XML 90 R80.htm IDEA: XBRL DOCUMENT v3.25.3
Business Segment Information - Schedule of Segment Reporting Information (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenues:        
Revenue $ 5,263 $ 5,215 $ 15,909 $ 15,205
Expenses:        
Reportable segment operating income 1,436 1,602 4,527 4,211
Interest expense, net (422) (326) (1,118) (872)
Other expense, net (50) (5) (107) (17)
Income before income taxes and income (loss) from investments in unconsolidated affiliates 964 1,271 3,302 3,322
Depreciation and amortization 800 789 2,392 2,370
Capitalized expenditures, including capitalized software and other intangibles 507 402 1,321 1,170
Change in estimated redemption value of redeemable noncontrolling interest (see Note 11) 89     66
Operating segments        
Revenues:        
Revenue 4,919 4,881 14,904 14,208
Expenses:        
Reportable segment operating income 1,953 2,074 6,069 5,826
Corporate and Other        
Revenues:        
Revenue 344 334    
Expenses:        
Reportable segment operating income (517) (472)    
Depreciation and amortization 503 515 1,521 1,580
Capitalized expenditures, including capitalized software and other intangibles 159 102 416 310
Corporate and Other        
Revenues:        
Revenue 344 334 1,005 997
Expenses:        
Reportable segment operating income     (1,542) (1,615)
Merchant Segment | Operating segments        
Revenues:        
Revenue 2,586 2,469 7,602 7,132
Expenses:        
Personnel expenses 352 325 1,031 1,013
Direct costs 886 792 2,606 2,325
Depreciation and amortization expense 111 92 320 272
Other operating expense 120 172 470 469
Reportable segment operating income 962 931 2,686 2,582
Depreciation and amortization 128 114 367 320
Capitalized expenditures, including capitalized software and other intangibles 167 147 412 404
Change in estimated redemption value of redeemable noncontrolling interest (see Note 11) 89   89  
Merchant Segment | Corporate and Other        
Expenses:        
Other operating expense 155 157 489 471
Financial Segment | Operating segments        
Revenues:        
Revenue 2,333 2,412 7,302 7,076
Expenses:        
Personnel expenses 498 496 1,500 1,466
Direct costs 200 191 608 556
Depreciation and amortization expense 128 118 377 348
Other operating expense 162 96 338 306
Reportable segment operating income 991 1,143 3,383 3,244
Depreciation and amortization 169 160 504 470
Capitalized expenditures, including capitalized software and other intangibles 181 153 493 456
Financial Segment | Corporate and Other        
Expenses:        
Other operating expense 354 368 1,096 1,156
Processing and services revenue        
Revenues:        
Revenue [1] 4,273 4,237 12,622 12,377
Processing and services revenue | Merchant Segment | Operating segments        
Revenues:        
Revenue 2,274 2,198 6,612 6,340
Processing and services revenue | Financial Segment | Operating segments        
Revenues:        
Revenue 1,999 2,036 6,010 6,024
Product revenue        
Revenues:        
Revenue 990 978 3,287 2,828
Product revenue | Merchant Segment | Operating segments        
Revenues:        
Revenue 312 271 990 792
Product revenue | Financial Segment | Operating segments        
Revenues:        
Revenue $ 334 $ 376 $ 1,292 $ 1,052
[1] Includes processing and other fees charged to related party investments accounted for under the equity method of $21 million and $35 million for the three months ended September 30, 2025 and 2024, respectively, and $77 million and $111 million for the nine months ended September 30, 2025 and 2024, respectively (see Note 19).