<SEC-DOCUMENT>0001225208-20-001957.txt : 20200211
<SEC-HEADER>0001225208-20-001957.hdr.sgml : 20200211
<ACCEPTANCE-DATETIME>20200211175557
ACCESSION NUMBER:		0001225208-20-001957
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20200207
FILED AS OF DATE:		20200211
DATE AS OF CHANGE:		20200211

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			ROGERS WILLIAM H JR
		CENTRAL INDEX KEY:			0001182002

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10853
		FILM NUMBER:		20598416

	MAIL ADDRESS:	
		STREET 1:		214 N. TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRUIST FINANCIAL CORP
		CENTRAL INDEX KEY:			0000092230
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				560939887
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202
		BUSINESS PHONE:		3367332000

	MAIL ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BB&T CORP
		DATE OF NAME CHANGE:	19970527

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTHERN NATIONAL CORP /NC/
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<TEXT>
<XML>
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    <schemaVersion>X0306</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2020-02-07</periodOfReport>

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        <issuerCik>0000092230</issuerCik>
        <issuerName>TRUIST FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>TFC</issuerTradingSymbol>
    </issuer>

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            <rptOwnerCik>0001182002</rptOwnerCik>
            <rptOwnerName>ROGERS WILLIAM H JR</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>214 N. TRYON STREET</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CHARLOTTE</rptOwnerCity>
            <rptOwnerState>NC</rptOwnerState>
            <rptOwnerZipCode>28202</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <officerTitle>President and COO</officerTitle>
        </reportingOwnerRelationship>
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    <nonDerivativeTable>
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            <expirationDate>
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            <underlyingSecurity>
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                <value>Restricted Stock Units</value>
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            <expirationDate>
                <value>2020-02-13</value>
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            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
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                <underlyingSecurityShares>
                    <value>10528.0000</value>
                    <footnoteId id="F14"/>
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                <sharesOwnedFollowingTransaction>
                    <value>10528.0000</value>
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        <derivativeHolding>
            <securityTitle>
                <value>Restricted Stock Units</value>
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            <conversionOrExercisePrice>
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                    <value>D</value>
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        <derivativeHolding>
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                <value>Restricted Stock Units</value>
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            <conversionOrExercisePrice>
                <footnoteId id="F3"/>
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            <exerciseDate>
                <value>2020-02-14</value>
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            <expirationDate>
                <value>2020-02-14</value>
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            <underlyingSecurity>
                <underlyingSecurityTitle>
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                <underlyingSecurityShares>
                    <value>10632.0000</value>
                    <footnoteId id="F16"/>
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                    <value>D</value>
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        <derivativeHolding>
            <securityTitle>
                <value>Stock Option (right to buy)</value>
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            <conversionOrExercisePrice>
                <value>16.7400</value>
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            <exerciseDate>
                <footnoteId id="F18"/>
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            <expirationDate>
                <value>2022-02-14</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
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                <underlyingSecurityShares>
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                <sharesOwnedFollowingTransaction>
                    <value>176379.0000</value>
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                <directOrIndirectOwnership>
                    <value>D</value>
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        <derivativeHolding>
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            <exerciseDate>
                <footnoteId id="F18"/>
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            <expirationDate>
                <value>2023-02-26</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>142606.0000</value>
                    <footnoteId id="F19"/>
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                <sharesOwnedFollowingTransaction>
                    <value>142606.0000</value>
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            <ownershipNature>
                <directOrIndirectOwnership>
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        <derivativeHolding>
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                <value>22.5500</value>
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            <exerciseDate>
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            <expirationDate>
                <value>2021-04-01</value>
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            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>109348.0000</value>
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                <sharesOwnedFollowingTransaction>
                    <value>109348.0000</value>
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    </derivativeTable>

