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Fair value (Tables)
12 Months Ended
Dec. 31, 2024
Notes and other explanatory information [abstract]  
Schedule of Breakdown of Fair Value Hierarchy Levels
                 
  12/31/2024   12/31/2023
  Level 1 Level 2 Level 3 Book Value / Fair Value   Level 1 Level 2 Level 3 Book Value / Fair Value
Financial assets 535,394 130,188 2,158 667,740   523,741 117,030 2,371 643,142
Financial assets at fair value through profit or loss 432,075 127,422 1,940 561,437   396,210 114,775 2,118 513,103
Investment funds 1,280 35,823 - 37,103   225 26,345 - 26,570
Brazilian government securities 358,886 2,810 - 361,696   333,539 8,553 - 342,092
Government securities – Latin America 4,381 - - 4,381   2,875 - - 2,875
Government securities – Abroad 1,473 - - 1,473   2,562 - - 2,562
Corporate securities 66,055 87,177 1,940 155,172   57,009 78,526 2,118 137,653
Shares 7,659 18,115 106 25,880   9,089 17,375 71 26,535
Rural product note - 941 - 941   - 4,203 - 4,203
Bank deposit certificates - 450 - 450   - 128 - 128
Real estate receivables certificates 265 1,289 100 1,654   197 1,268 126 1,591
Debentures 55,942 29,466 1,734 87,142   45,070 29,583 1,895 76,548
Eurobonds and other 1,968 23 - 1,991   2,459 - 5 2,464
Financial bills - 33,071 - 33,071   - 22,548 4 22,552
Promissory and commercial notes - 1,216 - 1,216   - 2,585 17 2,602
Other 221 2,606 - 2,827   194 836 - 1,030
Other Financial Assets - 1,612 - 1,612   - 1,351 - 1,351
Financial assets at fair value through other comprehensive income 103,319 2,766 218 106,303   127,531 2,255 253 130,039
Brazilian government securities 64,377 - - 64,377   83,672 233 - 83,905
Government securities – Latin America 21,470 - - 21,470   23,872 - - 23,872
Government securities – Abroad 13,026 - - 13,026   9,910 - - 9,910
Corporate securities 4,446 2,766 218 7,430   10,077 2,022 253 12,352
Shares 509 57 - 566   5,900 50 193 6,143
Rural product note - 126 - 126   - - - -
Bank deposit certificates - 83 - 83   - 44 - 44
Real estate receivables certificates - 57 - 57   - 67 - 67
Debentures 761 519 218 1,498   1,045 728 - 1,773
Eurobonds and other 3,162 1,650 - 4,812   3,061 936 60 4,057
Financial credit bills - 53 - 53   - - - -
Other 14 221 - 235   71 197 - 268
Designated as fair value through profit or loss 318 - - 318   - - - -
Brazilian government securities 43 - - 43   - - - -
Government securities – Latin America 275 - - 275   - - - -
Non-financial assets 2,345 - - 2,345   - - - -
Financial liabilities at fair value through profit or loss - (862) - (862)   - (856) - (856)
Structured notes - (318) - (318)   - (296) - (296)
Other financial liabilities - (544) - (544)   - (560) - (560)
Schedule of Breakdown of Fair Value Hierarchy Levels for Derivative Assets and Liabilities
                 
  12/31/2024   12/31/2023
  Level 1 Level 2 Level 3 Total   Level 1 Level 2 Level 3 Total
Assets 5 92,062 372 92,439   6 54,983 262 55,251
Swap Contracts – adjustment receivable - 55,106 322 55,428   - 37,721 236 37,957
Option Contracts - 21,139 31 21,170   - 7,712 6 7,718
Forward Contracts - 1,721 18 1,739   - 3,255 19 3,274
Credit derivatives - 632 1 633   - 281 1 282
NDF - Non Deliverable Forward - 12,207 - 12,207   - 5,378 - 5,378
Other derivative financial instruments 5 1,257 - 1,262   6 636 - 642
Liabilities (67) (85,171) (175) (85,413)   (112) (51,974) (389) (52,475)
Swap Contracts – adjustment payable - (51,242) (152) (51,394)   - (35,369) (372) (35,741)
Option Contracts - (20,580) (8) (20,588)   - (8,971) (1) (8,972)
Forward Contracts - (1,435) (15) (1,450)   - (2,966) (16) (2,982)
Credit derivatives - (795) - (795)   - (149) - (149)
NDF - Non Deliverable Forward - (10,761) - (10,761)   - (4,478) - (4,478)
Other derivative financial instruments (67) (358) - (425)   (112) (41) - (153)
Schedule of level 3 recurring fair value changes
               
  Fair value at Total gains or losses (realized / unrealized) Purchases Settlements Transfers in and / or out of Level Fair value at Total Gains or Losses (unrealized)
 
01/01/2024 12/31/2023 Recognized in income Recognized in other comprehensive income 12/31/2024
     
Financial assets at fair value through profit or loss 2,118 286 - 1,209 (585) (1,088) 1,940 (994)
Corporate securities 2,118 286 - 1,209 (585) (1,088) 1,940 (994)
Shares 71 36 - 3 (4) - 106 (98)
Real estate receivables certificates 126 (27) - 83 (95) 13 100 (78)
Debentures 1,895 306 - 950 (259) (1,158) 1,734 (818)
Promissory notes 17 - - - - (17) - -
Eurobonds and other 5 (41) - 132 (87) (9) - -
Financial bills 4 - - - (4) - - -
Other - 12 - 41 (136) 83 - -
Financial assets at fair value through other comprehensive income 253 12 6 504 (372) (185) 218 -
Corporate securities 253 12 6 504 (372) (185) 218 -
Shares 193 - - - (193) - - -
Debentures - 7 (1) 216 (144) 140 218 -
Eurobonds and other 60 5 7 288 (35) (325) - -
  Fair value at Total gains or losses (realized / unrealized) Purchases Settlements Transfers in and / or out of Level Fair value at Total Gains or Losses (unrealized)
 
