<SEC-DOCUMENT>0000092230-21-000084.txt : 20211116
<SEC-HEADER>0000092230-21-000084.hdr.sgml : 20211116
<ACCEPTANCE-DATETIME>20211116172722
ACCESSION NUMBER:		0000092230-21-000084
CONFORMED SUBMISSION TYPE:	13F-HR/A
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20200630
FILED AS OF DATE:		20211116
DATE AS OF CHANGE:		20211116
EFFECTIVENESS DATE:		20211116

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRUIST FINANCIAL CORP
		CENTRAL INDEX KEY:			0000092230
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				560939887
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-03501
		FILM NUMBER:		211417456

	BUSINESS ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202
		BUSINESS PHONE:		3367332000

	MAIL ADDRESS:	
		STREET 1:		214 NORTH TRYON STREET
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28202

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BB&T CORP
		DATE OF NAME CHANGE:	19970527

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTHERN NATIONAL CORP /NC/
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
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<edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>13F-HR/A</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>false</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000092230</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>06-30-2020</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>06-30-2020</reportCalendarOrQuarter>
      <isAmendment>true</isAmendment>
      <amendmentNo>1</amendmentNo>
      <amendmentInfo>
        <amendmentType>RESTATEMENT</amendmentType>
      </amendmentInfo>
      <filingManager>
        <name>TRUIST FINANCIAL CORP</name>
        <address>
          <com:street1>214 NORTH TRYON STREET</com:street1>
          <com:city>CHARLOTTE</com:city>
          <com:stateOrCountry>NC</com:stateOrCountry>
          <com:zipCode>28202</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-03501</form13FFileNumber>
      <provideInfoForInstruction5>Y</provideInfoForInstruction5>
      <additionalInformation>Conversion of Affiliate data onto single processing systems during 2021 revealed assets were either duplicated or excluded from the original combined filing.</additionalInformation>
    </coverPage>
    <signatureBlock>
      <name>Robert R. Magill</name>
      <title>Senior Vice President</title>
      <phone>252-246-2190</phone>
      <signature>Robert R. Magill</signature>
      <city>Wilson</city>
      <stateOrCountry>NC</stateOrCountry>
      <signatureDate>11-16-2021</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>4</otherIncludedManagersCount>
      <tableEntryTotal>7978</tableEntryTotal>
      <tableValueTotal>44480100</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>5</sequenceNumber>
          <otherManager>
            <cik>0000764116</cik>
            <name>TRUIST BANK /NC/</name>
          </otherManager>
        </otherManager2>
        <otherManager2>
          <sequenceNumber>12</sequenceNumber>
          <otherManager>
            <cik>0001696868</cik>
            <form13FFileNumber>028-18010</form13FFileNumber>
            <name>SunTrust Advisory Services, Inc.</name>
          </otherManager>
        </otherManager2>
        <otherManager2>
          <sequenceNumber>14</sequenceNumber>
          <otherManager>
            <cik>0001383161</cik>
            <form13FFileNumber>028-15462</form13FFileNumber>
            <name>BB&amp;T SECURITIES, LLC</name>
          </otherManager>
        </otherManager2>
        <otherManager2>
          <sequenceNumber>15</sequenceNumber>
          <otherManager>
            <cik>0001329883</cik>
            <form13FFileNumber>028-11465</form13FFileNumber>
            <name>Sterling Capital Management LLC</name>
          </otherManager>
        </otherManager2>
      </otherManagers2Info>
    </summaryPage>
  </formData>
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</TEXT>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
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<n1:nameOfIssuer>3M CO</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>58 COM INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
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<n1:sshPrnamt>13458</n1:sshPrnamt>
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<n1:infoTable>
<n1:nameOfIssuer>AAON INC</n1:nameOfIssuer>
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<n1:nameOfIssuer>AARONS INC</n1:nameOfIssuer>
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<n1:nameOfIssuer>ABB LTD</n1:nameOfIssuer>
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<n1:nameOfIssuer>ABB LTD</n1:nameOfIssuer>
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<n1:sshPrnamt>10390</n1:sshPrnamt>
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<n1:nameOfIssuer>ABB LTD</n1:nameOfIssuer>
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<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
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<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
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<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1002910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>915720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>87190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>131811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1441659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1399900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41759</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>15657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100785</n1:Sole>
<n1:Shared>69375</n1:Shared>
<n1:None>1082</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBOTT LABS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002824100</n1:cusip>
<n1:value>84467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>923848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>916684</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>20535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110426</n1:Sole>
<n1:Shared>97445</n1:Shared>
<n1:None>1282</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>105609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1075671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1039812</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35859</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>113795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1159047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1118349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40698</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>104955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1069002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1030632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38370</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABBVIE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00287Y109</n1:cusip>
<n1:value>27697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>282103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>282103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABERDEEN STD PRECIOUS METALS</n1:nameOfIssuer>
<n1:titleOfClass>PHYSCL PM BASKET</n1:titleOfClass>
<n1:cusip>003263100</n1:cusip>
<n1:value>254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3037</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABERDEEN TOTAL DYNAMIC DIVD</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>00326L100</n1:cusip>
<n1:value>115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14948</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABERDEEN TOTAL DYNAMIC DIVD</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>00326L100</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABERDEEN TOTAL DYNAMIC DIVD</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>00326L100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABIOMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>003654100</n1:cusip>
<n1:value>348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABIOMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>003654100</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABIOMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>003654100</n1:cusip>
<n1:value>170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ABM INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>000957100</n1:cusip>
<n1:value>478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13174</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>004225108</n1:cusip>
<n1:value>792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16348</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>004225108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>004239109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>004239109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>353</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACADIA RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>004239109</n1:cusip>
<n1:value>345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCELERON PHARMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00434H108</n1:cusip>
<n1:value>314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCELERON PHARMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00434H108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCELERON PHARMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00434H108</n1:cusip>
<n1:value>205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2546</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>63740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>296850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>284646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12203</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>121062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>563814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>563512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>302</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>56321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>262298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>248417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13881</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>3760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17015</n1:Sole>
<n1:Shared>143</n1:Shared>
<n1:None>352</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCENTURE PLC IRELAND</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>G1151C101</n1:cusip>
<n1:value>7228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCO BRANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00081T108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACCO BRANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00081T108</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACI WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>004498101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACI WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>004498101</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACI WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>004498101</n1:cusip>
<n1:value>165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4985</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>56325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>742090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>741864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>226</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12701</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>15508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1491</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>7583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACTIVISION BLIZZARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00507V109</n1:cusip>
<n1:value>12695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>166565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>693</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUITY BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00508Y102</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUITY BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00508Y102</n1:cusip>
<n1:value>149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUITY BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00508Y102</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUSHNET HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>005098108</n1:cusip>
<n1:value>134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUSHNET HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>005098108</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ACUSHNET HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>005098108</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADAMS DIVERSIFIED EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>006212104</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADAMS DIVERSIFIED EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>006212104</n1:cusip>
<n1:value>171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADDUS HOMECARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>006739106</n1:cusip>
<n1:value>82</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>15857</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>169</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>21198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>4120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3906</n1:Sole>
<n1:Shared>5534</n1:Shared>
<n1:None>24</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>2958</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADOBE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00724F101</n1:cusip>
<n1:value>59750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>805</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00090Q103</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00090Q103</n1:cusip>
<n1:value>3007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>376857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>376857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCE AUTO PARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00751Y106</n1:cusip>
<n1:value>386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCE AUTO PARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00751Y106</n1:cusip>
<n1:value>978</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6864</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCE AUTO PARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00751Y106</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCE AUTO PARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00751Y106</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED DRAIN SYS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00790R104</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED DRAIN SYS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00790R104</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED DRAIN SYS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00790R104</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>459</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED DRAIN SYS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00790R104</n1:cusip>
<n1:value>254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED DRAIN SYS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00790R104</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED EMISSIONS SOLUTS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00770C101</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVANCED MICRO DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007903107</n1:cusip>
<n1:value>3250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVENT CONVERTIBLE &amp; INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00764C109</n1:cusip>
<n1:value>210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVENT CONVERTIBLE &amp; INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00764C109</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVERUM BIOTECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00773U108</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ADVISORSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ADVISORSHS ETF</n1:titleOfClass>
<n1:cusip>00768Y206</n1:cusip>
<n1:value>543</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEGON N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SHS</n1:titleOfClass>
<n1:cusip>007924103</n1:cusip>
<n1:value>270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEGON N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SHS</n1:titleOfClass>
<n1:cusip>007924103</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEGON N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SHS</n1:titleOfClass>
<n1:cusip>007924103</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEGON N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SHS</n1:titleOfClass>
<n1:cusip>007924103</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>207</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AERCAP HOLDINGS NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>N00985106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEROJET ROCKETDYNE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007800105</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEROJET ROCKETDYNE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007800105</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AEROJET ROCKETDYNE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>007800105</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>245</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>853</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30848</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00130H105</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFILIATED MANAGERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008252108</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFILIATED MANAGERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008252108</n1:cusip>
<n1:value>585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1575</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFILIATED MANAGERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008252108</n1:cusip>
<n1:value>30334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>406841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>273760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133081</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFFILIATED MANAGERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008252108</n1:cusip>
<n1:value>177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>105</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>5810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161089</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>3310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>13048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>362144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>345781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16363</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AFLAC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001055102</n1:cusip>
<n1:value>315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8250</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>1288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001084102</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00846U101</n1:cusip>
<n1:value>845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00846U101</n1:cusip>
<n1:value>265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00846U101</n1:cusip>
<n1:value>9560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28741</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00846U101</n1:cusip>
<n1:value>882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9981</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGILENT TECHNOLOGIES INC</n1:nameOfIssuer>
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<n1:cusip>00846U101</n1:cusip>
<n1:value>555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNC INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00123Q104</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNC INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00123Q104</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3435</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNC INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00123Q104</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNICO EAGLE MINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008474108</n1:cusip>
<n1:value>309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNICO EAGLE MINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008474108</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AGNICO EAGLE MINES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>008474108</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
<n1:value>198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1518</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
<n1:value>285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR LEASE CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00912X302</n1:cusip>
<n1:value>14027</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>478909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>306618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172291</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>15911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>6800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>2938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1331</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>10983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4457</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR PRODS &amp; CHEMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>009158106</n1:cusip>
<n1:value>14102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR TRANSPORT SERVICES GRP I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00922R105</n1:cusip>
<n1:value>219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR TRANSPORT SERVICES GRP I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00922R105</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AIR TRANSPORT SERVICES GRP I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00922R105</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>28590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>266969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>207566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59403</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>1061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9908</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>1465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13682</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>14101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1566</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AKAMAI TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00971T101</n1:cusip>
<n1:value>81138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>757659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>753709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3950</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALASKA AIR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>011659109</n1:cusip>
<n1:value>365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALASKA AIR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>011659109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALASKA AIR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>011659109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALASKA AIR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>011659109</n1:cusip>
<n1:value>1012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALASKA AIR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>011659109</n1:cusip>
<n1:value>194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBANY INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>012348108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBANY INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>012348108</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBANY INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>012348108</n1:cusip>
<n1:value>1065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBANY INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>012348108</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1595</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4402</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>3794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALBEMARLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>012653101</n1:cusip>
<n1:value>815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>4275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73842</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>732</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2913</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>2366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALCON AG</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>H01301128</n1:cusip>
<n1:value>682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDER &amp; BALDWIN INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>014491104</n1:cusip>
<n1:value>902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDER &amp; BALDWIN INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>014491104</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>353</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>1065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1650</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>3245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>1952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12021</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015271109</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXION PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015351109</n1:cusip>
<n1:value>12957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42494</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXION PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015351109</n1:cusip>
<n1:value>764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6799</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXION PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015351109</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>571</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXION PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015351109</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALEXION PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>015351109</n1:cusip>
<n1:value>266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>2858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>472</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>2129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9430</n1:Sole>
<n1:Shared>183</n1:Shared>
<n1:None>259</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>32130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147621</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1335</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>8515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALIBABA GROUP HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>01609W102</n1:cusip>
<n1:value>29706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136727</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>992</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGHANY CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>017175100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGHANY CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>017175100</n1:cusip>
<n1:value>385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGHANY CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>017175100</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGHANY CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>017175100</n1:cusip>
<n1:value>296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGHENY TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01741R102</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGHENY TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01741R102</n1:cusip>
<n1:value>245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGHENY TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01741R102</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3655</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGHENY TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01741R102</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGION PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G0176J109</n1:cusip>
<n1:value>4543</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43848</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>595</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGION PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G0176J109</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGION PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G0176J109</n1:cusip>
<n1:value>774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGION PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G0176J109</n1:cusip>
<n1:value>439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLEGION PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G0176J109</n1:cusip>
<n1:value>1182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLETE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>018522300</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLETE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>018522300</n1:cusip>
<n1:value>309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018581108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018581108</n1:cusip>
<n1:value>122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018581108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018581108</n1:cusip>
<n1:value>345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>403</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018581108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCEBERNSTEIN HLDG L P</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>01881G106</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCEBERNSTEIN HLDG L P</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>01881G106</n1:cusip>
<n1:value>256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANCEBERNSTEIN HLDG L P</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>01881G106</n1:cusip>
<n1:value>236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANT ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018802108</n1:cusip>
<n1:value>543</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANT ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018802108</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANT ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018802108</n1:cusip>
<n1:value>776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANZGI ARTIFICIAL INTELLI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01883M101</n1:cusip>
<n1:value>493</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANZGI ARTIFICIAL INTELLI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01883M101</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANZGI CONV INCOME FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018825109</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANZGI EQUITY &amp; CONV INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018829101</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLIANZGI EQUITY &amp; CONV INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>018829101</n1:cusip>
<n1:value>550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>94</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLISON TRANSMISSION HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>01973R101</n1:cusip>
<n1:value>219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>5512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>30113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>83</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>3154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16112</n1:Sole>
<n1:Shared>16404</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>2856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLSTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>020002101</n1:cusip>
<n1:value>15255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40339</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLY FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02005N100</n1:cusip>
<n1:value>248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLY FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02005N100</n1:cusip>
<n1:value>775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLY FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02005N100</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALLY FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02005N100</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALNYLAM PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02043Q107</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALNYLAM PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02043Q107</n1:cusip>
<n1:value>178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALNYLAM PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02043Q107</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>125793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>17651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>59834</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>914</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>15016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>215</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>108147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1551</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>12133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3908</n1:Sole>
<n1:Shared>4564</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>20707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL A</n1:titleOfClass>
<n1:cusip>02079K305</n1:cusip>
<n1:value>403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>284</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>106487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4854</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>113629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>697</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPHABET INC</n1:nameOfIssuer>
<n1:titleOfClass>CAP STK CL C</n1:titleOfClass>
<n1:cusip>02079K107</n1:cusip>
<n1:value>12214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3991</n1:Sole>
<n1:Shared>4595</n1:Shared>
<n1:None>54</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVRFRNT STR INC</n1:titleOfClass>
<n1:cusip>00162Q783</n1:cusip>
<n1:value>3377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137289</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>160</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SECTR DIV DOGS</n1:titleOfClass>
<n1:cusip>00162Q858</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SECTR DIV DOGS</n1:titleOfClass>
<n1:cusip>00162Q858</n1:cusip>
<n1:value>841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ALERIAN MLP</n1:titleOfClass>
<n1:cusip>00162Q452</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVRFRNT STR INC</n1:titleOfClass>
<n1:cusip>00162Q783</n1:cusip>
<n1:value>475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVERFRNT DYMC</n1:titleOfClass>
<n1:cusip>00162Q528</n1:cusip>
<n1:value>17669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>543990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>542768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1222</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVERFRONT DYM</n1:titleOfClass>
<n1:cusip>00162Q536</n1:cusip>
<n1:value>15972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>610085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>608644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1441</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVERFRONT UNC</n1:titleOfClass>
<n1:cusip>00162Q544</n1:cusip>
<n1:value>979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ALERIAN MLP</n1:titleOfClass>
<n1:cusip>00162Q452</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ALERIAN MLP</n1:titleOfClass>
<n1:cusip>00162Q452</n1:cusip>
<n1:value>2135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7007</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00162Q452</n1:cusip>
<n1:value>568</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ALERIAN MLP</n1:titleOfClass>
<n1:cusip>00162Q452</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>CLEAN ENERGY</n1:titleOfClass>
<n1:cusip>00162Q460</n1:cusip>
<n1:value>315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALPS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>RIVERFRNT FLEX</n1:titleOfClass>
<n1:cusip>00162Q510</n1:cusip>
<n1:value>10289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>316245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>631</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTERYX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>02156B103</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTERYX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>02156B103</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTERYX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>02156B103</n1:cusip>
<n1:value>178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTERYX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>02156B103</n1:cusip>
<n1:value>14786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>8951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>228040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144640</n1:Sole>
<n1:Shared>80052</n1:Shared>
<n1:None>3348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>23448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>597402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>583851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13551</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>3482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>21224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>540748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>532421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8326</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ALTRIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02209S103</n1:cusip>
<n1:value>5643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>11041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2856</n1:Sole>
<n1:Shared>1090</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>216816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>490</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>63155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5167</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>137967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMAZON COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023135106</n1:cusip>
<n1:value>59675</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21631</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>86</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMBEV SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>02319V103</n1:cusip>
<n1:value>1264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>478728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>477832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>896</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMC NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00164V103</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4873</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMC NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00164V103</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7673</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMC NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00164V103</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>507</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMC NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>00164V103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMCOR PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0250X107</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>456</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMCOR PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0250X107</n1:cusip>
<n1:value>364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMCOR PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0250X107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMCOR PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0250X107</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMDOCS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G02602103</n1:cusip>
<n1:value>5250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86090</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMDOCS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G02602103</n1:cusip>
<n1:value>682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMDOCS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G02602103</n1:cusip>
<n1:value>1979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMDOCS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G02602103</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMDOCS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G02602103</n1:cusip>
<n1:value>33388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>548423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>548191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>232</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>90</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1282</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1282</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12599</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1120</n1:Sole>
<n1:Shared>900</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMEREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>023608102</n1:cusip>
<n1:value>141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICA FIRST MULTIFAMILY IN</n1:nameOfIssuer>
<n1:titleOfClass>BEN UNIT CTF</n1:titleOfClass>
<n1:cusip>02364V107</n1:cusip>
<n1:value>236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICA FIRST MULTIFAMILY IN</n1:nameOfIssuer>
<n1:titleOfClass>BEN UNIT CTF</n1:titleOfClass>
<n1:cusip>02364V107</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN AIRLS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02376R102</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN AIRLS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02376R102</n1:cusip>
<n1:value>440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN AIRLS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>02376R102</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CAMPUS CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>024835100</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CAMPUS CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>024835100</n1:cusip>
<n1:value>2378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CAMPUS CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>024835100</n1:cusip>
<n1:value>11116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>317970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>317970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CAMPUS CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>024835100</n1:cusip>
<n1:value>812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN CAMPUS CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>024835100</n1:cusip>
<n1:value>110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025537101</n1:cusip>
<n1:value>10387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025537101</n1:cusip>
<n1:value>9979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025537101</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>325</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025537101</n1:cusip>
<n1:value>712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4826</n1:Sole>
<n1:Shared>2613</n1:Shared>
<n1:None>1500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN ELEC PWR CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025537101</n1:cusip>
<n1:value>12953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>287</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EQTY INVT LIFE HLD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025676206</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EQTY INVT LIFE HLD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025676206</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EQTY INVT LIFE HLD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025676206</n1:cusip>
<n1:value>483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19546</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025816109</n1:cusip>
<n1:value>19957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204923</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4713</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025816109</n1:cusip>
<n1:value>7842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025816109</n1:cusip>
<n1:value>2803</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11017</n1:Sole>
<n1:Shared>18295</n1:Shared>
<n1:None>129</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025816109</n1:cusip>
<n1:value>14097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>146395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1684</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025816109</n1:cusip>
<n1:value>2130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN EXPRESS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025816109</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FIN TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CLASS A</n1:titleOfClass>
<n1:cusip>02607T109</n1:cusip>
<n1:value>617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3532</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FINL GROUP INC OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025932104</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FINL GROUP INC OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025932104</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FINL GROUP INC OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025932104</n1:cusip>
<n1:value>782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN FINL GROUP INC OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>025932104</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>026874784</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>595</n1:Sole>
<n1:Shared>115</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>026874784</n1:cusip>
<n1:value>531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>98</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>026874784</n1:cusip>
<n1:value>228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN INTL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>026874784</n1:cusip>
<n1:value>362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>10769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>10138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>560</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>28495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>14259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1534</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN TOWER CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03027X100</n1:cusip>
<n1:value>667</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2048</n1:Sole>
<n1:Shared>533</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WOODMARK CORPORATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030506109</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WOODMARK CORPORATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030506109</n1:cusip>
<n1:value>216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WOODMARK CORPORATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030506109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>3704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICAN WTR WKS CO INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>030420103</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>2420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8668</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>3180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERICOLD RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03064D108</n1:cusip>
<n1:value>606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>6504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1639</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>1310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>5676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2342</n1:Sole>
<n1:Shared>1200</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6657</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIPRISE FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076C106</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIS BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076K108</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIS BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076K108</n1:cusip>
<n1:value>124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIS BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076K108</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERIS BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03076K108</n1:cusip>
<n1:value>339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERISAFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03071H100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERISAFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03071H100</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERISOURCEBERGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERISOURCEBERGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>35689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>354162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>349107</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5055</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERISOURCEBERGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>1900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERISOURCEBERGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMERISOURCEBERGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03073E105</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>1102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMETEK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031100100</n1:cusip>
<n1:value>2736</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>26420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>98781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>418814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>414374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>10641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23333</n1:Sole>
<n1:Shared>21720</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>15236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031162100</n1:cusip>
<n1:value>53679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>217421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10166</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMKOR TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031652100</n1:cusip>
<n1:value>723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58704</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMKOR TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>031652100</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMN HEALTHCARE SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001744101</n1:cusip>
<n1:value>339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7489</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMN HEALTHCARE SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001744101</n1:cusip>
<n1:value>813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMN HEALTHCARE SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>001744101</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMNEAL PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM STK CL A</n1:titleOfClass>
<n1:cusip>03168L105</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>2990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>1028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>2554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>88</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AMPHENOL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>032095101</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>2251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>37549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>306169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>303486</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2684</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>109275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>891022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>890551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>471</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>1518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11794</n1:Sole>
<n1:Shared>112</n1:Shared>
<n1:None>472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>61386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>499080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1462</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANALOG DEVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>032654105</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANGEL OAK FINL STRATEGIES IN</n1:nameOfIssuer>
<n1:titleOfClass>COM BEN INT</n1:titleOfClass>
<n1:cusip>03464A100</n1:cusip>
<n1:value>457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANGLOGOLD ASHANTI LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>035128206</n1:cusip>
<n1:value>322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10925</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10925</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15712</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>185</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>03524A108</n1:cusip>
<n1:value>209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANIKA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>035255108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANIKA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>035255108</n1:cusip>
<n1:value>86</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANIKA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>035255108</n1:cusip>
<n1:value>611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANIKA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>035255108</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>035710409</n1:cusip>
<n1:value>710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38475</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>035710409</n1:cusip>
<n1:value>372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>035710409</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANNALY CAPITAL MANAGEMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>035710409</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>8238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>408</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>1769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6065</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03662Q105</n1:cusip>
<n1:value>922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTARES PHARMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036642106</n1:cusip>
<n1:value>127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03676B102</n1:cusip>
<n1:value>422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03676B102</n1:cusip>
<n1:value>2447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>479870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>479870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03674X106</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTERO RESOURCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03674X106</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTHEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>107931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>410414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>409529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>885</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTHEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>43351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15244</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTHEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>2295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8617</n1:Sole>
<n1:Shared>4</n1:Shared>
<n1:None>105</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTHEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>23566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2059</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTHEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ANTHEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>036752103</n1:cusip>
<n1:value>2864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL A</n1:titleOfClass>
<n1:cusip>G0403H108</n1:cusip>
<n1:value>708</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL A</n1:titleOfClass>
<n1:cusip>G0403H108</n1:cusip>
<n1:value>2513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2021</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL A</n1:titleOfClass>
<n1:cusip>G0403H108</n1:cusip>
<n1:value>8884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>260</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL A</n1:titleOfClass>
<n1:cusip>G0403H108</n1:cusip>
<n1:value>644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APACHE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037411105</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APACHE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037411105</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APACHE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037411105</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>867</n1:Sole>
<n1:Shared>10</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APHRIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03765K104</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APHRIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03765K104</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>925</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>925</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APHRIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03765K104</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOGEE ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037598109</n1:cusip>
<n1:value>210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03768E105</n1:cusip>
<n1:value>938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18789</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03768E105</n1:cusip>
<n1:value>2549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03768E105</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03768E105</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO GLOBAL MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03768E105</n1:cusip>
<n1:value>4797</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1349</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APOLLO TACTICAL INCOME FD IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037638103</n1:cusip>
<n1:value>269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21634</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPFOLIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03783C100</n1:cusip>
<n1:value>368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPFOLIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03783C100</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPFOLIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>03783C100</n1:cusip>
<n1:value>204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE HOSPITALITY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>03784Y200</n1:cusip>
<n1:value>247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE HOSPITALITY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>03784Y200</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7399</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>104828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>287357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>287357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>185259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>507838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>473784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34053</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>78458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41284</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>63843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89848</n1:Sole>
<n1:Shared>83403</n1:Shared>
<n1:None>1758</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>037833100</n1:cusip>
<n1:value>452160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1239475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1209506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29969</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>15282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>252562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>238</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>6216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>3984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1351</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8598</n1:Sole>
<n1:Shared>2001</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APPLIED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038222105</n1:cusip>
<n1:value>3453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTARGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038336103</n1:cusip>
<n1:value>231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTARGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038336103</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTARGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>038336103</n1:cusip>
<n1:value>2971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7232</n1:Sole>
<n1:Shared>2630</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>8158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>479</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>47446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>608906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>608746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>160</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>8408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107754</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>1485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>APTIV PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6095L109</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARAMARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03852U106</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARAMARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03852U106</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARAMARK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>03852U106</n1:cusip>
<n1:value>459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20338</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCELORMITTAL SA LUXEMBOURG</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SH</n1:titleOfClass>
<n1:cusip>03938L203</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3604</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCELORMITTAL SA LUXEMBOURG</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SH</n1:titleOfClass>
<n1:cusip>03938L203</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCELORMITTAL SA LUXEMBOURG</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SH</n1:titleOfClass>
<n1:cusip>03938L203</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCELORMITTAL SA LUXEMBOURG</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY SH</n1:titleOfClass>
<n1:cusip>03938L203</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCH CAP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0450A105</n1:cusip>
<n1:value>253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCH CAP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0450A105</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1949</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCH CAP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G0450A105</n1:cusip>
<n1:value>1191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCH RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>03940R107</n1:cusip>
<n1:value>779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>3622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87637</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>505</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>1339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCHER DANIELS MIDLAND CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039483102</n1:cusip>
<n1:value>1047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7314</n1:Sole>
<n1:Shared>18922</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>144</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>2839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67273</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARCOSA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>039653100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARDAGH GROUP S A</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>L0223L101</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARDAGH GROUP S A</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>L0223L101</n1:cusip>
<n1:value>245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18983</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARDAGH GROUP S A</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>L0223L101</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010L103</n1:cusip>
<n1:value>692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010L103</n1:cusip>
<n1:value>172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.625% 3/0</n1:titleOfClass>
<n1:cusip>04010LAW3</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES CAPITAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010L103</n1:cusip>
<n1:value>4363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>301904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>290321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11584</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES COML REAL ESTATE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04013V108</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES DYNAMIC CR ALLOCATION F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04014F102</n1:cusip>
<n1:value>227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20799</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20799</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARES MANAGEMENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM STK</n1:titleOfClass>
<n1:cusip>03990B101</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGAN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010E109</n1:cusip>
<n1:value>490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10338</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGAN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04010E109</n1:cusip>
<n1:value>304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGENX SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>04016X101</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGENX SE</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>04016X101</n1:cusip>
<n1:value>429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGO GROUP INTL HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0464B107</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARGO GROUP INTL HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0464B107</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>040413106</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>040413106</n1:cusip>
<n1:value>569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2704</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>040413106</n1:cusip>
<n1:value>160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>764</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARISTA NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>040413106</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AUTNMUS TECHNLGY</n1:titleOfClass>
<n1:cusip>00214Q203</n1:cusip>
<n1:value>290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AUTNMUS TECHNLGY</n1:titleOfClass>
<n1:cusip>00214Q203</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GENOMIC REV ETF</n1:titleOfClass>
<n1:cusip>00214Q302</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GENOMIC REV ETF</n1:titleOfClass>
<n1:cusip>00214Q302</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NEXT GNRTN INTER</n1:titleOfClass>
<n1:cusip>00214Q401</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NEXT GNRTN INTER</n1:titleOfClass>
<n1:cusip>00214Q401</n1:cusip>
<n1:value>225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NEXT GNRTN INTER</n1:titleOfClass>
<n1:cusip>00214Q401</n1:cusip>
<n1:value>170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATION ETF</n1:titleOfClass>
<n1:cusip>00214Q104</n1:cusip>
<n1:value>278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATION ETF</n1:titleOfClass>
<n1:cusip>00214Q104</n1:cusip>
<n1:value>614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARK ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INNOVATION ETF</n1:titleOfClass>
<n1:cusip>00214Q104</n1:cusip>
<n1:value>275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMADA HOFFLER PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04208T108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMADA HOFFLER PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04208T108</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMADA HOFFLER PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04208T108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMOUR RESIDENTIAL REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>042315507</n1:cusip>
<n1:value>649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMOUR RESIDENTIAL REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>042315507</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1437</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARMOUR RESIDENTIAL REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>042315507</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5962</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5962</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARROW ELECTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>042735100</n1:cusip>
<n1:value>198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARTISAN PARTNERS ASSET MGMT</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>04316A108</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARTISAN PARTNERS ASSET MGMT</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>04316A108</n1:cusip>
<n1:value>172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5307</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ARTISAN PARTNERS ASSET MGMT</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>04316A108</n1:cusip>
<n1:value>1168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASCENDIS PHARMA A S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>04351P101</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00191U102</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00191U102</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00191U102</n1:cusip>
<n1:value>24542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>368062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>235361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132701</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00191U102</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>501</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASHLAND GLOBAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>044186104</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASHLAND GLOBAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>044186104</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>762</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASHLAND GLOBAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>044186104</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASHLAND GLOBAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>044186104</n1:cusip>
<n1:value>2904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42028</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>3983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>2572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>1083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASML HOLDING N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y REGISTRY SHS</n1:titleOfClass>
<n1:cusip>N07059210</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASPEN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>045327103</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASPEN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>045327103</n1:cusip>
<n1:value>256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2472</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASPEN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>045327103</n1:cusip>
<n1:value>1763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASPEN TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>045327103</n1:cusip>
<n1:value>982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9479</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9479</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSOCIATED BANC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>045487105</n1:cusip>
<n1:value>219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>1011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>1274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12338</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>265</n1:Sole>
<n1:Shared>577</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURANT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04621X108</n1:cusip>
<n1:value>9705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURED GUARANTY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0585R106</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>693</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURED GUARANTY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0585R106</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURED GUARANTY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0585R106</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASSURED GUARANTY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0585R106</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTEC INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>046224101</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTEC INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>046224101</n1:cusip>
<n1:value>389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>4170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76670</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2176</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>1917</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5380</n1:Sole>
<n1:Shared>590</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>6473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>725</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ASTRAZENECA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>046353108</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>17809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>589110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>589110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>63283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2093384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2067698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25686</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>12021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>397647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>366621</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31026</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>12072</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>399336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>264980</n1:Sole>
<n1:Shared>125929</n1:Shared>
<n1:None>8427</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AT&amp;T INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>00206R102</n1:cusip>
<n1:value>59491</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1967952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1949839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATHENE HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G0684D107</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATHENE HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G0684D107</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATHENE HLDG LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G0684D107</n1:cusip>
<n1:value>245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATKORE INTL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>047649108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATKORE INTL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>047649108</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC CAP BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>048269203</n1:cusip>
<n1:value>1037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC UN BANKSHARES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04911A107</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3668</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC UN BANKSHARES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04911A107</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5909</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>762</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC UN BANKSHARES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04911A107</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1660</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLANTIC UN BANKSHARES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04911A107</n1:cusip>
<n1:value>1453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLAS AIR WORLDWIDE HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>049164205</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLAS AIR WORLDWIDE HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.250% 6/0</n1:titleOfClass>
<n1:cusip>049164BH8</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLAS AIR WORLDWIDE HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>049164205</n1:cusip>
<n1:value>472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLASSIAN CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G06242104</n1:cusip>
<n1:value>469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLASSIAN CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G06242104</n1:cusip>
<n1:value>141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATLASSIAN CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G06242104</n1:cusip>
<n1:value>1171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATMOS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>049560105</n1:cusip>
<n1:value>1376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13748</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATMOS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>049560105</n1:cusip>
<n1:value>217</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATMOS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>049560105</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATRICURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04963C209</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ATRICURE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>04963C209</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUBURN NATL BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>050473107</n1:cusip>
<n1:value>2257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>1216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>15972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>167</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>3933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>2246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9328</n1:Sole>
<n1:Shared>11</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTODESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>052769106</n1:cusip>
<n1:value>26598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1041</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>762</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>1930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8437</n1:Sole>
<n1:Shared>4343</n1:Shared>
<n1:None>181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>17245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3178</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>12673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18960</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>10820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>583</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOMATIC DATA PROCESSING IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053015103</n1:cusip>
<n1:value>1472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTONATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05329W102</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTONATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05329W102</n1:cusip>
<n1:value>1015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>1447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>2173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>775</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>327</n1:Sole>
<n1:Shared>99</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AUTOZONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053332102</n1:cusip>
<n1:value>6252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>1237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVALONBAY CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053484101</n1:cusip>
<n1:value>121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05352A100</n1:cusip>
<n1:value>484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28489</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05352A100</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVANTOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05352A100</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>99</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>869</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>869</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7962</n1:Sole>
<n1:Shared>205</n1:Shared>
<n1:None>303</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>10022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17245</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>9734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVERY DENNISON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>053611109</n1:cusip>
<n1:value>881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7677</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVISTA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05379B107</n1:cusip>
<n1:value>563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVISTA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05379B107</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AVISTA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05379B107</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXALTA COATING SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0750C108</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXALTA COATING SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0750C108</n1:cusip>
<n1:value>141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>267</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXALTA COATING SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0750C108</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXALTA COATING SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0750C108</n1:cusip>
<n1:value>28221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1251482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>774262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>477220</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXALTA COATING SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G0750C108</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3501</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXON ENTERPRISE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464C101</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXON ENTERPRISE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464C101</n1:cusip>
<n1:value>338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AXON ENTERPRISE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05464C101</n1:cusip>
<n1:value>289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002474104</n1:cusip>
<n1:value>3533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102949</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>AZZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>002474104</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>B &amp; G FOODS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05508R106</n1:cusip>
<n1:value>2506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5201</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>B &amp; G FOODS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05508R106</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>B &amp; G FOODS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05508R106</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BADGER METER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>056525108</n1:cusip>
<n1:value>291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BADGER METER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>056525108</n1:cusip>
<n1:value>888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BADGER METER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>056525108</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BADGER METER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>056525108</n1:cusip>
<n1:value>194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>2619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>25662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>88832</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAIDU INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP A</n1:titleOfClass>
<n1:cusip>056752108</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>2386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>27982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>402671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>402525</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>146</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>6073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>244</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BALL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>058498106</n1:cusip>
<n1:value>678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22611</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05946K101</n1:cusip>
<n1:value>1851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>544332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>542913</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1419</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCORP INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05969A105</n1:cusip>
<n1:value>399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40671</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCORPSOUTH BK TUPELO MISS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05971J102</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANCORPSOUTH BK TUPELO MISS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05971J102</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK HAWAII CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>062540109</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK HAWAII CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>062540109</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>616</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK HAWAII CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>062540109</n1:cusip>
<n1:value>230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK HAWAII CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>062540109</n1:cusip>
<n1:value>923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK MONTREAL QUE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>063671101</n1:cusip>
<n1:value>110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9544</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9544</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>8987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>229292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3229</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>5819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1273</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>1015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19572</n1:Sole>
<n1:Shared>6585</n1:Shared>
<n1:None>102</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NEW YORK MELLON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064058100</n1:cusip>
<n1:value>4194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1005</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NOVA SCOTIA B C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064149107</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK NOVA SCOTIA B C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>064149107</n1:cusip>
<n1:value>124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OF NT BUTTERFIELD&amp;SON L</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>G0772R208</n1:cusip>
<n1:value>632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25922</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OF THE ST JAMES FINL GP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>470299108</n1:cusip>
<n1:value>137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OF THE ST JAMES FINL GP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>470299108</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OZK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06417N103</n1:cusip>
<n1:value>121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OZK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06417N103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OZK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06417N103</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4307</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANK OZK</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06417N103</n1:cusip>
<n1:value>2805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANKUNITED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06652K103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BANKUNITED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06652K103</n1:cusip>
<n1:value>442</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>1004</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16869</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16869</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARCLAYS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>06738E204</n1:cusip>
<n1:value>204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARINGS BDC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06759L103</n1:cusip>
<n1:value>516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARINGS GLOBAL SHORT DURATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06760L100</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARINGS GLOBAL SHORT DURATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>06760L100</n1:cusip>
<n1:value>534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>979</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK GOLD CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>067901108</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK GOLD CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>067901108</n1:cusip>
<n1:value>1361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>121</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK GOLD CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>067901108</n1:cusip>
<n1:value>234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK GOLD CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>067901108</n1:cusip>
<n1:value>353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12671</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BARRICK GOLD CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>067901108</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BASSETT FURNITURE INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070203104</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1036</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1036</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BASSETT FURNITURE INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070203104</n1:cusip>
<n1:value>351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BASSETT FURNITURE INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>070203104</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAUSCH HEALTH COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071734107</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAUSCH HEALTH COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071734107</n1:cusip>
<n1:value>499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAUSCH HEALTH COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071734107</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>8951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>408</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8356</n1:Sole>
<n1:Shared>3130</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>2584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5650</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BAXTER INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>071813109</n1:cusip>
<n1:value>290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>548</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>2780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>10206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>243460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>887</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>14579</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>349024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>347259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1765</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05534B760</n1:cusip>
<n1:value>679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15987</n1:Sole>
<n1:Shared>258</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>1394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>465</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>2350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>6939</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>776</n1:Sole>
<n1:Shared>1839</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BECTON DICKINSON &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075887109</n1:cusip>
<n1:value>19634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6474</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BED BATH &amp; BEYOND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075896100</n1:cusip>
<n1:value>377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BED BATH &amp; BEYOND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075896100</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BED BATH &amp; BEYOND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>075896100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELDEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>077454106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELDEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>077454106</n1:cusip>
<n1:value>8889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>273088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>273088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BELDEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>077454106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>1098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKLEY W R CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>084423102</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>607</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>65888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>369098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>362717</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6381</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>10151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21334</n1:Sole>
<n1:Shared>35272</n1:Shared>
<n1:None>259</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>2406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>2406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>20048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>084670108</n1:cusip>
<n1:value>535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>11088</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>86307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>483487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>458026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25461</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>3488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10906</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>CL B NEW</n1:titleOfClass>
<n1:cusip>084670702</n1:cusip>
<n1:value>117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>653</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERRY GLOBAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08579W103</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERRY GLOBAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08579W103</n1:cusip>
<n1:value>161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERRY GLOBAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08579W103</n1:cusip>
<n1:value>3759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84821</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERRY GLOBAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08579W103</n1:cusip>
<n1:value>283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6383</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BERRY GLOBAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08579W103</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>3219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6740</n1:Sole>
<n1:Shared>68</n1:Shared>
<n1:None>115</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEST BUY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>086516101</n1:cusip>
<n1:value>8224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEYOND MEAT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08862E109</n1:cusip>
<n1:value>266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEYOND MEAT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08862E109</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>693</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BEYOND MEAT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>08862E109</n1:cusip>
<n1:value>237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>088606108</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05545E209</n1:cusip>
<n1:value>170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05545E209</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05545E209</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BHP GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>05545E209</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>921</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIG LOTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>089302103</n1:cusip>
<n1:value>376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIG LOTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>089302103</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIG LOTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>089302103</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>5238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11599</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO RAD LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>090572207</n1:cusip>
<n1:value>248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>531</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1284</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1855</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIO-TECHNE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09073M104</n1:cusip>
<n1:value>233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83</n1:Sole>
<n1:Shared>800</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>9920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25415</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11661</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>5576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>13689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9665</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09062X103</n1:cusip>
<n1:value>884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3140</n1:Sole>
<n1:Shared>10</n1:Shared>
<n1:None>155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOTELEMETRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>090672106</n1:cusip>
<n1:value>572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOTELEMETRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>090672106</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOTELEMETRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>090672106</n1:cusip>
<n1:value>13325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>294868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>294868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOTELEMETRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>090672106</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOTELEMETRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>090672106</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BIOXCEL THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09075P105</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>3973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4663</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BJS WHSL CLUB HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05550J101</n1:cusip>
<n1:value>12826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>344130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>344130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BK OF AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>8098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70090</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BK OF AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>7907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>332911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>179002</n1:Sole>
<n1:Shared>149227</n1:Shared>
<n1:None>4682</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BK OF AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BK OF AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>70976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2988465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2976435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12030</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BK OF AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>41498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1747266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1524408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>222858</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BK OF AMERICA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>060505104</n1:cusip>
<n1:value>10173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>428344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>428344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK KNIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09215C105</n1:cusip>
<n1:value>830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK KNIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09215C105</n1:cusip>
<n1:value>940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK KNIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09215C105</n1:cusip>
<n1:value>467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK KNIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09215C105</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK KNIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09215C105</n1:cusip>
<n1:value>876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12075</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACK STONE MINERALS L P</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>09225M101</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CORE BD TR</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09249E101</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CORE BD TR</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09249E101</n1:cusip>
<n1:value>243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CORPOR HI YLD FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255P107</n1:cusip>
<n1:value>129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CORPOR HI YLD FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255P107</n1:cusip>
<n1:value>249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CORPOR HI YLD FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09255P107</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4684</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CR ALLOCATION INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092508100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CR ALLOCATION INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092508100</n1:cusip>
<n1:value>241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CR ALLOCATION INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092508100</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5382</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK CR ALLOCATION INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092508100</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK DEBT STRATEGIES FD</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>09255R202</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK DEBT STRATEGIES FD</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>09255R202</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENH CAP &amp; INC FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09256A109</n1:cusip>
<n1:value>268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18548</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENH CAP &amp; INC FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09256A109</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED EQUITY DI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09251A104</n1:cusip>
<n1:value>114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED EQUITY DI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09251A104</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED EQUITY DI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09251A104</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED GLOBAL DI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092501105</n1:cusip>
<n1:value>579</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED GLOBAL DI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092501105</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED GLOBAL DI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092501105</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED INTL DIV</n1:nameOfIssuer>
<n1:titleOfClass>COM BENE INTER</n1:titleOfClass>
<n1:cusip>092524107</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK ENHANCED INTL DIV</n1:nameOfIssuer>
<n1:titleOfClass>COM BENE INTER</n1:titleOfClass>
<n1:cusip>092524107</n1:cusip>
<n1:value>120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK HEALTH SCIENCES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09250W107</n1:cusip>
<n1:value>861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2888</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK HEALTH SCIENCS TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>09260E105</n1:cusip>
<n1:value>2119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>32420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10755</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>5953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10941</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>22792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6754</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>2386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>707</n1:Sole>
<n1:Shared>3544</n1:Shared>
<n1:None>135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09247X101</n1:cusip>
<n1:value>19480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35804</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MULTI-SECTOR INC T</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09258A107</n1:cusip>
<n1:value>321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUN INCOME INVT TR</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09248H105</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUN INCOME QUALITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>092479104</n1:cusip>
<n1:value>393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUN INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>09248F109</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUN INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>09248F109</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUN INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>09248F109</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1202</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIHLDS INVSTM QL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254P108</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIVEST FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09253R105</n1:cusip>
<n1:value>486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIVEST FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09253R105</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIYIELD INVT FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254R104</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIYIELD INVT FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254R104</n1:cusip>
<n1:value>149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254G108</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254G108</n1:cusip>
<n1:value>130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254E103</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254E103</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09254E103</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3075</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK RES &amp; COMMODITIES</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>09257A108</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK RES &amp; COMMODITIES</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>09257A108</n1:cusip>
<n1:value>693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2367</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECH TR</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09260K101</n1:cusip>
<n1:value>1746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECH TR</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>09260K101</n1:cusip>
<n1:value>1973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECHNOLO</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>09258G104</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>424</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKROCK SCIENCE &amp; TECHNOLO</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>09258G104</n1:cusip>
<n1:value>2087</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52951</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2255</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>5192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2324</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>1191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09260D107</n1:cusip>
<n1:value>2850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE GSO LNG SHRT CR I</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BN INT</n1:titleOfClass>
<n1:cusip>09257D102</n1:cusip>
<n1:value>171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE GSO STRATEGIC CR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN IN</n1:titleOfClass>
<n1:cusip>09257R101</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLACKSTONE GSO STRATEGIC CR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN IN</n1:titleOfClass>
<n1:cusip>09257R101</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK H &amp; R INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>093671105</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK H &amp; R INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>093671105</n1:cusip>
<n1:value>532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLOCK H &amp; R INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>093671105</n1:cusip>
<n1:value>229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BLUEROCK RESIDENTIAL GWT REI</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>09627J102</n1:cusip>
<n1:value>176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BNY MELLON MUN INCOME INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05589T104</n1:cusip>
<n1:value>89</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10712</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>4422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22780</n1:Sole>
<n1:Shared>1338</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>2374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>17192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92226</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1563</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>17996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOEING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>097023105</n1:cusip>
<n1:value>1570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8563</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOINGO WIRELESS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739C102</n1:cusip>
<n1:value>139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOINGO WIRELESS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739C102</n1:cusip>
<n1:value>181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOISE CASCADE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739D100</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOISE CASCADE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739D100</n1:cusip>
<n1:value>529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOISE CASCADE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739D100</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOISE CASCADE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739D100</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOISE CASCADE CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09739D100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOK FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05561Q201</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOK FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05561Q201</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOK FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05561Q201</n1:cusip>
<n1:value>301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOK FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05561Q201</n1:cusip>
<n1:value>1196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>297</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOK FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>05561Q201</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>19237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12081</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11921</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>160</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>3092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOKING HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>09857L108</n1:cusip>
<n1:value>1250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOT BARN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099406100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>821</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8235</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOT BARN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099406100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOT BARN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099406100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOT BARN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099406100</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>5016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>1678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>099502106</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2090</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BORGWARNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>099724106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON PPTYS LTD PARTNERSHIP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101121101</n1:cusip>
<n1:value>400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4424</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON PPTYS LTD PARTNERSHIP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101121101</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON PPTYS LTD PARTNERSHIP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101121101</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1174</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON PPTYS LTD PARTNERSHIP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101121101</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>521</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON PRIVATE FINL HLDGS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101119105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9514</n1:Sole>
<n1:Shared>12617</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2174</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>3446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>7418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>210491</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>795</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>39414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1122594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1122268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>326</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOSTON SCIENTIFIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101137107</n1:cusip>
<n1:value>20610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>587024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>585644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1380</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOTTOMLINE TECH DEL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101388106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOTTOMLINE TECH DEL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101388106</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>640</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3165</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOTTOMLINE TECH DEL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101388106</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>442</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BOULDER GROWTH &amp; INCOME FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>101507101</n1:cusip>
<n1:value>221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>1938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>7558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>324083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9930</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3413</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>1020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39103</n1:Sole>
<n1:Shared>4617</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>10108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>433445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430817</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2628</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>055622104</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRANDYWINEGBL GLBAL INM OPRT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>10537L104</n1:cusip>
<n1:value>229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1560</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGGS &amp; STRATTON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109043109</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>19200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109194100</n1:cusip>
<n1:value>2608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109194100</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHT HORIZONS FAM SOL IN D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>109194100</n1:cusip>
<n1:value>852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHTSPHERE INVT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>10948W103</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIGHTSPHERE INVT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>10948W103</n1:cusip>
<n1:value>3117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 99/99/9999</n1:titleOfClass>
<n1:cusip>110122157</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3329</n1:Sole>
<n1:Shared>416</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4977</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 99/99/9999</n1:titleOfClass>
<n1:cusip>110122157</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 99/99/9999</n1:titleOfClass>
<n1:cusip>110122157</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 99/99/9999</n1:titleOfClass>
<n1:cusip>110122157</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>756</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>70475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1198548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1186284</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12264</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>15585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155065</n1:Sole>
<n1:Shared>107667</n1:Shared>
<n1:None>2319</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>76683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1304131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1302615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1516</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>47011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>799510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>726974</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72536</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>110122108</n1:cusip>
<n1:value>3951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 99/99/9999</n1:titleOfClass>
<n1:cusip>110122157</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRISTOL-MYERS SQUIBB CO</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 99/99/9999</n1:titleOfClass>
<n1:cusip>110122157</n1:cusip>
<n1:value>2187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>610963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>610943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>2565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66079</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>11150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>287227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>285213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2014</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10892</n1:Sole>
<n1:Shared>221</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>9863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>252789</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1275</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRITISH AMERN TOB PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>110448107</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIXMOR PPTY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11120U105</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIXMOR PPTY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11120U105</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRIXMOR PPTY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11120U105</n1:cusip>
<n1:value>354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>13762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>21273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1955</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>2627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>1404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3117</n1:Sole>
<n1:Shared>1301</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>20301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1612</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11135F101</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>14381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6723</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>10759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>1578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>1400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10949</n1:Sole>
<n1:Shared>65</n1:Shared>
<n1:None>82</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>11133T103</n1:cusip>
<n1:value>33459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>264849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>112585104</n1:cusip>
<n1:value>1804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>112585104</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>231</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>112585104</n1:cusip>
<n1:value>550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16731</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>112585104</n1:cusip>
<n1:value>9280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>282053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>273241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8812</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD ASSET MGMT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A LTD VT SH</n1:titleOfClass>
<n1:cusip>112585104</n1:cusip>
<n1:value>3364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD INFRAST PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>LP INT UNIT</n1:titleOfClass>
<n1:cusip>G16252101</n1:cusip>
<n1:value>138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD INFRAST PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>LP INT UNIT</n1:titleOfClass>
<n1:cusip>G16252101</n1:cusip>
<n1:value>167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3462</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD INFRAST PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>LP INT UNIT</n1:titleOfClass>
<n1:cusip>G16252101</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD PPTY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>11282X103</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD PPTY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>11282X103</n1:cusip>
<n1:value>3572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>358647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>356052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2595</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD PPTY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>11282X103</n1:cusip>
<n1:value>23283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2337686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2336467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1219</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD PPTY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>11282X103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD PPTY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>11282X103</n1:cusip>
<n1:value>2458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>246785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>244739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2046</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD PPTY REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>11282X103</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18895</n1:Sole>
<n1:Shared>36</n1:Shared>
<n1:None>883</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD PROPERTY PARTRS L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>G16249107</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD PROPERTY PARTRS L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>G16249107</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD PROPERTY PARTRS L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>G16249107</n1:cusip>
<n1:value>340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32991</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1356</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD REAL ASSETS INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>112830104</n1:cusip>
<n1:value>167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKFIELD REAL ASSETS INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>112830104</n1:cusip>
<n1:value>517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKS AUTOMATION INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>1838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKS AUTOMATION INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKS AUTOMATION INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROOKS AUTOMATION INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>114340102</n1:cusip>
<n1:value>440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>5953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>87</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>2487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24590</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN &amp; BROWN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>115236101</n1:cusip>
<n1:value>204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4578</n1:Sole>
<n1:Shared>230</n1:Shared>
<n1:None>190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>115637100</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>115637100</n1:cusip>
<n1:value>201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>115637100</n1:cusip>
<n1:value>153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>115637209</n1:cusip>
<n1:value>277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>115637209</n1:cusip>
<n1:value>10085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>157891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>524</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BROWN FORMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>115637209</n1:cusip>
<n1:value>486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRYN MAWR BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>117665109</n1:cusip>
<n1:value>887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BRYN MAWR BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>117665109</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUILDERS FIRSTSOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12008R107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUILDERS FIRSTSOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12008R107</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BUILDERS FIRSTSOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12008R107</n1:cusip>
<n1:value>273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURLINGTON STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>122017106</n1:cusip>
<n1:value>545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURLINGTON STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>122017106</n1:cusip>
<n1:value>296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BURLINGTON STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>122017106</n1:cusip>
<n1:value>3259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4806</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>777</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>777</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>BWX TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>05605H100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C &amp; F FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12466Q104</n1:cusip>
<n1:value>1001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>4983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1756</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3070</n1:Sole>
<n1:Shared>205</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>13553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>171253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>175</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>C H ROBINSON WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>12541W209</n1:cusip>
<n1:value>1067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12685J105</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12685J105</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12685J105</n1:cusip>
<n1:value>231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12685J105</n1:cusip>
<n1:value>9925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABLE ONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12685J105</n1:cusip>
<n1:value>4425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT MICROELECTRONICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12709P103</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT MICROELECTRONICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12709P103</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>717</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT MICROELECTRONICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12709P103</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127097103</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>219</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127097103</n1:cusip>
<n1:value>4429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3572</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127097103</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127097103</n1:cusip>
<n1:value>286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16327</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>293</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CABOT OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127097103</n1:cusip>
<n1:value>2609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>127190304</n1:cusip>
<n1:value>224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>127190304</n1:cusip>
<n1:value>294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>127190304</n1:cusip>
<n1:value>21224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CACI INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>127190304</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE BANCORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12739A100</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE BANCORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12739A100</n1:cusip>
<n1:value>137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>3780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17087</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>420</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CADENCE DESIGN SYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127387108</n1:cusip>
<n1:value>559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124765108</n1:cusip>
<n1:value>210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12948</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124765108</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>378</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124765108</n1:cusip>
<n1:value>1266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124765108</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAESARS ENTMT CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  5.000%10/0</n1:titleOfClass>
<n1:cusip>127686AA1</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49925</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49925</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAESARS ENTMT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127686103</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAESARS ENTMT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>127686103</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAESARS ENTMT CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  5.000%10/0</n1:titleOfClass>
<n1:cusip>127686AA1</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2440</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAESARS ENTMT CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  5.000%10/0</n1:titleOfClass>
<n1:cusip>127686AA1</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAL MAINE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>128030202</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAL MAINE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>128030202</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAL MAINE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>128030202</n1:cusip>
<n1:value>152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAL MAINE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>128030202</n1:cusip>
<n1:value>3353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS CONV &amp; HIGH INCOME F</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>12811P108</n1:cusip>
<n1:value>409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS CONV OPP AND INC FD</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>128117108</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1718</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS CONV OPP AND INC FD</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>128117108</n1:cusip>
<n1:value>378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35507</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS DYNAMIC CONV &amp; INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12811V105</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS DYNAMIC CONV &amp; INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12811V105</n1:cusip>
<n1:value>2310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS GBL DYN INCOME FUND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12811L107</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS GBL DYN INCOME FUND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12811L107</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS STRATEGIC TOTL RETN</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>128125101</n1:cusip>
<n1:value>335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26941</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMOS STRATEGIC TOTL RETN</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>128125101</n1:cusip>
<n1:value>235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18944</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALAMP CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.000% 8/0</n1:titleOfClass>
<n1:cusip>128126AD1</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALERES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>129500104</n1:cusip>
<n1:value>225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALIFORNIA WTR SVC GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>130788102</n1:cusip>
<n1:value>112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALIFORNIA WTR SVC GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>130788102</n1:cusip>
<n1:value>209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALIFORNIA WTR SVC GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>130788102</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALUMET SPECIALTY PRODS PTNR</n1:nameOfIssuer>
<n1:titleOfClass>UT LTD PARTNER</n1:titleOfClass>
<n1:cusip>131476103</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CALUMET SPECIALTY PRODS PTNR</n1:nameOfIssuer>
<n1:titleOfClass>UT LTD PARTNER</n1:titleOfClass>
<n1:cusip>131476103</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1694</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMDEN PPTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>133131102</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMDEN PPTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>133131102</n1:cusip>
<n1:value>194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMDEN PPTY TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>133131102</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMPBELL SOUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>134429109</n1:cusip>
<n1:value>309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMPBELL SOUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>134429109</n1:cusip>
