XML 142 R110.htm IDEA: XBRL DOCUMENT v3.23.1
Loan and lease operations (Details 1) - BRL (R$)
R$ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
IfrsStatementLineItems [Line Items]    
Beginning balance R$ 41,079  
Closing balance 50,687 R$ 41,079
Allowance account for credit losses of financial assets 50,687 41,079
Expected loan losses for financial guarantees pledged 29,875  
London Interbank Offered Rates Libor [Member]    
IfrsStatementLineItems [Line Items]    
Closing balance 14,052  
Allowance account for credit losses of financial assets 14,052  
Stage One [member] | Loans to corporate entities [member] | Gross carrying amount [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 128,519  
Closing balance   128,519
Gross carrying amount [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 822,590  
Acquisition / (Settlement) (106,974)  
Closing balance 909,422 822,590
Derecognition (20,142)  
Acquisition / (Settlement) 106,974  
Allowance account for credit losses of financial assets 909,422 822,590
Beginning balance 822,590 714,104
Closing balance   822,590
Gross carrying amount [member] | Loans to corporate entities [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 135,034  
Acquisition / (Settlement) 5,056 823
Closing balance 139,268 135,034
Derecognition (822) (310)
Acquisition / (Settlement) (5,056) (823)
Allowance account for credit losses of financial assets 139,268 135,034
Beginning balance 135,034 134,521
Closing balance   135,034
Gross carrying amount [member] | Micro Small And Medium Companies [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 149,970  
Acquisition / (Settlement) 18,587 30,369
Closing balance 164,896 149,970
Derecognition (3,661) (2,354)
Acquisition / (Settlement) (18,587) (30,369)
Allowance account for credit losses of financial assets 164,896 149,970
Beginning balance 149,970 121,955
Closing balance   149,970
Gross carrying amount [member] | Foreign Loans [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 205,050  
Acquisition / (Settlement) 1,888  
Closing balance 205,155 205,050
Derecognition (1,783)  
Acquisition / (Settlement) (1,888)  
Allowance account for credit losses of financial assets 205,155 205,050
Gross carrying amount [member] | Foreign Loans [Member] | Foreign countries [member]    
IfrsStatementLineItems [Line Items]    
Acquisition / (Settlement)   7,939
Derecognition   (5,034)
Acquisition / (Settlement)   (7,939)
Beginning balance 205,050 202,145
Closing balance   205,050
Gross carrying amount [member] | Stage One [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 702,164  
Transfer to Stage 2 (92,275)  
Transfer to Stage 3 (7,940)  
Cure from Stage 2 48,892  
Cure from Stage 3 387  
Acquisition / (Settlement) 112,324  
Closing balance 763,552 702,164
Transfer to Stage 3 7,940  
Cure from Stage 2 (48,892)  
Transfer to Stage 2 92,275  
Acquisition / (Settlement) (112,324)  
Allowance account for credit losses of financial assets 763,552 702,164
Beginning balance 702,164 587,208
Transfer to Stage 2   (53,989)
Transfer to Stage 3   (3,661)
Cure from Stage 2   29,550
Net increase / (Reversal)   142,399
Closing balance   702,164
Cure from Stage 3   657
Gross carrying amount [member] | Stage One [member] | Loans to corporate entities [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 128,519  
Transfer to Stage 2 (626)  
Transfer to Stage 3 (2,360)  
Cure from Stage 2 1,098  
Cure from Stage 3 137  
Acquisition / (Settlement) 6,437  
Closing balance 133,205 128,519
Transfer to Stage 3 2,360  
Cure from Stage 2 (1,098)  
Transfer to Stage 2 626  
Acquisition / (Settlement) (6,437)  
Allowance account for credit losses of financial assets 133,205 128,519
Beginning balance   123,665
Transfer to Stage 2   (865)
Transfer to Stage 3   (109)
Cure from Stage 2   1,338
Net increase / (Reversal)   4,447
Cure from Stage 3   43
Gross carrying amount [member] | Stage One [member] | Micro Small And Medium Companies [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 124,555  
Transfer to Stage 2 (18,158)  
Transfer to Stage 3 (1,600)  
Cure from Stage 2 16,215  
Cure from Stage 3 170  
Acquisition / (Settlement) 21,439  
Closing balance 142,621 124,555
Transfer to Stage 3 1,600  
Cure from Stage 2 (16,215)  
Transfer to Stage 2 18,158  
Acquisition / (Settlement) (21,439)  
Allowance account for credit losses of financial assets 142,621 124,555
Beginning balance 124,555 96,784
Transfer to Stage 2   (14,019)
Transfer to Stage 3   (960)
Cure from Stage 2   9,630
Net increase / (Reversal)   32,974
Closing balance   124,555
Cure from Stage 3   146
