMN Resolution No. 4,970, applicable to financial institutions and other institutions subject to CMN regulation.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Resolutions No. 233 and 234 are both
scheduled to enter into effect on July 1, 2023, and, as of this date, some of the main rules related to consortium administrators will
be revoked - among them, Central Bank Circular No. 2,332, of 1992, which establishes rules applicable to representatives of consortium
administrators, and Central Bank Circular No. 3,433, of 2013, which currently consolidates the rules applicable to the licensing and operation
of consortium administrators.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>Central Bank definitively alters
rules applicable to the interchange fee (&ldquo;tarifa de interc&acirc;mbio&rdquo; or TIC) and settlement period for debit and pre-paid
cards</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">On September 26, 2022, the Central
Bank issued Resolution No. 246, which establishes limits to the TIC and settlement period for debit and pre-paid cards, after receiving
comments from the market as a result of Public Consultation No. 89, launched on October 8, 2021. Previously, prepaid card issuers were
not subject to any TIC, while debit card issuers, such as us, were subject to a TIC at a maximum rate of 0.5%.</P>


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<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">The new rule maintains the maximum
TIC rate of 0.5% applicable to debit card issuers and introduces a maximum TIC rate of 0.7% applicable to prepaid card issuers.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Resolution No. 246 will come into
effect on April 1, 2023.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>CMN issues rule consolidating the
Credit Information System</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">On September 29, 2022, the CMN issued
Resolution No. 5,037, revoking the Resolution No. 4,571, of May 26, 2017, and aiming to consolidate rules about the Credit Information
System (<I>Sistema de Informa&ccedil;&otilde;es de Cr&eacute;ditos</I> or SCR).</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">The SCR is a system managed by the
Central Bank that records information about credit operations, in order to (i) provide information to the Central Bank, to allow it to
monitor credit in the financial system and to exercise its inspection duties; and (ii) provide the exchange of information among financial
institutions and other authorized institutions.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Although the new resolution does not
significantly alter the rules applicable to the SCR, and mostly aims at consolidating disparate rules related to the system, some relevant
changes introduced by Resolution No. 5,037 include: (i) inclusion of the possibility of providing information from the SCR to database
managers, or GBDs, established by Law No. 12,414, of June 9, 2011, by means of an agreement; and (ii) the possibility for entities to
provide guarantees in credit transactions to have access to data on transactions to which they are a party.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Resolution No. 5,037 came into effect
on November 1, 2022.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>CMN issues rule amending understanding
about minimum Regulatory Capital (&ldquo;Patrim&ocirc;nio de Refer&ecirc;ncia&rdquo;) and common equity requirements</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">On September 29, 2022, CMN issued
Resolution No. 5,038, which altered CMN Resolution No. 4,958, of October 21, 2021, which establishes minimum Reference Equity, Tier I
Capital, Core Capital and Additional Core Capital (<I>Adicional de Capital Principal,</I> or ACP).</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">This Resolution amended the Central
Bank&rsquo;s definition of RWA, which should be calculated for determination of minimum capital requirements and ACP, in line with the
recommendations of the Basel Committee on Banking Supervision, or BCBS. Specifically, under the new rule, the Credit Valuation Adjustment,
or CVA, of the RWA (change to the market value of derivative instruments to account for counterparty credit risk) is no longer classified
as a credit risk, but rather as a market risk. Although the reallocation of the calculation of the CVA from the credit risk portion of
the RWA to the market risk portion does not affect the final amount of the capital requirement applicable to financial institutions, the
change is necessary due to the revocation of Circular No. 3,644, of 2013, as of January 1, 2023, concomitantly with the implementation
of the new regulatory framework for credit risk, as provided in Central Resolution No. 229, of May 12, 2022, where the calculation of
the capital requirement related to the CVA is already not included for the purposes of exposure to credit risk, in line with the recommendations
of Basel III.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Resolution No. 5,038 will enter into
effect on January 1, 2023.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>The CVM issues opinion about cryptoassets</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">On October 11, 2022, the CVM&rsquo;s
Collegiate Board of Commissioners issued Opinion No. 40, or Opinion No. 40, the first to discuss and consolidate CVM&rsquo;s understanding
on matters regarding the offering of cryptoassets in Brazil. Opinion No. 40 specifically mentions cryptoassets that could be characterized
as securities, aiming to clarify to the market the concept of public offering, and, especially, focusing on the offering of derivatives.
Further, the CVM mentions that, as cryptoassets are mainly negotiated through the internet with no geographic restrictions, a complementation
to the guidelines previously issued by CVM on public offerings is necessary.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Regarding the characterization of
a cryptoasset as a security, the CVM reinforced its understanding already expressed in previous communications that, depending on the
economic essence of the rights conferred to its holders and the function it assumes, a token may constitute a security. Accordingly, CVM
points out that although tokenization is not subject to the prior approval or registration with the CVM, if securities are issued for
public distribution purposes, both the issuers and the offering will be subject to capital market regulations.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>


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<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">In summary, Opinion No. 40 highlights
three hypotheses for framing cryptoassets as securities: (i) in case the assets are derivatives, which are necessarily securities, regardless
of the nature of the underlying asset, as per the provisions of article 2, item VIII, of Law No. 6,385, of December 7, 1976, or Law No.
6,385; (ii) if the tokens are publicly offered collective investment contracts, which is an open concept provided for in item IX of article
2 of Law No. 6,385; and (iii) in case the cryptoassets are certificates of receivables, provided for in Law No. 14,430, of August 3, 2022.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">With regard to the characterization
of an offering as public, CVM emphasizes that the display of a page containing securities offerings only to users identified by login
and password or the absence of disclosure does not have the power, by itself, to rule out the public character of an offering. Other aspects
must be taken into consideration, such as the number of investors reached, the number of subscribers and the existence of measures that
restrict access to the page by Brazilians (such as &quot;geoblocking&quot; mechanisms). Therefore, it is necessary to conduct a case-by-case
analysis in order to verify whether one of the hypotheses for framing the cryptoasset as a security is present, as well as whether this
asset was the object of a public offering. If an offering of a security is characterized as &ldquo;public&rdquo;, Opinion No. 40 provides
that the applicable CVM regulations must be observed in their entirety, requiring the registration of the offering and of the issuer,
the provision of periodic information, the participation of authorized intermediaries, and the trading of assets in regulated markets.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>Central Bank launches a public
consultation with the third part of the proposal for regulation of the new framework for the Brazilian foreign exchange market</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">On November 4, 2022, the Central Bank
launched Public Consultation No. 93/2022, which advances the proposed regulation of Law No. 14,286, of December 29, 2021, which establishes
new rules applicable to the Brazilian foreign exchange market, Brazilian capitals abroad, foreign capital in the country and the provision
of information to the Central Bank, or the &ldquo;<U>New Foreign Exchange Law</U>.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">The Public Consultation&rsquo;s main
proposals were: (i) the maintenance of the declaratory limits and periodicity of the statements currently in force for the provision of
information on Brazilian capitals abroad; (ii) the simplification and consolidation of current rules and requirements, incorporating advances
brought about by the New Foreign Exchange Law; (iii) the possibility of investing in any modality regularly practiced in the international
markets, rather than an exhaustive list of investment modalities; (iv) the need to have economic grounds for the operations of Brazilian
capital abroad, providing that entities subject to specific sectorial regulation must observe, additionally, the regulatory requirements
proper to the application of Brazilian capitals abroad; and (v) the rules applicable for the provision of information of Brazilian capitals
abroad to the Central Bank.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">This Public Consultation is set to
end on December 3, 2022. The Central Bank will compile contributions received from market participants, which may result in amendments
to the proposed draft.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>The Central Bank launches a public
consultation about the prudential regulatory changes, provided in Basel III, for operational risk</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">On November 7, 2022, the Central Bank
launched Public Consultation No. 94/2022, which proposes regulations establishing the minimum standard of the Basel Committee for BCBS
for the calculation of the operational risk&rsquo;s equity requirements, or RWA<SUB>OPAD</SUB>. These new rules will replace Circular
No. 3,640 of March 4, 2013, and Circular Letter No. 3,316 of April 30, 2008. Under the terms proposed in the consultation, the Resolution
and the Normative Ruling will come into force on January 1, 2024.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">The new standard methodology for the
calculation of RWA<SUB>OPAD</SUB>, which is the object of this proposal for public consultation, replaces the three calculation methods
previously established in the regulations currently in force with a single standardized model. Such change intends to increase the strength
and the sensitivity to risk of the operational risk&rsquo;s equity requirement. In this new methodology, the calculation of capital required
for operational risk is made up of two elements: the Weighted Business Indicator Component, or BIC, and the Internal Loss Multiplier,
or ILM. BIC considers the institution's revenues and expenses, which seek to bring dimension of the institution's turnover, while the
ILM incorporates operating losses incurred over the last ten years into the calculation, being able to increase or reduce the final capital
requirement.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">The proposed new rule will only be
applicable to financial institutions that are classified as part of Segments 1, or S1, to Segment 4, or S4, for the purposes of the proportional
application of prudential regulation. The proposal establishes the use of the ILM for institutions classified in S1 or S2, such as us,
and defines the value of the ILM as one for institutions classified in S3 or S4 (meaning that only BIC would apply for said institutions).</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">This Public Consultation will be open
for contributions from the market for a 90-day period. The Central Bank will compile contributions received from market participants,
which may result in amendments to the proposed draft.</P>


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<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt"><I>Central Bank creates a BRGAAP accounting
item for investments in sustainability assets by financial institutions</I></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">On November 21, 2022, the Central
Bank issued Normative Ruling No. 325, which defines the accounting item for &ldquo;sustainability assets&rdquo; in BRGAAP, which defines
said assets as those which are related to mechanisms for socio-environmental and climate sustainability, such as Carbon Credit and Decarbonization
Credit, or CBIO certificates.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">Normative Ruling No. 325 will enter
into effect on January 1, 2023 and will require the reclassification of any amounts related to sustainability assets recorded by financial
institutions under other accounting items in financial statements prepared in accordance with BRGAAP.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P></DIV></CENTER>

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<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: bold 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">SIGNATURES</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0pt 0 12pt; text-indent: 0.5in">Pursuant to the requirements of the Securities Exchange
Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 12pt">Date: November 28, 2022</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 12pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 12pt; text-indent: 3.5in"><B>Ita&uacute; Unibanco Holding S.A.</B></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 12pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 12pt 3.5in">By: <U>/s/ Milton Maluhy Filho<BR>
</U>Name: Milton Maluhy Filho<BR>
Title: Chief Executive Officer</P>

<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0 0 12pt; text-indent: 3.5in">&nbsp;</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0 0 12pt 3.5in">By<U>: /s/ Alexsandro Broedel<BR>
</U>Name: Alexsandro Broedel<BR>
Title: Chief Financial Officer</P>

<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>


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<P STYLE="font: 10pt Itau Display,sans-serif; margin: 0">&nbsp;</P>

<P STYLE="font: bold 11pt Itau Display,sans-serif; margin: 0 0 12pt; text-align: center">FINANCIAL STATEMENTS&#9;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Itau Display,sans-serif; margin: 0 0 12pt; text-align: justify; text-indent: 28.35pt">&nbsp;</P>


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<P STYLE="font: 21pt Times New Roman, Times, Serif; margin: 0.05pt 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 21pt Georgia, Times, Serif; margin: 0; text-align: left"><B>Ita&uacute; Unibanco Holding S.A. and its subsidiaries</B></P>

<P STYLE="font: 13pt Georgia, Times, Serif; margin: 0; text-align: left"><B>Consolidated financial statements at</B></P>

<P STYLE="font: 13pt Georgia, Times, Serif; margin: 0; text-align: left"><B>September 30, 2022 </B></P>

<P STYLE="font: 13pt Georgia, Times, Serif; margin: 0 0 12pt; text-align: left"><B>and report on review</B></P>


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<P STYLE="font: 11pt/105% Arial, Helvetica, Sans-Serif; margin: 4.95pt 235.35pt 0 0">&nbsp;<IMG SRC="itub202211166k_011.jpg" ALT=""></P>

<P STYLE="font: 11pt/105% Arial, Helvetica, Sans-Serif; margin: 4.95pt 235.35pt 0 0">&nbsp;</P>

<P STYLE="font: 11pt/105% Arial, Helvetica, Sans-Serif; margin: 4.95pt 235.35pt 0 0">&nbsp;</P>

<P STYLE="font: 13pt/105% Georgia, Times, Serif; margin: 4.95pt 235.35pt 0 0"><B>Report on review of consolidated financial statements</B></P>

<P STYLE="font: 10pt Georgia, Times, Serif; margin: 0.05pt 0 12pt; text-indent: 1in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/96% Georgia, Times, Serif; margin: 0 250.2pt 12pt 0; text-align: justify; text-indent: 0in">To the Board of Directors
and Stockholders Ita&uacute; Unibanco Holding S.A.</P>

<P STYLE="font: 11pt Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: bold 11pt Georgia, Times, Serif; margin: 6.45pt 0 12pt">Introduction</P>

<P STYLE="font: 10pt/96% Georgia, Times, Serif; margin: 0 4.2pt 12pt 0; text-indent: 0in">We have reviewed the accompanying consolidated
balance sheet of Ita&uacute; Unibanco Holding S.A. and its subsidiaries (&quot;Bank&quot;) as at September 30, 2022 and the related consolidated
statements of income and comprehensive income for the quarter and nine-month period then ended, and changes in stockholders' equity and
cash flows for the nine-month period then ended, and notes to the financial statements, including significant accounting policies and
other explanatory information.</P>

<P STYLE="font: 10pt/96% Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 0in">Management is responsible for the preparation and
fair presentation of these consolidated financial statements in accordance with International Accounting Standard (IAS) 34 - &quot;Interim
Financial Reporting&quot; issued by the International Accounting Standards Board (IASB). Our responsibility is to express a conclusion
on these consolidated financial statements based on our review.</P>

<P STYLE="font: bold 11pt Georgia, Times, Serif; margin: 0 0 12pt">Scope of review</P>

<P STYLE="font: 10pt/96% Georgia, Times, Serif; margin: 0 10.85pt 12pt 0; text-indent: 0in">We conducted our review in accordance with
Brazilian and International Standards on Reviews of Interim Financial Information (NBC TR 2410 - &quot;Review of Interim Financial Information
Performed by the Independent Auditor of the Entity&quot; and ISRE 2410 - &quot;Review of Interim Financial Information Performed by the
Independent Auditor of the Entity&quot;, respectively). A review of financial information consists of making inquiries, primarily of persons
responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less
in scope than an audit conducted in accordance with Brazilian and International Standards on Auditing and consequently does not enable
us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do
not express an audit opinion.</P>

<P STYLE="font: 11pt Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 11pt Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 11pt Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 11pt Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 12pt Georgia, Times, Serif; margin: 0.45pt 0 12pt; text-align: center; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 9pt Georgia, Times, Serif; margin: 5pt 0 12pt; text-indent: 0in"></P>

<P STYLE="font: 11pt/96% Arial, Helvetica, Sans-Serif; margin: 0 10.9pt 0 0"></P>

<P STYLE="font: 11pt/96% Arial,sans-serif; margin: 0 10.9pt 0 0"></P>

<P STYLE="font: 11pt/96% Arial,sans-serif; margin: 0 10.9pt 0 0">PricewaterhouseCoopers Auditores Independentes Ltda., Avenida Brigadeiro
Faria Lima, 3732, Edif&iacute;cio B32, 16<SUP>o</SUP></P>

<P STYLE="font: 11pt/96% Arial,sans-serif; margin: 0 10.9pt 0 0">S&atilde;o Paulo, SP, Brasil, 04538-132</P>

<P STYLE="font: 9pt Georgia,serif; margin: 0.2pt 0 0">T: +55 (11) 4004-8000, www.pwc.com.br</P>


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<P STYLE="font: 11pt Arial, Helvetica, Sans-Serif; margin: 0 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 11pt Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Georgia, Times, Serif; margin: 4.95pt 0 12pt; text-indent: 0in">Ita&uacute; Unibanco Holding S.A.</P>

<P STYLE="font: bold 11pt Georgia, Times, Serif; margin: 4.95pt 0 12pt">Conclusion</P>

<P STYLE="font: 10pt/96% Georgia, Times, Serif; margin: 0 5.15pt 12pt 0; text-indent: 0in">Based on our review, nothing has come to our
attention that causes us to believe that the accompanying consolidated financial statements referred to above do not present fairly, in
all material respects, the financial position of Ita&uacute; Unibanco Holding S.A. and its subsidiaries as at September 30, 2022, and
the consolidated financial performance for the quarter and nine-month period then ended and its consolidated cash flows for the nine-month
period then ended, in accordance with IAS 34.</P>

<P STYLE="font: 10pt Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 0in">S&atilde;o
Paulo, November 10, 2022</P>

<P STYLE="font: 10pt Georgia, Times, Serif; margin: 0pt 0pt 12pt">&nbsp;<IMG SRC="itub202211166k_012.jpg" ALT=""></P>

<P STYLE="font: 10pt Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 1in"></P>

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<P STYLE="font: 10pt Georgia, Times, Serif; margin: 0 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 11pt Georgia, Times, Serif; margin: 0.1pt 0 12pt; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 9pt Georgia, Times, Serif; margin: 5pt 0 12pt; text-indent: 0in"></P>





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<CENTER>&nbsp;</CENTER>

<CENTER>&nbsp;</CENTER>



<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #EC7000; font-weight: bold; width: 58%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Ita&uacute;
    Unibanco Holding S.A.</FONT></TD>
    <TD STYLE="width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #003399; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Consolidated
    Balance Sheet</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="color: #003399; font-size: 9pt; font-style: italic; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(In
    millions of reais)</FONT></TD>
    <TD STYLE="vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Assets</FONT></TD>
    <TD STYLE="font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Note</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: #B7B7B7 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cash</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">35,402</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">44,512</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Financial
    assets</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">2,133,739</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">1,915,573</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">At
    Amortized Cost</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">1,587,342</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">1,375,782</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Compulsory
    deposits in the Central Bank of Brazil</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">123,488</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">110,392</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Interbank
    deposits</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">45,506</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">69,942</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Securities
    purchased under agreements to resell</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">272,047</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">169,718</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Securities</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">9</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">207,764</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">147,746</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Loan
    and lease operations</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">883,355</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">822,590</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    financial assets</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">18a</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">103,039</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">96,473</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(-)
    Provision for expected loss</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">4, 9, 10</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(47,857)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(41,079)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">At
    Fair Value through Other Comprehensive Income</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">100,132</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">105,622</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Securities</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">100,132</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">105,622</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">At
    Fair Value through Profit or Loss</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">446,265</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">434,169</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Securities</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">366,882</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">364,967</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Derivatives</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6, 7</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">78,141</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">69,045</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    financial assets</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">18a</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,242</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">157</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Tax
    assets</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">59,238</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">58,433</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income
    tax and social contribution - current</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,111</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,636</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income
    tax and social contribution - deferred</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">24b I</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">52,611</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">50,831</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">5,516</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">5,966</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    assets</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">18a</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">18,555</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">16,494</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Investments
    in associates and joint ventures</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6,927</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6,121</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Fixed
    assets, net</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">7,277</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6,963</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Goodwill
    and Intangible assets, net</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">14</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">22,197</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">21,110</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total
    assets</FONT></TD>
    <TD STYLE="border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">2,283,335</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">2,069,206</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="font-size: 9pt; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">The
    accompanying notes are an integral part of these consolidated financial statements.</FONT></TD></TR>
  </TABLE>



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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #EC7000; font-weight: bold; width: 61%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Ita&uacute;
    Unibanco Holding S.A.</FONT></TD>
    <TD STYLE="width: 13%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 13%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 13%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #003399; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Consolidated
    Balance Sheet</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="color: #003399; font-size: 9pt; font-style: italic; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(In
    millions of reais)</FONT></TD>
    <TD STYLE="vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Liabilities
    and stockholders' equity</FONT></TD>
    <TD STYLE="font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Note</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Financial
    Liabilities</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">1,796,356</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">1,621,786</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">At
    Amortized Cost</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">1,719,909</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">1,553,107</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Deposits</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">15</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">843,974</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">850,372</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Securities
    sold under repurchase agreements</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">17a</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">306,630</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">252,848</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Interbank
    market funds</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">17b</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">290,953</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">177,145</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Institutional
    market funds</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">17c</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">126,557</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">138,636</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    financial liabilities</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">18b</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">151,795</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">134,106</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">At
    Fair Value through Profit or Loss</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">72,534</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">63,479</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Derivatives</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6, 7</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">71,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">63,204</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Structured
    notes</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">16</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">67</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">114</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    financial liabilities</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">18b</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">543</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">161</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Provision
    for Expected Loss</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">3,913</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">5,200</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Loan
    commitments</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3,165</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">4,433</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Financial
    guarantees</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">748</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">767</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Provision
    for insurance and private pensions</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">27c</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">228,970</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">214,976</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Provisions</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">29</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">20,027</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">19,592</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Tax
    liabilities</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">24c</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">8,627</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">6,246</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income
    tax and social contribution - current</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">4,611</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,450</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income
    tax and social contribution - deferred</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">24b II</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">356</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">280</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3,660</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3,516</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    liabilities</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">18b</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">55,638</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">42,130</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total
    liabilities</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">2,109,618</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">1,904,730</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total
    stockholders&rsquo; equity attributed to the owners of the parent company</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">164,875</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">152,864</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Capital</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">19a</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">90,729</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">90,729</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Treasury
    shares</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">19a</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(71)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(528)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Capital
    reserves</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">19c</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,272</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,250</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Revenue
    reserves</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">19c</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">82,543</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">66,161</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    comprehensive income</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(10,598)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(5,748)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Non-controlling
    interests</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">19d</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8,842</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">11,612</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total
    stockholders&rsquo; equity</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">173,717</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">164,476</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total
    liabilities and stockholders' equity</FONT></TD>
    <TD STYLE="border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">2,283,335</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">2,069,206</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="font-size: 9pt; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">The
    accompanying notes are an integral part of these consolidated financial statements.</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #EC7000; font-weight: bold; width: 58%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Ita&uacute;
    Unibanco Holding S.A.</FONT></TD>
    <TD STYLE="text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #003399; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Consolidated
    Statement of Income</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="color: #003399; font-size: 9pt; font-style: italic; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(In
    millions of reais, except for number of shares and earnings per share information)</FONT></TD>
    <TD STYLE="vertical-align: middle; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Note</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">07/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">07/01
    to 09/30/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">01/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">01/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Operating
    Revenues</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">36,723</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">30,525</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">107,786</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">91,012</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Interest
    and similar income</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">21a</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">51,809</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">37,461</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">136,846</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">89,617</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Interest
    and similar expenses</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">21b</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(39,537)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(20,199)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(95,072)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(44,470)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Income
    of Financial Assets and Liabilities at Fair Value through Profit or Loss</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">21c</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">15,768</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,867</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">28,975</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">11,037</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign
    exchange results and exchange variations in foreign transactions</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5,979)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4,788)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5,628)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,690)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Commissions
    and Banking Fees</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">22</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">11,790</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">10,862</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">34,686</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">30,927</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; text-align: justify; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Income
    from insurance and private pension operations before claim and selling expenses</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">1,470</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">1,190</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">4,304</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">3,186</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Revenues
    from insurance premiums and private pensions</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,525</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,726</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12,799</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">10,791</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Change
    in provision for insurance and private pension</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,055)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,536)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(8,495)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(7,605)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other
    income</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,402</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,132</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,675</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,405</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    Loss from Financial Assets and Claims</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(7,412)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(4,425)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(21,373)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(8,210)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    Loss with Loan and Lease Operations</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">10c</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(7,091)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4,034)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(20,807)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(8,035)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    Loss with Other Financial Asset, net</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">91</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">26</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">572</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,095</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(Expenses)
    / Recovery of claims</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(412)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(417)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,138)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,270)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Operating
    Revenues Net of Expected Losses from Financial Assets and Claims</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">29,311</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">26,100</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">86,413</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">82,802</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other
    operating income / (expenses)</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(19,484)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(16,664)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(57,296)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(50,843)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">General
    and administrative expenses</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">23</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(17,295)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(14,876)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(50,627)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(45,764)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Tax
    expenses</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,331)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,953)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(7,107)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6,074)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; text-align: justify; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Share
    of profit or (loss) in associates and joint ventures</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">142</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">165</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">438</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">995</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Income
    / (loss) before income tax and social contribution</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">9,827</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">9,436</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">29,117</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">31,959</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Current
    income tax and social contribution</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">24a</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,046)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,186)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6,815)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6,485)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Deferred
    income tax and social contribution</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">24a</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">480</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(855)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">662</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4,120)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Net
    income / (loss)</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">8,261</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">6,395</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">22,964</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">21,354</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Net
    income attributable to owners of the parent company</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">8,092</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6,076</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">22,199</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">20,164</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Net
    income / (loss) attributable to non-controlling interests</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">19d</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">169</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">319</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">765</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,190</FONT></TD></TR>

<TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: rgb(183,183,183) 0.5pt solid; font-weight: bold; width: 58%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Earnings
    per share - basic</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Common</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">0.83</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">0.62</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2.27</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2.06</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">0.83</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">0.62</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2.27</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2.06</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Earnings
    per share - diluted</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Common</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">0.82</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">0.62</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2.25</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2.05</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">0.82</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">0.62</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2.25</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2.05</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Weighted
    average number of outstanding shares - basic</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Common</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,958,290,359</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,842,572,432</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,821,596,792</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,840,079,729</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,817,789,069</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Weighted
    average number of outstanding shares - diluted</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Common</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,958,290,359</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: black 1pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,901,893,662</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,869,527,257</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,891,693,612</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,855,597,089</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="font-size: 9pt; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">The
    accompanying notes are an integral part of these consolidated financial statements.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #EC7000; font-weight: bold; width: 55%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Ita&uacute;
    Unibanco Holding S.A.</FONT></TD>
    <TD STYLE="width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #003399; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Consolidated
    Statement of Comprehensive Income</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="color: #003399; font-size: 9pt; font-style: italic; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(In
    millions of reais)</FONT></TD>
    <TD STYLE="vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Note</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">07/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">07/01
    to 09/30/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">01/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">01/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Net
    income / (loss)</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8,261</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6,395</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">22,964</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">21,354</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Financial
    assets at fair value through other comprehensive income</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">450</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(780)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(2,135)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(1,998)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Change
    in fair value</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">615</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1,944)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(3,648)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(4,850)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Tax
    effect</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(185)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,044</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">947</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,399</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(Gains)
    / losses transferred to income statement</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">36</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">218</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,028</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">823</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Tax
    effect</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(16)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(98)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(462)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(370)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Hedge</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">171</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(673)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">624</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cash
    flow hedge</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">225</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(115)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">510</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Change
    in fair value</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">404</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(225)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(64)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">954</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Tax
    effect</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(179)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">110</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(444)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Hedge
    of net investment in foreign operation</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(54)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(558)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">114</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Change
    in fair value</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(96)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1,101)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">32</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">148</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Tax
    effect</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">42</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">543</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(32)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(34)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">Remeasurements
    of liabilities for post-employment benefits <SUP>(1)</SUP></FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">4</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Remeasurements</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">26</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Tax
    effect</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Foreign
    exchange variation in foreign investments</FONT></TD>
    <TD STYLE="font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">137</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">866</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(2,655)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(291)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total
    other comprehensive income</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">757</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(587)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(4,850)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(1,661)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Total
    comprehensive income</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">9,018</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">5,808</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">18,114</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">19,693</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Comprehensive
    income attributable to the owners of the parent company</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8,849</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">5,489</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">17,349</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">18,503</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: black 1pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Comprehensive
    income attributable to non-controlling interests</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">169</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">319</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">765</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,190</FONT></TD></TR>
  <TR>
    <TD STYLE="font-size: 9pt; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1) Amounts
    that will not be subsequently reclassified to income.</FONT></TD>
    <TD STYLE="font-size: 9pt; font-style: italic; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-size: 9pt; font-style: italic; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-size: 9pt; font-style: italic; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-size: 9pt; font-style: italic; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-size: 9pt; font-style: italic; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="font-size: 9pt; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">The
    accompanying notes are an integral part of these consolidated financial statements.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 7pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="15" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Ita&uacute;
    Unibanco Holding S.A.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="15" STYLE="padding-right: 3pt; color: #003399; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Consolidated
    Statement of Changes in Stockholders&rsquo; Equity</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="15" STYLE="padding-right: 3pt; color: #003399; font-size: 9pt; font-style: italic"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(In
    millions of reais)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Note</FONT></TD>
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Attributed
    to owners of the parent company</FONT></TD>
    <TD ROWSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total
    stockholders&rsquo; equity &ndash; owners of the parent company</FONT></TD>
    <TD ROWSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total
    stockholders&rsquo; equity &ndash; non-controlling interests</FONT></TD>
    <TD ROWSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Capital</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Treasury
    shares</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Capital
    reserves</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Revenue
    reserves</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Retained
    earnings</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Other
    comprehensive income</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">Financial
    Assets at Fair Value Through Other Comprehensive Income <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Remeasurements
    of liabilities of post-employment benefits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Conversion
    adjustments of foreign investments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">Gains
    and losses &ndash;&nbsp;&nbsp;hedge <SUP>(2)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total
    -&nbsp; 01/01/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">97,148</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(907)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2,326</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">47,347</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">848</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(1,531)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">6,854</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(9,092)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">142,993</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">11,532</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">154,525</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Transactions
    with owners</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">379</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(18)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">361</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(1,309)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(948)</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; vertical-align: top; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Result
    of delivery of treasury shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">19,
    20</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">379</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">193</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">572</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">572</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; vertical-align: bottom; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Recognition
    of share-based payment plans</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(211)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(211)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(211)</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; vertical-align: bottom; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(Increase)
    / Decrease to the owners of the parent company</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2d
    I, 3</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(1,309)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(1,309)</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; vertical-align: bottom; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Partial
    spin-off</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(6,419)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(187)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(3,457)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">77</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(23)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(9,985)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(9,985)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Dividends</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(1,320)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(1,320)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(57)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(1,377)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Interest
    on capital</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(3,622)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(3,622)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(3,622)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Reversal
    of Dividends or Interest on capital - declared after previous period</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">166</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">166</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">166</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Dividends
    / Interest on capital - declared after previous period</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Unclaimed
    dividends and Interest on capital</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">101</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">101</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">101</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">Other
    <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">487</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">487</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">487</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total
    comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">20,164</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(2,075)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(268)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">600</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">18,425</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">1,190</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">19,615</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Net
    income</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">20,164</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">20,164</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">1,190</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">21,354</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Other
    comprehensive income for the period</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(2,075)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(268)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">600</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(1,739)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(1,739)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Appropriations:</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Legal
    reserve</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">926</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(926)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Statutory
    reserve</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">14,397</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(14,397)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top-color: #CCCCCC; border-top-width: 0.5pt; width: 2%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total
    -&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left; border-top-color: #CCCCCC; border-top-width: 0.5pt; width: 31%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">09/30/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: center; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">90,729</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(528)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">2,121</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">59,866</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(1,150)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 6%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(1,527)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">6,563</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 4%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(8,468)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">147,606</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">11,356</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right; width: 5%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">158,962</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Change
    in the period</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(6,419)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">379</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(205)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">12,519</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(1,998)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(291)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">624</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">4,613</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(176)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">4,437</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total
    -&nbsp; 01/01/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">90,729</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(528)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2,250</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">66,161</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(2,400)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(1,486)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">6,531</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(8,393)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">152,864</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">11,612</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">164,476</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Transactions
    with owners</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">457</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">22</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">479</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(3,249)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(2,770)</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; vertical-align: top; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Result
    of delivery of treasury shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">19,
    20</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">457</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">64</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">521</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">521</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; vertical-align: bottom; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Recognition
    of share-based payment plans</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(42)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(42)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(42)</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; vertical-align: bottom; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(Increase)
    / Decrease to the owners of the parent company</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2d
    I, 3</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(3,249)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(3,249)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Dividends</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(286)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(286)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Interest
    on capital</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(6,313)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(6,313)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(6,313)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Unclaimed
    dividends and Interest on capital</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">116</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">116</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">116</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Corporate
    reorganization</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2d I, 3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">65</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">65</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">65</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">Other
    <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">383</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">383</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">383</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total
    comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">22,131</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(2,135)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(2,655)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">17,281</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">765</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">18,046</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Net
    income</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">22,199</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">22,199</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">765</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">22,964</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Other
    comprehensive income for the period</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(68)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(2,135)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(2,655)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(4,918)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 400">(4,918)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Appropriations:</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Legal
    reserve</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">1,130</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(1,130)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; border-top: #CCCCCC 0.5pt solid; border-bottom: #CCCCCC 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Statutory
    reserve</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">14,804</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(14,804)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top-color: #CCCCCC; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total
    -&nbsp; 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">90,729</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(71)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">2,272</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">82,543</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(4,535)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(1,493)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">3,876</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(8,446)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">164,875</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">8,842</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">173,717</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Change
    in the period</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">457</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">22</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">16,382</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(2,135)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(2,655)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">12,011</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">(2,770)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">9,241</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="15" STYLE="padding-right: 3pt; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">1) Includes the share
    in other comprehensive income of investments in associates and joint ventures related to financial assets at fair value through other
    comprehensive income.<BR>
    2) Includes cash flow hedge and hedge of net investment in foreign operation.<BR>
    3) Includes Argentina&acute;s hyperinflation adjustment.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="15" STYLE="padding-right: 3pt; font-size: 9pt; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">The
    accompanying notes are an integral part of these consolidated financial statements.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #EC7000; font-weight: bold; width: 78%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Ita&uacute;
    Unibanco Holding S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 4%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: #003399; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Consolidated
    Statement of Cash Flows</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="color: #003399; font-size: 9pt; font-style: italic; vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(In
    millions of reais)</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Note</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">01/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">01/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Adjusted
    net income</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">80,457</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">48,458</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Net
    income</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">22,964</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">21,354</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Adjustments
    to net income:</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">57,493</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">27,104</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Share-based
    payment</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">26</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(149)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Effects
    of changes in exchange rates on cash and cash equivalents</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">34,063</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(2,464)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Expected
    loss from financial assets and claims</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">21,373</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8,210</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income
    from interest and foreign exchange variation from operations with subordinated debt</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">914</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">16,210</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Provision
    for insurance and private pension</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8,495</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">7,605</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Depreciation
    and amortization</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3,599</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,848</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; text-align: justify; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Expense
    from update / charges on the provision for civil, labor, tax and legal obligations</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">985</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">359</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Provision
    for civil, labor, tax and legal obligations</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,361</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3,052</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Revenue
    from update / charges on deposits in guarantee</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(782)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(245)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Deferred
    taxes (excluding hedge tax effects)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">24b</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">855</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">5,934</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; text-align: justify; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income
    from share in the net income of associates and joint ventures and other investments</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(438)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(995)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income
    from financial assets - at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,028</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">823</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; text-align: justify; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income
    from interest and foreign exchange variation of financial assets at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(11,184)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(10,131)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Income
    from interest and foreign exchange variation of financial assets at amortized cost</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(5,357)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(4,149)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(Gain)
    / loss on sale of investments and fixed assets</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(573)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">23</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,553</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">769</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Change
    in assets and liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">43,433</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(21,093)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(Increase)
    / decrease in assets</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Interbank
    deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">20,862</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">5,388</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Securities
    purchased under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(73,970)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">43,095</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Compulsory
    deposits with the Central Bank of Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(13,096)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(9,282)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Loan
    operations</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(76,011)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(72,583)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Derivatives
    (assets / liabilities)</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(429)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(10,275)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Financial
    assets designated at fair value through profit or loss</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1,915)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,386</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    financial assets</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(6,869)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">5,269</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    tax assets</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">975</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,484</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    assets</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(6,501)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,496</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(Decrease)
    / increase in liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(6,398)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">9,724</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Deposits
    received under securities repurchase agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">53,782</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(6,698)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Funds
    from interbank markets</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">113,808</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">9,595</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Funds
    from institutional markets</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">5,512</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(3,120)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    financial liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">18,070</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,673</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Financial
    liabilities at fair value throught profit or loss</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(48)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(28)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Provision
    for insurance and private pension</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">4,361</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(13,454)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Provisions</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,570</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,932</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Tax
    liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,263</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">252</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other
    liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">13,001</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">14,117</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Payment
    of income tax and social contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(4,534)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(5,064)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Net
    cash from / (used in) operating activities</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">123,890</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">27,365</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; text-align: justify; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Dividends
    / Interest on capital received from investments in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">245</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">466</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cash
    upon sale of investments in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">618</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cash
    and Cash equivalents, net of assets and liabilities arising from the spin-off of XP Inc</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(10)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cash
    upon sale of fixed assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">63</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">150</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Mutual
    rescission of intangible assets agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(Purchase)
    / Cash from the sale of financial assets at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">13,774</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(377)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(Purchase)
    / redemptions of financial assets at amortized cost</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(54,152)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(12,040)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(Purchase)
    of investments in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(546)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(15)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(Purchase)
    of fixed assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1,390)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(940)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(Purchase)
    of intangible assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">14</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(4,295)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(6,178)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Net
    cash from / (used in) investment activities</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(46,299)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(18,258)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Subordinated
    debt obligations raisings</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,004</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8,229</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Subordinated
    debt obligations redemptions</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(19,508)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(20,359)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Change
    in non-controlling interests stockholders</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(3,249)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1,294)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Result
    of delivery of treasury shares</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">453</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">510</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Dividends
    and interest on capital paid to non-controlling interests</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(286)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(72)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Dividends
    and interest on capital paid</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(6,260)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(5,825)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Net
    cash from / (used in) financing activities</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(27,846)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(18,811)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Net
    increase / (decrease) in cash and cash equivalents</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2d III</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">49,745</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">(9,704)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cash
    and cash equivalents at the beginning of the period</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">103,887</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">105,823</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Effects
    of changes in exchange rates on cash and cash equivalents</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(34,063)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,464</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cash
    and cash equivalents at the end of the period</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">119,569</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; font-style: normal; font-weight: 700">98,583</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cash</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">35,402</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">42,222</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Interbank
    deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8,981</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">6,816</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Securities
    purchased under agreements to resell - Collateral held</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">75,186</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">49,545</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; text-align: justify; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Additional
    information on cash flow (Mainly operating activities)</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Interest
    received</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">165,121</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">89,290</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Interest
    paid</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">73,724</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">51,588</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Non-cash
    transactions</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: #B7B7B7 0.5pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Spin-off
    of XP Inc. investment</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">9,975</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: black 1pt solid; border-top-color: #B7B7B7; border-top-width: 0.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Dividends
    and interest on capital declared and not yet paid</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2,100</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1,531</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="font-size: 9pt; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">The
    accompanying notes are an integral part of these consolidated financial statements.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Ita&uacute; Unibanco Holding S.A.</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><FONT STYLE="background-color: white"><B>Notes
to the Consolidated Financial Statements</B></FONT></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><FONT STYLE="background-color: white"><B>At&nbsp;09/30/2022&nbsp;and&nbsp;12/31/2021&nbsp;for
balance sheet accounts and from&nbsp;01/01&nbsp;to 09/30&nbsp;of&nbsp;2022 and&nbsp;2021&nbsp;for income statement </B></FONT></P>

<P STYLE="font: 9pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><I>(In millions of reais, except when
indicated)</I></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 1 - Operations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Ita&uacute; Unibanco Holding S.A.&nbsp;(ITA&Uacute;
UNIBANCO HOLDING) is a publicly held company, organized and existing under the laws of Brazil. The head office is located at Pra&ccedil;a
Alfredo Egydio de Souza Aranha, n&deg; 100, in the city of S&atilde;o Paulo, state of S&atilde;o Paulo, Brazil.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;has a presence in&nbsp;18&nbsp;countries
and territories and offers a wide variety of financial products and services to personal and corporate customers in Brazil and abroad,
not necessarily related to Brazil, through its branches, subsidiaries and international affiliates. It offers a full range of banking
services, through its different portfolios: commercial banking; investment banking; real estate lending; loans, financing and investment;
leasing and foreign exchange business. Its operations are divided into three segments: Retail Banking, Wholesale Banking and Activities
with the Market + Corporation. Further detailed segment information is presented in Note 30.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;is a financial holding
company controlled by Ita&uacute; Unibanco Participa&ccedil;&otilde;es S.A. (&#8220;IUPAR&#8221;), a holding company which owns 51.71%
of our common shares, and which is jointly controlled by (i) Ita&uacute;sa S.A. (&#8220;ITA&Uacute;SA&#8221;), a holding company controlled
by members of the Egydio de Souza Aranha family, and (ii) Companhia E. Johnston de Participa&ccedil;&otilde;es (&#8220;E. JOHNSTON&#8221;),
a holding company controlled by the Moreira Salles family. Ita&uacute;sa also directly holds&nbsp;39.21% of ITA&Uacute; UNIBANCO HOLDING&#8217;s
common shares.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">These consolidated financial statements were approved
by the Board of Directors on&nbsp;November 10, 2022.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 2 - Significant accounting policies</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Basis of preparation</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Consolidated Financial Statements of&nbsp;ITA&Uacute;
UNIBANCO HOLDING were prepared in accordance with the requirements and guidelines of the National Monetary Council (CMN), which require
that as from December 31, 2010 annual Consolidated Financial Statements are prepared in accordance with the International Financial Reporting
Standards (IFRS), as issued by the International Accounting Standards Board (IASB).&nbsp;&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">These Consolidated Financial Statements were prepared
in accordance with IAS 34 &#8211; Interim Financial Reporting, with the option of presenting the Complete Consolidated Financial Statements
in lieu of the Condensed Consolidated Financial Statements.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In the preparation of these Consolidated Financial Statements,&nbsp;ITA&Uacute;
UNIBANCO HOLDING&nbsp;adopted the criteria for recognition, measurement and disclosure established in the IFRS and in the interpretations
of the International Financial Reporting Interpretation Committee (IFRIC).&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The presentation of the Statement of Value Added is
required by the Brazilian corporate legislation and by the accounting practices adopted in Brazil applicable to publicly-held companies.
This Statement was prepared in accordance with the criteria established by Technical Pronouncement CPC 09 &#8211; Statement of Value Added;
however, the IFRS do not require the presentation of said statement. As a consequence, under IFRS, this statement is presented as supplementary
information, without prejudice to the set of Financial Statements.&nbsp;The presentation of the Statement of Cash Flow comparison was
reviewed to equalize the current disclosure criterion.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The information in the financial statements and accompanying
notes evidence all relevant information inherent in the financial statements, and only them, which are consistent with information used
by management in its administration.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) New accounting standards changes
and interpretations of existing standards</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Accounting standards applicable
for period ended September 30, 2022</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">There were no new accounting standards&nbsp;for the current period.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - Accounting standards recently
issued and applicable in future periods</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; text-indent: 0.25in"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>IFRS
17 &#8211; Insurance Contracts: The pronouncement replaces IFRS 4 &#8211; Insurance Contracts and presents three approaches for valuation:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 22.5pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>General
Model: applicable to all contracts without direct participation features.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 22.5pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Premium
Allocation Approach (PAA): applicable to contracts with term is up to 12 months or when it produces results similar to those that would
be obtained if the general model was used. It is more simplified than the general model.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 22.5pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Variable
Fee Approach: applicable to insurance contracts with direct participation features, the insurance contracts which are substantially investment
related service contracts under which an entity promises an investment return based on underlying items.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify">Insurance contracts must be recognized based on
an analysis of four components:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 15pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Expected
Future Cash Flows: estimate of all components of cash flow of the contract, considering inflows and outflows.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 15pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Risk
Adjustment: estimate of offset required for differences that may occur between cash flows.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 15pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Contractual
Margin: difference between any amounts received before the beginning of the contract coverage and present value of cash flows estimated
at the beginning of the contract.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 15pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Discount:
projected cash flows must be discounted to present value, to reflect the time value of money, at rates that reflect the characteristics
of the respective flows.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify">This standard is effective for annual periods beginning
January 1<SUP>st</SUP>, 2023. Possible impacts are being assessed and the assessment will be completed by the date this standard comes
into force.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Amendments
to IAS 1 &#8211; Presentation of Financial Statements &#8211; Requires that only information about material accounting policies are disclosed,
eliminating disclosures of information that duplicate or summarize IFRS requirements. These amendments are effective for the years beginning
January 1<SUP>st</SUP>, 2023 and they have no financial impacts. Analyzes regarding changes in disclosure will be completed by the date
the standard becomes effective.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Amendments
to IAS 8 - Accounting Policies, Changes in Accounting Estimates and Errors &#8211; Includes the definition of accounting estimates: monetary
amounts subject to uncertainties in their measurement. Expected credit loss and the fair value of an asset or liability are examples of
accounting estimates. This change is effective for the years beginning January 1<SUP>st</SUP>, 2023 and there are no impacts for the Consolidated
Financial Statements of ITA&Uacute; UNIBANCO HOLDING.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Amendments
to IAS 12 &#8211; Income Taxes &#8211; Clarifies that the exemption for accounting for deferred taxes arising from temporary differences
generated in the initial recognition of assets or liabilities is no applicable to lease operations. These amendments are effective for
years beginning January 1<SUP>st</SUP>, 2023. Possible impacts are being evaluated and will be completed by the date the standard becomes
effective.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Critical accounting estimates
and judgments</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="color: #EC7000; font-weight: bold; border-top: black 1pt solid; width: 63%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Topic</FONT></TD>
    <TD STYLE="color: #EC7000; font-weight: bold; border-top: black 1pt solid; width: 37%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Notes</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Consolidation</FONT></TD>
    <TD STYLE="border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c I and 3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Fair value of financial instruments</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c II and 28</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Effective interest rate</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c III, 5, 8, 9 and 10</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Change to financial assets</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c IV, 5, 8, 9 and 10</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Transfer and write-off of financial assets</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c V, 5, 8, 9 and 10</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Expected credit loss</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c VI, 8, 9, 10 and 32</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Goodwill impairment</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c VII and 14</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Deferred income tax and social contribution</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c VIII and 24</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Defined benefit pension plan</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c IX and 26</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Provisions, contingencies and legal obligations</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c X and 29</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Technical provisions for insurance and private pension</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2c XI and 27</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Consolidation</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Subsidiaries are all those in which&nbsp;ITA&Uacute;
UNIBANCO HOLDING&#8217;s&nbsp;involvement exposes it or entitles it to variable returns and can affect these returns through its influence
on the entity. The existence of control is assessed continuously. Subsidiaries are consolidated from the date control is established to
the date on which it ceases to exist.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The consolidated financial statements are prepared using
consistent accounting policies. Intercompany asset and liability account balances, income accounts and transaction values have been eliminated.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - Fair value of financial instruments
not traded in active markets, including derivatives</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The fair value of financial instruments, including derivatives
that are not traded in active markets, is calculated by using valuation techniques based on assumptions that consider market information
and conditions. The main assumptions are: historical data, information on similar transactions and pricing techniques. For more complex
or illiquid instruments, significant judgment is necessary to determine the model used with the selection of specific inputs and, in certain
cases, evaluation adjustments are applied to the model amount our price quoted for financial instruments that are not actively traded.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>III - Effective interest rate</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For the&nbsp;calculation of the effective interest rate,
ITA&Uacute; UNIBANCO HOLDING estimates cash flows considering all contractual terms of the financial instrument, but without consider
future credit losses. The calculation includes all commissions paid or received between parties to the contract, transaction costs, and
all other premiums or discounts.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Interest revenue is calculated by applying the effective
interest rate to the gross carrying amount of a financial asset. In the case of purchased or originated credit impaired financial assets,
the adjusted effective interest rate is applied, taking into account the expected credit loss, to the amortized cost of the financial
asset.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV - Modification of financial assets</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The factors used to determine whether there has been
substantial modification of a contract are: evaluation if there is a renegotiation that is not part of the original contractual terms,
significant&nbsp;change to contractual cash flows and significant extensions of the term of the transaction due to the debtor's financial
constraints, significant changes to the interest rate and change to the currency in which the transaction is denominated.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>V - Transfer and write-off of financial
assets</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">When there are no reasonable expectations of recovery
of a financial asset, considering historical curves, its total or partial write-off is carried out concurrently with the use of the related
allowance for expected credit loss, with no effect on the Consolidated Statement of Income of ITA&Uacute; UNIBANCO HOLDING. Subsequent
recoveries of amounts previously written off are accounted for as income in the Consolidated Statement of Income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Thus, financial assets are written off, either totally
or partially, when there is no reasonable expectation of recovering a financial asset or when&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;substantially
transfers all risks and benefits of ownership and said transfer is qualified to be written off.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>VI - Expected credit loss</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The measurement of expected credit loss requires the
application of significant assumptions and use of quantitative models. Management exercises its judgment in the assessment of the adequacy
of the expected loss amounts resulting from models and, according to its experience, makes adjustments that may result from certain client&#8217;s
credit condition or temporary adjustments resulting from situations or new circumstances that have not been reflected in the modeling
yet.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The main assumptions are:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Term
to maturity</B>: ITA&Uacute; UNIBANCO HOLDING considers the maximum contractual period on which it will be exposed to financial instrument&#8217;s
credit risk. However, the estimated useful life of assets that do not have fixed maturity date is based on the period of exposure to credit
risk. Additionally, all contractual terms are taken into account when determining the expected life, including prepayment and rollover
options.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Prospective
information: </B>IFRS 9 requires a balanced and impartial estimate of credit loss that includes forecasts of future economic conditions.
ITA&Uacute; UNIBANCO HOLDING uses macroeconomic forecasts and public information with projections prepared internally to determine the
impact of these estimates on the calculation of expected credit loss. Main prospective information used to determine the expected loss
is related to Selic Rate, Credit Default Swap (CDS), unemployment rate, Gross Domestic Product (GDP), wages, industrial production and
retail sales.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Macroeconomic
scenarios:&nbsp;</B>This information involves inherent risks, market uncertainties and other factors that may give rise to results different
from expected.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Probability-weighted
loss scenarios:</B>&nbsp;ITA&Uacute; UNIBANCO HOLDING uses weighted scenarios to determine credit loss expected over a suitable observation
horizon adequate to classification in stages, considering the projection based on economic variables.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Determining
criteria for significant increase or decrease in credit risk</B>: in each period of the consolidated financial statements, ITA&Uacute;
UNIBANCO HOLDING assesses whether the credit risk of&nbsp;a financial asset has increased significantly since the initial recognition
using absolute and relative triggers (indicators). The migration of the financial asset to an earlier stage occurs with a significant
reduction in credit risk, mainly characterized by the non-activation of credit deterioration triggers for at least 6 months.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 15pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;assesses whether
the credit risk has significantly increased on an individual or collective basis. For collective assessment purposes, financial assets
are grouped based on characteristics of shared credit risk, considering the type of instrument, credit risk classifications, initial recognition
date, remaining term, industry, geographical location of the counterparty, among other significant factors.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>VII - Goodwill impairment</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The review of goodwill due to impairment reflects the
Management's best estimate for future cash flows of Cash Generating Units (CGU), with the identification of the CGU and estimate of their
fair value less costs to sell and/or value in use.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">To determine this estimate,&nbsp;ITA&Uacute; UNIBANCO
HOLDING&nbsp;adopts the discounted cash flow methodology for a period of 5 years, macroeconomic assumptions, growth rate and discount
rate.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The discount rate generally reflects financial and economic
variables, such as the risk-free interest rate and a risk premium.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Cash-Generating Units or CGU groups are identified at
the lowest level at which goodwill is monitored for internal management purposes.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>VIII - Deferred income tax and social
contribution</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Deferred tax assets are recognized only in relation
to deductible temporary differences, tax losses and social contribution loss carryforwards for offset only to the extent that it is probable
that&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;will generate future taxable profit for its use. The expected realization of deferred tax
assets is based on the projection of future taxable profits and technical studies.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IX - Defined benefit pension plans</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The current amount of pension plans is obtained from
actuarial calculations, which use assumptions such as discount rate, which is appropriated at the end of each year and used to determine
the present value of estimated future cash outflows. To determine the appropriate discount rate,&nbsp;ITA&Uacute; UNIBANCO HOLDING considers
the interest rates of National Treasury Notes that have maturity terms similar to the terms of the respective liabilities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The main assumptions for Pension plan obligations are
partly based on current market conditions.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>X - Provisions, contingencies and
legal obligations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;periodically reviews
its contingencies. These contingencies are evaluated based on management&acute;s best estimates, taking into account the opinion of legal
counsel when there is a likelihood that financial resources will be required to settle the obligations and the amounts may be reasonably
estimated.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Contingencies classified as probable losses are recognized
in the Balance Sheet under Provisions.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Contingent amounts are measured using appropriate models
and criteria that permit their measurement, despite the uncertainty&nbsp;inherent in timing and amounts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XI - Technical provisions for insurance
and private pension</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Technical provisions are liabilities arising from obligations
of&nbsp;ITA&Uacute; UNIBANCO HOLDING to its policyholders and participants. These obligations may be short term liabilities (property
and casualty insurance) or medium and long term liabilities (life insurance and pension plans).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The determination of the actuarial liability is subject
to several uncertainties inherent in the coverage of insurance and pension contracts, such as assumptions of persistence, mortality, disability,
life expectancy, morbidity, expenses, frequency and severity of claims, conversion of benefits into annuities, redemptions and return
on assets.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The estimates for these assumptions are based on the
historical experience of ITA&Uacute; UNIBANCO HOLDING, benchmarks and the experience of the actuary, in order to comply with best market
practices and constantly review of the actuarial liability. The adjustments resulting from these continuous improvements, when necessary,
are recognized in the statement of income for the corresponding period.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) Summary of main accounting practices</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Consolidation</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>I.I - Subsidiaries</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In accordance with IFRS 10 - Consolidated Financial
Statements, subsidiaries are all entities in which&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;holds control.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In the 3rd quarter of 2018,&nbsp;ITA&Uacute; UNIBANCO
HOLDING started&nbsp;adjusting the financial statements of its subsidiaries in Argentina to reflect the effects of hyperinflation, pursuant
to IAS 29 - Financial Reporting in Hyperinflationary Economies.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The following table shows the main consolidated companies,
which together represent over 95% of total consolidated assets, as well as the interests of&nbsp;ITA&Uacute; UNIBANCO HOLDING in their
voting capital:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>