<n1:value>2324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1402</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMPBELL SOUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>134429109</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMPBELL SOUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>134429109</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>695</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>695</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMPING WORLD HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>13462K109</n1:cusip>
<n1:value>253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAMPING WORLD HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>13462K109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMP BK COMM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMP BK COMM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>11020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>151</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMP BK COMM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>546</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7985</n1:Sole>
<n1:Shared>169</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMP BK COMM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>2560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38226</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMP BK COMM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>8278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>519</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN IMP BK COMM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136069101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9761</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>3910</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN NATL RY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>136375102</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PAC RY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13645T100</n1:cusip>
<n1:value>812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PAC RY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13645T100</n1:cusip>
<n1:value>2537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9921</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PAC RY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13645T100</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANADIAN PAC RY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13645T100</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANNAE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13765N107</n1:cusip>
<n1:value>333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANNAE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13765N107</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANNAE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13765N107</n1:cusip>
<n1:value>4163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANNAE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>13765N107</n1:cusip>
<n1:value>230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANOPY GROWTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>138035100</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANOPY GROWTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>138035100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANOPY GROWTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>138035100</n1:cusip>
<n1:value>539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6276</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANOPY GROWTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>138035100</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANTEL MED CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>138098108</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANTEL MED CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>138098108</n1:cusip>
<n1:value>199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CANTEL MED CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>138098108</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1495</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>1320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>11234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>179490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6625</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>52226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>834422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>834206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>30626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>489317</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>488057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1260</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>2045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13238</n1:Sole>
<n1:Shared>19401</n1:Shared>
<n1:None>36</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITAL ONE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14040H105</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITALA FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>5.75% NT CV 22</n1:titleOfClass>
<n1:cusip>14054R403</n1:cusip>
<n1:value>222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITALA FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14054R106</n1:cusip>
<n1:value>840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>319216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>319216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITALA FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14054R106</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPITALA FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14054R106</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAPSTAR FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14070T102</n1:cusip>
<n1:value>1842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>9832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>187367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1022</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>4845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>3739</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70921</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>716</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>481</n1:Sole>
<n1:Shared>1820</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARDINAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14149Y108</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAREDX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14167L103</n1:cusip>
<n1:value>161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAREDX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14167L103</n1:cusip>
<n1:value>328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAREDX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14167L103</n1:cusip>
<n1:value>237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6694</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>1016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>458</n1:Sole>
<n1:Shared>397</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>10592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85701</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2811</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>1005</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLISLE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>142339100</n1:cusip>
<n1:value>244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14316J108</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14316J108</n1:cusip>
<n1:value>336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARLYLE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14316J108</n1:cusip>
<n1:value>375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13437</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>376</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>204</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>2459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6411</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>28359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132246</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>10202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112459</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1462</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>1511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16877</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARMAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>143130102</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARNIVAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999</n1:titleOfClass>
<n1:cusip>143658300</n1:cusip>
<n1:value>632392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38513534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165</n1:Sole>
<n1:Shared>3047946</n1:Shared>
<n1:None>35465423</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARNIVAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999</n1:titleOfClass>
<n1:cusip>143658300</n1:cusip>
<n1:value>343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARNIVAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999</n1:titleOfClass>
<n1:cusip>143658300</n1:cusip>
<n1:value>510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARNIVAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999</n1:titleOfClass>
<n1:cusip>143658300</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARNIVAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999</n1:titleOfClass>
<n1:cusip>143658300</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>1183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>2937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13760</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7942</n1:Sole>
<n1:Shared>4952</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARRIER GLOBAL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>14448C104</n1:cusip>
<n1:value>2578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1342</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTER BK &amp; TR MARTINSVILLE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>146102108</n1:cusip>
<n1:value>98</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTER BK &amp; TR MARTINSVILLE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>146102108</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>146229109</n1:cusip>
<n1:value>127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>146229109</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>146229109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>146229109</n1:cusip>
<n1:value>2443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26686</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3590</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARVANA CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>146869102</n1:cusip>
<n1:value>1414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARVANA CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>146869102</n1:cusip>
<n1:value>99</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARVANA CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>146869102</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CARVANA CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>146869102</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>16995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>1594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10658</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CASEYS GEN STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>147528103</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATALENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>148806102</n1:cusip>
<n1:value>635</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8643</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATALENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>148806102</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATALENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>148806102</n1:cusip>
<n1:value>4946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATALENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>148806102</n1:cusip>
<n1:value>317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4326</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>2146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16962</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4395</n1:Sole>
<n1:Shared>12230</n1:Shared>
<n1:None>337</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>13268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10703</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>5852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATERPILLAR INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149123101</n1:cusip>
<n1:value>10097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>678</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATHAY GEN BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149150104</n1:cusip>
<n1:value>450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATHAY GEN BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149150104</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CATHAY GEN BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149150104</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1226</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVCO INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149568107</n1:cusip>
<n1:value>203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVCO INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149568107</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CAVCO INDS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>149568107</n1:cusip>
<n1:value>2864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14852</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBIZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124805102</n1:cusip>
<n1:value>205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBIZ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>124805102</n1:cusip>
<n1:value>129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBOE GLOBAL MARKETS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12503M108</n1:cusip>
<n1:value>416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBOE GLOBAL MARKETS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12503M108</n1:cusip>
<n1:value>5974</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>712</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBOE GLOBAL MARKETS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12503M108</n1:cusip>
<n1:value>824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE CLARION GLOBAL REAL EST</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12504G100</n1:cusip>
<n1:value>150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1645</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>9601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>201197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11111</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>79325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1754197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1491139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>263058</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>5933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>959</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBRE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>12504L109</n1:cusip>
<n1:value>444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CBTX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12481V104</n1:cusip>
<n1:value>1067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDK GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12508E101</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5764</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDK GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12508E101</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDK GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12508E101</n1:cusip>
<n1:value>5024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>335</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDK GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12508E101</n1:cusip>
<n1:value>27778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>670635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>667084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3551</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDK GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12508E101</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDK GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12508E101</n1:cusip>
<n1:value>3152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>612</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>6185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8094</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>1366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>1164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9891</n1:Sole>
<n1:Shared>45</n1:Shared>
<n1:None>81</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>12365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1414</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CDW CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12514G108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CEDAR FAIR L P</n1:nameOfIssuer>
<n1:titleOfClass>DEPOSITRY UNIT</n1:titleOfClass>
<n1:cusip>150185106</n1:cusip>
<n1:value>109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CEDAR FAIR L P</n1:nameOfIssuer>
<n1:titleOfClass>DEPOSITRY UNIT</n1:titleOfClass>
<n1:cusip>150185106</n1:cusip>
<n1:value>230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CEDAR FAIR L P</n1:nameOfIssuer>
<n1:titleOfClass>DEPOSITRY UNIT</n1:titleOfClass>
<n1:cusip>150185106</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CEL SCI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR NEW</n1:titleOfClass>
<n1:cusip>150837607</n1:cusip>
<n1:value>1778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELANESE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>150870103</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1372</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELANESE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>150870103</n1:cusip>
<n1:value>164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELANESE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>150870103</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CELANESE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>150870103</n1:cusip>
<n1:value>535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>992</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>1470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23028</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>9336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1272</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>1035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>5132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTENE CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15135B101</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTER COAST BRKFLD MLP ENRG</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>151461100</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>431</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1574</n1:Sole>
<n1:Shared>1582</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>1033</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1170</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTERPOINT ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15189T107</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>153527106</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>153527106</n1:cusip>
<n1:value>274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7606</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>153527106</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A NON-VTG</n1:titleOfClass>
<n1:cusip>153527205</n1:cusip>
<n1:value>427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTRAL GARDEN &amp; PET CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A NON-VTG</n1:titleOfClass>
<n1:cusip>153527205</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1141</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTURYLINK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156700106</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTURYLINK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156700106</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTURYLINK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156700106</n1:cusip>
<n1:value>20845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2078224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1215851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>862373</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTURYLINK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156700106</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>723</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTURYLINK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156700106</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CENTURYLINK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156700106</n1:cusip>
<n1:value>776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>332</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERENCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156727109</n1:cusip>
<n1:value>1330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERENCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156727109</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERENCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156727109</n1:cusip>
<n1:value>413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERIDIAN HCM HLDG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15677J108</n1:cusip>
<n1:value>167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERIDIAN HCM HLDG INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15677J108</n1:cusip>
<n1:value>168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERNER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156782104</n1:cusip>
<n1:value>170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERNER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156782104</n1:cusip>
<n1:value>14268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>208135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERNER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156782104</n1:cusip>
<n1:value>54226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>791048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>790799</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>249</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERNER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156782104</n1:cusip>
<n1:value>758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10980</n1:Sole>
<n1:Shared>13</n1:Shared>
<n1:None>58</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERNER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156782104</n1:cusip>
<n1:value>10651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1849</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CERNER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>156782104</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CF INDS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125269100</n1:cusip>
<n1:value>394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>433</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CF INDS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125269100</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CF INDS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125269100</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CF INDS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125269100</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>265</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHANGE HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15912K100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHANGE HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15912K100</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>228</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHANGE HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15912K100</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>456</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHANGE HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15912K100</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHANGE HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>15912K100</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARLES RIV LABS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>159864107</n1:cusip>
<n1:value>3133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5170</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARLES RIV LABS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>159864107</n1:cusip>
<n1:value>710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1806</n1:Sole>
<n1:Shared>2235</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARLES RIV LABS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>159864107</n1:cusip>
<n1:value>1790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARLES RIV LABS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>159864107</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHART INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.01</n1:titleOfClass>
<n1:cusip>16115Q308</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHART INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.01</n1:titleOfClass>
<n1:cusip>16115Q308</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHART INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.01</n1:titleOfClass>
<n1:cusip>16115Q308</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>3292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>2169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHARTER COMMUNICATIONS INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16119P108</n1:cusip>
<n1:value>928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1819</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>21204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>197379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16682</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5853</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>6052</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55995</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>335</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECK POINT SOFTWARE TECH LT</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M22465104</n1:cusip>
<n1:value>9683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>444</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHECKPOINT THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>162828107</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEESECAKE FACTORY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163072101</n1:cusip>
<n1:value>195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEESECAKE FACTORY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163072101</n1:cusip>
<n1:value>1014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEESECAKE FACTORY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163072101</n1:cusip>
<n1:value>319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4473</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEESECAKE FACTORY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163072101</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMED CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16359R103</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMED CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16359R103</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMED CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16359R103</n1:cusip>
<n1:value>2309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMOCENTRYX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>16383L106</n1:cusip>
<n1:value>3500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMOURS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163851108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMOURS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163851108</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMOURS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163851108</n1:cusip>
<n1:value>333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3261</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMOURS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163851108</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1670</n1:Sole>
<n1:Shared>1008</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEMOURS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>163851108</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16411R208</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16411R208</n1:cusip>
<n1:value>159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16411R208</n1:cusip>
<n1:value>97</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHENIERE ENERGY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT</n1:titleOfClass>
<n1:cusip>16411Q101</n1:cusip>
<n1:value>784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>59313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>664719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>645994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18725</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>10224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28438</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>21067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>236097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118547</n1:Sole>
<n1:Shared>117011</n1:Shared>
<n1:None>539</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>103684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1161986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1148762</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13224</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEVRON CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>166764100</n1:cusip>
<n1:value>19405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>217473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>217473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEWY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16679L109</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEWY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16679L109</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHEWY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>16679L109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIMERA INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16934Q208</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIMERA INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16934Q208</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIMERA INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16934Q208</n1:cusip>
<n1:value>419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIMERA INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>16934Q208</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHINA LODGING GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.375%11/0</n1:titleOfClass>
<n1:cusip>16949NAC3</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHINA MOBILE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>16941M109</n1:cusip>
<n1:value>225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHINA MOBILE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>16941M109</n1:cusip>
<n1:value>99</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHINA MOBILE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>16941M109</n1:cusip>
<n1:value>1748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHINA MOBILE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>16941M109</n1:cusip>
<n1:value>121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHINA MOBILE LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>16941M109</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>3841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>4165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>169656105</n1:cusip>
<n1:value>3309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>95117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>751202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>750814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>388</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>37604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>296982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>265952</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31030</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>2988</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>1337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8978</n1:Sole>
<n1:Shared>1355</n1:Shared>
<n1:None>228</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHUBB LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>H1467J104</n1:cusip>
<n1:value>17982</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140753</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>890</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>730</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1773</n1:Sole>
<n1:Shared>80</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>1930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19991</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4974</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CHURCH &amp; DWIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171340102</n1:cusip>
<n1:value>265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIENA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>171779309</n1:cusip>
<n1:value>144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIENA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>171779309</n1:cusip>
<n1:value>1203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIENA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>171779309</n1:cusip>
<n1:value>1757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIENA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>171779309</n1:cusip>
<n1:value>259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIGNA CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>9624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIGNA CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>5559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIGNA CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>2172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1495</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIGNA CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>521</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIGNA CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125523100</n1:cusip>
<n1:value>2268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8042</n1:Sole>
<n1:Shared>4045</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIMAREX ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171798101</n1:cusip>
<n1:value>150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIMAREX ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171798101</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIMAREX ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>171798101</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIMPRESS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>G2143T103</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIMPRESS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>G2143T103</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIMPRESS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>G2143T103</n1:cusip>
<n1:value>317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>551</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINCINNATI FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172062101</n1:cusip>
<n1:value>393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>1450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5365</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>79</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CINTAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172908105</n1:cusip>
<n1:value>2991</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIRCOR INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17273K109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIRRUS LOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172755100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5815</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIRRUS LOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172755100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIRRUS LOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172755100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CIRRUS LOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>172755100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2354756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2268253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>86503</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9309</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
<n1:value>13411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>287551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189370</n1:Sole>
<n1:Shared>96705</n1:Shared>
<n1:None>1476</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2115756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2028304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>87452</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>596385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>596385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CISCO SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>17275R102</n1:cusip>
<n1:value>100383</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2152297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1988777</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>163520</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>1840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5621</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5581</n1:Sole>
<n1:Shared>26</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>641</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>7066</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1762</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>47574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>930995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>930412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>583</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>172967424</n1:cusip>
<n1:value>22192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>434287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>383008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51279</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINANCIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINANCIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
<n1:value>267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINANCIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
<n1:value>1550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINANCIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10140</n1:Sole>
<n1:Shared>35964</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITIZENS FINANCIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>174610105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>667667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>666724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>943</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITRIX SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>177376100</n1:cusip>
<n1:value>2650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3863</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITRIX SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>177376100</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>493</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>124</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITRIX SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>177376100</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITRIX SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>177376100</n1:cusip>
<n1:value>1119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITRIX SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>177376100</n1:cusip>
<n1:value>788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITY HLDG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>177835105</n1:cusip>
<n1:value>318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITY HLDG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>177835105</n1:cusip>
<n1:value>453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CITY HLDG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>177835105</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLARIVATE PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G21810109</n1:cusip>
<n1:value>309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>669</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>908</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>1187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19463</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>326</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEAN HARBORS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184496107</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEARBRIDGE ENERGY MIDSTRM O</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>18469P100</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEARBRIDGE MLP AND MIDSTRM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>18469Q108</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEARBRIDGE MLP AND MIDSTRM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>184692101</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEVELAND CLIFFS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>185899101</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEVELAND CLIFFS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>185899101</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEVELAND CLIFFS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>185899101</n1:cusip>
<n1:value>961</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172326</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLEVELAND CLIFFS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>185899101</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>5390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>2884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12904</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>245</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>5103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>2272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3883</n1:Sole>
<n1:Shared>6475</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOROX CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>189054109</n1:cusip>
<n1:value>2942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>18914U100</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>18914U100</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>18914U100</n1:cusip>
<n1:value>362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CLOUDFLARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>18915M107</n1:cusip>
<n1:value>455</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>4304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26479</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>630</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>13300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>512</n1:Sole>
<n1:Shared>1693</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CME GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12572Q105</n1:cusip>
<n1:value>9289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56862</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>285</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>15142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>259192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>259192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>443</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>8240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>538</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CMS ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>125896100</n1:cusip>
<n1:value>416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1647</n1:Sole>
<n1:Shared>5471</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNO FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12621E103</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNO FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12621E103</n1:cusip>
<n1:value>708</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNO FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12621E103</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNX RESOURCES CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12653C108</n1:cusip>
<n1:value>398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CNX RESOURCES CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>12653C108</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COASTAL FINL CORP WA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>19046P209</n1:cusip>
<n1:value>407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COASTAL FINL CORP WA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>19046P209</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>779728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17451387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17411895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39492</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>2122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>51419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1150839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>495979</n1:Sole>
<n1:Shared>647190</n1:Shared>
<n1:None>7670</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>22752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>509229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>509229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>49015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1097012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1077410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19602</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>191216100</n1:cusip>
<n1:value>53420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1195608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1180993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14615</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA EUROPEAN PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA EUROPEAN PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5338</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA EUROPEAN PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA EUROPEAN PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>1698</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COCA COLA EUROPEAN PARTNERS</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G25839104</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1668</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGENT COMMUNICATIONS HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>19239V302</n1:cusip>
<n1:value>194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGENT COMMUNICATIONS HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>19239V302</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGENT COMMUNICATIONS HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>19239V302</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192422103</n1:cusip>
<n1:value>503</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192422103</n1:cusip>
<n1:value>3011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192422103</n1:cusip>
<n1:value>181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>2884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1255</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>5160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>10054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1749</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>192446102</n1:cusip>
<n1:value>366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6342</n1:Sole>
<n1:Shared>95</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS CLOSED END OP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248P106</n1:cusip>
<n1:value>216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248A109</n1:cusip>
<n1:value>1742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3910</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248A109</n1:cusip>
<n1:value>1355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS MLP INC &amp; ENR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>19249B106</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5345</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS QUALITY INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247L106</n1:cusip>
<n1:value>170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS QUALITY INCOM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247L106</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS REIT &amp; PFD &amp;I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247X100</n1:cusip>
<n1:value>1359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4948</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS REIT &amp; PFD &amp;I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19247X100</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS SELECT PFD &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248Y107</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHEN &amp; STEERS SELECT PFD &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>19248Y107</n1:cusip>
<n1:value>841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192479103</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>282</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>282</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192479103</n1:cusip>
<n1:value>130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192479103</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COHERENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>192479103</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1777</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>3086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>8898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5771</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3630</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>4933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26758</n1:Sole>
<n1:Shared>39661</n1:Shared>
<n1:None>916</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLGATE PALMOLIVE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>194162103</n1:cusip>
<n1:value>20404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32156</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLLECTORS UNIVERSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>19421R200</n1:cusip>
<n1:value>3544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLONY CAP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>19626G108</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLONY CAP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>19626G108</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21686</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7932</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLONY CAP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>19626G108</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>198287203</n1:cusip>
<n1:value>393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>198287203</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>198287203</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COLUMBIA SPORTSWEAR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>198516106</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>96616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2478617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2416231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62386</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>56156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1440638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1391121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>49517</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>5709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94018</n1:Sole>
<n1:Shared>50554</n1:Shared>
<n1:None>1881</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>15613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>70494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1808471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1645184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>163287</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMCAST CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>20030N101</n1:cusip>
<n1:value>329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2458</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6965</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200340107</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>676</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>3204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53874</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11945</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3051</n1:Sole>
<n1:Shared>111</n1:Shared>
<n1:None>123</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>727</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCE BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>200525103</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>629</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCIAL METALS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>201723103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCIAL METALS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>201723103</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4604</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCIAL METALS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>201723103</n1:cusip>
<n1:value>537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMERCIAL METALS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>201723103</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY BK SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>203607106</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY BK SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>203607106</n1:cusip>
<n1:value>16820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>294990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>294990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY BK SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>203607106</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY BK SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>203607106</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY HEALTHCARE TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20369C106</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMMUNITY HEALTHCARE TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20369C106</n1:cusip>
<n1:value>384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS DIVERSIFIED HOLDINGS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>20451Q104</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS DIVERSIFIED HOLDINGS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>20451Q104</n1:cusip>
<n1:value>968</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS MINERALS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20451N101</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS MINERALS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20451N101</n1:cusip>
<n1:value>65</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS MINERALS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20451N101</n1:cusip>
<n1:value>349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS MINERALS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20451N101</n1:cusip>
<n1:value>1544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COMPASS MINERALS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20451N101</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>1497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1250</n1:Sole>
<n1:Shared>6487</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>14704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>418096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>413129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4967</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONAGRA BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>205887102</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONCERT PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>206022105</n1:cusip>
<n1:value>356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35740</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONCRETE PUMPING HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>206704108</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONDUENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>206787103</n1:cusip>
<n1:value>121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50759</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONDUENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>206787103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONDUENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>206787103</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONDUENT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>206787103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONNECTONE BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20786W107</n1:cusip>
<n1:value>340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4679</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>1534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26100</n1:Sole>
<n1:Shared>10242</n1:Shared>
<n1:None>166</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>11038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>262678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1058</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>3636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONOCOPHILLIPS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>20825C104</n1:cusip>
<n1:value>4662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10985</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>1086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15104</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>522</n1:Sole>
<n1:Shared>650</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>5116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSOLIDATED EDISON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>209115104</n1:cusip>
<n1:value>1141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>418</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>1075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>1386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>4995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1190</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLATION BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>21036P108</n1:cusip>
<n1:value>711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTELLIUM SE</n1:nameOfIssuer>
<n1:titleOfClass>CL A SHS</n1:titleOfClass>
<n1:cusip>F21107101</n1:cusip>
<n1:value>178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTRUCTION PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>21044C107</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CONSTRUCTION PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>21044C107</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>216648402</n1:cusip>
<n1:value>748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>216648402</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>216648402</n1:cusip>
<n1:value>782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>216648402</n1:cusip>
<n1:value>3248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COOPER COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>216648402</n1:cusip>
<n1:value>652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>1325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15908</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>1712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COPART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>217204106</n1:cusip>
<n1:value>628</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7541</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORCEPT THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>218352102</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORCEPT THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>218352102</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORCEPT THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>218352102</n1:cusip>
<n1:value>477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE LABORATORIES N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N22717107</n1:cusip>
<n1:value>9909</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>487672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>283146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>204526</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE LABORATORIES N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N22717107</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1885</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE LABORATORIES N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N22717107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORE LABORATORIES N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N22717107</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORECIVIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871N101</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORECIVIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871N101</n1:cusip>
<n1:value>352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37653</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORECIVIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871N101</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORELOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871D103</n1:cusip>
<n1:value>2017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORELOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871D103</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORELOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871D103</n1:cusip>
<n1:value>187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORELOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871D103</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORELOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21871D103</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORESITE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21870Q105</n1:cusip>
<n1:value>2916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24086</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORESITE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21870Q105</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORESITE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21870Q105</n1:cusip>
<n1:value>456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORESITE RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>21870Q105</n1:cusip>
<n1:value>405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>2734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57257</n1:Sole>
<n1:Shared>47391</n1:Shared>
<n1:None>923</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>17472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>674578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>670894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3684</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>5983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>230985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>18627</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>719200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>711544</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7656</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORNING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>219350105</n1:cusip>
<n1:value>76444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2951489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2944087</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7402</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORPORATE OFFICE PPTYS TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>22002T108</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORPORATE OFFICE PPTYS TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>22002T108</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2655</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORPORATE OFFICE PPTYS TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>22002T108</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORPORATE OFFICE PPTYS TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>22002T108</n1:cusip>
<n1:value>1716</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>6960</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>259807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>259807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>17452</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>651446</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>444904</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>206542</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>27190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1014928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600386</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>414542</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>15114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>564163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>561590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2573</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CORTEVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22052L104</n1:cusip>
<n1:value>1509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39058</n1:Sole>
<n1:Shared>17284</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>3973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>6989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>101</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>1971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160N109</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>28691</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14363</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>5943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4975</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>53418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176174</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>73</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>3121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4294</n1:Sole>
<n1:Shared>6000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COSTCO WHSL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22160K105</n1:cusip>
<n1:value>12113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>222070203</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>222070203</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>222070203</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUPA SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22266L106</n1:cusip>
<n1:value>458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUPA SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22266L106</n1:cusip>
<n1:value>1152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUPA SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22266L106</n1:cusip>
<n1:value>2170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUPA SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22266L106</n1:cusip>
<n1:value>3642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUSINS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>222795502</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>383</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUSINS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>222795502</n1:cusip>
<n1:value>1089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COUSINS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>222795502</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COVANTA HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22282E102</n1:cusip>
<n1:value>229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>COVANTA HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22282E102</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2466</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>10292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92799</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32744</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>112</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRACKER BARREL OLD CTRY STOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22410J106</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224399105</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224399105</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224399105</n1:cusip>
<n1:value>1746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3149</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224399105</n1:cusip>
<n1:value>15574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>261930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224399105</n1:cusip>
<n1:value>749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>111</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRANE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>224399105</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>224633107</n1:cusip>
<n1:value>6839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>972889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>972889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>224633206</n1:cusip>
<n1:value>14241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1804969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1804969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>224633206</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>918</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRAWFORD &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>224633107</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDIT SUISSE GROUP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>225401108</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDIT SUISSE GROUP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>225401108</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREDIT SUISSE GROUP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>225401108</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>225447101</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>225447101</n1:cusip>
<n1:value>490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>225447101</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>854</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRESUD S A C I F Y A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>226406106</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRH PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>12626K203</n1:cusip>
<n1:value>97</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRH PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>12626K203</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRH PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>12626K203</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>282</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>282</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRH PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>12626K203</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRISPR THERAPEUTICS AG</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT</n1:titleOfClass>
<n1:cusip>H17182108</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>736</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRISPR THERAPEUTICS AG</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT</n1:titleOfClass>
<n1:cusip>H17182108</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRISPR THERAPEUTICS AG</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT</n1:titleOfClass>
<n1:cusip>H17182108</n1:cusip>
<n1:value>252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRISPR THERAPEUTICS AG</n1:nameOfIssuer>
<n1:titleOfClass>NAMEN AKT</n1:titleOfClass>
<n1:cusip>H17182108</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRONOS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22717L101</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRONOS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22717L101</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRONOS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22717L101</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROSSAMERICA PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>UT LTD PTN INT</n1:titleOfClass>
<n1:cusip>22758A105</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>1121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWDSTRIKE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>22788C105</n1:cusip>
<n1:value>972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9691</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INTL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>17376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INTL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>50013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>298851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>253983</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44868</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INTL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>72200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>431434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>431181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>253</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INTL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>5315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14296</n1:Sole>
<n1:Shared>17084</n1:Shared>
<n1:None>379</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INTL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN CASTLE INTL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>22822V101</n1:cusip>
<n1:value>55981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>334513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>329276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5237</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8722</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>540</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>28661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>440061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>265240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>174821</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CROWN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>228368106</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRYOPORT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.001</n1:titleOfClass>
<n1:cusip>229050307</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRYOPORT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.001</n1:titleOfClass>
<n1:cusip>229050307</n1:cusip>
<n1:value>265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CRYOPORT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $0.001</n1:titleOfClass>
<n1:cusip>229050307</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>1161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14040</n1:Sole>
<n1:Shared>2611</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>24794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>355520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>5377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>8041</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1545</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CSX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126408103</n1:cusip>
<n1:value>1713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>1835</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBESMART</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229663109</n1:cusip>
<n1:value>90</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229669106</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229669106</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229669106</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229669106</n1:cusip>
<n1:value>235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4899</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUBIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229669106</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>2057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>299</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULLEN FROST BANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>229899109</n1:cusip>
<n1:value>1063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CULP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>230215105</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>2549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14094</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>620</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>2245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUMMINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231021106</n1:cusip>
<n1:value>5608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>231269200</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURTISS WRIGHT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231561101</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURTISS WRIGHT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231561101</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURTISS WRIGHT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231561101</n1:cusip>
<n1:value>644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3835</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CURTISS WRIGHT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>231561101</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CUSTOMERS BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23204G100</n1:cusip>
<n1:value>284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>28614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>440424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>437533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2891</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4095</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>6494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>69047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1062753</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1028021</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34733</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>108919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1676445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1647202</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29243</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CVS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>126650100</n1:cusip>
<n1:value>3833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26687</n1:Sole>
<n1:Shared>31871</n1:Shared>
<n1:None>432</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>1388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2847</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYBERARK SOFTWARE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M2682V108</n1:cusip>
<n1:value>572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYRUSONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23283R100</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1396</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYRUSONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23283R100</n1:cusip>
<n1:value>818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYRUSONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23283R100</n1:cusip>
<n1:value>4976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYRUSONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23283R100</n1:cusip>
<n1:value>2159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>259</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>CYTOKINETICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>23282W605</n1:cusip>
<n1:value>218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>2932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1670</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>9017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2630</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>1184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>D R HORTON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23331A109</n1:cusip>
<n1:value>622</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>28140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>131850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27287</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>80492</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>455197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>454246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>951</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>50864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>287645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>286240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>5987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14124</n1:Sole>
<n1:Shared>19692</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>DBCV1/2</n1:titleOfClass>
<n1:cusip>235851AF9</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>DBCV1/2</n1:titleOfClass>
<n1:cusip>235851AF9</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>DBCV1/2</n1:titleOfClass>
<n1:cusip>235851AF9</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1327</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DANAHER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>235851102</n1:cusip>
<n1:value>3817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>1817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>23985</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>1321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>796</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARDEN RESTAURANTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237194105</n1:cusip>
<n1:value>405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4948</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>2339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1047</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DARLING INGREDIENTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>237266101</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DATADOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>23804L103</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DATADOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>23804L103</n1:cusip>
<n1:value>981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11078</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DATADOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>23804L103</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVIS FUNDAMENTAL ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT FINL</n1:titleOfClass>
<n1:cusip>23908L108</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1995</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVIS FUNDAMENTAL ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT WRLD WI</n1:titleOfClass>
<n1:cusip>23908L306</n1:cusip>
<n1:value>5937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>251671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233984</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17687</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVIS FUNDAMENTAL ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SELCT INTL ETF</n1:titleOfClass>
<n1:cusip>23908L405</n1:cusip>
<n1:value>740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVIS FUNDAMENTAL ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT FINL</n1:titleOfClass>
<n1:cusip>23908L108</n1:cusip>
<n1:value>1784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVITA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23918K108</n1:cusip>
<n1:value>127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1607</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVITA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23918K108</n1:cusip>
<n1:value>973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVITA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23918K108</n1:cusip>
<n1:value>231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DAVITA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23918K108</n1:cusip>
<n1:value>2702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK MSCI EAFE</n1:titleOfClass>
<n1:cusip>233051200</n1:cusip>
<n1:value>1967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK MSCI EAFE</n1:titleOfClass>
<n1:cusip>233051200</n1:cusip>
<n1:value>454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>124</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK MSCI EAFE</n1:titleOfClass>
<n1:cusip>233051200</n1:cusip>
<n1:value>259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK MSCI EAFE</n1:titleOfClass>
<n1:cusip>233051200</n1:cusip>
<n1:value>322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK USD HIGH</n1:titleOfClass>
<n1:cusip>233051432</n1:cusip>
<n1:value>806</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK USD HIGH</n1:titleOfClass>
<n1:cusip>233051432</n1:cusip>
<n1:value>526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DBX ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XTRACK USD HIGH</n1:titleOfClass>
<n1:cusip>233051432</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1534</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>3378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>16695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1069</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5518</n1:Sole>
<n1:Shared>706</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>10524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6658</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEERE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>244199105</n1:cusip>
<n1:value>157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELAWARE ENHANCED GBL DIV &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>246060107</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>721</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2028</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>5261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELL TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>24703L202</n1:cusip>
<n1:value>626</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>1001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>1701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60343</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>285</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>2250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4514</n1:Sole>
<n1:Shared>10243</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELTA AIR LINES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>247361702</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELUXE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>248019101</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELUXE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>248019101</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELUXE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>248019101</n1:cusip>
<n1:value>226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8105</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DELUXE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>248019101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>446</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>446</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DENTSPLY SIRONA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>24906P109</n1:cusip>
<n1:value>414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DENTSPLY SIRONA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>24906P109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DENTSPLY SIRONA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>24906P109</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DENTSPLY SIRONA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>24906P109</n1:cusip>
<n1:value>822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18658</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18658</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DESCARTES SYS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>249906108</n1:cusip>
<n1:value>246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DESCARTES SYS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>249906108</n1:cusip>
<n1:value>463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4690</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>6255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>551577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>551577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEVON ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25179M103</n1:cusip>
<n1:value>537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DEXCOM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>252131107</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DHT HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>Y2065G121</n1:cusip>
<n1:value>376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DHT HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>Y2065G121</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO P L C</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>1677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO P L C</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO P L C</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1041</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO P L C</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>9949</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9538</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO P L C</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>6110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAGEO P L C</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>25243Q205</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIAMONDBACK ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25278X109</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGIMARC CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25381B101</n1:cusip>
<n1:value>261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>1431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2877</n1:Sole>
<n1:Shared>7193</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>21816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>209</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>16008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112643</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>16665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80343</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36928</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIGITAL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>253868103</n1:cusip>
<n1:value>7511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIODES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254543101</n1:cusip>
<n1:value>112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIODES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254543101</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIODES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254543101</n1:cusip>
<n1:value>280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIRTT ENVIRONMENTAL SOLUTION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25490H106</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>2858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25474</n1:Sole>
<n1:Shared>30657</n1:Shared>
<n1:None>935</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>16414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>327697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>299937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27760</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>17511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>349584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>346858</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2726</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVER FINL SVCS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>254709108</n1:cusip>
<n1:value>86676</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1730402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1729456</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>946</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>25470F104</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>25470F302</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>25470F302</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>25470F302</n1:cusip>
<n1:value>2439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1404</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>25470F302</n1:cusip>
<n1:value>38481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1997954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1997451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>503</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>25470F302</n1:cusip>
<n1:value>6265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>325286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>321650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3636</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>25470F302</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>25470F104</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>25470F104</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>25470F104</n1:cusip>
<n1:value>677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>730</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISCOVERY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>25470F104</n1:cusip>
<n1:value>1801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM DISNEY</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>11317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48824</n1:Sole>
<n1:Shared>50441</n1:Shared>
<n1:None>2223</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM DISNEY</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>113022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1013561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>997568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15993</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM DISNEY</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>12579</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM DISNEY</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM DISNEY</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>48533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>435235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>394766</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40468</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DISNEY WALT CO</n1:nameOfIssuer>
<n1:titleOfClass>COM DISNEY</n1:titleOfClass>
<n1:cusip>254687106</n1:cusip>
<n1:value>13724</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10355</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DIXIE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>255519100</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DNP SELECT INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23325P104</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4688</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DNP SELECT INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23325P104</n1:cusip>
<n1:value>384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DNP SELECT INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23325P104</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17722</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOCUSIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256163106</n1:cusip>
<n1:value>3327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOCUSIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256163106</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>311</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOCUSIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256163106</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOCUSIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256163106</n1:cusip>
<n1:value>1462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8416</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLBY LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>25659T107</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLBY LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>25659T107</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLBY LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>25659T107</n1:cusip>
<n1:value>411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>6938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33876</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2541</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>36258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1326</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR GEN CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256677105</n1:cusip>
<n1:value>1652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8672</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>1573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3812</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>535</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOLLAR TREE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>256746108</n1:cusip>
<n1:value>1225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>4670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35770</n1:Sole>
<n1:Shared>21762</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>27566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>339568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>338491</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1077</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>6957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>50498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>622049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>610971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11078</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINION ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25746U109</n1:cusip>
<n1:value>5817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71658</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINOS PIZZA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25754A201</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINOS PIZZA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25754A201</n1:cusip>
<n1:value>153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINOS PIZZA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25754A201</n1:cusip>
<n1:value>1253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMINOS PIZZA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25754A201</n1:cusip>
<n1:value>980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2653</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMTAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>257559203</n1:cusip>
<n1:value>353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>238</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMTAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>257559203</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOMTAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>257559203</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DONALDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>257651109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DONALDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>257651109</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DONALDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>257651109</n1:cusip>
<n1:value>477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DONEGAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>257701201</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DONEGAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>257701201</n1:cusip>
<n1:value>364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORMAN PRODUCTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258278100</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1657</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORMAN PRODUCTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258278100</n1:cusip>
<n1:value>166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2481</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DORMAN PRODUCTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258278100</n1:cusip>
<n1:value>2661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2065</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUBLELINE INCOME SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258622109</n1:cusip>
<n1:value>1690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUBLELINE INCOME SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258622109</n1:cusip>
<n1:value>1387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89341</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>906</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUBLELINE OPPORTUNISTIC CR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>258623107</n1:cusip>
<n1:value>414</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21873</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUGLAS EMMETT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25960P109</n1:cusip>
<n1:value>215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUGLAS EMMETT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25960P109</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOUGLAS EMMETT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>25960P109</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4167</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>1172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOVER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260003108</n1:cusip>
<n1:value>2361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>7158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>9376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>223059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6961</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>6260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142047</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11526</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>2619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37512</n1:Sole>
<n1:Shared>26745</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>260557103</n1:cusip>
<n1:value>15470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>379529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>379038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>491</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DR REDDYS LABS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>256135203</n1:cusip>
<n1:value>189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DR REDDYS LABS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>256135203</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DR REDDYS LABS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>256135203</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRAFTKINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>26142R104</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRAFTKINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>26142R104</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRAFTKINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>26142R104</n1:cusip>
<n1:value>219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRIL QUIP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>262037104</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRIL QUIP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>262037104</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRIL QUIP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>262037104</n1:cusip>
<n1:value>748</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DRIVE SHACK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>262077100</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DROPBOX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26210C104</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DROPBOX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26210C104</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DROPBOX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26210C104</n1:cusip>
<n1:value>323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DROPBOX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>26210C104</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>372</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2621</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>317</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DTE ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>233331107</n1:cusip>
<n1:value>228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1951</n1:Sole>
<n1:Shared>168</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUFF &amp; PHELPS UTLITY AND INF</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26433C105</n1:cusip>
<n1:value>1470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>133861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUFF &amp; PHELPS UTLITY AND INF</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26433C105</n1:cusip>
<n1:value>352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>10509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131544</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>131544</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>48481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>606850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>560613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46237</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>10289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3535</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>3718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21720</n1:Sole>
<n1:Shared>23813</n1:Shared>
<n1:None>1003</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE ENERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>26441C204</n1:cusip>
<n1:value>18785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>235142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232745</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2397</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE REALTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>264411505</n1:cusip>
<n1:value>185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE REALTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>264411505</n1:cusip>
<n1:value>464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE REALTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>264411505</n1:cusip>
<n1:value>2194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE REALTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>264411505</n1:cusip>
<n1:value>311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>8796</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUKE REALTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>264411505</n1:cusip>
<n1:value>907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUNKIN BRANDS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>265504100</n1:cusip>
<n1:value>617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9459</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUNKIN BRANDS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>265504100</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUNKIN BRANDS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>265504100</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUNKIN BRANDS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>265504100</n1:cusip>
<n1:value>199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUNKIN BRANDS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>265504100</n1:cusip>
<n1:value>519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>10993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>356</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>2615</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34752</n1:Sole>
<n1:Shared>14475</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>4488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84466</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>5362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5529</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DUPONT DE NEMOURS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26614N102</n1:cusip>
<n1:value>1928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14167</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DXC TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23355L106</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>549</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DXC TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23355L106</n1:cusip>
<n1:value>122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DXC TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23355L106</n1:cusip>
<n1:value>195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11819</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DXC TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23355L106</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2592</n1:Sole>
<n1:Shared>975</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DXC TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>23355L106</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>396</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYCOM INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>267475101</n1:cusip>
<n1:value>818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYCOM INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>267475101</n1:cusip>
<n1:value>285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYCOM INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>267475101</n1:cusip>
<n1:value>124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYCOM INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>267475101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYNATRACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>268150109</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>DYNATRACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>268150109</n1:cusip>
<n1:value>777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>E TRADE FINANCIAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>269246401</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>E TRADE FINANCIAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>269246401</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>538</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>E TRADE FINANCIAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>269246401</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>E TRADE FINANCIAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>269246401</n1:cusip>
<n1:value>198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>665</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>E TRADE FINANCIAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>269246401</n1:cusip>
<n1:value>152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE BANCORP INC MD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>268948106</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE BANCORP INC MD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>268948106</n1:cusip>
<n1:value>341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE MATERIALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26969P108</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE MATERIALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26969P108</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE MATERIALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26969P108</n1:cusip>
<n1:value>2212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31507</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>269796108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAGLE PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>269796108</n1:cusip>
<n1:value>873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>2919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>131</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>2019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9198</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EAST WEST BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27579R104</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTERLY GOVT PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTERLY GOVT PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27616P103</n1:cusip>
<n1:value>3168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTERLY GOVT PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27616P103</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>3084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
<n1:value>166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTGROUP PPTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277276101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>2020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1406</n1:Sole>
<n1:Shared>889</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>2423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>1570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22541</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EASTMAN CHEM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>277432100</n1:cusip>
<n1:value>734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10528</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>21090</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>241085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71832</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>5505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>15642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178802</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2317</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>3097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24206</n1:Sole>
<n1:Shared>11081</n1:Shared>
<n1:None>116</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
<n1:value>7769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88804</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON CORP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G29183103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE ENH EQTY INC FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE ENH EQTY INC FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278277108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8935</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE ENH EQTY INC FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278277108</n1:cusip>
<n1:value>710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE ENHANCED EQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278274105</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE ENHANCED EQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278274105</n1:cusip>
<n1:value>117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE FLTING RATE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278279104</n1:cusip>
<n1:value>1209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE FLTING RATE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278279104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE HIGH INCOME 2021</n1:nameOfIssuer>
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<n1:cusip>27829W101</n1:cusip>
<n1:value>2617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>276349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>276349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE LTD DURATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828H105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE LTD DURATION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828H105</n1:cusip>
<n1:value>980</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE MUN BD FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27827X101</n1:cusip>
<n1:value>293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE MUNI INCOME TRUS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>27826U108</n1:cusip>
<n1:value>500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE RISK MNGD DIV EQ</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829G106</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE RISK MNGD DIV EQ</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829G106</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE SHORT DURATION D</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828V104</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE SR INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>27826S103</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX ADVT DIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828G107</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX ADVT DIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828G107</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX ADVT DIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828G107</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>604</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829F108</n1:cusip>
<n1:value>152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829F108</n1:cusip>
<n1:value>288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1540</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TAX-MANAGED GLOB</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829F108</n1:cusip>
<n1:value>365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49437</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX ADV GLB DIV O</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828U106</n1:cusip>
<n1:value>199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX ADV GLB DIV O</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828U106</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX ADV GLB DIV O</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828U106</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX ADV GLBL DIV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828S101</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX ADV GLBL DIV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828S101</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX ADV GLBL DIV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828S101</n1:cusip>
<n1:value>1022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX MGD DIV EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828N102</n1:cusip>
<n1:value>137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX MGD DIV EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828N102</n1:cusip>
<n1:value>191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX MGD DIV EQ IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828N102</n1:cusip>
<n1:value>333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX MNG BY WRT OP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828Y108</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2750</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX MNG BY WRT OP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828Y108</n1:cusip>
<n1:value>326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23123</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TX MNG BY WRT OP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27828Y108</n1:cusip>
<n1:value>251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TXMGD GL BUYWR O</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829C105</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EATON VANCE TXMGD GL BUYWR O</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>27829C105</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>2102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>14428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>275083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>272685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2398</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>23863</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>454968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>311109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>143859</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4195</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBAY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278642103</n1:cusip>
<n1:value>2538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5254</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>278715206</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EBIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>278715206</n1:cusip>
<n1:value>309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECHOSTAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>278768106</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECHOSTAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>278768106</n1:cusip>
<n1:value>305</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10893</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10893</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>11515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>206</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>9891</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15072</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>3453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2230</n1:Sole>
<n1:Shared>15125</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>37080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>186378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>82</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ECOLAB INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>278865100</n1:cusip>
<n1:value>4242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDISON INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>281020107</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>2400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>2520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EDWARDS LIFESCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28176E108</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1217</n1:Sole>
<n1:Shared>603</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EHEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28238P109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EHEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28238P109</n1:cusip>
<n1:value>591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EHEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28238P109</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>2831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1371</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>918</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>918</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELANCO ANIMAL HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28414H103</n1:cusip>
<n1:value>1165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1559</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELBIT SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M3760D101</n1:cusip>
<n1:value>1615</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELBIT SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M3760D101</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELBIT SYS LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>M3760D101</n1:cusip>
<n1:value>555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELDORADO RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28470R102</n1:cusip>
<n1:value>1162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELDORADO RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28470R102</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELDORADO RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28470R102</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTROMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285409108</n1:cusip>
<n1:value>616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>5569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10294</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>1989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>2915</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>5619</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELECTRONIC ARTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>285512109</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>473</n1:Sole>
<n1:Shared>416</n1:Shared>
<n1:None>140</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELLINGTON FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28852N109</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELLINGTON FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>28852N109</n1:cusip>
<n1:value>262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ELLINGTON RESIDENTIAL MTG RE</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>288578107</n1:cusip>
<n1:value>258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMBRAER S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>29082A107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMBRAER S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>29082A107</n1:cusip>
<n1:value>246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41186</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMBRAER S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>29082A107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMCOR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29084Q100</n1:cusip>
<n1:value>65</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMCOR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29084Q100</n1:cusip>
<n1:value>117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMCOR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29084Q100</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>24196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>390065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>389513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>552</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>10138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2134</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>10500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144338</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24940</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>9867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EMERSON ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>291011104</n1:cusip>
<n1:value>4532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22996</n1:Sole>
<n1:Shared>49071</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19993</n1:Sole>
<n1:Shared>4699</n1:Shared>
<n1:None>196</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>15911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>523048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>520077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2971</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3048</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>38202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1255834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1226099</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29735</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29250N105</n1:cusip>
<n1:value>2999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98571</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>599</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCOMPASS HEALTH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29261A100</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292554102</n1:cusip>
<n1:value>350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  2.875% 3/1</n1:titleOfClass>
<n1:cusip>292554AH5</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292554102</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292554102</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE WIRE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292562105</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE WIRE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292562105</n1:cusip>
<n1:value>138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENCORE WIRE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>292562105</n1:cusip>
<n1:value>348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>7.5 MCNV PFD A</n1:titleOfClass>
<n1:cusip>29272W208</n1:cusip>
<n1:value>1084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11269</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29272W109</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29272W109</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29272W109</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29272W109</n1:cusip>
<n1:value>405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGIZER HLDGS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29272W109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51276</n1:Sole>
<n1:Shared>2880</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERGY TRANSFER LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT LTD PTN</n1:titleOfClass>
<n1:cusip>29273V100</n1:cusip>
<n1:value>2799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>393134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>387940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5194</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERSYS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29275Y102</n1:cusip>
<n1:value>176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERSYS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29275Y102</n1:cusip>
<n1:value>693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERSYS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29275Y102</n1:cusip>
<n1:value>16610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>258000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>258000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERSYS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29275Y102</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1801</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENERSYS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29275Y102</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENSTAR GROUP LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3075P101</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENSTAR GROUP LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3075P101</n1:cusip>
<n1:value>178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENSTAR GROUP LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3075P101</n1:cusip>
<n1:value>20859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46881</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTEGRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29362U104</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2747</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTEGRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29362U104</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1540</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTEGRIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29362U104</n1:cusip>
<n1:value>3026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>1036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11048</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>119</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERGY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29364G103</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE FINL SVCS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293712105</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE FINL SVCS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293712105</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE FINL SVCS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293712105</n1:cusip>
<n1:value>359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11525</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11525</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>1931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>308</n1:Shared>
<n1:None>2600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENTERPRISE PRODS PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>293792107</n1:cusip>
<n1:value>8228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>452834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>444734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENVESTNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29404K106</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENVESTNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29404K106</n1:cusip>
<n1:value>853</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ENVESTNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29404K106</n1:cusip>
<n1:value>1951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>365</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>2449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>2590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>991</n1:Sole>
<n1:Shared>8594</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EOG RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26875P101</n1:cusip>
<n1:value>125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2477</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>928</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>1504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>3075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPAM SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29414B104</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPLUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294268107</n1:cusip>
<n1:value>99</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPLUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294268107</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPLUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294268107</n1:cusip>
<n1:value>3605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPR PPTYS</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>26884U109</n1:cusip>
<n1:value>264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPR PPTYS</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>26884U109</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPR PPTYS</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>26884U109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EPR PPTYS</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>26884U109</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>1856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>26884L109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>4840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUIFAX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294429105</n1:cusip>
<n1:value>1203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>7000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>6461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>1</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>1887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>1381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUINIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29444U700</n1:cusip>
<n1:value>1813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITRANS MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294600101</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1640</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITRANS MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294600101</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITRANS MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294600101</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>669</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITRANS MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294600101</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITRANS MIDSTREAM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>294600101</n1:cusip>
<n1:value>1871</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY COMWLTH</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>294628102</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY COMWLTH</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>294628102</n1:cusip>
<n1:value>243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY COMWLTH</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>294628102</n1:cusip>
<n1:value>173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>2486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29472R108</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EQUITY RESIDENTIAL</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>29476L107</n1:cusip>
<n1:value>400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>171</n1:Sole>
<n1:Shared>6624</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERICSSON</n1:nameOfIssuer>
<n1:titleOfClass>ADR B SEK 10</n1:titleOfClass>
<n1:cusip>294821608</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERICSSON</n1:nameOfIssuer>
<n1:titleOfClass>ADR B SEK 10</n1:titleOfClass>
<n1:cusip>294821608</n1:cusip>
<n1:value>109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERICSSON</n1:nameOfIssuer>
<n1:titleOfClass>ADR B SEK 10</n1:titleOfClass>
<n1:cusip>294821608</n1:cusip>
<n1:value>145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERICSSON</n1:nameOfIssuer>
<n1:titleOfClass>ADR B SEK 10</n1:titleOfClass>
<n1:cusip>294821608</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERIE INDTY CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>29530P102</n1:cusip>
<n1:value>3848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ERIE INDTY CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>29530P102</n1:cusip>
<n1:value>192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL UTILS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670G102</n1:cusip>
<n1:value>2378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL UTILS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670G102</n1:cusip>
<n1:value>10381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>245764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240813</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4951</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSENTIAL UTILS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29670G102</n1:cusip>
<n1:value>407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSEX PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297178105</n1:cusip>
<n1:value>2475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSEX PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297178105</n1:cusip>
<n1:value>695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSEX PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297178105</n1:cusip>
<n1:value>165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>721</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ESSEX PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>297178105</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF MANAGERS TR</n1:nameOfIssuer>
<n1:titleOfClass>ETFMG ALTR HRVST</n1:titleOfClass>
<n1:cusip>26924G508</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF MANAGERS TR</n1:nameOfIssuer>
<n1:titleOfClass>ETFMG ALTR HRVST</n1:titleOfClass>
<n1:cusip>26924G508</n1:cusip>
<n1:value>374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29094</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>789</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF MANAGERS TR</n1:nameOfIssuer>
<n1:titleOfClass>ETFMG ALTR HRVST</n1:titleOfClass>
<n1:cusip>26924G508</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF MANAGERS TR</n1:nameOfIssuer>
<n1:titleOfClass>BLUESTAR ISRAEL</n1:titleOfClass>
<n1:cusip>26924G870</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4387</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>US GLB JETS</n1:titleOfClass>
<n1:cusip>26922A842</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>US GLB JETS</n1:titleOfClass>
<n1:cusip>26922A842</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>US GLB JETS</n1:titleOfClass>
<n1:cusip>26922A842</n1:cusip>
<n1:value>258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETF SER SOLUTIONS</n1:nameOfIssuer>
<n1:titleOfClass>ROUNDHILL ACQUI</n1:titleOfClass>
<n1:cusip>26922A701</n1:cusip>
