XML 40 R30.htm IDEA: XBRL DOCUMENT v3.25.3

Basis of Presentation and Summary of Significant Accounting Policies (Tables)

9 Months Ended

Sep. 30, 2025

Accounting Policies [Abstract]

Restrictions on cash and cash equivalents

The following table provides a reconciliation between cash and cash equivalents on the consolidated balance sheets and the consolidated statements of cash flows:

(In millions)			September 30, 2025						December 31, 2024						September 30, 2024
Cash and cash equivalents on the consolidated balance sheets			$	1,068					$	1,236					$	1,228
Cash and cash equivalents included in settlement assets			1,682						1,756						2,243
Restricted cash			15						1						2
Total cash and cash equivalents on the consolidated statements of cash flows			$	2,765					$	2,993					$	3,473

Schedule of cash and cash equivalents

The following table provides a reconciliation between cash and cash equivalents on the consolidated balance sheets and the consolidated statements of cash flows:

(In millions)			September 30, 2025						December 31, 2024						September 30, 2024
Cash and cash equivalents on the consolidated balance sheets			$	1,068					$	1,236					$	1,228
Cash and cash equivalents included in settlement assets			1,682						1,756						2,243
Restricted cash			15						1						2
Total cash and cash equivalents on the consolidated statements of cash flows			$	2,765					$	2,993					$	3,473

Deferred costs, capitalized, prepaid, and other assets disclosure

Prepaid expenses and other current assets consisted of the following:

(In millions)						September 30, 2025						December 31, 2024
Prepaid maintenance, postage and insurance						$	302					$	216
Other prepaid expenses						258						188
Total prepaid expenses (1)						560						404
Income tax receivables (2)						278						501
Clover Capital and other merchant cash advances, net						513						381
Settlement advance cash payments						1,372						1,101
Other current assets						874						700
Total other current assets						3,037						2,683
Total prepaid expenses and other current assets						$	3,597					$	3,087

(1)Prepaid expenses represent advance payments for goods and services to be consumed in the future.

(2)Includes receivables associated with transferable federal tax credits (see Note 15).

Schedule of interest expense, net

Interest expense, net consisted of the following:

			Three Months Ended September 30,												Nine Months Ended September 30,
(In millions)			2025						2024						2025						2024
Interest expense			$	(432)					$	(339)					$	(1,147)					$	(904)
Interest income			10						13						29						32
Interest expense, net			$	(422)					$	(326)					$	(1,118)					$	(872)

X

- References

No definition available.

+ Details

Name:	us-gaap_AccountingPoliciesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the amounts paid in advance for capitalized costs that will be expensed with the passage of time or the occurrence of a triggering event, and will be charged against earnings within one year or the normal operating cycle, if longer; the aggregate carrying amount of current assets, not separately presented elsewhere in the balance sheet; and other deferred costs.

+ References

No definition available.

+ Details

Name:	us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of interest income and expense, including, but not limited to, interest income and expense from investments, loans, and securities.

+ References

No definition available.

+ Details

Name:	us-gaap_InterestIncomeAndInterestExpenseDisclosureTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the components of cash and cash equivalents.

+ References

No definition available.

+ Details

Name:	us-gaap_ScheduleOfCashAndCashEquivalentsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of cash and cash equivalents restricted as to withdrawal or usage.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 944
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-03(a)(2))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(1)(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 8
-SubTopic 10
-Topic 230
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482913/230-10-50-8

+ Details

Name:	us-gaap_ScheduleOfRestrictedCashAndCashEquivalentsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration