<SEC-DOCUMENT>0001193125-19-165950.txt : 20190808
<SEC-HEADER>0001193125-19-165950.hdr.sgml : 20190808
<ACCEPTANCE-DATETIME>20190605142602
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0001193125-19-165950
CONFORMED SUBMISSION TYPE:	CORRESP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20190605

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FISERV INC
		CENTRAL INDEX KEY:			0000798354
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-COMPUTER PROCESSING & DATA PREPARATION [7374]
		IRS NUMBER:				391506125
		STATE OF INCORPORATION:			WI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		CORRESP

	BUSINESS ADDRESS:	
		STREET 1:		255 FISERV DR
		STREET 2:		PO BOX 979
		CITY:			BROOKFIELD
		STATE:			WI
		ZIP:			53045
		BUSINESS PHONE:		4148795000

	MAIL ADDRESS:	
		STREET 1:		255 FISERV DRIVE
		CITY:			BROOKFIELD
		STATE:			WI
		ZIP:			53045
</SEC-HEADER>
<DOCUMENT>
<TYPE>CORRESP
<SEQUENCE>1
<FILENAME>filename1.htm
<TEXT>
<HTML><HEAD>
<TITLE>CORRESP</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman">255 Fiserv Drive</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman">Brookfield, WI 53045</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman">www.fiserv.com</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">


<IMG SRC="g730846snap-fiservelogo.jpg" ALT="LOGO">
</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">June&nbsp;5, 2019 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>VIA EDGAR
</U></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">United States Securities and Exchange Commission </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Division of Corporation Finance </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">100 F Street, NE </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Washington, DC 20549 </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">Attn:</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Kathleen Collins </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Rebekah Lindsey </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">Re:</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Fiserv, Inc. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Form <FONT STYLE="white-space:nowrap">10-K</FONT> for Fiscal Year Ended December&nbsp;31, 2018
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Filed February&nbsp;21, 2019 </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Form <FONT STYLE="white-space:nowrap">8-K</FONT> Furnished February&nbsp;7, 2019 </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">File <FONT STYLE="white-space:nowrap">No.&nbsp;000-14948&nbsp;&nbsp;&nbsp;&nbsp;</FONT> </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dear Ms.&nbsp;Collins and Ms.&nbsp;Lindsey: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This letter will
confirm the telephone conversation on May&nbsp;31, 2019 between Rebekah Lindsey, Staff Accountant of the U.S. Securities and Exchange Commission (the &#147;SEC&#148;), and Kenneth F. Best, our Chief Accounting Officer, relating to the comment letter
that we received from the Staff of the Division of Corporation Finance (the &#147;Staff&#148;) of the SEC on May&nbsp;22, 2019 (the &#147;Comment Letter&#148;). In that telephone conversation we requested, and we understand the Staff has granted us,
an extension until June&nbsp;20, 2019 to respond to the Comment Letter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We expect to file our reply to the Comment Letter on or before June&nbsp;20, 2019
in accordance with this extension. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Thank you for your consideration of this matter.&nbsp;If you have any questions, please do not hesitate to call me
at&nbsp;(262) <FONT STYLE="white-space:nowrap">879-5000.</FONT> </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Very truly yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ Robert W. Hau</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Robert W. Hau</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Chief Financial Officer and Treasurer</TD></TR>
</TABLE></DIV> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">cc:</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Kenneth F. Best, Chief Accounting Officer, Fiserv, Inc. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Lynn S. McCreary, Chief Legal Officer, Fiserv, Inc. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%" VALIGN="top" ALIGN="left">&nbsp;&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">John K. Wilson, Foley&nbsp;&amp; Lardner LLP </P></TD></TR></TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g730846snap-fiservelogo.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g730846snap-fiservelogo.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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MOG1Q;H4?9Q<[TZ,Y49U)N\G+F492C&T?LI6U9Q)X:9!POP=3Q]>-7%YI2Q&
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MZ(X! 9'_ &3BGA:CQ-E5"G&2H8_"04L-5>UW%<U*I9-^SG97:NXR2DD[-/\
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M6@_I/J=?GGA'_O6>>5+"_P#I=<_6?'G_ '+AKRK8W_TWACRK]I[_ )+!K_\
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M\1...&\;PAFN!RK.L-C<9B_8THTJ4I.;@ZT)5'K%:1A%WU-_]HKX<?$'Q/\
M$:74_#?AO5M3TTZ-I<"W5G'NA,T*S>:@.\?,I9<BN[C_ (?SW,>(98G+\NQ&
M)PWU>C%3IKW>:/-S+XEJKJ^AYGA9Q5PQD_"D,'FV;X7!8N.+Q$_9UF^?DER<
MLM(/1V=M3[,^']E>:;X#\$Z=J$$EMJ%AX1\-V5];S#$MO>6NC64%S!*.TB31
MNK#U4U^NY%1JX;(\FP]>#I5Z&!PE.I"7Q0J0P].,XR\XR33\T?@O$V(H8OB3
MB#%86I&MAL3F6.JT:D/AG2J8JK.G..WNR@TUHM&CKJ]4\,* "@ H * "@ H
/* "@ H * "@ H * /__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