<n1:value>920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETSY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29786A106</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETSY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29786A106</n1:cusip>
<n1:value>530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ETSY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29786A106</n1:cusip>
<n1:value>508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EURONET WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>298736109</n1:cusip>
<n1:value>220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EURONET WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>298736109</n1:cusip>
<n1:value>1624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>157</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EURONET WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>298736109</n1:cusip>
<n1:value>24958</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>98270</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EURONET WORLDWIDE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>298736109</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVANS BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>29911Q208</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVANS BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>29911Q208</n1:cusip>
<n1:value>266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29978A104</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29978A104</n1:cusip>
<n1:value>1574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERBRIDGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>29978A104</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERCORE INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A</n1:titleOfClass>
<n1:cusip>29977A105</n1:cusip>
<n1:value>1045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERCORE INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A</n1:titleOfClass>
<n1:cusip>29977A105</n1:cusip>
<n1:value>172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERCORE INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A</n1:titleOfClass>
<n1:cusip>29977A105</n1:cusip>
<n1:value>117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1989</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERCORE INC</n1:nameOfIssuer>
<n1:titleOfClass>CLASS A</n1:titleOfClass>
<n1:cusip>29977A105</n1:cusip>
<n1:value>195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVEREST RE GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G3223R108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVEREST RE GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G3223R108</n1:cusip>
<n1:value>140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVEREST RE GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G3223R108</n1:cusip>
<n1:value>269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1306</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVEREST RE GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G3223R108</n1:cusip>
<n1:value>191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034W106</n1:cusip>
<n1:value>164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERI HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034T103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERI HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30034T103</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>1294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15542</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>1215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>233</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5343</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>109</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVERSOURCE ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30040W108</n1:cusip>
<n1:value>6941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81745</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1607</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVO PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>26927E104</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVO PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>26927E104</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVO PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>26927E104</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVOLENT HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30050B101</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2167</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EVOLENT HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30050B101</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXACT SCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30063P105</n1:cusip>
<n1:value>124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXACT SCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30063P105</n1:cusip>
<n1:value>261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXACT SCIENCES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30063P105</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXCHANGE TRADED CONCEPTS TR</n1:nameOfIssuer>
<n1:titleOfClass>EMQQ EM INTERN</n1:titleOfClass>
<n1:cusip>301505889</n1:cusip>
<n1:value>237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELIXIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161Q104</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELIXIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161Q104</n1:cusip>
<n1:value>290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELIXIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161Q104</n1:cusip>
<n1:value>166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>7000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELIXIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161Q104</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>952</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>1616</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44295</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>244</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>1276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4099</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXELON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30161N101</n1:cusip>
<n1:value>89</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXLSERVICE HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302081104</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXLSERVICE HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302081104</n1:cusip>
<n1:value>237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>10287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39043</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDIA GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>30212P303</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>14513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>206</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>14934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>194880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1516</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXPEDITORS INTL WASH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302130109</n1:cusip>
<n1:value>625</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8221</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8137</n1:Sole>
<n1:Shared>15</n1:Shared>
<n1:None>69</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTENDED STAY AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999B</n1:titleOfClass>
<n1:cusip>30224P200</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>798</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTENDED STAY AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999B</n1:titleOfClass>
<n1:cusip>30224P200</n1:cusip>
<n1:value>1174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTENDED STAY AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>UNIT 99/99/9999B</n1:titleOfClass>
<n1:cusip>30224P200</n1:cusip>
<n1:value>624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTRA SPACE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30225T102</n1:cusip>
<n1:value>680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTRA SPACE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30225T102</n1:cusip>
<n1:value>611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXTRA SPACE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30225T102</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>81354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1819184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1791110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28074</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>7709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172384</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>30630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>684923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>663897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21027</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>6642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67826</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>EXXON MOBIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30231G102</n1:cusip>
<n1:value>24025</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>537242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>272670</n1:Sole>
<n1:Shared>259924</n1:Shared>
<n1:None>4648</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F M C CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>302491303</n1:cusip>
<n1:value>1046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F M C CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>302491303</n1:cusip>
<n1:value>1339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F M C CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>302491303</n1:cusip>
<n1:value>363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3639</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F M C CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>302491303</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F M C CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>302491303</n1:cusip>
<n1:value>576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5777</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5766</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F N B CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302520101</n1:cusip>
<n1:value>2051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>273428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>273428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F N B CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302520101</n1:cusip>
<n1:value>791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105518</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F N B CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302520101</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F N B CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302520101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>4587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>98</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>33196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>238000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>237939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>F5 NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>315616102</n1:cusip>
<n1:value>425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACEBOOK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>27921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACEBOOK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>78257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>344639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>326814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACEBOOK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>16655</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73334</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACEBOOK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>4112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14393</n1:Sole>
<n1:Shared>3123</n1:Shared>
<n1:None>591</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACEBOOK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>96185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>423593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>409310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14283</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACEBOOK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>30303M102</n1:cusip>
<n1:value>209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>922</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>21649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>8092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22477</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2157</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2011</n1:Sole>
<n1:Shared>23</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FACTSET RESH SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303075105</n1:cusip>
<n1:value>524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FAIR ISAAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303250104</n1:cusip>
<n1:value>968</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FAIR ISAAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303250104</n1:cusip>
<n1:value>933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FAIR ISAAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>303250104</n1:cusip>
<n1:value>836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTENAL CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>311900104</n1:cusip>
<n1:value>1680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>356</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTLY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31188V100</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTLY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31188V100</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTLY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31188V100</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTLY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31188V100</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FASTLY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31188V100</n1:cusip>
<n1:value>426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>5000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>30257X104</n1:cusip>
<n1:value>1468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL REALTY INVT TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT NEW</n1:titleOfClass>
<n1:cusip>313747206</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL REALTY INVT TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT NEW</n1:titleOfClass>
<n1:cusip>313747206</n1:cusip>
<n1:value>149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1748</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL REALTY INVT TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT NEW</n1:titleOfClass>
<n1:cusip>313747206</n1:cusip>
<n1:value>877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL REALTY INVT TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT NEW</n1:titleOfClass>
<n1:cusip>313747206</n1:cusip>
<n1:value>2897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL SIGNAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>313855108</n1:cusip>
<n1:value>2131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL SIGNAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>313855108</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2534</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL SIGNAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>313855108</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERAL SIGNAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>313855108</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>314211103</n1:cusip>
<n1:value>115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>314211103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDERATED HERMES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>314211103</n1:cusip>
<n1:value>276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>12268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>53790</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>383610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>383501</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>109</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>1679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9534</n1:Sole>
<n1:Shared>2300</n1:Shared>
<n1:None>143</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>9770</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66542</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3136</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FEDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31428X106</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERRARI N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N3167Y103</n1:cusip>
<n1:value>195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERRARI N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N3167Y103</n1:cusip>
<n1:value>968</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5663</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERRARI N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N3167Y103</n1:cusip>
<n1:value>2177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERRARI N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N3167Y103</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FERRARI N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N3167Y103</n1:cusip>
<n1:value>369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COMWLTH TR</n1:nameOfIssuer>
<n1:titleOfClass>NDQ CP IDX TRK</n1:titleOfClass>
<n1:cusip>315912808</n1:cusip>
<n1:value>317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COMWLTH TR</n1:nameOfIssuer>
<n1:titleOfClass>NDQ CP IDX TRK</n1:titleOfClass>
<n1:cusip>315912808</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>CONSMR STAPLES</n1:titleOfClass>
<n1:cusip>316092303</n1:cusip>
<n1:value>2492</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>CONSMR STAPLES</n1:titleOfClass>
<n1:cusip>316092303</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ENERGY IDX</n1:titleOfClass>
<n1:cusip>316092402</n1:cusip>
<n1:value>952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95858</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ENERGY IDX</n1:titleOfClass>
<n1:cusip>316092402</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1806</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI FINLS IDX</n1:titleOfClass>
<n1:cusip>316092501</n1:cusip>
<n1:value>1050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI FINLS IDX</n1:titleOfClass>
<n1:cusip>316092501</n1:cusip>
<n1:value>215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6497</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CONSM DIS</n1:titleOfClass>
<n1:cusip>316092204</n1:cusip>
<n1:value>2008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI FINLS IDX</n1:titleOfClass>
<n1:cusip>316092501</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI HLTH CARE I</n1:titleOfClass>
<n1:cusip>316092600</n1:cusip>
<n1:value>4542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI HLTH CARE I</n1:titleOfClass>
<n1:cusip>316092600</n1:cusip>
<n1:value>1759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>562</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INDL INDX</n1:titleOfClass>
<n1:cusip>316092709</n1:cusip>
<n1:value>2429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67672</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INFO TECH I</n1:titleOfClass>
<n1:cusip>316092808</n1:cusip>
<n1:value>5564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67660</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INFO TECH I</n1:titleOfClass>
<n1:cusip>316092808</n1:cusip>
<n1:value>1930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22921</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>548</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI INFO TECH I</n1:titleOfClass>
<n1:cusip>316092808</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIVID ETF</n1:titleOfClass>
<n1:cusip>316092840</n1:cusip>
<n1:value>451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIVID ETF</n1:titleOfClass>
<n1:cusip>316092840</n1:cusip>
<n1:value>104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3858</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI UTILS INDEX</n1:titleOfClass>
<n1:cusip>316092865</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI UTILS INDEX</n1:titleOfClass>
<n1:cusip>316092865</n1:cusip>
<n1:value>1649</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY COVINGTON TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CONSM DIS</n1:titleOfClass>
<n1:cusip>316092204</n1:cusip>
<n1:value>124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY D &amp; D BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31609R100</n1:cusip>
<n1:value>400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>FNF GROUP COM</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>FNF GROUP COM</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>603</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>FNF GROUP COM</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>FNF GROUP COM</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8643</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATIONAL FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>FNF GROUP COM</n1:titleOfClass>
<n1:cusip>31620R303</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>24563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>182510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>673</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>669</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2963</n1:Sole>
<n1:Shared>2029</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>4220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>23148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43807</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDELITY NATL INFORMATION SV</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31620M106</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDUS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316500107</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIDUS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316500107</n1:cusip>
<n1:value>1465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160404</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIFTH THIRD BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>316773100</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIREEYE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31816Q101</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIREEYE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31816Q101</n1:cusip>
<n1:value>315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25599</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIREEYE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31816Q101</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIREEYE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31816Q101</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST AMERN FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31847R102</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST AMERN FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31847R102</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST AMERN FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31847R102</n1:cusip>
<n1:value>485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST AMERN FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31847R102</n1:cusip>
<n1:value>1404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>295</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST BANCORP N C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>318910106</n1:cusip>
<n1:value>406</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CMNTY BANKSHARES INC V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31983A103</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CMNTY BANKSHARES INC V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31983A103</n1:cusip>
<n1:value>432</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CMNTY BANKSHARES INC V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>31983A103</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST COMWLTH FINL CORP PA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>319829107</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11047</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CTZNS BANCSHARES INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31946M103</n1:cusip>
<n1:value>3416</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CTZNS BANCSHARES INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31946M103</n1:cusip>
<n1:value>243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CTZNS BANCSHARES INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31946M103</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST CTZNS BANCSHARES INC N</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>31946M103</n1:cusip>
<n1:value>149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANCORP OH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320209109</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANCORP OH</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320209109</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANKSHARES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32020R109</n1:cusip>
<n1:value>1114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANKSHARES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32020R109</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANKSHARES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32020R109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL BANKSHARES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32020R109</n1:cusip>
<n1:value>180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST FINL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320218100</n1:cusip>
<n1:value>370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HORIZON NATL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320517105</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HORIZON NATL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320517105</n1:cusip>
<n1:value>602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HORIZON NATL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320517105</n1:cusip>
<n1:value>1595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160141</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST HORIZON NATL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320517105</n1:cusip>
<n1:value>261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INDL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32054K103</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INDL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32054K103</n1:cusip>
<n1:value>21259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>553043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>553043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INDL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32054K103</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INDL RLTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>32054K103</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1024</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INTST BANCSYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>32055Y201</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INTST BANCSYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>32055Y201</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INTST BANCSYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>32055Y201</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST INTST BANCSYSTEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>32055Y201</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST MIDWEST BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320867104</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST MIDWEST BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320867104</n1:cusip>
<n1:value>6079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>455337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>455337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST MIDWEST BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>320867104</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST REP BK SAN FRANCISCO C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33616C100</n1:cusip>
<n1:value>470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST REP BK SAN FRANCISCO C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33616C100</n1:cusip>
<n1:value>859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST REP BK SAN FRANCISCO C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33616C100</n1:cusip>
<n1:value>1364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST REP BK SAN FRANCISCO C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33616C100</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST REP BK SAN FRANCISCO C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33616C100</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR DOW JONES SELECT MI</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS ANNUAL</n1:titleOfClass>
<n1:cusip>33718M105</n1:cusip>
<n1:value>667</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16885</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>157</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR DYNAMIC EUROPE EQUI</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33740D107</n1:cusip>
<n1:value>253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33738G104</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33738G104</n1:cusip>
<n1:value>348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31639</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>506</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33738G104</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>EME MRK BD ETF</n1:titleOfClass>
<n1:cusip>33739P202</n1:cusip>
<n1:value>453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13099</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>MUNI HI INCM ETF</n1:titleOfClass>
<n1:cusip>33739P301</n1:cusip>
<n1:value>1798</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4864</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>RIVRFRNT DY ASIA</n1:titleOfClass>
<n1:cusip>33739P509</n1:cusip>
<n1:value>363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7634</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>RIVRFRNT DYN DEV</n1:titleOfClass>
<n1:cusip>33739P608</n1:cusip>
<n1:value>6955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>HORIZON DMST ETF</n1:titleOfClass>
<n1:cusip>33739P889</n1:cusip>
<n1:value>652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25660</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>MANAGD MUN ETF</n1:titleOfClass>
<n1:cusip>33739N108</n1:cusip>
<n1:value>2405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43718</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>RIVR FRNT DYN</n1:titleOfClass>
<n1:cusip>33739P707</n1:cusip>
<n1:value>3373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>130</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>RIVRFRNT DYN EUR</n1:titleOfClass>
<n1:cusip>33739P806</n1:cusip>
<n1:value>749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS INC ETF</n1:titleOfClass>
<n1:cusip>33739E108</n1:cusip>
<n1:value>458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>HORIZON MNGD ETF</n1:titleOfClass>
<n1:cusip>33739P871</n1:cusip>
<n1:value>212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>LNG/SHT EQUITY</n1:titleOfClass>
<n1:cusip>33739P103</n1:cusip>
<n1:value>8407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>198862</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6183</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>EME MRK BD ETF</n1:titleOfClass>
<n1:cusip>33739P202</n1:cusip>
<n1:value>271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>INSTL PFD SECS</n1:titleOfClass>
<n1:cusip>33739P855</n1:cusip>
<n1:value>422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS INC ETF</n1:titleOfClass>
<n1:cusip>33739E108</n1:cusip>
<n1:value>9392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>509859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>509859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRADED FD III</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS INC ETF</n1:titleOfClass>
<n1:cusip>33739E108</n1:cusip>
<n1:value>20691</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1123295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1119961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3334</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</n1:nameOfIssuer>
<n1:titleOfClass>EMERG MKT ALPH</n1:titleOfClass>
<n1:cusip>33737J182</n1:cusip>
<n1:value>291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</n1:nameOfIssuer>
<n1:titleOfClass>EMERG MKT ALPH</n1:titleOfClass>
<n1:cusip>33737J182</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</n1:nameOfIssuer>
<n1:titleOfClass>DEV MRK EX US</n1:titleOfClass>
<n1:cusip>33737J174</n1:cusip>
<n1:value>3998</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5832</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</n1:nameOfIssuer>
<n1:titleOfClass>DEV MRK EX US</n1:titleOfClass>
<n1:cusip>33737J174</n1:cusip>
<n1:value>2078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE ALPHADEX</n1:titleOfClass>
<n1:cusip>33737J117</n1:cusip>
<n1:value>457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCH TRD ALPHDX FD</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE ALPHADEX</n1:titleOfClass>
<n1:cusip>33737J117</n1:cusip>
<n1:value>130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>HLTH CARE ALPH</n1:titleOfClass>
<n1:cusip>33734X143</n1:cusip>
<n1:value>5209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>HLTH CARE ALPH</n1:titleOfClass>
<n1:cusip>33734X143</n1:cusip>
<n1:value>11208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5305</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>HLTH CARE ALPH</n1:titleOfClass>
<n1:cusip>33734X143</n1:cusip>
<n1:value>131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDLS PROD DUR</n1:titleOfClass>
<n1:cusip>33734X150</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDLS PROD DUR</n1:titleOfClass>
<n1:cusip>33734X150</n1:cusip>
<n1:value>265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ALPH</n1:titleOfClass>
<n1:cusip>33734X168</n1:cusip>
<n1:value>1016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ALPH</n1:titleOfClass>
<n1:cusip>33734X168</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>TECH ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X176</n1:cusip>
<n1:value>14000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>TECH ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X176</n1:cusip>
<n1:value>2073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>TECH ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X176</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ALPH</n1:titleOfClass>
<n1:cusip>33734X184</n1:cusip>
<n1:value>7426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>288069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>288069</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ALPH</n1:titleOfClass>
<n1:cusip>33734X184</n1:cusip>
<n1:value>663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ALPH</n1:titleOfClass>
<n1:cusip>33734X184</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CLOUD COMPUTING</n1:titleOfClass>
<n1:cusip>33734X192</n1:cusip>
<n1:value>204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CLOUD COMPUTING</n1:titleOfClass>
<n1:cusip>33734X192</n1:cusip>
<n1:value>2483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ GLBL DIVID</n1:titleOfClass>
<n1:cusip>33734X200</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ GLBL DIVID</n1:titleOfClass>
<n1:cusip>33734X200</n1:cusip>
<n1:value>390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DJ GLBL DIVID</n1:titleOfClass>
<n1:cusip>33734X200</n1:cusip>
<n1:value>931</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51753</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51753</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ CYB ETF</n1:titleOfClass>
<n1:cusip>33734X846</n1:cusip>
<n1:value>152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4610</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ CYB ETF</n1:titleOfClass>
<n1:cusip>33734X846</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>WTR ETF</n1:titleOfClass>
<n1:cusip>33733B100</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>535</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>WTR ETF</n1:titleOfClass>
<n1:cusip>33733B100</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY OPPT ETF</n1:titleOfClass>
<n1:cusip>336920103</n1:cusip>
<n1:value>2085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>US EQTY OPPT ETF</n1:titleOfClass>
<n1:cusip>336920103</n1:cusip>
<n1:value>1359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DOW 30 EQL WGT</n1:titleOfClass>
<n1:cusip>33733A201</n1:cusip>
<n1:value>13233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>568187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>558687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>WTR ETF</n1:titleOfClass>
<n1:cusip>33733B100</n1:cusip>
<n1:value>2737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR DISCRE</n1:titleOfClass>
<n1:cusip>33734X101</n1:cusip>
<n1:value>1591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR DISCRE</n1:titleOfClass>
<n1:cusip>33734X101</n1:cusip>
<n1:value>2467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR DISCRE</n1:titleOfClass>
<n1:cusip>33734X101</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR STAPLE</n1:titleOfClass>
<n1:cusip>33734X119</n1:cusip>
<n1:value>164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR STAPLE</n1:titleOfClass>
<n1:cusip>33734X119</n1:cusip>
<n1:value>614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>CONSUMR STAPLE</n1:titleOfClass>
<n1:cusip>33734X119</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>INDXX NEXTG ETF</n1:titleOfClass>
<n1:cusip>33737K205</n1:cusip>
<n1:value>1881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ALPHADX</n1:titleOfClass>
<n1:cusip>33734X127</n1:cusip>
<n1:value>740</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ALPHADX</n1:titleOfClass>
<n1:cusip>33734X127</n1:cusip>
<n1:value>125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16523</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ALPHADX</n1:titleOfClass>
<n1:cusip>33734X127</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FINLS ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X135</n1:cusip>
<n1:value>6556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>257181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FINLS ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X135</n1:cusip>
<n1:value>632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24692</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>109</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FINLS ALPHADEX</n1:titleOfClass>
<n1:cusip>33734X135</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED ALP</n1:nameOfIssuer>
<n1:titleOfClass>MID CP GR ALPH</n1:titleOfClass>
<n1:cusip>33737M102</n1:cusip>
<n1:value>237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR TA HIYL</n1:titleOfClass>
<n1:cusip>33738D408</n1:cusip>
<n1:value>277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SENIOR LN FD</n1:titleOfClass>
<n1:cusip>33738D309</n1:cusip>
<n1:value>13241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>293452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>290317</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>MULTI ASSET DI</n1:titleOfClass>
<n1:cusip>33738R100</n1:cusip>
<n1:value>802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>MULTI ASSET DI</n1:titleOfClass>
<n1:cusip>33738R100</n1:cusip>
<n1:value>244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASD TECH DIV</n1:titleOfClass>
<n1:cusip>33738R118</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASD TECH DIV</n1:titleOfClass>
<n1:cusip>33738R118</n1:cusip>
<n1:value>1717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>546</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>RISNG DIVD ACHIV</n1:titleOfClass>
<n1:cusip>33738R506</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>RISNG DIVD ACHIV</n1:titleOfClass>
<n1:cusip>33738R506</n1:cusip>
<n1:value>8567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>277788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRT 5 ETF</n1:titleOfClass>
<n1:cusip>33738R605</n1:cusip>
<n1:value>861</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRT 5 ETF</n1:titleOfClass>
<n1:cusip>33738R605</n1:cusip>
<n1:value>6073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRT 5 ETF</n1:titleOfClass>
<n1:cusip>33738R605</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEYWRIGHT MOM</n1:titleOfClass>
<n1:cusip>33738R696</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEYWRIGHT MOM</n1:titleOfClass>
<n1:cusip>33738R696</n1:cusip>
<n1:value>206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10384</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ SEMCNDTR</n1:titleOfClass>
<n1:cusip>33738R811</n1:cusip>
<n1:value>885</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ SEMCNDTR</n1:titleOfClass>
<n1:cusip>33738R811</n1:cusip>
<n1:value>278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ OIL GAS</n1:titleOfClass>
<n1:cusip>33738R845</n1:cusip>
<n1:value>783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDQ OIL GAS</n1:titleOfClass>
<n1:cusip>33738R845</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2769</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1269</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ BK ETF</n1:titleOfClass>
<n1:cusip>33738R860</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1762</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ BK ETF</n1:titleOfClass>
<n1:cusip>33738R860</n1:cusip>
<n1:value>410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23092</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSEY WRIGHT</n1:titleOfClass>
<n1:cusip>33738R886</n1:cusip>
<n1:value>330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SENIOR LN FD</n1:titleOfClass>
<n1:cusip>33738D309</n1:cusip>
<n1:value>112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NO AMER ENERGY</n1:titleOfClass>
<n1:cusip>33738D101</n1:cusip>
<n1:value>6158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>308835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>308835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>DORSY WR MOMNT</n1:titleOfClass>
<n1:cusip>33741L108</n1:cusip>
<n1:value>227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NO AMER ENERGY</n1:titleOfClass>
<n1:cusip>33738D101</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>MNGD FUTRS STRGY</n1:titleOfClass>
<n1:cusip>33739G103</n1:cusip>
<n1:value>317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>NO AMER ENERGY</n1:titleOfClass>
<n1:cusip>33738D101</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3030</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR TA HIYL</n1:titleOfClass>
<n1:cusip>33738D408</n1:cusip>
<n1:value>11693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>255130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>247595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7535</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SSI STRG ETF</n1:titleOfClass>
<n1:cusip>33739Q507</n1:cusip>
<n1:value>320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR ENH NEW</n1:titleOfClass>
<n1:cusip>33739Q408</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR ENH NEW</n1:titleOfClass>
<n1:cusip>33739Q408</n1:cusip>
<n1:value>14868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>247840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>242164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5676</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FIRST TR ENH NEW</n1:titleOfClass>
<n1:cusip>33739Q408</n1:cusip>
<n1:value>782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FT STRG INCM ETF</n1:titleOfClass>
<n1:cusip>33739Q309</n1:cusip>
<n1:value>393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FST LOW OPPT EFT</n1:titleOfClass>
<n1:cusip>33739Q200</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1463</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FST LOW OPPT EFT</n1:titleOfClass>
<n1:cusip>33739Q200</n1:cusip>
<n1:value>25614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>495624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>488798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6826</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>FST LOW OPPT EFT</n1:titleOfClass>
<n1:cusip>33739Q200</n1:cusip>
<n1:value>1362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>TCW OPPORTUNIS</n1:titleOfClass>
<n1:cusip>33740F805</n1:cusip>
<n1:value>11292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203379</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2722</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</n1:nameOfIssuer>
<n1:titleOfClass>TCW OPPORTUNIS</n1:titleOfClass>
<n1:cusip>33740F805</n1:cusip>
<n1:value>2504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45695</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45695</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR INTER DUR PFD &amp; IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33718W103</n1:cusip>
<n1:value>2044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>667</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735J101</n1:cusip>
<n1:value>1039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735J101</n1:cusip>
<n1:value>2678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734K109</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734K109</n1:cusip>
<n1:value>10399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>174676</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734K109</n1:cusip>
<n1:value>4182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>798</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735B108</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735B108</n1:cusip>
<n1:value>844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MLP &amp; ENERGY INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33739B104</n1:cusip>
<n1:value>360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MORNINGSTAR DIVID L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>336917109</n1:cusip>
<n1:value>1453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57282</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MORNINGSTAR DIVID L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>336917109</n1:cusip>
<n1:value>11461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>451940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>451940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR MULTI CAP GROWTH AL</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33733F101</n1:cusip>
<n1:value>2839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2393</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337344105</n1:cusip>
<n1:value>1049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337344105</n1:cusip>
<n1:value>6646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337344105</n1:cusip>
<n1:value>1205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ ABA CMNTY BK</n1:nameOfIssuer>
<n1:titleOfClass>UT COM SHS ETF</n1:titleOfClass>
<n1:cusip>33736Q104</n1:cusip>
<n1:value>267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ ABA CMNTY BK</n1:nameOfIssuer>
<n1:titleOfClass>UT COM SHS ETF</n1:titleOfClass>
<n1:cusip>33736Q104</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NY ARCA BIOTECH</n1:titleOfClass>
<n1:cusip>33733E203</n1:cusip>
<n1:value>5699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NY ARCA BIOTECH</n1:titleOfClass>
<n1:cusip>33733E203</n1:cusip>
<n1:value>2538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NY ARCA BIOTECH</n1:titleOfClass>
<n1:cusip>33733E203</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>28903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>9125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>650</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTERNT IDX</n1:titleOfClass>
<n1:cusip>33733E302</n1:cusip>
<n1:value>176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 EX</n1:titleOfClass>
<n1:cusip>33733E401</n1:cusip>
<n1:value>893</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 EX</n1:titleOfClass>
<n1:cusip>33733E401</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 EX</n1:titleOfClass>
<n1:cusip>33733E401</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NAS CLNEDG GREEN</n1:titleOfClass>
<n1:cusip>33733E500</n1:cusip>
<n1:value>779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NAS CLNEDG GREEN</n1:titleOfClass>
<n1:cusip>33733E500</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NAT GAS ETF</n1:titleOfClass>
<n1:cusip>33733E807</n1:cusip>
<n1:value>729</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NAT GAS ETF</n1:titleOfClass>
<n1:cusip>33733E807</n1:cusip>
<n1:value>326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>NAT GAS ETF</n1:titleOfClass>
<n1:cusip>33733E807</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>LUNT US FACTOR</n1:titleOfClass>
<n1:cusip>33733E872</n1:cusip>
<n1:value>1071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12783</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>CAP STRENGTH ETF</n1:titleOfClass>
<n1:cusip>33733E104</n1:cusip>
<n1:value>20475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>350471</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>CAP STRENGTH ETF</n1:titleOfClass>
<n1:cusip>33733E104</n1:cusip>
<n1:value>39068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>668736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>658267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10469</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR NASDAQ-100 TECH IND</n1:nameOfIssuer>
<n1:titleOfClass>CAP STRENGTH ETF</n1:titleOfClass>
<n1:cusip>33733E104</n1:cusip>
<n1:value>158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR SML CP CORE ALPHA F</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734Y109</n1:cusip>
<n1:value>815</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR SML CP CORE ALPHA F</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33734Y109</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR SR FLOATING RATE 20</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33740K101</n1:cusip>
<n1:value>415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR STOXX EUROPEAN SELE</n1:nameOfIssuer>
<n1:titleOfClass>COMMON SHS</n1:titleOfClass>
<n1:cusip>33735T109</n1:cusip>
<n1:value>359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR VALUE LINE DIVID IN</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>33734H106</n1:cusip>
<n1:value>28151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>928447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>928447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR VALUE LINE DIVID IN</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>33734H106</n1:cusip>
<n1:value>309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TR VALUE LINE DIVID IN</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>33734H106</n1:cusip>
<n1:value>26327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>868302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>856714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11588</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TRUST LRGCP GWT ALPHAD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735K108</n1:cusip>
<n1:value>784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10229</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10229</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TRUST LRGCP GWT ALPHAD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>33735K108</n1:cusip>
<n1:value>225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TRUST PORTFOLIOS LP</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337345102</n1:cusip>
<n1:value>5000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>630</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TRUST PORTFOLIOS LP</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337345102</n1:cusip>
<n1:value>15677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRST TRUST PORTFOLIOS LP</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>337345102</n1:cusip>
<n1:value>157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>2021</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49949</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2166</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1706</n1:Sole>
<n1:Shared>3086</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337932107</n1:cusip>
<n1:value>256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTSERVICE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33767E202</n1:cusip>
<n1:value>230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>399</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1880</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTSERVICE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33767E202</n1:cusip>
<n1:value>765</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIRSTSERVICE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33767E202</n1:cusip>
<n1:value>3225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>3377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2331</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>6178</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>4523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>95</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>43577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>446395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>446228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>167</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FISERV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>337738108</n1:cusip>
<n1:value>15175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155452</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140806</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14646</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE BELOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33829M101</n1:cusip>
<n1:value>700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE BELOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33829M101</n1:cusip>
<n1:value>1401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12986</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE BELOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33829M101</n1:cusip>
<n1:value>3764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE9 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338307101</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE9 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338307101</n1:cusip>
<n1:value>104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE9 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338307101</n1:cusip>
<n1:value>621</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FIVE9 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338307101</n1:cusip>
<n1:value>711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5442</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>985</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLAHERTY &amp; CRUMRIN PFD &amp; INM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338478100</n1:cusip>
<n1:value>805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3156</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLAHERTY &amp; CRUMRIN PFD &amp; INM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338478100</n1:cusip>
<n1:value>1390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLAHERTY &amp; CRUMRINE TOTAL RE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>338479108</n1:cusip>
<n1:value>219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEETCOR TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>339041105</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEX LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>Y2573F102</n1:cusip>
<n1:value>112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEX LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>Y2573F102</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEX LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>Y2573F102</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEX LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>Y2573F102</n1:cusip>
<n1:value>173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEXION THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33938J106</n1:cusip>
<n1:value>296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEXSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>STOXX GLOBR INF</n1:titleOfClass>
<n1:cusip>33939L795</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEXSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>READY ACC VARI</n1:titleOfClass>
<n1:cusip>33939L886</n1:cusip>
<n1:value>386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEXSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>STOXX GLOBR INF</n1:titleOfClass>
<n1:cusip>33939L795</n1:cusip>
<n1:value>1209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23317</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1974</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLEXSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>HIG YLD VL ETF</n1:titleOfClass>
<n1:cusip>33939L662</n1:cusip>
<n1:value>461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLIR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302445101</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLIR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302445101</n1:cusip>
<n1:value>1203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLIR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302445101</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLIR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>302445101</n1:cusip>
<n1:value>595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5230</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17683</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>625</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>26837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1200204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>275175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>925029</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWERS FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>343498101</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>1640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>329</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1878</n1:Sole>
<n1:Shared>19207</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FLOWSERVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34354P105</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>1396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22487</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR UNITS</n1:titleOfClass>
<n1:cusip>344419106</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOOT LOCKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>344849104</n1:cusip>
<n1:value>143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOOT LOCKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>344849104</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOOT LOCKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>344849104</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1427</n1:Sole>
<n1:Shared>1200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOOT LOCKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>344849104</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>1106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177655</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4207</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>703</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2365</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORD MTR CO DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>345370860</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORESTAR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>346232101</n1:cusip>
<n1:value>308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTINET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959E109</n1:cusip>
<n1:value>1129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTINET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959E109</n1:cusip>
<n1:value>789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTINET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959E109</n1:cusip>
<n1:value>799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTINET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959E109</n1:cusip>
<n1:value>1095</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5069</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>470</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>349553107</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>1478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>5065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74853</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3948</n1:Sole>
<n1:Shared>10403</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTIVE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34959J108</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTRESS TRANS INFRST INVS L</n1:nameOfIssuer>
<n1:titleOfClass>COM REP LTD LIAB</n1:titleOfClass>
<n1:cusip>34960P101</n1:cusip>
<n1:value>535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40384</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>775</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>13022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3596</n1:Sole>
<n1:Shared>2574</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>34964C106</n1:cusip>
<n1:value>1205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOUR CORNERS PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35086T109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOUR CORNERS PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35086T109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOUR CORNERS PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35086T109</n1:cusip>
<n1:value>141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5777</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5777</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOUR CORNERS PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35086T109</n1:cusip>
<n1:value>232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>9491</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12254</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10981</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>8161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>304282</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>127286</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FOX CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>35137L105</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>557</n1:Sole>
<n1:Shared>135</n1:Shared>
<n1:None>386</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANCO NEV CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>351858105</n1:cusip>
<n1:value>389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANCO NEV CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>351858105</n1:cusip>
<n1:value>775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANCO NEV CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>351858105</n1:cusip>
<n1:value>1675</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN LTD DURATION INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35472T101</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRANKLIN RESOURCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>354613101</n1:cusip>
<n1:value>513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77692</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FREEPORT-MCMORAN INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>35671D857</n1:cusip>
<n1:value>131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRESHPET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>358039105</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRESHPET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>358039105</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRESHPET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>358039105</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRONT YD RESIDENTIAL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35904G107</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FRONTLINE LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS NEW</n1:titleOfClass>
<n1:cusip>G3682E192</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FST TR NEW OPPORT MLP &amp; ENE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>33739M100</n1:cusip>
<n1:value>646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FUELCELL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>35952H601</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULTON FINL CORP PA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>360271100</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>921</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULTON FINL CORP PA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>360271100</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULTON FINL CORP PA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>360271100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>FULTON FINL CORP PA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>360271100</n1:cusip>
<n1:value>243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI DIVID &amp; INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36242H104</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI DIVID &amp; INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36242H104</n1:cusip>
<n1:value>617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35041</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34941</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI DIVID &amp; INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36242H104</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI EQUITY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>362397101</n1:cusip>
<n1:value>251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI EQUITY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>362397101</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6141</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GABELLI EQUITY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>362397101</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6858</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6858</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALAPAGOS NV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>36315X101</n1:cusip>
<n1:value>478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALAPAGOS NV</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>36315X101</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>2224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22816</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>2672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>956</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8742</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>3658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>235</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1168</n1:Sole>
<n1:Shared>55</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>363576109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMCO GLOBAL GOLD NAT RES &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>36465A109</n1:cusip>
<n1:value>247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMCO GLOBAL GOLD NAT RES &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>36465A109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMCO GLOBAL GOLD NAT RES &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>36465A109</n1:cusip>
<n1:value>140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40631</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMESTOP CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>36467W109</n1:cusip>
<n1:value>259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMESTOP CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>36467W109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16821</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36467J108</n1:cusip>
<n1:value>2221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARTNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>366651107</n1:cusip>
<n1:value>258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARTNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>366651107</n1:cusip>
<n1:value>3292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GARTNER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>366651107</n1:cusip>
<n1:value>341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GCI LIBERTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CLASS A</n1:titleOfClass>
<n1:cusip>36164V305</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GCI LIBERTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CLASS A</n1:titleOfClass>
<n1:cusip>36164V305</n1:cusip>
<n1:value>576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GCI LIBERTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CLASS A</n1:titleOfClass>
<n1:cusip>36164V305</n1:cusip>
<n1:value>27906</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>392380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>249478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>142902</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GCI LIBERTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CLASS A</n1:titleOfClass>
<n1:cusip>36164V305</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>368736104</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>368736104</n1:cusip>
<n1:value>699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>368736104</n1:cusip>
<n1:value>227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>2767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>25713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4546</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>1784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10268</n1:Sole>
<n1:Shared>1650</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL DYNAMICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369550108</n1:cusip>
<n1:value>16509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1351</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369604103</n1:cusip>
<n1:value>336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369604103</n1:cusip>
<n1:value>2449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>358503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7081</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369604103</n1:cusip>
<n1:value>656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47635</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369604103</n1:cusip>
<n1:value>4746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>694827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>443737</n1:Sole>
<n1:Shared>244590</n1:Shared>
<n1:None>6500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369604103</n1:cusip>
<n1:value>7506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1098974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1094529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4445</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL ELECTRIC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>369604103</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>11581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185035</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2820</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>9693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143911</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13319</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>5053</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10775</n1:Sole>
<n1:Shared>70182</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>1281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>370334104</n1:cusip>
<n1:value>17173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>277930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>620</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>4518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>993</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>4652</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14610</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENERAL MTRS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37045V100</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENMAB A/S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>372303206</n1:cusip>
<n1:value>510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>409</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENMAB A/S</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>372303206</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>3778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>471</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>1523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41701</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41701</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENPACT LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G3922B107</n1:cusip>
<n1:value>388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15302</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>325</n1:Sole>
<n1:Shared>4500</n1:Shared>
<n1:None>130</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>25732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>998533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>583656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>414877</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>1631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>257</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENTEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>371901109</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>60244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>692774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>431154</n1:Sole>
<n1:Shared>261620</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>4288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>241</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>647</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>647</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>79339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>912360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>903413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8947</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENUINE PARTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>372460105</n1:cusip>
<n1:value>11511</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENWORTH FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>37247D106</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENWORTH FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>37247D106</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENWORTH FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>37247D106</n1:cusip>
<n1:value>374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GENWORTH FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>37247D106</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GEO GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36162J106</n1:cusip>
<n1:value>222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>604</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GERDAU SA</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>373737105</n1:cusip>
<n1:value>121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GERDAU SA</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>373737105</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GERON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374163103</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GETTY RLTY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374297109</n1:cusip>
<n1:value>1425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GETTY RLTY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374297109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GETTY RLTY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374297109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GETTY RLTY CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374297109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GIBRALTAR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374689107</n1:cusip>
<n1:value>3471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GIBRALTAR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374689107</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GIBRALTAR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374689107</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GIBRALTAR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>374689107</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>1604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17319</n1:Sole>
<n1:Shared>3431</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>19308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>247489</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3465</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>6450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>19157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>248984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246442</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2542</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GILEAD SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>375558103</n1:cusip>
<n1:value>26640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>346240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>345986</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>254</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2069</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>13055</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>369940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>369940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLACIER BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37637Q105</n1:cusip>
<n1:value>1914</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLADSTONE INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>376546107</n1:cusip>
<n1:value>159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLADSTONE INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>376546107</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAUKOS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>377322102</n1:cusip>
<n1:value>742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAXOSMITHKLINE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W105</n1:cusip>
<n1:value>812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19371</n1:Sole>
<n1:Shared>530</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAXOSMITHKLINE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W105</n1:cusip>
<n1:value>16389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>401779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>399774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2005</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAXOSMITHKLINE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W105</n1:cusip>
<n1:value>360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAXOSMITHKLINE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W105</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1133</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAXOSMITHKLINE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W105</n1:cusip>
<n1:value>14065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>344820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>336153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8667</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLAXOSMITHKLINE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>37733W105</n1:cusip>
<n1:value>2670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65466</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65466</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL MED REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>37954A204</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL MED REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>37954A204</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19639</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL MED REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>37954A204</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1284</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL MED REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>37954A204</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>9235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54446</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54202</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>244</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>7129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42032</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2092</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>6882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL PMTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37940X102</n1:cusip>
<n1:value>30226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6642</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>171558</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 CATHOLIC</n1:titleOfClass>
<n1:cusip>37954Y889</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>RBTCS ARTFL INTE</n1:titleOfClass>
<n1:cusip>37954Y715</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>RBTCS ARTFL INTE</n1:titleOfClass>
<n1:cusip>37954Y715</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>RBTCS ARTFL INTE</n1:titleOfClass>
<n1:cusip>37954Y715</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>604</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>US INFR DEV ETF</n1:titleOfClass>
<n1:cusip>37954Y673</n1:cusip>
<n1:value>1501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLOBX SUPDV US</n1:titleOfClass>
<n1:cusip>37950E291</n1:cusip>
<n1:value>333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLOBX SUPDV US</n1:titleOfClass>
<n1:cusip>37950E291</n1:cusip>
<n1:value>826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55072</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55072</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>GLB X SUPERDIV</n1:titleOfClass>
<n1:cusip>37950E549</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>US INFR DEV ETF</n1:titleOfClass>
<n1:cusip>37954Y673</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBAL X FDS</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 COVER</n1:titleOfClass>
<n1:cusip>37954Y483</n1:cusip>
<n1:value>2389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4649</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBANT S A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>L44385109</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBANT S A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>L44385109</n1:cusip>
<n1:value>921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBANT S A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>L44385109</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37959E102</n1:cusip>
<n1:value>3163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>990</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37959E102</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1820</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37959E102</n1:cusip>
<n1:value>1153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37959E102</n1:cusip>
<n1:value>1912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6993</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBE LIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>37959E102</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBUS MED INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>379577208</n1:cusip>
<n1:value>2924</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBUS MED INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>379577208</n1:cusip>
<n1:value>293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>285</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GLOBUS MED INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>379577208</n1:cusip>
<n1:value>127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2669</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36251C103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GMS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>36251C103</n1:cusip>
<n1:value>396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GODADDY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>380237107</n1:cusip>
<n1:value>583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GODADDY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>380237107</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GODADDY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>380237107</n1:cusip>
<n1:value>174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2296</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GODADDY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>380237107</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>983</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLD FIELDS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>38059T106</n1:cusip>
<n1:value>377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS BDC INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.500% 4/0</n1:titleOfClass>
<n1:cusip>38147UAB3</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA INT</n1:titleOfClass>
<n1:cusip>381430107</n1:cusip>
<n1:value>121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA INT</n1:titleOfClass>
<n1:cusip>381430107</n1:cusip>
<n1:value>1768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1187</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US LG</n1:titleOfClass>
<n1:cusip>381430503</n1:cusip>
<n1:value>995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US</n1:titleOfClass>
<n1:cusip>381430602</n1:cusip>
<n1:value>1277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>701</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US LG</n1:titleOfClass>
<n1:cusip>381430503</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US LG</n1:titleOfClass>
<n1:cusip>381430503</n1:cusip>
<n1:value>50443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>805792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>803674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2119</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA US LG</n1:titleOfClass>
<n1:cusip>381430503</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACCESS INFLATI</n1:titleOfClass>
<n1:cusip>381430362</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NEW AGE CONSU</n1:titleOfClass>
<n1:cusip>381430255</n1:cusip>
<n1:value>290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA EME</n1:titleOfClass>
<n1:cusip>381430206</n1:cusip>
<n1:value>1875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61718</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVEBETA EME</n1:titleOfClass>
<n1:cusip>381430206</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38141G104</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38141G104</n1:cusip>
<n1:value>1966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3910</n1:Sole>
<n1:Shared>5941</n1:Shared>
<n1:None>99</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38141G104</n1:cusip>
<n1:value>14640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>671</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38141G104</n1:cusip>
<n1:value>1231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38141G104</n1:cusip>
<n1:value>25381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109852</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18583</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOLDMAN SACHS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38141G104</n1:cusip>
<n1:value>70825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>358389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>358046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>343</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>382550101</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>382550101</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1277</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOOSEHEAD INS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>38267D109</n1:cusip>
<n1:value>133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOOSEHEAD INS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>38267D109</n1:cusip>
<n1:value>238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GOOSEHEAD INS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>38267D109</n1:cusip>
<n1:value>143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRACO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384109104</n1:cusip>
<n1:value>285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRACO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384109104</n1:cusip>
<n1:value>2812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58587</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRACO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384109104</n1:cusip>
<n1:value>1227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRACO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384109104</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAFTECH INTL LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384313508</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAFTECH INTL LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384313508</n1:cusip>
<n1:value>191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23972</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23972</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAFTECH INTL LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384313508</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAHAM HLDGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>384637104</n1:cusip>
<n1:value>1213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAHAM HLDGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>384637104</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAHAM HLDGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL B</n1:titleOfClass>
<n1:cusip>384637104</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>1065</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>12786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>161</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>3542</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4049</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAINGER W W INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>384802104</n1:cusip>
<n1:value>323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38526M106</n1:cusip>
<n1:value>2019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1515</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38526M106</n1:cusip>
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<n1:sshPrnamt>4936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4936</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23737</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAND CANYON ED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>38526M106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1550</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>GRANITE PT MTG TR INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  6.375%10/0</n1:titleOfClass>
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<n1:sshPrnamt>13000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRANITESHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HIPS US HIGH INC</n1:titleOfClass>
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<n1:sshPrnamt>43814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43814</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRANITESHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>XOUT US LRG CP</n1:titleOfClass>
<n1:cusip>38747R603</n1:cusip>
<n1:value>1790</n1:value>
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<n1:sshPrnamt>61400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3003</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAPHIC PACKAGING HLDG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>2124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2124</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAPHIC PACKAGING HLDG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>388689101</n1:cusip>
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<n1:sshPrnamt>4681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAPHIC PACKAGING HLDG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>10722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10722</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAPHIC PACKAGING HLDG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>388689101</n1:cusip>
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<n1:sshPrnamt>162833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>162833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRAY TELEVISION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>21649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREAT LAKES DREDGE &amp; DOCK CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREAT SOUTHN BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>390905107</n1:cusip>
<n1:value>314</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREAT WESTN BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>88064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88064</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREAT WESTN BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>391416104</n1:cusip>
<n1:value>1</n1:value>
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<n1:sshPrnamt>92</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREIF INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:sshPrnamt>17127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
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<n1:Sole>17127</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GREIF INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:sshPrnamt>9281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Sole>9281</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GROWGENERATION CORP</n1:nameOfIssuer>
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<n1:sshPrnamt>14750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14750</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GROWGENERATION CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>39986L109</n1:cusip>
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<n1:sshPrnamt>7100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7100</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GRUPO FINANCIERO GALICIA S.A</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
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<n1:sshPrnamt>20000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20000</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUARDANT HEALTH INC</n1:nameOfIssuer>
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<n1:sshPrnamt>6155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUARDANT HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>213</n1:value>
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<n1:sshPrnamt>2630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2630</n1:Sole>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUARDANT HEALTH INC</n1:nameOfIssuer>
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<n1:sshPrnamt>5120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5120</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUARDANT HEALTH INC</n1:nameOfIssuer>
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<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>GUGGENHEIM CR ALLOCATION FD</n1:nameOfIssuer>
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<n1:sshPrnamt>15351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
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<n1:Sole>15351</n1:Sole>
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<n1:infoTable>
<n1:nameOfIssuer>GUGGENHEIM ENHANCED EQUITY I</n1:nameOfIssuer>
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<n1:sshPrnamt>58755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:Sole>58655</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUGGENHEIM STRATEGIC OPPORTU</n1:nameOfIssuer>
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<n1:sshPrnamt>3027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUGGENHEIM STRATEGIC OPPORTU</n1:nameOfIssuer>
<n1:titleOfClass>COM SBI</n1:titleOfClass>
<n1:cusip>40167F101</n1:cusip>
<n1:value>1572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUGGENHEIM TAXABLE MUN MNGD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>401664107</n1:cusip>
<n1:value>283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUIDEWIRE SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40171V100</n1:cusip>
<n1:value>2102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUIDEWIRE SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40171V100</n1:cusip>
<n1:value>4071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>268</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUIDEWIRE SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40171V100</n1:cusip>
<n1:value>746</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GUIDEWIRE SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40171V100</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GW PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>36197T103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GW PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>36197T103</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GW PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>36197T103</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>GW PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADS</n1:titleOfClass>
<n1:cusip>36197T103</n1:cusip>
<n1:value>1565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12672</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>H &amp; E EQUIPMENT SERVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>404030108</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>H &amp; E EQUIPMENT SERVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>404030108</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>H &amp; E EQUIPMENT SERVICES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>404030108</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HACKETT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>404609109</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HACKETT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>404609109</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HACKETT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>404609109</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAIN CELESTIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>405217100</n1:cusip>
<n1:value>331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAIN CELESTIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>405217100</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAIN CELESTIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>405217100</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAIN CELESTIAL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>405217100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>597</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>772</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59479</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALLIBURTON CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>406216101</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HALOZYME THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40637H109</n1:cusip>
<n1:value>201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAMILTON LANE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>407497106</n1:cusip>
<n1:value>827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANCOCK JOHN FINL OPPTYS FD</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT NEW</n1:titleOfClass>
<n1:cusip>409735206</n1:cusip>
<n1:value>445</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>828</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANCOCK JOHN PFD INCOME FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>41021P103</n1:cusip>
<n1:value>185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11812</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANCOCK JOHN PREM DIVID FD</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>41013T105</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANCOCK JOHN PREM DIVID FD</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>41013T105</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANESBRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410345102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>337241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>331239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6002</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANESBRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410345102</n1:cusip>
<n1:value>429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38024</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38024</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANESBRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410345102</n1:cusip>
<n1:value>690</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60471</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>683</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANESBRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410345102</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>775</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANESBRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410345102</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANNON ARMSTRONG SUST INFR C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>41068X100</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANNON ARMSTRONG SUST INFR C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>41068X100</n1:cusip>
<n1:value>2020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>183</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANNON ARMSTRONG SUST INFR C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>41068X100</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>226</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANNON ARMSTRONG SUST INFR C</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.125% 9/0</n1:titleOfClass>
<n1:cusip>41068XAB6</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANNON ARMSTRONG SUST INFR C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>41068X100</n1:cusip>
<n1:value>242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>81</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>717</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>17629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>173980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HANOVER INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>410867105</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARLEY DAVIDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>412822108</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARLEY DAVIDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>412822108</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARLEY DAVIDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>412822108</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARLEY DAVIDSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>412822108</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>SHRT DURTN ETF</n1:titleOfClass>
<n1:cusip>41653L602</n1:cusip>
<n1:value>130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>MUN OPORTUNITE</n1:titleOfClass>
<n1:cusip>41653L503</n1:cusip>
<n1:value>3109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>892</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FDS EXCHANGE TRADED</n1:nameOfIssuer>
<n1:titleOfClass>SHRT DURTN ETF</n1:titleOfClass>
<n1:cusip>41653L602</n1:cusip>
<n1:value>4279</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105443</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>3608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>1035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3325</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HARTFORD FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>416515104</n1:cusip>
<n1:value>2315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60041</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10076</n1:Sole>
<n1:Shared>49965</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>1670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>2872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HASBRO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>418056107</n1:cusip>
<n1:value>315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAWAIIAN ELEC INDUSTRIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>419870100</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>731</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAWAIIAN ELEC INDUSTRIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>419870100</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HAWAIIAN ELEC INDUSTRIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>419870100</n1:cusip>
<n1:value>180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>68681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>707617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>652436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>55181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>9922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>556</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>6057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61948</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>455</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>98</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1007</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HCA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40412C101</n1:cusip>
<n1:value>114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HD SUPPLY HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40416M105</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HD SUPPLY HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40416M105</n1:cusip>
<n1:value>20856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>601912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>397007</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>204905</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HD SUPPLY HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40416M105</n1:cusip>
<n1:value>751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21657</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HD SUPPLY HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40416M105</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HD SUPPLY HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40416M105</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>1091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>65</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HDFC BANK LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>40415F101</n1:cusip>
<n1:value>1739</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHCARE TR AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A NEW</n1:titleOfClass>
<n1:cusip>42225P501</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHCARE TR AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A NEW</n1:titleOfClass>
<n1:cusip>42225P501</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHCARE TR AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A NEW</n1:titleOfClass>
<n1:cusip>42225P501</n1:cusip>
<n1:value>1392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHCARE TR AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A NEW</n1:titleOfClass>
<n1:cusip>42225P501</n1:cusip>
<n1:value>407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHEQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42226A107</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHEQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42226A107</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHEQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42226A107</n1:cusip>
<n1:value>199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHEQUITY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42226A107</n1:cusip>
<n1:value>283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>631</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2296</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>1009</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36295</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>314</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHPEAK PROPERTIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42250P103</n1:cusip>
<n1:value>143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHSTREAM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42222N103</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHSTREAM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42222N103</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEALTHSTREAM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42222N103</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>341</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>422806109</n1:cusip>
<n1:value>1038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>422806109</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2885</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2885</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>422806109</n1:cusip>
<n1:value>1303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>5459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66610</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>584</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>3354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9754</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEICO CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>422806208</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELEN OF TROY CORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G4388N106</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELEN OF TROY CORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G4388N106</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELEN OF TROY CORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G4388N106</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELEN OF TROY CORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G4388N106</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELEN OF TROY CORP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G4388N106</n1:cusip>
<n1:value>434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1870</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELIX ENERGY SOLUTIONS GRP I</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.250% 5/0</n1:titleOfClass>
<n1:cusip>42330PAH0</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELMERICH &amp; PAYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>423452101</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELMERICH &amp; PAYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>423452101</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10807</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELMERICH &amp; PAYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>423452101</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>355</n1:Sole>
<n1:Shared>1773</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HELMERICH &amp; PAYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>423452101</n1:cusip>
<n1:value>205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY JACK &amp; ASSOC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>426281101</n1:cusip>
<n1:value>1038</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5640</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY JACK &amp; ASSOC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>426281101</n1:cusip>
<n1:value>3003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY JACK &amp; ASSOC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>426281101</n1:cusip>
<n1:value>3726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY JACK &amp; ASSOC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>426281101</n1:cusip>
<n1:value>334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>1020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17472</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>472</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HENRY SCHEIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806407102</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERBALIFE NUTRITION LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>G4412G101</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERBALIFE NUTRITION LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>G4412G101</n1:cusip>
<n1:value>1957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERBALIFE NUTRITION LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>G4412G101</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERCULES CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427096508</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8766</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERCULES CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427096508</n1:cusip>
<n1:value>476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERCULES CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>DBCV  4.375% 2/0</n1:titleOfClass>
<n1:cusip>427096AF9</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERCULES CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427096508</n1:cusip>
<n1:value>175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16732</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16732</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERON THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427746102</n1:cusip>
<n1:value>312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERON THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427746102</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>306</n1:Sole>
<n1:Shared>1005</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>4215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32515</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1186</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERSHEY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>427866108</n1:cusip>
<n1:value>1231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>287</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HERTZ GLOBAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42806J106</n1:cusip>
<n1:value>212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESKA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM RESTRC NEW</n1:titleOfClass>
<n1:cusip>42805E306</n1:cusip>
<n1:value>201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42809H107</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42809H107</n1:cusip>
<n1:value>357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42809H107</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42809H107</n1:cusip>
<n1:value>104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HESS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42809H107</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>899</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89922</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>42824C109</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEXCEL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428291108</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1913</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEXCEL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428291108</n1:cusip>
<n1:value>438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>274</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEXCEL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428291108</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HEXCEL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428291108</n1:cusip>
<n1:value>2529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HI-CRUSH PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428337109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HI-CRUSH PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>428337109</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHLAND INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>HIGHLAND INCOME</n1:titleOfClass>
<n1:cusip>43010E404</n1:cusip>
<n1:value>711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHWOODS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431284108</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHWOODS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431284108</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HIGHWOODS PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431284108</n1:cusip>
<n1:value>17528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>469534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>469534</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILL ROM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431475102</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILL ROM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431475102</n1:cusip>
<n1:value>266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILL ROM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431475102</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILL ROM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431475102</n1:cusip>
<n1:value>3387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILL ROM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>431475102</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILLTOP HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>432748101</n1:cusip>
<n1:value>498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON GRAND VACATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43283X105</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON GRAND VACATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43283X105</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON GRAND VACATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43283X105</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>14779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84508</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43300A203</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HILTON WORLDWIDE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HMS HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HMS HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40425J101</n1:cusip>
<n1:value>356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HMS HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40425J101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HMS HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40425J101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLLYFRONTIER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLLYFRONTIER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436106108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5912</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLLYFRONTIER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436106108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLLYFRONTIER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436106108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>333</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLLYSYS AUTOMATION TCHNGY L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G45667105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436440101</n1:cusip>
<n1:value>70620</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1238956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1238650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>306</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1214</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOLOGIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>436440101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME BANCSHARES INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME BANCSHARES INC</n1:nameOfIssuer>
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<n1:sshPrnamt>390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>390</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME BANCSHARES INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME BANCSHARES INC</n1:nameOfIssuer>
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<n1:sshPrnamt>1789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1789</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
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<n1:sshPrnamt>1963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1963</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>592337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>567143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25194</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>324646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31664</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169541</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73559</n1:Sole>
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<n1:None>373</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOME DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>906602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>898959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7643</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>627181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>617188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9993</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>346071</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5568</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45377</n1:Sole>
<n1:Shared>11236</n1:Shared>
<n1:None>296</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>10193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HONEYWELL INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>438516106</n1:cusip>
<n1:value>63442</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>438775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>392550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOOKER FURNITURE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>439038100</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOOKER FURNITURE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>439038100</n1:cusip>
<n1:value>880</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOOKER FURNITURE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>439038100</n1:cusip>
<n1:value>939</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOPE BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43940T109</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOPE BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>43940T109</n1:cusip>
<n1:value>345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORACE MANN EDUCATORS CORP N</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440327104</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2893</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2893</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORACE MANN EDUCATORS CORP N</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440327104</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORACE MANN EDUCATORS CORP N</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440327104</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORACE MANN EDUCATORS CORP N</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440327104</n1:cusip>
<n1:value>285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7753</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7753</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORIZON THERAPEUTICS PUB LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G46188101</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3042</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORIZON THERAPEUTICS PUB LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G46188101</n1:cusip>
<n1:value>158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORIZON THERAPEUTICS PUB LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G46188101</n1:cusip>
<n1:value>449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>97</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORIZON THERAPEUTICS PUB LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G46188101</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>1107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>3991</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1708</n1:Sole>
<n1:Shared>1090</n1:Shared>
<n1:None>70</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HORMEL FOODS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>440452100</n1:cusip>
<n1:value>1697</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18813</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16344</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOST HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44107P104</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4911</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOST HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44107P104</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8480</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOST HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44107P104</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOST HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44107P104</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17399</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOSTESS BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>44109J106</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOSTESS BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>44109J106</n1:cusip>
<n1:value>397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOULIHAN LOKEY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>441593100</n1:cusip>
<n1:value>1702</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWARD BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>442496105</n1:cusip>
<n1:value>623</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7334</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>11666</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HOWMET AEROSPACE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443201108</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>2738</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>157064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>2134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122036</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>382</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>40434L105</n1:cusip>
<n1:value>3737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>214387</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1678</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>159</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HSBC HLDGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>404280406</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUB GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>443320106</n1:cusip>
<n1:value>139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2899</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUB GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>443320106</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUB GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>443320106</n1:cusip>
<n1:value>380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7949</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7949</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUB GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>443320106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBBELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443510607</n1:cusip>
<n1:value>3215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2546</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUBSPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>443573100</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUDSON PAC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444097109</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUDSON PAC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444097109</n1:cusip>
<n1:value>2944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUDSON PAC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444097109</n1:cusip>
<n1:value>1474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUDSON PAC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444097109</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>1887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>5466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14096</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>1706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4399</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUMANA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>444859102</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>417</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>790</n1:Sole>
<n1:Shared>2675</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>1497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>317</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>317</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNT J B TRANS SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>445658107</n1:cusip>
<n1:value>303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26965</n1:Sole>
<n1:Shared>597</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>6849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>758082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>757567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>515</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>1544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>5678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>628396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>611636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16761</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446150104</n1:cusip>
<n1:value>2119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234546</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON INGALLS INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446413106</n1:cusip>
<n1:value>189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON INGALLS INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446413106</n1:cusip>
<n1:value>139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON INGALLS INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446413106</n1:cusip>
<n1:value>2265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON INGALLS INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446413106</n1:cusip>
<n1:value>656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3761</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>HUNTINGTON INGALLS INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>446413106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IAA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>449253103</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IAA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>449253103</n1:cusip>
<n1:value>377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IAA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>449253103</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IAA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>449253103</n1:cusip>
<n1:value>579</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14986</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IAA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>449253103</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IBERIABANK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>450828108</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IBERIABANK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>450828108</n1:cusip>
<n1:value>5735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IBERIABANK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>450828108</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICF INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44925C103</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICF INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44925C103</n1:cusip>
<n1:value>115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9747</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>172</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>1321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>141998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>245</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICICI BANK LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>45104G104</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8535</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>2018</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>1735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>2532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICON PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G4705A100</n1:cusip>
<n1:value>1496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8881</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8881</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICU MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44930G107</n1:cusip>
<n1:value>297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICU MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44930G107</n1:cusip>
<n1:value>1699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ICU MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44930G107</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>471</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>721</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>7064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>270</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45167R104</n1:cusip>
<n1:value>785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4908</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>6787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>3892</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11789</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IDEXX LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45168D104</n1:cusip>
<n1:value>1152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IHS MARKIT LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G47567105</n1:cusip>
<n1:value>564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IHS MARKIT LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G47567105</n1:cusip>
<n1:value>3420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IHS MARKIT LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G47567105</n1:cusip>
<n1:value>1886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24986</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IHS MARKIT LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G47567105</n1:cusip>
<n1:value>2084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>11884</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>598</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>1097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3028</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>1244</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>6831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37561</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1508</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLINOIS TOOL WKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452308109</n1:cusip>
<n1:value>2094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11974</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE8/1</n1:titleOfClass>
<n1:cusip>452327AK5</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>5600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15086</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>1798</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4854</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>5203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>703</n1:Sole>
<n1:Shared>1</n1:Shared>
<n1:None>2</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500% 6/1</n1:titleOfClass>
<n1:cusip>452327AH2</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ILLUMINA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452327109</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMMUNOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45253H101</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMMUNOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45253H101</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>682</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMMUNOGEN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45253H101</n1:cusip>
<n1:value>530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMMUNOMEDICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452907108</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMMUNOMEDICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452907108</n1:cusip>
<n1:value>539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMMUNOMEDICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>452907108</n1:cusip>
<n1:value>3307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IMPINJ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>453204109</n1:cusip>
<n1:value>253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INCYTE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45337C102</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INCYTE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45337C102</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INCYTE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45337C102</n1:cusip>
<n1:value>8586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INCYTE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45337C102</n1:cusip>
<n1:value>109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186</n1:Sole>
<n1:Shared>859</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INCYTE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45337C102</n1:cusip>
<n1:value>758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENT BK GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45384B106</n1:cusip>
<n1:value>491</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEPENDENT BK GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45384B106</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEXIQ ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HEDGE MLTI ETF</n1:titleOfClass>
<n1:cusip>45409B107</n1:cusip>
<n1:value>3826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>678</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEXIQ ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HEDGE MLTI ETF</n1:titleOfClass>
<n1:cusip>45409B107</n1:cusip>
<n1:value>662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDEXIQ ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HEDGE MLTI ETF</n1:titleOfClass>
<n1:cusip>45409B107</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDIA GLOBALIZATION CAP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>45408X308</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDUSTRIAL LOGISTICS PPTYS T</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>456237106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INDUSTRIAL LOGISTICS PPTYS T</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>456237106</n1:cusip>
<n1:value>570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INFINERA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45667G103</n1:cusip>
<n1:value>818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>138105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ING GROEP N.V.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>456837103</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>7976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>283650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2734</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13693</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGERSOLL RAND INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45687V106</n1:cusip>
<n1:value>299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9226</n1:Sole>
<n1:Shared>1410</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGEVITY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45688C107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGEVITY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45688C107</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGEVITY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45688C107</n1:cusip>