Gross carrying amount [member] | Stage One [member] | Foreign Loans [Member] | Foreign countries [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 178,719  
Transfer to Stage 2 (7,720)  
Transfer to Stage 3 (1,014)  
Cure from Stage 2 2,426  
Cure from Stage 3 19  
Acquisition / (Settlement) 10,086  
Closing balance 182,516 178,719
Transfer to Stage 3 1,014  
Cure from Stage 2 (2,426)  
Transfer to Stage 2 7,720  
Acquisition / (Settlement) (10,086)  
Allowance account for credit losses of financial assets 182,516 178,719
Beginning balance 178,719 167,601
Transfer to Stage 2   (8,527)
Transfer to Stage 3   (929)
Cure from Stage 2   5,794
Net increase / (Reversal)   14,312
Closing balance   178,719
Cure from Stage 3   468
Gross carrying amount [member] | Stage Two [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 69,906  
Transfer to Stage 3 20,912  
Cure from Stage 3 3,409  
Acquisition / (Settlement) (9,084)  
Closing balance 86,702 69,906
Cure from Stage 1 48,892  
Transfer to Stage 1 (92,275)  
Cure from Stage 1 (48,892)  
Transfer to Stage 3 (20,912)  
Transfer to Stage 1 92,275  
Acquisition / (Settlement) 9,084  
Allowance account for credit losses of financial assets 86,702 69,906
Beginning balance 69,906 66,243
Transfer to Stage 2   (29,550)
Transfer to Stage 3   (13,886)
Cure from Stage 2   53,989
Net increase / (Reversal)   (9,752)
Closing balance   69,906
Cure from Stage 3   2,862
Gross carrying amount [member] | Stage Two [Member] | Loans to corporate entities [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 1,600  
Transfer to Stage 3 (173)  
Cure from Stage 3 19  
Acquisition / (Settlement) (73)  
Closing balance 901 1,600
Cure from Stage 1 (1,098)  
Transfer to Stage 1 626  
Cure from Stage 1 1,098  
Transfer to Stage 3 173  
Transfer to Stage 1 (626)  
Acquisition / (Settlement) 73  
Allowance account for credit losses of financial assets 901 1,600
Beginning balance 1,600 2,793
Transfer to Stage 2   (1,338)
Transfer to Stage 3   (182)
Cure from Stage 2   865
Net increase / (Reversal)   (558)
Closing balance   1,600
Cure from Stage 3   20
Gross carrying amount [member] | Stage Two [Member] | Micro Small And Medium Companies [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 16,749  
Transfer to Stage 3 (4,310)  
Cure from Stage 3 1,167  
Acquisition / (Settlement) (3,250)  
Closing balance 12,299 16,749
Cure from Stage 1 (16,215)  
Transfer to Stage 1 18,158  
Cure from Stage 1 16,215  
Transfer to Stage 3 4,310  
Transfer to Stage 1 (18,158)  
Acquisition / (Settlement) 3,250  
Allowance account for credit losses of financial assets 12,299 16,749
Beginning balance 16,749 15,965
Transfer to Stage 2   (9,630)
Transfer to Stage 3   (2,867)
Cure from Stage 2   14,019
Net increase / (Reversal)   (1,480)
Closing balance   16,749
Cure from Stage 3   742
Gross carrying amount [member] | Stage Two [Member] | Foreign Loans [Member] | Foreign countries [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 13,389  
Transfer to Stage 3 (3,388)  
Cure from Stage 3 831  
Acquisition / (Settlement) (2,263)  
Closing balance 13,863 13,389
Cure from Stage 1 (2,426)  
Transfer to Stage 1 7,720  
Cure from Stage 1 2,426  
Transfer to Stage 3 3,388  
Transfer to Stage 1 (7,720)  
Acquisition / (Settlement) 2,263  
Allowance account for credit losses of financial assets 13,863 13,389
Beginning balance 13,389 16,692
Transfer to Stage 2   (5,794)
Transfer to Stage 3   (3,630)
Cure from Stage 2   8,527
Net increase / (Reversal)   (3,365)
Closing balance   13,389
Cure from Stage 3   959
Gross carrying amount [member] | Stage three [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 50,520  
Transfer to Stage 2 (20,912)  
Cure from Stage 2 3,409  
Acquisition / (Settlement) (3,734) (126,493)
Closing balance 59,168 50,520
Cure from Stage 1 387  
Transfer to Stage 1 (7,940)  
Cure from Stage 1 (387)  
Transfer to Stage 1 7,940  
Derecognition (20,142) (18,007)
Cure from Stage 2 (3,409)  
Transfer to Stage 2 20,912  
Acquisition / (Settlement) 3,734 126,493
Allowance account for credit losses of financial assets 59,168 50,520
Beginning balance 50,520 60,653
Transfer to Stage 2   (657)
Transfer to Stage 3   (2,862)
Cure from Stage 2   3,661
Net increase / (Reversal)   (6,154)
Closing balance   50,520
Cure from Stage 3   13,886
Gross carrying amount [member] | Stage three [Member] | Loans to corporate entities [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 4,915  
Transfer to Stage 2 173  
Cure from Stage 2 (19)  
Acquisition / (Settlement) (1,308)  
Closing balance 5,162 4,915
Cure from Stage 1 (137)  
Transfer to Stage 1 2,360  