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<P STYLE="text-align: center; font: 9pt/107% Sans-Serif; margin-top: 0; margin-bottom: 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Functional
    Currency <SUP>(1,2)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Incorporation
    Country</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Activity</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Interest
    in voting capital %</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Interest
    in total capital %</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; width: 31%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">In Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 6%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Banco Ita&uacute; BBA S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Banco Ita&uacute; Consignado S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Banco Itaucard S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">Banco Itauleasing
    S.A. <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cia. Ita&uacute; de Capitaliza&ccedil;&atilde;o</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Premium Bonds</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Dibens Leasing S.A. - Arrendamento Mercantil</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Leasing</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financeira Ita&uacute; CBD S.A. Cr&eacute;dito, Financiamento
    e Investimento</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Consumer finance credit</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">50.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">50.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">50.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">50.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Hipercard Banco M&uacute;ltiplo S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Ita&uacute; Corretora de Valores S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Securities Broker</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Ita&uacute; Seguros S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Insurance</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Ita&uacute; Unibanco S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Ita&uacute; Vida e Previd&ecirc;ncia S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Pension plan</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Luizacred S.A. Sociedade de Cr&eacute;dito, Financiamento
    e Investimento</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Consumer finance credit</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">50.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">50.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">50.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">50.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Redecard Institui&ccedil;&atilde;o de Pagamento S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Acquirer</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Ita&uacute; CorpBanca Colombia S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Colombian peso</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Colombia</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">65.27%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">49.30%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">65.27%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">49.30%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Banco Ita&uacute; (Suisse) S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Swiss franc</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Switzerland</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Banco Ita&uacute; Argentina S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Argentine peso</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Argentina</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Banco Ita&uacute; Paraguay S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Guarani</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Paraguay</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Banco Ita&uacute; Uruguay S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Uruguayan peso</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Uruguay</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Itau Bank, Ltd.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cayman Islands</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Itau BBA International plc</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">US Dollar</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">United Kingdom</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Itau BBA USA Securities Inc.</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">US Dollar</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">United States</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Securities Broker</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Ita&uacute; CorpBanca</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Chilean
    peso</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Chile</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial
    institution</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">65.62%</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">56.60%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 12pt Calibri; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">65.62%</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">56.60%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-size: 9pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1)
    All overseas offices of ITA&Uacute; UNIBANCO HOLDING have the same functional currency as the parent company, except for CorpBanca
    New York Branch and Ita&uacute; Unibanco S.A. Miami Branch, which uses the US dollar.<BR>
    2) On January 1, 2022, the functional currency of the units Ita&uacute; Unibanco S.A. Miami Branch and Ita&uacute; BBA USA Securities
    Inc. was changed from reais into dollars due to the modification in the scope of activity and the main economic environment in which
    the units operate.<BR>
    3) Company incorporated by Dibens Leasing S.A. - Arrendamento Mercantil at 03/31/2022.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; text-align: center; margin-top: 0; margin-bottom: 8pt; color: Red"><B> </B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>I.II - Business combinations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In general, a business consists of an integrated set
of activities and assets that may be conducted and managed so as to provide a return, in the form of dividends, lower costs or other economic
benefits, to investors or other stockholders, members or participants. If there is goodwill in a set of activities and assets transferred,
it is presumed to be a business.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The acquisition method is used to account for business
combinations, except for those classified as under common control.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Acquisition cost is measured at the fair value of the
assets transferred, equity instruments issued and liabilities incurred or assumed at the acquisition date. Acquired assets and assumed
liabilities and contingent liabilities identifiable in a business combination are initially measured at fair value at the date of acquisition,
regardless of the existence of non-controlling interests. When the amount paid, plus non-controlling interests, is higher than the fair
value of identifiable net assets acquired, the difference will be accounted for as goodwill. On the other hand, if the difference is negative,
it will be treated as negative goodwill and the amount will be recognized directly in income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>I.III - Goodwill</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Goodwill is not amortized, but its recoverable value
is assessed semiannually or when there is an indication of impairment loss using an approach that involves the identification of Cash
Generating Units (CGU) and the estimate of its fair value less the cost to sell and/or its value in use.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The breakdown of Goodwill and Intangible assets is described
in Note 14.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>I.IV - Capital Transactions with non-controlling stockholders</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Changes in an ownership interest in a subsidiary, which
do not result in a loss of control, are accounted for as capital transactions and any difference between the amount paid and the carrying
amount of non-controlling stockholders is recognized directly in stockholders' equity.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>II - Foreign currency translation</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>II.I - Functional and presentation currency</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Consolidated Financial Statements of&nbsp;ITA&Uacute;
UNIBANCO HOLDING are presented in Brazilian Reais, its functional and presentation currency. For each subsidiary, joint venture or investment
in associates,&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;defines the functional currency as the currency of the primary economic environment
in which the entity operates.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II.II - Foreign currency operations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Foreign currency operations are translated into the
functional currency using the exchange rates prevailing on the dates of the transactions. Foreign exchange gains and losses are recognized
in the consolidated statement of income, unless they are related to cash flow hedges and hedges of net investment in foreign operations,
which are recognized in stockholders&#8217; equity.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>III - Cash and cash equivalents</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Defined as cash and current accounts with banks, shown
in the Balance Sheet under the headings Cash, Interbank Deposits and Securities purchased under agreements to resell (Collateral Held)
with original maturities not exceeding 90 days.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV - Financial assets and liabilities</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Financial assets and liabilities are offset against
each other and the net amount is reported in the Balance Sheet only solely when there is a legally enforceable right to offset them and
the intention to settle them on a net basis, or to simultaneously realize the asset and settle the liability.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV.I - Initial recognition and derecognition</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Financial assets and liabilities are initially recognized
at fair value and subsequently measured at amortized cost or fair value.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Regular purchases and sales of financial assets are
recognized and derecognized, respectively, on the trading date.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Financial assets are partially or fully derecognized
when:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>the
contractual rights to the cash flows of the financial asset expire, or</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>ITA&Uacute;
UNIBANCO HOLDING&nbsp;transfers the financial asset and this transfer qualifies for derecognition.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The financial liabilities are derecognized&nbsp;when
they are extinguished, i.e., when the obligation specified in the contract is discharged, cancelled or expires.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>Derecognition of financial assets</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Financial assets are derecognized when ITA&Uacute; UNIBANCO
HOLDING&nbsp;substantially transfers all risks and benefits of its property. In the event it is not possible to identify the transfer
of all risks and benefits, the control should be assessed to determine the continuous involvement related to the transaction.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">If there is a retention of risks and benefits, the financial
asset continues to be recorded and a liability is recognized for the consideration received.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV.II Classification and subsequent
measurement of financial assets</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Financial assets are classified in the following categories:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Amortized
cost: used when financial assets are managed to obtain contractual cash flows, consisting solely of payments of principal and interest.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Fair
value through other comprehensive income: used when financial assets are held both for obtaining contractual cash flows, consisting solely
of payments of principal and interest, and for sale.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Fair
value through profit or loss: used for financial assets that do not meet the aforementioned criteria.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The classification and subsequent measurement of financial
assets depend on:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
business model under which they are managed.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
characteristics of their cash flows (Solely Payment of Principal and Interest Test &#8211; SPPI Test).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Business model: </B>represents how financial assets
are managed to generate cash flows and does not depend on the Management&#8217;s intention regarding an individual instrument. Financial
assets may be managed with the purpose of: i) obtaining contractual cash flows; ii) obtaining contractual cash flows and sale; or iii)
others. To assess business models,&nbsp;ITA&Uacute; UNIBANCO HOLDING considers risks that affect the performance of the business model;
how the managers of the business are compensated; and how the performance of the business model is assessed and reported to Management.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">When a financial asset is subject to business models
i) or ii) the application of the SPPI Test is required.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>SPPI Test:</B> assessment of cash flows generated
by a financial instrument for the purpose of checking whether they represent solely payments of principal and interest. To fit into this
concept, cash flows should include only consideration for the time value of money and credit risk. If contractual terms introduce risk
exposure or cash flow volatilities, such as exposure to changes in prices of equity instruments or prices of commodities, the financial
asset is classified at fair value through profit or loss. Hybrid contracts must be assessed as a whole, including all embedded characteristics.
The accounting of a hybrid contract that contains an embedded derivative is performed on a joint basis, i.e. the whole instrument is measured
at fair value through profit or loss.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Amortized cost</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Amortized cost is the amount at which the financial
asset or liability is measured at initial recognition, plus adjustments made under the effective interest method, minus repayments&nbsp;of
principal and interest, and any provision for expected credit loss.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Fair value</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Fair value is the price that would be received for the
sale of an asset or that would be paid for the transfer of a liability in an orderly transaction between market players on the measurement
date.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;classifies the fair
value hierarchy according to the relevance of data observed in the measurement process.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Details of the fair value of financial instruments,
including Derivatives, and of the hierarchy of fair value are given in Note 28.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The adjustment to fair value of financial assets and
liabilities is recognized:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>In
stockholders' equity for financial assets and liabilities measured at fair value through other comprehensive income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>In
the Consolidated Statement of Income, under the heading Income of Financial Assets and Liabilities at Fair Value through Profit or Loss,
for the other financial assets and liabilities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Average cost is used to determine the gains and losses
realized on disposal of financial assets at fair value, which are recorded in the Consolidated Statement of Income as Interest and similar
income and Income of Financial Assets and Liabilities at Fair Value through Profit or Loss. Dividends on assets at fair value through
other comprehensive income are recognized in the Consolidated Statement of Income as Interest and similar income when it is probable that
ITA&Uacute; UNIBANCO HOLDING&nbsp;'s&nbsp;right to receive such dividends is assured.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Equity instruments</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">An equity instrument is any contract that evidences
a residual interest in an entity&#8217;s assets, after the deduction of all its liabilities, such as Shares and Units.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;subsequently measures
all its equity instruments at fair value through profit or loss, except when Management opts, on initial recognition, to irrevocably designate
an equity instrument at fair value through other comprehensive income when it is held for a purpose other than only generating returns.
When this option is selected, gains and losses on the fair value of the instrument are recognized in the Consolidated Statement of Comprehensive
Income and are not subsequently reclassified to the Consolidated Statement of Income, even on sale. Dividends continue to be recognized
in the Consolidated Statement of Income as Interest and similar income, when ITA&Uacute; UNIBANCO HOLDING&#8217;s right to receive them
is assured.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Gains and losses on equity instruments measured at fair
value through profit or loss are accounted in the Consolidated Statement of Income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Expected credit loss&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;makes a forward-looking
assessment of the expected credit loss on financial assets measured at amortized cost or through other comprehensive income, loan commitments
and financial guarantee contracts:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Financial
assets:</B> loss is measured at present value of the difference between contractual cash flows and the cash flows that&nbsp;ITA&Uacute;
UNIBANCO HOLDING expects to receive.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Loan
commitments:</B> expected loss is measured at present value of the difference between contractual cash flows that would be due if the
commitment was drawn down and the cash flows that ITA&Uacute; UNIBANCO HOLDING expects to receive.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; text-indent: 0.25in"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Financial
guarantees: </B>the loss is measured at the difference between the payments expected for refunding the counterparty and the amounts that
ITA&Uacute; UNIBANCO HOLDING expects to recover.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;applies a three-stage
approach to measuring the expected credit loss, in which financial assets migrate from one stage to the other in accordance with changes
in credit risk.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Stage
1 &#8211; 12-month expected credit loss: represents default events possible within 12 months. Applicable to financial assets which are
not credit impaired when purchased or originated.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Stage
2 &#8211; Lifetime expected credit loss of financial instrument: considers all possible default events. Applicable to financial assets
originated which are not credit impaired when originated or purchased but for which credit risk has increased significantly.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Stage
3 &#8211; Credit loss expected for credit-impaired assets: considers all possible default events. Applicable to financial assets which
are credit impaired when purchased or originated. The measurement of assets classified in this stage is different from Stage 2 due to
the recognition of interest income by applying the effective interest rate to amortized cost (net of provision) rather than to the gross
carrying amount.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">An asset will migrate between stages as its credit risk
increases or decreases. Therefore, a financial asset that migrated to stages 2 and 3 may return to stage 1, unless it was purchased or
originated credit impaired financial asset.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Macroeconomic scenarios</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Forward-looking information is based on macroeconomic
scenarios that are reassessed annually or when market conditions so require.&nbsp;Additional information is described in Note&nbsp;32.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Modification of contractual cash
flows</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">When contractual cash flows of a financial asset are
renegotiated or otherwise modified and this does not substantially change its terms and conditions,&nbsp;ITA&Uacute; UNIBANCO HOLDING
does not derecognize it. However, the gross carrying amount of this financial asset is recalculated as the present value of the renegotiated
or changed contractual cash flows, discounted at the original effective interest rate and a modification gain or loss is recognized in
profit or loss. Any costs or fees incurred adjust the modified carrying amount and are amortized over the remaining term of the financial
asset.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">If, on the other hand, the renegotiation or change substantially
modifies the terms and conditions of the financial asset,&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;derecognizes the original asset and recognizes
a new one. Accordingly, the renegotiation date is taken as the initial recognition date of the new asset for expected credit loss calculation
purposes, and to determine significant increases in credit risk.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;also assesses if the
new financial asset may be considered as purchased or originated credit impaired financial asset, particularly when the renegotiation
was motivated by the debtor&#8217;s financial constraints. Differences between the carrying amount of the original asset and fair value
of the new asset are immediately recognized in the Consolidated Statement of Income.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The effects of changes in cash flows of financial assets
and other details about methodologies and assumptions adopted by Management to measure the allowance for expected credit loss, including
the use of prospective information, are detailed in Note&nbsp;32.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV.III - Classification and subsequent
measurement of financial liabilities</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Financial liabilities are subsequently measured at amortized
cost, except for:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Financial
liabilities at fair value through profit or loss:</B> this classification applied to derivatives and other financial liabilities designated
at fair value through profit or loss to reduce &#8220;accounting mismatches&#8221;.&nbsp;ITA&Uacute; UNIBANCO HOLDING irrevocably designates
financial liabilities at fair value&nbsp;through profit or loss in the initial recognition (fair value option), when the option eliminates
or significantly reduces measurement or recognition inconsistencies.</P>


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<P STYLE="font: 15pt/107% Arial,sans-serif; margin: 0 0 8pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Loan
commitments and financial guarantees:</B> see details in Note 2d IV.VlIl.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Modification of financial liabilities</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">A debt instrument change or substantial terms modification
of a financial liability is accounted as a derecognition of the original financial liability and a new one is recognized.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">A substantial change to contractual terms occurs when
the discounted present value of cash flows under the new terms, including any fees paid/received and discounted using the original effective
interest rate, is at least 10% different from discounted present value of the remaining cash flow of the original financial liabilities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV.IV - Securities purchased under
agreements to resell</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;purchases financial
assets with a resale commitment (resale agreements) and sells securities with a repurchase commitment (repurchase agreement) of financial
assets. Resale and repurchase agreements are accounted for under Securities purchased under agreements to resell and Securities sold under
repurchase agreements, respectively.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The difference between the sale and repurchase prices
is treated as interest and recognized over the life of the agreements using the effective interest rate method.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The financial assets taken as collateral in resale agreements
can be used as collateral for repurchase agreements it provided for in the agreements or can be sold.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV.V -&nbsp;Derivatives</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">All derivatives are accounted for as financial assets
when the fair value is positive and as financial liabilities when the fair value is negative.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The valuation of active hybrid contracts that are subject
to IFRS 9 is carried out as a whole, including all embedded characteristics, whereas the accounting is carried out on a joint basis, i.e.
each instrument is measured at fair value through profit or loss.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">When a contract has a main component outside the scope
of IFRS 9, such as a lease agreement receivable or an insurance contract, or even a financial liability, embedded derivatives are treated
as separate financial instruments if:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Their
characteristics and economic risks are not closely related to those of the main component.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
separate instrument meets the definition of a derivative.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
underlying instrument is not booked at fair value through profit or loss.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">These embedded derivatives are accounted for separately
at fair value, with variations recognized in the Consolidated Statement of Income as Adjustments to Fair Value of Financial Assets and
Liabilities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING will continue applying
all the hedge accounting requirements of IAS 39; however, it may adopt the provisions of IFRS 9, if Management so decides.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">According to this standard, derivatives may be designated
and qualified as hedging instruments for accounting purposes and, the method for recognizing gains or losses of fair value will depending
on the nature of the hedged item.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">At the beginning of a hedging transaction,&nbsp;ITA&Uacute;
UNIBANCO HOLDING documents the relationship between the hedging instrument and the hedged items, as well as its risk management objective
and&nbsp;strategy. The hedge is assessed on an ongoing basis to determine if it has been highly effective throughout all periods of the
Financial Statements for which it was designated.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">IAS 39 describes three hedging strategies: fair value
hedge, cash flow hedge, and hedge of net investments in a foreign operation.&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;uses derivatives as
hedging instruments under all three hedge strategies, as detailed in Note 7.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Fair value hedge</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The following practices are adopted for these operations:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
gain or loss arising from the remeasurement of the hedging instrument at fair value is recognized in income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
gain or loss arising from the hedged item, attributable to the effective portion of the hedged risk, is applied to the book value of the
hedged item and is also recognized in income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">When a derivative expires or is sold or a hedge no longer
meets the hedge accounting criteria or in the event the designation is revoked, the hedge accounting must be prospectively discontinued.
In addition, any adjustment to the book value of the hedged item must be amortized in income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Cash flow hedge</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For derivatives that are designated and qualify as hedging
instruments in a cash flow hedge, the practices are:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
effective portion of gains or losses on derivatives is recognized directly in Other comprehensive income &#8211; Cash flow hedge.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
portion of gain or loss on derivatives that represents the ineffective portion or on hedge components excluded from the assessment of
effectiveness is recognized in income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Amounts originally recorded in Other comprehensive income
and subsequently reclassified to Income are recognized in the caption Income of financial assets and Liabilities at fair value through
profit or loss at the same time that the corresponding income or expense item of the financial hedge item affects income. For non-financial
hedge items, the amounts originally recognized in Other comprehensive income are included in the initial cost of the corresponding asset
or liability.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">When a derivative expires or is sold, when hedge accounting
criteria are no longer met or when the entity revokes the hedge accounting designation, any cumulative gain or loss existing in Other
comprehensive income will be reclassified to income at the time the expected transaction occurs or is no longer expected to occur.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Hedge of net investments in foreign
operations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The hedge of a net investment in a foreign operation,
including the hedge of a monetary item that is booked as part of the net investment, is accounted for in a manner similar to a cash flow
hedge:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
portion of gain or loss on the hedging instrument determined as effective is recognized in Other comprehensive income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
ineffective portion is recognized in income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Gains or losses on the hedging instrument related to
the effective portion of the hedge which are recognized in Other comprehensive income are reclassified to income for the period when the
foreign operation is partially or totally sold.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV.VI - Loan operations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;classifies a loan
as non-performing if the payment of the principal or interest has been overdue for 60 days or more. In this case, accrual of interest
is no longer recognized.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV.VII - Premium bonds plans</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In Brazil they are regulated by the insurance regulator.
These plans do not meet the definition of an insurance contract under IFRS 4, and therefore they are classified as a financial liability
at amortized cost under IFRS 9.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Revenue from premium bonds plans is recognized during
the period of the contract and measured as the difference between the amount deposited by the customer and the amount that ITA&Uacute;
UNIBANCO HOLDING&nbsp;has to reimburse.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV.VIII - Loan commitments and financial
guarantees</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;recognizes as an obligation
in the Balance Sheet, on the issue date, the fair value of commitments for loans and financial guarantees. The fair value is generally
represented by the fee charged to the customer. This amount is amortized over the term of the instrument and is recognized in the&nbsp;Statement
of Income under the heading Commissions and Banking Fees.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">After issue, if&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;concludes
based on the best estimate, that the expected credit loss in relation to the guarantee issued is higher that the fair value less accumulated
amortization, this amount is replaced by a provision for loss.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>V - Investments in associates and
joint ventures</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>V.I - Associates</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Associates are companies in which the investor has a
significant influence but does not hold control. Investments in these companies are initially recognized at cost of acquisition and subsequently
accounted for using the equity method. Investments in associates and joint ventures include the goodwill identified upon acquisition,
net of any cumulative impairment loss.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>V.II - Joint ventures</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;has joint venture
whereby the parties that have joint control of the arrangement have rights to the net assets.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&#8217;s share in profits
or losses of its associates and joint ventures after acquisition is recognized in the Consolidated statement of income. Its share of the
changes in the share in other comprehensive income of corresponding stockholders&#8217; equity of its associates and joint ventures is
recognized in its own capital reserves. The cumulative changes after acquisition are adjusted against the carrying amount of the investment.
When the ITA&Uacute; UNIBANCO HOLDING&#8217;s share of losses in an associates and joint ventures is equal to or more than the value of
its interest, including any other receivables, ITA&Uacute; UNIBANCO HOLDING&nbsp;does not recognize additional losses, unless it has incurred
any obligations or made payments on behalf of the associates and joint ventures.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Unrealized profits on transactions between ITA&Uacute;
UNIBANCO HOLDING&nbsp;and its associates and joint ventures are eliminated to the extent of the interest of&nbsp;ITA&Uacute; UNIBANCO
HOLDING. Unrealized losses are also eliminated, unless the transaction provides evidence of impairment of the transferred asset. The accounting
policies on associates and joint ventures entities are changed, as necessary, to ensure consistency with the policies adopted by ITA&Uacute;
UNIBANCO HOLDING.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">If its interest in the associates and joint ventures
decreases, but&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;retains significant influence or joint control, only the proportional amount of
the previously recognized amounts in Other comprehensive income is reclassified in Income, when appropriate.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>VI - Lease operations (Lessee)</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;leases mainly real
estate properties (underlying assets) to carry out its business activities. The initial recognition occurs when the agreement is signed,
in the heading Other Liabilities, which corresponds to the total future payments at present value as a counterparty to the right-of-use
assets, depreciated under the straight-line method for the lease term and tested semiannually to identify possible impairment losses.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The financial expense corresponding to interest on lease
liabilities is recognized in the heading Interest and Similar Expense in the Consolidated Statement of Income.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>VII - Fixed assets</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Fixed assets are booked at their acquisition cost less
accumulated depreciation, and adjusted for impairment, if applicable. Depreciation is calculated on the straight-line method using rates
based on the estimated useful lives of these assets. Such rates and other details are presented in Note 13.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The residual values and useful lives of assets are reviewed
and adjusted, if appropriate, at the end of each period.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;reviews its assets
in order to identify indications of impairment in their recoverable amounts. The recoverable amount of an asset is defined as the higher
of its fair value less the cost to sell and its value in use. For the purposes of assessing impairment, assets are grouped at the lowest
level for which independent cash flows can be identified (cash-generating units). The assessment may be made at an individual asset level
when the fair value less the cost to sell can be reliably determined.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Gains and losses on disposals of fixed assets are recognized
in the Consolidated statement of income under Other income or General and administrative expenses.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>VIII - Intangible assets</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Intangible assets are non-physical assets, including
software and other assets, and are initially recognized at cost. Intangible assets are recognized when they arise from legal or contractual
rights, their costs can be reliably measured, and in the case of intangible assets not arising from separate acquisitions or business
combinations, it is probable that future economic benefits may arise from their use. The balance of intangible assets refers to acquired
assets or those internally generated.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Intangible assets may have definite or indefinite useful
lives. Intangible assets with definite useful lives are amortized using the straight-line method over their estimated useful lives. Intangible
assets with indefinite useful lives are not amortized, but periodically tested in order to identify any impairment.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;semiannually assesses
its intangible assets in order to identify whether any indications of impairment exist, as well as possible reversal of previous impairment
losses. If such indications are found, intangible assets are tested for impairment. The recoverable amount of an asset is defined as the
higher of its fair value less the cost to sell and its value in use. For the purposes of assessing impairment, assets are grouped at the
lowest level for which independent cash flows can be identified (cash-generating units). The assessment may be made at an individual asset
level when the fair value less the cost to sell can be reliably determined.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;uses the cost model
to measure its intangible assets after its initial recognition.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The breakdown of Goodwill and Intangible assets is described
in Note&nbsp;14.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IX - Assets held for sale</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Assets held for sale are recognized in the&nbsp;balance
sheet under the heading&nbsp;Other assets when they are actually repossessed or there is intention to sell. These assets are initially
recorded at the lower of: (i) the fair value of the asset less the estimated selling expenses, or (ii) the carrying amount of the related
asset held for sale.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>X - Income tax and social contribution</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">There are two components of the provision for income
tax and social contribution: current and deferred.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The current component is approximately the total of
taxes to be paid or recovered during the reporting period.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Deferred income tax and social contribution, represented
by deferred tax assets and liabilities, is obtained based on the differences between the tax bases of assets and liabilities and the amounts
reported at the end of each period.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The income tax and social contribution expense is recognized
in the Consolidated statement of income under Income tax and social contribution, except when it refers to items directly recognized in
Other comprehensive income, such as: tax on fair value of financial assets measured at fair value through Other comprehensive income,
post-employment benefits and tax on cash flow hedges and hedges of net investment in foreign operations. Subsequently, these items are
recognized in income upon realization of the gain/loss on the instruments.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Changes in tax legislation and rates are recognized
in the Consolidated statement of income in the period in which they are enacted. Interest and fines are recognized in the Consolidated
statement of income under General and administrative expenses.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">To determine the proper level of provisions for taxes
to be maintained for uncertain tax positions, the approach applied, is that a tax benefit is recognized if it is more likely than not
that a position can be sustained, under the assumptions for recognition, detailed in item 2d XIV.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XI - Insurance contracts and private
pensions</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Insurance contracts are contracts under which&nbsp;ITA&Uacute;
UNIBANCO HOLDING accepts a significant insurance risk of the counterparty, by agreeing to compensate it if a specified uncertain future
event adversely affects it. An insurance risk is significant only if the insurance event could cause ITA&Uacute; UNIBANCO HOLDING&nbsp;to
pay significant additional benefits in any scenario, other than those that do not have commercial substance. Additional benefits refer
to amounts that exceed those that would be payable if no insured event occurred.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Upon its first-time adoption of the IFRS, ITA&Uacute;
UNIBANCO HOLDING&nbsp;decided not to change its accounting policies for insurance contracts, which follow the accounting practices generally
accepted in Brazil (&#8220;BRGAAP&#8221;).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Although investment agreements with discretionary participation
characteristics are financial instruments, they are treated as insurance contracts, as established by IFRS 4, as well as those transferring
a significant financial risk.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Once a contract is classified as an insurance contract,
it remains as such until the end of its life, even if the insurance risk is significantly reduced during the period, unless all rights
and obligations are extinguished or expire.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Note&nbsp;27&nbsp;provides a detailed description of
all products classified as insurance contracts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Private pension plans</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Contracts that provide for retirement benefits after
an accumulation period (known as PGBL, VGBL and FGB) provide a guarantee, at the commencement date of the contract, of the basis for calculating
the retirement benefit (mortality table and minimum interest rates). The contracts specify the annuity rates&nbsp;and, therefore, the
insurance risk is transferred to the issuer from the start. These contracts are classified as insurance contracts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Insurance premiums</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Insurance premiums are recognized upon issue of an insurance
policy or over the period of the contracts in proportion to the amount of the insurance coverage.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">If there is evidence of impairment losses with respect
to receivables for insurance premiums, ITA&Uacute; UNIBANCO HOLDING&nbsp;recognizes a provision, sufficient to cover this loss, based
on a risk analysis of realization of insurance premiums receivable with installments overdue for over 60 days.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Reinsurance</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In the ordinary course of business,&nbsp;ITA&Uacute;
UNIBANCO HOLDING reinsures a portion of the risks underwritten, particularly property and casualty risks that exceed the maximum limits
of responsibility that determine to be appropriate for each segment and product (after a study which considers size, experience, special
features, and the capital necessary to support these limits). These reinsurance agreements allow the recovery of a portion of the losses
from the reinsurer, although they do not release the insurer from the main obligation as direct insurer of the risks covered by the reinsurance.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;mainly holds non-proportional
contracts, which transfer part of responsibility to the reinsurance company for losses that will materialize after a certain level of
claims in the portfolio. Reinsurance premiums of these contracts are accounted for under Other Assets, over the life of each contract.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">If there is any evidence of impairment loss,&nbsp;ITA&Uacute;
UNIBANCO HOLDING recognizes a provision when the default period exceeds 180 days from the registration of the request for fund of claims
paid.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Acquisition costs</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Acquisition costs include direct and indirect costs
related to the origination of insurance. These costs are recorded directly in result as incurred, except for deferred acquisition costs
(commissions paid for brokerage services, agency and prospecting efforts), which are recorded proportionally to the recognition of premium
revenues, i.e. over the term corresponding to the insurance contract.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Insurance Contract Liabilities</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Reserves for claims are established based on past experience,
claims in process of payment, estimated amounts of claims incurred but not yet reported, and other factors relevant to the required reserve
levels.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Liability Adequacy Test</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;tests liability adequacy
by adopting current actuarial assumptions for future cash flows of all insurance contracts in force at the balance sheet date.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Should the analysis show insufficiency, any shortfall
identified will immediately be accounted for in income for the period.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The assumptions used to conduct the liability adequacy
test are detailed in Note&nbsp;27.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XII - Post-employment benefits</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING sponsors Defined Benefit
Plans and Defined Contribution Plans, which are accounted for in accordance with IAS 19 &#8211; Benefits to Employees.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;is required to make
contributions to government social security and labor indemnity plans, in Brazil and in other countries where it operates.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Pension plans - Defined benefit plans</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The liability or asset, as the case may be, recognized
in the Balance Sheet with respect to a defined benefit plan,&nbsp; corresponds to the present value of defined benefit obligations at
the balance sheet date less the fair value of plan assets. The defined benefit obligations are calculated annually using the projected
unit credit method.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Pension plans - Defined contribution</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For defined contribution plans, contributions to plans
made by ITA&Uacute; UNIBANCO HOLDING, through pension plan funds, are recognized as liabilities, with a counterparty to expenses, when
due. If contributions made exceed the liability for a service provided, it will be accounted for as an asset recognized at fair value,
and any adjustments are recognized in Stockholders&#8217; equity, under Other comprehensive income, in the period when they occur.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Other post-employment obligations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Like defined benefit pension plans, these obligations
are assessed annually by independent, qualified actuaries, and costs expected from these benefits are accrued over the period of employment.
Gains and losses arising from changes in practices and variations in actuarial assumptions are recognized in Stockholders&#8217; equity,
under Other comprehensive income, in the period in which they occur.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XIII - Share-based payments</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Share-based payments are booked for the value of equity
instruments granted based on their fair value at the grant date. This cost is recognized during the vesting period of the instruments
right.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The total amount to be expensed is determined by reference
to the fair value of the equity instruments excluding the impact of any service commissions and fees and non-market performance vesting
conditions (in particular when an employee remains with the company for specific period of time).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XIV - Provisions, contingent assets
and contingent liabilities</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">These are possible rights and potential obligations
arising from past events for which realization depends on uncertain future events.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Contingent assets are not recognized in the Financial
Statements, except when the Management of ITA&Uacute; UNIBANCO HOLDING&nbsp;considers that realization is practically certain. In general&nbsp;they
correspond to lawsuits with favorable outcomes in final and unappealable judgments and to the withdrawal of lawsuits as a result of a
settlement payment received or an agreement for set-off against an existing liability.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">These contingencies are evaluated based on Management&#8217;s
best estimates, and are classified as:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Probable:
</B>in which liabilities are recognized in the balance sheet under Provisions.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Possible:
</B>which are disclosed in the Financial Statements, but no provision is recorded.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Remote:
</B>which require neither a provision nor disclosure.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The amount of deposits in guarantee is adjusted in accordance
with current legislation.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XV - Capital</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Common and preferred shares, which for accounting purposes
are equivalent to common shares but without voting rights are classified in Stockholders&#8217; equity. The additional costs directly
attributable to the issue of new shares are included in Stockholders&#8217; equity as a deduction from the proceeds, net of taxes.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XVI - Treasury shares</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Common and preferred shares repurchased are recorded
in Stockholders&#8217; equity under Treasury shares at their average purchase price.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Shares that are subsequently sold, such as those sold
to grantees under our share-based payment scheme, are recorded as a reduction in treasury shares, measured at the average price of treasury
stock held at that date.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The difference between the sale price and the average
price of the treasury shares is recorded as a reduction or increase in Capital Reserves. The cancellation of treasury shares is recorded
as a reduction in Treasury shares against Capital Reserves, at the average price of treasury shares at the cancellation date.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XVII - Dividends and interest on
capital</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Minimum dividend amounts established in the bylaws are
recorded as liabilities at the end of each year. Any other amount above the mandatory minimum dividend is accounted for as a liability
when approved by of the Board of Directors.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Interest on capital is treated for accounting purposes
as a dividend, and it is presented as a reduction of stockholders' equity in the consolidated financial statements.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Dividends have been and continue to be calculated and
paid on the basis of the financial statements prepared under Brazilian accounting standards and regulations for financial institutions,
not these Consolidated financial statements prepared according to the IFRS.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Dividends and interest on capital are presented in Note&nbsp;19.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XVIII - Earnings per share</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;grants stock options
whose dilutive effect is reflected in diluted earnings per share, with the application of the &#8220;treasury stock method&#8220;. Whereby
earnings per share are calculated as if all the stock options had been exercised and the proceeds used to purchase shares of&nbsp;ITA&Uacute;
UNIBANCO HOLDING.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">Earnings per share are presented in Note&nbsp;25.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XIX - Segment information</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Segment information disclosed is consistent with the
internal reports prepared for the Executive Committee which makes the operational decisions ITA&Uacute; UNIBANCO HOLDING.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING has three reportable segments:
(i) Retail Banking, (ii) Wholesale Banking and (iii) Market + Corporation.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Segment information is presented in Note&nbsp;30.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>XX - Commissions and Banking Fees</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Commissions and Banking Fees is recognized when&nbsp;ITA&Uacute;
UNIBANCO HOLDING&nbsp;provides or offers services to customers, in an amount that reflects the consideration&nbsp;ITA&Uacute; UNIBANCO
HOLDING&nbsp;expects to collect in exchange for those services. A five-step model is applied to account for revenues: i) identification
of the contract with a customer; ii) identification of the performance obligations in the contract; iii) determination of the transaction
price; iv) allocation of the transaction price to the performance obligations in the contract; and&nbsp;v) revenue recognition, when performance
obligations agreed upon in agreements with clients are met. Incremental costs and costs to fulfill agreements with clients are recognized
as an expense as incurred.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The main services provided by&nbsp;ITA&Uacute; UNIBANCO
HOLDING are:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Credit
and debit cards: </B>refer mainly to fees charged by card issuers and acquirers for processing card transactions, annuities charged for
the availability and management of credit card; and the rental of Rede machines.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Current
account services:</B> substantially comprised of current account maintenance fees, according to each service package granted to the customer;
transfers carried through PIX (Central Bank of Brazil's instant payments system) in corporate packages, withdrawals from demand deposit
account and money order.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Economic,
Financial and Brokerage Advisory:</B> refer mainly to financial transaction structuring services, placement of securities and intermediation
of operations on stock exchanges.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Service revenues related to credit, debit, current account
and economic, financial and brokerage advisory cards are recognized when said services are provided.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Funds
management:</B> refers to fees charged for the management and performance of investment funds and consortia administration.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Credit
operations and financial guarantees provided:</B> refer mainly to advance depositor fees, asset appraisal service and commission on guarantees
provided.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Collection
services:</B> refer to collection and charging services.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Revenue from certain services, such as fees from funds
management, collection and custody, are recognized over the life of the respective agreements, as services are provided.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 3 - Business development</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><FONT STYLE="background-color: white"><B>Ita&uacute;
CorpBanca Colombia S.A.</B></FONT></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="background-color: white">ITA&Uacute; UNIBANCO
HOLDING, through its subsidiaries Ita&uacute; CorpBanca (ITA&Uacute; CORPBANCA) and Ita&uacute; Holding Colombia S.A.S.,&nbsp;acquired
additional ownership interest of 12.36% (93,306,684 shares) in the Ita&uacute; CorpBanca Colombia S.A.'s capital for the amount of R$
2,219.</FONT></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="background-color: white">The effective
acquisitions and financial settlements occurred on February&nbsp;22, 2022, after obtaining the regulatory authorizations.</FONT></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Non-controlling interest in XP Inc.</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">During 2020 and 2021, ITA&Uacute; UNIBANCO HOLDING carried
out the partial spin-off of the investment held in XP Inc. (XP INC) to a new company (XPart S.A.) which was subsequently merged into XP
INC on October 1, 2021.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">On April 29, 2022, as set forth in the original agreement
entered into in May 2017 and after approval by BACEN and regulatory bodies abroad, ITA&Uacute; UNIBANCO HOLDING, through its subsidiary
ITB Holding Brasil Participa&ccedil;&otilde;es Ltda., acquired a minority interest equivalent to 11.36% of XP INC&#8217;s capital, for
the amount of R$ 8,015, and these shares were designated at Fair Value through Other Comprehensive Income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">On June 7 and 9, 2022, shares were sold equivalent to
1.40% of XP INC&#8217;s capital, for the amount of R$ 867 and their fair value of&nbsp;R$ 901.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Ita&uacute; CorpBanca</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; CORPBANCA is controlled as of April 1<SUP>st</SUP>,
2016 by ITA&Uacute; UNIBANCO HOLDING. On the same date, ITA&Uacute; UNIBANCO HOLDING entered into a shareholders&#8217; agreement with
Corp Group, which set forth, among others, the right of ITA&Uacute; UNIBANCO HOLDING and Corp Group to appoint members for the Board of
Directors of ITA&Uacute; CORPBANCA in accordance to their interests in capital stock, and this group of shareholders had the right to
appoint the majority of members of the Board of Directors of ITA&Uacute; CORPBANCA and ITA&Uacute; UNIBANCO HOLDING&nbsp;had the right
to appoint the majority of members elected by this block.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">At the Extraordinary Stockholders' Meeting of ITA&Uacute;
CORPBANCA held on July 13, 2021, the capital increase of Ita&uacute; CorpBanca in the total amount of CLP 830 billion was approved, through
the issuance of 461,111,111,111 shares, which were fully subscribed, paid in and settled in October and November 2021, after regulatory
approvals. ITA&Uacute; UNIBANCO HOLDING subscribed the total of 350,048,242,004&nbsp;shares for the amount of CLP 630 billion (approximately
R$ 4,296), then holding 56.60% of the capital of&nbsp;ITA&Uacute; CORPBANCA.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">On March 22, 2022, ITA&Uacute; UNIBANCO HOLDING, through
its subsidiary CGB II SPA, sold 0.64% (6,266,019,265 shares) of its interest in&nbsp;ITA&Uacute; CORPBANCA for the amount of R$ 64&nbsp;(CLP
9,912 million), then holding 55.96%.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">On July 14, 2022, ITA&Uacute; UNIBANCO HOLDING received,
through its affiliates, shares issued by ITA&Uacute; CORPBANCA within the scope of the debt restructuring of companies of the Corp Group,
as approved by the court-supervised reorganization proceeding in the United States (Chapter 11). Accordingly, the equity interest increased&nbsp;to
65.62% and the stockholders&#8217; agreement of ITA&Uacute; CORPBANCA was fully terminated.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #003399"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 4 - Interbank deposits and securities
purchased under agreements to resell</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; background-color: white">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; background-color: white">09/30/2022</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; background-color: white">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; background-color: white; width: 45%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Total</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Securities purchased under agreements to resell <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">271,966</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">79</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">272,045</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">168,937</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">774</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">169,711</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; background-color: white">Collateral held</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">85,732</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">79</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">85,811</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">54,187</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">774</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">54,961</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; background-color: white">Collateral repledge</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">173,050</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">173,050</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">103,968</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">103,968</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif; background-color: white">Assets received as collateral with right to sell or repledge</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">16,404</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">16,404</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">22,139</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">22,139</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif; background-color: white">Assets received as collateral without right to sell or repledge</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">156,646</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">156,646</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">81,829</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">81,829</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; background-color: white">Collateral sold</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">13,184</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">13,184</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">10,782</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">10,782</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; background-color: white">Interbank deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">40,900</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">4,600</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">45,500</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">64,049</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">5,885</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">69,934</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Total <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white">312,866</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white">4,679</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white">317,545</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white">232,986</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white">6,659</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white">239,645</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) The amounts of R$ 8,178 (R$ 9,266 at 12/31/2021) are pledged in guarantee of operations on B3 S.A. - Brasil, Bolsa, Balc&atilde;o (B3) and Central Bank of Brazil and the amounts of R$ 186,234 (R$ 114,750 at 12/31/2021) are pledged in guarantee of repurchase commitment transactions. <BR>
2) Includes losses in the amounts of R$ (8) (R$ (15) at 12/31/2021).</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 5 - Financial assets at fair
value through profit or loss and designated at fair value through profit or loss - Securities</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Financial assets at fair value
through profit or loss - Securities</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 37%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 14%">Adjustments to Fair Value (in Income)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Fair value</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 13%">Adjustments to Fair Value (in Income)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Investment funds</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">30,577</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(705)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">29,872</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">20,130</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">9</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">20,139</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Brazilian government securities <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">217,350</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(614)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">216,736</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">223,529</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,774)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">221,755</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Government securities &ndash; abroad <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,368</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(50)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,318</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,581</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(20)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,561</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Argentina</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,630</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(10)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,620</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">901</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">29</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">930</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Chile</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,379</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,375</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">839</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">837</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Colombia</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,140</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(27)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,113</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,071</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(12)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,059</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">United States</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,011</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,008</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,706</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(35)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,671</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Mexico</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">15</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Paraguay</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">56</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">55</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Peru</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Switzerland</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Uruguay</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">119</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">118</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Corporate securities <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">114,423</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(3,587)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">110,836</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">116,346</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,878)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">114,468</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,965</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,270)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13,695</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20,293</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(936)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19,357</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Rural product note</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,938</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">32</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,970</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,752</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">100</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,852</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Bank deposit certificates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">441</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">441</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">150</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Real estate receivables certificates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,622</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(85)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,537</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,075</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(63)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,012</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Debentures</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">67,081</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,101)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">64,980</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">66,730</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(942)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">65,788</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Eurobonds and other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,142</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(204)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,938</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,293</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(40)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,253</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Financial bills</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18,013</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(26)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,987</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,128</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(17)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,111</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Promissory and commercial notes</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,171</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,183</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,655</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">29</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,684</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">2,050</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">55</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">2,105</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1,270</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(9)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1,261</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">369,718</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(4,956)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">364,762</TD>
    <TD STYLE="font: 12pt Calibri, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">365,586</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(3,663)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">361,923</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="font: 9pt Arial, sans-serif; text-align: justify">1) Financial assets at fair value through profit or loss &ndash; Securities pledged as Guarantee of Funding of Financial Institutions and Customers were: a) Brazilian government securities R$ 26,519 (R$ 50,116&nbsp;&nbsp;at 12/31/2021), b) Government securities - abroad R$ 1,346 (R$ 171 at 12/31/2021) and c) Corporate securities R$ 13,838 (R$ 15,984 at 12/31/2021), totaling R$ 41,703 (R$ 66,271 at 12/31/2021).</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: justify">The cost and fair value per maturity of Financial Assets at Fair Value Through Profit or Loss - Securities were as follows:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 38%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 17%">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 16%">Fair value</TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 16%">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">114,652</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">112,502</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">78,151</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">77,057</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Non-stated maturity</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">36,078</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">34,103</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">33,781</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">32,853</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Up to one year</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">78,574</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">78,399</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">44,370</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">44,204</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">255,066</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">252,260</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">287,435</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">284,866</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">From one to five years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">182,589</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">181,948</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">212,424</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">211,325</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">From five to ten years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">50,497</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">49,522</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">51,434</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">50,688</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">After ten years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">21,980</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">20,790</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">23,577</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">22,853</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">369,718</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">364,762</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">365,586</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">361,923</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 20pt; text-align: justify">Financial Assets at Fair Value Through Profit or Loss
- Securities include assets with a fair value of R$ 210,210 (R$ 197,648 at 12/31/2021) that belong to investment funds wholly owned by
Ita&uacute; Vida e Previd&ecirc;ncia S.A. The return of those assets (positive or negative) is fully transferred to customers of our PGBL
and VGBL private pension plans whose premiums (net of fees) are used by our subsidiary to purchase quotas of those investment funds.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Financial assets designated at
fair value through profit or loss - Securities</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Adjustments to Fair Value (in Income)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Brazilian external debt bonds</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,067</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">53</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,120</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">2,067</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">53</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">2,120</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; width: 48%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 13%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 12%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 13%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 13%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Adjustments to Fair Value (in Income)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Brazilian external debt bonds</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,075</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(31)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,044</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">3,075</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(31)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">3,044</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">The cost and fair value by maturity of financial assets designated as fair value through profit or loss - Securities were as follows:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: white; font-family: Arial, sans-serif; border-top: black 1pt solid">01/01/2022</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="color: white; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">01/01/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair Value</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair Value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,001</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,057</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,474</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,458</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Up to one year</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,001</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,057</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,474</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,458</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">66</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">63</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,601</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,586</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">From one to five years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">66</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">63</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,601</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,586</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">2,067</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">2,120</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">3,075</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">3,044</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 6 - Derivatives</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;trades in derivative
financial instruments with various counterparties to manage its overall exposures and to assist its customers in managing their own exposures.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Futures -</B> Interest rate and foreign currency
futures contracts are commitments to buy or sell a financial instrument at a future date, at an agreed price or yield, and may be settled
in cash or through delivery. The notional amount represents the face value of the underlying instrument. Commodity futures contracts or
financial instruments are commitments to buy or sell commodities (mainly gold, coffee and orange juice) on a future date, at an agreed
price, which are settled in cash. The notional amount represents the quantity of such commodities multiplied by the future price on the
contract date. Daily cash settlements of price movements are made for all instruments.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Forwards -&nbsp;</B>Interest rate forward contracts
are agreements to exchange payments on a specified future date, based on the variation in market interest rates from trade date to contract
settlement date. Foreign exchange forward contracts represent agreements to exchange the currency of one country for the currency of another
at an agreed price, on an agreed settlement date. Financial instrument forward contracts are commitments to buy or sell a financial instrument
on a future date at an agreed price and are settled in cash.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Swaps -</B> Interest rate and foreign exchange swap
contracts are commitments to settle in cash on a future date or dates the differentials between two specific financial indices (either
two different interest rates in a single currency or two different rates each in a different currency), as applied to a notional principal
amount. Swap contracts shown under Other in the table below correspond substantially to inflation rate swap contracts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Options - </B>Option contracts give the purchaser,
for a fee, the right, but not the obligation, to buy or sell a financial instrument within a limited time, including a flow of interest,
foreign currencies, commodities, or financial instruments at an agreed price that may also be settled in cash, based on the differential
between specific indices.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Credit Derivatives -</B>&nbsp;Credit derivatives
are financial instruments with value deriving from the credit risk on debt issued by a third party (the reference entity), which permits
one party (the buyer of the hedge) to transfer the risk to the counterparty (the seller of the hedge). The seller of the hedge must pay
out as provided for in the contract if the reference entity undergoes a credit event, such as bankruptcy, default or debt restructuring.
The seller of the hedge receives a premium for the hedge but, on the other hand, assumes the risk that the underlying instrument referenced
in the contract undergoes a credit event, and the seller may have to make payment to the purchaser of the hedge for up to the notional
amount of the credit derivative.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The total value of margins pledged in guarantee by&nbsp;ITA&Uacute;
UNIBANCO HOLDING was&nbsp;R$ 15,769&nbsp;(R$ 11,011&nbsp;at 12/31/2021) and was basically comprised of government securities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Further information on parameters used to management
risks, may be found in Note&nbsp;32 &#8211; Risk and Capital Management.&nbsp;</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Derivatives Summary</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="font-family: Arial, sans-serif; text-align: justify">See below the composition of the Derivative financial instruments portfolio (assets and liabilities) by type of instrument, stated fair value and maturity date.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 30%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Fair value <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 6%">%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%">0-30</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%">31-90</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%">91-180</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%">181-365</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%">366-720</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Over 720 days</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Assets</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Swaps &ndash; adjustment receivable</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">50,326</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">64.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">506</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,123</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,940</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,677</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,842</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">31,238</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Option agreements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,714</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,888</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,174</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,408</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">655</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">823</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">766</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Forwards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,133</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,565</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">404</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">130</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">456</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">0.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">435</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,692</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,841</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,471</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,457</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,411</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">974</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">538</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other Derivative Financial Instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">820</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">400</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">27</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">24</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">27</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">41</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">301</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">78,141</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">11,200</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,201</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">9,965</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,800</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">9,692</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">33,283</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">% per maturity date</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">14.3%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">10.5%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">12.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">7.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">12.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">42.6%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Fair value <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">0-30</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">31-90</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">91-180</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">181-365</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">366-720</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Over 720 days</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Liabilities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Swaps &ndash; adjustment payable</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(43,120)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">60.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(326)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(897)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,180)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,590)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(7,381)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(27,746)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Option agreements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(12,826)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,879)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,546)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(862)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(711)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(981)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(847)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Forwards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,043)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,043)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(812)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(14)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(789)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(9,649)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,681)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,944)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,107)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,372)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,018)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(527)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other Derivative Financial Instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(474)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">0.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(40)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(16)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(44)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(70)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(2)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(302)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(71,924)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(11,969)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(8,407)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(7,195)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(4,746)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(9,396)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(30,211)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">% per maturity date</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">42.0%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="font: 9pt Arial, sans-serif; border-top: black 1pt solid">1) Comprises R$ (307) pegged to Libor.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