<n1:value>170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGLES MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>457030104</n1:cusip>
<n1:value>138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGLES MKTS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>457030104</n1:cusip>
<n1:value>172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGREDION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457187102</n1:cusip>
<n1:value>166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGREDION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457187102</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>230</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGREDION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457187102</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INGREDION INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457187102</n1:cusip>
<n1:value>1599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>255</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATIVE INDL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45781V101</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATIVE INDL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45781V101</n1:cusip>
<n1:value>130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATIVE INDL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45781V101</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATIVE INDL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45781V101</n1:cusip>
<n1:value>1056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 POWER</n1:titleOfClass>
<n1:cusip>45782C417</n1:cusip>
<n1:value>824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ 100 PWR</n1:titleOfClass>
<n1:cusip>45782C466</n1:cusip>
<n1:value>1036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 POWER</n1:titleOfClass>
<n1:cusip>45782C573</n1:cusip>
<n1:value>667</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVATOR ETFS TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 PWRETF</n1:titleOfClass>
<n1:cusip>45782C797</n1:cusip>
<n1:value>374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVIVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45781M101</n1:cusip>
<n1:value>460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32883</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32883</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INNOVIVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45781M101</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INOVALON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45781D101</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INOVALON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45781D101</n1:cusip>
<n1:value>1007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INPHI CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.125%12/0</n1:titleOfClass>
<n1:cusip>45772FAB3</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INPHI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45772F107</n1:cusip>
<n1:value>256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INPHI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45772F107</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSEEGO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45782B104</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSEEGO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45782B104</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPIRE MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457730109</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPIRE MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457730109</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPIRE MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>457730109</n1:cusip>
<n1:value>115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSPIRED ENTMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45782N108</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSULET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45784P101</n1:cusip>
<n1:value>1487</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSULET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45784P101</n1:cusip>
<n1:value>2588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INSULET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45784P101</n1:cusip>
<n1:value>143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>978</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>978</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>2114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEGER HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45826H109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>28970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>484211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>484211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>71544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1195786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1049871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>145915</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>17895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>266557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32540</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>22185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>370793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149516</n1:Sole>
<n1:Shared>219877</n1:Shared>
<n1:None>1400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>106760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1784390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1716189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68201</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458140100</n1:cusip>
<n1:value>380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERACTIVE BROKERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45841N107</n1:cusip>
<n1:value>235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERACTIVE BROKERS GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>45841N107</n1:cusip>
<n1:value>560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>1873</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20451</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>12515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>263</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>45866F104</n1:cusip>
<n1:value>6813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>223</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERGROUP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>458685104</n1:cusip>
<n1:value>3152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118952</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>4087</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>23783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5199</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>4517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>40725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>337211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>334832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2379</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>9476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54917</n1:Sole>
<n1:Shared>23544</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL BUSINESS MACHS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459200101</n1:cusip>
<n1:value>110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>908</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>2435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>3728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>459506101</n1:cusip>
<n1:value>529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>103</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>217</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTERPUBLIC GROUP COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460690100</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>4724</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3228</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2976</n1:Sole>
<n1:Shared>3380</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>1558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTL PAPER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>460146103</n1:cusip>
<n1:value>1127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>61872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>208892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>208823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>69</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>17672</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>304</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2608</n1:Sole>
<n1:Shared>755</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>1469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUIT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461202103</n1:cusip>
<n1:value>17337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>368</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>4845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>137</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>1132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>684</n1:Sole>
<n1:Shared>1302</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>25855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INTUITIVE SURGICAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>46120E602</n1:cusip>
<n1:value>3720</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RETURN</n1:titleOfClass>
<n1:cusip>46090A804</n1:cusip>
<n1:value>1970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT DUR</n1:titleOfClass>
<n1:cusip>46090A887</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT DUR</n1:titleOfClass>
<n1:cusip>46090A887</n1:cusip>
<n1:value>1558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30885</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25072</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5813</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL RETURN</n1:titleOfClass>
<n1:cusip>46090A804</n1:cusip>
<n1:value>304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5317</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5317</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ACTIVELY MANAGED ETF</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 DOWNSID</n1:titleOfClass>
<n1:cusip>46090A705</n1:cusip>
<n1:value>3466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4377</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ADVANTAGE MUN INCOME</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>46132E103</n1:cusip>
<n1:value>528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO ADVANTAGE MUN INCOME</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>46132E103</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2957</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO CALIF MUN INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46132P108</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO CALIF MUN INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46132P108</n1:cusip>
<n1:value>536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB COMMDY INDX TRCK</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>46138B103</n1:cusip>
<n1:value>231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB COMMDY INDX TRCK</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>46138B103</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1640</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DB US DLR INDEX TR</n1:nameOfIssuer>
<n1:titleOfClass>BULLISH FD</n1:titleOfClass>
<n1:cusip>46141D203</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DYNAMIC CR OPPORTUNI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46132R104</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DYNAMIC CR OPPORTUNI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46132R104</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO DYNAMIC CR OPPORTUNI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46132R104</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>5919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>326991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>326952</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1966</n1:Sole>
<n1:Shared>5340</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>741</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>FNDMNTL HY CRP</n1:titleOfClass>
<n1:cusip>46138E719</n1:cusip>
<n1:value>11355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>627339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>627339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>KBW BK ETF</n1:titleOfClass>
<n1:cusip>46138E628</n1:cusip>
<n1:value>3816</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99817</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99817</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>KBW HIG DV YLD</n1:titleOfClass>
<n1:cusip>46138E610</n1:cusip>
<n1:value>152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>138</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>KBW HIG DV YLD</n1:titleOfClass>
<n1:cusip>46138E610</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NATL AMT MUNI</n1:titleOfClass>
<n1:cusip>46138E537</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NATL AMT MUNI</n1:titleOfClass>
<n1:cusip>46138E537</n1:cusip>
<n1:value>921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34676</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>NATL AMT MUNI</n1:titleOfClass>
<n1:cusip>46138E537</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>18971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1343565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1319720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23845</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>12008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>850447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>850447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>CEF INM COMPSI</n1:titleOfClass>
<n1:cusip>46138E404</n1:cusip>
<n1:value>353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>CEF INM COMPSI</n1:titleOfClass>
<n1:cusip>46138E404</n1:cusip>
<n1:value>204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 EX RAT</n1:titleOfClass>
<n1:cusip>46138E388</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5526</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 EX RAT</n1:titleOfClass>
<n1:cusip>46138E388</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 HDL VOL</n1:titleOfClass>
<n1:cusip>46138E362</n1:cusip>
<n1:value>14631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>444454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>443494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>959</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 HDL VOL</n1:titleOfClass>
<n1:cusip>46138E362</n1:cusip>
<n1:value>1557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 LOW VOL</n1:titleOfClass>
<n1:cusip>46138E354</n1:cusip>
<n1:value>472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8487</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 LOW VOL</n1:titleOfClass>
<n1:cusip>46138E354</n1:cusip>
<n1:value>25561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>514508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>506305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8203</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 LOW VOL</n1:titleOfClass>
<n1:cusip>46138E354</n1:cusip>
<n1:value>3753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MIDCP LOW</n1:titleOfClass>
<n1:cusip>46138E198</n1:cusip>
<n1:value>2257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>740</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MIDCP LOW</n1:titleOfClass>
<n1:cusip>46138E198</n1:cusip>
<n1:value>1163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>CHINA TECHNLGY</n1:titleOfClass>
<n1:cusip>46138E800</n1:cusip>
<n1:value>1239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19514</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>EMRNG MKT SVRG</n1:titleOfClass>
<n1:cusip>46138E784</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 LOW VOL</n1:titleOfClass>
<n1:cusip>46138E354</n1:cusip>
<n1:value>692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13926</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 HDL VOL</n1:titleOfClass>
<n1:cusip>46138E362</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 EX RAT</n1:titleOfClass>
<n1:cusip>46138E388</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>PFD ETF</n1:titleOfClass>
<n1:cusip>46138E511</n1:cusip>
<n1:value>225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>EMRNG MKT SVRG</n1:titleOfClass>
<n1:cusip>46138E784</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>EMRNG MKT SVRG</n1:titleOfClass>
<n1:cusip>46138E784</n1:cusip>
<n1:value>1555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRADED FD TR II</n1:nameOfIssuer>
<n1:titleOfClass>EMRNG MKT SVRG</n1:titleOfClass>
<n1:cusip>46138E784</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2022 CB</n1:titleOfClass>
<n1:cusip>46138J882</n1:cusip>
<n1:value>573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2022 CB</n1:titleOfClass>
<n1:cusip>46138J882</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2023 CB</n1:titleOfClass>
<n1:cusip>46138J866</n1:cusip>
<n1:value>380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2021 HY</n1:titleOfClass>
<n1:cusip>46138J809</n1:cusip>
<n1:value>2560</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112847</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2021 CB</n1:titleOfClass>
<n1:cusip>46138J700</n1:cusip>
<n1:value>613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>RUSL 1000 DYNM</n1:titleOfClass>
<n1:cusip>46138J619</n1:cusip>
<n1:value>2189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>RUSL 1000 DYNM</n1:titleOfClass>
<n1:cusip>46138J619</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2022 HY</n1:titleOfClass>
<n1:cusip>46138J874</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2020 HY</n1:titleOfClass>
<n1:cusip>46138J601</n1:cusip>
<n1:value>2733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2020 CB</n1:titleOfClass>
<n1:cusip>46138J502</n1:cusip>
<n1:value>443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2022 CB</n1:titleOfClass>
<n1:cusip>46138J882</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2022 HY</n1:titleOfClass>
<n1:cusip>46138J874</n1:cusip>
<n1:value>190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8503</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2023 CB</n1:titleOfClass>
<n1:cusip>46138J866</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2021 HY</n1:titleOfClass>
<n1:cusip>46138J809</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2021 CB</n1:titleOfClass>
<n1:cusip>46138J700</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2020 HY</n1:titleOfClass>
<n1:cusip>46138J601</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</n1:nameOfIssuer>
<n1:titleOfClass>BULSHS 2020 CB</n1:titleOfClass>
<n1:cusip>46138J502</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19365</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WATER RES ETF</n1:titleOfClass>
<n1:cusip>46137V142</n1:cusip>
<n1:value>1014</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27914</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WATER RES ETF</n1:titleOfClass>
<n1:cusip>46137V142</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WATER RES ETF</n1:titleOfClass>
<n1:cusip>46137V142</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3192</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3192</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 TOP 50</n1:titleOfClass>
<n1:cusip>46137V233</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 TOP 50</n1:titleOfClass>
<n1:cusip>46137V233</n1:cusip>
<n1:value>2839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>776</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 TOP 50</n1:titleOfClass>
<n1:cusip>46137V233</n1:cusip>
<n1:value>453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 QUALITY</n1:titleOfClass>
<n1:cusip>46137V241</n1:cusip>
<n1:value>3461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 QUALITY</n1:titleOfClass>
<n1:cusip>46137V241</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR VAL</n1:titleOfClass>
<n1:cusip>46137V258</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR VAL</n1:titleOfClass>
<n1:cusip>46137V258</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1487</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR GWT</n1:titleOfClass>
<n1:cusip>46137V266</n1:cusip>
<n1:value>65</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR GWT</n1:titleOfClass>
<n1:cusip>46137V266</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 PUR GWT</n1:titleOfClass>
<n1:cusip>46137V266</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL UTL</n1:titleOfClass>
<n1:cusip>46137V274</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL UTL</n1:titleOfClass>
<n1:cusip>46137V274</n1:cusip>
<n1:value>486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL TEC</n1:titleOfClass>
<n1:cusip>46137V282</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL TEC</n1:titleOfClass>
<n1:cusip>46137V282</n1:cusip>
<n1:value>297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>BUYBACK ACHIEV</n1:titleOfClass>
<n1:cusip>46137V308</n1:cusip>
<n1:value>407</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7095</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>BUYBACK ACHIEV</n1:titleOfClass>
<n1:cusip>46137V308</n1:cusip>
<n1:value>656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>BUYBACK ACHIEV</n1:titleOfClass>
<n1:cusip>46137V308</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL HLT</n1:titleOfClass>
<n1:cusip>46137V332</n1:cusip>
<n1:value>1249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5141</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>479</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL HLT</n1:titleOfClass>
<n1:cusip>46137V332</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>24530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>241057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>241057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>23077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>226777</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>216067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10710</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 EQL WGT</n1:titleOfClass>
<n1:cusip>46137V357</n1:cusip>
<n1:value>270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P500 BUY WRT</n1:titleOfClass>
<n1:cusip>46137V399</n1:cusip>
<n1:value>517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ INTERNT</n1:titleOfClass>
<n1:cusip>46137V530</n1:cusip>
<n1:value>1252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7058</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ INTERNT</n1:titleOfClass>
<n1:cusip>46137V530</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ INTERNT</n1:titleOfClass>
<n1:cusip>46137V530</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>INTL DIVI ACHI</n1:titleOfClass>
<n1:cusip>46137V548</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>INTL DIVI ACHI</n1:titleOfClass>
<n1:cusip>46137V548</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20544</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>HIG YLD EQ DIV</n1:titleOfClass>
<n1:cusip>46137V563</n1:cusip>
<n1:value>82</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>HIG YLD EQ DIV</n1:titleOfClass>
<n1:cusip>46137V563</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>HIG YLD EQ DIV</n1:titleOfClass>
<n1:cusip>46137V563</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>GBL LISTED PVT</n1:titleOfClass>
<n1:cusip>46137V589</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10740</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1627</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FTSE RAFI 1000</n1:titleOfClass>
<n1:cusip>46137V613</n1:cusip>
<n1:value>9023</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FTSE RAFI 1000</n1:titleOfClass>
<n1:cusip>46137V613</n1:cusip>
<n1:value>2781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25466</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>213</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FTSE RAFI 1000</n1:titleOfClass>
<n1:cusip>46137V613</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FINL PFD ETF</n1:titleOfClass>
<n1:cusip>46137V621</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5580</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>FINL PFD ETF</n1:titleOfClass>
<n1:cusip>46137V621</n1:cusip>
<n1:value>419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23382</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC SOFTWARE</n1:titleOfClass>
<n1:cusip>46137V639</n1:cusip>
<n1:value>1125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9803</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC SOFTWARE</n1:titleOfClass>
<n1:cusip>46137V639</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC SOFTWARE</n1:titleOfClass>
<n1:cusip>46137V639</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC SEMICNDT</n1:titleOfClass>
<n1:cusip>46137V647</n1:cusip>
<n1:value>1142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC SEMICNDT</n1:titleOfClass>
<n1:cusip>46137V647</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>491</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>491</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC SEMICNDT</n1:titleOfClass>
<n1:cusip>46137V647</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC PHRMCTLS</n1:titleOfClass>
<n1:cusip>46137V662</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC PHRMCTLS</n1:titleOfClass>
<n1:cusip>46137V662</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC LRG GWTH</n1:titleOfClass>
<n1:cusip>46137V746</n1:cusip>
<n1:value>2734</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49911</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49911</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC LRG GWTH</n1:titleOfClass>
<n1:cusip>46137V746</n1:cusip>
<n1:value>2611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>510</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DWA HEALTHCARE</n1:titleOfClass>
<n1:cusip>46137V852</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DWA HEALTHCARE</n1:titleOfClass>
<n1:cusip>46137V852</n1:cusip>
<n1:value>1211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9907</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEFN</n1:titleOfClass>
<n1:cusip>46137V100</n1:cusip>
<n1:value>1132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DYNMC BIOTECH</n1:titleOfClass>
<n1:cusip>46137V787</n1:cusip>
<n1:value>262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEFN</n1:titleOfClass>
<n1:cusip>46137V100</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1694</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEFN</n1:titleOfClass>
<n1:cusip>46137V100</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>1155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>WILDERHIL CLAN</n1:titleOfClass>
<n1:cusip>46137V134</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>5500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DWA TECHNOLOGY</n1:titleOfClass>
<n1:cusip>46137V811</n1:cusip>
<n1:value>1128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DWA TECHNOLOGY</n1:titleOfClass>
<n1:cusip>46137V811</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>475</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>475</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DWA MOMENTUM</n1:titleOfClass>
<n1:cusip>46137V837</n1:cusip>
<n1:value>82</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>DWA MOMENTUM</n1:titleOfClass>
<n1:cusip>46137V837</n1:cusip>
<n1:value>15715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>233321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7948</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>SR LN ETF</n1:titleOfClass>
<n1:cusip>46138G508</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1770</n1:Sole>
<n1:Shared>3533</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>SR LN ETF</n1:titleOfClass>
<n1:cusip>46138G508</n1:cusip>
<n1:value>2344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>219</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>SR LN ETF</n1:titleOfClass>
<n1:cusip>46138G508</n1:cusip>
<n1:value>4361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMLCP LOW</n1:titleOfClass>
<n1:cusip>46138G102</n1:cusip>
<n1:value>2121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61605</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1041</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SMLCP LOW</n1:titleOfClass>
<n1:cusip>46138G102</n1:cusip>
<n1:value>2944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P ULTRA DIVIDE</n1:titleOfClass>
<n1:cusip>46138G656</n1:cusip>
<n1:value>1067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>SR LN ETF</n1:titleOfClass>
<n1:cusip>46138G508</n1:cusip>
<n1:value>263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>VAR RATE PFD</n1:titleOfClass>
<n1:cusip>46138G870</n1:cusip>
<n1:value>1750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>203</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>TAXABLE MUN BD</n1:titleOfClass>
<n1:cusip>46138G805</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>TAXABLE MUN BD</n1:titleOfClass>
<n1:cusip>46138G805</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>TAXABLE MUN BD</n1:titleOfClass>
<n1:cusip>46138G805</n1:cusip>
<n1:value>185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5611</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>TAXABLE MUN BD</n1:titleOfClass>
<n1:cusip>46138G805</n1:cusip>
<n1:value>34439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1046455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1044074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2381</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>TAXABLE MUN BD</n1:titleOfClass>
<n1:cusip>46138G805</n1:cusip>
<n1:value>876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26610</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO EXCHANGE-TRADED FD T</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 REVENUE</n1:titleOfClass>
<n1:cusip>46138G698</n1:cusip>
<n1:value>305</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO HIGH INCOME 2023 TAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46135X108</n1:cusip>
<n1:value>330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>3049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>283350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8381</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>159</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>1601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>133169</n1:Sole>
<n1:Shared>15593</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G491BT108</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MORTGAGE CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131B100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>382</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MORTGAGE CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131B100</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MORTGAGE CAPITAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131B100</n1:cusip>
<n1:value>132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35252</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MUN TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131J103</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MUN TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131J103</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO MUN TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131J103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3425</n1:Sole>
<n1:Shared>225</n1:Shared>
<n1:None>385</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1515</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>24786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100107</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>164842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>665758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>665758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>110588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>446640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>433107</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13533</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO QQQ TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT SER 1</n1:titleOfClass>
<n1:cusip>46090E103</n1:cusip>
<n1:value>308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO SR INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131H107</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO TR INVT GRADE MUNS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131M106</n1:cusip>
<n1:value>321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESCO TR INVT GRADE MUNS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46131M106</n1:cusip>
<n1:value>174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTORS BANCORP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46146L101</n1:cusip>
<n1:value>428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTORS TITLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461804106</n1:cusip>
<n1:value>559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4606</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTORS TITLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461804106</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVESTORS TITLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>461804106</n1:cusip>
<n1:value>170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>1200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVITATION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46187W107</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2041</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2041</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVITATION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46187W107</n1:cusip>
<n1:value>2725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVITATION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46187W107</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>INVITATION HOMES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46187W107</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IONIS PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>462222100</n1:cusip>
<n1:value>520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8828</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IONIS PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>462222100</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IONIS PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>462222100</n1:cusip>
<n1:value>104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IPG PHOTONICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44980X109</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>327</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IPG PHOTONICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44980X109</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>579</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IPG PHOTONICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44980X109</n1:cusip>
<n1:value>776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IPG PHOTONICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>44980X109</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>2802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>22777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6769</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2709</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IQVIA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46266C105</n1:cusip>
<n1:value>98</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>520</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRIDIUM COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46269C102</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRIDIUM COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46269C102</n1:cusip>
<n1:value>415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRIDIUM COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46269C102</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>3082</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2490</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2054</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>IRON MTN INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46284V101</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>464285105</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1666</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TRUST</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>464285105</n1:cusip>
<n1:value>375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>464285105</n1:cusip>
<n1:value>1287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8790</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>464285105</n1:cusip>
<n1:value>13919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>819237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>819237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>464285105</n1:cusip>
<n1:value>13171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>775227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>767857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7370</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES GOLD TRUST</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>464285105</n1:cusip>
<n1:value>455</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25000</n1:Sole>
<n1:Shared>1800</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI EM ETF</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI EM ETF</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7525</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7525</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI EM ETF</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI EM ETF</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI EM ETF</n1:titleOfClass>
<n1:cusip>46434G863</n1:cusip>
<n1:value>1935</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60309</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI HONG KG ETF</n1:titleOfClass>
<n1:cusip>464286871</n1:cusip>
<n1:value>299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI HONG KG ETF</n1:titleOfClass>
<n1:cusip>464286871</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI HONG KG ETF</n1:titleOfClass>
<n1:cusip>464286871</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MEXICO ETF</n1:titleOfClass>
<n1:cusip>464286822</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MEXICO ETF</n1:titleOfClass>
<n1:cusip>464286822</n1:cusip>
<n1:value>191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MEXICO ETF</n1:titleOfClass>
<n1:cusip>464286822</n1:cusip>
<n1:value>1521</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI SPAIN ETF</n1:titleOfClass>
<n1:cusip>464286764</n1:cusip>
<n1:value>689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30668</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI SPAIN ETF</n1:titleOfClass>
<n1:cusip>464286764</n1:cusip>
<n1:value>1330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>7749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>141089</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>2319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>406</n1:Sole>
<n1:Shared>41810</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI JPN ETF NEW</n1:titleOfClass>
<n1:cusip>46434G822</n1:cusip>
<n1:value>1389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI SWITZERLAND</n1:titleOfClass>
<n1:cusip>464286749</n1:cusip>
<n1:value>939</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI SWITZERLAND</n1:titleOfClass>
<n1:cusip>464286749</n1:cusip>
<n1:value>1549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI PAC JP ETF</n1:titleOfClass>
<n1:cusip>464286665</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI PAC JP ETF</n1:titleOfClass>
<n1:cusip>464286665</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>435</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI PAC JP ETF</n1:titleOfClass>
<n1:cusip>464286665</n1:cusip>
<n1:value>293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI PAC JP ETF</n1:titleOfClass>
<n1:cusip>464286665</n1:cusip>
<n1:value>1232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30997</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EURZONE ETF</n1:titleOfClass>
<n1:cusip>464286608</n1:cusip>
<n1:value>712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EURZONE ETF</n1:titleOfClass>
<n1:cusip>464286608</n1:cusip>
<n1:value>234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>165</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EURZONE ETF</n1:titleOfClass>
<n1:cusip>464286608</n1:cusip>
<n1:value>1573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MIN VOL EMRG MKT</n1:titleOfClass>
<n1:cusip>464286533</n1:cusip>
<n1:value>534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10277</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MIN VOL EMRG MKT</n1:titleOfClass>
<n1:cusip>464286533</n1:cusip>
<n1:value>5623</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MIN VOL GBL ETF</n1:titleOfClass>
<n1:cusip>464286525</n1:cusip>
<n1:value>134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MIN VOL GBL ETF</n1:titleOfClass>
<n1:cusip>464286525</n1:cusip>
<n1:value>26784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>305828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>305795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MIN VOL GBL ETF</n1:titleOfClass>
<n1:cusip>464286525</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CDA ETF</n1:titleOfClass>
<n1:cusip>464286509</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>723</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CDA ETF</n1:titleOfClass>
<n1:cusip>464286509</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CDA ETF</n1:titleOfClass>
<n1:cusip>464286509</n1:cusip>
<n1:value>917</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EM ASIA ETF</n1:titleOfClass>
<n1:cusip>464286426</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EM ASIA ETF</n1:titleOfClass>
<n1:cusip>464286426</n1:cusip>
<n1:value>585</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8764</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI BRAZIL ETF</n1:titleOfClass>
<n1:cusip>464286400</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI BRAZIL ETF</n1:titleOfClass>
<n1:cusip>464286400</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>MSCI BRAZIL ETF</n1:titleOfClass>
<n1:cusip>464286400</n1:cusip>
<n1:value>120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>EM MKTS DIV ETF</n1:titleOfClass>
<n1:cusip>464286319</n1:cusip>
<n1:value>832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>EM MKTS DIV ETF</n1:titleOfClass>
<n1:cusip>464286319</n1:cusip>
<n1:value>2312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>JP MRGN EM HI BD</n1:titleOfClass>
<n1:cusip>464286285</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4981</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>JP MRG EM CRP BD</n1:titleOfClass>
<n1:cusip>464286251</n1:cusip>
<n1:value>659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>7007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120154</n1:Sole>
<n1:Shared>26735</n1:Shared>
<n1:None>317</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>119412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2508653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2488808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19845</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>3953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>53595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1125946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1116808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9138</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>59254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1244836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1244836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EMKT</n1:titleOfClass>
<n1:cusip>46434G103</n1:cusip>
<n1:value>409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES S&amp;P GSCI COMMODITY-</n1:nameOfIssuer>
<n1:titleOfClass>UNIT BEN INT</n1:titleOfClass>
<n1:cusip>46428R107</n1:cusip>
<n1:value>170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES SILVER TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>46428Q109</n1:cusip>
<n1:value>581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES SILVER TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>46428Q109</n1:cusip>
<n1:value>839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES SILVER TR</n1:nameOfIssuer>
<n1:titleOfClass>ISHARES</n1:titleOfClass>
<n1:cusip>46428Q109</n1:cusip>
<n1:value>2887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>169713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>8502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56060</n1:Sole>
<n1:Shared>49262</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TIPS BD ETF</n1:titleOfClass>
<n1:cusip>464287176</n1:cusip>
<n1:value>16039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TIPS BD ETF</n1:titleOfClass>
<n1:cusip>464287176</n1:cusip>
<n1:value>20711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165072</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3311</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TIPS BD ETF</n1:titleOfClass>
<n1:cusip>464287176</n1:cusip>
<n1:value>109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>TIPS BD ETF</n1:titleOfClass>
<n1:cusip>464287176</n1:cusip>
<n1:value>7054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CHINA LG-CAP ETF</n1:titleOfClass>
<n1:cusip>464287184</n1:cusip>
<n1:value>288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CHINA LG-CAP ETF</n1:titleOfClass>
<n1:cusip>464287184</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>464287184</n1:cusip>
<n1:value>258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR INVT GR CP</n1:titleOfClass>
<n1:cusip>46434V100</n1:cusip>
<n1:value>2688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPONENTIAL TECH</n1:titleOfClass>
<n1:cusip>46434V381</n1:cusip>
<n1:value>140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPONENTIAL TECH</n1:titleOfClass>
<n1:cusip>46434V381</n1:cusip>
<n1:value>270</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>957</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPONENTIAL TECH</n1:titleOfClass>
<n1:cusip>46434V381</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>2421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>4948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5YR HI YL CP</n1:titleOfClass>
<n1:cusip>46434V407</n1:cusip>
<n1:value>2789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS SEP2020</n1:titleOfClass>
<n1:cusip>46434V571</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS SEP2020</n1:titleOfClass>
<n1:cusip>46434V571</n1:cusip>
<n1:value>583</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE TOTAL USD</n1:titleOfClass>
<n1:cusip>46434V613</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE TOTAL USD</n1:titleOfClass>
<n1:cusip>46434V613</n1:cusip>
<n1:value>3629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE TOTAL USD</n1:titleOfClass>
<n1:cusip>46434V613</n1:cusip>
<n1:value>266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>48671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1294438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1294438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>9801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>260594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>79</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>58896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1566377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1564302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE DIV GRWTH</n1:titleOfClass>
<n1:cusip>46434V621</n1:cusip>
<n1:value>789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4399</n1:Sole>
<n1:Shared>16578</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL REIT ETF</n1:titleOfClass>
<n1:cusip>46434V647</n1:cusip>
<n1:value>1520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>473</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>926</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>3543</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI PAC</n1:titleOfClass>
<n1:cusip>46434V696</n1:cusip>
<n1:value>658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4819</n1:Sole>
<n1:Shared>7675</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>1905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>1085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>1536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35921</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2645</n1:Sole>
<n1:Shared>2244</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC20 ETF</n1:titleOfClass>
<n1:cusip>46434VAQ3</n1:cusip>
<n1:value>1372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC20 ETF</n1:titleOfClass>
<n1:cusip>46434VAQ3</n1:cusip>
<n1:value>5972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>235779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1077</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC23 ETF</n1:titleOfClass>
<n1:cusip>46434VAX8</n1:cusip>
<n1:value>1512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57660</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC23 ETF</n1:titleOfClass>
<n1:cusip>46434VAX8</n1:cusip>
<n1:value>391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC22 ETF</n1:titleOfClass>
<n1:cusip>46434VBA7</n1:cusip>
<n1:value>1365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC22 ETF</n1:titleOfClass>
<n1:cusip>46434VBA7</n1:cusip>
<n1:value>727</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC25 ETF</n1:titleOfClass>
<n1:cusip>46434VBD1</n1:cusip>
<n1:value>992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC25 ETF</n1:titleOfClass>
<n1:cusip>46434VBD1</n1:cusip>
<n1:value>1026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC24 ETF</n1:titleOfClass>
<n1:cusip>46434VBG4</n1:cusip>
<n1:value>1604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC24 ETF</n1:titleOfClass>
<n1:cusip>46434VBG4</n1:cusip>
<n1:value>12631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>479179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>468450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10729</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC21 ETF</n1:titleOfClass>
<n1:cusip>46434VBK5</n1:cusip>
<n1:value>1418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC21 ETF</n1:titleOfClass>
<n1:cusip>46434VBK5</n1:cusip>
<n1:value>24063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>956795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>937373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19421</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CONV BD ETF</n1:titleOfClass>
<n1:cusip>46435G102</n1:cusip>
<n1:value>246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWRE USD ETF</n1:titleOfClass>
<n1:cusip>46435G193</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG AWRE USD ETF</n1:titleOfClass>
<n1:cusip>46435G193</n1:cusip>
<n1:value>571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MORTGE REL ETF</n1:titleOfClass>
<n1:cusip>46435G342</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MORTGE REL ETF</n1:titleOfClass>
<n1:cusip>46435G342</n1:cusip>
<n1:value>590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>263</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MORTGE REL ETF</n1:titleOfClass>
<n1:cusip>46435G342</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI USA ETF</n1:titleOfClass>
<n1:cusip>46435G425</n1:cusip>
<n1:value>4494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI USA ETF</n1:titleOfClass>
<n1:cusip>46435G425</n1:cusip>
<n1:value>10962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3062</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI USA ETF</n1:titleOfClass>
<n1:cusip>46435G425</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBOXX HIG YLD EX</n1:titleOfClass>
<n1:cusip>46435G441</n1:cusip>
<n1:value>364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI EAFE</n1:titleOfClass>
<n1:cusip>46435G516</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI EAFE</n1:titleOfClass>
<n1:cusip>46435G516</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1563</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI EAFE</n1:titleOfClass>
<n1:cusip>46435G516</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ESG MSCI EAFE</n1:titleOfClass>
<n1:cusip>46435G516</n1:cusip>
<n1:value>226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3723</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL DIV GRWTH</n1:titleOfClass>
<n1:cusip>46435G524</n1:cusip>
<n1:value>2704</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52606</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>795</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE INTL AGGR</n1:titleOfClass>
<n1:cusip>46435G672</n1:cusip>
<n1:value>5773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103688</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC2022</n1:titleOfClass>
<n1:cusip>46435G755</n1:cusip>
<n1:value>288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC2026</n1:titleOfClass>
<n1:cusip>46435GAA0</n1:cusip>
<n1:value>501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBONDS DEC2026</n1:titleOfClass>
<n1:cusip>46435GAA0</n1:cusip>
<n1:value>19322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>724215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>706531</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17684</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CYBERSECURITY</n1:titleOfClass>
<n1:cusip>46435U135</n1:cusip>
<n1:value>236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7579</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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<n1:infoTable>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>464287234</n1:cusip>
<n1:value>820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMG MKT ETF</n1:titleOfClass>
<n1:cusip>464287234</n1:cusip>
<n1:value>5192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16980</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMG MKT ETF</n1:titleOfClass>
<n1:cusip>464287234</n1:cusip>
<n1:value>4049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMG MKT ETF</n1:titleOfClass>
<n1:cusip>464287234</n1:cusip>
<n1:value>88214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2205912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2180240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25672</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMG MKT ETF</n1:titleOfClass>
<n1:cusip>464287234</n1:cusip>
<n1:value>8016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200462</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196287</n1:Sole>
<n1:Shared>3873</n1:Shared>
<n1:None>302</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBOXX INV CP ETF</n1:titleOfClass>
<n1:cusip>464287242</n1:cusip>
<n1:value>53007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>394102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>394102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBOXX INV CP ETF</n1:titleOfClass>
<n1:cusip>464287242</n1:cusip>
<n1:value>41957</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>311951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1812</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBOXX INV CP ETF</n1:titleOfClass>
<n1:cusip>464287242</n1:cusip>
<n1:value>2642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7657</n1:Sole>
<n1:Shared>10978</n1:Shared>
<n1:None>1010</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBOXX INV CP ETF</n1:titleOfClass>
<n1:cusip>464287242</n1:cusip>
<n1:value>27644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205528</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205528</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL TECH ETF</n1:titleOfClass>
<n1:cusip>464287291</n1:cusip>
<n1:value>1302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5526</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL TECH ETF</n1:titleOfClass>
<n1:cusip>464287291</n1:cusip>
<n1:value>1556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 GRWT ETF</n1:titleOfClass>
<n1:cusip>464287309</n1:cusip>
<n1:value>43380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>209070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 GRWT ETF</n1:titleOfClass>
<n1:cusip>464287309</n1:cusip>
<n1:value>8808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41899</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>552</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 GRWT ETF</n1:titleOfClass>
<n1:cusip>464287309</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 GRWT ETF</n1:titleOfClass>
<n1:cusip>464287309</n1:cusip>
<n1:value>450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 GRWT ETF</n1:titleOfClass>
<n1:cusip>464287309</n1:cusip>
<n1:value>7316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL ENERG ETF</n1:titleOfClass>
<n1:cusip>464287341</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2745</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL ENERG ETF</n1:titleOfClass>
<n1:cusip>464287341</n1:cusip>
<n1:value>516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26417</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>NORTH AMERN NAT</n1:titleOfClass>
<n1:cusip>464287374</n1:cusip>
<n1:value>1529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70514</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>NORTH AMERN NAT</n1:titleOfClass>
<n1:cusip>464287374</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>NORTH AMERN NAT</n1:titleOfClass>
<n1:cusip>464287374</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 VAL ETF</n1:titleOfClass>
<n1:cusip>464287408</n1:cusip>
<n1:value>3125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 VAL ETF</n1:titleOfClass>
<n1:cusip>464287408</n1:cusip>
<n1:value>1008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>497</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 VAL ETF</n1:titleOfClass>
<n1:cusip>464287408</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 VAL ETF</n1:titleOfClass>
<n1:cusip>464287408</n1:cusip>
<n1:value>1948</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 VAL ETF</n1:titleOfClass>
<n1:cusip>464287408</n1:cusip>
<n1:value>196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>20 YR TR BD ETF</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>12686</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77387</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>20 YR TR BD ETF</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>9163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>20 YR TR BD ETF</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>12201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>BARCLAYS 7 10 YR</n1:titleOfClass>
<n1:cusip>464287440</n1:cusip>
<n1:value>6767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55526</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>BARCLAYS 7 10 YR</n1:titleOfClass>
<n1:cusip>464287440</n1:cusip>
<n1:value>31891</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>261684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>554</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>BARCLAYS 7 10 YR</n1:titleOfClass>
<n1:cusip>464287440</n1:cusip>
<n1:value>98107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>805013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>805013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>16762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>3178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>810</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>56843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>656314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>654694</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1620</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>2395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23953</n1:Sole>
<n1:Shared>3700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>42877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>704408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>704408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>7522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113089</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10489</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>12083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>198508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193876</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4632</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>29003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>476467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>413144</n1:Sole>
<n1:Shared>61743</n1:Shared>
<n1:None>1580</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>244498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4016727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3968453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48274</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>7170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93691</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93691</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>288794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3773607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3773607</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>3381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32372</n1:Sole>
<n1:Shared>11808</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>54984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>718457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>708375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10082</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>8334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>1810</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>12460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>4590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17669</n1:Sole>
<n1:Shared>11358</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>91735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>580162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>574854</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>15295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>285354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>285354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>1750</n1:value>
<n1:shrsOrPrnAmt>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
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<n1:sshPrnamt>264507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
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<n1:sshPrnamt>3882382</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>358299</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>161005</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>5072</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>93288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>966583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:None>8472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPANDED TECH</n1:titleOfClass>
<n1:cusip>464287515</n1:cusip>
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<n1:sshPrnamt>22064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPANDED TECH</n1:titleOfClass>
<n1:cusip>464287515</n1:cusip>
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<n1:sshPrnamt>13319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
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<n1:Sole>12975</n1:Sole>
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<n1:None>344</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPANDED TECH</n1:titleOfClass>
<n1:cusip>464287515</n1:cusip>
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<n1:sshPrnamt>487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>487</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PHLX SEMICND ETF</n1:titleOfClass>
<n1:cusip>464287523</n1:cusip>
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<n1:sshPrnamt>3082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>3082</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PHLX SEMICND ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
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<n1:Sole>257</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PHLX SEMICND ETF</n1:titleOfClass>
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<n1:sshPrnamt>286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>286</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPND TEC SC ETF</n1:titleOfClass>
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<n1:sshPrnamt>6717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPND TEC SC ETF</n1:titleOfClass>
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<n1:sshPrnamt>26215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:Sole>25834</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EXPND TEC SC ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ BIOTECH</n1:titleOfClass>
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<n1:sshPrnamt>49480</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>10715</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
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<n1:Sole>10566</n1:Sole>
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<n1:None>149</n1:None>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>NASDAQ BIOTECH</n1:titleOfClass>
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<n1:sshPrnamt>11406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COHEN STEER REIT</n1:titleOfClass>
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<n1:sshPrnamt>471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COHEN STEER REIT</n1:titleOfClass>
<n1:cusip>464287564</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
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<n1:Sole>3719</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COHEN STEER REIT</n1:titleOfClass>
<n1:cusip>464287564</n1:cusip>
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<n1:sshPrnamt>368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COHEN STEER REIT</n1:titleOfClass>
<n1:cusip>464287564</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL 100 ETF</n1:titleOfClass>
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<n1:sshPrnamt>2030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
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<n1:Sole>2030</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL 100 ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4608</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. CNSM SV ETF</n1:titleOfClass>
<n1:cusip>464287580</n1:cusip>
<n1:value>2556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11670</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. CNSM SV ETF</n1:titleOfClass>
<n1:cusip>464287580</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. CNSM SV ETF</n1:titleOfClass>
<n1:cusip>464287580</n1:cusip>
<n1:value>144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>66766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>592846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>592846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>2801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>2925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>118847</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1055288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1044807</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10481</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>14812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58163</n1:Sole>
<n1:Shared>73357</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>1209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>1205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>4221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18604</n1:Sole>
<n1:Shared>239</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400GR ETF</n1:titleOfClass>
<n1:cusip>464287606</n1:cusip>
<n1:value>53940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>237002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3778</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>106821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>556505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>556505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>6581</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>6178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>272288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1418538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1407914</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10624</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>31381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86158</n1:Sole>
<n1:Shared>77325</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>8823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>791</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>304</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>27695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>24058</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 ETF</n1:titleOfClass>
<n1:cusip>464287622</n1:cusip>
<n1:value>231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>325</n1:Sole>
<n1:Shared>572</n1:Shared>
<n1:None>450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>4104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6478</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>8273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>19666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1271</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287630</n1:cusip>
<n1:value>2843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5921</n1:Sole>
<n1:Shared>23251</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
<n1:value>22082</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106742</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106742</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:cusip>464287648</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>619283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>619283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4775</n1:Sole>
<n1:Shared>6594</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 2000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287648</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>720</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 2000 ETF</n1:titleOfClass>
<n1:cusip>464287655</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 2000 ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>271710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1211</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 2000 ETF</n1:titleOfClass>
<n1:cusip>464287655</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>333</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 2000 ETF</n1:titleOfClass>
<n1:cusip>464287655</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>596515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>591711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4804</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 2000 ETF</n1:titleOfClass>
<n1:cusip>464287655</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42460</n1:Sole>
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<n1:None>382</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US VLU</n1:titleOfClass>
<n1:cusip>464287663</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US VLU</n1:titleOfClass>
<n1:cusip>464287663</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US VLU</n1:titleOfClass>
<n1:cusip>464287663</n1:cusip>
<n1:value>194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US GWT</n1:titleOfClass>
<n1:cusip>464287671</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US GWT</n1:titleOfClass>
<n1:cusip>464287671</n1:cusip>
<n1:value>3776</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>651</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P US GWT</n1:titleOfClass>
<n1:cusip>464287671</n1:cusip>
<n1:value>292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 3000 ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2847</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2847</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 3000 ETF</n1:titleOfClass>
<n1:cusip>464287689</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>985</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 3000 ETF</n1:titleOfClass>
<n1:cusip>464287689</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSSELL 3000 ETF</n1:titleOfClass>
<n1:cusip>464287689</n1:cusip>
<n1:value>94927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>527195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>527195</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. UTILITS ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1537</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. UTILITS ETF</n1:titleOfClass>
<n1:cusip>464287697</n1:cusip>
<n1:value>1140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. UTILITS ETF</n1:titleOfClass>
<n1:cusip>464287697</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>455</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. UTILITS ETF</n1:titleOfClass>
<n1:cusip>464287697</n1:cusip>
<n1:value>257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1832</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400VL ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400VL ETF</n1:titleOfClass>
<n1:cusip>464287705</n1:cusip>
<n1:value>877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400VL ETF</n1:titleOfClass>
<n1:cusip>464287705</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>223772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2147</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MC 400VL ETF</n1:titleOfClass>
<n1:cusip>464287705</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US TELECOM ETF</n1:titleOfClass>
<n1:cusip>464287713</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3032</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3032</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:infoTable>
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<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8813</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SP SMCP600VL ETF</n1:titleOfClass>
<n1:cusip>464287879</n1:cusip>
<n1:value>550</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SP SMCP600VL ETF</n1:titleOfClass>
<n1:cusip>464287879</n1:cusip>
<n1:value>1794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14907</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SP SMCP600VL ETF</n1:titleOfClass>
<n1:cusip>464287879</n1:cusip>
<n1:value>21561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>179123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176972</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2151</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SML 600 GWT</n1:titleOfClass>
<n1:cusip>464287887</n1:cusip>
<n1:value>528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SML 600 GWT</n1:titleOfClass>
<n1:cusip>464287887</n1:cusip>
<n1:value>1250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SML 600 GWT</n1:titleOfClass>
<n1:cusip>464287887</n1:cusip>
<n1:value>18354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>978</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SML 600 GWT</n1:titleOfClass>
<n1:cusip>464287887</n1:cusip>
<n1:value>1613</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR LG-CP VL</n1:titleOfClass>
<n1:cusip>464288109</n1:cusip>
<n1:value>558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SHRT NAT MUN ETF</n1:titleOfClass>
<n1:cusip>464288158</n1:cusip>
<n1:value>132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SHRT NAT MUN ETF</n1:titleOfClass>
<n1:cusip>464288158</n1:cusip>
<n1:value>1660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SHRT NAT MUN ETF</n1:titleOfClass>
<n1:cusip>464288158</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SHRT NAT MUN ETF</n1:titleOfClass>
<n1:cusip>464288158</n1:cusip>
<n1:value>3843</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GL TIMB FORE ETF</n1:titleOfClass>
<n1:cusip>464288174</n1:cusip>
<n1:value>809</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14583</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI AC ASIA ETF</n1:titleOfClass>
<n1:cusip>464288182</n1:cusip>
<n1:value>461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6658</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6658</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI AC ASIA ETF</n1:titleOfClass>
<n1:cusip>464288182</n1:cusip>
<n1:value>14505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>209276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>424</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI AC ASIA ETF</n1:titleOfClass>
<n1:cusip>464288182</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MRGSTR MD CP ETF</n1:titleOfClass>
<n1:cusip>464288208</n1:cusip>
<n1:value>681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3691</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3691</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MRGSTR MD CP ETF</n1:titleOfClass>
<n1:cusip>464288208</n1:cusip>
<n1:value>573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GL CLEAN ENE ETF</n1:titleOfClass>
<n1:cusip>464288224</n1:cusip>
<n1:value>131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GL CLEAN ENE ETF</n1:titleOfClass>
<n1:cusip>464288224</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GL CLEAN ENE ETF</n1:titleOfClass>
<n1:cusip>464288224</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI EX US</n1:titleOfClass>
<n1:cusip>464288240</n1:cusip>
<n1:value>13969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>323048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>323048</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI ETF</n1:titleOfClass>
<n1:cusip>464288257</n1:cusip>
<n1:value>2337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI ETF</n1:titleOfClass>
<n1:cusip>464288257</n1:cusip>
<n1:value>310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI ETF</n1:titleOfClass>
<n1:cusip>464288257</n1:cusip>
<n1:value>172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2330</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI ETF</n1:titleOfClass>
<n1:cusip>464288257</n1:cusip>
<n1:value>13774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>186839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE SML CP ETF</n1:titleOfClass>
<n1:cusip>464288273</n1:cusip>
<n1:value>8653</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE SML CP ETF</n1:titleOfClass>
<n1:cusip>464288273</n1:cusip>
<n1:value>8481</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>157111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1060</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE SML CP ETF</n1:titleOfClass>
<n1:cusip>464288273</n1:cusip>
<n1:value>4031</n1:value>
<n1:shrsOrPrnAmt>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:votingAuthority>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>1219</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>24005</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>53078</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>207</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>85530</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>120260</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>303403</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>23748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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</n1:votingAuthority>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>17147</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>1397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>212081</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>110230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>1050</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>495034</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>59980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>2704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>232240</n1:sshPrnamt>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>13116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CRE U S REIT ETF</n1:titleOfClass>
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<n1:sshPrnamt>8209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>3218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>3973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>129208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MBS ETF</n1:titleOfClass>
<n1:cusip>464288588</n1:cusip>
<n1:value>97071</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>876888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>876888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MBS ETF</n1:titleOfClass>
<n1:cusip>464288588</n1:cusip>
<n1:value>28788</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>259613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>444</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MBS ETF</n1:titleOfClass>
<n1:cusip>464288588</n1:cusip>
<n1:value>1848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2752</n1:Sole>
<n1:Shared>13942</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MBS ETF</n1:titleOfClass>
<n1:cusip>464288588</n1:cusip>
<n1:value>45294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>409157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>407705</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1452</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INTRM GOV CR ETF</n1:titleOfClass>
<n1:cusip>464288612</n1:cusip>
<n1:value>124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INTRM GOV CR ETF</n1:titleOfClass>
<n1:cusip>464288612</n1:cusip>
<n1:value>2480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21071</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USD INV GRDE ETF</n1:titleOfClass>
<n1:cusip>464288620</n1:cusip>
<n1:value>69093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1143541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1143541</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USD INV GRDE ETF</n1:titleOfClass>
<n1:cusip>464288620</n1:cusip>
<n1:value>4455</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USD INV GRDE ETF</n1:titleOfClass>
<n1:cusip>464288620</n1:cusip>
<n1:value>876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5721</n1:Sole>
<n1:Shared>8779</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USD INV GRDE ETF</n1:titleOfClass>
<n1:cusip>464288620</n1:cusip>
<n1:value>31486</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>521117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>506895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14222</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INTRM TR CRP ETF</n1:titleOfClass>
<n1:cusip>464288638</n1:cusip>
<n1:value>15804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>261738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INTRM TR CRP ETF</n1:titleOfClass>
<n1:cusip>464288638</n1:cusip>
<n1:value>13225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>218789</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>242</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INTRM TR CRP ETF</n1:titleOfClass>
<n1:cusip>464288638</n1:cusip>
<n1:value>401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INTRM TR CRP ETF</n1:titleOfClass>
<n1:cusip>464288638</n1:cusip>
<n1:value>12922</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>210648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3360</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SH TR CRPORT ETF</n1:titleOfClass>
<n1:cusip>464288646</n1:cusip>
<n1:value>77179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1410687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1410687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SH TR CRPORT ETF</n1:titleOfClass>
<n1:cusip>464288646</n1:cusip>
<n1:value>42264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>772518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>771302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SH TR CRPORT ETF</n1:titleOfClass>
<n1:cusip>464288646</n1:cusip>
<n1:value>88599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1619438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1607045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12393</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SH TR CRPORT ETF</n1:titleOfClass>
<n1:cusip>464288646</n1:cusip>
<n1:value>1902</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19861</n1:Sole>
<n1:Shared>14565</n1:Shared>
<n1:None>333</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>10-20 YR TRS ETF</n1:titleOfClass>
<n1:cusip>464288653</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EURO</n1:titleOfClass>
<n1:cusip>46434V738</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>10-20 YR TRS ETF</n1:titleOfClass>
<n1:cusip>464288653</n1:cusip>
<n1:value>2317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE 1 5 YR USD</n1:titleOfClass>
<n1:cusip>46432F859</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MIN VOL ETF</n1:titleOfClass>
<n1:cusip>46429B697</n1:cusip>
<n1:value>243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MIN VOL EAFE ETF</n1:titleOfClass>
<n1:cusip>46429B689</n1:cusip>
<n1:value>199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>FLTG RATE NT ETF</n1:titleOfClass>
<n1:cusip>46429B655</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US TREAS BD ETF</n1:titleOfClass>
<n1:cusip>46429B267</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE GRWTH ETF</n1:titleOfClass>
<n1:cusip>464288885</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE VALUE ETF</n1:titleOfClass>
<n1:cusip>464288877</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SH TR CRPORT ETF</n1:titleOfClass>
<n1:cusip>464288646</n1:cusip>
<n1:value>345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL SEL DIV ETF</n1:titleOfClass>
<n1:cusip>464288448</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2635</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>NATIONAL MUN ETF</n1:titleOfClass>
<n1:cusip>464288414</n1:cusip>
<n1:value>378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>JPMORGAN USD EMG</n1:titleOfClass>
<n1:cusip>464288281</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE SML CP ETF</n1:titleOfClass>
<n1:cusip>464288273</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SP SMCP600VL ETF</n1:titleOfClass>
<n1:cusip>464287879</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P SCP ETF</n1:titleOfClass>
<n1:cusip>464287804</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. FIN SVC ETF</n1:titleOfClass>
<n1:cusip>464287770</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 GRW ETF</n1:titleOfClass>
<n1:cusip>464287614</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS 1000 VAL ETF</n1:titleOfClass>
<n1:cusip>464287598</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P MCP ETF</n1:titleOfClass>
<n1:cusip>464287507</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>663</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MID CAP ETF</n1:titleOfClass>
<n1:cusip>464287499</n1:cusip>
<n1:value>479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MD CP GR ETF</n1:titleOfClass>
<n1:cusip>464287481</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS MDCP VAL ETF</n1:titleOfClass>
<n1:cusip>464287473</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EAFE ETF</n1:titleOfClass>
<n1:cusip>464287465</n1:cusip>
<n1:value>380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>1 3 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464287457</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>20 YR TR BD ETF</n1:titleOfClass>
<n1:cusip>464287432</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>IBOXX INV CP ETF</n1:titleOfClass>
<n1:cusip>464287242</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>714</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI EMG MKT ETF</n1:titleOfClass>
<n1:cusip>464287234</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE US AGGBD ET</n1:titleOfClass>
<n1:cusip>464287226</n1:cusip>
<n1:value>886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P500 ETF</n1:titleOfClass>
<n1:cusip>464287200</n1:cusip>
<n1:value>174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>563</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>10-20 YR TRS ETF</n1:titleOfClass>
<n1:cusip>464288653</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>10-20 YR TRS ETF</n1:titleOfClass>
<n1:cusip>464288653</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>3 7 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464288661</n1:cusip>
<n1:value>15634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116963</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>3 7 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464288661</n1:cusip>
<n1:value>59462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>444841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>443782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1059</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>3 7 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464288661</n1:cusip>
<n1:value>1100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4530</n1:Sole>
<n1:Shared>3700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>3 7 YR TREAS BD</n1:titleOfClass>
<n1:cusip>464288661</n1:cusip>
<n1:value>41517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TREAS BD</n1:titleOfClass>
<n1:cusip>464288679</n1:cusip>
<n1:value>7808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TREAS BD</n1:titleOfClass>
<n1:cusip>464288679</n1:cusip>
<n1:value>29311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>264681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>257324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7357</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TREAS BD</n1:titleOfClass>
<n1:cusip>464288679</n1:cusip>
<n1:value>20430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1452</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TREAS BD</n1:titleOfClass>
<n1:cusip>464288679</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>250</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PFD AND INCM SEC</n1:titleOfClass>
<n1:cusip>464288687</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>922499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>922499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PFD AND INCM SEC</n1:titleOfClass>
<n1:cusip>464288687</n1:cusip>
<n1:value>8438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>242619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>982</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PFD AND INCM SEC</n1:titleOfClass>
<n1:cusip>464288687</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1847</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>PFD AND INCM SEC</n1:titleOfClass>
<n1:cusip>464288687</n1:cusip>
<n1:value>725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4382</n1:Sole>
<n1:Shared>16539</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLB CNSM STP ETF</n1:titleOfClass>
<n1:cusip>464288737</n1:cusip>
<n1:value>1719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33225</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLB CNSM STP ETF</n1:titleOfClass>
<n1:cusip>464288737</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GLB CNSM STP ETF</n1:titleOfClass>
<n1:cusip>464288737</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US HOME CONS ETF</n1:titleOfClass>
<n1:cusip>464288752</n1:cusip>
<n1:value>615</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US HOME CONS ETF</n1:titleOfClass>
<n1:cusip>464288752</n1:cusip>
<n1:value>2308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US HOME CONS ETF</n1:titleOfClass>
<n1:cusip>464288752</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US AER DEF ETF</n1:titleOfClass>
<n1:cusip>464288760</n1:cusip>
<n1:value>3569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21666</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US AER DEF ETF</n1:titleOfClass>
<n1:cusip>464288760</n1:cusip>
<n1:value>644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US AER DEF ETF</n1:titleOfClass>
<n1:cusip>464288760</n1:cusip>
<n1:value>2284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US REGNL BKS ETF</n1:titleOfClass>
<n1:cusip>464288778</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US REGNL BKS ETF</n1:titleOfClass>
<n1:cusip>464288778</n1:cusip>
<n1:value>200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>146</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US REGNL BKS ETF</n1:titleOfClass>
<n1:cusip>464288778</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US BR DEL SE ETF</n1:titleOfClass>
<n1:cusip>464288794</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3526</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US BR DEL SE ETF</n1:titleOfClass>
<n1:cusip>464288794</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>471</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA ESG SLC</n1:titleOfClass>
<n1:cusip>464288802</n1:cusip>
<n1:value>485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA ESG SLC</n1:titleOfClass>
<n1:cusip>464288802</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA ESG SLC</n1:titleOfClass>
<n1:cusip>464288802</n1:cusip>
<n1:value>153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>316</n1:Sole>
<n1:Shared>830</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA ESG SLC</n1:titleOfClass>
<n1:cusip>464288802</n1:cusip>
<n1:value>10119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>698</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. MED DVC ETF</n1:titleOfClass>
<n1:cusip>464288810</n1:cusip>
<n1:value>9945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37561</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. MED DVC ETF</n1:titleOfClass>
<n1:cusip>464288810</n1:cusip>
<n1:value>1363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. MED DVC ETF</n1:titleOfClass>
<n1:cusip>464288810</n1:cusip>
<n1:value>1447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US HLTHCR PR ETF</n1:titleOfClass>
<n1:cusip>464288828</n1:cusip>
<n1:value>753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US HLTHCR PR ETF</n1:titleOfClass>
<n1:cusip>464288828</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. PHARMA ETF</n1:titleOfClass>
<n1:cusip>464288836</n1:cusip>
<n1:value>591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. PHARMA ETF</n1:titleOfClass>
<n1:cusip>464288836</n1:cusip>
<n1:value>178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>U.S. PHARMA ETF</n1:titleOfClass>
<n1:cusip>464288836</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MICRO-CAP ETF</n1:titleOfClass>
<n1:cusip>464288869</n1:cusip>
<n1:value>237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2712</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MICRO-CAP ETF</n1:titleOfClass>
<n1:cusip>464288869</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>904</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE VALUE ETF</n1:titleOfClass>
<n1:cusip>464288877</n1:cusip>
<n1:value>640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16020</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE VALUE ETF</n1:titleOfClass>
<n1:cusip>464288877</n1:cusip>
<n1:value>1117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27946</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE VALUE ETF</n1:titleOfClass>
<n1:cusip>464288877</n1:cusip>
<n1:value>51333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1284285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1284285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE VALUE ETF</n1:titleOfClass>
<n1:cusip>464288877</n1:cusip>
<n1:value>30856</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>771971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>762361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9610</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE VALUE ETF</n1:titleOfClass>
<n1:cusip>464288877</n1:cusip>
<n1:value>1999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE GRWTH ETF</n1:titleOfClass>
<n1:cusip>464288885</n1:cusip>
<n1:value>4104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49378</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49378</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE GRWTH ETF</n1:titleOfClass>
<n1:cusip>464288885</n1:cusip>
<n1:value>8794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105813</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>211</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE GRWTH ETF</n1:titleOfClass>
<n1:cusip>464288885</n1:cusip>
<n1:value>74526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>896713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>896713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE GRWTH ETF</n1:titleOfClass>
<n1:cusip>464288885</n1:cusip>
<n1:value>1361</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2715</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EAFE GRWTH ETF</n1:titleOfClass>
<n1:cusip>464288885</n1:cusip>
<n1:value>20553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>247300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>244016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3284</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 VL ETF</n1:titleOfClass>
<n1:cusip>464289420</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 VL ETF</n1:titleOfClass>
<n1:cusip>464289420</n1:cusip>
<n1:value>1966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40256</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 VL ETF</n1:titleOfClass>
<n1:cusip>464289420</n1:cusip>
<n1:value>10117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>207191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1708</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 VL ETF</n1:titleOfClass>
<n1:cusip>464289420</n1:cusip>
<n1:value>872</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17864</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 GR ETF</n1:titleOfClass>
<n1:cusip>464289438</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 GR ETF</n1:titleOfClass>
<n1:cusip>464289438</n1:cusip>
<n1:value>3975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 GR ETF</n1:titleOfClass>
<n1:cusip>464289438</n1:cusip>
<n1:value>10830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 GR ETF</n1:titleOfClass>
<n1:cusip>464289438</n1:cusip>
<n1:value>1521</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TP200 GR ETF</n1:titleOfClass>
<n1:cusip>464289438</n1:cusip>
<n1:value>23297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>218502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>215695</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2807</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUS TOP 200 ETF</n1:titleOfClass>
<n1:cusip>464289446</n1:cusip>
<n1:value>5754</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77732</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77732</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>LNG TR CRPRT BD</n1:titleOfClass>
<n1:cusip>464289511</n1:cusip>
<n1:value>1664</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>LNG TR CRPRT BD</n1:titleOfClass>
<n1:cusip>464289511</n1:cusip>
<n1:value>984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14053</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>LNG TR CRPRT BD</n1:titleOfClass>
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<n1:sshPrnamt>2450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2450</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>GRWT ALLOCAT ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>310</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MODERT ALLOC ETF</n1:titleOfClass>
<n1:cusip>464289875</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 100 ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30513</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 100 ETF</n1:titleOfClass>
<n1:cusip>464287101</n1:cusip>
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<n1:sshPrnamt>1040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1040</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
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<n1:sshPrnamt>7123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7123</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR LG-CP GR</n1:titleOfClass>
<n1:cusip>464287119</n1:cusip>
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<n1:sshPrnamt>225</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL PFD STK ETF</n1:titleOfClass>
<n1:cusip>46429B135</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US TREAS BD ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10137823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10137823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US TREAS BD ETF</n1:titleOfClass>
<n1:cusip>46429B267</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>75</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US TREAS BD ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13986741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13932608</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>US TREAS BD ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>520837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246072</n1:Sole>
<n1:Shared>267092</n1:Shared>
<n1:None>7673</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>A RATE CP BD ETF</n1:titleOfClass>
<n1:cusip>46429B291</n1:cusip>
<n1:value>273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4719</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CMBS ETF</n1:titleOfClass>
<n1:cusip>46429B366</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CMBS ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3541</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>FLTG RATE NT ETF</n1:titleOfClass>
<n1:cusip>46429B655</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>23179</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>FLTG RATE NT ETF</n1:titleOfClass>
<n1:cusip>46429B655</n1:cusip>
<n1:value>5920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
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<n1:Sole>115913</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>FLTG RATE NT ETF</n1:titleOfClass>
<n1:cusip>46429B655</n1:cusip>
<n1:value>14952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>295543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>288097</n1:Sole>
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<n1:None>7446</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>FLTG RATE NT ETF</n1:titleOfClass>
<n1:cusip>46429B655</n1:cusip>
<n1:value>485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9590</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE HIGH DV ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33957</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE HIGH DV ETF</n1:titleOfClass>
<n1:cusip>46429B663</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57925</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54805</n1:Sole>
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<n1:None>3120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE HIGH DV ETF</n1:titleOfClass>
<n1:cusip>46429B663</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>375</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CHINA ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CHINA ETF</n1:titleOfClass>
<n1:cusip>46429B671</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI CHINA ETF</n1:titleOfClass>
<n1:cusip>46429B671</n1:cusip>
<n1:value>5673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86670</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MIN VOL EAFE ETF</n1:titleOfClass>
<n1:cusip>46429B689</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>249746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>249746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MIN VOL EAFE ETF</n1:titleOfClass>
<n1:cusip>46429B689</n1:cusip>
<n1:value>10933</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3070</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MIN VOL EAFE ETF</n1:titleOfClass>
<n1:cusip>46429B689</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MIN VOL ETF</n1:titleOfClass>
<n1:cusip>46429B697</n1:cusip>
<n1:value>11240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185384</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MIN VOL ETF</n1:titleOfClass>
<n1:cusip>46429B697</n1:cusip>
<n1:value>69419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1144962</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1128342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16620</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI MIN VOL ETF</n1:titleOfClass>
<n1:cusip>46429B697</n1:cusip>
<n1:value>15419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5 YR TIPS ETF</n1:titleOfClass>
<n1:cusip>46429B747</n1:cusip>
<n1:value>222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5 YR TIPS ETF</n1:titleOfClass>
<n1:cusip>46429B747</n1:cusip>
<n1:value>32204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>313786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>733</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5 YR TIPS ETF</n1:titleOfClass>
<n1:cusip>46429B747</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR LG-CP GR</n1:titleOfClass>
<n1:cusip>464287119</n1:cusip>
<n1:value>1097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P TTL STK</n1:titleOfClass>
<n1:cusip>464287150</n1:cusip>
<n1:value>3049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USA QUALITY FCTR</n1:titleOfClass>
<n1:cusip>46432F339</n1:cusip>
<n1:value>144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USA QUALITY FCTR</n1:titleOfClass>
<n1:cusip>46432F339</n1:cusip>
<n1:value>7381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76855</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USA QUALITY FCTR</n1:titleOfClass>
<n1:cusip>46432F339</n1:cusip>
<n1:value>752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USA SIZE FACTOR</n1:titleOfClass>
<n1:cusip>46432F370</n1:cusip>
<n1:value>7636</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EDGE MSCI USA VL</n1:titleOfClass>
<n1:cusip>46432F388</n1:cusip>
<n1:value>1301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>EDGE MSCI USA VL</n1:titleOfClass>
<n1:cusip>46432F388</n1:cusip>
<n1:value>1158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USA MOMENTUM FCT</n1:titleOfClass>
<n1:cusip>46432F396</n1:cusip>
<n1:value>2671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USA MOMENTUM FCT</n1:titleOfClass>
<n1:cusip>46432F396</n1:cusip>
<n1:value>41128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>313951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>312325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1626</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>USA MOMENTUM FCT</n1:titleOfClass>
<n1:cusip>46432F396</n1:cusip>
<n1:value>1737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI TOTAL</n1:titleOfClass>
<n1:cusip>46432F834</n1:cusip>
<n1:value>405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI TOTAL</n1:titleOfClass>
<n1:cusip>46432F834</n1:cusip>
<n1:value>157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>90984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1591743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1591743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>94597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1654958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1643055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11903</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>9075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47817</n1:Sole>
<n1:Shared>110950</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE MSCI EAFE</n1:titleOfClass>
<n1:cusip>46432F842</n1:cusip>
<n1:value>173448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3034426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3022615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11811</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE 1 5 YR USD</n1:titleOfClass>
<n1:cusip>46432F859</n1:cusip>
<n1:value>2670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>MRNGSTR INC ETF</n1:titleOfClass>
<n1:cusip>46432F875</n1:cusip>
<n1:value>264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P TTL STK</n1:titleOfClass>
<n1:cusip>464287150</n1:cusip>
<n1:value>5422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77904</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>183</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CORE S&amp;P TTL STK</n1:titleOfClass>
<n1:cusip>464287150</n1:cusip>
<n1:value>516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>43658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>540861</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>540861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>11405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17884</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>SELECT DIVID ETF</n1:titleOfClass>
<n1:cusip>464287168</n1:cusip>
<n1:value>74016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>916944</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>905706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11238</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SHT MAT BD ETF</n1:titleOfClass>
<n1:cusip>46431W507</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISHARES U S ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SHT MAT BD ETF</n1:titleOfClass>
<n1:cusip>46431W507</n1:cusip>
<n1:value>7618</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2625</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ISORAY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46489V104</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITAU UNIBANCO HLDG S A</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>465562106</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24817</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24817</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITAU UNIBANCO HLDG S A</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>465562106</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITAU UNIBANCO HLDG S A</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>465562106</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITAU UNIBANCO HLDG S A</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>465562106</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10379</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>356</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ITAU UNIBANCO HLDG S A</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR REP PFD</n1:titleOfClass>
<n1:cusip>465562106</n1:cusip>
<n1:value>1424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>303540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>303281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>259</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>CORE PLUS BD ETF</n1:titleOfClass>
<n1:cusip>46641Q670</n1:cusip>
<n1:value>537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT INC</n1:titleOfClass>
<n1:cusip>46641Q837</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT INC</n1:titleOfClass>
<n1:cusip>46641Q837</n1:cusip>
<n1:value>9186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>752</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>GLOBAL BD OPRT</n1:titleOfClass>
<n1:cusip>46641Q852</n1:cusip>
<n1:value>297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHRT INC</n1:titleOfClass>
<n1:cusip>46641Q837</n1:cusip>
<n1:value>3384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETBULD MSCI</n1:titleOfClass>
<n1:cusip>46641Q738</n1:cusip>
<n1:value>1469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20591</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETBULD MSCI</n1:titleOfClass>
<n1:cusip>46641Q738</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETBULD JAPAN</n1:titleOfClass>
<n1:cusip>46641Q712</n1:cusip>
<n1:value>12976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>565902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>565902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETBULD JAPAN</n1:titleOfClass>
<n1:cusip>46641Q712</n1:cusip>
<n1:value>1389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>201</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>BETBULD JAPAN</n1:titleOfClass>
<n1:cusip>46641Q712</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHT MUNCPL</n1:titleOfClass>
<n1:cusip>46641Q654</n1:cusip>
<n1:value>1024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20087</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>MUNICIPAL ETF</n1:titleOfClass>
<n1:cusip>46641Q647</n1:cusip>
<n1:value>1164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>DIV RTN EM EQT</n1:titleOfClass>
<n1:cusip>46641Q308</n1:cusip>
<n1:value>515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>DIV RTN INT EQ</n1:titleOfClass>
<n1:cusip>46641Q209</n1:cusip>
<n1:value>2569</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>115</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J P MORGAN EXCHANGE-TRADED F</n1:nameOfIssuer>
<n1:titleOfClass>DIV RTN INT EQ</n1:titleOfClass>
<n1:cusip>46641Q209</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J2 GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48123V102</n1:cusip>
<n1:value>719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5876</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5496</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J2 GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48123V102</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J2 GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48123V102</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J2 GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48123V102</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>J2 GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48123V102</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4285</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3253</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3253</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JABIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>466313103</n1:cusip>
<n1:value>129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS ENGR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>469814107</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS ENGR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>469814107</n1:cusip>
<n1:value>457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4580</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>804</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS ENGR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>469814107</n1:cusip>
<n1:value>31450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>370872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>137459</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS ENGR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>469814107</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>33</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JACOBS ENGR GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>469814107</n1:cusip>
<n1:value>297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>HENDRSN SHRT ETF</n1:titleOfClass>
<n1:cusip>47103U886</n1:cusip>
<n1:value>828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1071</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS DETROIT STR TR</n1:nameOfIssuer>
<n1:titleOfClass>HENDERSON MTG</n1:titleOfClass>
<n1:cusip>47103U852</n1:cusip>
<n1:value>15170</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>282548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>279258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3290</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS HENDERSON GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4474Y214</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2265</n1:Sole>
<n1:Shared>4719</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JANUS HENDERSON GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>ORD SHS</n1:titleOfClass>
<n1:cusip>G4474Y214</n1:cusip>
<n1:value>2085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>3200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2941</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JAZZ PHARMACEUTICALS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G50871105</n1:cusip>
<n1:value>415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3764</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JD.COM INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR CL A</n1:titleOfClass>
<n1:cusip>47215P106</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JD.COM INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR CL A</n1:titleOfClass>
<n1:cusip>47215P106</n1:cusip>
<n1:value>2503</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JD.COM INC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR CL A</n1:titleOfClass>
<n1:cusip>47215P106</n1:cusip>
<n1:value>313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JEFFERIES FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47233W109</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>372</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JEFFERIES FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47233W109</n1:cusip>
<n1:value>132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JEFFERIES FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47233W109</n1:cusip>
<n1:value>28527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1834527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1074249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>760278</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JEFFERIES FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47233W109</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>335</n1:Sole>
<n1:Shared>13054</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHN BEAN TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>477839104</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHN BEAN TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>477839104</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHN BEAN TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>477839104</n1:cusip>
<n1:value>149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1415</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHN HANCOCK HDG EQ &amp; INC FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>47804L102</n1:cusip>
<n1:value>242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>127483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>906514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>835001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71513</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>37975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270037</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>148001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1052418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1035373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17045</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>47823</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>213361</n1:Sole>
<n1:Shared>120341</n1:Shared>
<n1:None>6364</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4677</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4677</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON &amp; JOHNSON</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>478160104</n1:cusip>
<n1:value>113854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>809597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>761239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48358</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3748</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>95</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>3991</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1549</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JOHNSON CTLS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G51502105</n1:cusip>
<n1:value>5429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11950</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3089</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JONES LANG LASALLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48020Q107</n1:cusip>
<n1:value>497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3847</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>961</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>16506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>175487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85564</n1:Sole>
<n1:Shared>89643</n1:Shared>
<n1:None>280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>96329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1024127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1015331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8796</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>26211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31867</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>89698</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>953628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>861907</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>91721</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>29308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>311584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>311584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JPMORGAN CHASE &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>46625H100</n1:cusip>
<n1:value>527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUNIPER NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48203R104</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUNIPER NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48203R104</n1:cusip>
<n1:value>1027</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUNIPER NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48203R104</n1:cusip>
<n1:value>463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20032</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>225</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>JUNIPER NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48203R104</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2325</n1:Sole>
<n1:Shared>213</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>K12 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48273U102</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>483548103</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>483548103</n1:cusip>
<n1:value>582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KANSAS CITY SOUTHERN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>485170302</n1:cusip>
<n1:value>691</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4629</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KANSAS CITY SOUTHERN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>485170302</n1:cusip>
<n1:value>348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KANSAS CITY SOUTHERN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>485170302</n1:cusip>
<n1:value>535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1209</n1:Sole>
<n1:Shared>2375</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KANSAS CITY SOUTHERN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>485170302</n1:cusip>
<n1:value>805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KANSAS CITY SOUTHERN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>485170302</n1:cusip>
<n1:value>1024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KANSAS CITY SOUTHERN</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>485170302</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAR AUCTION SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48238T109</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAR AUCTION SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48238T109</n1:cusip>
<n1:value>684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49691</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAR AUCTION SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48238T109</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1855</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAR AUCTION SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48238T109</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6983</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAR AUCTION SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48238T109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAR AUCTION SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48238T109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAYNE ANDERSN MLP MIDS INVT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>486606106</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4382</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAYNE ANDERSN MLP MIDS INVT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>486606106</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAYNE ANDERSN MLP MIDS INVT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>486606106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KAYNE ANDERSN MLP MIDS INVT</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>486606106</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KB HOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48666K109</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KB HOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48666K109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KB HOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48666K109</n1:cusip>
<n1:value>475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15487</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLOGG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLOGG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>4629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1096</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLOGG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLOGG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7294</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLOGG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLOGG CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>487836108</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KELLY SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>488152208</n1:cusip>
<n1:value>319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20141</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEMPER CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>488401100</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEMPER CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>488401100</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEMPER CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>488401100</n1:cusip>
<n1:value>209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2886</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEMPER CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>488401100</n1:cusip>
<n1:value>2595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENNEDY-WILSON HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>489398107</n1:cusip>
<n1:value>2034</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2744</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KENNEDY-WILSON HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>489398107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEURIG DR PEPPER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49271V100</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>493267108</n1:cusip>
<n1:value>862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>512</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>493267108</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>493267108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>493267108</n1:cusip>
<n1:value>1610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>493267108</n1:cusip>
<n1:value>2507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155497</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50371</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>493267108</n1:cusip>
<n1:value>2027</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>166447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2042</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7692</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>2960</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11867</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KEYSIGHT TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49338L103</n1:cusip>
<n1:value>1378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBELL RTY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>49435R102</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBELL RTY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>49435R102</n1:cusip>
<n1:value>86</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>6365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45030</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>18525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15185</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>2769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>4002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19474</n1:Sole>
<n1:Shared>8776</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>24140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1467</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMBERLY CLARK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>494368103</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1269</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18394</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>890</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIMCO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49446R109</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2678</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>25153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1658096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1370670</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>287426</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>5865</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>386600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>386600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>4600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>303258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>303258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>2963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>195316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>195316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINDER MORGAN INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49456B101</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINSALE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49714P108</n1:cusip>
<n1:value>2137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINSALE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49714P108</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINSALE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49714P108</n1:cusip>
<n1:value>4124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>114</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KINSALE CAP GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49714P108</n1:cusip>
<n1:value>2251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14501</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIRBY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>497266106</n1:cusip>
<n1:value>258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIRBY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>497266106</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIRKLAND LAKE GOLD LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49741E100</n1:cusip>
<n1:value>436</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIRKLAND LAKE GOLD LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49741E100</n1:cusip>
<n1:value>309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KIRKLAND LAKE GOLD LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49741E100</n1:cusip>
<n1:value>1299</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KITE RLTY GROUP TR</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>49803T300</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KITE RLTY GROUP TR</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>49803T300</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KITE RLTY GROUP TR</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>49803T300</n1:cusip>
<n1:value>1731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48251W104</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48251W104</n1:cusip>
<n1:value>502</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48251W104</n1:cusip>
<n1:value>743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KKR &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48251W104</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>2073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10612</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>18294</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>164</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2359</n1:Sole>
<n1:Shared>2639</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>482480100</n1:cusip>
<n1:value>14897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLX ENERGY SERVICS HOLDNGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48253L106</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KLX ENERGY SERVICS HOLDNGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>48253L106</n1:cusip>
<n1:value>454</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>211014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>211014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNOWLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49926D109</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3878</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNOWLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49926D109</n1:cusip>
<n1:value>408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>832</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNOWLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49926D109</n1:cusip>
<n1:value>218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNOWLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49926D109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNOWLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49926D109</n1:cusip>
<n1:value>757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48032</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1563</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KNOWLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>49926D109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOHLS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500255104</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>763</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOHLS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500255104</n1:cusip>
<n1:value>161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOHLS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500255104</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOHLS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500255104</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112</n1:Sole>
<n1:Shared>708</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONINKLIJKE PHILIPS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REG SH NEW</n1:titleOfClass>
<n1:cusip>500472303</n1:cusip>
<n1:value>161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONINKLIJKE PHILIPS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REG SH NEW</n1:titleOfClass>
<n1:cusip>500472303</n1:cusip>
<n1:value>90</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONINKLIJKE PHILIPS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REG SH NEW</n1:titleOfClass>
<n1:cusip>500472303</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1371</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KONINKLIJKE PHILIPS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REG SH NEW</n1:titleOfClass>
<n1:cusip>500472303</n1:cusip>
<n1:value>300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>161</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KOSMOS ENERGY LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500688106</n1:cusip>
<n1:value>288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>173409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>2624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3837</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>6024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>1337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21965</n1:Sole>
<n1:Shared>19259</n1:Shared>
<n1:None>692</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRAFT HEINZ CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>500754106</n1:cusip>
<n1:value>3462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>244</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRANESHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CSI CHI INTERNET</n1:titleOfClass>
<n1:cusip>500767306</n1:cusip>
<n1:value>1123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18124</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRANESHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CSI CHI INTERNET</n1:titleOfClass>
<n1:cusip>500767306</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRANESHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>CSI CHI INTERNET</n1:titleOfClass>
<n1:cusip>500767306</n1:cusip>
<n1:value>1819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>20738</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>612643</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>607733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4910</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>1801</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>2510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>157</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KROGER CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501044101</n1:cusip>
<n1:value>5172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>152800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>152800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KRYSTAL BIOTECH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501147102</n1:cusip>
<n1:value>456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KURA ONCOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50127T109</n1:cusip>
<n1:value>268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>KURA ONCOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50127T109</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502431109</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502431109</n1:cusip>
<n1:value>2171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12793</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502431109</n1:cusip>
<n1:value>23411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34708</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502431109</n1:cusip>
<n1:value>4777</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4075</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502431109</n1:cusip>
<n1:value>10670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62885</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1135</n1:Sole>
<n1:Shared>61750</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>L3HARRIS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502431109</n1:cusip>
<n1:value>5828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>140</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LA Z BOY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>505336107</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LA Z BOY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>505336107</n1:cusip>
<n1:value>253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LA Z BOY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>505336107</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50540R409</n1:cusip>
<n1:value>120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>723</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50540R409</n1:cusip>
<n1:value>174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50540R409</n1:cusip>
<n1:value>682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50540R409</n1:cusip>
<n1:value>5419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50540R409</n1:cusip>
<n1:value>33318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72295</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LABORATORY CORP AMER HLDGS</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>50540R409</n1:cusip>
<n1:value>1963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>512807108</n1:cusip>
<n1:value>1556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>512807108</n1:cusip>
<n1:value>14962</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>512807108</n1:cusip>
<n1:value>5780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>512807108</n1:cusip>
<n1:value>17453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6609</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAM RESEARCH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>512807108</n1:cusip>
<n1:value>1171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>512816109</n1:cusip>
