XML 142 R112.htm IDEA: XBRL DOCUMENT v3.25.1
Loan and lease operations (Details 2) - BRL (R$)
R$ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
IfrsStatementLineItems [Line Items]    
Beginning balance R$ 47,539  
Ending balance 47,758 R$ 47,539
Expected Credit Losses [Member]    
IfrsStatementLineItems [Line Items]    
Acquisition / (Settlement) (29,468) (31,563)
Derecognition 31,307 33,024
Beginning balance (50,863) (52,324)
Ending balance (49,024) (50,863)
Expected Credit Losses [Member] | Stages One [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (8,743) (9,664)
Transfer to Stage 2 1,571 1,579
Transfer to Stage 3 65 93
Cure from Stage 2 (2,266) (1,994)
Cure from Stage 3 (56) (124)
Acquisition / (Settlement) (1,512) 1,367
Ending balance (10,941) (8,743)
Cure to Stage 2 2,266 1,994
Expected Credit Losses [Member] | Stages One [Member] | Foreign Loans Latin America One [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (1,892) (2,339)
Transfer to Stage 2 223 201
Transfer to Stage 3 19 21
Cure from Stage 2 (129) (155)
Cure from Stage 3 (3) (2)
Acquisition / (Settlement) (870) 382
Ending balance (2,652) (1,892)
Cure to Stage 2 129 155
Expected Credit Losses [Member] | Stages Two [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (10,185) (9,923)
Transfer to Stage 3 7,170 6,928
Cure from Stage 3 (411) (375)
Acquisition / (Settlement) (6,872) (7,230)
Ending balance (9,603) (10,185)
Cure to Stage 1 2,266 1,994
Transfer from Stage 1 (1,571) (1,579)
Expected Credit Losses [Member] | Stages Two [Member] | Foreign Loans Latin America One [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (1,497) (1,546)
Transfer to Stage 3 928 851
Cure from Stage 3 (124) (110)
Acquisition / (Settlement) (841) (646)
Ending balance (1,628) (1,497)
Cure to Stage 1 129 155
Transfer from Stage 1 (223) (201)
Expected Credit Losses [Member] | Stages Three [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (31,935) (32,737)
Cure from Stage 2 (411) (375)
Acquisition / (Settlement) (21,084) (25,700)
Ending balance (28,480) (31,935)
Cure to Stage 1 56 124
Transfer from Stage 1 (65) (93)
Cure to Stage 2 411 375
Transfer from Stage 2 (7,170) (6,928)
Derecognition 31,307 33,024
Expected Credit Losses [Member] | Stages Three [Member] | Foreign Loans Latin America One [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (3,225) (3,115)
Cure from Stage 2 (124) (110)
Acquisition / (Settlement) (1,283) (2,173)
Ending balance (3,772) (3,225)
Cure to Stage 1 3 2
Transfer from Stage 1 (19) (21)
Cure to Stage 2 124 110
Transfer from Stage 2 (928) (851)
Derecognition 1,556 2,823
Individuals One [Member] | Expected Credit Losses [Member]    
IfrsStatementLineItems [Line Items]    
Acquisition / (Settlement) (25,014) (23,903)
Individuals One [Member] | Expected Credit Losses [Member] | Stages One [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (4,923) (5,414)
Transfer to Stage 2 1,131 1,111
Transfer to Stage 3 18 49
Cure from Stage 2 (1,809) (1,381)
Cure from Stage 3 (7) (8)
Acquisition / (Settlement) (707) 720
Ending balance (6,297) (4,923)
Cure to Stage 2 1,809 1,381
Individuals One [Member] | Expected Credit Losses [Member] | Stages Two [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (6,127) (5,647)
Transfer to Stage 3 4,769 4,719
Cure from Stage 3 (153) (128)
Acquisition / (Settlement) (5,049) (5,341)
Ending balance (5,882) (6,127)
Cure to Stage 1 1,809 1,381
Transfer from Stage 1 (1,131) (1,111)