<!-- Field: Page; Sequence: 66 -->
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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 31%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Fair value <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 6%">%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">0-30</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">31-90</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">91-180</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">181-365</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">366-720</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Over 720 days</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Assets</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Swaps &ndash; adjustment receivable</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">38,014</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">55.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,820</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">370</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">837</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,596</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,341</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">25,050</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Option agreements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,252</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,599</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,515</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,788</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,913</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">683</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">754</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Forwards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,111</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4.5%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,595</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,167</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">290</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">56</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">242</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">0.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">22</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">205</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,943</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,193</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,207</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,109</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,053</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">752</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">629</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other Derivative Financial Instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">483</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">0.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">285</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">2</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">25</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">165</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">69,045</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">15,492</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,261</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,031</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,632</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,826</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">26,803</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">% per maturity date</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">22.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">9.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">8.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">8.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">12.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">38.8%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Fair value <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">0-30</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">31-90</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">91-180</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">181-365</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">366-720</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Over 720 days</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Liabilities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Swaps &ndash;&nbsp;&nbsp;adjustment payable</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(34,646)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">54.9%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,562)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(638)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,057)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,275)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(6,944)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(22,170)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Option agreements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(22,547)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">35.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,086)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,170)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(7,479)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,247)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(786)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(779)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Forwards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(762)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(762)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(198)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">0.3%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(188)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,896)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(739)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,256)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(565)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,097)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(822)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(417)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other Derivative Financial Instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(155)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">0.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(4)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(2)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(6)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(5)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(36)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(102)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(63,204)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(7,153)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(7,066)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(9,108)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(7,625)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(8,596)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(23,656)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">% per maturity date</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">11.3%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">11.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">14.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">12.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">13.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">37.4%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="font: 9pt Arial, sans-serif; text-align: justify">1) Comprises R$ (1,102) pegged to Libor.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Derivatives by index and Risk
Factor</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; width: 33%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; width: 12%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 13%">Off-balance sheet notional amount</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 16%">Balance sheet account receivable / (received) (payable) / paid</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 13%">Adjustment to fair value (in income / stockholders' equity)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 13%">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Future contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,082,700</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchase commitments</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">392,532</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,065</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Commodities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">682</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">371,308</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">15,477</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Commitments to sell</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">690,168</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,424</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,539</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">655,641</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">22,564</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Swap contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,852</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,354</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,206</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Asset position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,428,791</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">19,102</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">31,224</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">50,326</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">60</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,363,289</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16,497</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30,615</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">47,112</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">65,442</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,604</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">609</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,213</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Liability position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,428,791</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(17,250)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(25,870)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(43,120)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,332</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(135)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">60</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(75)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">178</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,340,085</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(15,717)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(24,755)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(40,472)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">87,196</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,398)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,175)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,573)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Option contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">595,180</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(2,099)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(13)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(2,112)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchase commitments &ndash; long position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">90,152</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,643</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(3,229)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,414</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">47,270</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,540</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,910)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,630</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">811</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">43</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">41</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,743</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">102</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(33)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">69</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">33,328</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">958</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(284)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">674</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Commitments to sell &ndash; long position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">207,126</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,897</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,403</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,300</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">54,242</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,335</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,453</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,788</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">306</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">135,554</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">71</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">98</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,024</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">481</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(80)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">401</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchase commitments &ndash; short position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">79,174</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(7,701)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,848</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(3,853)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45,965</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(6,791)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,656</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,135)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">841</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(26)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(13)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,849</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(114)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">31</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(83)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27,519</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(770)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">148</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(622)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Commitments to sell &ndash; short position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">218,728</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(5,938)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(3,035)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(8,973)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">56,179</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,952)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,074)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8,026)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">512</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(25)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(26)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">138,946</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(82)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(9)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(91)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23,091</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(879)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">49</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(830)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Forward operations</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">18,380</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,161</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(71)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,090</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchases receivable</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,341</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,958</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(21)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,937</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">575</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">575</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(26)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">549</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,760</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,377</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,383</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchases payable obligations</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,760)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,758)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,760)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,758)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Sales receivable</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,239</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,196</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,196</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">164</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">159</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">160</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,037</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,036</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,075</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Sales deliverable obligations</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,800</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(3,233)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(52)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(3,285)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,037</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,233)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(52)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,285)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,763</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">33,240</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(236)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(120)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(356)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Asset position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">13,733</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">399</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">57</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">456</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,620</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">57</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">60</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,113</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">342</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">54</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">396</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Liability position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">19,507</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(635)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(177)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(812)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,464</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(62)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(68)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(130)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16,043</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(573)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(109)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(682)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">351,973</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(602)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">645</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">43</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Asset position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">176,966</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">9,099</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">593</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">9,692</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,422</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">310</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">337</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">174,544</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,789</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">566</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,355</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Liability position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">175,007</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(9,701)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">52</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(9,649)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,718</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,294)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">74</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,220)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">173,289</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8,407)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(22)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8,429)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Other derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,768</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">49</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">297</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">346</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Asset position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,668</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">292</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">528</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">820</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">804</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">633</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,231</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">282</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">76</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">358</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">403</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">403</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Liability position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,100</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(243)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(231)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(474)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">194</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">520</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(6)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(11)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">283</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(225)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(215)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(440)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">103</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(12)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(20)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">Asset</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">46,586</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">31,555</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">78,141</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">Liability</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(46,461)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(25,463)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(71,924)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">125</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">6,092</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">6,217</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Derivative contracts mature as follows (in days):</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Off-balance sheet &ndash; notional amount <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">0 - 30</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">31 - 180</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">181 - 365</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Over 365 days</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Future contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">178,593</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">571,286</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">176,139</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">156,682</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,082,700</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Swap contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">25,175</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">412,688</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">143,504</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">847,424</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,428,791</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Option contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">163,703</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">369,554</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30,752</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">31,171</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">595,180</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Forwards (onshore)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,811</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,951</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">610</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18,380</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,614</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,556</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23,070</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">33,240</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">126,185</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">140,671</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">44,413</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">40,704</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">351,973</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">Other derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">34</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">1,806</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">1,133</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">5,795</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">8,768</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font: 9pt Arial, sans-serif">1) Comprises R$ 264,608 pegged to Libor.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; width: 33%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; width: 12%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 13%">Off-balance sheet notional amount</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 16%">Balance sheet account receivable / (received) (payable) / paid</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 13%">Adjustment to fair value (in income / stockholders' equity)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 13%">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Future contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">857,781</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchase commitments</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">470,895</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,627</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">703</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">429,862</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">25,703</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Commitments to sell</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">386,886</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,181</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,308</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">342,575</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">26,822</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Swap contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,861)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,229</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,368</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Asset position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,338,457</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">13,410</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">24,604</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">38,014</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,318,082</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,339</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23,835</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">34,174</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20,373</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,071</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">769</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,840</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Liability position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,338,457</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(15,271)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(19,375)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(34,646)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">497</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(37)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(40)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">130</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,309,778</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(13,331)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(19,377)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(32,708)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28,052</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,903)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,897)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Option contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,621,736</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">154</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,449)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,295)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchase commitments &ndash; long position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">145,412</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">17,981</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,496</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">19,477</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11,929</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">521</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,140</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,661</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">471</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">40</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">63,697</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">127</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">98</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">225</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">69,315</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,313</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">238</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,551</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Commitments to sell &ndash; long position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">668,380</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,433</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(658)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,775</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18,928</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">878</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">339</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,217</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">306</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">582,086</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">154</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(148)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">67,060</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,392</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(846)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">546</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchase commitments &ndash; short position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">79,734</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(17,595)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(2,781)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(20,376)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,045</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(348)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,185)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,533)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">274</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(9)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,284</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(68)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(48)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(116)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">62,131</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(17,171)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,547)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(18,718)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Commitments to sell &ndash; short position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">728,210</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(2,665)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">494</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(2,171)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16,545</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(648)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(368)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,016)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">266</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(19)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">642,475</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(227)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">211</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(16)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">68,924</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,771)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">640</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,131)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Forward operations</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">26,129</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,362</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(13)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,349</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchases receivable</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,016</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,186</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(27)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,159</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">948</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">948</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(27)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">921</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">68</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">238</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">238</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Purchases payable obligations</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(68)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(68)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(68)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(68)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Sales receivable</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">20,765</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,938</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">14</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,952</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,258</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,244</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,243</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">694</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">694</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19,507</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">15</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">15</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Sales deliverable obligations</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,348</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(694)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(694)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">694</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(694)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(694)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,654</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">21,556</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(532)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">576</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">44</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Asset position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">13,414</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(271)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">513</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">242</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,784</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(37)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">101</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">64</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11,612</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(234)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">412</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">178</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Liability position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,142</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(261)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">63</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(198)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,865</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(63)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(46)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,277</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(198)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">46</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(152)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">278,531</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">239</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">808</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,047</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Asset position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">144,123</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,256</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">687</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,943</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,489</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">478</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">477</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">141,629</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,778</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">688</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,466</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Liability position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">134,408</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(5,017)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">121</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(4,896)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,104</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(50)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(47)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">133,304</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,967)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">118</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,849)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Other derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,064</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">25</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">303</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">328</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Asset position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,132</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">164</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">319</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">483</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">202</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,869</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">161</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">29</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">190</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">61</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">282</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">285</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Liability position</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">932</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(139)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(16)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(155)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">576</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(9)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(12)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(21)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">347</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(130)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(133)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign currency</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">Asset</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">42,097</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">26,948</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">69,045</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">Liability</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(41,710)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(21,494)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(63,204)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">387</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">5,454</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">5,841</TD></TR>
  <TR>
    <TD STYLE="font-family: Arial, sans-serif; vertical-align: bottom">Derivative contracts mature as follows (in days):</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: left"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Off-balance sheet &ndash; notional amount <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">0 - 30</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">31 - 180</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">181 - 365</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Over 365 days</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">Future contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">370,243</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">248,922</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">74,456</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">164,160</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">857,781</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">Swap contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">131,681</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">155,022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">121,040</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">930,714</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,338,457</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">Option contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,230,470</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">268,254</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45,731</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">77,281</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,621,736</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">Forwards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,173</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13,402</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,551</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">26,129</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,602</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">826</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,128</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,556</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">77,962</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">113,359</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">48,091</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">39,119</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">278,531</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left">Other derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">199</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">739</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">624</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">4,502</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">6,064</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font: 9pt Arial, sans-serif">1) Comprises R$ 289,252 pegged to Libor.&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Derivatives by notional amount</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="font-family: Arial, sans-serif; text-align: justify">See below the composition of the Derivative Financial Instruments portfolio by type of instrument, stated at their notional amounts, per trading location (organized or over-the-counter market) and counterparties.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 21%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Future contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Swap contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Option contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Forwards</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 11%">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 13%">Other derivative financial instruments</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Stock exchange</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,082,256</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">926,922</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">499,639</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">13,578</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">15,153</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">77,222</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Over-the-counter market</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">444</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">501,869</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">95,541</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,802</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">18,087</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">274,751</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,768</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Financial institutions</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">375,646</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">54,846</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,796</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18,087</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">133,208</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,599</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Companies</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">444</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">118,506</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">39,486</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">140,413</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,168</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Individuals</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,717</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,209</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,130</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">1,082,700</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">1,428,791</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">595,180</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">18,380</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">33,240</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">351,973</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">8,768</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Future contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Swap contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Option contracts</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Forwards</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Other derivative financial instruments</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Stock exchange</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">857,781</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">817,629</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,530,730</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">25,368</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,535</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">65,035</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Over-the-counter market</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">520,828</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">91,006</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">761</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">14,021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">213,496</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,064</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Financial institutions</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">413,651</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">57,540</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">761</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,021</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">76,415</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,861</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Companies</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">103,758</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">32,415</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">136,270</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,200</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Individuals</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,419</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,051</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">811</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">857,781</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,338,457</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,621,736</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">26,129</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">21,556</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">278,531</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">6,064</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) Credit derivatives</B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">CDS (credit default swap) is a credit derivative in which, upon a default related to the reference entity, the protection buyer is entitled to receive, the amount equivalent to the difference between the face value of the CDS contract and the fair value of the liability on the date the contract was settled, also known as the recovered amount. The protection buyer does not need to hold the reference entity's debt instrument in order to receive the amounts due when a credit event occurs, as per the terms of the CDS contract.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">TRS (total return swap) is a transaction in which a party swaps the total return of an asset or of a basket of assets for regular cash flows, usually interest and a guarantee against capital loss. In a TRS contract, the parties do not transfer the ownership of the assets.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">ITA&Uacute; UNIBANCO HOLDING assesses the risk of a credit derivative based on the credit ratings attributed to the reference entity by independent credit rating agencies. Investment grade entities are those for which credit risk is rated as Baa3 or higher, as rated by Moody's, and BBB- or higher, by Standard &amp; Poor&rsquo;s and Fitch Ratings.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 38%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 14%">Maximum potential of future payments, gross</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Up to 1 year</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">From 1 to 3 years</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">From 3 to 5 years</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Over 5 years</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">By instrument</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">CDS</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,925</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,374</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,165</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,158</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,228</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">TRS</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,671</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,671</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">Total by instrument</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">25,596</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">10,045</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">5,165</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">7,158</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">3,228</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">By risk rating</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Investment grade</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,614</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">261</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">623</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">656</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">74</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Below investment grade</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23,982</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,784</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,542</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,502</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,154</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">Total by risk</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">25,596</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">10,045</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">5,165</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">7,158</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">3,228</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">By reference entity</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Brazilian government</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20,423</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,487</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,238</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,652</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,046</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Governments &ndash; abroad</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">212</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">124</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">67</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Private entities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,961</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,434</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,906</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,439</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">182</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total by entity</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">25,596</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">10,045</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">5,165</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">7,158</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">3,228</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Maximum potential of future payments, gross</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Up to 1 year</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">From 1 to 3 years</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">From 3 to 5 years</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Over 5 years</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">By instrument</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">CDS</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,837</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,681</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,566</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,590</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">TRS</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,610</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,610</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">Total by instrument</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">15,447</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">7,291</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">3,566</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">4,590</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">By risk rating</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Investment grade</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">516</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">194</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">253</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">69</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Below investment grade</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,931</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,097</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,313</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,521</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">Total by risk</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">15,447</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">7,291</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">3,566</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">4,590</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">By reference entity</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Brazilian government</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11,882</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,144</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,792</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,946</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Governments &ndash; abroad</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">196</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">33</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">102</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">61</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Private entities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,369</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,114</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,672</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">583</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total by entity</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">15,447</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">7,291</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">3,566</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">4,590</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">-</TD></TR>
  </TABLE>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="font-family: Arial, sans-serif; text-align: justify">The following table presents the notional amount of credit derivatives purchased. The underlying amounts are identicalto those for which ITA&Uacute; UNIBANCO HOLDING has sold credit protection.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 20%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 28%">Notional amount of credit protection sold</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 26%">Notional amount of credit protection purchased with identical underlying amount</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 26%">Net position</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: center">CDS</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(17,925)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,644</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(10,281)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">TRS</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(7,671)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(7,671)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(25,596)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">7,644</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(17,952)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Notional amount of credit protection sold</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Notional amount of credit protection purchased with identical underlying amount</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Net position</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: center">CDS</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(9,837)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,109</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,728)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: center">TRS</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,610)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,610)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(15,447)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">6,109</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(9,338)</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>e) Financial instruments subject
to offsetting, enforceable master netting arrangements and similar agreements</B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp; </B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="font-family: Arial, sans-serif; text-align: justify">The following tables set forth the financial assets and liabilities that are subject to offsetting, enforceable master netting arrangements and similar agreements, as well as how these financial assets and liabilities have been presented in ITA&Uacute; UNIBANCO HOLDING's consolidated financial statements. These tables also reflect the amounts of collateral pledged or received in relation to financial assets and liabilities subject to enforceable arrangements that have not been presented on a net basis in accordance with IAS 32.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="font-family: Arial, sans-serif">Financial assets subject to offsetting, enforceable master netting arrangements and similar agreements:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Gross amount of recognized financial assets <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Gross amount offset in the Balance Sheet</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Net amount of financial assets presented in the Balance Sheet</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Related amounts not offset in the Balance Sheet <SUP>(2)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Financial instruments <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Cash collateral received</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 28%">Securities purchased under agreements to resell</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 13%">272,045</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 14%">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 14%">272,045</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 12%">(3,875)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 11%">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 8%">268,170</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">78,141</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">78,141</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(29,858)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">48,283</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Gross amount of recognized financial assets <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Gross amount offset in the Balance Sheet</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Net amount of financial assets presented in the Balance Sheet</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Related amounts not offset in the Balance Sheet <SUP>(2)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Financial instruments <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Cash collateral received</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 0.5pt solid">Securities purchased under agreements to resell</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">169,711</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">169,711</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(3,649)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">166,062</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">Derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">69,045</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">69,045</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(14,517)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(217)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">54,311</TD></TR>
  <TR>
    <TD COLSPAN="7" STYLE="font-family: Arial, sans-serif; vertical-align: bottom">&nbsp;</TD></TR>
  <TR>
    <TD COLSPAN="7" STYLE="font-family: Arial, sans-serif; vertical-align: bottom">Financial liabilities subject to offsetting, enforceable master netting arrangements and similar agreements:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Gross amount of recognized financial liabilities <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Gross amount offset in the Balance Sheet</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Net amount of financial liabilities presented in the Balance Sheet</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Related amounts not offset in the Balance Sheet <SUP>(2)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Financial instruments <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Cash collateral pledged</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 0.5pt solid">Securities sold under repurchase agreements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">306,630</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">306,630</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(43,939)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">262,691</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">71,924</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">71,924</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(29,858)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(136)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">41,930</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Gross amount of recognized financial liabilities <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">Gross amount offset in the Balance Sheet</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">Net amount of financial liabilities presented in the Balance Sheet</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Related amounts not offset in the Balance Sheet <SUP>(2)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Financial instruments <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cash collateral pledged</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Securities sold under repurchase agreements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">252,848</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">252,848</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(39,317)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">213,531</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">Derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">63,204</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">63,204</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(14,517)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">48,687</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="7" STYLE="font: 9pt Arial, sans-serif; text-align: justify">1) Includes amounts of master offset agreements and other such agreements, both enforceable and unenforceable.<BR>
2) Limited to amounts subject to enforceable master offset agreements and other such agreements.<BR>
3) Includes amounts subject to enforceable master offset agreements and other such agreements, and guarantees in financial instruments.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="7" STYLE="font: 9pt Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="font-family: Arial, sans-serif; text-align: justify">Financial assets and financial liabilities are offset in the balance sheet only when there is a legally enforceable right to offset the recognized amounts and there is an intention to settle on a net basis, or realize the asset and settle the liability simultaneously.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="font-family: Arial, sans-serif; text-align: justify">Derivative financial instruments and repurchased agreements not set off in the balance sheet relate to transactions in which there are enforceable master netting agreements or similar agreements, but the offset criteria have not been met in accordance with paragraph 42 of IAS 32 mainly because ITA&Uacute; UNIBANCO HOLDING has no intention to settle on a net basis, or realize the asset and settle the liability simultaneously.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 7 - Hedge accounting</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">There are three types of hedge relations: Fair value
hedge, Cash flow hedge and Hedge of net investment in foreign operations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In hedge accounting, the groups of risk factors measured
by&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;are:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Interest
Rate: Risk of loss in transactions subject to interest rate variations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Currency:
Risk of loss in transactions subject to foreign exchange variation.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The structure of risk limits is extended to the risk
factor level, where specific limits aim at improving the monitoring and understanding process, as well as avoiding concentration of these
risks.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The structures designed for interest rate and exchange
rate categories take into account total risk when there are compatible hedging instruments. In certain cases, management may decide to
hedge a risk for the risk factor term and limit of the hedging instrument.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The other risk factors hedged by the institution are
shown in Note&nbsp;32.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">To protect cash flows and fair value of instruments
designated as hedged items,&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;uses derivative financial instruments and financial assets. Currently
Futures Contracts, Options, NDF (Non Deliverable Forwards), Forwards, Swaps and Financial Assets are used.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;manages risks through
the economic relationship between hedging instruments and hedged items, where the expectation is that these instruments will move in opposite
directions and in the same proportion, with the purpose of neutralizing risk factors.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 20pt; text-align: justify">The designated coverage ratio is always 100% of the
risk factor eligible for coverage. Sources of ineffectiveness are in general related to the counterparty&#8217;s credit risk and possible
mismatches of terms between the hedging instrument and the hedged item.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Cash flow hedge</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The cash flow hedge strategies of ITA&Uacute; UNIBANCO
HOLDING consist of hedging exposure to variations in cash flows, in interest payment and currency exposure which are attributable to changes
in interest rates on recognized and unrecognized assets and liabilities.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;applies cash flow
hedge strategies as follows:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Interest rate risks:</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Hedge
of time deposits and repurchase agreements: to hedge fluctuations in cash flows of interest payments resulting from changes in the DI
interest rate, through futures contracts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Hedge
of asset transactions: to hedge fluctuations in cash flows of interest receipts resulting from changes in the DI rate, through futures
contracts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Hedge
of assets denominated in UF*: to hedge fluctuations in cash flows of interest receipts resulting from changes in the UF*, through swap
contracts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Hedge
of Funding: to hedge fluctuations in cash flows of interest payments resulting from changes in the TPM* rate, through swap contracts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Hedge
of loan operations: to hedge fluctuations in cash flows of interest receipts resulting from changes in the TPM* rate<B>, </B>through swap
contracts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Hedge
of repurchase agreements: to hedge fluctuations in cash flows of interest received from changes in Selic (benchmark interest rate), through
futures contracts.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Hedging
of expected highly probable transactions: to hedge the risk of variation in the amount of the commitments assumed when resulting from
variation in the exchange rates.</P>

<P STYLE="font: 9pt/107% Arial,sans-serif; margin: 0 0 8pt">*UF &#8211; Chilean unit of account / TPM &#8211; Monetary policy rate</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;does not use the qualitative
method to evaluate the effectiveness or to measure the ineffectiveness of these strategies.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For cash flow hedge strategies,&nbsp;ITA&Uacute; UNIBANCO
HOLDING uses the hypothetical derivative method. This method is based on a comparison of the change in the fair value of a hypothetical
derivative with terms identical to the critical terms of the variable-rate liability, and this change in the fair value is considered
a proxy of the present value of the cumulative change in the future cash flow expected for the hedged liability.&nbsp;</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Strategies</FONT></TD>
    <TD ROWSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Heading</FONT></TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Hedged
    item</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Hedge
    instrument</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Book
    Value</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Variation
    in value recognized in Other comprehensive income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Cash
    flow hedge reserve</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Notional
    Amount</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Variation
    in fair value used to calculate hedge ineffectiveness&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; width: 30%"><FONT STYLE="font-size: 7pt">Interest rate risk</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 19%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 6%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 6%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 10%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 9%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 9%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 10%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of deposits and repurchase agreements</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Securities sold under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">133,814</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">133,698</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of assets transactions</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Loans and lease operations and Securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">6,774</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(398)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(398)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">6,376</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(398)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of asset-backed securities under repurchase agreements</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Securities purchased under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">45,918</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,471)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,471)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">44,435</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,471)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of loan operations</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Loans and lease operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">273</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(8)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(8)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">281</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(8)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of funding</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4,939</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">127</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">127</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,066</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">127</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of assets denominated in UF</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">12,448</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(113)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(113)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">12,561</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(113)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Foreign exchange risk</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of highly probable forecast transactions</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">283</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(22)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">149</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">305</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(22)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of funding</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">375</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">373</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">65,413</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">139,411</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(866)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(695)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">203,095</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(866)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Strategies</FONT></TD>
    <TD ROWSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Heading</FONT></TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Hedged
    item</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Hedge
    instrument</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Book
    Value</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Variation
    in value recognized in Other comprehensive income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Cash
    flow hedge reserve</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Notional
    Amount</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Variation
    in fair value used to calculate hedge ineffectiveness&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Interest rate risk</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of deposits and repurchase agreements</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Securities sold under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">39,142</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,065</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,065</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">39,136</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,072</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of assets transactions</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Loans and lease operations and Securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">8,621</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(409)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(409)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">8,213</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(409)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of asset-backed securities under repurchase agreements</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Securities purchased under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">40,526</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,686)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,686)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">39,962</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,698)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of loan operations</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Loans and lease operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">131</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">131</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of funding</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,749</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">30</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">30</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,779</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">30</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of assets denominated in UF</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">14,558</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(127)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(127)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">14,683</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(127)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Foreign exchange risk</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Hedge of highly probable forecast transactions</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3,508</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">185</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">740</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3,508</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">185</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">67,344</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">44,891</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(942)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(387)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">111,412</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(946)</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For strategies of deposits and repurchase agreements
to resell, asset transactions and asset-backed securities under repurchase agreements, the entity frequently reestablishes the coverage
ratio, since both the hedged item and the instruments change over time. This occurs because they are portfolio strategies that reflect
the risk management strategy guidelines approved in the proper authority level.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The remaining balance in the reserve of cash flow hedge
for which the hedge accounting is no longer applied is&nbsp;R$ 171 (R$ 555 at 12/31/2021).</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 7pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Hedge
    Instruments</FONT></TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Notional
    amount</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">Book
    Value <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Variations
    in fair value used to calculate hedge ineffectiveness</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Variation
    in value&nbsp;&nbsp;recognized in Other comprehensive income&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Hedge
    ineffecti-veness recognized in income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Amount
    reclassified from Cash flow hedge reserve to income</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Liabilities</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; width: 15%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Interest
    rate risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 15%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 15%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 13%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 18%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Futures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">184,509</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">71</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">69</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(848)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(848)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Forward</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">14,411</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">178</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">1,009</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(117)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(117)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Swaps</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">3,497</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">185</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">123</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">123</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Foreign
    exchange risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Futures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">300</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">47</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(21)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(21)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">378</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Forward</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Swaps</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">373</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">42</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">203,095</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">523</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">1,090</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(866)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(866)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">378</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Hedge
    Instruments</FONT></TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Notional
    amount</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; font-style: normal; font-weight: 700">Book
    Value <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Variations
    in fair value used to calculate hedge ineffectiveness</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Variation
    in value recognized in Other comprehensive income&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Hedge
    ineffecti-veness recognized in income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Amount
    reclassified from Cash flow hedge reserve to income</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Liabilities</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Interest
    rate risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Futures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">87,311</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">58</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(1,035)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(1,030)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(13)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Forward</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">16,830</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">118</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">593</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(118)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(118)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Swaps</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">3,763</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">22</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">21</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Foreign
    exchange risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Futures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">3,480</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">252</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">185</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">185</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Forward</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">28</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">111,412</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">447</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">617</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(946)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(942)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(13)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="font: 9pt Arial, sans-serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">1) Amounts
    recorded under heading Derivatives.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Hedge of net investment in foreign
operations</B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="font: 12pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 9pt">ITA&Uacute; UNIBANCO HOLDING's
    strategies for net investments in foreign operations consist of hedging the exposure inthe functional currency of the foreign operation
    against the functional currency of head office.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="font: 12pt Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="font: 12pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 9pt">The risk hedged in this type
    of strategy is the currency risk.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="font: 12pt Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="font: 12pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 9pt">ITA&Uacute; UNIBANCO HOLDING
    does not use the qualitative method to evaluate the effectiveness or to measure the ineffectiveness of these strategies.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="font: 12pt Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="font: 12pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 9pt">Instead, ITA&Uacute; UNIBANCO
    HOLDING uses the Dollar Offset Method, which is based on a comparison of the change infair value (cash flow) of the hedging instrument,
    attributable to changes in the exchange rate and the gain (loss) arising from variations in exchange rates on the amount of investment
    abroad designated as the object of the hedge.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Strategies</FONT></TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedged
    item</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    instrument</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Book
    Value <SUP>(2)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in value recognized in Other comprehensive income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Foreign
    currency conversion reserve</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in fair value used to calculate hedge ineffectiveness</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; width: 36%"><FONT STYLE="font-size: 8pt">Foreign exchange risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left; width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left; width: 12%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left; width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Hedge
    of net investment in foreign operations <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">7,172</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,708)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,708)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">8,481</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,899)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">7,172</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,708)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,708)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">8,481</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,899)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Strategies</FONT></TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedged
    item</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    instrument</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Book
    Value <SUP>(2)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in value recognized in Other comprehensive income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Foreign
    currency conversion reserve</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in fair value used to calculate hedge ineffectiveness</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Foreign exchange risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Hedge
    of net investment in foreign operations <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">11,325</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,701)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,701)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">15,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,720)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">11,325</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,701)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,701)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">15,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,720)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="font: 9pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">1) Hedge instruments consider the gross tax position.<BR>
    2) Amounts recorded under heading Derivatives.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In the period, the amount of&nbsp;R$ 7,049&nbsp;(R$
11,752&nbsp;at&nbsp;12/31/2021) was reversed from the hedge relationship, which remaining balance in the Foreign currency conversion reserve
(Stockholders' equity) is&nbsp;R$ (3,116)&nbsp;(R$ (5,265)&nbsp;at 12/31/2021), with no effect on the result as foreign investments were
maintained.</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    instruments</FONT></TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Book
    Value <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variations
    in fair value used to calculate hedge ineffectiveness</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in the value recognized in Other comprehensive income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    ineffectiveness recognized in income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Amount
    reclassified from foreign currency conversion reserve into income</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; width: 26%"><FONT STYLE="font-size: 8pt">Foreign exchange risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 6%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 14%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 14%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 12%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 14%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Future</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5,759)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5,718)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(41)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Future / NDF - Non Deliverable Forward</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,733</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">117</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">206</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,285)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,152)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(133)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Future / Financial Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,748</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,839</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(7,855)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(7,838)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(17)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">8,481</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,637</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,045</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,899)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,708)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(191)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    instruments</FONT></TD>
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Book
    Value <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variations
    in fair value used to calculate hedge ineffectiveness</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in the value recognized in Other comprehensive income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    ineffectiveness recognized in income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Amount
    reclassified from foreign currency conversion reserve into income</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Foreign exchange risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Future</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,126</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">286</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,252)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,241)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(11)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Future / NDF - Non Deliverable Forward</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,036</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">209</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">95</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,534)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,529)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Future / Financial Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">5,762</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6,566</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,653</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(7,934)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(7,931)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">15,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">7,061</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,748</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,720)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(14,701)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(19)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="font: 9pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">1) Amounts recorded under heading Derivatives.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Fair value hedge</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The fair value hedging strategy of&nbsp;ITA&Uacute;
UNIBANCO HOLDING&nbsp;consists of hedging the exposure to variation in fair value on the receipt and payment of interest on recognized
assets and liabilities.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;applies fair value
hedges as follows:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">&nbsp;<B>Interest rate risk:</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>To
protect the risk of variation in the fair value of receipt and payment of interest resulting from variations in the fair value of the
variable rates involved, by contracting swaps and futures.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;does not use the qualitative
method to evaluate the effectiveness or to measure the ineffectiveness of these strategies.&nbsp;</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Instead,&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;uses
the percentage approach and dollar offset method:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
percentage approach is based on the calculation of change in the fair value of the revised estimate for the hedged position (hedged item)
attributable to the protected risk versus the change in the fair value of the derivative hedging instrument.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
dollar offset method is based on the difference between the variation in the fair value of the hedging instrument and the variation in
the fair value of the hedged item attributed to changes in the interest rate.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The effects of hedge accounting on the financial position
and performance of&nbsp;ITA&Uacute; UNIBANCO HOLDING are presented below:</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Strategies</FONT></TD>
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    Item</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Hedge
    Instruments <SUP>(2)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Book
    Value <SUP>(1)</SUP></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Fair
    Value</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in fair value reconized in income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in fair value used to calculate hedge ineffectiveness</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; width: 28%"><FONT STYLE="font-size: 8pt">Interest rate risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 16%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of loan operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17,205</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">16,686</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(519)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17,205</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">519</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of funding</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,779</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,458</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,321</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,779</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,317)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: justify"><FONT STYLE="font-size: 8pt">Hedge
    of securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6,911</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6,682</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(229)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,573</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">220</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">24,116</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">14,779</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">23,368</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">13,458</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">573</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">36,557</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(578)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="4" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Strategies</FONT></TD>
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    Item</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Hedge
    Instruments <SUP>(2)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Book
    Value <SUP>(1)</SUP></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Fair
    Value</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in fair value reconized in income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in fair value used to calculate hedge ineffectiveness</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Interest rate risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of loan operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,890</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,917</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,890</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(28)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of funding</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,051</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,661</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">390</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,051</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(388)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: justify"><FONT STYLE="font-size: 8pt">Hedge
    of securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,162</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,128</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(34)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,885</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">29</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">12,052</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">11,051</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">12,045</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">10,661</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">383</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">22,826</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(387)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="font: 9pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">1) Amounts recorded under heading Deposits, Securities,
    Funds from Interbank Markets and Loan and Lease Operations.<BR>
    2) Comprises the amount of R$ 4,181 (R$ 6,422 at 12/31/2021), related to instruments exposed by the change in reference interest
    rates - IBORs.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">At 12/31/2021, the amount of&nbsp;R$ 8,001 was reversed
from the hedge relationship, which effective portion is R$ 125, with no effect on the result because it is a fair value hedge of securities
at fair value through other comprehensive income.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For loan operations strategies, the entity reestablishes
the coverage ratio, since both the hedged item and the instruments change over time. This occurs because they are portfolio strategies
that reflect the risk management strategy guidelines approved in the proper authority level.</P>



<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    Instruments</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Book
    value <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in fair value used to calculate hedge ineffectiveness</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    ineffectiveness recognized in income</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; width: 27%"><FONT STYLE="font-size: 8pt">Interest rate risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 20%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 20%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Swaps</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">36,334</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,202</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,354</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(574)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Futures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">223</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">36,557</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,203</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,354</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(578)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(5)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    Instruments</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Book
    value <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Variation
    in fair value used to calculate hedge ineffectiveness</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    ineffectiveness recognized in income</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Liabilities</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Interest rate risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Swaps</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22,826</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">551</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(387)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">22,826</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">551</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(387)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(4)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="font: 9pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">1) Amounts recorded under heading
    Derivatives.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="font-family: Arial, sans-serif">The table below presents, for each strategy, the notional amount and the fair value adjustments of hedge instruments and the book value of the hedged item:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 40%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 10%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    instruments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedged
    item</FONT></TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedge
    instruments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Hedged
    item</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Fair
    value adjustments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Book
    Value</FONT></TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Notional
    amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Fair
    value adjustments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Book
    Value</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of deposits and repurchase agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">133,698</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(69)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">133,814</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39,136</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(24)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39,142</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of highly probable forecast transactions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">305</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">44</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">283</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,508</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">252</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,508</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of net investment in foreign operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,481</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,592</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,172</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">15,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,313</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,325</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of loan operations (Fair value)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17,205</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">826</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17,205</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,890</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(28)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,890</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of loan operations (Cash flow)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">281</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(8)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">273</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">131</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">131</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of funding (Fair value)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,779</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,027)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,779</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,051</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(388)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,051</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of funding (Cash flow)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,439</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">396</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,314</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,779</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">137</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,749</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of assets transactions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,376</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,774</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,213</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,621</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of asset-backed securities under repurchase agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">44,435</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">65</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">45,918</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39,962</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">50</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">40,526</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of assets denominated in UF</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12,561</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,011)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12,448</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,683</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(593)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,558</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Hedge of securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,573</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">50</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6,911</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,885</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">29</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,162</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,864</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,756</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 10pt">The table below shows the breakdown by maturity
    of the hedging strategies:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 42%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">0-1
    year</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">1-2
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">2-3
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">3-4
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">4-5
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">5-10
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Over
    10 years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of deposits and repurchase agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">95,962</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">25,458</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,048</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,877</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">353</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">133,698</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of highly probable forecast transactions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">305</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">305</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Calibri, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Hedge
    of net investment in foreign operations <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,481</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,481</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of loan operations (Fair value)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,834</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,270</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,214</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,388</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,740</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,759</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17,205</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of loan operations (Cash flow)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">28</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">253</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">281</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of funding (Fair value)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,007</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,091</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,293</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,884</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">532</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,877</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,095</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,779</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of funding (Cash flow)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,072</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">135</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">232</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,439</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of assets transactions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,376</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,376</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of asset-backed securities under repurchase agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">16,187</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,513</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">18,071</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">35</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">629</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">44,435</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of assets denominated in UF</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,256</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,305</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12,561</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-style: italic; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Hedge
    of securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">522</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">749</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,195</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">406</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">318</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">663</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">720</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,573</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">143,654</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">47,897</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">30,074</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">5,713</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">8,096</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">10,884</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,815</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">248,133</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">0-1
    year</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">1-2
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">2-3
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">3-4
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">4-5
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">5-10
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Over
    10 years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of deposits and repurchase agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,284</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,453</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,221</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,313</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,332</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,533</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39,136</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of highly probable forecast transactions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,508</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,508</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Hedge
    of net investment in foreign operations <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,888</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,888</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of loan operations (Fair value)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,377</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,522</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">797</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">838</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">809</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,547</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,890</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of loan operations (Cash flow)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">131</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">131</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of funding (Fair value)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,206</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,072</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">302</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">273</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,920</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,916</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,362</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,051</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of funding (Cash flow)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,147</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,632</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,779</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of assets transactions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,198</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,015</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,213</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of asset-backed securities under repurchase agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,322</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,963</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,976</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,098</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">603</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39,962</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Hedge of assets denominated in UF</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,148</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,535</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,683</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-style: italic; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Hedge
    of securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">453</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">56</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">50</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">805</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,884</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">40,209</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">35,630</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">30,367</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">23,042</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">9,111</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">8,404</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,362</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">148,125</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="font: 9pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">1) Classified as current, since instruments are
    frequently renewed.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 8 - Financial assets at fair
value through other comprehensive income - Securities</B></P>

<P STYLE="text-align: center; font: 9pt/107% Sans-Serif; margin-top: 0; margin-bottom: 8pt; color: Red"><B></B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; padding-bottom: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The fair value and corresponding gross carrying
    amount of Financial Assets at Fair Value through Other Comprehensive Income - Securities assets are as follows:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid; width: 24%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Gross
    carrying amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair
    value adjustments (in&nbsp;&nbsp;stockholders' equity)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair
    value</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Gross
    carrying amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair
    value adjustments (in stockholders' equity)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair
    value</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Brazilian
    government securities <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">58,306</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,121)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">55,185</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">71,298</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,656)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">69,642</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other government securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">36</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(36)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">36</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(36)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Government
    securities &ndash; abroad <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">32,287</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(477)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">31,808</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">30,507</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(313)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">30,194</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Argentina</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,141</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,138</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">409</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">405</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Colombia</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,964</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(196)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,768</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,942</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(95)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,847</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Chile</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">17,002</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(243)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">16,759</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">19,885</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(151)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">19,734</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">United States</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">7,120</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(47)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">7,073</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,518</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Mexico</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">745</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">740</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,028</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Paraguay</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,457</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">28</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,483</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,516</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(57)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,459</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Uruguay</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">858</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(11)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">847</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,207</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,209</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Corporate
    securities <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">15,715</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,500)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(76)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">13,139</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6,714</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(880)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(48)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,786</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">8,552</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,342)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6,210</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,629</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(886)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">743</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Rural product note</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">417</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">430</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Bank deposit certificates</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">30</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">30</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">132</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">131</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,044</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(44)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,013</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">392</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(44)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">351</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Eurobonds and other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,813</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(207)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(28)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,578</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,498</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,498</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial bills</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">853</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">23</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">872</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">57</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">57</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">106,344</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6,098)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(114)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">100,132</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">108,555</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,849)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(84)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">105,622</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-size: 9pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1)
    Financial assets at fair value through other comprehensive income - Securities pledged in guarantee of funding transactions of financial
    institutions and customers were: a) Brazilian government securities R$ 38,668 (R$ 43,560 at 12/31/2021), b) Government securities
    - abroad R$ 3,447 (R$ 2,385 at 12/31/2021) and c) Corporate securities R$ 1,274 (778 at 12/31/2021), totaling R$ 43,389 (R$ 46,723
    at 12/31/2021).</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; text-align: center; margin-top: 0; margin-bottom: 8pt; color: Red"><B>&nbsp;</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">The gross carrying amount and the fair value of financial assets through other comprehensive income - securities by maturity are as follows:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 35%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 18%">Gross carrying amount</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 14%">Fair value</TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 18%">Gross carrying amount</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 14%">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">41,671</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">39,247</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">27,398</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">26,428</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Non-stated maturity</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,552</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,210</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,629</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">743</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Up to one year</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">33,119</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">33,037</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">25,769</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">25,685</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">64,673</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">60,885</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">81,157</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">79,194</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">From one to five years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">43,441</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">41,773</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">64,034</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">63,256</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">From five to ten years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">15,405</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,267</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,017</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11,557</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">After ten years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,827</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,845</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,106</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,381</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">106,344</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">100,132</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">108,555</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">105,622</TD></TR>
  </TABLE>


<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">Equity instruments at
    fair value through other comprehensive income - securities are presented in the table below:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 14%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-size: 8pt">Gross
    carrying amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 15%"><FONT STYLE="font-size: 8pt">Adjustments
    to fair value (in Stockholders' equity)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-size: 8pt">Expected
    loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-size: 8pt">Fair
    value</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-size: 8pt">Gross
    carrying amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 19%"><FONT STYLE="font-size: 8pt">Adjustments
    to fair value (in Stockholders' equity)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-size: 8pt">Expected
    loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-size: 8pt">Fair
    value</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Non-stated maturity</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,552</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2,342)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,210</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,629</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(886)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">743</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">8,552</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(2,342)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6,210</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,629</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(886)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">743</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;adopted the option
of designating equity instruments at fair value through other comprehensive income due to the particularities of a certain market.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In the period there was no receipt of dividends and
there was reclassification of&nbsp;R$ (48.3)&nbsp;in Stockholders' equity, due to partial sale of XP INC shares (Note&nbsp;3).</P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Reconciliation of expected loss for Other
    financial assets, segregated by stages:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 26%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Expected
    loss</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Gains
    / (Losses)</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Purchases</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Settlements</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Transfer
    to stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Transfer
    to stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cure
    from stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cure
    from stage 3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Expected
    loss</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Financial
    assets at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(84)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(14)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(16)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(114)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Brazilian
    government securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(36)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(36)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(36)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(36)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Government
    securities - abroad</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Corporate
    securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(48)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(15)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(76)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(44)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(44)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Eurobonds and other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(14)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(28)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(4)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Expected
    loss</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Gains
    / (Losses)</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Purchases</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Settlements</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Transfer
    to stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Transfer
    to stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cure
    from stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Cure
    from stage 3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Expected
    loss</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Financial
    assets at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(93)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(84)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Brazilian
    government securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(36)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(36)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(36)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(36)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Government
    securities - abroad</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Corporate
    securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(56)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(48)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(44)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(44)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Eurobonds and other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(3)</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