    <footnotes>
        <footnote id="F1">The amount on the original Form 4 was inadvertently understated by 11 shares. This Form 4 reflects the accurate amount.</footnote>
        <footnote id="F2">Because the stock fund component of the 401(k) Plan is accounted for in unit accounting, the number of share equivalents varies based on the closing price of Truist stock on the applicable measurement date.</footnote>
        <footnote id="F3">Represents time-vested restricted stock units, each convertible into one share of common stock, under the SunTrust Banks, Inc. 2009 Stock Plan or the SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan. Pursuant to  the Merger Agreement at the effective time of the Merger, each outstanding SunTrust time-vested restricted stock unit automatically converted into a BB&amp;T time-vested restricted stock unit convertible into shares of BB&amp;T common stock, with the number of underlying shares of BB&amp;T common stock determined as set forth in the Merger Agreement. Following and in connection with the Merger, BB&amp;T changed its name to Truist. Each Truist time-vested restricted stock unit is subject to the same terms and conditions (including vesting terms) as applied to the corresponding SunTrust time-vested restricted stock unit immediately prior to the effective time of the Merger.</footnote>
        <footnote id="F4">These time-vested restricted stock units replaced SunTrust time-vested restricted stock units in respect of an aggregate 34,679.501 shares of SunTrust common stock.</footnote>
        <footnote id="F5">Represents performance-vested restricted stock units, each convertible into one share of common stock under the SunTrust Banks, Inc. 2009 Stock Plan. The performance-vesting conditions applicable to these restricted stock units have been previously satisfied but, in accordance with the terms of the award agreement governing these restricted stock units, the amount listed is subject to a one-year deferral beginning on February 9, 2019. Pursuant to the Merger Agreement, at the effective time of the Merger, each outstanding SunTrust performance-vested restricted stock unit automatically converted into a BB&amp;T restricted stock unit convertible into shares of BB&amp;T common stock, with the number of underlying shares of BB&amp;T common stock determined as set forth in the Merger Agreement. Following and in connection with the Merger, BB&amp;T changed its name to Truist.</footnote>
        <footnote id="F6">(Continued from Footnote 5) Each Truist restricted stock unit is subject to the same terms and conditions (including service-based vesting terms) as applied to the corresponding SunTrust performance-vested restricted stock unit immediately prior to the effective time of the Merger.  These restricted stock units replaced SunTrust performance-vested restricted stock units in respect of an aggregate 10,567.36 shares of SunTrust common stock.</footnote>
        <footnote id="F7">Represents phantom stock units under the SunTrust Banks, Inc. Deferred Compensation Plan. Pursuant to the Merger Agreement, at the effective time of the Merger, each outstanding SunTrust phantom stock unit automatically converted into a BB&amp;T phantom stock unit in respect of shares of BB&amp;T common stock, with the number of underlying shares of BB&amp;T common stock determined as set forth in the Merger Agreement. Following and in connection with the Merger, BB&amp;T changed its name to Truist. Each Truist phantom stock unit is subject to the same terms and conditions (including service-based vesting terms) as applied to the corresponding SunTrust phantom stock unit immediately prior to the effective time of the Merger.</footnote>
        <footnote id="F8">These phantom stock units replaced SunTrust phantom stock units in respect of an aggregate 1,968.1452 shares of SunTrust common stock.</footnote>
        <footnote id="F9">Represents performance-vested restricted stock units, each convertible into one share of common stock, under the SunTrust Banks, Inc. 2009 Stock Plan. Pursuant to the Merger Agreement, at the effective time of the Merger, each outstanding SunTrust performance-vested restricted stock unit automatically converted into a BB&amp;T restricted stock unit convertible into shares of BB&amp;T common stock, with the number of underlying shares of BB&amp;T common stock determined as set forth in the Merger Agreement. Following and in connection with the Merger, BB&amp;T changed its name to Truist. Each Truist restricted stock unit is subject to the same terms and conditions (including service-based vesting terms) as applied to the corresponding SunTrust performance-vested restricted stock unit immediately prior to the effective time of the Merger.</footnote>
        <footnote id="F10">These restricted stock units replaced SunTrust performance-vested restricted stock units in respect of an aggregate 75,209.472 shares of SunTrust common stock.</footnote>
        <footnote id="F11">These restricted stock units replaced SunTrust performance-vested restricted stock units in respect of an aggregate 85,557.92 shares of SunTrust common stock.</footnote>
        <footnote id="F12">These time-vested restricted stock units replaced SunTrust time-vested restricted stock units in respect of an aggregate 34,678.469 shares of SunTrust common stock.</footnote>
        <footnote id="F13">These time-vested restricted stock units replaced SunTrust time-vested restricted stock units in respect of an aggregate 34,677.443 shares of SunTrust common stock.</footnote>
        <footnote id="F14">These time-vested restricted stock units replaced SunTrust time-vested restricted stock units in respect of an aggregate 8,129.55 shares of SunTrust common stock.</footnote>
        <footnote id="F15">These time-vested restricted stock units replaced SunTrust time-vested restricted stock units in respect of an aggregate 8,128.49 shares of SunTrust common stock.</footnote>
        <footnote id="F16">These time-vested restricted stock units replaced SunTrust time-vested restricted stock units in respect of an aggregate 8,210.397 shares of SunTrust common stock.</footnote>
        <footnote id="F17">This option replaced an option to purchase 136,200 shares of SunTrust common stock at an exercise price of $21.67.</footnote>
        <footnote id="F18">Pursuant to the Merger Agreement, at the effective time of the Merger, each outstanding and unexercised option to purchase shares of SunTrust common stock automatically converted into an option to purchase shares of BB&amp;T common stock, with the number of underlying shares and the exercise price determined as set forth in the Merger Agreement. Following and in connection with the Merger, BB&amp;T changed its name to Truist. Each option to purchase shares of Truist common stock is subject to the same terms and conditions (including vesting and exercisability terms) as the corresponding option to purchase shares of SunTrust common stock immediately prior to the effective time of the Merger.</footnote>
        <footnote id="F19">This option replaced an option to purchase 36,708 shares of SunTrust common stock at an exercise price of $27.41, an option to purchase 36,707 shares of SunTrust common stock at an exercise price of $27.41 and an option to purchase 36,706 shares of SunTrust common stock at an exercise price of $27.41.</footnote>
        <footnote id="F20">The amount on the original Form 4 was understated by 1 share due to rounding discrepancies.</footnote>
        <footnote id="F21">This option replaced an option to purchase 84,439 shares of SunTrust common stock at an exercise price of $29.20.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>Carla Brenwald, Attorney-in-fact</signatureName>
        <signatureDate>2020-02-11</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