Individuals One [Member] | Expected Credit Losses [Member] | Stages Three [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (18,001) (19,220)
Cure from Stage 2 (153) (128)
Acquisition / (Settlement) (19,258) (19,282)
Ending balance (17,730) (18,001)
Cure to Stage 1 7 8
Transfer from Stage 1 (18) (49)
Cure to Stage 2 153 128
Transfer from Stage 2 (4,769) (4,719)
Derecognition 24,156 25,133
Corporate Loans One [Member] | Expected Credit Losses [Member] | Stages One [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (780) (480)
Transfer to Stage 2 14 16
Transfer to Stage 3   1
Cure from Stage 2 (18) (40)
Cure from Stage 3 (13) (4)
Acquisition / (Settlement) 114 (273)
Ending balance (683) (780)
Cure to Stage 2 18 40
Corporate Loans One [Member] | Expected Credit Losses [Member] | Stages Two [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (697) (503)
Transfer to Stage 3 63 46
Cure from Stage 3 (5) (4)
Acquisition / (Settlement) 202 (260)
Ending balance (433) (697)
Cure to Stage 1 18 40
Transfer from Stage 1 (14) (16)
Corporate Loans One [Member] | Expected Credit Losses [Member] | Stages Three [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (5,213) (4,470)
Cure from Stage 2 (5) (4)
Acquisition / (Settlement) 3,014 (842)
Ending balance (2,084) (5,213)
Cure to Stage 1 13 4
Transfer from Stage 1   (1)
Cure to Stage 2 5 4
Transfer from Stage 2 (63) (46)
Derecognition 160 138
Micro Small And Medium Companies One [Member] | Expected Credit Losses [Member] | Stages One [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (1,148) (1,431)
Transfer to Stage 2 203 251
Transfer to Stage 3 28 22
Cure from Stage 2 (310) (418)
Cure from Stage 3 (33) (110)
Acquisition / (Settlement) (49) 538
Ending balance (1,309) (1,148)
Cure to Stage 2 310 418
Micro Small And Medium Companies One [Member] | Expected Credit Losses [Member] | Stages Two [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (1,864) (2,227)
Transfer to Stage 3 1,410 1,312
Cure from Stage 3 (129) (133)
Acquisition / (Settlement) (1,184) (983)
Ending balance (1,660) (1,864)
Cure to Stage 1 310 418
Transfer from Stage 1 (203) (251)
Micro Small And Medium Companies One [Member] | Expected Credit Losses [Member] | Stages Three [Member]    
IfrsStatementLineItems [Line Items]    
Beginning balance (5,496) (5,932)
Cure from Stage 2 (129) (133)
Acquisition / (Settlement) (3,557) (3,403)
Ending balance (4,894) (5,496)
Cure to Stage 1 33 110
Transfer from Stage 1 (28) (22)
Cure to Stage 2 129 133
Transfer from Stage 2 (1,410) (1,312)
Derecognition 5,435 4,930
Individuals Consolidated Stage [Member] | Expected Credit Losses [Member]    
IfrsStatementLineItems [Line Items]    
Derecognition 24,156 25,133
Beginning balance (29,051) (30,281)
Ending balance (29,909) (29,051)
Corporate Loans Consolidated Stage [Member] | Expected Credit Losses [Member]    
IfrsStatementLineItems [Line Items]    
Acquisition / (Settlement) 3,330 (1,375)
Derecognition 160 138
Beginning balance (6,690) (5,453)
Ending balance (3,200) (6,690)
Micro Small And Medium Companies Consolidated Stage [Member] | Expected Credit Losses [Member]    
IfrsStatementLineItems [Line Items]    
Acquisition / (Settlement) (4,790) (3,848)
Derecognition 5,435 4,930
Beginning balance (8,508) (9,590)
Ending balance (7,863) (8,508)
Foreign Loans Latin America Consolidated Stage [Member] | Expected Credit Losses [Member]    
IfrsStatementLineItems [Line Items]    
Acquisition / (Settlement) (2,994) (2,437)
Derecognition 1,556 2,823
Beginning balance (6,614) (7,000)
Ending balance R$ (8,052) R$ (6,614)