<!-- Field: Page; Sequence: 80 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: right; width: 100%">F - <!-- Field: Sequence; Type: Arabic; Name: PageNo -->45<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 9 - Financial assets at amortized
cost - Securities</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The Financial assets at amortized cost -
    Securities are as follows:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">09/30/2022</FONT></TD>
    <TD STYLE="border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: black 0.5pt solid; width: 27%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Amortized
    Cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Expected
    Loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Net
    Amortized Cost</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Amortized
    Cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Expected
    Loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Net
    Amortized Cost</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">Brazilian
    government securities <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">83,647</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(32)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">83,615</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">68,045</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(37)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">68,008</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">Government
    securities &ndash; abroad <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">39,324</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(12)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">39,312</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">24,888</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">24,881</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Colombia</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">927</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">926</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">925</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">924</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Chile</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4,263</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4,263</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">828</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">828</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Korea</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10,447</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10,445</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5,604</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5,604</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Spain</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9,976</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9,974</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6,132</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6,131</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Mexico</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">13,670</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">13,663</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">11,377</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">11,372</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Paraguay</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Uruguay</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">24</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">24</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">22</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">Corporate
    securities <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">84,793</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1,841)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">82,952</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">54,813</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1,904)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">52,909</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Rural product note</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">19,524</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(70)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">19,454</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5,906</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(14)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5,892</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Bank deposit certificates</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">64</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">64</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">110</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">109</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Real estate receivables certificates</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6,694</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6,690</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3,988</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3,987</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">45,859</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1,752)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">44,107</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">39,403</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1,883)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">37,520</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Eurobonds and other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">95</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">95</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">457</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">455</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Financial bills</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">109</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">109</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">51</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">51</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Promissory and commercial
    notes</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">11,593</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">11,583</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4,219</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4,217</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">855</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">850</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">679</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">678</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">207,764</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1,885)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">205,879</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">147,746</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1,948)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">145,798</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="font-size: 9pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1)
    Financial Assets at Amortized Cost &ndash; Securities Pledged as Collateral of Funding Transactions of Financial Institutions and
    Customers were: a) Brazilian government securities R$ 21,139 (R$ 12,570 at 12/31/2021); b) Government securities - abroad R$ 401
    and c) Corporate securities R$ 12,268 (R$ 11,358 at 12/31/2021), totaling R$ 33,808 (R$ 23,928 at 12/31/2021).</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">On January 1, 2022, a new business model was created,
classified as Amortized Cost, for capital management of companie located in Chile (Ita&uacute; CorpBanca), in which Foreign Government
Securities in the amount of R$ 5,069, previously classified in the Fair Value business model through Other Comprehensive Income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">On 09/30/2022, the fair value of reclassified assets
would be of R$ 4,263 and the adjustment to fair value that would have been recognized in Other Comprehensive Income would be of R$ (76).</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The amortized cost of Financial assets at
    amortized cost - Securities by maturity is as follows:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">09/30/2022</FONT></TD>
    <TD STYLE="border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: black 0.5pt solid; width: 31%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 17%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Amortized
    Cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 17%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Net
    Amortized Cost</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 17%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Amortized
    Cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 17%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Net
    Amortized Cost</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">59,454</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">58,775</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">45,353</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">45,169</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Up to one year</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">59,454</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">58,775</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">45,353</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">45,169</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Non-current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">148,310</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">147,104</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">102,393</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100,629</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">From one to five years</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">103,331</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">102,921</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">70,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">69,965</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">From five to ten years</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">38,647</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">37,851</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">26,404</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">25,600</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">After ten years</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6,332</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6,332</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5,065</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5,064</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">207,764</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">205,879</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">147,746</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">145,798</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Reconciliation of expected loss to financial
    assets at amortized cost&nbsp;&nbsp;- securities, segregated by stages:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; color: white"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">01/01/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 32%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Gains
    / (Losses)</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial assets at amortized
    cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(74)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(38)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(100)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">33</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(176)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazilian
    government securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(37)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(32)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Government
    securities - abroad</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(12)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Colombia</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Korea</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Spain</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Mexico</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(7)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate
    securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(30)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(47)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(87)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">29</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(132)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Rural product note</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(34)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(33)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(64)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Bank deposit certificate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real estate receivables certificates</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">14</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(19)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(18)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(24)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(26)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">15</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(53)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Eurobond and other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Promissory and commercial
    notes</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(10)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Gains
    / (Losses)</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial assets at amortized
    cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(38)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(98)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">90</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(50)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate
    securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(38)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(98)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">90</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(50)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Rural product note</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(38)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(92)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">90</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(40)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Gains
    / (Losses)</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial assets at amortized
    cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,836)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(158)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(18)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">353</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,659)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate
    securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,836)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(158)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(18)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">353</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,659)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Rural product note</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">9</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,827)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(164)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(12)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">344</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,659)</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 31%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Gains
    / (Losses)</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial assets at amortized
    cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(185)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">188</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(147)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">70</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(74)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Brazilian
    government securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(44)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(37)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Government
    securities - abroad</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(14)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">37</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(36)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(7)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Chile</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Colombia</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Korea</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Spain</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Mexico</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(22)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate
    securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(127)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">144</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(111)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">64</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(30)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Rural product note</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(23)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">39</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(24)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Bank deposit certificate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real estate receivables certificates</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(8)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(78)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">74</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(52)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">38</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(18)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Eurobond and other</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(20)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Promissory notes</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">01/01/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Gains
    / (Losses)</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial assets at amortized
    cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(20)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">16</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(38)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate
    securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(20)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">16</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(38)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Rural product note</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real estate receivables certificates</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(47)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">17</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(20)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(38)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Gains
    / (Losses)</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Expected
    loss</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Financial
    assets at amortized cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,827)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">610</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(51)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">432</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,836)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate
    securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,827)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">610</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(51)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">432</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,836)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Rural product note</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(15)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(9)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,827)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">604</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(36)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">432</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,827)</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 10 - Loan and lease operations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Composition of loans and lease
operations portfolio</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Below is the
    composition of the carrying amount of loan operations and lease operations by type, sector of debtor, maturity and concentration:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Loans
    and lease operations by type</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">385,607</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">332,536</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Credit card</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">129,485</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">112,809</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Personal loan</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">52,129</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">42,235</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Payroll loans</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">72,478</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">63,416</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Vehicles</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">31,743</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">29,621</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Mortgage loans</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">99,772</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">84,455</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">142,480</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">135,034</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Micro / small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">160,353</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">149,970</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Foreign
    loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">194,915</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">205,050</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Total
    loans and lease operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">883,355</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">822,590</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">Provision
    for Expected Loss <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(49,876)</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(44,316)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-bottom: black 1pt solid; text-align: justify; width: 72%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Total
    loans and lease operations, net of Expected Credit Loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 1pt solid; text-align: right; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">833,479</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 1pt solid; text-align: right; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">778,274</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font-size: 9pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1)
    Comprises Expected Credit Loss for Financial Guarantees Pledged R$ (748) (R$ (767) at 12/31/2021) and Loan Commitments R$ (3,165)
    (R$ (4,433) at 12/31/2021).</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font-size: 9pt; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">By
    maturity</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Overdue as from 1 day</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">28,074</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20,960</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Falling due up to 3 months</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">242,374</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">211,329</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Falling due from 3 months
    to 12 months</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">218,722</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">205,119</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Falling due after 1 year</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">394,185</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">385,182</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Total
    loans and lease operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">883,355</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">822,590</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">By
    concentration</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Largest debtor</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6,177</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6,414</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10 largest debtors</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">34,367</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">33,694</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20 largest debtors</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">51,230</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">49,541</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">50 largest debtors</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">84,264</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">79,403</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100
    largest debtors</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">117,239</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">111,116</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 20pt; text-align: justify">The breakdown of the loans and lease operations portfolio
by debtor&#8217;s industry is described in Note&nbsp;32, item 1.4.1 - By business sector.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Gross Carrying Amount (Loan Portfolio)</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Reconciliation of gross portfolio of loans
    and lease operations, segregated by stages:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 26%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Transfer
    to Stage 3 <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Acquisition
    / (Settlement)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">270,371</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(35,170)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,225)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">9,962</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">59,773</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">302,711</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">128,519</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(445)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,006</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">118</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">8,987</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">138,182</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">124,555</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(14,105)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,271)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6,830</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">40</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">14,582</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">130,631</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">178,719</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5,777)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(814)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,867</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">18</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(511)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">173,502</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">702,164</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(55,497)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(4,313)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">19,665</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">176</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">82,831</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">745,026</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Acquisition
    / (Settlement)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: top; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">38,168</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(9,962)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(9,458)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">35,170</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,052</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,683)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">51,287</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,600</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,006)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(94)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">445</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">18</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(33)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">930</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">16,749</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6,830)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,268)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">14,105</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">825</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,727)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">19,854</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">13,389</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,867)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,463)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,777</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">413</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,280)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">12,969</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">69,906</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(19,665)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(15,283)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">55,497</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">2,308</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(7,723)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">85,040</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Acquisition
    / (Settlement)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">23,997</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,052)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,225</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">9,458</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(10,130)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">7,111</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">31,609</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,915</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(118)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(18)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">94</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(608)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(900)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">3,368</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">8,666</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(40)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(825)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,271</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,268</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,731)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">259</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">9,868</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12,942</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(18)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(413)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">814</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,463</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,778)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5,566)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">8,444</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">50,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(176)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(2,308)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">4,313</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">15,283</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(15,247)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">904</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">53,289</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Consolidated
    3 Stages</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Acquisition
    / (Settlement)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: top; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: top; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">332,536</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(10,130)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">63,201</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">385,607</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">135,034</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(608)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">8,054</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">142,480</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">149,970</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(2,731)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">13,114</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">160,353</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">205,050</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,778)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(8,357)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">194,915</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Total
    <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">822,590</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(15,247)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">76,012</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">883,355</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1) In the movement
    of transfer of operations from stage 1 to stage 3 over the period, a representative part there of have first gone through stage 2.<BR>
    2) Comprises R$ 25,956 pegged to Libor.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Reconciliation of gross portfolio of loans
    and lease operations, segregated by stages:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 26%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Transfer
    to Stage 3 <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Acquisition
    / (Settlement)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">199,158</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(30,578)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,663)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12,788</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">90,666</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">270,371</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">123,665</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(865)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(109)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,338</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">43</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4,447</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">128,519</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">96,784</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(14,019)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(960)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">9,630</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">146</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">32,974</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">124,555</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">167,601</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(8,527)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(929)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,794</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">468</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">14,312</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">178,719</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">587,208</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(53,989)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(3,661)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">29,550</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">657</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">142,399</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">702,164</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Acquisition
    / (Settlement)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">30,793</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(12,788)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(7,207)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">30,578</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,141</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4,349)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">38,168</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,793</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,338)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(182)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">865</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">20</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(558)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">1,600</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">15,965</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(9,630)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,867)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">14,019</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">742</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,480)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">16,749</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">16,692</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5,794)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,630)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">8,527</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">959</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,365)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">13,389</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">66,243</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(29,550)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(13,886)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">53,989</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">2,862</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(9,752)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">69,906</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Acquisition
    / (Settlement)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">25,532</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,141)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,663</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">7,207</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(10,309)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,045</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">23,997</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">8,063</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(43)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(20)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">109</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">182</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(310)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,066)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">4,915</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">9,206</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(146)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(742)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">960</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,867</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,354)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,125)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">8,666</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">17,852</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(468)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(959)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">929</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,630</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5,034)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,008)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">12,942</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">60,653</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(657)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(2,862)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">3,661</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">13,886</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(18,007)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(6,154)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">50,520</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Consolidated
    3 Stages</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Acquisition
    / (Settlement)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: top; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: top; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">255,483</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(10,309)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">87,362</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">332,536</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">134,521</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(310)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">823</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">135,034</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">121,955</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(2,354)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">30,369</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">149,970</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">202,145</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(5,034)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">7,939</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">205,050</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Total
    <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">714,104</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(18,007)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">126,493</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">822,590</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1) In the movement
    of transfer of operations from stage 1 to stage 3 over the period, a representative part thereof have first gone through stage 2.<BR>
    2) Comprises R$ 29,875 pegged to Libor.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>Modification of contractual cash flows</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The amortized cost of financial assets classified in
stages 2 and stage 3, which had their contractual cash flows modified was R$ 1,654&nbsp;(R$ 10,330&nbsp;at 12/31/2021) before the modification,
which gave rise to an effect on profit or loss&nbsp;of R$ 11&nbsp;(R$ 4&nbsp;from&nbsp;01/01 to 09/30/2021). At&nbsp;09/30/2022,&nbsp;the
gross carrying amount of financial assets which had their contractual cash flows modified in the period and were transferred to stage
1 corresponds to&nbsp;R$ 164&nbsp;(R$ 1,330&nbsp;at&nbsp;12/31/2021).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Expected credit loss</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Reconciliation of expected credit loss of
    loans and lease operations, segregated by stages:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 25%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Transfer
    to Stage 3 <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(Increase)
    / Reversal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6,851)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,358</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">196</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(494)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">93</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(5,698)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(413)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(123)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(93)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(627)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,812)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">616</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">87</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(404)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,523)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,373)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">128</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">14</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(73)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(59)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(2,368)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(11,449)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">2,106</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">297</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(1,094)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(20)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(56)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(10,216)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(Increase)
    / Reversal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: top; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4,501)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">494</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3,410</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,358)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(85)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,583)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(5,623)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(865)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">123</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">22</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(403)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,136)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,556)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">404</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">806</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(616)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(133)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,217)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(2,312)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,353)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">73</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">405</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(128)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(93)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(361)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,457)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(8,275)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">1,094</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">4,643</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(2,106)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(320)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(5,564)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(10,528)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(Increase)
    / Reversal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(12,868)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">85</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(196)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,410)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">10,130</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(11,176)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(17,435)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,529)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">9</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(22)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">608</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">214</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(2,718)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4,023)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">133</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(87)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(806)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,731</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,838)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(5,877)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(4,172)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">93</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(14)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(405)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,778</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(387)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(3,102)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(24,592)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">20</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">320</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(297)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(4,643)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">15,247</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(15,187)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(29,132)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Consolidated
    3 Stages</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(Increase)
    / Reversal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; vertical-align: middle; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: top; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">09/30/2022
    (2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(24,220)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">10,130</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(14,666)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(28,756)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(4,807)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">608</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(282)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(4,481)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(7,391)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">2,731</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(5,052)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(9,712)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(7,898)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">1,778</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(807)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(6,927)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(44,316)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">15,247</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(20,807)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(49,876)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font-size: 9pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1)
    In the movement of transfer of operations from stage 1 to stage 3 over the period, a representative part thereof have first gone
    through stage 2.<BR>
    2) Comprises Expected Credit Loss for Financial Guarantees R$ (748) (R$ (767) at 12/31/2021) and Loan Commitments R$ (3,165) (R$
    (4,433) at 12/31/2021).</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Reconciliation of expected credit loss of
    loans and lease operations, segregated by stages:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 25%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">Transfer
    to Stage 3 <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(Increase)
    / Reversal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5,403)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1,435</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">203</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(579)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,507)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(6,851)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(740)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">36</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(132)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">417</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(413)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,273)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">592</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">64</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(464)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(51)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(680)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,812)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,389)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">226</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(179)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(46)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(2,373)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(9,805)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">2,289</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">287</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(1,354)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(99)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(2,767)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(11,449)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    to Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    from Stage 3</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(Increase)
    / Reversal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,255)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">579</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,639</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,435)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(79)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,950)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(4,501)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,261)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">132</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">32</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(36)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">274</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(865)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(1,337)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">464</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">685</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(592)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(112)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(664)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,556)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,029)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">179</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">867</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(226)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(284)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">140</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,353)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(7,882)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">1,354</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">4,223</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(2,289)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(481)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(3,200)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(8,275)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Cure
    to Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 1</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Transfer
    from Stage 2</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(Increase)
    / Reversal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: bottom; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: top; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(12,472)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">79</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(203)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,639)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">10,309</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(7,942)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(12,868)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(5,952)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(8)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(32)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">310</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,145</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(3,529)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(3,759)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">51</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">112</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(64)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(685)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2,354</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(2,032)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(4,023)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(8,452)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">46</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">284</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(12)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(867)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">5,034</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(205)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(4,172)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(30,635)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">99</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">481</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(287)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(4,223)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">18,007</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(8,034)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(24,592)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Consolidated
    3 Stages</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance
    at</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Derecognition</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(Increase)
    / Reversal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Closing
    balance</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12/31/2021
    (2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(21,130)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">10,309</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(13,399)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(24,220)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(7,953)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">310</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">2,836</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(4,807)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Micro / Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(6,369)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">2,354</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(3,376)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(7,391)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(12,870)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">5,034</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(62)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 400">(7,898)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(48,322)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">18,007</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(14,001)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; font-style: normal; font-weight: 700">(44,316)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font-size: 9pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">1)
    In the movement of transfer of operations from stage 1 to stage 3 over the period, a representative part thereof have first gone
    through stage 2.<BR>
    2) Comprises Expected Credit Loss for Financial Guarantees R$ (767) (R$ (907) at 12/31/2020) and Loan Commitments R$ (4,433) (R$
    (3,485) at 12/31/2020).</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) Lease operations - Lessor</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Finance leases
    are composed of vehicles, machines, equipment and real estate in Brazil and abroad. The analysis of portfolio maturities is presented
    below:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-bottom: black 0.5pt solid; width: 26%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Payments
    receivable</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 13%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Future
    financial income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Present
    value</FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 1%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Payments
    receivable</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Future
    financial income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-bottom: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Present
    value</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">2,095</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">(553)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">1,542</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">2,365</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">(351)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">2,014</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Up to 1 year</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">2,095</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(553)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">1,542</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">2,365</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(351)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">2,014</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Non-current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">8,900</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">(2,831)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">6,069</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">9,342</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">(2,743)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">6,599</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">From 1 to 2 years</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1,762</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(542)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">1,220</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1,727</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(456)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">1,271</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">From 2 to 3 years</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(416)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">943</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1,394</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(369)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">1,025</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">From 3 to 4 years</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">979</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(319)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">660</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1,042</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(296)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">746</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">From 4 to 5 years</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">785</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(262)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">523</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">834</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(251)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">583</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Over 5 years</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4,015</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1,292)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">2,723</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4,345</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1,371)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">2,974</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">10,995</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">(3,384)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">7,611</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">11,707</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">(3,094)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">8,613</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Financial lease revenues are composed of:</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 44%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">07/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">07/01
    to 09/30/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">01/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">01/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Financial income</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">249</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">177</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">684</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">539</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Variable payments</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">252</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">180</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">690</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 700">547</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>e) Operations of securitization or
transfer and acquisition of financial assets</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">ITA&Uacute; UNIBANCO HOLDING carried out operations of securitization or transfer of financial assets in which there was retention of credit risks of financial assets transferred under co-obligation covenants. Thus, these credits are still recorded in the Balance Sheet and are represented as follows:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Nature of operation</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Assets</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Liabilities <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Assets</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Liabilities <SUP>(1)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Book value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Book value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Book value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Book value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 19%">Mortgage loan</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 10%">185</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 10%">184</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 10%">185</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 10%">183</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 10%">235</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 10%">235</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 10%">235</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 10%">234</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Working capital</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">608</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">608</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">608</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">608</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">800</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">800</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">795</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">795</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">793</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">792</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">793</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">791</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,035</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,035</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,030</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,029</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif">1) Under Other liabilities.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">From&nbsp;01/01 to 09/30/2022 operations of transfer
of financial assets with no retention of risks and benefits generated impact on the result of R$ 345, net of the Allowance for Loan Losses
(R$ 657 from 01/01 to 09/30/2021).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 11 - Investments in associates
and joint ventures</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Non-material individual investments
of ITA&Uacute; UNIBANCO HOLDING</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">01/01 to 09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 45%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Investment</TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 14%">Equity in earnings</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 15%">Other comprehensive income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 13%">Total Income</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Associates <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,686</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">491</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">491</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Joint ventures <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">241</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(53)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">(53)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">6,927</FONT></TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">438</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">438</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Investment</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Equity in earnings</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Other comprehensive income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Total Income</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Associates <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,891</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,053</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(48)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">1,005</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Joint ventures <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">230</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(58)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">(58)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">6,121</FONT></TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">995</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">(48)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">947</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="font: 9pt Arial, sans-serif; text-align: justify">1) At 09/30/2022, this includes interest in total capital and voting capital of the following companies: Pravaler S.A. (51.94% total capital and 41.97% voting capital; 52.64% total capital and 42.37% voting capital at 12/31/2021); Porto Seguro Ita&uacute; Unibanco Participa&ccedil;&otilde;es S.A. (42.93% total and voting capital; 42.93% at 12/31/2021); BSF Holding S.A. (49% total and voting capital; 49% at 12/31/2021); Gestora de Intelig&ecirc;ncia de Cr&eacute;dito S.A (19.64% total capital and 20% voting capital; 19.64% total and 20% voting capital at 12/31/2021); Compa&ntilde;ia Uruguaya de Medios de Procesamiento S.A. (31.27% total and voting capital; 29.24% at 12/31/2021); Rias Redbanc S.A. (25% total and voting capital; 25% at 12/31/2021); Kinea Private Equity Investimentos S.A. (80% total capital and 49% voting capital; 80% total capital and 49% voting capital at 12/31/2021) and Tecnologia Banc&aacute;ria S.A. (28.05% total capital and&nbsp;&nbsp;28.95% voting capital; 28.05% total capital and 28.95% voting capital at 12/31/2021). At 05/31/2021 occurred the spin-off of the investment in XP Inc. (Note 3).<BR>
2) At 09/30/2022, this includes interest in total and voting capital of the following companies: Ol&iacute;mpia Promo&ccedil;&atilde;o e Servi&ccedil;os S.A. (50% total and voting capital; 50% at 12/31/2021); ConectCar Solu&ccedil;&otilde;es de Mobilidade Eletr&ocirc;nica S.A. (50% total and voting capital; 50% at 12/31/2021) and includes result not arising from subsidiaries' net income.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 12 - Lease Operations - Lessee</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;is the lessee mainly
of properties for use in its operations, which include renewal options and restatement clauses. During the period ended 09/30/2022, total
cash outflow with lease amounted to R$ 729&nbsp;and lease agreements in the amount of&nbsp;R$ 483 were renewed. There are no relevant
sublease agreements.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Total liabilities in accordance with remaining contractual
maturities, considering their undiscounted flows, is presented below:</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 66%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 17%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 17%">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Up to 3 months</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">297</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">304</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">3 months to 1 year</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">842</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">842</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">From 1 to 5 years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,938</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,088</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Over 5 years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,128</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,980</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total Financial Liability</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">5,205</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">6,214</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Lease amounts recognized in the Consolidated Statement of Income:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; width: 52%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">07/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">07/01 to <BR>
09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Sublease revenues</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">9</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">19</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">12</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Depreciation expenses</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(340)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(306)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(679)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(924)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Interest expenses</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(163)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(58)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(301)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(201)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Lease expenses for low value assets</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(37)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(22)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(75)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(60)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Variable expenses not include in lease liabilities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(15)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(16)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(42)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(51)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(546)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(398)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(1,078)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(1,224)</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 20pt">In the period from 01/01 to 09/30/2022&nbsp;and 01/01 to 09/30/2021, there
was no impairment adjustment.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 13 - Fixed assets</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Fixed assets <SUP>(1)</SUP></FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Anual depreciation rates</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Depreciation</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Impairment</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Residual</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; width: 36%">Real Estate</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 15%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 12%">7,262</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 12%">(3,972)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 14%">(151)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%">3,139</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Land</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,202</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,202</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Buildings and Improvements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">4% to 10%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,060</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,972)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(151)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,937</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Other fixed assets</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">15,546</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(11,363)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(45)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,138</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Installations and furniture</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">10% to 20%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,480</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,599)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(14)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">867</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Data processing systems</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">20% to 50%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,375</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(7,514)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(31)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,830</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Other <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">10% to 20%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,691</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,250)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,441</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">22,808</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(15,335)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(196)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">7,277</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="font: 9pt Arial, sans-serif">1) The contractual commitments for purchase of the fixed assets totaled R$ 3, achievable by 2024 (Note 32b III.II - Off balance commitments).<BR>
2) Other refers to negotiations of Fixed assets in progress and other Communication, Security and Transportation equipment.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Fixed assets <SUP>(1)</SUP></FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Anual depreciation rates</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Depreciation</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Impairment</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Residual</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Real Estate</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,372</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(4,089)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(110)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,173</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Land</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,127</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,127</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Buildings and Improvements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">4% to 10%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,245</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,089)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(110)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,046</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Other fixed assets</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">14,659</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(10,832)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(37)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,790</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Installations and furniture</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">10% to 20%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,312</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,463)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(10)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">839</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Data processing systems</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">20% to 50%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,094</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(7,170)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(27)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,897</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Other <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">10% to 20%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,253</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,199)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,054</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">22,031</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(14,921)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(147)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">6,963</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="font: 9pt Arial, sans-serif">1) The contractual commitments for purchase of the fixed assets totaled R$ 3, achievable by 2022 (Note 32b III.II - Off balance commitments).<BR>
2) Other refers to negotiations of Fixed assets in progress and other Communication, Security and Transportation equipment.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 14 - Goodwill and Intangible
assets</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Note</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Goodwill
    and intangible from acquisition</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Intangible
    assets</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Association
    for the promotion and offer of financial products and services</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Software
    acquired</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Internally
    developed software</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Other
    intangible assets <SUP>(1)</SUP></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; width: 23%"><FONT STYLE="font-size: 8pt">Annual amortization rates</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">8%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">20%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">20%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">10% to 20%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at</FONT> <FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,031</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,657</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,476</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,157</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,431</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39,752</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Acquisitions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">433</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,180</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">682</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">4,295</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Rescissions / disposals</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(234)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(237)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Exchange variation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,240)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(206)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(426)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(58)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,930)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Other
    <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(12)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,105)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">663</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">625</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">171</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at</FONT> <FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,791</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,439</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,375</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">15,000</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,446</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">42,051</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Amortization</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at</FONT> <FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,374)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,149)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,220)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,984)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(11,727)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Amortization
    expense <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(79)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(388)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,169)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(891)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(2,527)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Rescissions / disposals</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">234</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">235</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Exchange variation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">90</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">225</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">44</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">363</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Other
    <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">661</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(322)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(449)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(98)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at</FONT> <FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,351)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,650)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5,707)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,046)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(13,754)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Impairment</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">2d VIII</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at</FONT> <FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5,209)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(712)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(171)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(823)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6,915)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Increase</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Exchange variation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">713</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">103</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">816</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top"><FONT STYLE="font-size: 8pt">Balance at</FONT> <FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: right"><FONT STYLE="font-size: 8pt">(4,496)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: right"><FONT STYLE="font-size: 8pt">(609)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: right"><FONT STYLE="font-size: 8pt">(171)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: right"><FONT STYLE="font-size: 8pt">(824)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 8pt">(6,100)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Book value</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at</FONT> <FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">7,295</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">479</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,554</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">8,469</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,400</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">22,197</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">1) Includes amounts paid for
    acquisition of rights to provide services of payment of salaries, proceeds, retirement and pension benefits and similar benefits.<BR>
    2) Amortization expenses related to the rights for acquisition of payrolls and associations, in the amount of R$ (884) (R$ (860)
    from 01/01 to 12/31/2021) are disclosed in the General and administrative expenses (Note 23).<BR>
    3) Includes the total amount of R$ 58 related to the hyperinflationary for Argentina.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Goodwill and Intangible Assets from Acquisition are
mainly represented by Ita&uacute; CorpBanca&#8217;s goodwill in the amount of R$ 2,759&nbsp;(R$ 3,375&nbsp;at&nbsp;12/31/2021).&nbsp;</P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Note</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Goodwill
    and intangible from acquisition</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Intangible
    assets</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Association
    for the promotion and offer of financial products and services</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Software
    acquired</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Internally
    developed software</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Other
    intangible assets <SUP>(1)</SUP></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top"><FONT STYLE="font-size: 8pt">Annual amortization rates</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: center"><FONT STYLE="font-size: 8pt">8%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: center"><FONT STYLE="font-size: 8pt">20%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: center"><FONT STYLE="font-size: 8pt">20%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: center"><FONT STYLE="font-size: 8pt">10% to 20%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 23%"><FONT STYLE="font-size: 8pt">Cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at 12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,959</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,822</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,484</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,664</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,274</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">34,203</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Acquisitions
    <SUP>(4)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">738</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,511</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,413</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">7,667</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Rescissions / disposals</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(65)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(236)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(324)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Exchange variation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(918)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(155)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(238)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(20)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,331)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Other
    <SUP>(3,5)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(15)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(443)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(463)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at 12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,031</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,657</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,476</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,157</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,431</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">39,752</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Amortization</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at 12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,347)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,680)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,288)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,410)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(9,725)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Amortization
    expense <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(109)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(819)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(942)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(791)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(2,661)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Rescissions / disposals</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">28</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">214</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">252</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Exchange variation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">68</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">125</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">196</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Other
    <SUP>(3,5)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">197</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">211</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at 12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,374)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,149)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,220)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,984)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(11,727)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Impairment</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">2d VIII</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at 12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5,772)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(789)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(204)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(383)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(7,148)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Increase</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(440)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(440)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Disposals</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">33</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">33</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Exchange variation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">563</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">77</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">640</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance at 12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5,209)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(712)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(171)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(823)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(6,915)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Book value</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; border-bottom: black 1pt solid; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Balance
    at 12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">7,822</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">571</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,156</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6,114</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,447</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">21,110</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">1) Includes amounts paid for
    acquisition of rights to provide services of payment of salaries, proceeds, retirement and pension benefits and similar benefits.<BR>
    2) Amortization expenses related to the rights for acquisition of payrolls and associations, in the amount of R$ (860) (R$ (594)
    from 01/01 to 12/31/2020) are disclosed in the General and administrative expenses (Note 23).<BR>
    3) Includes the total amount of R$ 34 related to the hyperinflationary adjustment for Argentina.<BR>
    4) Other intangible assets: includes the effect of R$ 2,422 related to acquisition on 07/16/2021 of payroll management of the Government
    of the State of Minas Gerais.<BR>
    5) Includes reclassifications of Software licenses necessary to put data processing systems into use, in the net amount of R$ 327.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 15 - Deposits</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: left">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 27%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Total</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Interest-bearing deposits</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">361,508</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">351,744</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">713,252</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">334,808</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">356,620</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">691,428</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Savings deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">181,826</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">181,826</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">190,601</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">190,601</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Interbank deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,666</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">532</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">4,198</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,490</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">286</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">3,776</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Time deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">176,016</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">351,212</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">527,228</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">140,717</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">356,334</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">497,051</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Non-interest bearing deposits</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">130,722</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">130,722</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">158,944</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">158,944</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Demand deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">127,514</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">127,514</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">158,116</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">158,116</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">3,208</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">3,208</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">828</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">828</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">492,230</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">351,744</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">843,974</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">493,752</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">356,620</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">850,372</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 16 - Financial liabilities designated
at fair value through profit or loss</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 27%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Total</TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Structured notes</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Debt securities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">65</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">67</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">98</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">114</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">65</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">67</FONT></TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">16</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">98</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">114</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">The effect of credit risk of these instruments is not significant at&nbsp;09/30/2022&nbsp;and&nbsp;12/31/2021.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Debt securities do not have a defined amount on maturity,
since they vary according to market quotation and an exchange variation component, respectively.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 17 - Securities sold under repurchase
agreements and interbank and institutional market funds</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Securities sold under repurchase
agreements</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 10pt">The table below shows the breakdown of funds:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Interest
    rate (p.a.)</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Non-current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Non-current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 34%"><FONT STYLE="font-size: 8pt">Assets pledged as collateral</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; width: 17%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">66,296</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">108</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">66,404</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">94,899</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">81</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">94,980</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Government securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">95% of CDI to 13.65%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">41,397</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">41,397</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">67,060</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">67,060</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Corporate securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">28% of CDI to 100% of SELIC</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">23,898</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">23,898</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">25,676</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">25,676</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Own issue</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">11.80% to 15.75%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">20</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">21</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Foreign</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">0.78% to 59%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">997</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">102</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">1,099</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,162</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">61</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">2,223</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Assets received as collateral</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">13.30% to 13.65%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">174,039</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">174,039</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">105,036</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">105,036</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Right
    to sell or repledge the collateral</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">2.35%
    to 98.85% of CDI</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">51,416</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">14,771</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">66,187</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">43,260</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">9,572</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">52,832</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">291,751</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">14,879</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">306,630</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">243,195</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">9,653</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">252,848</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Interbank market funds</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Interest
    rate (p.a.)</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Non-current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Non-current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 31%"><FONT STYLE="font-size: 8pt">Financial bills</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; width: 20%"><FONT STYLE="font-size: 8pt">3.62% to 17.28%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">6,855</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">55,647</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">62,502</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">20,310</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">3,749</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">24,059</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Real estate credit bills</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">4.32% to 15.54%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">16,721</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,287</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">24,008</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,628</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,035</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10,663</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Rural credit bills</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">4.22% to 13.77%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">18,254</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,239</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">31,493</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,342</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">13,701</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Guaranteed real estate bills</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">4.85% to 14.72%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,127</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">43,662</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">46,789</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,623</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">29,375</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">30,998</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Import and export financing</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">0% to 16.33%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">89,839</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">25,430</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">115,269</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">64,274</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22,674</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">86,948</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Onlending domestic</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">0%
    to 18%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,158</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6,734</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10,892</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,929</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6,847</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10,776</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Total
    <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">138,954</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">151,999</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">290,953</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">98,106</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">79,039</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">177,145</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">1) Comprises R$ 12,266 (R$ 34,942 at 12/31/2021)
    pegged to Libor.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">Funding for import and export
    financing represents credit facilities available for financing of imports and exports of Brazilian companies, in general denominated
    in foreign currency.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Institutional market funds</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Interest
    rate (p.a.)</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Non-current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Non-current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 34%"><FONT STYLE="font-size: 8pt">Subordinated debt</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; width: 17%"><FONT STYLE="font-size: 8pt">LIB to 114% of SELIC</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">13,250</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">44,196</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">57,446</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">21,203</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">53,833</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">75,036</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Foreign loans through securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">0.2% to 61.76%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,509</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">51,142</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">65,651</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,560</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">56,283</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">62,843</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Funding
    from structured operations certificates <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">1.54%
    to 15.07%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">389</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,071</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,460</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">143</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">614</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">757</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">28,148</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">98,409</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">126,557</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">27,906</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">110,730</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">138,636</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">1) The fair value of Funding
    from structured operations certificates issued is R$ 3,947 (R$ 790 at 12/31/2021).</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) Subordinated debt, including perpetual
debts</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 41%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 16%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Name
    of security / currency</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Principal
    amount (original currency)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Issue</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Maturity</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Return
    p.a.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>

  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Subordinated financial bills - BRL</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">982</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2012</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">IPCA + 5.15% to 5.60%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,903</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,380</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">20</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2012</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">IGPM + 4.63%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">44</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,146</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2019</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Perpetual</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">114% of SELIC</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,169</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,187</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">935</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2019</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Perpetual</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">SELIC + 1.17% to 1.19%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,012</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">976</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">50</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2019</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2028</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">CDI + 0.72%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">60</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">55</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,281</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2019</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2029</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">CDI + 0.75%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,741</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,502</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">450</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2029</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">CDI + 1.85%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">530</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">481</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">106</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2030</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">IPCA + 4.64%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">135</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">125</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,556</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2030</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">CDI + 2%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,838</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,664</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,488</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2031</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">CDI + 2%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,245</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,651</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,005</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Perpetual</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">CDI + 2.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,003</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">18,636</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">20,065</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Subordinated euronotes - USD</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,341</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2012</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5.50%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,742</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,852</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2012</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2023</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5.13%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,205</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,432</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,240</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2017</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Perpetual</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6.13%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,828</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,997</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">750</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2018</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Perpetual</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6.50%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,063</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,262</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">750</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2019</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2029</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4.50%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,119</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,205</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">700</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Perpetual</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4.63%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,800</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,967</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">500</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2031</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3.88%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,744</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,804</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">200</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Perpetual</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">UST 5Yr + 2.73%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">31,763</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">47,409</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Subordinated bonds - CLP</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27,776</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1997</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7.45% to 8.30%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">180,351</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2008</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2033</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3.50% to 4.92%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,320</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,423</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">97,962</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2009</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2035</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4.75%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,002</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,079</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,060,250</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2010</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2032</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4.35%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">99</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">106</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,060,250</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2010</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2035</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3.90% to 3.96%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">227</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">244</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,060,250</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2010</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2036</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4.48%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,083</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,160</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,060,250</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2010</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2038</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3.93%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">789</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">845</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,060,250</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2010</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2040</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4.15% to 4.29%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">608</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">651</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,060,250</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2010</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2042</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4.45%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">296</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">317</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">57,168</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2014</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2034</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3.80%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">387</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">414</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,828</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,275</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Subordinated bonds - COP</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">104,000</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2013</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2023</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">IPC + 2%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">125</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">145</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">146,000</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2013</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2028</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">IPC + 2%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">175</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">203</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">780,392</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2014</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2024</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">LIB</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">919</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">939</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,219</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,287</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">57,446</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">75,036</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: right; width: 100%">F - <!-- Field: Sequence; Type: Arabic; Name: PageNo -->58<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 18 - Other assets and liabilities</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Other assets</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 65%">&nbsp;</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Note</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Financial</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">104,281</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">96,630</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">At amortized cost</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">103,039</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">96,473</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Receivables from credit card issuers</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">55,416</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">53,968</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Deposits in guarantee for contingent liabilities, provisions and legal obligations</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: center">29d</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13,252</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,264</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Trading and intermediation of securities</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19,395</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,218</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Income receivable</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,476</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,839</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Operations without credit granting characteristics, net of provisions</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,687</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,720</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Insurance and reinsurance operations</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,962</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,565</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Net amount receivables from reimbursement of provisions</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: center">29c</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">871</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">888</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Deposits in guarantee of fund raisings abroad</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">977</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">660</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign exchange portfolio</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,213</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">138</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">At fair value through profit or loss</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,242</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">157</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Other financial assets</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,242</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">157</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Non-financial</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">18,555</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">16,494</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Sundry foreign</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">993</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">621</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Prepaid expenses</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,680</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,243</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Sundry domestic</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,388</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,868</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Assets of post-employment benefit plans</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: center">26e</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">478</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">493</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Lease right-of-use</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,723</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,046</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">2,293</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">2,223</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Current</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">103,549</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">93,604</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Non-current</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">19,287</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">19,520</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Other liabilities</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 64%">&nbsp;</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">Note</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 13%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 13%">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Financial</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">152,338</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">134,267</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">At amortized cost</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">151,795</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">134,106</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Credit card operations</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">123,492</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">108,997</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Trading and intermediation of securities</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,126</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,161</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Foreign exchange portfolio</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,140</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,485</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Finance leases</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,953</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,324</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,084</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,139</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">At fair value through profit or loss</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">543</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">161</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 24px; font-family: Arial, sans-serif">Other financial liabilities</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">543</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">161</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Non-financial</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">55,638</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">42,130</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Funds in transit</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">24,095</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18,027</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Charging and collection of taxes and similar</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,611</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">457</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Social and statutory</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,195</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,853</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Deferred income</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,484</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,278</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Sundry domestic</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,554</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,183</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Personnel provision</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,206</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,244</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Provision for sundry payments</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,078</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,348</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Obligations on official agreements and rendering of payment services</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,727</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,261</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Liabilities from post-employment benefit plans</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: center">26e</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,370</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,209</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1,318</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1,270</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Current</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">198,416</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">167,789</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Non-current</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">9,560</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,608</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 19 - Stockholders&#8217; equity</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Capital</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Capital is represented by&nbsp;9,804,135,348 book-entry
shares with no par value, of which&nbsp;4,958,290,359 are common shares and&nbsp;4,845,844,989 are preferred shares with no voting rights,
but with tag-along rights in a public offering of shares, in a possible transfer of control, assuring them a price equal to 80% (eighty
per cent) of the amount paid per voting share in the controlling block, and a dividend at least equal to that of the common shares.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The breakdown and change in shares of paid-in capital
in the beginning and end of the period are shown below:</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Number</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Amount</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Common</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; width: 44%"><FONT STYLE="font-size: 8pt">Residents in Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; width: 12%"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">4,929,997,183</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">1,771,808,645</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">6,701,805,828</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">62,020</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Residents
    abroad</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">28,293,176</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,074,036,344</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,102,329,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">28,709</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Shares of capital stock</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,845,844,989</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,804,135,348</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">90,729</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Shares
    of capital stock</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,845,844,989</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">9,804,135,348</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">90,729</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Residents in Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,929,427,568</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,612,599,824</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,542,027,392</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">60,541</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Residents abroad</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">28,862,791</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,233,245,165</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,262,107,956</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">30,188</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Treasury
    shares <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">24,244,725</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">24,244,725</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(528)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Result from delivery of treasury shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(20,976,037)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(20,976,037)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">457</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Treasury
    shares <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,268,688</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,268,688</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(71)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Number
    of total shares at the end of the period <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,842,576,301</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,800,866,660</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Number
    of total shares at the end of the period <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,821,600,264</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">9,779,890,623</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Number</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Amount</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Common</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Residents in Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,929,824,281</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,820,159,657</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,749,983,938</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">66,885</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Residents
    abroad</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">28,466,078</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,025,685,332</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,054,151,410</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">30,263</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Shares of capital stock</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,845,844,989</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,804,135,348</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">97,148</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Shares
    of capital stock</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,845,844,989</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">9,804,135,348</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">90,729</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Residents in Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,929,997,183</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,771,808,645</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,701,805,828</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">62,020</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Residents abroad</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">28,293,176</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,074,036,344</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,102,329,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">28,709</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Treasury
    shares <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">41,678,452</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">41,678,452</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(907)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Result from delivery of treasury shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(17,433,727)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(17,433,727)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">379</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Treasury
    shares <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">24,244,725</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">24,244,725</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(528)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Number
    of total shares at the end of the period <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,821,600,264</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,779,890,623</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Number
    of total shares at the end of the period <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,804,166,537</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">9,762,456,896</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="font: 9pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">1) Own shares, purchased based
    on authorization of the Board of Directors, to be held in Treasury, for subsequent cancellation or replacement in the market.<BR>
    2) Shares representing total capital stock net of treasury shares.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Below is the average cost of treasury shares and their market price in reais. In 2022, there was none acquisition of treasury shares.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid">Cost / market value</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Common</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Preferred</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Common</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Preferred</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; width: 18%">Average cost</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 26%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 15%">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 13%">21.76</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 13%">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 13%">21.76</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Market value on the last day of the base date</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">23.52</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">28.06</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">19.09</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">20.95</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Dividends</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Shareholders are entitled to a mandatory minimum dividend
in each fiscal year, corresponding to 25% of adjusted net income, as set forth in the Bylaws.&nbsp; Common and preferred shares participate
equally in income distributed, after common shares have received dividends equal to the minimum annual priority dividend payable to preferred
shares (R$ 0.022 non-cumulative per share).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;monthly advances the
mandatory minimum dividend, using the share position of the last day of the previous month as the calculation basis, and the payment made
on the first business day of the subsequent month in the amount of R$ 0.015 per share.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Calculation of dividends and
interest on capital</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 70%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 15%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 15%">09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Statutory net income</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">22,598</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18,516</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Adjustments:</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">(-)&nbsp;&nbsp;Legal reserve - 5%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,130)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(926)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Dividend calculation basis</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">21,468</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">17,590</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Minimun mandatory dividend - 25%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,367</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,398</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Dividends and interest on capital paid / accrued</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,367</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,398</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - Stockholders' compensation</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 4%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 56%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%">Gross value per share (R$)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%">Value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%">WHT (With holding tax)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%">Net</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif">Paid / prepaid</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,387</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(657)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,730</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle; text-align: left">Interest on capital - 8 monthly installments paid from February to September 2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">0.0150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">1,383</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">(207)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">1,176</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-left: 12px; font-family: Arial, sans-serif">Interest on capital - paid on 08/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">0.2605</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,004</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(450)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,554</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif">Accrued (Recorded in Other liabilities - Social and statutory)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,926</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(289)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,637</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle; text-align: left">Interest on capital - 1 monthly installment paid on 10/03/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">0.0150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">173</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">(26)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">147</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle; text-align: left">Interest on capital</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">0.1521</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">1,753</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">(263)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">1,490</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: left">Total - 01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,313</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(946)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,367</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Gross value per share (R$)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">WHT (With holding tax)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">Net</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left">Paid / prepaid</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">3,713</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(381)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,332</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle; text-align: left">Dividends - 8 monthly installments paid from February to September 2021</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">0.0150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">1,173</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">1,173</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle; text-align: left">Interest on capital - paid on 08/26/2021</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">0.2207</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">2,540</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">(381)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">2,159</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; text-align: left">Accrued (Recorded in Other liabilities - Social and statutory)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">1,229</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">(163)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: right">1,066</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle; text-align: left">Dividends - 1 monthly installment paid on 10/01/2021</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">0.0150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">147</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">147</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle; text-align: left">Interest on capital</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">0.0940</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">1,082</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">(163)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: right">919</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: left">Total - 01/01 to 09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,942</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(544)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,398</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Capital reserves and profit reserves</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; width: 64%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; width: 10%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">09/30/2022</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">12/31/2021</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 1%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Capital reserves</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">2,272</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">2,250</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Premium on subscription of shares</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">284</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">284</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Share-based payment</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,984</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,962</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Reserves from tax incentives, restatement of equity securities and other</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Profit reserves</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">82,543</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">66,161</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Legal <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,716</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13,586</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Statutory <SUP>(2,3)</SUP></FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">79,279</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">64,092</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Corporate reorganizations</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: center">2d I</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(11,452)</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(11,517)</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Total reserves at parent company</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">84,815</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">68,411</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) Its purpose is to ensure the integrity of capital, compensate loss or increase capital.<BR>
2) Its main purpose is to ensure the yield flow to shareholders.<BR>
3) Includes R$ 141 refers to net income remaining after the distribuition of dividends and appropriations to statutory reserves in the statutory accounts of ITA&Uacute; UNIBANCO HOLDING.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) Non-controlling interests</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Stockholders&rsquo; equity</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Income</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 59%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%">12/31/2021</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: center; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%">01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Ita&uacute; CorpBanca</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,252</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,836</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">658</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">912</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Ita&uacute; CorpBanca Colombia S.A.</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">476</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">31</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Financeira Ita&uacute; CBD S.A. Cr&eacute;dito, Financiamento e Investimento</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">756</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">666</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">90</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">108</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Luizacred S.A. Soc. Cred. Financiamento Investimento</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">384</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">426</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(43)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">84</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Other <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1,434</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">208</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">58</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">55</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">8,842</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">11,612</FONT></TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">765</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,190</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) As from 2022, in accordance with Regulatory Instruction No. 272 of 04/01/2022, it includes non-controlling minority of consolidated investments funds.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 20 - Share-based payment</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">ITA&Uacute; UNIBANCO HOLDING and its subsidiaries have share-based payment plans aimed at involving its management members and employees in the medium and long term corporate development process.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The grant of these benefits is only made in years&nbsp;&nbsp;in which there are sufficient profits to permit the distribution of mandatory dividends, limiting dilution to 0.5% of the total shares held by the controlling and minority stockholders at the balance sheet date. These programs are settled through the delivery of ITUB4 treasury shares to stockholders.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Expenses on share-based payment plans are presented in the table below:</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 52%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">07/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">07/01 to <BR>
09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Partner plan <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(56)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(37)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(114)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(89)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Share-based plan</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(122)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(95)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(291)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(287)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(178)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(132)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(405)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(376)</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) As a result of the reduction of the minority interest in XP Inc. and subsequent merger of XPart S.A. (Note 3), in October 2021, there was an increase in the number of ITUB4 shares to be delivered under the variable compensation plans. Payments occured in 2022 are reflected in Personnel Expenses - Compensation (Note 23).</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Partner plan</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The program enables employees and managers of ITA&Uacute; UNIBANCO HOLDING to invest a percentage of their bonus to acquire shares and share-based instruments. There is a lockup period of from three to five years, counted from the initial investment date, and the shares are thus subject to market price variations. After complying with the preconditions outlined in the program, beneficiaries are entitled to receive shares as consideration, in accordance with the number ofshares indicated in the regulations.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The acquisition price of shares and share-based instruments is established every six months as the average of the share price over the last 30 days, which is performed on the seventh business day prior to the remuneration grant date.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The fair value of the consideration in shares is the market price at the grant date, less expected dividends.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; border-bottom: black 1pt solid">Change in the partner program</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 1pt solid">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; width: 74%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 12%">01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 13%">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Quantity</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Quantity</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Opening balance <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white">36,943,996</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">36,291,760</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">New</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">21,516,603</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,094,693</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Delivered</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">(9,226,877)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(11,652,700)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Cancelled</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">(817,826)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,231,366)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">Closing balance</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">48,415,896</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">30,502,387</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Weighted average of remaining contractual life (years)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">2.47</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2.05</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Market value weighted average (R$)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white">22.21</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">20.27</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 9pt; font-style: normal; font-weight: 400">1) </FONT><FONT STYLE="font-size: 8pt; font-family: Arial, Helvetica, Sans-Serif">As a result of the reduction of the minority interest in XP Inc. and subsequent merger of XPart S.A. (Note 3), as from October 2021, there was an increase in the number of ITUB4 shares to be delivered under the variable compensation plans.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B> </B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Variable compensation</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Management members become eligible for the receipt of these benefits according to individual performance, business performance or both. The benefit amount is established according to the activities of each management member whoshould meet at least the performance and conduct requirements.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Management members become eligible for the receipt of these benefits according to individual performance, business performance or both. The benefit amount is established according to the activities of each management member who should meet at least the performance and conduct requirements.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The fair value of the share is the market price at its grant date.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">Change in share-based variable compensation</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; width: 75%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: left; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Quantity</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Quantity</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Opening balance <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">36,814,248</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">27,407,231</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">New</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,965,099</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,805,132</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Delivered</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(14,263,138)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(10,814,168)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Cancelled</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(817,625)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(1,398,953)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Closing balance</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">43,698,584</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">29,999,242</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Weighted average of remaining contractual life (years)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1.16</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1.28</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Market value weighted average (R$)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">24.80</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">28.61</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 9pt; font-style: normal; font-weight: 400">1) </FONT><FONT STYLE="font-size: 8pt; font-family: Arial, Helvetica, Sans-Serif">As a result of the reduction of the minority interest in XP Inc. and subsequent merger of XPart S.A. (Note 3), as from October 2021, there was an increase in the number of ITUB4 shares to be delivered under the variable compensation plans.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 21 - Interest and similar income
and expenses and income of financial assets and liabilities at fair value through profit or loss</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Interest and similar income</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 60%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">07/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">07/01 to 09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Compulsory deposits in the Central Bank of Brazil</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,902</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,020</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,301</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,086</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Interbank deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,067</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">214</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,261</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">617</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Securities purchased under agreements to resell</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,513</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,329</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16,207</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,100</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Financial assets at fair value through other comprehensive income</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,436</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16,354</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11,898</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Financial assets at amortized cost</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,860</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,145</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,874</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,300</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Loan operations</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30,858</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27,832</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">84,934</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">65,760</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other financial assets</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">173</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(229)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">915</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(144)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">51,809</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">37,461</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">136,846</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">89,617</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Interest and similar expense</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 60%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">07/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">07/01 to 09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(15,974)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,816)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(35,483)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(12,054)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Securities sold under repurchase agreements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8,221)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,039)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(19,135)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,795)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Interbank market funds</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,844)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(11,524)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(13,855)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(17,904)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Institutional market funds</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,235)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,249)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(9,677)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(6,603)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Financial expense from technical provisions for insurance and private pension</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(7,215)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">437</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(16,825)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,098)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(48)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(8)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(97)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(16)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(39,537)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(20,199)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(95,072)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(44,470)</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Income of financial assets and
liabilities at fair value through profit or loss</B></P>



<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 60%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">07/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">07/01 to 09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Securities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,645</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(742)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23,303</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,381</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-weight: 400">Derivatives <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,004</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,989</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,984</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,060</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Financial assets designated at fair value through profit or loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(390)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">498</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(421)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Other financial assets at fair value through profit or loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">618</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">271</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,351</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">209</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Financial liabilities at fair value through profit or loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(517)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(272)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,179)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(200)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Financial liabilities designated at fair value</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">19</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">18</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">8</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">15,768</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">4,867</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">28,975</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">11,037</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif">1) Includes the ineffective derivatives portion related to hedge accounting.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">During the period ended 09/30/2022,&nbsp;ITA&Uacute;
UNIBANCO HOLDING&nbsp;derecognized/(recognized)&nbsp;R$ 33&nbsp;of expected losses (R$ 1,003&nbsp;from&nbsp;01/01 to 09/30/2021),&nbsp;R$
(30)&nbsp;for Financial assets &#8211; Fair value through other comprehensive income (R$ 1&nbsp;from&nbsp;01/01 to 09/30/2021)&nbsp;and&nbsp;R$
63&nbsp;for Financial assets &#8211; Amortized cost (R$ 1,002&nbsp;from 01/01 to 09/30/2021).&nbsp;</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 22 - Commissions and banking
fees</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 52%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">07/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">07/01 to <BR>
09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Credit and debit cards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,226</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,032</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,648</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11,270</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Current account services</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,857</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,969</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,743</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,772</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Asset management</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,899</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,931</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,841</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,342</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Funds</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,642</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,792</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,206</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,870</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Consortia</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">257</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">139</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">635</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">472</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Credit operations and financial guarantees provided</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">636</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">650</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,927</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,857</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Credit operations</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">283</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">350</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">930</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">974</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Financial guarantees provided</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">353</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">300</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">997</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">883</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Collection services</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">498</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">516</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,474</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,506</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Advisory services and brokerage</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">844</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">949</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,623</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,842</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Custody services</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">149</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">152</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">464</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">449</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">681</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">663</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1,966</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">1,889</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">11,790</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">10,862</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">34,686</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">30,927</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 23 - General and administrative
expenses</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 63%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%">07/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%">07/01 to 09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 9%">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Personnel&nbsp;&nbsp;expenses</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(7,915)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(6,743)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(23,045)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(20,985)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Compensation, Payroll charges, Welfare benefits, Provision for labor claims, Dismissals, Training and Other <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(6,001)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,268)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(18,253)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(16,909)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Employees&rsquo; profit sharing and Share-based payment <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,914)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,475)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,792)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,076)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Administrative&nbsp;&nbsp;expenses</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(4,355)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(4,067)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(12,808)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(11,483)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: justify">Third-Party and Financial System Services, Security, Transportation and Travel expenses</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,082)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,819)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,730)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,321)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Data processing and&nbsp;&nbsp;telecommunications</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,067)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(992)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,025)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,903)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Installations and Materials</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(288)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(547)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,608)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,528)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Advertising, promotions and&nbsp;&nbsp;publicity</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(566)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(438)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,339)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(873)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(352)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(271)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,106)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(858)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Depreciation and amortization</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,583)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,208)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(4,278)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(3,771)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Other expenses</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(3,442)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(2,858)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(10,496)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(9,525)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Selling - credit cards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,622)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,348)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,718)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,660)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Claims losses</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(274)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(291)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(903)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(759)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Selling of non-financial products</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(115)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(233)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(260)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(294)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: justify">Loss on&nbsp;&nbsp;sale of other assets, fixed assets and investments in associates and joint&nbsp;&nbsp;ventures</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(58)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(89)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(107)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Provision for lawsuits civil</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(244)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(289)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(784)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(782)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Provision for tax and social&nbsp;&nbsp;security lawsuits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">140</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">186</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(530)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">202</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Refund of interbank costs</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(85)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(94)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(267)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(257)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Impairment</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(6)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(7)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(433)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: left">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(1,178)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(784)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(2,938)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(3,435)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(17,295)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(14,876)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(50,627)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(45,764)</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) Includes the effects of the Voluntary Severance Program.<BR>
2) As a result of the reduction of the minority interest in XP Inc. and subsequent merger of XPart S.A. (Note 3), in October 2021, there was an increase in the number of ITUB4 shares to be delivered under the variable compensation plans. Payments occured in 2022 are reflected in Share-based payment (Note 20).</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #003399"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 24 - Taxes</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">ITA&Uacute;
    UNIBANCO HOLDING and each one of its subsidiaries calculate separately, in each fiscal year, Income Tax and Social Contribution on
    Net Income.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-size: 10pt; width: 81%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; width: 19%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Taxes
    are calculated at the rates shown below and consider, for effects of respective calculation bases, the legislation in force applicable
    to each charge.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-size: 10pt; border-top: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Income
    tax</FONT></TD>
    <TD STYLE="font-size: 10pt; border-top: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Additional income tax</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="font-size: 10pt; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">Social
    contribution on net income <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="font-size: 10pt; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">21.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD COLSPAN="2" STYLE="font-size: 9pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1)
    Law No. 14,446/22 (conversion of Provisional Measure (MP) No. 1,115/22), published on September 05, 2022, sets forth the increase
    in the rate of Social contribution on net income which increased from 20% to 21%, applicable to banks, and from 15% to 16%, applicable
    to insurance, capitalization and other financial companies, producing effects from August 01 to December 31, 2022.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; text-align: center; margin-top: 0; margin-bottom: 8pt; color: Red"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Expenses for taxes and contributions</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; padding-bottom: 9pt; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Breakdown of income
    tax and social contribution calculation on net income:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; text-align: center; width: 56%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Due
    on operations for the period</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; text-align: center; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">07/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; text-align: center; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">07/01
    to 09/30/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; text-align: center; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">01/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 1pt solid; text-align: center; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">01/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Income&nbsp;&nbsp;/
    (loss) before income tax and social contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9,827</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9,436</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">29,117</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">31,959</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; background-color: white"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">Charges
    (income tax and social contribution) at the rates in effect <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(4,497)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(4,718)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(13,177)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(14,853)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Increase
    / decrease in income tax and social contribution charges arising from:</FONT></TD>
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Share of profit or (loss)
    of associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">233</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">215</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">551</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">572</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Foreign exchange variation
    on investments abroad</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(16)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">598</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(40)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">162</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Interest on capital</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1,536</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">431</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">2,061</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1,557</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: 400">Other
    nondeductible expenses net of non taxable income <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">698</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1,288</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3,790</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6,077</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Income tax and social contribution
    expenses</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(2,046)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(2,186)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(6,815)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(6,485)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Related
    to temporary differences</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Increase / (reversal) for the period</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">480</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(855)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">662</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(4,120)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(Expenses) / Income from deferred
    taxes</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">480</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(855)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">662</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(4,120)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Total
    income tax and social contribution expenses</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(1,566)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(3,041)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(6,153)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(10,605)</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-size: 9pt; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">1)
    In 2022, it considers&nbsp;&nbsp;the current IRPJ and CSLL rate equal to 45% in the period from January to July and it is equal to
    46% in the period from August to September. In 2021, the rate considered was equal to 45% in the first semester and it was equal
    to 50% in the second semester.<BR>
    2) Includes temporary (additions) and exclusions.</FONT></TD></TR>
  </TABLE>

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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Deferred taxes</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - The deferred tax asset balance
and its changes, segregated based on its origin and disbursements, are represented by:</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 57%">01/01/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">12/31/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">Realization / Reversal</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Increase</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Reflected in income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">52,989</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(14,959)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">17,981</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">56,011</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provision for expected loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28,428</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,742)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,751</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">32,437</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Related to tax losses and social contribution loss carryforwards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,751</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(303)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,137</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,585</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provision for profit sharing</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,265</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,265)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,948</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,948</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provision for devaluation of securities with permanent impairment</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">998</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(571)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">235</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">662</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provisions</TD>
    <TD STYLE="padding-right: 3pt; text-decoration: underline; font-family: Arial, sans-serif; text-align: right">5,848</TD>
    <TD STYLE="padding-right: 3pt; text-decoration: underline; font-family: Arial, sans-serif; text-align: right">(1,366)</TD>
    <TD STYLE="padding-right: 3pt; text-decoration: underline; font-family: Arial, sans-serif; text-align: right">1,400</TD>
    <TD STYLE="padding-right: 3pt; text-decoration: underline; font-family: Arial, sans-serif; text-align: right">5,882</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Civil lawsuits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,257</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(379)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">365</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,243</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Labor claims</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,175</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(894)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">934</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,215</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Tax and social security lawsuits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,416</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(93)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">101</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,424</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Legal obligations</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">822</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(99)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">65</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">788</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment to fair value of financial assets - At fair value through profit or loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,726</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,726)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">586</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">586</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provision relating to health insurance operations</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">362</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">363</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,789</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,887)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,858</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,760</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Reflected in stockholders&rsquo; equity</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,331</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,021)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,224</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,534</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment to fair value of financial assets - At fair value through other comprehensive income</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,329</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(979)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,215</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,565</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Cash flow hedge</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">461</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(42)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">420</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">541</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">549</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Total <SUP>(1,2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">55,320</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(15,980)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">20,205</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">59,545</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify">1) Deferred income tax and social contribution assets and liabilities are recorded in the balance sheet offset by a taxable entity and amounting to R$ 52,611 and R$ 356, respectively.<BR>
2) The accounting records of deferred tax assets on income tax losses and/or social contribution loss carryforwards, as well as those arising from temporary differences, are based on technical feasibility studies which consider the expected generation of future taxable income, considering the history of profitability for each subsidiary individually, and for the consolidated taken as a whole.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp; </B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 56%">01/01/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">12/31/2020</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Realization / Reversal</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Increase</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Reflected in income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">60,248</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(24,407)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">17,148</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">52,989</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provision for expected loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27,933</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(6,274)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,769</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28,428</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Related to tax losses and social contribution loss carryforwards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,528</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,952)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">175</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,751</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provision for profit sharing</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,903</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,903)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,265</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,265</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provision for devaluation of securities with permanent impairment</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,570</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,013)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">441</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">998</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provisions</TD>
    <TD STYLE="padding-right: 3pt; text-decoration: underline; font-family: Arial, sans-serif; text-align: right">5,845</TD>
    <TD STYLE="padding-right: 3pt; text-decoration: underline; font-family: Arial, sans-serif; text-align: right">(1,923)</TD>
    <TD STYLE="padding-right: 3pt; text-decoration: underline; font-family: Arial, sans-serif; text-align: right">1,926</TD>
    <TD STYLE="padding-right: 3pt; text-decoration: underline; font-family: Arial, sans-serif; text-align: right">5,848</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Civil lawsuits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,331</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(591)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">517</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,257</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Labor claims</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,056</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,188)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,307</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,175</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Tax and social security lawsuits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,458</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(144)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">102</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,416</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Legal obligations</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">774</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(36)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">84</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">822</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustments of operations carried out on the futures settlement market</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">52</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(52)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment to fair value of financial assets - At fair value through profit or loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,315</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8,315)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,726</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,726</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Provision relating to health insurance operations</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">356</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">362</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,972</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,939)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,756</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,789</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Reflected in stockholders&rsquo; equity</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,375</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(343)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,299</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,331</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment to fair value of financial assets - At fair value through other comprehensive income</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">60</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(30)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,299</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,329</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Cash flow hedge</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">758</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(297)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">461</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">557</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(16)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">541</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Total <SUP>(1,2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">61,623</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">(24,750)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">18,447</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">55,320</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify">1) Deferred income tax and social contribution assets and liabilities are recorded in the balance sheet offset by a taxable entity and amounting to R$ 50,831 and R$ 280, respectively.<BR>
2) The accounting records of deferred tax assets on income tax losses and/or social contribution loss carryforwards, as well as those arising from temporary differences, are based on technical feasibility studies which consider the expected generation of future taxable income, considering the history of profitability for each subsidiary individually, and for the consolidated taken as a whole.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - The deferred tax liabilities
balance and its changes are represented by:</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 56%">01/01/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">12/31/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Realization /&nbsp;&nbsp;reversal</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Increase</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Reflected in income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,580</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(565)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,925</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,940</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Depreciation in excess finance lease</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">137</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">141</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment of deposits in guarantee and provisions</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,422</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(109)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">168</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,481</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Post-employment benefits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustments of operations carried out on the futures settlement market</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">237</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(237)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">61</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">61</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment to fair value of financial assets - At fair value through profit or loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">71</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(71)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,776</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,776</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Taxation of results abroad &ndash; capital gains</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">834</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(123)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">715</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,873</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(22)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">910</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,761</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Reflected in stockholders&rsquo; equity</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">189</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(116)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">277</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">350</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment to fair value of financial assets - At fair value through other comprehensive income</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">182</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(116)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">277</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">343</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Cash flow hedge</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Post-employment benefits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Total <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">4,769</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(681)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">3,202</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">7,290</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) Deferred income tax and social contribution asset and liabilities are recorded in the balance sheet offset by a taxable entity and amounting to R$ 52,611 and R$ 356, respectively.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">01/01/2021</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">12/31/2020</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Realization / reversal</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Increase</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Reflected in income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,853</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(1,029)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">756</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,580</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Depreciation in excess finance lease</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">145</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">137</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment of deposits in guarantee and provisions</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,404</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(21)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">39</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,422</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Post-employment benefits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">180</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(178)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustments of operations carried out on the futures settlement market</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">452</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(452)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">237</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">237</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment to fair value of financial assets - At fair value through profit or loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">136</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(136)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">71</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">71</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Taxation of results abroad &ndash; capital gains</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">644</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(7)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">197</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">834</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,892</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(227)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">208</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,873</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Reflected in stockholders&rsquo; equity</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">608</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(580)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">161</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">189</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Adjustment to fair value of financial assets - At fair value through other comprehensive income</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">601</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(577)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">158</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">182</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Cash flow hedge</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Post-employment benefits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Total <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">5,461</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(1,609)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">917</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">4,769</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) Deferred income tax and social contribution asset and liabilities are recorded in the balance sheet offset by a taxable entity and amounting to R$ 50,831 and R$ 280, respectively.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>III - The estimate of realization
and present value of deferred tax assets and deferred tax liabilities are:</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">Deferred tax assets</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">Deferred tax liabilities</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">%</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">Net deferred taxes</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Year of realization</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Temporary differences</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Tax loss / social contribution loss carryforwards</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 13%">2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 10%">7,072</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 6%">12.9%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 17%">2,444</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 6%">53.3%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 10%">9,516</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 6%">16.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 10%">(347)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 6%">4.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 10%">9,169</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 6%">17.5%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2023</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16,180</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">29.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">447</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16,627</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27.9%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(540)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16,087</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30.8%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2024</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,932</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">306</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,238</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(297)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,941</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2025</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,452</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9.9%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">279</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,731</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(197)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,534</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10.6%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2026</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,371</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">277</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,648</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(199)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,449</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6.6%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">After 2026</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,953</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">832</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13,785</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,710)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">78.3%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,075</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">15.5%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">54,960</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">4,585</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">59,545</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(7,290)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">52,255</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">100.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Present value <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">48,655</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">4,242</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">52,897</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(5,602)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">47,295</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="11" STYLE="padding-right: 3pt; font: 8pt Arial, sans-serif">1) The average funding rate, net of tax effects, was used to determine the present value.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="11" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="11" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Projections of future taxable income include estimates of macroeconomic variables, exchange rates, interest rates, volumes of financial operations and service fees and other factors, which can vary in relation to actual data and amounts.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="11" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="11" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Net income in the financial statements is not directly related to the taxable income for income tax and social contribution, due to differences between accounting criteria and the tax legislation, in addition to corporate aspects. Accordingly, it is recommended that changes in realization of deferred tax assets presented above are not considered as an indication of future net income.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV - Deferred tax assets not accounted</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">At 09/30/2022, deferred tax assets not accounted for
correspond to R$&nbsp;1,307&nbsp;and result from Management&#8217;s evaluation of their perspectives of realization in the long term (R$
1,909 at 12/31/2021).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>V - Increase in the rate Social Contribution</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">With the conversion of Provisional Measure (MP) No.
1,115/22 into Law No. 14,446/22, the balance of deferred tax assets and liabilities started to consider the effect of R$ 119 arising from
the increase in the rate of Social contribution on net income (from 20% to 21%, applicable to banks, and from 15% to 16%, applicable to
insurance, capitalization and other financial companies) on the assets and liabilities that will be realized until December 31, 2022.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Tax liabilities</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 64%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 8%">Note</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 14%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 14%">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Taxes and contributions on income payable</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">4,611</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">2,450</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Deferred tax liabilities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">24b II</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">356</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">280</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">3,660</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">3,516</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,627</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,246</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">7,450</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">5,788</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,177</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">458</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 25 - Earnings per share</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Basic earnings per share</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Net income attributable to ITA&Uacute; UNIBANCO HOLDING's shareholders is divided by the average number of outstanding shares in the period, excluding treasury shares.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 56%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">07/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">07/01
    to 09/30/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">01/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">01/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Net income attributable
    to owners of the parent company</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,092</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,076</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22,199</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">20,164</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Minimum non-cumulative
    dividends on preferred shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(106)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(106)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(106)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(106)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Retained earnings
    to be distributed to common equity owners in an amount per share equal to the minimum dividend payable to preferred equity owners</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(109)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(109)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(109)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(109)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Retained earnings
    to be distributed, on a pro rata basis, to common and preferred equity owners:</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Common</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,985</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,971</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,124</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,118</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,892</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,890</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,860</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,831</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Total net income available
    to equity owners</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Common</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,094</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,080</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,233</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,227</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,998</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,996</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,966</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,937</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Weighted average number
    of outstanding shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Common</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,842,572,432</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,821,596,792</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,840,079,729</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,817,789,069</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Basic earnings per
    share &ndash; R$</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Common</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">0.83</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">0.62</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2.27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2.06</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">0.83</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">0.62</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2.27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2.06</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Diluted earnings per share</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">Calculated similarly to
    the basic earnings per share; however, it includes the conversion of all preferred shares potentially dilutable in the denominator.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; width: 56%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">07/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">07/01
    to 09/30/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">01/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 11%"><FONT STYLE="font-size: 8pt">01/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Net income
    available to preferred equity owners</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,998</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,996</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">10,966</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">9,937</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Dividends on preferred shares after dilution
    effects</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">15</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">58</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Net income available to preferred equity
    owners considering preferred shares after the dilution effect</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,023</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,011</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,024</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,976</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Net income available to ordinary equity
    owners</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,094</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,080</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,233</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,227</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Dividend on preferred shares after dilution
    effects</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(25)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(15)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(59)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(39)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Net income available to ordinary equity
    owners considering preferred shares after the dilution effect</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,069</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,065</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,174</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,188</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Adjusted weighted average of shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Common</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,958,290,359</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,901,893,662</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,869,527,257</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,891,693,612</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,855,597,089</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,842,572,432</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,821,596,792</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,840,079,729</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,817,789,069</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Incremental as per share-based payment
    plans</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">59,321,230</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">47,930,465</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">51,613,883</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">37,808,020</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Diluted earnings per share &ndash; R$</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Common</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">0.82</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">0.62</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2.25</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2.05</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Preferred</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">0.82</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">0.62</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2.25</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2.05</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">There was no potentially
    antidulitive effect of the shares in share-based payment plans, in both periods.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 26 - Post-employment benefits</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING, through its subsidiaries,
sponsors retirement plans for its employees.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Retirement plans are managed by Closed-end Private Pension
Entities (EFPC) and are closed to new applicants. These entities have an independent structure and manage their plans according to the
characteristics of their regulations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">There are three types of retirement plan:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Defined
Benefit Plans (BD): plans which scheduled benefits have their value established in advance, based on salaries and/or length of service
of employees, and its cost is actuarially determined.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Defined
Contribution Plans (CD): are those plans which scheduled benefits have their value permanently adjusted to the investments balance, kept
in favor of the participant, including in the benefit concession phase, considering net proceedings of its investment, amounts contributed
and benefits paid.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Variable
Contribution Plans (CV): in this type of plan, scheduled benefits present a combination of characteristics of defined contribution and
defined benefit modalities, and the benefit is actuarially determined based on the investments balance accumulated by the participant
on the retirement date.</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Below is a list of benefit plans and their modalities:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Entity</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Benefit Plan</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Modality</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="17" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 33%">Funda&ccedil;&atilde;o Ita&uacute; Unibanco &ndash; Previd&ecirc;ncia Complementar - FIU</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left; width: 45%">Supplementary Retirement Plan</TD>
    <TD ROWSPAN="10" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 22%">Defined Benefit</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Supplementary Retirement Plan &ndash; Flexible Premium Annuity</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Franprev Benefit Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">002 Benefit Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Prebeg Benefit Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">UBB PREV Defined Benefit Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Benefit Plan II</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Itaulam Basic Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Itaucard Defined Benefit Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: left">Ita&uacute; Unibanco Main Retirement Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Itaubanco Defined Contribution Plan</TD>
    <TD ROWSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Defined Contribution</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Itaubank Retirement Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: left">Redecard Pension Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Unibanco Pension Plan &ndash; Intelligent Future</TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Variable Contribution</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Itaulam Supplementary Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Itaucard Variable Contribution Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: left">Ita&uacute; Unibanco Supplementary Retirement Plan</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">FUNBEP &ndash; Fundo de Pens&atilde;o Multipatrocinado</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Benefit Plan l</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">Defined Benefit</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Benefit Plan ll</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">Variable Contribution</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Defined Contribution plans include pension funds consisting of the portions of sponsor&rsquo;s contributions not included in a participant&rsquo;s account balance due to loss of eligibility for the benefit, and of monies arising from the migration of retirement plans in defined benefit modality. These funds are used for future contributions to individual participants&rsquo; accounts, according to the respective benefit plan regulations.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Main actuarial assumptions</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Actuarial assumptions of demographic and financial nature should reflect the best estimates about the variables that determine the post-employment benefit obligations.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The most relevant demographic assumption comprise of mortality table and the most relevant financial assumptions include: discount rate and inflation.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; border-top-color: black; border-top-width: 1pt; width: 46%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 1pt; width: 27%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 1pt; width: 27%">09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Mortality table <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">AT-2000</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">AT-2000</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Discount rate <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">9.46% p.a.</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">7.64% p.a.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Inflation <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">4.00% p.a.</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">4.00% p.a.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Actuarial method</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">Projected Unit Credit</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">Projected Unit Credit</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) Correspond to those disclosed by SOA (Society of Actuaries), that reflect a 10% increase in the probabilities of survival&nbsp;&nbsp;regarding the respective basic tables.<BR>
2) Determined based on market yield relating to National Treasury Notes (NTN-B) and compatible with the economic scenario observed on the balance sheet closing date, considering the volatility of interest market and models used.<BR>
3) Refers to estimated long-term projection.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Retirement plans sponsored by foreign subsidiaries - Banco Ita&uacute; (Suisse) S.A., Ita&uacute; CorpBanca Colombia S.A. and PROSERV - Promociones y Servicios S.A. de C.V. - are structured as Defined Benefit modality and adopt actuarial assumptions adequate to masses of participants and the economic scenario of each country.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Risk management</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The EFPCs sponsored by ITA&Uacute; UNIBANCO HOLDING&nbsp;are
regulated by the National Council for Complementary Pension (CNPC) and PREVIC, has an Executive Board, Advisory and Tax Councils.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Benefits offered have long-term characteristics and
the main factors involved in the management and measurement of their risks are financial risk, inflation risk and demographic risk.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Financial
risk&nbsp;</B>&#8211; the actuarial liability is calculated by adopting a discount, which may differ from rates earned in investments.
If real income from plan investments is lower than yield expected, this may give rise to a deficit. To mitigate this risk and assure the
capacity to pay long-term benefits, the plans have a significant percentage of fixed-income securities pegged to the plan commitments,
aiming at minimizing volatility and risk of mismatch between assets and liabilities. Additionally, adherence tests are carried out in
financial assumptions to ensure their adequacy to obligations of respective plans.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Inflation
risk </B>-&nbsp;a large part of liabilities is pegged to inflation risk, making actuarial liabilities sensitive to increase in rates.
To mitigate this risk, the same financial risks mitigation strategies are used.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Demographic
risk -&nbsp;</B>plans that have any obligation actuarially assessed are exposed to demographic risk. In the event the mortality tables
used are not adherent to the mass of plan participants, a deficit or surplus may arise in actuarial evaluation. To mitigate this risk,
adherence tests to demographic assumptions are conducted to ensure their adequacy to liabilities of respective plans.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For purposes of registering in the balance sheet of
the EFPCs that manage them, actuarial liabilities of plans use discount rate adherent to its asset portfolio and income and expense flows,
according to a study prepared by an independent&nbsp;actuarial consulting company. The actuarial method used is the aggregate method,
through which the plan costing is defined by the difference between its equity coverage and the current value of its future liabilities,
observing the methodology established in the respective actuarial technical note.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 20pt; text-align: justify">When deficit in the concession period above the legally
defined limits is noted, debt agreements are entered into with the sponsor according to costing policies, which affect the future contributions
of the plan, and a plan for solving such deficit is established respecting the guarantees set forth by the legislation in force. The plans
that are in this situation are resolved through extraordinary contributions that affect the values of the future contribution of the plan.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Asset management</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The purpose of the management of the funds is the long-term balance between pension assets and liabilities with payment of benefits by exceeding actuarial goals(discount rate plus benefit adjustment index, established in the plan regulations).</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Below is a table with the allocation of assets by category, segmented into Quoted in an active market and Not quoted in an active market:</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Types</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">% Allocation</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 43%">Fixed income securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 14%">20,939</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 14%">19,904</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 14%">94.1%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 14%">90.8%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Quoted in an active market</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20,331</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19,508</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">91.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">89.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Non quoted in an active market</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">608</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">396</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1.8%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Variable income securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">569</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,323</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2.6%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6.1%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Quoted in an active market</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">562</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,312</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Non quoted in an active market</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">0.1%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Structured investments</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">144</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">0.6%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">0.7%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Non quoted in an active market</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">144</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">0.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">0.7%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Real estate</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">524</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">462</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2.4%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2.1%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Loans to participants</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">69</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">73</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">0.3%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">0.3%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">22,245</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">21,912</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">100.0%</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 20pt; text-align: justify">The defined benefit plan assets include shares of ITA&Uacute;
UNIBANCO HOLDING, its main parent company (ITA&Uacute;SA) and of subsidiaries of the latter, with a fair value of R$ 1&nbsp;(R$ 11&nbsp;at
12/31/2021), and real estate rented to group companies, with a fair value of R$ 416 (R$ 374&nbsp;at 12/31/2021).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) Other post-employment benefits</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING and its subsidiaries do
not have additional liabilities related to post-employment benefits, except in cases arising from maintenance commitments assumed in acquisition
agreements occurred over the years, as well as those benefits originated from court decision in the terms and conditions established,
in which there is total or partial sponsorship of health care plan for a specific mass of former employees and their beneficiaries. Its
costing is actuarially determined so as to ensure coverage maintenance. These plans are closed to new applicants.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Assumptions for discount rate, inflation, mortality
table and actuarial method are the same used for retirement plans. ITA&Uacute; UNIBANCO HOLDING used the percentage of&nbsp;4%&nbsp;p.a.
for medical inflation, additionally considering, inflation rate of&nbsp;4% p.a.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Particularly in other post-employment benefits, there
is medical inflation risk associated to increase in medical costs above expectation. To mitigate this risk, the same financial risks mitigation
strategies are used.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>e) Change in the net amount recognized
in the balance sheet</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="14" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">The net amount recognized
    in the Balance Sheet is limited by the asset ceiling and it is computed based on estimated future contributions to be realized by
    the sponsor, so that it represents the maximum reduction amount in the contributions to be made.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="14" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="12" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">Note</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">BD
    and CV plans</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">CD
    plans</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Other
    post-employment benefits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-family: Arial, sans-serif; width: 39%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 3%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-size: 7pt">Net
    asset</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-size: 7pt">Actuarial
    liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-size: 7pt">Asset
    ceiling</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-size: 7pt">Recognized
    amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-size: 7pt">Pension
    plan fund</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-size: 7pt">Asset
    ceiling</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-size: 7pt">Recognized
    amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-size: 7pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-size: 7pt">Recognized
    amount</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Amounts
    at the beginning of the period</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">21,912</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(20,039)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(3,255)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,382)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">447</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">445</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(779)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,716)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Amounts
    recognized in income (1+2+3+4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">1,493</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,382)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(228)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(117)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(18)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(18)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(227)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(362)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">1 - Cost of current servce</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(24)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(24)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(24)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">2 - Cost of past service</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(155)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(155)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Calibri, sans-serif; font-size: 7pt; font-style: normal; font-weight: 400">3
    - Net interest <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,493</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,358)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(228)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(93)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">31</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">31</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(72)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(134)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Calibri, sans-serif; font-size: 7pt; font-style: normal; font-weight: 400">4
    - Other expenses <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(49)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(49)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(49)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Amount recognized in stockholders' equity
    - other comprehensive income (5+6+7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">33</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Calibri, sans-serif; font-size: 7pt; font-style: normal; font-weight: 400">5
    - Effects on asset ceiling <SUP>(4)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(9)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">6 - Remeasurements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(4)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 400">Experience
    of the plan <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(4)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">7 - Exchange variation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">37</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">24</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Other (8+9+10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,147)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,213</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">66</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">109</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">175</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">8 - Receipt by Destination of Resources</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">9 - Benefits paid</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,213)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,213</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">109</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">109</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">10 - Contributions and investments from sponsor</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">66</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">66</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">66</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Amounts
    at the end of period</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">22,245</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(20,175)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(3,492)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,422)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">429</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">427</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(897)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,892)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Amount recognized in Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">18a</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">51</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">427</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">478</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Amount recognized in Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">18b</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,473)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(897)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(2,370)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="12" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">BD
    and CV plans</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">CD
    plans</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Other
    post-employment benefits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Net
    assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Actuarial
    liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Asset
    ceiling</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Recognized
    amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Pension
    plan fund</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Asset
    ceiling</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Recognized
    amount</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Recognized
    amount</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Amounts
    at the beginning of the period</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">23,225</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(20,662)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(3,642)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,079)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">1,454</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(951)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">503</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(922)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,498)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Amounts
    recognized in income (1+2+3+4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">1,722</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,575)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(278)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(131)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">41</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(68)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(27)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(66)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(224)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">1 - Cost of current servce</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(53)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">2 - Cost of past service</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Calibri, sans-serif; font-size: 7pt; font-style: normal; font-weight: 400">3
    - Net interest <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,722</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,522)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(278)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(78)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">104</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(68)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">36</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(66)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(108)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Calibri, sans-serif; font-size: 7pt; font-style: normal; font-weight: 400">4
    - Other expenses <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(63)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(63)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(63)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Amount recognized in stockholders' equity
    - other comprehensive income (5+6+7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,764)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">817</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">665</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(282)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(725)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,017</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">292</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">81</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">91</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">5 - Effects on asset ceiling</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">665</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">665</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(484)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,017</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">533</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,198</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">6 - Remeasurements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,766)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">801</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(965)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(241)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(241)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">81</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,125)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Changes in demografic assumptions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Changes in financial assumptions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3,708</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3,708</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">113</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3,821</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 400">Experience
    of the plan <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,766)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(2,911)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(4,677)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(241)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(241)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(32)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(4,950)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">7 - Exchange variation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Other (8+9+10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,271)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,381</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">110</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(323)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(323)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">128</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(85)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 400">8
    - Receipt by Destination of Resources <SUP>(4)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(323)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(323)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(323)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">9 - Benefits paid</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,381)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,381</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">128</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">128</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">10 - Contributions and investments from sponsor</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">110</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">110</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">110</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Amounts
    at the end of period</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">21,912</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(20,039)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(3,255)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,382)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">447</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">445</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(779)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">(1,716)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Amount recognized in Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">18a</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">48</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">445</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">493</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Amount recognized in Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">18b</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1,430)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(779)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(2,209)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="14" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-size: 7pt">1)
    Corresponds to the amount calculated on 01/01/2021 based on the initial amount (Net Assets, Actuarial Liabilities and Restriction
    of Assets), taking into account the estimated amount of paymnets / receipts of benefits / contributions, multiplied by the discount
    rate of 9.46% p.a. (on 01/01/2020 the rate used was 7.64% p.a.)<BR>
    2) Corresponds to the use of asset amounts allocated in pension funds of the defined contribution plans.<BR>
    3) Correspond to the income obtained above / below the expected return and comprise the contributions made by participants.<BR>
    4) Includes the effects of the allocation of the surplus from the pension fund of Itaubanco Defined Contribution Plan.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>f) Defined benefit contributions</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">Estimated contributions</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">Contributions made</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; width: 59%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 15%">2022</TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 0.5pt solid">Retirement plan - FIU</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">34</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">33</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">26</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Retirement plan - FUNBEP</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">22</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">9</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">56</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">41</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">35</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>g) Maturity profile of defined benefit
liabilities</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; width: 30%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Duration <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: right; width: 10%">2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: right; width: 10%">2023</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: right; width: 10%">2024</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: right; width: 10%">2025</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: right; width: 10%">2026</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: right; width: 10%">2027 a 2031</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Pension plan - FIU</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9.80</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,050</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">943</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">984</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,025</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,072</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,862</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Pension plan - FUNBEP</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9.10</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">594</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">614</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">634</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">652</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">667</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,541</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Other post-employment benefits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7.09</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">140</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">157</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">149</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">36</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">37</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">209</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,784</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,714</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,767</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,713</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,776</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">9,612</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) Average duration of plan&acute;s actuarial liabilities.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>h) Sensitivity analysis</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">To measure the effects of changes in the key assumptions, sensitivity tests are conducted in actuarial liabilities annually. The sensitivity analysis considers a vision of the impacts caused by changes in assumptions, which could affect the income for the period and stockholders&rsquo; equity at the balance sheet date. This type of analysis is usually carried out under the </FONT><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-weight: 400"><I>ceteris paribus</I> <FONT STYLE="font-style: normal">condition, in which the sensitivity of a system is measured when only one variable of interest is changed and all the others remain unchanged. The results obtained are shown in the table below:</FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Main
    assumptions</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">BD
    and CV plans</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Other
    post-employment benefits</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Present
    value of liability</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Stockholders&acute;
    equity (Other comprehensive income) <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Present
    value of liability</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Stockholders&acute;
    equity (Other comprehensive income) <SUP>(1)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 24%"><FONT STYLE="font-size: 8pt">Discount
    rate</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 16%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 11%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Increase by 0.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(835)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">308</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(24)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Decrease by 0.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">905</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(420)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(27)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Mortality table</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Increase by 5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(234)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">87</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Decrease by 5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">245</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(91)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(11)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Medical inflation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Increase by 1%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">63</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(63)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Decrease
    by 1%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(53)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">53</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">1) Net of effects of asset ceiling</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 27 - Insurance contracts and
private pension</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING, through its subsidiaries,
offers to the market insurance and private pension products, with the purpose of assuming risks and restoring the economic balance of
the insured&#8217;s assets. Products are offered through insurance brokers (independent and captive brokers), Ita&uacute; Unibanco&#8217;s
electronic channels and branches, in compliance with the regulatory requirements, of the National Council of Private Insurance &#8211;
CNSP and the Superintendence of Private Insurance - SUSEP.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Insurance</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">A contract entered into by the parties to protect the
customer&#8217;s assets, upon payment of a premium, by means of replacement or pre-established financial compensation, against damage
their property or their person. As backing,&nbsp;ITA&Uacute; UNIBANCO HOLDING insurance companies set up technical reserves, through specialized
areas within the conglomerate, with the objective of indemnifying policyholders&#8217; losses in the event of claims of insured risks.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The insurance risks sold by ITA&Uacute; UNIBANCO HOLDING&#8217;s
insurance companies are divided into property and casualty insurance, covering loss, damage or liabilities for assets or persons, and
life insurance that includes coverage for death and personal accidents.&nbsp;</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Private pension</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Designed to ensure the maintenance of the quality of
life of participants, as a supplement to the government plans, through long term investments, private pension products are divided into
three major groups:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>PGBL
&#8211; Free Benefit Generating Plan: </B>The main objective of this plan is the accumulation of financial resources, but it can be purchased
with additional risk coverage. Recommended for customers that file the full version of the income tax return, because they can deduct
contributions paid for tax purposes up to 12% of their annual taxable gross income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>VGBL
- Free Benefit Generating Life Plan: </B>This is insurance structured as a pension plan. Its taxation differs from the PGBL; in this case,
the tax basis is the earned income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 20pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>FGB
&#8211; Benefit Generating Fund: </B>This is a pension plan with minimum income guarantee, and possibility of receiving earnings from
asset performance. Although there are plans still in existence, they are no longer sold.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Technical provision for insurance
and private pensions</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The technical provisions for insurance and private pensions
are recognized according to the technical notes approved by SUSEP and criteria established by current legislation, as follows:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Provision
for unearned premiums&nbsp;(PPNG)&nbsp;-&nbsp;</B>this&nbsp;provision is recognized, based on insurance premiums, to cover amounts payable
for future claims and expenses. In the calculation, the term to maturity of risks assumed and issued and risks in effect but not issued
(PPNG-RVNE) in the policies or endorsements of contracts in force is taken pro rata on a daily basis.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Provision
for unsettled claims (PSL) -&nbsp;</B>this&nbsp;provision is recognized to cover expected amounts for reported and unpaid claims, including
administrative and judicial claims. It includes amounts related to indemnities, reserve funds and past-due income, all gross of reinsurance
operations and net of coinsurance operations, when applicable. When necessary, it must cover adjustments for IBNER (claims incurred but
not sufficiently reported) for the total of claims reported but not yet paid, a total which may change during the process up to final
settlement.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Provision
for claims incurred and not reported (IBNR) - </B>this&nbsp;provision is recognized for the coverage of expected amount for settlement
of claims incurred but not reported up to the calculation base date, including administrative and judicial claims. It includes amounts
related to indemnities, reserve funds and income, all gross of reinsurance operations and net of coinsurance operations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Mathematical
provisions for benefits to be granted (PMBAC) - </B>recognized&nbsp;for the coverage of commitments assumed to participants or policyholders,
based on the provisions of the contract, while the event that gives rise to the benefit and/or indemnity has not occurred.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Mathematical
provisions for benefits granted (PMBC) -&nbsp;</B>recognized&nbsp;for the coverage of commitments to payment of indemnities and/or benefits
to participants or insured parties, based on the provisions of the contract, after the event has occurred.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Provision
for financial surplus (PEF) -</B>&nbsp;it&nbsp;is recognized to guarantee amounts intended for the distribution of financial surplus,
if provided for in the contract. Corresponds to the financial income exceeding the minimum return guaranteed in the product.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Supplemental
Coverage Reserve (PCC) - </B>recognized when technical reserves are found to be insufficient, as shown by the Liability Adequacy Test,
provided for in the regulations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Provision
for redemptions and other amounts to be regularized (PVR) - </B>this&nbsp;provision is recognized for the coverage of amounts related
to redemptions to be regularized, returned premiums or funds, transfers requested but, for any reason, not yet transferred to the recipient
insurance company or open private pension entity, and where premiums have been received but not quoted.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B>Provision
for related expenses (PDR) -&nbsp;</B>recognized for the coverage of expected amounts related to&nbsp;expenses on benefits and indemnities,
due to events which have occurred or will occur.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) Main information related to Insurance
and Private Pension operations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Indexes</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid">Main Insurance Lines</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Sales ratio %</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Loss ratio %</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">01/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">01/01 to <BR>
09/30/2021</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">01/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">01/01 to <BR>
09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 51%">Group Accident Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 12%">30.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 12%">31.7%</TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 12%">17.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 12%">14.9%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Individual Accident Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18.8%</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">29.6%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Credit Life Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">22.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23.0%</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28.7%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Random Events</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23.3%</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">32.9%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Multiple Peril</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">42.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">43.1%</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19.3%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">25.3%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Mortagage Insurance in Market Policies &ndash; Credit Life Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20.3%</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">33.3%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Group Life</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23.8%</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">35.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">60.2%</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - Revenues from insurance premiums
and private pension</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: left">Main lines</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">Premiums and contributions</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">07/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">07/01 to <BR>
09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">01/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">01/01 to <BR>
09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 52%">Group Accident Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 12%">261</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 12%">247</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 12%">741</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 12%">646</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Individual Accident Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">34</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">44</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">120</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">138</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Disability Savings Pension</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">81</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">61</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">222</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">183</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">PGBL</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">699</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">484</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,742</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,391</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Credit Life Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">358</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">284</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,074</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">710</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Random Events</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">58</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">51</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">167</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">145</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Multiple Peril</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">164</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">141</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">475</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">393</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Mortagage Insurance in Market Policies &ndash; Credit Life Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">148</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">112</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">415</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">312</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Traditional</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">24</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">29</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">92</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">86</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">VGBL</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,090</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,749</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,364</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Group Life</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">383</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">325</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,100</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">878</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">Other lines</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">225</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">199</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">629</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">545</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">4,525</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">3,726</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">12,799</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">10,791</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>III - Technical provisions balances</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 39%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Insurance</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Private
    Pension</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Insurance</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Private
    Pension</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Unearned premiums (PPNG)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,568</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,580</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,846</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,858</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Mathematical provisions for benefits to be granted (PMBAC)
    and granted benefits (PMBC)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">222,564</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">222,589</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">209,196</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">209,215</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Redemptions and Other Unsettled Amounts (PVR)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">21</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">318</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">339</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">358</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">377</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Financial surplus (PEF)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">714</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">716</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">691</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">692</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Unsettled claims (PSL)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">534</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">101</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">635</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">506</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">79</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">585</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Claims / events incurred but not reported (IBNR)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">344</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">371</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">334</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">361</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Related Expenses (PDR)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">26</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">70</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">96</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">29</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">65</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">94</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other provisions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">130</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">514</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">644</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">129</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">665</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">794</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">4,650</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">224,320</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">228,970</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,883</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">211,093</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">214,976</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,609</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">528</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,137</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,102</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">541</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,643</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Non-current</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,041</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">223,792</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">224,833</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">781</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">210,552</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">211,333</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV - Change in technical provisions</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; width: 14%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 23%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 12%"><FONT STYLE="font-size: 8pt">Insurance</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Private
    pension</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Insurance</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Private
    pension</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Opening
    balance - 01/01</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,883</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">211,093</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">214,976</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3,303</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">217,697</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">221,000</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">(+) Additions arising from premiums / contributions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,850</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,887</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">12,737</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,106</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,676</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,782</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">(-) Deferral due to elapsed risk</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,123)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(4,123)</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,563)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,563)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">(-) Payment of claims / benefits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,101)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(329)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,430)</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,598)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(373)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,971)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">(+) Reported claims</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,109</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">1,109</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,534</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,534</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">(-) Redemptions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(11,574)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(11,574)</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(16,872)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(16,872)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">(+/-) Net Portability</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">826</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">826</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,417)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,417)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">(+) Adjustment of reserves and financial surplus</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">16,525</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">16,535</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,009</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,023</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">(+/-) Other (increase / reversal)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(108)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(86)</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">83</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(627)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(544)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">(+/-) Corporate Reorganization</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Closing
    balance</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">4,650</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">224,320</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">228,970</FONT></TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">3,883</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">211,093</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">214,976</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="9" STYLE="font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="9" STYLE="font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">Through actuarial models
    based mainly on the portfolio historical experience and on macroeconomic projections, ITA&Uacute; UNIBANCO HOLDING establishes the
    assumptions that influence the assessment of technical provisions. The assumptions are reassessed annually by experts of the actuarial
    and risk area, and are subsequently submitted to the executive&rsquo;s approval. The effects on assumptions are recognized in income
    for the period in which they occurred.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>e) Deferred acquisition costs</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">They are recorded in assets and charges are shown in the table below:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; width: 17%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; width: 55%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 14%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 14%">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">Opening Balance - 01/01</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">631</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">496</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Increase</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,185</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,298</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Amortization</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,013)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,163)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">Closing Balance</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">803</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right">631</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Balance to be amortized in up to 12 months</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">577</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">464</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Balance to be amortized after 12 months</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">226</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">167</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>f) Table of claims development</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="3" STYLE="font-family: Arial, sans-serif; text-align: justify">The amounts shown in the tables express the position at 06/30/2022, since the actuarial calculations are made on a half-yearly basis:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; width: 72%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 14%">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; width: 14%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid">Provision for unsettled claims (PSL)</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: right">611</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">(-) IBNER</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">215</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">(-) Reinsurance</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">28</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif">(-) Retrocession and other estimates</TD>
    <TD STYLE="font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">(5)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Liability claims presented in the claims development table (a + b)</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">373</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3" STYLE="font-family: Arial, sans-serif; text-align: justify">The amount of obligations of the ITA&Uacute; UNIBANCO HOLDING may change. The first part of the table below shows how the final loss estimate changes through time. The second part of the table reconciles the amounts pending payment and the liability disclosed in the balance sheet.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Administratives claims - net
of reinsurance</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 34%">Occurrence date</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2018</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2019</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2020</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">At the end of reporting period</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">866</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,046</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,181</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,426</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,374</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">After 1 year</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">993</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,049</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,187</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,420</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">After 2 years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">999</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,051</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,190</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">After 3 years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">996</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,045</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">After 4 years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">990</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Current estimate</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">990</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,045</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,190</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,420</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,374</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Accumulated payments through base date</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">982</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,036</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,180</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,403</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,259</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,860</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Liabilities recognized in the balance sheet</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">115</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">159</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Liabilities in relation to prior periods</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">53</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Total administratives claims</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">212</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - Judicial claims - net of reinsurance</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; width: 34%">Occurrence date</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2018</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2019</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2020</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">06/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 11%">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">At the end of reporting period</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">After 1 year</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">34</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">35</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">29</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">After 2 years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">42</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">46</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">34</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">After 3 years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">53</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">50</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">After 4 years</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">56</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Current estimate</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">56</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">50</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">34</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">29</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Accumulated payments through base date</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">46</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">39</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">22</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">124</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Liabilities recognized in the balance sheet</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">57</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Liabilities in relation to prior periods</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">104</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Total judicial claims</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">161</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: justify">The breakdown of the claims development table into administrative and judicial shows the reallocation of admininstrative claims up to a certain base date and that become judicial claims afterwards, which may give the wrong impression of need for adjusting the provisions in each breakdown.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>g) Liability Adequacy Test</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;tests for Liability
Adequacy semiannually, by comparing the amount recognized for its technical reserves with the current estimate of cash flow of its future
obligations. The estimate should include all cash flows related to the business, which is the minimum requirement for carrying out the
adequacy test.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Liability Adequacy Test did not indicate significant
insufficiency in&nbsp;2022&nbsp;and&nbsp;2021.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The assumptions used in the test are periodically reviewed
and are based on best practices and an analysis of subsidiaries&#8217; experience, thus representing the best estimates for cash flow
projections.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Methodology and test grouping</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Specifically for insurance products, cash flows were
projected using the method known as the run-off triangle for quarterly frequency periods. For pension products, cash flows for the deferral
and concession phases are tested separately.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The risk grouping criteria include groups subject to
similar risks that are jointly managed as a single portfolio.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Demographic tables</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Demographic tables are instruments to measure the demographic
risk represented by the probability of death, survival or disability of a participant.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For death and survival estimates, the latest Brazilian
Market Insurer Experience tables (BR-EMS) are used, adjusted according to Scale G life expectancy development, and the &Aacute;lvaro Vindas
table is used to estimate benefit requests for disability.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Risk-free interest rate</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The relevant risk-free forward interest-rate structure
(ETTJ) is an indicator of the pure time value of money used to price the set of projected cash flows.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The ETTJ was obtained from the curve of securities deemed
to be credit risk free, available in the Brazilian financial market and determined by&nbsp;ITA&Uacute; UNIBANCO HOLDING using its own
method, plus a spread, which takes into account the impact of the market result of securities classified as Financial assets at amortized
cost in the Guarantee assets portfolio.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Annuity conversion rate</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The annuity conversion rate represents the expected
conversion of balances accumulated by participants in retirement benefits. The decision by participants convert into an annuity is influenced
by behavioral, economic and tax factors.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Other assumptions</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Related expenses, cancellations and partial redemptions,
future additions and contributions, are among the assumptions that affect the estimate of projected cash flows since they represent expenses
and income arising from insurance agreements assumed.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 28 - Fair value of financial
instruments</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The fair value is a measurement based on market. In
cases where market prices are not available, fair values are based on estimates using discounted cash flows or other valuation techniques.
These techniques are significantly affected by the assumptions adopted, including the discount rate and estimate of future cash flows.
The estimated fair value obtained through these techniques cannot be substantiated by comparison with independent markets and, in many
cases, cannot be realized on immediate settlement of the instrument.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">To increase consistency and comparability in fair value
measurements and the corresponding disclosures, a fair value hierarchy is established that classifies into three levels the information
for the valuation techniques used in the fair value measurement.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Level 1:</B> Observable inputs that reflect quoted
prices (unadjusted) for identical assets or liabilities in active markets. An active market is a market in which transactions for the
asset or liability being measured occur often enough and with sufficient volume to provide pricing information on an ongoing basis.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Level 2:</B> Input that is not observable for the
asset or liability either directly or indirectly. Level 2 generally includes: (i) quoted prices for similar assets or liabilities in active
markets; (ii) quoted prices for identical or similar assets or liabilities in markets that are not active, that is, markets in which there
are few transactions for the asset or liability, the prices are not current, or quoted prices vary substantially either over time or among
market makers, or in which little information is released publicly; (iii) inputs other than quoted prices that are observable for the
asset or liability (for example, interest rates and yield curves observable at commonly quoted intervals, volatilities, etc.); (iv) inputs
that are mainly derived from or corroborated by observable market data through correlation or by other means.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Level 3:</B> Inputs are not observable for the asset
or liability. Unobservable information is used to measure fair value to the extent that observable information is not available, thus
allowing for situations in which there is little, or no market activity for the asset or liability at the measurement date.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The methods and assumptions used to estimate the fair
value are defined below:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; color: #EC7000; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B><FONT STYLE="color: #EC7000">&nbsp;Central
Bank deposits, Securities purchased under agreements to resell and Securities sold under repurchase agreements - </FONT></B>The carrying
amounts for these instruments are close to their fair values.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; color: #EC7000; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B><FONT STYLE="color: #EC7000">&nbsp;Interbank
deposits, Deposits, Interbank and Institutional Market Funds -</FONT></B><FONT STYLE="color: #EC7000">&nbsp;</FONT>They are calculated
by discounting estimated cash flows at market interest rates.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; color: #EC7000; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B><FONT STYLE="color: #EC7000">&nbsp;Securities
and Derivatives -</FONT></B>&nbsp;Under normal conditions, the prices quoted in the market are the best indicators of the fair values
of these financial instruments. However, not all instruments have liquidity or quoted market prices and, in such cases, it is necessary
to adopt present value estimates and other techniques to establish their fair value. In the absence of prices quoted by the Brazilian
Association of Financial and Capital Markets Entities (ANBIMA),&nbsp;the fair values of government securities are calculated by discounting
estimated cash flows at market interest rates, as well as corporate securities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; color: #EC7000; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B><FONT STYLE="color: #EC7000">&nbsp;Loans
and financial leases -</FONT></B>&nbsp;Fair value is estimated for groups of loans with similar financial and risk characteristics, using
valuation models. The fair value of fixed-rate loans was determined by discounting estimated cash flows, at interest rates applicable
to similar loans. For the majority of loans at floating rates, the carrying amount was considered to be close to their market value. The
fair value of loan and lease operations not overdue was calculated by discounting the expected payments of principal and interest to maturity.
The fair value of overdue loan and lease transactions was based on the discount of estimated cash flows, using a rate proportional to
the risk associated with the estimated cash flows, or on the underlying collateral. The assumptions for cash flows and discount rates
rely on information available in the market and knowledge of the individual debtor.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; color: #EC7000; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</B></FONT><B><FONT STYLE="color: #EC7000">&nbsp;Other
financial assets / liabilities -</FONT></B>&nbsp;Primarily composed of receivables from credit card issuers, deposits in guarantee for
contingent liabilities, provisions and legal obligations and trading and intermediation of securities. The carrying amounts for these
assets/liabilities substantially approximate to their fair values, since they principally represent amounts to be received in the short
term from credit card holders and to be paid to credit card issuers, deposits in guarantee (indexed to market rates) made by&nbsp;ITA&Uacute;
UNIBANCO HOLDING&nbsp;to secure lawsuits or very short-term receivables (generally with a maturity of approximately 5 business days).
All of these items represent assets / liabilities without significant associated market, credit or liquidity risks.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Financial instruments not included in the Balance Sheet
(Note 32) are represented by Standby letters of credit and financial guarantees provided, which amount to&nbsp;R$ 140,859&nbsp;(R$ 128,683
at 12/31/2021) with an estimated fair value of&nbsp;R$ 145 (R$ 217 at 12/31/2021).&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Financial assets and liabilities
measured at fair value</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The following table presents the financial assets and liabilities measured at fair value on a recurring basis, segregated between levels of the fair value hierarchy:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 45%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 7%">Level 1</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 6%">Level 2</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 6%">Level 3</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Book Value / Fair Value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 7%">Level 1</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 6%">Level 2</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 6%">Level 3</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Book Value / Fair Value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Financial Assets</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">358,648</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">109,222</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">386</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">468,256</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">366,930</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">102,253</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,563</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">470,746</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Financial assets at fair value through profit or loss</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">262,888</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">104,910</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">326</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">368,124</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">262,912</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">100,649</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,563</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">365,124</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Investment funds</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,572</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28,300</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">29,872</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">653</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19,486</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20,139</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Brazilian government securities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">210,980</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,756</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">216,736</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">215,405</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,350</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">221,755</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Government securities &ndash; other countries</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,318</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,318</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,561</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,561</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Brazilian external debt bonds</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,120</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,120</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,044</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,044</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-weight: bold; font-family: Arial, sans-serif">Corporate securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">40,898</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">69,633</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">305</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">110,836</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">38,249</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">74,656</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,563</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">114,468</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,900</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,716</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">79</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13,695</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,355</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,002</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19,357</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Rural product note</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,966</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,970</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,791</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">61</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,852</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Bank deposit certificates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">441</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">441</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">150</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Real estate receivables certificates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,377</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">160</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,537</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,009</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,012</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Debentures</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28,068</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">36,885</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">64,980</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18,638</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45,672</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,478</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">65,788</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Eurobonds and other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,930</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,938</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,244</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,253</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Financial bills</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,960</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,987</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,098</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,111</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Promissory and commercial notes</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,183</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,183</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,684</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,684</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Others</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,105</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,105</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,249</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,261</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Other Financial Assets</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,221</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,242</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">157</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">157</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Financial assets at fair value through other comprehensive income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">95,760</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,312</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">60</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">100,132</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">104,018</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,604</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">105,622</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Brazilian government securities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">54,158</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,027</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">55,185</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">68,457</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,185</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">69,642</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Government securities &ndash; other countries</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">31,808</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">31,808</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30,194</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30,194</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-weight: bold; font-family: Arial, sans-serif">Corporate securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">9,794</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,285</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">60</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">13,139</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,367</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">419</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,786</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,114</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">49</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">47</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,210</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">743</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">743</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Rural product note</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">430</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">430</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Bank deposit certificates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">131</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">131</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Debentures</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">394</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">619</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,013</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">134</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">217</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">351</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Eurobonds and other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,286</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,292</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,578</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,490</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,498</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Financial credit bills</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 36px; font-family: Arial, sans-serif">Others (Corporate securities)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">872</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">872</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">57</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">57</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Financial liabilities at fair value through profit or loss</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">610</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">610</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">275</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">275</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Structured notes</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">67</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">67</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">114</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">114</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other financial liabilities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">543</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">543</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">161</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">161</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="font-family: Arial, sans-serif">The following table presents the breakdown of fair value hierarchy levels for derivative assets and liabilities.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 31%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Level 1</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Level 2</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Level 3</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Total</TD>
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Level 1</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Level 2</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Level 3</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Assets</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">51</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">77,753</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">337</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">78,141</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">68,887</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">152</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">69,045</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Swap Contracts &ndash; adjustment receivable</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">50,069</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">257</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">50,326</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">37,924</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">90</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">38,014</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Option Contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,640</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">74</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,714</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,187</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">62</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,252</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Forward Contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,124</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,133</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,111</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,111</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">456</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">456</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">242</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">242</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,692</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,692</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,943</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,943</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Other derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">48</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">772</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">820</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">480</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">483</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="font-weight: bold; font-family: Arial, sans-serif">Liabilities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(19)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(71,761)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(144)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(71,924)</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(63,076)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(125)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">(63,204)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Swap Contracts &ndash; adjustment payable</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(42,982)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(138)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(43,120)</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(34,535)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(111)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(34,646)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Option Contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(12,826)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(12,826)</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(22,531)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(14)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(22,547)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Forward Contracts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,040)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(5,043)</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(762)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(762)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">Credit derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(812)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(812)</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(198)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(198)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif">NDF - Non Deliverable Forward</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(9,649)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(9,649)</TD>
    <TD STYLE="font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,896)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4,896)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Other derivative financial instruments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(16)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(452)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(6)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(474)</TD>
    <TD STYLE="font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(154)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(155)</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="10" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="10" STYLE="font-family: Arial, sans-serif; text-align: justify">In all periods, there were no significant transfer between Level 1 and Level 2. Transfers to and from Level 3 are presented in movements of Level 3.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The methods and assumptions used to measurement the
fair value are defined below:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Level 1:</B>&nbsp;Securities with liquid prices available
in an active market and derivatives traded on stock exchanges. This classification level includes most of the Brazilian government securities,
government securities form other countries, shares, debentures with price published by ANBIMA and other securities traded in an active
market.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Level 2</B>: Bonds, securities, derivatives and others
that do not have price information available and are priced based on conventional or internal models. The inputs used by these models
are captured directly or built from observations of active markets. Most of derivatives traded over-the-counter, certain Brazilian government
bonds, debentures and other private securities whose credit component effect is not considered relevant, are at this level.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Level 3:&nbsp;</B>Bonds, securities and derivatives
for which pricing inputs are generated by statistical and mathematical models. Debentures and other private securities that do not fit
into level 2 rule and derivatives with maturities greater than the last observable vertices of the discount curves are at this level.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">All the above methods may result in a fair value that
is not indicative of the net realizable value or future fair values. However, ITA&Uacute; UNIBANCO HOLDING&nbsp;believes that all the
method used are appropriate and consistent with other market participants. Moreover, the adoption of different methods or assumptions
to estimate fair value may result in different fair value estimates at the balance sheet date.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>Governance of Level 3 recurring fair value measurement</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The departments in charge of defining and applying the
pricing models are segregated from the business areas. The models are documented, submitted to validation by an independent area and approved
by a specific committee. The daily processes of price capture, calculation and disclosure are periodically checked according to formally
defined tests and criteria and the information is stored in a single corporate data base.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The most frequent cases of assets classified as Level
3 are justified by the discount factors used and corporate bonds whose credit component is relevant. Factors such as the fixed interest
curve in Brazilian Reais and the TR coupon curve &#8211; and, as a result, their related factors &#8211; have inputs with terms shorter
than the maturities of fixed-income assets.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>Level 3 recurring fair value changes</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The tables below show balance sheet changes for financial
instruments classified by&nbsp;ITA&Uacute; UNIBANCO HOLDING in Level 3 of the fair value hierarchy. Derivative financial instruments classified
in Level 3 correspond to swap and option.</P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">Fair
    value at</FONT></TD>
    <TD COLSPAN="2" ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total
    gains or losses (realized / unrealized)</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Transfers
    in and / or out of Level</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">Fair
    value at</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total
    Gains or Losses (unrealized)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">01/01/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Recognized
    in income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Recognized
    in other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 33%"><FONT STYLE="font-size: 8pt">Financial assets at fair value
    through profit or loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt">1,563</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%"><FONT STYLE="font-size: 8pt">32</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 13%"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt">72</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt">(48)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-size: 8pt">(1,293)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt">326</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt">(126)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Corporate securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,563</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">26</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">57</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(48)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,293)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">305</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(147)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Negotiable shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(61)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">140</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">79</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(64)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Real estate receivables certificates</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(27)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">184</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">160</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(58)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,478</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">108</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">25</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,584)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(17)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Rural Product Note</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">61</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(60)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(9)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Eurobonds and other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(13)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Financial bills</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(32)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other financial assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">15</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">21</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Financial assets at fair value through
    other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">47</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">60</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Corporate securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">47</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">60</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Negotiable shares</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">47</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">47</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Bank deposit certificates</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">Fair
    value at</FONT></TD>
    <TD COLSPAN="2" ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total
    gains or losses (realized / unrealized)</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Transfers
    in and / or out of Level</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">Fair
    value at</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total
    Gains or Losses (unrealized)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Recognized
    in income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Recognized
    in other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Derivatives - assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">152</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">209</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">269</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(493)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">200</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">337</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">284</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Swap Contracts &ndash; adjustment receivable</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">90</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">137</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">55</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(33)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">257</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">255</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Option Contracts</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">62</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">72</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">208</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(460)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">192</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">74</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">29</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Foiward contracts</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Derivatives - liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(125)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">84</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(166)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">32</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">31</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(144)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Swap Contracts &ndash; adjustment payable</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(111)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(81)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">15</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">31</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(138)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Option Contracts</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(14)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">76</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(79)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Other derivative financial
    instruments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-top-color: black; border-top-width: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; border-top-color: black; border-top-width: 1pt"><FONT STYLE="font-size: 8pt">Fair
    value at</FONT></TD>
    <TD COLSPAN="2" ROWSPAN="2" STYLE="padding-right: 3pt; border-bottom: Black 0.5pt solid; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; text-align: center"><FONT STYLE="font-size: 8pt">Total
    gains or losses (realized / unrealized)</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 1pt"><FONT STYLE="font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 1pt"><FONT STYLE="font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 1pt"><FONT STYLE="font-size: 8pt">Transfers
    in and / or out of Level</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; border-top-color: black; border-top-width: 1pt"><FONT STYLE="font-size: 8pt">Fair
    value at</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 1pt"><FONT STYLE="font-size: 8pt">Total
    Gains or Losses (unrealized)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">01/01/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2020</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Recognized
    in income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Recognized
    in other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Financial assets at fair value through
    profit or loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,968</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(505)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,993</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(865)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,028)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,563</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(434)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Corporate securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,968</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(505)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,993</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(865)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,028)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,563</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(434)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Real estate receivables certificates</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">548</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(167)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,039</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(616)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(801)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,350</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(313)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">855</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(211)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(203)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,478</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(432)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Rural Product Note</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">64</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(15)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">62</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(32)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(18)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">61</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Eurobonds and other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">23</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Financial bills</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">Fair
    value at</FONT></TD>
    <TD COLSPAN="2" ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total
    gains or losses (realized / unrealized)</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Purchases</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Settlements</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Transfers
    in and / or out of Level</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">Fair
    value at</FONT></TD>
    <TD ROWSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total
    Gains or Losses (unrealized)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2020</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Recognized
    in income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Recognized
    in other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Derivatives - assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">105</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">46</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">327</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(284)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(42)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">152</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">56</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Swap Contracts &ndash; adjustment receivable</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">93</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">26</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">56</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(43)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(42)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">90</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">90</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Option Contracts</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">20</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">271</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(241)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">62</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(34)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Derivatives
    - liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(110)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">72</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(233)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">148</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(125)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(24)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Swap Contracts &ndash; adjustment payable</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(109)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(30)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(111)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(46)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Option Contracts</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">64</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(203)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">126</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(14)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: justify">Sensitivity analysis of Level 3 operations</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The fair value of financial instruments classified in Level 3 is measured through valuation techniques based on correlations and associated products traded in active markets, internal estimates and internal models.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Significant unobservable inputs used for measurement of the fair value of instruments classified in Level 3 are: interest rates, underlying asset prices and volatility. Significant variations in any of these inputs separately may give rise to substantial changes in the fair value.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The table below shows the sensitivity of these fair values in scenarios of changes of interest rates or, asset prices, or in scenarios with varying shocks to prices and volatilities for nonlinear assets:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">Sensitivity &ndash; Level 3 Operations</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Market risk factor groups&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Scenarios</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Impact</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Impact</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Stockholders' equity</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Stockholders' equity</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 39%">Interest rates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; width: 12%">I</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 12%">(2.2)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 12%">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 12%">(1.5)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 12%">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">II</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(56.4)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(38.2)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">III</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(112.1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(76.4)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Commodities, Indexes and Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">I</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(6.2)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">II</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">(12.5)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Nonlinear</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">I</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(35.0)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(56.5)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">II</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(56.7)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">(93.3)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The following scenarios are used to measure sensitivity:</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify">Interest rate</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Based on reasonably possible changes in assumptions of 1, 25 and 50 basis points (scenarios I, II and III respectively) applied to the interest curves, both up and down, taking the largest losses resulting in each scenario.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify">Commodities, Index and Shares</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Based on reasonably possible changes in assumptions of 5 and 10 percentage points (scenarios I and II respectively) applied to share prices, both up and down, taking the largest losses resulting in each scenario.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Nonlinear</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Scenario I:</FONT> <FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Based on reasonably possible changes in assumptions of 5 percentage points on prices and 25 percentage points on the volatility level, both up and down, taking the largest losses resulting in each scenario.</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Scenario II: </FONT><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Based on reasonably possible changes in assumptions of 10 percentage points on prices and 25 percentage points on the volatility level, both up and down, taking the largest losses resulting in each scenario.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Financial assets and liabilities
not measured at fair value</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The following table presents the financial assets and liabilities not measured at fair value on a recurring basis.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 49%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 13%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 13%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 13%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 11%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Book value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Book value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Financial assets</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,587,342</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,590,836</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,375,782</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,376,534</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">At Amortized Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,587,342</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,590,836</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,375,782</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,376,534</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Central Bank compulsory deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">123,488</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">123,488</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">110,392</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">110,392</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Interbank deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45,506</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45,769</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">69,942</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">70,112</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Securities purchased under agreements to resell</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">272,047</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">272,047</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">169,718</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">169,718</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Securities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">207,764</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">207,357</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">147,746</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">147,219</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Loan and financial lease</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">883,355</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">886,993</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">822,590</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">823,699</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Other financial assets</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">103,039</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">103,039</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">96,473</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">96,473</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">(-) Provision for expected loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(47,857)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(47,857)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(41,079)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(41,079)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Financial liabilities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,723,822</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,721,948</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,558,307</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,558,838</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">At Amortized Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,719,909</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,718,035</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,553,107</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,553,638</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">843,974</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">843,900</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">850,372</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">850,277</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Securities sold under repurchase agreements</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">306,630</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">306,630</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">252,848</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">252,848</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Interbank market funds</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">290,953</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">290,922</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">177,145</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">177,181</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Institutional market funds</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">126,557</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">124,788</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">138,636</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">139,226</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Other financial liabilities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">151,795</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">151,795</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">134,106</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">134,106</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Provision for Expected Loss</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,913</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,913</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,200</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,200</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Loan commitments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,165</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,165</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,433</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,433</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Financial guarantees</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">748</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">748</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">767</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">767</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 29 - Provisions, contingent
assets and contingent liabilities</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In the ordinary course of its business,&nbsp;ITA&Uacute;
UNIBANCO HOLDING&nbsp;may be a party to legal proceedings labor, civil and tax nature. The contingencies related to these lawsuits are
classified as follows:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Contingent assets</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">There are no contingent assets recorded.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Provisions and contingencies</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&#8217;s provisions for
judicial and administrative challenges are long-term, considering the time required for their questioning, and this prevents the disclosure
of a deadline for their conclusion.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The legal advisors believe that&nbsp;ITA&Uacute; UNIBANCO
HOLDING&nbsp;is not a party to this or any other administrative proceedings or lawsuits, in addition to those highlighted throughout this
note, that could significantly affect the results of its operations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Civil lawsuits</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In general, provisions and contingencies arise from
claims related to the revision of contracts and compensation for material and moral damages. The lawsuits are classified as follows:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Collective lawsuits:</B> Related to claims of a similar
nature and with individual amounts that are not considered significant. Provisions are calculated on a monthly basis and the expected
amount of losses is accrued according to statistical references that take into account the nature of the lawsuit and the characteristics
of the court (Small Claims Court or Regular Court). Contingencies and provisions are adjusted to reflect the amounts deposited into court
as guarantee for their execution when realized.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Individual lawsuits: </B>Related to claims with unusual
characteristics or involving significant amounts. The probability of loss is ascertained periodically, based on the amount claimed and
the special nature of each case. The probability of loss is estimated according to the peculiarities of the lawsuits.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING, despite having complied
with the rules in force at the time, is a defendant in lawsuits filed by individuals referring to payment of inflation adjustments to
savings accounts resulting from economic plans implemented in the 1980s and the 1990s, as well as in collective lawsuits filed by: (i)
consumer protection</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">associations; and (ii) the Public Attorney&#8217;s Office,
on behalf of the savings accounts holders. ITA&Uacute; UNIBANCO HOLDING recognizes provisions upon receipt of summons, and when individuals
demand the enforcement of a ruling handed down by the courts, using the same criteria as for provisions for individual lawsuits.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Federal Supreme Court (STF) has issued some decisions
favorable to savings account holders, but it has not established its understanding with respect to the constitutionality of the economic
plans and their applicability to savings accounts. Currently, the appeals involving these matters are suspended, by order of the STF,
until it pronounces its final decision.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In December 2017, through mediation of the Federal Attorney&#8217;s
Office (AGU) and supervision of the BACEN, savers (represented by two civil associations, FEBRAPO and IDEC) and FEBRABAN entered into
an instrument of agreement aiming at resolving lawsuits related the economic plans, and&nbsp;ITA&Uacute; UNIBANCO HOLDING has already
accepted its terms. Said agreement was approved on March 1, 2018, by the Plenary Session of the Federal Supreme Court (STF) and savers
could adhere to its terms for a 24-month period.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Due to the end of this term, the parties signed an amendment
to the instrument of agreement to extend this period in order to contemplate a higher number of holders of savings accounts and, consequently,
to increase the end of lawsuits. In May, 2020 the Federal Supreme Court (STF) approved this amendment and granted a 30-month term for
new adhesions, and this term may be extended for another 30 months, subject to the reporting of the number of adhesions over the first
period.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt"><B>Labor claims</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Provisions and contingencies arise from lawsuits in
which labor rights provided for in labor legislation specific to the related profession are discussed, such as: overtime, salary equalization,
reinstatement, transfer allowance, pension plan supplement, among others. These lawsuits are classified as follows:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Collective lawsuits:</B> related to claims considered
similar and with individual amounts that are not considered significant. The expected amount of loss is determined and accrued on a monthly
basis in accordance with a statistical model which calculates the amount of the claims&nbsp;and it is reassessed taking into account court
rulings. Provisions for contingencies are adjusted to reflect the amounts deposited into court as security for execution.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><B>Individual lawsuits:&nbsp;</B>related to claims with
unusual characteristics or involving significant amounts. These are periodically calculated based on the amounts claimed. The probability
of loss is estimated in accordance with the actual and legal characteristics of each lawsuit.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt"><B>Other risks</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">These are quantified and accrued on the basis of the&nbsp;amount
of rural credit transactions with joint liability and FCVS (salary variations compensation fund) credits assigned to Banco Nacional.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Civil, labor and other risks
provisions</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Below are the changes in civil, labor and other risks provisions:</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 14%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 26%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Note</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Civil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Labor</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Other Risks</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Opening balance - 01/01</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,317</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,219</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,558</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">13,094</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">(-) Provisions guaranteed by indemnity clause</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2d XIV</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(225)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(879)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,104)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Subtotal</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">3,092</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,340</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,558</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">11,990</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Adjustment / Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">23</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">140</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">358</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">498</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Changes in the period reflected in income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">23</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">644</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,811</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">259</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,714</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Increase <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,013</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,058</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">259</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,330</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Reversal</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(369)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(247)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(616)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Payment</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(830)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,047)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,885)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Subtotal</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">3,046</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,462</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,809</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">12,317</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">(+) Provisions guaranteed by indemnity clause</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2d XIV</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">208</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">894</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,102</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Closing balance</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">3,254</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">8,356</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">1,809</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">13,419</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,107</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,852</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">434</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,393</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">2,147</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">5,504</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">1,375</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">9,026</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Note</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Civil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Labor</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Other Risks</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Opening balance - 01/01</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,511</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">8,015</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,483</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">13,009</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">(-) Provisions guaranteed by indemnity clause</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2d XIV</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(216)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(950)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,166)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Subtotal</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">3,295</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,065</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,483</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">11,843</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Adjustment / Interest</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">23</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">221</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">155</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">376</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Changes in the period reflected in income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">23</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">820</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,652</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">85</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,557</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Increase&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,176</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,888</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">119</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,183</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Reversal</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(356)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(236)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(34)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(626)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Payment</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1,244)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2,532)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(10)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3,786)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Subtotal</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">3,092</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7,340</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,558</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">11,990</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">(+) Provisions guaranteed by indemnity clause</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2d XIV</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">225</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">879</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,104</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Closing balance</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">3,317</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">8,219</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">1,558</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">13,094</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,266</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,528</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">429</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,223</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">2,051</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">5,691</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">1,129</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">8,871</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="7" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif">1) Includes, in the labor provision, the effects of the Voluntary Severance Program.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - Tax and social security provisions</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Tax and social security provisions correspond to the principal amount of taxes involved in administrative or judicial tax lawsuits, subject to tax assessment notices, plus interest and, when applicable, fines and charges.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">The table below shows the change in the provisions:</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 16%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 46%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 10%">Note</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 14%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; width: 14%">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Opening balance - 01/01</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,498</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,810</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">(-) Provisions guaranteed by indemnity clause</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2d XIV</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(71)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(71)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Subtotal</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">6,427</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">6,739</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Adjustment / Interest <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">487</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">202</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Changes in the period reflected in income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">(353)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">8</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Increase <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">118</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">180</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Reversal <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(471)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(172)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Payment</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(27)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(523)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Subtotal</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">6,534</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">6,426</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">(+) Provisions guaranteed by indemnity clause</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">2d XIV</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">74</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">72</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Closing balance</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">6,608</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">6,498</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">130</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">10</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Non-current</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">6,478</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">6,488</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify">1) The amounts are included in the headings Tax Expenses, General and Administrative Expenses and Current Income Tax and Social Contribution.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The main discussions related to tax and social security
provisions are described below:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>INSS
&#8211; Non-compensatory Amounts &#8211;&nbsp;R$ 1,903: the non-levy of social security contribution on amounts paid as profit sharing
is defended. The balance of the deposits in guarantee is&nbsp;R$ 1,137.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>PIS
and COFINS &#8211; Calculation Basis &#8211;&nbsp;R$ 663: defending the levy of PIS and COFINS on revenue, a tax on revenue from the sales
of assets and services. The balance of the deposits in guarantee is R$ 650.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>III - Contingencies not provided
for in the balance sheet</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Amounts involved in administrative and judicial arguments
with the risk of loss estimated as possible are not provided for and they are basically composed of:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt"><B>Civil lawsuits and labor claims</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In Civil Lawsuits with possible loss, total estimated
risk is&nbsp;R$ 4,894&nbsp;(R$ 4,903&nbsp;at 12/31/2021), and in this total there are no amounts arising from interests in Joint Ventures.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For Labor Claims with possible loss, estimated risk
is&nbsp;R$ 624&nbsp;(R$ 448&nbsp;at&nbsp;12/31/2021).&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt"><B>&nbsp;Tax and social security obligations</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">Tax and social security obligations of possible loss totaled&nbsp;R$ 37,995&nbsp;&nbsp;
(R$ 35,855&nbsp;&nbsp;at&nbsp;12/31/2021), and the main cases are described below:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>INSS
&#8211; Non-compensatory Amounts &#8211;&nbsp;R$ 8,585: defends the non-levy of this contribution on these amounts, among which are profit
sharing and stock options.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>ISS
&#8211; Banking Activities/Provider Establishment &#8211;&nbsp;R$ 5,750: the levy and/or payment place of ISS for certain banking revenues
are discussed.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>IRPJ,
CSLL, PIS and COFINS &#8211; Funding Expenses &#8211;&nbsp;R$ 5,225: the deductibility of raising costs (Interbank deposits rates) for
funds that were capitalized between group companies.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>IRPJ
and CSLL &#8211; Goodwill &#8211; Deduction &#8211;&nbsp;R$ 3,618: the deductibility of goodwill for future expected profitability on
the acquisition of investments.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>PIS
and COFINS - Reversal of Revenues from Depreciation in Excess &#8211;&nbsp;R$ 2,586&nbsp;: discussing the accounting and tax treatment
of PIS and COFINS upon settlement of leasing operations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>IRPJ,
CSLL, PIS and COFINS &#8211; Requests for Offsetting Dismissed &#8211;&nbsp;R$ 1,659: cases in which the liquidity and the certainty of
credits offset are discussed.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>IRPJ
and CSLL &#8211; Disallowance of Losses &#8211;&nbsp;R$ 1,302: discussion on the amount of tax loss (IRPJ) and/or social contribution
(CSLL) tax loss carryforwards used by the Federal Revenue Service when drawing up tax assessment notes that are still pending a final
decision.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">&nbsp;<FONT STYLE="color: #EC7000"><B>c) Accounts receivable
&#8211; Reimbursement of provisions</B></FONT></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The receivables balance arising from reimbursements
of contingencies totals&nbsp;R$ 871&nbsp;(R$ 888&nbsp;at 12/31/2021), arising basically from the collateral established in Banco Banerj
S.A. privatization process occurred in 1997, when the State of Rio de Janeiro created a fund to guarantee the equity recomposition in
provisions for civil, labor and tax and social security claims.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) Guarantees of contingencies, provisions
and legal obligations</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">The guarantees related to legal proceedings involving ITA&Uacute; UNIBANCO HOLDING and basically consist of:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 30%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 9%">Note</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Civil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Labor</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Tax</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 12%">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Deposits in guarantee</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center">18a</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,748</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,063</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,441</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">13,252</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">12,264</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Investment fund quotas</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">413</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">140</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">68</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">621</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">690</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Surety</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">64</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">51</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,001</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,116</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,115</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Insurance bond</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,607</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,440</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">15,852</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">18,899</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">18,771</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Guarantee by government securities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">283</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">283</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">242</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">3,832</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">3,694</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">30,645</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">38,171</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">36,082</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 30 - Segment Information</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The current operational and reporting segments of ITA&Uacute;
UNIBANCO HOLDING&nbsp;are described below:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Retail
Banking</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 22.5pt; text-align: justify">The segment comprises retail customers, account
holders and non-account holders, individuals and legal entities, high income clients (Ita&uacute; Uniclass and Personnalit&eacute;) and
the companies segment (microenterprises and small companies). It includes financing and credit offers made outside the branch network,
in addition to credit cards and payroll loans.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Wholesale
Banking</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 22.5pt; text-align: justify">It comprises products and services offered to
middle-market companies, high net worth clients (Private Banking), and the operation of Latin American units and Ita&uacute; BBA, which
is the unit responsible for business with large companies and Investment Banking operations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Activities
with the Market + Corporation</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 22.5pt; text-align: justify">Basically, corresponds to the result arising
from capital surplus, subordinated debt surplus and the net balance of tax credits and debits. It also includes the financial margin on
market trading, Treasury operating costs, and equity in earnings of companies not included in either of the other segments.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Basis of Presentation</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 7.5pt; text-align: justify">Segment information is based on the reports used
by senior management of ITA&Uacute; UNIBANCO HOLDING&nbsp;to&nbsp;assess performance and to make decisions about allocation of funds for
investment and other purposes.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 7.5pt; text-align: justify">These reports use a variety of information for
management purposes, including financial and non-financial information supported by bases different from information prepared according
to accounting practices adopted in Brazil. The main indicators used for monitoring business performance are Recurring Income, and Return
on Economic Capital allocated to each business segment.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 7.5pt; text-align: justify">Information by segment has been prepared in accordance
with accounting practices adopted in Brazil and is adjusted by the items below:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 7.5pt; text-align: justify"><B>Allocated capital:</B>&nbsp;The statements
for each segment consider capital allocation based on a proprietary model and consequent impacts on results arising from this allocation.
This model includes the following components: Credit risk, operating risk, market risk and insurance underwriting risk.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 7.5pt; text-align: justify"><B>Income tax rate:&nbsp;</B>We take the total
income tax rate, net of the tax effect from the payment of interest on capital, for the Retail Banking, Wholesale Banking and Activities
with the Market + Corporation. The difference between the income tax amount calculated by segment and the effective income tax amount,
as stated in the consolidated financial statements, is allocated to the Trading + Institutional column.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Reclassification
and application of managerial criteria</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify">The managerial statement of income was used to
prepare information per segment. These statements were obtained based on the statement of income adjusted by the impact of non-recurring
events and the managerial reclassifications in income.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify">The main reclassifications between the accounting
and managerial results are:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify"><B>Operating revenues:&nbsp;</B>Considers the opportunity
cost for each operation. The financial statements were adjusted so that the stockholders' equity was replaced by funding at market price.
Subsequently, the financial statements were adjusted to include revenues related to capital allocated to each segment. The cost of subordinated
debt and the respective remuneration at market price were proportionally allocated to the segments, based on the economic capital allocated.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify"><B>Tax effects of hedging:&nbsp;</B>The tax effects
of hedging of investments abroad were adjusted &#8211; they were originally recorded as tax expenses (PIS and COFINS) and Income Tax and
Social Contribution on Net Income &#8211; and are now reclassified to financial margin.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify"><B>Insurance:&nbsp;</B>The main reclassifications
of revenues refer to the financial margins obtained from technical provisions for insurance, pension plans and premium bonds, in addition
to revenue from management of pension plan funds.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify"><B>Other reclassifications:</B> Other Income, Share
of profit or (loss) in Associates and joint ventures, Non-Operating Income, Profit Sharing of Management Members and Expenses for Credit
Card Reward Program were reclassified to those lines representing the way the ITA&Uacute; UNIBANCO HOLDING manages its business, to provide
a clearer understanding of our performance.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify">The adjustments and reclassifications column shows
the effects of the differences between the accounting principles followed for the presentation of segment information, which are substantially
in line with the accounting practices adopted for financial institutions in Brazil, except as described above, and the policies used in
the preparation of these consolidated financial statements according to IFRS. Significant adjustments are as follows:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Requirements
for impairment testing of financial assets are based on the expected loan losses model.</P>


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<P STYLE="font: 15pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Adjustment
to fair value due to reclassifications of financial assets to categories of measurement at amortized cost, at fair value through profit
and loss or at fair value through other comprehensive income, as a result of the concept of business models of IFRS 9.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Financial
assets modified and not written-off, with their balances recalculated in accordance with the requirements of IFRS 9.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Effective
interest rate of financial assets and liabilities measured at amortized cost, appropriating revenues and costs directly attributable to
their acquisition, issue or disposal over the transaction term, where as in the standards adopted in Brazil, recognition of expenses and
revenues from fees occurs at the time these transactions are contracted.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 30pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Goodwill
generated in a business combination is not amortized, where as in the standards adopted in Brazil, it is amortized.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Consolidated Statement of Managerial
Result</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">07/01
    to 09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Retail
    Banking</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Wholesale
    Banking</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Activities
    with the Market + Corporation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">ITA&Uacute;
    UNIBANCO</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Adjustments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">IFRS
    consolidated <SUP>(3)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 35%"><FONT STYLE="font-size: 8pt">Operating
    revenues</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 10%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">23,320</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">12,737</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 10%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">510</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">36,567</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">156</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">36,723</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Interest
    margin <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14,339</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,110</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">452</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">23,901</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,840)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22,061</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Commissions and Banking
    Fees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,778</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,593</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10,410</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,380</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,790</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Income
    from insurance and private pension operations before claim and selling expenses</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,203</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">34</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">2,256</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(786)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,470</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Other revenues</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,402</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,402</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Cost of Credit</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(7,943)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(49)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(7,992)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">992</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(7,000)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Claims</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(410)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(412)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(412)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Operating margin</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">14,967</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">12,686</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">510</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">28,163</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,148</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">29,311</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other operating income / (expenses)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(11,063)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(5,026)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(50)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(16,139)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(3,345)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(19,484)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Non-interest
    expenses <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(9,486)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,386)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(70)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(13,942)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,353)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(17,295)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Tax expenses for ISS,
    PIS and COFINS and Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,577)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(640)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">20</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(2,197)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(134)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2,331)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Share of
    profit or (loss) in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">142</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">142</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Income before income tax and
    social contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">3,904</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">7,660</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">460</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">12,024</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(2,197)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">9,827</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Income tax and social
    contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,184)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2,704)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">144</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(3,744)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,178</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,566)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Non-controlling interests</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(163)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(57)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(201)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">32</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(169)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Net income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">2,739</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">4,793</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">547</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">8,079</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">8,092</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Total
    assets <SUP>(*)</SUP> -</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,516,795</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,147,845</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">160,251</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,422,978</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(139,643)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,283,335</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">Total
    liabilities -</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,447,809</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,081,343</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">130,146</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,257,391</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(147,773)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,109,618</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400"><SUP>(*)
    </SUP>Includes:</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Investments in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,080</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,344</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">6,424</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">503</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,927</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Fixed assets, net</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,438</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,140</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">6,578</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">699</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,277</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Goodwill and Intangible assets, net</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,674</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,414</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">17,088</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,109</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22,197</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-size: 8pt">1)
    Includes interest and similar income and expenses of R$ 12,272, result of financial assets and liabilities at fair value through
    profit or loss of R$ 15,768 and foreign exchange results and exchange variations in foreign transactions of R$ (5,979).<BR>
    2) Refers to general and administrative expenses including depreciation and amortization expenses of R$ (1,583).<BR>
    3) The IFRS Consolidated figures do not represent the sum of the parties because there are intercompany transactions that were eliminated
    only in the consolidated statements. Segments are assessed by top management, net of income and expenses between related parties.</FONT></TD></TR>
  </TABLE>
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  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">07/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 35%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 10%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-size: 8pt">Retail
    Banking</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-size: 8pt">Wholesale
    Banking</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 10%"><FONT STYLE="font-size: 8pt">Activities
    with the Market + Corporation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-size: 8pt">ITA&Uacute;
    UNIBANCO</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-size: 8pt">Adjustments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 9%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">IFRS
    consolidated <SUP>(3)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Operating
    revenues</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">19,033</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">9,568</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">2,907</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">31,508</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(983)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">30,525</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Interest
    margin <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,779</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,878</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,857</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">19,514</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2,173)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17,341</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Commissions and Banking
    Fees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,429</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,613</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">28</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10,070</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">792</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,862</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Income
    from insurance and private pension operations before claim and selling expenses</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,825</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">77</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">1,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(734)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,190</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Other revenues</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,132</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,132</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Cost of Credit</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,646)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(585)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(5,231)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,223</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,008)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Claims</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(417)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(418)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(417)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Operating margin</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">13,970</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">8,982</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">2,907</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">25,859</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">241</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">26,100</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other operating income / (expenses)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(10,149)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(4,401)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(258)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(14,808)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(1,856)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(16,664)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Non-interest
    expenses <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(8,865)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,851)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(111)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(12,827)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2,049)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(14,876)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Tax expenses for ISS,
    PIS and COFINS and Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,284)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(550)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(147)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(1,981)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">28</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,953)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Share of
    profit or (loss) in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">165</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">165</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Income before income tax and
    social contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">3,821</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">4,581</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">2,649</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">11,051</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(1,615)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">9,436</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Income tax and social
    contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,391)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,697)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(915)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(4,003)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">962</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,041)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Non-controlling interests</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(61)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(141)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(67)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(269)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(50)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(319)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Net income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">2,369</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">2,743</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,667</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">6,779</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(703)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">6,076</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Total
    assets <SUP>(*)</SUP> -</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,311,330</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,013,836</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">133,123</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,166,019</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(96,813)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,069,206</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">Total
    liabilities -</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,252,211</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">945,311</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">105,190</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,010,442</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(105,712)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,904,730</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400"><SUP>(*)
    </SUP>Includes:</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Investments in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,008</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,338</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">6,346</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(225)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,121</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Fixed assets, net</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,420</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">997</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">6,417</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">546</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,963</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Goodwill and Intangible assets, net</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,371</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,557</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">17,928</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,182</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">21,110</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-size: 8pt">1)
    Includes interest and similar income and expenses of R$ 17,262, result of financial assets and liabilities at fair value through
    profit or loss of R$ 4,867 and foreign exchange results and exchange variations in foreign transactions of R$ (4,788).<BR>
    2) Refers to general and administrative expenses including depreciation and amortization expenses of R$ (1,208).<BR>
    3) The IFRS Consolidated figures do not represent the sum of all parties because there are intercompany transactions that were eliminated
    only in the consolidated statements. Segments are assessed by top management, net of income and expenses between related parties.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">01/01
    to 09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Retail&nbsp;&nbsp;&nbsp;&nbsp;Banking</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Wholesale
    Banking</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Activities
    with the Market +&nbsp;&nbsp;Corporation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">ITA&Uacute;
    UNIBANCO</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Adjustments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">IFRS
    consolidated <SUP>(3)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Operating
    revenues</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">66,871</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">35,809</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,172</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">104,852</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,934</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">107,786</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Interest
    margin <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">40,523</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">24,866</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,198</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">67,587</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2,466)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">65,121</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Revenues
    from&nbsp;&nbsp;banking services and bank charges</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19,905</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,666</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">109</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">30,680</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,006</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">34,686</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left; background-color: white"><FONT STYLE="font-size: 8pt">Income
    from insurance and private pension operations before&nbsp;&nbsp;claim and selling expenses</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">6,443</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">277</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">(135)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,585</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">(2,281)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">4,304</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Other revenues</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,675</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,675</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Cost of Credit</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(21,867)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(627)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(22,494)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,259</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(20,235)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Claims</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,129)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,138)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,138)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Operating margin</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">43,875</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">35,173</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,172</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">81,220</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,193</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">86,413</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other operating&nbsp;&nbsp;income
    / (expenses)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(32,123)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(14,219)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(152)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(46,494)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(10,802)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(57,296)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Non-interest
    expenses <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(27,533)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(12,379)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(153)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(40,065)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(10,562)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(50,627)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Tax expenses
    for&nbsp;&nbsp;ISS, PIS and COFINS and Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,590)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,840)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6,429)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(678)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(7,107)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left; background-color: white"><FONT STYLE="font-size: 8pt">Share
    of profit or (loss) in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">438</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">438</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Income before income tax and
    social contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,752</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">20,954</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">34,726</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5,609)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">29,117</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Income
    tax and social contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,601)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(7,102)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(31)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(10,734)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,581</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6,153)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Non-controlling
    interests</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(12)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(664)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(198)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(874)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">109</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(765)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">Net
    income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">8,139</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">13,188</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,791</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">23,118</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(919)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">22,199</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; width: 36%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Calibri\, sans-serif; width: 10%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font: 11pt Arial, sans-serif; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Total
    assets <SUP>(*)</SUP> -</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,516,795</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,147,845</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">160,251</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,422,978</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(139,643)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,283,335</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">Total
    liabilities -</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,447,809</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,081,343</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">130,146</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,257,391</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(147,773)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,109,618</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400"><SUP>(*)
    </SUP>&nbsp;Includes:</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Investments
    in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,080</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,344</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,424</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">503</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,927</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left; background-color: white"><FONT STYLE="font-size: 8pt">Fixed
    assets, net</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5,438</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,140</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">6,578</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">699</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">7,277</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left; background-color: white"><FONT STYLE="font-size: 8pt">Goodwill
    and Intangible assets, net</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">8,674</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">8,414</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">17,088</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5,109</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">22,197</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-size: 8pt">1)
    Includes interest and similar income and expenses of R$ 41,774, result of financial assets and liabilities at fair value through
    profit or loss of R$ 28,975 and foreign exchange results and exchange variations in foreign transactions of R$ (5,628).<BR>
    2) Refers to general and administrative expenses including depreciation and amortization expenses of R$ (4,278).<BR>
    3) The IFRS Consolidated figures do not represent the sum of the parties because there are intercompany transactions that were eliminated
    only in the consolidated statements. Segments are assessed by top management, net of income and expenses between related parties.</FONT></TD></TR>
  </TABLE>
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  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">01/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Retail
    Banking</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Wholesale
    Banking</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Activities
    with the Market +&nbsp;&nbsp;Corporation</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">ITA&Uacute;
    UNIBANCO</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Adjustments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">IFRS
    consolidated <SUP>(3)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 36%"><FONT STYLE="font-size: 8pt">Operating
    revenues</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 10%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">54,803</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">27,468</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">9,890</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">92,161</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">(1,149)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">91,012</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Interest
    margin <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">31,089</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">16,863</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,989</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">56,941</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2,447)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">54,494</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Commissions and&nbsp;&nbsp;Banking
    Fees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">18,428</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,333</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">860</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">29,621</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,306</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">30,927</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Income
    from insurance and private pension operations before&nbsp;&nbsp;claim and selling expenses</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,286</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">272</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">41</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,599</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2,413)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,186</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Other revenues</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,405</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,405</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Cost of Credit</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(12,664)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,370)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(14,034)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,094</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6,940)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Claims</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,265)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,271)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,270)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Operating margin</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">40,874</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">26,092</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,890</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">76,856</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,946</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">82,802</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other operating&nbsp;&nbsp;income / (expenses)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(29,494)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(13,085)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(902)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(43,481)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(7,362)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(50,843)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Non-interest
    expenses <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(25,815)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(11,625)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(401)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(37,841)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(7,923)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(45,764)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Tax expenses
    for ISS, PIS and COFINS and Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,679)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,460)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(501)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5,640)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(434)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6,074)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Share of
    profit or (loss) in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">995</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">995</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Income
    before income tax&nbsp;&nbsp;and social contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,380</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,007</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,988</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">33,375</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,416)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">31,959</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Income tax and social
    contribution</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,094)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(4,739)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(3,534)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(12,367)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,762</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(10,605)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Non-controlling
    interests</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(271)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(543)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(474)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,288)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">98</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,190)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Net income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,015</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,725</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,980</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19,720</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">444</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">20,164</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Total
    assets <SUP>(*)</SUP> -</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,311,330</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,013,836</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">133,123</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,166,019</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(96,813)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,069,206</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">Total
    liabilities -</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,252,211</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">945,311</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">105,190</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">2,010,442</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(105,712)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,904,730</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400"><SUP>(*)
    </SUP>Includes:</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Investments
    in associates and joint ventures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,008</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,338</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,346</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(225)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,121</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Fixed assets, net</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,420</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">997</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,417</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">546</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,963</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Goodwill and Intangible
    assets, net</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,371</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,557</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17,928</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,182</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">21,110</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-size: 8pt">1)
    Includes interest and similar income and expenses of R$ 45,147, result of financial assets and liabilities at fair value through
    profit or loss of R$ 11,037 and foreign exchange results and exchange variations in foreign transactions of R$ (1,690).<BR>
    2) Refers to general and administrative expenses including depreciation and amortization expenses of R$ (3,776).<BR>
    3) The IFRS Consolidated figures do not represent the sum of the parties because there are intercompany transactions that were eliminated
    only in the consolidated statements. Segments are assessed by top management, net of income and expenses between related parties.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Result of Non-Current Assets and
Main Services and Products by Geographic Region</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 45%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Brazil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Total</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Brazil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 9%">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: justify">Non-current assets</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white">23,647</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white">5,827</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">29,474</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">21,390</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">6,683</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">28,073</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; text-align: justify; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; text-align: justify; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; text-align: justify; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: right">-</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">07/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">07/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Brazil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Total</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Brazil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Income related to financial operations <SUP>(1,2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">51,549</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">10,049</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">61,598</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">30,991</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">6,549</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">37,540</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Income from insurance and private pension operations before claim and selling expenses</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,459</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,470</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,181</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,190</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Comissions and Banking Fees</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,305</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,485</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11,790</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,724</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,138</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,862</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: white; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white">Brazil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white">Total</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white">Brazil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white">Total</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Income related to interest and similar <SUP>(1,2,3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">140,502</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white">19,691</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">160,193</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">80,287</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white">18,677</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">98,964</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Income from insurance and private pension operations before claim and selling expenses <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,274</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">30</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">4,304</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,172</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">14</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">3,186</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Commissions and Banking Fees <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">22,985</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">11,701</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">34,686</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27,562</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,365</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">30,927</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) Includes interest and similar income, result of financial assets and liabilities at fair value through profit or loss and foreign exchange results and exchange variations in foreign transactions.<BR>
2) ITA&Uacute; UNIBANCO HOLDING does not have customers representing 10% or higher of its revenues.<BR>
3) In &quot;Brazil&quot; geographic region the companies headquartered in the country and &quot;Abroad&quot; are considered; the other companies, the amounts consider the already eliminated values.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 31 - Related parties</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Transactions between related parties are carried out
for amounts, terms and average rates in accordance with normal market practices during the period, and under reciprocal conditions.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Transactions between companies and investment funds,
included in consolidation (Note&nbsp;2d I), have been eliminated and do not affect the consolidated statements.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The principal unconsolidated related parties are as
follows:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Ita&uacute;
Unibanco Participa&ccedil;&otilde;es S.A. (IUPAR), Companhia E. Johnston de Participa&ccedil;&otilde;es S.A. (shareholder of IUPAR) and
ITA&Uacute;SA, direct and indirect shareholders of ITA&Uacute; UNIBANCO HOLDING.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>The
associates, non-financial subsidiaries and joint ventures of ITA&Uacute;SA, in particular Dexco S.A., Copagaz &#8211; Distribuidora de
G&aacute;s S.A., Aegea Saneamento e Participa&ccedil;&otilde;es S.A., &Aacute;guas do Rio 1 SPE S.A., &Aacute;guas do Rio 4 SPE S.A.,
Alpargatas S.A.,&nbsp;CCR S.A. and&nbsp;XP Inc. (Note&nbsp;3).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Investments
in associates and joint ventures, in particular Porto Seguro Ita&uacute; Unibanco Participa&ccedil;&otilde;es S.A., BSF Holding S.A. and
XP Inc. (Note&nbsp;3).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Pension
Plans: Funda&ccedil;&atilde;o Ita&uacute; Unibanco &#8211; Previd&ecirc;ncia Complementar and FUNBEP &#8211; Fundo de Pens&atilde;o Multipatrocinado,
closed-end supplementary pension entities, that administer retirement plans sponsored by ITA&Uacute; UNIBANCO HOLDING, created exclusively
for employees.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Associations:
Associa&ccedil;&atilde;o Cubo Coworking Ita&uacute; &#8211; a partner entity of&nbsp;ITA&Uacute; UNIBANCO HOLDING its purpose is to encourage
and promote the discussion and development of alternative and innovative technologies, business models and solutions; the produce and
disseminate the resulting technical and scientific knowledge; the attract and bring in new information technology talents that may be
characterized as startups; and to research, develop and establish ecosystems for entrepreneur and startups.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Foundations
and Institutes maintained by donations from ITA&Uacute; UNIBANCO HOLDING&nbsp;and by the proceeds generated by their assets, so that they
can accomplish their objectives and to maintain their operational and administrative structure:&nbsp;</P>


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<P STYLE="font: 10pt/125% Arial,sans-serif; margin: 0 0 8pt 15pt; text-align: justify"><B>Funda&ccedil;&atilde;o Ita&uacute; para a Educa&ccedil;&atilde;o
e Cultura </B>&#8211; promotes education, culture, social assistance, defense and guarantee of rights, and strengthening of civil society.</P>

<P STYLE="font: 10pt/125% Arial,sans-serif; margin: 0 0 8pt 15pt; text-align: justify"><B>Instituto Unibanco</B> &#8211; supports projects
focused on social assistance, particularly education, culture, promotion of integration into the labor market, and environmental protection,
directly or as a supplement to civil institutions.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt 15pt; text-align: justify"><B>Instituto Unibanco de Cinema </B>&#8211; promotes
culture in general and provides access of low-income population to cinematography, videography and similar productions, for which it should
maintain movie theaters and movie clubs owned or managed by itself to screen films, videos, video-laser discs&nbsp;owns and other related
activities,&nbsp;as well as to screen and disseminate movies in general, especially those produced in Brazil.</P>

