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Revenue Recognition (Tables)

9 Months Ended

Sep. 30, 2025

Revenue from Contract with Customer [Abstract]

Disaggregation of revenue

The table below presents the Company’s revenue disaggregated by business line and includes a reconciliation with its reportable segments. The

Company serves its global client base by working among its geographic teams across various regions, including the U.S. and Canada; Europe, Middle East and Africa (“EMEA”); Latin America (“LATAM”); and Asia Pacific (“APAC”). The majority of the Company’s revenue is earned in the U.S., with revenue generated within its EMEA, LATAM and APAC regions comprising approximately 16% and 15% of total revenue for the three and nine months ended September 30, 2025, respectively, and approximately 15% of total revenue for each of the three and nine months ended September 30, 2024.

(In millions)						Three Months Ended September 30,												Nine Months Ended September 30,
Revenue by Business Line						2025						2024						2025						2024
Small Business						$	1,741					$	1,627					$	5,109					$	4,719
Enterprise						580						558						1,669						1,563
Processing						265						284						824						850
Total Merchant Solutions segment revenue						$	2,586					$	2,469					$	7,602					$	7,132
Digital Payments						$	939					$	987					$	2,985					$	2,894
Issuing						802						789						2,492						2,316
Banking						592						636						1,825						1,866
Total Financial Solutions segment revenue						$	2,333					$	2,412					$	7,302					$	7,076
Corporate and Other						$	344					$	334					$	1,005					$	997
Total Revenue						$	5,263					$	5,215					$	15,909					$	15,205

Contract with customer, asset and liabilities

The following table provides information about contract assets and contract liabilities from contracts with customers:

(In millions)			September 30, 2025						December 31, 2024
Contract assets			$	904					$	832
Contract liabilities			1,130						1,082

Schedule of remaining performance obligations

The following table includes estimated processing and services revenue expected to be recognized in the future related to performance obligations that were unsatisfied (or partially unsatisfied) at September 30, 2025:

(In millions)
Year Ending December 31,
Remainder of 2025			$	655
2026			2,345
2027			1,781
2028			1,251
Thereafter			1,385

X

- Definition

Tabular disclosure of receivable, contract asset, and contract liability from contract with customer. Includes, but is not limited to, change in contract asset and contract liability.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-10

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- Definition

Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 606
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-5

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- Definition

Tabular disclosure of expected timing for satisfying remaining performance obligation.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (b)(1)
-SubTopic 10
-Topic 606
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479806/606-10-50-13

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