XML 56 R26.htm IDEA: XBRL DOCUMENT v3.25.1
Securities sold under repurchase agreements and interbank and institutional market funds
 12 Months Ended
Dec. 31, 2024
Notes and other explanatory information [abstract]  
Securities sold under repurchase agreements and interbank and institutional market funds

Note 17 - Securities sold under repurchase agreements and interbank and institutional market funds

a) Securities sold under repurchase agreements

Schedule of financial assets and liabilities                
  Interest rate (p.a.) 12/31/2024   12/31/2023
  Current Non-current Total   Current Non-current Total
Assets pledged as collateral   168,870 2 168,872   159,712 7 159,719
Government securities 11.8% to 12.15% 126,565 - 126,565   128,600 - 128,600
Corporate securities 40% to 100% of CDI 41,275 - 41,275   30,714 - 30,714
Own issue 10.88% to 13.8% - 2 2   1 7 8
Foreign 3.4% to 7.9% 1,030 - 1,030   397 - 397
Assets received as collateral 11.8% to 12.15% 118,867 - 118,867   127,437 - 127,437
Right to sell or repledge the collateral 0.12% to 13.65% 57,896 43,152 101,048   44,256 31,374 75,630
Total   345,633 43,154 388,787   331,405 31,381 362,786

 

b) Interbank market funds

Schedule of interbank market debt                
  Interest rate (p.a.) 12/31/2024   12/31/2023
  Current Non-current Total   Current Non-current Total
Financial bills 4.43% to 15.06% 23,878 46,205 70,083   38,061 43,136 81,197
Real estate credit bills 7% to 13% 36,871 15,241 52,112   28,476 20,479 48,955
Rural credit bills 5% to 13.72% 34,803 14,941 49,744   17,037 22,035 39,072
Guaranteed real estate bills 5.11% to 14% 13,252 51,239 64,491   6,131 53,059 59,190
Import and export financing 0% to 10.20% 102,796 15,125 117,921   81,594 5,550 87,144
Onlending domestic 0% to 18% 6,538 11,405 17,943   4,472 8,615 13,087
Total   218,138 154,156 372,294   175,771 152,874 328,645

 

Funding for import and export financing represents credit facilities available for financing of imports and exports of Brazilian companies, in general denominated in foreign currency. 

c) Institutional market funds

               
  Interest rate (p.a.) 12/31/2024   12/31/2023
  Current Non-current Total   Current Non-current Total
Subordinated debt IPCA to 100% of CDI 27 45,197 45,224   836 45,841 46,677
Foreign loans through securities 0.09% to 5.61% 14,166 61,746 75,912   9,442 53,250 62,692
Funding from structured operations certificates 5.39% to 19.88% 2,840 16,571 19,411   975 9,247 10,222
Total   17,033 123,514 140,547   11,253 108,338 119,591

 

The fair value of Funding from structured operations certificates is R$ 21,280 (R$ 11,448 at 12/31/2023). 

d) Subordinated debt, including perpetual debts

             
Name of security / currency Principal amount (original currency) Issue Maturity Return p.a. 12/31/2024 12/31/2023  
 
Subordinated financial bills - BRL              
  2,146 2019 Perpetual 114% of SELIC 1,294 2,237  
  935 2019 Perpetual SELIC + 1.17% to 1.19% 1,033 1,052  
  50 2019 2028 CDI + 0.72% - 71  
  2,281 2019 2029 CDI + 0.75% - 3,227  
  450 2020 2029 CDI + 1.85% 715 633  
  106 2020 2030 IPCA + 4.64% 166 151  
  1,556 2020 2030 CDI + 2% 2,486 2,199  
  5,488 2021 2031 CDI + 2% 8,443 7,469  
  1,005 2022 Perpetual CDI + 2.4% 1,027 1,029  
  1,161 2023 2034 102% of CDI 1,198 1,141  
  108 2023 2034 CDI + 0.2% 112 107  
  122 2023 2034 10.63% 126 121  
  700 2023 Perpetual CDI + 1.9% 712 713  
  107 2023 2034 IPCA + 5.48% 114 106  
  530 2024 2034 100% of CDI 541 -  
  3,100 2024 2034 CDI + 0.65% 3,226 -  
  1,000 2024 Perpetual CDI + 0.9% 1,033 -  
  2,830 2024 Perpetual CDI + 1.1% 2,834 -  
  470 2024 2039 102% of CDI 481 -  
        Total 25,541 20,256  
               
Subordinated euronotes - USD              
  1,250 2017 Perpetual 7.72% - 6,042  
  750 2018 Perpetual 7.86% 4,746 3,709  
  750 2019 2029 4.50% - 3,640  
  700 2020 Perpetual 4.63% 4,404 3,441  
  501 2021 2031 3.88% 3,080 2,430  
        Total 12,230 19,262  
               
Subordinated bonds - CLP              
  180,351 2008 2033 3.50% to 4.92% 1,578 1,366  
  97,962 2009 2035 4.75% 1,248 1,060  
  1,060,250 2010 2032 4.35% 124 105  
  1,060,250 2010 2035 3.90% to 3.96% 286 242  
  1,060,250 2010 2036 4.48% 1,363 1,152  
  1,060,250 2010 2038 3.93% 993 839  
  1,060,250 2010 2040 4.15% to 4.29% 765 647  
  1,060,250 2010 2042 4.45% 373 315  
  57,168 2014 2034 3.80% 488 412  
        Total 7,218 6,138  
               
Subordinated bonds - COP              
  146,000 2013 2028 IPC + 2% 208 186  
  780,392 2014 2024 LIB - 835  
        Total 208 1,021  
               
Subordinated bonds - USD              
  172 2023 2024 8.90% 22 -  
  878 2024 2024 7.18% 5 -  
        Total 27 -  
               
Total         45,224 46,677