<P STYLE="font: 10pt/125% Arial,sans-serif; margin: 0 0 8pt 15pt; text-align: justify"><B>Associa&ccedil;&atilde;o Ita&uacute; Viver Mais</B>
&#8211; provides social services for the welfare of beneficiaries, on the terms defined in its Internal Regulations, and according to
the funds available. These services may include the promotion of cultural, educational, sports, entertainment and healthcare activities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Transactions with related parties:</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Annual
    rate</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Assets
    / (Liabilities)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Revenues
    / (Expenses)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">07/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">07/01
    to 09/30/2021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">01/01
    to 09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">01/01
    to 09/30/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 42%"><FONT STYLE="font-size: 8pt">Interbank investments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">3,403</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">2,301</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">63</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">184</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 7%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">33</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">13.40%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,403</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,301</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">63</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">184</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">33</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Loan operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">674</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">654</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">14</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">48</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">21</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Dexco S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">CDI + 1.45%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">594</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">546</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">14</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">48</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">2.5% to 6%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">80</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">108</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Securities and derivative
    financial instruments (assets and liabilities)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">6,753</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">5,397</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">358</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">88</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">733</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">143</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Investment funds</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">242</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">183</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">33</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">CCR S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">CDI + 6.8% / 9.76%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,092</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">119</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">119</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Copagaz &ndash; Distribuidora de G&aacute;s
    S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">CDI + 1.7% to 2.95%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,117</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,082</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">42</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">110</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">18</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Ita&uacute;sa S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">CDI + 2% to 2.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,238</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,200</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">44</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">21</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">120</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&Aacute;guas do Rio 4 SPE S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">CDI + 3.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">856</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,574</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">38</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">137</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Aegea Saneamento e Participa&ccedil;&otilde;es
    S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">CDI + 1.5% to 2.9% / 16.76%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">939</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">844</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">93</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">29</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">175</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">29</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">CDI + 3.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">269</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">514</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">15</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">39</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">15</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(2,358)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(437)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(113)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(4)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(143)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(8)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">CCR S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">101% to 103% CDI</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1,976)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(45)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(45)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Aegea Saneamento e Participa&ccedil;&otilde;es
    S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">99% to 102% CDI</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(111)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(158)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(21)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(37)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Copagaz &ndash; Distribuidora de G&aacute;s
    S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">100% CDI</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(16)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">75% to 100% CDI</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(255)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(279)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(47)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(61)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Deposits received under securities repurchase
    agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(655)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Alpargatas S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">78% CDI</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(54)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">13.65%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(601)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Funds from acceptances and issuance of
    securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(237)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Aegea Saneamento e Participa&ccedil;&otilde;es
    S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">103.5% CDI</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(210)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Copagaz &ndash; Distribuidora de G&aacute;s
    S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">103% CDI</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(27)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Amounts receivable
    (payable) / Commissions and/or Other General and Administrative expenses</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(122)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(273)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(27)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(47)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">6</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Funda&ccedil;&atilde;o Ita&uacute; Unibanco
    - Previd&ecirc;ncia Complementar</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(102)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(78)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">26</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">28</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Dexco S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">20</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Ol&iacute;mpia Promo&ccedil;&atilde;o
    e Servi&ccedil;os S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(15)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(15)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(45)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(46)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">FUNBEP - Fundo de Pens&atilde;o Multipatrocinado</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(179)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(158)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(15)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Ita&uacute;sa S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(21)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(10)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">ConectCar Solu&ccedil;&otilde;es de Mobilidade
    Eletr&ocirc;nica S.A.</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(26)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(26)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">166</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(22)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Rent</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(9)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(8)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(25)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(24)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Funda&ccedil;&atilde;o Ita&uacute; Unibanco
    - Previd&ecirc;ncia Complementar</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(8)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(8)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(23)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(23)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">FUNBEP - Fundo de Pens&atilde;o Multipatrocinado</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(2)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(1)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Sponsorship</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">34</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(19)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(8)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Associa&ccedil;&atilde;o
    Cubo Coworking Ita&uacute;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">34</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(19)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">(8)</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Operations with Key Management Personnel of ITA&Uacute;
UNIBANCO HOLDING present Assets of R$ 154, Liabilities of R$ (6,659) and Results of R$ (40) (R$ 100, R$ (6,136) at 12/31/2021 and R$ 10
from&nbsp;01/01 to 09/30/2021, respectively).</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Compensation and Benefits of Key
Management Personnel</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Compensation and benefits attributed to Managers Members, members of the Audit Committee and the Board of Directors of ITA&Uacute; UNIBANCO HOLDING in the period correspond to:</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 52%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">07/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">07/01 to <BR>
09/30/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 12%">01/01 to <BR>
09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Fees</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(142)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(109)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(462)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(346)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Profit sharing</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(60)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(40)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(181)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(139)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Post-employment benefits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(1)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(4)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Share-based payment plan <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(46)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(35)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(87)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(83)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(249)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(185)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(734)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">(576)</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) As a result of the reduction of the minority interest in XP Inc. and subsequent merger of XPart S.A. (Note 3), in October 2021, there was an increase in the number of ITUB4 shares to be delivered under the variable compensation plans. Payments occured in 2022 are reflected in Fees.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 20pt; text-align: justify">Total amount related to share-based payment plans,
personnel expenses and post-employment benefits is detailed in Notes&nbsp;20,&nbsp;23&nbsp;and&nbsp;26,&nbsp;respectively.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 32 - Risk and Capital Management</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Corporate Governance</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;invests in robust
risk management processes and capital management that are the basis for its strategic decisions to ensure business sustainability and
maximize shareholder value creation.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">These processes are aligned with the guidelines of the
Board of Directors and Executive which, through collegiate bodies, define the global objectives expressed as targets and limits for the
business units that manage risk. Control and capital management units, in turn, support&nbsp;ITA&Uacute; UNIBANCO HOLDING&#8217;s management
by monitoring and analyzing risk and capital.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Board of Directors is the main body responsible
for establishing guidelines, policies and approval levels for risk and capital management. The Capital and Risk Management Committee (CGRC),
in turn, is responsible for supporting the Board of Directors in managing capital and risk. At the executive level, collegiate bodies,
presided over by the Chief Executive Officer (CEO) of&nbsp;ITA&Uacute; UNIBANCO HOLDING, are responsible for capital and risk management,
and their decisions are monitored by the CGRC.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Additionally,&nbsp;ITA&Uacute; UNIBANCO HOLDING has
collegiate bodies with capital and risk management responsibilities delegated to them, under the responsibility of CRO (Chief Risk Officer).
To support this structure, the Risk Department has departments to ensure, on an independent and centralized basis, that the institution&#8217;s
risks and capital are managed in compliance with the defined policies and procedures.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING's management model is made
up of:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>
1st line of defense: business areas, which have primary responsibility for managing the risk they originate.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>
2nd line of defense: risk area, which ensures that risks are managed and are supported by risk management principles (risk appetite, policies,
procedures and dissemination of the risk culture in the business).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>3rd
line of defense: internal audit, which is linked to the Board of Directors and makes an independent assessment of the activities developed
by the other areas.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Risk Management</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>Risk Appetite</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The risk appetite of&nbsp;ITA&Uacute; UNIBANCO HOLDING
is based on the Board of Director&#8217;s statement:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><I>&#8220;We are a universal bank, operating mainly
in Latin America. Supported by our risk culture, we insist on with strict ethical standards and regulatory compliance, seeking high and
increasing returns, with low volatility, through lasting relationships with our customers, accurate risk pricing, widespread funding and
proper use of capital.&#8221;</I></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Based on this statement, five dimensions have been defined,
each dimension consists of a set of metrics associated with the main risks involved, combining supplementary measurement methods, to give
a comprehensive vision of our exposure.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Board of Directors is responsible for approving
guidelines and limits for risk appetite, with the support of CGRC and the CRO.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The limits for risk appetite are monitored regularly
and reported to risk committees and to the Board of Directors, which will oversee the preventive measures to be taken to ensure that exposure
is aligned with the strategies of&nbsp;ITA&Uacute; UNIBANCO HOLDING.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The five dimensions of risk appetite are:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Capitalization:&nbsp;</B>establishes
that&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;must have capital sufficient to face any serious recession period or a stress event without
the need to adjust its capital structure under unfavorable circumstances. It is monitored by tracking ITA&Uacute; UNIBANCO HOLDING&#8217;s
capital ratios, both in normal and stress scenarios, and of the ratings of the institution's debt issues.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Liquidity:</B>
establishes that the liquidity of&nbsp;ITA&Uacute; UNIBANCO HOLDING must withstand long periods of stress. It is monitored tracking liquidity
indicators.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Composition
of results:&nbsp;</B>defines that business will be focused primarily on Latin America, where&nbsp;ITA&Uacute; UNIBANCO HOLDING has a diversified
base of customers and products, with low appetite for income volatility or for high risk. This dimension comprises aspects related to
business, profitability, market risk and credit risk. By adopting exposure concentration limits, such as industry sectors, counterparty
quality, countries and geographical regions and risk factors, these monitored metrics are intended to ensure well-adjusted portfolios,
low income volatility and business sustainability.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Operational
risk:&nbsp;</B>focuses on the control of operating risk events that may adversely impact business and operating strategy, and involves
monitoring the main operational risk events and losses incurred.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Reputation:&nbsp;</B>addresses
risks that may impact the institution&#8217;s brand value and reputation with customers, employees, regulatory bodies, investors and the
general public. The risk monitoring in this dimension is carried out by tracking customer satisfaction or dissatisfaction and media exposure,
in addition to monitoring the institution&#8217;s conduct.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Risk appetite, risk management and guidelines for employees
of&nbsp;ITA&Uacute; UNIBANCO HOLDING for routine decision-making purposes are based on:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Sustainability
and customer satisfaction: </B>ITA&Uacute; UNIBANCO HOLDING vision is to be the leading bank in sustainable performance and customer satisfaction
and, accordingly, we are committed to creating shared value for staff, customers, stockholders and society, ensuring the continuity of
the business. ITA&Uacute; UNIBANCO HOLDING is committed to doing business that is good both for the customer and the institution itself.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Risk
culture:</B>&nbsp;ITA&Uacute; UNIBANCO HOLDING&#8217;s risk culture goes beyond policies, procedures or processes, reinforcing the individual
and collective responsibility of all employees so that they will do the right thing at the right time and in the proper manner, respecting
the ethical way of doing business.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Risk
pricing:&nbsp;</B>ITA&Uacute; UNIBANCO HOLDING&nbsp;&#8217;s operates and assumes risks in business that it knows and understands, avoids
the ones that are unknown or that do not provide competitive advantages, and carefully assesses risk-return ratios.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Diversification:</B>&nbsp;ITA&Uacute;
UNIBANCO HOLDING has little appetite for volatility in earnings, and it therefore operates with a diverse base of customers, products
and business, seeking to diversify risks and giving priority to lower risk business.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Operational
excellence:</B> It is the wish of ITA&Uacute; UNIBANCO HOLDING&nbsp;to be an agile bank, with a robust and stable infrastructure enabling
us to offer top quality services.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Ethics
and respect for regulations: </B>for&nbsp;ITA&Uacute; UNIBANCO HOLDING, ethics is non-negotiable, and it therefore promotes an institutional
environment of integrity, encouraging staff to cultivate ethics in relationships and business and to respect the rules, thus caring for
the institution&#8217;s reputation.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;has various ways of
disseminating risk culture, based on four principles: conscious risk-taking, discussion of the risks the institution faces, the corresponding
action taken, and the responsibility of everyone for managing risk.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">These principles serve as a basis for ITA&Uacute; UNIBANCO
HOLDING guidelines, helping employees to conscientiously understand, identify, measure, manage and mitigate risks.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Credit risk</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The possibility of losses arising from failure by a
borrower, issuer or counterparty to meet their financial obligations, the impairment of a loan due to downgrading of the risk rating of
the borrower, the issuer or the counterparty, a decrease in earnings or remuneration, advantages conceded on renegotiation or the costs
of recovery.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">There is a credit risk control and management structure,
centralized and independent from the business units, that provides for operating limits and risk mitigation mechanisms, and also establishes
processes and tools to measure, monitor and control the credit risk inherent in all products, portfolio concentrations and impacts of
potential changes in the economic environment.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The credit policy of&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;is
based on internal criteria such as: classification of customers, portfolio performance and changes, default levels, rate of return and
economic capital allocated, among others, and also take into account external factors such as interest rates, market default indicators,
inflation, changes in consumption, and so on.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For personal customers and small and middle-market companies,
credit rating is based on statistical application models (at the early stages of the relationship with a customer) and behavior score
(used for customers with which&nbsp;ITA&Uacute; UNIBANCO HOLDING already has a relationship).&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For large companies, the rating is based on information
such as economic and financial condition of the counterparty, their cash-generating capability, the economic group to which they belong,
and the current and prospective situation of the economic sector in which they operate,&nbsp;in accordance with the guidelines of the
Sustainability and Social and Environmental Responsibility Policy (PRSA) and specific manuals and procedures of&nbsp;ITA&Uacute; UNIBANCO
HOLDING.&nbsp;Credit proposals are analyzed on a case by case basis, through an approval-level mechanism.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING strictly controls the credit
exposure of customers and counterparties, taking action to address situations in which the current exposure exceeds what is desirable.
For this purpose, measures provided for in loan agreements are available, such as accelerated maturity or a requirement for additional
collateral.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>I.I - Collateral and policies for mitigating credit risk</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;uses guarantees to
increase its capacity for recovery in operations exposed to credit risk. The guarantees may be personal, secured, legal structures with
mitigating power and offset agreements.&nbsp;</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For collateral to be considered instruments that mitigate
credit risk, they must comply with the requirements and standards that regulate them, both internal and external ones, and they must be
legally valid (effective), enforceable, and assessed on a regular basis.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;also uses credit derivatives,
to mitigate credit risk of its portfolios of loans and securities. These instruments are priced based on models that use the fair value
of market inputs, such as credit spreads, recovery rates, correlations and interest rates.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>I.II - Policy for Provisioning and Economic Scenarios</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Both the credit risk and the finance areas are responsible
for defining the methods used to measure expected loan losses and for periodically assessing changes in the provision amounts.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">These areas monitor the trends observed in provisions
for expected credit losses by segment, in addition to establishing an initial understanding of the variables that may trigger changes
in the allowance for loan losses, the probability of default (PD) or the loss given default (LGD).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Once the trends have been identified and an initial
assessment of the variables has been made at the corporate level, the business areas are responsible for further analyzing these trends
in more detail and for each segment, in order to understand the underlying reasons for the trends and to decide whether changes are required
in credit policies.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Provisions for expected losses take into account the
expected risk linked to contracts with similar characteristics and in anticipation of signs of deterioration, over a loss horizon suitable
for the remaining period of the contract to maturity. For contracts of products with no determined termination date, average results of
deterioration and default are used to determine the loss horizon.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Additionally, information on economic scenarios and
public data with internal projections are used to determine and adjust the expected credit loss in line with expected macroeconomic realities.</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="11" STYLE="color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">Sensitivity analysis</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="11" STYLE="color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="11" STYLE="font-family: Arial, sans-serif; text-align: justify">ITA&Uacute; UNIBANCO HOLDING prepares studies on the impact of estimates in the calculation of expected credit loss. The expected loss models use three different scenarios: Optimistic, Base and Pessimistic. In Brazil, where operations are substantially carried out, these scenarios are combined by weighting their probabilities: 10%, 50% and 40%, respectively, which are updated so as to reflect the new economic conditions. For loan portfolios originated in other countries, the scenarios are weighted by different probabilities, considering regional economic aspects and conditions.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="11" STYLE="font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="11" STYLE="font-family: Arial, sans-serif; text-align: justify">The table below shows the amount of financial assets at amortized cost and at fair value through other comprehensive income, expected loss and the impacts on the calculation of expected credit loss in the adoption of 100% of each scenario:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="11" STYLE="font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Financial
    Assets <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Expected
    Loss <SUP>(2)</SUP></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Reduction/(Increase)
    of Expected Loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Financial
    Assets <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Expected
    Loss <SUP>(2)</SUP></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Reduction/(Increase)
    of Expected Loss</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Pessimistic
    scenario</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Base
    scenario</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Optimistic
    scenario</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Pessimistic
    scenario</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Base
    scenario</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Optimistic
    scenario</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 15%"><FONT STYLE="font-size: 7pt">1,197,463</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 7pt">(51,875)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 10%"><FONT STYLE="font-size: 7pt">(370)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 7pt">139</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 7pt">538</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 11%"><FONT STYLE="font-size: 7pt">1,078,891</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 7pt">(46,348)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 7pt">(340)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 7pt">163</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; width: 9%"><FONT STYLE="font-size: 7pt">1,788</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="11" STYLE="padding-right: 3pt; font: 8pt Arial, sans-serif; text-align: justify">1) Composed of Loan operations, lease operations and securities.<BR>
2) Comprises expected credit loss for Financial Guarantees R$ (748) (R$ (767) at 12/31/2021) and Loan Commitments R$ (3,165) (R$ (4,433) at 12/31/2021).</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>I.III -&nbsp;Classification of Stages of Credit Impairment</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;uses customers&#8217;
internal information, statistic models, days of default and quantitative analysis in order to determine the credit status of portfolio
agreements.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Rules for changing stages take into account:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Stage
1 to stage 2:</B> delay or evaluation of absolute and relative probability of default (PD) triggers.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For Retail market portfolios,&nbsp;ITA&Uacute; UNIBANCO
HOLDING&nbsp;classifies loan agreements which are over 30 days overdue in stage 2, except payroll loans for government agency, for which
the figure is 45 days,&nbsp;due to the dynamics of payment for transfer of the product.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For the Wholesale business portfolio, information on
arrears is taken into account when assessing the counterparty rating.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The absolute trigger considers the lower (minimum PD)
and upper (maximum PD) limits of ratings assigned internally to products. Transactions with PD lower than the minimum PD remain classified
in stage 1, whereas operations in which the PD is higher than the maximum PD migrate to stage 2.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The relative PD is analyzed if the current PD is between
the minimum and maximum PD limits and it is used to verify the significant increase in credit risk, through the relative PD variation
since the initial recognition of the financial instrument. If this relative variation is greater than that defined for each portfolio,
the financial instrument migrates to stage 2.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Stage
3:</B> default parameters are used to identify stage 3: 90 days without payment noted, except for the mortgage loan portfolio, which are
considered 180 days; debt restructuring; filing for bankruptcy; loss; and court-supervised recovery. The financial asset, at any stage,
can migrate to stage 3 when showing default parameters.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Information on days of delay, used on an absolute basis,
is one important factor for the classification of stages, and after a certain credit status has been defined for an agreement, it is classified
in one of the three stages of credit deterioration. Based on this classification, rules for measuring expected credit loss in each stage
are used, as described in Note&nbsp;2d IV.</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">I.IV - Maximum Exposure of Financial Assets to Credit Risk</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; width: 51%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Brazil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Total</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Brazil</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 8%">Total</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Financial&nbsp;&nbsp;Assets</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,522,919</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">487,332</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,010,251</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,319,532</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">485,649</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,805,181</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">At Amortized Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,123,265</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">340,589</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,463,854</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">914,776</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">350,614</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,265,390</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Interbank deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,887</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30,619</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45,506</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17,795</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">52,147</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">69,942</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Securities purchased under&nbsp;&nbsp;agreements to resell</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">266,848</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,199</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">272,047</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">159,974</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">9,744</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">169,718</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Securities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">179,606</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28,158</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">207,764</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">125,875</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,871</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">147,746</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: justify">Loan and lease operations</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">617,778</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">265,577</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">883,355</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">562,646</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">259,944</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">822,590</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Other financial assets</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">84,981</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18,058</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">103,039</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">81,398</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">15,075</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">96,473</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: justify">(-) Provision for Expected&nbsp;&nbsp;Loss</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(40,835)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(7,022)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(47,857)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(32,912)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(8,167)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(41,079)</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">At Fair Value Through Other&nbsp;&nbsp;Comprehensive Income</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">34,322</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">65,810</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">100,132</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">44,648</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">60,974</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">105,622</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Securities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">34,322</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">65,810</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">100,132</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">44,648</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">60,974</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">105,622</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">At Fair Value Through Profit&nbsp;&nbsp;or Loss</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">365,332</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">80,933</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">446,265</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">360,108</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">74,061</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">434,169</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: justify">Securities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">345,745</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,137</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">366,882</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">343,339</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,628</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">364,967</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Derivatives</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">18,345</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">59,796</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">78,141</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16,612</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">52,433</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">69,045</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif">Other financial assets</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,242</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,242</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">157</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">157</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Financial liabilities -&nbsp;&nbsp;provision for expected loss</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,304</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">609</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,913</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,543</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">657</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">5,200</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Loan Commitments</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,907</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">258</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,165</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,115</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">318</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,433</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Financial Guarantees</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">397</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">351</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">748</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">428</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">339</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">767</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Off balance sheet</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">471,719</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">69,771</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">541,490</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">446,267</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">73,431</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">519,698</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Financial Guarantees</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">70,213</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">19,065</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">89,278</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">62,548</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20,362</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">82,910</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Letters of credit to be&nbsp;&nbsp;released</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">51,581</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">51,581</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45,773</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45,773</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Loan commitments</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">349,925</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">50,706</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">400,631</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">337,946</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">53,069</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">391,015</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Mortgage loans</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,990</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,990</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,709</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,709</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Overdraft accounts</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">153,669</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">153,669</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">147,878</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">147,878</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Credit cards</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">180,089</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,819</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">183,908</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">176,384</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,840</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">180,224</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: left">Other pre-approved limits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">3,177</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">46,887</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">50,064</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">2,975</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">49,229</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">52,204</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,991,334</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">556,494</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,547,828</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,761,256</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">558,423</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,319,679</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: white">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: white">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Amounts shown for credit risk exposure are based on gross book value and do not take into account any collateral received or other added credit improvements.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The contractual amounts of financial guarantees and letters of credit cards represent the maximum potential of credit risk in the event that a counterparty does not meet the terms of the agreement. The vast majority of loan commitments (mortgage loans, overdraft accounts and other pre-approved limits) mature without being drawn, since they are renewed monthly and can be cancelled unilaterally.</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">As a result, the total contractual amount does not represent our real future exposure to credit risk or the liquidity needs arising from such commitments.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; width: 52%">I.IV.I - By business sector</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 16%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 8%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 16%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 8%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">Loans and Financial Lease Operations</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">%</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: left">Industry and commerce</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">193,372</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">21.9%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">190,491</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">23.1%</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: left">Services</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">174,996</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">19.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">173,332</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">21.1%</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: left">Other sectors</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">37,886</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">4.3%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">37,652</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">4.6%</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; border-bottom: black 0.5pt solid; text-align: left">Individuals</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right">477,101</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right">54.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right">421,115</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right">51.2%</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; border-bottom: black 1pt solid; text-align: left">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 1pt solid; text-align: right">883,355</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 1pt solid; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 1pt solid; text-align: right">822,590</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 1pt solid; text-align: right">100.0%</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700; color: #EC7000">Other financial assets <SUP>(1)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left; width: 50%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 17%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; width: 8%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 17%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; width: 8%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">%</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: left">Public sector</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">691,591</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">64.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">580,619</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">62.2%</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: left">Services</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">166,102</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">15.5%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">150,831</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">16.2%</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: top; text-align: left">Other sectors</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">112,150</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">10.5%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">83,521</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">9.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: left">Financial</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">100,629</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">9.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">117,869</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">12.6%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,070,472</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">932,840</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">100.0%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify">1) Includes Financial Assets at Fair Value through Profit and Loss, Financial Assets at Fair Value through Other Comprehensive Income and Financial Assets at Amortized Cost, except for Loan and Lease Operations and Other Financial Assets.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font: italic 9pt Arial, sans-serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font: italic 9pt Arial, sans-serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font: italic 9pt Arial, sans-serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font: italic 9pt Arial, sans-serif; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font: italic 9pt Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The exposure of Off Balance financial instruments (Financial Collaterals and Loan Commitments) is neither categorized nor managed by business sector.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="21" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 10pt">I.IV.II -
    By type and classification of credit risk</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="21" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="21" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 10pt">Loan and
    lease operations</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="21" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="19" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 7pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white"><FONT STYLE="font-size: 7pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white"><FONT STYLE="font-size: 7pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white"><FONT STYLE="font-size: 7pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white"><FONT STYLE="font-size: 7pt">Total
    Consolidated of 3 Stages</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 15%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 4%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 4%"><FONT STYLE="font-size: 7pt">Loan&nbsp;&nbsp;Operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 6%"><FONT STYLE="font-size: 7pt">Loan
    commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">Financial
    Guarantees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 4%"><FONT STYLE="font-size: 7pt">Loan
    Operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 6%"><FONT STYLE="font-size: 7pt">Loan
    commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">Financial
    Guarantees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 4%"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 4%"><FONT STYLE="font-size: 7pt">Loan
    Operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 6%"><FONT STYLE="font-size: 7pt">Loan
    commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">Financial
    Guarantees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 4%"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 4%"><FONT STYLE="font-size: 7pt">Loan
    Operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 6%"><FONT STYLE="font-size: 7pt">Loan
    commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">Financial
    Guarantees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">302,711</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">220,502</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">513</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">523,726</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">51,287</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">23,304</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">74,591</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">31,609</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">643</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">32,252</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">385,607</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">244,449</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">513</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">630,569</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">138,182</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">27,509</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">59,318</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">225,009</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">930</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">92</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">475</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">1,497</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">3,368</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">2,636</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">6,013</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">142,480</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">27,610</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">62,429</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">232,519</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Micro/Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">130,631</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">78,410</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">9,953</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">218,994</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">19,854</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">4,879</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">180</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">24,913</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">9,868</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">260</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">128</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">10,256</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">160,353</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">83,549</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">10,261</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">254,163</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">173,502</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">43,484</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">14,809</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">231,795</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">12,969</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">1,423</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">1,154</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">15,546</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">8,444</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">116</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">112</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">8,672</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">194,915</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">45,023</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">16,075</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">256,013</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">745,026</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">369,905</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">84,593</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">1,199,524</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">85,040</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">29,698</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">1,809</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">116,547</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">53,289</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">1,028</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">2,876</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">57,193</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">883,355</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">400,631</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">89,278</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">1,373,264</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 7pt">%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">62.1%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">30.8%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">7.1%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">100.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">73.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">25.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">1.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">100.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">93.2%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">1.8%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">5.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">100.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">62.8%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">30.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">6.7%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">100.0%</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="19" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 7pt">Total
    Consolidated of 3 Stages</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Loan
    Operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Loan
    commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Financial
    Guarantees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Loan
    Operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Loan
    commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Financial
    Guarantees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Loan
    Operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Loan
    commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Financial
    Guarantees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Loan
    Operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Loan
    commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Financial
    Guarantees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">270,371</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">220,961</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">944</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">492,276</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">38,168</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">20,723</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">58,891</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">23,997</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">686</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">24,683</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">332,536</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">242,370</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">944</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">575,850</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Corporate</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">128,519</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">23,882</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">52,429</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">204,830</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,600</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">200</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">535</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">2,335</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4,915</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">23</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">2,478</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,416</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">135,034</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">24,105</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">55,442</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">214,581</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Micro/Small and medium companies</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">124,555</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">71,158</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,605</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">203,318</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16,749</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4,823</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">130</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">21,702</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">8,666</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">222</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">141</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">9,029</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">149,970</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">76,203</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,876</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">234,049</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Foreign loans - Latin America</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">178,719</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">46,629</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">17,776</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">243,124</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">13,389</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,621</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">713</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">15,723</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">12,942</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">87</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">159</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">13,188</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">205,050</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">48,337</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18,648</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">272,035</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">702,164</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">362,630</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">78,754</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">1,143,548</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">69,906</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">27,367</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">1,378</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">98,651</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">50,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">1,018</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">2,778</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">54,316</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">822,590</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">391,015</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">82,910</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 7pt">1,296,515</FONT></TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 7pt">%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">61.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">31.7%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">6.9%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">100.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">70.9%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">27.7%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">1.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">100.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">93.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">1.9%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">5.1%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">100.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">63.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">30.2%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">6.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">100.0%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Internal
    rating</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Total
    loan operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Stage
    1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Stage
    2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Stage
    3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total
    loan operations</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 30%"><FONT STYLE="font-size: 8pt">Low</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 8%"><FONT STYLE="font-size: 8pt">700,956</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 8%"><FONT STYLE="font-size: 8pt">55,283</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 8%"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 9%"><FONT STYLE="font-size: 8pt">756,239</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">662,839</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">42,028</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 9%"><FONT STYLE="font-size: 8pt">704,867</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Medium</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">43,648</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">19,714</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">63,362</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">38,980</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19,239</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">58,219</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">High</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">422</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">10,043</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">10,465</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">345</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,639</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8,984</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Credit-Impaired</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">53,289</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">53,289</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">50,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">50,520</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">745,026</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">85,040</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">53,289</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">883,355</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">702,164</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">69,906</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">50,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">822,590</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">84.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">9.6%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">6.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">100.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">85.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6.1%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">100.0%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


<!-- Field: Page; Sequence: 140 -->
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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="11" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Other financial assets</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="11" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: #FF5900; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: left">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">09/30/2022</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Stage 1</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Stage 2</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Stage 3</TD></TR>
  <TR STYLE="vertical-align: middle; background-color: white">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 27%">Investment funds</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 10%">29,872</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 10%">28,107</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 10%">27,402</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 10%">2,355</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 10%">2,355</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 10%">115</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 10%">115</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Government securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">436,094</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">440,385</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">436,094</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Brazilian government</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">357,656</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">361,370</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">357,656</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other Public</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">36</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">78,438</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">78,979</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">78,438</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Argentina</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,758</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,771</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,758</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">United States</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">9,081</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">9,131</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">9,081</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Mexico</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">14,415</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">14,430</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">14,415</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Spain</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">9,974</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">9,976</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">9,974</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Korea</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">10,445</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">10,447</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">10,445</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Chile</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">22,397</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">22,644</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">22,397</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Paraguay</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,555</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,530</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,555</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Uruguay</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">989</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">1,001</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">989</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Colombia</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,807</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">4,031</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,807</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Peru</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">7</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">6</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Switzerland</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Corporate securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">206,927</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">209,340</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">203,774</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">3,271</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">2,729</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">2,320</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">424</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Rural product note</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">22,854</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">22,737</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">22,721</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">135</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">129</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">7</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">4</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Real&nbsp;&nbsp;estate receivables certificates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">8,227</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">8,316</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">8,227</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Bank deposit certificate</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">535</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">535</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">535</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Debentures</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">110,100</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">109,596</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">107,773</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">2,312</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">1,919</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">2,076</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">408</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Eurobonds and other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">8,611</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">9,050</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">8,611</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Financial bills</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">18,102</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">18,128</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">18,102</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Promissory and commercial notes</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">14,766</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">14,764</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">14,766</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">23,732</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">26,214</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">23,039</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">824</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">681</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">237</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">12</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right; background-color: white">672,893</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right; background-color: white">677,832</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right; background-color: white">667,270</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right; background-color: white">5,626</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right; background-color: white">5,084</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right; background-color: white">2,435</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right; background-color: white">539</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


<!-- Field: Page; Sequence: 141 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; color: #FF5900; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: left">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Stage 1</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Stage 2</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Stage 3</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Cost</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Fair value</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 34%">Investment funds</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 9%">20,139</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 9%">4,906</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 9%">4,914</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 9%">15,224</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 9%">15,225</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 9%">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 9%">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Government securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">423,085</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">426,959</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">423,085</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Brazilian government</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">362,449</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">365,947</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">362,449</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Other Public</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">36</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif">Abroad</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">60,636</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">60,976</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">60,636</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Argentina</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,335</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,310</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,335</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">United States</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,189</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,226</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,189</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Mexico</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,413</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,424</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,413</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Spain</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,131</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,132</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,131</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Korea</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,604</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,604</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,604</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Chile</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,399</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,552</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,399</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Paraguay</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,469</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,526</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,469</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Uruguay</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,258</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,256</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,258</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Colombia</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,830</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,938</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3,830</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Peru</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Corporate securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">173,163</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">169,489</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">167,457</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,391</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,789</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">4,993</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,917</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Rural product note</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,744</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,474</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12,597</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">146</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">121</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">38</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">26</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Real estate receivables certificates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,999</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,063</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,999</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Bank deposit certificate</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">390</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">392</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">390</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Debentures</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">103,659</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">99,438</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">98,867</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,383</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,923</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,704</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,869</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Eurobonds and other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,206</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,236</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,194</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">12</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Financial bills</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,168</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,185</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10,168</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Promissory and commercial notes</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,901</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,874</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,901</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">22,096</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">22,827</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21,341</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">850</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">733</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">251</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">22</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: left">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">616,387</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">601,354</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">595,456</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">18,615</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">18,014</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">4,993</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 1pt solid; text-align: right">2,917</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 10pt">Other Financial
    Assets&nbsp;&nbsp;- Internal Classification by Level of Risk</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 17%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 18%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 14%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 22%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 14%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Internal
    rating</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Financial
    Assets - At Amortized Cost</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Financial
    assets at fair value through profit or loss <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Financial
    Assets at fair value through other comprehensive income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">Interbank deposits
    and securities purchased under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">Securities</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">Low</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">317,553</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">203,865</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">440,467</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">99,992</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,061,877</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Medium</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,251</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,508</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">140</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,899</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">High</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">648</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">48</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">696</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">317,553</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">207,764</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">445,023</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">100,132</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">1,070,472</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">29.6%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">19.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">41.6%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">9.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">100.0%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">1) Includes Derivatives in the amount of R$ 78,141.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Internal
    rating</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Financial
    Assets - At Amortized Cost</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Financial
    assets at fair value through profit or loss <SUP>(1)</SUP></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Financial
    Assets at fair value through other comprehensive income</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Interbank
    deposits and securities purchased under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Securities</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">Low</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">245,442</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">142,416</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">430,729</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">105,622</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">924,209</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Medium</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,399</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,219</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,618</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">High</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">18</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">931</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">64</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,013</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">245,460</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">147,746</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">434,012</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">105,622</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">932,840</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">26.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">15.8%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">46.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">11.3%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">100.0%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">1) Includes Derivatives in the amount of R$ 69,045.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: left">I.IV.III - Collateral for loan and lease operations</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 41%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 8%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Over-collateralized&nbsp;&nbsp;assets</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Under-collateralized
    assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Over-collateralized
    assets</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Under-collateralized
    assets</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Carrying
    value of the assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Fair
    value of collateral</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Carrying
    value of the assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Fair
    value of collateral</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Carrying
    value of the assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Fair
    value of collateral</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Carrying
    value of the assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Fair
    value of collateral</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Individuals</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">135,705</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">325,879</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">3,068</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">2,851</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">113,194</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">282,131</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,014</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">907</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Personal
    <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">2,727</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">11,960</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,403</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,330</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">2,436</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">8,338</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">639</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">583</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Vehicles
    <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">29,549</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">71,563</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,658</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,516</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">26,941</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">68,275</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">368</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">318</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Mortgage
    loans <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">103,429</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">242,356</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">83,817</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">205,518</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Micro,
    small and medium companies and corporates <SUP>(4)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">177,357</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">635,996</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">43,888</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">37,675</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">170,334</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">634,871</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">32,436</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">26,933</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Foreign
    loans - Latin America <SUP>(4)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">162,371</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">297,277</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">9,369</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">2,923</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">168,968</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">330,020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">9,782</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">4,152</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">475,433</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,259,152</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">56,325</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">43,449</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">452,496</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,247,022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">43,232</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">31,992</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font: 7pt Arial, sans-serif"><FONT STYLE="font-size: 8pt">1) In general requires financial collaterals. <BR>
    2) Vehicles themselves are pledged as collateral, as well as assets leased in lease operations. <BR>
    3) Properties themselves are pledged as collateral.<BR>
    4) Any collateral set forth in the credit policy of ITA&Uacute; UNIBANCO HOLDING (chattel mortgage, surety/joint debtor, mortgage
    and other).</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Of total loan and&nbsp;lease operations,&nbsp;R$ 351,597&nbsp;(R$
326,862 at 12/31/2021) represented unsecured loans.&nbsp;</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>I.IV.IV -&nbsp;Repossessed assets</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Assets received from the foreclosure of loans, including
real estate, are initially recorded at the lower of: (i) the fair value of the asset less the estimated selling expenses, or (ii) the
carrying amount of the loan.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Further impairment of assets is recorded as a provision,
with a corresponding charge to income. The maintenance costs of these assets are expensed as incurred.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The policy for sales of these assets includes periodic
auctions that are announced to the market in advance, and provides that the assets cannot be held for more than one year, as stipulated
by BACEN.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Total assets repossessed in the period were&nbsp;R$
197&nbsp;(R$ 209 from 01/01 to 09/30/2021), mainly composed of real estate.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - Market risk</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The possibility of incurring financial losses from changes
in the market value of positions held by a financial institution, including the risks of transactions subject to fluctuations in currency
rates, interest rates, share prices, price indexes and commodity prices, as set forth by CMN. Price Indexes are also treated as a risk
factor group.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Market risk is controlled by an area independent from
the business areas, which is responsible for the daily activities of (i) risk measurement and assessment, (ii) monitoring of stress scenarios,
limits and alerts, (iii) application, analysis and testing of stress scenarios, (iv) risk reporting to those responsible within the business
areas, in compliance with the governance of&nbsp;ITA&Uacute; UNIBANCO HOLDING, (v) monitoring of actions required to adjust positions
and risk levels to make them realistic, and (vi) providing support for the safe launch of new financial products.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The market risk structure categorizes transactions as
part of either the banking portfolio or the trading portfolio, in accordance with general criteria established by CMN Resolution 4,557,
of February 23, 2017, and BACEN Circular 3,354, of June 27, 2007 and later changes. The trading portfolio consists of all transactions
involving financial instruments and commodities, including derivatives, which are held for trading. The banking portfolio is basically
characterized by transactions for the banking business, and transactions related to the management of the balance sheet of the institution,
where there is no intention of sale and time horizons are medium and long term.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Market risk management is based on the following metrics:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Value
at risk (VaR): a statistical measure that estimates the expected maximum potential economic loss under normal market conditions, considering
a certain time horizon and confidence level.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Losses
in stress scenarios (Stress Test): simulation technique to assess the behavior of assets, liabilities and derivatives of a portfolio when
several risk factors are taken to extreme market situations (based on prospective and historical scenarios).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Stop
loss: metrics used to revise positions, should losses accumulated in a fixed period reach a certain level.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Concentration:
cumulative exposure of a certain financial instrument or risk factor, calculated at market value (MtM &#8211; Mark to Market).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Stressed
VaR: statistical metric derived from the VaR calculation, with the purpose is of simulating higher risk in the trading portfolio, taking
returns that can be seen in past scenarios of extreme volatility.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Management of interest rate risk in the Banking Book
(IRRBB) is based on the following metrics:</P>


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<P STYLE="font: 15pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>&#916;EVE
(Delta Economic Value of Equity): difference between the present value of the sum of repricing flows of instruments subject to IRRBB in
a base scenario and the present value of the sum of repricing flows of these instruments in a scenario of shock in interest rates.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>&#916;NII
(Delta Net Interest Income): difference between the result of financial intermediation of instruments subject to IRRBB in a base scenario
and the result of financial intermediation of these instruments in a scenario of shock in interest rates.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">In addition, sensitivity and loss control measures are also analyzed. They
include:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Mismatching
analysis (GAPS): accumulated exposure by risk factor of cash flows expressed at market value, allocated at the maturity dates.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Sensitivity
(DV01- Delta Variation):&nbsp;impact on the fair value of cash flows when a 1 basis point change is applied to current interest rates
or on the index rates.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Sensitivity
to Sundry Risk Factors (Greeks): partial derivatives of an option portfolio in relation to the prices of underlying assets, implied volatilities,
interest rates and time.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In order to operate within the defined limits,&nbsp;ITA&Uacute;
UNIBANCO HOLDING hedges transactions with customers and proprietary positions, including its foreign investments. Derivatives are commonly
used for these hedging activities, which can be either accounting or economic hedges, both governed by the institutional polices of ITA&Uacute;
UNIBANCO HOLDING.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The structure of limits and alerts obeys the Board of
Directors&#8217; guidelines, and it is reviewed and approved on an annual basis. This structure has specific limits aimed at improving
the process of monitoring and understanding risk, and at avoiding concentration. These limits are quantified by assessing the forecast
balance sheet results, the size of stockholders&#8217; equity, market liquidity, complexity and volatility, and&nbsp;ITA&Uacute; UNIBANCO
HOLDING&#8217;s appetite for risk.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The consumption of market risk limits is monitored and
disclosed daily through exposure and sensitivity maps. The market risk area analyzes and controls the adherence of these exposures to
limits and alerts and reports them timely to the Treasury desks and other structures foreseen in the governance.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;uses proprietary systems
to measure the consolidated market risk. The processing of these systems occurs in a high-availability access-controlled environment,
which has data storage and recovery processes and an infrastructure that ensures business continuity in contingency (disaster recovery)
situations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>II.I - VaR - Consolidated ITA&Uacute; UNIBANCO HOLDING</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Is calculated by Historical Simulation, i.e. the expected
distribution for profits and losses (P&amp;L) of a portfolio over time can be estimated from past behavior of returns of market risk factors
for this portfolio. VaR is calculated at a confidence level of 99%, historical period of 4 years (1000 business days) and a holding period
of one day. In addition, in a conservative approach, VaR is calculated daily, with and without volatility weighting, and the final VaR
is the more restrictive of the values given by the two methods.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">From 01/01 to 09/30/2022, the average total VaR in Historical
Simulation was&nbsp;R$ 632 or 0.4% of total stockholders&#8217; equity (R$ 441 from 01/01 to 12/31/2021 or 0.3% of total stockholders&#8217;
equity).</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="9" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">VaR Total&nbsp;&nbsp;(Historical Simulation) (in millions of reais) <SUP>(1)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Average</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Minimum</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Maximum</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Var Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Average</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Minimum</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Maximum</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white">Var Total</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: center; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: center; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 35%">VaR by Risk Factor Group</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white; width: 8%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white; width: 8%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white; width: 8%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white; width: 8%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 8%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 8%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 8%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 8%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: top; text-align: left">Interest rates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">1,027</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">885</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">1,266</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">1,222</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">937</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">425</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">1,411</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">1,257</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: top; text-align: left">Currencies</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">24</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">9</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">55</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">18</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">18</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">10</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">37</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">13</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: top; text-align: left">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">25</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">18</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">38</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white">25</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">42</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">17</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">98</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right">24</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Commodities</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">2</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">5</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: top; border-bottom: black 0.5pt solid; text-align: left">Effect of diversification</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right; background-color: white">(610)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: right">(602)</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Total risk</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white">632</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white">494</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white">752</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">658</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">441</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">198</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">707</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">696</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif">1) VaR by Risk Factor Group considers information from foreign units.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="14" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">II.I.I
    - Interest rate risk</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="14" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="14" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">The table below shows the
    accounting position of financial assets and liabilities exposed to interest rate risk, distributed by maturity (remaining contractual
    terms). This table is not used directly to manage interest rate risks, it is mostly used to permit the assessment of mismatching
    between accounts and products associated thereto and to identify possible risk concentration.&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="14" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 7pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 36%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">0-30
    days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">31-180
    days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">181-365
    days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">1-5
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">Over
    5&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 6%"><FONT STYLE="font-size: 7pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 5%"><FONT STYLE="font-size: 7pt">0-30
    days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 5%"><FONT STYLE="font-size: 7pt">31-180
    days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-size: 7pt">181-365
    days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 5%"><FONT STYLE="font-size: 7pt">1-5
    years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 5%"><FONT STYLE="font-size: 7pt">Over
    5 years</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; width: 7%"><FONT STYLE="font-size: 7pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Financial assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">569,583</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">357,391</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">220,195</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">633,684</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">271,422</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">2,052,275</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">457,279</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">294,051</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">193,279</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">642,495</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">253,300</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,840,404</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">At
    amortized cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">498,686</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">301,737</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">157,538</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">384,406</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">163,511</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,505,878</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">395,256</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">258,580</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">152,270</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">345,538</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">148,969</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,300,613</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Compulsory deposits
    in the Central Bank of Brazil</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">99,099</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">99,099</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">92,580</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">92,580</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Interbank deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">29,309</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,201</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">6,390</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4,486</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">114</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">45,500</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">51,138</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,050</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,861</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,669</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">216</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">69,934</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Securities purchased
    under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">240,423</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">31,526</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">17</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">78</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">272,045</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">142,405</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">26,532</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">403</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">371</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">169,711</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,108</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">29,651</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">22,016</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">102,921</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">44,183</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">205,879</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4,427</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">12,884</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">27,858</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">69,965</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">30,664</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">145,798</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Loan and lease operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">122,747</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">235,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">129,115</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">276,998</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">119,136</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">883,355</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">104,706</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">212,114</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">118,551</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">269,501</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">117,718</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">822,590</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">At
    fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">19,646</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">13,968</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,633</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">41,773</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">19,112</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">100,132</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">10,420</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">9,286</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">6,722</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">63,256</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">15,938</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">105,622</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">At
    fair value through profit and loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">51,251</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">41,686</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">57,024</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">207,505</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">88,799</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">446,265</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">51,603</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">26,185</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">34,287</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">233,701</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">88,393</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">434,169</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">40,051</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">23,299</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">51,209</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">182,011</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">70,312</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">366,882</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">36,111</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">13,872</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">28,532</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">212,911</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">73,541</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">364,967</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Derivatives</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">11,200</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18,166</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,800</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">25,109</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">17,866</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">78,141</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">15,492</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">12,292</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,632</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">20,777</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">14,852</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">69,045</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Other Financial Assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">221</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">15</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">385</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">621</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,242</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">21</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">123</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">13</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">157</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Financial liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">676,499</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">164,395</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">144,102</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">474,305</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">184,631</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,643,932</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">660,751</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">127,205</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">107,515</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">361,399</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">228,857</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,485,727</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">At
    amortized cost</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">664,530</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">148,617</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">139,345</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">449,798</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">169,108</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,571,398</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">653,598</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">110,994</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">99,753</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">340,944</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">216,959</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,422,248</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">361,601</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">59,628</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">71,001</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">258,353</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">93,391</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">843,974</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">402,930</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">52,259</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">38,563</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">220,822</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">135,798</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">850,372</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Securities sold under
    repurchase agreements</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">285,348</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">2,291</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4,112</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">9,509</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,370</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">306,630</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">239,843</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">2,627</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">725</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">5,659</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3,994</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">252,848</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Interbank market funds</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">13,453</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">75,690</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">49,811</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">144,671</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,328</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">290,953</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">9,976</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">46,610</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">41,520</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">69,043</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">9,996</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">177,145</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Institutional market
    funds</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3,726</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">10,552</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">13,870</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">35,390</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">63,019</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">126,557</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">439</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">9,045</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18,422</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">43,559</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">67,171</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">138,636</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Premium bonds plans</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">402</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">456</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">551</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,875</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3,284</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">410</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">453</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">523</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1,861</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3,247</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">At
    fair value through profit and loss</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">11,969</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">15,778</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4,757</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">24,507</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">15,523</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">72,534</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,153</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16,211</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,762</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">20,455</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">11,898</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">63,479</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Derivatives</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">11,969</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">15,602</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4,746</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">24,319</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">15,288</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">71,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,153</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16,174</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7,625</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">20,404</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">11,848</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">63,204</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Structured notes</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">49</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">67</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">48</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">50</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">114</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Other Financial Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">175</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">172</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">186</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">543</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">37</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">121</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">161</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Difference
    assets / liabilities <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(106,916)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">192,996</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">76,093</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">159,379</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">86,791</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">408,343</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(197,672)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">166,846</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">85,764</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">281,096</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">24,443</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">360,477</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Cumulative difference</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(106,916)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">86,080</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">162,173</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">321,552</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">408,343</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(197,672)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(30,826)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">54,938</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">336,034</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">360,477</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Ratio of cumulative
    difference to total&nbsp;&nbsp;interest-bearing assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(5.2)%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">4.2%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7.9%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">15.7%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">19.9%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(10.7)%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">(1.7)%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">3.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18.2%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">19.5%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="14" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-size: 7pt">1)
    The difference arises from the mismatch between the maturities of all remunerated assets and liabilities, at the respective period-end
    date, considering the contractually agreed terms.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>II.I.II - Currency risk</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The purpose of ITA&Uacute; UNIBANCO HOLDING's&nbsp;management
of foreign exchange exposure is to mitigate the effects arising from variation&nbsp;in foreign exchange rates, which may present high-volatility
periods.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The currency (or foreign exchange) risk arises from
positions that are sensitive to oscillations in foreign exchange rates. These positions may be originated by financial instruments that
are denominated in a currency other than the functional currency in which the balance sheet is measured or through positions in derivative
instruments (for negotiation or hedge). Sensitivity to currency risk is disclosed in the table VaR Total (Historical Simulation) described
in item II.I &#8211; VaR Consolidated &#8211; ITA&Uacute; UNIBANCO HOLDING.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>II.I.III - Share Price Risk</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The exposure to share price risk is disclosed in Note&nbsp;5,
related to Financial Assets Through Profit or Loss - Securities, and Note&nbsp;8, related to Financial Assets at Fair Value Through Other
Comprehensive Income - Securities.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>III - Liquidity risk</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Defined as the possibility that the institution may
be unable to efficiently meet its expected and unexpected obligations, both current and future, including those arising from guarantees
issued, without affecting its daily operations and without incurring significant losses.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Liquidity risk is controlled by an area independent
from the business area and responsible for establishing the reserve composition, estimating the cash flow and exposure to liquidity risk
in different time horizons, and for monitoring the minimum limits to absorb losses in stress scenarios for each country where ITA&Uacute;
UNIBANCO HOLDING&nbsp;operates. All activities are subject to verification by independent validation, internal control and audit areas.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Liquidity management policies and limits are based on
prospective scenarios and senior management&#8217;s guidelines. These scenarios are reviewed on a periodic basis, by analyzing the need
for cash due to atypical market conditions or strategic decisions by ITA&Uacute; UNIBANCO HOLDING.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;manages and controls
liquidity risk on a daily basis, using procedures approved in superior committees, including the adoption of liquidity minimum limits,
sufficient to absorb possible cash losses in stress scenarios, measured with the use of internal and regulatory methods.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Additionally the following items for monitoring and
supporting decisions are periodically prepared and submitted to senior management:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Different
scenarios projected for changes in liquidity.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Contingency
plans for crisis situations.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Reports
and charts that describe the risk positions.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Assessment
of funding costs and alternative sources of funding.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>Monitoring
of changes in funding through a constant control of sources of funding, considering the type of investor, maturities and other factors.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>III.I -&nbsp;Primary sources of funding</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;has different sources
of funding, of which a significant portion is from the retail segment. Of total customers&#8217; funds, 32.3% or R$ 367.2 billion, are
immediately available to customers. However, the historical behavior of the accumulated balance of the two largest items in this group
&#8211; demand and savings deposits - is relatively consistent with the balances increasing over time and inflows exceeding outflows for
monthly average amounts.&nbsp;</P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid">Funding from customers</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">0-30 days</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">0-30 days</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center">%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 45%">Deposits</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%">361,601</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%">843,974</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 5%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%">402,930</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 11%">850,372</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Demand deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">127,514</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">127,514</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">158,116</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">158,116</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14.8%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Savings deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">181,826</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">181,826</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">16.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">190,601</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">190,601</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">17.9%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Time deposits</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">48,132</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">527,228</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">46.4%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">52,563</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">497,051</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">46.5%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif">Other</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,129</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7,406</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">0.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,650</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">4,604</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">0.4%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Funds from acceptances and issuance of securities <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,565</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">233,978</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,310</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">143,138</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13.4%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Funds from own issue <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid">Subordinated debt</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">57,446</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">5.1%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">75,036</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">7.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">367,166</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">1,135,408</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">405,240</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">1,068,567</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">100.0%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify">1) Includes mortgage notes, guaranteed real estate credit bills, agribusiness, financial recorded in interbank markets funds and Obligations on the issue of debentures, Securities abroad and strutured operations certificates recorded in Institutional Markets Funds.<BR>
2) Refer to deposits received under securities repurchase agreements with securities from own issue.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>III.II - Control over liquidity</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;manages its liquidity
reserves based on estimates of funds that will be available for investment, assuming the continuity of business in normal conditions.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">During the period of 2022, ITA&Uacute; UNIBANCO HOLDING&nbsp;maintained
sufficient levels of liquidity in Brazil and abroad. Liquid assets totaled&nbsp;R$ 278.2 billion and accounted for 75.8% of the short
term redeemable obligations, 24.5% of total funding, and 17.5% of total assets.&nbsp;</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">The table below shows the indicators used by ITA&Uacute; UNIBANCO HOLDING in the management of liquidity risk:</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 13%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 63%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 12%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 12%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: left">Liquidity indicators</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">%</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: center">%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Net assets / customers funds within 30 days <SUP>(1,2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">75.8%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">56.5%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Net assets / total customers funds <SUP>(1,3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">24.5%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">21.4%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Net assets / total financial assets <SUP>(1,4)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">17.5%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right">16.2%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="4" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) Net assets (present value): Cash, Securities purchased under agreements to resell &ndash; Funded position and Government securities - available. Detailed in the table Non discounted future flows &ndash; Financial assets.<BR>
2) Funding from customers table (Total funding from customers 0-30 days).<BR>
3) Funding from customers table (Total funding from customers).<BR>
4) Detailed in the table Non discounted future flows &ndash; Financial assets, total present value regards R$ 1,586,681 (R$ 1,411,089 at 12/31/2021).</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="12" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">Assets and liabilities
    according to their remaining contractual maturities, considering their undiscounted flows, are presented below:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 46%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 5%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 5%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 5%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 5%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 6%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 5%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 5%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 5%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 5%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-style: italic; font-family: Arial, sans-serif; border-bottom: black 1pt solid; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: left; border-top-color: black; border-top-width: 1pt"><FONT STYLE="font-size: 8pt">Undiscounted
    future flows, except for derivatives which are fair value</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; border-bottom: Black 0.5pt solid; font-weight: bold; font-family: Arial, sans-serif; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; border-bottom: Black 0.5pt solid; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Financial
    assets <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">0
    - 30</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">31
    - 365</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">366
    - 720</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Over
    720 days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">0
    - 30</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">31
    - 365</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">366
    - 720</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Over
    720 days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Cash</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">35,402</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">35,402</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">44,512</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">44,512</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Interbank investments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">273,477</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">43,433</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">3,207</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,803</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">321,920</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">195,260</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">32,238</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">4,535</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,670</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">233,703</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Securities
    purchased under agreements to resell &ndash; Collateral held <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">52,544</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">9,912</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">116</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">62,572</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">32,435</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">32,435</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Securities purchased
    under agreements to resell &ndash; Collateral repledge</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">176,859</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">21,664</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">198,523</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">105,875</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">19,355</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">125,230</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">Interbank
    deposits <SUP>(4)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">44,074</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">11,857</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">3,207</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,687</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">60,825</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">56,950</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12,883</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,535</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,670</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">76,038</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">195,351</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">23,681</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">46,762</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">209,179</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">474,973</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">158,915</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">30,191</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">45,156</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">223,244</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">457,506</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Government securities
    -&nbsp;&nbsp;available</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">174,095</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">150</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5,593</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">179,838</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">145,989</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">453</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">483</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,737</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">153,662</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Government securities
    &ndash; under repurchase commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">3,149</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">3,070</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">22,014</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">23,553</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">51,786</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,337</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,446</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27,132</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">35,575</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">77,490</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Private securities
    -&nbsp;&nbsp;available</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">17,966</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">16,356</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">12,423</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">100,277</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">147,022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">11,247</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">13,349</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12,062</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">133,385</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">170,043</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Private securities
    &ndash; under repurchase commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">141</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">4,105</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">6,732</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">85,349</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">96,327</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">342</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,943</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,479</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">47,547</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">56,311</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Derivative financial instruments - Net
    position</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">11,200</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">23,966</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">9,692</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">33,283</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">78,141</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">15,492</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">17,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">8,826</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">26,803</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">69,045</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Swaps</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">506</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">10,740</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">7,842</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">31,238</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">50,326</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,820</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,803</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">7,341</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">25,050</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">38,014</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Options</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,888</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">7,237</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">823</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">766</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10,714</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">10,599</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,216</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">683</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">754</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">21,252</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Forwards</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5,565</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">561</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">6,133</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,595</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,513</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">3,111</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Other derivatives</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">3,241</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5,428</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,025</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,274</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10,968</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,478</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,392</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">799</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">999</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">6,668</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Loan
    and lease operations <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">99,963</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">305,336</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">148,183</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">322,688</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">876,170</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">77,663</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">282,913</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">135,840</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">315,004</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">811,420</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other financial assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">234</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">224</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">782</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,242</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">144</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">157</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total&nbsp;&nbsp;financial
    assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">615,395</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">396,650</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">208,068</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">567,735</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,787,848</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">491,842</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">363,410</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">194,362</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">566,729</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,616,343</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="12" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">1) The assets portfolio does
    not take into consideration the balance of compulsory deposits in Central Bank, amounting to R$ 123,488 (R$ 110,392 at 12/31/2021),
    which release of funds is linked to the maturity of the liability portfolios. The amounts of PGBL and VGBL are not considered in
    the assets portfolio because they are covered in Note 26.<BR>
    2) Net of R$ 8,178 (R$ 9,266 at 12/31/2021) which securities are linked to guarantee transactions&nbsp;&nbsp;at B3 S.A. - Brasil,
    Bolsa, Balc&atilde;o and the BACEN.<BR>
    3) Net of payment to merchants of R$ 101,223 (R$ 92,011 at 12/31/2021) and the amount of liabilities from transactions related to
    credit assignments R$ 786 (R$ 1,004 at 12/31/2021).<BR>
    4) Includes R$ 29,430 (R$ 40,221 at 12/31/2021) related to Compulsory Deposits with Central Banks of other countries.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: justify"><FONT STYLE="font-size: 8pt">Undiscounted
    future flows, except for derivatives which are fair value</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; width: 39%"><FONT STYLE="font-size: 8pt">Financial
    liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; background-color: white; width: 6%"><FONT STYLE="font-size: 8pt">0
    &ndash; 30</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; background-color: white; width: 6%"><FONT STYLE="font-size: 8pt">31
    &ndash; 365</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; background-color: white; width: 6%"><FONT STYLE="font-size: 8pt">366
    &ndash; 720</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; background-color: white; width: 6%"><FONT STYLE="font-size: 8pt">Over
    720 days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; background-color: white; width: 6%"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; width: 6%"><FONT STYLE="font-size: 8pt">0
    &ndash; 30</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; width: 6%"><FONT STYLE="font-size: 8pt">31
    &ndash; 365</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; width: 6%"><FONT STYLE="font-size: 8pt">366
    &ndash; 720</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; width: 6%"><FONT STYLE="font-size: 8pt">Over
    720 days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; border-top-color: black; border-top-width: 0.5pt; width: 6%"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">367,102</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">131,308</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">68,035</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">374,783</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">941,228</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">397,416</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">96,669</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">95,397</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">350,792</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">940,274</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Demand deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">127,514</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">127,514</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">158,116</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">158,116</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Savings deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">181,826</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">181,826</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">190,601</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">190,601</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Time deposit</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">53,824</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">128,003</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">67,794</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">374,783</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">624,404</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">46,938</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">94,040</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">95,149</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">350,791</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">586,918</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Interbank deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">730</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">3,305</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">241</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">4,276</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">933</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,629</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">248</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">3,811</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">3,208</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">3,208</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">828</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">828</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Compulsory deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(59,207)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(16,762)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(8,369)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(39,150)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(123,488)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(49,924)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(12,461)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(11,797)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(36,210)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">(110,392)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Demand deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">(24,389)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(24,389)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(17,812)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(17,812)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Savings deposits</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">(27,667)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(27,667)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(25,807)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(25,807)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Time deposit</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">(7,151)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">(16,762)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">(8,369)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">(39,150)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(71,432)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(6,305)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(12,461)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(11,797)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">(36,210)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">(66,773)</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Securities
    sold under repurchase agreements <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">315,973</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">2,376</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,521</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">10,276</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">330,146</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">265,184</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">5,615</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">7,020</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">5,943</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">283,762</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Government securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">240,693</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,443</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,521</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">10,265</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">253,922</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">191,281</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,261</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,885</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">5,687</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">202,114</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Private securities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">23,912</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">933</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">11</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">24,856</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">26,141</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,621</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,775</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">18</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">32,555</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Foreign</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">51,368</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">51,368</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">47,762</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">733</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">360</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">238</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">49,093</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Funds
    from acceptances and issuance of securities <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">3,375</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">60,033</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">48,550</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">139,544</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">251,502</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,986</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">35,346</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">30,927</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">83,967</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">153,226</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Loans
    and onlending obligations <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">45,861</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">62,818</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">11,871</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">10,092</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">130,642</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,875</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">71,278</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">9,491</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">12,868</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">103,512</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Subordinated
    debt <SUP>(4)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">512</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">23,483</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">2,359</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">47,042</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">73,396</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">55</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">27,857</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">16,282</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">48,969</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">93,163</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Derivative financial instruments - Net
    position</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">11,969</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">20,348</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">9,396</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">30,211</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">71,924</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">7,153</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">23,799</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">8,596</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">23,656</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">63,204</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Swaps</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">326</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">7,667</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">7,381</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">27,746</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">43,120</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">1,562</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3,970</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">6,944</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">22,170</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">34,646</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Option</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">3,879</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">7,119</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">981</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">847</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">12,826</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">4,086</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">16,896</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">786</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">779</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">22,547</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Forward</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5,043</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">5,043</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">762</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">762</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 8pt">Other derivatives</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">2,721</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5,562</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,034</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,618</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10,935</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">743</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">2,933</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">866</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">707</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">5,249</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Other financial liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">185</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">135</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">223</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">543</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">158</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">161</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: justify"><FONT STYLE="font-size: 8pt">Total
    financial liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">685,585</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">283,789</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">133,498</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">573,021</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,675,893</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">632,745</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">248,261</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">155,916</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">489,988</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">1,526,910</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="12" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 8pt">1) Includes own and third
    parties&rsquo; portfolios.<BR>
    2) Includes mortgage notes, Guaranteed real estate notes, agribusiness, financial recorded in interbank market funds and Obligations
    on issue of debentures, Securities abroad and Structured Transactions certificates recorded in institutional markets funds.<BR>
    3) Recorded in funds from interbank markets.<BR>
    4) Recorded in funds from institutional markets.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Off
    balance commitments</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Note</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">0
    &ndash; 30</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">31
    &ndash; 365</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">366
    &ndash; 720</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Over
    720 days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">0
    &ndash; 30</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">31
    &ndash; 365</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">366
    &ndash; 720</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Over
    720 days</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 37%"><FONT STYLE="font-size: 8pt">Financial Guarantees</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 7%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 5%"><FONT STYLE="font-size: 8pt">2,302</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 5%"><FONT STYLE="font-size: 8pt">29,437</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 5%"><FONT STYLE="font-size: 8pt">11,586</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 5%"><FONT STYLE="font-size: 8pt">45,953</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white; width: 5%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">89,278</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">3,742</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 5%"><FONT STYLE="font-size: 8pt">28,530</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 6%"><FONT STYLE="font-size: 8pt">11,046</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; width: 6%"><FONT STYLE="font-size: 8pt">39,592</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">82,910</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Commitments to be released</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">157,077</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">33,745</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">21,684</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">188,125</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">400,631</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">151,235</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">35,605</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">18,541</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">185,634</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">391,015</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">Letters of credit to be released</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">51,581</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">51,581</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">45,773</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">45,773</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 8pt">Contractual commitments
    - Fixed and Intangible assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">13
    and 14</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">3</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">210,960</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">63,182</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">33,270</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">234,081</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">541,493</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-bottom: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">200,750</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">64,138</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">29,587</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">225,226</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">519,701</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV - Emerging Risks</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">They are those with a potentially material impact on
the business in the medium and long terms, but for which there are not enough elements yet for their complete assessment and mitigation
due to the number of factors and impacts not yet totally known, such as technological alternatives in replacement of traditional banking
services and the demographic transition of clients in contrast to technological innovations. Their causes can be originated by external
events and result in the emergence of new risks or in the intensification of risks already monitored by&nbsp;ITA&Uacute; UNIBANCO HOLDING.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The identification and monitoring of Emerging Risks
are ensured by ITA&Uacute; UNIBANCO HOLDING&#8217;s governance, allowing these risks to be incorporated into risk management processes
too.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>V - Social, Environmental and Climate
Risks</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Social, environmental and climate risks&nbsp;are the
possibility of losses due to exposure to social,&nbsp;environmental and/or climatic events related to the activities developed by the
ITA&Uacute; UNIBANCO HOLDING.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Social and environmental factors are considered relevant
to the business of ITA&Uacute; UNIBANCO HOLDING,&nbsp;since they may affect the creation of shared value in the short, medium and long
term.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Policy of Social, Environmental and Climatic Risks
(Risks SAC&nbsp;Policy) establishes the guidelines and underlying principles for social, environmental and climatic risks management,
addressing the most significant risks for the institution&#8217;s operation&nbsp;through specific procedures.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Actions to mitigate the&nbsp;Social, Environmental and
Climatic Risks are taken based on the mapping of processes, risks and controls, monitoring of new standards related to the theme and record
of occurrence in internal systems. In addition to the identification, the phases of prioritization, response to risk, mitigation, monitoring
and reporting of assessed risks supplement the management of these risks at ITA&Uacute; UNIBANCO HOLDING.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In the management of Social, Environmental and Climatic
Risks, business areas manage the risk in its daily activities, following the&nbsp;Risks SAC&nbsp;Policy guidelines, specific processes,
with the support of specialized assessment from dedicated technical teams located in Corporate Compliance, Credit Risk and Modeling, and
Institutional Legal teams, that act on an integrated way in the management of all dimensions of the&nbsp;Social, Environmental and Climatic
Risks related to the conglomerate&#8217;s activities. As an example of specific guidelines for the management of these risks, the institution
has specific governance for granting and renewing credit in senior approval levels for clients in certain economic sectors, classified
as Sensitive Sectors (Mining, Steel &amp; Metallurgy, Oil &amp; Gas, Textiles, Paper &amp; Pulp, Chemicals &amp; Petrochemicals, Meatpacking,
Crop Protection and Fertilizers, Wood, Energy, Rural Producers and Real Estate), for which there is an individualized analysis of Social,
Environmental and Climate Risks. The institution&nbsp;also counts with specific procedures for the Institution&#8217;s operation (stockholders&#8217;
equity, branch infrastructure and technology), suppliers, credit, investments and key controls. Credit Risk and Modeling,&nbsp;Internal
Controls and Compliance areas, in turn, support and ensure the governance of the business areas&#8217; activities. The&nbsp;Internal Audit,
acts on an independent manner, assessing risk management, controls and governance. &nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Governance also counts on the&nbsp;Social, Environmental
and Climatic Risks Committee, whose main responsibility is to assess and deliberate about institutional and strategic matters, as well
as to resolve on products, operations, and services, among others involving the Social, Environmental and Climatic Risks.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Climate Risk includes: (i) physical risks, arising from
changes in weather patterns, such as increased rainfall and temperature and extreme weather events, and (ii) transition risks, resulting
from changes in the economy as a result of climate actions, such as carbon pricing, climate regulation, market risks and reputational
risks.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Considering its relevance, climate risk has become one
of the main priorities for ITA&Uacute; UNIBANCO HOLDING, which supports the Task Force on Climate-related Financial Disclosures (TCFD)
and it is committed to its implementation of its recommendations. With this purpose,&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;is strengthening
the governance and strategy related to Climate Risk and developing tools and methodologies to assess and manage these risks.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;measures the sensitivity
of the credit portfolio to climate risks by applying the Climate Risk Sensitivity Assessment Tool, developed by Febraban. The tool combines
relevance and proportionality criteria to identify the sectors and clients within the portfolio that are more sensitive to climate risks,
considering physical and transition risks.&nbsp;The sectors with the highest probability of suffering financial impacts from climate change,
following the&nbsp;TCFD guidelines, are: energy, transport, materials and construction, agriculture, food and forestry products.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Capital Management Governance</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;is subject to the
regulations of BACEN, which determines minimum capital requirements, procedures to obtain information to assess the global systemic importance
of banks, fixed asset limits, loan limits and accounting practices, and requires banks to conform to the regulations based on the Basel
Accord for capital adequacy. Additionally, CNSP and SUSEP issue regulations on capital requirements that affect our insurance operations
and private pension and premium bonds plans.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The capital statements were prepared in accordance with
BACEN&#8217;s regulatory requirements and with internationally accepted minimum requirements according to the Bank for International Settlements
(BIS).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Composition and Capital Adequacy</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Board of Directors is the body responsible for approving
the institutional capital management policy and guidelines for the capitalization level of&nbsp;ITA&Uacute; UNIBANCO HOLDING. The Board
is also responsible for the full approval of the ICAAP (Internal Capital Adequacy Assessment Process) report, the purpose of which is
to assess the capital adequacy of&nbsp;ITA&Uacute; UNIBANCO HOLDING.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The result of the last ICAAP, which comprises stress
tests &#8211; which was dated December 2021 &#8211; indicated that ITA&Uacute; UNIBANCO HOLDING&nbsp;has, in addition to capital to cover
all material risks, a significant capital surplus, thus assuring the solidity of the institution&#8217;s equity position.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In order to ensure that&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;is
sound and has the capital needed to support business growth, the institution maintains PR levels above the minimum level required to face
risks, as demonstrated by the Common Equity, Tier I Capital and Basel ratios.&nbsp;</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid; width: 80%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 10%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; width: 10%">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: left">Available capital (amounts)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Common Equity Tier 1</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">142,780</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">130,716</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Tier 1</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">161,872</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">149,912</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Total capital (PR)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">180,304</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">169,797</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Risk-weighted assets (amounts)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left">Total risk-weighted assets (RWA)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,225,170</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">1,153,841</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Risk-based capital ratios as a percentage of RWA</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left">Common Equity Tier 1 ratio (%)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">11.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">11.3%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Tier 1 ratio (%)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13.2%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">13.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Total capital ratio (%)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14.7%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14.7%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">Additional CET1 buffer requirements as a percentage of RWA</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Capital conservation buffer requirement (%) <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">2.50%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">2.00%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Countercyclical buffer requirement (%)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Bank G-SIB and/or D-SIB additional requirements (%)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">Total of bank CET1 specific buffer requirements (%)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3.50%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">3.00%</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) For purposes of calculating the Conservation capital buffer, BACEN Resolution 4,783 establishes, for defined periods, percentages to be applied to the RWA value with a gradual increase until April/22, when it reaches 2.5%.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">At&nbsp;09/30/2022&nbsp;the amount of perpetual subordinated
debt that makes up Tier I capital is&nbsp;R$ 18,656&nbsp;(R$ 18,167&nbsp;at&nbsp;12/31/2021) and the amount of perpetual subordinated
debt that makes up Tier capital II is&nbsp;R$ 18,315&nbsp;(R$ 19,469&nbsp;at&nbsp;12/31/2021).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Basel Ratio reached 14.7%&nbsp;at&nbsp;09/30/2022,&nbsp;remaining
at the&nbsp;12/31/2021&nbsp;level, the mainly effects were the result of the period, offset by the increase of Risk-Weighted Assets and
in the Prudential and Equity Adjustments.</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Additionally,&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;has
a surplus over the required minimum Referential Equity of&nbsp;R$ 82,290 (R$ 77,490 at 12/31/2021), well above the ACP of R$ 42,881 (R$
34,615 at 12/31/2021), generously covered by available capital.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In September 2022, Ita&uacute; Unibanco Holding issued
R$ 1.0 billion in Subordinated Financial Notes, which have a repurchase option as from 2027. These Subordinated Notes are authorized to
compose Ita&uacute; Unibanco's Tier 1 Capital, with an estimated increase of 0.08 p.p. in its Tier 1 Capital Ratio.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The fixed assets ratio shows the commitment percentage
of adjusted Referential Equity with adjusted permanent assets. ITA&Uacute; UNIBANCO HOLDING falls within the maximum limit of 50% of adjusted
PR, established by BACEN. At 09/30/2022, fixed assets ratio reached&nbsp;19.4%&nbsp;(16.9%&nbsp;at&nbsp;12/31/2021), showing a surplus
of R$ 55,253&nbsp;(R$ 56,280&nbsp;at&nbsp;12/31/2021).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - Risk-Weighted Assets (RWA)</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For calculating minimum capital requirements, RWA must
be obtained by taking the sum of the following risk exposures:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: center">RWA = RWA<SUB>CPAD</SUB> + RWA<SUB>MINT</SUB>+ RWA<SUB>OPAD</SUB></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>RWA<SUB>CPAD</SUB>&nbsp;=
portion related to exposures to credit risk, calculated using the standardized approach.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>RWA<SUB>MINT</SUB>
=&nbsp;portion related to capital required for market risk, composed of the maximum between the internal model and 80% of the standardized
model, regulated by BACEN Circular No.&nbsp;3,646 and No. 3,674.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT>RWA<SUB>OPAD</SUB>=
portion related to capital required for operational risk, calculated based on the standardized approach.</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; border-bottom: black 0.5pt solid; text-align: center">RWA</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left; width: 76%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 12%">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center; width: 12%">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: justify">Credit&nbsp;&nbsp;Risk - standardized approach</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,104,482</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,044,344</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Credit risk (excluding counterparty credit risk)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">986,883</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">922,824</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Counterparty credit risk (CCR)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">47,829</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">42,898</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Of which: standardized approach for counterparty credit risk (SA-CCR)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">31,109</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">27,616</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 24px; font-family: Arial, sans-serif; text-align: left">Of which: other CCR</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">16,720</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">15,282</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: justify">Credit valuation adjustment (CVA)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">8,924</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">8,102</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Equity investments in funds - look-through approach</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">7,462</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,001</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Equity investments in funds - mandate-based approach</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">178</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">95</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Equity investments in funds - fall-back approach</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">1,699</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">824</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Securitisation exposures - standardized approach</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">3,379</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2,195</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left">Amounts below the thresholds for deduction</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">48,128</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">62,405</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: justify">Market Risk</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white">24,098</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">22,985</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Of which: standardized approach (RWA<SUB>MPAD</SUB>)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">30,123</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">28,731</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 400">Of which: internal models approach (RWA<SUB>MINT</SUB>)</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">21,078</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">14,751</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: justify">Operational Risk</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right; background-color: white">96,590</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: right">86,512</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 0.5pt solid; text-align: justify">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,225,170</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">1,153,841</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>III - Recovery Plan</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In response to the latest international crises, the
Central Bank published Resolution No. 4,502, which requires the development of a Recovery Plan by financial institutions within Segment
1, with total exposure to GDP of more than 10%. This plan aims to reestablish adequate levels of capital and liquidity above regulatory
operating limits in the face of severe systemic or idiosyncratic stress shocks. In this way, each institution could preserve its financial
viability while also minimizing the impact on the National Financial System.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>IV - Stress testing</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The stress test is a process of simulating extreme economic
and market conditions on ITA&Uacute; UNIBANCO HOLDING&#8217;s results, liquidity and capital. The institution has been carrying out this
test in order to assess its solvency in plausible scenarios of crisis, as well as to identify areas that are more susceptible to the impact
of stress that may be the subject of risk mitigation.&nbsp;</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">For the purposes of the test, the economic research
area estimates macroeconomic variables for each stress scenario. The elaboration of stress scenarios considers the qualitative analysis
of the Brazilian and the global conjuncture, historical and hypothetical elements, short and long term risks, among other aspects, as
defined in CMN Resolution 4,557.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In this process, the main potential risks to the economy
are assessed based on the judgment of the bank's team of economists, endorsed by the Chief Economist of&nbsp;ITA&Uacute; UNIBANCO HOLDING
and approved by the Board of Directors. Projections for the macroeconomic variables (such as GDP, basic interest rate, exchange rates
and inflation) and for variables in the credit market (such as raisings, lending, rates of default, margins and charges) used are based
on exogenous shocks or through use of models validated by an independent area.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Then, the stress scenarios adopted are used to influence
the budgeted result and balance sheet. In addition to the scenario analysis methodology, sensitivity analysis and the Reverse Stress Test
are also used.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;uses the simulations
to manage its portfolio risks, considering Brazil (segregated into wholesale and retail) and External Units, from which the risk-weighted
assets and the capital and liquidity ratios are derived.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The stress test is also an integral part of the ICAAP,
the main purpose of which is to assess whether, even in severely adverse situations, the institution would have adequate levels of capital
and liquidity, without any impact on the development of its activities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">This information enables potential offenders to the
business to be identified and provides support for the strategic decisions of the Board of Directors, the budgeting and risk management
process, as well as serving as an input for the institution&#8217;s risk appetite metrics.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>V - Leverage Ratio</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The Leverage Ratio is defined as the ratio between Tier
I Capital and Total Exposure, calculated according to BACEN Circular 3,748, which minimum requirement is of 3%. The ratio is intended
to be a simple measure of non-risk-sensitive leverage, and so it does not take into account risk weights or risk mitigation.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) Management Risks of insurance
and private pension</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>I - Management Structure, roles and
responsibilities</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">In line with good domestic and international practices,
ITA&Uacute; UNIBANCO HOLDING&nbsp;has a risk management structure that ensures that the risks arising from insurance and pension plans
products are properly monitored and reported to the appropriate bodies. The management process of insurance and pension plans risks is
independent and focuses on the specific nature of each risk.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;has committees to
define the management of funds from the technical reserves for insurance and private pensions, to issue guidelines for managing these
funds with the objective of achieving long term returns, and to define valuation models, risk limits and strategies on allocation of funds
to specific financial assets. The members of these committees are not only executives and those directly responsible for the business
management process, but also heads and coordinators of commercial and financial areas.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II - Risks of Insurance and Private
Pensions</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Insurance and pension plan risks arise from losses that
contradict the expectations of&nbsp;ITA&Uacute; UNIBANCO HOLDING linked to the operations of products sold in SUSEP supervised entities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The underwriting risk results from the use of methodologies
and/or assumptions in the pricing or provision of products, which can materialize in different ways, contrary to the expectations of the
product offered: (i) Insurance results from the change in risk behavior in relation to the increase in the frequency and/or severity of
claims occurred, contrary to pricing estimates; (ii) Private Pension is observed in the increase in life expectancy or in deviation from
the assumptions used in the technical reserves.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Estimated actuarial assumptions are based on the past
experience of ITA&Uacute; UNIBANCO HOLDING, on market benchmarks and on the experience of the actuaries.&nbsp;</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>II.I - Effect of changes on actuarial
assumptions</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">To measure the effects of changes in the key actuarial
assumptions, sensitivity tests were conducted in the amounts of current estimates of future liability cash flows. The sensitivity analysis,
conducted semiannually, considers a vision of the impacts caused by changes in assumptions, which could affect the income for the period
and stockholders&#8217; equity at the balance sheet date. This type of analysis is usually conducted under the <I>ceteris paribus</I>
condition, in which the sensitivity of a system is measured when one variable of interest is changed and all the others remain unchanged.
The results obtained are shown in the table below:</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, sans-serif; font-size: 10pt; font-style: normal; font-weight: 700">Impact in Income and Stockholders&rsquo; Equity <SUP>(1)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center">Sensitivity Test</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white">09/30/2022 (2)</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white">Private Pension</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white">Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Private Pension</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Insurance</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left; width: 51%">Mortality Rates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; background-color: white; width: 12%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; background-color: white; width: 12%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 12%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 12%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">5% increase</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">54</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">(5)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">45</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(2)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">5% decrease</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">(57)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">5</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(48)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">2</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Risk-free Interest Rates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">0.1% increase</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">130</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">9</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">102</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">10</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">0.1% decrease</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">(134)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">(9)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(104)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(10)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Conversion in Income Rates</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">5% increase</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">(14)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(11)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">5% decrease</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">14</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">11</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Claims</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center; background-color: white">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">5% increase</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">(61)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(58)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">5% decrease</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white">61</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">58</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify">1) Amounts net of tax effects.<BR>
2) The amounts shown in the tables express the position at 06/30/2022, since the actuarial calculations are made on a half-yearly basis.</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>

<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B>&nbsp;</B></P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">II.II - Risk concentration</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">For ITA&Uacute; UNIBANCO HOLDING, there is no product concentration in relation to insurance premiums, reducing the risk of product concentration and distribution channels.</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="8" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">01/01 to 09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">01/01 to 09/30/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 33%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 11%">Insurance premiums</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 11%">Retained premium</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 11%">Retention (%)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 11%">Insurance premiums</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 11%">Retained premium</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 11%">Retention (%)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Individuals</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Group accident insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">744</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">741</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">99.6%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">647</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">646</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">99.8%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Individual accident</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">124</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">120</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">96.9%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">139</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">138</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">99.3%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Credit Life Insurance</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,074</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,074</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">710</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">710</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">100.0%</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Group Life</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,100</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,100</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">100.0%</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">880</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">878</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">99.8%</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>III - Market, credit and liquidity
risk</B></P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif">III.I - Market risk</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">Market risk is analyzed, in relation to insurance operations, using the following metrics and sensitivity and loss control measures: Value at Risk (VaR), Losses in Stress Scenarios (Stress Test), Sensitivity (DV01 - Delta Variation) and Concentration. In the table, the sensitivity analysis (DV01 &ndash; Delta Variation) is presented in relation to insurance operations that demonstrate the impact on the market value of cash flows when submitted to a one basis point increasein the current interest rate or indexer rate and one percentage point in the share price and currency.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid">Class</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">09/30/2022</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center">12/31/2021</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Account balance</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">DV01</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">Account balance</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center">DV01</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; width: 44%">Government securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left; width: 16%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left; width: 12%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; width: 1%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left; width: 15%">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: left; width: 12%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">National Treasury Notes (NTN-C)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,355</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3.03)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">5,154</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(3.05)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">National Treasury Notes (NTN-B)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,809</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(7.44)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">6,094</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(6.24)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">National Treasury Notes (NTN-F)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">259</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(0.14)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">205</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(0.11)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">National Treasury Bills (LTN)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">1,481</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(0.41)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">166</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(0.01)</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom">Corporate securities</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Indexed to IGPM</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">7</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(0.02)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Indexed to IPCA</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">410</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(0.40)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">355</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(0.36)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Indexed to PRE</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">20</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">23</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">Indexed to PYG</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">63</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(0.01)</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">30</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right">(0.01)</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Shares</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">701</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">7</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">947</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">9</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Post-fixed assets</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">3,869</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">6,048</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif">Under agreements to resell</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">2,604</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">1,895</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right">-</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid">Total</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">21,571</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">20,924</TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">III.II
    - Liquidity Risk</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">Liquidity risk is identified
    by ITA&Uacute; UNIBANCO HOLDING as the risk of lack of liquid resources available to cover its current obligations at a given moment.
    For insurance operations, the liquidity risk is managed continuously by monitoring payment flows against liabilities, compared to
    the inflows generated by its operations and financial assets portfolio.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">Financial assets are managed
    in order to optimize the risk-return ratio of investments, considering, on a careful basis, the characteristics of their liabilities.
    The risk integrated control considers the concentration limits by issuer and credit risk, sensitivities and market risk limits and
    control over asset liquidity risk. Thus, investments are concentrated in government and private securities with good credit quality
    in active and liquid markets, keeping a considerable amount invested in short-term assets, available on demand, to cover regular
    needs and any liquidity contingencies. Additionally, ITA&Uacute; UNIBANCO HOLDING constantly monitors the solvency conditions of
    its insurance operations.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Liabilities</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid"><FONT STYLE="font-size: 7pt">Assets</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 7pt">09/30/2022</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; border-bottom: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">12/31/2021</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; width: 29%"><FONT STYLE="font-size: 7pt">Insurance
    operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif; vertical-align: middle; text-align: center; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: bottom; width: 36%"><FONT STYLE="font-size: 7pt">Backing
    asset</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 6%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Liabilities
    amounts <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 6%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Liabilities
    DU <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Assets
    DU <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; text-align: center; width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; width: 6%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Liabilities
    amounts <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Liabilities
    DU <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; vertical-align: middle; border-bottom: black 0.5pt solid; text-align: center; background-color: white; width: 5%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">Assets
    DU <SUP>(2)</SUP></FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Unearned premiums</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, CDB,
    LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">3,568</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">58.2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">23.8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">2,846</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">55.6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">20.3</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">IBNR, PDR and PSL</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, CDB,
    LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">904</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">49.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">30.5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">869</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">48.6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">27.0</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Redemptions and Other
    Unsettled Amounts</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, CDB,
    LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">21</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">13.9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">24.2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">17.9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">20.3</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Mathematical reserve
    for benefits to be granted and benefits granted</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, NTN-C,
    debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">25</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">91.1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">24.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">19</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">122.6</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">27.4</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Financial surplus</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, NTN-C,
    CDB, LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">145.7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">24.2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">149.5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">20.3</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Other provisions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, CDB,
    LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">130</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">5.1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">90.3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">129</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">7.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">90.0</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Subtotal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Subtotal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">4,650</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">3,883</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Pension&nbsp;&nbsp;plan, VGBL and individual
    life operations</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Related expenses</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, CDB,
    LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">70</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">92.3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">74.5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">65</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">103.8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">76.3</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Unearned premiums</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, CDB
    and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">13.7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">18.8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">12</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18.5</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Unsettled claims</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, CDB
    and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">101</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">13.7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">18.8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">79</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18.5</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">IBNR</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, CDB
    and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">13.7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">18.8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">27</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18.5</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Redemptions and Other
    Unsettled Amounts</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, CDB
    and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">318</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">13.7</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">18.8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">358</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">16.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">18.5</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: top; text-align: left"><FONT STYLE="font-size: 7pt">Mathematical
    reserve for benefits granted</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif; vertical-align: middle"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle"><FONT STYLE="font-size: 7pt">LFT, repurchase
    agreements, LTN, NTN-B, NTN-C, NTN-F, CDB, LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">4,083</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">92.3</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">74.5</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">3,786</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">103.8</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">76.4</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: top; text-align: left"><FONT STYLE="font-size: 7pt">Mathematical
    reserve for benefits to be granted &ndash; PGBL/ VGBL</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif; vertical-align: middle"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle"><FONT STYLE="font-size: 7pt">LFT, repurchase
    agreements, LTN, NTN-B, NTN-C, NTN-F, CDB, LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">210,378</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">182.1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">51.9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">197,897</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">134.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">55.2</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: top; text-align: left"><FONT STYLE="font-size: 7pt">Mathematical
    reserve for benefits to be granted &ndash; traditional</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif; vertical-align: middle"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; vertical-align: middle"><FONT STYLE="font-size: 7pt">LFT, repurchase
    agreements, NTN-B, NTN-C, debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">8,103</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">212.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">83.2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">7,513</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">195.9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; vertical-align: middle; text-align: right"><FONT STYLE="font-size: 7pt">79.8</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Other provisions</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, NTN-C,
    CDB, LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">514</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">212.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">83.2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">665</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">195.9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">79.8</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Financial surplus</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">LFT, repurchase agreements, NTN-B, NTN-C,
    CDB, LF and debentures</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">714</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">212.0</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 7pt">83.2</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">691</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">195.9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">79.8</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Subtotal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-left: 12px; font-weight: bold; font-family: Arial, sans-serif; text-align: left"><FONT STYLE="font-size: 7pt">Subtotal</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">224,320</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">211,093</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Total technical reserves</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial\, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">Total backing assets</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">228,970</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; background-color: white"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-family: Arial, sans-serif; font-size: 7pt; font-style: normal; font-weight: 700">214,976</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="10" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 7pt">1) Gross amounts of
    Credit Rights, Deposits in Guarantee and Reinsurance. <BR>
    2) DU = Duration in months.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>III.III - Credit Risk</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; color: #EC7000"><B>III.III.I -&nbsp;Reinsurers</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">Reinsurance operations are controlled through an internal
policy, in compliance with the provisions of the regulatory authority governing the reinsurers with which&nbsp;ITA&Uacute; UNIBANCO HOLDING
operates.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">We present below a breakdown of the risks assigned by
ITA&Uacute; UNIBANCO HOLDING&acute;s subsidiaries to reinsurance companies:</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Insurance
Operations:</B> reinsurance premiums operations are&nbsp;entirely represented by: IRB Brasil Resseguros S.A. with&nbsp;34%&nbsp;(38%&nbsp;at&nbsp;12/31/2021),
Mapfre Re do Brasil Companhia de Resseguros with&nbsp;34%&nbsp;(36% at 12/31/2021), Austral Resseguradora S.A. with&nbsp;12%&nbsp;(4%&nbsp;at&nbsp;12/31/2021),
Swiss Reinsurance Company with&nbsp;17%,&nbsp;Everest Reinsurance Company with&nbsp;3%&nbsp;(RGA Global Reinsurance Company LTD with 22%&nbsp;at&nbsp;12/31/2021).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify"><FONT STYLE="font-size: 15pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&#8226;&nbsp;&nbsp;&nbsp;</FONT><B>Private
Pension Operations: </B>related to reinsurance premiums are entirely represented by Mapfre Re do Brasil Companhia de Resseguros with&nbsp;60%&nbsp;(60%&nbsp;at&nbsp;12/31/2021),&nbsp;Swiss
Reinsurance Comp&nbsp;with 40% and (RGA Global Reinsurance Company LTD with 40%&nbsp;at&nbsp;&nbsp;12/31/2021).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>III.III.II -&nbsp;Premiums Receivable</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING considers the credit risk
arising from past-due premiums immaterial, since cases with coverage payment in default may be canceled, pursuant to Brazilian regulations.</P>


<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">III.III.III
    - Risk level of financial assets</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; color: #EC7000; font-weight: bold; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify"><FONT STYLE="font-size: 10pt">The table below shows insurance
    financial assets, individually evaluated, classified by rating:</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">09/30/2022</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Financial
    Assets at Amortized Cost</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Financial
    assets at fair value through profit or loss <SUP>(1)</SUP></FONT><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Financial
    assets at fair value through other comprehensive income</FONT><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Total</FONT><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">Internal rating</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Interbank
    deposits and securities purchased under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Securities</FONT></TD>
  </TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; width: 13%"><FONT STYLE="font-size: 8pt">Low</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white; width: 24%"><FONT STYLE="font-size: 8pt">4,873</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white; width: 15%"><FONT STYLE="font-size: 8pt">25,682</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white; width: 18%"><FONT STYLE="font-size: 8pt">215,259</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white; width: 18%"><FONT STYLE="font-size: 8pt">571</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white; width: 12%"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">246,385</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">Medium</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">113</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1,617</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">1,730</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">High</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">9</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">9</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">4,873</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">25,795</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">216,885</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">571</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">248,124</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">2.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">10.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">87.4%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">0.2%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">100.0%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: left"><FONT STYLE="font-size: 8pt">1)
    Includes Derivatives in the amount of R$ 2,046.</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 1pt solid"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 1pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">12/31/2021</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Financial
    Assets at Amortized Cost</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">Financial
    assets at fair value through profit or loss <SUP>(1)</SUP></FONT><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Financial
    assets at fair value through other comprehensive income</FONT><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Total</FONT><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">Internal rating</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Interbank
    deposits and securities purchased under agreements to resell</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center; background-color: white"><FONT STYLE="font-size: 8pt">Securities</FONT></TD>
  </TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Low</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">4,062</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">11,401</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">188,480</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">587</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">204,530</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">Medium</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">1</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">1</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: center"><FONT STYLE="font-size: 8pt">High</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">10</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-family: Arial, sans-serif; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 400">10</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">Total</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">4,062</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">11,401</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">188,491</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">587</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">204,541</FONT></TD></TR>
  <TR STYLE="vertical-align: middle">
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: center"><FONT STYLE="font-size: 8pt">%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">2.0%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">5.6%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">92.1%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-size: 8pt">0.3%</FONT></TD>
    <TD STYLE="padding-right: 3pt; font-weight: bold; font-family: Arial, sans-serif; border-top: black 0.5pt solid; text-align: right; background-color: white"><FONT STYLE="font-family: Arial, sans-serif; font-size: 8pt; font-style: normal; font-weight: 700">100.0%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="6" STYLE="padding-right: 3pt; font: 9pt Arial, sans-serif; border-top: black 1pt solid; text-align: justify"><FONT STYLE="font-size: 8pt">1)
    Includes Derivatives in the amount of R$ 2,946.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Sans-Serif; margin: 0 0 8pt; color: Red"><B></B></P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #003399"><B>Note 33 - Supplementary information</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>a) Acquisition of&nbsp;Ideal Holding
Financeira S.A.</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">On January&nbsp;13, 2022,&nbsp;ITA&Uacute; UNIBANCO
HOLDING entered into a purchase and sale agreement of up to 100% of capital of Ideal Holding Financeira S.A. (IDEAL). The purchase will
be carried out in two phases over five years. In the first phase,&nbsp;ITA&Uacute; UNIBANCO HOLDING will acquire 50.1% of IDEAL&#8217;s
total voting capital for approximately R$ 650, then holding the company's control. In the second phase, after five years,&nbsp;ITA&Uacute;
UNIBANCO HOLDING&nbsp;may exercise the right to purchase the remaining ownership interest, in order to reach 100% of IDEAL&#8217;s capital.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">IDEAL is a 100% digital broker and currently offers
electronic trading and DMA (direct market access) solutions, within a flexible and cloud-based platform.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The management and development of IDEAL's business will
continue to be autonomous in relation to ITA&Uacute; UNIBANCO HOLDING, according to the terms and conditions of the Shareholders' Agreement
for this transaction and&nbsp;ITA&Uacute; UNIBANCO HOLDING will not have exclusivity in the provision of services.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The effective acquisitions and financial settlements
will occur after the required regulatory approvals are received.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>b) Organization of Joint Venture
- Totvs Techfin S.A.</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">On April 12, 2022, ITA&Uacute; UNIBANCO HOLDING entered
into with TOTVS S.A. (TOTVS) for the organization of a joint venture, preliminarily called Totvs Techfin S.A. (TECHFIN), which will combine
technology and financial solutions, adding the supplementary expertise of the partners to provide corporate clients with, in an expeditious
and integrated manner, the best experiences in buying products directly from the platforms already offered by TOTVS.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">TOTVS will contribute with the assets of its current
TECHFIN operation to the company of which ITA&Uacute; UNIBANCO HOLDING will become a partner with a 50% ownership interest in capital,
and each partner may appoint half of the members of the Board of Directors and the Executive Board.&nbsp;For the ownership interest, ITA&Uacute;
UNIBANCO HOLDING will pay TOTVS the amount of R$ 610 and, as a complementary price (earn-out), it will pay up to R$ 450 after five years
upon achievement of goals aligned with the growth and performance purposes.&nbsp;Additionally, ITA&Uacute; UNIBANCO HOLDING will contribute
with the funding commitment for current and future operations, credit expertise and development of new products at TECHFIN.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The effective acquisition and financial settlement will
occur after the required regulatory approvals are received.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>c) Acquisition of Avenue Holding
Cayman Ltd</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">On July 08, 2022,&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;entered
into a share purchase agreement with Avenue Controle Cayman Ltd and other selling stockholders for the acquisition of control of Avenue
Holding Cayman Ltd (AVENUE). The purchase will be carried out in three phases over five years. In the first phase,&nbsp;ITA&Uacute; UNIBANCO
HOLDING&nbsp;will acquire 35% of AVENUE&#8217;s capital for approximately R$ 493. In the second phase, after two years,&nbsp;ITA&Uacute;
UNIBANCO HOLDING will acquire additional ownership interest of 15.1%, then holding control and 50.1% of AVENUE&#8217;s capital. After
five years of the first phase, ITA&Uacute; UNIBANCO HOLDING may exercise a call option for the remaining ownership interest.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">AVENUE holds a U.S. digital securities broker aimed
to democratize the access of Brazilian investors to the international market.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The management and development of AVENUE's business
will continue to be autonomous in relation to ITA&Uacute; UNIBANCO HOLDING, which will become one of the institutions that will make AVENUE's
services available to its clients abroad.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">The effective acquisitions and financial settlements
will occur after the required regulatory approvals are received.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify; color: #EC7000"><B>d) &#8220;Coronavirus&#8221; COVID-19
effects</B></P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;monitors the economic
effects of this COVID-19 pandemic in Brazil and the other countries where it operates, which may adversely affect its Profit or Loss.
In Brazil, measures were taken to mitigate the impacts caused by COVID-19&nbsp;by the Federal Government, the National Monetary Council
(CMN) and the Central Bank of Brazil (BACEN), particularly:</P>


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<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">i)&nbsp;CMN Resolution No. 4,838/20, which regulates
the Working Capital Program for Business Preservation (CGPE), which contracting term ended in the fourth quarter of 2020.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ii)&nbsp;CMN Resolution No. 4,846/20 which provides
for loan operations for financing of payroll carried out by financial institutions, under the Emergency Employment Support Program (PESE),&nbsp;which
contracting period ended in the fourth quarter of 2020.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">iii)&nbsp;Law No. 13,999/20&nbsp;and amendment made
by Law No. 14,161/21 that instituted the National Support Program for Micro and Small Companies (PRONAMPE) with the purpose of developing
and strengthening small businesses.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">iv)&nbsp;Law No. 14,042/20&nbsp;and amendment made by
Provisional Measure no. 1,114/22 (converted into Law No. 14,462 on October 26, 2022) that established the Emergency Program for Access
to Credit (PEAC), with the purpose of making easier the access to credit and preserving companies, for the protection of jobs and income.
The PEAC has two modalities: Emergency Program for Access to Credit in the modality of guarantee (PEAC-FGI) and Emergency Program for
Access to Credit in the modality guarantee of receivables (PEAC-Maquininha).</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">ITA&Uacute; UNIBANCO HOLDING&nbsp;identified the following
impacts on its results, as well as effects on estimates and critical judgments for the preparation of the Consolidated Financial Statements:&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">(a) Increase in 2021 and 2022&nbsp;in loan and financing
operations, especially for micro, small and medium-sized companies due to the measures adopted for mitigation of the impacts of COVID-19
by the authorities with the creation of programs such as PESE, PRONAMPE, PEAC-FGI and CGPE, which balance in&nbsp;September 2022 is R$
17,277. Through timely monitoring of credit standards and behavior of clients,&nbsp;ITA&Uacute; UNIBANCO HOLDING maintained the regularity
of its operations, despite the adverse conditions, and helped clients in the sustainable search for their financial rebalancing.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">(b) With the purpose of treating indebtedness in a structured
way and giving financial impetus to clients, initiatives were established that allowed the extension of grace periods, terms and better
interest rate conditions for individuals, and micro and small business clients. In March 2020, the Program 60+ was established, which,
among other measures, allowed a 60-day grace period for defaulting agreements and in mid-April the Travessia (Crossing) Program. Travessia
allowed the extension of grace periods between 120 and 180 days and terms of operations between 5 and 6 years, respectively, for individual
and micro and small companies clients, under better interest rate conditions.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">(c) The allowance for loan losses in the amount of&nbsp;R$
49,876 was affected due to the level of risk and default, due to the changes in the financial perspectives of clients and the visible
deterioration of macroeconomic variables. To fully reflect the risk of its loan operations,&nbsp;ITA&Uacute; UNIBANCO HOLDING adopts the
expected loss model for provisioning of operations since the moment they are granted and it is periodically updated according to the macroeconomic
variables and circumstances of the client,&nbsp;in view of the pandemic, a weighting in the economic scenarios was added. In September
2022, the level of coverage of provisions in the loan portfolio of&nbsp;ITA&Uacute; UNIBANCO HOLDING accounted for&nbsp;181% as compared
to 193% in December 2021. Specifically for the expected loss of operations that have not shown any signs of deterioration so far (default
or downgrading of the client's rating), provisioning presented an increase of&nbsp;12.5%&nbsp;at the current period. The credit risk governance
allowed&nbsp;ITA&Uacute; UNIBANCO HOLDING&nbsp;a quick response for monitoring the impacts of the COVID-19 pandemic on the loan portfolio,
permitting quick access to the information needed for discussions and actions of the crisis management daily forums.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">(d) Increase in expenses with claims related to COVID-19
of&nbsp;R$ 44 in the period, mainly related to credit life and life insurance.&nbsp;</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt; text-align: justify">There was an increase in the spacing between people
in call centers to reduce the circulation of people and the possibilities of contagion. The average number of people circulating in administrative
centers was reduced, since they started to work remotely. Employees in the central management, service centers and digital branches are
substantially working from home. It should be noted that despite the aforementioned measures,&nbsp;ITA&Uacute; UNIBANCO HOLDING maintains
its operating activities.</P>

<P STYLE="font: 10pt/107% Arial,sans-serif; margin: 0 0 8pt">&nbsp;</P>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
