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Insurance contracts and private pension (Tables)
 12 Months Ended
Dec. 31, 2024
Insurance Contracts And Private Pension  
Schedule of insurance contracts and private pension portfolios and measurement approach
               
  Note 12/31/2024 12/31/2023
  (Assets) / Liabilities Income   (Assets) / Liabilities Income
  Contractual Financial   Contractual Financial
General Model (BBA)   16,399 2,332 (1,385)   15,762 2,361 (538)
lnsurance 27a I 5,752 2,463 (268)   5,134 2,461 (242)
Private pension 27a II 10,647 (131) (1,117)   10,628 (100) (296)
Variable Fee Approach (VFA) 27a II 289,823 1,869 (22,310)   255,193 1,709 (28,044)
Private pension   289,823 1,869 (22,310)   255,193 1,709 (28,044)
Simplified Model (PAA) 27a I 611 2,335 16   450 2,062 (3)
lnsurance   631 2,382 11   488 2,068 (2)
Reinsurance   (20) (47) 5   (38) (6) (1)
Total Insurance contracts and private pension   306,833 6,536 (23,679)   271,405 6,132 (28,585)
lnsurance   6,383 4,845 (257)   5,622 4,529 (244)
Reinsurance   (20) (47) 5   (38) (6) (1)
Private pension   300,470 1,738 (23,427)   265,821 1,609 (28,340)
Current   611 - -   450    
Non-current   306,222 - -   270,955    
Schedule of reconciliation of insurance
                 
  12/31/2024   12/31/2023
  Liability for Remaining Coverage Loss Component of the Liability for Remaining Coverage Liability for Incurred Claims Total   Liability for Remaining Coverage Loss Component of the Liability for Remaining Coverage Liability for Incurred Claims Total
Opening Balance - 01/01 3,015 1,960 609 5,584   2,248 1,936 697 4,881
Income from Insurance Contracts and Private Pension (6,446) (39) 1,687 (4,798)   (5,791) (150) 1,418 (4,523)
Financial Income from Insurance Contracts and Private Pension 233 (71) - 162   137 174 25 336
Premiums Received, Claims and Other Expenses Paid 7,066 - (1,651) 5,415   6,421 - (1,531) 4,890
Closing Balance 3,868 1,850 645 6,363   3,015 1,960 609 5,584
Schedule of reconciliation of insurance one
                 
  12/31/2024   12/31/2023
  Estimate of Present Value of Future Cash Flows Contractual Service Margin Risk Adjustment for Non-financial Risk Total   Estimate of Present Value of Future Cash Flows Contractual Service Margin Risk Adjustment for Non-financial Risk Total
Opening Balance - 01/01 86 5,215 283 5,584   (145) 4,756 270 4,881
Realization of Insurance Contractual Margin - (5,194) - (5,194)   - (4,554) - (4,554)
Actuarial Remeasurements 1,557 (1,151) (10) 396   1,266 (1,198) (37) 31
Income from Insurance Contracts and Private Pension 1,557 (6,345) (10) (4,798)   1,266 (5,752) (37) (4,523)
New Recognized Insurance Contracts (6,760) 6,743 17 -   (5,943) 5,921 22 -
Financial Income from Insurance Contracts and Private Pension (152) 315 (1) 162   18 290 28 336
Recognized in Income for the period (76) 315 13 252   (59) 290 14 245
Recognized in Other Comprehensive Income (76) - (14) (90)   77 - 14 91
Premiums Received, Claims and Other Expenses Paid 5,415 - - 5,415   4,890 - - 4,890
Closing Balance 146 5,928 289 6,363   86 5,215 283 5,584
Schedule of reconciliation of private pension
                 
  12/31/2024   12/31/2023
  Liability for Remaining Coverage Loss Component of the Liability for Remaining Coverage Liability for Incurred Claims Total   Liability for Remaining Coverage Loss Component of the Liability for Remaining Coverage Liability for Incurred Claims Total
Opening Balance - 01/01 265,128 595 98 265,821   227,952 184 86 228,222
Income from Insurance Contracts and Private Pension (89,794) 137 87,919 (1,738)   (84,584) 148 82,827 (1,609)
Financial Income from Insurance Contracts and Private Pension 22,753 (16) (1) 22,736   29,186 263 6 29,455
Premiums Received, Claims and Other Expenses Paid 101,575 - (87,924) 13,651   92,574 - (82,821) 9,753
Closing Balance 299,662 716 92 300,470   265,128 595 98 265,821
Schedule of reconciliation of private pension one
                   
  12/31/2024   12/31/2023
  Estimate of Present Value of Future Cash Flows Contractual Service Margin Risk Adjustment for Non-financial Risk Total   Estimate of Present Value of Future Cash Flows Contractual Service Margin Risk Adjustment for Non-financial Risk Total
Opening balance - 01/01 245,564 19,936 321 265,821   210,255 17,696 271 228,222
Realization of Insurance Contractual Margin - (1,899) - (1,899)   - (1,829) - (1,829)
Actuarial Remeasurements 379 (196) (22) 161   (1,330) 1,534 16 220
Income from Insurance Contracts and Private Pension 379 (2,095) (22) (1,738)   (1,330) (295) 16 (1,609)
New Recognized Insurance Contracts (3,103) 3,097 6 -   (2,520) 2,514 6 -
Financial Income from Insurance Contracts and Private Pension 22,729 6 1 22,736   29,406 21 28 29,455
Recognized in Income for the period 23,410 6 11 23,427   28,309 21 10 28,340
Recognized in Other Comprehensive Income (681) - (10) (691)   1,097 - 18 1,115
Premiums Received, Claims and Other Expenses Paid 13,651 - - 13,651   9,753 - - 9,753
Closing Balance 279,220 20,944 306 300,470   245,564 19,936 321 265,821
Schedule of contractual service margin
               
Period 12/31/2024   12/31/2023
lnsurance Private Pension Total   lnsurance Private Pension Total
1 year 2,388 2,068 4,456   1,944 1,736 3,680
2 years 1,638 2,084 3,722   1,222 1,861 3,083
3 years 1,188 2,115 3,303   1,011 1,897 2,908
4 years 580 2,077 2,657   717 1,903 2,620
5 years 115 1,935 2,050   295 1,806 2,101
Over 5 years 19 10,665 10,684   26 10,733 10,759
Total 5,928 20,944 26,872   5,215 19,936 25,151
Schedule of discount rates
                     
  12/31/2024   12/31/2023
Indexes 1 year 3 years 5 years 10 years 20 years   1 year 3 years 5 years 10 years 20 years
IGPM 7.43% 5.69% 6.29% 6.18% 5.88%   5.56% 4.91% 5.25% 5.59% 5.65%
IPCA 7.63% 8.05% 7.79% 7.59% 7.36%   5.87% 5.09% 5.09% 5.20% 5.31%
TR 13.07% 13.48% 13.24% 12.78% 12.58%   9.35% 9.10% 9.32% 9.48% 9.45%
Schedule of claims development
           
Occurrence date 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 Total
At the end of event period 1,016 1,262 1,164 1,122 1,201  
After 1 year 1,248 1,529 1,414 1,383    
After 2 years 1,283 1,571 1,444      
After 3 years 1,298 1,584        
After 4 years 1,308          
Accumulated payments through base date 1,292 1,554 1,431 1,384 1,104 6,765
Liabilities recognized in the balance sheet           705
Liabilities in relation to prior periods           17
Other estimates           19
Adjustment to present value           (44)
Risk adjustment to non-financial risk           40
Liability for Claims incurred at 12/31/2024           737