  12/31/2023 Recognized in income Recognized in other comprehensive income 12/31/2024
     
Derivatives - assets 262 176 - 235 (216) (85) 372 270
Swap Contracts – adjustment receivable 236 164 - 168 (169) (77) 322 271
Option Contracts 6 13 - 67 (47) (8) 31 (2)
Forward contracts 19 (1) - - - - 18 -
Credit derivatives 1 - - - - - 1 1
Derivatives - liabilities (389) (215) - (306) 239 496 (175) 13
Swap Contracts – adjustment payable (372) (233) - (252) 216 489 (152) 6
Option Contracts (1) 17 - (54) 23 7 (8) 7
Forward contracts (16) 1 - - - - (15) -
  Fair value at Total gains or losses (realized / unrealized) Purchases Settlements Transfers in and / or out of Level Fair value at Total Gains or Losses (unrealized)
 
01/01/2023 12/31/2022 Recognized in income Recognized in other comprehensive income 12/31/2023
     
Financial assets at fair value through profit or loss 339 (5) - 920 (300) 1,164 2,118 (1,009)
Corporate securities 339 (5) - 920 (300) 1,164 2,118 (1,009)
Shares 86 (14) - 9 (10) - 71 (100)
Real estate receivables certificates 151 (38) - 2 - 11 126 (64)
Debentures 84 (36) - 740 (67) 1,174 1,895 (845)
Rural Product Note 7 5 - 2 - (14) - -
Promissory notes - (3) - 20 - - 17 -
Eurobonds and other 4 84 - 137 (220) - 5 -
Financial bills 7 (3) - 10 (3) (7) 4 -
Financial assets at fair value through other comprehensive income 58 (19) 153 51 (8) 18 253 -
Corporate securities 58 (19) 153 51 (8) 18 253 -
Shares 45 (3) 151 - - - 193 -
Bank deposit certificates 13 (13) - - - - - -
Debentures - - (1) 35 - (34) - -
Eurobonds and other - (3) 3 16 (8) 52 60 -
  Fair value at Total gains or losses (realized / unrealized) Purchases Settlements Transfers in and / or out of Level Fair value at Total Gains or Losses (unrealized)
 
  12/31/2022 Recognized in income Recognized in other comprehensive income 12/31/2023
     
Derivatives - assets 671 80 - 157 (104) (542) 262 244
Swap Contracts – adjustment receivable 631 108 - 133 (94) (542) 236 240
Option Contracts 34 (32) - 14 (10) - 6 1
Forward contracts 6 3 - 10 - - 19 3
Credit derivatives - 1 - - - - 1 -
Derivatives - liabilities (569) (74) - (387) 189 452 (389) 273
Swap Contracts – adjustment payable (561) (70) - (369) 176 452 (372) 274
Option Contracts (2) (3) - (9) 13 - (1) (1)
Forward contracts (6) (1) - (9) - - (16) -
Schedule of sensitivity analyses operations of
       
Sensitivity – Level 3 Operations   12/31/2024   12/31/2023
Market risk factor groups  Scenarios Impact   Impact
Income Stockholders' equity   Income Stockholders' equity
Interest rates I (7.4) (0.1)   (3.5) -
II (185.8) (3.1)   (89.2) (0.9)
III (372.2) (6.2)   (178.9) (1.8)
Commodities, Indexes and Shares I (5.7) -   (13.3) (9.6)
II (11.4) -   (26.7) (19.2)
Nonlinear I (25.1) -   (0.1) -
II (45.8) -   (0.2) -
Schedule of estimated fair value for financial assets and liabilities
         
  12/31/2024   12/31/2023
  Book value Fair value   Book value Fair value
Financial assets 1,912,804 1,913,073   1,686,225 1,693,038
At Amortized Cost 1,912,804 1,913,073   1,686,225 1,693,038
Central Bank of Brazil deposits 160,698 160,698   145,404 145,404
Interbank deposits 66,931 66,931   51,007 51,009
Securities purchased under agreements to resell 243,220 243,220   238,321 238,321
Securities 327,507 325,734   260,743 260,427
Loan and lease operations 1,025,493 1,027,535   910,590 917,717
Other financial assets 136,713 136,713   127,699 127,699
(-) Provision for expected loss (47,758) (47,758)   (47,539) (47,539)
Financial liabilities 2,153,704 2,155,880   1,948,360 1,948,549
At Amortized Cost 2,148,776 2,150,952   1,944,162 1,944,351
Deposits 1,054,741 1,054,745   951,352 951,332
Securities sold under repurchase agreements 388,787 388,787   362,786 362,786
Interbank market funds 372,294 372,587   328,645 328,667
Institutional market funds 140,547 142,426   119,591 119,778
Other financial liabilities 192,407 192,407   181,788 181,788
Provision for Expected Loss 4,928 4,928   4,198 4,198
Loan commitments 3,940 3,940   3,311 3,311
Financial guarantees 988 988   887 887