<n1:value>2078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1289</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>512816109</n1:cusip>
<n1:value>150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>512816109</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMAR ADVERTISING CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>512816109</n1:cusip>
<n1:value>423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6343</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8069</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333</n1:Sole>
<n1:Shared>1282</n1:Shared>
<n1:None>333</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1486</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11094</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAMB WESTON HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513272104</n1:cusip>
<n1:value>967</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANCASTER COLONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513847103</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANCASTER COLONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513847103</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANCASTER COLONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>513847103</n1:cusip>
<n1:value>3022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANDSTAR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>515098101</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANDSTAR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>515098101</n1:cusip>
<n1:value>1351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANDSTAR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>515098101</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANDSTAR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>515098101</n1:cusip>
<n1:value>337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LANNET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>516012101</n1:cusip>
<n1:value>343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>77</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>1205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAS VEGAS SANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>517834107</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE STRATEGIES TR</n1:nameOfIssuer>
<n1:titleOfClass>HARTFORD MLT ETF</n1:titleOfClass>
<n1:cusip>518416102</n1:cusip>
<n1:value>6659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>266098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LATTICE STRATEGIES TR</n1:nameOfIssuer>
<n1:titleOfClass>HARTFORD MLT ETF</n1:titleOfClass>
<n1:cusip>518416102</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>2205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11686</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>2198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>4525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LAUDER ESTEE COS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>518439104</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LCI INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50189K103</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LCI INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50189K103</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LCI INDS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50189K103</n1:cusip>
<n1:value>293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2548</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>2793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>521865204</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1174</n1:Sole>
<n1:Shared>735</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGACY HOUSING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>52472M101</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2486</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGACY HOUSING CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>52472M101</n1:cusip>
<n1:value>1546</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108712</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGG MASON ETF INVT TR</n1:nameOfIssuer>
<n1:titleOfClass>WESTN ASET TTL</n1:titleOfClass>
<n1:cusip>52468L810</n1:cusip>
<n1:value>3252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGG MASON ETF INVT TR</n1:nameOfIssuer>
<n1:titleOfClass>CLRBRG GWT ETF</n1:titleOfClass>
<n1:cusip>524682101</n1:cusip>
<n1:value>2513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGG MASON ETF INVT TR</n1:nameOfIssuer>
<n1:titleOfClass>CLRBRG GWT ETF</n1:titleOfClass>
<n1:cusip>524682101</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGG MASON ETF INVT TR</n1:nameOfIssuer>
<n1:titleOfClass>WESTN AST SHRT</n1:titleOfClass>
<n1:cusip>52468L786</n1:cusip>
<n1:value>1067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGGETT &amp; PLATT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>524660107</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGGETT &amp; PLATT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>524660107</n1:cusip>
<n1:value>3091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>167</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGGETT &amp; PLATT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>524660107</n1:cusip>
<n1:value>563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGGETT &amp; PLATT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>524660107</n1:cusip>
<n1:value>769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21865</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21865</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEGGETT &amp; PLATT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>524660107</n1:cusip>
<n1:value>184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>5246</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>18410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134918</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61618</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>1555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LEIDOS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>525327102</n1:cusip>
<n1:value>3091</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>498</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENDINGTREE INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>52603B107</n1:cusip>
<n1:value>276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>952</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>8036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>561</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>52472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>851548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>851333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>215</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>9991</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1678</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7986</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>526057104</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNOX INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>526107107</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNOX INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>526107107</n1:cusip>
<n1:value>1643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LENNOX INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>526107107</n1:cusip>
<n1:value>679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2913</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LHC GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50187A107</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LHC GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50187A107</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LHC GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50187A107</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ALL STAR EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>530158104</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ALL STAR EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>530158104</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ALL STAR EQUITY FD</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>530158104</n1:cusip>
<n1:value>301</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52660</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52660</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ALL-STAR GROWTH FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>529900102</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY ALL-STAR GROWTH FD I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>529900102</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY BROADBAND CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>530307305</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY BROADBAND CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>530307305</n1:cusip>
<n1:value>90</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY BROADBAND CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>530307305</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY BROADBAND CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM SER C</n1:titleOfClass>
<n1:cusip>530307305</n1:cusip>
<n1:value>377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY GLOBAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL C</n1:titleOfClass>
<n1:cusip>G5480U120</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY GLOBAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL C</n1:titleOfClass>
<n1:cusip>G5480U120</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY GLOBAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS CL C</n1:titleOfClass>
<n1:cusip>G5480U120</n1:cusip>
<n1:value>106</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4948</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.375%10/1</n1:titleOfClass>
<n1:cusip>531229AB8</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM C BRAVES GRP</n1:titleOfClass>
<n1:cusip>531229888</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM C BRAVES GRP</n1:titleOfClass>
<n1:cusip>531229888</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM C BRAVES GRP</n1:titleOfClass>
<n1:cusip>531229888</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM C SIRIUSXM</n1:titleOfClass>
<n1:cusip>531229607</n1:cusip>
<n1:value>345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM C SIRIUSXM</n1:titleOfClass>
<n1:cusip>531229607</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM C SIRIUSXM</n1:titleOfClass>
<n1:cusip>531229607</n1:cusip>
<n1:value>156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIBERTY MEDIA CORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM C SIRIUSXM</n1:titleOfClass>
<n1:cusip>531229607</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1084</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIFE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53223X107</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIFE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53223X107</n1:cusip>
<n1:value>1860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIFE STORAGE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53223X107</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIGAND PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>53220K504</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIGAND PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>53220K504</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIGAND PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>53220K504</n1:cusip>
<n1:value>222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1984</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIGAND PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>53220K504</n1:cusip>
<n1:value>332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1813</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIGAND PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>53220K504</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LILLY ELI &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>8831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53789</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5169</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LILLY ELI &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>13905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6457</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LILLY ELI &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>4963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LILLY ELI &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>5921</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18520</n1:Sole>
<n1:Shared>17479</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LILLY ELI &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LILLY ELI &amp; CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>532457108</n1:cusip>
<n1:value>18624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2578</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN ELEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>533900106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN ELEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>533900106</n1:cusip>
<n1:value>466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN ELEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>533900106</n1:cusip>
<n1:value>590</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN ELEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>533900106</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5741</n1:Sole>
<n1:Shared>932</n1:Shared>
<n1:None>4000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>5932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>3105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>580</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINCOLN NATL CORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>534187109</n1:cusip>
<n1:value>9224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167232</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>83478</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5494J103</n1:cusip>
<n1:value>1893</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3652</n1:Sole>
<n1:Shared>5260</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5494J103</n1:cusip>
<n1:value>297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5494J103</n1:cusip>
<n1:value>4589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21634</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5494J103</n1:cusip>
<n1:value>2313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5494J103</n1:cusip>
<n1:value>15687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73957</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>146</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LINDE PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5494J103</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIONS GATE ENTMNT CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A VTG</n1:titleOfClass>
<n1:cusip>535919401</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIONS GATE ENTMNT CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A VTG</n1:titleOfClass>
<n1:cusip>535919401</n1:cusip>
<n1:value>245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33126</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIA MTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>536797103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIA MTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>536797103</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIA MTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>536797103</n1:cusip>
<n1:value>3083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITHIA MTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>536797103</n1:cusip>
<n1:value>413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITTELFUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>537008104</n1:cusip>
<n1:value>441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2585</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITTELFUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>537008104</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LITTELFUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>537008104</n1:cusip>
<n1:value>425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3868</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>1537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>162</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVE NATION ENTERTAINMENT IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538034109</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53814L108</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53814L108</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53814L108</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVENT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>53814L108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVEPERSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538146101</n1:cusip>
<n1:value>320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVEPERSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538146101</n1:cusip>
<n1:value>210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LIVEPERSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>538146101</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LKQ CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501889208</n1:cusip>
<n1:value>415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LKQ CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501889208</n1:cusip>
<n1:value>255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LKQ CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>501889208</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>839</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LLOYDS BANKING GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>539439109</n1:cusip>
<n1:value>120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LLOYDS BANKING GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>539439109</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LLOYDS BANKING GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>539439109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LLOYDS BANKING GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>539439109</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35989</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LMP CAP &amp; INCOME FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50208A102</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>25255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1750</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>6382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>46617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16049</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>15246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOCKHEED MARTIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>539830109</n1:cusip>
<n1:value>4004</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7130</n1:Sole>
<n1:Shared>3781</n1:Shared>
<n1:None>60</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOEWS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>540424108</n1:cusip>
<n1:value>733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOEWS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>540424108</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>780</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOEWS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>540424108</n1:cusip>
<n1:value>257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>7200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOEWS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>540424108</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOGITECH INTL S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H50430232</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>818</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOGITECH INTL S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H50430232</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOGITECH INTL S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H50430232</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOUISIANA PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>546347105</n1:cusip>
<n1:value>132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2680</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOUISIANA PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>546347105</n1:cusip>
<n1:value>2468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>96230</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOUISIANA PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>546347105</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOUISIANA PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>546347105</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>12723</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>31043</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>229743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>226356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3387</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>8219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31864</n1:Sole>
<n1:Shared>28720</n1:Shared>
<n1:None>245</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>4501</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>84650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>626481</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>618161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8319</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LOWES COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>548661107</n1:cusip>
<n1:value>304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50212V100</n1:cusip>
<n1:value>261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50212V100</n1:cusip>
<n1:value>82</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50212V100</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50212V100</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1981</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LPL FINL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>50212V100</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LTC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502175102</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LTC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502175102</n1:cusip>
<n1:value>329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LTC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502175102</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LTC PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>502175102</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>347</n1:Sole>
<n1:Shared>34</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>5015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>73</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>5245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LULULEMON ATHLETICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550021109</n1:cusip>
<n1:value>5895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55024U109</n1:cusip>
<n1:value>685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5885</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55024U109</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55024U109</n1:cusip>
<n1:value>141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1736</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LUMENTUM HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55024U109</n1:cusip>
<n1:value>257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYDALL INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>550819106</n1:cusip>
<n1:value>1996</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>147220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>2252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67424</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>794</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>1074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32542</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYFT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55087P104</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>1904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12280</n1:Sole>
<n1:Shared>16656</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>2639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1963</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>4826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>974</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>LYONDELLBASELL INDUSTRIES N</n1:nameOfIssuer>
<n1:titleOfClass>SHS - A -</n1:titleOfClass>
<n1:cusip>N53745100</n1:cusip>
<n1:value>1356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20639</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>4171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>76</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M &amp; T BK CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55261F104</n1:cusip>
<n1:value>1331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>697</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M D C HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552676108</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M D C HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552676108</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5265</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>M D C HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552676108</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACERICH CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>554382101</n1:cusip>
<n1:value>385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42874</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42874</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACERICH CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>554382101</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACERICH CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>554382101</n1:cusip>
<n1:value>771</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACQUARIE INFRASTRUCTURE COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55608B105</n1:cusip>
<n1:value>633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACQUARIE INFRASTRUCTURE COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55608B105</n1:cusip>
<n1:value>515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACQUARIE INFRASTRUCTURE COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55608B105</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACQUARIE INFRASTRUCTURE COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55608B105</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACROGENICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>556099109</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACROGENICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>556099109</n1:cusip>
<n1:value>639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55616P104</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71</n1:Sole>
<n1:Shared>611</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55616P104</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MACYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55616P104</n1:cusip>
<n1:value>206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADDEN STEVEN LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>556269108</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1515</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADDEN STEVEN LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>556269108</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADDEN STEVEN LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>556269108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADISON SQUARE GRDN ENTERTNM</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>55826T102</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADISON SQUARE GRDN ENTERTNM</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>55826T102</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MADISON SQUARE GRDN ENTERTNM</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>55826T102</n1:cusip>
<n1:value>166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT RP LP</n1:titleOfClass>
<n1:cusip>559080106</n1:cusip>
<n1:value>163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT RP LP</n1:titleOfClass>
<n1:cusip>559080106</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT RP LP</n1:titleOfClass>
<n1:cusip>559080106</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>3831</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT RP LP</n1:titleOfClass>
<n1:cusip>559080106</n1:cusip>
<n1:value>1108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25668</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT RP LP</n1:titleOfClass>
<n1:cusip>559080106</n1:cusip>
<n1:value>2559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2717</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT RP LP</n1:titleOfClass>
<n1:cusip>559080106</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2129</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGENTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55910K108</n1:cusip>
<n1:value>645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16540</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNA INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>559222401</n1:cusip>
<n1:value>426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNOLIA OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>559663109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>218</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAGNOLIA OIL &amp; GAS CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>559663109</n1:cusip>
<n1:value>266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43963</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAIN STR CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56035L104</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>226</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAIN STR CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56035L104</n1:cusip>
<n1:value>312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAINSTAY MACKAY DEFINDTRM MU</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56064K100</n1:cusip>
<n1:value>269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MALLINCKRODT PUB LTD CO</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5785G107</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MALLINCKRODT PUB LTD CO</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5785G107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MALLINCKRODT PUB LTD CO</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5785G107</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANAGED PORTFOLIO SER</n1:nameOfIssuer>
<n1:titleOfClass>TORTOISE NRAM PI</n1:titleOfClass>
<n1:cusip>56167N720</n1:cusip>
<n1:value>890</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53516</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANHATTAN ASSOCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>562750109</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>415</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANPOWERGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56418H100</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3638</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANPOWERGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56418H100</n1:cusip>
<n1:value>331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>543</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANPOWERGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56418H100</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>35</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANPOWERGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56418H100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANPOWERGROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56418H100</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2657</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15523</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MANULIFE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56501R106</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1460</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565849106</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34982</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565849106</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565849106</n1:cusip>
<n1:value>456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74442</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565849106</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>565849106</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>425</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11358</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>3302</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4318</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>1532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>86</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARATHON PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>56585A102</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>472</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>2098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>19896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8960</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>2789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>570535104</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKETAXESS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57060D108</n1:cusip>
<n1:value>2105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKETAXESS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57060D108</n1:cusip>
<n1:value>4959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9899</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKETAXESS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57060D108</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARKETAXESS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57060D108</n1:cusip>
<n1:value>110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>568</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6422</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>1044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>1039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12024</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>90</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT INTL INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>571903202</n1:cusip>
<n1:value>436</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5089</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5089</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT VACTINS WORLDWID CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57164Y107</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT VACTINS WORLDWID CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57164Y107</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT VACTINS WORLDWID CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57164Y107</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARRIOTT VACTINS WORLDWID CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57164Y107</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>1385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>1078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9172</n1:Sole>
<n1:Shared>335</n1:Shared>
<n1:None>531</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>835</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31993</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARSH &amp; MCLENNAN COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>571748102</n1:cusip>
<n1:value>20950</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>195124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTEN TRANS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4210</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTEN TRANS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573075108</n1:cusip>
<n1:value>184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7301</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>962</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>877</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>5427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2442</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARTIN MARIETTA MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>573284106</n1:cusip>
<n1:value>434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18501</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G5876H105</n1:cusip>
<n1:value>272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G5876H105</n1:cusip>
<n1:value>401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>275</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>ORD</n1:titleOfClass>
<n1:cusip>G5876H105</n1:cusip>
<n1:value>942</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7141</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>1161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23123</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23123</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>574599106</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3639</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASONITE INTL CORP NEW</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASONITE INTL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>575385109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASONITE INTL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>575385109</n1:cusip>
<n1:value>436</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASONITE INTL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>575385109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576323109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576323109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>397244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>397244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576323109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576323109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTEC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576323109</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>922</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>19350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>962</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>962</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>56488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2220</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>8313</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>37994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>447</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCARD INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>57636Q104</n1:cusip>
<n1:value>1130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2703</n1:Sole>
<n1:Shared>820</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCRAFT BOAT HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57637H103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MASTERCRAFT BOAT HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57637H103</n1:cusip>
<n1:value>1099</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATERION CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576690101</n1:cusip>
<n1:value>159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2580</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATERION CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>576690101</n1:cusip>
<n1:value>192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57686G105</n1:cusip>
<n1:value>315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57686G105</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>833</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>833</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MATSON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57686G105</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIM INTEGRATED PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57772K101</n1:cusip>
<n1:value>73468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1212141</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1211449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>692</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIM INTEGRATED PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57772K101</n1:cusip>
<n1:value>240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIM INTEGRATED PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57772K101</n1:cusip>
<n1:value>20030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>328463</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2007</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIM INTEGRATED PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57772K101</n1:cusip>
<n1:value>860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIM INTEGRATED PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57772K101</n1:cusip>
<n1:value>18231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>295351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5445</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIM INTEGRATED PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>57772K101</n1:cusip>
<n1:value>1292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20067</n1:Sole>
<n1:Shared>796</n1:Shared>
<n1:None>451</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIMUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>577933104</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIMUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>577933104</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIMUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>577933104</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1424</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MAXIMUS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>577933104</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MBIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55262C100</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MBIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55262C100</n1:cusip>
<n1:value>163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>5351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>277</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3099</n1:Sole>
<n1:Shared>165</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>374</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>2267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12602</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>34</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NON VTG</n1:titleOfClass>
<n1:cusip>579780206</n1:cusip>
<n1:value>900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCCORMICK &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM VTG</n1:titleOfClass>
<n1:cusip>579780107</n1:cusip>
<n1:value>514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>72630</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>393721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>376342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17379</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>11925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64642</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44827</n1:Sole>
<n1:Shared>19478</n1:Shared>
<n1:None>337</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>14628</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>38468</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>208531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12043</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCDONALDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>580135101</n1:cusip>
<n1:value>8605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>27072</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63890</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>2019</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12011</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MCKESSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58155Q103</n1:cusip>
<n1:value>9912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>248</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDALLIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>584021109</n1:cusip>
<n1:value>114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDALLIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>584021109</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4075</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDALLIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>584021109</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3630</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDICAL PPTYS TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58463J304</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDICAL PPTYS TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58463J304</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1778</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDICAL PPTYS TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58463J304</n1:cusip>
<n1:value>348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16289</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDICAL PPTYS TRUST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58463J304</n1:cusip>
<n1:value>15695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>834831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>834831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>531</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5710</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDPACE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58506Q109</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>2953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30700</n1:Sole>
<n1:Shared>1082</n1:Shared>
<n1:None>420</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>47703</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>520204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>479245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40958</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>6393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>34049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>371310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>364893</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6417</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEDTRONIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G5960L103</n1:cusip>
<n1:value>92003</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1003305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>986480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEI PHARMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>55279B202</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEI PHARMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>55279B202</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MELCO RESORTS AND ENTMNT LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>585464100</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MELCO RESORTS AND ENTMNT LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>585464100</n1:cusip>
<n1:value>160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10334</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MELCO RESORTS AND ENTMNT LTD</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>585464100</n1:cusip>
<n1:value>570</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36756</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>3211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3107</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCADOLIBRE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58733R102</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO. INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>27554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>356321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>356321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO. INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO. INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>129349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1672686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1632976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39710</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO. INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>22441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>290194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>166888</n1:Sole>
<n1:Shared>119407</n1:Shared>
<n1:None>3899</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO. INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>92426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1195222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1120558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>74664</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCK &amp; CO. INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>58933Y105</n1:cusip>
<n1:value>107904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1395366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1374649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20717</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCURY SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589378108</n1:cusip>
<n1:value>311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2640</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCURY SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589378108</n1:cusip>
<n1:value>278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERCURY SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589378108</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEREDITH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589433101</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEREDITH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589433101</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>102</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEREDITH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589433101</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MEREDITH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589433101</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERIT MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589889104</n1:cusip>
<n1:value>109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERIT MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589889104</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERIT MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>589889104</n1:cusip>
<n1:value>345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7555</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3540</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITAGE HOMES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001A102</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITAGE HOMES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001A102</n1:cusip>
<n1:value>9660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126908</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITAGE HOMES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001A102</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001K100</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MERITOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59001K100</n1:cusip>
<n1:value>281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MESA LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59064R109</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>167</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MESA LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59064R109</n1:cusip>
<n1:value>228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>840</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MESA LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59064R109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>7689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>210539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206036</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4503</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>5275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>3811</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>684</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>3044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83348</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METLIFE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59156R108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>1054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1309</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>3015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>571</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>METTLER TOLEDO INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>592688105</n1:cusip>
<n1:value>577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS HIGH INCOME MUN TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>59318D104</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS INTER INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>55273C107</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS MULTIMARKET INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>552737108</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS MULTIMARKET INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>552737108</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MFS MUN INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>552738106</n1:cusip>
<n1:value>371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM GROWTH PPTYS LLC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55303A105</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM GROWTH PPTYS LLC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55303A105</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM GROWTH PPTYS LLC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55303A105</n1:cusip>
<n1:value>198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM GROWTH PPTYS LLC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55303A105</n1:cusip>
<n1:value>1520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM GROWTH PPTYS LLC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>55303A105</n1:cusip>
<n1:value>1510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM RESORTS INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552953101</n1:cusip>
<n1:value>267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM RESORTS INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552953101</n1:cusip>
<n1:value>235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MGM RESORTS INTERNATIONAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>552953101</n1:cusip>
<n1:value>175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRO FOCUS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>594837403</n1:cusip>
<n1:value>166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRO FOCUS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>594837403</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRO FOCUS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>594837403</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>269</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRO FOCUS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>594837403</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5299</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRO FOCUS INTL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>594837403</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595017104</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.625% 2/1</n1:titleOfClass>
<n1:cusip>595017AD6</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595017104</n1:cusip>
<n1:value>7554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>922</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595017104</n1:cusip>
<n1:value>282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2538</n1:Sole>
<n1:Shared>91</n1:Shared>
<n1:None>46</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595017104</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>669</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595017104</n1:cusip>
<n1:value>15122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143032</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>560</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROCHIP TECHNOLOGY INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595017104</n1:cusip>
<n1:value>1218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11566</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595112103</n1:cusip>
<n1:value>3010</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58424</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58424</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595112103</n1:cusip>
<n1:value>1517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>207</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595112103</n1:cusip>
<n1:value>1360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3271</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICRON TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>595112103</n1:cusip>
<n1:value>195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186</n1:Sole>
<n1:Shared>3600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>1077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>72805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>357749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172824</n1:Sole>
<n1:Shared>183368</n1:Shared>
<n1:None>1557</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>500561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2459636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2409210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50426</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>213047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1046862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>951018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>95844</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>269431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1323920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1243642</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>80278</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MICROSOFT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>594918104</n1:cusip>
<n1:value>100940</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>495997</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>495997</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59522J103</n1:cusip>
<n1:value>3532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59522J103</n1:cusip>
<n1:value>979</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59522J103</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59522J103</n1:cusip>
<n1:value>2396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MID-AMER APT CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>59522J103</n1:cusip>
<n1:value>201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1749</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIDLAND STS BANCORP INC ILL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>597742105</n1:cusip>
<n1:value>238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MILLICOM INTL CELLULAR S A</n1:nameOfIssuer>
<n1:titleOfClass>COM STK</n1:titleOfClass>
<n1:cusip>L6388F110</n1:cusip>
<n1:value>281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MINERALS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>603158106</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MINERALS TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>603158106</n1:cusip>
<n1:value>409</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8717</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MISTRAS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60649T107</n1:cusip>
<n1:value>564</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>606822104</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>606822104</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>606822104</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>606822104</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9616</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>406</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>606822104</n1:cusip>
<n1:value>1466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>372909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>367347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5562</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MIZUHO FINL GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>60687Y109</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOBILE TELESYSTEMS PJSC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>607409109</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOBILE TELESYSTEMS PJSC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>607409109</n1:cusip>
<n1:value>191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODEL N INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>607525102</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2405</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODEL N INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>607525102</n1:cusip>
<n1:value>240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODERNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60770K107</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>791</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODERNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60770K107</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MODERNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60770K107</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>755</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>1987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1136</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>19609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71751</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOHAWK INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>608190104</n1:cusip>
<n1:value>205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLECULIN BIOTECH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855D101</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>140000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLINA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>60855R100</n1:cusip>
<n1:value>3316</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3995</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>764</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOLSON COORS BEVERAGE CO</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>60871R209</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>886</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>6335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78265</n1:Sole>
<n1:Shared>43142</n1:Shared>
<n1:None>2493</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>31168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>609583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>598307</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11276</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>235</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>4181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81774</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81774</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONDELEZ INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609207105</n1:cusip>
<n1:value>10700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>201122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8153</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONMOUTH REAL ESTATE INVT CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609720107</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5535</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5535</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONMOUTH REAL ESTATE INVT CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609720107</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONMOUTH REAL ESTATE INVT CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>609720107</n1:cusip>
<n1:value>187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12904</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONOLITHIC PWR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>609839105</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONOLITHIC PWR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>609839105</n1:cusip>
<n1:value>1086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4581</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4581</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONOLITHIC PWR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>609839105</n1:cusip>
<n1:value>213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONOLITHIC PWR SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>609839105</n1:cusip>
<n1:value>886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3737</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONROE CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>610335101</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61174X109</n1:cusip>
<n1:value>289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4169</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61174X109</n1:cusip>
<n1:value>8813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126922</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61174X109</n1:cusip>
<n1:value>756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61174X109</n1:cusip>
<n1:value>13821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>199385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>197320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2065</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MONSTER BEVERAGE CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61174X109</n1:cusip>
<n1:value>934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13333</n1:Sole>
<n1:Shared>24</n1:Shared>
<n1:None>113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615369105</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615369105</n1:cusip>
<n1:value>3295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615369105</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615369105</n1:cusip>
<n1:value>6112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615369105</n1:cusip>
<n1:value>11576</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>471</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOODYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>615369105</n1:cusip>
<n1:value>290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>615394202</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>615394202</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOOG INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>615394202</n1:cusip>
<n1:value>12051</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>227472</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
<n1:value>23753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>491779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>488838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2941</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
<n1:value>4719</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24579</n1:Sole>
<n1:Shared>72891</n1:Shared>
<n1:None>234</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
<n1:value>5608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116103</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
<n1:value>1112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MORGAN STANLEY</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>617446448</n1:cusip>
<n1:value>5461</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113069</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9163</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61945C103</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61945C103</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61945C103</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61945C103</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>267</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOSAIC CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>61945C103</n1:cusip>
<n1:value>171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>620076307</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>620076307</n1:cusip>
<n1:value>1804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>620076307</n1:cusip>
<n1:value>1547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>620076307</n1:cusip>
<n1:value>6421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45738</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>83</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MOTOROLA SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>620076307</n1:cusip>
<n1:value>30752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>219017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>433</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MPLX LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT REP LTD</n1:titleOfClass>
<n1:cusip>55336V100</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2392</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MPLX LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT REP LTD</n1:titleOfClass>
<n1:cusip>55336V100</n1:cusip>
<n1:value>263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MPLX LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT REP LTD</n1:titleOfClass>
<n1:cusip>55336V100</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1021</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSC INDL DIRECT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>553530106</n1:cusip>
<n1:value>408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSC INDL DIRECT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>553530106</n1:cusip>
<n1:value>247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSC INDL DIRECT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>553530106</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSC INDL DIRECT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>553530106</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>3608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>1077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3226</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>1399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MSCI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>55354G100</n1:cusip>
<n1:value>1143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER WTR PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>624758108</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7784</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER WTR PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>624758108</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MUELLER WTR PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>624758108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626717102</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4387</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4387</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626717102</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626717102</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>5000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY OIL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626717102</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MURPHY USA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>626755102</n1:cusip>
<n1:value>1377</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>360</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYLAN NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>N59465109</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>684</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYLAN NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>N59465109</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYLAN NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>N59465109</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYLAN NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>N59465109</n1:cusip>
<n1:value>305</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYLAN NV</n1:nameOfIssuer>
<n1:titleOfClass>SHS EURO</n1:titleOfClass>
<n1:cusip>N59465109</n1:cusip>
<n1:value>189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYOVANT SCIENCES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G637AM102</n1:cusip>
<n1:value>536</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYRIAD GENETICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62855J104</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4813</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4813</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYRIAD GENETICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62855J104</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYRIAD GENETICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62855J104</n1:cusip>
<n1:value>278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24489</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>MYRIAD GENETICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62855J104</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NANTKWEST INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63016Q102</n1:cusip>
<n1:value>296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>17339</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1327</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>63035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>527622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>527198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>424</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>12507</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1338</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>1268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10612</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10379</n1:Sole>
<n1:Shared>9</n1:Shared>
<n1:None>224</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NASDAQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>631103108</n1:cusip>
<n1:value>1462</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12234</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>632307104</n1:cusip>
<n1:value>218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>632307104</n1:cusip>
<n1:value>572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11463</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATERA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>632307104</n1:cusip>
<n1:value>203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL BANKSHARES INC VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>634865109</n1:cusip>
<n1:value>230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8049</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL BANKSHARES INC VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>634865109</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL BEVERAGE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>635017106</n1:cusip>
<n1:value>1476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL BEVERAGE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>635017106</n1:cusip>
<n1:value>248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL BEVERAGE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>635017106</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL BEVERAGE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>635017106</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL FUEL GAS CO N J</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636180101</n1:cusip>
<n1:value>65</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>72</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL FUEL GAS CO N J</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636180101</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL FUEL GAS CO N J</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636180101</n1:cusip>
<n1:value>362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GEN HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636220303</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>497</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GEN HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636220303</n1:cusip>
<n1:value>452</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9454</n1:Sole>
<n1:Shared>160</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>11496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189269</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188665</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>604</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>2312</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38071</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL GRID PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR NE</n1:titleOfClass>
<n1:cusip>636274409</n1:cusip>
<n1:value>8785</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>595</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTH INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63633D104</n1:cusip>
<n1:value>1191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTH INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63633D104</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTH INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63633D104</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTH INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63633D104</n1:cusip>
<n1:value>386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>635906100</n1:cusip>
<n1:value>1678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>635906100</n1:cusip>
<n1:value>1544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL INSTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636518102</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL INSTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636518102</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1504</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL INSTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636518102</n1:cusip>
<n1:value>350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5795</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL INSTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>636518102</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL OILWELL VARCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637071101</n1:cusip>
<n1:value>213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL OILWELL VARCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637071101</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL OILWELL VARCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637071101</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL OILWELL VARCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637071101</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1977</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL RETAIL PROPERTIES I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>3912</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109914</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>358</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL RETAIL PROPERTIES I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>1540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL RETAIL PROPERTIES I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL RETAIL PROPERTIES I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1850</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATIONAL RETAIL PROPERTIES I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>637417106</n1:cusip>
<n1:value>213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATURAL GAS SERVICES GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63886Q109</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATUS MED INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>639050103</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NATUS MED INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>639050103</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8925</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63938C108</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63938C108</n1:cusip>
<n1:value>381</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NAVIENT CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>63938C108</n1:cusip>
<n1:value>276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1750</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62886E108</n1:cusip>
<n1:value>18404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1062609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>670377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>392232</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62886E108</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62886E108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62886E108</n1:cusip>
<n1:value>420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NCR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62886E108</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1477</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEENAH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>640079109</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEENAH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>640079109</n1:cusip>
<n1:value>426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEENAH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>640079109</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEENAH INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>640079109</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>145</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOGENOMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64049M209</n1:cusip>
<n1:value>1126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOGENOMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64049M209</n1:cusip>
<n1:value>229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOGENOMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64049M209</n1:cusip>
<n1:value>1859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEOPHOTONICS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64051T100</n1:cusip>
<n1:value>307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110D104</n1:cusip>
<n1:value>157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110D104</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110D104</n1:cusip>
<n1:value>228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETAPP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110D104</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>98</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>129</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>7488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>5712</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>672</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>701</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>701</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NETFLIX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64110L106</n1:cusip>
<n1:value>9864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21677</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUBERGER BERMAN MLP AND ENR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64129H104</n1:cusip>
<n1:value>274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2660</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>4789</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEUROCRINE BIOSCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64125C109</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEVRO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64157F103</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEVRO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64157F103</n1:cusip>
<n1:value>1805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEVRO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>64157F103</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW JERSEY RES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>646025106</n1:cusip>
<n1:value>544</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW JERSEY RES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>646025106</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW JERSEY RES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>646025106</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW JERSEY RES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>646025106</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW JERSEY RES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>646025106</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW MTN FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>647551100</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW MTN FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>647551100</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW ORIENTAL ED &amp; TECHNOLOGY</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>647581107</n1:cusip>
<n1:value>2650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW ORIENTAL ED &amp; TECHNOLOGY</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>647581107</n1:cusip>
<n1:value>125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW ORIENTAL ED &amp; TECHNOLOGY</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>647581107</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW RELIC INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  0.500% 5/0</n1:titleOfClass>
<n1:cusip>64829BAB6</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW RESIDENTIAL INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64828T201</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW RESIDENTIAL INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64828T201</n1:cusip>
<n1:value>228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW RESIDENTIAL INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>64828T201</n1:cusip>
<n1:value>5017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>675186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>574546</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100640</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK CMNTY BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>649445103</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK CMNTY BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>649445103</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK CMNTY BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>649445103</n1:cusip>
<n1:value>1993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>195350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>195350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK CMNTY BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>649445103</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK TIMES CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>650111107</n1:cusip>
<n1:value>352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEW YORK TIMES CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>650111107</n1:cusip>
<n1:value>260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6182</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWELL BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651229106</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWELL BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651229106</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1057</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWELL BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651229106</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3982</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWELL BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651229106</n1:cusip>
<n1:value>1168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMARKET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651587107</n1:cusip>
<n1:value>1262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2155</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>996</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMARKET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651587107</n1:cusip>
<n1:value>346</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>864</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMARKET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651587107</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMARKET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651587107</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>859</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>1571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5227</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>5192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4534</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4534</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWMONT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>651639106</n1:cusip>
<n1:value>2493</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>65249B208</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>65249B208</n1:cusip>
<n1:value>15432</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1291376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>750389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>540987</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEWS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>65249B208</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>484</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>484</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>27907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>28953</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6143</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>594</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>75133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>312832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>309059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3773</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65339F101</n1:cusip>
<n1:value>6044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11496</n1:Sole>
<n1:Shared>12945</n1:Shared>
<n1:None>724</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT PART IN</n1:titleOfClass>
<n1:cusip>65341B106</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT PART IN</n1:titleOfClass>
<n1:cusip>65341B106</n1:cusip>
<n1:value>575</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT PART IN</n1:titleOfClass>
<n1:cusip>65341B106</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NEXTERA ENERGY PARTNERS LP</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT PART IN</n1:titleOfClass>
<n1:cusip>65341B106</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>211</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>2127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4099</n1:Sole>
<n1:Shared>17313</n1:Shared>
<n1:None>280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>8272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>7260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74049</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3794</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>47787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>487371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>465959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21412</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>1899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>654106103</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKOLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>654110105</n1:cusip>
<n1:value>320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKOLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>654110105</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>822</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>822</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NIKOLA CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>654110105</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5349</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3850</n1:Sole>
<n1:Shared>988</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2372</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2372</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NISOURCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>65473P105</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOAH HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADS CL A</n1:titleOfClass>
<n1:cusip>65487X102</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8385</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOBLE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655044105</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOBLE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655044105</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1130</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOBLE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655044105</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOBLE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655044105</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOBLE ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655044105</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOKIA CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>654902204</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOMAD FOODS LTD</n1:nameOfIssuer>
<n1:titleOfClass>USD ORD SHS</n1:titleOfClass>
<n1:cusip>G6564A105</n1:cusip>
<n1:value>11745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>547567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>547239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>328</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOMAD FOODS LTD</n1:nameOfIssuer>
<n1:titleOfClass>USD ORD SHS</n1:titleOfClass>
<n1:cusip>G6564A105</n1:cusip>
<n1:value>1357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63257</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOMAD FOODS LTD</n1:nameOfIssuer>
<n1:titleOfClass>USD ORD SHS</n1:titleOfClass>
<n1:cusip>G6564A105</n1:cusip>
<n1:value>265</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2521</n1:Sole>
<n1:Shared>9831</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOMAD FOODS LTD</n1:nameOfIssuer>
<n1:titleOfClass>USD ORD SHS</n1:titleOfClass>
<n1:cusip>G6564A105</n1:cusip>
<n1:value>286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13324</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13324</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDIC AMERICAN TANKERS LIMI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G65773106</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDIC AMERICAN TANKERS LIMI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G65773106</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655663102</n1:cusip>
<n1:value>5845</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655663102</n1:cusip>
<n1:value>508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655663102</n1:cusip>
<n1:value>1538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSTROM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655664100</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3056</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3056</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSTROM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655664100</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4252</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORDSTROM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655664100</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>2547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14505</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>17391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99054</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5782</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>2358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>13853</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55544</n1:Sole>
<n1:Shared>23229</n1:Shared>
<n1:None>128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>28274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>157626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3413</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORFOLK SOUTHERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>655844108</n1:cusip>
<n1:value>160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>60207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>758852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>758432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>420</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8618</n1:Sole>
<n1:Shared>8</n1:Shared>
<n1:None>197</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>4972</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62671</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62221</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>657</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>10058</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>626</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHERN TR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>665859104</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>7496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>307</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>1968</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6285</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>1572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>6709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21731</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>93</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHROP GRUMMAN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>666807102</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHWESTERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>668074305</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHWESTERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>668074305</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHWESTERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>668074305</n1:cusip>
<n1:value>471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTHWESTERN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>668074305</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTONLIFELOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTONLIFELOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTONLIFELOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORTONLIFELOCK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>668771108</n1:cusip>
<n1:value>378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G66721104</n1:cusip>
<n1:value>363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G66721104</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G66721104</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NORWEGIAN CRUISE LINE HLDG L</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G66721104</n1:cusip>
<n1:value>171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>185</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>2337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14812</n1:Sole>
<n1:Shared>11892</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>30408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>348159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>346598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1561</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>1040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>885</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>25970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>297339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>288094</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9245</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>12656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVARTIS AG</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>66987V109</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>885</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>3624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55047</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>297</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>20161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>307894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>306355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1539</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9552</n1:Sole>
<n1:Shared>22</n1:Shared>
<n1:None>87</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOVO-NORDISK A S</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>670100205</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67011P100</n1:cusip>
<n1:value>166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67011P100</n1:cusip>
<n1:value>340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67011P100</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67011P100</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>629377508</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>629377508</n1:cusip>
<n1:value>2067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>629377508</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>629377508</n1:cusip>
<n1:value>104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NRG ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>DBCV  2.750% 6/0</n1:titleOfClass>
<n1:cusip>629377CG5</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NU SKIN ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>67018T105</n1:cusip>
<n1:value>1959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NU SKIN ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>67018T105</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUANCE COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67020Y100</n1:cusip>
<n1:value>109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUANCE COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67020Y100</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1462</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1462</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUANCE COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67020Y100</n1:cusip>
<n1:value>289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCANA PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>67022C106</n1:cusip>
<n1:value>379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>1185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3816</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>530</n1:Sole>
<n1:Shared>3286</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUCOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670346105</n1:cusip>
<n1:value>7328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2983</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ESG SMLCP</n1:titleOfClass>
<n1:cusip>67092P607</n1:cusip>
<n1:value>204</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN SHRT TERM</n1:titleOfClass>
<n1:cusip>67092P706</n1:cusip>
<n1:value>227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ENHNC YLD</n1:titleOfClass>
<n1:cusip>67092P102</n1:cusip>
<n1:value>699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>253</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUSHARES ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN ESG MIDCP</n1:titleOfClass>
<n1:cusip>67092P409</n1:cusip>
<n1:value>390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9944</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTANIX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>67059N108</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTANIX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>67059N108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTANIX INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>67059N108</n1:cusip>
<n1:value>326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTRIEN LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67077M108</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>58</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTRIEN LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67077M108</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>980</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>980</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTRIEN LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67077M108</n1:cusip>
<n1:value>799</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1732</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUTRIEN LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67077M108</n1:cusip>
<n1:value>291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8935</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>133</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVASIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670704105</n1:cusip>
<n1:value>167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVASIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670704105</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVASIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670704105</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVASIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670704105</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>295</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVASIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670704105</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67071L106</n1:cusip>
<n1:value>2668</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>163880</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10720</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67071L106</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1065</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670657105</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1296</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670657105</n1:cusip>
<n1:value>512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36849</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670657105</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670657105</n1:cusip>
<n1:value>3337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>235348</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4730</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN AMT-FREE MUN VALUE FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670695105</n1:cusip>
<n1:value>349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN CR OPPORTUNITIES 2022</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67075U102</n1:cusip>
<n1:value>783</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN CR STRATEGIES INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>67073D102</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN CR STRATEGIES INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>67073D102</n1:cusip>
<n1:value>213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4195</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN CR STRATEGIES INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>67073D102</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN DOW 30 DYNAMIC OVERWR</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>67075F105</n1:cusip>
<n1:value>351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1728</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN EMERGING MKTS DEBT 20</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67077P101</n1:cusip>
<n1:value>228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN ENHANCED MUN VALUE FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074M101</n1:cusip>
<n1:value>227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN ENHANCED MUN VALUE FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074M101</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN FLOATING RATE INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67072T108</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN FLOATING RATE INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67072T108</n1:cusip>
<n1:value>372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45282</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1810</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN FLTNG RTE INCM OPP FD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>6706EN100</n1:cusip>
<n1:value>121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10330</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN HIGH INCOME 2020 TARG</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67075L102</n1:cusip>
<n1:value>418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN HIGH INCOME 2023 TARG</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67079F101</n1:cusip>
<n1:value>176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN HIGH INCOME 2023 TARG</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67079F101</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN HIGH INCOME NOVEMBER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67077N106</n1:cusip>
<n1:value>4705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>526853</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>522853</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN HIGH INCOME NOVEMBER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67077N106</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670677103</n1:cusip>
<n1:value>244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670677103</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN INTER DURATION MN TMF</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670671106</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN INTER DURATION MN TMF</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670671106</n1:cusip>
<n1:value>419</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MARYLAND QLT MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67061Q107</n1:cusip>
<n1:value>114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MARYLAND QLT MUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67061Q107</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2112</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2112</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MORTGAGE AND INCOME F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670735109</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MORTGAGE AND INCOME F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670735109</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MORTGAGE AND INCOME F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670735109</n1:cusip>
<n1:value>244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12498</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN CR OPPORTUNITIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670663103</n1:cusip>
<n1:value>330</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670682103</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2573</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670682103</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN HIGH INCOME OPPOR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670682103</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN VALUE FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670928100</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN VALUE FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670928100</n1:cusip>
<n1:value>220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUN VALUE FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670928100</n1:cusip>
<n1:value>108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>67070X101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>67070X101</n1:cusip>
<n1:value>480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32518</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>870</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN N Y MUN VALUE FD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67062M105</n1:cusip>
<n1:value>97</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>670699107</n1:cusip>
<n1:value>543</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>670699107</n1:cusip>
<n1:value>366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15909</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN NEW YORK AMT QLT MUNI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670656107</n1:cusip>
<n1:value>195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67072C105</n1:cusip>
<n1:value>422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67072C105</n1:cusip>
<n1:value>304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1882</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67072C105</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67072C105</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24995</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME 2022 TER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67075T105</n1:cusip>
<n1:value>354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67073B106</n1:cusip>
<n1:value>121</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2677</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME OPPORTUN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67073B106</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67075A106</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67075A106</n1:cusip>
<n1:value>2255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4224</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67075A106</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4086</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066V101</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7928</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066V101</n1:cusip>
<n1:value>582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8541</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066V101</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8766</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066V101</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN REAL ASSET INCOME &amp; G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074Y105</n1:cusip>
<n1:value>224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN REAL ESTATE INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67071B108</n1:cusip>
<n1:value>187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>6706ER101</n1:cusip>
<n1:value>348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>6706ER101</n1:cusip>
<n1:value>308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN S&amp;P 500 DYNAMIC OVERW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>6706EW100</n1:cusip>
<n1:value>161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SELECT TAX FREE INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>67063C106</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SELECT TAX FREE INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>67063X100</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SELECT TAX FREE INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>67063X100</n1:cusip>
<n1:value>315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SELECT TAX-FREE INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>67062F100</n1:cusip>
<n1:value>386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SELECT TAX-FREE INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>67062F100</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SELECT TAX-FREE INCOM</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>67062F100</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2872</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN SR INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67067Y104</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15066</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN TAXABLE MUNICIPAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074C103</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN TAXABLE MUNICIPAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074C103</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN TAXABLE MUNICIPAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67074C103</n1:cusip>
<n1:value>2366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11039</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN VIRGINIA QLTY MUNCPL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67064R102</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN VIRGINIA QLTY MUNCPL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67064R102</n1:cusip>
<n1:value>143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NUVEEN VIRGINIA QLTY MUNCPL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67064R102</n1:cusip>
<n1:value>534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4908</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NV5 GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62945V109</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NV5 GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62945V109</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3874</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3874</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>234</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVENT ELECTRIC PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G6700G107</n1:cusip>
<n1:value>911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>18562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>579</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>6022</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10430</n1:Sole>
<n1:Shared>5397</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>9775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>987</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVIDIA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67066G104</n1:cusip>
<n1:value>61008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160062</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>523</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62944T105</n1:cusip>
<n1:value>290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62944T105</n1:cusip>
<n1:value>397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62944T105</n1:cusip>
<n1:value>561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NVR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>62944T105</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>77426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>678933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>675179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3754</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>14358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125692</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>209</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>306</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>637</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>NXP SEMICONDUCTORS N V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>N6596X109</n1:cusip>
<n1:value>6925</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>532</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OAKTREE SPECIALTY LENDING CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67401P108</n1:cusip>
<n1:value>795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OAKTREE STRATEGIC INCOME COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67402D104</n1:cusip>
<n1:value>701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>526</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>526</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>1981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3723</n1:Sole>
<n1:Shared>4459</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCCIDENTAL PETE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>674599105</n1:cusip>
<n1:value>794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>276</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCEANEERING INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>675232102</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCEANEERING INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>675232102</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OCEANEERING INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>675232102</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ODYSSEY MARINE EXPLORATION I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>676118201</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16666</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OFFICE DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>676220106</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>659</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OFFICE DEPOT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>676220106</n1:cusip>
<n1:value>389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OFFICE PPTYS INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>67623C109</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OFFICE PPTYS INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>67623C109</n1:cusip>
<n1:value>309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OFS CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103B100</n1:cusip>
<n1:value>1650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>365072</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>351304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13768</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>1881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61955</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OGE ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>670837103</n1:cusip>
<n1:value>244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8030</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8030</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKTA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>679295105</n1:cusip>
<n1:value>1118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKTA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>679295105</n1:cusip>
<n1:value>3013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKTA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>679295105</n1:cusip>
<n1:value>1914</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OKTA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>679295105</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
<n1:value>177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
<n1:value>5527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32284</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
<n1:value>3105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
<n1:value>99</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD DOMINION FREIGHT LINE IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>679580100</n1:cusip>
<n1:value>1228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD NATL BANCORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>680033107</n1:cusip>
<n1:value>469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD NATL BANCORP IND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>680033107</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD REP INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>680223104</n1:cusip>
<n1:value>190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11657</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11657</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD REP INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>680223104</n1:cusip>
<n1:value>323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD REP INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>680223104</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLD REP INTL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>680223104</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4885</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4885</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $1</n1:titleOfClass>
<n1:cusip>680665205</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $1</n1:titleOfClass>
<n1:cusip>680665205</n1:cusip>
<n1:value>115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OLIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM PAR $1</n1:titleOfClass>
<n1:cusip>680665205</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2855</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
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<n1:value>235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681936100</n1:cusip>
<n1:value>160</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681936100</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681936100</n1:cusip>
<n1:value>541</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13690</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMEGA HEALTHCARE INVS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681936100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68213N109</n1:cusip>
<n1:value>244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2495</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68213N109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICELL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68213N109</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>567</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>567</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355256</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>349586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5670</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681919106</n1:cusip>
<n1:value>140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681919106</n1:cusip>
<n1:value>1033</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681919106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1737</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681919106</n1:cusip>
<n1:value>1001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OMNICOM GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>681919106</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>1017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
<n1:value>172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8637</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ON SEMICONDUCTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682189105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>839034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>839034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1677</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1677</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>1405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>432</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>1083</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2068</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ONEOK INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>682680103</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OPEN TEXT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>683715106</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>731</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>731</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OPEN TEXT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>683715106</n1:cusip>
<n1:value>187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>22390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>405097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>366572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>38525</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>4001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45201</n1:Sole>
<n1:Shared>26818</n1:Shared>
<n1:None>371</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>927625</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>923093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4532</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>1775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORACLE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68389X105</n1:cusip>
<n1:value>41725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>754932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>733779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21153</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>3648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>3117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1309</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OREILLY AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>67103H107</n1:cusip>
<n1:value>109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>197</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ORGANOVO HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68620A104</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>4097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>801</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>18737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>261611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261611</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSHKOSH CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>688239201</n1:cusip>
<n1:value>251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3505</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSI ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>OSHS GBL INTER</n1:titleOfClass>
<n1:cusip>67110P704</n1:cusip>
<n1:value>849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OSI ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>OSHARES US QUALT</n1:titleOfClass>
<n1:cusip>67110P407</n1:cusip>
<n1:value>242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>1153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>1999</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6977</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>1202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17631</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>3046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>670</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3917</n1:Sole>
<n1:Shared>2472</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OTIS WORLDWIDE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>68902V107</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OUTFRONT MEDIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69007J106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3450</n1:Sole>
<n1:Shared>2302</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OUTFRONT MEDIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69007J106</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1242</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OUTFRONT MEDIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69007J106</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OUTFRONT MEDIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69007J106</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OVINTIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69047Q102</n1:cusip>
<n1:value>190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19895</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OVINTIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69047Q102</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OVINTIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69047Q102</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>720</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>720</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OVINTIV INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69047Q102</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS &amp; MINOR INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690732102</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS &amp; MINOR INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690732102</n1:cusip>
<n1:value>334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>537</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9424</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6169</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OWENS CORNING NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>690742101</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OXFORD INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>691497309</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OXFORD INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>691497309</n1:cusip>
<n1:value>12369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>281042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>281042</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OXFORD INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>691497309</n1:cusip>
<n1:value>3876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88073</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>OXFORD INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>691497309</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>1359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACCAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693718108</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>501</n1:Sole>
<n1:Shared>285</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>BNCHMRK INFRA</n1:titleOfClass>
<n1:cusip>69374H741</n1:cusip>
<n1:value>1739</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>CFRA STVAL EQL</n1:titleOfClass>
<n1:cusip>69374H691</n1:cusip>
<n1:value>1266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDP 100 ETF</n1:titleOfClass>
<n1:cusip>69374H303</n1:cusip>
<n1:value>821</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDP 100 ETF</n1:titleOfClass>
<n1:cusip>69374H303</n1:cusip>
<n1:value>1475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDP US MID CP</n1:titleOfClass>
<n1:cusip>69374H204</n1:cusip>
<n1:value>752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>239</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDP US LAR CP</n1:titleOfClass>
<n1:cusip>69374H105</n1:cusip>
<n1:value>1644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2321</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>TRENDP US LAR CP</n1:titleOfClass>
<n1:cusip>69374H105</n1:cusip>
<n1:value>400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>BNCHMRK INDSTR</n1:titleOfClass>
<n1:cusip>69374H766</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2513</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>BNCHMRK INDSTR</n1:titleOfClass>
<n1:cusip>69374H766</n1:cusip>
<n1:value>1807</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>BNCHMRK INFRA</n1:titleOfClass>
<n1:cusip>69374H741</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACER FDS TR</n1:nameOfIssuer>
<n1:titleOfClass>WEALTHSHIELD</n1:titleOfClass>
<n1:cusip>69374H840</n1:cusip>
<n1:value>216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACIFIC MERCANTILE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>694552100</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACIFIC PREMIER BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69478X105</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACIFIC PREMIER BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69478X105</n1:cusip>
<n1:value>2753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126984</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACIFIC PREMIER BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69478X105</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2525</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2525</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>5319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>474</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>2623</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>32</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>229</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>51</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACKAGING CORP AMER</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695156109</n1:cusip>
<n1:value>232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2326</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACWEST BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695263103</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACWEST BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695263103</n1:cusip>
<n1:value>266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13485</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13485</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACWEST BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695263103</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PACWEST BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>695263103</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAGSEGURO DIGITAL LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>G68707101</n1:cusip>
<n1:value>236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6680</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6680</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAGSEGURO DIGITAL LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>G68707101</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5704</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALO ALTO NETWORKS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>697435105</n1:cusip>
<n1:value>1098</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PALOMAR HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69753M105</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAPA JOHNS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>698813102</n1:cusip>
<n1:value>2683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAPA JOHNS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>698813102</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAPA JOHNS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>698813102</n1:cusip>
<n1:value>178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAPA JOHNS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>698813102</n1:cusip>
<n1:value>187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARK CITY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>700215304</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3036</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2815</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>21</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>7297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>263</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARKER HANNIFIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>701094104</n1:cusip>
<n1:value>2634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1925</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARSLEY ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>701877102</n1:cusip>
<n1:value>258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARSLEY ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>701877102</n1:cusip>
<n1:value>2045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARSLEY ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>701877102</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PARSLEY ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>701877102</n1:cusip>
<n1:value>505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PATTERSON UTI ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>703481101</n1:cusip>
<n1:value>290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83683</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PATTERSON UTI ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>703481101</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>168</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>5659</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74701</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74701</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>5159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68106</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5170</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>4525</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3349</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCHEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>704326107</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOM SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70432V102</n1:cusip>
<n1:value>446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOM SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70432V102</n1:cusip>
<n1:value>1227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYCOM SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70432V102</n1:cusip>
<n1:value>993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYLOCITY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70438V106</n1:cusip>
<n1:value>1064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYLOCITY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70438V106</n1:cusip>
<n1:value>1795</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYLOCITY HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70438V106</n1:cusip>
<n1:value>363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>919</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1570</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>908</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4484</n1:Sole>
<n1:Shared>150</n1:Shared>