Cure from Stage 1 137  
Transfer to Stage 1 (2,360)  
Derecognition (822) (310)
Cure from Stage 2 19  
Transfer to Stage 2 (173)  
Acquisition / (Settlement) 1,308  
Allowance account for credit losses of financial assets 5,162 4,915
Beginning balance 4,915 8,063
Transfer to Stage 2   (43)
Transfer to Stage 3   (20)
Cure from Stage 2   109
Net increase / (Reversal)   (3,066)
Closing balance   4,915
Cure from Stage 3   182
Gross carrying amount [member] | Stage three [Member] | Micro Small And Medium Companies [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 8,666  
Transfer to Stage 2 4,310  
Cure from Stage 2 (1,167)  
Acquisition / (Settlement) 398  
Closing balance 9,976 8,666
Cure from Stage 1 (170)  
Transfer to Stage 1 1,600  
Cure from Stage 1 170  
Transfer to Stage 1 (1,600)  
Derecognition (3,661) (2,354)
Cure from Stage 2 1,167  
Transfer to Stage 2 (4,310)  
Acquisition / (Settlement) (398)  
Allowance account for credit losses of financial assets 9,976 8,666
Beginning balance 8,666 9,206
Transfer to Stage 2   (146)
Transfer to Stage 3   (742)
Cure from Stage 2   960
Net increase / (Reversal)   (1,125)
Closing balance   8,666
Cure from Stage 3   2,867
Gross carrying amount [member] | Stage three [Member] | Foreign Loans [Member] | Foreign countries [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 12,942  
Transfer to Stage 2 3,388  
Cure from Stage 2 (831)  
Acquisition / (Settlement) (5,935)  
Closing balance 8,776 12,942
Cure from Stage 1 (19)  
Transfer to Stage 1 1,014  
Cure from Stage 1 19  
Transfer to Stage 1 (1,014)  
Derecognition (1,783) (5,034)
Cure from Stage 2 831  
Transfer to Stage 2 (3,388)  
Acquisition / (Settlement) 5,935  
Allowance account for credit losses of financial assets 8,776 12,942
Beginning balance 12,942 17,852
Transfer to Stage 2   (468)
Transfer to Stage 3   (959)
Cure from Stage 2   929
Net increase / (Reversal)   (3,008)
Closing balance   12,942
Cure from Stage 3   3,630
Individuals [member] | Gross carrying amount [member]    
IfrsStatementLineItems [Line Items]    
Derecognition   (10,309)
Individuals [member] | Gross carrying amount [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 332,536  
Acquisition / (Settlement) 81,443 87,362
Closing balance 400,103 332,536
Derecognition (13,876) (10,309)
Acquisition / (Settlement) (81,443) (87,362)
Allowance account for credit losses of financial assets 400,103 332,536
Beginning balance 332,536 255,483
Closing balance   332,536
Individuals [member] | Gross carrying amount [member] | Stage One [member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 270,371  
Transfer to Stage 2 (65,771)  
Transfer to Stage 3 (2,966)  
Cure from Stage 2 29,153  
Cure from Stage 3 61  
Acquisition / (Settlement) 74,362  
Closing balance 305,210 270,371
Transfer to Stage 3 2,966  
Cure from Stage 2 (29,153)  
Transfer to Stage 2 65,771  
Acquisition / (Settlement) (74,362)  
Allowance account for credit losses of financial assets 305,210 270,371
Beginning balance 270,371 199,158
Transfer to Stage 2   (30,578)
Transfer to Stage 3   (1,663)
Cure from Stage 2   12,788
Net increase / (Reversal)   90,666
Closing balance   270,371
Individuals [member] | Gross carrying amount [member] | Stage Two [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 38,168  
Transfer to Stage 3 (13,041)  
Cure from Stage 3 1,392  
Acquisition / (Settlement) (3,498)  
Closing balance 59,639 38,168
Cure from Stage 1 (29,153)  
Transfer to Stage 1 65,771  
Cure from Stage 1 29,153  
Transfer to Stage 3 13,041  
Transfer to Stage 1 (65,771)  
Acquisition / (Settlement) 3,498  
Allowance account for credit losses of financial assets 59,639 38,168
Beginning balance 38,168 30,793
Transfer to Stage 2   (12,788)
Transfer to Stage 3   (7,207)
Cure from Stage 2   30,578
Net increase / (Reversal)   (4,349)
Closing balance   38,168
Cure from Stage 3   1,141
Individuals [member] | Gross carrying amount [member] | Stage three [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance 23,997  
Transfer to Stage 2 13,041  
Cure from Stage 2 (1,392)  
Acquisition / (Settlement) 10,579  
Closing balance 35,254 23,997
Cure from Stage 1 (61)  
Transfer to Stage 1 2,966  
Cure from Stage 1 61  
Transfer to Stage 1 (2,966)  
Derecognition (13,876)  
Cure from Stage 2 1,392  
Transfer to Stage 2 (13,041)  
Acquisition / (Settlement) (10,579)  
Allowance account for credit losses of financial assets 35,254 23,997
Beginning balance R$ 23,997 25,532
Transfer to Stage 3   (1,141)
Cure from Stage 2   1,663
Net increase / (Reversal)   1,045
Closing balance   23,997
Cure from Stage 3   R$ 7,207