<n1:None>579</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>19750</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>18201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1306</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>1725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>27919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>160241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24801</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PAYPAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70450Y103</n1:cusip>
<n1:value>472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PELOTON INTERACTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>70614W100</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PELOTON INTERACTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>70614W100</n1:cusip>
<n1:value>666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11536</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11536</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PELOTON INTERACTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>70614W100</n1:cusip>
<n1:value>505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8446</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEMBINA PIPELINE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>706327103</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2121</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEMBINA PIPELINE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>706327103</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>426</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEMBINA PIPELINE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>706327103</n1:cusip>
<n1:value>129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENN NATL GAMING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>707569109</n1:cusip>
<n1:value>395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENN NATL GAMING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>707569109</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENN NATL GAMING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>707569109</n1:cusip>
<n1:value>760</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24876</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENN NATL GAMING INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>707569109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>1046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1018</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1018</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENTAIR PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7S00T104</n1:cusip>
<n1:value>434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>282</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENUMBRA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70975L107</n1:cusip>
<n1:value>428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENUMBRA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70975L107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PENUMBRA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>70975L107</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEOPLES UNITED FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>712704105</n1:cusip>
<n1:value>2112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>182528</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>182528</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEOPLES UNITED FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>712704105</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEOPLES UNITED FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>712704105</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEOPLES UNITED FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>712704105</n1:cusip>
<n1:value>385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEOPLES UNITED FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>712704105</n1:cusip>
<n1:value>429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1804</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>26463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>15779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70597</n1:Sole>
<n1:Shared>47452</n1:Shared>
<n1:None>1256</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>106480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>805079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>776385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28694</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>112326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>849285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>820942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28343</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PEPSICO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>713448108</n1:cusip>
<n1:value>79766</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>603102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>546454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56647</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERDOCEO ED CORP</n1:nameOfIssuer>
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<n1:value>249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71377A103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71377A103</n1:cusip>
<n1:value>451</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15477</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15477</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>278340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71377A103</n1:cusip>
<n1:value>1502</n1:value>
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<n1:sshPrnamt>51532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERFORMANCE FOOD GROUP CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERKINELMER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14445</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERKINELMER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERKINELMER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77539</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERKINELMER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
<n1:value>981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5000</n1:Sole>
<n1:Shared>5000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERKINELMER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>714046109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>257</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PERMROCK ROYALTY TRUST</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>714254109</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PETIQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>71639T106</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PETIQ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>71639T106</n1:cusip>
<n1:value>757</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21737</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>436</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>16547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>506015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>266703</n1:Sole>
<n1:Shared>236460</n1:Shared>
<n1:None>2852</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>79993</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2446273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2404756</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41517</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>16140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>493577</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>493577</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>54190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1657173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1617179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>39994</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PFIZER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>717081103</n1:cusip>
<n1:value>15825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>483935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>433726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50209</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69331C108</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69331C108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69331C108</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3737</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PG&amp;E CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69331C108</n1:cusip>
<n1:value>307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA SHORT</n1:titleOfClass>
<n1:cusip>69344A107</n1:cusip>
<n1:value>6057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121588</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>42</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PGIM HIGH YIELD BOND FUND IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69346H100</n1:cusip>
<n1:value>354</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25817</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>931</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>8617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>35433</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>505757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5401</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>5113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>15804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127927</n1:Sole>
<n1:Shared>94657</n1:Shared>
<n1:None>3000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>57130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>815451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>811040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4411</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILIP MORRIS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718172109</n1:cusip>
<n1:value>180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>2971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>26764</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>372246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>364963</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7283</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>59367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>825688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>823089</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2599</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>19033</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>264711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>260621</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4090</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHILLIPS 66</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>718546104</n1:cusip>
<n1:value>1348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18748</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17539</n1:Sole>
<n1:Shared>862</n1:Shared>
<n1:None>347</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHOTRONICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>719405102</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHOTRONICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>719405102</n1:cusip>
<n1:value>288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25914</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHOTRONICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>719405102</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHYSICIANS RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71943U104</n1:cusip>
<n1:value>435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHYSICIANS RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71943U104</n1:cusip>
<n1:value>2347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133938</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>133938</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PHYSICIANS RLTY TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>71943U104</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CALIF MUN INCOME FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200M108</n1:cusip>
<n1:value>779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201B101</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201B101</n1:cusip>
<n1:value>114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7328</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCOME OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201B101</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCOME STR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200U100</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCOME STR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200U100</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15810</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO CORPORATE &amp; INCOME STR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200U100</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO DYNAMIC CR INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>72202D106</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO DYNAMIC CR INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>72202D106</n1:cusip>
<n1:value>2935</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5260</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO DYNAMIC INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>72201Y101</n1:cusip>
<n1:value>662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26794</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO DYNAMIC INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>72201Y101</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1437</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ENRGY TACTICAL CR OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS BEN INT</n1:titleOfClass>
<n1:cusip>69346N107</n1:cusip>
<n1:value>1508</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>209303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4243</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ENHAN SHRT MA AC</n1:titleOfClass>
<n1:cusip>72201R833</n1:cusip>
<n1:value>164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>1-5 US TIP IDX</n1:titleOfClass>
<n1:cusip>72201R205</n1:cusip>
<n1:value>1629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>1-5 US TIP IDX</n1:titleOfClass>
<n1:cusip>72201R205</n1:cusip>
<n1:value>2405</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6200</n1:Sole>
<n1:Shared>39007</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>1-5 US TIP IDX</n1:titleOfClass>
<n1:cusip>72201R205</n1:cusip>
<n1:value>10213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>192004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE BD ETF</n1:titleOfClass>
<n1:cusip>72201R775</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5 HIGH YIELD</n1:titleOfClass>
<n1:cusip>72201R783</n1:cusip>
<n1:value>5434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>266</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5 HIGH YIELD</n1:titleOfClass>
<n1:cusip>72201R783</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INV GRD CRP BD</n1:titleOfClass>
<n1:cusip>72201R817</n1:cusip>
<n1:value>1196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INV GRD CRP BD</n1:titleOfClass>
<n1:cusip>72201R817</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ENHAN SHRT MA AC</n1:titleOfClass>
<n1:cusip>72201R833</n1:cusip>
<n1:value>11775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ENHAN SHRT MA AC</n1:titleOfClass>
<n1:cusip>72201R833</n1:cusip>
<n1:value>10282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ENHAN SHRT MA AC</n1:titleOfClass>
<n1:cusip>72201R833</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTER MUN BD ACT</n1:titleOfClass>
<n1:cusip>72201R866</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>INTER MUN BD ACT</n1:titleOfClass>
<n1:cusip>72201R866</n1:cusip>
<n1:value>453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>0-5 HIGH YIELD</n1:titleOfClass>
<n1:cusip>72201R783</n1:cusip>
<n1:value>420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE BD ETF</n1:titleOfClass>
<n1:cusip>72201R775</n1:cusip>
<n1:value>104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>ACTIVE BD ETF</n1:titleOfClass>
<n1:cusip>72201R775</n1:cusip>
<n1:value>747</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6691</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6691</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO INCOME STRATEGY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201H108</n1:cusip>
<n1:value>565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58213</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58213</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO INCOME STRATEGY FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201H108</n1:cusip>
<n1:value>952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO INCOME STRATEGY FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201J104</n1:cusip>
<n1:value>411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO INCOME STRATEGY FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72201J104</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6454</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1124</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO MUN INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200R107</n1:cusip>
<n1:value>120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO MUN INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200R107</n1:cusip>
<n1:value>168</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO MUN INCOME FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200W106</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIMCO MUN INCOME FD II</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72200W106</n1:cusip>
<n1:value>359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>1082</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>175</n1:Sole>
<n1:Shared>8700</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>2772</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>89</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE FINL PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72346Q104</n1:cusip>
<n1:value>2772</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66006</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66006</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE WEST CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723484101</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE WEST CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723484101</n1:cusip>
<n1:value>245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3341</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3341</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINNACLE WEST CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723484101</n1:cusip>
<n1:value>3692</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>998</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>80</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PINTEREST INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72352L106</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER MUN HIGH INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>723763108</n1:cusip>
<n1:value>275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER MUN HIGH INCOME TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SHS</n1:titleOfClass>
<n1:cusip>723763108</n1:cusip>
<n1:value>156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13856</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER NAT RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723787107</n1:cusip>
<n1:value>137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1404</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER NAT RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723787107</n1:cusip>
<n1:value>478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4889</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER NAT RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723787107</n1:cusip>
<n1:value>621</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER NAT RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723787107</n1:cusip>
<n1:value>292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2902</n1:Sole>
<n1:Shared>69</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PIONEER NAT RES CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>723787107</n1:cusip>
<n1:value>5249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53072</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>653</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PJT PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>69343T107</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PJT PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>69343T107</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PJT PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>69343T107</n1:cusip>
<n1:value>483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9412</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PJT PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>69343T107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS ALL AMERN PIPELINE L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>726503105</n1:cusip>
<n1:value>392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS ALL AMERN PIPELINE L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>726503105</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS ALL AMERN PIPELINE L</n1:nameOfIssuer>
<n1:titleOfClass>UNIT LTD PARTN</n1:titleOfClass>
<n1:cusip>726503105</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS GP HLDGS L P</n1:nameOfIssuer>
<n1:titleOfClass>LTD PARTNR INT A</n1:titleOfClass>
<n1:cusip>72651A207</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6864</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS GP HLDGS L P</n1:nameOfIssuer>
<n1:titleOfClass>LTD PARTNR INT A</n1:titleOfClass>
<n1:cusip>72651A207</n1:cusip>
<n1:value>259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS GP HLDGS L P</n1:nameOfIssuer>
<n1:titleOfClass>LTD PARTNR INT A</n1:titleOfClass>
<n1:cusip>72651A207</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10306</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAINS GP HLDGS L P</n1:nameOfIssuer>
<n1:titleOfClass>LTD PARTNR INT A</n1:titleOfClass>
<n1:cusip>72651A207</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLANET FITNESS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72703H101</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLANET FITNESS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72703H101</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLANET FITNESS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>72703H101</n1:cusip>
<n1:value>833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13759</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLAYAGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>72814N104</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLURALSIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>72941B106</n1:cusip>
<n1:value>495</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PLURALSIGHT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>72941B106</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>4530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>42838</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>407166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>404414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2752</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>4555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10165</n1:Sole>
<n1:Shared>33056</n1:Shared>
<n1:None>74</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>20063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12876</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PNC FINL SVCS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693475105</n1:cusip>
<n1:value>5737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLARIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>731068102</n1:cusip>
<n1:value>228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLARIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>731068102</n1:cusip>
<n1:value>718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLARIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>731068102</n1:cusip>
<n1:value>3470</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>134</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLARIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>731068102</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLARIS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>731068102</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLYONE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73179P106</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLYONE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73179P106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLYONE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73179P106</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLYONE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73179P106</n1:cusip>
<n1:value>13916</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>530547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>530547</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POLYONE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73179P106</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1728</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>2379</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POOL CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>73278L105</n1:cusip>
<n1:value>4303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POPULAR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>733174700</n1:cusip>
<n1:value>3277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTFOLIO RECOVERY ASSOCS IN</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.000% 8/0</n1:titleOfClass>
<n1:cusip>73640QAB1</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>15986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>382345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>382345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3693</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PORTLAND GEN ELEC CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>736508847</n1:cusip>
<n1:value>2471</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59099</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POTLATCHDELTIC CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>737630103</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POTLATCHDELTIC CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>737630103</n1:cusip>
<n1:value>1749</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POWER INTEGRATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>739276103</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1199</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1199</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POWER INTEGRATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>739276103</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>POWER INTEGRATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>739276103</n1:cusip>
<n1:value>1907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>332</n1:Sole>
<n1:Shared>1084</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>1949</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16917</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1460</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1959</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPG INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>693506107</n1:cusip>
<n1:value>4770</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>161</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>7517</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>290887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>289214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1673</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26917</n1:Sole>
<n1:Shared>207</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>2505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>12802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>495444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>487560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7884</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PPL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69351T106</n1:cusip>
<n1:value>1450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRA HEALTH SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69354M108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRA HEALTH SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69354M108</n1:cusip>
<n1:value>510</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRA HEALTH SCIENCES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69354M108</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PREFERRED APT CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74039L103</n1:cusip>
<n1:value>524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68894</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PREFERRED BK LOS ANGELES CA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>740367404</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PREFERRED BK LOS ANGELES CA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>740367404</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PREFERRED BK LOS ANGELES CA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>740367404</n1:cusip>
<n1:value>365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PREMIER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74051N102</n1:cusip>
<n1:value>540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15761</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PREMIER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74051N102</n1:cusip>
<n1:value>427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PREMIER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>74051N102</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74112D101</n1:cusip>
<n1:value>476</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9945</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74112D101</n1:cusip>
<n1:value>17365</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>462320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>273588</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>188732</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74112D101</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1561</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRESTIGE CONSMR HEALTHCARE I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74112D101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>1876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>13089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>5333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>346</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>346</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRICE T ROWE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74144T108</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164M108</n1:cusip>
<n1:value>505</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164M108</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164M108</n1:cusip>
<n1:value>771</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRIMERICA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74164M108</n1:cusip>
<n1:value>2284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL EXCHANGE-TRADED FD</n1:nameOfIssuer>
<n1:titleOfClass>SPECTRUM PFD</n1:titleOfClass>
<n1:cusip>74255Y888</n1:cusip>
<n1:value>1078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74251V102</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74251V102</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74251V102</n1:cusip>
<n1:value>638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL FINANCIAL GROUP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74251V102</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRINCIPAL REAL ESTATE INCOME</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>74255X104</n1:cusip>
<n1:value>256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21202</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>28584</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>239060</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>239060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>38482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>321832</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>312130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9702</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>40440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>338216</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200689</n1:Sole>
<n1:Shared>133975</n1:Shared>
<n1:None>3552</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>120769</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1010027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>992151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17876</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROCTER AND GAMBLE CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>742718109</n1:cusip>
<n1:value>15556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40393</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>2836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35403</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>6494</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2384</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>177</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGRESSIVE CORP OHIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743315103</n1:cusip>
<n1:value>4929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5782</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGYNY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340E103</n1:cusip>
<n1:value>1243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROGYNY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340E103</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>8735</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2721</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>52</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>4226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>6728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4307</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROLOGIS INC.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74340W103</n1:cusip>
<n1:value>3573</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROOFPOINT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743424103</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROOFPOINT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743424103</n1:cusip>
<n1:value>182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1642</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1642</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROOFPOINT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743424103</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROOFPOINT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743424103</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>284</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74346Y103</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74346Y103</n1:cusip>
<n1:value>152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74346Y103</n1:cusip>
<n1:value>201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>883</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3633</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74347X864</n1:cusip>
<n1:value>3105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 DV ARIST</n1:titleOfClass>
<n1:cusip>74348A467</n1:cusip>
<n1:value>3814</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 DV ARIST</n1:titleOfClass>
<n1:cusip>74348A467</n1:cusip>
<n1:value>10582</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>469</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP 400 DIV</n1:titleOfClass>
<n1:cusip>74347B680</n1:cusip>
<n1:value>2429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P MDCP 400 DIV</n1:titleOfClass>
<n1:cusip>74347B680</n1:cusip>
<n1:value>761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>82</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>RUSS 2000 DIVD</n1:titleOfClass>
<n1:cusip>74347B698</n1:cusip>
<n1:value>1522</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>298</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ULTRAPRO SHT QQQ</n1:titleOfClass>
<n1:cusip>74347G408</n1:cusip>
<n1:value>756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 DV ARIST</n1:titleOfClass>
<n1:cusip>74348A467</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA FNCLS NEW</n1:titleOfClass>
<n1:cusip>74347X633</n1:cusip>
<n1:value>465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR</n1:nameOfIssuer>
<n1:titleOfClass>ULTRPRO S&amp;P500</n1:titleOfClass>
<n1:cusip>74347X864</n1:cusip>
<n1:value>1774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSHARES TR II</n1:nameOfIssuer>
<n1:titleOfClass>ULTRA VIX SHORT</n1:titleOfClass>
<n1:cusip>74347W148</n1:cusip>
<n1:value>1478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPECT CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  6.375% 3/0</n1:titleOfClass>
<n1:cusip>74348TAT9</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPECT CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74348T102</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPECT CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74348T102</n1:cusip>
<n1:value>954</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>186700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>186700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPECT CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  4.950% 7/1</n1:titleOfClass>
<n1:cusip>74348TAR3</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPERITY BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743606105</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>422</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPERITY BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743606105</n1:cusip>
<n1:value>2096</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROSPERITY BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743606105</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROTO LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743713109</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROTO LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743713109</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROTO LABS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>743713109</n1:cusip>
<n1:value>122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>843</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PROVENTION BIO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74374N102</n1:cusip>
<n1:value>1609</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>543</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>303</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>763</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>4641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8303</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>1756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744320102</n1:cusip>
<n1:value>2643</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>74435K204</n1:cusip>
<n1:value>145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>74435K204</n1:cusip>
<n1:value>682</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>74435K204</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>74435K204</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>74435K204</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PRUDENTIAL PLC</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>74435K204</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>285</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>49717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>639117</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>638912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>205</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3078</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>2191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>7868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101013</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>132</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PTC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>69370C100</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>283</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>4364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>804</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3832</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>357</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC STORAGE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74460D109</n1:cusip>
<n1:value>589</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>3961</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80583</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>174</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3189</n1:Sole>
<n1:Shared>2474</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>4631</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>744573106</n1:cusip>
<n1:value>3062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>578</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16992</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17754</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>2549</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PULTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>745867101</n1:cusip>
<n1:value>2020</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUMA BIOTECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74587V107</n1:cusip>
<n1:value>359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34382</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>746922103</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>746922103</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16525</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>Q2 HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736L109</n1:cusip>
<n1:value>499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5817</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5817</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>Q2 HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736L109</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>Q2 HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736L109</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>425</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QCR HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74727A104</n1:cusip>
<n1:value>370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11857</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>19833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>179439</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>179439</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QORVO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74736K101</n1:cusip>
<n1:value>628</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5685</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5685</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>3520</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>21969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>238468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2391</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>10080</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19820</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>28836</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>316146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>312003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4143</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>2700</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25547</n1:Sole>
<n1:Shared>3989</n1:Shared>
<n1:None>67</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALCOMM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747525103</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74758T303</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74758T303</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74758T303</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUALYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>338</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANEX BUILDING PRODUCTS COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>747619104</n1:cusip>
<n1:value>331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>2344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59754</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>124</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>523</n1:Sole>
<n1:Shared>4347</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>751</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19138</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19138</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUANTA SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74762E102</n1:cusip>
<n1:value>436</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUEST DIAGNOSTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74834L100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUIDEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74838J101</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUIDEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74838J101</n1:cusip>
<n1:value>567</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUIDEL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74838J101</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUINSTREET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74874Q100</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8610</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUINSTREET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74874Q100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUINSTREET INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74874Q100</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3593</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUOTIENT TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749119103</n1:cusip>
<n1:value>284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38864</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QUOTIENT TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.750%12/0</n1:titleOfClass>
<n1:cusip>749119AB9</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29000</n1:sshPrnamt>
<n1:sshPrnamtType>PRN</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QURATE RETAIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>74915M100</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2628</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QURATE RETAIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>74915M100</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QURATE RETAIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>74915M100</n1:cusip>
<n1:value>253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>QURATE RETAIL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM SER A</n1:titleOfClass>
<n1:cusip>74915M100</n1:cusip>
<n1:value>348</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RADIAN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750236101</n1:cusip>
<n1:value>1068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RADIAN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750236101</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RADIAN GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750236101</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>307</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RADIANT LOGISTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75025X100</n1:cusip>
<n1:value>89</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22562</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22562</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALPH LAUREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>751212101</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALPH LAUREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>751212101</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALPH LAUREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>751212101</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RALPH LAUREN CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>751212101</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAMBUS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750917106</n1:cusip>
<n1:value>82</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAMBUS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750917106</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAMBUS INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>750917106</n1:cusip>
<n1:value>867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RANGE RES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75281A109</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAPID7 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>753422104</n1:cusip>
<n1:value>2834</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55546</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAPID7 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>753422104</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAPID7 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>753422104</n1:cusip>
<n1:value>120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAPID7 INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>753422104</n1:cusip>
<n1:value>439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8611</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYMOND JAMES FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754730109</n1:cusip>
<n1:value>438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER ADVANCED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75508B104</n1:cusip>
<n1:value>242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>86122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER ADVANCED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75508B104</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER ADVANCED MATLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75508B104</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>108</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754907103</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1959</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1152</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754907103</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>825</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYONIER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>754907103</n1:cusip>
<n1:value>662</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26721</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>13326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>216264</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>216264</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>5375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44237</n1:Sole>
<n1:Shared>42478</n1:Shared>
<n1:None>515</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>58297</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>946078</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>909459</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>36619</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>4831</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60801</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17595</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75513E101</n1:cusip>
<n1:value>47030</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>763233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>684188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>79045</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RE MAX HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>75524W108</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4682</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RE MAX HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>75524W108</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>1231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20683</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>5244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85541</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2590</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>2116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32330</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3226</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REALTY INCOME CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>756109104</n1:cusip>
<n1:value>157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2251</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>80</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REDWOOD TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758075402</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGAL BELOIT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758750103</n1:cusip>
<n1:value>137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGAL BELOIT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758750103</n1:cusip>
<n1:value>254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2909</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGAL BELOIT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758750103</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGAL BELOIT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758750103</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENCY CTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758849103</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2588</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENCY CTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758849103</n1:cusip>
<n1:value>418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENCY CTRS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>758849103</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>1201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1925</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1907</n1:Sole>
<n1:Shared>3</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>4756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>12292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19709</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>6278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGENERON PHARMACEUTICALS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>75886F107</n1:cusip>
<n1:value>20633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32714</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>371</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>1075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>353876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>352582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1294</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14622</n1:Sole>
<n1:Shared>18398</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>3971</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>357145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>356470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>675</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REGIONS FINANCIAL CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>7591EP100</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3090</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3090</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>368</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4696</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>98</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REINSURANCE GRP OF AMERICA I</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>759351604</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759509102</n1:cusip>
<n1:value>1457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15348</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759509102</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759509102</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>926</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>926</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759509102</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>759</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>597</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25334</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>679</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4967</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4967</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RELX PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>759530108</n1:cusip>
<n1:value>228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9672</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCE CAP GREENWICH FD</n1:nameOfIssuer>
<n1:titleOfClass>IPO ETF</n1:titleOfClass>
<n1:cusip>759937204</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>650</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCE CAP GREENWICH FD</n1:nameOfIssuer>
<n1:titleOfClass>IPO ETF</n1:titleOfClass>
<n1:cusip>759937204</n1:cusip>
<n1:value>1128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCERE HOLDINGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G7496G103</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>648</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCERE HOLDINGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G7496G103</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENAISSANCERE HOLDINGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G7496G103</n1:cusip>
<n1:value>124</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>727</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENEWABLE ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>75972A301</n1:cusip>
<n1:value>353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENT A CTR INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76009N100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENT A CTR INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76009N100</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RENT A CTR INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76009N100</n1:cusip>
<n1:value>533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPLIGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759916109</n1:cusip>
<n1:value>224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPLIGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759916109</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPLIGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759916109</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPLIGEN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>759916109</n1:cusip>
<n1:value>331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>809</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1865</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC BANCORP INC KY</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>760281204</n1:cusip>
<n1:value>829</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25345</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3109</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>1899</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>8341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101345</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>307</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REPUBLIC SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>760759100</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>3402</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2368</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>514</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2606</n1:Sole>
<n1:Shared>40</n1:Shared>
<n1:None>29</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>7679</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39979</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>552</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESMED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>761152107</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11419</n1:Sole>
<n1:Shared>15</n1:Shared>
<n1:None>362</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2087</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>11261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>823</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>79149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1448823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1448175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>648</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RESTAURANT BRANDS INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131D103</n1:cusip>
<n1:value>8007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1365</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RETAIL OPPORTUNITY INVTS COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131N101</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>217</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RETAIL OPPORTUNITY INVTS COR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76131N101</n1:cusip>
<n1:value>1496</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RETAIL PPTYS AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>76131V202</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RETAIL PPTYS AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>76131V202</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RETAIL PPTYS AMER INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>76131V202</n1:cusip>
<n1:value>1054</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REYNOLDS CONSUMER PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76171L106</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REYNOLDS CONSUMER PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76171L106</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REYNOLDS CONSUMER PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76171L106</n1:cusip>
<n1:value>632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18177</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>REYNOLDS CONSUMER PRODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76171L106</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RGC RES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>74955L103</n1:cusip>
<n1:value>759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25701</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RINGCENTRAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>76680R206</n1:cusip>
<n1:value>513</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1801</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RINGCENTRAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>76680R206</n1:cusip>
<n1:value>173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>593</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RINGCENTRAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>76680R206</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RINGCENTRAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>76680R206</n1:cusip>
<n1:value>1148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>3920</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>59</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>1271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>595</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2529</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2529</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIO TINTO PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>767204100</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1872</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITCHIE BROS AUCTIONEERS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>767744105</n1:cusip>
<n1:value>145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITCHIE BROS AUCTIONEERS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>767744105</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3309</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3309</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITCHIE BROS AUCTIONEERS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>767744105</n1:cusip>
<n1:value>3120</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITE AID CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>767754872</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITE AID CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>767754872</n1:cusip>
<n1:value>356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RITE AID CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>767754872</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVERNORTH / DOUBLELINE STRA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76882G107</n1:cusip>
<n1:value>656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RIVERNORTH MANAGED DUR MUN I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>76882H105</n1:cusip>
<n1:value>1233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3589</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749607107</n1:cusip>
<n1:value>360</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749607107</n1:cusip>
<n1:value>1855</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749607107</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>161</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RLI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749607107</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBERT HALF INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>770323103</n1:cusip>
<n1:value>830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1655</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBERT HALF INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>770323103</n1:cusip>
<n1:value>666</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12603</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBERT HALF INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>770323103</n1:cusip>
<n1:value>604</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>836</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBERT HALF INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>770323103</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROBERT HALF INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>770323103</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROGERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775133101</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROGERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775133101</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROGERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775133101</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>803</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>803</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROGERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775133101</n1:cusip>
<n1:value>145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>785</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROKU INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77543R102</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROKU INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77543R102</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1020</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROKU INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77543R102</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROKU INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>77543R102</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>745</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22207</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13668</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>724</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>17083</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROLLINS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>775711104</n1:cusip>
<n1:value>817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>1447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>2491</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6396</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>6258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10539</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5580</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROPER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>776696106</n1:cusip>
<n1:value>1009</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>16264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1395</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>736</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>684</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>2449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28718</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROSS STORES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>778296103</n1:cusip>
<n1:value>321</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6334</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6334</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>3177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46854</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL BK CDA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780087102</n1:cusip>
<n1:value>1306</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>139</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>V7780T103</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR B</n1:titleOfClass>
<n1:cusip>780259107</n1:cusip>
<n1:value>186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR B</n1:titleOfClass>
<n1:cusip>780259107</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>71</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR B</n1:titleOfClass>
<n1:cusip>780259107</n1:cusip>
<n1:value>2068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67599</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>301</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR A</n1:titleOfClass>
<n1:cusip>780259206</n1:cusip>
<n1:value>656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20065</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR A</n1:titleOfClass>
<n1:cusip>780259206</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR A</n1:titleOfClass>
<n1:cusip>780259206</n1:cusip>
<n1:value>2722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>511</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR A</n1:titleOfClass>
<n1:cusip>780259206</n1:cusip>
<n1:value>540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12216</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR A</n1:titleOfClass>
<n1:cusip>780259206</n1:cusip>
<n1:value>2670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONS ADR A</n1:titleOfClass>
<n1:cusip>780259206</n1:cusip>
<n1:value>1061</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25087</n1:Sole>
<n1:Shared>7371</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR B</n1:titleOfClass>
<n1:cusip>780259107</n1:cusip>
<n1:value>161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL DUTCH SHELL PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR B</n1:titleOfClass>
<n1:cusip>780259107</n1:cusip>
<n1:value>2725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88092</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780287108</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>669</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYAL GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780287108</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYCE MICRO-CAP TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780915104</n1:cusip>
<n1:value>264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYCE VALUE TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780910105</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYCE VALUE TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780910105</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2353</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ROYCE VALUE TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>780910105</n1:cusip>
<n1:value>337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26873</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1917</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1757</n1:Sole>
<n1:Shared>90</n1:Shared>
<n1:None>70</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>4201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4963</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RPM INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>749685103</n1:cusip>
<n1:value>7310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9815</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUBICON PROJ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78112V102</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3317</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3317</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUBICON PROJ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78112V102</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUBICON PROJ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78112V102</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUBICON PROJ INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78112V102</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>11820</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSH ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781846209</n1:cusip>
<n1:value>369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSH ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781846209</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RUSH ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>781846209</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>824</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYANAIR HOLDINGS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>783513203</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>507</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>667</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>2263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65403</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>7941</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>229520</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>229436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>84</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>1233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>557</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78377T107</n1:cusip>
<n1:value>89</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S &amp; T BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>783859101</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S &amp; T BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>783859101</n1:cusip>
<n1:value>1695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72276</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>534</n1:Sole>
<n1:Shared>71742</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S &amp; T BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>783859101</n1:cusip>
<n1:value>242</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>3867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11736</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>11623</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1582</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>5515</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16739</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>4203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>S&amp;P GLOBAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78409V104</n1:cusip>
<n1:value>166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203</n1:Sole>
<n1:Shared>300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SABRA HEALTH CARE REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78573L106</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SABRA HEALTH CARE REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78573L106</n1:cusip>
<n1:value>586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SABRA HEALTH CARE REIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78573L106</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78709Y105</n1:cusip>
<n1:value>190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAIA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78709Y105</n1:cusip>
<n1:value>86</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>775</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>14826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>41939</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>223876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>222695</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1181</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>2116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9068</n1:Sole>
<n1:Shared>2219</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALESFORCE COM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79466L302</n1:cusip>
<n1:value>16868</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90042</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89766</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>276</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SALLY BEAUTY HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>79546E104</n1:cusip>
<n1:value>386</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30782</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30782</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANDY SPRING BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>800363103</n1:cusip>
<n1:value>388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15646</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15646</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANDY SPRING BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>800363103</n1:cusip>
<n1:value>424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1003</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANDY SPRING BANCORP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>800363103</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANMINA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>801056102</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANMINA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>801056102</n1:cusip>
<n1:value>319</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANMINA CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>801056102</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1727</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>1975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>38681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>596</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11673</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SANOFI</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>80105N105</n1:cusip>
<n1:value>20706</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>405602</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>398568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7035</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>270</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>10254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>165</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4722</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4621</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>101</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>1752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAP SE</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>803054204</n1:cusip>
<n1:value>1837</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SARATOGA INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>80349A208</n1:cusip>
<n1:value>778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49230</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1148</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1148</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>641</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SAREPTA THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>803607100</n1:cusip>
<n1:value>472</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2942</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>2671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>2437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8179</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1244</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SBA COMMUNICATIONS CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>78410G104</n1:cusip>
<n1:value>376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>521</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>2693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>495</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>456</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24814</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>684</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37168</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15699</n1:Sole>
<n1:Shared>21280</n1:Shared>
<n1:None>189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHLUMBERGER LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>806857108</n1:cusip>
<n1:value>5226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>284185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>282870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1315</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNEIDER NATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>80689H102</n1:cusip>
<n1:value>2077</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNEIDER NATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>80689H102</n1:cusip>
<n1:value>2395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97065</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNEIDER NATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>80689H102</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNEIDER NATIONAL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>80689H102</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNITZER STL INDS</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>806882106</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>566</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHNITZER STL INDS</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>806882106</n1:cusip>
<n1:value>358</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHOLASTIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>807066105</n1:cusip>
<n1:value>134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4463</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHOLASTIC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>807066105</n1:cusip>
<n1:value>90</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>6469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191736</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>182530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9206</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>34057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1009409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1009078</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>331</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>16440</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>487260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>482634</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4626</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>2016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB CHARLES CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>808513105</n1:cusip>
<n1:value>565</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>277</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>SCHWAB FDT US LG</n1:titleOfClass>
<n1:cusip>808524771</n1:cusip>
<n1:value>129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>SCHWAB FDT US LG</n1:titleOfClass>
<n1:cusip>808524771</n1:cusip>
<n1:value>300</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US DIVIDEND EQ</n1:titleOfClass>
<n1:cusip>808524797</n1:cusip>
<n1:value>1767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US DIVIDEND EQ</n1:titleOfClass>
<n1:cusip>808524797</n1:cusip>
<n1:value>2886</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2965</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL EQTY ETF</n1:titleOfClass>
<n1:cusip>808524805</n1:cusip>
<n1:value>336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL EQTY ETF</n1:titleOfClass>
<n1:cusip>808524805</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7106</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL EQTY ETF</n1:titleOfClass>
<n1:cusip>808524805</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US AGGREGATE B</n1:titleOfClass>
<n1:cusip>808524839</n1:cusip>
<n1:value>1049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18655</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US AGGREGATE B</n1:titleOfClass>
<n1:cusip>808524839</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US REIT ETF</n1:titleOfClass>
<n1:cusip>808524847</n1:cusip>
<n1:value>148</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US REIT ETF</n1:titleOfClass>
<n1:cusip>808524847</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US REIT ETF</n1:titleOfClass>
<n1:cusip>808524847</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1283</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>883</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US REIT ETF</n1:titleOfClass>
<n1:cusip>808524847</n1:cusip>
<n1:value>1137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32273</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>SHT TM US TRES</n1:titleOfClass>
<n1:cusip>808524862</n1:cusip>
<n1:value>1632</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>SHT TM US TRES</n1:titleOfClass>
<n1:cusip>808524862</n1:cusip>
<n1:value>6180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US TIPS ETF</n1:titleOfClass>
<n1:cusip>808524870</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>495</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>495</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US TIPS ETF</n1:titleOfClass>
<n1:cusip>808524870</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>133017</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130691</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2326</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US TIPS ETF</n1:titleOfClass>
<n1:cusip>808524870</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US BRD MKT ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US BRD MKT ETF</n1:titleOfClass>
<n1:cusip>808524102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>210425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2207</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US BRD MKT ETF</n1:titleOfClass>
<n1:cusip>808524102</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12052</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LRG CAP ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>513902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>513902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LRG CAP ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LRG CAP ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP GR ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>707</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP GR ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>618898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>613866</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5032</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP GR ETF</n1:titleOfClass>
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<n1:sshPrnamt>533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>533</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP VA ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>45</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP VA ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1683</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US MID-CAP ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132952</n1:Sole>
<n1:Shared>0</n1:Shared>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US MID-CAP ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US MID-CAP ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
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<n1:Sole>1245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CAP ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2971</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2971</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CAP ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106301</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US SML CAP ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>991</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>EMRG MKTEQ ETF</n1:titleOfClass>
<n1:cusip>808524706</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13650</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>EMRG MKTEQ ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>157923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156484</n1:Sole>
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<n1:None>1439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>EMRG MKTEQ ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCHWAB STRATEGIC TR</n1:nameOfIssuer>
<n1:titleOfClass>US LCAP GR ETF</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCORPIO TANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>Y7542C130</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCORPIO TANKERS INC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>Y7542C130</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41442</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3166</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>3029</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22523</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SCOTTS MIRACLE GRO CO</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>810186106</n1:cusip>
<n1:value>82</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>609</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>609</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEA LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>81141R100</n1:cusip>
<n1:value>196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEA LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>81141R100</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEACOAST BKG CORP FLA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>811707801</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>76</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEACOAST BKG CORP FLA</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>811707801</n1:cusip>
<n1:value>241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7945M107</n1:cusip>
<n1:value>2043</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41727</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>470</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7945M107</n1:cusip>
<n1:value>241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7945M107</n1:cusip>
<n1:value>153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1750</n1:Sole>
<n1:Shared>1404</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAGATE TECHNOLOGY PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G7945M107</n1:cusip>
<n1:value>446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEALED AIR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81211K100</n1:cusip>
<n1:value>122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEALED AIR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81211K100</n1:cusip>
<n1:value>317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9555</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEALED AIR CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81211K100</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAWORLD ENTMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81282V100</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAWORLD ENTMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81282V100</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEAWORLD ENTMT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81282V100</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6222</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6222</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8304</n1:Sole>
<n1:Shared>16</n1:Shared>
<n1:None>117</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>6307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114707</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7949</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEI INVTS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784117103</n1:cusip>
<n1:value>4640</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>142</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT MED HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81619Q105</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT MED HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81619Q105</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1453</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT MED HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81619Q105</n1:cusip>
<n1:value>359</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24396</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>969</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>7827</n1:Shared>
<n1:None>1050</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>3688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-FINL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>8800</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>380279</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>380279</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-INDS</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>3574</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>118336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2189783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2186508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3276</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>650</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>COMMUNICATION</n1:titleOfClass>
<n1:cusip>81369Y852</n1:cusip>
<n1:value>1428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>3435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>1547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27362</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>86</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>1443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>25600</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI MATERIALS</n1:titleOfClass>
<n1:cusip>81369Y100</n1:cusip>
<n1:value>1015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18009</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>13295</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>132859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>151558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1514515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1512044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2471</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>36224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>361987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>361987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>800</n1:Sole>
<n1:Shared>1847</n1:Shared>
<n1:None>750</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>10400</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>82271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1402988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1400113</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2875</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>3075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52436</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>779</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>779</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>4644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>90533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>708897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>706739</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2158</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>244</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>44</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>5568</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>4460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>117821</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>23592</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>623298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>622371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>928</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>64</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1688</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY</n1:titleOfClass>
<n1:cusip>81369Y506</n1:cusip>
<n1:value>5473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144591</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>RL EST SEL SEC</n1:titleOfClass>
<n1:cusip>81369Y860</n1:cusip>
<n1:value>503</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14461</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>RL EST SEL SEC</n1:titleOfClass>
<n1:cusip>81369Y860</n1:cusip>
<n1:value>310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8766</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>144</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>RL EST SEL SEC</n1:titleOfClass>
<n1:cusip>81369Y860</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>688</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>555</n1:Sole>
<n1:Shared>133</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>RL EST SEL SEC</n1:titleOfClass>
<n1:cusip>81369Y860</n1:cusip>
<n1:value>867</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>7989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>141578</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>141578</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>4340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>76907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1593</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3190</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>4024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71303</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-UTILS</n1:titleOfClass>
<n1:cusip>81369Y886</n1:cusip>
<n1:value>473</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8382</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7318</n1:Sole>
<n1:Shared>1064</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-INDS</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>80730</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1175108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1173165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1943</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-INDS</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>665</n1:Sole>
<n1:Shared>2719</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-INDS</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>2532</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-INDS</n1:titleOfClass>
<n1:cusip>81369Y704</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS DISCR</n1:titleOfClass>
<n1:cusip>81369Y407</n1:cusip>
<n1:value>151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1186</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI CONS STPLS</n1:titleOfClass>
<n1:cusip>81369Y308</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI HEALTHCARE</n1:titleOfClass>
<n1:cusip>81369Y209</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1456</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1456</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>21480</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>205573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>205573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-FINL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6250</n1:Sole>
<n1:Shared>2487</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>198280</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1897601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1887776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9825</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>TECHNOLOGY</n1:titleOfClass>
<n1:cusip>81369Y803</n1:cusip>
<n1:value>40683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>389352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>389352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-FINL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>5624</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>243040</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>243040</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-FINL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>121370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5245013</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5234489</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10524</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECT SECTOR SPDR TR</n1:nameOfIssuer>
<n1:titleOfClass>SBI INT-FINL</n1:titleOfClass>
<n1:cusip>81369Y605</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECTIVE INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816300107</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECTIVE INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816300107</n1:cusip>
<n1:value>16484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>312560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>312560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECTIVE INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816300107</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SELECTIVE INS GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816300107</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>695</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>695</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>3500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2774</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>80</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>1028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SEMPRA ENERGY</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>816851109</n1:cusip>
<n1:value>1150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9810</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8060N102</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2271</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8060N102</n1:cusip>
<n1:value>108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8060N102</n1:cusip>
<n1:value>21932</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>589097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>341566</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>247531</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8060N102</n1:cusip>
<n1:value>196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>53</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8060N102</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSEONICS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81727U105</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SENSUS HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81728J109</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE CORP INTL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>817565104</n1:cusip>
<n1:value>3448</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88669</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>88642</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE PPTYS TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>81761L102</n1:cusip>
<n1:value>366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51615</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICE PPTYS TR</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>81761L102</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5775</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2221</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICEMASTER GLOBAL HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81761R109</n1:cusip>
<n1:value>272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7610</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICEMASTER GLOBAL HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81761R109</n1:cusip>
<n1:value>1264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35416</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35416</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICEMASTER GLOBAL HLDGS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81761R109</n1:cusip>
<n1:value>153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4289</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>6227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15373</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15373</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>1113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2747</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2747</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVICENOW INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81762P102</n1:cusip>
<n1:value>3203</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVISFIRST BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81768T108</n1:cusip>
<n1:value>315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVISFIRST BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81768T108</n1:cusip>
<n1:value>298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8336</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVISFIRST BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81768T108</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SERVISFIRST BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>81768T108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHAKE SHACK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>819047101</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1492</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1492</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHAKE SHACK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>819047101</n1:cusip>
<n1:value>153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2894</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2794</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHAKE SHACK INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>819047101</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHENANDOAH TELECOMMUNICATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82312B106</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHENANDOAH TELECOMMUNICATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82312B106</n1:cusip>
<n1:value>207</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHENANDOAH TELECOMMUNICATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82312B106</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>5352</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7962</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>3639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6277</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHERWIN WILLIAMS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>824348106</n1:cusip>
<n1:value>98</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>6094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6420</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>6518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6530</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>337</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>8784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHOPIFY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>82509L107</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHYFT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>825698103</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SHYFT GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>825698103</n1:cusip>
<n1:value>479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28425</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIBANYE STILLWATER LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82575P107</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIBANYE STILLWATER LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82575P107</n1:cusip>
<n1:value>194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIERRA WIRELESS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>826516106</n1:cusip>
<n1:value>1347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIGNATURE BK NEW YORK N Y</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82669G104</n1:cusip>
<n1:value>108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1008</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIGNATURE BK NEW YORK N Y</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82669G104</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIGNATURE BK NEW YORK N Y</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82669G104</n1:cusip>
<n1:value>2633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIGNATURE BK NEW YORK N Y</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82669G104</n1:cusip>
<n1:value>12762</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIGNATURE BK NEW YORK N Y</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82669G104</n1:cusip>
<n1:value>13802</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>129087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILGAN HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>827048109</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILGAN HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>827048109</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILGAN HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>827048109</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>319</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILGAN HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>827048109</n1:cusip>
<n1:value>1756</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>826919102</n1:cusip>
<n1:value>2421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>826919102</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON LABORATORIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>826919102</n1:cusip>
<n1:value>104</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILICON MOTION TECHNOLOGY CO</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>82706C108</n1:cusip>
<n1:value>174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILK RD MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82710M100</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2065</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SILK RD MED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82710M100</n1:cusip>
<n1:value>320</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMMONS 1ST NATL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A $1 PAR</n1:titleOfClass>
<n1:cusip>828730200</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMMONS 1ST NATL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A $1 PAR</n1:titleOfClass>
<n1:cusip>828730200</n1:cusip>
<n1:value>420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24573</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24573</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMMONS 1ST NATL CORP</n1:nameOfIssuer>
<n1:titleOfClass>CL A $1 PAR</n1:titleOfClass>
<n1:cusip>828730200</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>1848</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25208</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1818</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>830</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>830</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>538</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMON PPTY GROUP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>828806109</n1:cusip>
<n1:value>130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLY GOOD FOODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82900L102</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLY GOOD FOODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82900L102</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPLY GOOD FOODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82900L102</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>649</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>649</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPSON MANUFACTURING CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>829073105</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPSON MANUFACTURING CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>829073105</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>470</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIMPSON MANUFACTURING CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>829073105</n1:cusip>
<n1:value>240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>452</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SINCLAIR BROADCAST GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>829226109</n1:cusip>
<n1:value>351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SINCLAIR BROADCAST GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>829226109</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SINCLAIR BROADCAST GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>829226109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIRIUS XM HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82968B103</n1:cusip>
<n1:value>422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71891</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIRIUS XM HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82968B103</n1:cusip>
<n1:value>119</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20342</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20342</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIRIUS XM HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82968B103</n1:cusip>
<n1:value>540</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92034</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982L103</n1:cusip>
<n1:value>4538</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39819</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982L103</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982L103</n1:cusip>
<n1:value>1599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12201</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1830</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>82982L103</n1:cusip>
<n1:value>648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5686</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5686</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIX FLAGS ENTMT CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83001A102</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12993</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIX FLAGS ENTMT CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83001A102</n1:cusip>
<n1:value>421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21937</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2503</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIX FLAGS ENTMT CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83001A102</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SIXTH STREET SPECIALTY LENDN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83012A109</n1:cusip>
<n1:value>356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>91</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SJW GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784305104</n1:cusip>
<n1:value>273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4395</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4395</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SJW GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784305104</n1:cusip>
<n1:value>221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SK TELECOM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>78440P108</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SK TELECOM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>78440P108</n1:cusip>
<n1:value>779</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40306</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40306</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SK TELECOM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>78440P108</n1:cusip>
<n1:value>131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6781</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SK TELECOM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>78440P108</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKECHERS U S A INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>830566105</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKECHERS U S A INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>830566105</n1:cusip>
<n1:value>159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5065</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKECHERS U S A INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>830566105</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>1614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12622</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>1101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>900</n1:Sole>
<n1:Shared>7710</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>5222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40841</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40841</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>18678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>54234</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SKYWORKS SOLUTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83088M102</n1:cusip>
<n1:value>1035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SL GREEN RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78440X101</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SL GREEN RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78440X101</n1:cusip>
<n1:value>140</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SL GREEN RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78440X101</n1:cusip>
<n1:value>4130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SL GREEN RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78440X101</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>568</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLACK TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>83088V102</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>433</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLACK TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>83088V102</n1:cusip>
<n1:value>498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16031</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16031</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLACK TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>83088V102</n1:cusip>
<n1:value>215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110916</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>17308</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2461963</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1645200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>816763</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SLM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78442P106</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6949</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>208</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMART GLOBAL HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8232Y101</n1:cusip>
<n1:value>399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14683</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMARTFINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83190L208</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMARTFINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83190L208</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMARTFINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83190L208</n1:cusip>
<n1:value>259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; NEPHEW GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPDN ADR NEW</n1:titleOfClass>
<n1:cusip>83175M205</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; NEPHEW GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPDN ADR NEW</n1:titleOfClass>
<n1:cusip>83175M205</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>57</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; NEPHEW GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPDN ADR NEW</n1:titleOfClass>
<n1:cusip>83175M205</n1:cusip>
<n1:value>2143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>120</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; NEPHEW GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPDN ADR NEW</n1:titleOfClass>
<n1:cusip>83175M205</n1:cusip>
<n1:value>1822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; NEPHEW GROUP PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPDN ADR NEW</n1:titleOfClass>
<n1:cusip>83175M205</n1:cusip>
<n1:value>530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13902</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13902</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; WESSON BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831754106</n1:cusip>
<n1:value>89</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; WESSON BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831754106</n1:cusip>
<n1:value>374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17376</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; WESSON BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831754106</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH &amp; WESSON BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831754106</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH A O CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831865209</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH A O CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831865209</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH A O CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831865209</n1:cusip>
<n1:value>438</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMITH A O CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>831865209</n1:cusip>
<n1:value>499</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4062</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>1390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>2417</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SMUCKER J M CO</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>832696405</n1:cusip>
<n1:value>20335</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192182</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2928</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>83304A106</n1:cusip>
<n1:value>1213</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>83304A106</n1:cusip>
<n1:value>427</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17696</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>83304A106</n1:cusip>
<n1:value>608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>446</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>284</n1:Sole>
<n1:Shared>162</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>59</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2329</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2329</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SNAP ON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>833034101</n1:cusip>
<n1:value>378</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>104</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83417M104</n1:cusip>
<n1:value>458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83417M104</n1:cusip>
<n1:value>54</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>291</n1:Sole>
<n1:Shared>100</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83417M104</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOLAREDGE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>83417M104</n1:cusip>
<n1:value>99</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>713</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONIC AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>83545G102</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONIC AUTOMOTIVE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>83545G102</n1:cusip>
<n1:value>323</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>30</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>8162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150072</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>231</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4411</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4411</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONOCO PRODS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>835495102</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1613</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>6761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96762</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1044</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>1401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5139</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5139</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>994</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SONY CORP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>835699307</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SORRENTO THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83587F202</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SORRENTO THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83587F202</n1:cusip>
<n1:value>184</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SORRENTO THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>83587F202</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4921</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTH ST CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>840441109</n1:cusip>
<n1:value>693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14546</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTH ST CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>840441109</n1:cusip>
<n1:value>3056</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTH ST CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>840441109</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>344</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTH ST CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>840441109</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>9298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>179323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>179323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1557</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>15634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>301533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>291689</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9844</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>5403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>24128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>465348</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>462840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2508</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>842587107</n1:cusip>
<n1:value>3793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>38827</n1:Sole>
<n1:Shared>33728</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN COPPER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84265V105</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN COPPER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84265V105</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN COPPER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84265V105</n1:cusip>
<n1:value>469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHERN COPPER CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84265V105</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST AIRLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844741108</n1:cusip>
<n1:value>591</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17282</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST AIRLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844741108</n1:cusip>
<n1:value>4384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>449</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST AIRLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844741108</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1828</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST AIRLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844741108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST AIRLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844741108</n1:cusip>
<n1:value>797</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23332</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23332</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST GAS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844895102</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>633</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST GAS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844895102</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST GAS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844895102</n1:cusip>
<n1:value>17555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>254240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST GAS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844895102</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWEST GAS HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>844895102</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWESTERN ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>845467109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWESTERN ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>845467109</n1:cusip>
<n1:value>14254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5568085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3356366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2211719</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWESTERN ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>845467109</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SOUTHWESTERN ENERGY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>845467109</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>277</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPARTANNASH CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>847215100</n1:cusip>
<n1:value>439</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20681</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPARTANNASH CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>847215100</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>4000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPARTANNASH CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>847215100</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR DOW JONES INDL AVERAGE</n1:nameOfIssuer>
<n1:titleOfClass>UT SER 1</n1:titleOfClass>
<n1:cusip>78467X109</n1:cusip>
<n1:value>26763</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR DOW JONES INDL AVERAGE</n1:nameOfIssuer>
<n1:titleOfClass>UT SER 1</n1:titleOfClass>
<n1:cusip>78467X109</n1:cusip>
<n1:value>1209</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR DOW JONES INDL AVERAGE</n1:nameOfIssuer>
<n1:titleOfClass>UT SER 1</n1:titleOfClass>
<n1:cusip>78467X109</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR DOW JONES INDL AVERAGE</n1:nameOfIssuer>
<n1:titleOfClass>UT SER 1</n1:titleOfClass>
<n1:cusip>78467X109</n1:cusip>
<n1:value>7786</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>934</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR DOW JONES INDL AVERAGE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78467X109</n1:cusip>
<n1:value>206</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>26773</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159965</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159965</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>23829</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>139261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3114</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1160</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>1984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11856</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8596</n1:Sole>
<n1:Shared>3260</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>43171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>256469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1470</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD SHS</n1:titleOfClass>
<n1:cusip>78463V107</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>466</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>11101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>401914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>396288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5626</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25979</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25151</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>828</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>264</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9542</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL SMLCP</n1:titleOfClass>
<n1:cusip>78463X871</n1:cusip>
<n1:value>458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16757</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL SMLCP</n1:titleOfClass>
<n1:cusip>78463X871</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INTL SMLCP</n1:titleOfClass>
<n1:cusip>78463X871</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTL RL ETF</n1:titleOfClass>
<n1:cusip>78463X863</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>400</n1:Sole>
<n1:Shared>1203</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTL RL ETF</n1:titleOfClass>
<n1:cusip>78463X863</n1:cusip>
<n1:value>8260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>286608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>286608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTL RL ETF</n1:titleOfClass>
<n1:cusip>78463X863</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>DJ INTL RL ETF</n1:titleOfClass>
<n1:cusip>78463X863</n1:cusip>
<n1:value>343</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI EXUS</n1:titleOfClass>
<n1:cusip>78463X848</n1:cusip>
<n1:value>225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9921</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>9921</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO DEVLPD</n1:titleOfClass>
<n1:cusip>78463X889</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI EXUS</n1:titleOfClass>
<n1:cusip>78463X848</n1:cusip>
<n1:value>19228</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>848549</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>848549</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI EXUS</n1:titleOfClass>
<n1:cusip>78463X848</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>MSCI ACWI EXUS</n1:titleOfClass>
<n1:cusip>78463X848</n1:cusip>
<n1:value>237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10442</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10442</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P EM MKT DIV</n1:titleOfClass>
<n1:cusip>78463X533</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P EM MKT DIV</n1:titleOfClass>
<n1:cusip>78463X533</n1:cusip>
<n1:value>782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31067</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>598</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO EMG MK</n1:titleOfClass>
<n1:cusip>78463X509</n1:cusip>
<n1:value>458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13693</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>379</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO EMG MK</n1:titleOfClass>
<n1:cusip>78463X509</n1:cusip>
<n1:value>554</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P GLBDIV ETF</n1:titleOfClass>
<n1:cusip>78463X459</n1:cusip>
<n1:value>1016</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19295</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P GLBDIV ETF</n1:titleOfClass>
<n1:cusip>78463X459</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>ASIA PACIF ETF</n1:titleOfClass>
<n1:cusip>78463X301</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>85</n1:Shared>
<n1:None>214</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>ASIA PACIF ETF</n1:titleOfClass>
<n1:cusip>78463X301</n1:cusip>
<n1:value>367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>LOW CARBON ETF</n1:titleOfClass>
<n1:cusip>78463X194</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>337</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>337</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR INDEX SHS FDS</n1:nameOfIssuer>
<n1:titleOfClass>LOW CARBON ETF</n1:titleOfClass>
<n1:cusip>78463X194</n1:cusip>
<n1:value>952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3062</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>214249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>694800</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>694800</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>36818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>119400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>4163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>145269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>471102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>460367</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10734</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>2929</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Call</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>14955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>5989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19421</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19099</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>322</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>15202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>601085</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1949295</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1935921</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13374</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P 500 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>78462F103</n1:cusip>
<n1:value>29995</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52680</n1:Sole>
<n1:Shared>43522</n1:Shared>
<n1:None>1070</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>2277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7016</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>2989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7942</n1:Sole>
<n1:Shared>1268</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>10936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>UTSER1 S&amp;PDCRP</n1:titleOfClass>
<n1:cusip>78467Y107</n1:cusip>
<n1:value>16805</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51788</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51788</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SHORT</n1:titleOfClass>
<n1:cusip>78464A474</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SHORT</n1:titleOfClass>
<n1:cusip>78464A474</n1:cusip>
<n1:value>67992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2169507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2164640</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4867</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BRC MUNIC</n1:titleOfClass>
<n1:cusip>78468R721</n1:cusip>
<n1:value>858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SHORT</n1:titleOfClass>
<n1:cusip>78464A474</n1:cusip>
<n1:value>822</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26238</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26238</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 GW</n1:titleOfClass>
<n1:cusip>78464A409</n1:cusip>
<n1:value>186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 GW</n1:titleOfClass>
<n1:cusip>78464A409</n1:cusip>
<n1:value>2017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43294</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1617</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 GW</n1:titleOfClass>
<n1:cusip>78464A409</n1:cusip>
<n1:value>10183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>226697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>226697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO INTRMD</n1:titleOfClass>
<n1:cusip>78464A375</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO INTRMD</n1:titleOfClass>
<n1:cusip>78464A375</n1:cusip>
<n1:value>1981</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLMBRG BRC CNVRT</n1:titleOfClass>
<n1:cusip>78464A359</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLMBRG BRC CNVRT</n1:titleOfClass>
<n1:cusip>78464A359</n1:cusip>
<n1:value>5663</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81637</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11964</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLMBRG BRC CNVRT</n1:titleOfClass>
<n1:cusip>78464A359</n1:cusip>
<n1:value>21079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>348416</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>348416</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP VAL</n1:titleOfClass>
<n1:cusip>78464A300</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP VAL</n1:titleOfClass>
<n1:cusip>78464A300</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>453</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP VAL</n1:titleOfClass>
<n1:cusip>78464A300</n1:cusip>
<n1:value>1674</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34081</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34081</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>WELLS FG PFD ETF</n1:titleOfClass>
<n1:cusip>78464A292</n1:cusip>
<n1:value>2722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>WELLS FG PFD ETF</n1:titleOfClass>
<n1:cusip>78464A292</n1:cusip>
<n1:value>5097</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>121787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BBG BRCLY</n1:titleOfClass>
<n1:cusip>78464A284</n1:cusip>
<n1:value>5617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77655</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BBG BRCLY</n1:titleOfClass>
<n1:cusip>78464A284</n1:cusip>
<n1:value>1050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18629</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP GRW</n1:titleOfClass>
<n1:cusip>78464A201</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>692</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP GRW</n1:titleOfClass>
<n1:cusip>78464A201</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>574</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SMCP GRW</n1:titleOfClass>
<n1:cusip>78464A201</n1:cusip>
<n1:value>2255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOMBRG BRC INTL</n1:titleOfClass>
<n1:cusip>78464A151</n1:cusip>
<n1:value>387</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11515</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NYSE TECH ETF</n1:titleOfClass>
<n1:cusip>78464A102</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NYSE TECH ETF</n1:titleOfClass>
<n1:cusip>78464A102</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NYSE TECH ETF</n1:titleOfClass>
<n1:cusip>78464A102</n1:cusip>
<n1:value>961</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BRC MUNIC</n1:titleOfClass>
<n1:cusip>78468R721</n1:cusip>
<n1:value>8588</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>166245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>166245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR BLOOMBERG</n1:titleOfClass>
<n1:cusip>78468R663</n1:cusip>
<n1:value>10371</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR BLOOMBERG</n1:titleOfClass>
<n1:cusip>78468R663</n1:cusip>
<n1:value>1869</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>394</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR BLOOMBERG</n1:titleOfClass>
<n1:cusip>78468R663</n1:cusip>
<n1:value>3707</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40502</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG BRCLYS</n1:titleOfClass>
<n1:cusip>78468R622</n1:cusip>
<n1:value>599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG BRCLYS</n1:titleOfClass>
<n1:cusip>78468R622</n1:cusip>
<n1:value>8599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>70</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG BRCLYS</n1:titleOfClass>
<n1:cusip>78468R622</n1:cusip>
<n1:value>6955</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68753</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68753</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P OILGAS EXP</n1:titleOfClass>
<n1:cusip>78468R556</n1:cusip>
<n1:value>1752</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33580</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33580</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P OILGAS EXP</n1:titleOfClass>
<n1:cusip>78468R556</n1:cusip>
<n1:value>482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>OILGAS EQUIP</n1:titleOfClass>
<n1:cusip>78468R549</n1:cusip>
<n1:value>453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG SRT TR</n1:titleOfClass>
<n1:cusip>78468R408</n1:cusip>
<n1:value>3062</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121503</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>119401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2102</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG SRT TR</n1:titleOfClass>
<n1:cusip>78468R408</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1509</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG SRT TR</n1:titleOfClass>
<n1:cusip>78468R408</n1:cusip>
<n1:value>13284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>527136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>524877</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2259</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG SRT TR</n1:titleOfClass>
<n1:cusip>78468R408</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOMBERG BRC INV</n1:titleOfClass>
<n1:cusip>78468R200</n1:cusip>
<n1:value>1273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41757</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2275</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOMBERG BRC INV</n1:titleOfClass>
<n1:cusip>78468R200</n1:cusip>
<n1:value>8125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>266582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>266582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SH TSR</n1:titleOfClass>
<n1:cusip>78468R101</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO SH TSR</n1:titleOfClass>
<n1:cusip>78468R101</n1:cusip>
<n1:value>2918</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94998</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>4000</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>150553</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>146538</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>284</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P600</n1:titleOfClass>
<n1:cusip>78468R853</n1:cusip>
<n1:value>7399</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>278464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>278464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA STRTGIC</n1:titleOfClass>
<n1:cusip>78468R812</n1:cusip>
<n1:value>225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2544</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2544</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>MSCI USA STRTGIC</n1:titleOfClass>
<n1:cusip>78468R812</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>408</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>408</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR S&amp;P 500 ETF</n1:titleOfClass>
<n1:cusip>78468R796</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>315</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>315</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR S&amp;P 500 ETF</n1:titleOfClass>
<n1:cusip>78468R796</n1:cusip>
<n1:value>527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6907</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6907</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 HI</n1:titleOfClass>
<n1:cusip>78468R788</n1:cusip>
<n1:value>2048</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71613</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1919</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLMBRG SR</n1:titleOfClass>
<n1:cusip>78468R739</n1:cusip>
<n1:value>2260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45308</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45308</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLMBRG SR</n1:titleOfClass>
<n1:cusip>78468R739</n1:cusip>
<n1:value>150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>3000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLMBRG SR</n1:titleOfClass>
<n1:cusip>78468R739</n1:cusip>
<n1:value>11254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>225661</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>225661</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BLMBRG SR</n1:titleOfClass>
<n1:cusip>78468R739</n1:cusip>
<n1:value>4917</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98589</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98589</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>NUVEEN BRC MUNIC</n1:titleOfClass>
<n1:cusip>78468R721</n1:cusip>
<n1:value>173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3355</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3355</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P HOMEBUILD</n1:titleOfClass>
<n1:cusip>78464A888</n1:cusip>
<n1:value>534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P HOMEBUILD</n1:titleOfClass>
<n1:cusip>78464A888</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P HOMEBUILD</n1:titleOfClass>
<n1:cusip>78464A888</n1:cusip>
<n1:value>726</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16542</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BIOTECH</n1:titleOfClass>
<n1:cusip>78464A870</n1:cusip>
<n1:value>1930</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BIOTECH</n1:titleOfClass>
<n1:cusip>78464A870</n1:cusip>
<n1:value>224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BIOTECH</n1:titleOfClass>
<n1:cusip>78464A870</n1:cusip>
<n1:value>644</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5751</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5751</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BIOTECH</n1:titleOfClass>
<n1:cusip>78464A870</n1:cusip>
<n1:value>1469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SEMICNDCTR</n1:titleOfClass>
<n1:cusip>78464A862</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P SEMICNDCTR</n1:titleOfClass>
<n1:cusip>78464A862</n1:cusip>
<n1:value>1464</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P500</n1:titleOfClass>
<n1:cusip>78464A854</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>179</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>179</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P500</n1:titleOfClass>
<n1:cusip>78464A854</n1:cusip>
<n1:value>784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO S&amp;P500</n1:titleOfClass>
<n1:cusip>78464A854</n1:cusip>
<n1:value>577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 400 MDCP GRW</n1:titleOfClass>
<n1:cusip>78464A821</n1:cusip>
<n1:value>412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 400 MDCP GRW</n1:titleOfClass>
<n1:cusip>78464A821</n1:cusip>
<n1:value>115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SML CAP</n1:titleOfClass>
<n1:cusip>78464A813</n1:cusip>
<n1:value>60</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1022</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SML CAP</n1:titleOfClass>
<n1:cusip>78464A813</n1:cusip>
<n1:value>373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 600 SML CAP</n1:titleOfClass>
<n1:cusip>78464A813</n1:cusip>
<n1:value>3775</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLI S&amp;P1500</n1:titleOfClass>
<n1:cusip>78464A805</n1:cusip>
<n1:value>1959</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51840</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BK ETF</n1:titleOfClass>
<n1:cusip>78464A797</n1:cusip>
<n1:value>342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10837</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BK ETF</n1:titleOfClass>
<n1:cusip>78464A797</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>728</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>728</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BK ETF</n1:titleOfClass>
<n1:cusip>78464A797</n1:cusip>
<n1:value>200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6357</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>460</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P BK ETF</n1:titleOfClass>
<n1:cusip>78464A797</n1:cusip>
<n1:value>820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25988</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25988</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INS ETF</n1:titleOfClass>
<n1:cusip>78464A789</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2809</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P INS ETF</n1:titleOfClass>
<n1:cusip>78464A789</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5662</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>8601</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2174</n1:Sole>
<n1:Shared>92138</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>64179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>703719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>703461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>258</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>9087</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99639</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97456</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2182</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P DIVID ETF</n1:titleOfClass>
<n1:cusip>78464A763</n1:cusip>
<n1:value>30137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>330450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>330450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P PHARMAC</n1:titleOfClass>
<n1:cusip>78464A722</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOMBRG BRC INTL</n1:titleOfClass>
<n1:cusip>78464A151</n1:cusip>
<n1:value>243</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P PHARMAC</n1:titleOfClass>
<n1:cusip>78464A722</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>796</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P PHARMAC</n1:titleOfClass>
<n1:cusip>78464A722</n1:cusip>
<n1:value>728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16940</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P RETAIL ETF</n1:titleOfClass>
<n1:cusip>78464A714</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P RETAIL ETF</n1:titleOfClass>
<n1:cusip>78464A714</n1:cusip>
<n1:value>658</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P REGL BKG</n1:titleOfClass>
<n1:cusip>78464A698</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P REGL BKG</n1:titleOfClass>
<n1:cusip>78464A698</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P REGL BKG</n1:titleOfClass>
<n1:cusip>78464A698</n1:cusip>
<n1:value>233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P REGL BKG</n1:titleOfClass>
<n1:cusip>78464A698</n1:cusip>
<n1:value>989</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25761</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI INTRMDIT</n1:titleOfClass>
<n1:cusip>78464A672</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI INTRMDIT</n1:titleOfClass>
<n1:cusip>78464A672</n1:cusip>
<n1:value>727</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI TIPS ETF</n1:titleOfClass>
<n1:cusip>78464A656</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFLI TIPS ETF</n1:titleOfClass>
<n1:cusip>78464A656</n1:cusip>
<n1:value>1237</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO AGRGTE</n1:titleOfClass>
<n1:cusip>78464A649</n1:cusip>
<n1:value>705</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO AGRGTE</n1:titleOfClass>
<n1:cusip>78464A649</n1:cusip>
<n1:value>17484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>566566</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>566045</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>521</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PORTFOLIO AGRGTE</n1:titleOfClass>
<n1:cusip>78464A649</n1:cusip>
<n1:value>408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13226</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEF</n1:titleOfClass>
<n1:cusip>78464A631</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>137</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>137</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEF</n1:titleOfClass>
<n1:cusip>78464A631</n1:cusip>
<n1:value>296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>AEROSPACE DEF</n1:titleOfClass>
<n1:cusip>78464A631</n1:cusip>
<n1:value>236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOOMBERG SRT TR</n1:titleOfClass>
<n1:cusip>78468R408</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9912</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9912</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>DJ REIT ETF</n1:titleOfClass>
<n1:cusip>78464A607</n1:cusip>
<n1:value>3351</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>DJ REIT ETF</n1:titleOfClass>
<n1:cusip>78464A607</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1508</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1108</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>DJ REIT ETF</n1:titleOfClass>
<n1:cusip>78464A607</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>DJ REIT ETF</n1:titleOfClass>
<n1:cusip>78464A607</n1:cusip>
<n1:value>18340</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>235043</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>235043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>COMP SOFTWARE</n1:titleOfClass>
<n1:cusip>78464A599</n1:cusip>
<n1:value>638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5725</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5725</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>HLTH CR EQUIP</n1:titleOfClass>
<n1:cusip>78464A581</n1:cusip>
<n1:value>1614</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18055</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P TRANSN ETF</n1:titleOfClass>
<n1:cusip>78464A532</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P TRANSN ETF</n1:titleOfClass>
<n1:cusip>78464A532</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1353</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>BLOMBERG INTL TR</n1:titleOfClass>
<n1:cusip>78464A516</n1:cusip>
<n1:value>230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7955</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 VL</n1:titleOfClass>
<n1:cusip>78464A508</n1:cusip>
<n1:value>1290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42421</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2078</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPDR SER TR</n1:nameOfIssuer>
<n1:titleOfClass>PRTFLO S&amp;P500 VL</n1:titleOfClass>
<n1:cusip>78464A508</n1:cusip>
<n1:value>2938</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPECTRUM BRANDS HLDGS INC NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84790A105</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>897</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>897</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPECTRUM BRANDS HLDGS INC NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84790A105</n1:cusip>
<n1:value>18876</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>411245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>248468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>162777</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPECTRUM BRANDS HLDGS INC NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84790A105</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1174</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>41</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPECTRUM BRANDS HLDGS INC NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84790A105</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128</n1:Sole>
<n1:Shared>266</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPERO THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84833T103</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPERO THERAPEUTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84833T103</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>848574109</n1:cusip>
<n1:value>114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4770</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4770</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>848574109</n1:cusip>
<n1:value>288</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>848574109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>848574109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>848574109</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT AIRLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>848577102</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT AIRLS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>848577102</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10819</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10819</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT RLTY CAP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>84860W300</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT RLTY CAP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  3.750% 5/1</n1:titleOfClass>
<n1:cusip>84860WAB8</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT RLTY CAP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>84860W300</n1:cusip>
<n1:value>1660</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT RLTY CAP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>84860W300</n1:cusip>
<n1:value>936</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26842</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPIRIT RLTY CAP INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>84860W300</n1:cusip>
<n1:value>277</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPORTSMANS WHSE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84920Y106</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPORTSMANS WHSE HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>84920Y106</n1:cusip>
<n1:value>483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33887</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPOTIFY TECHNOLOGY S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>L8681T102</n1:cusip>
<n1:value>332</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1286</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPOTIFY TECHNOLOGY S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>L8681T102</n1:cusip>
<n1:value>994</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3851</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPOTIFY TECHNOLOGY S A</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>L8681T102</n1:cusip>
<n1:value>1176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>32</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1905</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1905</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>2092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19930</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>85208R101</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3985</n1:Sole>
<n1:Shared>1000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT PHYSICAL GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>UNIT</n1:titleOfClass>
<n1:cusip>85207H104</n1:cusip>
<n1:value>196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13708</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2708</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>11000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROTT PHYSICAL SILVER TR</n1:nameOfIssuer>
<n1:titleOfClass>TR UNIT</n1:titleOfClass>
<n1:cusip>85207K107</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROUTS FMRS MKT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85208M102</n1:cusip>
<n1:value>512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROUTS FMRS MKT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85208M102</n1:cusip>
<n1:value>172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6724</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6724</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROUTS FMRS MKT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85208M102</n1:cusip>
<n1:value>137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5359</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5359</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROUTS FMRS MKT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85208M102</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>465</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>465</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPROUTS FMRS MKT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85208M102</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4321</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPS COMMERCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78463M107</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1369</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPS COMMERCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78463M107</n1:cusip>
<n1:value>257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2905</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPS COMMERCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78463M107</n1:cusip>
<n1:value>774</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784635104</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SPX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>784635104</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>177</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SQUARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SQUARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>79</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>750</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SQUARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>2357</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SQUARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>1956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18640</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SQUARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>1393</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13274</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13274</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SQUARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>852234103</n1:cusip>
<n1:value>724</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:putCall>Put</n1:putCall>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR TR TACTIC</n1:titleOfClass>
<n1:cusip>78467V848</n1:cusip>
<n1:value>96</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1939</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR TR TACTIC</n1:titleOfClass>
<n1:cusip>78467V848</n1:cusip>
<n1:value>695</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14019</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14019</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR TR TACTIC</n1:titleOfClass>
<n1:cusip>78467V848</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2050</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR TR TACTIC</n1:titleOfClass>
<n1:cusip>78467V848</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>BLKSTN GSOSRLN</n1:titleOfClass>
<n1:cusip>78467V608</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>550</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>550</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SSGA ACTIVE ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>BLKSTN GSOSRLN</n1:titleOfClass>
<n1:cusip>78467V608</n1:cusip>
<n1:value>364</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8388</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8388</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STAG INDL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85254J102</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STAG INDL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85254J102</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STAG INDL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85254J102</n1:cusip>
<n1:value>2011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2507</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STAG INDL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85254J102</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>9047</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64909</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3598</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1430</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1430</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>2049</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>348</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STANLEY BLACK &amp; DECKER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>854502101</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>223</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>41434</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>563035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>476059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>86976</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>58044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>788749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>788291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>458</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>2063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28034</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27471</n1:Sole>
<n1:Shared>29</n1:Shared>
<n1:None>534</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>36240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>492458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>483344</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9114</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>56</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>761</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>761</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARBUCKS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>855244109</n1:cusip>
<n1:value>2385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32409</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32409</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>202</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>390</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>1183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79079</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78369</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>710</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>3113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>208061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206061</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STARWOOD PPTY TR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85571B105</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>390</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>298</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3073</n1:Sole>
<n1:Shared>1617</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>1605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25259</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25259</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1576</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1576</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>77</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>14024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220678</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>218765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1913</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STATE STR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>857477103</n1:cusip>
<n1:value>2577</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40063</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>485</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2831</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>761</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEEL DYNAMICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858119100</n1:cusip>
<n1:value>261</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9839</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>165</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STEPAN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858586100</n1:cusip>
<n1:value>445</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4585</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4585</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERICYCLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858912108</n1:cusip>
<n1:value>355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERICYCLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858912108</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2255</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERICYCLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858912108</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>99</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERICYCLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>858912108</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERIS PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS USD</n1:titleOfClass>
<n1:cusip>G8473T100</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERLING BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85917A100</n1:cusip>
<n1:value>248</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21133</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21133</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERLING BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85917A100</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERLING BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85917A100</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2981</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2981</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STERLING BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>85917A100</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STMICROELECTRONICS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY</n1:titleOfClass>
<n1:cusip>861012102</n1:cusip>
<n1:value>782</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28537</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28537</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STMICROELECTRONICS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY</n1:titleOfClass>
<n1:cusip>861012102</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STMICROELECTRONICS N V</n1:nameOfIssuer>
<n1:titleOfClass>NY REGISTRY</n1:titleOfClass>
<n1:cusip>861012102</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1386</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1386</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONECASTLE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>861780104</n1:cusip>
<n1:value>841</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>52915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONECASTLE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>861780104</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONECASTLE FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>861780104</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONECO LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>G85158106</n1:cusip>
<n1:value>99</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2564</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONECO LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>G85158106</n1:cusip>
<n1:value>101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2594</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2594</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STONECO LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>G85158106</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STORE CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>862121100</n1:cusip>
<n1:value>370</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STORE CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>862121100</n1:cusip>
<n1:value>115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4815</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4796</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STORE CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>862121100</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STORE CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>862121100</n1:cusip>
<n1:value>1475</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46993</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14967</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STORE CAP CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>862121100</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>480</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRATEGY SHS</n1:nameOfIssuer>
<n1:titleOfClass>DAY HAGAN NED</n1:titleOfClass>
<n1:cusip>86280R803</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>15116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83889</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>824</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5099</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5099</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>3078</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17081</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13109</n1:Sole>
<n1:Shared>3972</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>10084</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55681</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>283</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STRYKER CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>863667101</n1:cusip>
<n1:value>4725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26220</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STURM RUGER &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>864159108</n1:cusip>
<n1:value>82</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>STURM RUGER &amp; CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>864159108</n1:cusip>
<n1:value>262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3444</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3444</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13591</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13591</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
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<n1:value>713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126887</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>888</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>86562M209</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMMIT HOTEL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866082100</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMMIT HOTEL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866082100</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14611</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14611</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUMMIT HOTEL PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866082100</n1:cusip>
<n1:value>1376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>232108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>365</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>5677</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41840</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41606</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>234</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUN CMNTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>866674104</n1:cusip>
<n1:value>198</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1462</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1462</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOR ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867224107</n1:cusip>
<n1:value>318</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOR ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867224107</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1935</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOR ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867224107</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>952</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>952</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNCOR ENERGY INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>867224107</n1:cusip>
<n1:value>274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNOCO LP/SUNOCO FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT REP LP</n1:titleOfClass>
<n1:cusip>86765K109</n1:cusip>
<n1:value>173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7570</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNOCO LP/SUNOCO FIN CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM UT REP LP</n1:titleOfClass>
<n1:cusip>86765K109</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4124</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4124</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNRUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>86771W105</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUNRUN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>86771W105</n1:cusip>
<n1:value>699</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35429</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>868459108</n1:cusip>
<n1:value>304</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>868459108</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>868459108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SURGERY PARTNERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>86881A100</n1:cusip>
<n1:value>718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62044</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>62044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SVB FINANCIAL GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78486Q101</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SVB FINANCIAL GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78486Q101</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SVB FINANCIAL GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78486Q101</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SVB FINANCIAL GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>78486Q101</n1:cusip>
<n1:value>7040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32663</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32663</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNAPTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87157D109</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1233</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNAPTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87157D109</n1:cusip>
<n1:value>424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7046</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7046</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNAPTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87157D109</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1380</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1380</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6780</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>1044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46704</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>429</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>11165</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>503845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>292357</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>211488</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNCHRONY FINANCIAL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87165B103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNEOS HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>87166B102</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNEOS HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>87166B102</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1281</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1281</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNEOS HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>87166B102</n1:cusip>
<n1:value>2944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNEOS HEALTH INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>87166B102</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87162W100</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87162W100</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>163</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>163</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87162W100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87162W100</n1:cusip>
<n1:value>219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1828</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1828</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNNEX CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87162W100</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871607107</n1:cusip>
<n1:value>196</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871607107</n1:cusip>
<n1:value>1293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6631</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871607107</n1:cusip>
<n1:value>1141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5825</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOPSYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871607107</n1:cusip>
<n1:value>446</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>289</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>6155</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>2363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12066</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>103020</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYNOVUS FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>87161C501</n1:cusip>
<n1:value>2086</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3480</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>5911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107651</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>485</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>3728</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45625</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>22570</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>33937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>620869</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>495278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125591</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>2163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>SYSCO CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>871829107</n1:cusip>
<n1:value>1437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26294</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21106</n1:Sole>
<n1:Shared>4888</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90336</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1428</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872590104</n1:cusip>
<n1:value>642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6167</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6002</n1:Sole>
<n1:Shared>68</n1:Shared>
<n1:None>97</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 07/27/2020</n1:titleOfClass>
<n1:cusip>872590112</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 07/27/2020</n1:titleOfClass>
<n1:cusip>872590112</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33655</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32755</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 07/27/2020</n1:titleOfClass>
<n1:cusip>872590112</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6120</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 07/27/2020</n1:titleOfClass>
<n1:cusip>872590112</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91288</n1:Sole>
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<n1:None>1428</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>RIGHT 07/27/2020</n1:titleOfClass>
<n1:cusip>872590112</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872590104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872590104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>T-MOBILE US INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872590104</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13198</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13198</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TABULA RASA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>873379101</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TABULA RASA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>873379101</n1:cusip>
<n1:value>635</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TABULA RASA HEALTHCARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>873379101</n1:cusip>
<n1:value>177</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TACTILE SYS TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TACTILE SYS TECHNOLOGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>94781</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>94408</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874039100</n1:cusip>
<n1:value>286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5035</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5035</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30110</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874039100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874039100</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19113</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18988</n1:Sole>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874039100</n1:cusip>
<n1:value>10145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>178022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>690</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>93400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>93400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
<n1:value>212</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>874054109</n1:cusip>
<n1:value>256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1837</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1837</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
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<n1:cusip>874060205</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
<n1:value>235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3568</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
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</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
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<n1:value>1714</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>415</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAKEDA PHARMACEUTICAL CO LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874060205</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2729</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2729</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAL EDUCATION GROUP</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>874080104</n1:cusip>
<n1:value>268</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3920</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANDEM DIABETES CARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>875372203</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANDEM DIABETES CARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>875372203</n1:cusip>
<n1:value>458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4630</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANDEM DIABETES CARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>875372203</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANGER FACTORY OUTLET CTRS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>875465106</n1:cusip>
<n1:value>310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43483</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43483</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANGER FACTORY OUTLET CTRS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>875465106</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4968</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4968</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANGER FACTORY OUTLET CTRS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>875465106</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3595</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TANGER FACTORY OUTLET CTRS I</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>875465106</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>677</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>343</n1:Sole>
<n1:Shared>334</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAPESTRY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876030107</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>17900</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>149251</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149251</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>7479</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>62363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60721</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1641</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>11742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>97904</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82736</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15168</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>1642</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7631</n1:Sole>
<n1:Shared>5763</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>18794</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>156711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>138220</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18491</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TARGET CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87612E106</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAUBMAN CTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876664103</n1:cusip>
<n1:value>28</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>730</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAUBMAN CTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876664103</n1:cusip>
<n1:value>233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6169</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TAUBMAN CTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>876664103</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>4100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95509</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4102</n1:Sole>
<n1:Shared>2269</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>4787</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107273</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4410</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TC ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87807B107</n1:cusip>
<n1:value>1028</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23995</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23995</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TCF FINANCIAL CORPORATION NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872307103</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1157</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TCF FINANCIAL CORPORATION NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872307103</n1:cusip>
<n1:value>7067</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240210</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TCF FINANCIAL CORPORATION NE</n1:nameOfIssuer>
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<n1:sshPrnamt>75116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TCF FINANCIAL CORPORATION NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>381</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TCF FINANCIAL CORPORATION NE</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872307103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TCG BDC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:sshPrnamt>688533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>682398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TCG BDC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872280102</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8140</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8140</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TD AMERITRADE HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>888</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>888</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TD AMERITRADE HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87236Y108</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3184</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3184</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TD AMERITRADE HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87236Y108</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY LTD</n1:nameOfIssuer>
<n1:titleOfClass>REG SHS</n1:titleOfClass>
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<n1:sshPrnamt>8449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
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<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
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<n1:Sole>8449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY LTD</n1:nameOfIssuer>
<n1:titleOfClass>REG SHS</n1:titleOfClass>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33648</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32879</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>769</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY LTD</n1:nameOfIssuer>
<n1:titleOfClass>REG SHS</n1:titleOfClass>
<n1:cusip>H84989104</n1:cusip>
<n1:value>625</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7659</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7174</n1:Sole>
<n1:Shared>485</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY LTD</n1:nameOfIssuer>
<n1:titleOfClass>REG SHS</n1:titleOfClass>
<n1:cusip>H84989104</n1:cusip>
<n1:value>6382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78255</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75943</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2312</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TE CONNECTIVITY LTD</n1:nameOfIssuer>
<n1:titleOfClass>REG SHS</n1:titleOfClass>
<n1:cusip>H84989104</n1:cusip>
<n1:value>447</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5478</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1375</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEAM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>878155100</n1:cusip>
<n1:value>862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEEKAY LNG PARTNERS L P</n1:nameOfIssuer>
<n1:titleOfClass>PRTNRSP UNITS</n1:titleOfClass>
<n1:cusip>Y8564M105</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12600</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEEKAY TANKERS LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>Y8565N300</n1:cusip>
<n1:value>271</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEGNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87901J105</n1:cusip>
<n1:value>226</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEGNA INC</n1:nameOfIssuer>
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<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEGNA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87901J105</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1900</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1900</n1:Sole>
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<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEKLA HEALTHCARE INVS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>87911J103</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12654</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEKLA HEALTHCARE OPPORTUNITI</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>879105104</n1:cusip>
<n1:value>651</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>36570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEKLA WORLD HEALTHCARE FD</n1:nameOfIssuer>
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<n1:cusip>87911L108</n1:cusip>
<n1:value>290</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20272</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELADOC HEALTH INC</n1:nameOfIssuer>
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<n1:sshPrnamt>6376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6376</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELADOC HEALTH INC</n1:nameOfIssuer>
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<n1:cusip>87918A105</n1:cusip>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELADOC HEALTH INC</n1:nameOfIssuer>
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<n1:cusip>87918A105</n1:cusip>
<n1:value>1216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
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<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879360105</n1:cusip>
<n1:value>306</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>983</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879360105</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
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<n1:value>195</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEDYNE TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879360105</n1:cusip>
<n1:value>1490</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4791</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFLEX INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879369106</n1:cusip>
<n1:value>862</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFLEX INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879369106</n1:cusip>
<n1:value>1257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2939</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>516</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFLEX INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879369106</n1:cusip>
<n1:value>1075</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFLEX INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879369106</n1:cusip>
<n1:value>711</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFLEX INCORPORATED</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>879369106</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA BRASIL SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>87936R106</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA BRASIL SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>87936R106</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17375</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEFONICA BRASIL SA</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>87936R106</n1:cusip>
<n1:value>187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21065</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEPHONE &amp; DATA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>879433829</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEPHONE &amp; DATA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>879433829</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELEPHONE &amp; DATA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>879433829</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELUS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87971M103</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELUS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87971M103</n1:cusip>
<n1:value>1738</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103638</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103376</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>262</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TELUS CORPORATION</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87971M103</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPLETON EMERGING MKTS INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880192109</n1:cusip>
<n1:value>1324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>161218</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7415</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPLETON EMERGING MKTS INCO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880192109</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18758</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18758</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPLETON GLOBAL INCOME FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880198106</n1:cusip>
<n1:value>176</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPUR SEALY INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88023U101</n1:cusip>
<n1:value>131</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1826</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1826</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEMPUR SEALY INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88023U101</n1:cusip>
<n1:value>2007</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TENET HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>88033G407</n1:cusip>
<n1:value>342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18892</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18892</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TENET HEALTHCARE CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>88033G407</n1:cusip>
<n1:value>65</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3596</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TENNECO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A VTG COM STK</n1:titleOfClass>
<n1:cusip>880349105</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TENNECO INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A VTG COM STK</n1:titleOfClass>
<n1:cusip>880349105</n1:cusip>
<n1:value>403</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48491</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880770102</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>297</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>297</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880770102</n1:cusip>
<n1:value>1303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERADYNE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880770102</n1:cusip>
<n1:value>1997</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23627</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEREX CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880779103</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEREX CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880779103</n1:cusip>
<n1:value>362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19289</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19289</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEREX CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>880779103</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERRAFORM PWR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>88104R209</n1:cusip>
<n1:value>272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14743</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14743</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERRENO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88146M101</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1545</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1545</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERRENO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88146M101</n1:cusip>
<n1:value>178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3389</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3389</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TERRENO RLTY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88146M101</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88160R101</n1:cusip>
<n1:value>10688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88160R101</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88160R101</n1:cusip>
<n1:value>65</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88160R101</n1:cusip>
<n1:value>2322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2151</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TESLA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88160R101</n1:cusip>
<n1:value>2566</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2376</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2376</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TETRA TECHNOLOGIES INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88162F105</n1:cusip>
<n1:value>114</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213590</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>213590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>881624209</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>881624209</n1:cusip>
<n1:value>325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26366</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>881624209</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>881624209</n1:cusip>
<n1:value>887</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>71975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS CAP BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88224Q107</n1:cusip>
<n1:value>404</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS CAP BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88224Q107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS CAP BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88224Q107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS CAP BANCSHARES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88224Q107</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882508104</n1:cusip>
<n1:value>13671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>107670</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2383</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882508104</n1:cusip>
<n1:value>1259</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882508104</n1:cusip>
<n1:value>3516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27689</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10545</n1:Sole>
<n1:Shared>16877</n1:Shared>
<n1:None>267</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882508104</n1:cusip>
<n1:value>2504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19723</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882508104</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS INSTRS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882508104</n1:cusip>
<n1:value>27449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>216183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9588</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS PAC LD TR</n1:nameOfIssuer>
<n1:titleOfClass>SUB CTF PROP I T</n1:titleOfClass>
<n1:cusip>882610108</n1:cusip>
<n1:value>112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS PAC LD TR</n1:nameOfIssuer>
<n1:titleOfClass>SUB CTF PROP I T</n1:titleOfClass>
<n1:cusip>882610108</n1:cusip>
<n1:value>149</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS PAC LD TR</n1:nameOfIssuer>
<n1:titleOfClass>SUB CTF PROP I T</n1:titleOfClass>
<n1:cusip>882610108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS ROADHOUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882681109</n1:cusip>
<n1:value>2600</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS ROADHOUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882681109</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXAS ROADHOUSE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>882681109</n1:cusip>
<n1:value>128</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883203101</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883203101</n1:cusip>
<n1:value>126</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3824</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3824</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883203101</n1:cusip>
<n1:value>238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TEXTRON INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883203101</n1:cusip>
<n1:value>263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8004</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8004</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE ONE GROUP HOSPITALITY IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88338K103</n1:cusip>
<n1:value>65</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39604</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>88339J105</n1:cusip>
<n1:value>3519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>88339J105</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>88339J105</n1:cusip>
<n1:value>163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THE TRADE DESK INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>88339J105</n1:cusip>
<n1:value>1063</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2614</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883556102</n1:cusip>
<n1:value>27426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75692</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67827</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7865</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883556102</n1:cusip>
<n1:value>6944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19165</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19165</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883556102</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883556102</n1:cusip>
<n1:value>2617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7223</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2460</n1:Sole>
<n1:Shared>4763</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883556102</n1:cusip>
<n1:value>43875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>121087</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120795</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>292</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMO FISHER SCIENTIFIC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>883556102</n1:cusip>
<n1:value>1346</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMON GROUP HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88362T103</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1546</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMON GROUP HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88362T103</n1:cusip>
<n1:value>2012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>138088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>138088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THERMON GROUP HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>88362T103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>884903709</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>304</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>884903709</n1:cusip>
<n1:value>3252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47852</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47852</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>884903709</n1:cusip>
<n1:value>3034</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44631</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42142</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2489</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>884903709</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>147</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>884903709</n1:cusip>
<n1:value>693</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOMSON REUTERS CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>884903709</n1:cusip>
<n1:value>1465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21558</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>885160101</n1:cusip>
<n1:value>2516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>106</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>885160101</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>542</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>542</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>885160101</n1:cusip>
<n1:value>5389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>885160101</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>THOR INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>885160101</n1:cusip>
<n1:value>152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1431</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIFFANY &amp; CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>886547108</n1:cusip>
<n1:value>272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIFFANY &amp; CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>886547108</n1:cusip>
<n1:value>244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIFFANY &amp; CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>886547108</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIFFANY &amp; CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>886547108</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIFFANY &amp; CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>886547108</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887389104</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887389104</n1:cusip>
<n1:value>1156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25055</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887389104</n1:cusip>
<n1:value>150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1529</n1:Sole>
<n1:Shared>1758</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887389104</n1:cusip>
<n1:value>1984</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43607</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43607</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887389104</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TIMKEN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>887389104</n1:cusip>
<n1:value>635</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13956</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>15293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>302473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>224227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>78246</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2026</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2026</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>19068</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>377143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>309667</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>67476</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>1901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37604</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13016</n1:Sole>
<n1:Shared>23573</n1:Shared>
<n1:None>1015</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>768</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>768</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TJX COS INC NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>872540109</n1:cusip>
<n1:value>4602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91015</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOLL BROTHERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>889478103</n1:cusip>
<n1:value>76</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOLL BROTHERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>889478103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOLL BROTHERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>889478103</n1:cusip>
<n1:value>2418</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>74196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65869</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8327</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOOTSIE ROLL INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>890516107</n1:cusip>
<n1:value>112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3277</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOOTSIE ROLL INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>890516107</n1:cusip>
<n1:value>171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOPBUILD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89055F103</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>231</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOPBUILD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89055F103</n1:cusip>
<n1:value>309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2715</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2715</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOPBUILD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89055F103</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOPBUILD CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89055F103</n1:cusip>
<n1:value>317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2787</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2787</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>891092108</n1:cusip>
<n1:value>417</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6286</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6131</n1:Sole>
<n1:Shared>105</n1:Shared>
<n1:None>50</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>891092108</n1:cusip>
<n1:value>6612</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9155</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>891092108</n1:cusip>
<n1:value>156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2352</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>891092108</n1:cusip>
<n1:value>154</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORO CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>891092108</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>760</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>891160509</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>891160509</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>891160509</n1:cusip>
<n1:value>3893</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71878</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15397</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>891160509</n1:cusip>
<n1:value>178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORONTO DOMINION BK ONT</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>891160509</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORTOISE ESSENTIAL ASSETS IN</n1:nameOfIssuer>
<n1:titleOfClass>COM SH BEN INT</n1:titleOfClass>
<n1:cusip>89148A103</n1:cusip>
<n1:value>1035</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16752</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TORTOISE PWR &amp; ENERGY INFRAS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89147X104</n1:cusip>
<n1:value>167</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18511</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTAL S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>487</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>487</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTAL S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>6599</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171584</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>171584</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTAL S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>758</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19716</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19716</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTAL S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTAL S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>519</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13502</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5851</n1:Sole>
<n1:Shared>6301</n1:Shared>
<n1:None>1350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOTAL S.A.</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>89151E109</n1:cusip>
<n1:value>5825</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>150884</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>564</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWNEBANK PORTSMOUTH VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89214P109</n1:cusip>
<n1:value>232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12318</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12318</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWNEBANK PORTSMOUTH VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89214P109</n1:cusip>
<n1:value>1303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69177</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69177</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWNEBANK PORTSMOUTH VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89214P109</n1:cusip>
<n1:value>282</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14950</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOWNEBANK PORTSMOUTH VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89214P109</n1:cusip>
<n1:value>7094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>376565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>376565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOYOTA MOTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR REP2COM</n1:titleOfClass>
<n1:cusip>892331307</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOYOTA MOTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR REP2COM</n1:titleOfClass>
<n1:cusip>892331307</n1:cusip>
<n1:value>639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5088</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOYOTA MOTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR REP2COM</n1:titleOfClass>
<n1:cusip>892331307</n1:cusip>
<n1:value>75</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TOYOTA MOTOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>SP ADR REP2COM</n1:titleOfClass>
<n1:cusip>892331307</n1:cusip>
<n1:value>224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1785</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1785</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>849</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6072</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>366</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>1460</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11076</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>16390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124211</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>153</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>753</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5717</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1086</n1:Sole>
<n1:Shared>4631</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRACTOR SUPPLY CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>892356106</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>19850</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>223082</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>208592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14490</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>3767</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42304</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>1197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11610</n1:Sole>
<n1:Shared>1625</n1:Shared>
<n1:None>215</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRANE TECHNOLOGIES PLC</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G8994E103</n1:cusip>
<n1:value>1245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13996</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13996</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89417E109</n1:cusip>
<n1:value>1013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8879</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89417E109</n1:cusip>
<n1:value>7687</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7785</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89417E109</n1:cusip>
<n1:value>808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7086</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89417E109</n1:cusip>
<n1:value>18158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>159107</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>105</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRAVELERS COMPANIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89417E109</n1:cusip>
<n1:value>1157</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10149</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7073</n1:Sole>
<n1:Shared>3076</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TREEHOUSE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89469A104</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TREEHOUSE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89469A104</n1:cusip>
<n1:value>7220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>164850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TREEHOUSE FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89469A104</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TREX CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89531P105</n1:cusip>
<n1:value>223</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TREX CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89531P105</n1:cusip>
<n1:value>287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>353</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1855</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TREX CO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89531P105</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>402</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRI POINTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87265H109</n1:cusip>
<n1:value>639</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43522</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43522</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRI POINTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87265H109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRI POINTE GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87265H109</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>694</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIMBLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896239100</n1:cusip>
<n1:value>13283</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>307546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>181961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>125585</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIMBLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896239100</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRIMBLE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896239100</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>18516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>869704</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>538207</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>331497</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>84</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>1069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>545</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRINITY INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>896522109</n1:cusip>
<n1:value>528</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24820</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24820</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRITON INTL LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G9078F107</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>125</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>125</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRITON INTL LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G9078F107</n1:cusip>
<n1:value>491</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRITON INTL LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G9078F107</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRITON INTL LTD</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>G9078F107</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1028</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1028</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUEBLUE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89785X101</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUEBLUE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89785X101</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>2598</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69180</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69180</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>19828</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>528045</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>526203</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1842</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>153276</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4081919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3946149</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>135770</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>25156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>669945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>543752</n1:Sole>
<n1:Shared>113291</n1:Shared>
<n1:None>12902</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>327</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8701</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8701</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TRUIST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89832Q109</n1:cusip>
<n1:value>2467</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TTEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89854H102</n1:cusip>
<n1:value>221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4741</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4741</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TTEC HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>89854H102</n1:cusip>
<n1:value>143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TTM TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87305R109</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TTM TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87305R109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>260</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TTM TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>87305R109</n1:cusip>
<n1:value>509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TUPPERWARE BRANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>899896104</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TUPPERWARE BRANDS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>899896104</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13850</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TUTOR PERINI CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>901109108</n1:cusip>
<n1:value>408</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWITTER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90184L102</n1:cusip>
<n1:value>1647</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55296</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>450</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWITTER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90184L102</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2942</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2850</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>92</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWITTER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90184L102</n1:cusip>
<n1:value>3138</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105349</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104160</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWITTER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90184L102</n1:cusip>
<n1:value>46</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1538</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWITTER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90184L102</n1:cusip>
<n1:value>529</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWO HBRS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>90187B408</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>569</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWO HBRS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>90187B408</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1650</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1650</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWO HBRS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>90187B408</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18047</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16860</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1187</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TWO HBRS INVT CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>90187B408</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18375</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18375</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYLER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902252105</n1:cusip>
<n1:value>2968</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYLER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902252105</n1:cusip>
<n1:value>1435</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4136</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYLER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902252105</n1:cusip>
<n1:value>901</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>15102</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>252930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>251419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1511</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>743</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12437</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>1151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17750</n1:Sole>
<n1:Shared>1161</n1:Shared>
<n1:None>366</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>10401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>174185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172718</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1467</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>TYSON FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>902494103</n1:cusip>
<n1:value>66587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1115181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1114635</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>546</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S CONCRETE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>90333L201</n1:cusip>
<n1:value>860</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34683</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S PHYSICAL THERAPY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90337L108</n1:cusip>
<n1:value>105</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1292</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S PHYSICAL THERAPY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90337L108</n1:cusip>
<n1:value>412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5080</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5080</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S PHYSICAL THERAPY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90337L108</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S SILICA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90346E103</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>U S SILICA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90346E103</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>4422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>142265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>139844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2421</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>786</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>786</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>2245</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72239</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBER TECHNOLOGIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90353T100</n1:cusip>
<n1:value>2151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>69194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>69008</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>186</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBS GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H42097107</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBS GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H42097107</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8010</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBS GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H42097107</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UBS GROUP AG</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>H42097107</n1:cusip>
<n1:value>189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UDR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902653104</n1:cusip>
<n1:value>2093</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UDR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902653104</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>572</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>572</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UDR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902653104</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UDR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902653104</n1:cusip>
<n1:value>946</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25312</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23312</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP INDUSTRIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90278Q108</n1:cusip>
<n1:value>500</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP INDUSTRIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90278Q108</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>915</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>915</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP INDUSTRIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90278Q108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UFP INDUSTRIES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90278Q108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UGI CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902681105</n1:cusip>
<n1:value>254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7974</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7909</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UGI CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902681105</n1:cusip>
<n1:value>458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14392</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4504</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9888</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UGI CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902681105</n1:cusip>
<n1:value>986</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UGI CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902681105</n1:cusip>
<n1:value>1281</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40292</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32017</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8275</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UGI CORP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902681105</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2096</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2096</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>15826</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>24245</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTA BEAUTY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90384S303</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1053</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1053</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTRA CLEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90385V107</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTRA CLEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90385V107</n1:cusip>
<n1:value>488</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21559</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21559</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTRA CLEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90385V107</n1:cusip>
<n1:value>219</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>500</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTRA CLEAN HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90385V107</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>83</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>83</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTRAGENYX PHARMACEUTICAL IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90400D108</n1:cusip>
<n1:value>325</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ULTRAGENYX PHARMACEUTICAL IN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90400D108</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>446</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>446</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902788108</n1:cusip>
<n1:value>23</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902788108</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>773</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>773</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902788108</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>111</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMB FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>902788108</n1:cusip>
<n1:value>272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5271</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5171</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMH PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>903002103</n1:cusip>
<n1:value>52</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMH PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>903002103</n1:cusip>
<n1:value>246</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMPQUA HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904214103</n1:cusip>
<n1:value>7201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>676801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>676801</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMPQUA HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904214103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMPQUA HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904214103</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UMPQUA HLDGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904214103</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5533</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5533</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>904311107</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>904311107</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>904311107</n1:cusip>
<n1:value>90</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>904311206</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2541</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2541</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>904311206</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9361</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>904311107</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL C</n1:titleOfClass>
<n1:cusip>904311206</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1848</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1848</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNDER ARMOUR INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>904311107</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>904677200</n1:cusip>
<n1:value>129</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFI INC</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>904677200</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFIRST CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904708104</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>455</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFIRST CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904708104</n1:cusip>
<n1:value>430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFIRST CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904708104</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFIRST CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904708104</n1:cusip>
<n1:value>572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIFIRST CORP MASS</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>904708104</n1:cusip>
<n1:value>1145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6401</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6401</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y SHS NEW</n1:titleOfClass>
<n1:cusip>904784709</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y SHS NEW</n1:titleOfClass>
<n1:cusip>904784709</n1:cusip>
<n1:value>3257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61136</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60779</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>357</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y SHS NEW</n1:titleOfClass>
<n1:cusip>904784709</n1:cusip>
<n1:value>685</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12851</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1624</n1:Sole>
<n1:Shared>11164</n1:Shared>
<n1:None>63</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y SHS NEW</n1:titleOfClass>
<n1:cusip>904784709</n1:cusip>
<n1:value>153</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2863</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2863</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y SHS NEW</n1:titleOfClass>
<n1:cusip>904784709</n1:cusip>
<n1:value>11945</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>224231</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>223000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1231</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER N V</n1:nameOfIssuer>
<n1:titleOfClass>N Y SHS NEW</n1:titleOfClass>
<n1:cusip>904784709</n1:cusip>
<n1:value>1034</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19417</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16117</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>310</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5640</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5640</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>1004</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18302</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16104</n1:Sole>
<n1:Shared>153</n1:Shared>
<n1:None>2045</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>19372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>352984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>352599</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>385</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>115</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2095</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>2812</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNILEVER PLC</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR NEW</n1:titleOfClass>
<n1:cusip>904767704</n1:cusip>
<n1:value>27145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>494629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>488923</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5707</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>907818108</n1:cusip>
<n1:value>17739</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104919</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98761</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6159</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>907818108</n1:cusip>
<n1:value>17673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>104532</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>907818108</n1:cusip>
<n1:value>11840</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54818</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15211</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>907818108</n1:cusip>
<n1:value>89008</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>526459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>507236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>19223</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>907818108</n1:cusip>
<n1:value>24267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143532</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36943</n1:Sole>
<n1:Shared>106297</n1:Shared>
<n1:None>292</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNION PAC CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>907818108</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>263</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>263</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNISYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>909214306</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNISYS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>909214306</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>910047109</n1:cusip>
<n1:value>187</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>910047109</n1:cusip>
<n1:value>395</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11402</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11402</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>910047109</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1434</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1434</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED AIRLS HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>910047109</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>909907107</n1:cusip>
<n1:value>485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17517</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17517</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>909907107</n1:cusip>
<n1:value>89</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>909907107</n1:cusip>
<n1:value>715</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25842</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25778</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>64</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>909907107</n1:cusip>
<n1:value>6333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>228947</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>228947</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>909907107</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>763</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>763</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED BANKSHARES INC WEST V</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>909907107</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90984P303</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2381</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2381</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90984P303</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>855</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>855</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>90984P303</n1:cusip>
<n1:value>190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9436</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9416</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED NAT FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911163103</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED NAT FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911163103</n1:cusip>
<n1:value>650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35668</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35668</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED NAT FOODS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911163103</n1:cusip>
<n1:value>1256</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>68983</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>68183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>800</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>911312106</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>911312106</n1:cusip>
<n1:value>9164</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82428</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>911312106</n1:cusip>
<n1:value>60593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>544998</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>532405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>12594</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>911312106</n1:cusip>
<n1:value>86907</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>781676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>776520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5156</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>911312106</n1:cusip>
<n1:value>7469</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40460</n1:Sole>
<n1:Shared>26499</n1:Shared>
<n1:None>216</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED PARCEL SERVICE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>911312106</n1:cusip>
<n1:value>49708</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>447095</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>440719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6376</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911363109</n1:cusip>
<n1:value>725</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4866</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4852</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911363109</n1:cusip>
<n1:value>1024</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6873</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6873</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911363109</n1:cusip>
<n1:value>602</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4041</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3941</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911363109</n1:cusip>
<n1:value>15457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>103711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED RENTALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911363109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STATES CELLULAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911684108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STATES CELLULAR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>911684108</n1:cusip>
<n1:value>328</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10632</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>63</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2862</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2862</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>205</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>7300</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITED STS OIL FD LP</n1:nameOfIssuer>
<n1:titleOfClass>UNITS</n1:titleOfClass>
<n1:cusip>91232N207</n1:cusip>
<n1:value>112</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>76171</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>258250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>254932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3318</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>16673</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1273</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1273</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>81180</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>275234</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>261460</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13774</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>3958</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11638</n1:Sole>
<n1:Shared>1548</n1:Shared>
<n1:None>233</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNITEDHEALTH GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91324P102</n1:cusip>
<n1:value>88315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>299422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>299306</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>116</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL CORP VA</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>913456109</n1:cusip>
<n1:value>350</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL DISPLAY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91347P105</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL DISPLAY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91347P105</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL DISPLAY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91347P105</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>903</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>407</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>407</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>628</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6756</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6756</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>869</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7000</n1:Sole>
<n1:Shared>2350</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>894</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9624</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVERSAL HLTH SVCS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>913903100</n1:cusip>
<n1:value>653</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7027</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNIVEST FINANCIAL CORPORATIO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>915271100</n1:cusip>
<n1:value>374</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>1874</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112946</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>112846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14059</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>685</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>780</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>47000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1700</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UNUM GROUP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91529Y106</n1:cusip>
<n1:value>3896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>63758</n1:Sole>
<n1:Shared>171086</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPLAND SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91544A109</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>546</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>546</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPLAND SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91544A109</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPLAND SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91544A109</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>UPLAND SOFTWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91544A109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>URBAN OUTFITTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>917047102</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>201</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>116</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>URBAN OUTFITTERS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>917047102</n1:cusip>
<n1:value>275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18063</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15439</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>1262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34272</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29593</n1:Sole>
<n1:Shared>3750</n1:Shared>
<n1:None>929</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>15092</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>409876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>401027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8849</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>17390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>472307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>415352</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56955</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3339</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3339</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>2477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17975</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US BANCORP DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>902973304</n1:cusip>
<n1:value>9671</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>262664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>262664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US FOODS HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>912008109</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US FOODS HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>912008109</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US FOODS HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>912008109</n1:cusip>
<n1:value>737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37364</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37364</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>US FOODS HLDG CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>912008109</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>934</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15326</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15326</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>7593</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>103296</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>21304</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>170</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>170</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>465</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1440</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>V F CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>918204108</n1:cusip>
<n1:value>3137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51471</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51140</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>331</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91879Q109</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>189</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91879Q109</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91879Q109</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91879Q109</n1:cusip>
<n1:value>1911</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10480</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>14</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VAIL RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91879Q109</n1:cusip>
<n1:value>85</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>464</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>464</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>2002</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34033</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>3611</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61398</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>516</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>1617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>350</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>5781</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98277</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72340</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>25937</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14267</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>385</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALERO ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>91913Y100</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALLEY NATL BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>919794107</n1:cusip>
<n1:value>555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>70964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70964</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALLEY NATL BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>919794107</n1:cusip>
<n1:value>192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24493</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24493</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALLEY NATL BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>919794107</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALLEY NATL BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>919794107</n1:cusip>
<n1:value>132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALMONT INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>920253101</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALMONT INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>920253101</n1:cusip>
<n1:value>251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALVOLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92047W101</n1:cusip>
<n1:value>2444</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>126440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>126440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALVOLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92047W101</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2048</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2048</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VALVOLINE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92047W101</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2745</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2745</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK MERK GOLD TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GOLD TRUST</n1:titleOfClass>
<n1:cusip>921078101</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK MERK GOLD TRUST</n1:nameOfIssuer>
<n1:titleOfClass>GOLD TRUST</n1:titleOfClass>
<n1:cusip>921078101</n1:cusip>
<n1:value>252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>6287</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171390</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>169396</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1994</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19928</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19928</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>EMERGING MKTS HI</n1:titleOfClass>
<n1:cusip>92189F353</n1:cusip>
<n1:value>366</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16429</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16278</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>151</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SHORT HIGH YIELD</n1:titleOfClass>
<n1:cusip>92189F387</n1:cusip>
<n1:value>4535</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>190399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>184815</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5584</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>BDC INCOME ETF</n1:titleOfClass>
<n1:cusip>92189F411</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12861</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3037</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>BDC INCOME ETF</n1:titleOfClass>
<n1:cusip>92189F411</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>620</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS EX FINL</n1:titleOfClass>
<n1:cusip>92189F429</n1:cusip>
<n1:value>385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS EX FINL</n1:titleOfClass>
<n1:cusip>92189F429</n1:cusip>
<n1:value>784</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43057</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>900</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>PFD SECS EX FINL</n1:titleOfClass>
<n1:cusip>92189F429</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>FALLEN ANGEL HG</n1:titleOfClass>
<n1:cusip>92189F437</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>79</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>79</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>FALLEN ANGEL HG</n1:titleOfClass>
<n1:cusip>92189F437</n1:cusip>
<n1:value>646</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>FALLEN ANGEL HG</n1:titleOfClass>
<n1:cusip>92189F437</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>FALLEN ANGEL HG</n1:titleOfClass>
<n1:cusip>92189F437</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>72</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTAR INTL</n1:titleOfClass>
<n1:cusip>92189F593</n1:cusip>
<n1:value>275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9746</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTAR WIDE</n1:titleOfClass>
<n1:cusip>92189F643</n1:cusip>
<n1:value>249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4767</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4767</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTAR WIDE</n1:titleOfClass>
<n1:cusip>92189F643</n1:cusip>
<n1:value>14224</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>272343</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270226</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2118</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTAR WIDE</n1:titleOfClass>
<n1:cusip>92189F643</n1:cusip>
<n1:value>266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SEMICONDUCTOR ET</n1:titleOfClass>
<n1:cusip>92189F676</n1:cusip>
<n1:value>233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>SEMICONDUCTOR ET</n1:titleOfClass>
<n1:cusip>92189F676</n1:cusip>
<n1:value>92</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>BIOTECH ETF</n1:titleOfClass>
<n1:cusip>92189F726</n1:cusip>
<n1:value>558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>JR GOLD MINERS E</n1:titleOfClass>
<n1:cusip>92189F791</n1:cusip>
<n1:value>355</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4438</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2717</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>JR GOLD MINERS E</n1:titleOfClass>
<n1:cusip>92189F791</n1:cusip>
<n1:value>369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AMT FREE INT ETF</n1:titleOfClass>
<n1:cusip>92189H201</n1:cusip>
<n1:value>185</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>AMT FREE INT ETF</n1:titleOfClass>
<n1:cusip>92189H201</n1:cusip>
<n1:value>12556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>246486</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246486</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>JP MORGAN MKTS</n1:titleOfClass>
<n1:cusip>92189H300</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>JP MORGAN MKTS</n1:titleOfClass>
<n1:cusip>92189H300</n1:cusip>
<n1:value>4504</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146530</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>146412</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>118</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>JP MORGAN MKTS</n1:titleOfClass>
<n1:cusip>92189H300</n1:cusip>
<n1:value>1509</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49075</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49075</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YLD MUN ETF</n1:titleOfClass>
<n1:cusip>92189H409</n1:cusip>
<n1:value>1107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18673</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18673</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YLD MUN ETF</n1:titleOfClass>
<n1:cusip>92189H409</n1:cusip>
<n1:value>6309</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>106428</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98769</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7659</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YLD MUN ETF</n1:titleOfClass>
<n1:cusip>92189H409</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1598</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1598</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YLD MUN ETF</n1:titleOfClass>
<n1:cusip>92189H409</n1:cusip>
<n1:value>3201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53992</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>53992</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>HIGH YLD MUN ETF</n1:titleOfClass>
<n1:cusip>92189H409</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2396</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2396</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>MORNINGSTAR WIDE</n1:titleOfClass>
<n1:cusip>92189F643</n1:cusip>
<n1:value>587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>73</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANECK VECTORS ETF TR</n1:nameOfIssuer>
<n1:titleOfClass>GOLD MINERS ETF</n1:titleOfClass>
<n1:cusip>92189F106</n1:cusip>
<n1:value>3307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>90146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>90146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>SMLCP 600 GRTH</n1:titleOfClass>
<n1:cusip>921932794</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1383</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1383</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>SMLLCP 600 IDX</n1:titleOfClass>
<n1:cusip>921932828</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>SMLLCP 600 IDX</n1:titleOfClass>
<n1:cusip>921932828</n1:cusip>
<n1:value>267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2132</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2132</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 VAL</n1:titleOfClass>
<n1:cusip>921932844</n1:cusip>
<n1:value>2344</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 VAL</n1:titleOfClass>
<n1:cusip>921932844</n1:cusip>
<n1:value>926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9002</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 GRTH</n1:titleOfClass>
<n1:cusip>921932869</n1:cusip>
<n1:value>1443</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10363</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 GRTH</n1:titleOfClass>
<n1:cusip>921932869</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>MIDCP 400 IDX</n1:titleOfClass>
<n1:cusip>921932885</n1:cusip>
<n1:value>523</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1793</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2561</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 GRTH IDX F</n1:titleOfClass>
<n1:cusip>921932505</n1:cusip>
<n1:value>1951</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10437</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>SMLCP 600 VAL</n1:titleOfClass>
<n1:cusip>921932778</n1:cusip>
<n1:value>1732</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 VAL IDX FD</n1:titleOfClass>
<n1:cusip>921932703</n1:cusip>
<n1:value>315</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2950</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 VAL IDX FD</n1:titleOfClass>
<n1:cusip>921932703</n1:cusip>
<n1:value>428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4094</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4094</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD ADMIRAL FDS INC</n1:nameOfIssuer>
<n1:titleOfClass>500 GRTH IDX F</n1:titleOfClass>
<n1:cusip>921932505</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>209</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>209</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>285</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3061</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>3061</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>4172</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>44707</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>65</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>33703</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>405473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>405473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>11380</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136908</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>129950</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6958</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>68905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>828987</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>828987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3167</n1:Sole>
<n1:Shared>1995</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>19512</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>220879</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>220879</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>70151</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>794108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>793909</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>199</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>1497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16941</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9738</n1:Sole>
<n1:Shared>7203</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL BND MRKT</n1:titleOfClass>
<n1:cusip>921937835</n1:cusip>
<n1:value>144227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1632637</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1632637</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM BOND</n1:titleOfClass>
<n1:cusip>921937793</n1:cusip>
<n1:value>4413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TRM BOND</n1:titleOfClass>
<n1:cusip>921937827</n1:cusip>
<n1:value>274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3291</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3291</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM BOND</n1:titleOfClass>
<n1:cusip>921937793</n1:cusip>
<n1:value>241</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM BOND</n1:titleOfClass>
<n1:cusip>921937793</n1:cusip>
<n1:value>1012</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9062</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>60</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>39526</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>424143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>424143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD BD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTERMED TERM</n1:titleOfClass>
<n1:cusip>921937819</n1:cusip>
<n1:value>1858</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD CHARLOTTE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL BD IDX ETF</n1:titleOfClass>
<n1:cusip>92203J407</n1:cusip>
<n1:value>2896</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD CHARLOTTE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL BD IDX ETF</n1:titleOfClass>
<n1:cusip>92203J407</n1:cusip>
<n1:value>169</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2931</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD CHARLOTTE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL BD IDX ETF</n1:titleOfClass>
<n1:cusip>92203J407</n1:cusip>
<n1:value>20530</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355622</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>355000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>622</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD CHARLOTTE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL BD IDX ETF</n1:titleOfClass>
<n1:cusip>92203J407</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>19888</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>199703</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>199703</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>47</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>476</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>476</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>31905</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>320361</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>317426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2935</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>61441</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>616936</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>616936</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>47944</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>237240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>237240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>19453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>96260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95940</n1:Sole>
<n1:Shared>320</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1071</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>22141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>107730</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1829</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>GROWTH ETF</n1:titleOfClass>
<n1:cusip>922908736</n1:cusip>
<n1:value>90401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>447331</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>447331</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>EXTEND MKT ETF</n1:titleOfClass>
<n1:cusip>922908652</n1:cusip>
<n1:value>450</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3805</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3805</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>EXTEND MKT ETF</n1:titleOfClass>
<n1:cusip>922908652</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>215</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>EXTEND MKT ETF</n1:titleOfClass>
<n1:cusip>922908652</n1:cusip>
<n1:value>4854</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>862</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>EXTEND MKT ETF</n1:titleOfClass>
<n1:cusip>922908652</n1:cusip>
<n1:value>1645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13896</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13896</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP ETF</n1:titleOfClass>
<n1:cusip>922908637</n1:cusip>
<n1:value>2069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP ETF</n1:titleOfClass>
<n1:cusip>922908637</n1:cusip>
<n1:value>9533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65022</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1644</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>LARGE CAP ETF</n1:titleOfClass>
<n1:cusip>922908637</n1:cusip>
<n1:value>1832</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12812</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>27079</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>165208</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>164982</n1:Sole>
<n1:Shared>128</n1:Shared>
<n1:None>98</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>44431</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>271068</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>271068</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>696</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4248</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4248</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>53388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>325712</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>322391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3321</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>6463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>3262</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>2221</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>2463</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23036</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21798</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1238</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SM CP VAL ETF</n1:titleOfClass>
<n1:cusip>922908611</n1:cusip>
<n1:value>13202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>123474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>3117</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15617</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>4817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>1222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>147</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SML CP GRW ETF</n1:titleOfClass>
<n1:cusip>922908595</n1:cusip>
<n1:value>4042</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20249</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20249</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3210</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2360</n1:Sole>
<n1:Shared>850</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>9060</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115366</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>114469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>897</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>897</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>8808</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>112166</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>111620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>546</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>REAL ESTATE ETF</n1:titleOfClass>
<n1:cusip>922908553</n1:cusip>
<n1:value>7158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>91144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>91144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>28376</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>171890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>171890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>115</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>115</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>6833</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41394</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41114</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>280</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP GR IDXVIP</n1:titleOfClass>
<n1:cusip>922908538</n1:cusip>
<n1:value>25477</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>265</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>265</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>18963</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>198147</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>198147</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>11710</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>122365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>120617</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MCAP VL IDXVIP</n1:titleOfClass>
<n1:cusip>922908512</n1:cusip>
<n1:value>17254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>180298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>30939</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109160</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>106520</n1:Sole>
<n1:Shared>2640</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>92096</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>324935</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>323904</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1031</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>23186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>81804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81804</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>60385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>213052</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>208036</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5016</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>S&amp;P 500 ETF SHS</n1:titleOfClass>
<n1:cusip>922908363</n1:cusip>
<n1:value>52547</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>185397</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1353</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1353</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1077</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1077</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>MID CAP ETF</n1:titleOfClass>
<n1:cusip>922908629</n1:cusip>
<n1:value>437</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2666</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2666</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1875</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1875</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>98689</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>630482</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>630482</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>2708</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14453</n1:Sole>
<n1:Shared>2845</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>342</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>92150</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>588706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>583558</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5148</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>TOTAL STK MKT</n1:titleOfClass>
<n1:cusip>922908769</n1:cusip>
<n1:value>32307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>206393</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>206393</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>21251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145836</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145836</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>12057</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>82744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>478</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3282</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3282</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>37497</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>257321</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>253054</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4267</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>SMALL CP ETF</n1:titleOfClass>
<n1:cusip>922908751</n1:cusip>
<n1:value>14883</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INDEX FDS</n1:nameOfIssuer>
<n1:titleOfClass>VALUE ETF</n1:titleOfClass>
<n1:cusip>922908744</n1:cusip>
<n1:value>13990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>140473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>138042</n1:Sole>
<n1:Shared>2431</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE SMCAP ETF</n1:titleOfClass>
<n1:cusip>922042718</n1:cusip>
<n1:value>174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1801</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1801</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE SMCAP ETF</n1:titleOfClass>
<n1:cusip>922042718</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2181</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>98</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE SMCAP ETF</n1:titleOfClass>
<n1:cusip>922042718</n1:cusip>
<n1:value>527</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>TT WRLD ST ETF</n1:titleOfClass>
<n1:cusip>922042742</n1:cusip>
<n1:value>909</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12159</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12159</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>TT WRLD ST ETF</n1:titleOfClass>
<n1:cusip>922042742</n1:cusip>
<n1:value>14363</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192016</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>648</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>TT WRLD ST ETF</n1:titleOfClass>
<n1:cusip>922042742</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1899</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1899</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>ALLWRLD EX US</n1:titleOfClass>
<n1:cusip>922042775</n1:cusip>
<n1:value>11266</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>236636</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>236636</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>ALLWRLD EX US</n1:titleOfClass>
<n1:cusip>922042775</n1:cusip>
<n1:value>107943</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2267239</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2257510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9730</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>ALLWRLD EX US</n1:titleOfClass>
<n1:cusip>922042775</n1:cusip>
<n1:value>239</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5010</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4400</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>610</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>ALLWRLD EX US</n1:titleOfClass>
<n1:cusip>922042775</n1:cusip>
<n1:value>2336</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49071</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49071</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>14073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>355293</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>355293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>11001</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>277727</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>270085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7642</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>821</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>821</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>745</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14795</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11564</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3231</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>524</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10419</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10419</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE PACIFIC ETF</n1:titleOfClass>
<n1:cusip>922042866</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE PACIFIC ETF</n1:titleOfClass>
<n1:cusip>922042866</n1:cusip>
<n1:value>30421</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>477948</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>477060</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>888</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE PACIFIC ETF</n1:titleOfClass>
<n1:cusip>922042866</n1:cusip>
<n1:value>353</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5544</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5544</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>8044</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203086</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160564</n1:Sole>
<n1:Shared>42522</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>57037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1439977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1434641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>5336</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EMR MKT ETF</n1:titleOfClass>
<n1:cusip>922042858</n1:cusip>
<n1:value>322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5519</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>ALLWRLD EX US</n1:titleOfClass>
<n1:cusip>922042775</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>838</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>838</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE PACIFIC ETF</n1:titleOfClass>
<n1:cusip>922042866</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</n1:nameOfIssuer>
<n1:titleOfClass>FTSE EUROPE ETF</n1:titleOfClass>
<n1:cusip>922042874</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MALVERN FDS</n1:nameOfIssuer>
<n1:titleOfClass>STRM INFPROIDX</n1:titleOfClass>
<n1:cusip>922020805</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>989</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MALVERN FDS</n1:nameOfIssuer>
<n1:titleOfClass>STRM INFPROIDX</n1:titleOfClass>
<n1:cusip>922020805</n1:cusip>
<n1:value>8459</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>168608</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>168608</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MALVERN FDS</n1:nameOfIssuer>
<n1:titleOfClass>STRM INFPROIDX</n1:titleOfClass>
<n1:cusip>922020805</n1:cusip>
<n1:value>40</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>797</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>797</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MUN BD FDS</n1:nameOfIssuer>
<n1:titleOfClass>TAX EXEMPT BD</n1:titleOfClass>
<n1:cusip>922907746</n1:cusip>
<n1:value>12718</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>234901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>233233</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1668</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MUN BD FDS</n1:nameOfIssuer>
<n1:titleOfClass>TAX EXEMPT BD</n1:titleOfClass>
<n1:cusip>922907746</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>551</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>551</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD MUN BD FDS</n1:nameOfIssuer>
<n1:titleOfClass>TAX EXEMPT BD</n1:titleOfClass>
<n1:cusip>922907746</n1:cusip>
<n1:value>2744</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50684</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50684</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTER TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C706</n1:cusip>
<n1:value>17429</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>246969</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>246145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>824</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000IDX</n1:titleOfClass>
<n1:cusip>92206C730</n1:cusip>
<n1:value>1175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8282</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8282</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MORTG-BACK SEC</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>7830</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144021</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>144021</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MORTG-BACK SEC</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>1101</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20246</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000IDX</n1:titleOfClass>
<n1:cusip>92206C730</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>298</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTER TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C706</n1:cusip>
<n1:value>3267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MORTG-BACK SEC</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>286</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>MORTG-BACK SEC</n1:titleOfClass>
<n1:cusip>92206C771</n1:cusip>
<n1:value>18518</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>340592</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>332520</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8072</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LG-TERM COR BD</n1:titleOfClass>
<n1:cusip>92206C813</n1:cusip>
<n1:value>2634</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24783</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24783</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LG-TERM COR BD</n1:titleOfClass>
<n1:cusip>92206C813</n1:cusip>
<n1:value>7852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>73870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>73857</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LG-TERM COR BD</n1:titleOfClass>
<n1:cusip>92206C813</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>629</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>629</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>LONG TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C847</n1:cusip>
<n1:value>367</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3665</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3557</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>108</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INT-TERM CORP</n1:titleOfClass>
<n1:cusip>92206C870</n1:cusip>
<n1:value>18186</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INT-TERM CORP</n1:titleOfClass>
<n1:cusip>92206C870</n1:cusip>
<n1:value>84113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>884098</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>881088</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3010</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INT-TERM CORP</n1:titleOfClass>
<n1:cusip>92206C870</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>307</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>70</n1:Sole>
<n1:Shared>237</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INT-TERM CORP</n1:titleOfClass>
<n1:cusip>92206C870</n1:cusip>
<n1:value>10558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>110976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000IDX</n1:titleOfClass>
<n1:cusip>92206C730</n1:cusip>
<n1:value>67</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>472</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>472</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000VAL</n1:titleOfClass>
<n1:cusip>92206C714</n1:cusip>
<n1:value>21423</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>216697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>216697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>742</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3760</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65</n1:Sole>
<n1:Shared>3695</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>65562</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>332261</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>332044</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>217</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>125</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>635</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>635</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>109</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>554</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000GRW</n1:titleOfClass>
<n1:cusip>92206C680</n1:cusip>
<n1:value>16875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>85521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>85521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>2587</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22418</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2193</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>615</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000VAL</n1:titleOfClass>
<n1:cusip>92206C714</n1:cusip>
<n1:value>278</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2808</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS1000VAL</n1:titleOfClass>
<n1:cusip>92206C714</n1:cusip>
<n1:value>4449</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTER TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C706</n1:cusip>
<n1:value>927</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13129</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>298</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>904</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8365</n1:Sole>
<n1:Shared>6175</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>14334</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>230451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>229508</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>943</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4672</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHORT TERM TREAS</n1:titleOfClass>
<n1:cusip>92206C102</n1:cusip>
<n1:value>4069</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>65410</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>65410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHRT TRM CORP BD</n1:titleOfClass>
<n1:cusip>92206C409</n1:cusip>
<n1:value>16817</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>203448</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>203448</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHRT TRM CORP BD</n1:titleOfClass>
<n1:cusip>92206C409</n1:cusip>
<n1:value>26292</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>318073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>315662</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2411</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>SHRT TRM CORP BD</n1:titleOfClass>
<n1:cusip>92206C409</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000GRW</n1:titleOfClass>
<n1:cusip>92206C623</n1:cusip>
<n1:value>1970</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000GRW</n1:titleOfClass>
<n1:cusip>92206C623</n1:cusip>
<n1:value>68</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>450</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000VAL</n1:titleOfClass>
<n1:cusip>92206C649</n1:cusip>
<n1:value>356</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4172</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4172</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000VAL</n1:titleOfClass>
<n1:cusip>92206C649</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000VAL</n1:titleOfClass>
<n1:cusip>92206C649</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SCOTTSDALE FDS</n1:nameOfIssuer>
<n1:titleOfClass>VNG RUS2000IDX</n1:titleOfClass>
<n1:cusip>92206C664</n1:cusip>
<n1:value>397</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>322</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2752</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2752</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>18155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>154930</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154930</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>67036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>572076</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>564477</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7599</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>1191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10162</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>375059</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3200705</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2996900</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>203805</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</n1:nameOfIssuer>
<n1:titleOfClass>DIV APP ETF</n1:titleOfClass>
<n1:cusip>921908844</n1:cusip>
<n1:value>1011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8632</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6445</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD STAR FDS</n1:nameOfIssuer>
<n1:titleOfClass>VG TL INTL STK F</n1:titleOfClass>
<n1:cusip>921909768</n1:cusip>
<n1:value>474</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9645</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9645</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD STAR FDS</n1:nameOfIssuer>
<n1:titleOfClass>VG TL INTL STK F</n1:titleOfClass>
<n1:cusip>921909768</n1:cusip>
<n1:value>818</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16627</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>229</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD STAR FDS</n1:nameOfIssuer>
<n1:titleOfClass>VG TL INTL STK F</n1:titleOfClass>
<n1:cusip>921909768</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD STAR FDS</n1:nameOfIssuer>
<n1:titleOfClass>VG TL INTL STK F</n1:titleOfClass>
<n1:cusip>921909768</n1:cusip>
<n1:value>563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11447</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11447</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>FTSE DEV MKT ETF</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>5144</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>132610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128410</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>FTSE DEV MKT ETF</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>57485</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1481943</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1466087</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15856</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>FTSE DEV MKT ETF</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>20827</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>536913</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>532354</n1:Sole>
<n1:Shared>3559</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>FTSE DEV MKT ETF</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>20648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>532305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>532305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD TAX-MANAGED FDS</n1:nameOfIssuer>
<n1:titleOfClass>FTSE DEV MKT ETF</n1:titleOfClass>
<n1:cusip>921943858</n1:cusip>
<n1:value>32192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>829916</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>827322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2594</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL HIGH ETF</n1:titleOfClass>
<n1:cusip>921946794</n1:cusip>
<n1:value>4018</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78490</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>78490</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>63813</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>810011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>809901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>110</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>1032</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13105</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8728</n1:Sole>
<n1:Shared>3127</n1:Shared>
<n1:None>1250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>1100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>48011</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>609426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>601849</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7577</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>9844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>124954</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>124954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>HIGH DIV YLD</n1:titleOfClass>
<n1:cusip>921946406</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1186</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1186</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL DVD ETF</n1:titleOfClass>
<n1:cusip>921946810</n1:cusip>
<n1:value>251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3749</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3749</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL DVD ETF</n1:titleOfClass>
<n1:cusip>921946810</n1:cusip>
<n1:value>792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11811</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL DVD ETF</n1:titleOfClass>
<n1:cusip>921946810</n1:cusip>
<n1:value>139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2070</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2070</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WHITEHALL FDS</n1:nameOfIssuer>
<n1:titleOfClass>INTL HIGH ETF</n1:titleOfClass>
<n1:cusip>921946794</n1:cusip>
<n1:value>2572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50246</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>49962</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>284</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>870</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>870</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>21050</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>192322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>190084</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2238</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>1269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11597</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11597</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP INDEX</n1:titleOfClass>
<n1:cusip>921910873</n1:cusip>
<n1:value>2571</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23494</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP VAL ETF</n1:titleOfClass>
<n1:cusip>921910840</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>415</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>127</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA CAP VAL ETF</n1:titleOfClass>
<n1:cusip>921910840</n1:cusip>
<n1:value>181</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2473</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2473</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA GRWTH IND</n1:titleOfClass>
<n1:cusip>921910816</n1:cusip>
<n1:value>33</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA GRWTH IND</n1:titleOfClass>
<n1:cusip>921910816</n1:cusip>
<n1:value>650</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>MEGA GRWTH IND</n1:titleOfClass>
<n1:cusip>921910816</n1:cusip>
<n1:value>161</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>986</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG US STK ETF</n1:titleOfClass>
<n1:cusip>921910733</n1:cusip>
<n1:value>62</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1101</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1101</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG US STK ETF</n1:titleOfClass>
<n1:cusip>921910733</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2100</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>ESG US STK ETF</n1:titleOfClass>
<n1:cusip>921910733</n1:cusip>
<n1:value>57</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1005</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1005</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>EXTENDED DUR</n1:titleOfClass>
<n1:cusip>921910709</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>173</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FD</n1:nameOfIssuer>
<n1:titleOfClass>EXTENDED DUR</n1:titleOfClass>
<n1:cusip>921910709</n1:cusip>
<n1:value>737</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4441</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4441</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>COMM SRVC ETF</n1:titleOfClass>
<n1:cusip>92204A884</n1:cusip>
<n1:value>3839</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41266</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ETF</n1:titleOfClass>
<n1:cusip>92204A876</n1:cusip>
<n1:value>19</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>153</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>153</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ETF</n1:titleOfClass>
<n1:cusip>92204A876</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIALS ETF</n1:titleOfClass>
<n1:cusip>92204A405</n1:cusip>
<n1:value>4430</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77451</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>131</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ETF</n1:titleOfClass>
<n1:cusip>92204A306</n1:cusip>
<n1:value>1415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>28135</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>28135</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM STP ETF</n1:titleOfClass>
<n1:cusip>92204A207</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM STP ETF</n1:titleOfClass>
<n1:cusip>92204A207</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIALS ETF</n1:titleOfClass>
<n1:cusip>92204A405</n1:cusip>
<n1:value>2680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46845</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46845</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>COMM SRVC ETF</n1:titleOfClass>
<n1:cusip>92204A884</n1:cusip>
<n1:value>1385</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14893</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14893</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>COMM SRVC ETF</n1:titleOfClass>
<n1:cusip>92204A884</n1:cusip>
<n1:value>2792</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30002</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>10</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ETF</n1:titleOfClass>
<n1:cusip>92204A876</n1:cusip>
<n1:value>11116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>89884</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>89511</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>374</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ETF</n1:titleOfClass>
<n1:cusip>92204A876</n1:cusip>
<n1:value>4975</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ETF</n1:titleOfClass>
<n1:cusip>92204A801</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>406</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>406</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>MATERIALS ETF</n1:titleOfClass>
<n1:cusip>92204A801</n1:cusip>
<n1:value>311</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>13506</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>480</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>280</n1:Sole>
<n1:Shared>200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>17976</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>64497</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>64098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>12681</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45499</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INDUSTRIAL ETF</n1:titleOfClass>
<n1:cusip>92204A603</n1:cusip>
<n1:value>41</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>314</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>314</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INDUSTRIAL ETF</n1:titleOfClass>
<n1:cusip>92204A603</n1:cusip>
<n1:value>1793</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13798</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13592</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>206</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INDUSTRIAL ETF</n1:titleOfClass>
<n1:cusip>92204A603</n1:cusip>
<n1:value>326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2506</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2506</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>HEALTH CAR ETF</n1:titleOfClass>
<n1:cusip>92204A504</n1:cusip>
<n1:value>1731</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8985</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8985</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>HEALTH CAR ETF</n1:titleOfClass>
<n1:cusip>92204A504</n1:cusip>
<n1:value>210</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1091</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1091</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>HEALTH CAR ETF</n1:titleOfClass>
<n1:cusip>92204A504</n1:cusip>
<n1:value>29977</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>155603</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>154575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1028</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>HEALTH CAR ETF</n1:titleOfClass>
<n1:cusip>92204A504</n1:cusip>
<n1:value>11882</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61675</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61675</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIALS ETF</n1:titleOfClass>
<n1:cusip>92204A405</n1:cusip>
<n1:value>20193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>353023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>353023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIALS ETF</n1:titleOfClass>
<n1:cusip>92204A405</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ETF</n1:titleOfClass>
<n1:cusip>92204A306</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>FINANCIALS ETF</n1:titleOfClass>
<n1:cusip>92204A405</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1224</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1224</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>HEALTH CAR ETF</n1:titleOfClass>
<n1:cusip>92204A504</n1:cusip>
<n1:value>415</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2156</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2156</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>INF TECH ETF</n1:titleOfClass>
<n1:cusip>92204A702</n1:cusip>
<n1:value>678</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2432</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>UTILITIES ETF</n1:titleOfClass>
<n1:cusip>92204A876</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM STP ETF</n1:titleOfClass>
<n1:cusip>92204A207</n1:cusip>
<n1:value>1709</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11426</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11426</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM STP ETF</n1:titleOfClass>
<n1:cusip>92204A207</n1:cusip>
<n1:value>1926</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12876</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12876</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>ENERGY ETF</n1:titleOfClass>
<n1:cusip>92204A306</n1:cusip>
<n1:value>1866</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36762</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>340</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM DIS ETF</n1:titleOfClass>
<n1:cusip>92204A108</n1:cusip>
<n1:value>369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM DIS ETF</n1:titleOfClass>
<n1:cusip>92204A108</n1:cusip>
<n1:value>1369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VANGUARD WORLD FDS</n1:nameOfIssuer>
<n1:titleOfClass>CONSUM DIS ETF</n1:titleOfClass>
<n1:cusip>92204A108</n1:cusip>
<n1:value>3985</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19924</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19924</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VARIAN MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92220P105</n1:cusip>
<n1:value>1610</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13142</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11292</n1:Sole>
<n1:Shared>1641</n1:Shared>
<n1:None>209</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VARIAN MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92220P105</n1:cusip>
<n1:value>14337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117015</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>101385</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15630</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VARIAN MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92220P105</n1:cusip>
<n1:value>158</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1287</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1287</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VARIAN MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92220P105</n1:cusip>
<n1:value>2252</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18379</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>56</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VARIAN MED SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92220P105</n1:cusip>
<n1:value>74</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>216</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>923</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>923</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>2558</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10910</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>5347</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22808</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22713</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>95</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEEVA SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>922475108</n1:cusip>
<n1:value>1412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6023</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6023</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>2199</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60050</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>59500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>550</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>1661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>99</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2547</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1200</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1656</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1656</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>1870</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>51058</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51058</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VENTAS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92276F100</n1:cusip>
<n1:value>1954</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53367</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48931</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4436</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEONEER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92336X109</n1:cusip>
<n1:value>132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12360</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>SOLE</n1:investmentDiscretion>
<n1:otherManager> </n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERACYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92337F107</n1:cusip>
<n1:value>133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERACYTE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92337F107</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5247</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5247</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEREIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92339V100</n1:cusip>
<n1:value>240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37371</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37371</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEREIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92339V100</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25144</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25144</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VEREIT INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92339V100</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERINT SYS INC</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.500% 6/0</n1:titleOfClass>
<n1:cusip>92343XAA8</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343E102</n1:cusip>
<n1:value>453</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2190</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2175</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>15</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343E102</n1:cusip>
<n1:value>293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1416</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1416</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343E102</n1:cusip>
<n1:value>546</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2641</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2641</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISIGN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343E102</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>162</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>951</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>951</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>17492</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>747</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>62973</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>369994</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>369868</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>126</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>2701</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15871</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15871</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>13251</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>77854</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>77347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>507</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERISK ANALYTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92345Y106</n1:cusip>
<n1:value>852</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERITONE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92347M100</n1:cusip>
<n1:value>230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>99037</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1796418</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1617398</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>179020</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>28373</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>514664</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>514664</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>112392</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2038679</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1975164</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>63515</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>110572</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2005651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1979059</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26592</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>22017</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>399362</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>232536</n1:Sole>
<n1:Shared>162461</n1:Shared>
<n1:None>4365</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERIZON COMMUNICATIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92343V104</n1:cusip>
<n1:value>556</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10085</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>5424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18682</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18554</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>128</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>54</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>98</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>338</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>338</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>97</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>335</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>2412</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8303</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTEX PHARMACEUTICALS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92532F100</n1:cusip>
<n1:value>3417</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11771</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11771</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTIV HOLDINGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92537N108</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTIV HOLDINGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92537N108</n1:cusip>
<n1:value>15</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1122</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTIV HOLDINGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92537N108</n1:cusip>
<n1:value>398</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>29363</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>29317</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>46</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VERTIV HOLDINGS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92537N108</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>143</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>143</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIACOMCBS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>92556H206</n1:cusip>
<n1:value>637</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27328</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26991</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>337</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIACOMCBS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>92556H206</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3989</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1226</n1:Sole>
<n1:Shared>2763</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIACOMCBS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>92556H206</n1:cusip>
<n1:value>145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIACOMCBS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>92556H206</n1:cusip>
<n1:value>4107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>176114</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>173828</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2286</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIACOMCBS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL B</n1:titleOfClass>
<n1:cusip>92556H206</n1:cusip>
<n1:value>17</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>726</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>726</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925652109</n1:cusip>
<n1:value>2194</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>108653</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108653</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925652109</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>300</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>300</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925652109</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1284</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1284</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICI PPTYS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925652109</n1:cusip>
<n1:value>81</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4003</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4003</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925815102</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1877</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1877</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925815102</n1:cusip>
<n1:value>152</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2118</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2118</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICOR CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>925815102</n1:cusip>
<n1:value>21</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>288</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US 500 ENH</n1:titleOfClass>
<n1:cusip>92647N782</n1:cusip>
<n1:value>141</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2711</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2711</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US 500 ENH</n1:titleOfClass>
<n1:cusip>92647N782</n1:cusip>
<n1:value>110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2121</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2121</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US EQ INCM</n1:titleOfClass>
<n1:cusip>92647N824</n1:cusip>
<n1:value>337</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7236</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7236</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US EQ INCM</n1:titleOfClass>
<n1:cusip>92647N824</n1:cusip>
<n1:value>183</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3927</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3927</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US LRG CAP</n1:titleOfClass>
<n1:cusip>92647N865</n1:cusip>
<n1:value>317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8029</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS INTL HG DV</n1:titleOfClass>
<n1:cusip>92647N881</n1:cusip>
<n1:value>2881</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>113932</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US 500 VOL</n1:titleOfClass>
<n1:cusip>92647N766</n1:cusip>
<n1:value>257</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5092</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5092</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VICTORY PORTFOLIOS II</n1:nameOfIssuer>
<n1:titleOfClass>VCSHS US 500 VOL</n1:titleOfClass>
<n1:cusip>92647N766</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIPSHOP HOLDINGS LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS A</n1:titleOfClass>
<n1:cusip>92763W103</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>241</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>241</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIPSHOP HOLDINGS LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS A</n1:titleOfClass>
<n1:cusip>92763W103</n1:cusip>
<n1:value>274</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13762</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13762</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIPSHOP HOLDINGS LIMITED</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS A</n1:titleOfClass>
<n1:cusip>92763W103</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTU FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>928254101</n1:cusip>
<n1:value>645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27325</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27325</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTU FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>928254101</n1:cusip>
<n1:value>1898</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>80413</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>80413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VIRTU FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>928254101</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>571</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>571</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>88293</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>457073</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>419891</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37182</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>20100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>104051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102461</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1590</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>19250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>52035</n1:Sole>
<n1:Shared>47126</n1:Shared>
<n1:None>490</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>165422</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>856354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>850039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>6315</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>142</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>733</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>733</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>92826C839</n1:cusip>
<n1:value>24694</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127835</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127835</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTA OUTDOOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928377100</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3374</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3374</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTA OUTDOOR INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>928377100</n1:cusip>
<n1:value>484</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33510</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33510</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTEON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>92839U206</n1:cusip>
<n1:value>0</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTEON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>92839U206</n1:cusip>
<n1:value>135</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTEON CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>92839U206</n1:cusip>
<n1:value>130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1901</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTRA ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92840M102</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>41</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>41</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTRA ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92840M102</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2011</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1974</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>37</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTRA ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92840M102</n1:cusip>
<n1:value>100</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5356</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5356</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VISTRA ENERGY CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92840M102</n1:cusip>
<n1:value>110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5914</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5914</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VMWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>928563402</n1:cusip>
<n1:value>5296</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VMWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>928563402</n1:cusip>
<n1:value>255</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1644</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1644</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VMWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>928563402</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VMWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>928563402</n1:cusip>
<n1:value>615</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VMWARE INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A COM</n1:titleOfClass>
<n1:cusip>928563402</n1:cusip>
<n1:value>992</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6404</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6384</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>8273</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>518986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>509937</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9049</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>341</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21391</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32363</n1:Sole>
<n1:Shared>1464</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>9923</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>622498</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>621122</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1376</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VODAFONE GROUP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADR</n1:titleOfClass>
<n1:cusip>92857W308</n1:cusip>
<n1:value>2178</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>136626</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>136626</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA EMERGING MKTS HIGH DIVI</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92912P108</n1:cusip>
<n1:value>211</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>34000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>34000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929089100</n1:cusip>
<n1:value>3137</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>67254</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>67254</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929089100</n1:cusip>
<n1:value>227</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4859</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929089100</n1:cusip>
<n1:value>93</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1990</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1990</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA FINANCIAL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929089100</n1:cusip>
<n1:value>58</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1240</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA GLBL ADV &amp; PREM OPP FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92912R104</n1:cusip>
<n1:value>14</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA GLBL ADV &amp; PREM OPP FD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92912R104</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12531</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12531</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA GLBL EQTY DIV &amp; PREM OP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92912T100</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10039</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10039</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VOYA INFRASTRUCTURE INDLS &amp;</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92912X101</n1:cusip>
<n1:value>232</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VULCAN MATLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929160109</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VULCAN MATLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929160109</n1:cusip>
<n1:value>253</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VULCAN MATLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929160109</n1:cusip>
<n1:value>606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5228</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5228</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>VULCAN MATLS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929160109</n1:cusip>
<n1:value>559</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4827</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4811</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>16</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>166</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>55</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>424</n1:Sole>
<n1:Shared>425</n1:Shared>
<n1:None>111</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>586</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10107</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>68</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WABTEC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929740108</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>463</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>463</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WADDELL &amp; REED FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>930059100</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WADDELL &amp; REED FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>930059100</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WADDELL &amp; REED FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>930059100</n1:cusip>
<n1:value>382</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24599</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24599</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WADDELL &amp; REED FINL INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>930059100</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3440</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3440</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>87</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2064</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2064</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>6244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>147288</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>123433</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>23855</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9230</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6135</n1:Sole>
<n1:Shared>2750</n1:Shared>
<n1:None>345</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>1174</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27706</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27706</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>17291</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>407893</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>404823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3070</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931427108</n1:cusip>
<n1:value>9618</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>226895</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>160097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>66798</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>5903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>49278</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>47098</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2180</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>70516</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>588710</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>586029</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2681</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>9045</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33780</n1:Sole>
<n1:Shared>41168</n1:Shared>
<n1:None>565</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>83</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>690</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>18110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151194</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>151194</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WALMART INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>931142103</n1:cusip>
<n1:value>42820</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>357488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>313969</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>43519</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASHINGTON FED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>938824109</n1:cusip>
<n1:value>384</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14323</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14323</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASHINGTON FED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>938824109</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>92</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>92</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASHINGTON FED INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>938824109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>102</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>102</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASHINGTON PRIME GROUP NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>93964W108</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43790</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>43790</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASHINGTON REAL ESTATE INVT</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>939653101</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>455</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>455</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASHINGTON REAL ESTATE INVT</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>939653101</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASHINGTON REAL ESTATE INVT</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>939653101</n1:cusip>
<n1:value>990</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>44605</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30997</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13608</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>88</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>934</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>934</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>903</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9623</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9623</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>952</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10154</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10154</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>4539</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48397</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>47</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE CONNECTIONS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106B101</n1:cusip>
<n1:value>5411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>57694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>57663</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>31</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>5</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>48</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>19645</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>185489</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158085</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>27404</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>1015</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9586</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9586</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>146</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1377</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1377</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>10563</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>99738</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>98261</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1477</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WASTE MGMT INC DEL</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94106L109</n1:cusip>
<n1:value>1375</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9557</n1:Sole>
<n1:Shared>3368</n1:Shared>
<n1:None>61</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>941848103</n1:cusip>
<n1:value>717</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3975</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3975</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>941848103</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1152</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1152</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATERS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>941848103</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>197</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>197</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>6621</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37260</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>36819</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>441</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>59</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>1629</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5879</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3290</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>753</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>703</n1:Sole>
<n1:Shared>30</n1:Shared>
<n1:None>20</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WATSCO INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>942622200</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>60</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>60</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WD-40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929236107</n1:cusip>
<n1:value>2244</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11316</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11316</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WD-40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929236107</n1:cusip>
<n1:value>369</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1860</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1395</n1:Sole>
<n1:Shared>465</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WD-40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929236107</n1:cusip>
<n1:value>1134</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5217</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>502</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WD-40 CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>929236107</n1:cusip>
<n1:value>12</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>58</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>58</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEBSTER FINL CORP CONN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>947890109</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>333</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>333</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEBSTER FINL CORP CONN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>947890109</n1:cusip>
<n1:value>9668</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>337933</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>337933</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEBSTER FINL CORP CONN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>947890109</n1:cusip>
<n1:value>1074</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>37524</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>37524</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEBSTER FINL CORP CONN</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>947890109</n1:cusip>
<n1:value>110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3843</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3843</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>6331</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>72232</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>71043</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1189</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>145</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1651</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1276</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>375</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>3851</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43932</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39360</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4572</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>966</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11025</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11025</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEC ENERGY GROUP INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92939U106</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>149</n1:Sole>
<n1:Shared>33</n1:Shared>
<n1:None>169</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEINGARTEN RLTY INVS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>948741103</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>846</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>846</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEINGARTEN RLTY INVS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>948741103</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEINGARTEN RLTY INVS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>948741103</n1:cusip>
<n1:value>260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13759</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13759</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEINGARTEN RLTY INVS</n1:nameOfIssuer>
<n1:titleOfClass>SH BEN INT</n1:titleOfClass>
<n1:cusip>948741103</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>91</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3552</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>5033</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>196619</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>196619</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>18036</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>704519</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>695601</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>8917</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>1163</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32126</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13312</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>16877</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>659242</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>649365</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9877</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>949746101</n1:cusip>
<n1:value>3889</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>151901</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39450</n1:Sole>
<n1:Shared>106186</n1:Shared>
<n1:None>6265</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>PERP PFD CNV A</n1:titleOfClass>
<n1:cusip>949746804</n1:cusip>
<n1:value>275</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>212</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO CO NEW</n1:nameOfIssuer>
<n1:titleOfClass>PERP PFD CNV A</n1:titleOfClass>
<n1:cusip>949746804</n1:cusip>
<n1:value>956</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>737</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO GLOBAL DIVIDEND</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>94987C103</n1:cusip>
<n1:value>175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40322</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO INCOME OPPORTUNI</n1:nameOfIssuer>
<n1:titleOfClass>WF INC OPPTY FD</n1:titleOfClass>
<n1:cusip>94987B105</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3829</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLS FARGO INCOME OPPORTUNI</n1:nameOfIssuer>
<n1:titleOfClass>WF INC OPPTY FD</n1:titleOfClass>
<n1:cusip>94987B105</n1:cusip>
<n1:value>49</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6945</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6945</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>61</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>545</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10528</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10528</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>4040</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>78065</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>2329</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>45000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>45000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>2215</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>42796</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42009</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>787</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WELLTOWER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95040Q104</n1:cusip>
<n1:value>372</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7185</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WENDYS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95058W100</n1:cusip>
<n1:value>214</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WENDYS CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95058W100</n1:cusip>
<n1:value>130</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5964</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2814</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WERNER ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>950755108</n1:cusip>
<n1:value>269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WERNER ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>950755108</n1:cusip>
<n1:value>43</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>984</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WERNER ENTERPRISES INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>950755108</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>414</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>414</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>955306105</n1:cusip>
<n1:value>561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2443</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>26</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>955306105</n1:cusip>
<n1:value>24983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>109973</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>109973</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>955306105</n1:cusip>
<n1:value>5317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>23405</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23405</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>955306105</n1:cusip>
<n1:value>722</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3176</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3176</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ALLIANCE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>957638109</n1:cusip>
<n1:value>3605</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>95185</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>95157</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ALLIANCE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>957638109</n1:cusip>
<n1:value>258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6806</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6806</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ALLIANCE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>957638109</n1:cusip>
<n1:value>426</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11237</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11237</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ALLIANCE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>957638109</n1:cusip>
<n1:value>201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5311</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5311</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ALLIANCE BANCORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>957638109</n1:cusip>
<n1:value>98</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2588</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2588</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET HIGH INCM OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766K109</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25195</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>25195</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET HIGH INCM OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766K109</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET HIGH INCM OPP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766K109</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10986</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10986</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET HIGH YIELD DEF</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95768B107</n1:cusip>
<n1:value>188</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13435</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13435</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET MANAGED MUNS F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766M105</n1:cusip>
<n1:value>156</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12999</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET MANAGED MUNS F</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>95766M105</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10202</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8458</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1744</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET PREMIER BD FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>957664105</n1:cusip>
<n1:value>1688</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>128575</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>128575</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN ASSET PREMIER BD FD</n1:nameOfIssuer>
<n1:titleOfClass>SHS BEN INT</n1:titleOfClass>
<n1:cusip>957664105</n1:cusip>
<n1:value>122</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9290</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9290</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4719</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4719</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>1394</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31565</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31565</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>1064</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24109</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23956</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>153</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>958102105</n1:cusip>
<n1:value>333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7540</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7240</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN DIGITAL CORP.</n1:nameOfIssuer>
<n1:titleOfClass>NOTE  1.500% 2/0</n1:titleOfClass>
<n1:cusip>958102AP0</n1:cusip>
<n1:value>99</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>105000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>105000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN MIDSTREAM PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT LP INT</n1:titleOfClass>
<n1:cusip>958669103</n1:cusip>
<n1:value>222</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>22100</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>22100</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN MIDSTREAM PARTNERS L</n1:nameOfIssuer>
<n1:titleOfClass>COM UNIT LP INT</n1:titleOfClass>
<n1:cusip>958669103</n1:cusip>
<n1:value>192</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>19119</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>19119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>4182</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>193425</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>189454</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3971</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1347</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1347</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2354</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2354</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>1197</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55358</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>805</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTERN UN CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>959802109</n1:cusip>
<n1:value>13</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>582</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>582</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTLAKE CHEM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>960413102</n1:cusip>
<n1:value>842</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>15700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>15700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTLAKE CHEM CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>960413102</n1:cusip>
<n1:value>38</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTROCK CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96145D105</n1:cusip>
<n1:value>4</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>130</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>130</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTROCK CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96145D105</n1:cusip>
<n1:value>413</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14601</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>401</n1:Sole>
<n1:Shared>14200</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTROCK CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96145D105</n1:cusip>
<n1:value>2143</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>75801</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>28</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTROCK CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96145D105</n1:cusip>
<n1:value>2844</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>100633</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>97432</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3201</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WESTROCK CO</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96145D105</n1:cusip>
<n1:value>10</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>365</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>365</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96208T104</n1:cusip>
<n1:value>35</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>214</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>214</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96208T104</n1:cusip>
<n1:value>534</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3235</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3235</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96208T104</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>683</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>683</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1960</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1960</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
<n1:value>78</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3488</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3488</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
<n1:value>2648</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>117880</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>108620</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9260</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
<n1:value>2551</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>113563</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>113563</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
<n1:value>551</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24523</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>23823</n1:Sole>
<n1:Shared>400</n1:Shared>
<n1:None>300</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WEYERHAEUSER CO MTN BE</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>962166104</n1:cusip>
<n1:value>2201</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>98001</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>96831</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1170</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHEATON PRECIOUS METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>962879102</n1:cusip>
<n1:value>189</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4280</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4280</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHEATON PRECIOUS METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>962879102</n1:cusip>
<n1:value>159</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHEATON PRECIOUS METALS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>962879102</n1:cusip>
<n1:value>66</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>1500</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>391</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>110</n1:Sole>
<n1:Shared>281</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>401</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>70</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>544</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>544</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHIRLPOOL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>963320106</n1:cusip>
<n1:value>362</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2793</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2793</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITE MTNS INS GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G9618E107</n1:cusip>
<n1:value>1089</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1226</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1226</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITE MTNS INS GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G9618E107</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITE MTNS INS GROUP LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>G9618E107</n1:cusip>
<n1:value>36</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITEHORSE FIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96524V106</n1:cusip>
<n1:value>123</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11970</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11970</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WHITEHORSE FIN INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>96524V106</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1922</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1922</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1538</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1538</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>3026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>159093</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>156210</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2883</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>2258</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>118700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>118700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8175</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2630</n1:Sole>
<n1:Shared>5545</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS COS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969457100</n1:cusip>
<n1:value>1046</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55014</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>55014</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>235</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2864</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2864</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>303</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3698</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3698</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>71</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIAMS SONOMA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>969904101</n1:cusip>
<n1:value>200</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2438</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2431</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>7</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>307</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1560</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1560</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>1220</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WILLIS TOWERS WATSON PLC LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>G96629103</n1:cusip>
<n1:value>1389</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7051</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7051</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINNEBAGO INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>974637100</n1:cusip>
<n1:value>110</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1652</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1652</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINNEBAGO INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>974637100</n1:cusip>
<n1:value>240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3610</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3610</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINNEBAGO INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>974637100</n1:cusip>
<n1:value>250</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>18</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>423</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>423</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>145</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>11633</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>266687</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>266687</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>31</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>31</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WINTRUST FINL CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>97650W108</n1:cusip>
<n1:value>31</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE HEDGED EQ</n1:titleOfClass>
<n1:cusip>97717X701</n1:cusip>
<n1:value>103</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1690</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1628</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE HEDGED EQ</n1:titleOfClass>
<n1:cusip>97717X701</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP DIVID</n1:titleOfClass>
<n1:cusip>97717W505</n1:cusip>
<n1:value>411</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14512</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14512</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US DIVID EX FNCL</n1:titleOfClass>
<n1:cusip>97717W406</n1:cusip>
<n1:value>349</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4735</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4735</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP FUND</n1:titleOfClass>
<n1:cusip>97717W570</n1:cusip>
<n1:value>864</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4896</n1:Sole>
<n1:Shared>21625</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US SMALLCAP DIVD</n1:titleOfClass>
<n1:cusip>97717W604</n1:cusip>
<n1:value>99</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4697</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4697</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EMER MKT HIGH FD</n1:titleOfClass>
<n1:cusip>97717W315</n1:cusip>
<n1:value>190</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5257</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4590</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>668</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US SMALLCAP DIVD</n1:titleOfClass>
<n1:cusip>97717W604</n1:cusip>
<n1:value>173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8169</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8169</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP FUND</n1:titleOfClass>
<n1:cusip>97717W570</n1:cusip>
<n1:value>33218</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1019570</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1019335</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>235</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US SMALLCAP DIVD</n1:titleOfClass>
<n1:cusip>97717W604</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>399</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>399</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>JAPN HEDGE EQT</n1:titleOfClass>
<n1:cusip>97717W851</n1:cusip>
<n1:value>42</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>898</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>898</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP FUND</n1:titleOfClass>
<n1:cusip>97717W570</n1:cusip>
<n1:value>428</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>JAPN HEDGE EQT</n1:titleOfClass>
<n1:cusip>97717W851</n1:cusip>
<n1:value>191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4072</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3992</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>80</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>JAPN HEDGE EQT</n1:titleOfClass>
<n1:cusip>97717W851</n1:cusip>
<n1:value>94</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>2000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EMER MKT HIGH FD</n1:titleOfClass>
<n1:cusip>97717W315</n1:cusip>
<n1:value>95</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2618</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2618</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US LARGECAP DIVD</n1:titleOfClass>
<n1:cusip>97717W307</n1:cusip>
<n1:value>482</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5191</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5191</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US LARGECAP DIVD</n1:titleOfClass>
<n1:cusip>97717W307</n1:cusip>
<n1:value>680</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US LARGECAP DIVD</n1:titleOfClass>
<n1:cusip>97717W307</n1:cusip>
<n1:value>2561</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27569</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27552</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US LARGECAP DIVD</n1:titleOfClass>
<n1:cusip>97717W307</n1:cusip>
<n1:value>44</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>469</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>469</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE SMCP DV</n1:titleOfClass>
<n1:cusip>97717W869</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>39</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>39</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE SMCP DV</n1:titleOfClass>
<n1:cusip>97717W869</n1:cusip>
<n1:value>260</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5243</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5243</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>INTL QULTY DIV</n1:titleOfClass>
<n1:cusip>97717X131</n1:cusip>
<n1:value>317</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10516</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7780</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2736</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US HIGH DIVIDEND</n1:titleOfClass>
<n1:cusip>97717W208</n1:cusip>
<n1:value>417</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6702</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6702</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>YIELD ENHANCD US</n1:titleOfClass>
<n1:cusip>97717X511</n1:cusip>
<n1:value>2606</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48427</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48119</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>308</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EM EX ST-OWNED</n1:titleOfClass>
<n1:cusip>97717X578</n1:cusip>
<n1:value>768</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>25674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>20746</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4928</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>FLOATNG RAT TREA</n1:titleOfClass>
<n1:cusip>97717X628</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>368</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>FLOATNG RAT TREA</n1:titleOfClass>
<n1:cusip>97717X628</n1:cusip>
<n1:value>1225</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>48776</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>48776</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US HIGH DIVIDEND</n1:titleOfClass>
<n1:cusip>97717W208</n1:cusip>
<n1:value>254</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4083</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4083</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP FUND</n1:titleOfClass>
<n1:cusip>97717W570</n1:cusip>
<n1:value>20974</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>643772</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>643772</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US QTLY DIV GRT</n1:titleOfClass>
<n1:cusip>97717X669</n1:cusip>
<n1:value>80</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1754</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1754</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US QTLY DIV GRT</n1:titleOfClass>
<n1:cusip>97717X669</n1:cusip>
<n1:value>11683</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>256829</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>253001</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>3828</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP DIVID</n1:titleOfClass>
<n1:cusip>97717W505</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US MIDCAP DIVID</n1:titleOfClass>
<n1:cusip>97717W505</n1:cusip>
<n1:value>1233</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>43513</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>42427</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1086</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>US QTLY DIV GRT</n1:titleOfClass>
<n1:cusip>97717X669</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>204</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>204</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WISDOMTREE TR</n1:nameOfIssuer>
<n1:titleOfClass>EUROPE HEDGED EQ</n1:titleOfClass>
<n1:cusip>97717X701</n1:cusip>
<n1:value>107</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1765</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1765</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WIX COM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M98068105</n1:cusip>
<n1:value>173</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>676</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>676</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WIX COM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M98068105</n1:cusip>
<n1:value>133</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>521</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>521</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WIX COM LTD</n1:nameOfIssuer>
<n1:titleOfClass>SHS</n1:titleOfClass>
<n1:cusip>M98068105</n1:cusip>
<n1:value>147</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>574</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>574</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WNS HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>92932M101</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WNS HLDGS LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPON ADR</n1:titleOfClass>
<n1:cusip>92932M101</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>40</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODWARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>980745103</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>812</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODWARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>980745103</n1:cusip>
<n1:value>191</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2457</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODWARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>980745103</n1:cusip>
<n1:value>34</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>437</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>302</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>135</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WOODWARD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>980745103</n1:cusip>
<n1:value>2</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>21</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>21</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>2026</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10812</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10812</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1453</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1447</n1:Sole>
<n1:Shared>2</n1:Shared>
<n1:None>4</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>4607</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>24587</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>24413</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>174</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>2039</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>10882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKDAY INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98138H101</n1:cusip>
<n1:value>6617</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>35319</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>35212</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>107</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKIVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>98139A105</n1:cusip>
<n1:value>27</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>507</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>507</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORKIVA INC</n1:nameOfIssuer>
<n1:titleOfClass>COM CL A</n1:titleOfClass>
<n1:cusip>98139A105</n1:cusip>
<n1:value>7</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>127</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>127</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORLD GOLD TR</n1:nameOfIssuer>
<n1:titleOfClass>SPDR GLD MINIS</n1:titleOfClass>
<n1:cusip>98149E204</n1:cusip>
<n1:value>533</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30038</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30038</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORLD WRESTLING ENTMT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98156Q108</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>245</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>245</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORLD WRESTLING ENTMT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98156Q108</n1:cusip>
<n1:value>420</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9672</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9654</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>18</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORLD WRESTLING ENTMT INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98156Q108</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>699</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>699</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORTHINGTON INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>981811102</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>40</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>40</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORTHINGTON INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>981811102</n1:cusip>
<n1:value>37</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WORTHINGTON INDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>981811102</n1:cusip>
<n1:value>238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>4455</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92936U109</n1:cusip>
<n1:value>2230</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>32961</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>32961</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92936U109</n1:cusip>
<n1:value>9759</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>144252</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>134920</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>9332</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92936U109</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>449</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>449</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WP CAREY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>92936U109</n1:cusip>
<n1:value>4489</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66350</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66350</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WPP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>92937A102</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>146</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>146</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WPP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>92937A102</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2953</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2953</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WPP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>92937A102</n1:cusip>
<n1:value>1819</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>46499</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>46167</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>332</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WPP PLC NEW</n1:nameOfIssuer>
<n1:titleOfClass>ADR</n1:titleOfClass>
<n1:cusip>92937A102</n1:cusip>
<n1:value>139</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3548</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3548</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WPX ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98212B103</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>227</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>227</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WPX ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98212B103</n1:cusip>
<n1:value>324</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50823</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50823</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WPX ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98212B103</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4012</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4012</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WPX ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98212B103</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1250</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WW INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98262P101</n1:cusip>
<n1:value>113</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4467</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4467</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WW INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98262P101</n1:cusip>
<n1:value>25</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1000</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1000</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WW INTL INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98262P101</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2474</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98311A105</n1:cusip>
<n1:value>6</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>131</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>131</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98311A105</n1:cusip>
<n1:value>175</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4116</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4103</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>13</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98311A105</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>674</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>674</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNDHAM HOTELS &amp; RESORTS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98311A105</n1:cusip>
<n1:value>132</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3097</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3097</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNN RESORTS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983134107</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>400</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>400</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNN RESORTS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983134107</n1:cusip>
<n1:value>555</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7450</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7293</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>157</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNN RESORTS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983134107</n1:cusip>
<n1:value>20</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>262</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>262</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>WYNN RESORTS LTD</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983134107</n1:cusip>
<n1:value>16</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>219</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>219</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>179</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2867</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2867</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>1638</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26206</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26206</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>249</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3976</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3976</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>410</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6561</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5494</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1067</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XCEL ENERGY INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98389B100</n1:cusip>
<n1:value>1076</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17215</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17215</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XEROX HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>98421M106</n1:cusip>
<n1:value>8</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>514</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>514</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XEROX HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>98421M106</n1:cusip>
<n1:value>50</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3298</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2987</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>311</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XEROX HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>98421M106</n1:cusip>
<n1:value>424</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>27700</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>27700</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XEROX HOLDINGS CORP</n1:nameOfIssuer>
<n1:titleOfClass>COM NEW</n1:titleOfClass>
<n1:cusip>98421M106</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XILINX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983919101</n1:cusip>
<n1:value>2983</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>30320</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>30320</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XILINX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983919101</n1:cusip>
<n1:value>778</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7910</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6595</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1315</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XILINX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983919101</n1:cusip>
<n1:value>2013</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>20459</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18859</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XILINX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983919101</n1:cusip>
<n1:value>17713</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>180033</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>179954</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>79</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XILINX INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983919101</n1:cusip>
<n1:value>1073</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>10903</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4903</n1:Sole>
<n1:Shared>6000</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPO LOGISTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983793100</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>500</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>500</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPO LOGISTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983793100</n1:cusip>
<n1:value>193</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2496</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2496</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPO LOGISTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983793100</n1:cusip>
<n1:value>1390</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>17991</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>17991</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XPO LOGISTICS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>983793100</n1:cusip>
<n1:value>24</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>305</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>305</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>937</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14422</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13027</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1395</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>272</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4187</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4187</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>240</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3694</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3094</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>600</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>977</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>977</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>XYLEM INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98419M100</n1:cusip>
<n1:value>5661</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>87145</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>86540</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>605</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YAMANA GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98462Y100</n1:cusip>
<n1:value>45</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8183</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YAMANA GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98462Y100</n1:cusip>
<n1:value>26</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4834</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4834</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YAMANA GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98462Y100</n1:cusip>
<n1:value>1</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>178</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>178</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YAMANA GOLD INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98462Y100</n1:cusip>
<n1:value>53</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>9723</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>9553</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>170</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YANDEX N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>118</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2351</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2351</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YANDEX N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>1670</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>33384</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>33322</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>62</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YANDEX N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>116</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2266</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YANDEX N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>108</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2150</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2150</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YANDEX N V</n1:nameOfIssuer>
<n1:titleOfClass>SHS CLASS A</n1:titleOfClass>
<n1:cusip>N97284108</n1:cusip>
<n1:value>269</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5370</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5370</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YETI HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98585X104</n1:cusip>
<n1:value>3</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>66</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>66</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YETI HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98585X104</n1:cusip>
<n1:value>345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>8074</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>8074</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YIREN DIGITAL LTD</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS</n1:titleOfClass>
<n1:cusip>98585L100</n1:cusip>
<n1:value>111</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26984</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26984</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>498</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5734</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>4919</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>56596</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>56420</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>176</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>388</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4468</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4468</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>69</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>792</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>792</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>6557</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>75445</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>74615</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>830</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM BRANDS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>988498101</n1:cusip>
<n1:value>553</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>6368</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>6326</n1:Sole>
<n1:Shared>8</n1:Shared>
<n1:None>34</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>39</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>804</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>804</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>202</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4196</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4196</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>4238</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>88162</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>87999</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>163</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>267</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5556</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5556</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>3949</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>82155</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>81093</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1062</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>YUM CHINA HLDGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98850P109</n1:cusip>
<n1:value>263</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>5470</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>5405</n1:Sole>
<n1:Shared>12</n1:Shared>
<n1:None>53</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>14094</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>55067</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>54734</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>333</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>48</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>188</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>188</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>3656</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14285</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>14268</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>17</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>391</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1527</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1527</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZEBRA TECHNOLOGIES CORPORATI</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>989207105</n1:cusip>
<n1:value>457</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1784</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1740</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>44</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98956P102</n1:cusip>
<n1:value>208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1744</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1744</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98956P102</n1:cusip>
<n1:value>72</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>600</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>600</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98956P102</n1:cusip>
<n1:value>875</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7327</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2751</n1:Sole>
<n1:Shared>4576</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98956P102</n1:cusip>
<n1:value>1345</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>11268</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>11183</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>85</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98956P102</n1:cusip>
<n1:value>31483</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>263766</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>162940</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>100826</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98956P102</n1:cusip>
<n1:value>1608</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13474</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13082</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>392</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIONS BANCORPORATION N A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>989701107</n1:cusip>
<n1:value>247</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>7275</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>7275</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIONS BANCORPORATION N A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>989701107</n1:cusip>
<n1:value>29</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>844</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>844</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZIONS BANCORPORATION N A</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>989701107</n1:cusip>
<n1:value>30</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>882</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>882</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>3694</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>26958</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>26958</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>155</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1134</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>643</n1:Sole>
<n1:Shared>491</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>8458</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>61721</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>61624</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>97</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>22</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>158</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>158</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>6895</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>50313</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>50313</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOETIS INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98978V103</n1:cusip>
<n1:value>7326</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>53458</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>51457</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>2001</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98980L101</n1:cusip>
<n1:value>63</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>250</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>0</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>250</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98980L101</n1:cusip>
<n1:value>51</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>200</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>15</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>200</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98980L101</n1:cusip>
<n1:value>1208</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>4764</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>4614</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>150</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98980L101</n1:cusip>
<n1:value>236</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>929</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>929</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZOOM VIDEO COMMUNICATIONS IN</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98980L101</n1:cusip>
<n1:value>733</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>2890</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>2890</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZSCALER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98980G102</n1:cusip>
<n1:value>1396</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>12750</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>12750</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZSCALER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98980G102</n1:cusip>
<n1:value>9</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>84</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>84</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZSCALER INC</n1:nameOfIssuer>
<n1:titleOfClass>COM</n1:titleOfClass>
<n1:cusip>98980G102</n1:cusip>
<n1:value>333</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>3037</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>3037</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZTO EXPRESS CAYMAN INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS A</n1:titleOfClass>
<n1:cusip>98980A105</n1:cusip>
<n1:value>665</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>18120</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>18120</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZTO EXPRESS CAYMAN INC</n1:nameOfIssuer>
<n1:titleOfClass>SPONSORED ADS A</n1:titleOfClass>
<n1:cusip>98980A105</n1:cusip>
<n1:value>621</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>16906</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>16906</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZYNGA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98986T108</n1:cusip>
<n1:value>136</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>14258</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>5</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13258</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>1000</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZYNGA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98986T108</n1:cusip>
<n1:value>11</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>1104</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>12</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>1104</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
<n1:infoTable>
<n1:nameOfIssuer>ZYNGA INC</n1:nameOfIssuer>
<n1:titleOfClass>CL A</n1:titleOfClass>
<n1:cusip>98986T108</n1:cusip>
<n1:value>127</n1:value>
<n1:shrsOrPrnAmt>
<n1:sshPrnamt>13310</n1:sshPrnamt>
<n1:sshPrnamtType>SH</n1:sshPrnamtType>
</n1:shrsOrPrnAmt>
<n1:investmentDiscretion>DFND</n1:investmentDiscretion>
<n1:otherManager>14</n1:otherManager>
<n1:votingAuthority>
<n1:Sole>13310</n1:Sole>
<n1:Shared>0</n1:Shared>
<n1:None>0</n1:None>
</n1:votingAuthority>
</n1:infoTable>
</n1:informationTable>

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</SEC-DOCUMENT>
